Podcasts about debtors

This conversation provides a comprehensive overview of secured transactions, focusing on the critical concept of attachment under UCC Article 9. The discussion highlights the importance of understanding the three essential elements of attachment: value, rights in collateral, and the security agreement. It delves into advanced concepts such as floating liens, future advances, and the distinction between attachment and perfection. The conversation emphasizes the practical implications for creditors and the potential pitfalls in secured transactions, offering a quality control checklist for law students and practitioners.TakeawaysAttachment is the moment a security interest becomes enforceable against the debtor.The stakes of attachment are binary: secured vs. unsecured creditor.Value can include antecedent debt, which is crucial for attachment.Debtors must have rights in the collateral to grant a security interest.A security agreement must be authenticated and contain granting language.Floating liens allow security interests to cover future assets automatically.Future advances clauses can inflate the security interest to cover new loans.Attachment is distinct from perfection; both are necessary for creditor rights.Timing is critical; attachment occurs when the last requirement is met.A quality control checklist can help ensure all attachment elements are satisfied.secured transactions, attachment, UCC, Article 9, creditor rights, bankruptcy, collateral, security agreement, legal concepts, law school

#ThisMorning | #CreditCard #Debtors are Chasing #Rewards | Ted Rossman, Bankrate | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

The Inland Revenue Department has launched some new steps in bringing down tax debt - with one scheme linked to a key credit agency. Following a successful pilot, the IRD will report more recalcitrant tax debtors to credit reporting agency Centrix. Centrix Group Managing Director Keith McLaughlin says this scheme is designed to bring down company debt at this stage, not personal debt. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Inland Revenue Department has launched some new steps in bringing down tax debt - with one scheme linked to a key credit agency. Following a successful pilot, the IRD will report more recalcitrant tax debtors to credit reporting agency Centrix. Centrix Group Managing Director Keith McLaughlin says this scheme is designed to bring down company debt at this stage, not personal debt. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Turn online alignment into an offline community — join us at TheWayFwrd.com to connect with like-minded people near you.What if the most important contract of your life was one you never read, never signed… and never even knew existed?In this episode, I sit down with Michael Joseph, Phil Mederi, and Daniel Menz from the Sacred Honor Educational Fellowship to break down the hidden world of commerce, jurisdiction, and private vs public status, the stuff that quietly shapes your daily life.Most people move through life assuming they're “free,” but the real structure sits underneath, in the language, the commerce system, and the contracts that define your status. Once you understand how the system actually works, you start to see why the trap is subtle… and why the exit requires clarity, not chaos.If you're exploring status correction, common law, the private domain, or how the corporate system actually operates, this conversation will give you a framework that finally makes sense.You'll Learn:[00:00:00] Introduction[00:05:05] Pre-Civil War America: gold-backed money, no income tax, permits, or licenses[00:07:39] People vs. persons: Bill of Rights language vs. 14th Amendment terminology[00:11:41] 1913 Federal Reserve, 1917 Trading with the Enemy Act, wartime powers[00:12:01] 1933 Emergency Relief Act: US citizens made debtors backing the Fed[00:17:52] The original Republic still exists; Americans choose federal or pre-Civil War state citizenship[00:20:34] “State national” has no legal basis[00:35:37] Contracts can't remove unalienable rights without consent[00:42:31] People are controlled by ignorance, not force[00:50:03] Birth certificate bond: future labor as collateral[00:53:52] Legal tender includes bills of exchange, rarely taught[01:01:39] Public vs. private: US citizens as debtors vs. living men and women as credit[01:06:11] The US uniquely allows multiple ways to renegotiate with the corporate fiction[01:10:31] The Trifecta: church, trust, and private clubs[01:12:39] Status correction starts with an affidavit to the Secretary of State[01:16:16] Passport oath: US citizen or non-citizen national unless adding an explanatory statement[01:34:57] Allodial land: true freehold without taxes or encumbrances[01:54:30] Post-1933 concurrent equity vs. pre-1933 exclusive equity[02:06:29] Law of offer: offeror carries liability[02:14:12] Secured vs. unsecured debt in equity[02:22:50] Supreme Court equity filing against 300 elites[02:23:52] Plausible deniability via obscure church tax exemptionResources Mentioned:Movie: Breaking The Spell (available to members only - join here) The Creature from Jekyll Island by G. Edward Griffin | BookEp 193 The Hidden Ledger: Taxes, Debt, & Restoration Of The Living with Govinda Tidball | Spotify or AppleInitiate your Active Fellow Membership in the Sacred Honor Fellowship. It includes exclusive teachings, live calls, community support, and access to advanced support when enrolling in pathways.Learn more about the Sacred Honor Educational FellowshipStep into the transformative reality of Equity Jurisprudence, the ultimate remedy in natural justice with your free copy of Equity Unveiled. Find more from Alec:Alec Zeck | InstagramAlec Zeck | XThe Way Forward | InstagramThe Way Forward is Sponsored By:Designed for deep focus and well-being. 100% blue light and flicker free. For $50 off your Daylight Computer, use discount code: TWF50RMDY Academy & Collective: Homeopathy Made AccessibleHigh-quality remedies and training to support natural healing. Enroll hereExplore hereNew Biology Clinic: Redefine Health from the Ground UpExperience tailored terrain-based health services with consults, livestreams, movement classes, and more. Visit www.NewBiologyClinic.com and use code TheWayForward for $50 off activation. Members get the $150 fee waived

Main Point: As Adopted Children, Live the Life of Your New FamilyText: Romans 8:12-17Outline:A. Debtors to GodB. Adopted Children of GodC. Heirs of Glory

Drawing on experience from 25+ years and 73,000+ filings, Doug and Ted break down the top debt mistakes Canadians make, and how to avoid them. They explain how problems creep up, why waiting narrows your options, high-cost credit and payday-loan cycles, CRA's real collection powers, and so much more. Canada-specific guidance for debtors with tips on protecting your long-term financial health. (00:00) How debt mistakes happen (02:00) Spotting debt problems early (04:30) Waiting too long is costly: interest, stress, fewer options (06:30) Choosing the right help: Licensed Insolvency Trustees vs. "debt consultants" (08:30) Minimum payments: is it ever a good strategy? (10:30) High-cost credit & payday loan cycle (13:30) Ignoring CRA debt: the powers of the Canada Revenue Agency (15:30) RRSPs to pay debt? Taxes, exemptions, and better paths (18:00) The credit-score trap (21:00) Practical resets, scam red flags Hoyes Michalos Joe Debtor Consumer Insolvency Study 2024 DIY Free Credit Repair Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Delivered by Grace Larope from the Parish of Sacred Heart of Jesus Cathedral in the Archdiocese of Makassar, Indonesia. Romans 8: 12-17; Rs psalm 68: 2.4.6-7ab.20-21; Luke 13: 10-17.WE ARE DEBTORS TO THE SPIRIT, NOT THE FLESH Our meditation today is entitled: We are Debtors tothe Spirit, not the Flesh. The apostle Paul in his letter to the Church in Romeaffirms that "we are indebted, not to the flesh, to live according to theflesh" (Romans 8:12). This statement reminds us that the life of believersis no longer controlled by mortal worldly desires, but by the life-givingSpirit of God. Flesh here symbolizes human nature that is selfish, greedy,lustful, and seeks self-satisfaction. Meanwhile, the Spirit moves us to live inlove, forgiveness, and life-giving service to others. Living according to the flesh does seem encouraging.The world offers luxury, honor, and power that seem to promise happiness.However, saint Paul insists that all this will lead people to a spiritualdeath. There are so many people in the world today who choose to live accordingto the flesh. When a man lives without the Spirit of God, his heartbecomes empty and disoriented. He may seem successful in the eyes of the world,but his soul is shackled by greed and pride. This is what happened to thePharisees and scribes in Jesus' day. They diligently obeyed the law outwardly,but their hearts were far from God. They were after human praise, not realtruth of faith. Jesus firmly rebuked them for their hypocriticallifestyle. They showed righteousness in public, but their hearts were hard andmerciless. In this regard, Jesus shows that living according to the flesh isnot only a matter of moral sin, but also an attitude of human soul that resiststhe guidance of the Spirit. A person who lives according to the flesh preferspower to service, honor to humility, outward order to life-giving love. On the contrary, living according to the Spirit meansopening one's heart to God's renewing work. The Holy Spirit transforms us fromwithin: from pride to humility, from hatred to love, from fear to courage to dogood. Living according to the Spirit makes us realize that everything we haveis not for ourselves, but for building a life together. Saint Paul affirms that"the Spirit that raised Jesus from the dead will also bring your mortalbodies to life." Living in the Spirit is a life of hope, even in the midstof the suffering and uncertainty of the world. We should choose to live according to the Spirit, notthe flesh. The world may be tempted by false promises, but God's Spirit givestrue joy that is unshakable.  Let us pray. In the name of the Father ... O Holy God, may wepersevere in the guidance of the Holy Spirit and dare to resist the temptationsof the spirit of living according to the flesh. Hail Mary, full of grace... Inthe name of the Father ...

Another call with Peter Wilson discussing Trusts, intuition, not getting stressed with Debtors, Corrupt Unions lots more   Join my PodFather Podcast Coaching Community https://www.skool.com/podfather/about   Start Your Own SKOOL Community https://www.skool.com/signup?ref=c72a37fe832f49c584d7984db9e54b71  #commonlaw #natural law #sovereignity   About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs.   --- Awakening Podcast Social Media / Coaching My Other Podcasts  ⁠⁠⁠https://roycoughlan.com/⁠⁠   ------------------ What we Discussed:   00:00 Introduction 01:05 His Skool group 01:35 How his Kids Book help both Adults & Children 05:10 Trusts 05:52 Legal & Lawful 06:38 The Plan for Future Books 07:50 The UK Government bringing in Property Tax 13:20 How Do I get out of the System 16:29 Choose Your Battles 19:34 Solar Panels work for Peter 22:15 Lifting up our Consciousness 28:10 We all have Telepathic abilities 30:35 Listen to your Intuition 33:00 Remote Viewing 35:18 Having a Representative instead of Yourself 38:10 Dealing with an IVA Company 46:40 How you can make an offer for a small % of the Debt 47:50 The 1st Time Peter made a low offer to the Bank 52:15 Person got a Judge to acknowledge she is the Living Soul 54:14 Tik Tok & Spotify Censorship 56:45 Tommy Robinson hidden past 57:30 Predictive Programing 59:35 The Temperatures drop 15 deg when they spray 1:02:20 Online Safety Act 1:07:15 Parking Fine Fraud 1:10:15 Use Technology for the benefit of Mankind 1:11:05 Corrupt Unions 1:15:35 Exposing the Government allowing Rape Gangs 1:18:20 How to get the City Fix the Potholes 1:19:40 Can we Change the Bank Account to the Living Soul 1:23:50 THe Polish look after the Graves 1:24:45 Hacking Bitcoin 1:26:30 Liberland 1:28:45 Why A lisence is of benefit to people 1:34:30 Why I recommend you join Peters SKOOl Group Links Podcast mentioned https://youtu.be/dvMGF15z4e0?si=8-Tw4HcJS703AXC3   How to Contact Peter:    https://www.skool.com/check-mate-the-matrix-2832/about?ref=f30a0a71fea743aa8f9b8fb632d6129c   https://www.claimyourstrawman.com/   https://linktr.ee/PeterWilsonReturnToDemocracy   ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org   My Facebook Group Mentioned in this Episode https://www.facebook.com/profile.php?id=61572386459383   Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Our Facebook Group can be found at https://www.facebook.com/royawakening   #checkmatethematrix #ucc #peterwilson #unions #trusts  

Another call with Peter Wilson discussing Trusts, intuition, not getting stressed with Debtors, Corrupt Unions lots more Join my PodFather Podcast Coaching Community https://www.skool.com/podfather/about Start Your Own SKOOL Community https://www.skool.com/signup?ref=c72a37fe832f49c584d7984db9e54b71 #commonlaw #natural law #sovereignity About my Guest:Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs. ---Awakening Podcast Social Media / Coaching My Other Podcasts ⁠⁠⁠https://roycoughlan.com/⁠⁠ ------------------What we Discussed: 00:00 Introduction01:05 His Skool group 01:35 How his Kids Book help both Adults & Children05:10 Trusts05:52 Legal & Lawful06:38 The Plan for Future Books07:50 The UK Government bringing in Property Tax13:20 How Do I get out of the System16:29 Choose Your Battles19:34 Solar Panels work for Peter22:15 Lifting up our Consciousness28:10 We all have Telepathic abilities30:35 Listen to your Intuition33:00 Remote Viewing35:18 Having a Representative instead of Yourself38:10 Dealing with an IVA Company46:40 How you can make an offer for a small % of the Debt47:50 The 1st Time Peter made a low offer to the Bank52:15 Person got a Judge to acknowledge she is the Living Soul54:14 Tik Tok & Spotify Censorship56:45 Tommy Robinson hidden past57:30 Predictive Programing59:35 The Temperatures drop 15 deg when they spray1:02:20 Online Safety Act1:07:15 Parking Fine Fraud1:10:15 Use Technology for the benefit of Mankind1:11:05 Corrupt Unions1:15:35 Exposing the Government allowing Rape Gangs1:18:20 How to get the City Fix the Potholes1:19:40 Can we Change the Bank Account to the Living Soul1:23:50 THe Polish look after the Graves1:24:45 Hacking Bitcoin1:26:30 Liberland1:28:45 Why A lisence is of benefit to people1:34:30 Why I recommend you join Peters SKOOl GroupLinksPodcast mentioned https://youtu.be/dvMGF15z4e0?si=8-Tw4HcJS703AXC3 How to Contact Peter:  https://www.skool.com/check-mate-the-matrix-2832/about?ref=f30a0a71fea743aa8f9b8fb632d6129c https://www.claimyourstrawman.com/ https://linktr.ee/PeterWilsonReturnToDemocracy ------------------------------More about the Awakening Podcast:All Episodes can be found at www.awakeningpodcast.org My Facebook Group Mentioned in this Episode https://www.facebook.com/profile.php?id=61572386459383 Awakening Podcast Social Media / Coaching My Other Podcasts  ⁠⁠⁠https://roycoughlan.com/⁠⁠ Our Facebook Group can be found at https://www.facebook.com/royawakening #checkmatethematrix #ucc #peterwilson #unions #trusts 

Only 15% of SMEs see their accountant as a true strategic partner. In this episode of Accountants Minute Podcast, Peter Towers unpacks why – spotlighting MYOB's findings on poor debtor practices (no credit vetting, weak follow-up, rising DSO) – and outlines how firms can flip the script. Learn practical, billable ways to implement robust debtor systems, set clear terms, use pre-due reminders, and track Debtors Days Outstanding monthly. Equip your team to lift cash flow for clients – and your positioning as their essential advisor. You can also access our podcast on: Amazon Music Apple Podcasts Audible Spotify YouTube    

Rev. Jesse Pirschel preaches the sermon "Debts and Debtors" from Matthew 6:12. From the September 21st 2025 Divine Worship Service. To access a full catalog of sermons from Providence Presbyterian Church, visit providencetemecula.com.

We are DebtorsRomans 8:12-14September 14, 2025Main Point: God is glorified when we live our lives as indebted to Him.To be a debtor means:1.We have received something from God.2. Not owing the flesh.3. To live according to the Spirit.

A Sinful Woman Forgiven 36 One of the Pharisees asked him to eat with him, and he went into the Pharisee’s house and reclined at table. 37 And behold, a woman of the city, who was a sinner, when she learned that he was reclining at table in the Pharisee’s house, brought an alabaster flask of ointment, 38 and standing […]

Rev. Matthew Rhodes - Matthew 18:21-35

The GENIUS Act, requiring stablecoins to be backed by U.S. Treasuries, follows the same funding model as the National Bank Acts; however, it has serious limitations. Stablecoins can bolster the market for U.S. debt, but they won't tame the voracious interest monster that is consuming the federal budget. When we examine the current economic climate and the daily news, it is clear that there is widespread popular discontent. The impression they give you is that there is no way to beat the system -- that you are stuck in a debtor's prison without any resources to protect what little assets you have left. All points lead to what could be seen as a financial firestorm. All that is needed is one spark, and you will have to decide how to hang on to what little assets you have. Listen to Ground Zero with Clyde Lewis tonight from 7-10 pm, pacific time on groundzeroplus.com. Call in to the LIVE show at 503-225-0860. #groundzeroplus #clydelewis #stablecoins #GENIUSAct #debt #interestrates

#ThisMorning #Finance | #CreditCard #Debtors are Chasing #Rewards | Ted Rossman, Bankrate | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

This conversation provides a comprehensive overview of Article 9 of the Uniform Commercial Code, focusing on secured transactions. It covers the essential elements of secured transactions, including attachment, perfection, and priority, as well as the enforcement of security interests in the event of debtor default. The discussion also addresses the implications of bankruptcy on secured transactions and the evolving nature of Article 9 in response to digital assets.TakeawaysUnderstanding Article 9 is critical for law students and bar exam candidates.Secured transactions frequently appear on the MEE and state-specific essays.A secured transaction involves a debtor granting a security interest to a creditor.Attachment is the legal foundation for a security interest to be enforceable.Perfection protects a security interest against third parties.The priority of security interests is determined by the first to file or perfect.Debtors have rights during the enforcement process, including redemption.Bankruptcy can significantly impact the rights of secured creditors.PMSIs have special priority rules that can benefit creditors.Article 9 will need to adapt to new forms of collateral in the digital economy.Article 9, Uniform Commercial Code, Secured Transactions, Law School, Bar Exam, Attachment, Perfection, Priority, Bankruptcy, EnforcementArticle 9, Uniform Commercial Code, Secured Transactions, Law School, Bar Exam, Attachment, Perfection, Priority, Bankruptcy, Enforcement

This lecture provides a comprehensive overview of secured transactions under the Uniform Commercial Code, focusing on the nature and creation of security interests, the perfection of those interests, and the rules governing priority among competing claimants. It emphasizes the importance of attachment, perfection, and the rights of debtors in the context of default and enforcement.Key TakeawaysSecured Transactions are heavily tested areas on the bar exam.A secured transaction involves a debtor conveying a security interest to a creditor.Attachment is essential for a security interest to be enforceable.Perfection protects the secured party's rights against third parties.Priority rules determine who prevails in competing claims.A PMSI automatically perfects and has priority over earlier interests.Debtors have rights to redeem their collateral before sale.Self-help repossession must be conducted without breaching the peace.Failure to provide adequate notice can prevent deficiency recovery.Understanding Article 9 is crucial for analyzing priority conflicts.

Message from Pastor Nick Person on July 6, 2025

Purposeful prayer includes repentance. Forgive us our sins, help us to forgive others, because while we are at odds with creation we can't hope for petitions to be heard or granted.If we want God to hear and provide, we can't make requests with sin-filled hearts.Asking God to help you forgive others is a recognition of our spiritual weakness. Refusing forgiveness is a spiritual weakness.Our sin accrued a debt. Christ paid that debt. And so God is faithful to forgive.Matthew 6:12 is about your relationship with God.You have a debt. Christ paid the debt. God erased and continues to erase the debt while the Spirit tries to keep you out of debt.Forgiveness is free. Fellowship comes at a cross.Proof of your relationship with God is a merciful disposition.Matthew 6, Mark 11:24-25, James 1:13-14, 1 John 1:9, Ephesians 4:32, Romans 5:8, Romans 12:19-20

  760 Which of the Debtors with Love Him More, A Guided Christian Meditation on Luke 7:39-42 with the Recenter With Christ app The purpose of this podcast is to help you find more peace in  and connect with the true source of peace, Jesus Christ.  Outline: Relaxation, Reading, Meditation, Prayer, Contemplation and Visualization. Get into a place where you can sit comfortably and uninterrupted for about 20 minutes.You should hopefully not be driving or anything tensing or unrelaxing.  If you feel comfortable to do so, I invite you to close your eyes.   Guided Relaxation / Guided Meditation:   Breathe and direct your thoughts to connecting with God. Let your stomach be a balloon inflate,  deflate. Scripture for Meditation Luke 7 ESV 39 Now when the Pharisee who had invited him saw this, he said to himself, “If this man were a prophet, he would have known who and what sort of woman this is who is touching him, for she is a sinner.” 40 And Jesus answering said to him, “Simon, I have something to say to you.” And he answered, “Say it, Teacher.” 41 “A certain moneylender had two debtors. One owed five hundred denarii, and the other fifty. 42 When they could not pay, he cancelled the debt of both. Now which of them will love him more?” NET 9 Now when the Pharisee who had invited him saw this, he said to himself, “If this man were a prophet, he would know who and what kind of woman this is who is touching him, that she is a sinner.” 40 So Jesus answered him, “Simon, I have something to say to you.” He replied, “Say it, Teacher.” 41 “A certain creditor had two debtors; one owed him 500 silver coins, and the other fifty. 42 When they could not pay, he canceled the debts of both. Now which of them will love him more?” Meditation on Scripture: When believers read this part we can be a bit incredulous to the response of the pharisee. Since we have an understanding about who Jesus is and what he knew, it seems silly to question Him. As though this pharisee was more knowledgeable than Jesus regarding this woman and her actions. There is a kind of arrogance that accompanies the judgemental heart. He had his own information and presumed himself to be wiser than Jesus. Since he knew something of the woman's crimes, that knowledge caused him to doubt Jesus.  Jesus then starts a parable that will teach a valuable lesson. It wasn't ignorance or weakness that led him to welcome this action from this woman. It was grace. When we ignore Jesus' grace, then we approach the heart position of this pharisee. There are times in our lives when we feel that we know what is just and unjust. We think we have all the facts needed to be clear on how offended to be about something and we end up in a very similar situation as this man.  Jesus invites us into a position of grace with Him and His other children. Whenever we have a feeling of moral superiority over anyone for any reason, this mindset rears its head. We are all debtors to God. None of us have the funds needed to pay that debt. He points out that He is willing to forgive us. God extends his grace to you, and the other people we judge. During this meditation may we embrace grace. Leave to God, the role of offense. Our role is not to be indignant at others but to be grateful to the one who forgives our debt and allow Him to deal with his other debts however he chooses. Meditation of Prayer: Pray as directed by the Spirit. Dedicate these moments to the patient waiting, when you feel ready ask God for understanding you desire from Him. Meditation of God and His Glory / Hesychasm: I invite you to sit in silence feeling patient for your own faults and trials. Summarize what insights you have gained during this meditation and meditate and visualize positive change in your life: This is a listener funded podcast at patreon.com/christianmeditationpodcast Final Question: If you consider the invitation and command to persevere in the faith, what change in your life does that bring to your mind?  FIND ME ON: Download my free app: Recenter with Christ Website - ChristianMeditationPodcast.com Voicemail - (602) 888-3795 Email: jared@christianmeditationpodcast.com Apple Podcasts - Christian Meditation Podcast Facebook.com/christianmeditationpodcast Youtube.com/christianmeditaitonpodcast Twitter - @ChristianMedPod  

Welcome to the First Presbyterian Church, New Bern Podcast! Join Paul and Anna each week as they chat about upcoming church events, the week's sermon, and fun facts about the church. In this week's episode Paul-Scott chats with associate pastor Patrick Ryan about the second sermon in this summer's summer sermon series!The conversation is followed by the prayers, readings, and sermon from Sunday's livestream service. Recorded live each week at First Pres in beautiful historic downtown New Bern, North Carolina.First Presbyterian Church, New Bern, North Carolina, established in 1817. A Congregation of the Presbyterian Church (USA). Building community, transforming lives, engaging the world.See more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.firstpresnb.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on social media at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/firstpresnb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch our streaming service each week at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/channel/UCKw0GnheJfOUlVv_g5bBrEw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Permission to podcast/stream live music in this service obtained from ONE LICENSE, License A-701790 and CCLI 3202763. All rights reserved. Permission to podcast/stream recorded music from artist.io.

* NO BLOOD SACRIFICE FOR INTENTIONAL SINS As we saw in this lesson the sin sacrifice is only for UNINTENTIONAL SINS (Lev. 4:1); those sins committed mistakenly or in error or with no understanding by the one doing the act.  The Hebrew word used is Shag-ah-ga שְׁגָגָה (H7684) which means a mistake or inadvertent transgression, and error, a act of sin done in ignorance, an act done with the "sinner" unawares, or a sinful act done unwittingly.  This is not our understanding of sin as Christians.  To us as Christians we have been taught that all sin, every sin is an act disobeying the Lord on purpose or INTENTIONALLY.  No one teaches in the church today that in the Hebrew scriptures there are two types of sin UNINTENTIONAL and INTENTIONAL.  And it is so clear, so precise, so exact that יהוה Yahvay, the LORD, our God teaches in His TORAH in Leviticus that the sin sacrifice is ONLY for UNINTENTIONAL sin.  I have done a number of lessons on this and have gone more in depth.  I will again come back to this again and again especially when we reach Exodus 34 and Leviticus 16.  So, you may not want to wait till I get there in this podcast series.  So, below are links to resources to help you dig deeper into this Torah concept of sin; that is, sin that is unintentional and intentional.  You'll be able to see that Jewish theologians as far back as 100 years or so after Jesus said there was NO ritual, no sacrifice, no atonement for intentional sin.  One might say the תורה Torah which brings us the NEW COVENANT at Sinai was incomplete.  How is it made complete?  How will it be FINISHED?  Ready?  Here's the links. Link 1 - a podcast on unintentional and intentional sin as it relates to the Lord's special appointed time of YOM KIPPUREEM - https://lightofmenorah.podbean.com/e/fall-feasts-of-the-lord-yom-kippureem-episode-1-it-is-finished/ Link 2 - a short 5 minute video that gets into this topic and shows the connection of the Sinai Covenant and that Yeshua completes the covenant at the cross - https://lightofmenorah.podbean.com/e/five-small-stones-episode-9-rom-104-it-is-finished/ Link 3 - this is a chapter from one of my class books that focuses on the Lord's special day of Yom Kippureem and the issue of unintentional and intentional sin -  https://www.dropbox.com/scl/fi/za1ss9s0gcmp7evzp5ops/Lsn2-Fall-Feasts-2019-31-...74.pdf?rlkey=0tt9vhgfl50joiaskt2tzjqea&st=86mkwjfd&dl=0 * ATONEMENT, FORGIVENESS, PROPITIATION, EXPIATION - Jesus and Yom Kippureem This is an appropriate place to go into the definitions of these words. I have heard sermons on these words but never did I understand what they meant.  I was never taught the subtle nuances of these critical words as they relate to our salvation the very words of the Lord.  In this lesson about the "mercy seat" and how it connects to Leviticus 16 and the Lord's special appointed time of Yom Kippureem, it seems appropriate to explain these words in some detail.   * ATONEMENT - it is an act(s) done by the guilty party, the sinner, to appease or satisfy the one you sinned against.  If I have hurt someone - whether it is unintentional or intentional - and I want to regain my relationship with that person I hurt I will atone for my "sin."  I will do things that hopefully will be enough for the one I hurt to accept my actions that I do to prove I am atoning and thus make things right again.  But, between us and God things are different.  In the rituals of Yom Kippureem the atonement to make ourselves "right" before the LORD, the actions, are not done by the people but by Aaron the KOHEN HAGADOL כֹּהֵן גָּדוֹל - High Priest.  This was only for unintentional sins since God commanded the use of a bull and a goat for the sacrifices as one can read in Leviticus 16.  When we consider Jesus we find He did the atonement for us.  He did the act - His sacrificial death on the cross - to do what was necessary as an act of atonement for us.  As Christians we do not atone for our sins, our INTENTIONAL sins.  As the Hebrew Scriptures shows there is no ritual, no sacrifice, that can be used as the act to bring us back in righteousness before the Lord.  It is only the act of Jesus, His death, that is the act of atonement.  Yes, we should confess our sin.  Yes, we should realize our guilt and bring this to the LORD in a prayer of admittance or contrition - contrition is not just a recitation of words; it's a personal act that involves both the heart and will. It expresses a sincere desire to be forgiven and to change one's behavior.  And. yes, we should know that by GRACE the LORD has given us the blood sacrifice, the crucifixion of the LAMB, as the act for our atonement.   * FORGIVENESS - this is an acceptance of the atonement of the sinner by the one sinned against and an act by the one sinned against to show that the sinner is once again in good standing.  Atonement is done by the sinner.  Forgiveness is done by the person who was sinned against.   Yom Kippureem the atonement is done by Aaron the KOHEN HAGADOL כֹּהֵן גָּדוֹל - High Priest.  Again this is only for unintentional sins since God commanded the use of a bull and a goat for the sacrifices as one can read in Leviticus 16.   And in Leviticus 4 and 16 we read the actual words of the Lord that the UNINTENTIONAL sins of Israel are cleansed, done away with, or, in other words, forgiven.    But, there is NO act or acts that one can do as our personal atonement to be forgiven for our INTENTIONAL sins against the Lord in the Torah and in the New Covenant, the Sinai Covenant, we are studying.  The Sinai Covenant was "incomplete" and it is FINISHED only in Jesus and this is proven in the very words of God ... Yes, the Bible teaches that sins can be forgiven through faith in Jesus Christ. Several Bible verses say that through Jesus' sacrifice, believers can receive forgiveness for their sins and be reconciled to God. [1, 2, 3, 4] Here are some key verses that support this: 1 John 1:9: "If we confess our sins, he is faithful and just to forgive us our sins and to cleanse us from all unrighteousness." [2, 3, 5, 6] Acts 2:38: "Repent and be baptized, every one of you, in the name of Jesus Christ for the forgiveness of your sins. And you will receive the gift of the Holy Spirit." [7] Ephesians 1:7: "In him we have redemption through his blood, the forgiveness of sins, in accordance with the riches of God's grace." [8] Colossians 1:14: "in whom we have redemption, the forgiveness of sins." [4] Luke 7:48: "Then Jesus said to her, “Your sins are forgiven.”" [1] These verses highlight that through faith in Jesus and confession of sins, believers can experience the forgiveness of God and be cleansed from unrighteousness. [2, 5]   [1] https://www.biblestudytools.com/luke/7-48.html [2] https://www.jesusfilm.org/blog/forgiveness-bible-verses/ [3] https://www.openbible.info/topics/jesus_forgave_us_for_all_sins [4] https://www.truegospelofjesuschrist.org/forgiveness_verses [5] https://www.quora.com/Where-in-the-Bible-does-it-say-all-sins-are-forgiven [6] https://www.josh.org/fully-forgiven-god-sees/ [7] https://www.biblestudytools.com/topical-verses/forgiveness-bible-verses/ [8] https://www.countryliving.com/life/g32083109/bible-verses-about-forgiveness/ This brings us to an excellent question.  If someone sins against another person with a sin that is also against God (sin against another person and God simultaneously), can the one who was sinned against "forgive" the sinner when the act was also against God?  The Bible is clear - only God can forgive sin, sin that is INTENTIONAL. We can't.  But, with a sin there is a debt that is owed, a price that needs to be paid, so that the sin can be erased, cleansed, and the "debt" paid.  Perhaps in the "Lord's Prayer" this is what it means in GREEK and not in English when we say, "forgive us our sins as we forgive those who sin against us."  In Greek the word is not sin or sins but debt and debtor.  Interesting.  We should forgive the debt or our debtor, that which we require so that the debt of the sin is "paid."  But, the actual sin, the actual guilt of the sin is only between the sinner and the LORD.  Check this out in one of the lessons I did on the Lord's Prayer.  Here's the link to the lesson entitled, "The Lord‘s Prayer - Lesson 8 - Debts & Sins & Debtors & Sinners" - https://lightofmenorah.podbean.com/e/truth-nuggets-14-part-8-the-lords-prayer-debts-sins-debtors-sinners/   * PROPITIATION - this is the act of appeasing the one who was sinned against.  In other words it is an act that the one sinned against agrees is sufficient to erase the debt of the sin and the guilt of the sinner and restore the sinner and the one who was sinned against.  So, atonement is an act done by the sinner to again be restored to the one who they sinned against.  But the one who atones may not d the right thing to appease the one sinned against.  The one sinned against says what the price is to be paid - the propitiation is determined by the one sinned against not the one who atones.  We want to be forgiven by the LORD and so we atone.  But, the propitiation is beyond our doing.  The only act to appease the Lord is the death of His Son, the sacrificial death of Yeshua for us.  Yeshua then takes our sin upon Himself and He does the act of atonement.  His atonement results in His obedience to go to the cross and die as the act, the only act, the only blood sacrifice, or the propitiation for our sin.   * EXPIATION - this definition is quite simple.  It is the process which erases the guilt and the debt.  One of the best explanations I have read on the difference between EXPIATION and PROPITIATION is from Ligonier Ministries.  Here it is.   Let‘s think about what these words mean, then, beginning with the word expiation. The prefix ex means “out of” or “from,” so expiation has to do with removing something or taking something away. In biblical terms, it has to do with taking away guilt through the payment of a penalty or the offering of an atonement. By contrast, propitiation has to do with the object of the expiation. The prefix pro means ”for,” so propitiation brings about a change in God‘s attitude, so that He moves from being at enmity with us to being for us. Through the process of propitiation, we are restored into fellowship and favor with Him. (https://learn.ligonier.org/articles/two-important-words-good-friday-expiation-and-propitiation) In this podcast lesson I mentioned that the KH ROO VEEM (in English Cherubim) are a familiar concept in the 15 century B.C.  Here are some pictures of various winged creatures used to guard and prevent access to that which they are protecting ...  All these images are used by permission.  They are easily accessed at Wikimedia. I had mentioned that one of my resources was Dr. Craig Keener.  He is a proven trustworthy source as we study the Bible in it historical context.   He discusses cherubim in his writings, particularly in the context of Genesis 2-3 and Ezekiel's prophecies. He notes that cherubim, as depicted in the Bible, are powerful beings associated with God's presence and holiness. They are often depicted with multiple wings and faces, and are linked to themes of guarding and protection, as seen with the cherubim guarding the Garden of Eden. [1, 2, 3, 4, 5] Ancient Near Eastern Context: Keener emphasizes that understanding cherubim requires considering their context within the ancient Near East. While some aspects of the cherubim are similar to imagery found in other temples, the cherubim in the Bible also have unique characteristics. [1, 2] Gradation of Holiness: Keener suggests that the cherubim's placement and the materials used near the ark in the tabernacle reflect a gradation of holiness, emphasizing the reverence for the divine presence. [1] [1] https://www.logos.com/grow/live-craig-keener-johannine-literature/ [2] https://craigkeener.com/gods-goodness-messed-up-genesis-2-3/ [3] http://pneumareview.com/rightly-understanding-gods-word-learning-context-part-1-by-craig-s-keener/7/ [4] 

This lecture explores the critical phase of default, remedies, and enforcement in secure transactions under Article 9 of the UCC. It covers the definition of default, the rights of secured parties upon default, the process of repossession, and the importance of commercial reasonableness in the disposition of collateral. The lecture also discusses the procedural safeguards in place to protect debtor rights and the implications of noncompliance with UCC requirements.TakeawaysDefault is largely defined by the parties' agreement.Secured parties have powerful rights upon default.Repossession can occur without judicial process if done peacefully.Commercial reasonableness is crucial in the sale of collateral.Failure to provide notice can lead to loss of deficiency rights.Debtors have redemption rights before collateral is disposed of.Judicial remedies can be pursued when self-help is risky.Procedural safeguards ensure fairness in enforcement.Noncompliance with UCC can result in sanctions.Understanding these principles is vital for commercial law practice.secure transactions, default, remedies, UCC, collateral, enforcement, commercial law, debtor rights, repossession, judicial remedies

How do we grow in holiness? Is it through self-punishment and trying harder? Scripture says that the flesh can't accomplish this. It is only through the Spirit. Although Christ has wiped away our debts before God, we still owe an everlasting debt of gratitude to the Spirit. Why? He gives us Himself. And through Him, we put our sins to death. 

by Elder Chris McCool, Pastor (preached on May 25, 2025) As we saw in the first half of this sermon, the regenerated child of God stands without condemnation before God because of the finished work of Christ. Today, we continue along this line of Paul’s reasoning by seeing that there are those who are “after...

You owe some money; but, do you have rights? YLR Host, Jeff Hayden, joined by Leon Bayer, are talking about bankruptcy, debtors rights, and what this means for you. Questions for Jeff and his guest? Call us at (415) 841-4134.

The US government outlawed debtors' prisons in the 1830s, the Supreme Court has ruled they're unconstitutional, and you'll find sentences like this on the internet: "Today it is illegal to put someone in prison because of a debt." So how is it that courts across the country lock up thousands of low-income people each year, according to estimates, because they haven't paid up their traffic tickets, garbage collection bills and other minor violations? Lisa Foster, a former judge and co-founder of the Fines and Fees Justice Center, says many courts have become "a place of oppression" because they "make the measure of justice the measure of someone's wealth. That is fundamentally un-American and it is unjust," Lisa tells us. "But our system does it every day."

#ThisMorning on #BRN | #Finance | #2040 | #CreditCard #Debtors are Chasing #Rewards | Ted Rossman, Bankrate | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness and #More - #Everyday

CW Today with Loretta Walker is heard each weekday at 12:05 Central Time on Faith Music Radio. Learn more about Loretta, her family and their ministries at ChristianWomanhood.org. Follow Loretta on Facebook - https://www.facebook.com/ChristianWomanhood

Guest: Padraic X. Scanlan is an associate professor at the Centre for Industrial Relations and Human Resources and the Centre for Diaspora & Transnational Studies at the University of Toronto. He is the author of Slave Empire, Freedom's Debtors, and his latest, Rot: An Imperial History of the Irish Famine. The post The Irish Potato Famine and Its Consequences appeared first on KPFA.

Debtors will sometimes try to hide their assets from creditors by transferring property to another person. What power does the law have to put a stop to this behaviour? https://uklawweekly.substack.com/subscribe Music from bensound.com

Join us as Houston Bynum leads Bible class on the Parable of the two Debtors.

Forgive our Debts as we Forgive our Debtors

Jesus not only taught forgiveness but exemplified it, even on the cross, when He prayed for His persecutors' forgiveness (Luke 23:34). Through His sacrifice, He paid the full penalty for sin and opened the door to mercy, showing us that forgiveness isn't about feelings or excusing wrongs, but an act of obedience that leads to healing. As followers of Christ, we are called to forgive as He forgave us, empowering us to seek justice, not vengeance (Romans 12:19). Whether the wrongdoer is repentant or not, we are to extend forgiveness and reconciliation, showing compassion as Christ did. True forgiveness, fueled by the Spirit, frees us from bitterness and reflects God's love to the world.

Demonstrating Dr. Barnhouse's acute understanding of Romans and his heart for effective preaching, these messages skillfully and reverently expound even the most difficult passages in a clear way. Dr. Barnhouse's concern for a universal appreciation of the epistle fuels this series and invites all listeners into a deeper understanding of the life-changing message of Romans. To support this ministry financially, visit: https://www.oneplace.com/donate/791/29

Hear a live performance from this indie rock quintet hailing from Lafayette, La.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this story, we learn that we should forgive others just as God forgave us. ✧ Check out more resources in The Biggest Story Curriculum ✧ Follow The Biggest Story on Instagram ✧ Watch The Biggest Story Animated Videos! ✧ Sign up to receive weekly emails about the new story each week!

Click here for series discussion questions Discover the profound insights of the Lord's Prayer as we delve into the challenging phrase, 'forgive us our debts as we forgive our debtors' from Matthew 6:12. We will unpack the true meaning of forgiveness, its impact on our mental and physical health, and the transformative power it holds. Join us as we explore how forgiveness can lead to a reduction in depression, anger, and cardiovascular disease while elevating hope. And, as always, this all points to the forgiveness and freedom found in Jesus. Speaker: Greg Holder