Podcasts about MEC

Wicus Diedericks, owner of Rockwood Conservation, dropped a bomb on the rhino conservation world on Friday, when a court ruled that he can trade in rhino horn (devil is in the details). It's not quite that simple, but the ruling stated that the CITES exemption for conservation-bred rhinos is part of South African law - i.e., he should legally be able to get an export permit for horns that have been dehorned from his herd. This is huge news for rhino conservation and potentially the legal mechanism by which rhino horn can be purchased by the east and the Middle East. This is absolutely breaking news, with this court decision occurring last Friday. We do not know the extent of the implications of the court ruling, we do know the MEC of the Northern Cape has 7 days to respond to the issuance of the export permit. We also know that in 2 1/2 weeks CITES COP starts in Uzbekistan and this will be the talk of the town there! Get to know the guest: https://www.dailymaverick.co.za/article/2025-10-31-rhino-horn-harvested-from-captive-breeding-operations-can-be-exported-high-court-rules/ Do you have questions we can answer? Send it via DM on IG or through email at info@theoriginsfoundation.org  Support our Conservation Club Members! Schalk Pienaar Safaris Namibia: https://spsafarisnamibia.com/  Dr. Blake Brown, DDS: https://www.drblakebrowndentistry.com/  The Hunting Ban in Cabaneros National Park: https://theoriginsfoundation.org/conservation-projects/hunting-ban-cabaneros-national-park/  See more from Blood Origins: https://bit.ly/BloodOrigins_Subscribe Music: Migration by Ian Post (Winter Solstice), licensed through artlist.io This podcast is brought to you by Bushnell, who believes in providing the highest quality, most reliable & affordable outdoor products on the market. Your performance is their passion. https://www.bushnell.com  This podcast is also brought to you by Silencer Central, who believes in making buying a silencer simple and they handle the paperwork for you. Shop the largest silencer dealer in the world. Get started today! https://www.silencercentral.com  This podcast is brought to you by Safari Specialty Importers. Why do serious hunters use Safari Specialty Importers? Because getting your trophies home to you is all they do. Find our more at: https://safarispecialtyimporters.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

O episódio de hoje foge um pouco do nosso formato usual e é uma parceria entre o podcast Oxigênio da Unicamp e o Fronteiras da Ciência. O ano de 2025 foi declarado pela Unesco como o Ano Internacional da Ciência e Tecnologias Quânticas, celebrando os 100 anos do desenvolvimento das equações fundamentais que estruturaram, matematicamente, a Mecânica Quântica. O roteiro, escrito pela Eduarda Moreira e a Mayra Trinca, e narrado pela própria Eduarda e o Guili Arenzon, faz um apanhado geral do que é a Mecânica Quântica mas também explica o que muita gente considera mas que não faz parte da teoria, o misticismo quântico. A maioria das entrevistas foi gravada em julho de 2025 durante a conferência "Os 100 anos da física quântica", organizada pelo IF-UFRGS. Página do Oxigênio: https://www.oxigenio.comciencia.br/203-o-que-nao-e-quantica/ Produção: Eduarda Moreira (Oxigênio), Mayra Trinca (Oxigênio) e Jeferson Arenzon Edição: Carolaine Cabral e Jeferson Arenzon Créditos da Imagem: logo do evento "Os 100 anos da física quântica" do IF-UFRGS (https://if.ufrgs.br/quantica100/)

As apresentadoras Lara Vieira (@vieiralara) e Gaby Gouvêa (@gabygouvea_) recebem a jornalista Pietra Mesquita (@pietramesquita) para um bate-papo inspirador sobre fé, juventude e propósito em meio aos desafios da vida moderna. Pietra compartilha seu testemunho de fé e fala sobre a mudança de estado, os desafios de viver o cristianismo na fase da adolescência e juventude, e a importância da comunidade de fé nesse processo. Além disso, ela conta sobre sua trajetória profissional — do jornalismo em programas de TV à atuação no meio do entretenimento, convivendo com famosos e mantendo sua identidade em Cristo. Um episódio autêntico, leve e cheio de reflexões sobre permanecer firme na fé, mesmo em ambientes desafiadores e cheios de pressão. Se inscreva no canal, ative o sininho e compartilhe esse episódio com alguém que precisa ser lembrado de que é possível viver com propósito em qualquer lugar! _____________________ Converse com a gente:Instagram @nacontramaortmWhatsApp da RTM (11) 97418-1456 Patrocinador:Mais do que oferecer ensino de qualidade, a UniEVANGÉLICA forma pessoas com propósito. São 78 anos transformando vidas por meio da educação, do ensino infantil à pós-graduação, mestrado e doutorado. Com dezenas de cursos presenciais e EAD, a instituição une excelência acadêmica, princípios cristãos e uma visão global, com convênios internacionais que ampliam as oportunidades dos alunos. Destaque em rankings nacionais e reconhecida pelos altos índices do MEC, a UniEVANGÉLICA prepara cidadãos éticos, conscientes e prontos para transformar o mundo. Aqui, tradição, inovação e fé caminham juntas. Quer ir mais longe? Acesse unievangelica.edu.br. Equipe NC Cast:Carlos Pellerin, Eliakim Rodrigues, Gabriella Gouvêa, Kaká Rodrigues, Lara Vieira, Luiz Felipe, Marcelo Favero, Matheus Pires, Paulo Henrique, Pedro Campos e Thiago Lisa.#NCCast #PietraMesquita #FéNaJuventude #CristãoNoEntretenimento #FéEPropósito #ComunidadeDeFé #TestemunhoCristão #FéNaPrática #LuzNoMundSee omnystudio.com/listener for privacy information.

Happy Halloween from the Delta MEC! Here are the news bites from the MEC's week.

Os apresentadores Carlos Pellerin (@pellerincarlos) e Gaby Gouvêa (@gabygouvea_) recebem Nathanael Dutra (@nathanaeldutra), um missionário apaixonado por mobilizar a Igreja a viver o Evangelho de forma integral. Advogado por formação, Nathanael largou tudo para seguir o chamado missionário e hoje atua em diferentes contextos: do sertão aos povos indígenas, das comunidades urbanas às nações. Com sensibilidade, humor e profundidade, ele fala sobre o que significa obedecer ao chamado de Deus e viver missões como estilo de vida, não como algo restrito a alguns poucos. Nesse episódio, ele compartilha sua jornada, os desafios e aprendizados do campo missionário, além de reflexões profundas sobre fé, vocação e obediência. Se inscreva no canal, ative o sininho e compartilhe esse episódio com quem precisa redescobrir o poder da missão no dia a dia! _____________________ Converse com a gente:Instagram @nacontramaortmWhatsApp da RTM (11) 97418-1456 Patrocinador:Mais do que oferecer ensino de qualidade, a UniEVANGÉLICA forma pessoas com propósito. São 78 anos transformando vidas por meio da educação, do ensino infantil à pós-graduação, mestrado e doutorado. Com dezenas de cursos presenciais e EAD, a instituição une excelência acadêmica, princípios cristãos e uma visão global, com convênios internacionais que ampliam as oportunidades dos alunos. Destaque em rankings nacionais e reconhecida pelos altos índices do MEC, a UniEVANGÉLICA prepara cidadãos éticos, conscientes e prontos para transformar o mundo. Aqui, tradição, inovação e fé caminham juntas. Quer ir mais longe? Acesse unievangelica.edu.br. Equipe NC Cast:Carlos Pellerin, Eliakim Rodrigues, Gabriella Gouvêa, Kaká Rodrigues, Lara Vieira, Luiz Felipe, Marcelo Favero, Matheus Pires, Paulo Henrique, Pedro Campos e Thiago Lisa.#NCCast #Missões #NathanaelDutra #CarlosPellerin #GabyGouvêa #IgrejaEmMissão #MissõesIntegradas #CristianismoRelevante #Obediência #Propósito #FéEmAção #MissãoDeDeusSee omnystudio.com/listener for privacy information.

Starting an IBC policy when everything feels worst? That's exactly how Nelson Nash discovered Infinite Banking, when bank rates hit 23% and leverage turned on him. Here's what he did, why it worked, and how to avoid the same traps.

John is joined by a panel of cycling enthusiasts, and MEC for Mobility Isaac Sileku on the Province’s plan to use other modes of transport, to prevent traffic, to be more climate friendly, and to unlock economic opportunitie Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Mec. Bartosz Lewandowski ocenił w Radiu Wnet, że zarzuty wobec Zbigniewa Ziobry „nie mają podstaw prawnych” i są elementem politycznego odwetu. „To medialna bańka, efekt propagandowy” – powiedział.

Não é de hoje que a quântica carrega um ar de misticismo e a reputação de ser a solução para os mais diversos tipos de problemas, sejam eles relacionados ao corpo ou à alma. Essa fama faz com que o termo seja usado de maneira irresponsável por charlatões que procuram lucrar com a venda de produtos e serviços pseudocientíficos, baseados em mentiras. Mas fato é que a quântica tem, sim, muitas aplicações reais e é uma área muito importante da ciência - não à toa, foi o tema central do Prêmio Nobel de Física em 2025. Por isso, no quarto episódio da série Parcerias, produzido por Eduarda Moreira e Mayra Trinca junto com o Fronteiras da Ciência, da UFRGS, e em comemoração ao centenário da Física Quântica, trazemos dicas e informações que ajudam a diferenciar o que é do que não é quântica. ___________________________________________________________________ ROTEIRO Eduarda: Imagina a seguinte cena: um professor entra na sala de aula no primeiro dia do curso e diz: Pedro: Hoje é um dia muito emocionante pra mim porque vamos começar a estudar Mecânica Quântica, e faremos isso até o fim do período. Agora, eu tenho más notícias e boas notícias: a má notícia é que é um assunto um pouco difícil de acompanhar intuitivamente, e a boa notícia é que ninguém consegue acompanhar intuitivamente. O Richard Feynman, uma das grandes figuras da física, costumava dizer que ninguém entende mecânica quântica. Então, de certa forma, a pressão foi tirada de vocês, porque eu não entendo, vocês não entendem e Feynman não entendia. O ponto é que…o meu objetivo é o seguinte: nesse momento eu sou o único que não entende mecânica quântica nessa sala, mas daqui uns sete dias, todos vocês serão incapazes de entender mecânica quântica também, e aí vão poder espalhar a ignorância de vocês por vários lugares. Esse é o único legado que um professor pode desejar! Guili: Isso realmente aconteceu! O físico indiano Ramamurti Shankar, professor da Universidade de Yale, nos Estados Unidos, ficou famoso por esse discurso de boas-vindas - um tanto quanto sincero - aos seus alunos. Eduarda: Se a quântica é esse negócio tão complicado de entender até pra especialistas da área, imagina pra gente que nem lembra mais as equações que decorou pro vestibular. Não é à toa que muita gente usa o termo “quântico” pra dar um ar científico a produtos que não têm nada de científico, muito menos de quântico. Guili: A lista é bastante longa: tem “terapia quântica”, “coach quântico”, “sal quântico”, “emagrecimento quântico”... eu tenho certeza que você já se deparou com algum desses por aí. Mas, afinal, como saber o que não é, e, principalmente, o que realmente é a ciência quântica? Eduarda: É isso que eu, Eduarda Moreira, e o Guili Arenzon vamos te contar no episódio de hoje, que é uma parceria entre o Oxigênio e o Fronteiras da Ciência, podcast de divulgação científica do Instituto de Física da Universidade Federal do Rio Grande do Sul. Eduarda: Esse episódio é mais um da série comemorativa dos 10 anos do Oxigênio! Marcelo Knobel: Então, recentemente eu recebi um, inclusive de um aluno, que era uma mesa quântica estelar para resolver processos judiciais, para dar um exemplo extremo do que pode acontecer, mas tem aí cursos de pedagogia quântica, brincadeira quântica para criança, tem pulseiras quânticas e assim vai, é infinita a imaginação humana. Guili: Esse é o Professor Marcelo Knobel Marcelo Knobel: …eu sou professor de Física da Unicamp, sou professor há mais de 35 anos, fui reitor da Unicamp, atualmente estou em Trieste, na Itália, como diretor executivo da Academia Mundial de Ciências para Países em Desenvolvimento. E tenho trabalhado com divulgação científica, com gestão universitária, gestão da ciência, e é um prazer estar aqui com vocês. Guili: O Marcelo tem um gosto pessoal por investigar pseudociências, especialmente as quânticas, o que faz sentido, já que ele também é físico. Eduarda: Então,

Mais uma rodada do quadro que todo mundo ama! Os apresentadores Carlos Pellerin (@pellerincarlos) e Gaby Gouvêa (@gabygouvea_) recebem novamente o Pr. Max Moraes (@max_moraes87) para responder às perguntas que vocês enviaram — dúvidas sinceras, temas polêmicos e curiosidades bíblicas que sempre rendem boas conversas. Com sabedoria, leveza e base sólida na Palavra, o Max ajuda a gente a entender melhor o que a Bíblia realmente diz sobre questões do dia a dia da fé cristã. Se inscreva no canal, ative o sininho e não perca nenhum episódio do PERGUNTE AO PASTOR, o quadro que transforma dúvida em aprendizado! _____________________ Converse com a gente:Instagram @nacontramaortmWhatsApp da RTM (11) 97418-1456 Patrocinador:Mais do que oferecer ensino de qualidade, a UniEVANGÉLICA forma pessoas com propósito. São 78 anos transformando vidas por meio da educação, do ensino infantil à pós-graduação, mestrado e doutorado. Com dezenas de cursos presenciais e EAD, a instituição une excelência acadêmica, princípios cristãos e uma visão global, com convênios internacionais que ampliam as oportunidades dos alunos. Destaque em rankings nacionais e reconhecida pelos altos índices do MEC, a UniEVANGÉLICA prepara cidadãos éticos, conscientes e prontos para transformar o mundo. Aqui, tradição, inovação e fé caminham juntas. Quer ir mais longe? Acesse unievangelica.edu.br. Equipe NC Cast:Carlos Pellerin, Eliakim Rodrigues, Gabriella Gouvêa, Kaká Rodrigues, Lara Vieira, Luiz Felipe, Marcelo Favero, Matheus Pires, Paulo Henrique, Pedro Campos e Thiago Lisa.#NCCast #PergunteAoPastor #PrMaxMoraes #CarlosPellerin #GabyGouvêa #CristianismoRelevante #FéNaPrática #TeologiaParaTodos #RespostasBíblicas #QuadroFixo #RTM See omnystudio.com/listener for privacy information.

Especialista en novela negra, en el género noir, recibimos hoy a la escritora uruguaya, Alicia Escardó, quien hace un gran trabajo de gestión cultural, coordina espacios culturales y es columnista en la radio. Viene de este hermoso país que es Uruguya, tierra de la gran Ida Vitales, con una trayectoria que le ha ganado numerosos premios por su trabajo en narrativa como: Premio Nacional de Narrativa, año 2020, literatura juvenil, por La muerte de Pan, mención en el Primer Premio, Premios anuales de literatura del MEC, año 2022, narrativa inédita, por La trama violeta y en el Premio Nacional de literatura 2024, La trama violeta. El género policial o policiaco es su especialidad así como obras de suspenso para jóvenes y el rescate de la literatura clásica y mitológíca. Pensamos en ella como parte del grupo que integran otras escritoras en el género como Claudia Piñeiro y Florencia Etcheves. Alicia es uno de los motores en difundir la novela negra en diversos festivales en donde se ha encontrado con escritores como Pedro Medina y Gastón Virkel.

Brasil e Indonésia assinaram uma série de memorandos e acordos de cooperação nas mais diversas áreas, durante visita oficial do presidente Lula à capital do país, Jacarta. Os acordos assinados têm como áreas principais agricultura, energia, comércio, educação, defesa, ciência e tecnologia.O Giro de Notícias mantém você por dentro das principais informações do Brasil e do mundo. Confira mais atualizações na próxima edição.

TUTAMÉIA apresenta e comenta participação do presidente Lula em corrida em homenagem aos 95 anos do MEC, realizada em Brasília na manhã de domingo 28 de setembro de 2025.Inscreva-se no TUTAMÉIA TV e visite o site TUTAMÉIA, https://tutameia.jor.br, serviço jornalístico criado por Eleonora de Lucena e Rodolfo Lucena.Acesse este link para entrar no grupo AMIG@S DO TUTAMÉIA, exclusivo para divulgação e distribuição de nossa produção jornalística: https://chat.whatsapp.com/Dn10GmZP6fV...

Muy buena semana para todos.En este episodio revisaremos la segunda parte sobre la ventilación en el parocardáorespiratorio (PCR). Un tema algo controversial, al menos para mí, de acuerdo a lo que revisaremos en este capítulo. Espero que te sea de mucha utilidad y que sirva para tener un punto de conversación sobre nuestra practica diaria. En este episodio hablamos de: Ventilación asincrónicaFrecuencia Ventilatoria en PCRVolumen Tidal Ideal Ventilación Mecánica invasica y PCRTe comparto el link de esta publicación. No olvides suscribirte a nuestro podcast y compartir este episodio con quien necesite conocer esta información. Saludos y buena SemanaDavid Larrondo FonsecaLinks: Zoll: www.zoll.comArticulo:https://www.resuscitationjournal.com/article/S0300-9572(24)00260-0/fulltext 

No ar mais um Descomplicadamente, com Lara Vieira (@vieiralara) e Gaby Gouvêa (@gabygouvea_), em uma conversa leve e necessária sobre um tema que afeta muita gente: a ansiedade. A convidada da semana é Bhárbara Barcelar (@psico.bharbara) — Psicóloga Clínica (CRP 06/174390), com formação em Terapia Cognitivo-Comportamental (TCC) e especialização em casos de ansiedade. Bhárbara ajuda pessoas a lidarem melhor com seus pensamentos e emoções, tanto em atendimentos presenciais quanto online. Neste episódio, o papo é sobre entender o que é a ansiedade, como ela se manifesta e, principalmente, como a fé e o autoconhecimento podem caminhar juntos no processo de cuidar da mente e do coração. Se inscreva no canal, ative o sininho e compartilhe esse episódio com quem precisa ouvir uma palavra de leveza e esperança hoje! _____________________ Converse com a gente:Instagram @nacontramaortmWhatsApp da RTM (11) 97418-1456 Patrocinador:Mais do que oferecer ensino de qualidade, a UniEVANGÉLICA forma pessoas com propósito. São 78 anos transformando vidas por meio da educação, do ensino infantil à pós-graduação, mestrado e doutorado. Com dezenas de cursos presenciais e EAD, a instituição une excelência acadêmica, princípios cristãos e uma visão global, com convênios internacionais que ampliam as oportunidades dos alunos. Destaque em rankings nacionais e reconhecida pelos altos índices do MEC, a UniEVANGÉLICA prepara cidadãos éticos, conscientes e prontos para transformar o mundo. Aqui, tradição, inovação e fé caminham juntas. Quer ir mais longe? Acesse unievangelica.edu.br. #NCCast #Descomplicadamente #Ansiedade #SaúdeEmocional #PsicologiaECristianismo #FéESaúdeMental #BhárbaraBarcelar #TCC #Autoconhecimento #FéSemComplicação #CristianismoRelevanteSee omnystudio.com/listener for privacy information.

In this episode of the Business Unusual Podcast, Ralf Fletcher chats with Beverly Schäfer, the former deputy speaker of the Western Cape provincial parliament, who served as the MEC for Economic Opportunities, Tourism and Agriculture in the Western Cape and is now a leading voice in data sovereignty and ethical AI. Watch the full podcast on YouTube

Level Up 155 - Otras Mazmorras - Daggerheart con Regik (1272) Hoy bajamos de nuevo otras mazmorras esta vez de la mano de Regik, conocedor de esta ambientación tan especial. Qué es Daggerheart Daggerheart es un sistema de rol de fantasía desarrollado por Darrington Press, con participación de creadores asociados a Critical Role. Su enfoque principal está en la historia y la narrativa de los personajes, más que en mecánicas rígidas, permitiendo a los jugadores influir directamente en la trama y el desarrollo de sus personajes mediante la colaboración. Mecánicas principales El núcleo del juego es el sistema de dados de Esperanza vs. Miedo. Los jugadores lanzan dos dados de 12 caras: uno representa Esperanza y el otro Miedo. El dado más alto determina el efecto narrativo: un alto valor de Esperanza permite resultados positivos y recompensas, mientras que un alto valor de Miedo da poder narrativo al GM para desafiar a los personajes. Además, los jugadores pueden gastar puntos de Esperanza acumulados para potenciar acciones o activar habilidades, haciendo que los dados reflejen emociones y narrativa, no solo azar mecánico. La creación y personalización de personajes se gestiona mediante un sistema de cartas: Ascendencia, Comunidad, Subclase y Dominio, lo que permite construir héroes únicos y facilita decisiones estratégicas dentro de la narración colaborativa. Mundo de juego y narrativa Desde la sesión inicial y a lo largo de la campaña, el GM hace preguntas y los jugadores aportan ideas sobre regiones, comunidades y aventuras. Existen marcos de campaña predefinidos, como Age of Umbra y Beast Feast, que ofrecen narrativas listas para jugar, con ajustes mecánicos y ganchos de historia. Con lo que promueve la creación de forma colaborativa del mundo en el que se hayan los jugadores. Esperamos que os guste! Música de Uppbeat: License code: DSJHNLFTIRWBKXPO Música de Youtube

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how modern life insurance can be more than a death benefit—it can be an all-in-one tool for retirement planning strategies, tax advantages of life insurance, and long-term care insurance. With guest expert Jim Bowman, they explain how well-structured cash value policies—especially Indexed Universal Life—can provide tax free retirement income, flexible access to cash, and an efficient way to leave a legacy to family or charity.Listen in to learn about the practical differences between term and cash value policies, how to design funding to avoid MEC rules, why many retirees use unneeded RMDs to create tax-efficient benefits, and how hybrid life insurance can accelerate a portion of the death benefit for qualifying long-term care needs. If you want a clear path to secure your retirement, plan for retirement, and keep a simple retirement checklist for retiring comfortably, this conversation is for you.In this episode, find out:· How to think about life insurance benefits beyond debt protection—legacy, liquidity, and LTC.· The mechanics of life insurance cash value and using policy loans for tax free retirement income.· Why life insurance and taxes can work in your favor when policies are designed to minimize insurance cost and maximize accumulation.· When to consider life insurance for retirement (including for business owners) and how to fund over 5–7 years to avoid MECs.· Using unwanted RMDs to fund life insurance for seniors or a hybrid life insurance policy with long term care insurance riders.Tweetable Quotes:· “Life insurance can be the Swiss Army knife of retirement—growth, tax efficiency, legacy, and long-term care in one plan.” — Radon Stancil· “Design the policy to minimize insurance cost and maximize cash value—then let it do the heavy lifting for tax-free income.” — Murs TariqThroughout the episode, we cover: Retirement Planning, retirement planning strategies, planning retirement with Indexed Universal Life, coordinating with a broader financial plan, and using a straightforward retirement checklist to align cash flow, taxes, and legacy goals—so you can secure your retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this exclusive episode of the Engage Podcast, we highlight the Delta MEC's powerful new messaging tool for staying connected with your union: the Delta MEC Updates Telegram Channel! Join host F/O Ryan Argenta as he sits down with Communications Chair F/O Kevin Brady and Strategic Planning Vice-Chair Capt. John Wood to explore this direct source for real-time MEC news and updates. They'll guide you through the simple steps to subscribe and access this essential resource. Tune in to discover how to stay informed with the Delta MEC like never before!

El automóvil se ha convertido en muchos países en una máquina de recaudar, una "vaca lechera" a la que ordeñan sin piedad y que en España entrega a las arcas del Estado alrededor de 40.000 millones de euros al año. Sí, habéis oído bien, el triple de lo que gasta el gobierno español en defensa. En mi opinión un escándalo que vamos a rastrear y analizar cifra por cifra. En este video vamos a investigar y a buscar hasta el último rincón y hasta el último céntimo, todo el dinero que el Estado obtiene del automóvil y los automovilistas. Y espero demostrar que la lógica y la justicia brillan por su ausencia. 1. El Bautizo Fiscal. Comprar un coche, el primer gran “sablazo”. El IVA o Impuesto sobre el Valor Añadido, hoy en día, es un rotundo 21%. Pero esta cifra no ha dejado de crecer. Para que nos hagamos una idea, en 1995 este impuesto era del 16%. En julio de 2010 subió al 18% y, en plena crisis, en septiembre de 2012, nos dieron la estocada final con el 21%. ¿Te parece mucho? Pues la fiesta no ha hecho más que empezar. Ahora llega el Impuesto de Matriculación, un tributo que en la mayoría de países europeos serios, simplemente, no existe. Se supone que es un impuesto "ecológico" porque grava las emisiones de CO₂, pero es una de las mayores trampas fiscales de la historia reciente. 2. El “Ordeño” diario. La sangría de usar el coche. Una vez que el coche es tuyo, el Estado no se olvida de ti… por el contrario, se convierte en tu sombra. Empecemos por el Impuesto de Circulación o IVTM acrónimo de Impuesto sobre Vehículos de Tracción Mecánica. Es un impuesto municipal, lo que significa que cada ayuntamiento decide cuánto te “clava “en un ejercicio de arbitrariedad inaudito. Las diferencias son demenciales. Pero la verdadera joya de la corona, la mina de oro del Estado, es el combustible. Cada vez que paramos en una gasolinera, más de la mitad de lo que pagamos no es por la gasolina o el diésel, sino por los impuestos que lleva asociados. 3. La multa como modelo de negocio. La DGT del execrable Pere Navarro. Y, por si fuera poco, tenemos a la Dirección General de Tráfico. La DGT se ha convertido en una agencia de recaudación casi perfecta. En 2023, batió su récord histórico de multas, ingresando la escalofriante cifra de 507 millones de euros. 4. ¡Agárrate! El “Gran Total”. La Cifra del Escándalo. Y llega el momento de sumar. Si metemos en una coctelera el IVA, el Impuesto de Matriculación, el de Hidrocarburos, el de Circulación, tasas, multas y demás, la cifra es mareante. Según los últimos datos consolidados de ANFAC, la patronal de fabricantes, correspondientes a 2023, el sector de la automoción en España aporta cada año a las arcas del Estado cerca de 40.000 millones de euros. 5. La gran pregunta. ¿Qué recibimos a cambio? Insisto, ¿qué recibimos a cambio de este esfuerzo fiscal titánico? ¿Una red de carreteras impecable? ¡Nada más lejos de la realidad! El último informe de la Asociación Española de la Carretera es para echarse a llorar: el déficit en mantenimiento de nuestras carreteras supera ya los 11.000 millones de euros. 6. La Comparativa Europea: El mito de que en España no se paga tanto. Volvemos a Europa, donde la propaganda oficial insiste en que la presión fiscal sobre el automóvil en España está en la media. ¡Falso! La clave no es la cifra absoluta, sino el esfuerzo fiscal que supone para un ciudadano con un salario medio español. Compra del vehículo: La combinación de un IVA del 21% (superior al 19% de Alemania) y un Impuesto de Matriculación que no existe en potencias como Alemania o que es muy inferior en otros países, hace que el desembolso inicial en España sea de los más dolorosos de la UE en relación con el poder adquisitivo. Recaudación por combustible: Aunque en términos absolutos Alemania recauda más por tener más coches, España está entre los países con los impuestos sobre la gasolina y el diésel más altos de Europa. Esto castiga no solo al particular, sino a toda la cadena económica, desde el transportista hasta el agricultor. El modelo español es perversamente claro: una fiscalidad altísima en la compra y en el uso diario que afecta a toda la población por igual, vivas en una gran ciudad o en un pueblo donde el coche es tu única forma de ir al médico. Conclusión. Las cifras no mienten. Unos 40.000 millones de euros al año recaudados, un aumento de 18.000 millones en dos décadas, y un déficit en mantenimiento de carreteras que es una vergüenza nacional. El automóvil es el pilar financiero oculto del Estado español. Somos un cajero automático con ruedas para un sistema que recauda sin cesar y que no reinvierte de forma justa.

What happens if you can't afford your whole life insurance premium anymore? It's the most common concern when people design large policies for Infinite Banking: "I don't want to pay this huge premium until I'm 95 years old." The truth is, once you understand what premium is doing for you—building momentum, creating guaranteed growth, and establishing your family banking system—you won't want to stop. But life happens. Income disruptions, career changes, or simply changing priorities might make you reconsider. That's why understanding your contractual rights matters. There are five distinct options when you can't or won't continue paying premiums, and most people only know about the worst one: surrendering for cash. This episode breaks down all five options, from the contractual non-forfeiture provisions required by state law to the optimal strategy that lets your policy sustain itself. We explain extended term insurance, reduced paid-up insurance, automatic premium loans, and the dividend payment strategy—plus why working with an authorized IBC practitioner ensures you actually have access to these options. The goal isn't to plan your exit from day one, but to understand the full contract you're entering and know you have control no matter what happens.Chapters:00:00 - Opening segment07:00 - Introduction to non-forfeiture options and PUA  10:00 - Four contractual non-forfeiture options overview  11:20 - Cash value refresher13:00 - Net present value14:40 - Dave Ramsey's misrepresentation   17:50 - Company exposure and why cash value grows over time  18:55 - Option 1: Cash surrender value (closing the policy)  20:30 - Option 2: Extended term insurance explained  25:45 - Option 3: Automatic premium loan (APL)  27:00 - When APL makes sense: income disruption scenarios  32:00 - Base premium vs. total premium: What you actually need to sustain  35:00 - Option 4: Reduced paid-up insurance (RPU)  36:25 - Why you can't RPU before year seven (MEC rules)  42:15 - How using dividends changes projections  44:50 - Option 5: Using dividends to pay premiums (the optimal strategy)  48:05 - Keeping premium door open  52:00 - Protection and savings before speculation  54:10 - Keeping the wall between savings and investments  56:30 - Final thoughtsKey Takeaways:- Cash surrender value is not separate from death benefit—it's your equity in the future payment at present value- There are 5 total options when you can't pay premium: 4 contractual non-forfeiture options plus the dividend strategy- Cash surrender (Option 1): Walk away with equity, lose all coverage—least recommended option- Extended term insurance (Option 2): Same death benefit dollar amount, reduced timeframe based on cash value- Reduced paid-up insurance (Option 3): Same timeframe (whole life), reduced death benefit, no future premiums required- Automatic premium loan (Option 4): Company loans against cash value to pay base premium automatically- Dividend payment (Option 5): Use policy dividends to pay base premium—the optimal approach for mature policies- Not all whole life companies support optimal IBC design—must have PUA riders available- Work only with Nelson Nash Institute authorized practitioners to ensure proper policy structure- Goal is never to stop paying premium once you understand what it's doing for your family banking system- Your whole life policy should be the asset you understand most completely before signingGot Questions?Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !Visit https://remnantfinance.com for more informationLow Stress Trading: https://remnantfinance.com/options  FOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

In this episode, we ask: Would you like to hear from Evan Greathouse on how to work with the ticking tax time bomb? Would you like to read and review our new book, The Business Fortress: How to Grow, Protect and Exit Your Business? What about avoiding MEC status (modified endowment contract status)? Who is...

Está no ar o novo episódio do quadro Desaprendendo a Bíblia, com Carlos Pellerin (@pellerincarlos), Pr. JP Gouvêa (@joaopaulo.gouvea) — pastor na Igreja Batista Chácara Flora (@ibchacaraflora), professor e apresentador na RTM — e o convidado especial Pr. Jônatas Hübner (@jonatashubner), pastor na Igreja Batista Nações Unidas (@ibnusaopaulo). O quadro que antes era Heresias da Atualidade agora ganha novo nome e novos desafios: repensar o que realmente cremos à luz da Palavra. Vamos questionar conceitos distorcidos, ideias populares e interpretações que se afastam da verdade bíblica — tudo com base na Escritura e em uma conversa profunda e acessível. Se inscreva no canal, ative o sininho e acompanhe essa série que está ajudando muita gente a voltar à Bíblia do jeito certo. _____________________ Converse com a gente:Instagram @nacontramaortmWhatsApp da RTM (11) 97418-1456 Patrocinador:Mais do que oferecer ensino de qualidade, a UniEVANGÉLICA forma pessoas com propósito. São 78 anos transformando vidas por meio da educação, do ensino infantil à pós-graduação, mestrado e doutorado. Com dezenas de cursos presenciais e EAD, a instituição une excelência acadêmica, princípios cristãos e uma visão global, com convênios internacionais que ampliam as oportunidades dos alunos. Destaque em rankings nacionais e reconhecida pelos altos índices do MEC, a UniEVANGÉLICA prepara cidadãos éticos, conscientes e prontos para transformar o mundo. Aqui, tradição, inovação e fé caminham juntas. Quer ir mais longe? Acesse unievangelica.edu.br.#NCCast #DesaprendendoABíblia #CarlosPellerin #PrJPGouvêa #PrJonatasHubner #FéInteligente #TeologiaNaPrática #CristianismoRelevante #Bíblia #ReflexãoCristã #IgrejaBatistaChácaraFlora #IBNU #RTMSee omnystudio.com/listener for privacy information.

Entrevista en La Diez Capital radio al Dr. Manuel José. Chica González, Profesor Escuela de Ingenierías Industriales y Civiles de la ULPGC. Las Islas Canarias funcionan como nodo logístico estratégico entre Europa, África y América, donde el transporte marítimo contribuye con el 35% del PIB regional, genera el 25% del empleo y asegura el 40% de la conectividad del archipiélago. Sin embargo, la dependencia de combustibles fósiles como diésel marino y fuel oil pesado genera importantes impactos ambientales mediante emisiones contaminantes, contaminación acústica, problemas con aguas de lastre y residuos marinos que afectan los ecosistemas sensibles, además de ejercer una presión creciente sobre las infraestructuras portuarias. El Dr. propone soluciones integrales que incluyen la electrificación parcial en rutas cortas, la transición a biocombustibles y combustibles sintéticos, el desarrollo de puertos con suministro de energía en tierra, la expansión de estaciones de combustibles alternativos como GNL e hidrógeno, y la implementación de sistemas inteligentes para optimizar rutas. El marco legislativo de la Unión Europea se endurecerá basándose en el principio "quien contamina paga", mientras se ofrecen incentivos para buques de cero emisiones. Las tecnologías emergentes como hidrógeno, amoníaco verde, baterías eléctricas y combustibles sintéticos marcan el camino hacia un transporte marítimo sostenible que equilibre innovación tecnológica, viabilidad económica y conservación ambiental, aspectos vitales para el desarrollo del archipiélago canario. Dr. Manuel J. Chica González es Profesor de la Escuela de Ingenierías Industriales y Civiles de la ULPGC, Doctor en Ingeniería Naval por la Universidad de A Coruña y Máster en Tecnologías Industriales, ejerciendo como profesor permanente laboral en el área de construcciones navales del Departamento de Ingeniería Mecánica.

Atenção senhoras e senhores ouvintes! O nosso voo acabou de decolar! E o comando desse episódio foi a integrante Beatriz Paranhos. Neste voo abordamos as notícias sobre projetos baianos são apresentados na semana de educação promovida pelo MEC, atraso na entrega da nova rodoviária de salvador, Bahia assina novo código de vigilância em saúde, e o projeto que proíbe vidros em praias de salvador está em tramitação na CMS. A nossa torre de controle, no comando de Igor Santana, trouxe uma dica cultura muito interessante! Está acontecendo a segunda edição do festival "Viva Língua". Ele teve seu início no dia 03 de outubro e vai até o dia 15 de outubro. O evento acontece entre o teatro Varanda Sesi Rio Vermelho, Palacete Tira-Chapéu, Gabinete Português de Leitura e o Cineteatro Dois de Julho, e tem como propósito enaltecer a língua portuguesa e as diversas matrizes que o agregam, africana, brasileira e lusitana, com diversas atrações gastronômicas, fotográficas, musicais e muito mais. Para mais informações sobre a programação acesse o instagram @festivalvivaalíngua! E para garantir os ingressos acesse a plataforma Sympla! Então, aperte o play e confiram notícias!

In this episode of our podcast, Council 26 Chair/Block 6 Representative First Officer Bryan Watson addresses his council on the latest developments with the MEC.  Click here to view the...

Confira os destaques do Jornal da Manhã deste domingo (28): O ministro Edson Fachin assume, nesta segunda-feira (22), a presidência do Supremo Tribunal Federal (STF). Ele ocupará o cargo no lugar de Luís Roberto Barroso e comandará a Corte pelos próximos dois anos. A posse deve reunir autoridades dos Três Poderes e marcar um novo ciclo no Judiciário, em meio a julgamentos decisivos para o país. O Ministério da Justiça e Segurança Pública (MJSP) emitiu um alerta sobre o consumo de bebidas alcoólicas adulteradas com metanol, substância altamente tóxica que pode causar intoxicações graves e até morte. A decisão ocorre após duas mortes confirmadas pela ingestão desses produtos. O MJSP determinou reforço na fiscalização e orientou estabelecimentos sobre a compra de bebidas. No Jornal da Manhã deste domingo (28), a médica Camila Camone, do CIATox, explicou os riscos do metanol e detalhou os casos recentes. O presidente Lula, a primeira-dama Janja e alguns ministros do governo federal fizeram uma caminhada na Esplanada dos Ministérios para celebrar os 95 anos da criação do MEC. Cerca de seis mil pessoas estavam inscritas na passeata debaixo do Sol em Brasília. Reportagem: Igor Damasceno. Essas e outras notícias você acompanha no Jornal da Manhã. Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's your weekly wrap-up from your Delta MEC. Help guide the Negotiating Committee by taking the Contract 2026 survey, MEC dues return offers are coming soon, learn about this year's ALPA Scheduling Conference, the summary of August's MSP regular meeting is now online, get updated on open grievances, and other quick news from the CA, Training, PAN, and DPN committees. Show Notes/Links:Take the C2026 surveyAugust 2025 MSP Regular Meeting Executive SummaryAll news and upcoming events are available in this week's MEC NewsDon't forget to sign up for our Telegram channel!

On this episode:- Savannah picks up a huge MEC conference win over Bishop LeBlond. Hear from Savage coach Miranda Mizera.- a couple of milestones for Troy Volleyball- Tuesday Scores Sponsors Tolly & Associates Little Caesars of St. Joseph John Anderson Insurance, Meierhofer Funeral Home & Crematory HiHo Bar & Grill Barnes Roofing Jayson & Mary Watkins Matt & Jenni Busby Michelle Cook Group Russell Book & Bookball 365 The St. Joseph MustangsB's Tees KT Logistics LLC Hixson-Klein Funeral Home James L. Griffith Law Firm of Maysville Toby Prussman of Premier Land & Auction Group, HK Quality Sheet Metal, Redman Farms of Maysville, Melissa WinnHenke Farms, Green Hills Insurance LLC., Cintas, Thrive Family Chiropractic, IV Nutrition of St. Joseph, J.C's Hardwood Floors, Roth Kid Nation Serve Link Home Care out of Trenton, Barnett's Floor Renewal LLC., Balloons D'Lux, B3 Renovations, KC Flooring & Drywall, C&H Handyman Plumming, The Hamilton Bank member FDIC, Wompas Graphix & Embroidery of LibertyEllis Sheep Company of Maysville, Bank Northwest of Cameron, Akey's Catering & Event Rentals, Brown Bear of St. Joseph, Whitney Whitt Agency of Hamilton, Wolf Black Herefords, The KCI Basketball Podcast Jacob Erdman - Shelter Insurance of Rock Port, Rob & Stacia Studer, Green Family Chiropractic , Annie & Noah Roseberry of Re/Max Professionals, Moseley Farms, Jake Anderson of Shelter Insurance Bray Farms of Cameron.A slice & a swirl of Maysville Adkison Barber ShopMoyer Concrete of Maysville Cody Vaughn Wealth Advisor with ThriventGallatin Truck & Tractor Grandmas Gun Shop in Agency Nash Gas in Dearborn Accurate Appraisal in St. Joseph Ryan Meyerkorth SeedB.W. Timber of Bethany Exclusive P.R. of Chicago

Confira nesta edição do JR 24 Horas: A Polícia Federal, com apoio de outras forças de segurança, realizou, nesta terça-feira (23), uma operação contra o tráfico internacional de drogas. A Justiça autorizou o cumprimento de 22 mandados de prisão e 40 de busca e apreensão, além do bloqueio de R$ 249 milhões em bens dos suspeitos. E ainda: MEC cria bolsa de permanência para alunos de baixa renda em cursos de medicina.

Two 31-year-old fathers of two. One died unexpectedly in a hospital, leaving his family scrambling financially with only a $400,000 life insurance policy. The other was assassinated for his political beliefs, sparking a national conversation about violence and ideology. Both tragedies expose the same uncomfortable truth: none of us know when our last day will come.Hans opens with a sobering reality check for fathers - if you don't wake up tomorrow, how does your family survive financially? Beyond the emotional devastation, what practical steps have you taken to ensure your wife can pay the mortgage, access accounts, and maintain the lifestyle you've built together? The episode serves as both a wake-up call about financial preparedness and an introduction to alternative investment strategies through client Will Leight's raw land business.The conversation takes a hard turn into cultural commentary following recent events, examining the escalation of political violence and the breakdown of civil discourse. From Harvard's ideological rigidity to the celebration of assassination, Hans and Will discuss why the mask has come off regarding the left's true intentions and what it means for American families trying to build wealth and protect their future.Chapters:00:00 - Opening discussion on insurance and tragedy01:30 - Introduction to Will Light and client interview format04:10 - Tragic case study: 31-year-old father's unexpected death07:50 - The underinsured asset: your human life value10:30 - Will's insurance background: SGLI and universal life experience13:00 - Financial advisor vs. IBC agent: the education gap16:10 - Policy design disasters and all-base mistakes19:40 - IUL retirement plans and MEC dangers24:50 - Charlie Kirk assassination and national implications27:00 - Harvard Kennedy School and ideological extremism29:55 - The myth of "national conversation" exposed32:25 - Violence as policy: the liberal endgame revealed35:20 - Masks dropping after the assassination39:45 - Historical parallels to Soviet criminal codes41:10 - Frontier Coffee statement on turning points47:00 - Zero tolerance for liberal ideology in business49:20 - Nepal government overthrow parallels51:20 - Individual and community preparedness imperatives53:40 - Shifting to raw land investment strategy55:50 - Will's introduction to Land Geek methodology58:25 - Raw land acquisition and financing mechanics01:00:35 - Building relationships with land buyers01:02:50 - Scaling strategy and county selection01:04:30 - Current portfolio: 11 properties and growing01:06:35 - Rental property tax advantages comparison01:09:10 - Vision and Value Land Company introduction01:11:10 - Final thoughts on preparedness and truth-tellingGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar!Visit https://remnantfinance.com for more informationLow Stress Trading: https://remnantfinance.com/optionsWill Leight - Vision and Value Land Company:  https://www.facebook.com/profile.php?id=61578024718364#**FOLLOW REMNANT FINANCE**Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

Here's what's on the radar for this week's Engage Weekly episode:The Contract 2026 Survey launchesBe on the lookout for the MEC dues return offerUniversity of New Hampshire polling continuesCouncil 44 ATL reps join the Engage podcastDelta pilots recognized at the Air Safety ForumHow to track current grievancesFinally, committee and council news to wrap up this week's episodeShow Notes:C2026 Contract SurveyDirect deposit for dues return offerC44 ATL Reps on EngageMore available in this week's MEC News!

What keeps Atlanta's Council 44 reps awake at night? Two things: educating a largely new pilot group before Section 6 and stopping off-book deal-making with Scheduling that erodes unity and pay protections. In this candid roundtable, Captain Tony Rohloff, Captain Shawn Kellett, and First Officer Maggie Eickhoff explain why the Contract History and Contract Comparison aren't “homework” - they're essential to a strong opener - and how your narrative responses in the contract survey directly shape MEC direction and Negotiating Committee priorities. We break down the coverage ladder, why making deals for yourself cuts the line for everyone else, and how mentoring in the cockpit can curb bad habits before they spread. You'll also hear a clear playbook for engagement: where to find surveys and polling, how resolutions flow into the “Green Book” for negotiations, and why participation matters even when things feel good on the line. We close with base-level ways to plug in and a reminder that unity isn't a slogan; it's a series of small, contract-compliant choices we make every day.

To find about the first day of the taxi road closures, their impact, and the road ahead, John Maytham speaks to Isaac Sileku, Western Cape MEC for Mobility. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Hace dos años, el 6 de octubre del 2023, se estrenaba en España la película "Dispararon al pianista" de Fernando Trueba y Javier Mariscal.Tenorio Junior era el pianista de Vinicius de Moraes.Tenorio Junior fue secuestrado el 18 de marzo de 1976 en Buenos Aires, poco antes del golpe de Estado en Argentina. Lo asesinaron dos días después, pero sus restos fueron enterrados como NN, ningún nombre. El pianista tenía 35 años cuando fue llevado a la fuerza a la Escuela de Mecánica de la Armada por error. Fue a tocar Gran Rex con Vinicius y Toquiño. Simplemente a la patota de turno no le gustó su pinta.Casi 50 años después, hace 48 horas, ha sido acreditado que las huellas dactilares de un cuerpo aparecido en un baldío eran del pianista brasileño. Casi 50 años después, su hija de casi 50 años ha dado con su padre. Hay otra historia que, hace un tiempo, también se producía en Argentina y que descubríamos en 'Fin de Semana' con López Schlichting. Dicen los ...

Visit our website:https://www.thewealthwarehousepodcast.com/This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.You'll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don't “increase” growth, and how convertible term preserves future capacity as your income rises.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Teaser & open3:06 - Premium flexibility myth6:19 - Base vs. PUA9:40 - Cash value = ownership10:59 - Dividends → PUA15:10 - Floor & ceiling funding16:37 - Year-two: pay base, drip PUA20:00 - Extra PUA + MEC check23:50 - Convertible term runway30:38 - Sign-offABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

John Maytham speaks to Minister Isaac Sileku, MEC for Mobility in the Western Cape, who provides insight into the extraordinary measures being put in place for the Mini-bus taxi industry and how this will impact government and local communities Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Join us for this week's Engage Weekly podcast, where we pause to honor the courage of 9/11, share details on the upcoming University of New Hampshire polling, and highlight the newly published Contract 2026 Comparison and microsite. We also break down MEC grievances—what they are, where to find them, and why they matter.Plus, we run through committee news from safety to hotels, cover the latest on the Mental Health in Aviation Act, celebrate September retirements, and point you toward real-time MEC updates via Telegram. Finally, don't miss details on upcoming council events in Los Angeles, Detroit, Atlanta, and more.Show Links:  The Delta Pilot Contract Comparisonnew Contract 2026 microsite H.R. 2591, the Mental Health in Aviation ActContract Administration committee page⁠Section 23 M. 7 Issue Sheet⁠⁠Section L. 4. Note four Issue Sheet⁠⁠Section 14 F. 2. (Click to Sick) Issue Sheet⁠⁠Deadhead Seat Reporting Form⁠Delta pilots September retirements!Telegram App signup

Voter intention survey, the MEC high court case, the second presidential debate, the Norway Visa Application Center, the SandFest festival, and much more! Thanks for tuning in!Let us know what you think and what we can improve on by emailing us at info@rorshok.com. You can also contact us on Instagram @rorshok_malawi or Twitter @RorshokMalawiLike what you hear? Subscribe, share, and tell your buds.We want to get to know you! Please fill in this mini-survey: https://forms.gle/NV3h5jN13cRDp2r66Wanna avoid ads and help us financially? Follow the link: https://bit.ly/rorshok-donate

Time to get engaged before the Labor Day weekend. Here is your weekly recap from the Delta MEC.Your MEC met in regular session in Minneapolis this week. While in the City of Lakes, the MEC hosted a PUB event at the Minneapolis State Fair and gave back to Gillette Children's HospitalSTS has been updatedWear your ALPA pin and Happy Labor Day!Show Notes:The Delta Pilots Charitable Fund helped donate to Gillette Children's this week. This was made possible thanks to donations from Delta pilots. You can continue to donate to the DPCF and Gillette's here!Need an ALPA pin? Get one at this link. Join Telegram for timely, transparent updates from the MEC!

The Joint Readiness Training Center is pleased to present the one-hundredth-and-eleventh episode to air on ‘The Crucible - The JRTC Experience.' Hosted by MAJ Marc Howle, the Brigade Senior Engineer / Protection Observer-Coach-Trainer, and MAJ David Pfaltzgraff, BDE S-3 Operations OCT, from Brigade Command & Control (BDE HQ) on behalf of the Commander of Ops Group (COG). Today's guests are MAJ Steven Yates, the BDE S-6 Signal OCT from Brigade Command & Control (BDE HQ) and SFC Daniel Pippin, the BN S-6 Signal NCOIC from the 1-509th IN (ABN) Opposing Force.   This episode of The Crucible centers on the challenges of command and control (C2) integration and the employment of enablers within brigade combat teams (BCTs) at JRTC. The discussion highlights recurring issues with overcomplicated signal plans, inadequate COMSEC readiness, and a persistent lack of basic communications skills across maneuver formations. Despite widespread fielding of advanced systems like ITN, many units arrive without validated PACE plans or shared understanding of how to communicate across formations and enabler teams. A key friction point is the failure to execute realistic COMEX and VALEX rehearsals, which often leads to failure in establishing a functioning network prior to movement into the box. When soldiers can't log into CPCE or MAVEN or don't know how to employ SATCOM or FM, the entire C2 enterprise falters before first contact.   The episode also stresses the importance of simplifying communications, cross-training non-signal personnel, and involving maneuver leaders in signal planning. A lack of distributed competence creates overreliance on limited 25-series personnel. The team praises aviation's model of integrating comms training into pilot academics and encourages similar investments at the BCT level—where every Soldier using a radio must understand its function and limitations. Integration of enablers—particularly aviation, foreign partners, and multi-echelon elements like MEC teams—demands proactive coordination well before RSOI. The key takeaway: units that treat RSOI as part of the operations process, not just an administrative requirement, set the conditions for success. C2 must be validated with full mission threads—sensor-to-shooter, PED, and digital fires—before rolling into the box. Anything less risks operational paralysis in the first 48 hours.   Part of S13 “Hip Pocket Training” series.   For additional information and insights from this episode, please check-out our Instagram page @the_jrtc_crucible_podcast   Be sure to follow us on social media to keep up with the latest warfighting TTPs learned through the crucible that is the Joint Readiness Training Center.   Follow us by going to: https://linktr.ee/jrtc and then selecting your preferred podcast format.   Again, we'd like to thank our guests for participating. Don't forget to like, subscribe, and review us wherever you listen or watch your podcasts — and be sure to stay tuned for more in the near future.   “The Crucible – The JRTC Experience” is a product of the Joint Readiness Training Center.

WVU Football analyst Jed Drenning previews the season. Kyle Wiggs previews high school football kickoff classic. Travis Jones previews the MEC football season. 

Happy Friday from the Engage Podcast team. Get a recap of the MEC's week with our new Engage Weekly episode available now. Here's what's on the radar: Show your union pride. Wear your ALPA pin! The Engage Podcast takes a deep dive into disability Your MEC will meet in MSP next week! Get an update on Comply365 and other Committee news/events Have a great weekend and stay Engaged. Show Notes: Get your ALPA pinLearn more about Delta pilot disability Track open grievances Send a DART to R&I about Prudent RX Get Delta MEC updates via Telegram!

Come aboard and run down the news checklist from the Delta MEC in this week's Engage Weekly.Air Canada flight attendants have issued a strike notice. Make the walk and ensure ACA flight crews can jumpseatHonor 9/11 victims at ALPA's annual remembrance ceremonyThe Delta MEC will hold its next regular meeting in MSP. Stay tuned for updates after the conclusion of the meeting.Learn how you can receive the most up-to-date MEC news via Textcaster and TelegramAlso, tune in for committee news and council events!Additional information is available in this week's MEC News. Have a good weekend and stay Engaged!

A mediados de julio, el gobierno lanzó la Estrategia Interinstitucional de Revinculación Educativa para reincorporar a estudiantes que habían abandonado la educación. El operativo, coordinado por ANEP, MIDES, MEC, INAU y BPS, entre otros actores públicos y sociales, detectó 5.382 menores en edad de educación obligatoria que no asistían a clases. En conferencia de prensa, el presidente de la ANEP, Pablo Caggiani, y el ministro de Desarrollo Social, Gonzalo Civila, informaron que, de los 5.382 niñas, niños y adolescentes detectados como desvinculados del sistema educativo, 2.246 retomaron sus estudios en las primeras tres semanas de julio de este año. Las autoridades explicaron que la estrategia incluyó visitas domiciliarias y contacto directo con las familias, lo que permitió entender las causas del abandono, y, en ese sentido, detalló que no hay un único motivo. “Había necesidad de que hubiera otro yendo a buscar, conversando. Tenemos un conjunto de gurises que aún así no retornan. Ahí las situaciones son realmente múltiples y todas muy embromadas para la vida de los gurises, desde no poder dejar la changa porque hay que pagar la olla en casa, hasta situaciones de salud o de muerte del familiar que cuidaba. Es decir, nos está dando información de qué cosas tenemos que mover desde el Estado para garantizar el derecho a la educación y vincularlos a instituciones”. El Estado continuará el seguimiento y, mientras tanto, quienes no estén inscritos dejarán de percibir asignaciones familiares. Además, señaló que los adolescentes de 15 a 17 años fueron los que presentaron más dificultades para la revinculación, y agregó: “Ahí hay que poner la lupa, ver qué nos está pasando, y qué les está pasando a los gurises que no logramos que estén en un centro educativo”.

Confira os temas do Check-up Semanal de hoje: Infecção de corrente sanguínea: quantos dias de antibioticoterapia?; Duloxetina no tratamento da depressão; Nova terapia eleva taxas de sobrevivência em casos graves de febre amarela; ISICEM 2025 - Sedação inalatória em Ventilação Mecânica - Resultados antagônicos; Nova diretriz americana de síndromes coronarianas agudas: principais pontos. Aperte o play e ouça agora!

What's Really at Stake When it comes to short-pay vs long-pay life insurance, the question isn't just about convenience—it's about control, options, and legacy. https://www.youtube.com/live/dPxt8Nui4g4 In this article, you'll learn: The difference between short-pay and long-pay policies Why a long-pay design gives you more flexibility and cash value How reduced-paid-up life insurance contracts really work What to consider if you want to use your policy as a family bank How to align your design with your legacy goals and future self Let's pull back the curtain on what really creates a robust, long-term infinite banking system. The Iceberg We've All MissedWhat Does “Short-Pay vs Long-Pay Life Insurance” Actually Mean?Infinite Banking System Explained—Why Long-Pay Is Often BetterReduced-Paid-Up Life Insurance Contracts—Built-In FlexibilityShort-Pay vs Long-Pay Life Insurance Policy—What's the Real Tradeoff?7-Pay or 10-PayLong-Pay Whole LifeDesigning Life Insurance as a Family BankPolicy Design for Tax-Efficient Wealth GrowthFuture Self Planning with Life InsuranceBalancing Liquidity and Premium CommitmentWhat You Need to RememberLearn MoreBook A Strategy Call The Iceberg We've All Missed We've heard it so many times—"I want a 7-pay," "Just show me a 10-pay option." It sounds appealing, right? Pay for a short time, and then you're off the hook. But here's what we've found in real conversations with clients over decades: No one ever says 20 years later, “I wish I could've stopped paying sooner.” In fact, they say the opposite. They wish they could keep paying. Why? Because they've seen what a well-designed long-pay policy does for their capital, liquidity, and long-term options. What Does “Short-Pay vs Long-Pay Life Insurance” Actually Mean? This isn't just semantics. It's strategy. A short-pay policy is designed to have all premiums fully paid within a set period—typically 7 or 10 years. Think "7-pay" or "10-pay." After that, no further payments are required to keep the policy in force. A long-pay policy is structured to allow for premium payments for as long as possible—often up to age 100 or even 121. But here's the kicker: you're not required to pay that long. You just can. And that difference opens the door to flexibility, scalability, and legacy. Infinite Banking System Explained—Why Long-Pay Is Often Better Short-pay might look sleek on paper. But infinite banking isn't about what looks good—it's about building long-term capital access and control. Here's what we've seen: Short-pay designs limit your contribution window You hit a ceiling on how much capital you can inject Your banking system stagnates when you stop funding Long-pay designs allow you to keep capitalizing your system for decades. That means: More compound growth More tax-efficient access to capital More opportunities to use your policy for real estate, business, or retirement If you think long range and don't fear capitalization, you set yourself up to win. Reduced-Paid-Up Life Insurance Contracts—Built-In Flexibility Here's a secret most people don't realize: Every life insurance policy is a short-pay policy if you want it to be. Thanks to the reduced-paid-up (RPU) provision, you can stop paying premiums at any time after the MEC window (typically 5–7 years), and your policy will remain in force with a reduced death benefit. So why design short from the start? When you structure your policy as a long-pay, you maintain the ability to: Stop paying when you want Shift to paid-up status on your terms Keep your options open Short-Pay vs Long-Pay Life Insurance Policy—What's the Real Tradeoff? Let's compare: 7-Pay or 10-Pay Forces early funding Good for clients needing a limited-time premium window Restrictive if you want to contribute more later Long-Pay Whole Life Spreads premiums over time

Engage Weekly is live! Join us as we dive into key updates from the Delta MEC. Highlights include UNH polling (live through August 13), the Engage Podcast interviews the Scope Committee, MEC leadership celebrates Aeromexico pilots on their 67th anniversary as a union, a pay verification video refresher, and a preview of the MEC Regular Meeting in Minneapolis at the end of this month. Plus, updates on rotation preferences, safety alerts, mental wellness resources, and more. Stay informed and engaged!Show Notes:Engage: Scope is Still DopeMEC News - August 7, 2025

Understanding ALPA Structure, FPL, and Strategic Planning: Insights from Airline Union Leaders In this episode of Five by Five, host Captain Jason DuVernay is joined by Captain Sean Creed, Vice President–Administration/Secretary and Jade Schiewe, Executive Vice President, Group B1. As Vice President–Administration/Secretary, Sean Creed executes the policies of the Association's governing bodies and acts as custodian for all ALPA documents, contracts, leases, property deeds, and general records. He oversees ALPA's membership programs and serves as an ex officio member of the Association's Election and Ballot Certification Board. Most recently, Creed acted as ALPA's national resource coordinator and executive vice president–Group A for the Spirit Airlines pilots. Based in Chicago, Ill., he flies the Airbus A321. He's been a member of ALPA's National Strategic Planning Committee, Strategic Preparedness and Strike Committee, and the Leadership Committee. During his tenure with Spirit, he has served as both Master Executive Council (MEC) and Local Executive Council (LEC) secretary-treasurer. He was also a member of his MEC and LEC Grievance Committees. Jade Schiewe is based in Detroit, Mich., Capt. Schiewe is a Bombardier CRJ900 pilot for Endeavor and serves as Executive Vice President, Group B1, ALPA's National Resource Coordinator and a member of the Association's Strategic Planning Committee and the Structure, Services, and Finance Review Committee. In addition, Capt. Schiewe acts as his pilot group's Master Executive Council (MEC) Chair and previously served as its MEC Secretary-Treasurer and a member of its Professional Standards and Accident Investigation committees. He was also a volunteer for the Critical Incident Response Program. With elections around the corner we sit down to discuss the intricate workings of the Air Line Pilots Association (ALPA). They discuss topics such as the importance of ALPA's bottom-up structure, the role of Local Executive Councils (LECs) and Master Executive Councils (MECs), and the significance of member participation in governance. The conversation also explores the strategic planning process, the utility of Flight Pay Loss (FPL) for union volunteers, and how ALPA supports pilot groups through efforts like the Major Contingency Fund (MCF). Tune in to gain valuable insights into ALPA's operations, the role of volunteers, and the ways members can get involved and make impactful contributions.   00:30 Introduction and Guest Introductions 01:25 Overview of ALPA 301 02:19 Understanding LEC and MEC Structures 04:30 Roles and Responsibilities of MEC Officers 10:12 Importance of Pilot Participation 14:51 Effective Communication and Representation 28:49 Strategic Planning and Committee Operations 36:35 Addressing Dysfunction and Trust Issues 37:45 Importance of Honest Conversations 38:44 Role of SWOT Analysis in Strategic Planning 40:49 Communicating with Local Members 43:08 Evolution of the Strategic Planning Process 46:01 Role of The Strategic Planning & Member Resources Department in Strategic Planning 47:54 Funding and Support for Strategic Planning 56:48 Flight Pay Loss (FPL) Explained 01:04:55 Challenges and Commitment of Volunteers 01:13:17 Call for Volunteers and Closing Remarks   SUBSCRIBE   Follow us on Facebook Follow us on Instagram   Hosted by Captain Jason DuVernay

In this week's Engage Weekly episode, producer Adam Uhan covers key developments across the MEC. Topics include Delta's failure to meet the automation deadline under the Click to Sick settlement. Pilots will want to listen to the interview with Contract Administration & Enforcement Chair Mark Hinczynski to learn ALPA's next steps. Also in this episode:Continuous Line Operations Safety Audit (C-LOSA) becomes official$49 million in dues refunds headed back to pilotsALPA's presence at OshkoshContract prep resources, survey updates, and how to stay engaged with the new Telegram appTune in to stay informed, stay protected, and stay engaged.