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Watch the Interview on Youtube for Visuals - https://youtu.be/TS_RTVc3PL8Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Intro 01:21 - The "Mountain" Analogy: Accumulation vs. Distribution 04:53 - Reversing Engineering Income Over Net Worth 07:25 - The One Economic Power Approach 09:12 - Impact of Sequence of Returns on Retirement Assets 10:02 - S&P 500 Historical Data Case Study (1999-2024) 14:40 - Two Economic Powers: Accumulation and Distribution16:04 - Historical Context: The Shift from Pensions to 401(k)s 18:08 - Integrating Investments and Insurance for Efficiency 23:29 - The Three Functions of Money in Retirement: Income, Liquidity, Legacy 27:09 - The Waterfall Effect: Optimizing for Paycheck First 32:23 - Customizing Retirement Packages Based on Personal Preference 35:37 - The "One-to-One" Ratio Concept and Balancing Powers 38:01 - Volatility Buffers and Mitigation Strategies 41:34 - Analyzing Life Insurance: Whole Life vs. Indexed Universal Life (IUL) 46:55 - The Reality of Taxes and Market Efficiency 52:25 - Conclusion and Future Cash Flow PlanningDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
From accessible guitar toolkits to games tackling mental health and body image, discover the Design Award contenders that are reinventing what "inclusive design" means for the entire Apple ecosystem. Delight and Fun Category — Grug app and Is This Seat Taken? game winner Inclusivity Category — Guitar Wiz, accessibility features, and game highlights Innovation Category — VisionOS experiences, NBA Live Games & Scores, and Blue Prince Interaction Category — Moonlitt app, kid-friendly game design Social Impact Category — Health, cultural, and mental health apps/games Visuals and Graphics Category — Stunning app interfaces and graphics-intensive games Where to download these award-winning apps and games Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
From accessible guitar toolkits to games tackling mental health and body image, discover the Design Award contenders that are reinventing what "inclusive design" means for the entire Apple ecosystem. Delight and Fun Category — Grug app and Is This Seat Taken? game winner Inclusivity Category — Guitar Wiz, accessibility features, and game highlights Innovation Category — VisionOS experiences, NBA Live Games & Scores, and Blue Prince Interaction Category — Moonlitt app, kid-friendly game design Social Impact Category — Health, cultural, and mental health apps/games Visuals and Graphics Category — Stunning app interfaces and graphics-intensive games Where to download these award-winning apps and games Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
From accessible guitar toolkits to games tackling mental health and body image, discover the Design Award contenders that are reinventing what "inclusive design" means for the entire Apple ecosystem. Delight and Fun Category — Grug app and Is This Seat Taken? game winner Inclusivity Category — Guitar Wiz, accessibility features, and game highlights Innovation Category — VisionOS experiences, NBA Live Games & Scores, and Blue Prince Interaction Category — Moonlitt app, kid-friendly game design Social Impact Category — Health, cultural, and mental health apps/games Visuals and Graphics Category — Stunning app interfaces and graphics-intensive games Where to download these award-winning apps and games Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
From accessible guitar toolkits to games tackling mental health and body image, discover the Design Award contenders that are reinventing what "inclusive design" means for the entire Apple ecosystem. Delight and Fun Category — Grug app and Is This Seat Taken? game winner Inclusivity Category — Guitar Wiz, accessibility features, and game highlights Innovation Category — VisionOS experiences, NBA Live Games & Scores, and Blue Prince Interaction Category — Moonlitt app, kid-friendly game design Social Impact Category — Health, cultural, and mental health apps/games Visuals and Graphics Category — Stunning app interfaces and graphics-intensive games Where to download these award-winning apps and games Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Financial professional Trent Fortner uses mathematical models to compare the long-term outcomes of whole life insurance versus traditional investing. Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity Watch the Interview on Youtube for Visuals - https://youtu.be/bNci4Kfxu7sKey topics include:1. Whole Life vs. Investing: A case study demonstrates how whole life insurance can improve a financial model over 55 years compared to investing in mutual funds while paying for term insurance. 2. The LEAP Model: Fortner explains his holistic approach to financial planning, emphasizing protection, cash flow efficiency, and debt restructuring. 3. Cost Efficiency: The discussion breaks down the internal costs of insurance and commissions, arguing that whole life can be more cost-effective than term insurance over a lifetime. 4. Legacy and Protection: The episode highlights the importance of protecting human life value against risks like disability and premature death to ensure a lasting legacy. Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Connect with Trent Fortner: https://trentfortner.com/ Email: trent4tnr@gmail.com Learn More About BetterWealth: https://betterwealth.com Chapters: DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Do Business. Do Life. — The Financial Advisor Podcast — DBDL
Your prospect's eyes glaze over about ten minutes into the meeting. You can feel it—they're sitting right there, but they've checked out. And here's the uncomfortable part: it's usually not because your advice is bad.Most advisors lose the room for a reason they never see coming, and they keep doing the exact thing that causes it in every single appointment.In Part 3 of the Missing Visuals series, I break down the one skill I've watched separate the top 1% from everyone else, and why the way you're communicating your best ideas might quietly be costing you clients.3 Insights From This Week's Episode…#1.) Draw: The $10M Client StoryMost advisors rely on words to explain complex ideas, then wonder why prospects nod along but never move forward. I share the story of an advisor who used a simple drawing to help close a $10M client—and why it reveals a bigger problem in how advisors communicate value.#2.) Co-Create: Why Prospects Push BackWhen a prospect feels like a plan is being sold to them, resistance naturally shows up. We explore what changes when the meeting stops feeling like a pitch and starts becoming something the advisor and prospect build together.#3.) Teach: The Risk Of Keeping It In Your HeadA lot of advisor firms are built around the founder's instincts, stories, and ability to explain things in the moment. That works until you need to train advisors, scale the firm, or build something that can eventually run without you. I'll show you how to start turning what lives in your head into something your team can actually use.Triad Sales LabWant to turn more great prospects into lifelong clients? Triad Sales Lab helps advisors use simple visual models to communicate more clearly, strengthen appointments, and improve the way they present their process. Learn more and apply below.SHOW NOTEShttps://bradleyjohnson.com/174FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Visuals: https://getbehindthebillboard.com/episode-111-btb-x-woo-conference-part-2 Recorded live at the WOO Congress 2026 in London just a fortnight ago, this is the second of our special Behind the Billboard episodes - and this time we're on the Global OOH, Innovation & Creativity track. Hugh and Dan….. Well…. Mainly Dan as Hugh had run away to catch a train…. grab short, sharp conversations with a stellar line-up of out-of-home leaders from around the world: Elizabeth McIntyre, CEO of OMA Australia; Ben Milne, CEO APAC at Billups; Nick Bell, UK MD at Billups; Jaime Byrdak, CEO North America at Billups; Jay Young, MD of Grand Visual; Sarah Parkes, Managing Partner, International at Talon; Danielle Austin of Evolve OOH; James Harrison from MPN part of Dubai Holdings; and Simon Wall, CEO of Glynt Group in South Africa. Phew… what a list… what a monster session. Across the episode we explore where OOH is heading now: smarter creative, better data, creative mapping, AI, sustainable infrastructure, mobile media, and the enduring power of a brilliantly simple poster in the right place. There are stories behind work for Google Maps, RNLI's Float To Live, Nike Running and the NYC Marathon, Selleys, Jolt, Out There, Ad Free Zones, IFS.ai and Tractor Media's school-powering billboards. It's a fast-moving global tour of the medium we love: from Australia to Dubai, South Africa to North America, and back to the streets of London. Along the way, our guests pick their favourite billboards, share what excites them about the future, and remind us that when out-of-home is at its best, it's public, useful, unmissable and impossible to ignore. In true Behind the Billboard style, there are a few rabbit holes, plenty of billboard nerdery, and a healthy amount of love for the people pushing the medium forward. Thanks to WOO for having us, to all our brilliant guests for giving up their time in the middle of congress chaos, and to everyone who still believes the humble billboard has plenty of magic left in it. Thanks again to our usual suspects and supporters, and for this one especially the team at WOO.
Welcome to Books at Bedtime by Calming Anxiety. Tonight, leave the stress of modern life behind and step into the distant future as we continue our journey through H.G. Wells' classic science fiction masterpiece, The Time Machine.In Chapter 5, "In the Golden Age," our weary Time Traveler finds himself face to face with the exquisite, fragile inhabitants of the year 802,000—the Eloi. Garlanded with magnificent, ancient flowers and led into a colossal, dilapidated hall of fretted stone, he experiences the gentle, childlike, and indolent world of humanity's remote posterity. But beneath the surface of this lush, fruit-filled paradise, a profound sense of mystery and suspended judgment lingers. This soft, slow-paced literary reading is designed to act as a natural sleep aid. Let the descriptive, elegant prose of a timeless story gently lower your cognitive load, quiet your racing mind, and anchor your nervous system into deep, restorative sleep. Love falling asleep to classic stories? Pull the blankets up, get fully comfortable, and hit Follow so tomorrow night's bedtime story finds you automatically. If our nightly readings help you drift off, please consider sharing this episode with a friend or on your social media channels to help others find their nighttime calm. ⏱️ Time Chapters00:00 – Introduction & Welcome to Books at Bedtime Settle in, adjust your volume, and take a deep, slow breath as we introduce tonight's classic sleep story. 00:10 – The Time Machine, Chapter 5: In the Golden Age The Time Traveler meets the delicate future inhabitants of Earth and takes precautions to secure his machine. 03:04 – Communicating with the Eloi An unexpected, childlike question about thunderstorms leaves the traveler contemplating the intellectual level of humanity's future. 05:12 – The Great Dilapidated Hall Walking through a weedless, beautiful wilderness into a colossal, ancient stone structure worn down by generations. 08:13 – A Banquet of Strange Fruits Seated among hundreds of gentle, vegetarian future beings, the traveler tastes their delightful staple fruits. 11:15 – Learning a Forgotten Language A slow, patient attempt to decipher the exquisite nouns and pronouns of an easily fatigued people. 12:30 – Gentle Fade-Out & Sleep Automation The story softly recedes, leaving you in total peace to drift off completely.
Ep.64 features Shri Ravi Chand of Warrior Tribe Films in a conversation about yoga, parenting and his short film “Namaste Yoga”.Set in Australia, this film explores yoga as an indigenous tradition of the Hindus through the experiences of twin children, Shiv and Kali.Here is a list of topics addressed in this conversation:(0:00:08) Introduction to the Hindu Parenting Podcast(0:00:41) Introducing Namaste Yoga and Director Ravi Chand(0:02:15) Inspiration and Lived Experience: Grief and Identity(0:05:35) Fathers as Cultural Transmitters(0:10:07) Acting and Directing: The Power of Representation(0:15:04) Explaining Hindu Concepts to Children(0:21:11) Addressing Cultural Appropriation and Self-Worth(0:26:50) Attention to Detail: The Use of Space and Visuals(0:31:46) Future Projects and Ownership of Stories(0:35:00) Impact and Audience Response(0:39:48) Indigenous Traditions and Global Kinship(0:46:51) How to Watch Namaste Yoga(0:49:41) Final Message for Young Hindus(0:54:46) Closing RemarksLearn more about Shri Ravi Chand's work at:Warrior Tribe FilmsWatch the short film Namaste Yoga in two parts at:1.2.Hindu Parenting is a community for Hindu parents worldwide. We carry articles, podcasts, reviews, classes for teens and various other resources to help you in your parenting journey.Subscribe to get the latest articles and podcasts in your e-mail inbox.Leave a note, DM or send email to contact@hinduparenting.org if you'd like to share your viewpoints, experiences and wisdom as Hindu parents, if you'd like to write for us, or if you wish to join our community!If you find our work valuable, please consider upgrading to a paid subscription.You can also follow us on X (Twitter) or Instagram. Our handle is “hinduparenting”The opinions expressed by guests on The Hindu Parenting Podcast are their personal opinions and Hindu Parenting does not assume any responsibility or liability for the accuracy, completeness, suitability or validity of anything shared on our platform by them.Copyright belongs to Hindu Parenting. Get full access to Hindu Parenting at hinduparenting.substack.com/subscribe
Harlan Accola explains how homeowners can strategically use reverse mortgages to create a more efficient retirement and legacy. Accola uses specialized software to demonstrate how individuals can eliminate mandatory monthly mortgage payments, access tax-free cash from home equity, and even generate significant tax deductions. Watch the Interview on Youtube for Visuals - https://youtu.be/acQkZPe2kuMWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Learn More About BetterWealth: https://betterwealth.com Chapters: DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Roland Otto (Geschäftsführer Motorflugschule Egelsbach & Evionica-Vertriebspartner) und Flugschülerin Melissa Koch im Gespräch über moderne Pilotenausbildung, ZFU-zugelassene Fernlehrgänge und digitales E-Learning für angehende Berufspiloten. In dieser Folge sprechen wir über die Zukunft der Pilotenausbildung in Deutschland – und warum digitales Lernen die ATPL-Theorie grundlegend verändert. Roland erklärt als offizieller Evionica-Vertriebspartner in Europa, wie die Partnerschaft mit dem polnischen Luftfahrt-Spezialisten entstand, der bereits mit Airlines wie Lufthansa Aviation Training, CAE, Wizz Air und der LOT Flight Academy zusammenarbeitet. Mit über 300 Kunden weltweit, 26.000+ Nutzern und einer Bestehensquote von 98 % zählt Evionica zu den führenden Anbietern moderner Flugausbildung. Ein zentrales Thema: die ZFU-Zulassung. Da Fernlehrgänge in Deutschland nur mit offizieller Zulassung der Zentralstelle für Fernunterricht angeboten werden dürfen, ist die Motorflugschule Egelsbach als ZFU-zugelassenes Fernlehrgangsinstitut anerkannt. Roland erklärt, was das konkret bedeutet – und wie andere Flugschulen und Einzelpersonen Evionica in Deutschland rechtssicher nutzen können, ohne selbst eine eigene Zulassung zu beantragen. Flugschülerin Melissa gibt einen ehrlichen Einblick in ihren Lernalltag mit der Evionica-Plattform: Warum sie sich für digitales Lernen entschieden hat, wie sie die 14 ATPL-Fächer – von Meteorologie über Navigation bis Luftrecht – strukturiert meistert und was E-Learning bei Evionica anders macht. Detailreiche 3D-Animationen, interaktive Inhalte und anschauliche Visuals verwandeln komplexe Theorie in greifbares, praxisnahes Wissen, das jederzeit und auf jedem Gerät abrufbar ist. Außerdem geht es um das leistungsstarke Learning Management System (LMS), das Flugschulen bei Fortschrittskontrolle, automatisierter Zertifizierung und Compliance unterstützt, sowie um die App „Best Pilot", die Theorie und Praxisausbildung in einer Plattform verbindet. Roland teilt das häufigste Feedback der Lernenden, und Melissa erklärt, warum sie Evionica und die Motorflugschule Egelsbach jeder Freundin empfehlen würde, die ATPL machen will. Zum Abschluss wirft Roland einen Blick in die Zukunft der Partnerschaft – und verrät, welchen nächsten Schritt interessierte Zuhörer gehen können.
Sam Kwak ( @TheKwakBrothers ) and Michael Lush ( @ReplaceYourUniversity ) break the silence on the velocity banking controversy that was stirred up in our previous video with Zach Oehlman, who accused them of lying and spreading false information on paying off your house early. Michael Lush and Sam Kwak address his claims and show how their process actually works compared to what Zach presented. Watch the Interview on Youtube for Visuals - https://youtu.be/SPqKd6RsymEWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Learn More About BetterWealth: https://betterwealth.com Chapters: DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
SHINee Atmos: Celebrating 18 Years of Artistic Evolution & Their Latest ComebackJoin us as we explore SHINee's newest release "Atmos," delving into their timeless artistry, evolution over 18 years, and what makes this album a reflection of their rich musical legacy. Plus, a detailed reaction to their visual and choreographic brilliance.Timestamps:00:00 - Episode intro: Celebrating SHINee's legacy and "Atmos"02:00 - Background on SHINee's 18-year journey and influence04:30 - Initial thoughts on "Atmos": genre, instrumentation, and concept07:10 - Visuals and choreography highlights from the music video10:00 - Emotional themes and homage to Jonghyun in the comeback13:00 - Solo activities of each member since their last group album16:50 - "Atmos" as a reflection of SHINee's consistent quality and innovation18:30 - The group's unique vocal colors and harmonization skills21:50 - The significance of SHINee's "Replay" in K-pop history27:10 - Reaction to the music video: scenes, symbols, and group camaraderie30:00 - Group dynamics and their ability to adapt over the years33:35 - Final thoughts: is "Atmos" a "Daebak" or "Daebak"?44:00 - Social media links and supporter shoutoutsJoin the Kpopcast Slack: https://join.slack.com/t/kpopcast/shared_invite/zt-93kzxcv6-YNej2QkyY6vaPnhEQJxk0AChip in for show costs: https://ko-fi.com/thekpopcast HIT REPLAYS:Samuel ‘ZIGI-ZIGI-ZIGI' [Official Music Video]MEOVV(미야오) - ‘DDI RO RI' M/V Hosted on Acast. See acast.com/privacy for more information.
Visuals: https://getbehindthebillboard.com/episode-110-btb-x-woo-conference In this special episode of Behind the Billboard, we're coming to you from the World Out of Home Organization's 2026 Congress in London - or, as the room has it, WOO! Recorded from a makeshift studio inside the Hilton on Park Lane, this episode captures the energy, ideas and occasional chaos of a global out-of-home industry gathering in full swing. Across a series of fast-paced conversations, Dan and Hugh welcome some of the most interesting voices in outdoor advertising, creativity, innovation and effectiveness. First up is Tim Bleakley, Chairman of the Ocean Group and board member of the World Out of Home Organization, who sets the scene for the Congress and makes a passionate case for creativity as the medium's greatest strength. They're then joined by multi-award-winning creative leader Katy Hopkins, who talks about the power of simplicity, spectacle and real-world experiences, from Birds Eye fish fingers to iconic special builds. James Murphy and Matthew Straker-Taylor from New Commercial Arts discuss outdoor's unique creative constraints, its ability to build brands with stature, and why the medium still has the power to become part of culture. Innovation director Dino Burbidge brings the tech perspective, exploring what happens when data, location and creative ideas come together - and why the best technology in out-of-home should feel like magic, not machinery. Mel Blood of Ocean Labs and Orlando Wood of System1 dig into emotional response, deep-screen technology, brand building and how digital out-of-home can create shared meaning in the real world. Finally, Neil Morris of Super Optimal joins the show to talk about creative effectiveness, the importance of design, and why bad outdoor ads waste real money - especially for smaller advertisers discovering the medium for the first time. Along the way, the guests share the billboards at the end of their streets, their favourite outdoor ads of all time, and their hopes for where the industry goes next. It's a lively, opinionated and inspiring snapshot of an industry thinking hard about creativity, technology, culture and the enduring power of being out there in the world.
Calling out ultras, iconic chants, whispering sweet nothings into Visuals' ears...and a stonker of a min-game. What more could you want?Diolch as always - enjoy!SIGN UP TO THE ALTERNATIVE WALES SOCIAL CLUB:https://patreon.com/alternativewalesSUPPORT THE PODCAST & BUY A MAGAZINE:https://www.alternativewales.com/SUBSCRIBE TO THE CHANNEL HERE:https://www.youtube.com/@alternativewales----------------------------------------------------------------------LISTEN TO OUR PODCASTS:Spotify: https://open.spotify.com/show/7r90uCwusyhNqwyKSwq1TE?si=832f6e8186744f6dApple: https://podcasts.apple.com/gb/podcast/alternative-wales/id1566056324----------------------------------------------------------------------FOLLOW US ON SOCIAL MEDIA:Facebook: https://www.facebook.com/altwales.Twitter: https://x.com/alt_walesInstagram: https://www.instagram.com/altwalesTikTok: https://www.tiktok.com/@altwales------------------------------------------------------------------------ Hosted on Acast. See acast.com/privacy for more information.
Do Business. Do Life. — The Financial Advisor Podcast — DBDL
A prospect can sit through an entire meeting, nod along, ask good questions, and still leave without fully understanding why they need you.That's the problem.Many advisors explain their value clearly, but they don't make it easy for prospects to see the difference between where they are today and where they could be with the right plan in place.In Part 2 of this three-part series, I break down one of the simplest ways to make your planning process feel more tangible, more understandable, and more compelling without overwhelming prospects with more information.3 Insights From This Week's Episode…#1.) Why Prospects Struggle To See Your ValueYou may understand the strategy, the software, and the planning opportunities sitting underneath the surface. But your prospect often just sees complexity. I cover why this disconnect matters and how it can quietly hurt your close rate.#2.) The Hidden Cost Of Leading With ComplexityAdvisors often walk into meetings with charts, projections, jargon, and too many decision points. The problem is that more information doesn't always create more clarity. We explore why this can make prospects hesitate instead of move forward.#3.) The Communication Trap That Kills TrustThere's a fine line between helping prospects see what's missing and making them feel judged for not already having it figured out. I unpack the mistake advisors make here and why tone can make or break the conversation.SHOW NOTEShttps://bradleyjohnson.com/172SPONSORED BY BELAYRunning a business is hard enough without trying to do everything yourself. BELAY helps busy leaders find world-class Virtual Assistants who can take tasks off their plate, protect their time, and help them stay focused on the work that actually moves the business forward. Learn more about BELAY and find the right assistant for your business here: http://belaysolutions.com/dbdlFOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
CFP Daniel Flanscha is a financial expert of 40 years who's taking on the claims of The Money Guy Show against infinite banking and whole life insurance. Watch the Interview on Youtube for Visuals - https://youtu.be/5iJ-iQhpcXgWatch The 10 Part Course Here: https://bttr.ly/academic-case Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityLearn More About BetterWealth: https://betterwealth.com In this response video to the Money Guy Show, Daniel Flanscha and Caleb Guilliams walk through 9 points from the Money Guy Show on infinite banking, carefully dismantling what they get wrong or misunderstand about whole life insurance. Chapters: 03:37 - Reaction To the Money Guy Show 07:19 - Point 1: Investment vs. Insurance Silos 09:13 - Point 2: Fees and Commissions 11:22 - Point 3: Misunderstanding Whole Life vs. Universal Life 14:30 - Point 4: Buy Term and Invest The Difference 18:13 - Point 5: The Cost Difference: Term vs. Whole Life 22:34 - Point 6: Permanent Life Insurance and Insurance Products Can Improve Income 27:28 - Point 7: Infinite Banking Makes It Worse 32:06 - Point 8: Deep Dive Into ROR Assumptions 35:17 - Point 9: Code of Competency 36:57 - Recommended Resources and Closing DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Welcome back to purgatory!!!! This week the boys are back with more music and them music videos!!! Please go out and support all these incredible musical artists, check them out and spread the word!!! Our dear friend Slaygoth has asked us to pass the word around for a great friend of his Aubrey. She's battling a very rare aggressive form of cancer and she is in real need of help for medical bills and medical treatment. She has a Gofundme set up for donations, please click this link and help her as much as you can, thank you!!! https://gofund.me/02b582edb Thanks for listening to the pod!!! You can find our back and more recent episodes on Podbean.com and you can find us on where most other podcasts are found. Please do not support us on Spotify, they do not release our music episodes. Outro track " The Line it Curves" by the late great David Lynch from his album The Big Dream. https://youtu.be/42bG9yhJSVo?si=bbk0C3wOpHiq8t3N
Learn how you can turn your life insurance policy into a super Roth for retirement. Tom Love is a CEO and financial wealth expert with over 40 years of experience. He walks through the multiplicity of benefits life insurance can unlock not just for the top 1% but for business owners, entrepreneurs, W2, and retirees. We cover the tax advantages, risk mitigation, non-recourse loan benefits, as well as debunking some of the most common talking points against life insurance.Watch the Interview on Youtube for Visuals - https://youtu.be/NABjYZ3BggoConnect with Tom Love: https://www.linkedin.com/in/tom-love/The Breakaway League: https://www.linkedin.com/company/thebreakawayleague/Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser and Introduction to "Super Roths" and Life Insurance 01:54 - Communicating the "Why" and Selective Clientele 02:35 - Wealth Strategies Within the Tax Code 04:18 - Tax-Free Income vs. Tax-Exempt Cash Flow 06:05 - Hidden Debt of Retirement Accounts 09:55 - Mechanics of Non-Recourse Loans 11:40 - The 1990 GAO Report and Tax Exemption 15:52 - Breakaway League and Better Communication 21:11 - Problem with Collateralizing Retirement Plans 25:23 - Case Study: A Billionaire's Insurance Strategy 28:55 - Real-World IRS Audit Story 30:53 - Permanence of the Tax Code and Section 7702 33:13 - The Mount Everest Analogy for Financial Planning 38:43 - Practicality: Taking Loans in Real Life 41:40 - Whole Life vs. IUL and Mutual Companies 44:46 - Warren Buffett and the Life Settlement Market 47:35 - The Conflict of the Fiduciary Registration 50:39 - Debating PUA Riders and Policy Design 54:44 - The Cons and Risks of Life Insurance 57:22 - Collateral Capacity in Real EstateDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Do Business. Do Life. — The Financial Advisor Podcast — DBDL
A conversation lives for an hour. A financial plan lives for generations. Most advisors provide a prospect nothing but a follow-up email and a calendar link following their first meeting, then wonder why so many disappear before the second meeting happens.In Part 1 of this three-part series, I break down one of the most overlooked tools in advising: something that even the show Shark Tank get's right, but most advisors miss.3 Insights from This Week's Episode…#1.) Bridge the Gap From Conversation to Real World A financial plan is made up of hours of thinking, strategy, and recommendations the client can't see. I cover how to bridge this gap in the very first meeting.#2.) Why Your Prospects Think Differently Than YouYou may have grown up in a digital world, but many of your prospects and clients did not. We cover what this means and what do about it. #3.) Rough Draft vs Finished PlanWe cover how to position the work you do in a way that empowers your clients to make a decision and move forward. Triad Sales LabStill the only one closing deals in your firm? We'll help you build a sales system that doesn't rely on you. Apply here: https://bradleyjohnson.com/160-triad-sales-lab/SHOW NOTEShttps://bradleyjohnson.com/171FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Tax lawyer Toby Mathis from Anderson Business Advisors reacts and fact-checks some of the most viral tax advice online, answering the question, can you actually pay zero taxes?Watch the Interview on Youtube for Visuals - https://youtu.be/fLnr5sb_q5wWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Tax Lawyer Reacts to Terrible Tax Advice Online 01:15 - Tax Exempt Strategy 06:58 - How to never pay another dime in income tax again 17:17 - Building a House Every Two Years 25:22 - Paper Loss Strategy (Cost Segregation) 37:28 - How to Not Pay Taxes Legally 42:38 - Why paying tax is voluntary 46:20 - Your CPA is an idiotDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Welcome to WSTR | Galactic Public Access. If this is your first time here, welcome, if you are seasoned listener, we thank you. First Star Wars movies is here after 7 years. We break down the latest Star Wars installment — the Mandalorian and Grogu movie — discussing its themes, character development, visual highlights, and its place within the broader Star Wars universe. Whether you're a lifelong fan or new to the franchise, get insights into what makes this film special (and safe) and what it hints for future stories. Main topics include: Immediate reactions and review of "The Mandalorian" film Character development of Din Djarin and Grogu Visuals, action sequences, and fan service analysis The movie's connection to the wider Star Wars saga and future projects Key Easter eggs, cameos, and behind-the-scenes insights Star Wars news: upcoming shows, spin-offs, and lore updates Listener shout-outs and community updates Timestamps: 00:00 - Introduction and episode overview 00:52 - News roundup: "Tomatoe", "Horizon," and "The GOAT" updates 1:21 - Reactions to "The Mandalorian" release and initial impressions 2:29 - Modern vs. classic Star Wars elements in the film 3:14 - The movie's tone and targeted audience 4:14 - Analysis of the film's standalone nature and potential series continuation 5:18 - Crowd reactions and favorite moments during the film 6:01 - Comparing this movie to other Disney-era Star Wars films 6:56 - Din Djarin's role and character assessment 7:32 - Din's emotional development and father-figure portrayal 8:31 - Action scenes showcasing Din's skills 9:17 - Grogu's role and maturity in the film 10:58 - Key moments that elicited emotional responses from fans 12:10 - The film's connection to the larger Mandalorian storyline and future Star Wars lore 12:57 - Core themes of family, found family, and reliance 13:26 - Pacing and storytelling critique 14:18 - Grogu's survival and rite of passage scenes 15:12 - Visuals and iconic Star Wars moments 15:42 - Balance of humor and seriousness in the film 16:20 - Character vs. spectacle focus 16:49 - Stakes and universe expansion potential 17:46 - Fan service analysis and hints for future projects 18:28 - Connection to Thrawn and the Shadow Council 19:54 - Iconic action sequences and planet visuals 20:35 - Creatures and alien species design 21:13 - Favorite ships and vehicles featured 21:42 - Lightsaber moments and Force displays 22:12 - Scenes that demand IMAX viewing 22:30 - Memorable visuals and Easter eggs 23:00 - Supporting characters stealing scenes 23:58 - Cameos and possible surprises 24:26 - Fun fan theories and merchandise hype 25:19 - Fan debate topics and critical reception 25:52 - Rating the film: 6/10, and discussion on its impact on Star Wars confidence 26:42 - Positives: visual spectacle, music, approachability 27:10 - Negatives: size, character development, safety of storytelling 27:28 - Chills and emotional peaks 28:10 - The film's importance to future Star Wars projects 29:07 - Audience interest in sequels, spin-offs, and series prospects 30:45 - Unanswered questions and future outlook for Star Wars 31:13 - Favorite scenes to rewatch and fan theories 32:37 - Memes, funniest moments, and theater reactions 34:01 - Additional news: upcoming projects, delays, and announcements 36:12 - Critical reviews, fan praise, and commercial success 37:10 - Final thoughts on the movie's place in Star Wars history and franchise influence Resources & Links: Star Wars: The Mandalorian Grogu (Baby Yoda) Action Figure Star Wars Lore & The Mandalorian Behind the Scenes Upcoming Star Wars Projects & Announcements Thrawn & Shadow Council Lore Connect with Todd and the Show: @wstrmedia Stay tuned for next week's episode, potentially diving into more Star Wars lore or upcoming series! Thanks for listening to WSTR Galactic Public Access — your source for all things Star Wars.
Visuals: https://getbehindthebillboard.com/episode-109-ben-billups Episode #109 features Ben Billups, founder and CEO of Billups, the largest independent out-of-home specialist agency in the US. We've wanted to get Ben on the show for a long time and finally managed to pin him down while he was in London. Ben founded Billups back in 2003 and has since grown it into a global business spanning 23 countries and nearly 500 people. But beyond the scale, what fascinated us was hearing how someone on the media and planning side thinks about creativity, craft and the future of OOH. We kicked off with Ben's first billboard ever — an eBay x Hawaiian Airlines campaign — and the feeling of seeing work live out in the wild for the first time. Then onto the big stuff. First up, Jordan Brand's incredible Prudential Tower Jumpman takeover in Chicago. A huge projection piece that turned the skyline into a basketball icon and showed what happens when ambition meets scale. Next came one of our favourite campaign titles ever: e.l.f. Beauty's “So Many Dicks, So Few Everyone Else.” Ben talked us through how the work hijacked finance bro culture with sharp copy, smart placement and brilliant timing. We also discussed Nike's reactive Dodgers World Series work, created in real time as LA celebrated victory - a wonderful tactical stunt that made headlines across the globe. And then came perhaps the most topical story of the lot — Decathlon's activation inspired by the global Microsoft outage and the infamous “Blue Screen of Death.” A perfect example of how quickly modern OOH can react to culture. Along the way we chatted about entrepreneurship, building a company culture, why sport teaches you almost everything about leadership, and why the best out-of-home work still starts with a simple human truth. Thanks Ben for coming on the show. We loved hearing the stories behind the scale. Thanks also to Jon for the edit, Adrian and all the gang at Soho Radio and of course huge gratitude to all our sponsors, who make the show possible: Bauer Media Outdoor View2Fill Super Optimal GAS Music
I sit down with Retirement expert and legend Tom Hegna to discuss the growing support for annuities, particularly the major asset management firm, BlackRock, who used to be critical of annuities and is now buying them in mass and promoting them.Watch the Interview on Youtube for Visuals - https://youtu.be/8mVpfq9MSukWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser 01:30 - BlackRock Supporting Annuities 03:11 - Psychology of Spending in Retirement 05:59 - The "Mini Miracle" of Annuities 08:27 - Addressing Common Misconceptions and Critics 09:37 - Integrating Life Insurance and Annuities 11:31 - Clarity Call for Entrepreneurs 12:20 - Health and Longevity Benefits 17:02 - Cautions and Risks in the Industry 21:01 - Legacy Planning and Kids 25:31 - State Guarantee Funds and Diversification 31:40 - Exposing "Fake Fiduciaries" 34:14 - Final Thoughts and ResourcesDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Star Wars returns to the big screen for the first time in years with Mandalorian & Grogu — but does it actually feel like an event movie?In this episode of Cognitive Recalibration, Sravan and Bhaskar break down the latest Star Wars theatrical release, discussing:⚔️ The movie's “side quest” structure
We said - we told you - DON'T check the MLB standings til Memorial Day Weekend! Welp, we are HERE at MDW and the Hoagie Mouth team meets for a boozy brunch to check in on all things BEISBOL. Bob, Mike and Jeff bring you some trenchant insights into "who exactly ARE these Phillies?" We can say they've done well under Donnie Baseball, even turned the ship around a bit. But we're prone to the disappearance of the offense (the weekend was up and down in that regard)....and some of these pitchers REALLY need to get that ERA under 5.00. I mean CMON Nola. Painter, you're young, but wassup? LUZARDO MY DAWG. Let's see what the boys of summer bring to the party, because summer is here folks.Next ,we touch on the perhaps least exciting moment in the NFL season...the OTAs which kick in this week. Mike's not over the moon with excitement, but it does appear that the focus in gonna be on what Sean Mannion brings to the table as OC. for your Philadelphia Eagles. Yes, it's a bunch of players walking around the field with no pads on, but somehow we'll make some journalism out of it.Email: hoagiemouthpod@gmail.comIG: @hoagiemouthpod
Meet the man who pioneered one of the biggest developments in the retirement planning industry. Curtis Cloke, a financial professional of 30 years and the man who's credited with pioneering the Deferred Income Annuity, or DIA as it's called. In this interview, Curtis shares the story of how he developed the game changing retirement tool and gives an example of the "Buy Income, Chase Alpha" strategy which allowed him to generate $82,000 a year of Guaranteed Income, and invest more aggressively with the remaining savings he has, instead of tying it up in the market.Watch the Interview on Youtube for Visuals - https://youtu.be/ISuazQCD1bQBuy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summitConnect with Curtis Cloke: Website - https://curtiscloke.com/Software - https://curtiscloke.com/retirement-nextgen.htmlEmail - mgebhardt@thriveincome.comWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 Interview Teaser 01:18 Curtis Cloke: Retirement Industry Legend 03:42 The 1999 Discovery 05:08 Deferred Income Annuity (DIA) 13:30 How the DIA Was Named and Developed 20:45 Timber Harvesting 23:05 Why Doing the Right Thing Pays Off Long-Term? 28:12 Legacy vs. Money in Financial Services 36:15 Guaranteed Retirement Income Early 39:35 Diversification and Insurance Company Protections 42:10 Why Annuities Are So Misunderstood? 43:35 Fisher Investments vs. Annuities Debate 45:20 Problem With Calling All Annuities “Bad” 50:05 42 Different Types of Annuities 54:35 Responding to Dave Ramsey's CriticismDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
I sit down with the president of the Nelson Nash Institute to walk through the core principles of the infinite banking concept as Nelson Nash intended as well as covering the future of IBC. I also directly address some of my concerns and issues with completely removing banks from one's financial plan.Watch the Interview on Youtube for Visuals - https://youtu.be/M72BN415fOEWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Trailer and Defining Infinite Banking 01:16 - Guest Introduction - David Stearns 01:48 - How Would You Define the Infinite Banking Concept? 04:45 - Volume vs. Rate 06:56 - Relationship to R. Nelson Nash18:56 - History of the Infinite Banking Concept 27:23 - The Nelson Nash Institute 37:54 - Core Things You Need To Stay in the Institute 42:52 - The Five Simple Rules of Infinite Banking *Think long range *Don't be afraid to capitalize *Don't steal the peas *Don't do business with banks *Rethink your thinking1:01:24 - Addressing Controversies and Misconceptions 1:20:24 - The Role of Banks and ControlDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
I sit down with Velocity Banking Expert, Anthony Rushing, to discuss using 1st lien HELOCs to pay off debt. Anthony answers the questions of when this concept does and doesn't make sense, and responds to the most common objections against the strategy.Watch the Interview on Youtube for Visuals -https://youtu.be/JIdrn74opF4Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser01:30 - Disclaimer02:20 - Mechanics of First-Lien HELOCs*First-Lien Position*Interest Calculation*Rate Types*Bank Retention Barrier to Entry13:53 - First-Lien vs. Second-Lien HELOCs16:12 - Velocity Banking Concepts*Line of Credits*HELOC as a Checking Account*Positive Cash Flow31:13 - Behavioral Advantages and Motivational Theory*Liquidity and Control *Motivational Theory*Automation44:40 - Misconceptions and Complexities*Simple Interest *Math vs. Reality01:27:36 - Risks and Contractual Structure*Draw Period (Open-ended)*Repayment Period (Closed-ended)01:49:52 - Who is the First-Lien HELOC For?*The Debt-Motivated*Investor-MindedDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Karmanjakah is one of the most exciting bands in Metal right now. Their unique sound and their patience in songwriting I find very fascinating. Jonas and Viggo come so to discuss the writing process behind their phenomenal album "Diamond Morning". Subscribe for more podcasts and discussions around the world of Modern Metal.Chapters02:58 Emotional Activation Through Music06:04 The Art of Dynamics in Metal09:04 Album Artwork and Visual Identity12:00 The Role of Visuals in Music14:58 Language and Expression in Music20:02 Incorporating Hip-Hop into Metal26:55 Exploring New Musical Directions31:11 Embracing Individuality in Music35:28 Exploring Vocal Techniques and Musical Identity37:42 The Abstract Nature of Lyrics and Themes39:54 Influences and Inspirations Behind the Music45:42 Songwriting Techniques and Collaborative Creativity49:03 Aspirations for Growth and Touring51:24 Shoutouts and Musical Recommendations
I sit down with Zach Oehlman, a former velocity banking and 1st lien HELOC advocate turned whistleblower—who's now calling out major figures like Michael Lush and the Kwak Brothers. After years as a top affiliate with Renatus, Zach breaks down the flawed math behind velocity banking, explains why the strategy doesn't outperform simply paying down your mortgage, and shares details of his lawsuit against Renatus. If you've heard claims of paying off your home in a few years using HELOC “chunking,” this is a direct, numbers-driven breakdown—and an open challenge to anyone defending the strategy.Watch the Interview on Youtube for Visuals - https://youtu.be/OJcLugBokeEWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewBuy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summitLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser 01:36 - Guest Introduction, Velocity Banking, Lines of Credit 04:24 - The Legal Battle with Renatus *12-Year History with Renatus *Why is he suing the company? 11:40 - Attempts at Dialogue and Professional Audits 18:51 - What is Renatus and What Do They Sell? 24:57 - Understanding the Velocity Banking Pitch 27:31 - Debunking "Amortized Interest" Myths 29:22 - The Host's Own Correction on Amortization 33:59 - Flaw in Comparative Analysis 34:34 - Liquidity, HELOCs, and Second Leans 45:51 - Step-by-Step Math: Mortgage Acceleration Logic 47:23 - How to Pay Less in Interest? 48:02 - How to Pay Off $100k in 3 Years 48:45 - Correct Analysis 57:17 - Mortgage Calculator 01:02:17 - Goal of the Lawsuit 01:10:12 - Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Did you know that many of the battles you're fighting started with something you saw? Visuals can have a huge impact on perception, and there after, reception. Your eyes are powerful. What we consistently look at will eventually begin to shape what we desire… and ultimately, who we become. In Part 2 of our series “Guard the Gates,” we're diving into the Eye Gate because not everything deserves your attention. The enemy doesn't always start with action…. He starts with attraction. Take note of very beginning: Genesis. The Garden of Eden. The Bible tells us, “And when the woman saw that the tree was good for food, and that it was pleasant to the eyes, and a tree to be desired to make one wise, she took of the fruit thereof, and did eat, and gave also unto her husband with her; and he did eat.” You see fall of man didn't start with the bite it started with the stare. We learn how to guard our vision, fix our focus, and set our eyes on what leads to life. Open our Eyes Lord, to see YOU, that we might be blinded to everything else. Email Us: info@heartofworshipchurch.com Visit Our Website: www.heartofworshipchurch.com Email Us: info@heartofworshipchurch.com Visit Our Website: www.heartofworshipchurch.com
I sit down with Ed Slott, America's top CPA and retirement expert to discuss the asset that has the number one benefit in the tax code for tax free money.Watch the Interview on Youtube for Visuals - https://youtu.be/e8oE0VIRCisBuy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Whole Life Insurance Policy? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity Learn More About BetterWealth: https://betterwealth.com Chapters: DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Why Your Data Is Not the Star of the Show: The Human Science of Powerful PresentationsGuest: Anthony Greiter, Founder of Agent, Technical Translator and Presentation Coach Host: Julie Riga, Leadership Coach and Founder of the Stay On Course Podcast
I sit down with Tom Gober, a Certified Financial Examiner and Certified Fraud Examiner with 41 years of experience, to discuss the growing problem of private equity, fraud, and reinsurance in the life insurance industry. Tom Gober spent 12 years working with the FBI, uncovering major insurance schemes. Now he's blowing the whistle on the riskiest company, Athene Annuity and Life Company, who's controlled by the massive private equity group, Apollo.Watch the Interview on Youtube for Visuals - https://youtu.be/ftKy6WeTDkIWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewBuy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summitConnect with Tom Gober: https://www.linkedin.com/in/tom-gober-1a827235/Learn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser 01:38 - Guest Introduction: Tom Gober 02:31 - Biggest Concerns About The Insurance Industry 03:08 - Capital Surplus 04:16 - Risks of Offshore and Captive Reinsurance 07:42 - Traditional vs. Modern Reinsurance 16:22 - Mutual vs. Stock and Private Equity Insurance Companies 23:44 - Consequences of Insolvency 26:48 - Tom Gober's Backstory: Going Undercover *State Examiner *12-Year Collaboration *Reinsurance Schemes 41:15 - Difference Between Banking Regulation and Insurance Regulation 42:33 - Special Purpose Vehicle (SPV) 47:55 - Why Captives Could Be A Valuable to Insurance Companies 57:03 - The Private Equity "Amplifier" 01:07:43 - Concerns Over Ratings and Loan Covenants 01:13:40 - Deep Dive: Analysis of a Major Carrier 01:24:09 - Excessive Affiliated Investments 01:31:56 - Advice for Consumers and Advisors01:39:29 - Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
I sit down with Real Estate & Infinite Banking expert, Ryan Lee, to break down his step-by-step guide to retire in 10 years or less using life insurance and turn-key real estate to generate $10K a month of tax free income for life.Watch the Interview on Youtube for Visuals - https://youtu.be/Bp36IxXrtG4Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultConnect with Ryan Lee:Buy Ryan's Book - https://retirein10years.com/Instagram: https://www.instagram.com/theryandlee/YouTube: https://www.youtube.com/@WealthOutsideWallStreetLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser 01:28 - Guest Introduction - Ryan Lee 03:05 - Setting the 10-Year Constraint 08:00 - Identifying Financial Risks 13:41 - The Equity Mill Strategy 18:42 - Life Insurance as a Wealth Vault 19:35 - Power of Real Estate and Inflation 33:00 - Phantom Income and the Wealthy's Playbook 38:00 - Managing a 10-Year Retirement Plan 48:16 - Dependency Economy vs. Ownership Economy 55:53 - Real Estate Due Diligence 01:00:23 - Lending and Leverage Mechanics 01:09:47 - Diversification and Hedges 01:17:57 - Final Words on Perspective and VisionDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Give me 57 Minutes, and I'll Change The Way You Think About Whole Life Insurance. Life insurance is more than a death benefit, it's a Foundational Asset that helps you keep, protect, and grow your wealth at the same time. In this masterclass, Caleb Guilliams walks through everything you need to know about utilizing max funded whole life insurance to better your wealth and financial legacy for generations.Watch the Interview on Youtube for Visuals - https://youtu.be/JAfyY9tK6OYWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Introduction to the "And Asset" Strategy01:34 - The Concept of Wealth Efficiency06:07 - Why More "Jobs" Make Your Dollars More Valuable?10:16 - The "Perfect Asset" and Specially Designed Whole Life Insurance12:19 - Validation and Institutional Use of Life Insurance16:17 - The Benefits of Overfunded Life Insurance18:22 - Life Insurance 101: Contracts and Design21:04 - Typical vs. Overfunded Policy Design26:22 - Pros and Cons of the Strategy29:52 - Case Study 1: The Entrepreneurial Investor31:17 - Understanding the Mathematical "Equivalent Return"35:35 - How to Utilize and Borrow Against Your Policy?42:47 - Case Study 2: The Retirement Optimizer50:08 - Case Study 3: The Legacy Maximizer51:09 - Addressing Criticisms and Common Questions55:37 - Closing and Next StepsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Sitting down with Garrett Gunderson, a legacy and generational wealth expert, to give a step-by-step guide in how to create, set up, and build generational wealth for your family, just like the Rockefellers. In this video, Garrett gives the three steps to the Rockefeller Method, as well as some bonus steps that often get missed. This is a deep dive into how to structure Living Trusts, life insurance, and more for your family's dynasty plan.Watch the Interview on Youtube for Visuals - https://youtu.be/W-TBD3HIVoAWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Introduction to the Rockefeller Method01:24 - Current Financial Challenges02:18 - Family Financing and Trusts03:30 - Overcoming Scarcity Mindsets05:44 - Leveraging Cash Value and Lines of Credit07:46 - Success of the Rockefeller Book11:09 - MDRT - Million Dollar Round Table Award13:25 - Family Constitution18:04 - Step One: Establishing a Trust*Revocable Living Trusts*Privacy and Protection*The Role of Trustees*Establishing a "Family Bank"20:32 - Step 2: Strategic Life Insurance*Economic Value Replacement.*Whole Life Insurance Benefits*Replenishing the Trust28:20 - Step 3: The Family Constitution*Defining Values and Mottos*Funding Guidelines*The Trust Protector31:56 - Expanding the Method: Retreats and Offices*Family Retreats *Family Offices37:10 - Organizing Meaningful Family Retreats*Purpose of the Retreat*Three Essential Components41:15 - Rituals41:36 - Traditions42:58 - Symbols46:10 - Family Meetings54:17 - Content Trends and Social Media Strategy58:31 - Helping Others Gain Perspective01:04:47 - Conclusion and Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
I'm putting myself on trial with attorney Frederick Rosenberg, who has spent 30 years as a forensic analyst, picking apart the wreckage of financial disasters. In his book, Dying for Benefits, he comes after the infinite banking concept and agents selling life insurance for income. Can I change his mind?Watch the Interview on Youtube for Visuals - https://youtu.be/MMgdrQ-d4g4Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Introduction to Fred and his book Dying for Benefits 02:42 - Fred's Background in Financial Litigation 04:13 - Critical Issues with Infinite Banking and IUL Policies 12:37 - Role of Permanent Life Insurance 18:00 - Debating Policy Lapse Statistics 25:48 - The "Phantom Tax" and Surrender Consequences 32:15 - Analyzing Insurance Policy Illustrations 42:35 - Putting Life Insurance Theories "On Trial" 57:01 - Scenario A vs. Scenario B: Savings vs. Insurance 01:06:44 - Concept of "Value Arbitrage" 01:21:01 - Risks of Borrowing and Source of Repayment 01:28:58 - Discussion on Imputed Interest and Business Deductions 01:36:44 - Diversification and Proportionality in Portfolios 01:40:52 - Closing Remarks and Future CollaborationDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.