Podcast appearances and mentions of craig stephens

In this fifth episode of the Heaven series on the City Rev Life Podcast, Pastor Robey Barnes and host Craig Stephens tackle some of the most common and misunderstood questions about what happens when we die. Drawing from passages like Philippians 1:23, Acts 7, and the words of Jesus to the thief on the cross, they unpack why Scripture teaches that believers enter immediately into the presence of Christ—not into soul sleep or purgatory. They explore what the Bible reveals about the intermediate state, the resurrected body, and how our identity endures in eternity. Along the way, they contrast cultural expectations of happiness with the deeper hope found in Christ, reminding listeners that this life is not heaven—it's preparation for it. Ultimately, they call believers to live with an eternal mindset, anchored in joy, hope, and a missionary purpose.

In this message, Pastor Craig Stephens takes us into the story of young Samuel's first encounter with God's voice in 1 Samuel 3, weaving in a personal camping trip story to show how vital light and guidance are—both physically and spiritually. He explains how Israel was in a spiritually dry season where God's word was rare, and how much courage it took for Samuel to deliver God's tough message to Eli. Pastor Craig then connects Samuel's experience to our own lives today, reminding us that God still speaks through Scripture, prayer, and the wise voices of other believers. He encourages us to slow down, seek God's direction regularly, test what we sense, and build habits of obedience. When we listen for God and follow His lead, He brings clarity, renewal, and transformation into our everyday lives.

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Craig: Empowering ordinary investors to take control of their money whether they are young or old.Most of the wealth created by today's fastest‑growing companies never reaches ordinary investors.Innovative firms like Uber stay private for years, creating massive value for venture capitalists and insiders before ever listing on a public exchange. By the time these companies finally go public, most of the growth is already “cooked in.” That leaves people investing through retirement accounts buying stock at a premium while much of the upside has already been captured.In this episode of Superpowers for Good, guest Craig Stephens, founder of Anatoc Media, shares how he helps everyday investors understand and, where possible, tap into this elusive pre‑IPO and IPO economy through AccessIPOs.com and his Retire Before Dad blog.Craig explains the core problem bluntly: “From 1996 to this year we went from about 8,000 public companies to just 4,000.” That shrinking universe means the broad market funds many people depend on for retirement are drawing from fewer companies, while an expanding slice of innovation remains locked up in private markets.He points to the rise of giant private companies as a turning point. “These companies really started with Uber. Uber waited a long time to go public and by the time it went public most of its growth was already built into the company.” When firms can command higher valuations and easy capital while staying private, they have little incentive to list, especially when secondary markets and tender offers already provide liquidity for insiders and employees.The result is a widening access gap. “With fewer companies going public that wealth is getting sort of sectioned off in this venture capital world which is just not accessible to everybody,” Craig notes. Regulated crowdfunding and other exemptions appear as part of the solution, opening a window for retail investors to participate earlier, even if only on a small scale compared to institutional players.Craig distinguishes between his two platforms. Retire Before Dad focuses on what he calls the “boring stuff” — index funds, sound retirement planning, smart personal finance habits. Access IPOs is intentionally more speculative, a place for investors to allocate a small slice of their wealth to higher‑risk, higher‑potential pre‑IPO and IPO opportunities.The discussion underscores a growing conviction among advocates for retail investors: the financial system needs more pathways for ordinary people to participate in the wealth generated by innovation. While regulation crowdfunding alone cannot fix the system, it is an essential part of a broader effort to ensure that elites are not the only ones who benefit from the most dynamic companies of this era.tl;dr:The episode explores how shrinking public markets prevent many ordinary investors from sharing in innovation‑driven wealth.Craig explains why companies stay private longer, shifting most gains to venture capital and other private‑market players.The conversation highlights how regulation crowdfunding and Reg A create limited but meaningful early‑stage access for the crowd.Craig shares his path from IT consulting to launching Retire Before Dad and Access IPOs to educate DIY investors.Craig presents his superpower of empowering investors, illustrated through his IPO community and practical guidance for smarter participation.How to Develop Empowering Investors As a SuperpowerCraig's superpower is empowering investors to take control of their own money. His work is about “empowering ordinary investors to take control of their money whether they are young or old.” Through his two platforms, he supports younger people “interested in these hot companies that are going public or that are private” and retirees he “empower[s] to manage their own money as DIY planners and investors.” Craig challenges the aura of complexity built by the financial industry, insisting “investing doesn't need to be that difficult or complex and ordinary investors can do it on their own,” accessing both traditional assets and, where appropriate, “the other economy that a lot of people don't have access to.”Craig described a small investing community that began on Facebook and later moved to Patreon. He does not give formal advice but offers tools, education, and a trusted space to discuss IPO and pre‑IPO opportunities. Within that group, members identified and accessed the Circle IPO. “At some point it was up six or seven hundred percent and that's very unusual,” Craig explains. Because the community had developed knowledge and shared strategies together, ordinary investors were ready to participate through available brokerage channels. Craig emphasizes there are also deals that “didn't jump out of the gate,” highlighting both the potential and the real risks of this approach.Tips for Developing This Superpower (Actionable)Demystify investingLearn basic concepts in public markets, IPOs, and private offerings to see that they are understandable and navigable.Adopt a DIY approachTake responsibility for core decisions about saving, allocation, and risk instead of defaulting everything to professionals.Anchor most money in simple vehiclesUse broad index funds and long‑term retirement accounts as the foundation of a personal investing strategy.Limit speculative capitalTreat IPOs and pre‑IPO deals as a small, clearly defined portion of an overall portfolio.Build or join trusted communitiesEngage with smaller, higher‑trust groups rather than anonymous online forums crowded with bots and hidden agendas.Increase access thoughtfullyWhen appropriate, open accounts at reputable brokers or platforms that offer IPO, pre‑IPO, or crowdfunding access.Stay clear‑eyed about riskRemember that “IPO investing carries significant risk” and expect that not every deal will be a winner.Prioritize habits over hypePair occasional high‑upside opportunities with disciplined saving, consistent investing, and long‑term planning.By following Craig's example and advice, empowering investors can become a skill. With practice and effort, it can become a superpower that enables more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileCraig Stephens (he/him):Founder, Anatoc Media LLCAbout Anatoc Media LLC: Access IPOs help ordinary investors explore opportunities to invest in the world's most innovative and disruptive pre-IPO companies. Website: accessipos.com, retirebeforedad.comCompany Facebook Page: facebook.com/accessiposTwitter Handle: @RetireBeforeDadBiographical Information: Craig Stephens is a former IT consultant for the Internal Revenue Service (IRS) turned full-time writer and podcaster.He's also the founder of Retire Before Dad (RBD), a website and YouTube channel about DIY investing for retirement and financial independence. He's a former contributor to TIME.com, US News & World Report, and HumbleDollar, and his writing has been featured on Yahoo Finance, Seeking Alpha, Apex Money, WTOP, Becoming Minimalist, Optimal Finance Daily, and Business Insider. He's a retail investor advocate, promoting equal investment opportunities for all investors.LinkedIn Profile: linkedin.com/in/craighstephensPersonal Twitter Handle: @AccessIPOs Support Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Otherwise Brewing, Artisan Tropic, and Envirosult. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Mike Green, Envirosult | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on December 16, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, December 17, 2025, at 12:00 PM Eastern, will feature Devin Thorpe, CEO and Founder of The Super Crowd, Inc., leading a session on “Designing a Winning Marketing Strategy for Your Investment Offering.” Drawing on his deep experience in impact crowdfunding and investment storytelling, Devin will break down the essential elements of building a marketing strategy that attracts, engages, and converts potential investors. Participants will learn how to identify and reach the right audience, craft messages that build trust, and develop a promotional plan that supports sustained momentum throughout a raise. Whether you're preparing for your first regulated investment crowdfunding campaign or looking to strengthen an ongoing one, this SuperCrowdHour will provide the insights and practical frameworks you need to elevate your offering and boost investor participation.SuperGreen Live, January 22–24, 2026, livestreaming globally. Organized by Green2Gold and The Super Crowd, Inc., this three-day event will spotlight the intersection of impact crowdfunding, sustainable innovation, and climate solutions. Featuring expert-led panels, interactive workshops, and live pitch sessions, SuperGreen Live brings together entrepreneurs, investors, policymakers, and activists to explore how capital and climate action can work hand in hand. With global livestreaming, VIP networking opportunities, and exclusive content, this event will empower participants to turn bold ideas into real impact. Don't miss your chance to join tens of thousands of changemakers at the largest virtual sustainability event of the year.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

In this message, Pastor Craig Stephens teaches from Isaiah 58 on how real worship is more than songs and Sunday routines. It's worship that moves outward toward others. When we love God vertically, it should overflow into compassion for people horizontally. This is the kind of faith that changes cities. Historically, Christians led in starting hospitals, caring for the poor, and showing up where needs were visible — and we're called to continue that same kind of love today. Join us as we talk about what it means to serve our neighbors, care for the vulnerable, and practice a faith that blesses others and invites the blessing of God into our own lives.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices

In Episode 7 of the One Generation podcast series, Pastors Robey Barnes and Craig Stephens continue the powerful conversation about the biggest moment in City Rev Church's history — our One Generation two-year initiative. So many in our church family have already found their part in this movement, but some are still wondering what this all means for them.   In this episode, we're answering your biggest questions, including: What actually happened during Commitment Weekend? What if I missed it — is it too late to jump in? How can someone who isn't very plugged in catch up on what One Generation is all about? What if I don't feel ready to make a commitment yet? What if it's just not a good time financially? What if I'm unsure my contribution would even make a difference? How can I get involved now, even if I wasn't at Commitment Sunday? And ultimately — why does this initiative matter so much for City Rev and our future?   Whether you've already made your commitment or you're still figuring out your next step, this episode will help you understand how every single person can play a part in what God is doing through City Rev in this defining season.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3134: Craig Stephens explores how the pursuit of career success and money can trap us in a monotonous cycle, draining energy and joy. By challenging the definition of success and aligning life with personal values, he shows how stepping off the treadmill leads to freedom, balance, and fulfillment. Read along with the original article(s) here: https://www.retirebeforedad.com/step-off-the-damn-treadmill/ Quotes to ponder: "Life is not a treadmill. It's not supposed to be repetitive, exhausting, and monotonous." "If you don't step off and take time to think about what you're doing, you'll end up spending the best years of your life running in place." "You don't need to earn more money to find happiness. You need to better align your values with how you spend your time." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Early Retirement Extreme: https://www.amazon.com/Early-Retirement-Extreme-Philosophical-Lifestyle/dp/145360121X Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3134: Craig Stephens explores how the pursuit of career success and money can trap us in a monotonous cycle, draining energy and joy. By challenging the definition of success and aligning life with personal values, he shows how stepping off the treadmill leads to freedom, balance, and fulfillment. Read along with the original article(s) here: https://www.retirebeforedad.com/step-off-the-damn-treadmill/ Quotes to ponder: "Life is not a treadmill. It's not supposed to be repetitive, exhausting, and monotonous." "If you don't step off and take time to think about what you're doing, you'll end up spending the best years of your life running in place." "You don't need to earn more money to find happiness. You need to better align your values with how you spend your time." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Early Retirement Extreme: https://www.amazon.com/Early-Retirement-Extreme-Philosophical-Lifestyle/dp/145360121X Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

What is it like to carry Jesus' Presence with you everywhere you go?Kick off 2025 Presence Conference and listen as our incredible Guest Speaker Craig Stephens speaks his testimony of a life with God. He talks about the miraculous events that surround his life as he lives for Jesus above all else.

Hear our special guest, Craig Stephens, as he shares and empowers us to step into a life of compassion for others.

What is it to be ministers of the Kingdom?Listen to the great Craig Stephens of The Salvation Army as he speaks powerful testimonials of what it is to bring the presence of Jesus where ever you go. Hear what can happen when you live life as a minister or the Kingdom of Christ.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3208: Craig Stephens reflects on the tension between staying self-employed and returning to full-time work, balancing financial responsibility with the desire for autonomy. His honest exploration of fears, healthcare costs, shrinking savings, and the limits of side income contrasts with the freedom and fulfillment he's found in family time and entrepreneurial efforts. His story offers clarity and comfort to anyone questioning the traditional 9-to-5 path. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-go-back-to-work/ Quotes to ponder: "I'm home every day. I make breakfast for the kids and take them to school. I go to the gym when I feel like it." "Going back to full-time work, in a way, says that I can't make enough money as an entrepreneur." "But the most painful aspect of full-time work is the loss of control of my time." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3208: Craig Stephens reflects on the tension between staying self-employed and returning to full-time work, balancing financial responsibility with the desire for autonomy. His honest exploration of fears, healthcare costs, shrinking savings, and the limits of side income contrasts with the freedom and fulfillment he's found in family time and entrepreneurial efforts. His story offers clarity and comfort to anyone questioning the traditional 9-to-5 path. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-go-back-to-work/ Quotes to ponder: "I'm home every day. I make breakfast for the kids and take them to school. I go to the gym when I feel like it." "Going back to full-time work, in a way, says that I can't make enough money as an entrepreneur." "But the most painful aspect of full-time work is the loss of control of my time." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3208: Craig Stephens reflects on the tension between staying self-employed and returning to full-time work, balancing financial responsibility with the desire for autonomy. His honest exploration of fears, healthcare costs, shrinking savings, and the limits of side income contrasts with the freedom and fulfillment he's found in family time and entrepreneurial efforts. His story offers clarity and comfort to anyone questioning the traditional 9-to-5 path. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-go-back-to-work/ Quotes to ponder: "I'm home every day. I make breakfast for the kids and take them to school. I go to the gym when I feel like it." "Going back to full-time work, in a way, says that I can't make enough money as an entrepreneur." "But the most painful aspect of full-time work is the loss of control of my time." Learn more about your ad choices. Visit megaphone.fm/adchoices

In Part 2 of our All Pro summer series, we look at the courageous faith of Esther—an unlikely queen who stood in the gap for God's people at a moment of crisis. Living in exile in ancient Persia, Esther found herself with a unique opportunity: she could risk everything to speak up for her people—or stay silent and protect herself. Through the encouragement of Mordecai and the power of prayer and fasting, Esther chose to act. Her story reminds us that when God gives us influence, it's not for our comfort—it's for His purpose. This message challenges us to live boldly for others, to lead with faith under pressure, and to trust that God places us in positions of influence “for such a time as this."

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3173: Craig Stephens explores the four types of travelers based on time and money - backpackers, vacationers, broke people, and financially independent travelers. He shares his journey from a budget traveler to someone working toward financial independence to achieve long-term, comfortable global travel without time or financial constraints. Stephens emphasizes the strategic savings and investing necessary to reach the ultimate goal: the freedom to travel anytime, anywhere, in comfort. Read along with the original article(s) here: https://www.retirebeforedad.com/holy-grail-of-travel/ Quotes to ponder: "Financial independence allows for travel for any period of time without the pressure to return and start or resume a career." "Depending on level of comfort, backpackers can travel for very little money for long periods of time." "It makes more sense from a cost perspective to fly to another part of the world and stay for two months than to take a week-long cruise." Episode references: Camino de Santiago: https://caminoways.com/camino-de-santiago Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3173: Craig Stephens explores the four types of travelers based on time and money - backpackers, vacationers, broke people, and financially independent travelers. He shares his journey from a budget traveler to someone working toward financial independence to achieve long-term, comfortable global travel without time or financial constraints. Stephens emphasizes the strategic savings and investing necessary to reach the ultimate goal: the freedom to travel anytime, anywhere, in comfort. Read along with the original article(s) here: https://www.retirebeforedad.com/holy-grail-of-travel/ Quotes to ponder: "Financial independence allows for travel for any period of time without the pressure to return and start or resume a career." "Depending on level of comfort, backpackers can travel for very little money for long periods of time." "It makes more sense from a cost perspective to fly to another part of the world and stay for two months than to take a week-long cruise." Episode references: Camino de Santiago: https://caminoways.com/camino-de-santiago Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3173: Craig Stephens explores the four types of travelers based on time and money - backpackers, vacationers, broke people, and financially independent travelers. He shares his journey from a budget traveler to someone working toward financial independence to achieve long-term, comfortable global travel without time or financial constraints. Stephens emphasizes the strategic savings and investing necessary to reach the ultimate goal: the freedom to travel anytime, anywhere, in comfort. Read along with the original article(s) here: https://www.retirebeforedad.com/holy-grail-of-travel/ Quotes to ponder: "Financial independence allows for travel for any period of time without the pressure to return and start or resume a career." "Depending on level of comfort, backpackers can travel for very little money for long periods of time." "It makes more sense from a cost perspective to fly to another part of the world and stay for two months than to take a week-long cruise." Episode references: Camino de Santiago: https://caminoways.com/camino-de-santiago Learn more about your ad choices. Visit megaphone.fm/adchoices

In this powerful message from Hebrews 12, Pastor Craig Stephens challenges us to run the race of faith with endurance. Drawing on the imagery of a marathon, we're reminded to lay aside every weight and sin that slows us down and to fix our eyes on Jesus—the author and perfecter of our faith. Through practical insights and biblical truth, this sermon calls for spiritual decluttering, letting go of anything that hinders your pursuit of God. Learn how Jesus endured the cross for the joy set before Him and how His example strengthens us in every hardship. Whether you're in a season of struggle or simply in need of encouragement, this message will remind you: God is with you, and His promises are unshakable.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3141: Craig Stephens reflects on the transformative power of parenthood, showing how it can awaken a deeper sense of purpose and drive to improve upon the life paths laid by previous generations. By redefining what a "better life" truly means, beyond wealth or early retirement, he encourages us to live with intention, model lasting values for our children, and pursue personal growth over generational comparison. Quotes to ponder: "To honor their sacrifices, we're compelled to pursue the life our parents dreamed for us." "Living a meaningful life is about personal progress, happiness, and having a positive impact on your community and the people you meet." "Strive to be the person you want your child to become, teach by example and never stop improving upon the person you were yesterday." Episode references: Enlightenment Now: https://www.amazon.com/Enlightenment-Now-Science-Humanism-Progress/dp/0525427570 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3141: Craig Stephens reflects on the transformative power of parenthood, showing how it can awaken a deeper sense of purpose and drive to improve upon the life paths laid by previous generations. By redefining what a "better life" truly means, beyond wealth or early retirement, he encourages us to live with intention, model lasting values for our children, and pursue personal growth over generational comparison. Quotes to ponder: "To honor their sacrifices, we're compelled to pursue the life our parents dreamed for us." "Living a meaningful life is about personal progress, happiness, and having a positive impact on your community and the people you meet." "Strive to be the person you want your child to become, teach by example and never stop improving upon the person you were yesterday." Episode references: Enlightenment Now: https://www.amazon.com/Enlightenment-Now-Science-Humanism-Progress/dp/0525427570 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3141: Craig Stephens reflects on the transformative power of parenthood, showing how it can awaken a deeper sense of purpose and drive to improve upon the life paths laid by previous generations. By redefining what a "better life" truly means, beyond wealth or early retirement, he encourages us to live with intention, model lasting values for our children, and pursue personal growth over generational comparison. Quotes to ponder: "To honor their sacrifices, we're compelled to pursue the life our parents dreamed for us." "Living a meaningful life is about personal progress, happiness, and having a positive impact on your community and the people you meet." "Strive to be the person you want your child to become, teach by example and never stop improving upon the person you were yesterday." Episode references: Enlightenment Now: https://www.amazon.com/Enlightenment-Now-Science-Humanism-Progress/dp/0525427570 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the City Rev Life Podcast, Pastor Robey Barnes joins host Craig Stephens and special guest Angelica Barros for a deep and honest conversation around 1 Corinthians 7:8 and what it truly means to “bear all things” in marriage. They explore the call to fight for your marriage with faithfulness and perseverance, while also unpacking the biblical boundaries of that commitment. This episode offers clarity and encouragement for anyone navigating challenges in marriage, reminding us of God's design and heart for covenant love.

God spoke to Craig about healing for a lame Sikh priest. Then the police came... Jesus said it was for our good that he left the earth (John 16:7). That seems hard to believe. What could be better than sitting down and having a coffee with Jesus?  Jesus is described as the living "word of God" (John 1:14) - that meant everything he said was God's voice as well as everything he did. The early disciples could hear God's voice as they were walking down the streets of Jerusalem, as they were sharing a meal with Jesus over bread and olives, as they were listening to Jesus preach on the temple steps. How could anything be better than that? The answer of course is that Jesus' departure signalled the outpouring of the Holy Spirit. It was better not only because the Holy Spirit would remind us of everything Jesus said and did, he would also speak about things to come - that is, the issues that Jesus didn't cover while he was on earth! It's better because unlike Jesus who was limited to a physical body and the language and customs the first century Jews in the Greco-Roman world, the Holy Spirit speaks to apply those truths to new times, places and cultures! In this episode you'll see the truth of Jesus' words. Our guest, Craig Stephens is an officer of the Salvation Army and has heard God speak in places like India, China, Pakistan and communities in his own hometown. Craig ministers as an evangelist across Australia and beyond and trains others to share the good news. He also works with global missions movement, Impact Nations, and loves to take teams across the world to train them in preaching the gospel and healing the sick.  In this episode, you'll hear about: Craig's God story, growing up in church but then leaving as he didn't feel like he could behave well enough to meet the church's standards. It was a few years later that Craig re-entered the church after a miraculous encounter with the Holy Spirit that changed his heart and gave him boldness to share his faith with others. The Holy Spirit lit a fuse that wouldn't go out! Craig's God-conversation that led him into ministry and in particular, working among the marginalised and broken in Sydney. Craig tells how the Holy Spirit showed him a vision of his middle-class church being mobilised to serve the poor with details about the actual building they could use. Later Craig shares how a visit to the local police and an offer to serve in the most difficult area of the town led them to the exact building! Then they watched as God brought transformation… I could see the people in our church carrying the grace they had in the community… the schoolteachers sitting alongside bedraggled, roughed up kids and coaching them in their schoolwork… the physiotherapists doing therapy in a particular room… the ladies who serve the morning tea hosting the community in a cafe. I couldn't stop seeing it. The incredible God-conversation that led Craig and his team to pray a Sikh priest who had been lame since birth and the God-conversation that subsequently led to a last minute escape from arrest by the Sikh police. A God conversation that led Craig and his team to reach people by the side of the road at the Athens Olympics. Subscribe to God Conversations with Tania Harris and never miss an episode! About Craig Stephens Craig is a Salvation Army Officer with a deep hunger for encounters of God. As the Australian Eastern Territorial Evangelist, he trains and equips people in evangelism and is responsible for “New Expressions” of The Salvation Army. Craig also oversees the Central Coast Regional Prayer Room (an interdenominational regional prayer space), a small network of house churches called “community tables”, a company of people gifted in evangelism across nearly 30 churches. Craig further serves on the board of Impact Nations (a global missions movement) (impactnations.com) and loves to take teams across the world to train them in ...

In Part 2 of From Death to Life, Pastor Craig Stephens unpacks John 11:45-53, revealing how the Pharisees' fear of losing control led them to plot against Jesus—despite witnessing His power over death. As Caiaphas and the religious leaders prioritized political stability over faith, they missed the fulfillment of God's promises. This message challenges us to examine what we're clinging to instead of fully surrendering to Christ. Are we holding onto control, comfort, or fear? Or are we willing to trust in Jesus and step into the new life He offers?

What does it take to build a marriage that reflects God's love? In this episode of Faithful Marriage, host Craig Stephens sits down with Pastor Robey Barnes and Angelica Barros to dive into 1 Corinthians 13—one of the most powerful passages on love in Scripture. They explore how kindness and patience are essential to a faithful marriage, shaping the way couples navigate challenges, resolve conflicts, and grow in unity. Join us as we unpack biblical wisdom and practical ways to cultivate these Christ-like qualities in your relationship.

In the third and final episode of Gambling & God, host Angelica Barros sits down with Pastors Josh Slautterback and Craig Stephens to tackle a new kind of gamble—pyramid schemes, cryptocurrency, and the fast-moving world of digital assets. In a culture that constantly promises quick wealth, how can Christians discern between wise investing and reckless risk? This episode unpacks biblical wisdom on stewardship, greed, and financial responsibility, helping believers navigate modern financial trends with faith and integrity.

God calls unlikely people to do extraordinary things. In Messengers, Part 3, Pastor Craig Stephens unpacks the powerful story of Saul's radical transformation in Acts 9. Once a fierce persecutor of the church, Saul is completely changed when he encounters Jesus on the road to Damascus. But his transformation isn't just about him—God also calls Ananias, a faithful but hesitant disciple, to step out in bold obedience and bring healing to Saul. This message challenges us to trust God's plan, step past fear, and be faithful messengers of the gospel, because even the smallest act of obedience can have a massive kingdom impact.

In this episode of the City Rev Life Podcast, Angelica Barros sits down with Pastors Josh Slautterback and Craig Stephens to explore the often-asked question: What does the church do with the money it receives? They break down how tithes and offerings are used to support ministry efforts, community outreach, global missions, and operational needs. Whether you're curious about stewardship or seeking to deepen your understanding of generosity in the church, this conversation sheds light on the impact of faithful giving and how it furthers God's work.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2998: Craig Stephens explores various "minus your age" rules for determining a balanced stock-to-bond portfolio allocation. By adjusting the formula constants (100, 120, 130, or up to 140), investors can align their strategy with personal risk tolerance and investment horizons. With a flexible and data-backed approach, Stephens emphasizes that these rules of thumb serve as guidelines rather than strict laws, highlighting the importance of adjusting allocations over time as circumstances change. Read along with the original article(s) here: https://www.retirebeforedad.com/minus-your-age-rule-asset-allocation/ Quotes to ponder: “Personal finance is littered with rules of thumb but devoid of concrete laws.” “Age should influence stock-to-bond allocation, and we should increase bond holdings as we age.” “Even if you reach your target asset allocation, the next day it will change when the market opens.” Episode references: The Little Book of Common Sense Investing by Jack Bogle: https://www.amazon.com/dp/0470102101 Vanguard Research: https://investor.vanguard.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2998: Craig Stephens explores various "minus your age" rules for determining a balanced stock-to-bond portfolio allocation. By adjusting the formula constants (100, 120, 130, or up to 140), investors can align their strategy with personal risk tolerance and investment horizons. With a flexible and data-backed approach, Stephens emphasizes that these rules of thumb serve as guidelines rather than strict laws, highlighting the importance of adjusting allocations over time as circumstances change. Read along with the original article(s) here: https://www.retirebeforedad.com/minus-your-age-rule-asset-allocation/ Quotes to ponder: “Personal finance is littered with rules of thumb but devoid of concrete laws.” “Age should influence stock-to-bond allocation, and we should increase bond holdings as we age.” “Even if you reach your target asset allocation, the next day it will change when the market opens.” Episode references: The Little Book of Common Sense Investing by Jack Bogle: https://www.amazon.com/dp/0470102101 Vanguard Research: https://investor.vanguard.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2998: Craig Stephens explores various "minus your age" rules for determining a balanced stock-to-bond portfolio allocation. By adjusting the formula constants (100, 120, 130, or up to 140), investors can align their strategy with personal risk tolerance and investment horizons. With a flexible and data-backed approach, Stephens emphasizes that these rules of thumb serve as guidelines rather than strict laws, highlighting the importance of adjusting allocations over time as circumstances change. Read along with the original article(s) here: https://www.retirebeforedad.com/minus-your-age-rule-asset-allocation/ Quotes to ponder: “Personal finance is littered with rules of thumb but devoid of concrete laws.” “Age should influence stock-to-bond allocation, and we should increase bond holdings as we age.” “Even if you reach your target asset allocation, the next day it will change when the market opens.” Episode references: The Little Book of Common Sense Investing by Jack Bogle: https://www.amazon.com/dp/0470102101 Vanguard Research: https://investor.vanguard.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In “Waiting on God, Part 2: When God Says No,” Pastor Craig Stephens dives into the tough reality of hearing “no” from God and how it challenges our faith. Through stories like Moses striking the rock in disobedience and the Israelites' wilderness journey, he reminds us that God's “no” often redirects our hope to something greater—Heaven. Pastor Craig weaves personal anecdotes, biblical lessons, and the story of Moses at the Transfiguration to show how God's plans are always better, even when they don't align with ours. It's a message of trust, patience, and keeping an eternal perspective.

Are you a creator or a consumer. While many think that the simple path to wealth involves frugality and careful spending, today we discuss the path to abundance through creation. Craig Stephens was a government contractor before he set off on his own as a blogger. His blog is Retire Before Dad. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3337: Craig Stephens creatively compares the journey to financial independence to the quest for the Triforce in The Legend of Zelda. He outlines the "Triforce of Wealth," which consists of earning more, spending less, and investing wisely. By balancing these three elements, anyone can achieve lasting financial wellness and contentment. Read along with the original article(s) here: https://www.retirebeforedad.com/triforce-of-wealth/ Quotes to ponder: "Earn more. Spend less. Invest the surplus. Then rescue the Princess." "It's often said that building wealth is simple, but not easy." "The Triforce of Wealth rewards generosity and nobleness, yet punishes ignorance, greed, and pomposity." Episode references: The Legend of Zelda: https://www.zelda.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3337: Craig Stephens creatively compares the journey to financial independence to the quest for the Triforce in The Legend of Zelda. He outlines the "Triforce of Wealth," which consists of earning more, spending less, and investing wisely. By balancing these three elements, anyone can achieve lasting financial wellness and contentment. Read along with the original article(s) here: https://www.retirebeforedad.com/triforce-of-wealth/ Quotes to ponder: "Earn more. Spend less. Invest the surplus. Then rescue the Princess." "It's often said that building wealth is simple, but not easy." "The Triforce of Wealth rewards generosity and nobleness, yet punishes ignorance, greed, and pomposity." Episode references: The Legend of Zelda: https://www.zelda.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3337: Craig Stephens creatively compares the journey to financial independence to the quest for the Triforce in The Legend of Zelda. He outlines the "Triforce of Wealth," which consists of earning more, spending less, and investing wisely. By balancing these three elements, anyone can achieve lasting financial wellness and contentment. Read along with the original article(s) here: https://www.retirebeforedad.com/triforce-of-wealth/ Quotes to ponder: "Earn more. Spend less. Invest the surplus. Then rescue the Princess." "It's often said that building wealth is simple, but not easy." "The Triforce of Wealth rewards generosity and nobleness, yet punishes ignorance, greed, and pomposity." Episode references: The Legend of Zelda: https://www.zelda.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2876: Craig Stephens reflects on the freedom of life without the constraints of time and money, drawing from his own experiences of traveling the world in his 20s and navigating adulthood responsibilities. He contrasts the carefree nature of childhood and the deliberate sacrifices made as an adult to achieve future freedom, inspiring a thoughtful approach to balancing life's pleasures and responsibilities. Read along with the original article(s) here: https://www.retirebeforedad.com/life-without-constraints-time-money/ Quotes to ponder: "With a few thousand dollars in the bank, I was free to travel without the constraints of time and money." "I had all the time and money I needed to do exactly what I wanted to do every single day." "We choose this lifestyle knowing its costs and constraints." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2876: Craig Stephens reflects on the freedom of life without the constraints of time and money, drawing from his own experiences of traveling the world in his 20s and navigating adulthood responsibilities. He contrasts the carefree nature of childhood and the deliberate sacrifices made as an adult to achieve future freedom, inspiring a thoughtful approach to balancing life's pleasures and responsibilities. Read along with the original article(s) here: https://www.retirebeforedad.com/life-without-constraints-time-money/ Quotes to ponder: "With a few thousand dollars in the bank, I was free to travel without the constraints of time and money." "I had all the time and money I needed to do exactly what I wanted to do every single day." "We choose this lifestyle knowing its costs and constraints." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2804: Craig Stephens from RetireBeforeDad.com challenges conventional notions of financial success, arguing that it goes beyond mere wealth accumulation. True financial success, he suggests, is about aligning your finances with your personal values and using your resources to support an ideal, fulfilling life. Read along with the original article(s) here: https://www.retirebeforedad.com/definition-financial-success/ Quotes to ponder: "Success is not always what it's perceived to be." "Financial success is a combination of wealth and wisdom." "It's about optimizing your finances in alignment with your values and what makes you the happiest." Episode references: The Happiness Curve: https://www.amazon.com/Happiness-Curve-Life-Better-After/dp/1250078806 Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us for the kickoff of our new series, "Finishing Well: Lessons From The Kings of Judah". In this series, we'll explore the lives of five kings of Judah who began their reigns with strength and promise but faltered as time went on. By examining their stories, we'll discover vital insights on how we can remain steadfast in our faith, overcome obstacles, and finish our spiritual race with perseverance and grace. Don't miss this powerful message on enduring faith and the importance of finishing well!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1351: Craig Stephens reflects on the significant financial impact of high fees on his 401(k) and the improved benefits he gained after switching jobs. He emphasizes the importance of balancing salary and benefits, particularly as family needs evolve, and shares his journey of prioritizing personal freedom and quality time with his family. Read along with the original article(s) here: https://www.retirebeforedad.com/higher-salary-vs-better-benefits/ Quotes to ponder: "I managed to save more than $300,000 despite the lousy fund selection and high fees." "Part of creating a life of freedom, happiness, and purpose is to eliminate negative aspects of your life." "Benefits are more important as your family grows and everyone ages. I've waited too long to make this a priority." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1351: Craig Stephens reflects on the significant financial impact of high fees on his 401(k) and the improved benefits he gained after switching jobs. He emphasizes the importance of balancing salary and benefits, particularly as family needs evolve, and shares his journey of prioritizing personal freedom and quality time with his family. Read along with the original article(s) here: https://www.retirebeforedad.com/higher-salary-vs-better-benefits/ Quotes to ponder: "I managed to save more than $300,000 despite the lousy fund selection and high fees." "Part of creating a life of freedom, happiness, and purpose is to eliminate negative aspects of your life." "Benefits are more important as your family grows and everyone ages. I've waited too long to make this a priority." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1350: Craig Stephens delves into the dilemma of choosing between a higher salary and better benefits, drawing from his personal experience of staying with a company for 14 years due to a lucrative salary despite subpar benefits. His story highlights the hidden costs and challenges associated with poor benefits, especially as family needs grow. Read along with the original article(s) here: https://www.retirebeforedad.com/higher-salary-vs-better-benefits/ Quotes to ponder: "Speaking to other employers and friends, I realized what a good benefits package looks like and should cost." "Every year I received a salary increase. But I've never received a benefits increase." "Maybe I maximized my earning potential and should have left long ago. Leaving a position for a better one can be more lucrative." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1350: Craig Stephens delves into the dilemma of choosing between a higher salary and better benefits, drawing from his personal experience of staying with a company for 14 years due to a lucrative salary despite subpar benefits. His story highlights the hidden costs and challenges associated with poor benefits, especially as family needs grow. Read along with the original article(s) here: https://www.retirebeforedad.com/higher-salary-vs-better-benefits/ Quotes to ponder: "Speaking to other employers and friends, I realized what a good benefits package looks like and should cost." "Every year I received a salary increase. But I've never received a benefits increase." "Maybe I maximized my earning potential and should have left long ago. Leaving a position for a better one can be more lucrative." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2583:  Craig Stephens of Retire Before Dad.com shares his perspective on how clutter in the home represents wasted money and opportunities. He discusses the emotional and financial costs of holding onto items that depreciate rapidly and offers advice on minimizing clutter, including embracing minimalism, being intentional about purchases, and focusing on experiences over material possessions. This approach aims to free individuals from the burden of excess belongings and promote a more fulfilling lifestyle. Read along with the original article(s) here: https://www.retirebeforedad.com/clutter-home-money/ Quotes to ponder: "When I see unused stuff around the house, I see things that used to be money." "Material objects become a lifelong burden. Once you own an object, it owns you until you release it from your life." "Spend money on experiences that bring you happiness, not things that give you or the kids short-term excitement, but end up collecting dust." Episode references: "Clutterfree with Kids" by Joshua Becker: Link to Book Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number 2537: Craig Stephens of RetireBeforeDad.com delves into the intricate balance between financial independence and the impact of location on living costs. He shares a personal narrative, weighing the allure of lower living costs against the deep-rooted connections and lifestyle in Washington D.C. This reflective piece offers insights on prioritizing family, community, and stability over financial gains from relocating. Read along with the original article(s) here: https://www.retirebeforedad.com/move-achieve-financial-independence/ Quotes to ponder: "To become financially independent, we need to either move or build our assets. We've chosen to keep building assets." "Knowing that we'll likely stay where we are makes planning for our retirement easier." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode number: 2536 Exploring the balance between financial independence and life satisfaction, this episode delves into the dilemma of relocating for economic benefits. It weighs the impact of moving to a lower-cost area against the value of personal happiness and social connections, challenging the notion that financial goals should overshadow life's pleasures and relationships. Read along with the original article(s) here: https://www.retirebeforedad.com/move-achieve-financial-independence/ Quotes to ponder: "Considering that the cost of living in a place like San Pedro is so low, our family could move there TODAY and be financially independent for the rest of our lives. If we stay in the Washington D.C. area, we're many years away." Episode references: FinCon Learn more about your ad choices. Visit megaphone.fm/adchoices