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Confira os destaques do Jornal da Manhã deste domingo (19): As inscrições para o Fundo de Financiamento Estudantil (Fies) terminam neste domingo (19). O Ministério da Educação (MEC) havia ampliado o prazo para as inscrições até as 23h59 deste domingo. Para esta edição, são disponibilizadas 75,5 mil vagas, distribuídas em 1.274 instituições privadas de educação superior para ingresso em 28.741 cursos e turnos. A inscrição deve ser efetuada no Portal Acesso Único ao Ensino Superior. Reportagem: Danúbia Braga. O ministro Alexandre de Moraes, do Supremo Tribunal Federal (STF), negou uma solicitação para que o presidente da Argentina Javier Milei visite o ex-presidente Jair Bolsonaro (PL), que cumpre prisão domiciliar. Milei deve comparecer ao lançamento da candidatura de Flávio Bolsonaro (PL) à Presidência da República. Para Nelson Kobayashi, a restrição de comunicação não deveria existir. “A pena dele é de restrição da liberdade. Ele não tem pena de se calar”, comentou. Os partidos iniciam a definição oficial de seus candidatos que disputarão as eleições em outubro. O prazo para a escolha dos nomes vai até o dia 5 de agosto. Em entrevista ao Jornal da Manhã deste domingo (19), o cientista político Marcio Coimbra explica o peso das convenções partidárias no início da disputa eleitoral. A Associação Brasileira da Indústria do Plástico (Abiplast) se manifestou contra a nova taxação de 25% dos Estados Unidos a produtos brasileiros. De acordo com a Abiplast, a medida pode prejudicar diretamente a competitividade do Brasil no setor. Reportagem: Julia Fermino. O pré-candidato à Presidência da República Romeu Zema (Novo) afirmou que a definição do seu candidato a vice pode acontecer somente após as convenções partidárias. O prazo final estipulado para a homologação das chapas eleitorais segue até o início de agosto. Zema também ironizou a escolha do PT para a disputa do governo de Minas Gerais, Patrus Ananias. Reportagem: Camila Yunes. Os textos de quatro medidas provisórias não foram votados dentro do prazo constitucional e perderam a validade. Duas delas são projetos relacionados ao preço dos combustíveis. Um deles buscava manter segurar o preço nas bombas. Reportagem: André Anelli. O conflito entre Estados Unidos e Irã se intensificou e chegou a oitava noite de bombardeios. Os novos ataques ocorreram após a morte de dois soldados americanos. O professor de Relações Internacionais, Marcus Vinicius de Freitas, falou sobre a escalada da guerra em entrevista ao Jornal da Manhã neste domingo (19). O senador e pré-candidato à Presidência da República Flávio Bolsonaro (PL) criticou a Lei Maria da Penha e a classificou como um “pedaço de papel”. Flávio defendeu o endurecimento da pena para agressores e afirmou que a defesa das mulheres é pauta da direita. A declaração ocorreu durante evento do PL no Espírito Santos. Reportagem: André Anelli. O voto dos jovens entre 16 e 24 anos de idade tornou-se alvo estratégico das pré-campanhas à Presidência da República. Neste sábado (11), dados revelaram uma oscilação na liderança do segmento, indicando um recuo de Flávio Bolsonaro (PL) e um avanço de Luiz Inácio Lula da Silva (PT). A estratégia não é executada por acaso, uma vez que este público pode decidir uma eleição polarizada, conforme analisou o comentarista Nelson Kobayashi. A ex-primeira-dama Michelle Bolsonaro (PL) afirmou, neste sábado (18), que não existe possibilidade de integrar a chapa do pré-candidato à Presidência da República Romeu Zema (Novo). Ela repercutiu a uma declaração do ex-governador de Minas Gerais, que afirmou que Michelle é uma das opções para compor o cargo de vice em sua chapa. Zema também afirmou que o nome escolhido será divulgado após o período de convenções. Reportagem: André Anelli. Essas e outras notícias você acompanha no Jornal da Manhã. Learn more about your ad choices. Visit megaphone.fm/adchoices
Catch Up on the latest leading news stories around the country with Mandy Wiener on Midday Report from 12:00 to 13:00. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report, go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Mandy Wiener speaks to Gugulethu Quma, Senior Manager: Operations at Johannesburg Water, about maintenance operation planned by Rand Water for Thursday, that will affect various parts of the city. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Mandy Wiener speaks to EWN Reporter, Thabiso Goba, to share the latest developments from the Madlanga Commission, with IDAC Investigator Brian Padayachee defending himself against allegations that he is part of an "Indian cabal". The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Mandy Wiener speaks to EWN Parliament Reporter, Lindsey Dentlinger, to preview President Ramaphosa's urgent bid to halt Parliament's Section 89 impeachment ahead of the proceedings tomorrow. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Mandy Wiener speaks to KZN Economic Development MEC, Reverend Musa Zondi, about a World Bank study that highlights South Africa's potential for Special Economic Zones ahead of a conference hosted in this regard, this coming Thursday and Friday. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Mandy Wiener speaks to Independent Analyst, Khaya Sithole, about details surrounding the Public Investment Corporation (PIC) placing its Chief Executive, Patrick Dlamini, on precautionary suspension pending an independent investigation into whistleblower allegations against him. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Mandy Wiener speaks to Tshwane DA Mayoral Candidate, Cilliers Brink, about the latest developments in the DA's court case against Tshwane Council for the city's decision to suspend City Manager, Johann Mettler, and classify the alleged misconduct of CFO Gareth Mnisi as "less serious". The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Mandy Wiener speaks to EWN Reporter, Alpha Ramushwana, about former Police Ministers Bheki Cele, Fikile Mbalula and Nathi Nhleko's appearances at the TRC Inquiry, starting with the former giving testimony today. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Alexandre Garcia comenta alta na cesta básica no primeiro semestre, e MP de Lula que entrega ao MEC a organização de exame para futuros médicos.
¿Es verdaderamente el coche eléctrico el futuro indiscutible de la automoción gracias a su eficiencia, o nos están contando solo una versión cuidadosamente recortada de la historia? Durante años, nos han repetido sin cesar un discurso oficial y casi dogmático, tanto los "electrofans" como ciertos sectores de la industria: el motor eléctrico es una obra cumbre de la ingeniería capaz de alcanzar un espectacular noventa por ciento de eficiencia en su funcionamiento. Por el contrario, nos pintan al motor de gasolina o diésel como a un “dinosaurio” tecnológico, una reliquia humeante del pasado que apenas es capaz de aprovechar el treinta por ciento de la energía que consume. Hay que ver la vida con otros ojos y buscar puntos de vista diferentes para entender toda la verdad. Para descubrir qué tecnología es verdaderamente más eficiente en el mundo real, debemos aplicar sin trampas lo que los ingenieros denominamos el análisis "Well-to-Wheel", es decir, evaluar absolutamente todo el proceso energético desde el pozo de extracción hasta que la rueda pisa el asfalto. Porque la energía, por mucho que nos guste simplificar la realidad, no nace mágicamente al enchufar un cable en la pared de nuestro garaje ni al descolgar la pesada manguera en el surtidor de la estación de servicio. En la física aplicada al automóvil, esos temidos impuestos se pagan sistemáticamente en forma de calor desperdiciado. Cuando analizamos de forma fría esta cadena completa, el panorama idílico cambia por completo. Por el lado de los motores térmicos, nos encontramos con el fascinante “milagro líquido”. El petróleo no es otra cosa que pura energía solar que la naturaleza ha ido concentrando, empaquetando y "envasando" pacientemente a lo largo de millones de años de historia geológica. Su densidad energética es, hoy por hoy, un dato aplastante e imbatible que ningún laboratorio humano ha logrado replicar de manera viable. Hablamos de que un solo kilo de gasolina o de gasóleo es capaz de almacenar más de doce mil vatios-hora de energía latente. Haz la cuenta de este brutal abismo técnico: el combustible líquido es unas cincuenta veces más denso energéticamente. Gracias a esta maravilla de la química, con un pequeño depósito de apenas cincuenta kilos de peso —el equivalente exacto a esa pequeña maleta de mano que subes a la cabina del avión— puedes recorrer plácidamente entre ochocientos y mil kilómetros por autopista. Para intentar siquiera igualar esa misma hazaña con electricidad pura, estarías completamente obligado a montar en el chasis una gigantesca batería de setecientos kilos. A esto hay que sumarle una logística de transporte abrumadoramente eficiente. Por supuesto, toda esta tremenda perfección logística se desmorona de golpe cuando el líquido llega a los inyectores. El motor térmico, trabajando bajo sus inevitables límites, rompe la eficiencia. El propulsor de gasolina, bajo el ciclo Otto, aprovecha apenas dos euros y medio de cada diez que pagas, tirando todo el resto por el tubo de escape o el radiador. El diésel, trabajando por una mayor relación de compresión, mejora notablemente la jugada aprovechando cerca de cuatro euros de cada diez. Es un derroche mecánico, sí, pero su sistema de almacenamiento es tan absurdamente ligero que hemos podido permitirnos ignorar este lujo durante un siglo. Y ahora pongamos bajo la lupa al aspirante al trono. Mecánicamente, el coche eléctrico es una joya indiscutible. Sin pistones ni explosiones violentas, su motor convierte el noventa por ciento de la energía que recibe en movimiento. Si la carrera fuera solo dentro del capó, aplastaría sin piedad a los motores térmicos. Pero la electricidad sufre del "embudo invisible" de la red eléctrica. La corriente viaja por kilómetros de cables, pagando su peaje en forma de Efecto Joule. Desde la central hasta tu cargador, pierdes cerca del veinte por ciento de la energía. Los electrones, a diferencia de la gasolina, sí se pierden por el camino. Además, el eléctrico sufre la penalización del peso: debe vencer la inercia de cargar con media tonelada extra en cada semáforo y cuesta, destrozando su ventaja en eficiencia dinámica. El veredicto final de los números es claro. Para recorrer cien kilómetros, un gasolina requiere extraer sesenta y dos kilovatios-hora de la naturaleza; un diésel moderno exige cincuenta y dos; y un eléctrico puro se planta en cuarenta y ocho. El eléctrico gana, pero la diferencia real frente a un buen diésel es solo un margen estrecho, no el abismo prometido. Sumando a esto el tiempo de repostaje —tres minutos frente a largas recargas— la conclusión es que no hay una solución única. El eléctrico brilla en la ciudad, el diésel domina en las largas distancias por su eficiencia bruta, y la gasolina mantiene su indiscutible refinamiento.
Inferno con Fausto El juego de rol de Inferno invita a los jugadores a sumergirse en un mundo oscuro y fascinante, inspirado en La Divina Comedia de Dante Alighieri. Las partidas permiten interpretar almas condenadas, demonios, ángeles o humanos intrépidos que transitan por los círculos del infierno, enfrentando desafíos sobrenaturales, dilemas morales y peligros mortales. Ambientación y Concepto: Basado en mundos infernales y castigos eternos, el escenario recrea la atmósfera de tormento y narrativa moral de la obra clásica. Los jugadores exploran círculos del sufrimiento, interactúan con entidades infernales y toman decisiones que pueden alterar su destino. La atmósfera es de fantasía oscura, horror psicológico y estrategia narrativa, donde cada elección cuenta. Mecánicas de Juego: Uso de dados (D6, D20, etc.) para resolver acciones y combates. Atributos y habilidades que determinan fuerza, resistencia y astucia frente a adversidades. Narrativa guiada: el narrador describe desafíos, enemigos y consecuencias morales. Elementos de corrupción, miedo y tentación, que afectan la psique de los personajes y sus decisiones estratégicas. Recursos y Variantes: Adaptaciones de La Divina Comedia como campañas para Dungeons & Dragons, Pathfinder o Savage Worlds. RPGs de horror o fantasía oscura que permiten ambientaciones infernales, como Mörk Borg, Call of Cthulhu o versiones independientes de Inferno: The Roleplaying Game. Juegos narrativos de mesa, usando cartas y tableros para representar círculos infernales, penalizaciones y recompensas. Recomendaciones para Jugadores y Narradores: Personaliza reglas de corrupción y tentación, según las decisiones de los jugadores, para aumentar la inmersión y el impacto moral. Explora adaptaciones hechas por fans para enriquecer la narrativa. Utiliza La Divina Comedia como guía para crear desafíos y tramas estructuradas. Esperamos que os guste! Música de Uppbeat: License code: DSJHNLFTIRWBKXPO Música de Youtube
Tributes continue to pour in for former MEC for Human Settlements and Public Works, Dr. Ntuthuko Mahlaba, who died after being struck by a car while jogging on Allen Street in Newcastle. MEC for Transport and Human Settlements Siboniso Duma described his passing as a depletion of dedicated leaders, crediting Dr. Mahlaba for accelerating schools, clinics, hospitals and thousands of houses in the province. Police are investigating the circumstances of the crash, including whether the driver remained on the scene. We spoke to Ndabezinhle Sibiya, Spokesperson for the MEC for Transport and Human Settlements in KZN.
Começam nesta segunda-feira as audiências públicas promovidas pelo Escritório do Representante de Comércio dos Estados Unidos, etapa considerada decisiva na investigação de aplicação de uma tarifa extra de 25% sobre produtos brasileiros. Decisão deve ser tomada até 15 de julho.O Giro de Notícias mantém você por dentro das principais informações do Brasil e do mundo. Confira mais atualizações na próxima edição.
Pesquisa do MEC revela o sucesso da lei sancionada pelo presidente Lula: 97% dos gestores apontam maior participação dos estudantes e 95% celebram a melhora na convivência. A medida reduz o cyberbullying e protege a saúde mental dos alunos, transformando a escola em um espaço de afeto e aprendizado. SONORA:
Hablamos de Terremotos entrevistando a Belén Benito Oterino, Catedrática en el Área de Mecánica de medios continuos y teoría de estructuras en la Escuela de Caminos, Canales y Puertos de la Universidad Politécnica de Madrid. Los Papeles de Feliciano presentan la tercer parte de las aventuras y desventuras del Dr. Balmis, la enfermera Zendal, y en doctor Salvany vacunando al mundo entero de Viruela. Esta noche vamos a Pensar y Sentir con un texto escrito por Isabel Coixet, titulado La mano que te toca, en el cual reflexiona sobre la importancia del azar en nuestras vidas. Luis Antequera presenta la sección de historia de Diálogos con la ciencia, porque Hoy no es un día cualquiera El profesor José Manuel Amaya presenta la sección de Curiosidades científicas. El profesor Luis Felipe Verdeja presenta otra entrega de los Metales en la Biblia, en la sección de la Sociedad de Científicos Católicos de España.
Aubrey Masango speaks to Speed Mashilo, MEC of Mpumalanga Department of Cooperative Governance, Human Settlements and Traditional Affairs (CoGHSTA) about what made this year’s initiation season in Kwa-Mhlanga a safe one, with 716 initiates welcomed home. Tags: 702, Aubrey Masango show, Aubrey Masango, Bra Aubrey, 716 Initiates, Speed Mashilo, Kwa-Mhlanga, Mpumalanga, Department of Cooperative Governance, Human Settlements and Traditional Affairs, CoGHSTA, Initiation School The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
"¿Por qué Enzo Ferrari dijo que el Jaguar E-Type era el automóvil más bello del mundo? Descubre esta loca historia..." En marzo de 1961, un coche británico de líneas increíbles debutó en el Salón de Ginebra prometiendo 240 km/h por una fracción del precio de un deportivo italiano. El mismísimo Enzo Ferrari lo bautizó públicamente como "el automóvil más bello del mundo", aunque en secreto sabía que podría ser su peor pesadilla. Así nació la leyenda del Jaguar E-Type, el primer superdeportivo asequible de la historia que obligó a sus rivales a replantearse el futuro. El nacimiento de un mito por accidente En la posguerra británica, Jaguar dominaba en los circuitos y en las 24 Horas de Le Mans, pero sus coches de calle comenzaban a quedar obsoletos frente a las estilizadas berlinettas italianas. La marca necesitaba un golpe de efecto. La clave del milagro fue Malcolm Sayer, un ingeniero aeronáutico que detestaba que lo llamaran diseñador. Armado con fórmulas matemáticas, Sayer esculpió el aire. Cada curva del E-Type fue calculada numéricamente para ofrecer la menor resistencia al viento. El coche no se diseñó para ser bello, sino para ser aerodinámico; su belleza sin igual fue, sencillamente, el accidente más feliz de la historia del motor. Una carrera contrarreloj hacia Ginebra La presentación en el Salón de Ginebra de 1961 fue una locura absoluta. La demanda de la prensa para ver el coche en movimiento fue tan abrumadora que William Lyons, fundador de la marca, ordenó a su piloto de pruebas, Norman Dewis, conducir un segundo prototipo (el mítico Roadster descapotable) durante toda la noche. Dewis cruzó desde Coventry hasta Suiza conduciendo bajo la lluvia y la niebla para llegar justo a tiempo a la presentación. El "Low Cost" demoledor La verdadera bomba cayó al desvelarse las cifras. El Jaguar E-Type ofrecía prestaciones de competición a un precio que rompió el mercado. Para entender el pánico que desató, basta con mirar la comparativa de precios en el mercado británico de 1961: -Aston Martin DB4: 240 CV | 3.967 libras. -Ferrari 250 GT Pininfarina: 240 CV | 5.600 libras (aprox. por aranceles). -Jaguar E-Type: 265 CV | 2.097 libras. Con lo que costaba el Ferrari, un aficionado podía comprarse el Jaguar, un coche familiar para el día a día, pagar el combustible de un año y pagarse unas vacaciones de lujo. De repente, el rendimiento estratosférico ya no estaba reservado únicamente a la realeza o a los magnates. Nota histórica: El aura mística del E-Type se consolidó al alcanzar las 150 mph (241 km/h) en las pruebas de prensa. La realidad es que aquellas unidades estaban "dopadas" mecánicamente por los ingenieros de Jaguar, pero al mundo no le importó esa pequeña mentira piadosa. Luces y sombras bajo el capó Mecánicamente, el E-Type era un portento gracias a su motor XK de 3.8 litros. Sin embargo, escondía un pozo de desesperación para los mecánicos: Refrigeración deficiente: La preciosa entrada de aire delantera era demasiado pequeña para el verano, haciendo que el agua hirviera con facilidad. Mantenimiento complejo: Conseguir que sus tres carburadores SU trabajaran en perfecta armonía requería un oído musical. Frenos ocultos: Para mejorar la dinámica, los frenos traseros se colocaron en el centro del eje (inboard). Cambiar unas simples pastillas implicaba descolgar todo el puente trasero. Sistema eléctrico Lucas: Conocidos irónicamente como "El Príncipe de las Tinieblas", los componentes eléctricos sufrían de cortocircuitos y fallos constantes. Evolución y decadencia El E-Type se adaptó a las exigencias del mercado a lo largo de los años: Serie 1 (1961-1964): El purasangre original con faros carenados y motor 3.8L (luego ampliado a 4.2L con mejor caja de cambios). Serie 2 (1968): Presionado por las normas de seguridad de EE. UU., perdió los cristales de los faros y modificó sus defensas, aunque mejoró su refrigeración y frenada. Serie 3 (1971): Las normativas de emisiones ahogaron al motor de seis cilindros, obligando a instalar un pesado V12. El coche se alargó, convirtiéndose en un Gran Turismo hasta su fin en 1974. Conclusión El Jaguar E-Type demostró que la excelencia en ingeniería y el diseño de vanguardia podían desafiar los precios prohibitivos, ganándose por derecho propio el título del coche más bello del mundo.
¡Bienvenidos jugadores y jugadoras! Vuelve el Dado Único con una carreta de cositas bastante buenas: un iMac que se huele a quemado, una reflexión (radical) sobre coleccionismo y purgas de juegos, y reseñas de campañas que hemos terminado ultimamente: Metal Gear Solid (sigilo y bosses épicos para fans), S.T.A.L.K.E.R. (supervivencia en la Zona con reglas densas), Villa Pegatina (one more time) y Experimento 626 (Love Letter de Stitch). ¡A por ello! 00:00 Inicio y olor a quemado 02:34 10 años del Dado Único 05:42 Tema: vender juegos y purgas (post de Reddit) 09:30 Coleccionismo y capitalismo 24:35 El autoengaño de comprar para jugar 33:07 Consejo: perder el miedo a vender 38:41 Metal Gear Solid 43:13 La fase de sigilo y los bosses 55:53 S.T.A.L.K.E.R. 58:05 Mecánicas de sigilo y ruido 1:05:45 Comparativa: Metal Gear vs. Stalker 1:13:28 Villa Pegatina 1:15:18 No hay condición de derrota 1:17:22 Jugarlo con niños 1:20:30 La segunda vuelta 1:32:48 Experimento 626 (Love Letter Stitch) 1:37:00 Cierre y despedida
Contaminated Site Clean-Up Information (CLU-IN): Internet Seminar Video Archives
The Data Usability Assessment (DUA) is a defined process that considers whether data meet project data quality objectives (DQOs) as they relate to the decision to be made and evaluates whether data are suitable for making that decision. DUAs are critical to ensuring that Munitions and Explosives of Concern (MEC) and munitions constituents (MC) data are of the right type, quantity, and quality to meet project DQOs. The project-specific requirements for conducting the DUA process are defined during the Systematic Planning Process and documented in the project-specific QAPP. This webinar will discuss the DUA process for both MEC and MC during remedial investigation and remedial actions. At the end of this webinar, attendees will be able to explain the purpose of DUA, identify the project team members required to participate, select the appropriate inputs, conduct the assessment, and document the DUA outputs. Presentations will be suitable for the varied M2S2 webinar audience, which typically includes government, regulator, and contractor attendees, and there will be opportunities for questions and discussion. To view this archive online or download the slides associated with this seminar, please visit http://www.clu-in.org/conf/tio/m2s2fy26-2_062526/
Contaminated Site Clean-Up Information (CLU-IN): Internet Seminar Audio Archives
The Data Usability Assessment (DUA) is a defined process that considers whether data meet project data quality objectives (DQOs) as they relate to the decision to be made and evaluates whether data are suitable for making that decision. DUAs are critical to ensuring that Munitions and Explosives of Concern (MEC) and munitions constituents (MC) data are of the right type, quantity, and quality to meet project DQOs. The project-specific requirements for conducting the DUA process are defined during the Systematic Planning Process and documented in the project-specific QAPP. This webinar will discuss the DUA process for both MEC and MC during remedial investigation and remedial actions. At the end of this webinar, attendees will be able to explain the purpose of DUA, identify the project team members required to participate, select the appropriate inputs, conduct the assessment, and document the DUA outputs. Presentations will be suitable for the varied M2S2 webinar audience, which typically includes government, regulator, and contractor attendees, and there will be opportunities for questions and discussion. To view this archive online or download the slides associated with this seminar, please visit http://www.clu-in.org/conf/tio/m2s2fy26-2_062526/
O convidado do JR ENTREVISTA desta quarta-feira (24) é o presidente do CFM (Conselho Federal de Medicina), José Hiran Gallo. Ao jornalista Thiago Nolasco, ele falou sobre a medida provisória que cria o Enamed (Exame Nacional de Avaliação da Formação Médica), a qualidade do ensino médico no Brasil, a distribuição de profissionais pelo país e temas relacionados à segurança dos pacientes.Durante a conversa, Gallo manifestou apoio ao exame de proficiência, mas criticou o modelo da Medida Provisória 1.370, defendendo que a avaliação seja aplicada pelo próprio CFM e não pelo Inep. Ele argumentou que a prova deve ser mais rigorosa, com pelo menos 300 questões e uma etapa prática. “Medicina não tem como você aprender a distância. Medicina tem que ser ao lado de um paciente”, afirmou.O presidente do conselho demonstrou preocupação com a qualidade das 450 faculdades de medicina no país, citando que, no último Enamed, cerca de 14 mil estudantes tiveram notas insuficientes. Gallo criticou a falta de hospitais universitários e de fiscalização do MEC na abertura desses cursos. “Quando você quer destruir um país, destrua a educação. Aí fica tudo fácil".Sobre a distribuição de profissionais, Gallo afirmou que o Brasil possui médicos suficientes (750 mil), mas que faltam políticas públicas para fixá-los no interior e ampliar as vagas de residência médica. Ele também pontuou que o “achatamento salarial” e as dívidas do Fies dificultam o início da carreira dos jovens médicos.Na área de segurança do paciente, o dirigente explicou o banimento do PMMA (polimetilmetacrilato) para fins estéticos devido aos riscos de necrose e morte, reforçando que “estética chega, porque tem outros produtos melhores e que não são nefrotóxicos”. Gallo também alertou sobre o uso de “canetas emagrecedoras” sem prescrição e concluiu afirmando que, apesar dos avanços tecnológicos, a inteligência artificial jamais substituirá o diagnóstico humano feito pelo médico.O programa também está disponível na Record News, no R7, nas redes sociais e no RecordPlus.
En la Radio de Diario de Transporte: Camioner@s Contra el Cáncer
Como ya adelantamos en el anterior podcast, entrevistamos a Esther Pérez Soto, directora de Sostenibilidad de Correos Expres, ya que el pasado martes 23 de junio se celebró el Dia Internacional de la Mujer Ingeniera. Nuestra invitada a los podcast, es Ingeniera Técnica Industrial por la Universidad Politécnica de Madrid, con la especialidad en estructuras e instalaciones, con formación en Ingeniería Mecánica en la Universidad de León y un MBA por la UMEC.Liderando a lo largo de carrera profesional iniciativas vinculadas a la calidad medioambiental y mejora contínua, contribuyendo al mantenimiento de certificaciones estratégicas.En la actualidad integra la sostenibilidad como eje transversal de negocio, por lo que su presencia en el Comité de Correos Express refuerza la representación femenina en puestos de liderazgo en un sector donde sigue siendo minoritaria. De la importancia de la sostenibilidad, de su trayectoria laboral en Correos Express, la importancia de las mujeres en la logística o de las recomendaciones para que las jóvenes de las nuevas generaciones estudien ingeniería. De todo lo anterior y de otros temas de gran interés hablamos este podcast.
MEC for Sport in Mpumalanga announce the 2026 Premier's Cup to be held at Solomon Mahlangu Stadium.
En un país cuya historia automotriz reciente está ligada a la fabricación de utilitarios eficientes y a las directrices de multinacionales extranjeras, la idea de crear un hiperdeportivo capaz de mirar de tú a tú a marcas como Bugatti, Koenigsegg o Pagani parecía, simple y llanamente, una locura. Pero ya sabéis cómo somos en AutoFM: las locuras son el combustible que mueve el mundo. Y si hay un nombre que personifica esa bendita locura en España, ese es Domingo Ochoa. GTA Spano, no solo es el coche más rápido y exclusivo jamás fabricado en nuestro país; es el testimonio de una lucha titánica contra la burocracia, la falta de financiación y el escepticismo de un país que a menudo duda de su propio talento. El origen: Gasolina y carreras en el ADN La historia de Domingo Ochoa comenzó a forjarse mucho antes de que el mundo viera las formas esculpidas del Spano. En 1994, Domingo abrió un concesionario de Hyundai y un taller en Torrent (Valencia). Sin embargo, su verdadera escuela fue el asfalto y el olor a neumático quemado. En 1998 fundó GTA Motor Competición. No tardó en convertirse en una de las escuderías de referencia en el panorama nacional de la Fórmula 3 y la Superleague Formula. Por sus manos pasaron jóvenes talentos de la talla de Jaime Alguersuari. Domingo aprendió en el box la dureza del crono y la obsesión por el detalle técnico. En 2009, en mitad de una crisis económica mundial que asfixiaba al planeta, Domingo tomó la decisión más arriesgada de su vida: cerró la escudería oficial de competición, vendió activos y se lanzó de lleno al abismo de la fabricación de hiperdeportivos. Nacía Spania GTA. El nacimiento del GTA Spano: Tecnología que asombró a Ginebra Domingo dio vida al GTA Spano. El coche no era una simple carrocería bonita con un motor prestado. Era un despliegue tecnológico sin precedentes. Hablamos de soluciones que hoy en día siguen pareciendo de ciencia ficción: - Chasis monocasco de carbono, titanio y Kevlar: Un peso pluma de apenas 1.350 kg que garantizaba una rigidez torsional digna de un monoplaza de Le Mans. - Pioneros en el Grafeno: Spania GTA fue la primera marca del mundo en patentar e integrar componentes con grafeno en la estructura del coche para reducir peso y multiplicar la resistencia. - Cristal inteligente: Un techo panorámico cuyo nivel de opacidad se regulaba electrónicamente mediante un control táctil (algo que hoy empiezan a llevar berlinas de gran lujo pero que el Spano ya equipaba hace más de una década). El coche fue la estrella del Salón de Ginebra. La prensa internacional alucinó y Hollywood llamó a su puerta: el Spano se convirtió en protagonista de la película Need for Speed y apareció en sagas de videojuegos icónicas como Forza o Asphalt. España tenía su propio hiperdeportivo. La cara amarga: El precio de ser un pionero en España Crear coches de millones de euros en un mercado hipercompetitivo es una tarea titánica. Horacio Pagani lo logró con el apoyo de Mercedes-AMG y Christian von Koenigsegg con la fortuna familiar y el respaldo de la industria sueca. Domingo Ochoa, en cambio, se encontró en una soledad casi absoluta. El reto de 2026: Superar los 400 km/h de la mano de Ethan Si creías que la historia de Spania GTA era cosa del pasado, es que no conoces a Domingo Ochoa. Tras los duros golpes sufridos por la catastrófica DANA de finales de 2024 en la Comunidad Valenciana —que afectó de lleno a la zona de sus instalaciones—, la escudería ha resurgido literalmente de las cenizas o del lodo. En este 2026, Domingo tiene entre manos un proyecto bellísimo y salvaje a partes iguales: el GTA Spano 400 Domingo & Ethan. Empresas colaboradoras del proyecto 400: • Sash Lubricantes, Aceites y líquidos. • Flexo Solutions, Infortainment y soldadura • CarsSale, Adquisición MoTec control general • Mecánica Brañosera, mecanizados • Rush Works, Cableados y electrónica • IDR, Aislamiento Térmico • KRS, Amortiguadores • AST Rollcage, Arco de Seguridad • GSBelts, Cinturones y Baquets • Llop Tapizados, • Aero SM, composites • Aceros y Servicios, Barras estabilizadoras • Anodizados Solano, Anodizados Amigos colaboradores: • David Balsalobre, Ingeniería • Alan Asereny, Videos y Comunicación • Jesús Franco Martín, Imagen y diseño • Adrián Pérez Ribelles, Fotografía • Aeropuerto CRIA, Pista Aeropuerto Ciudad Real • Nokian Tires España, Pista de pruebas Toledo • Rosval Valencia, Mecanizado • Miguel Campos, Carbono • Diego Ángel Benito, Carbono • Gonzalo Daroca, Carbono • Rafa González, Cristal • Luis Gómez LGM Studios, Videos • Ethan Mendía, Aerodinámica •Talleres Sisan, Pintura •Talleres Gabi, Pintura Se trata de un proyecto desarrollado mano a mano junto a su hijo Ethan, en el que están ensamblando una unidad muy especial equipada con el motor V10 8.0 modificado por Ilmor, una nueva caja de cambios de carreras y una aerodinámica revisada. ¿El objetivo? Superar la barrera de los 400 km/h en suelo español, un hito de velocidad jamás alcanzado por un vehículo de fabricación nacional.
Nawrocki zdecydował się odebrać Order Orła Białego prezydentowi Zełenskiemu. Mussolini i caryca Katarzyna mogą mieć, a Zełenski nie. Nawrockiego pochwalił już Dmitrij Miedwiediew. Mec. Giertych stwierdził dosadnie, że dwór Nawrockiego to agenci lub idioci! Dokąd doprowadzi ta wojna z Ukrainą? Będzie także o kolejnej dezinformacji Kanału Zero w sprawie rzekomych słów Zełenskiego o Polakach. Na znak solidarności z Zełenskim byli prezydenci Ukrainy też odsyłają swoje ordery! Premier Tusk próbuje gasić pożar. Dziś także o pierwszym wyroku w sprawie fałszerstwa wyborczego oraz o sygnaliście-lekarzu, o którym ukazują się kompromitujące fakty. #Nawrocki #zelensky #ukraina #Tusk #polityka #IPPTVNŻywo ⛵️
Didi Braguinha e André Rumjanek mergulham em uma conversa sobre mecânicas de jogos que despertam fascínio — e outras que afastam completamente alguns jogadores. Partindo de jogos digitais ociosos e sistemas de programação de ações, a dupla explora como diferentes formas de tomada de decisão moldam a experiência à mesa, discutindo previsibilidade, caos, planejamento e o prazer de ver uma estratégia finalmente funcionar.Ao longo do episódio, eles também refletem sobre condições de vitória, jogos cooperativos e competitivos, a influência dos componentes físicos na percepção de valor dos jogos modernos e como certas mecânicas podem transformar completamente a relação de alguém com um título. Entre histórias pessoais, exemplos de partidas memoráveis e algumas inevitáveis tangentes sobre Fórmula 1, colecionismo e preservação de jogos, o papo acaba revelando muito sobre o que cada jogador realmente busca quando senta à mesa.Para saber mais sobre este episódio e os jogos mencionados: Planejamento, Caos e Mecânicas Polêmicas nos Board GamesSe você ainda não conhece ou faz parte, fale conosco no nosso Fabuloso Discord.E para as redes sociais: Fabuloso Podcast no InstagramFabuloso Podcast no YouTubeFabuloso Podcast no TikTokPara comprar camisa do Fabuloso (e outras):Deselegante
Passando a Limpo: No Passando a Limpo desta sexta-feira (19), Igor Maciel e a bancada do programa conversam com o Secretário-executivo do Ministério da Educação, Rodolfo Cabral, sobre investimentos do MEC em Pernambuco e as obras da UFPE. O programa também conta com Eliane Cantanhêde.
Alejandro Dolina, Patricio Barton, Gillespi Introducción • 0:00:00 Apertura y festejo por los 40 años del programa Segmento Inicial • 0:01:28 Rechazo humorístico a hablar del Mundial y coberturas desde el exterior • 0:04:51 Presentación de funciones en Avellaneda, Canning y Rosario • 0:06:15 Consejos para recibir a un novio extranjero • 0:36:35 Desconfianza sobre romances a distancia y mudanzas por amor • 0:44:10 Mensajes de oyentes y comentarios varios • 0:54:47 Anécdota sobre la declaración de Huésped de Honor en La Plata • 0:54:47 Debate sobre el plural de modestia y el tono mayestático Segmento Dispositivo • 0:58:19 Ojos y miradas en mitos e historias antiguas • 0:58:36 Odín sacrifica un ojo en la fuente de Mimir • 1:00:33 Panku y la creación del mundo desde su propio cuerpo • 1:02:50 Mitos griegos sobre Argos, las Grayas y Perseo • 1:05:37 El ojo de Horus como amuleto protector • 1:08:13 Humbaba y las miradas petrificantes • 1:09:19 Creencias antiguas sobre la vista y el emperador Shenong • 1:11:07 "A unos ojos" ♫ por Antonio Tormo Segmento Humorístico • 1:15:38 Servicios atendidos por novatos y precarización laboral • 1:17:13 Peluqueros principiantes y riesgos del oficio • 1:21:29 Electricistas inexpertos y accidentes domésticos • 1:22:51 Tatuadores nuevos y errores permanentes • 1:26:06 Mecánicos, farmacéuticos y gasistas sin experiencia • 1:32:24 Odontólogos, colectiveros novatos y defensa irónica de la juventud • 1:36:12 Burla a la figura del locutor y automatización radial Sordo Gancé / Manuel Moreira • 1:40:26 Presentación de Manuel Moreira • 1:42:33 "El ciego de la piedad" ♫ • 1:45:33 "En estos días" ♫ (Silvio Rodríguez) • 1:48:57 "Milonga de pelo largo" ♫ • 1:51:36 Comentarios sobre la trompeta de Gillespi • 1:53:42 Pedido de "Las hojas muertas" (Resumen generado automáticamente con IA, puede contener errores)
Hello June, and hello to this new edition of Engage Weekly! Get a recap of the MEC's and stay tuned for updates from your Union when they head to SLC next week for their next regular meeting. All links and additional information can be found in this week's MEC News!
In this episode, Trade Show Talk host Danica Tormohlen explores how the events industry is adapting to digital transformation, the strategic role of finance within global trade shows, and leadership insights with Michèle Tiley-Hill, CFO of RX, one of the world's largest trade show organizers. Whether you're a show organizer, a marketing professional, or a business leader, her experience offers valuable perspective on navigating today's complex landscape. Key Topics: How RX integrates face-to-face and digital innovations in live events The evolving role of a CFO in a decentralized, global organization Strategies for launching new shows and managing risks Building trust and cultural safety across international teams The importance of transparency, vulnerability, and celebrating failures Diversity initiatives and gender equity in finance leadership Leadership legacy: fostering trust, collaboration, and curiosity In our monthly advocacy update, Exhibitions & Conference Alliance President and CEO Tommy Goodwin discusses the success of the 2026 Legislative Action Day in Washington, D.C. He highlights the record attendance and the importance of engaging with congressional staff to advocate for the exhibitions industry. Goodwin emphasizes the value of sharing personal stories with lawmakers to raise awareness of the industry's impact. He also shares insights into the unique culture of Capitol Hill and the significance of building relationships with congressional staff. Timestamps: 00:00 - Introduction to Michele Tiley-Hill, CFO of RX Global 02:14 - Michele's career journey from KPMG to leading global events 06:12 - How the events industry is shifting with digital and data innovation 08:36 - Daily work of a CFO in a multi-country organization 10:06 - Managing variability in trade show revenues and strategic growth 12:32 - Operational innovation and the role of AI in live events 14:40 - Recent wins and lessons learned in post-COVID recovery 17:47 - Embracing failure and the importance of vulnerability in leadership 19:37 - Diversity and gender equity in global finance leadership 22:31 - Building relationships between finance and show leaders 25:51 - Insights from attending flagship shows like Facon and BookCon 28:39 - Planning and risk mitigation for launches and relaunches 31:44 - Leading across cultural and geographic diversity 33:44 - Michele's London-based office environment and hybrid work approach 36:07 - Her legacy at RX and guidance for the next generation of leaders 37:53 - Tips for hiring and building diverse high-performing teams 39:43 - The best career advice Michele has received 40:22 - Alternative careers and passions outside finance 42:10 - How trade shows like World Travel Market inspire industry standards 43:50 - Personal recharge routines and work-life balance 44:53 - Dinner with a leader past or present to seek insights 45:59 - Michele's vision for the future of the exhibitions 46:23 - Introduction to Tommy Goodwin and the Legislative Action Day 46:50 - Tommy discusses the significance of recording in person 47:00 - Record attendance and meetings at the event 47:34 - Highlights of the day and the importance of large group meetings 48:10 - The role of weather and special guests at the event 49:18 - Importance of sharing personal stories with lawmakers 50:19 - The scavenger hunt and its competitive nature 51:29 - Unique aspects of Capitol Hill culture 52:18 - Construction in D.C. and preparations for America's 250th 54:25 - The value of meeting with congressional staff 56:14 - The influence of congressional staff on decision-making 56:45 - Conclusion of the day and social gathering at Bullfeathers Guest Bio: Michèle Tiley-Hill - Chief Financial Officer, RX No stranger to entrepreneurial businesses where the pace of change is exceptional, Michèle's experience has been invaluable at RX since she joined as CFO. A seasoned finance executive, Michèle trained at KPMG and developed her financial career in the sports, media and entertainment sectors. Prior to joining RX in 2017, Michèle was Global CFO at MEC (a founding partner of GroupM, now WPP Media, the company's media investment group) where she had also held finance and commercial leadership roles in the EMEA region during her 11 years there. A qualified chartered accountant, Michèle was attracted to RX by the opportunity to combine the best of face to face with digital and data, something that has benefitted enormously from Michèle's many years of hands-on commercial experience and success in leading financial and commercial operations in decentralized and complex structures. The combination of Michèle's approachability, humility and empathy enables her to build and maintain relationships across our global business, while the real transparency and openness she brings to her leadership style builds trust and confidence in those around her. With an ability to laugh at herself and show vulnerability, Michèle encourages colleagues to share their views and diverse perspectives and is inspired by those that make a difference. Values that are all-important in her involvement with the RX Global Inclusion Council. Michèle is also executive sponsor to the RX Operations Leadership Team and a member of the RELX Compliance Committee. Want to know more? Read One to Watch: RX CFO Michèle Tiley-Hill. She shares leadership lessons from the C-suite and 10 ways to inspire a trade show team.
In this twelfth installment, James explains Modified Endowment Contracts (MECs), how they occur, and why policy design should focus on long-term performance rather than maximizing early cash value. He discusses MEC limits, policy flexibility, and common misconceptions surrounding overfunded whole life insurance. As always, we hope you enjoy the episode, and thank you for listening!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.
As heard on the WSJM Morning Show with Ken & Friends, Midwest Energy & Communications CEO Terry Rubenthaler joins us to talk about MEC, their community impact, and internet services they provide in rural communities.See omnystudio.com/listener for privacy information.
Bonjour, nous sommes Thomas, Pierre et Arnaud.Avec Lucas Beaufrère-Dusotoit, que beaucoup connaissent notamment via Mec faut qu'on parle, on s'est demandé pourquoi il est si facile, dans les rapports amoureux, de rejeter la responsabilité sur l'autre. Avec lui, on a parlé de projection, de mauvaise foi, de culpabilité, de blessure, de mécanismes de défense… et de cette difficulté très humaine à reconnaître sa part sans se détester pour autant.Lucas nous aide à regarder ce qui se joue quand on accuse, quand on fuit, quand on inverse les rôles, et quand on transforme l'autre en coupable idéal pour ne pas se confronter à soi-même.« Au Cœur des Hommes », ce sont 3 amis (Thomas, Pierre et Arnaud) qui avons décidé de poser à des copains des questions concernant les rapports amoureux.À chaque épisode, nous recevons un nouvel invité et nous abordons un nouveau thème avec bienveillance.Avertissement : Il se peut qu'on dise des choses qui ne plairont pas à tout le monde… mais on va les dire quand-même.Un jeudi sur deux, écoutez-nous sur Apple Podcasts - Spotify - Deezer - Podcast Addict - Amazon Music - YouTube (sur le compte de Compagnie Club) - Acast Tous les liens sont ici : https://linktr.ee/aucoeurdeshommespodcastMerci de nous écouter, abonnez-vous, commentez-nous et partagez-nous ! Vous pouvez nous rejoindre sur Instagram : @aucoeurdeshommespodcast ou par mail : aucoeurdeshommespodcast@gmail.comLe compte Instagram de Lucas Beaufrère-Dusotoit est disponible via ses réseaux, et tu peux aussi retrouver son univers autour des relations, de la responsabilité affective et de la posture masculine sur ses différentes prises de parole en ligne. Si tu souhaites découvrir le fameux "Meuf, faut qu'on parle", le travail de Manon, clique-ici pour voir son insta.Besoin d'aide ? Visitez SOS Amitiés ou appelez le 3114 – Numéro National de Prévention du Suicide« Au Cœur des Hommes » est un podcast de Compagnie Club. Cet épisode a été enregistré dans les studios de RSTLSS. Merci à cette super radio rock pour son accueil depuis le début de cette belle aventure.♡Question subsidiaire : Et toi, quand quelque chose déraille dans une relation, quelle personne tu as besoin d'être pour nourrir ce qui est à l'intérieur de toi ?♡Voir Acast.com/privacy pour les informations sur la vie privée et l'opt-out. Au Coeur des Hommes est un podcast Compagnie Club. Enregistré à Rstlss studio. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
#płatnawspółpraca | Zapraszamy na wtorkowe "Onet Rano.", w którym gośćmi Odety Moro będą: prof. Wojciech Rafałowski, Socjolog, Uniwersytet Warszawski; Hubert Kurkiewicz, gitarzysta, kompozytor; Cura, wokalista; Mec. Paweł Matyja, prawnik, autor książki "Adwokat Diabłów"; Łukasz L.U.C. Rostkowski; kompozytor, producent muzyczny, raper, autor tekstów. Dodatkowo wystąpi zespół "Chair"! W części "Onet Rano. WIEM" gościem Joanny Górskiej będzie Paulina Gajowniczek, ekspertka w obszarze komunikacji marketingowej PKO Banku Polskiego.
As heard on the WSJM Morning Show with Ken & Friends, Midwest Energy & Communications CEO Terry Rubenthaler joins us to talk about MEC, their community impact, and internet services they provide in rural communities.See omnystudio.com/listener for privacy information.
https://www.givesendgo.com/wrap-around-the-punt-familyBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans delivers the third installment of the IBC Master Class, walking through the mechanics of policy loans and making an urgent case for why protection must come before growth. Hans implores fathers to button up their protection plan before chasing the next moonshot investment. He then transitions into the technical heart of the episode: how policy loans actually work, why they're the most powerful lending tool available to consumers, and how this single mechanism lets you keep your money compounding while you put it to work elsewhere.Chapters: 00:00 – Opening segment 01:00 – Recap of Parts 1 and 2: cash value, base premium, PUA, and the MEC line 05:30 – A father's tragedy and a wake-up call 08:30 – Why "buy term and invest the difference" leaves families exposed 11:25 – Protect, save, grow: the proper order of operations 13:30 – The three types of economic death (Solomon Huebner) 18:35 – The Accelerated Death Benefit Rider: a free lifeline most people ignore 20:15 – Waiver of premium and how a policy becomes self-completing 23:00 – Setting up the policy loan illustration24:35 – The three players: cash value, the insurance company, and your bank account 27:25 – Why moving money from savings, stocks, or HELOC depletes the source 29:50 – Using the death benefit as collateral (and why the company says yes) 32:20 – The certainty of repayment: why there's no schedule, application, or credit check 36:40 – The mortgage comparison: what changes when the lender is the guarantor 40:05 – Bitcoin-collateralized loans vs. policy loans: control and stress 43:45 – The 100% rate of return: how you become the banker 48:00 – What the illustration doesn't show you: capital working in multiple places 50:50 – Non-direct recognition: getting the full dividend regardless of loans 52:55 – The free rider that becomes a lifeline (revisiting accelerated death benefit) 57:50 – Closing thoughts Key Takeaways:Protect, save, grow is the order, not a suggestion. Optimizing for IRR while leaving protection gaps builds a skyscraper on sand. One accident, illness, or long-term care event can wipe out every growth asset you've ever acquired.The policy loan is the most effective lending tool a consumer has access to. No application, no credit check, no schedule, no amortization, no questions asked. Because the insurance company is the guarantor of the collateral, they have certainty of repayment and don't care when you pay it back. Your cash value never gets touched. The company lends you their money and collateralizes your death benefit. Your full cash value keeps compounding, your dividends are calculated on the full policy value, and your capital stays working. The Accelerated Death Benefit Rider is a free lifeline most policyholders forget exists. A specific medical condition, chronic illness, or terminal diagnosis lets you advance your death benefit while you're still alive. You become the banker by spreading on your own capital. Borrow at 5%, invest at 10%, and you've replicated what commercial banks do. That's a 100% rate of return on the spread. The illustration doesn't show the whole picture. The cash value column shows uninterrupted compound growth, but it doesn't reveal that the same capital can be funding rental properties, syndicates, and options trades simultaneously.
Hoje, ‘No Pé do Ouvido, com Yasmim Restum, você escuta essas e outras notícias: Flávio Bolsonaro admite que mentiu sobre ligação com ex-dono do Master, mas nega que dinheiro tenha sido usado para bancar despesas pessoais do irmão. Parte do Centrão e pastores com grande atuação política já discutem alternativas à candidatura do filho de Jair Bolsonaro. MEC entrega menos de 40% dos livros em braile previstos para 2026. E desmatamento na Mata Atlântica em 2025 é o menor da série histórica. See omnystudio.com/listener for privacy information.
On this episode of the Cliff Notes Podcast:Maryville girls soccer knocks off rival Savannah to win an outright MEC conference championship the 1st since 2003. Hear from Spoofhound coach Stephanie Ingram and senior Payton Kurz.Tuesday Scores Wanna thank all of our great year long Sponsors who make all of this possible.Tolly & Associates Little Caesars of St. Joseph John Anderson InsuranceMeierhofer Funeral Home & Crematory HiHo Bar & Grill Barnes Roofing Jayson & Mary Watkins Matt & Jenni Busby Michelle Cook Group Russell Book & Bookball 365 The St. Joseph MustangsB's Tees KT Logistics LLC Hixson-Klein Funeral Home James L. Griffith Law Firm of Maysville Toby Prussman of Premier Land & Auction Group, HK Quality Sheet Metal, Redman Farms of Maysville, Melissa WinnHenke Family Farms, Green Hills Insurance LLC., Cintas, Thrive Family Chiropractic, IV Nutrition of St. Joseph, Roth Kid Nation Serve Link Home Care out of Trenton, Barnett's Floor Renewal LLC., Balloons D'Lux, B3 Renovations, The Hamilton Bank member FDIC, Wompas Graphix & Embroidery of LibertyEllis Sheep Company of Maysville, Bank Northwest of Cameron, Akey's Catering & Event Rentals, Brown Bear of St. Joseph, Wolf Black Herefords, Rob & Stacia Studer, Annie & Noah Roseberry of Re/Max Professionals, Moseley Farms, Jake Anderson of Shelter Insurance A slice & a swirl of Maysville Adkison Barber ShopMoyer Concrete of Maysville Cody Vaughn Wealth Advisor with ThriventGallatin Truck & Tractor Grandmas Gun Shop in Agency Nash Gas in Dearborn Accurate Appraisal in St. Joseph Ryan Meyerkorth SeedB.W. Timber of Bethany Mosaic Medical Center of Maryville Exclusive P.R. of Chicago Great Than Financial Hogue Lumber Company of Albany Stifel in ChillicotheUnited Cooperates, INC out of Osborn & Pattonsburg MP and Sons Contracting in Maysville JA White Construction in Maysville BTC Bank Seth & Marcie Davis of the Fitz Group Home and LandGRM Networks Perry Plumming & Septic LLC of Rock PortCitizens Bank and Trust of Rock Port C&M Business Machines Deal Travel and Cruises LLCKovacs FireworksBray Farms of Cameron The Drug Store in Cameron Pettijohn Auto Center in Bethany Terry Implement Co., INC. Of Gallatin Re/Max Partners of Cameron- Dan & Staci Early The Bunker Club of Savannah North Central Missouri College in Trenton & SavannahCooters Plumbing in Lathrop Steven Frieden Excavating Gregg Lawn & Landscape North Mercer Athletic Booster ClubStronger Starts Now Heather Bennett AgencyLathrop Chiropractic CenterSchulenberg Contracting LLCGabe EdgarWigfield Farms in Chillicothe
The history of money explains why the financial system works the way it does today. In this episode, Jim and Nick walk through the major shifts that changed the American financial landscape, from the gold standard to fiat currency, the rise of Wall Street retirement plans, and the creation of the MEC line. They unpack how control of capital slowly moved away from individuals and toward governments, banks, and financial institutions. Along the way, they explain why wealthy families continued using whole life insurance while the public was encouraged to move money into qualified plans and market-based products. The conversation also covers universal life insurance, policy efficiency, and why long-term stability matters more than flashy illustrations. Understanding these historical shifts helps explain why Infinite Banking remains relevant for people seeking greater control, liquidity, and long-term certainty. Key Takeaways: - The gold standard placed limits on monetary expansion - Fiat currency accelerated inflation and currency debasement - ERISA and 401(k)s redirected capital toward Wall Street - Whole life insurance remained a core asset for wealthy families - Long-term policy strength matters more than short-term efficiency Chapters 00:00 Lessons From History 02:54 The Gold Standard Explained 05:15 Nixon Ends the Gold Standard 06:39 Fiat Currency and Inflation 07:43 ERISA, 401(k)s, and Wall Street 10:00 The Shift Away From Whole Life Insurance 12:22 Universal Life and Policy Design Risks 14:49 MEC Lines and the 7-Pay Test 19:38 Why Fragile Policies Break Down 21:09 Why Wealthy Families Kept Using Whole Life Insurance ______________________________ If you're ready to breakaway and start making real wealth, then join our free community. Get access to new daily content, on-demand courses on how money works and Infinite Banking, a Q&A video library, reading library, worksheets, calculators, and more.
Kerry Mauchline, pokesperson for David Maynier, MEC for education in the Western Cape, joins Amy MacIver to give an update on school closures due to extreme weather in the Western Cape. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Book a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans returns for Part 2 of the IBC Masterclass, picking up where the first conversation left off. If Part 1 was about understanding what cash value actually is, this episode is about why your policy is structured the way it is, why you can't just dump everything into PUA, and what a real whole life illustration actually looks like line by line.Chapters: 00:00 – Opening segment 03:35 – A brief history of the Modified Endowment Contract (MEC) 07:20 – Section 7702 and the tax benefits that make whole life work 10:35 – The arbitrary 7-year test and how Congress drew the line 17:45 – Why faster payment timeframes require larger premiums 20:30 – Visualizing the MEC line: where the IRS draws the boundary 24:15 – The consequences of MECing a policy (losing your tax benefits) 27:20 – Introducing the term rider: the third type of premium 29:40 – How a small term premium raises your MEC ceiling 31:50 – The 50/50 vs 20/80 tradeoff and when term riders are needed 35:50 – Reading the premium breakdown page 36:50 – Guaranteed vs non-guaranteed sides of the ledger 38:20 – The three assumptions baked into every illustration 45:50 – When your dividend exceeds your base premium 46:30 – Calculating year-over-year growth as a "savings rate" 50:20 – Why you never want premium payments to stop 53:20 – Closing segmentKey Takeaways:Whole life insurance is so powerful that financial services firms had to lobby Congress to restrict it. In the 1980s, money flooded into whole life because CPAs were directing wealthy clients to use single-pay policies as a tax-favorable wealth transfer tool. Mutual fund companies, losing market share, lobbied for what became the 1988 TAMRA legislation and the Modified Endowment Contract rules. The MEC line is the boundary your agent is structuring around. Section 7702A says that if you pay up your death benefit faster than seven years, your policy loses its life insurance tax treatment and becomes a Modified Endowment Contract. Once “MEC'd”, you cannot reverse it. Policy loans, cash value growth, and dividends all become taxable. The term rider exists to expand your PUA allowance. By adding a small amount of term premium (often a few hundred dollars), you buy a large chunk of additional death benefit cheaply. That raises the MEC ceiling, which lets you pay more PUA premium without crossing the line.The more you dial down base in favor of PUA, the more term you need. A 50/50 policy usually doesn't need a term rider. A 20/80 structure does. The tradeoff: more PUA means faster cash value, but it requires more careful structuring to stay under the MEC line.A properly structured policy hits profitability fast. In the Jinx McCashValue example, the policy generates more cash value than premium paid by year three. By year 17, $20,000 of premium creates $41,000 of cash value growth in a single year. By age 65, the dividend alone exceeds the entire annual premium.You should want to keep paying premium for as long as possible. Once your dividend exceeds your premium, every additional payment is a deeply discounted purchase of future tax-free growth. Hans frames this as capitalizing your system, not funding an expense. The day you have to stop paying is the day to be sad, not the day you've been waiting for.
Engage Weekly is live. Here is your MEC news checklist. NC - No Major Movement, But Talks Continue FIFA World Cup 2026 - Commuters Need to Plan Now SkyHop - What You Need to Know April 21 New Hire Class - The Latest Numbers Hogs, Hops, and Warbirds - May 17 Family Event A Look Ahead to the Park City MEC Pub Event Also, All the Committee News, Events, and Info You Can Handle
Most people buying whole life insurance leave 40-60% of potential cash value on the table. Here's why.
There's a persistent claim that indexed universal life insurance is doomed to fail because rising costs of insurance will eventually eat the policy alive. The story usually goes something like this: someone bought a universal life policy decades ago, paid faithfully, and one day got a notice that the policy was about to lapse unless they wrote a big check. That story has a grain of truth behind it, but the magnitude of the claim is wildly overstated. The original problem traces back to universal life policies sold in the 1980s as cheap alternatives to whole life. Those sales relied on interest rate assumptions above 8 percent that never materialized, which meant the premiums being paid were never enough to keep the policies functioning long term. The question worth asking today is different. If you set out to deliberately design an indexed universal life policy badly — to actually make it collapse — how badly would you have to screw it up? To find out, we ran the test. Starting with a properly structured policy on a 35-year-old male, $30,000 annual premium, and the minimum non-MEC death benefit of about $637,000, we then doubled, tripled, quadrupled, and kept going to see when the policy would actually fail. Doubling the death benefit didn't break it. Tripling didn't break it. Quadrupling didn't break it. Even five times the appropriate death benefit kept the policy alive through age 121. It took six times the correct death benefit — a $3.8 million death benefit on a premium meant to support $637,000 — before the policy finally collapsed in the client's early 90s. The lesson is straightforward: when an IUL fails, the product isn't the problem. The design is. And a properly designed policy carries lifetime fees averaging around 0.2 to 0.25 percent of cash value, which is a remarkable deal for managed money. _______________________________________________________ If you're holding an IUL illustration and want to know whether it's structured correctly — or if you're trying to figure out whether what you already own is built to last — schedule a call or send us a message and we'll take a look at it with you.
In this episode, Jim and Nick break down how banking actually works and how a properly structured whole life policy can step into that role. The focus is not the product, it's the system. They walk through term vs whole life, the MEC line, and why most financial strategies rely on projections instead of guarantees. Then they shift to what matters most, using the system to move money, create cash flow, and build long-term control. When done right, your money doesn't stop working. It keeps compounding while you deploy it elsewhere. That's the shift: From storing money → to directing it. Key Takeaways - Infinite Banking is a process, not a product - Term insurance provides coverage, not control - Whole life, when structured properly, creates usable capital - The MEC line defines how far you can push efficiency - Policy loans allow your money to keep growing while in use Wealth is built through velocity and control of capital Chapters 00:00 Why Banking Is the Real Focus 01:47 Term vs Whole Life 06:36 The MEC Line Explained 10:12 Structuring for Control 17:17 Guarantees vs Projections 22:48 How Policy Loans Work 24:04 Creating Cash Flow 28:11 Rethinking How Money Works ______________________________ If you're ready to break away and start making real wealth, then join our free community. Get access to new daily content, on-demand courses on how money works and Infinite Banking, a Q&A video library, reading library, worksheets, calculators, and more.
This is an Engage Alert with a critical update regarding contract negotiations and an important strategic development. Next week, opening proposals are to be exchanged, marking a major milestone in the Section 6 process and the beginning of the next phase for Delta pilots. In this episode, MEC Chairman Captain Eric Criswell and Negotiating Committee Chairman Captain Bill Finlay join us to outline the strategy, priorities, and expectations moving forward - including the announcement of a more accelerated and focused negotiation path. The union is pursuing an approach centered on a concise set of high-value priorities targeting pay, retirement, and quality of life, with the goal of delivering significant and meaningful gains on a shorter timeline. But one message is clear: Early does not mean discounted. Any agreement must meet pilot expectations and stand on its own value, regardless of timing. If that standard is not met, the MEC is fully prepared to pivot to a more traditional, comprehensive approach. This conversation also addresses: Why this strategy is being pursued now How pilot feedback is directly shaping priorities What happens if the Company doesn't engage Lessons learned from past negotiations What pilots should expect in the months ahead Both Captain Criswell and Captain Finlay make this clear: Delta pilots are firmly in the driver's seat. This is a deliberate strategy designed to capture value sooner without sacrificing leverage or outcomes. Stay informed. Stay engaged.