Podcasts about frugal friends

Time flies so fast, we’ve already reached our 500th episode! And because change is the only constant thing in the world, Frugal Friends is embracing change for the BEST. So, in this episode, Jen and Jill officially welcome a new era of Frugal Friends with more exciting contents and things to look forward to. Are you ready for it?

Every year, there’s new ways to save money on grocery shopping and this year is no exception! In this episode, Jen and Jill kick off a new era of Frugal Friends, with fresh strategies to get food for free, at a low cost, on a deal, or guilt-free all while keeping your table full and your budget happy.

Beer should be served ice cold. Bottled beer is better than canned beer. These are just 2 incorrect assumptions people have about beer. This episode begins with a look at common beliefs about beer that just aren't true – and what the real story is. https://www.mentalfloss.com/article/61195/11-common-misconceptions-about-beer You have a lot of options when it comes to communicating with others. You can text, video chat, email, phone or speak face-to-face. What you may not realize or think about is that the method of communication you choose itself sends a message. Choose the wrong method and you send the wrong message. Here to discuss the fascinating research behind all this is Andrew Brodsky. He is a management professor at McCombs School of Business at the University of Texas at Austin and author of the book PING: The Secrets of Successful Virtual Communication (https://amzn.to/41h5fQH). Have you ever really examined what you spend your money on in say, the last 90 days? When you do, you just may learn some fascinating things about yourself. That is why it is one of several recommendations you will hear from my guest Jen Smith. She reveals how once you are clear on what is truly important to you, you can stop wasting money on things that don't matter and buy what you really love. Jen Smith is a personal finance expert and co-host of the Frugal Friends podcast (https://www.frugalfriendspodcast.com/) who has written for and been featured in Forbes, Money Magazine and Business Insider. She is co-author of the book, Buy What You Love Without Going Broke (https://amzn.to/41dBBM9). What is the best way to deal with a hostile boss? Perhaps using a little hostility in return. Listen as I reveal how a little passive-aggressive hostility may be the perfect way to manage that belligerent boss. https://news.osu.edu/news/2015/01/20/hostile-boss-study-finds-advantages-to-giving-it-right-back/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Who better to talk about the benefits of frugal living than your Frugal Friends? If you are interested in frugal living and are interested to know if you are one, this episode is for you. In this episode, Jen and Jill share why they love this lifestyle—and why you just might love it too!

Learn how values-based spending can help you curb impulse buys, avoid financial blindspots, and rethink your money habits How can you stop impulse spending? How do you know if you're making good financial choices? This episode explores mindful spending and financial habits that may be holding you back. Personal finance Nerd Kim Palmer kicks off the episode with a discussion on spending habits with guests Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast and authors of the new book, Buy What You Love Without Going Broke. They explore the pitfalls of extreme budgeting, how values-based spending leads to financial confidence, the importance of aligning spending with what truly matters, strategies to curb impulse purchases, and how to reframe financial mistakes without shame. Then, hosts Sean Pyles and Elizabeth Ayoola discuss financial blindspots with Jeremy, a listener who works as a talent agent in New York City. They dive into how to evaluate whether you're on track with savings, when to prioritize your time over income, and how to address financial gaps you might not be aware of. Jeremy shares his detailed approach to budgeting and saving while expressing uncertainty about whether he's missing something in his financial plan. They explore retirement savings options beyond a 401(k), the importance of disability insurance, estate planning considerations, and how to balance long-term financial security with enjoying money in the present. Are you on track to save enough for retirement? Use NerdWallet's retirement calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator  In their conversation, the Nerds discuss: impulse spending, financial blindspots, mindful spending, values-based spending, budgeting tips, budgeting strategies, spending guilt, financial regrets, smart money habits, how to stop emotional spending, personal finance mistakes, how to balance saving and spending, financial security, how to make a financial plan, retirement savings, estate planning, disability insurance, high-yield savings, robo-advisor investing, early retirement planning, how to save for retirement, and brokerage account alternatives. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice-from the hosts of the beloved Frugal Friends podcast. There's a lot of noise out there about how to spend (and not spend) your hard-earned money. But what if you made financial decisions based on what you value-instead of what others are telling you to value? This is the empowering approach Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast, want you to take to improve your spending habits. They believe you can value anything (yes, anything!), whether that's a daily latte, fancy dinners out, or vacations. But, despite what social media is saying, you don't value everything. The Frugal Friends' wisdom comes from personal experience: Jen paid off $78,000 of debt in two years without a six-figure income, while Jill has a background in social work and downsized to an RV to pay off student loans. Together, their advice is both relatable and actionable.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.

Jill Sirianni, co-host of the Frugal Friends Podcast, joins us to talk about her new book, co-authored with Jen Smith, "Buy What You Love Without Going Broke." Jill dives into the power of mindful spending, embracing the "radical middle" in financial decision-making, and applying Maslow's hierarchy of needs to your money.In this episode, Jill also shares how she paid off $60,000 in debt, the lessons she learned from living in an RV, and why financial freedom starts with self-reflection. You'll walk away with actionable advice, including how to conduct a 90-day transaction inventory and tips for having non-judgmental money conversations with your partner.Get ready to rethink frugality and learn how to buy what you love—without going broke!Mentioned in this episode: -Buy What You Love Without Going Broke Book: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/  -Frugal Friends Podcast: https://www.frugalfriendspodcast.com/episodes/  Connect with Jill: https://www.instagram.com/frugalfriendspodcast/ or https://www.frugalfriendspodcast.com/ About our Guest: Jill Sirianni is a licensed clinical social worker and co-host of the Frugal Friends podcast. She's experienced in doing a lot with a little—from starting small businesses to full-time RVing—all of it was leveraged to pay off $60,000 of debt and cash flow her masters degree. Helping others is her highest value and integrating her mental health perspective with personal finance is how she supports others to identify, and live out of, what they value most. When she's not meeting with clients or podcasting, you can find her in the garden or hosting friends in her home. She lives in St. Petersburg, Florida, with her husband Eric.Schedule your Childfree Wealth® Checkup today! https://childfreewealth.com/schedule-a-checkup/#ChildfreeWealthPodcast #Frugality #DebtFreeJourney #MindfulSpending #ConsciousConsumption #RadicalMiddle #BudgetingTips #FinancialFreedom #FrugalLiving #MoneyMindset #FrugalFriendsPodcast #ChildfreeWealth The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples. Like the show? Leave us a rating & review! If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com! Join our newsletter HERE. Schedule a meeting with a Childfree Wealth Specialist® HERE. Instagram: @childfreewealth Facebook: @childfreewealth LinkedIn: @childfree-wealth YouTube: @ChildfreeWealthPodcast Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

In this episode of Everyone's Talkin' Money, I'm joined by Jen and Jill from the Frugal Friends podcast and authors of Buy What You Love Without Going Broke to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters. Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you're a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life. What You'll Learn in This Episode: Why dopamine hits are highest in the anticipation of shopping, not the act itself. How to redefine frugality as a form of financial freedom, not sacrifice. Why understanding your personal values is the secret to intentional spending. Tips to curb impulse shopping without feeling deprived. How mistakes in your financial journey can be your greatest teacher. The importance of asking non-shaming questions about your money habits. How frugality can lead to more meaningful and fulfilling experiences. LINKS Frugal Friends podcast n this episode of Everyone's Talkin' Money, Shannah is joined by Jen and Jill to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters. Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you're a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life. What You'll Learn in This Episode: Why dopamine hits are highest in the anticipation of shopping, not the act itself. How to redefine frugality as a form of financial freedom, not sacrifice. Why understanding your personal values is the secret to intentional spending. Tips to curb impulse shopping without feeling deprived. How mistakes in your financial journey can be your greatest teacher. The importance of asking non-shaming questions about your money habits. How frugality can lead to more meaningful and fulfilling experiences. LINKS Frugal Friends podcast Buy What You Love Without Going Broke book CONNECT WITH SHANNAH Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

About   Jill Sirianni is a licensed clinical social worker (LCSW), co-host of the Frugal Friends podcast and co-author of Buy What You Love Without Going Broke (releasing Jan. '25). She's experienced in doing a lot with a little—from starting small businesses to full-time RVing—all of it was leveraged to pay off $60,000 of debt and cash flow her masters degree. Helping others is her highest value and integrating her mental health perspective with personal finance is how she supports others to identify, and live out of, what they value most. What You'll Learn In this episode we talk about:  Moving into an RV and how that changed her perspective on consumption  Finding alternatives to shopping and values based spending Using “Maslow's Hierarchy of Needs” to help us understand our finances Understanding the reasons behind our purchases and avoiding comparison syndrome Resources Say hi to Whitney on IG Listen to the Frugal Friends Podcast Get a copy of the Jill and Jen's book: BuyWhatYouLoveBook.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, we talk with Jen and Jill from the Frugal Friends Podcast and authors of the new book Buy What You Love Without Going Broke. They believe the secret to saving money isn't in coupons and sales, it's in identifying what you value and pursuing it unapologetically. We chat about how value-based spending can meet higher emotional and psychological needs beyond mere financial savings. The Frugal Friends also share personal stories of overcoming debt, understanding the 'real' needs behind our purchases, and how frugality can be both sustainable and enjoyable.   

Scott talks with Jen Smith and Jill Siriani- the Frugal Friends about what motivates our purchases and ways to impact our spending.See omnystudio.com/listener for privacy information.

A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice-from the hosts of the beloved Frugal Friends podcast. There's a lot of noise out there about how to spend (and not spend) your hard-earned money. But what if you made financial decisions based on what you value-instead of what others are telling you to value? This is the empowering approach Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast, want you to take to improve your spending habits. They believe you can value anything (yes, anything!), whether that's a daily latte, fancy dinners out, or vacations. But, despite what social media is saying, you don't value everything. The Frugal Friends' wisdom comes from personal experience: Jen paid off $78,000 of debt in two years without a six-figure income, while Jill has a background in social work and downsized to an RV to pay off student loans. Together, their advice is both relatable and actionable.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.

This week on the Journey to Launch Podcast, I'm joined by Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends podcast and authors of Buy What You Love Without Going Broke. We dive into the true meaning of frugality, breaking away from the common perception of it being about deprivation or cheapness. Instead, Jen and Jill frame frugality as intentional, value-driven spending that supports your goals and priorities. They share insights on understanding spending habits, using a 90-day transaction inventory to uncover patterns, and how dopamine fasting can reprogram spending behaviors. Tune in for practical tips and strategies to help you spend with purpose, align your money with what truly matters, and find joy on your path to financial freedom. In this episode you'll learn:  That frugality is not about wanting less but wanting different and embracing the desire for big things in life. It's about good stewardship of all resources. The need for flexibility and fluidity in spending decisions, especially during different life stages.  How a no spend challenge can be a way to pause non-essential spending and give the brain space to ask important questions about spending behaviors.  How to align spending with deeper values such as faith, family, friends, and fulfilling work. Other Links Mentioned in episode: Jen's previous episode on the Journey to Launch Podcast: How to Use Frugality and No Spend Challenges to Accelerate Your Money Journey + Side Hustle Tips w/ Jen Smith Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with The Frugal Friends: Website: FrugalFriendsPodcast.com Instagram: @FrugalFriendsPodcast Twitter: @ModernFrugality Facebook: @ModernFrugality Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Many of us think of spending as something you just... do. You make money, and spend it. But in fact, spending isn't something that just happens. It's a skill. It's a practice that you can refine over time and use as a tool to make your life as beauitful and valuable as it can be. One of the most important components of learning the skill of spending is aligning your spending with your values and highest priorities - something refered to as values based spending. It's entirely possible to be financially responsible, hit all your financial goals, and to buy what you love without going broke.   On this week's episode of The Money Love Podcast I'm talking with my friend and the Co-Host of The Frugal Friends podcast, Jen Smith. Jen and I discuss why it's imperitive to think of spending as a skill, why frugality isn't something to resist but rather embrace, how our desires and problems are manufactured by modern day marketing, and why quality over quantity with your spending is the secret to financial success. Jen's new book - Buy What You Love Without Going Broke - is hitting the stands today! You can grab your copy using the links below. Enjoy!   Find and Connect with Jen: Buy the Book - Buy What You Love Without Going Broke   Her Podcast - The Frugal Friends Podcast   Follow Her on Instagram     START HERE:  FREE MASTERCLASS: Why You Impulse Shop & How To Stop Get Paige's Money Recommendations     Work with Paige: Join the Overcoming Overspending Membership HERE Use code “MLP30” at checkout to save $30 on your first month inside the membership    Where you can find Paige online: Website: https://www.overcomingoverspending.com  Instagram: @overcoming_overspending TikTok: @overcoming_overspending

What if you could spend guilt-free on what you love and keep your finances on track? In this episode, we're joined by Jen and Jill from the Frugal Friends podcast to break down how to live frugally without crossing the line into being cheap. Frugal living isn't about deprivation—it's about prioritizing your spending on what truly lights you up while cutting back on the things that don't. Jen and Jill share practical strategies to help you: Identify the difference between frugal and cheap decisions. Build a spending plan that aligns with your values and goals. Use budgeting as a tool for joy, not restriction. But that's not all. We also explore: The hidden dangers of compulsive trading and its growing impact on investors. Doug's deep dive into his Amazon spending history—prepare for a laugh and a wake-up call. Whether you're looking to reframe your relationship with money or simply want to enjoy what you love without breaking the bank, this episode is packed with actionable tips to help you crush your financial goals in 2025. Tune in and learn how to master the art of intentional spending! FULL SHOW NOTES: https://stackingbenjamins.com/how-to-shun-consumerism-1627 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join Brad, Jen, and Jill as they navigate the intricate balance between frugality and financial independence. Explore creative alternatives for spending less, and the importance of aligning your finances with your core values. Key Topics Discussed Introduction to Frugality (00:00:00) Overview of the tension between overspending and frugality. Importance of values in financial decisions. The Extremes of Spending (00:02:00) The trend of swinging between extremes in spending and income earning. Finding a "radical middle." 30-Day No Spend Challenge (00:08:20) Definition and benefits of a no spend challenge. Reducing decision fatigue and promoting creativity. Understanding Dopamine (00:11:00) How dopamine affects spending habits. The link between dopamine and impulse purchases. The Four F's of Fulfilling Life (00:35:14) Family, friends, faith, and fulfilling work as guiding values. Prioritizing financial decisions around these values. Actionable Takeaways (00:49:30) Practical steps to begin applying the concepts discussed in the episode. Key Takeaways Embrace Life as an Experiment: Life is a series of experiments; learn from each experience and evaluate your spending habits. Conduct a 90-Day Transaction Inventory (00:25:41): Review your last 90 days of spending to identify patterns and impulsive behaviors. Start a 30-Day No Spend Challenge (00:10:13): Focus on understanding your desires and needs without spending money on non-essential items. Define Your Four F's (00:35:14): Identify and prioritize family, friends, faith, and fulfilling work in your financial planning. Engage in Creative Alternatives to Shopping: Find different activities that fulfill emotional needs without spending money. Quotes "Hold the tension between frugality and income earning to find your radical middle." (00:05:13) "It's about wanting different, not less." (00:34:21) "Life is a series of experiments—learn about yourself with each one." (00:56:06) "Happiness is an internal journey—not dictated by our environment." (00:48:59) "Connect your finances to your core values for meaningful spending." (00:37:14) Action Items Commit to a 30-day no spend challenge starting next month. Create a list of your four F's to guide spending decisions. Conduct a 90-day transaction inventory to understand impulse spending triggers. Related Resources Buy What You Love Without Going Broke (00:56:12) Dopamine Nation by Anne Lemke (00:11:00) Adam Sandler SNL Skit (00:48:59) Chapters 00:00:00 - Introduction to Frugality 00:02:00 - The Extremes of Spending 00:08:20 - 30-Day No Spend Challenge 00:11:00 - Understanding Dopamine 00:35:14 - The Four F's of Fulfilling Life

Today’s episode offers a peek into what your favorite personal finance podcast might be like, if only it was hosted by two ladies! Jen Smith and Jill Sirianni are hosts of the Frugal Friends podcast which is all about embracing a more intentional and frugal lifestyle… but not THAT kind of frugal. They challenge the idea that frugality is about deprivation and instead highlight how it can empower you to achieve financial independence while living a life filled with joy and purpose. Jen and Jill drive this point home in their new book, Buy What You Love Without Going Broke, which is exactly what we’re talking about today- spending money! We cover the ways that we’re doing it wrong, how to spend money in a healthy values-driven way, and strategies to support those new habits!See omnystudio.com/listener for privacy information.

A former editor and columnist with Yahoo, Current TV and the New York Daily News, her work has also appeared in the Wall Street Journal, New York Times, New York magazine, Glamour, Elle, Time, Marie Claire, the Daily Beast, and Slate. She holds an undergraduate degree in economics from the University of Pennsylvania, a master's in journalism from Columbia University, and a master's in religious studies from New York University. T In This Episode  There's a fine line between marketing and creating false desires, and influencers stomp all over it. Influencers often convince women they have problems that can only be solved by buying. But this holiday season, we don't have to give in. Today, we're talking about the historical context of marketing and its impact on consumer behavior, emphasizing the emotional triggers behind impulse purchases.  We have insights from Jen Smith, host of the Frugal Friends podcast and author of Buy What You Love Without Growing Broke, on navigating social media's and marketing's overwhelming influence during the holidays and practical tips for making more intentional financial decisions.    Email_  jo.piazza@gmail.com Website_ https://www.jopiazza.com/  Linkedin_https://www.linkedin.com/in/jo-piazza-86223519 FB_ : https://www.facebook.com/johanna.piazza/ Instagram_https://www.instagram.com/jopiazzaauthor/ X: https://x.com/jopiazza Podcast_Under the Influence with Jo Piazza Podcast Book_  The Sicilian Inheritance: A Novel Only One In The Room: Email: cathcartrobbins@gmail.com Website: http://www.theonlyonepod.com/  Spotify: https://spoti.fi/2P3sYOA  iTunes: https://apple.co/2UUZ04Y   YouTube: https://www.youtube.com/@TheOnlyOneintheRoomPodcast  Instagram: instagram.com/theonlyoneintheroom   X: https://x.com/TheOnlyOnePodc1  Facebook: https://www.facebook.com/groups/TheOnlyOneInTheRoomPodcast/  TikTok: tiktok.com/@theonlyoneintheroom Patreon: patreon.com/theonlyonepodcast  Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it possible to embrace frugality without feeling deprived or restricted? What if living frugally could actually spark creativity, deepen your values, and help you live a more intentional life?In this episode, we're joined by Jen Smith and Jill Sirianni, co-hosts of the wildly popular Frugal Friends Podcast. Jen and Jill are on a mission to transform how people think about money. Jen is a personal finance expert who brings firsthand experience from paying off $78,000 of debt in just two years, while Jill, a licensed clinical social worker, brings insights on how our money habits are tied to mental health.Together, they've redefined what it means to live frugally, showing that it's not about sacrifice—it's about stewardship. We discuss how to embrace frugality joyfully, break free from the consumerism trap, and discover how spending in alignment with your values can make life even richer. Plus, we'll unpack practical strategies to curb stress shopping and find creative ways to fill your time without overspending.3 things you'll learn:How to embrace frugality without feeling deprived or restricted.The creative ways frugality can help us align our spending with our values.Practical strategies to curb stress shopping and develop healthier coping mechanisms.Learn how to rethink frugality as a path to freedom, creativity, and intentional living while building healthier habits with your money and resources.Connect with Jill and Jen:The Frugal Friends PodcastThe Frugal Friends InstagramBook: Buy What You Love Without Going Broke

On today's episode we have everyone's favorite frugal friends Jen and Jill back on to talk about their upcoming book “Buy What You Love Without Going Broke”. Jen and Jill share about the process of writing a book and some of the key parts they're most proud of. This book is a value-based spending gold mine, so we're thrilled they are on to share with our listeners about this incredible work. Stick around to the end to hear about the famous POAT book giveaway!   In this episode, we chat about: Consumerism labels Value-based spending keys Contentment over complacency MENTIONED IN THIS EPISODE: Empowered Money Academy Episode 77: our first interview with Frugal Friends CONNECT WITH TODAY'S GUEST:  Jen Smith & Jill Sirianni are co-hosts of the top-rated Frugal Friends Podcast. With over 400 episodes and almost 7 million downloads, Frugal Friends is changing the way the world thinks about frugality. Jen Smith is a personal finance expert who, along with her husband, paid off $78,000 of debt in two years while facing unemployment and buying a house. Jill is a licensed clinical social worker who enjoys exploring the connections between our money behaviors and mental health. Together they're helping people become better stewards of their money, time, space, and natural resources. www.frugalfriendspodcast.com   Order Buy What You Love Without Going Broke  Instagram @frugalfriendspodcast   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis

In today's episode, Sarah kicks off an "organizing special topics" series with Jen Smith, cohost of the Frugal Friends podcast and author of Buy What You Love Without Going Broke, out this January. Sarah and Jen chat intentionality around spending, saving, and how to tackle both short- and long-term financial goals. Get inspired to think about budgeting in a different way by focusing on spending on what matters, not deprivation. Sarah is releasing Planning By Season! Find out more at theshubox.com/courses (or check out details in the December newsletter - visit theshubox.com/newsletter to subscribe!) Episode Sponsors: Jenni Kayne: Check out their amazing gifts, from candles to their iconic sweaters . Visit jennikayne.com; listeners get 15% off your first order when you use code PLANS at checkout. PrepDish: Visit PrepDish.com/plans for your first 2 weeks, FREE. MasterClass: Give the gift of learning this season! Visit masterclass.com/bestlaidplans to learn more and find active discounts! Cozy Earth: Sheets, pajamas and more in the most amazing fabric. Visit cozyearth.com/plans and use exclusive 40%+ off code PLANS to give the gift of luxury this holiday season. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you marking your calendars for Black Friday and Cyber Monday? So are we. It looks like shoppers are expected to spend more than ever this year — around $1,700 a person according to Deloitte.  We thought it would be fun to bring our pals Jill Sirianni and Jen Smith, cohosts of the Frugal Friends podcast, and the new book: Buy What You Love Without Going Broke: Transform Your Spending and Get More of What Money Can't Buy back on the show to answer all of your shopping questions.  CHAPTERS: 00:00 Holiday Spending Trends and Impulse Control 06:14 Meaningful and Frugal Gift Ideas 10:12 Navigating Unexpected Costs and Community Support 16:02 Credit Card Use and Financial Boundaries TAKEAWAYS: Consider using last year's spending as a guide for this year's budget. Community support is crucial during unexpected financial hardships. Creative limitations can lead to better problem-solving and gift-giving. Don't rely on credit cards for holiday spending if you can't pay it off quickly. Thoughtful gifts can include experiences or personal items rather than material goods. Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Have a question for us? Write to us at mailbag@hermoney.com. While you're at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

I am so excited to welcome back co-hosts of the Frugal Friends Podcast - Jen Smith (personal finance expert) and Jill Sirianni (social worker) here on Minimal-ish to talk about all things values-based spending during the holiday season. Around here, we are no stranger to intentional living in many areas of our lives, including our spending habits. I absolutely loved this conversation because Jen and Jill bring such an incredibly gentle yet practical approach to navigating holiday budgeting with that same level of intention we strive for in our day to day life.  Links from this episode: Frugal Friends Podcast Frugal Friends Website  Frugal Friends on Instagram Pre-order “Buy What You Love Without Going Broke” More episodes with Frugal Friends: Jen of Frugal Friends on Minimal-ish Podcast: Simple Habit Shifts to Help You Become Debt Free & Reach Financial Goals with Jen Smith Desirae on Frugal Friends Podcast: Letting Go of Material Possessions to Save Money w/ Desirae Endres More episodes on this topic: Episode 215: Values-Based, Deprivation-Free Budgeting + A Conversation on Comparison with Alli Williams Episode 168: Simple Ways to Start Changing Your Shopping Habits (Bring Less into Your Home) Episode 167: Simplifying "Sticking to" your Budget + Tips for Your Grocery Budget Woes with Carly of Debt Free Mom Sponsors: MeUndies: Check out the brand new MeUndies Kids line today. To get 20% off your first order, plus free shipping, go to MeUndies.com/minimalish, and enter promo code minimalish. Born Shoes: Go to BornShoes.com today for a 15% discount plus free ground shipping on all full price shoes when you use my promo code, MINIMALISH. Manscaped: Get 20% off + free shipping with the code MINIMALISH at manscaped.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Deanna and guest Jill Sirianni discusses how simplifying your home can have a profound impact on your financial well-being. They explore practical strategies for decluttering your space, overcoming complexity bias, and aligning your spending with your values. **************** Resources Mentioned (some may be affiliate links - thanks for supporting the show at no extra cost to you): Check out my favorite tools & resources Connect with Jill Sirianni Instagram Jill's Website Frugal Friends Podcast Buy What You Love Without Going Broke Follow Deanna Yates, the host of Wannabe Clutter Free on: Instagram Facebook Website Podcast **************** In this episode of the Wannabe Clutter Free podcast, the host, Deanna Yates, interviews Jill Sirianni, a licensed clinical social worker and co-host of the Frugal Friends podcast. Together, they dive into the transformative power of simplifying your home and how it can positively impact your financial decisions. Jill shares her unique insights into the connection between physical clutter and financial stress, explaining how clearing your space can reduce overwhelm, free up time, and pave the way for more intentional spending habits. They also tackle the concept of "complexity bias" and how it can make financial decisions feel more daunting than they need to be. Jill provides actionable tips, including conducting a 90-day transaction inventory to identify spending patterns and redefine what “enough” means in your life. Whether you're looking to declutter your home, improve your financial habits, or find harmony between the two, this episode offers a holistic approach to creating a simpler, more fulfilling life. This episode of the Wannabe Clutter Free podcast will help you discover: The link between simplifying your home and improving your finances What complexity bias is and how it impacts your spending decisions How to identify your "enough" and align spending with your values Practical steps for conducting a 90-day transaction inventory Ways to reduce stress and create productive habits through decluttering **************** Music: Fresh Lift by Shane Ivers - https://www.silvermansound.com **************** Subscribe & Review Are you subscribed to the Wannabe Clutter Free podcast? If you're not, I want to encourage you to do that today. I don't want you to miss an episode. I'm adding a bunch of bonus episodes to the mix and if you're not subscribed there's a good chance you'll miss out on those. And if you enjoyed today's episode, it would make my day if you left me a rating and review. You can leave a review on Apple Podcasts, a comment on Spotify Podcasts or Goodpods, or connect on guest video interviews on YouTube. Your review helps other people find my podcast and they're also fun for me to read. Let me know what your favorite part of the podcast is. Thank you! **************** We'd love to hear how you're applying the strategies discussed in this episode. Share your stories and tips with us on social media (@wannabeclutterfree). Don't forget to subscribe for more insightful episodes designed to make your busy life a bit easier.

You lucky ducks get to hear from Jen Smith of the highly popular Frugal Friends podcast! In this episode of Paring Down, she teaches us all about values-based spending so that you can Buy What You Love Without Going Broke - which also happens to be the name of her book coming out in January (alongside cohost and coauthor Jill Sirianni). How we spend our money is often directly related to the clutter in our homes and schedules, so you don't want to miss this motivating conversation that underscores my favorite theme that threads together every episode: Intentional living. Paring Down Podcast Instagram: ⁠⁠@paring_down⁠ Paring Down Newsletter The L.E.S.S. Express Jen Smith Instagram: @moderfrugality Frugal Friends Podcast: https://www.frugalfriendspodcast.com/ Buy What You Love Without Going Broke book preorder HERE 40% off luxurious bedsheets & loungewear from Cozy Earth: https://cozyearth.com - use code PARING 20% OFF any AquaTru water purifier when you go to AquaTru.com and use promo code PARING This show is brought to you by BetterHelp. Get 10% off your first month of Better Help therapy: www.betterhelp.com/paring 10 Free Meals from Hello Fresh: www.hellofresh.com/freeparing $300 off Air Doctor Pro air purifier: https://airdoctorpro.com/ - Use code PARING 15% off your first order at PACT (sustainable, ethical clothing): https://wearpact.com/ - Use code PARINGDOWN Paring Down Resources: ⁠⁠⁠⁠⁠Complete Guide to Decluttering Kid Stuff⁠⁠⁠⁠ ⁠⁠Instagram Growth Basics⁠ ⁠⁠⁠⁠Free Know Your Why Worksheet ⁠⁠⁠⁠ ⁠⁠⁠⁠Free Baby Essentials List⁠⁠⁠⁠ ⁠Free 15 Clutter-Free Gift Ideas⁠ ⁠⁠⁠⁠Complete Guide to Decluttering Kid Stuff⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we're diving into the practical and emotional aspects of managing money with Jen Smith, personal finance expert and co-host of the Frugal Friends podcast. I share my personal struggles and transformations when it comes to budgeting and impulse spending, and we explore how you can move from feeling guilty about your finances to empowered by them. You'll learn how to do a 90-day spending inventory, understand the importance of aligning your spending with your values, and even discover the benefits of a 30-day no-spend challenge. If you're ready for a fresh, guilt-free approach to money that you can actually stick with, this episode is for you. Sign up as a Supporter to get access to our private, premium, ad-free podcast, More Personal. Episodes air each Friday! 8 Years Favorite Things Giveaway Access exclusive supporter benefits Free DSL Training Sticky Habit Intensive Waitlist Full Show Notes This episode is brought to you by LMNT, get your free LMNT Sample Pack with any purchase at DrinkLMNT.com/Progress and Lolavie, Get 15% off LolaVie with the code PROGRESS at https://www.lolavie.com/PROGRESS #lolaviepod and AirDoctor, use code MONICA for up to $300 off air purifiers Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's a shock: our least favorite brokerage company is in the news again with some monster hidden fees. Robinhood is accused of charging customers a huge "spread" between the amount option buyers pay and the amount sellers receive. While this isn't a charge on the statement, it's a lot of money (nearly double) that other companies charge. This topic got us thinking: what hidden charges, expenses, and costs exist in our life that we overlook or choose to ignore? How much are all of THESE costs adding up? We have the perfect triumvirate for this discussion. Jen Smith, one half of the Frugal Friends duo joins us (they talk consumption non-stop on their podcast). Roger Whitney chimes in (his Retirement Answer Man helps people control excess costs in retirement or when prepping). OG also joins in, with all of his experience helping clients reach their goals. It's a wide ranging, fun discussion, from the cost of pollution to hidden Doordash costs we didn't know about! Of course, halfway through this episode, we take a break to challenge these contributors to a round of Doug's epic trivia. FULL SHOW NOTES: https://www.stackingbenjamins.com/hidden-fees-and-costs Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, I chat with Jen and Jill from the Frugal Friends Podcast, about easy ways to stop impulsive buying and shift your mindset around spending. They share tips to help you think differently about frugality, showing it's not about being cheap, but about making smart money choices. You'll also learn simple hacks to enjoy things like Starbucks without overspending. If you want to save money while still enjoying life, this episode is full of practical tips anyone can use!    Learn more about the Frugal Friends Podcast here: https://www.frugalfriendspodcast.com/ Pre-Order their new book Buy What Love Without Going Broke here: https://www.frugalfriendspodcast.com/pre-order-buy-what-you-love-without-going-broke/     You can find more Clutterbug content here: Website: http://www.clutterbug.me YouTube: https://www.youtube.com/@clutterbug TikTok: https://www.tiktok.com/@clutterbug_me Instagram: https://www.instagram.com/clutterbug_me/ Facebook: https://www.facebook.com/Clutterbug.Me/   #clutterbug #podcast #frugalfriends

It's the mind itself that shapes the body. This fall season, embracing a new mindset will bring about changes that come with comfort and ease. So, join Jen and Jill as they share another set of engaging book recommendations that explore mindset shifts, relationships, time management, and strengthening love muscles!

Living responsibly with our finances does not mean total deprivation. While there are many voices telling us how to achieve our financial goals, Jill of Frugal Friends Podcast teaches that choices about money are not black and white, but will vary from person to person based on our values. The notion of values-based spending gives you freedom to use your money on the things that matter most to you. Join us to hear Jill's refreshing perspective on all things spending and saving! In this episode, we cover: Looking beyond budgeting and embracing values-based spending Practical tips for evaluating your own personal values The top five reasons for impulse spending and how to interrupt the pattern How you can challenge yourself to put an end to impulse purchases Why having unlimited resources is not actually ideal How the content you consume impacts your spending habits Landing in the “radical middle” between extreme finance messaging Mindset shifts and practical strategies for saving money on groceries amidst ever-increasing costs Ideas for navigating Christmas gifts while trying to save money View full show notes on the blog + watch this episode on YouTube. Thank you for supporting the sponsors that make this show possible! ABOUT JILL Jill Sirianni is a licensed clinical social worker and co-host of the Frugal Friends podcast. She's experienced in doing a lot with a little—from starting small businesses to full-time RVing—all of it was leveraged to pay off $60,000 of debt and cash flow her masters degree. Helping others is her highest value and integrating her mental health perspective with personal finance is how she supports others to identify, and live out of, what they value most. When she's not meeting with clients or podcasting, you can find her in the garden or hosting friends in her home. She lives in St. Petersburg, Florida, with her husband Eric. RESOURCES MENTIONED Listen to Jill & Jen's previous appearance on Simple Farmhouse Life Pre-order the book Buy What You Love Without Going Broke by Jill Sirianni & Jen Smith CONNECT Jill Sirianni of Frugal Friends Podcast | Website | Instagram | Facebook | YouTube Lisa Bass of Farmhouse on Boone | Blog | YouTube | Instagram | TikTok | Facebook | Pinterest Do you have a question you'd like me to answer on the podcast? A guest you'd like me to interview? Submit your questions and ideas here: bit.ly/SFLquestions.

Join me for an insightful conversation with Jen Smith from Frugal Friends as we explore what you need to know to achieve financial wellness. In this episode, we cover everything from curbing impulse spending to mastering your budget. Jen shares her expert tips on how to outsmart those sneaky impulse buys and offers the best strategies for savvy spending. Don't miss out on these transformative tips that will put you on the path to financial freedom! Check out the Frugal Friends Podcast: https://www.frugalfriendspodcast.com/ Jen's Book:https://www.amazon.com/What-Love-Without-Going-Broke/dp/0063371316Listen to the Podcast: https://bit.ly/Over50andFlourishingwithDominiqueSachsePodcastWebsite: https://dominiquesachse.tv/Book: https://dominiquesachse.tv/book/Insta: https://www.instagram.com/dominiquesachse/?hl=enFacebook: https://www.facebook.com/DominiqueSachse/TikTok: https://www.tiktok.com/@dominiquesachse?lang=enYoutube:https://www.youtube.com/channel/UCXrsVPFsk-66NTaoGMXoPFQThanks to my Sponsors: Go to https://boncharge.com/OVER50 and use coupon code OVER50 to save 15% If you're over 50, use all that wisdom you've gained over the years and visit Midi Health. Book your virtual visit today at https://JoinMidi.com Get 15% off OneSkin with the code OVER50at https://www.oneskin.co/  #oneskinpod I worked with Miraclesuit on a special offer just for my listeners. Order today with my exclusive code OVER50 at https://Miraclesuit.com to get 25% off! Interested in being featured as a guest? Please email courtney@dominiquesachse.tv For advertising opportunities please email PodcastPartnerships@Studio71us.comWe want to make the podcast even better, help us learn how we can: https://bit.ly/2EcYbu4Privacy Policy: https://www.studio71.com/terms-and-conditions-use/#Privacy%20Policy Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join me for an insightful conversation with Jen Smith from Frugal Friends as we explore what you need to know to achieve financial wellness. In this episode, we cover everything from curbing impulse spending to mastering your budget. Jen shares her expert tips on how to outsmart those sneaky impulse buys and offers the best strategies for savvy spending. Don't miss out on these transformative tips that will put you on the path to financial freedom!  Check out the Frugal Friends Podcast: https://www.frugalfriendspodcast.com/  Jen's Book:https://www.amazon.com/What-Love-Without-Going-Broke/dp/0063371316 Listen to the Podcast: https://bit.ly/Over50andFlourishingwithDominiqueSachsePodcast Website: https://dominiquesachse.tv/ Book: https://dominiquesachse.tv/book/ Insta: https://www.instagram.com/dominiquesachse/?hl=en Facebook: https://www.facebook.com/DominiqueSachse/ TikTok: https://www.tiktok.com/@dominiquesachse?lang=en Youtube:https://www.youtube.com/channel/UCXrsVPFsk-66NTaoGMXoPFQ Thanks to my Sponsors: Go to https://boncharge.com/OVER50 and use coupon code OVER50 to save 15% If you're over 50, use all that wisdom you've gained over the years and visit Midi Health. Book your virtual visit today at https://JoinMidi.com Get 15% off OneSkin with the code OVER50at https://www.oneskin.co/  #oneskinpod I worked with Miraclesuit on a special offer just for my listeners. Order today with my exclusive code OVER50 at https://Miraclesuit.com to get 25% off! Interested in being featured as a guest? Please email courtney@dominiquesachse.tv  For advertising opportunities please email PodcastPartnerships@Studio71us.com We want to make the podcast even better, help us learn how we can: https://bit.ly/2EcYbu4 Privacy Policy: https://www.studio71.com/terms-and-conditions-use/#Privacy%20Policy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Get your FREE ticket to Get Organized HQ here: https://thegetorganizedhq.com/gohqv2024-freeticket-dawnmadsen/?a_aid=MinimalMom&a_bid=357bc036 What if the key to getting out of debt is owning less and spending smarter? Could cutting the clutter in your life also mean cutting down your debt? Listen in as Dawn talks with Jen and Jill from The Frugal Friends podcast and be inspired to buy less, live well, and be a good steward!  IN THIS EPISODE: 00:00 - intro  :44 - The Trashcan Trick 2:50 - History of frugal friends  5:02 - Simplicity goes hand-in-hand with getting out of debt!  6:22 - Tips for impulse spending  8:29 - A no-spend bucket list  11:40 - Influencers affect on our spending  15:06 - First time pay full price? 24:18 - (GEM) What to say to the woman who can't get out of debt  27:00 - Anchors of debt freedom  30:33 - The freedom of living within your means  32:33 - Get Organized HQ ABOUT THE JEN AND JILL:  Jen and Jill help you control your spending without all the guilt and shame of strict budgeting. They believe there's not one right way to do money and help you find your core values and create a financial plan around them. And you always have the freedom to take what works for you and leave what doesn't. Get ready to feel confident about your finances and afford more of the things money can't buy.  LINKS:  Pre-order Jen and Jill's NEW BOOK: https://amzn.to/3YWoGOZ https://www.frugalfriendspodcast.com/ frugal friends podcast episode with Dawn: https://www.frugalfriendspodcast.com/minimalism-for-families-with-dawn-madsen-ep-434/ https://www.instagram.com/frugalfriendspodcast/ My jewelry is from Trades of Hope (Shop to help women out of poverty!): https://tradesofhope.com/minimalmom Mother's Necklace on Etsy: https://cli.re/mom-necklace (I have the gold in 18") Welcome to The Official Minimal Mom Podcast. Thank you so much for listening and could I ask a favor? Would you mind following? It helps podcast apps recommend this podcast to more friends. Thank you! Dawn      

When it comes to finances, to solely focus on the numbers actually can hinder the success and outcomes we seek of not only financial freedom, but deep everyday contentment. Co-host of the established podcast Frugal Friends, Jill Sirianni joins me to not only talk about the founding premise of their show which debuted back in 2018 and now has more than 400 episodes, and also to talk about her and her co-hosts' Jen Smith's new book Buy What You Love Without Going Broke that will be released in January 2025. Overlapping themes of how to live a life of contentment as well as find peace with our money management drew me to inviting Jill on The Simple Sophisticate as listeners will discover, many of the concepts and skills discussed here on TSLL are founding themes of savvy money management - presence, self-knowledge, gratitude, simplicity and more. Learn more about Jill Sirianni and Jen Smith's work: The podcast, Frugal Friends here on their website Preordering their book, How to Buy What You Love Without Going Broke Follow them on Instagram: Frugal Friends Podcast   View the Show Notes for the episode (#385) here - https://thesimplyluxuriouslife.com/podcast385 

These last couple years have pinched many folks' finances, and it can be tough to know how to shift and adjust to make do. In this episode, I pass the mic to Jen and Jill, the hosts behind the wonderful Frugal Friends podcast, to share some ideas for aligning our spending and saving with our values in order to feel a little bit better. Bonus: their NEW BOOK is available for pre-order NOW! Order their new book on AMAZON, and be sure to subscribe to Frugal Friends Podcast! ____________________________ Find full show notes at livefreecreative.co/podcast Follow Miranda on Instagram @livefreemiranda and the show at @practically.happy.podcast Get one-on-one coaching with Miranda RIGHT HERE Pick up a copy of MY BOOK Learn more about your ad choices. Visit megaphone.fm/adchoices

How connected is the relationship between money and mental health? In Episode 444, licensed social worker and co-host of the Frugal Friends podcast, Jill Sirianni, discussed managing our mental health when it feels like the world is against us. This week, I want to share a bonus segment from that conversation, where Jill explains how our relationship with money impacts our mental health and why quick fixes aren't beneficial in the long run. Connect with Jill Instagram | Website | The Frugal Friends Podcast  Subscribe to the FREE Popcorn Finance Newsletter - PopcornFinance.com/Newsletter Want to submit a question to the show? Send an email to questions@popcornfinance.com  Send me a message at PopcornFinance.com/Voicemail  Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube | TikTok  Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify! Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Smith is a personal finance expert and the co-host of the top-rated Frugal Friends Podcast. After she graduated from college, she and her husband buckled down and paid off $78,000 of debt in just two years.  They also made extreme lifestyle shifts that she doesn't recommend anymore. She tried to side-hustle her way out of debt. She stopped spending on almost everything altogether, which wasn't the answer. Why? Because she was miserable.  She knew she had to find a middle ground between spending frivolously and spending nothing. For the last five years, the “Frugal Friends” podcast has become a journey to find how to get the things you love without going broke.  She's on a mission to help people spend in alignment with their values, empowering them to live for today while saving for tomorrow. Listen in for some great takeaways about Jen's journey to eradicate her debt and how she helps others eliminate theirs. You will want to hear this episode if you are interested in... Learn more about Jen Smith and her journey [2:15]  Why Jen and her co-host launched Frugal Friends [7:18]  Is being “frugal” the same as being cheap? [10:26]  Frugality = being efficient with time and money [13:19] Get your copy of “Financial Planning Made Personal” [16:24] You can value nice things and still be frugal [18:32]  Why finding your own core values is important [20:37]  Budgets are the diets of the financial industry [22:03] The purpose of Frugal Friends “Bill of the week” [25:37]  Jen's advice for those interested in podcasting [28:44]  What Jen did today that put her in the mindset for success [30:08]  Resources & People Mentioned Get your copy of “Financial Planning Made Personal” The ONE Thing by Gary Keller Connect with Jen Smith The website On Instagram On Linkedin On Twitter On Facebook On YouTube Connect With Mitlin Financial podcast*at*mitlinfinancial(dot)com - email us with your suggestions for topics or guests If you would like to learn more schedule a call: https://mitlin.us/FitCall https://mitlinfinancial.com  Follow on Twitter Follow on Instagram Subscribe on Youtube Follow on Linkedin Follow on Facebook Guests on the Mitlin Money Mindset Show are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. Subscribe to Mitlin Money Mindset® on Apple Podcasts, Spotify, Google Podcasts

Today I'm chatting with Jill Sirianni. Jill is a licensed clinical social worker and co-host of the top-rated Frugal Friends podcast and she loves exploring the connections between money behaviors and mental health.   In our conversation, we talk about the journey of learning about ourselves with nonjudgemental curiosity, the lingering effects that our personal narratives have on us both in our money and our mental health, money trauma and so much more.  Check out the Frugal Friends Podcast  Sign up for the weekly Friendletter here   Join my Mindful Money Mamas Facebook Group to hear more from me and other women who are working towards creating a healthier relationship with money.    SUBSCRIBE AND REVIEW

Is money wreaking havoc on your mental health? Money affects all aspects of our lives, so it shouldn't be surprising that it can directly impact our mental health. That's why on today's show, I wanted to continue the conversation about money and mental health with the help of Jill Sirrianni, one-half of The Frugal Friends podcast and a licensed clinical social worker. Jill shares insights on how we can better manage our mental health, especially when facing stressors that are beyond our control and why doing so is so important.  Connect with Jill Instagram | Website | The Frugal Friends Podcast  Subscribe to the FREE Popcorn Finance Newsletter - PopcornFinance.com/Newsletter Want to submit a question to the show? Send an email to questions@popcornfinance.com  Send me a message at PopcornFinance.com/Voicemail  Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube | TikTok  Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify! Learn more about your ad choices. Visit megaphone.fm/adchoices

What is Frugality felt good? What if it was about abundance and positive mental health and a great contribution to wasting less and doing more of what you love? Well… that is what Jen and Jill from Frugal Friends Podcast have made it about and I love it so much I've recorded a show with them. We discuss: Why the negative connotation of frugality and how to flip the script in your life? How does one start to think about living frugally in a way that doesn't conjure 1 jar with a year's plastic, making everything from scratch wearing a linen dress in the woods and homeschooling your kids if the stereotype doesn't resonate? What got you both feeling frugal? Did you grow up that way? A crisis? Awakening?Frugal in the kitchen, walk us through your fave ideas that you love to get people onto when they're exploring/trying to changeFrugality with appliances and fixing things Frugal living with kids who want ‘all the things like their friends have!' - how can we make it a potentially positive experience in raising kids? Frugal success - little by little? Personal priorities? Best ways to make change stick?And so much more. I hope you love it as much as we enjoyed having this conversation. Get the Frugal Friends No-Spend Challenge Workbook for FREE or shop their helpful array of digital downloads here: https://frugalfriends.shop/ Grabe the Modern Frugal Living eBook for FREE with code: FREEBOOK22: https://frugalfriends.shop/products/modern-frugal-living-ebook Connect with Frugal Friends on the following platforms:Website — frugalfriendspodcast.comInstagram — @frugalfriendspodcast @modernfrugalityTikTok — @modernfrugality Thank you to this month's sponsor for partnering with our show and helping you make your swaps with their special offer: Waters Co. gives you 12% off all NEW systems - including benchtops, jug, mini, shower filters + Under-sink products with code LOWTOXLIFE.And Ausclimate giving you 10% off their Winix Air Purifiers and Dehumidifiers at ausclimate.com.au. CODE: LOWTOXLIFE at checkoutBe sure to join me on Instagram @lowtoxlife and tag me with your shares and AHAs of this week's episode. Hosted on Acast. See acast.com/privacy for more information.

With the cost of EVERYTHING at near record highs, many families want to be mindful about where all their hard-earned dollars go. In this episode, Catie Parrish and Katie Gouldner share some of their best tips and tricks for stretching those dollars (and even saving in the process!). While groceries and eating out are easy targets for slashing your monthly spending, you might be surprised at a few other tips for saving big – plus, Katie shares how her recent no-spend month went, and how much her family saved!Meagan and Sarah are off for the first two weeks of April. Enjoy the Katie+Catie takeover, and we'll be back soon!HELPFUL LINKS:Follow Katie Gouldner and Catie Parrish on InstagramKatie mentioned an episode of The Frugal Friends podcast, No Spend January, that spurred her mindful spending monthEpisodes From The Archives That Pair Well With This One:Saving Money On Food And Groceries: Episode 3517 Ways We're Saving Money This Fall: Episode 277Saving Money on Groceries & Household Supplies: Episode 55Katie mentioned the family amusement park Hersheypark which is located in Central, PennsylvaniaCatie mentioned this Arboretum outside of ChicagoKatie chatted with Sarah about planning her 2023 Disney World Vacation in Disney Planning / Disney Parenting: Episode 410Catie joined Meagan in the episodes Tips For Traveling With Small Kids (Catie's Florida Family Vacation) and Tips For Traveling With Teens (Meagan's Florida Family Vacation)OTHER HELPFUL LINKS:Visit our websiteCheck out deals from our partnersFollow us on InstagramJoin our private listener group on Facebook (be sure to answer the membership questions!)Sign up for our newsletterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Spending money is fine. Let's do it with intention. Jill Sirianni from the Frugal Friends podcast shares tips and practical advice (see the list of tips here!) for anyone looking to take control of their spending, and live a more intentional life. Connect with Jill and Frugal FriendsShow notes: https://www.onairella.com/post/336-frugal-friends-----------------------------------LET'S CONNECT:Instagram @onairwithella Web www.onairella.com☎️ Leave a voice message: +1 (202) 681-0388 ------------------------------------We'll make you famous ;-)Would you take 32 secs leave a ⭐⭐⭐⭐⭐ review?Click here, scroll to bottom, and tap 5 stars. Then click "Write a Review." Leave a comment so we can read it on the air! -------------------------------

Reddit is full of so much juicy, mouth-watering relationship tea, we decided to devote an entire episode to it. From covert bedroom cinematography to annoying sex whining to number-shaming, this episode requires not one but two steaming cups of Earl Grey and a plate full of English biscuits. Follow the podcast on Insta: @shttheydonttellyou Follow Nikki on Insta: @NikkiLimo Follow Steve on Insta: @SteveGreeneComedy To watch the podcast on YouTube: http://bit.ly/STDTYPodYouTube Don't forget to subscribe to the podcast for free wherever you're listening, or by using this link: http://bit.ly/ShtTheyDontTellYou If you want to support the show, and get all our episodes ad-free go to: https://stdty.supercast.tech/ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: http://bit.ly/ShtTheyDontTellYou To submit your questions/feedback, email us at: podcast@nikki.limo To call in with questions/feedback, leave us a voicemail at: (765) 734-0840 To visit our Patreon: http://www.patreon.com/stikki  To watch more Nikki & Steve on YouTube: http://www.youtube.com/nikkilimo To watch more of Nikki talking about Poker: https://www.twitch.tv/trickniks To check out Nikki's Jewelry Line: https://kittensandcoffee.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

When does one step at a time get difficult? For us, it's saving the first $100K. Building on an insightful discussion about all the math behind this, Jen and Jill share their thoughts on why this point marks a significant turning point in one's financial journey. Join your Frugal Friends as they continue the 6-week Roth IRA Challenge by discovering the reasons and ways to save your first $100K. 

Stay in touch and sign up for Paco's weekly email newsletter, The Nerdletter.  In this episode of Weird Finance, Paco unpacks the hottest new personal finance trend of loud budgeting with frugality experts Jen Smith and Jill Sirianni from the Frugal Friends podcast. Jen and Jill delve into their stories: what prompted them to begin their frugal journeys, how they've changed their relationship to frugality along the way, and some of their frugal fumbles.  Jen and Jill tackle and debunk widespread myths about frugality head-on, from the false belief that being frugal is only for folks who are cheap and wealthy to reframing how frugality is not about deprivation but prioritizing what we value and being mindful of how we use our individual and shared resources.  Jen Smith & Jill Sirianni are co-hosts of the top-rated Frugal Friends Podcast. With over 300 episodes and 5 million downloads, Frugal Friends is changing how the world thinks about frugality. Jen uses her background in financial journalism to seek topics that help people overcome impulse spending and reach their financial goals. Jill is a licensed clinical social worker who enjoys exploring the connections between our money behaviors and mental health. Together, they're helping people become better stewards of their money, time, space, and natural resources. For more insights from Jen and Jill, tune in to their "Frugal Friends" podcast, sign up for their email newsletter, The Friendlette, and follow along on Instagram (@frugalfriendspodcast). And lastly, here is a picture of Jill's wedding dress mishap. A special thanks to the talented and generous Ramsey Yount for producing, editing, and sound designing this episode.  Thank you to Ramsey Yount and Andrew Howard for lending your voice to our special PSA.  The theme music was written and performed by Andrew Parker, Jenna Parker, and Paco de Leon. If you'd like to contact us about the show or ask Paco a question about finances, call our hotline at 1-833-ASK-PACO, email us at weirdfinancepod (at) gmail.com or submit your questions here. We'd also love your listener feedback about the show; here's a short survey.See omnystudio.com/listener for privacy information.

I want you to notice the first couple of things that come to your mind when I hear the words "frugal living." For some reason, these words tend to carry so much baggage. There are so many negative thoughts around the idea of living frugally. Today on the podcast we have Jen Smith, who is personal finance expert and the co host of Frugal Friends podcast. Since paying off $78,000 worth of debt, Jen has been on a mission to help people spend in alignment with their values. She joins the Debt Free Mom podcast to talk about how frugal is not an F word.You can connect with Jen over at the Frugal Friends podcast:@frugalfriendspodcast on Instagram jen@frugalfriendspodcast.comwww.frugalfriendspodcast.comGet started with pay your period budgeting today for just $9! The Debt Free Mom Mini Course + Template will help you take your first steps toward managing your home finances with confidence. Get it today at debtfreemom.co/templateDo you have a money question that you'd like to talk about with Carly? Do you have a story of navigating a tricky financial situation? We'd love to have you on the Debt Free Mom Podcast! Fill out the guest application at dfmpodcast.com. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Need something to freshen up your mind for the coming year? We've got you covered! In this episode, Jen and Jill deliver your requested book genre for the book club, which is all about minimalism, simple living, and cleaning up clutter.

Picture a rich person. Do you see someone throwing cash while holding champagne on a yacht? A huge mansion with gold-painted door knobs? Let's change that. In this episode, together with Vivian Tu, Frugal Friends are redefining "wealth," debunking rich people's myths, and instilling social responsibility to define yourself as rich or wealthy.

Health insurance aims to lessen our healthcare expenses, yet ironically, it remains surprisingly costly for many of us. In this episode, Jen and Jill delve into the advantages and drawbacks of health share ministries, drawing from their own experiences with these plans. Join us as the Frugal Friends help you determine whether a health sharing ministry might be the right healthcare solution for you.

In this episode: frugality, value based spending, honoring your season, identity, budgets, financial goals, and minimalism. When you think of the word frugal what comes to mind? To some it can mean spending on what you absolutely need and leaving little wiggle room for anything else, but to others frugality is not just a restrictive budget but a superpower! This week we are joined by Jen and Jill of the Frugal Friends podcast to discuss the intersectionality of frugality and the FI journey, as well as finding the balance between budgeting to invest in the future you want without depriving yourself in the present. Mindfulness and paying attention to the things you spend money on is an important part of the FI journey, but it is just as important to be mindful of the things that bring value and joy into your life. While budgeting and reducing your spending can help you reach the FI finish line a bit quicker, it should never be at the expense of cutting out the things in your life that are fulfilling! Implementing frugal habits and finding a budget that works and changes with your life can be an incredible tool while on the path to FI, because not only does it open up opportunities to invest monetarily, but also invest in yourself and the life you want to live!  Frugal Friends: Website: www.frugalfriendspodcast.com Podcast: The Frugal Friends Podcast Newsletter: The Friend Letter Timestamps: 1:11 - Introduction 3:24 - Balancing Frugality 12:38 - Frugality, FI, and How They Fit Together 17:21 - Budgeting and Value Based Spending 26:43 - Honoring Your Season 29:22 - Financial Goals and Identity 36:50 - Examining Budgets and Sinking Funds 42:53 - The Intersection of Frugality and Minimalism 49:37 - Prioritizing Value Based Spending 53:44 - Conclusion Resources Mentioned In Today's Episode: Why Everyone Needs Dave Ramsey and Why You Should Ignore Him | ChooseFI Ep. 5 Leave Us A Review Subscribe to The FI Weekly! More Helpful Links and FI Resources: Earn $1,050 or more with these 3 Cash Back Cards Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Find a new side hustle with one of our Educational Courses Commission-free investing with M1 Finance