Podcasts about Norwich

City and non-metropolitan district in England

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  • 9,415EPISODES
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Best podcasts about Norwich

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Latest podcast episodes about Norwich

EFL Matters
Sky Sports Championship Predictions: Gameweek 13

EFL Matters

Play Episode Listen Later Oct 30, 2025 25:24


Sky Sports duo Simeon Gholam and Gary Weaver take a look ahead at Gameweek 13 of the Sky Bet Championship season.Running order… Wrexham vs Coventry, Leicester vs Blackburn, Norwich vs Hull, West Brom vs Sheff Wed, Rest of the Saturday 3pmsEssential EFL is a Sky Sports podcast. Listen to every episode here: skysports.com/essential-eflYou can also listen to Essential EFL on your smart speaker by saying "ask Global Player to play Essential EFL".For more EFL news, head to skysports.com/footballFor advertising opportunities email: skysportspodcasts@sky.uk

The TIgers Down Under
S11E11 - Spoils Shared

The TIgers Down Under

Play Episode Listen Later Oct 30, 2025 38:31


A last minute draw with Charlton dented what would have been four wins in a row, but still made it five unbeaten for City as surely Typical City can't rear its head against an out of sorts Norwich..________________________________________________Twitter: https://twitter.com/HullCityAFCAusFacebook: https://www.facebook.com/groups/aussi...Instagram: hull.city.aus

OpenMHz
Fatal Truck vs. Pedestrian hit and run on RT 2 near the NorwichPreston line.

OpenMHz

Play Episode Listen Later Oct 28, 2025 1:02


Tue, Oct 28 1:25 AM → 1:49 AM FATAL - Truck vs. Pedestrian hit and run. - Pickup truck with heavy front end damage. Struck a person on RT 2 near the NorwichPreston line. Serious injures. Radio Systems: - Connecticut State Police Troops C,D,E,F,H,K, Norwich, Groton, Plainfield Police

The 1904 Club - a Hull City podcast
MKM Stadium redevelopment latest as Hull City look to continue momentum

The 1904 Club - a Hull City podcast

Play Episode Listen Later Oct 28, 2025 66:14


Get your exclusive discounted offer on your NORD VPN: ⁠https://nordvpn.com/hullcity⁠ There's no risk with NORD's 30-day money-back guarantee. away this summer but still want to be able to watch all your favourite shows, including televised Hull City games - then sign up to NORD VPN to ensure you can access all streaming services even when out of the UK! Sign up, stay secure and support the podcast.  In the latest episode of the 1904 Club, Baz, Burnsy, Kathryn, and Fletch discuss Saturday's draw with Charlton, the latest on MKM Stadium redevelopment plans, where things are at with injuries and Saturday's trip to Norwich. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Wealth Warehouse
Episode 194: Infinite Banking Case Study: What Paul and Dave Do With Their Cash Value

Wealth Warehouse

Play Episode Listen Later Oct 27, 2025 65:45


Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul open the vault on how they actually put cash value to work. Join other Infinite Banking practitioners as they discuss how they look for low risk, repeatable opportunities that fit an IBC plan, and why a simple amortized note can create steady cash flow that helps retire policy loans faster. Additionally, Dave, Paul and co. walk through using policy loans with intention, keeping repayments flexible, and sequencing a windfall or savings into premiums without losing liquidity.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Episode beginning and introduction3:28 - Deal filter: risk, consistency, repayment6:15 - What the “note” is, terms and break-even10:57 - Option 1 recap11:57 - Option 213:38 - Second note15:16 - Third note17:50 - Option 322:59 - Taxes: interest front-loaded on amortization28:34 - $100k example → ~$2,100/mo; start Policy B30:28 - Repayment tactics44:36 - Keep an emergency buffer; $2,500 min to start58:29 - The math most miss1:04:40 - Wrap-up + next stepsABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

World XP Podcast
Salman Shaheen - Murder Mystery with a Never Before Seen Ending, Taking on British Royalty, and More

World XP Podcast

Play Episode Listen Later Oct 27, 2025 71:51


If you're enjoying the content, please like, subscribe, and comment! Salman's Links:Book: https://www.amazon.com/Freebourne-Novel-Salman-Shaheen/dp/1803419253Website: https://salmanshaheen.com/X: @SalmanShaheen Facebook: https://www.facebook.com/theoriginalsalmanshaheen/LinkedIn: https://www.linkedin.com/in/salmanshaheenSalman Shaheen is a British politician, journalist and novelist. He has written for the Guardian, New Statesman, Huffington Post, Byline Times, New Internationalist and Times of India, and frequently comments on politics and economics on TV and radio. His exclusive exposes on corporate tax avoidance have made front-page news in the Observer and have been picked up by the FT and the Telegraph.Salman launched Grow for the Future, the UK's first-ever policy to transform wasteland into places for urban kids in deprived areas to grow food and learn about sustainability and biodiversity. The policy, initiated in the London Borough of Hounslow, has been backed by the UK government and championed by Downton Abbey's Jim Carter OBE. He also partnered with Jamie Oliver to launch the celebrity chef's first-ever food education programme directly targeted at primary schools to tackle childhood obesity.Passionate about preserving green spaces, Salman helped lead the successful and nationally prominent campaign to save Park Road Allotments – a century-old wildlife haven established to feed wounded soldiers returning from the First World War – from being bulldozed by one of Britain's richest landowners, the Duke of Northumberland.Born in Norwich in 1984, Salman graduated with a Double First in Social & Political Sciences from Jesus College, Cambridge, before going on to complete the Creative Writing MA at the University of East Anglia. He now lives in Brentford, West London.Salman is a Fellow of the Royal Society of Arts. He is also the Founder and CEO of global PR firm Carter Fleet. ______________________Follow us!@worldxppodcast Instagram - https://bit.ly/3eoBwyr@worldxppodcast Twitter - https://bit.ly/2Oa7BzmSpotify - http://spoti.fi/3sZAUTGYouTube - http://bit.ly/3rxDvUL#mystery #author #thriller #writer #murdermystery #scifi #society #philosophy #writing #government #england #uk #explore #explorepage #podcastshow #longformpodcast #longformpodcast #podcasts #podcaster #explore #podcast #newshow #worldxppodcast

EFL All Access
Coventry make it 6 in a row as Wednesday enter Administration!

EFL All Access

Play Episode Listen Later Oct 27, 2025 47:54


This is 'EFL: All Access' where every Monday we discuss all of the big stories across the EFL!Hugh Woozencroft and Sam Parkin break down a dramatic weekend from up and down the EFL! They ask if Frank Lampard's Coventry can keep breaking records following their 6th league win in a row, and discuss if Southampton's Will Still and Norwich's Liam Manning are managing on borrowed time. We analyse Sheffield Wednesday's historic decision to enter administration with Jake Lee from the 1867 Group, and talkSPORT's voice of live football Adrian Durham gives his take on Peterborough United's decision to part ways with Darren Ferguson for the 4th time. We also reflect on Tom Lockyer's unhappy return to professional football and get Sam's pundits picks as the EFL delivered once again! Hosted on Acast. See acast.com/privacy for more information.

Second Tier
Swimming caps all round! - Second Tier Weekend Show

Second Tier

Play Episode Listen Later Oct 26, 2025 61:36


Ryan Dilks and Justin Peach run through the weekend action from across the Championship.A big win for Blackburn as Southampton lose again!Could this week be the end for Liam Manning at Norwich?SIX wins on the bounce for Coventry!Sheffield Wednesday come together!It's the Second Tier.Sign up to our Patreon here!Please fill out Stak's listener survey! It'll help us learn more about the content you love so we can bring you even more - you'll also be entered into a competition to win one of five PlayStation 5's! Click here: https://bit.ly/staksurvey2025Watch this episode on YouTube here!Follow us on X, Instagram and email us secondtierpod@gmail.com.**Please rate and review us on Apple, Spotify or wherever you get your pods. It means a lot and makes it easy for other people to find us. Thank you!** Hosted on Acast. See acast.com/privacy for more information.

The PinkUn Norwich City Podcast
#655 A sad state of affairs | PinkUn Norwich City Podcast

The PinkUn Norwich City Podcast

Play Episode Listen Later Oct 26, 2025 61:27


Fifth straight Championship defeat, 23rd in the table and that all too familiar feeling of disappointment. It can't go on like this for Norwich City, can it? It can. A 2-1 loss to out-of-form Swansea has piled the pressure on those in charge at Norwich City ahead of Mark Attanasio's state visit to Norfolk this weekend, with the owner set to speak directly to supporters. Join Connor Southwell and Paddy Davitt as they reflect on the loss of South Wales and the sad state of affairs that has engulfed the Canaries. ** Picture: Focus Images Ltd *** You can also hear the Pink Un Podcast on Norwich's Community radio station, Future Radio 107.8FM. *** To get in touch with the podcast now and in future, send any comments and questions into the crew with an email to norfolksport@archant.co.uk or get in touch with us @pinkun on Twitter, where our direct messages are open. And if you're interested in sponsoring the pod, or placing an advert in one of our shows, email connor.southwell@newsquest.co.uk ALSO FIND US AT THE FOLLOWING: Subscribe: pinkun.com/podcast Twitter: twitter.com/pinkun Facebook: fb.me/thepinkun Instagram: instagram.com/the_pinkun Find more details on how you can sign up to Pink Un + here: https://www.pinkun.com/pinkunplus/ #ncfc #norwichcity #podcast

OpenMHz
An 11 year old just drove up to the Mystic Dunkin drive-thru and told them he stole his moms car. Mom wants her car back

OpenMHz

Play Episode Listen Later Oct 26, 2025 0:46


Sun, Oct 26 3:36 PM → 3:54 PM An 11 year old just drove up to the Mystic Dunkin drive-thru and told them he stole his moms car. BOLO a 2009 Grey Toyota Highlander with CT Plates 391-WYA - Last seen on RT 27 in Mystic. Mom wants her car back Radio Systems: - Connecticut State Police Troops C,D,E,F,H,K, Norwich, Groton, Plainfield Police

OpenMHz
Female reportedly shoved into the trunk of a Blue Suzuki sx4 sedan with Mass plates

OpenMHz

Play Episode Listen Later Oct 26, 2025 1:21


Sun, Oct 26 2:46 AM → 2:53 AM Female reportedly shoved into the trunk of a Blue Suzuki sx4 sedan with Mass plates 5CR-F51 - Vehicle last seen heading east bound Albany Ave. in Hartford Radio Systems: - Connecticut State Police Troops C,D,E,F,H,K, Norwich, Groton, Plainfield Police

Rams Monthly Review Show
#314 Langas Stars As Derby Battle To Back-To-Back Wins!

Rams Monthly Review Show

Play Episode Listen Later Oct 26, 2025 49:25


Who saw that coming? Derby seem to have turned their season around after two huge wins against Norwich and QPR! Join Jake Barker, Jamie Page and Mitch Barwell as they discuss the reasons for Derby's dramatic turnaround! #DCFC--If you did enjoy the episode, please consider liking and subscribing, or rating us on Spotify and Apple Pods. It really helps us out. Up the Rams!--Find Our Other Content Here:Website: https://linktr.ee/ramstalkpodSpotify/Apple Pods: https://podfollow.com/ramstalkpodTwitter: https://twitter.com/RamsTalkPodTikTok: https://www.tiktok.com/@ramstalkpodYouTube: https://www.youtube.com/@ramstalkpod--Business Inquiries:RamsTalkPodcast@Gmail.com--Tags: #DCFC #DerbyCounty #EFLChampionship #EFL #Norwich #QPR--Team/Crew:Jake Barker - Director/Producer/HostJamie Page - Assistant Host/CreativeCallum Boocock - Guest Host/CreativeAdam Titley - Guest Host/Producer/Creative Hosted on Acast. See acast.com/privacy for more information.

The Championship Check-In
PERFECT NINE POINTS! Coventry, Millwall, & Bristol City Dominate The Week!

The Championship Check-In

Play Episode Listen Later Oct 26, 2025 51:50


Benjamin Bloom discusses EFL Championship round 12   #EFLChampionship   0:00 - Intro 0:45 - Coventry 3-1 Watford, Boro 1-1 Wrexham, Millwall 1-0 Leicester, Bristol C 1-0 Birmingham 18:02 - Portsmouth 0-1 Stoke, Hull 1-1 Charlton, Preston 3-2 Sheff Utd, Derby 1-0 QPR 30:00 - Ipswich 1-0 WBA, Swansea 2-1 Norwich, Sheff Wed 1-2 Oxford, Blackburn 2-1 Southampton 50:20 - Outro  

To Hull & Back: A Hull City Podcast

A busy week for City saw them pick up seven points from nine as they beat Leicester before being held to a draw by Charlton. The Gang discuss both results, chat on the impromptu Q&A from Acun between the games, before looking ahead to a visit to a beleaguered Norwich. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On the Huh
Tex Kennedy - One of the fine City's favourite sons

On the Huh

Play Episode Listen Later Oct 26, 2025 31:54


This week - I got to sit down for a pint with  Matt “tex” Kennedy, 1/5th of the well oiled machine that is floral image, known city wide as the K. O. B (king of bass) for his fast attack ,unfathomable rhythm and onstage antics. Quoted by Spide Writer “Kennedy is the Iggy Pop of bass guitar”.In amongst all the chaos of touring and living a life as normal as a free wheeling freak can, He focuses a lot of time on his own project Black Magick Caravan. A project birthed from the grief of losing grandparents and finding a way to channel grief into songs and musical freakouts.Black Magick caravan is a mystical whimsy psych folk project toying with the feelings of paranoia, anxiety and finding the light at the end of the tunnel with themes of the occult, tarot, dreams. Flourish, the first song from black Magick caravans album titled “upon the dying flowers” is set to be released this autumn into winter. Pop over to the website (www.onthehuh.org) it has lots of links to other bands stuff and venues as well as a link to an ever evolving Spotify playlist of Norwich bands material compiled by pod producer Reuben Andrews called La musique de Norwich.chin chin

To Hull and Back: A Hull City Podcast

A busy week for City saw them pick up seven points from nine as they beat Leicester before being held to a draw by Charlton. The Gang discuss both results, chat on the impromptu Q&A from Acun between the games, before looking ahead to a visit to a beleaguered Norwich. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Regent College Podcast
Dr. Shelly Rambo: Twenty Years at the Intersection of Trauma and Theology

Regent College Podcast

Play Episode Listen Later Oct 24, 2025 72:11


Claire and Rachel caught up with Dr. Shelly Rambo, a theologian at Boston University, working in the areas of trauma, spiritual care and chaplaincy. Shelly's book Spirit and Trauma is a seminal work in the field of trauma and theology, and she brings over twenty years of thought and exploration to the study of Scripture and the Christian tradition through the lens of trauma. We talk about the reality of trauma that remains, and how Jesus prepares us to live with the unresolved, what we can learn from Julian of Norwich about regaining inner spiritual authority, and the theological classroom as a site of post-traumatic growth. Shelly finishes by sharing insights from Howard Thurman on maintaining spiritual vitality in the midst of embodied threat. In a time when many are leaving institutional religion, Shelly brings wise insight into the reasons people leave and ways in which they can develop a sustaining spiritual community in the aftermath of harm.Shelly's BioDr. Shelly Rambo is a theologian and professor at Boston University School of Theology, whose work explores the intersections of trauma, theology, and spiritual care. Her research has shaped trauma-informed approaches to chaplaincy and theological education, particularly in seminary contexts. She is the author of Spirit and Trauma: A Theology of Remaining, and Resurrecting Wounds, and is a leading voice in rethinking how Christian theology engages suffering, survival, and the work of healing.Regent College Podcast Thanks for listening. Please like, rate and review us on your podcast platform of choice and share this episode with a friend. Follow Us on Social Media Facebook Instagram Youtube Keep in Touch Regent College Summer Programs Regent College Newsletter

OpenMHz
Report of a suspicious drone seen flying near the Subase in Groton

OpenMHz

Play Episode Listen Later Oct 24, 2025 0:55


Fri, Oct 24 4:46 PM → 5:04 PM Report of a suspicious drone seen flying near the Subase in Groton. Possible drone operator seen leaving the scene. Radio Systems: - Connecticut State Police Troops C,D,E,F,H,K, Norwich, Groton, Plainfield Police

RAMS REVIEW
QPR Preview with Ian McCullough

RAMS REVIEW

Play Episode Listen Later Oct 24, 2025 32:19


Chris sits down with London football writer Ian McCullough to preview The Rams' home match against QPR.After a hectic week at Rams Review HQ, you can read Jack's reflections on Derby's win over Norwich here - more on next week's podcast.If you enjoy our content, please do get involved on social media.Facebook: Rams Review PodcastX: RamsReview1YouTube: The Rams Review PodcastEmail: Ramsreview@hotmail.comWebsiteThanks for listening and Up The Rams!

Football Daily
72+ EFL Pod: Norwich nosedive & Sheff Wed waiting game

Football Daily

Play Episode Listen Later Oct 22, 2025 43:55


Aaron Paul, Jobi McAnuff & Steve Evans talk Norwich with pressure on Liam Manning. Hear from football finance expert Kieran Maguire and BBC Radio Sheffield's Rob Staton in what could be a big week for Sheffield Wednesday. Also Blackpool appoint Ian Evatt and Britt Assombalonga is back in the EFL! And will Wes Hoolahan make our 72+ Ultimate All-Time EFL XI? Send your suggestions to us on WhatsApp to 08000 289 369.00:20 Footballers getting in the ring 03:15 Steve nearly eight stone down 04:00 Has football become too comfortable for players? 10:05 Norwich drop into relegation zone 19:20 Sheff Wed set for winding-up petition 20:35 Explainer from football finance expert 29:10 Blackpool appoint Ian Evatt 33:20 Britt Assombalonga back in the EFL 34:45 Wes Hoolahan for our Ultimate EFL XI? 38:10 Goal of the season in 72PLUS 72MINUS?5 Live / BBC Sounds UEFA Champions League commentaries: Wed 2000 Chelsea v Ajax.

The Championship Check-In
EFL Championship Review: The Big Boys STINK! (Surprises GALORE!)

The Championship Check-In

Play Episode Listen Later Oct 22, 2025 27:49


Benjamin Bloom discusses EFL Championship Round 11...so far   #EFLChampionship   0:00 - Intro 1:08 - Portsmouth 1-2 Coventry, Millwall 2-0 Stoke, Bristol C 3-1 Southampton, Ipswich 0-3 Charlton 14:44 - Hull 2-1 Leicester, Preston 0-1 Birmingham, Derby 1-0 Norwich, Blackurn 1-3 Sheff Utd 26:20 - Outro  

The Scrimmage: A Norwich City Podcast
Canary Call: Derby 1-0 Norwich

The Scrimmage: A Norwich City Podcast

Play Episode Listen Later Oct 21, 2025 39:30


Darren Kenton and Rob Butler take the calls following City's fourth defeat in a row.

OpenMHz
Connecticut - Man throwing out real 100 bills to people. One lady gave back 31 of them that he stuffed in her car.

OpenMHz

Play Episode Listen Later Oct 21, 2025 0:57


Tue, Oct 21 3:34 PM → 4:04 PM Man was throwing out real 100 bills to people in Marlborough CT. One lady gave back 31 of them that he stuffed in her car. Radio Systems: - Connecticut State Police Troops C,D,E,F,H,K, Norwich, Groton, Plainfield Police

EFL Matters
'Five in Five' EFL Stories: Five interviews, five players, five minutes!

EFL Matters

Play Episode Listen Later Oct 21, 2025 27:41


Simeon Gholam is joined by five different EFL players for five minutes apiece, as he speaks to Oxford's Will Lankshear, Leicester's Abdul Fatawu, Derby's Carlton Morris, Ipswich's Cedric Kipre and Norwich's Liam Gibbs.Essential EFL is a Sky Sports podcast. Listen to every episode here: skysports.com/essential-eflYou can also listen to Essential EFL on your smart speaker by saying "ask Global Player to play Essential EFL".For more EFL news, head to skysports.com/footballFor advertising opportunities email: skysportspodcasts@sky.uk

Scummy Mummies - Podcast
321: Life hacks for the teenage years with Nicole Howes

Scummy Mummies - Podcast

Play Episode Listen Later Oct 20, 2025 49:31


How do you get teens to talk to you? Why do they need to sleep so much? And where the hell are they putting all that food? Helping us to answer all these questions is author Nicole Howes! She tells us all about her new book, Not a Survival Guide. We talk about the highs and lows of having teenage kids, and share our top tips for getting through. Nicole reveals why it's important to manage our expectations, and suggests some ways we can make things easier on ourselves, and our teens. As always, we share some Scummy Mummy Confessions - this time involving shaving, a leaking swim nappy, and a smoking food processor. Plus: how does Ellie keep spoiling Love is Blind for Helen using just her eyebrows?You can follow Nicole on Instagram @bynicolehowes.Huge thanks to everyone who's already been to see our Hot Mess show . We're touring right through this year and next - Canterbury and Wimborne this week, then in November we're coming to Bath, Stamford, Leatherhead, Catford and Twickenham.Our Christmas tour kicks off on 26 November in Maidenhead, followed by Chelmsford, Chipping Norton, Guildford and Norwich. Many nights are already SOLD OUT so get your tickets now! And of course we're touring throughout 2026... Tickets make excellent Christmas gifts! Send us an Instagram DM and we'll happily do a quick video telling the recipient about their present! All dates and tickets via scummymummies.com.*WE HAVE A SHOP!* Visit scummymummiesshop.com for our ace t-shirts, mugs, washbags, sweatshirts and beach towels. FREE UK DELIVERY! We're on X, Instagram, and Facebook @scummymummies. If you like the podcast, please rate, review and subscribe. Thank you for listening! Hosted on Acast. See acast.com/privacy for more information.

Wealth Warehouse
Episode 193: Infinite Banking: Are You Driving a Porsche but Insuring a Toyota?

Wealth Warehouse

Play Episode Listen Later Oct 20, 2025 29:40


Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul go back to basics on human life value (HLV), and why most families are dramatically underinsured. They contrast needs-based planning with an HLV approach, share Nelson Nash's page-24 insight from Becoming Your Own Banker, and explain how to reach full coverage using a blend of whole life and convertible term. You'll hear simple rules of thumb, real client stories, why death benefits should track your rising “stock,” and the question that reframes everything: “What does my family deserve?”.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:00:00 - Episode beginning00:18 - “Porsche vs. Toyota” analogy01:00 - Show open + Germany check-in03:32 - Nelson Nash p.24; IBC framing & defining HLV06:34 - Needs-based planning vs. HLV; most people underinsured13:48 - Simple HLV math (income × years to ~70)15:26 - Strategy: whole life + convertible term; adjust after raises20:48 - Mindset: “What does my family deserve?”; runway reality25:10 - Back to IBC: solve financing → coverage follows29:22 - Episode wrap upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

The Scrimmage: A Norwich City Podcast
Manning comes out fighting

The Scrimmage: A Norwich City Podcast

Play Episode Listen Later Oct 20, 2025 57:04


Rob Butler and Chris Reeve hear from the fans on the back of another defeat for Norwich.

One Stream in Bristol
Gerhard Struber's Cider Army Piles More Misery On Manning (#293)

One Stream in Bristol

Play Episode Listen Later Oct 20, 2025 48:55


Paul, Fevs, and a handful of City fans, broadcast live on Spaces straight after full-time reacting to the win & clean sheet over a Norwich side managed by former Head Coach, Liam Manning. Oh dear, how sad. Welled up typing this. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Second Tier
Two cards for you Mr Robinson - Second Tier Weekend Show

Second Tier

Play Episode Listen Later Oct 19, 2025 54:44


Ryan Dilks and Justin Peach discuss the weekend's action from across the Championship.A Jack Robinson disaster-class breaks Birmingham's unbeaten home run!The pressure builds on Liam Manning at Norwich!Sheffield United ruin Javi Gracia's Watford homecoming!Anyone fancy going in goal for Wednesday?It's the Second Tier.Sign up to our Patreon here!Please fill out Stak's listener survey! It'll help us learn more about the content you love so we can bring you even more - you'll also be entered into a competition to win one of five PlayStation 5's! Click here: https://bit.ly/staksurvey2025Watch this episode on YouTube here!Follow us on X, Instagram and email us secondtierpod@gmail.com.**Please rate and review us on Apple, Spotify or wherever you get your pods. It means a lot and makes it easy for other people to find us. Thank you!** Hosted on Acast. See acast.com/privacy for more information.

The PinkUn Norwich City Podcast
#654 In crisis | PinkUn Norwich City Podcast

The PinkUn Norwich City Podcast

Play Episode Listen Later Oct 19, 2025 67:55


A sixth Carrow Road defeat, one point from the drop zone and lacking in creativity - Norwich City are undoubtedly in crisis again. Bristol City are the latest side to leave NR1 with maximum points as the home support called for Liam Manning, Ben Knapper and Zoe Webber to all go as the atmosphere turned toxic again.  Join host Connor Southwell, Paddy Davitt and Sam Seaman for a full post-mortem after another disappointing day for those of a yellow and green persuasion. ** Picture: Paul Chesterton/Focus Images Ltd *** You can also hear the Pink Un Podcast on Norwich's Community radio station, Future Radio 107.8FM. *** To get in touch with the podcast now and in future, send any comments and questions into the crew with an email to norfolksport@archant.co.uk or get in touch with us @pinkun on Twitter, where our direct messages are open. And if you're interested in sponsoring the pod, or placing an advert in one of our shows, email connor.southwell@newsquest.co.uk ALSO FIND US AT THE FOLLOWING: Subscribe: pinkun.com/podcast Twitter: twitter.com/pinkun Facebook: fb.me/thepinkun Instagram: instagram.com/the_pinkun Find more details on how you can sign up to Pink Un + here: https://www.pinkun.com/pinkunplus/ #ncfc #norwichcity #podcast

Refugia
Refugia Podcast Episode 37

Refugia

Play Episode Listen Later Oct 19, 2025 45:21


Elaine Heath is the abbess of Spring Forest, a new monastic community in Hillsborough, North Carolina. Spring Forest centers around communal prayer and meals, a vibrant farm, refugee support, and other ministries you can read about here. You can learn more about Elaine's work as an author and speaker on her website, or in articles like this one from the Center for Action and Contemplation.Many thanks to Elaine and her husband Randall for welcoming Ron and I and our audio producer, Colin, to the farm last June. Besides relishing the good company of our hosts, we enjoyed harvesting cabbage, feasting and praying with the Sunday evening group, walking through the woods, and petting some good-natured goats.Dr. Elaine HeathOn the farm.Someone had to help harvest the cabbage, so Ron and Colin and I pitched in.Elaine, husband Randall, and I in their lovely home.TRANSCRIPTElaine Heath If you are nurtured by traditional church—or let's say, conventional church—keep doing it, but also realize that for other people that's not nurturing. It feels dry and lifeless, and it's clear the Spirit is doing something new. So instead of insisting everybody stop doing the new thing, and everybody has to come and do the conventional thing, you can be conventional in your worship and bless and make space for others so that we have a plethora of experiments going on.Debra Rienstra Welcome to the Refugia Podcast. I'm your host, Professor Debra Rienstra. Refugia are habitats in nature where life endures in times of crisis. We're exploring the concept of refugia as a metaphor, discovering how people of faith can become people of refugia: nurturing life-giving spaces in the earth, in our human cultural systems, and in our spiritual communities, even in this time of severe disturbance. This season, we're paying special attention to churches and Christian communities who have figured out how to address the climate crisis together as an essential aspect of their discipleship.Today, I'm excited to introduce you to Dr. Elaine Heath. Elaine is founder and abbess of Spring Forest, a new monastic community centered on a 23-acre forest and farm property near Hillsboro, North Carolina. The farm supplies a CSA and supports food security for refugees and serves as the setting for outdoor programs for kids, cooking classes, potlucks, forest walks and more. But the Spring Forest community is a dispersed network of people who move in and out of the farm space in a variety of ways. They live on the farm for a time, they visit often to volunteer, or they simply join the community online for daily prayer. We got to visit the farm last spring, and I can tell you that Elaine's long experience with new monasticism, trauma-informed care, and contemplative practice make her an ideal curator of refugia space. The vibe on the farm is peaceful, orderly, and full of life. It's a place of holy experimentation in new ways to form Christian community and reconnect with the land. Let's get to it.Debra Rienstra Elaine, thank you for talking with me today. It's really great to be with you.Elaine Heath Yeah, I'm glad to be with you too.Debra Rienstra So you served in traditional parish ministry and in religious academia for many years, and then in 2018 you retired from that work to found Spring Forest. Why a farm and a new monastic community? What inspired and influenced this particular expression of faith?Elaine Heath I've always loved farms and forests. But actually, my dream to do this started about 25 years ago, and my husband and I bought a 23 acre property in North Central Ohio, right when I was right out of my PhD program and I got my first academic job at my alma mater, which is Ashland Theological Seminary. So I went there to direct the Doctor of Ministry program, and we bought this beautiful property. It had a little house that looked like the ranger station, and it had a stream and a big labyrinth cut in the field, and it had beautiful soil to grow, you know, for market gardening. And what we planned to do was gradually develop retreat ministries there. My husband was going to build some hermitages up in the woods, because I did a lot of spiritual direction with pastors who were burned out and traumatized, and we felt like that, you know, as I got older and phased out of academia, that would be something we could do together.So we were there for a couple years, and then I was recruited to go to Perkins School of Theology at Southern Methodist University. And we were very sad to leave our property behind, but we were clear that we were being called to Texas. So we bought a home in the city in a sort of mixed income, racially diverse neighborhood in Garland, and it was a big house with a nice yard, and soon after starting to teach evangelism—which, I kind of created my own path for how to teach evangelism, because I don't believe in selling Jesus or any of those kinds of colonizing things. So I was teaching about living a contemplative life and practicing social and environmental justice and being good news in the world, and being good neighbors to all our neighbors, and thinking of our neighbors as us and not them. And I had them reading Shane Claiborne and the people writing with the emerging church movement at the time, and pretty soon, I had students in my class coming to my office every week. It was a different student, but the same tears and the same kind of narrative: “Dr. Heath, I think I'm going to have to leave the church to answer my call. Tell me what I should do.” And it was because they were being called to do innovative, new monastic ministry, missional, new monastic kinds of things. But our denomination in particular didn't quite get it, even though early Methodism was very much like that.So I realized fairly quickly that this was God calling me through these students to focus my research and writing and my teaching in the area of emergence. Emergence theory, what's happening in the world. How do these currents of emergence intersect with what's happening politically and environmentally, and what's happening, you know, in the economy and with the church. So pretty soon, I don't know, it wasn't very long, I felt God was calling me to gather students and start some experiments outside, out in the city. And so I had a prayer partner, and we were praying for a house to come available, so that we could start a new monastic house. And she came to me one day and she said, “I saw the house coming. It'll be here soon.” And I said, “Okay.” I had no money for a house. You know, kind of a lowly professor, didn't make that much. And within two weeks, one of our neighbors came to me, who didn't really know me well at all, and said, “Hey, my mom has a rental property. It's been in our family for a long time, and we wondered if you might have some students that would like to live there. We won't even charge rent, just pay their utilities and not have drug parties or whatnot.” And I said, “No, that's unlikely,” you know. So I said, you know, I could throw the phone down and ran down to get in her car and go over to this house with her. And we were driving over, and she says, “You know, it's not the best neighborhood.” I said, “Perfect!” But we got there, and it was a really great little three bedroom house in a predominantly Latina neighborhood, and that was our first new monastic house. So I asked three of the students who'd been crying in my office, “Would you be willing to break your leases wherever you live and come and live here for a year?” And I can assign a spiritual director to work with you, and I can write a curriculum for an independent study on the theory and practice of new monasticism. And we can develop a Rule of Life based on our United Methodist membership vows. And they all immediately said yes, and so that's how we got started with our first house.Elaine Heath And then right around the same time, I started a missional house church that was quickly relocated into the neighborhood where most of the refugees are resettled in Dallas, because one of my students brought six Congolese men to our little house church worship, and that that was the beginning of realizing we were called to work with refugees.Debra Rienstra Oh, I see.Elaine Heath So that all got started around 2008. And by 2009, there was a student who came to Perkins who had been a commercial real estate banker on Wall Street. And he came to Perkins as a student. He was an older man. And we were going on my very first pilgrimage to Iona, Northumbria, and Lindisfarne, and Michael Hahn was with us too. He and I team-taught this class, so it was my first one. But it turned out that Larry Duggins, the student, had come to seminary because he really wanted to be equipped to help young adults who were feeling disillusioned with the church but wanted to be out in the world doing good work. And he started describing what he was called to, and I'm like, “Well, that's what I'm doing with these students.” So we joined forces and created a nonprofit called Missional Wisdom Foundation, and within three years, we had a network of eight new monastic communities across the metroplex. They were all anchored at local churches. Some of them were parsonages that weren't being used. And we wove into the expectations and sort of the lifestyle of those houses, urban agriculture.Debra Rienstra Oh, I was waiting for the farm to come back into it. Yeah, because I'm seeing these threads of experimentation and monasticism and place. We're sitting here today on your current farm land. So it's really interesting to hear all these threads being developed early on in an urban context.Elaine Heath Yes, it was quite something. These houses were all in different social contexts. There was one house, the Bonhoeffer house, that was in East Dallas, in a neighborhood that was not only mixed income and racially diverse, but also used to be where the mayor lived. And now there are people who are unhoused living there, and there are also people with nice houses living there. So it was a very interesting neighborhood. So that house, we learned quickly that you needed to take a year to get to know the neighborhood before you try to figure out how you're going to support whatever justice work needs to happen in the neighborhood. But that house got really close with the unhoused community and did a lot of good ministry with the guys and a few women. Then there was one for undocumented workers, the Romero House, and just different social contexts. But all of them had a backyard garden or, you know, some type of growing food kind of thing. And I used to take students to this farm that was an urban farm in DeSoto, which is just south of Dallas, where it was quite small, but these were former missionaries, the type that have crusades and show the Jesus film and everything in sort of poor countries. And then they had an awakening that happened, and they realized they were being called to help people in orphanages learn how to grow their own food in a sustainable way and raise the living standard for the whole village. So they had this little farm, and I would take students there every semester to experience the conversion of thought that this couple had over what mission is, and to experience the beauty and joy of tilapia that provide food for the lettuce, that provide for the bees, you know. So this closed system. So that also affected my imagination about what I really wanted to do in the future.And so gradually, the years—we were there for 11 years, and we lived in community the whole time that we were there. By the time we came here for me to work at Duke, we had a very clear picture of what we wanted to do here. And so we looked for the property back when we had to sell that first farm, when we were so sad about selling it, I had an experience in prayer where I sensed God was saying to me, “Don't give up on this dream. It's sacred, and it will happen in the future on a better piece of property, at a better time in your life for this.” And so when it was time to move here, I said to Randall, “This is the time. Let's look for that property.” So that's how we landed here.Friendly, very contented dairy goats, hanging out in the afternoon.Debra Rienstra Yeah. When talking about your students, you mentioned yesterday that you like to “ruin them for fake church.” So what do you mean by fake church, and how exactly do you ruin them for it?Elaine Heath Well, you know, church is really the people and not the building. You all know that. It's the people and we're called to be a very different kind of people who are a healing community, that neighbor well, that give ourselves away, that regard our neighbors—human and non human—as part of us, whether they think they're part of us or not. We have this sort of posture in life. And when I think of how Jesus formed the church, Jesus had this little ragtag group of friends, and they traveled around and did stuff and talked about it, and they got mad at each other and had power struggles and drama and, you know, and then Jesus would process the drama with them. And he would do these outrageous things, you know, breaking sort of cultural taboo to demonstrate: this is what love really looks like. And so we don't get to do much of any of that, sitting in a pew on Sunday morning, facing forward while the people up in the front do things. And so many churches—maybe you've never experienced this, but I certainly have. The pastor's sort of the proxy disciple while people kind of watch and make judgments and decide whether or not they want to keep listening to those sermons.Debra Rienstra Oh yes.Elaine Heath So when you experience Christian life in a community where it's both natural, it's just the way you live in the world, and it's also liturgically rich, and the life is a contemplative life, and it's also a life of deep missional engagement with the world— that other version of church, it's like oatmeal with no flavoring in it. It makes you, I mean, it's about the life together. It's how we live in this world. It's not about sitting somewhere for an hour once a week and staring forward.Debra Rienstra Right. Yeah, so I would, you know, of course, I would describe what you're describing as refugia, being the people of refugia. You know? Not that I'm—we'll come back to traditional worship and traditional forms of faith and religion. But it seems like what you're doing is living into something you say on your website that we are in the midst of a new reformation in the church, and I certainly sense that too. I think the evidence is all around us, and the research bears out that we've reached this inflection point, and it's a painful inflection point that a lot of people think of as decline, because living through it feels confusing and bewildering and dark and full of loss. So what is your sense of when we are, in this point in history, in particular, for those of us who've been part of church communities, where are we finding ourselves? Why is it so confusing?Elaine Heath I really believe we're in a dark night of the soul as the church in the West and perhaps places in the East too. I know we've exported a capitalist version of church all over the world, sadly. But I believe we're in a dark night of the soul, you know, classically understood, where it's spirit-breathed. It's not that the devil is doing something to us. It's spirit-breathed to detach us from our sort of corporate ego that thinks we get to show up and boss the world around and act like we own the joint.Debra Rienstra We call that church of empire.Elaine Heath Yeah. And so I think that's what's happening. And when, you know, if you study the literature, if you work in spiritual direction, and you're looking at what happens with the dark night of the soul. That's a real dark night, not a clinical depression or something like that, but an actual dark night. You have to go through it. You can't bypass it. You can't work your way out of it. You can't talk your way out of it. And what happens is you find yourself increasingly hungry for simplicity, for a simple but clear experience of God, because it's like God's disappeared. There's a deep loneliness, even a sort of cold hell, to being in a dark night of the soul. And so there's a restlessness, there's a longing for actual experience of God. There's a feeling of futility. Things that used to work don't work anymore. So you know the threefold path? The purgation, illumination and union is one way that we've learned to think about what happens. The purgation part is— we're there.Debra Rienstra We're being purgated.Elaine Heath We're being purgated, yeah. And at the same time that we're having these flashes of intuitive knowing, this sort of illumination is coming. “Oh, let's pay attention to the saints and mystics who lived through things like this. What gave them life? What helped them to keep showing up and being faithful?” And we're having moments of union too, when we feel like, “Oh, discipleship means I make sure that the trees are cared for and not just people. Oh, all living things are interconnected. Quantum physics is teaching us a spiritual truth we should have known already.” So the three parts of that contemplative path are happening simultaneously. But I think what feels most forward to a lot of people is the purgation piece where you're like, “Oh, things are just dropping away. Numbers are dropping. Things that used to work don't work. What's going to happen now?” Sort of a sense of chaos, confusion. Tohu va bohu, yeah.Debra Rienstra Yeah, do you want me to explain what that is?Elaine Heath Yeah, chaos and confusion. From the beginning of time.Debra Rienstra It's the realm out of which creation is formed. So the idea that the spirit is drawing us into this dark night is actually really reassuring. We are where we're supposed to be. And even though it feels confusing and painful, there are these moments of wisdom—that's so reassuring. In fact, one of the things you write: the new reformation is all about the emergence. So this emergence is happening of a generous, hospitable, equitable form of Christianity that heals the wounds of the world. What is your vision about what the church needs to release and hold and create right now?Elaine Heath We need to release everything that even slightly has a hint of empire, that we have thought of as what it means to be the church, because that completely reverts what church is supposed to be about. So giving up empire, we need to take up the great kenotic hymn of Philippians two and actually live it.Debra Rienstra The self emptying hymn.Elaine Heath The self emptying. And it's not—I know that that can be problematic when we're thinking of women or, you know, groups that have been forced to empty themselves in an exploited way. But that's not really what that's all about. It's about showing up to God, paying attention, seeing what God's invitation is, then cooperating with that and just releasing the outcome. That's what that's about, and really finding out, what am I in this world for? What are we in this world for? And being about that and not about something else.Debra Rienstra Yeah, it's hard to release the ways that we have done things. Well, you have a congregation, you have a pastor, you have a sanctuary, you have programs, you want the kids to come, you need tithes, all of those systems. And actually, what you're doing here at Spring Forest—let's talk about that. What you're doing here at Spring Forest doesn't have any of that. Sunday services. There's no church building. You have barn buildings, you have farm buildings. No Sunday school, no adult ed, no choirs, organs, praise bands, any of that stuff, right? Do you think of Spring Forest as a new model for church? Perhaps one among many?Elaine Heath It's one among many. We're definitely shaped by traditional monasticism. We're shaped by early Methodism. We're influenced by the Catholic Worker Movement, and definitely Bonhoeffer's work and a number of others: the Clarence Jordan and Koinonia farms. And so we're influenced by all of those. We do have music sometimes at Forest Feast, if we have someone that can lead it, and, you know, do a good job. But the backbone of our worship life is morning and evening prayer. And that is so wonderful. You were here last night for Forest Feast, and we use the same structure we use for morning and evening prayer, and we have a group of about six people who are writing the liturgies for us, who have been writing for a year and a half now.Debra Rienstra Who are those people?Elaine Heath Well, there's Steve Taylor is our lay leader, and his wife, Cheryl, and then there's Donna Patterson, who's—none of them were here last night. They all had to go somewhere. But some of them are lay people. Some of them are clergy.Debra Rienstra And they don't live here?Elaine Heath No, they live— well, some of the people that write live far away, and they're in our digital community. But, yeah, Steve and Cheryl live in Lumberton, which is, you know, almost two hours away. But they're beautiful. I mean, if you go online and look at some of the last month, look at the prayers and see the—they're just truly beautiful, and they reflect our spirituality of our community.Debra Rienstra Yeah. So the community, it seems to me, you have had people living on the farm itself, but your community, like the Iona community, is both located here on this land, but also dispersed. And so you have that interaction, that conversation between this residential life. So let's try to describe for listeners: there's the farm. You live here with your husband. You have interns from Duke. You have a farm. What do you call Larry?Elaine Heath He's our farm coach.Debra Rienstra Coach, yes, I love that. They have the farm coach who has the farming knowledge that you all sort of follow. You have chefs. They don't live here either, but they come in. So you have a lot of people coming in and out on this farm. And you do regenerative farming. You have programs for kids, you have refugee support, and you can talk about that, trauma informed rest for spiritual leaders. And then a number of other things. The farm produces vegetables and those go to a CSA, and also a lot of it is donated. Why this particular assembly of activities? How does it all fit together? And what are the theological principles beneath each of these endeavors?Elaine Heath The overarching principle is that the Holy Spirit gives gifts to every believer and to every person, let's just be honest. And the job of the pastor, the pastor teacher, is to fan those gifts into flame, to help them have the support they need to use their gifts and that the ministries should be shaped by the gifts of the people, which means you can't use a cookie cutter. And we have numerically a small community, but incredibly high capacity of people. So we have these gifts that they have, and then the ministries are emerging out of those gifts. And it might seem like, why do you have refugee support? And you know, just name anything else we're doing. How does this fit together? The organizing principle—okay, so you have the foundation. These are gifts given by the Spirit. Our ministries are emerging from our gifts. And the organizing sort of a cohesive piece is our rule of life that ties everything together. And so our rule of life is prayer, work, table, neighbor and rest. And that rule of life came about after we lived here for a year, when we first started Spring Forest with—there was another pastor that co-founded it with me, Francis Kinyua, who's from Kenya, and he was my student in Dallas, and did all those other things with me. So we invited him to come. We had to work with three different bishops to kind of make it work. But it worked, you know. Anyway, we just waited for a year to see. We had lots of work to do with getting the farm ready to go and Francis and I went to Church World Service right away to say, “Hey, we have a lot of experience supporting refugees, and we would like to do that here as well.” So we got started with that, but we waited a year and then just articulated, what are the practices that we do that are keeping us grounded here and keeping us right side up. And it was those things, so we named it.Debra Rienstra Okay, you were just doing it, and then you named those things.Elaine Heath Instead of creating sort of an aspirational rule and tried to live into it, we named what was actually working, what was actually grounding us and felt life giving.Debra Rienstra Hi, it's me, Debra. If you are enjoying this podcast episode, go ahead and subscribe on your preferred podcast platform. If you have a minute, leave a review. Good reviews help more listeners discover this podcast. To keep up with all the Refugia news, I invite you to subscribe to the Refugia newsletter on Substack. This is my fortnightly newsletter for people of faith who care about the climate crisis and want to go deeper. Every two weeks, I feature climate news, deeper dives, refugia sightings and much more. Join our community at refugianewsletter.substack.com. For even more goodies, including transcripts and show notes for this podcast, check out my website at debrarienstra.com. D-E-B-R-A-R-I-E-N-S-T-R-A dot com. Thanks so much for listening. We're glad you're part of this community. And now back to the interview.Debra Rienstra You do partner a lot with, you know, “regular church folk.” It's that sort of in-and-out permeable membrane. How do you think about the relationship of what you're doing here, with Spring Forest, with the work of sort of standard congregations, is there like a mutuality? How do you think about that?Elaine Heath It's just like traditional monasticism. You've got a community that have this rule of life they follow. People who are not living in the community can become Oblates to the rule of life and have a special relationship. And usually those people go to church somewhere else. Part of our ethic here is we want to resist competition between churches, so we don't meet on Sundays to do things like programmatically. We usually just rest on Sundays and watch a movie and eat popcorn, you know.Debra Rienstra That's a spiritual practice.Elaine Heath But also, so there's that sort of historic piece, and people from churches come here for retreats. Lead teams come for retreats. People come—pastors, we have a lot of pastors who come here for a retreat. But also we are a mission community, so we're very active with supporting refugees. We're very active with the food programs that we have, and that gives people from a church—lots of churches don't have things like that going on. They don't have the resources for it, or they haven't figured it out. But that way, we can partner with churches and people can come here and they can actually get their hands in the soil, and they can teach somebody to read, and they can see little children learning where food comes from. They can help the chef with her kitchen things, you know. So it's a wonderful way to provide spiritual formation and missional formation to congregations that don't have those resources. And we can do these things together.Debra Rienstra Yeah. And that's that's premised on this being a place, an embodied place, a refugia space that people can come to. Yeah. I think that's a wonderful model. Do you yourself ever feel a sense of loss for “the old ways?” And I'm just thinking of this because at the beginning of your book, God Unbound, which is about Galatians, you write about how Paul challenges the Galatians to let go of their tight grip on the past, and you write about how you, reading that, felt yourself like a little bit of a traditionalist, you know, sort of defending, “But what about the past? What about the old ways?” Which you have loved too, right? So, how would you counsel people who have loved traditional church despite everything, and really do feel this sense of loss and wonder anxiously about what's next?Elaine Heath Yeah, I feel empathy. You know, something was going on in the Middle East at the time. I can't remember exactly the situation. There's always something going on, but it had to do with people's culture being wiped out and being told that what they believed didn't count and wasn't right and everything. And I was feeling such grief for them, and then all of a sudden, you know, I'm in Galatians, and think, “Well, that's how those people felt.” And even myself, there are things in my own daily practice that are—they're precious to me. My way of praying in the morning, the facing into the forest, you know, and things like that, that are rituals for me. And thinking, you know, if somebody told me “that doesn't matter,” how hard that would be. So I think in the spiritual journey, we come to the place, if we keep maturing, where we realize, in Merton's words, that so often we think it's the finger pointing to the moon, we think the finger is the moon. And it's that way about rituals and all sorts of things that we do, and we get to a place where we realize that intellectually and even spiritually, in an emotional way. But you can't force people to get to that point. This is something that happens as we grow and mature as life goes by. So what I have said to many people is, “If you are nurtured by traditional church, or, let's say, conventional church,”—because which traditional church are we talking about? One, right here, middle class, white, are we talking about Brazil? —”So if that nurtures you, keep doing it. But also realize that for other people, that's not nurturing. It feels dry and lifeless, and it's clear the Spirit is doing something new.” So instead of insisting everybody stop doing the new thing, and everybody has to come and do the conventional thing, you can be conventional in your worship and bless and make space for others so that we have a plethora of experiments going on. Because we're in a time of great emergence, as Phyllis Tickle wrote, and we need lots of experiments.Debra Rienstra Yeah. I appreciated what you wrote about trial and error. It's a time of trial and error, and it's okay to try things and have them not work. And that fits the refugia model too, really, really well. I mean, refugia don't always work. They just sometimes fail. Let's talk about a couple of key metaphors that I've noticed in your writings and in the website for Spring Forest too. One is that metaphor of the mycelial network, so the underground fungus that connects the creatures, the beings, the plants, the trees of the forest. I think is a wonderful metaphor too, for the way that faith and climate people, people who are worried about the climate crisis, and also people of faith—it's a great metaphor for how they're finding each other and connecting and building this sort of cultural and spiritual soil where the seeds of the future can grow. How is that metaphor meaningful for you here at Spring Forest?Elaine Heath Well, it means a lot in terms of the first of all, the diversity of expressions of ministry that are even here on the property, but also, especially in our dispersed community, through following the rule of life together, which—we are a practice-based community, rather than a dogma-based community. So as people are practicing those practices where they live and work and play, then they are forming community in a very specific, contextual way where they are. I think of Steve and Cheryl again, the friends I mentioned earlier. He's our lay leader. They live in a, I think a working class neighborhood in Lumberton, which is the land of the Lumbee here in North Carolina. And they have developed a wonderful, just neighborhood ministry there with—and they've been able, through potluck dinners and front yard barbecues and remembering people's birthdays and things like this, they've developed this friendship network in the neighborhood with people that are on complete opposite sides, politically, racially, and this is in the South, where you've got all sorts of issues. And they've taken the sort of ethic of Spring Forest here, but it's caused a mushroom to bloom there that looks really different from here. They don't have a farm, they don't have a forest, they've got this neighborhood. But the neighboring, the praying, the tabling, resting, all of those things are part of how they live there. And so it's fruiting there. And it's the same in other places in the world where we have people that live there.Debra Rienstra It's a good example, too, of how eating together is sacramental, both here and in these other networks that are connected to you. The Garden of Eden and the vision of the New Earth in Revelation are both important to you, that that whole long scriptural arc begin in a garden, end in a garden city, and then the Tree of Life is also your symbol, your logo. So how would you situate our work today as people of faith in that long arc of history, from the garden to the Garden City, and how does the Tree of Life fit into that for you?Elaine Heath There's a way in which the whole story is happening simultaneously. Does that make sense?Debra Rienstra Yeah.Elaine Heath It's all happening beyond time, sort of simultaneously. So sometimes we're living in the garden and we've been deceived, and now we have to figure out what to do, and sometimes we're rebuilding the wall, and sometimes we're on our way to Bethlehem, and sometimes we're in the garden of the new creation. And we can see it, and we're living that truth even while there's still the wall being built. There's a simultaneity to it all. But for me, I think especially of the theology of Julian of Norwich. That's why we have her icon here. There's this vision of love making all things new, that God, Christ, the risen Christ, says in Revelation 21:5, “Behold, I make all things new.” All things, not just a handful of people who get the right doctrine, not just—no, all things: horses and amoeba and all things are being made new in mysterious ways that we can't completely know.Debra Rienstra And that's Colossians one and Romans eight as well.Elaine Heath It's this thread that comes through scripture, and we get to participate in that, even while we don't see all the things completely made new, we get to be part of that. And to me, that's what it means to follow Christ. That's what it means to be a disciple. And to be the love of God enfleshed in this world is to keep participating in the making of all things new. This is why healing has such a central role in my theological vision and my practice, is it's making all things new.Debra Rienstra Healing land, healing people, healing communities.Elaine Heath Yeah, yeah. Healing theology. Theology has been so damaged by patriarchy and philosophy and all sorts of things, you know, and racism.Debra Rienstra Colonization. Yeah, so that embodiment is important even theologically, because we're not aiming for some abstract doctrinal perfection. We're not aiming to become disembodied creatures. We're aiming for this embodied redemption. And so working on the farm, healing, you know, getting muddy, walking through forests, harvesting veg, and you're able to invite people into that embodiment. Little kids doing yoga, I think that's wonderful. You know, just finding this kind of rest in their own little bodies. Eating—one of the most embodied and kinship-with-creation things we do, right? Taking it inside ourselves. And that, I think, is condensed in ritual. So I know that you have been playfully experimenting with rituals. I was able to be a part of the Forest Feast last night with my husband Ron and our friend Colin. And it was this beautifully curated event where we shared table together and then went through this prayer sequence that you described, and it was beautifully participative. I noticed you do a blessing of the animals too on the farm. So good thing these are blessed chickens and blessed dairy goats, blessed dogs and cats. What other sort of liturgical shenanigans have you tried to help people live into this embodied faith practice?Elaine Heath We do so many things. It's so much fun. It's never boring. It's never boring. We have a ritual in the fall, in late November, where we tuck the farm in and put it to bed for the winter, and we have the children come, we get some compost. You know, we've cleared out the beds, and they're gonna rest now. And so the children put some compost in. And we have a liturgy that we use. We light candles, and we thank Mother Earth for the food, we thank God for the opportunities. And so this is one of the things that we do ritualistically. We also have a spring ritual. It's very Hebrew-Bible like, right? With these seasons and the crops and the things with the liturgical seasons, we also have done a bunch of things. My favorite one so far was for epiphany, and this was two years ago. And so I had the interns from Duke Divinity School do the bulk of the planning. I just gave them a little bit of guidance about the four-fold order of worship and just some things like that. So we had a journey through the forest. It started here. We went on the forest trail. Of course, it was dark outside, and they had gone ahead and set up fairy lights at certain places where we're going to stop. And one of the interns' fiance was a musician, so he had his guitar, and he had one of those things where you can play the harmonica and play the guitar at the same time, but he was our troubadour, and all of us were the Magi. So there's this troop of Magi, and we would stop at each station along the way, and there were prompt questions that we would take five minutes, and people could respond to these questions. There would be a scripture reading, and we respond to the question, we go to the next station. And it was so amazing. People shared from their lives in a very deep way. It surprised me how quickly they went deep. Well, it was dark, and there were these twinkle lights, and there was the troubadour. Then we finally got up to the Christ child, and we went into the goat barn. And honestly, I get chills every time I even remember this. But the students had set up in the goat barn—and the goats were in the barn. Okay, they were behind a little chain link thing so they didn't step on the icons and everything. But they had set up an altar at the base of the feeding trough with a big icon of Mary with the Christ Child, candles, and some other things there. There were different icons and some fairy lights. And we went in there, and we all crowded in and began to sing. We sang “This Little Light of Mine,” we sang some Christmas carols, and finished the story. And then we came back to the house and had some snacks and talked about what kind of wisdom was given to us since we were Magi. We were going to be people seeking wisdom and seeking—it was the most beautiful thing. And we've done lots of things like that. We see the land here is a primary text to learn from and to listen to and to observe, not as a metaphor, but as, it's actually a conversation partner. So we do things like that.Debra Rienstra That playfulness is so exciting to me, this sense of using our tradition, using our scriptures, using the skills that we've honed as people of faith over generations, singing together, praying together, but experimenting with those things in new contexts and new ways, in new forms of embodiment that are just faithful and yet playful. And so, as you say, people go deep because they're sort of jarred out of their habitual ways, and that can be such a great formational moment and bonding moment too, and it's very memorable. We remember that in ways—you know, you had such joy on your face as you're describing that. What would you say as you look back over the last, well, let's see, it's been almost eight years? Seven, eight years here at this location. What would you say has given you the most anguish and what has given you the most joy?Elaine Heath Oh, anguish. Which story should I tell?Debra Rienstra Yeah, I don't want to make it sound like it's all been beautiful and romantic and perfect.Elaine Heath Whenever you have community, you have drama. Well, you know, at your typical church, you're gonna have drama sometimes. But what we've found a few times, and it's pretty predictable. This happens in traditional monasteries too, which is why they have novitiate periods that are sometimes quite lengthy and sort of staggered, like you put your toe in the water. People of very high capacity who are deeply grounded spiritually and have a real vision for the gospel, are attracted to community life like this. People who are really hurt, who've had a lot of brokenness, especially from religious institutions or abusive situations, trauma that that is unresolved, that has a lot of unhealed wounds, are also attracted to places like this, often with a sort of utopian hope, because of, you know, life's deficits.Debra Rienstra And they feel that this is a place of healing, and they're right about that.Elaine Heath They're right about it. And so what actually happens is sometimes with the person, the second category of person, will come and join in and just be so full of gladness, because, “Oh, these, these are real people, like they're really doing things in the world. This is what I've longed for.” But then, as relationships form, and we're doing life together, and we all bump up against each other at times, the unhealed wounds fester. And the way I see it is, God's bringing them to a place where, if they'll just do their inner work now, now that it's clear what's the next step—if they'll take the next step, whether it's get some therapy, stay on your meds, get some support for your addiction recovery, whatever the things are—if you'll take the next step, then this is a very supportive community that can help you. It's a village that can be around you and you will heal here in the context of this village. But sometimes people are not willing or not able, or it's not time in their own sense of what they can do, and so then they'll leave. Sometimes when people leave, this happens in traditional churches, for whatever reason, this is a common sort of psychological reaction, they'll create some sort of chaotic drama to be the excuse for leaving, rather than have to face the fact that it was time for me to take the next step, and I was too scared. Because that takes a lot of self awareness, you know, to come to realizations about things like that. So I know from talking to people, from, you know, friends that are in traditional monasteries and convents that this is a common thing that happens there. So it happens here sometimes, and it's never easy. It's always painful and always challenging, you know, but with God's help, we get through it. And so that's the anguish, when those kinds of things happen. We've had a time or two where, over the last 20 years, really, where a person would come in, usually a young adult who's very idealistic, and they're like, “This isn't a new monastic community. You're not forcing people to pray three times a day!” You know, whatever the thing is that they have in their head that is supposed to be, because we're pretty gracious, you know.Debra Rienstra You don't get up at three in the morning.Elaine Heath Yeah, that's not us. We can't do that because, especially if you've got families with children and, you know, you've got to get up and go to work in the morning. So sometimes there will be somebody that figures they know more than everybody else in the room, and they want to take over and run the joint. You know, that's not going to happen. So then that sometimes creates some anguish. What about the joy? The joy is—and there's so much to give me joy. I really, really love seeing people come alive, like I really love seeing people who have, especially people who have been harmed by religion, because of their identity or because of anything, and they find deep spiritual friendship. They find how to connect, in Buechner's words, their deep passion with the world's great need, and start a new thing. And it gives them so much joy. And it's actually helping people. It's helping the world. And just sort of fanning that flame, that gives me a lot of joy. I have so much joy being in touch with the land and the animals. I just really experience them directly mediating God to me. I feel the divine life in them, and I feel, I guess I get a lot of dopamine hits when I'm out there harvesting and when I'm, you know, brushing the goats and talking to the chickens and whatnot.Debra Rienstra They are blessed chickens!Elaine Heath They are blessed chickens.Debra Rienstra What advice would you give to church people who, even though they love their church and their community, recognize that something needs to change, but they don't know where to start? What advice would you give?Elaine Heath To start in their own home, if at all possible, start in their own neighborhood. Start having neighbors over for dinner. Do not tell them we're going to have a Bible study now, because that's—it's not to have a Bible study. It's to form friendships with our neighbors. Start neighboring well. Figure out who lives on my street. Who lives across the street? Invite them for dinner. Have neighborhood potlucks. We did this in Texas, right after we moved there, I think they're still going. We'd have 50 people in our house sometimes. But just invite the neighbors for dinner. Have a potluck. Get to know them. Remember their birthdays, go to their kids' graduation. When you find out their mother died, go to the funeral. It's so simple. It's just such basic neighboring. That's where to start. It's not a church program. It's not making you stop going to church somewhere, to go to church over here. What you're actually doing is living church in your own neighborhood. Start doing that.Debra Rienstra Elaine, it's been such a pleasure to be here on the farm with you and to talk with you, get to know you a little bit. Thank you for what you do, and thank you for spending some time with me today.Elaine Heath It's been a joy. Thank you for the interview.Debra Rienstra Thanks for joining us for show notes and full transcripts, please visit debrarienstra.com and click on the Refugia Podcast tab. This season of the Refugia Podcast is produced with generous funding from the Calvin Institute of Christian Worship. Colin Hoogerwerf is our awesome audio producer. Thanks to Ron Rienstra for content consultation as well as technical and travel support. Till next time, be well. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit refugianewsletter.substack.com

3 Peaps In A PodCast
Robins Review - Norwich City vs Bristol City - 18th October 2025

3 Peaps In A PodCast

Play Episode Listen Later Oct 19, 2025 109:03


Patch, Matt, Ceej and a Norwich perspective on the win in North Norfolk.

The Championship Check-In
COV & BORO Power On! | Norwich MISERY & Blades Off The Bottom! (EFL Championship Review)

The Championship Check-In

Play Episode Listen Later Oct 19, 2025 48:20


Benjamin Bloom discusses round 10 in the EFL Championship #EFLChampionship    0:00 - Intro 0:51 - Coventry 2-0 Blackburn, Boro 2-1 Ipswich, Stoke 1-0 Wrexham, Leicester 1-1 Portsmouth 17:45 - WBA 2-1 PNE, QPR 1-2 Millwall, Norwich 0-1 Bristol C, Charlton 2-1 Sheff Wed 31:30 - Birmingham 2-3 Hull, Soton 0-0 Swansea, Sheff Utd 1-0 Watford, Oxford 1-0 Derby 47:09 - Outro  

The Scrimmage: A Norwich City Podcast
Canary Call: Norwich 0-1 Bristol City

The Scrimmage: A Norwich City Podcast

Play Episode Listen Later Oct 18, 2025 56:37


Rob Newman and Rob Butler take your calls.

Get Rich Education
575: The American Dream Now Costs $5 Million

Get Rich Education

Play Episode Listen Later Oct 13, 2025 40:19


Keith discusses the rising cost of the American dream, now estimated at $5 million, due to inflation and housing prices.  He highlights the affordable housing crisis, with more Americans living in RVs and homelessness up 18% since last year.  The NAR's "Best Week" report highlights the benefits of buying during this time, including lower prices and more favorable terms. Resources: IMPORTANT: GRE mobile app listeners - Switch to listening to the podcast on the  Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Check out the free video course on real estate investing at getricheducation.com/course. Show Notes: GetRichEducation.com/575 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the American dream now costs $5 million learn just what that will mean for you. The beauty of 50 year mortgages, then after 11 years, I share the most depressing thing I've ever said on the show today on get rich education.   Keith Weinhold  0:26   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Corey Coates  1:39   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:55   Welcome to GRE from Norwich, Connecticut to Norwich, North Dakota, and across 188 nations worldwide, you're listening to get rich education. I'm Keith Weinhold. You probably know me by now, but if you're new, I am an active member of the Forbes real estate Council. You can see my work in the USA Today. And of Paramount import, I am an active real estate investor. We're talking about America's top shaved mammal on a microphone here, but suffice it to say, this mammal has at least shaved just how can this slack jawed mammal persist in this environment? Well, I don't know, but I've been doing it here for more than 11 years now. More on that later. This is episode 575, and each episode's release is a bigger deal than releasing the Epstein files. Today is no exception, although today's show release will get fewer people in trouble than the release of the Epstein files. Speaking of people in trouble. It is the middle class. It's the average American and the average Canadian too, because it now costs $5 million to fuel the American dream. But yet, at the same time, hordes of people are now going the other direction, and they're getting poorer. The affordable housing crisis that we've talked about here seems to probably still have not reached its crescendo. Or perhaps, if you know music, it's the opposite a diminuendo. Things are getting to a low point. How bad is it? Getting well priced out of a permanent home. More and more Americans are living full time on RVs, not like nice, fancy RVs either. Beaters. 486,000 Americans are now estimated to live in RVs because they are out of options. And the more soul crushing part of this is that that number has more than doubled just since 2021 I've got two minutes of astonishing audio footage of this to share with you shortly about the RV living homelessness is up 18% Since last year, that figure is sourced by HUD. HUD has the best stat set on homelessness, and that's a problem that's increasingly visible in your own city, more likely than not. And you know, I have personally gotten into more than just surface level chats casually with food servers and baristas, just these quick chats with them. And you know what they divulge to me, that they're living in their car. Yeah, I'm not probing and asking about that sort of thing, but they just share that with me, yeah, food servers and baristas that I just met. They will often tell me that they're living in their car within five minutes of chatting with them, and when they do that, by the way, it also makes me wonder if they're trying to get me to feel bad for them, and they're freely telling me that just to get a tip from me. Well, today, mobile homes are even being coveted. I mean living in a trailer park that is affordable housing. We covered that on last week's show now the real estate company Redfin and Ipsos, they conducted a survey of more than 4000 US homeowners and renters, and they asked respondents about the struggle to afford housing. And it was astounding to learn that to string together a life where they have stable housing, how people are doing all these things, they're delaying having children, they're getting rid of their pets, and some are going through the discomfort of living with an ex spouse just to have affordable housing, as far as what is now almost half a million Americans living full time on RVs and growing since they can't afford a home. NBC covered this, and it is sad. Let's listen into just how squalid the living conditions are, quickly profiling two people as this reporter goes on their tiny RVs. I mean, as you listen to this, okay, keep reminding yourself, keep telling yourself this is America today. And as you'll see, this isn't even in a high cost part of the nation that we're about to profile here again, tell yourself this is America today. Well, this NBC field reporter gets shown the insides of two different RV units by two separate owners, each living by themselves, first a man and then a woman. This is about two minutes in length    Speaker 1  6:53   for Gus Francis. This is home a 20 year old camper he bought for $5,000 parked in an RV lot in Graysville, Tennessee, just north of Chattanooga. I got all my rosaries for protection everywhere. Books, books, books. now retired, he worked for decades as a commercial diver and hoped to live closer to his widowed mother, but when he sought a more conventional home, I just can't see how people with their normal job making 15 bucks an hour can afford an apartment without multiple roommates. Meals are made in the microwave, the stove unused for fear of a gas leak. Right next door is Debbie Williams. She sold her house in Kentucky to be closer to her grandchildren, but housing prices near Chattanooga increased by almost 50% since 2020 apartments are like about 1200 a month, but then you got your utilities to pay. This is permanent, plus it include is like 550 a month includes electric water, saving over everything. It includes everything. Debbie works nights, helping adults with disabilities, and says she likes her setup, even if the exercise bike doesn't fit inside. Okay? I like my shower. It's really nice. And then my bedroom, Debbie and Gus now among the nearly half a million people in the US living in RVs full time. I sometimes thought, Man, if I could have saved more money in the past. But what it was is, I don't blame myself, either, because I raised four kids with no child support, despite the tight quarters, plenty of room to build a community that matters. Ellison Barber, NBC News, Graysville, Tennessee   Keith Weinhold  8:46   gosh, cramped and modest conditions there again. Tell yourself this is America today, and see, here's the thing. From all outward signs, these two people profile. They're not substance abusers. They're not criminals that can't get a job. These are American workers that have been productive people throughout their lives. The first guy, Gus said he worked for decades as a commercial diver, and that part of Tennessee, it's not a place in the nation where the cost of living is exorbitant, either the crux of the problem here is not just the wave of inflation that started in 2021 the essence of it is the fact that inflation has outpaced wage growth. Will you ever get to having a $5 million net worth? Because that's what it takes to live the American dream today. Now, a while back, I told you how, if you amass $5 million really that's the number, that's the threshold where you could probably stop working and just invest such that you could live off it forever. But inflation. Changes that and it keeps upping that number. Well, since then, Investopedia recently came up with this $5 million price tag that's just for living the American dream in today's dollars. Let's look at what that really means, and then we'll add up the spending categories. This is really interesting. All right, the definition of the American dream. What that means is owning a home, raising two kids, retiring comfortably, and maybe throwing in an annual vacation or two. So a nice life, for sure, but nothing extravagant and okay, yes, there is this other angle of like, Money cannot buy the best things in life, and that's true. There's a lot to be said for that, but this is not a relationships in a dating show, okay? So that's why I'm covering the financial angle here, and later today, I'll tell you how much the typical American makes throughout their lifetime, which is much less than 5 million bucks. But to get to that exact $5 million total, which is the least that you now need in net worth, the estimated lifetime costs of eight milestones most often associated with a dream were added up by Investopedia. And now, of course, everyone's dream is different, and housing costs differ nationally. But, I mean, this is pretty reasonable. Here they are. This is how much it takes for each of them today. And I'm doing some rounding retirement, over $1.6 million that's what it takes now. Healthcare, 414k this is all spent over the course of your lifetime, a wedding 38k And I hope that is wedding singular, not weddings plural, owning a home, 957k raising two children and paying for college that costs. 876k and then owning a new car, that is another 900k Yeah, that sounds like a lot, but that will include costs of financing and insurance and depreciation on cars throughout your life, and then a yearly vacation is 180k throughout your life, and pets, 39k All Right. There it is. That is the $5 million total for the American dream. And again, that is only in today's dollars. Inflation will, of course, make all of these future costs run up. All right, housing is really the biggest part of the dream. I mean, second to retirement anyway, all right. Again, the lifetime cost of housing, like I said, is 957k just a year ago, it was 930k okay, well, the national median list price of a single family home is about 430k I guess that makes sense. Most people live in multiple homes throughout their lives. Well, the price per square foot is up 50% just since 2019 that is what is pricing people out. That is what is making people become your renter instead of a homeowner. Well, this $5 million required for the dream, that is why more people are homeless or more people are living in RVs. This means that the demand for the product that you're providing to the marketplace affordable housing, that demand is considerable, and that demand is durable, and the median lifetime earnings for one American with a bachelor's degree is only $2.8 million. All right, so that's just over half as much as it takes to live the dream. But here's what's appalling. Are you ready? Here we go. This could be the most depressing and concerning stat you've heard on this show, maybe one of the most depressing and concerning in your entire life when you really think this through. All right, now, what do you think of as sort of a model for someone that is stable? How about both married and a homeowner? I mean, yeah, they're two big markers, married and home ownership that is foundational stuff when your kids grow up to be adults, if they become married in a homeowner. I mean, come on, who would be disappointed with that? That would probably make you feel proud and fulfilled. I mean, the future of the nation that is children and stable household formation material, right there. Well, by age 30, how many people do you think are married in a homeowner today, and how has that changed over time? What do you think this is the percent of 30 year olds who are both married and homeowners in the US? Right back in 1950 it was 52%.  today Okay, it is just a quarter of that. Only 13% of American 30 year olds are married homeowners today. Gosh, is that appalling? Or what? I mean, it doesn't exactly give you hope for the future, since Owning a home is a key pillar of the American dream, then the best thing that our local, state and federal lawmakers can do is to make it easier to build new housing. That is one of the most depressing stats I gave in 11 years of doing the show, probably the most depressing another thing we can do is not protest or block new development, no nimbyism.    Keith Weinhold  15:45   Now, earlier this year, the White House announced that they are considering declaring a national housing emergency. In fact, you saw me put a link to that in the section of our newsletter that we call the five, though we haven't seen a national housing emergency declared yet. If we do it all, the motivation behind it is largely to make housing affordable. One piece that's been floated out there is the introduction of a 50 year mortgage so that way mortgage payments are spread out and made lower than they are with the most popular mortgage in America today, by far, the 30 year fixed rate mortgage. Now, I wouldn't say that a 50 year mortgage is eminent and is about to happen. We can't say that, but it could be creeping closer. I mean, a 40 year mortgage that is already more of a thing. You've got 40 year HUD loans and 40 year DSCR loans both already here for residential property. We do know that buyers buy property more so based on a payment than they do the overall price of the property. Now look, I'll tell you if I could somehow magically snap my fingers and convert all of my 30 year mortgage loans over to 50 year loans. Oh, I sure would. It would lower my payment and increase my cash flow. Yes, my debt would hang around longer and well, we're right back to, you guessed it, financially free beats debt free. Let's run that comparison on a 300k loan at 6% interest, a 30 year mortgage payment, that is 1800 bucks a month, but on a 50 year loan that would be just 1580 Yeah, $1,800 versus 1580 1580 Well, that is going to boost your cash flow by $220 a month on that property, just by going from a 30 year to a 50 Year at the same interest rate. So maybe not as much of a difference as you thought, but probably worth doing, at least in the mortgage world debt free. I mean that concept of debt free that makes most people, in exchange for that debt free condition, grind and toil and work overtime and lose family time and eat dirt for decades because inflation and all these other forces work against them. And yes, this is just with mortgage debt that I'm talking about here. Of course, some debt is bad, like unsecured, high interest rate credit cards or doing a buy now, pay later, plan on a pizza that you split into four payments. That's ridiculous. And those are the type of debts you've also got to pay yourself. That's not what we're talking about here. In fact, it gets even worse for the mortgage debt free person. That extra $220 you're paying by having a 30 year loan instead of a 50 year loan, that would mean you're accumulating more dollars in home, which are illiquid. And again, 50 year loans don't exist yet, but understanding this concept and this trade off helps you be a better investor. Look, a debt free person can still be broke in the short term if they have a meager income, and they can be broke in the long term if they are not leveraging assets and debt. Being debt free, that is like bragging that you quit the gym so that you'll never pull a muscle again. I mean, you're safe for now, but you're going to be weaker in the long run. Let's use a different example. Let's just run a different set of numbers. Let's say you've got a 400k mortgage at three and a half percent interest, though your monthly payment is 1796 on a 30 year fixed. Some people think, Oh, if I just throw an extra $1,000 a month at this, I'm going to be debt free years sooner. And the truth is, yes, you will save 90k in interest, and you are. Going to own the house outright earlier. But what's the opportunity cost if that same 1k a month went into investments earning even 7% annually, after 15 years, it grows to about 311k   Keith Weinhold  20:16   Well, that is more than three times the interest savings, which again, was only 90k so for some paying off the mortgage early feels like some sort of emotional win, but it is rarely the best financial win. I mean, that is like benching LeBron to save money on Gatorade. I mean, that is a bunch of nonsense. So debt free is the floor. Financially Free is the ceiling. I mean, do you know about those popular call in shows where people are advised to lower their standards, diminish their quality of life, not go on vacations in order to get debt free? Oh, dear. I mean, those shows have got to be screening their callers closely to ensure that no one savvy actually gets on the air. Somebody, hey, how about you? Why don't you get on the air? Get on that show. Ask them some tough questions about getting mortgage debt free. You tell them yeah. Tell them that your ROI on all that equity is zero because home values change regardless of equity positions. Tell them that a home is never paid off because you'll still owe property tax and maintenance and repairs and utilities and maybe insurance and an HOA. Tell them you lost the gift of inflation eating your debt while you sleep. Tell them mortgage interest is often tax deductible. Tell them that their leverage is gone, and all these facts, every one of those I just stated, they're now figuratively not just talking. They're yelling. They're screaming now, because markets of all types are at all time highs. So instead, if you had used those funds to pay off a property, they would have really missed out on earning big returns for years elsewhere, a steep opportunity cost. Suffice it to say, I would love to see the widespread adoption of 50 year mortgages, and I would use them. The other thing that would happen is that it would make home prices rise further, because more people can afford the lower payments to bid up the price. So actually, here's something that I'm wondering about with you. Did you ever have a paid off property, and then realize all of this, and then go and get new financing on it again. Have you ever done that? If you have that would be really interesting. Let us know if you've had a property in a paid off position, realized the vulnerability and the opportunity cost of having all that illiquid equity, and then you went and put debt back on it. Let us know at get rich education.com/contact. That's get rich education.com/contact. Like Ridge lending group knows this when I have chili ridge here, like she and I discussed, you even get the cash chunk out tax free. And here's what else is interesting about this. Just say you know how out in the world of real estate agents, where people are buying and selling property, well, whenever a buyer's agent knows that that listed property is owned by a seller that still has a mortgage on it, well the assumption is that the seller, well, they might be a little more motivated to sell since they have to make mortgage payments on that property that they might not even be occupying anymore. Well, that is backwards. In most cases, you should be more motivated to want to sell a property if it's paid off because you've got all that dead equity in it that needs to be released through that sale. So really, a listing agent should be thinking, this seller has got to sell this property with urgency, if for no other reason, because he or she has lots of equity in that property. That's how to think about it. The world has it 100% backwards. That mindset is 180 degrees from the truth coming up next.    Keith Weinhold  24:25   Did you know that this week? Yes, right here in mid October every year is historically the best week of the year to buy a home. Also, what's it like behind the scenes here on the microphone? I've got that and more straight ahead. I'm Keith Weinhold. You're listening to get rich education,    Keith Weinhold  24:44   if you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean. Mean free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor, it's direct, and it gets to the point because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  25:55   the same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lending group.com. That's Ridge lending group.com. Hi.   Russell Gray  26:29   This is Russell Gray, co host of the real estate guys radio show, and you're listening to get rich education with Keith Weinhold. Don't quit your Daydream.   Keith Weinhold  26:36   welcome back to get rich Education. I'm your host. Keith Weinhold, there's a lot to look forward to in future months here on the show, new content from me, new prominent guests, the return of some favorite guests, a live event to tell you about and our annual home price forecast show, where I'll also reveal if last year's GRE home price prediction for this year came true or not. I have got to say I have nailed it to the exact percent a few years in a row now. But if you remember, before this year began, I forecast 5% national home price appreciation for this year. We will see how that turns out, but home prices are only up one or 2% year over year so far. Yes, not only do I make the forecast, I actually follow up with the previous years to check the accuracy. Don't you wish everyone did that? Well, it is October, and it's the month where you got to be ready to defend your love of candy corn and the same Americans complaining about inflation also bought a 40 foot skeleton for the front yard. Well, the best time to buy a home, historically, is this week this year. It happens to fall on October, 12 to 18th, as it turns out. Why would that be? It sounds kind of random, doesn't it? Well, the NAR recently reported on this, and this is what they give, a three word moniker, aptly named the best week. That's what they call it, the best week. Now, this applies more to primary residences into one to four unit investment property, but it's a little applicable to apartment buildings too, and this really helps you understand real estate buying, selling and consumer nature. Historically, this week offers the most favorable balance of market conditions for buyers. This is when inventory tends to be elevated. Prices typically dip below their seasonal peak. The buyer competition slows, and just the overall pace of the market becomes more manageable. Again, quote, unquote, the best week this seasonal shift every year, it's influenced by school schedules and even weather patterns. Housing activity typically ramps up in the spring. It peaks in the summer because a lot of families try to move while children are out of school and the desire to settle before the new academic year that's back when you've got the warmer weather and the longer daylight hours, and you got these curb appeal enhancements from Lush summer foliage that also makes spring and summer an ideal time for showings in inspections, that adds further momentum to the summer surge. These sort of things actually matter. But then the calendar shifts into fall, and demand naturally tapers off. Every year you got families with school age children that exit the market, and then the remaining inventory begins to linger longer, and prices respond by dipping below peak levels. And homes tend to stay on the market longer. This happens every year. That makes for conditions that benefit late season buyers. So listings tend to become more plentiful now each October inventory levels, they tend to peak in early fall, and that's why it's about the best time to buy. You have less competition from other buyers, home buyer shopping during again, what is called the best week, you should expect less competition. Properties tend to attract the most viewership per listing early in the spring, and that's when buyers trickle into the market before the inventory picks up. And then the summer ushers in both more homes and more shoppers, and that means that buyers face quite a bit of competition in the summer, so the best week that should offer more time for buyers to deliberate, and it can mean that sellers are more eager to compromise. And the numbers back that up historically that this is the peak week for price reductions. So what can you do if you're potentially in the market? You might want to hit up gre investmentcoach.com and have our coaches connect you with the right income property if that's the right move for you, and doing that is totally free. In fact, most listeners buy their first income property that way. In fact, if you had a good experience with a GRE investment coach, go ahead and tell a friend about it. Now, let's say that you had $1 back in the year 1995 so you've got a green dollar bill in your pocket 30 years ago. All right. Well, what would happen to your dollar if you saved it versus putting it in stocks versus putting it in real estate? What do you think would happen in each of those three scenarios? Let's do it. Let's compare well, because of inflation, your dollar would be worth less than 50 cents if you had saved it, yeah, it would have just 47 cents worth of purchasing power today. Instead, if you had put it in the s, p5, 100, your dollar would have seen some pretty significant growth. It would be worth $19 today. That's how stocks have performed over the past 30 years. But what about real estate? Well, there are so many ways to do it specifically. What if it were a rental property where real estate pays five ways, not just one or two like stock. What kind of return can you expect from real estate? Well, when you add up all five ways, just using historic norms like classic rates of appreciation and a four to one leverage ratio, you get 38% as a total rate of return in year one. And then that rate starts to fall because equity accumulates. And if you're not initiated on that, and it sounds like such a high flying number, you can see my free video course that teaches you this at get rich education.com/course, the most valuable free course you've ever taken in your life. At get rich education.com/course, let's just get conservative and say so many things go wrong with your property that we're going to round that 38% all the way down to 20% per year. Yes, if you're new here, those sound like ridiculous rates of return. Anyone that's listened here for a while instead has been enjoying those rates of return if you bought right? I mean, you have so much more time and money in your life now, but at 20% ROI, your $1 from 1995 would be worth $237 today. Wow, and again, if it were saved under a mattress, it would be worth less than 50 cents, and in the sp5 100, just 19 bucks. This is a simplified way to demonstrate that compound leverage beats compound interest. I mean real estate beats stocks by more than 12x right there and see that's the type of multiplier that you're probably going to need on your money. Since it already takes $5 million to live the American dream, you might very well need $25 million over the next few decades, while the 401 K was created around 1980 the Roth IRA created in 1998 and the GRE podcast was created on October 10, 2014, and I trust that it's had a more positive impact on your life than any of those other vehicles.   Keith Weinhold  34:56   This means that I've released weekly episodes here for. 11 years, never missing a week at all, 52 weeks a year, and we've never replayed an old show either. I am here for you. Integrity means doing what you say you're going to do. Vedran, our sound engineer, has been here with GRE for 11 years as well. That is the team, the duo, that's been bringing you this show. And also, I didn't even tell my team here at GRE this yet, so I guess they'll learn now, the platform business rate just ranked us and awarded get rich education the best of the year, 2025 as a real estate school. Yes, we learned that this award is based on outstanding reviews from real customers, not nominations or votes, but the best of the year award comes from feedback through listeners just like you. Thank you for that, and thanks business rate this show and real estate investing, they are the main things that I do, and I expect to be here for you well into the future. Now, it's sort of funny here, kind of a paradox on the show I talk about income production that's largely passive, yet producing this show at a high level for 11 years here on this side of the microphone is not passive. It is highly active. I got a reminder of this recently when a doctor buddy of mine said he considers starting a podcast on the side. Let me tell you what I shared with him that is probably a terrible idea to launch an ongoing podcast where you'll constantly carve out the time to produce high quality week after week. That is not a side gig. 99% of those scenarios fail. You've got to deliver great new content yourself. You've got to have a network of guests to compliment you. You got to perform research and then cross check your research, because you've got to publish real, true information. You need a reliable editing solution. You need some organizational skills. You're going to need to hire some skilled and specialized assistance in the real estate world. You've actually got to get out into the field and visit cities in person to corroborate your research on the ground and go to in person conferences. I mean, there's a lot to do, but I did tell my doctor friend, you know, the good news is that there are alternatives to starting a show. There are a couple of them. In fact, first, you can do a 10 episode mini series on your area of expertise, host it on YouTube or Spotify and then send that link to clients. Another thing you can do is get yourself booked as a guest on someone else's show, and you'll pay a podcast booking agent to do that one strong guest episode that could do more than 100 of your own episodes ever could. So that's my guidance. In case you know any thought leaders that considered doing that, and what things look like from my view back behind the mic, it is not passive income, although my investing mostly is and another thing, if I've hosted a past guest on the show, and I get feedback from you or other listeners that they're not looking out for your best interest, or they don't want to do the property rehabs that they promised. Well, they are not coming back onto the show. Instead, we move on. I am here to do good and connect you only with providers that are doing good. Another show related announcement, and if you listen here each week through the get rich education mobile app. This is really important if you're listening to me right now on our dedicated mobile app, the hosting platform terminates at the end of this month, so you're going to have to listen in a different way. Go to either the apple podcasts app or the Spotify app and search get rich education to keep listening that way, you'll keep learning, stay motivated and never miss an episode of my incomprehensibly slack jawed vocals, profligate and unrepentant. Again, if you're listening to me right now on our dedicated GRE mobile app, the hosting platform terminates at the end of this month, you'll have to listen in a different way. Go to either the apple podcasts app or the Spotify app and search. Get rich education inside those apps in order to keep listening after this month, until next week, I'm your host. Keith Weinhold, don't quit your daydream   Speaker 2  39:41   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich, education and. Will see exclusively.   Keith Weinhold  40:09   The preceding program was brought to you by your home for wealth. Building, get richeducation.com.  

Wealth Warehouse
Episode 192: Infinite Banking: Why Would I Need More Than One Policy?

Wealth Warehouse

Play Episode Listen Later Oct 13, 2025 30:13


Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul tackle a common stall-out point: starting IBC with one whole life policy and never building the system Nelson Nash intended. They cover when to add policies (spouse/kids/your increased income), how to plan expansions using convertible term, what to do with windfalls, and why loans and investments should originate from and return to your policy ecosystem.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Episode beginning3:31 - IBC = a system, not one policy4:26 - Life changes → expand (income/spouse/kids)6:52 - Case study: don't cancel; CV > premium9:00 - Keep mature policies; avoid 1035 “churn”11:30 - Remember your why: capitalize & control12:31 - 20 years + a system; “accommodate all income”13:36 - How to expand (small adds, spouse/kids)15:03 - Kids' policies & compounding16:25 - Future-proof with convertible term & HLV19:12 - Windfalls → premium/loans/new premium20:55 - Policies as your emergency fund (liquidity)22:14 - Beneficiaries beat probate — update yearly25:03 - Investments start & return to your system28:22 - IBC is ongoing; control your capital29:55 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

The Justice & Coffee Podcast
A Shepherd's Crook amongst the Chaos. Interview with Graham Usher, Bishop of Norwich

The Justice & Coffee Podcast

Play Episode Listen Later Oct 11, 2025 39:36


Recorded on Thursday 9th October 2025, Bryn sits down with the Bishop of Norwich, Graham Usher, for a far-reaching conversation on justice — from politics and the environment to the rise of the far right and the historic appointment of Archbishop Sarah Mullally, the first woman to lead the Church of England. Bishop Graham reflects on the continuing turmoil in the Middle East, two years after the October 7th 2023 attacks — sharing a his account of being in Israel on that day, and in Gaza just three days before. Amid the noise, he offers a powerful call to ruthlessly pursue peace and to rebuild mutual respect across our fractured world. A thoughtful and hopeful listen in turbulent times. -------------------------------------------------------------------- This podcast was produced by Blue Bear Coffee Company, find out more about our mission to fight slavery through coffee, by visiting www.bluebearcoffee.com or follow us on social media @bluebearcoffeeco The Justice and Coffee Podcast is hosted by Bryn Frere-Smith, you can follow Bryn on social media by searching @brynfreresmith  Write to us via either profile and suggest new themes and podcast guests.

The Food Programme
In Search of Mustard in Norwich

The Food Programme

Play Episode Listen Later Oct 10, 2025 41:09


Five years ago, after 160 years in Norwich, the Colman's factory shut its doors for the last time. John Osborne is a writer, a poet and a performer - he's called Norwich home for 25 years. But last year, while writing a show about his city, he began to learn more about the depth of the history of Colman's, and he started to wonder why more people don't know about it.Between Jeremiah Colman, James Colman, Jeremiah James Colman and many many generations since, an entire empire was built on the back of these humble seeds. The company had a cradle-to-grave ethos, providing education, housing, healthcare and leisure for workers and their families. All of which means the factory, the school buildings, the churches, even the entire village of Trowse is still a part of the fabric of the city. Now, everywhere he looks in Norwich, from the double yellow lines, to the big yellow boxes on the pavement full of sand for de-icing the concrete in winter... John sees mustard. Hundreds of people worked at the factory, and as its doors shut in 2020, a crowdfunder was underway to launch a new Norwich mustard. Five years on, the mustard is nowhere to be found. Even the famous mustard shop, where everyone went for Christmas presents for their relatives, is gone. So John wants to rediscover this history, and along the way find out what's happened to Norwich's mustard. After all, the bright yellow labels on shelves all over the world still proudly read Colman's "of Norwich". As it turns out, thanks to the determination of the local mustard farmers, mustard never really left Norwich at all...Presented by John Osborne Produced in Bristol by Polly Weston

Plausibly Live! - The Official Podcast of The Dave Bowman Show
Revolutionary Talk - The Quiet Before the Storm

Plausibly Live! - The Official Podcast of The Dave Bowman Show

Play Episode Listen Later Oct 10, 2025 34:37


It is October 10, 1775, and Norwich can feel the weight of the war pressing closer than ever. Prices rise, faith stretches thin, and the news from Boston and Philadelphia gives as much worry as hope. General Gage has sailed home in disgrace, replaced by the iron-willed General Howe, while Washington clings to his siege lines with more resolve than rations. In Philadelphia, Congress takes a daring step — authorizing the first ships of a Continental Navy, a fleet born more from courage than coin. Across the ocean, King George prepares to brand us as rebels, and Norwich listens for what comes next. Tonight on Revolutionary Talk, we ask what liberty truly costs, what faith it takes to hold a nation together, and whether ordinary people can weather extraordinary times. The Revolution is stirring, and the tide is turning.

Second Tier
The Watford Cycle continues - Second Tier Midweek Show

Second Tier

Play Episode Listen Later Oct 9, 2025 39:16


Ryan Dilks and Justin Peach discuss the latest news from across the Championship.Watford sack Paulo Pezzolano!Javi Gracia returns!Norwich stick with Liam Manning for now…The independent football regulator is in place!It's the Second Tier.Sign up to our Patreon here!Vote for us in the Football Content Awards! Support your favourite EFL podcast and help us get over the line (we're in the ‘Best Podcast' category under ‘Football League'): https://footballcontentawards.com/voting/ Please fill out Stak's listener survey! It'll help us learn more about the content you love so we can bring you even more - you'll also be entered into a competition to win one of five PlayStation 5's! Click here: https://bit.ly/staksurvey2025Watch this episode on YouTube here!Follow us on X, Instagram and email us secondtierpod@gmail.com.**Please rate and review us on Apple, Spotify or wherever you get your pods. It means a lot and makes it easy for other people to find us. Thank you!** Hosted on Acast. See acast.com/privacy for more information.

Plausibly Live! - The Official Podcast of The Dave Bowman Show

Welcome back to Revolutionary Talk on WREV 760AM, Norwich's voice of the times. It's October 7, 1775, and the Revolution has just taken a hard blow. In Cambridge, General Washington has uncovered the unthinkable—Dr. Benjamin Church, surgeon general of our own army, has been exposed as a British spy. The man who bound our wounds has been sending our secrets to the enemy. The shock runs deep, and trust runs thin.And while our army reels from betrayal, word reaches us from Boston that General Gage is gone, recalled in disgrace, replaced by the King's new hammer, General William Howe. London calls him the man to finish this rebellion once and for all.Tonight we'll ask: who can we trust, and what comes next when treason and tyranny share the same week? Stay tuned. This is Revolutionary Talk, and the war just got personal.

Scummy Mummies - Podcast
320: Just the Two of Us - Helen's marathon, Ellie's knee, and Daniel Bedingfield

Scummy Mummies - Podcast

Play Episode Listen Later Oct 6, 2025 41:06


Time for a cup of tea and a catch up as we share all the big stuff that's been happening lately. Helen talks about what it was like to run the Sydney marathon, and shares an unimpressive celebrity anecdote. Ellie discusses her partial knee replacement, and the thing she did in the hospital that made a nurse go "Oh my God." We round off with some fantastic Scummy Mummy Confessions, harvested from our live show. Midwife mixups, redundancy revenge plots, women shaving each others' "fairies" - listen in for stories so funny you couldn't make them up. Huge thanks to everyone who's already been to see our Hot Mess show . We're touring right through this year and next - this month it's Maidenhead, Potters Bar, Tonbridge, Tewkesbury, Canterbury, Wimborne... Then it's our huge homecoming gig in Catford on 14 November, plus lots of other shows all round the country. For dates and tickets go to scummymummies.comPS Sorry to mention the C word, but tickets for our Christmas shows are on sale too... Maidenhead, Chelmsford, Chipping Norton, Guildford and Norwich... They're selling fast so get your tickets now if you fancy a festive mums' night out! *WE HAVE A SHOP!* Visit scummymummiesshop.com for our ace t-shirts, mugs, washbags, sweatshirts and beach towels. FREE UK DELIVERY! We're on X, Instagram, and Facebook @scummymummies. If you like the podcast, please rate, review and subscribe. Thank you for listening! Hosted on Acast. See acast.com/privacy for more information.

Wealth Warehouse
Episode 191: Infinite Banking: I Just Started My Policy...Now What?!

Wealth Warehouse

Play Episode Listen Later Oct 6, 2025 32:39


Visit our website:https://www.thewealthwarehousepodcast.com/New policy in force, now what? Dave and Paul walk through the first moves after your IBC policy goes active. From “slow your roll” capitalizing, to trading out high-interest debt, to building an emergency reserve inside your system, they map a practical sequence so you don't chase loans just to “do something.”They also cover spotting real opportunities (and avoiding FOMO), expanding your system with additional policies, redirecting cash flow, and a quick primer on smarter ways to think about 529 plans.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 – Teaser1:16 – Delayed start & plumbing mishap4:08 – One policy to start; why “now what?” is normal5:32 – “Slow your roll”: capitalizing and building liquidity6:21 – Loans don't add value by themselves7:06 – Trade out high-interest debt; snowball/“velocity banking”7:51 – Trend: eagerness to borrow vs. proper capitalization10:30 – Which debt first? Amortization vs. smallest balance11:59 – Freeing monthly cash flow with the snowball12:54 – Look for opportunities without rushing; be choosy17:25 – Cautionary tales: real estate pitches & protecting capital18:22 – More policies over time: expanding the system 22:05 – The 95/5 rule: focus on earning more, not just cutting25:45 – Kids' policies: small premiums, long runway26:41 – Premiums vs income, lifestyle creep, staying responsible28:48 – Recap: capitalize → redirect → seek opportunities → expand29:30 – 529s: usage today vs. assumptions about tomorrow32:20 – CTA: email, reviews, and sharingABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/...

Plausibly Live! - The Official Podcast of The Dave Bowman Show
Revolutionary Talk - The Cost of Living

Plausibly Live! - The Official Podcast of The Dave Bowman Show

Play Episode Listen Later Oct 6, 2025 24:45


Welcome back to Revolutionary Talk on WREV 760AM, Norwich's voice for liberty and reason. It's October 6, 1775, and the talk around town isn't just about muskets and marches anymore. It's about money. Prices are climbing, salt is scarce, and paper bills from Congress are multiplying faster than they're worth. Folks here in Norwich are paying more and getting less, and they're starting to wonder whether the promise of liberty comes with an empty purse.In Philadelphia, Congress debates foreign alliances and secret correspondence, hinting at a war that might stretch across oceans. Washington holds the lines at Boston, Benedict Arnold pushes deeper into the wilderness, and in London the King's men polish the words that will soon brand us rebels.The fighting may still be far away, but the struggle is already here—in every coin, every market, and every hungry table.

The PinkUn Norwich City Podcast
#653 Soul searching | PinkUn Norwich City Podcast

The PinkUn Norwich City Podcast

Play Episode Listen Later Oct 6, 2025 74:31


Norwich City's 16-years of East Anglian derby day dominance is over. Left is a lot of questions and wreckage to wade through. It was a defeat that felt like many expected. The focus now shifts onto what happens next to get Norwich City on an upward trajectory again after years of treading water.  Join host Connor Southwell, Paddy Davitt and Samuel Seaman to pick through the bones of City's first derby day defeat in 16 years.  ** Picture: Paul Chesterton/Focus Images Ltd *** You can also hear the Pink Un Podcast on Norwich's Community radio station, Future Radio 107.8FM. *** To get in touch with the podcast now and in future, send any comments and questions into the crew with an email to norfolksport@archant.co.uk or get in touch with us @pinkun on Twitter, where our direct messages are open. And if you're interested in sponsoring the pod, or placing an advert in one of our shows, email connor.southwell@newsquest.co.uk ALSO FIND US AT THE FOLLOWING: Subscribe: pinkun.com/podcast Twitter: twitter.com/pinkun Facebook: fb.me/thepinkun Instagram: instagram.com/the_pinkun Find more details on how you can sign up to Pink Un + here: https://www.pinkun.com/pinkunplus/ #ncfc #norwichcity #podcast

Kings of Anglia - Ipswich Town podcast from the EADT and Ipswich Star
576: Kings of Anglia: The wait is over - East Anglia is blue and white!

Kings of Anglia - Ipswich Town podcast from the EADT and Ipswich Star

Play Episode Listen Later Oct 6, 2025 81:07


Stuart Watson, Alex Jones, Ross Halls and Mark Heath are back to bathe in the warm afterglow of Town finally beating Norwich in the East Anglian derby. The boys reflect on a historic day, relive the key moments, wax lyrical about Jaden's instant classic goal and hear from both Kieran McKenna and Big Cedric Kipre. There's praise for Ced, Jaden, the Town engine room and more, plus debates about the future for Jacob Greaves in the starting XI and whether Ivan Azon is pushing to unseat George Hirst as first choice. We revel in Town's brilliant bench too, savour Marcelino Nunez's star turn as the panto villain - and get a very special video message from Finland. Kings of Anglia is sponsored by Stardust Spirits. Get 20% OFF with promo code KOA at https://www.stardustspirits.co.uk/ Check out are other sponsor, Molecular! Get 10% OFF with promo code KOA10 at https://www.molecular-uk.com/ Subscribe on our website to watch the video version of the podcast - https://www.eadt.co.uk/subscribe/ You can shop the KOA range here - (kings-of-anglia.myspreadshop.co.uk) 

The Scrimmage: A Norwich City Podcast
Canary Call: Ipswich 3-1 Norwich

The Scrimmage: A Norwich City Podcast

Play Episode Listen Later Oct 5, 2025 58:55


Andy Marshall and Rob Butler speak to fans after defeat in the derby.

Blue Monday Podcast - Ipswich Town

We relive a glorious afternoon at Portman Road as Kieran McKenna's Ipswich Town triumph in the East Anglian derby!!

In Our Time
Julian of Norwich (Archive Episode)

In Our Time

Play Episode Listen Later Oct 2, 2025 50:01


Melvyn Bragg and guests discuss the anchoress and mystic who, in the late fourteenth century, wrote about her visions of Christ suffering, in a work since known as Revelations of Divine Love. She is probably the first named woman writer in English, even if questions about her name and life remain open. Her account is an exploration of the meaning of her visions and is vivid and bold, both in its imagery and theology. From her confined cell in a Norwich parish church, in a land beset with plague, she dealt with the nature of sin and with the feminine side of God, and shared the message she received that God is love and, famously, that all shall be well and all manner of things shall be well. With Katherine Lewis Professor of Medieval History at the University of Huddersfield Philip Sheldrake Professor of Christian Spirituality at the Oblate School of Theology, Texas and Senior Research Associate of the Von Hugel Institute, University of Cambridge And Laura Kalas Senior Lecturer in Medieval English Literature at Swansea University Producer: Simon Tillotson Reading list: John H. Arnold and Katherine Lewis (eds.), A Companion to the Book of Margery Kempe (D.S. Brewer, 2004) Ritamary Bradley, Julian's Way: A Practical Commentary on Julian of Norwich (Harper Collins, 1992) E. Colledge and J. Walsh (eds.), Julian of Norwich: Showings (Classics of Western Spirituality series, Paulist Press, 1978) Liz Herbert McAvoy (ed.), A Companion to Julian of Norwich (D.S. Brewer, 2008) Liz Herbert McAvoy, Authority and the Female Body in the Writings of Julian of Norwich and Margery Kempe (D.S. Brewer, 2004) Grace Jantzen, Julian of Norwich: Mystic and Theologian (new edition, Paulist Press, 2010) Julian of Norwich (trans. Barry Windeatt), Revelations of Divine Love (Oxford World's Classics, 2015) Julian of Norwich (ed. Nicholas Watson and Jacqueline Jenkins), The Writings of Julian of Norwich: A Vision Showed to a Devout Woman and a Revelation of Love, (Brepols, 2006) Laura Kalas, Margery Kempe's Spiritual Medicine: Suffering, Transformation and the Life-Course (D.S. Brewer, 2020) Laura Kalas and Laura Varnam (eds.), Encountering the Book of Margery Kempe (Manchester University Press, 2021) Laura Kalas and Roberta Magnani (eds.), Women in Christianity in the Medieval Age: 1000-1500 (Routledge, forthcoming 2024) Ken Leech and Benedicta Ward (ed.), Julian the Solitary (SLG, 1998) Denise Nowakowski Baker and Sarah Salih (ed.), Julian of Norwich's Legacy (Palgrave Macmillan, 2009) Joan M. Nuth, Wisdom's Daughter: The Theology of Julian of Norwich (Crossroad Publishing, 1999) Philip Sheldrake, Julian of Norwich: “In God's Sight”: Her Theology in Context (Wiley-Blackwell, 2019) E. Spearing (ed.), Julian of Norwich: Revelations of Divine Love (Penguin Books, 1998) Denys Turner, Julian of Norwich, Theologian (Yale University Press, 2011) Wolfgang Riehle, The Secret Within: Hermits, Recluses and Spiritual Outsiders in Medieval England (Cornell University Press, 2014) Caroline Walker Bynum, Jesus as Mother: Studies in the Spirituality of the High Middle Ages (University of California Press, 1982) Ann Warren, Anchorites and their Patrons in Medieval England (University of California Press, 1985) Hugh White (trans.), Ancrene Wisse: Guide for Anchoresses (Penguin Classics, 1993) Spanning history, religion, culture, science and philosophy, In Our Time from BBC Radio 4 is essential listening for the intellectually curious. In each episode, host Melvyn Bragg and expert guests explore the characters, events and discoveries that have shaped our world.

The Price of Football
How sell-on clauses are accounted for, Delia Smith's impact at Norwich

The Price of Football

Play Episode Listen Later Sep 30, 2025 50:41


Kevin and Kieran analyse how clubs account for sell-on clauses, and look back at Delia Smith's impact at Norwich City. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow The Price of Football on X - @pof_pod Send in a question: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠questions@priceoffootball.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join The Price of Football CLUB: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://priceoffootball.supportingcast.fm/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Check out the Price of Football merchandise store: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://the-price-of-football.backstreetmerch.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Visit the website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://priceoffootball.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For sponsorship email - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@adelicious.fm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Price of Football is a Dap Dip production: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dapdip.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠contact@dapdip.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices