Podcast appearances and mentions of susan beacham

"One of the greatest gifts you can give your kids is to prepare them to be responsible, empowered adults around money."-Would you like your kiddo to head into adulthood with a solid understanding of their money?   -What if they headed into college or their first career ready to take on their own finances because of what you did together over the years?      -Do you want your kiddos to be smart about money but have no idea of where to begin to help them?You're in luck!  I have two amazing women here with me today to share all about how to help our kiddos develop a positive relationship with money, make good financial decisions, and know how to use their money wisely.  Their wealth of knowledge will open your eyes and comfort your hearts and this desire for your kiddos to be financially savvy will feel much more achievable after this episode!  Grab your mug, a notebook, and a pen because you'll have tons of great ideas to jot down from Sandy Waters and Susan Beacham!  Sandy Waters:Co-host "The Breakfast Buzz with Spezzano and Sandy" on 98.9 The BuzzPodcast:  https://www.audacy.com/rochesterbuzz/podcasts/seven-figures-with-sandy-waters-20248Facebook:  https://www.facebook.com/sandywaters989/Instagram:  https://www.instagram.com/sandywaters98/Susan Beacham:Founder and CEO of the multi-platform financial education company Money Savvy Generation.  Blog: www.susanbeacham.comMoney Savvy Generation Website:  www.moneysavvy.comFacebook:  Money Savvy Generation | FacebookInstagram: @moneysavvygenerationTwitter: @Susan BeachamPinterest: @moneysavvygen"Money well managed is at your service"Support the showResources at The Whole Mama: Grab your copy of 60 Tips and Tricks to Get Your Child Into Bed and Happy HERE Join the email list and grab your copy of my FREE Homeschool Like a Pro PDF HERE Join the email list and grab your copy of my FREE Whole Mama Survival Guide HERE Join our Whole Mamas Facebook Group of 500+ mamas HERE Follow me on Insta HERE Raise a "whole reader" through my online course HERE Our goal this year at The Whole Mama is to help 100 mamas start homeschooling in 2022! Will you join our movement of mamas ready to make powerful and positive changes for their children? Support the show

This weekend on the show we're trying to help kids get smart about money. To help us with our task, we're joined by Susan Beacham, co-founder and CEO of Money Savvy Generation. Money Savvy Generation develops innovative products to help parents, educators and others teach kids the skills of basic personal finance. The company strives to empower kids to take control of their financial lives and, in turn, their futures. Have a money question? Email us, ask jill [at] jill on money dot com. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This weekend on the show we're trying to help kids get smart about money. To help us with our task, we're joined by Susan Beacham, co-founder and CEO of Money Savvy Generation. Money Savvy Generation develops innovative products to help parents, educators and others teach kids the skills of basic personal finance. The company strives to empower kids to take control of their financial lives and, in turn, their futures. Have a money question? Email us, ask jill [at] jill on money dot com. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The current economic crisis has everyone on edge. It's more important than ever to talk to your kids about money, and today,Dr. Phil gives you the tools you need to have that conversation.His first guests, Lora and Kris, say they want help because their 15-year-old daughter, Katy, loves to shop –-with their money –-and she doesn't take care of the items she buys. She's already on her second iPhone, second iPod and third laptop! Katy admits she's a little spoiled but says every teenager wants nice things. Lora and Kris admit they have a hard time telling their daughter no. How will Katy do when asked to balance the family budget? Then, Dr. Phil leads a round table discussion about money with a group of fourth and fifth graders. Find out their reactions when they learn how many bags of groceries you could buy with the amount of money it costs for an iPod. Plus, financial expert Susan Beacham shares the dos and don'ts for teaching kids about money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the show: There are so many things going through your mind, so many emotions you deal with when you decide to get a divorce. A lot of these feelings, insecurities, fears tend to cloud our judgment and decision making which is the reason why many women make divorce mistakes. Today Kitty Bressington will go over some of the most common mistakes and give you words of wisdom no matter where you are in your relationship. Kitty Bressington, CFP®, CDFA is a founding principal of Linden Financial Consultants, LLC a fee-only, hourly-only financial consulting practice. With more than 20 years of experience, Kitty provides affordable, objective, well-explained financial advice helping clients understand the long-term ramifications of the financial decisions being made, particularly during the course of a separation and/or divorce. Kitty is also founding director of the Foundation for Women's Financial Education, a non-profit dedicated to improving the financial literacy of women in the Greater Rochester area and local sponsor of the Second Saturdays Divorce workshops.  Also on the show today, in our "No Dumb Questions" segment If you have a kid who is about to graduate from High School, CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain what a Parents Plus Loan is and why so many experts urge parents to find an alternative way to pay for college.. And in the last 10 min of the show, we'll "Take a Seat at the Kids Table" How to teach kids about investing…even if you're not the best with it yourself. First, we'll ask the kids what they think it means to invest and then we'll bring on our money expert Susan Beacham founder of Money Savvy Generation for her advice. Follow Susan on Facebook Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: AND   Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: It’s CRAZY how much money companies specifically Pfizer have made off of the COVID vaccine. Pure profit. Morally, how should we feel about this? We’ll ask Jill Schlesinger, she’s the CBS News Business Analyst, host of the Jill on Money show She was on Spezzano and Sandy the radio morning show I cohost and I thought I’d share it here with you. Also on the show today, in our "No Dumb Questions" segment You might be itching to renovate the house, so what IS the difference between a Home Equity Line of Credit and a Home Equity Loan? CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain. And in the last 10 min of the show, we’ll "Take a Seat at the Kids Table" When one of your kids comes to you asking for money, what is the right way to help bail them out yet still keeping it fair so the other kids in the family don’t become resentful? Susan Beacham founder of Money Savvy Generation pulls from her decades of working with families. The valuable lesson every parent needs to know Follow Susan on Facebook Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: email Facebook Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show:  Before we talk about ESG investing, we’ll start the show with our “No Dumb Questions” segment. What is the difference between a Bank and a Credit Union? President & CEO at Summit Federal Union Laurie Baker is here to explain. Have you heard the term ESG investing? It stands for Environmental, Social, and Governance. What is it and why should you care? CBS News Business Analyst and Host of the Jill on Money radio and podcast show Jill Schlesinger is here to explain. This is a conversation we had with her on the morning radio show I co-host "Spezzano and Sandy." Since yesterday was Earth Day I thought it would be fitting to share the conversation with you here on the podcast. We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “When should parents stop paying for the extra things their kids want?” Susan Beacham founder of Money Savvy Generation has the financial cut off age and why it's best to allow our kids to figure out financial struggles on their own. Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: email Facebook Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show:  Before we talk about Imposter Syndrome, we’ll start the show with our “No Dumb Questions” segment. What questions should you be asking when interviewing for Financial Advisors? There's 3 crucial things you need to make sure you know before you sign up with any advisor and today CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain what they are. Imposter Syndrome: “Anxiety or self-doubt that results from persistently undervaluing one’s competence and active role in achieving success, while falsely attributing one's accomplishments to luck or other external forces.” Imposter Syndrome keeps coming up in conversation, especially now when more and more people are changing direction in their careers. So I thought it would be good to revisit an interview we did with Mary Braunschneider a few months ago. What’s the best way to overcome Imposter Syndrome? btw- Congratulations to Mary, Since our last conversation, Mary has been promoted to VP of Sales at Shay Rowbottom Marketing. Ways to connect with Mary: https://careerwebfolio.com/marybraunschneider/ https://www.linkedin.com/in/mary-vivian-braunschneider-4492a06/ mary@maryvivian.com We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What does it mean to live beneath your means?” Susan Beacham founder of Money Savvy Generation has the meaningful way to teach kids how to budget and live within their means. Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: email Facebook Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we chat with Joie and Sheila about how to market yourself, we'll start the show with our "No Dumb Questions" segment. Many of our Seven Figure family have reached out with questions about credit cards and how it impacts credit score. One question in particular is the advice that encourages to always have a credit card balance in order to have good credit. We need to clarify this one. CFP Erica Cummings from the The Harmony Financial Wellness Group at RBC Wealth Management is here to explain. Joie Gharrity founder of 113 Branding and Sheila Kennedy founder of The Zebra Ink are here to talk about Marketing! Marketing is not just something for businesses to explore. We should all be building up our own personal brand. We also talk about the pros and cons of working for a company vs working for yourself. And of course like we do with each guest we peer into how they manage their own personal budgets. You can follow and support Joie Gharrity Instagram Facebook Website Sheila Kennedy Instagram Facebook Website We end with our "Seat at the Kids Table" segment. Today we asked the kids "How important should money be?" We'll listen in on their answers and then Susan Beacham founder of Money Savvy Generation will have advice for us parents. You can follow and support Susan Website Facebook Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we chat with married couple Chris and Audrey, we’ll start the show with our “No Dumb Questions” segment. Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit economist Mark Schug aka Grandpa Mark is here to catch us up on everything money related that happened this month. Of course we start with Bitcoin. Everybody is talking about Bitcoin. So, should you jump in on this craze too? Plus we break down the $1.9 Trillion Stimulus Plan. How much of it is directly linked to COVID and which part of the plan is raising the biggest concern to most economists? And we’ll talk about the ROTH. It’s the perfect time to look into putting some of your money in a ROTH. We’ll explain what it is and why now is the best time to do it. Couple Chris and Audrey Smith are our featured couple. They agreed to let us in on how they run their family budget. Plus how they merged their financial stories when they got married. Discipline is the perfect way to describe them. We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “If you could design a money app what would it be like?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents 3 of her favorite money apps for kids. Fam Zoo Busy kid The mint.org  Today our Money Victory Shout Out goes to Georgia Kimmey! Cheers to Georgia and each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime email Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before JoAnne Ryan gives us her sage wisdom, we’ll start the show with our “No Dumb Questions” segment. CBS News Business Analyst, host of the Jill on Money podcast Jill Schlesinger is on the radio morning show (Spezzano & Sandy) every week. Last week, was a really good conversation about what to expect this year come tax time, so I thought I’d share it here with you. If you received unemployment or a stimulus check in 2020, she’ll tell you if it’ll impact your taxes. Plus, a unemployment scam to watch out for. Co-Founder & Chief Community Engagement Officer, Continual Care Solutions JoAnne Ryan is here with sage words of wisdom. How she and her husband make it work with a blended family and the important money lessons she wishes she knew when she was younger. We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What does it mean to pay yourself first?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give us parents an activity we can do with the kids to teach them the important lesson of paying yourself first.  Cheers to each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime email sandywaters989@gmail.com Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices

  Today on the show:  Before we get real and honest about marriage and money, we’ll start the show with our “No Dumb Questions” segment. What happens to a person’s debt when they pass away? Today CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will explain.  Dear friends of mine, Steve and Kristy LaTart join the show. If you live here in Rochester NY, you know Steve as Carson from back in the day on the radio morning show I co-host. If you live in Minnesota, you know him as Steve O from the radio morning show. After being laid off due to pandemic downsizing, he and his wife Kristy launched their It Goes Both Ways podcast. A hysterically honest podcast about the highs and lows of marriage and parenting. They are the PERFECT couple to invite on the show and lovingly grill them about their money. Even though throughout the episode we joked about it feeling a little like a therapy session,, talking about money as a couple is so important. We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What is passive income?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents some tips of how to start the conversation about earning passive income. Cheers to each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime email Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show:  Before we talk to our featured guest today, we’ll start the show with our “No Dumb Questions” segment. Today CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give her top 3 favorite money apps Maria Riofrio is here with us today. You’ll love her. She tells it like it is! “Maria’s success as a financial educator is not only in her mastery of the subject matter, but in her genuine care for her students and colleagues. After facing the realities of handling her finances alone for the first time at 47 with the death of her husband, she was moved by the LiSA Initiatives founding mission of helping women achieve financial security and peace of mind. She has helped expand the curriculum and the LiSA initiative’s mission to reach all Americans has impacted so many communities across the country. Maria’s powerful story of finding her financial footing as a widow and an immigrant helps her connect with her students. In the coming year, she will continue to focus on inspiring minority women to achieve financial security and peace of mind.” Click here to read Maria’s full bio Email Maria Office number 770-870-1475 We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “When is a good time to talk about money with someone you are dating?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents advice. Our Money Victory Shout Out goes to Jennifer Donato! Cheers to each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime email sandywaters989@gmail.com Instagram https://www.instagram.com/sandywaters98/ LinkedIn https://www.linkedin.com/in/sandy-waters-4a1a4745/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we talk about what success looks like, Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit… Economist Mark Schug aka Grandpa Mark is here for our “No Dumb Questions” segment. He’s going to catch us up on what’s being debated in the 3rd Stimulus plan. What does success look like? Emmy award winning producer, author, speaker and Host of Success in Your City Brandon T Adams joins the conversation. He’s fantastic, you will love him. We chat about what success IS, how to nurture business relationships that will ultimately help you achieve career success and we talk about his relationship with his beautiful wife Sam. How they manage their family budget. If you want to follow and support Brandon: Instagram Youtube Facebook "Road to Success" We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What do you think about playing the lottery to win the big jackpot?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents a fun activity to do with the kids the next time they buy a lottery ticket. Our Money Victory Shout Out goes to Alyssa Rose! Cheers to each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime email Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices

 Today on the show:   Before learn some great frugal tips from our Frugal Friends Jen and Jill we’ll start the show with our “No Dumb Questions” segment. CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give us a quick explanation of a ROTH IRA. Jen Smith and Jill Sirianni from the Frugal Friends podcast are here! Jen is a personal finance writer and owner of Modern Frugality Media.  Jill is a social worker and natural born frugalista. Both of them paid off their respective debt during a time when they were earning an extremely modest income. (So you can’t use that as an excuse anymore ;) ) Jen and her husband, Travis were able to pay off $78,000 in debt in less than 2 years! She’s explain how they did it. Jill said the art of thrifting and learning how to DIY helped her and her husband get ahead in their finances. We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “What is money? Would you want to live in a world where money did not exist?” We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give parents a fun activity to do with the kids that will teach them the value of money. Our Money Victory Shout Out goes to Margi Taber! Cheers to each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime email sandywaters989@gmail.com Instagram LinkedIn Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we find out how to invest in real estate with little to no time and money commitment, we’ll start the show with our “No Dumb Questions” segment. When switching jobs, what do you do with your previous employers retirement plan? CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings is here to talk us through the 4 options. Our guest today Monick Halm founder of Real Estate Investor Goddesses said it perfectly “Financial freedom is when you have enough passive income streams that equals or exceeds your expenses.” Monick’s mission is to help 1 million women find financial freedom through real estate investing. Today we go over the different types of real estate investing. Some require little to no time or money.  We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids “Do you pick a job because it makes you happy or because it makes you money?" We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give all of us parents some words of advice and wisdom. Our Money Victory Shout Out goes to Mike Gilfilian! Cheers to each one of you who is on your way to being proud to say you are financially confident!   Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show:  Before we find out how to “Ditch Busy,” we’ll start the show with a very popular question, “How can I catch up on saving for retirement?” A lot of people say they’re behind on saving for retirement so today in our “No Dumb Questions” segment, CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give you the 3 easiest ways to catch up. If you are constantly busy and sometimes feeling a bit overwhelmed, you are listening to the perfect episode! Kate Erickson host of the “Ditch Busy” podcast is here to help you make overwhelmed a thing of the past. She teaches us how to best prioritize our to do list and set boundaries. But before you do anything you have to do this one task to get the ball rolling. Click here to connect and follow Kate Erickson or on her Instagram We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we asked the kids what do they REALLY want from their parents? What do they value most? We’ll listen in on their answers and then our money expert Susan Beacham founder of Money Savvy Generation will give all of us parents some words of advice and wisdom. Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!   And our Money Victory shout out goes to Maria Diehl! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we find out how Stephanie paid off her debt, we’ll start the show with our “No Dumb Questions” segment. Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit, Economist Mark Schug or as we lovingly call him Grandpa Mark is here today. We’ll reflect on the pandemic. What money lessons it’s taught us. Plus, he gives us his take on Janet Yellen who is close to becoming the first woman to serve as treasury secretary. Sometimes it’s just a few bad money decisions that cause your finances to get out of control. That’s what happened to Stephanie Schifano. She and her husband are highly educated, conservative spenders and actually good with budgeting. But, it was just a few unfortunate circumstances which were out of their control and a few bad money decisions that got them into an overwhelming amount of debt. Stephanie is passionate about sharing her story of HOW she paid off $32,000 in 14 months. Hoping it will help others to be inspired to do the same. Stephanie’s financial advisor Julie Hears also joins in on the conversation. She gives us the biggest mistakes most people make, the important money rules we should follow and what we need to ask and look out for when selecting a financial advisor. We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Are the holidays the ONE time of the year you spoil your kids with almost everything they want? Hey it’s been a tough year, a lot of parents are tempted to ‘wow’ the kids this year especially. Our money expert Susan Beacham founder of Money Savvy Generation has advice for parents. This is going to be the last show of 2020. I truly appreciate each one of you who listen to the show, who spread the word about the show to friends. It means the world to me. Thank you for connecting with me on social media. I love it! Anything you need, I’m here for ya  LinkedIn Facebook Instagram TikTok Have a very happy, safe and healthy holiday. Chat with you in the new year! Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!   Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on Seven Figures: Smart Money Strategies for Women: How much money should you save for retirement? A lot of people have reached out to us asking this question so today in our No Dumb Questions segment we’ll give you the benchmarks. Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management joins this part of the show. Plus, Long time radio host in Seattle Washington, Mason is here to talk about what it was like for her to lose her job because of downsizing due to Covid and how TikTok is opening up new doors for her. She, like so many others, think now is the perfect time to use the Tik Tok platform to get exposure for your ‘brand.’ And we’ll take “A Seat at the Kids Table” today, we had parents ask their kids “Should kids get paid for getting good grades or doing a good job at something?” We’ll hear how the kids respond and find out what our expert Susan Beacham founder of Money Savvy Generation  thinks about paying for performance. And our Money Victory shout out goes to Aimee Ruth! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we figure out if developing an online course may be a way you can make some extra money, we’ll start the show with our “No Dumb Questions” segment. A lot of talented and hardworking people have been let go from their jobs as a result of downsizing because of COVID. I want to dedicate some time today, to make sure that if (god forbid) that happens to you, you’ll know what to expect and won’t be caught off guard. Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management is here to explain what you can expect if you are laid off. What are you really good at? What comes natural to you? What would you say is your area of expertise? Maybe you can make some extra money by sharing what you know through an online course. Yes, it’s your course, you’re the expert. You see more and more people offering coaching advice or offering online course instruction. A lot of these people have said they’re making good money by helping others in this way. So why not you? The Go- to -Gal Jaclyn Mellone is here to explain exactly what you need to do to get started and how much money you can make from it. It might be something to think about. (this is part 2 of our interview with Jaclyn from last week) We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” A study out of University of Arizona, found the more kids watch TV, the more advertising they are exposed to. The more advertising they see, the more likely they are to ask for something when you go to the store. Which researchers say, may contribute to parents' overall stress levels, well beyond a single shopping trip. So what advice does our expert Susan Beacham founder of Money Savvy Generation have for parents to combat the marketing that is directly targeting our kids? Today our Money Victory shout out goes to Sierra Stiller-Saiger! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime! sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Before we learn how to manifest what we want, we’ll start the show with our “No Dumb Questions” segment. Why is the Chair of the Federal Reserve Board worried for women? Professor Emeritus at University of Wisconsin-Milwaukee and Author of Teachers Can Be Financially Fit, Economist Mark Schug aka Grandpa Mark is here to explain. Click here to email Mark Click here to pick up Mark’s book Click here to learn more about Mark Manifesting what you want in life. Putting together a Vision Board. You may be rolling your eyes to all of that, I admit, part of me is so sick of hearing that too. BUT if you do it right, it actually DOES open up opportunities. Recently featured in Forbes, Jaclyn Mellone The “Go-To-Gal” explains how she manifested her Forbes article to happen. (This is part 1 of our interview with Jaclyn. Next week we'll explore the opportunity to make money by hosting online courses) We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “Which is better, to make or buy a gift for someone this holiday?” Susan Beacham founder of Money Savvy Generation is here with advice for parents. She says the holidays are a perfect time to teach kids about budgets. Plus, Susan has some great no-cost gift ideas too. And our Money Victory shout out goes to Juanita Leone!  Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we talk get into the best way to approach your boss about work-life balance, we’ll start the show with our “No Dumb Questions” segment. One topic that we often get questions about from listeners is budgeting. What is the best way to budget? Is the 50/30/20 rule a good one to follow and is there a good app we can download that will help us stay on track? Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will have the answers to all of these. “At work you’re supposed to act like you don’t have kids. At home you’re supposed to act like you don’t work” You probably WANT to take advantage of all the opportunities that are on the table right now, but for some parents this is a real challenge. There’s workers survivors guilt. There’s not being able to 100% focus when the kids are home. Just to name a few of the struggles. Kathleen Pringle is here. As an Executive Career Strategist and Coach, she is our direct line to figuring out what our boss is really thinking. -The best way to ask your boss for a little leeway -The best way to still ask for the raise you have coming to you -The 3 most important things you should do to keep your sanity and take advantage of the opportunities that are out there. Yes we cover a lot! Click here to reach out to Kathleen directly We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “How do you know when someone is rich?” Susan Beacham founder of Money Savvy Generation has advice for parents. The best way to help your kids figure out what is enough. And our Money Victory shout out goes to Reena Perri! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident w Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show:  Before we talk about Imposter Syndrome, we’ll start the show with our “No Dumb Questions” segment. The housing marketing is still making headlines and breaking records. If you are looking to purchase a house there’s a good chance you’ll have to pay over the asking price to win the bid. So, what’s the best rule of thumb to figure out how much you can REALLY afford? CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain. At any point in your career did you feel like a fraud? Maybe you’re feeling it now as you navigate through a shift in your career because of COVID. Imposter Syndrome: “Anxiety or self-doubt that results from persistently undervaluing one’s competence and active role in achieving success, while falsely attributing one's accomplishments to luck or other external forces.” It’s a real thing, and we all have our moments of feeling this way. What’s the best way to overcome Imposter Syndrome? Dynamic Sales Leader & Business Development Strategist, Mindset & Success Coach Mary Braunschneider is here to help us. Ways to connect with Mary: https://careerwebfolio.com/marybraunschneider/ https://www.linkedin.com/in/mary-vivian-braunschneider-4492a06/ mary@maryvivian.com We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “When you start to make money, will you give some of it away?” Some parents were pretty surprised by how their kids responded.  BUT it’s a completely natural response. Susan Beacham founder of Money Savvy Generation has advice for parents. The best way to teach your kids about giving. And our Money Victory shout out goes to Amy Nicole! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we chat with our featured guest today, we start the show with our “No Dumb Questions” segment. A listener reached out asking about CDs (certificate of deposit). CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain what it is and if it's right for you. Author of A Recipe for Bad Lemons, Ingredients for Success from Life’s Sour Moments Angie Hundley is here. Angie opens up about what it was like to grow up in the foster care system. Statistically there's only a 5% success rate for foster children. She beat the odds and is now a mother of four and owner of a multi-million dollar business. Angie will definitely put things into perspective and hopefully inspire you. We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What are Taxes?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The fun way to teach your kids about taxes. And our Money Victory shout out goes to Jennifer Roberts! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we talk about the $1,500 life-changing offer, we’ll start the show with our “No Dumb Questions” segment. It’s the last Friday of the month so that means Economist, Professor Emeritus at University Wisconsin-Milwaukee Mark Shug (aka Grandpa Mark) joins the show. Viewing it through the lens of an economist, he’ll give us an unbiased break-down of the most important news stories that impact you and your wallet. A lot of people have strong opinions about who will win the election and what will happen to the economy if one party wins over the other. So, which Presidential candidate IS better for the economy? And what about the Stimulus package? Are we going to see more money coming our way or did the political bickering kill the plan? Pick up Mark’s book “Teacher’s Can Be Financially Fit” email Mark directly “In my early 20s, my dad offered me $1,500 with a catch. It annoyed me at the time, but it also taught me the most important savings lesson of my life” Freelance writer Alexis Rhiannon joins the show to talk about her dad’s life-changing offer and how all of us can learn a valuable lesson from it. click here to read the full article Alexis writes for Business Insider, Allure, Apartment Therapy   Follow her on twitter We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What is Debt?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The best way to teach your kids about debt. And our Money Victory shout out goes to Vera Plotkin! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime. Love getting your emails Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: Before we talk about being a 'go to' expert and starting an online business, we’ll start the show talking about paying for college. This is a pretty big topic of discussion for a lot of families. As parents sometimes we overextend ourselves to help better our children’s lives. Which just makes us good and loving parents. BUT when it comes to paying for college, this might be where we draw the line. Why do experts suggest steering far away from Parents Plus Loans? We’ll explain in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Take a moment to think about your passions? What are you an expert at? You CAN turn it into an online business. Debbie Knusdsen, Online Marketing Strategist will give you her advice. How she successfully transitioned from being on stage as an award winning Opera singer to being on the big online stage.   We end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What is a loan?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The best way to teach your kids about borrowing money and taking out a loan. And our Money Victory shout out goes to Sierra Stiller-Saiger! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show:  Before we chat about your little white lie, we’ll start the show talking about open enrollment. It’s right around the corner so I want to make sure you have a good understanding of what your options are. Many of you will have the choice to sign up for a High Deductible plan and the HSA that goes along with it. We’ll explain what they are in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Then, we’ll talk about the little white lie a lot of us hide behind. Caren Glasser will join the conversation. Caren is a Live stream host of 2 popular web TV shows, Once Upon A Storytime! and Caren Glasser LIVE!  We talk about her little white lie and how her career got a boost after she came clean about it. She also gives us advice about video conferencing and the fine line between charging for your expertise and giving it away for free. We'll end the show like we always do, we’ll take “A Seat at the Kid’s Table.” Today, we had parents ask their kids- “What is an example of a smart purchase and what is something they regret buying?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The best way to teach your kids smart SPENDING habits. And our Money Victory shout out goes to Rachael Knight! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: One of the most googled money topics is Public Service Loan Forgiveness. We’ll explain what it is and who qualifies for it in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Plus, As we push through 2020 a lot of people are facing tremendous adversity. Today, we want to help you to find happiness and harmony in a very noisy world. International bestselling author, speaker, entrepreneur, Win the Day podcast host James Whittaker joins the show. James has interviewed more than 200 of the world’s leading athletes, entrepreneurs, and business leaders to unlock their secrets to success. The timing could not be more perfect for his book “Andrew Carnegie’s Mental Dynamite.” The book explores what many say is the blueprint to solving societies most troubling problems. We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “What is retirement and at what age can you retire?” We’ll hear what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. The benefits to talking about retirement with your kids. Our Money Victory shout out this week goes to Melissa Diane! Thank you for listening to the show. I truly hope it is helping you.. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: You hear everyone talking about the low interest rates. How do run the numbers to see if refinancing your mortgage right now makes sense for YOU? We’ll explain in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  Plus… Your dreams, your goals will become a reality ONLY if you have room for them in your 'Love Bucket.' So, how big is your 'Love bucket?' Founder of 113 Branding Digital Media Studio, Live Stream Host, Author, and International Speaker Joie Gharrity will join the show to explain. We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- “How much do you think a house costs?” We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. Is the best way to teach your kids the value of a dollar talking openly about how much your house is worth? Our Money Victory shout out goes to Llyod Ruffle! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between Active and Passive investing“No Dumb Questions” Plus… How to 'Boss Up' Your Own Life and stop working scared Norma Holland joins the show. What compelled her to walk away from a 23 year career in TV to take on the new unfamiliar challenge of digital marketing? She’ll explain it all today. Learn more about Norma here: https://www.digitalhyve.com/about-us/meet-the-hyve/ https://www.facebook.com/Norma-Holland-131908096836427/ https://www.linkedin.com/in/norma-holland-2486234/ We end the show today like we always do, we’ll take Today we had parents ask their kids- What is compound interest?We’ll see what the kids say and what advice our money expert Susan Beacham founder of “A Seat at the Kid’s Table.”Money Savvy Generation has for parents. The best way to teach kids the important lesson of compounding. And our Money Victory shout out goes to Brenda Langford! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management  we’ll explain the difference between a Mutual Fund and an ETF To reach out to Erica: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/?utm_source=GMB&utm_medium=Yext Plus… What do you need to know after a Divorce? Author, Publisher, Confidence Coach Sheila Kennedy is here to share the 3 biggest financial lessons she learned when she became a single mom. To reach out to Sheila: http://www.thezebraink.com/ We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- What is a checking and savings account? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. As Susan mentions “We live in a world where people make money off our overdrafts” so it’s imperative as parents to be proactive and teach our kids how to manage their money. To reach out to Susan: http://www.moneysavvy.com/ .And our Money Victory shout out goes to Michelle Vanderpool Tomaszewski! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on the show: We hear the headlines about Negative Interest Rates…What does that mean? Is it a real possibility? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus… Becoming a millionaire on a teacher’s salary. Professor Emeritus at the University Wisconsin-Milwaukee and coauthor of Teachers Can be Financially Fit Mark Schug will explain how you can be rich while earning a modest income We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- What is investing? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. What is the best way to teach your kids about investing even when you may not be good at it yourself. And our Money Victory shout out goes to Dave Blue Fields! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Today on the show... Term or Whole life insurance? Which one is better for your family? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, What’s the psychology behind spending vs saving. Are some people just "wired" to be savers? Continuing the work of her late father Dr Thomas J Stanley, Dr Sarah Fallaw, co-author of The Next Millionaire Next Door and founder/president of DataPoints joins the show Here's the personality assessment test we referred to:  www.datapoints.com/personality We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- What is a budget? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. Our Money Victory shout out goes to Lauren Marie! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Today on the show... We break down the difference between a Home Equity Line of Credit and a Home Equity Loan in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, The biggest surprises that catch most people off guard when buying a new house. Rachael Wexler from Keller Williams and Rich Short from Advantage Federal Credit Union are here We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask  their kids-How do you decide which college to go to? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. Here's the link to Susan's article that we referred to: http://susanbeacham.com/the-money-talk-pays-off-heres-proof/#commentform Today our Money Victory shout out goes to Laurie Berry DiBerardinis! Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Today on the show... Your credit score is your mathematical DNA…How is it calculated? How often do you need it and how does it impact your life? We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, how to put together the perfect pitch that will open up opportunities for you and increase your earning power. Author, Publisher, Confidence Coach Sheila Kennedy  is here to explain the key to turning a ‘No’ into a ‘Yes!’ Sheila also gives us her 3 biggest takeaways from interviewing immensely successful entrepreneurs in her book Choices to Changes.  We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids- How does a credit card work? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. This week's Money Victory Shout Out goes to Christine Elizabeth Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

Today on the show: Interest rate vs APR what’s the difference? We’ll break it down in with our CFP Erica Cummings from “No Dumb Questions”The Harmony Financial Wellness Group at RBC Wealth Management The pandemic has taught us a lot about ourselves. Most importantly, it’s taught us a lot about our finances. We are paying more attention to where we spend our money, and how much we’re spending. We have a new appreciation for our streams of income that’s for sure! Our guest today, Jully Alma Taveras founder of the Investing Latina says this is the time we should all be very familiar with our “Survival Number.” She’ll explain. Jully also opens up about her past debt. How shopping was her vice when she was in her 20s. She has paid off that debt and is now using her new found passion for saving and investing to help others take control of their finances. In just a short amount of time her Youtube channel and social media platforms have attracted an impressive following. We end the show today like we always do, we’ll take Today we had parents ask  their kids- We’ll see what the kids say and what advice our money expert Susan Beacham founder of “A Seat at the Kid’s Table.”When you want something really bad but don’t have the money for it, what do you do?Money Savvy Generation has for parents. Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com

Today on the show: Can you easily explain what an IRA is? If you can’t, you’re not alone. We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Our guest today has the most uplifting and positive way about her. Journalist, Speaker and Widow Warrior Kimberly Holmes-Iverson will share her story. How she found the strength to continue to heal emotionally as a young widow and the valuable financial lessons that she was forced to learn. Lessons she wants every woman to know. We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask  their kids- What are you going to do with your very first paycheck? We’ll see what the kids say and what advice our money expert Susan Beacham founder of Money Savvy Generation has for parents. Thank you for listening to the show. I truly hope it is helping you. Feel free to reach out anytime sandywaters989@gmail.com   Cheers to each one of you who is on your way to being proud to say you are a financially confident woman!

On this show, we talked about why so many adults struggle financially, what the key predictors are for success and how to actually make education work with Susan Beacham, CEO of Money Savvy Generation.  Listen to learn how early financial education could be the cure to living paycheck to paycheck! For the Difference Making Tip, scan ahead to 22:06! You can learn more about Susan at SusanBeacham.com and MoneySavvy.com Time to get your Mind, Body and Money right?  StriveDetox.com.  Enter “moneysavage” at checkout for 25% off.  George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2019! You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.

In true Stacking Benjamins fashion today we're all about the Tooth Fairy. A new Delta Dental study shows that the Tooth Fairy is leaving less money for children's teeth. Does this mean the economy is weakening? Does it mean that the value of teeth are lower? Helping us out today we welcome special guest Susan Beacham from MoneySavvy.com. Also on today's motley crew, is Paula Pant from AffordAnything.com, and rounding out our gang is Len Penzo from the LenPenzo.com blog. Halfway through the show, we'll take a break from our discussion with Susan and the rest of the gang to cover a long running IRA problem. Have you been looking for a place to make investing in alternative investments easier inside of your IRA? During our Fintech segment Joe will talk to Eric Satz, CEO of IRA company Alto, about what his company is doing to help streamline the process. Then we'll answer a Magnify Money call for help from Lauren, who wants to save money for her kid's college fund, but is weary about the restrictions that come with using a traditional 529 plan. What other college savings vehicles are available for her? As always, of course, we'll still save some time for Doug's trivia. Thanks to Airbnb for supporting Stacking Benjamins. Go to Airbnb.com/SB to start hosting. You’ll receive a $100 Amazon Gift Card if you generate $500 in booking value by May 30. Terms and conditions apply.

What a year it's been! To look at the year in review, Sandy is joined by Tom Dambra, CEO of Family First Credit Union. 2018 was filled with so much helpful "seven-figure" advice, it made it difficult to choose what to include in the review! Listen for some of the best tips from Janine Shepard, Lynn Mucenski-Keck, Mike McNamara, Norma & Andrea Holland, Susan Beacham, Jodi Rosenshein Atkin, and Eric Brotman ranging from the best college fit to your living will. Thank you for listening to the Seven Figures Podcast! We appreciate you!

This week Susan Beacham, founder and CEO of the multi-platform financial education company Money Savvy Generation tells us it's never too early to start teaching your kids about the concept of money. In fact, these lessons should start right away! Kids are intuitive, just because they're young, doesn't mean they won't understand. Age 6-12 is a window of opportunity to shape good money behavior. It starts with implementing chores, the "gateway to developing a strong work ethic," then, as they get older giving them a conditional allowance, then setting the expectation that they will get a job and work for their own money. We dig deep into these concepts on the podcast this week, take a listen!   Want to learn more about Susan? Visit http://susanbeacham.com  or http://www.moneysavvy.com/

Did you know: Your kid's money habits are set by age 7! So, that means we NEED to be proactive and mold their habitsbefore it's too late. We need to start teaching the language of money right from the start. This week Susan Beacham joins the podcast with tips to help you teach your kids about money the right way. Susan has a long history in the financial industry. She is an expert in kids and young adult financial literacy. She is the CEO of the Money Savvy Generation. http://susanbeacham.com/ http://www.moneysavvy.com/ See omnystudio.com/policies/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today’s guest is a leading expert on money, kids and financial literacy and the creator of the Money Savvy Pig. She is also a banking and investment management veteran who worked with high net worth individuals for over 2 decades and advised them on what they should and shouldn’t do with their money. Her name is Susan Beacham. Susan founded her own company, Money Savvy Generation, in the late 90’s after seeing how much her own children wanted to learn about money. Since then, her company has developed a wide portfolio of products that’s helped millions of parents and educators teach basic personal finance skills to school-age children. Three takeaways from our interview: -- Susan’s inspiration to leave corporate America after 18 years to start her own company. -- Her money mantra that requires her to “stop, think and reflect.” -- How Susan’s own grandmother influenced her financial philosophy and helped her become a strong saver.