Podcasts about we lend

Contact your hosts: https://taplink.cc/morelandequitycapitalWelcome to Get Diversified with host Jacqueline Landry. In this episode, Jacqueline talks with Ruben Izgelov, co-founder of We Lend, about how AI is reshaping real estate lending, how to spot common mistakes new investors make, and why cash-out refinancing can be a powerful wealth-building tool.Ruben also shares insights on creating passive income through debt funds — offering consistent returns and lower risk. Tune in to learn smart strategies for scaling your real estate portfolio.Whether you're a first-time investor or looking to go fully passive, this conversation is packed with practical advice to help you invest with more confidence.

Contact your hosts: https://taplink.cc/morelandequitycapitalWelcome to Get Diversified, where host Jacqueline Landry connects with real estate leaders to share actionable strategies for success. In this episode, she's joined by Ruben Izgelov, investor and co-founder of We Lend and States Capital.They dive into private lending—how it works, why it's faster than traditional financing, and how it helps investors close deals others can't. Ruben explains how his team funds residential projects across the U.S., even in challenging scenarios.From covering rehab costs to avoiding high-risk markets, Ruben shares practical tips for using private capital to scale smarter. Whether you're starting out or growing fast, this episode is packed with insights you can use right away.

Welcome back to the Super Entrepreneurs Podcast! Today, we're diving into private lending and how it's changing the game in real estate. My guest is Ruben Izgelov—an industry expert who's flipped, developed, and financed over $500 million in deals. He's also the co-founder of States Capital and We Lend, helping investors earn solid returns without the headaches of owning property. We're talking about why more investors are ditching traditional banks, how private lending gives you flexibility and speed, and the mindset shifts that fuel massive success. If you've ever wondered how smart investors make money without dealing with tenants or renovations, this episode is for you. Let's get into it!   Chapter Stamps: 01:33 The Rise of Private Lending 02:34 Ruben's First Successful Deal 07:47 Challenges and Lessons Learned 08:56 Support System and Recovery 09:59 Confidence and Motivation 10:49 Expanding Horizons 13:22 The Role of Positive Energy 17:13 Capital Stack Explained 21:38 Investor Security in Volatile Times 23:08 Returns and Fees 24:19 Foreign Nationals and Lending 26:16 Conclusion and Final Thoughts   Pullout Quotes: "The biggest reason investors come to us? Speed, flexibility, and the ability to close deals that banks won't touch." “I lost about $400,000. I had $6,000 in my bank and was six months behind on rent. That deal in Brooklyn changed my life." “As a private lender, we have the capacity to move very fast. I've had calls on a Sunday saying, ‘I need to close by Tuesday.' And we make it happen." “Being a lender instead of a landlord means you're the last one in, but the first one paid. That's how you protect your money." “If you think good, you will do good. Your energy and mindset create your success." “I don't know how, but I just knew—I'm going to get this deal done. Two weeks later, we made it happen exactly as I envisioned."   Social: Website: https://www.welendllc.com/ Linkedin: https://www.linkedin.com/in/rubenizgelov/     Disclaimer: Please be aware that the opinions and perspectives conveyed in this podcast are solely those of our guests and do not necessarily represent the views, ideologies, or principles of Super Entrepreneurs Podcast, its associated entities, or any organizations they represent or are affiliated with. We provide a platform for discussion and exploration, and the content of each episode is understood to be independent expressions from our guests, rather than a reflection of the beliefs held by the podcast or its hosts. Notice to the Super Entrepreneurs community: Before we part, remember to join our Private Facebook group, 'Mindset for Business Success' Here we share mindset wisdom to elevate your life and business LIVE every Tuesday morning(EST), ready for a transformative journey? This group is your key to unlocking potential and achieving business growth. Don't miss out on this incredible free resource. Join us in 'Mindset for Business Success' Today! https://www.facebook.com/groups/mindsetforbusinesssuccess/ The only limits in our life are those we impose on ourselves. Bob Proctor  ▬▬▬ Free Clarity Call with Shahid▬▬▬  https://calendly.com/shahiddurrani/free-clarity-call-with-shahid-durrani ________________________________________________________________________ OFFERS: https://zez.am/officialshahiddurrani  ▬▬▬ Get my Free Webinar▬▬▬ How to super scale your business to the next level without chasing strategies and feeling stuck https://shahiddurrani.com/registration/  ▬▬▬ Business Funding▬▬▬  https://www.7figurescredit.com/superfunding  ▬▬▬ Fund Your Clients▬▬▬  https://join.7figurespartners.com/?a_aid=superfunding  ▬▬▬ The TEDx Talk Program▬▬▬ https://info.shahiddurrani.com/tedx ▬▬▬ Professional Investment Ideas Delivered to your Inbox▬▬▬ https://capexinsider.com/insider-newsletter/?orid=90906&opid=94 ▬▬▬ FREE DOWNLOAD Reveals Recession Proof Business▬▬▬ https://www.b2bfundingpartner.com/b2bfree100?a_aid=superfunding&a_bid=1f1eb0a5 ▬▬▬ START-UP INVESTOR READY TO HELP▬▬▬ https://info.shahiddurrani.com/ideas ▬▬▬ How to make $3,493 commissions without doing any selling▬▬▬ https://hop.clickbank.net/?affiliate=superentre&vendor=ambsador ▬▬▬ Stock/Options Trading Academy That Works▬▬▬ https://lddy.no/1gqxb  ▬▬▬ Real Estate Investing on Terms! No Credit | No Down payment▬▬▬ https://smartrealestatecoach.com/?sld=super Affiliate Disclaimer: If you buy through one of the links provided, I may receive a commission (without any additional charge to you).  @SuperEntrepreneursPodcast   @officialshahiddurrani 

Private lending is a powerful tool in the real estate investor's arsenal. It allows both novice and seasoned investors to scale their portfolios by attracting funding without the traditional hassle of convincing lenders. In the popular podcast episode of "Raising Private Money," Jay Conner and Ruben Izgelov dive deep into this topic, sharing invaluable insights and strategies for leveraging private money to build a thriving real estate business.The Power of Networking: Starting Small to Raise BigRuben Izgelov, who has raised over $50,000,000 in private money, reveals a simple yet effective start—leveraging your immediate network. Friends and family are often your first potential investors, as their trust and familiarity with you create a solid foundation for initial funding. As Ruben mentions, trust must be coupled with a demonstration of your expertise and experience. The widespread use of social media today makes it relatively simple to showcase what you do and how well you do it. So, his first piece of advice to aspiring real estate investors is to ensure everyone in their social circle knows they're in the real estate business and understands their capabilities.Leveraging Social Media: Building a Consistent Digital PresenceIn today's digital age, social media provides an invaluable platform for sharing your real estate journey and drawing potential investors. Ruben emphasizes the importance of consistency in posting about your ongoing projects. From Instagram and Facebook stories to LinkedIn and even TikTok updates, the continuous flow of relevant content engages and informs your audience.A fascinating tip Ruben offers is creating videos and images that demonstrate your work's progress—both completed deals and those you've chosen to walk away from. This helps potential investors understand your thoroughness and decision-making process, enhancing their confidence in you. He suggests starting simple and scaling up; even the most basic social media posts can grow into comprehensive marketing strategies over time.Creating Impactful Investor Decks: Confidence in PresentationA lacking or overcomplicated investor deck can be detrimental. Ruben advises striking a balance; preparing just enough to showcase important details without overwhelming your audience. Investor decks should be straightforward, highlighting key property info, planned strategies, and anticipated returns. He suggests a landscape where real estate investors should be constantly learning and evolving. By keeping your pitches clear and straightforward, you build trust and show potential investors that you know your business inside out.States Capital: A Refuge for Passive InvestorsStates Capital, Ruben's private debt fund, provides an enticing entry point for accredited investors looking for real estate opportunities without the intricacies of ownership. As Ruben explains, States Capital focuses on attracting passive investors by offering them safer returns, given that they sit in the most secure part of the capital stack as debt investors rather than equity investors.The fund is structured to support both short-term and long-term goals, providing fluidity and less lock-up compared to traditional syndications. This setup attracts those who want to earn passive income without being directly involved in every decision or deal negotiation associated with property ownership.We Lend: Speed and Efficiency in Every TransactionThe service difference is what sets Ruben's firms apart. We Lend, the originating arm of States Capital, specializes in providing fast, efficient loans for real estate investors. Speed is of the essence in property deals, and Ruben boasts turnaround times ranging from 3-7 business days, with existing clients sometimes experiencing funding within 24-36 hours.Their approach stands out by focusing on the asset rather than exha

Solomon Suleymanov is a true force in the real estate industry. With over 12 years of experience and a background in both Legal Studies and Computer Science, he brings a unique blend of expertise to his role as Director of Originations and Co-Founder at We Lend, LLC. Solomon's dedication to business purpose lending (BPL) is evident in his impressive track record. He has overseen the origination of over $300 million in BPLs and successfully monetized over 90 real estate transactions worth approximately $75 million. His relentless work ethic and passion for innovation have propelled him to the forefront of the market, making him a sought-after expert in the field. Solomon's journey from a pharmacy worker to a real estate powerhouse is a testament to his ambition and drive. His early foray into Fix and Flips at the age of 21, coupled with his academic foundation, laid the groundwork for his remarkable success. His commitment to utilizing technology to enhance the real estate industry has solidified his position as a visionary leader. Solomon's deep understanding of both real estate and technology, combined with his unwavering dedication, makes him an invaluable asset to We Lend, LLC, and a true inspiration to aspiring entrepreneurs in the industry. In our podcast, Solomon shares how he got started in real estate by door knocking and cold calling and overcoming his fears of communicating with people. Solomon also shares how he incorporates tech and ai into his real estate lending business and explains why it is so important for real estate investors to work with and partner with great lenders in their business.    You Can Find Solomon@: Linkedin: https://www.linkedin.com/in/solomon-suleymanov-86b695102/ Instagram: https://www.instagram.com/sal_solomons/

WE LEND aims to take the headaches out of real estate loans. In this episode, Adam Torres and Ruben Izgelov, Co-Founder & Managing Partner at WE LEND - NATIONWIDE PRIVATE LENDING, explore Ruben's journey as an entrepreneur and the current state of the real estate market. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

WE LEND aims to take the headaches out of real estate loans. In this episode, Adam Torres and Ruben Izgelov, Co-Founder & Managing Partner at WE LEND - NATIONWIDE PRIVATE LENDING, explore Ruben's journey as an entrepreneur and the current state of the real estate market. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

Use Stessa to manage your properties: https://stessa.sjv.io/c/2425882/1152983/14113  Invest with Taylor: www.investwithtaylor.com  Ruben Izgelov, a professional lender and founder of We Lend, LLC, joins the Passive Wealth Strategy Show to discuss the rising interest rates and the emergence of rescue capital in the real estate space. He explains how his lending company's rescue capital program works, including the evaluation of deals and borrowers. Ruben emphasizes the importance of mitigating risk and the need for borrowers to have equity in the deal. He also discusses the process of selling loans on the secondary market and the challenges of providing rescue capital as a preferred equity partner. Key Takeaways: Rescue capital is provided to borrowers who are in default or facing financial difficulties with their existing lenders. Technical defaults often occur when a loan matures, and the borrower needs to find a new lender to refinance the debt. The leverage against the property's as-is value is a key risk mitigator for rescue capital loans. Borrowers with more equity in the deal are more likely to pay off the loan and find a solution to their financial difficulties. Selling loans on the secondary market helps mitigate risk and allows for compounding returns. Quotes: "The leverage against the as-is value is our biggest risk mitigator." - Ruben Izgelov "The more equity the borrower has in the deal, the more likely they are to pay off the loan." - Ruben Izgelov

With over a decade in the real estate industry – acquiring, flipping, developing and financing over $500 million worth in real estate – Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform). Ruben originally, however, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. John's University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude In this episode with Ruben Izgelov, we explore the world of lending and private lending. We delved into how to enter the lending side, handling good loans and borrowers, vetting borrowers, common mistakes made by borrowers, understanding debt funds and liquidity, and the crucial first step to private lending. Tune in for a comprehensive overview of the lending industry with Ruben Izgelov.   Announcement: Join our Apartment Investing Mastermind   Good Loans to Good Borrowers 00:00 Hustlin' and Never looking back; 06:50 How to get into the lending side 08:53 Good loans to good borrowers; 12:37 Vetting borrowers; 15:28 Mistakes borrowers make;  17:53 Dept funds; 22:45 Liquidity by nature; 24:21 First step to private lending; Announcement: Download Our Sample Deal and Join Our Mailing List 26:23 Round of Insights Apparent Failure: Dropping out of highschool Digital Resource: LinkedIn Most Recommended Book: How to Win Friends & Influence People Daily Habit: Working #1 Insight for Private Lending: Make sure you're firstly positioned. You want to be the last one in but the first one out. Best Place to Grab a Bite to Eat in Queens: Taste of Samarkand    Contact Ruben: To learn more go to welendllc.com   Thank you for joining us for another great episode! If you're enjoying the show, please LEAVE A RATING OR REVIEW,  and be sure to hit that subscribe button so you do not miss an episode.  

 With over a decade in the real estate industry – acquiring, flipping, developing and financing over $500 million worth in real estate – Ruben Izgelov, Co-Founder/Managing Partner of We Lend LLC, has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform). - Lending loans to the right borrowers with the right leverage at right times- Markets and asset classes- Focussing on experienced operations - Know your appetite for risk- How Welend is different from other lendersand much more...Connect with RubenEmail: ruben@welendllc.comPhone: 9178151222- Follow Rama on socials!LinkedIn | Meta | Twitter | InstagramConnect to Rama KrishnaE-mail: info@ushacapital.comWebsite: www.ushacapital.com Register for this year's Multifamily AP360 virtual conference - multifamilyap360.com

Real estate debt funds have grown in popularity since the 2008 financial crisis offering smaller investors an alternative source of funding apart from banks with more stringent loan requirements. Not only have debt funds risen in popularity among borrowers but they have also become a favored form of investment for investors with the steady returns that they provide. But, how does one start a private debt fund?Ruben Izgelov of We Lend, LLC enlightens us about real estate debt funds in today's episode. With decades of experience in real estate investing, Ruben saw the need to step up the private lending space and decided to put up his own private lending platform. Achieving major success funding a thousand loans worth $400 million in just a few years, Ruben has now shifted to debt funds. Find out what prompted the shift, what makes debt funds different from private lending, and why investors should take notice.Key Points From This Episode: How Ruben was introduced to real estate at the age of 10.How his family became a private lender for real estate developers and flippers.Dropping out of junior high school, how did Ruben manage to buy and flip houses?Why did Ruben eventually decide to go back to school?How has Ruben started and grown their private lending business?How does the debt fund operate differently from the loans they offer?Ruben compares the economic and market conditions of 2008 with that of today and how he plans to navigate uncertain periods.With the benefit of hindsight, what would Ruben do differently in his real estate career?Ruben's predictions on the economy for the next six to twelve months and how he prepares for a downturn.How does Ruben find top talent and source new investors?The metrics that Ruben tracks and habits that have produced the highest return for him.The biggest contributor to Ruben's success, his way of giving back, and his contact information.Tweetables:“One lesson that I would take back from my early real estate career is to learn how to bring investors together.”"You can hit similar returns being a lender as you could being a landlord. The only difference is the fact that you don't have to work as hard.""Just like there's a lot to learn in buying real estate, there's a lot to learn in lending against real estate."Links Mentioned in Today's Episode:Ruben Izgelov on LinkedInWe Lend, LLC Nationwide Private LendingSend an email to RubenWe Lend on LinkedInWe Lend on TwitterAbout Ruben IzgelovWith over a decade in the real estate industry – acquiring, flipping, developing, and financing over $500 million worth in real estate – Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform).Ruben originally, however, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. Johns University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude.

We Lend is a tech-enabled private lender providing quick and low-cost capital to real estate investors nationwide. In this episode, Adam Torres and Ruben Izgelov, Co-Founder of We Lend, LLC and States Capital, explore the We Lend story and the road to funding $250M+ in property loans since being founded in 2018.Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/

We Lend is a tech-enabled private lender providing quick and low-cost capital to real estate investors nationwide. In this episode, Adam Torres and Ruben Izgelov, Co-Founder of We Lend, LLC and States Capital, explore the We Lend story and the road to funding $250M+ in property loans since being founded in 2018.Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/

We Lend is a tech-enabled private lender providing quick and low-cost capital to real estate investors nationwide. In this episode, Adam Torres and Ruben Izgelov, Co-Founder of We Lend, LLC and States Capital, explore the We Lend story and the road to funding $250M+ in property loans since being founded in 2018.Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/

With over a decade in the real estate industry – acquiring, flipping, developing and financing over $500 million worth in real estate – Ruben Izgelov has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform).Ruben originally, however, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. Johns University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude.In this episode, Ruben will share about this private lending program which you can use for fix and flip, new construction loans and residential  real estate. CONNECT WITH RUBEN IZGELOVWebsite:  https://www.welendllc.comCONNECT WITH JONATHAN To connect with Jonathan, you can send email at info@greystonecapgroup.com or schedule a time to chat.To learn more about real estate investment opportunities, join the Greystone Capital Investor Network. Thanks for listening and until next time, keep building wealth in Commercial Real Estate!  

About Rueben :With over a decade in the real estate industry – acquiring, flipping, developing and financing over $500 million worth in real estate – Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry.The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform).Ruben originally, however, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. Johns University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude.Links From The Podcasthttps://www.instagram.com/welendllc/https://www.facebook.com/welendllchttps://www.linkedin.com/company/we-lend-llc/Info@welendllc.comhttps://www.welendllc.com/https://www.peer2peerrealestate.com/@Willliamp2pre (twitter)facebook.com/peer2peerrealestatehttps://www.linkedin.com/in/williemorales/Books recommendedHow to win friends and influence people- Dale Carnegie Thank you Rueben for being on the podcast.What did you think about today's subject?Please go to apple podcasts look for us at peer 2 peer real estate podcast, please subscribe and leave a review.Don't give up on your dreams, fight for it and guard it.Keep the momentum going, Good things will happen.Thanks for listening and be safe Hosted on Acast. See acast.com/privacy for more information.

With over a decade in the real estate industry – acquiring, flipping, developing and financing over $500 million worth in real estate, Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform). Ruben originally, however, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. John's University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude.We chat about:How did you get started in real estate?His experience in wholesalingHis move to fix and flippingWhat are some stories (successes or failures) of clients you've had?What is some advice you have for someone that is just starting out in real estate?Connect with Ruben Izgelov!Website: https://www.welendllc.com/LIKE • SHARE • JOIN • REVIEWWebsiteJoin the REI Mastermind Network on Locals!Apple PodcastsGoogle PodcastsYouTubeSpotifyStitcherDeezerFacebookTwitterInstagramSUPPORT THE SHOW!Self Managing Your Rental Properties? Get 6 months of RentRedi for $1! Click this link!Get Exclusive Content on Patreon! • https://www.patreon.com/reimastermindGet $10 and Reduce Your Business Costs by Shopping at AppSumo • https://bit.ly/reiappsumoGet $10 Towards Your First Purchase at Drop • https://drop.com/?referer=3DC729"You can invest 10,000 hours and become an expert or learn from those who have already made that investment." - Jack

With over a decade in the real estate industry – acquiring, flipping, developing and financing over $500 million worth in real estate, Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform). Ruben originally, however, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. John's University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude. We chat about: How did you get started in real estate? His experience in wholesaling His move to fix and flipping What are some stories (successes or failures) of clients you've had? What is some advice you have for someone that is just starting out in real estate? Connect with Ruben Izgelov! Website: https://www.welendllc.com/ (https://www.welendllc.com/) LIKE • SHARE • JOIN • REVIEW http://reimastermind.net/ (Website) https://reimastermindnetwork.locals.com/ (Join the REI Mastermind Network on Locals!) https://podcasts.apple.com/us/podcast/rei-mastermind-network-real-estate-investing-strategies/id1227366661 (Apple Podcasts) https://podcasts.google.com/feed/aHR0cDovL3JlaXJvb2tpZXMubGlic3luLmNvbS9yc3M (Google Podcasts) https://www.youtube.com/channel/UC_6OpKSfSGvgGDG1qtBQw9Q (YouTube) https://open.spotify.com/show/4P66jm0Q4PMl7OoZzHMUUZ (Spotify) https://www.stitcher.com/show/rei-rookies (Stitcher) https://www.deezer.com/us/show/2148782 (Deezer) https://www.facebook.com/REIMastermindNet (Facebook) https://twitter.com/rei_mastermind (Twitter) https://www.instagram.com/reimastermindnet/ (Instagram) SUPPORT THE SHOW! Self Managing Your Rental Properties? https://app.rentredi.com/signUp/JCH191 (Get 6 months of RentRedi for $1! Click this link!) https://www.patreon.com/reimastermind (Get Exclusive Content on Patreon! • https://www.patreon.com/reimastermind) https://bit.ly/reiappsumo (Get $10 and Reduce Your Business Costs by Shopping at AppSumo • https://bit.ly/reiappsumo) https://drop.com/?referer=3DC729 (Get $10 Towards Your First Purchase at Drop • https://drop.com/?referer=3DC729) "You can invest 10,000 hours and become an expert or learn from those who have already made that investment." - Jack

Today, we're bringing in Ruben Izgelov to walk us through the wonders of lending for deal financing, how it scales an investment portfolio and the security of doing it. Get the idea of being cautious when expanding your portfolio on a budget, learn valuable tips on funding properties, and cast your fears aside by tapping into this episode.Key Takeaways to Listen forHow to educate yourself using other's experience in real estateReasons for investors to utilize private lenders more than bankersMajor red flags lenders should avoid in a private lending businessLoan: Its nature, timeframe, and fee structureWhat it means to be in the first lien position on a gap fundingPowerful tips to help you with your loan applicationResources Mentioned in This EpisodeForbesThe National Private Lenders AssociationThe American Association of Private LendersFree Apartment Syndication Due Diligence Checklist for Passive Investor About Ruben IzgelovWith over a decade in the real estate industry – acquiring, flipping, developing, and financing over $500 million worth in real estate – Ruben Izgelov has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, showing his determination in bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform). Ruben originally, however, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. John's University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude.Connect with RubenWebsite: We Lend Instagram: We Lend — Private Lender Facebook: We Lend - Nationwide Private LendingEmail: ruben@welendllc.comConnect With UsPlease visit our website: www.bonavestcapital.com and please click here, to leave a rating and review!SponsorsGrow Your Show, LLCThinking About Creating and Growing Your Own Podcast But Not Sure Where To Start?Visit GrowYourShow.com and Schedule a call with Adam A. Adams.

Ruben Izgelov has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most prosperous time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing, himself, he quickly saw the innovation desperately needed in the private lending space. He decided to spearhead it by co-founding We Lend, LLC (a private lending platform).   In this episode, Ruben shares his journey into real estate and how he became interested in the field at a young age. He believes that real estate is a great opportunity and he's using passive income strategies to make money in the market. He discusses his current investments and the types of borrowers he's looking for, and he offers his advice on how listeners can find success in the real estate space as well.     [00:01 - 04:55] Opening Segment Ruben is a real estate investor and loan officer who has been in the real estate industry for over 20 years He attended law school but decided to pivot and go back into real estate     [04:56 - 16:47] Preventing A Foreclosure Through Underwriting Ruben discusses how a debt fund can be beneficial to those looking for both capital and operators How his company is focused on lending money to experienced operators who are looking for a stable investment with high returns He shares that his company is always onboarding limited partners and focuses on a deal that has upside potential and is recession-resistant Underwriting is more important than ever Reducing exposure allows for more equity in the event of foreclosure The tax benefits of a self-directed IRA He shares his experience at a networking event   [16:48 - 20:39] Closing Segment Ruben shares that investors should be aware of current trends, including volatility, and be mindful of where their money is invested   Ruben shares where you can get in contact with him (links below)   Quote/s: “Underwriting is more important than ever. It's not a matter of making sure that you can foreclose on a property, it's a matter of preventing foreclosure.” – Ruben Izgelov   You can connect with Ruben through his:  Website: welendllc Instagram: welendllc Facebook: welendllc LinkedIn: welendllc     WANT TO LEARN MORE?   Connect with me through LinkedIn   Or send me an email at sujata@luxe-cap.com   Visit my website www.luxe-cap.com or my YouTube channel   Thanks for tuning in!   If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

With over a decade in the real estate industry – acquiring, flipping, developing and financing over $500 million worth in real estate – our guest, Ruben Izgelove, has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform).He is a graduate of St. John's University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude.Main Points:I started my real estate journey from a very young age. We have extensive knowledge and expertise of the residential real estate industry. We have seen the market changing through many cycles. For years, we have been on the borrower's side ourselves but then we became lenders. The gaps and inefficiencies of the market that inspired the start of We Lend. How all the above resulted in a customer-first mindset, as customer service and the journey is always the top priority.Connect with Ruben Izgelov:www.welendllc.comruben@welendllc.com212-777-7780

Prior to starting his own business, Ruben Izgelov was a savvy investor buying and selling properties for high profits. But with his success investing in real estate came new opportunities where he found more security and even better returns, that being short-term lending. Ruben's private lending service, We Lend, provides quick and low-cost loan options to real estate investors, helping to finance millions in real estate and developments nationwide. Join Ruben Izgelov and Host Dan Lesniak as they discuss… ∙ Comparing the lending side to the investing side ∙ How quick, short-term loans yield big returns ∙ The lower risk that comes with being a private lender  ∙ Leveraging TikTok as a lender to grow organically ...and much more!   QUOTES TO SHARE

On this episode, we're talking private lending with Ruben Izgelov, Co-Founder of We Lend!Watch at YouTube.MatthewMa.com on Thursday, May 5 @ 11am PT!With over a decade in the real estate industry–acquiring, flipping, developing and financing over $500 million worth in real estate, Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform). Reach out to Ruben Izgelov at ruben@welendllc.com.Connect:Facebook: https://www.facebook.com/profile.php?id=793103708Facebook Page: https://www.facebook.com/welendllcInstagram: https://www.instagram.com/welendllcLinkedIn: https://www.linkedin.com/in/ruben-izgelov-a8965b1bLinkedIn Page: https://www.linkedin.com/company/we-lend-llcTwitter: https://twitter.com/WeLendLLCYouTube: https://www.youtube.com/channel/UCw9gZzKkGiRRcWSgm_DxuAgWebsite: https://www.welendllc.comLeave a review on iTunes and let me know what you think !Host: Matthew MaMatthew Ma is an Investor, Syndicator, Founder, Coach, and Podcast Host. He's a Broker Associate with eXp Realty and strives to help agents grow their business with proven, effective methods learned from experience. Through his podcast, The Truth About Real Estate, and Avant University, he educates buyers, sellers, investors, and real estate agents on the current state of the market, how to use innovations in technology, sales, and marketing to build a scalable business. As an investor and syndicator with Avant Asset Management, he's dedicated to client success by building wealth through investments in apartment building syndications. Reach out to Matthew Ma at Matt@MatthewMa.com.

On this episode, we're talking private lending with Ruben Izgelov, Co-Founder of We Lend!Watch at YouTube.MatthewMa.com on Thursday, May 5 @ 11am PT!With over a decade in the real estate industry–acquiring, flipping, developing and financing over $500 million worth in real estate, Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform). Reach out to Ruben Izgelov at ruben@welendllc.com.Connect:Facebook: https://www.facebook.com/profile.php?id=793103708Facebook Page: https://www.facebook.com/welendllcInstagram: https://www.instagram.com/welendllcLinkedIn: https://www.linkedin.com/in/ruben-izgelov-a8965b1bLinkedIn Page: https://www.linkedin.com/company/we-lend-llcTwitter: https://twitter.com/WeLendLLCYouTube: https://www.youtube.com/channel/UCw9gZzKkGiRRcWSgm_DxuAgWebsite: https://www.welendllc.comLeave a review on iTunes and let me know what you think !Host: Matthew MaMatthew Ma is an Investor, Syndicator, Founder, Coach, and Podcast Host. He's a Broker Associate with eXp Realty and strives to help agents grow their business with proven, effective methods learned from experience. Through his podcast, The Truth About Real Estate, and Avant University, he educates buyers, sellers, investors, and real estate agents on the current state of the market, how to use innovations in technology, sales, and marketing to build a scalable business. As an investor and syndicator with Avant Asset Management, he's dedicated to client success by building wealth through investments in apartment building syndications. Reach out to Matthew Ma at Matt@MatthewMa.com.

My guest today has over a decade of experience in the real estate industry acquiring, flipping, developing, and financing over $350 million in real estate. After using private money to finance his own deals, Ruben Izgelov saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC, a private lending platform. Today we're going to discuss private lending, how it works, and why you might consider it for acquiring your own deals.  You'll also learn more about Capital Markets and Secondary Markets and their appetite for purchasing private loans.  Ruben also discusses why being a private lender is more lucrative than being in the fix & flip business, and hear many examples of the types of loans We Lend has produced. I know you're going to learn a lot about lending and the private money world from this conversation with Ruben.  You can find out more about Ruben and We Lend, LLC on any social media platform @WeLendLLC, or website  https://www.welendllc.com Today's episode is brought to you by Green Property Management, Now offering a $250 Per Unit Project Allowance to New Clients in West Michigan. Text "Green250" to 21000, or visit them on the web at: https://www.livegreenlocal.com   And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and medicare benefits. https://www.rcbassociatesllc.com

Today on Unstoppable REI Wealth I am joined by Ruben Izgelov.Ruben had over a decade in the real estate industry – acquiring, flipping, developing and financing over $500 million worth in real estate – Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. Ruben originally, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. Johns University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude.We Lend is a private money lender focused on servicing real estate investors by providing quick and low-cost capital on their investment properties. We Lend's approach to lending is centered around the investor, therefore allowing the investor to focus more on their investment and less on the loan process. We Lend was founded by a group of real estate investors, whose emphasis was on acquiring and improving distressed properties. So, whether or not you are an experienced real estate investor – We Lend's team has the qualifications to exceed expectations and can assist in the expansion of your real estate portfolio.Key Takeaways From Today's Episode:[00:03:25]  Eventually I was introduced to real estate, right around 13, 14 years old. One of my cousins who was actually a flipper at the time, doing it the old school way door knocking on doors and trying to convince sellers to sell their property to him and he had a hard time with people opening doors.  So, he asked me as a 13 year old, he's like, you know what? You're young, you're cute. You know, I think people would open the door for you. Why don't you come and join me and help me. So that's exactly what we did for the summer.[00:07:52] I started flipping, and my go-to guide my mentor to this day. He's my mentor was my hard money lender. Don't get me wrong. He was charging me an arm and a leg. I think I was paying anywhere between 14 to 15% with two and a half to three points at the time.  But it was well worth. It, it was worth every single penny for me, but he was old school. He's still around. God bless him. But he was old school, no emails, you know, only phone calls, notes. Only fax machines and we thought that we can definitely change the bar market and definitely improve on it.[00:14:30] So as private lenders, our focus is always the asset, right? We want to make sure that, you know, the borrower, that the property is profitable when they're buying the property and flipping it we want to make sure that the property is vacant or not. Doesn't really matter, but we just want to have that those numbers in mind and have those assumptions that are. So our real focus is the asset in the beginning, but then also we want to make sure that the borrower has a track record. And if they don't, that's fine.[00:14:55] 620 credit for us is excellent credit we want to make sure that the borrower has enough liquidity to not only buy the property, but also start the renovation because when we fund the project to the leverage point, I don't think we even touched on that. And depending on the borrower's experience, we can go up to 90% of the purchase and a hundred percent of the construction cost that huge.Thank you all for listening and I will see you on the next episode.  When you are ready head on over to https://billyalvaro.com or go grab your tools to help you at https://billyssecrets.com

Wednesday, October 6th, 2021 Debbie brings in Loan Officer and Real-Estate Veteran Heather Barkley-Kilpatrick to talk everything Mortgage and Real-Estate. Debbie starts off the show by giving a shout out to all her new radio markets: San Antonio, Savanna, Lake Havasu, and Las Vegas. Debbie and Heather bring up the subject of what it's like to “stage” a house so it's ready to be sold, especially because Debbie is currently in the middle of selling her home. Debbie talks about her fear of putting her house up for sale before finding another home to buy. Heather and Debbie explain in depth the pros and cons of contingency. Heather suggests for sellers to put their home on the market so they can at least see the kind of offers that can come in, which can give the seller an idea of what kind of equity they are looking at having to purchase another home. Heather explains what closing concurrently is in relation to buying and selling a home. Debbie reminds everyone that interest rates are going to rise, so it's best to call in and get a plan going immediately so there aren't any regrets. Debbie goes on to say that “It's not a question of “IF” interest rates are going to rise, it's a question of when.” Debbie and Heather then answer questions live from audience members with very informative answers. They say that the best thing to do is to connect with them through the Mortgage Mom App, e-mail or to just call in. They are here to help you every step of the way! Check out the new Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Clients and audience members must text the word “mom” to the phone number 844-935-3634 (We Lend 4 You) to get updates and links. So do that TODAY! How do you schedule a phone consultation with mom? BOOK NOW Get your free consultation today! We are LIVE on YOUTUBE every Wednesday. Watch us record our show! Ask us your questions right in the feed or call in and we will answer them for you LIVE. Text "MOM" to 844-935-3634 for a weekly link to join when we get started. Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube! Debbie Marcoux is licensed by the Department of Financial Institutions under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, ID - MLO 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

Wednesday, October 13th, 2021 This week, Debbie brings in Loan Officer Larry Ehrlich aka “Mortgage Dad,” to talk about the current climate of Mortgage and Real-Estate. Below are the topics that they hit on in this episode: Debbie starts off the show by urging her audience to check out her YouTube videos which contains free information, especially with the latest video/segment of the Home Buying Workshop. Debbie and Larry discuss Loan Limits and guidelines constantly changing. Debbie says that the “word on the street” is that there will be the biggest jump in Loan Limits in the past 50 years. If that's the case, Larry believes this will help first time buyers and people that want to refinance. They discuss the details of how this can help and or effect homeowners in high-cost areas, especially in California. They go on to talk about how Conventional Loans and Conforming Loans are more advantageous than Jumbo Loans, especially when people want to pull cash out for renovations, school for college, etc. Debbie suggests for clients to call in and schedule an appointment with her team, so they get the application going for the purpose of “being prepared.” In that way, when the Loan Limits come out, then all they must do is hit the submit button and the higher limit will be locked. They go on to talk about Appraisals and how the market is shifting. Debbie says that the most educational advice she can give at this time in relation to appraisals and the market is “DO NOT remove your appraisal contingency” for various reasons. Larry goes on to give examples on why. Larry says, “Get your application in right away, because it is never too early just to start.” Debbie and Larry both say that the value of your property right now is the highest it has ever been, therefore pulling cash out right now would be the best time to do so. Check out the new Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Clients and audience members must text the word “mom” to the phone number 844-935-3634 (We Lend 4 You) to get updates and links. So do that TODAY! How do you schedule a phone consultation with mom? BOOK NOW Get your free consultation today! We are LIVE on YOUTUBE every Wednesday. Watch us record our show! Ask us your questions right in the feed or call in and we will answer them for you LIVE. Text "MOM" to 844-935-3634 for a weekly link to join when we get started. Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube! Debbie Marcoux is licensed by the Department of Financial Institutions under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, ID - MLO 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

Wednesday, September 29th, 2021 On today's show, Debbie brings in Team Members, Larry Ehrlich aka “The Mortgage Dad,” Cindy Russon, and Heather Barkley-Kilpatrick, to talk about the infamous question, should buy now or wait? Larry points out that the rates are for sure going to rise according to the Feds. He also suggests that people should investigate buying if they are renting at this time. Debbie then explains what “tapering” means in the world of finance while Larry explains inflation in relation to rates. Heather jumps in and discusses her calculations with lower interest rates vs. higher interest rates and what that means to your bottom-line sales price. Cindy and Heather talk about the housing crisis and how there is a housing shortage, especially in California. Debbie doesn't think people should “wait” to buy. If there is an opportunity to get a home, “do it” she says, especially because of the U.S. being 5 million homes short. The team discusses the topics of forbearances, foreclosures, and evictions. Debbie gives highly educational viewpoints and scenarios on what could happen to homeowners if they try to refinance down the road when interest rates are higher, especially if they were in forbearance. With her real-estate background, Heather focuses on the details of how forbearance can force homeowners into selling or foreclosing. She goes on to say that a short sale is always better than a foreclosure. Larry and the team say that potential clients should always reach out to Mortgage Mom Radio if they are feeling bleak about their financial situation. They are here to help you no matter what your situation might be. The whole team agrees that at this point in time, the best investment anyone can make would be in rentals. Debbie says that even if property values drop, rent will not. If anything, rent will increase says Heather. Check out the new Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Clients and audience members must text the word “mom” to the phone number 844-935-3634 (We Lend 4 You) in order to get updates and links. So do that TODAY! How do you schedule a phone consultation with mom? BOOK NOW Get your free consultation today! We are LIVE on YOUTUBE every Wednesday. Watch us record our show! Ask us your questions right in the feed or call in and we will answer them for you LIVE. Text "MOM" to 844-935-3634 for a weekly link to join when we get started. Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube! Debbie Marcoux is licensed by the Department of Financial Institutions under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, ID - MLO 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

Do you have lien's against the title of your home? If you have a mortgage, you have a lien. There are other liens that could be filed against your home as well and maybe you don't even know!  Consider the list below, do any of these sound familiar? if you are looking to refinance, we need to know if any of these things may have happened or could exist. It is very important to discuss everything you owe to everyone that you owe it, even if it might not be on your credit report. Home Equity Line of Credit SBA loan HERO loan Pace Loan Loan Modification Loan Deferment Down Payment Assistance Back Child Support Back Alimony IRS or State Tax balances Check out the new Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Clients and audience members must text the word “mom” to the phone number 844-935-3634 (We Lend 4 You) in order to get updates and links. So do that TODAY! How do you schedule a phone consultation with mom? BOOK NOW Get your free consultation today! We are LIVE on YOUTUBE every Wednesday. Watch us record our show! Ask us your questions right in the feed or call in and we will answer them for you LIVE. Text "MOM" to 844-935-3634 for a weekly link to join when we get started. Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube! Debbie Marcoux is licensed by the Department of Financial Institutions under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, ID - MLO 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926  

Mortgage Mom Radio Workshop - Understanding your credit score and tips and tricks to increase it. Check out the new Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Clients and audience members must text the word “mom” to the phone number 844-935-3634 (We Lend 4 You) in order to get updates and links. So do that TODAY! How do you schedule a phone consultation with mom? BOOK NOW Get your free consultation today! We are LIVE on YOUTUBE every Wednesday. Watch us record our show! Ask us your questions right in the feed or call in and we will answer them for you LIVE. Text "MOM" to 844-935-3634 for a weekly link to join when we get started. Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube! Debbie Marcoux is licensed by the Department of Financial Institutions under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, ID - MLO 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926  

Wednesday, August 25th, 2021 What happened on today's show? At the top of the show, Debbie and Heidi go into their segment, "Catching Up With Mom" where they reflect on their weekends. Heidi talks about Las Vegas and Debbie talks about Lake Havasu. Debbie pleads for her audience to contact her if they have any "mom" remedies to cure car sickness for children. Debbie reminds her listeners that her team is open for business 7 days a week for phone appointments. She is also excited to talk about the Mortgage Mom Radio Phone App is highly efficient and a great way to get things started. You can do EVERYTHING through that App. Heidi drills down on her favorite features of the App, especially the mortgage calculator. Heidi also gives great examples on how to use that calculator with various mortgage and lending-related scenarios, including mortgage insurance calculations. The efficiency of this App is awesome and it helps with giving a very realistic estimate for their clients. Debbie and Heidi go on to discuss bonus income: Retention bonuses, guaranteed bonuses and sign-on bonuses. Check out the new Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Clients and audience members must text the word “mom” to the phone number 844-935-3634 (We Lend 4 You) in order to get updates and links. So do that TODAY! How do you schedule a phone consultation with mom? BOOK NOW Get your free consultation today! We are LIVE on YOUTUBE every Wednesday. Watch us record our show! Ask us your questions right in the feed or call in and we will answer them for you LIVE. Text "MOM" to 844-935-3634 for a weekly link to join when we get started. Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube! Debbie Marcoux is licensed by the Department of Financial Institutions under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, ID - MLO 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926    

With over a decade in the real estate industry – acquiring, flipping, developing and financing over $350 million worth in real estate – Ruben has quickly become a renowned real estate expert, speaker, and guide for many professionals in the industry. The most successful time in Ruben's career was during the 2009 financial crisis; during this time, he bought, fixed, and sold distressed properties, which showed his determination in both bullish and bearish markets. After using private money financing himself, he quickly saw the innovation desperately needed in the private lending space and decided to spearhead it by co-founding We Lend, LLC (a private lending platform). Ruben originally, however, started as a hard-working eight-year-old boy distributing flyers on the streets of New York, and to this day still takes that work ethic with him everywhere he goes. He is a graduate of St. Johns University and Touro School of Law, where he earned a BS in legal studies and his JD, finishing cum laude and magna cum laude. 212 777-7780 https://welendllc.com/ For social media links please use: https://www.instagram.com/welendllc/ https://www.linkedin.com//14company836477/admin/ https://www.tiktok.com/@welendllc?lang=en The CRE SharkEye Show https://www.youtube.com/playlist?list=PLxzNN3qAmweajWQ08b1_JDhmCND3OU9Dk The 7 Day CRE Challenge https://lnkd.in/dg8ptDN The best 6 secrets of commercial real estate https://lnkd.in/dZkCUFR

Wednesday, August 11th, 2021 Tons of great questions from today's show, both through YouTube comments and phone calls! Here is a brief rundown from the show this week. A caller asks Debbie why she decided to create Mortgage Mom Radio? Debbie answers and talks with Heidi about their friendship and how she twisted her arm to be on air. Debbie and Heidi then take a call LIVE on air with an audience member with some important questions. The caller asks about a rate quote she received from another lender that sounded too good to be true. Debbie and Heidi are there to answer everything in detail, hence giving the caller great direction. After analyzing this call, Debbie points out the ongoing trend of solicitation when it comes to loan opportunities from other lenders. She urges her audience to ALWAYS call in or go to the website and make an appointment with the MMR Team. It's the best way for clients and audience members to receive the correct information and make the best decisions for themselves with knowledge. Debbie and Heidi answer more questions LIVE and through social media. The question they always get is: “When is it a good time to buy?” They both agree that it's always a good time to buy, but not always a good time to sell. Heidi says that right now rates are still low and it's always better to own something than to rent, especially because rental costs are “insane in every state!” Debbie drills down on the benefit of owning a home versus renting a home when it comes to tax write offs and other long-term benefits. They go on to talk property types, loan to values, credit scores, debt to income ratios and how all these elements affect people differently depending on their background and financial status. “Every situation is different, so call in today!” They say! Debbie talks about the benefits of the MMR phone App and the new “official” Mortgage Mom Radio Store where you can purchase beer stein/mugs, wine glasses and tumblers. They've got beach bags, hats, T-shirts and more! Debbie reminds her listeners that she is NOT affiliated with Movement Mortgage and that they have been trying to solicit her previous clients by claiming to be working with her and her team. This is clearly a blatant misrepresentation because the solicitors are using Debbie's name. VERY IMPORTANT: Reach out and contact Mortgage Mom directly, ALWAYS and for everything, even if you get an e-mail saying it's from Debbie! Debbie and Heidi move on to talk about VA Cash Out Loans and how 90% financing is the norm right now even though 100% can be available for these types of loans. They take a deep dive on how to get to that 100%. The bottom line, 100% is available and you can obtain the cash you are looking for if you are a veteran. If you have been told that you are limited to 90% then call our team. Debbie then clarifies that questions from clients and audience members NEED to be sent through e-mail and NOT through TEXT. Clients and audience members must text the word “MOM” to the phone number 844-935-3634 (WE LEND 4 U) to get the phone app and links to watch each live show. Debbie also announces that her team will be moving back into office space this week, which they are very excited about. How do you schedule a phone consultation with mom? BOOK NOW Get your free consultation today! We are LIVE on YOUTUBE every Wednesday. Watch us record our show! Ask us your questions right in the feed or call in and we will answer them for you LIVE. Text "MOM" to 844-935-3634 for a weekly link to join when we get started. Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube! Debbie Marcoux is licensed by the Department of Financial Institutions under the California Residential Mortgag...

When Ruben Izgelov went to a private lending conference, he had full intentions of finding better sources of capital for his own deals. He walked in as a fix & flipper and walked out as a hard money lender. Tune in to find out what lenders are looking for in investors, how to make the lending process easier, and what you need to make sure your lender is NOT doing.    Ruben Izgelov & Andrew Schnissel Real Estate Background: Co-Founder/Managing Partner, Ruben Izgelov and Partner, Andrew Schnissel of We Lend, LLC, a private money lending company 25 years of real estate experience Portfolio consist of 15 units  Based in New York, NY Say hi to him at: www.welendllc.com Best Ever Book: How to Win Friends and Influence People & Scaling Up Click here to know more about our sponsors: Real Estate CFO Services | ThinkMultifamily.com/coaching | Rent Redi

Ruben Izgelov and Andrew Schnissel from We Lend join Lance to discuss their journey to private hard money lending. Ruben and Andrew attended law school together, which propelled them into their real estate partnership. We Lend operates nationwide and prides themselves on taking the appropriate precautions to mitigate risk. Their firm tends to look for seasoned sponsors; those who have a proven track record and those who haven't been involved in fraudulent activity. Andrew and Ruben dive into why they only lend in the multifamily and residential asset classes.