Financial Independence Europe Podcast

Today Alvar is back with the Podcast after longer break. Together we discuss all FI Meetups we know in Europe. If you have more send us a message at financialindependenceeurope at gmail.com or DM on Twitter, Facebook or Instagram @FiEurope.

Today Mathias talks with Luke and Rebecca about donating and philanthropy. Luke works for the organisation Giving What we Can” and Rebecca is already retired from her corporate career at WeWork and other companies. She is now teaching people part time about  personal finance at Yield and Spread.Interestingly Rebecca is now giving what she earns in her side business to people in need. Today we want to find out why. Once you achieve a certain wealth, people often experience a strong desire to help others in need. Of course many of you are also giving before hitting that milestone right in your accumulation phase. Especially these days where millions are fleeing from war even in middle Europe. Something we really could not imagine some time ago.We already talked with Sebastian in episode 36 about effective altruism and want to extend the topic even further. So today: You'll learn about the motivation behind giving, how to screen for most effective projects, the history and evolution of philanthropy and how Europe and the US are different in here.Don't forget to apply for the FI Europe Retreat starting may where you can meet 25 ambitious and relaxed FI Europeans at the pool in the middle of the Spanish mountains.We talk aboutMotivation behind givingHistory of philanthropy in US and EU How Giving What We Can worksHow Rebacca has retired and donates

Hi FI Europeans,this is Mathias. In this episode I speak with Nick Neuman. He is the CEO of Casa a Startup from Denver in the US. today talk about the different security aspects of holding crypto and here especially Bitcoin as one of the more conservative plays in that field. The one important question you have to ask yourself when holding crypto is. Whom do you trust more: yourself or an exchange.So in the past your choice has been storing crypto on a hardware wallet and potentially losing the device or the password. Or you could have kept your holdings on an Exchange like Binance or Coinbase where you do not control the cryptographic key to the wallet. Casa is helping to make hardware wallets and self custody more resistant to human failure improving user friendliness and resilience. And by that it's making crypto available for a broader audience and driving the evolution of the current wave of new financial services. We talk about:Evolution of self custody and walletsSecurity measures at CassaBTC vs. other coinsTransitioning from Product Management to CEOFI Community and cryptoMetaverse and crypto

 Hi Fi Europeans,this is Mathias and today I talk with Toni Vitali. He is a member of our community and a professional Basketball Player transitioning to his post-sports profession. He was growing up in Croatia and recently moved to sweden. He is also blogging about Financial Independence towards his audience in croatia.  So I'm pretty curious how these sports careers work,  what people in Croatia think about financial independence and money in general and what his approach to build wealth is. I also was slightly surprised when we talked about taxes in Croatia and Sweden. I hope you like this episode after a little break here with the Podcast in the last couple of months. We talk aboutSports careersWorking full time and studyingFinancial Independence in croatiaTaxes in croatia and sweden

In the last episode, we covered the basics of the monetary system and history with David, a member of our community. Check out that episode if you haven't already.Today in the second part we cover the basics of Bitcoin. Still many FI Europeans haven't gotten their feet wet with crypto. If you like to start experimenting with it or you already started but haven't thought about the basic concepts behind you might want to continue listening.If you're already a pro you might want to skip the episode. We also suggest some simple steps and tools to start investing. Nevertheless I want to emphasize that there is no need to necessarily invest in BTC or crypto if it's not your cup of tea you'll be still fine. No need to have fear of missing out although the returns of the past years have outperformed the S&P 500 and Nasdaq. Check out also the PDF in the show notes with some how-to guides. As usual, this episode is no official financial advice. Your capital might be at risk. Links:☝️ Get Davids beginner guide mentioned in the episodeWe talk aboutBasic principles of BTCStore of valueProof of work, P2P, Cryptocraphy, Blockchain, immutabilitydecentralization and importance of nodescomparison of BTC to other currenciesTrilemma of blockchainstools to get started

Hi Fi Europeans,today I talk with David, a member of our community about cryptocurrencies and in particular Bitcoin. While you might not want to employ crypto to achieve your financial independence goals as it's harder to predict the result compared with a diversified ETF-Portfolio. Some people already made a small fortune with their early crypto adoption and knocking at the doors of family offices asking for help to preserve their new wealth and transition to a more conservative and diversified approach.This is the first part of two episodes that is focusing more on what money is and how banks work with our money, how inflation works and it affects our Financial Independence plans. We think it's important to understand the impact of the new types of money that currently emerge.  We talk- History and forms of money - Inflation- How the money system works nowadays - Attributes of money- House of money- Central Banks- Europe & Dollar

Hi FI Europeans,today I had the pleasure to interview Martins Sulte who is founder and CEO of Mintos. It's  the biggest P2P Lending marketplace in Europe and they started in 2015  and are headquartered in Riga.On mintos platform there are currently around 50 companies that lend out loans in 12 currencies to borrowers in 38 countries worldwide. More than 40k investors fund loans in 9 loan segments. Like car loans, property, agriculture, small business, consumer loans and so forth..In this episode we talk about how Martins experienced and managed the first real economic crisis due to Covid19 and we discuss how  the industry will evolve going forward e.g. with regulation.We also cover how the Financial Independence Community can leverage P2P, what asset classes Martins invests in and if Crypto and Sustainable Financial is a thing for mintos going forward.Hope you enjoy my chat with Martin!Don't miss upcoming episodes https://financial-indpendence.eu/newsletter We talk abouthow he experienced 2020How regulation will make a difference for mintosthe marketplace modelhow to attract quality Loan Originatorshow martins investsSocial responsibility and ESG in P2PNew default strategies for investors

Hi FI europeans,some people are really good and a natural fit in building up and managing a bunch of properties. They like to interact with people, workers and other local stakeholders of their real estates.They dig deep into the knowledge domain of Real Estate and take the time. So much time that there is not much left to learn about other asset classes. Like me not everybody currently has the time and ambition to dig deep into DIY real estate investing and want a kind of managed solution. For those there are Real Estate ETFs, Property P2P Lending  and local real state agencies available to choose from. All with their respective advantages and disadvantages.Additionally to these options there are also solutions where there is a lead investor and you can join them as a smaller fellow investor. They get your capital and you get their knowledge, market access and network of experts. Sounds too good to be true? Mostly the problems are in the details of course… so lets have a look.Today I will have another attempt to find a managed solution for real estate investments. I talk to Kris from White Fire Equity. He is an american living in switzerland.Let me know what you think in the comments on our website and in the facebook Group that you can find at financial-indendence.eu/community. We talk aboutInvesting in large projectsLeverage knowledge of experienced investorsUS Real estate marketWhat Real Estate syndications arePros and cons of syndications

Hi FI Europeans,have you ever ask yourself how life would be if you haven't chosen a certain life path?If you would have studied something differentIf you would have changed job earlierif your husband had taken more parental leave and you could better accelerate your career While you cannot change the past without a time machine you might want to go into a new direction in the present or future.Today I talk about reversing “wrong” life choices with Silke Rosenbusch.She had a tough time being an actor and was switching  to a career in medicine. She is also side hustling since a decadeAnd now she is focusing family plans in a different way. Hope you enjoy this case study with Sike today! And sorry for the occasional background noise. There was a film team in my little studio while I recorded the episode. We talk aboutWorking in art in your twentiesstudying in your thirtiesGetting kids in your fortiesMinimalism and passive incomeher cat and LA

Hi Fi Europeans. It’s Mathias. Today I chat with Gustas from inrento who is a young serial Entrepreneur from Lithuania. He just launched a new Lending platform with buy to let property that - on the face of it - doesn’t provide the insane returns we just got used to from other P2P platforms. So you might ask. Why the heck should I continue listening? Well. It’s about more transparency, lower risk and aligned interest between platform, borrower and investor.We talk aboutReal Estate Market in Europe post covideCommerce &  Cargo shippingHow commercial property markets are changing after pandemic and how it affects citiesEarning from rent and appreciation

Hello FI Europeans this is Mathias, today Interview Matthias Richter from Financial Imagineer. He is already FI and lives in Taiwan, Singapore and Switzerland. He has been working for UBS Bank advising wealthy people in Asia in the past and is now somehow retired. We talk about his path starting to work in Taiwan, his experience living in multiple homes throughout the year and what he learned from his father about success and money. That and much more in today's episode! We talk aboutBenefits of multiple homesMultiple home bases vs. NomadismRecreational EntrepreneurshipLessons from his fatherHis experience with wealthy clients in Asia

Hi Fi Europeansthis is Mathias! Today I Interview Goncalo and we make it little case study. I met him the first time at the FI Europe Retreat in Portugal and we now catch up and to see what happened to Goncalo in the last 2 years.You learn about the stages he took to get from a lower income country Portugal to Switzerland by taking a stopover in the Czech Republic. We see what he learned in and about these countries and how he could 10x his salary. He also tells us how he went abroad for free when he studied. Hope enjoy Goncalo story!We talk aboutCareer Hacking as a Tweengeo arbitrageWorking in czech republic and SwitzerlandFi Community in SwitzerlandHow to go abroad for free as a student

Hi this is Mathias,In this episode we dive quite deep into crypto currencies and assets! Because decentralized financial systems will one day compliment or replace the current financial system. Decentralized technologies are also evolving and can fuel all kinds of non financial transactions, too. Like insurance policies, event tickets or investing in companies. And right now mainstream financial provider like paypal starting to adopt crypto currencies like bitcoin.  Hedge fund managers like Peter Druckenmiller and companies like Square and microstrategy favor investing their company capital in crypto currencies. Conventional so called “fiat” currencies like Dollar and Euro are being diluted by the increased amount of “printed” money. As the popularity of crypto is increasing and slowly goes mainstream I would like our community to understand new and important concepts in that field and what new developments beyond Bitcoin are available or being developed.As I recently hosted a FinTech & InsurTech Meetup on that topic and invited some experts in that field I just republish the presentation that has been recorded in the meetup including the Q&A here in the FI Europe Podcast.The two speakers of the presentation are Oliver Thylmann and Sebastian Deutsch who are both serial Entrepreneurs. Oliver runs a company called Giant Swarm for cloud computing kybernetes cluster and Sebastian a web and app development agency. They will tell you more about their path in the beginning of the presentationIf you are not familiar with crypto assets you might feel a little bit overwhelmed especially as the presentation is tailored to an audience for people curious about financial technology, business models and innovation.Feel free to skip the episode or just don’t try to understand everything at once but instead pick a few ideas, then do your own research and discuss your findings in our facebook group at financial-independence.eu/community. Let us also know what you think and what content you would like to see in the future. We talk aboutDAI:  the goto stablecoin tied to the dollar to store value under low volatilityETH2: mining Ethereum with a raspberry pie will become possible and reduce spend on energyMakerdao: enables loan issuingUniswap: convert coins without order books and provides liquidity.Compound, Liquidity Mining and UniswapAmpleforth: a cryptocurrency that can increase or decrease supply based on demand.The Start of DeFi with Flash LoansStablecoins with MakerDAOEthereum and stakingDfinitiy, BlockstackAlgorithmic StablecoinsAn episode only for crypto nerds ;) 

Hello FI Europeans, this is Mathias.Today I chat with Nikita from Lendsecured about his take on the P2P Market Landscape and what they have to offer when it comes to lower the risk in P2P investing. We also cover the role of p2p aggregators and risks associated with loan originators. Nikita also tells us about a new loan type for the agricultural sector and how it is structured. Behind Lendsecured stands an established company located in Latvia that is offering loans for wealthy people to invest in real estate projects, small and medium sized businesses and also partially consumer loans. Since last year they are also open for investments from regular investors throughout Europe.  We talk aboutAgricultural LoansThe role of P2P aggregatorsIf they are legitRisk associated with loan originatorsHow Lendsecured was foundedBackground story of the founder

In today’s interview, Alvar interviews Mr. Nomad Numbers on how FIRE life is looking like in Taiwan and which advantages it brings. They also cover an update on the Nomad Numbers journey and where they are at in their travels.We also talk about:FI in TaiwanTravelling during COVID-19Life update for nomad numbers

In today’s interview, Alvar and Araminta chat with Alan, head of the current Thomas Cook. They talk about Alan’s background, how he built his career and advice for others who want to building a fulfilling career.We also chat about:How Alan got started with financial modellingHis mindset to career and problem solvingWhy he wouldn’t strive for FIHis advice to others concentrating on their careers

Hi this is Mathias,today I talk with Ladislace Maurice from the wandering investor about international investing and diversification. In this episode we look into our passion for finding outstanding investments worldwide. So who is Ladislas?He studied outside of Europe in Australia and Canada and was working in Africa for a swiss multinational company. There he gained a lot of international experience in a leadership position. After his career is now solely focusing on researching and traveling especially in the frontier and emerging markets. He is excited about finding undervalued investment opportunities. In this episode we talk about his approach, current opportunities in different countries and why you definitely should become a plumber africa or check out uranium.Yeah- Great episode ahead. See you in a bit.

In this episode, I am interviewing Dave from Ireland on best practices for staying mentally and financially fit in 2021. Dave covers what he has learned over the years through experience and research. He covers his own FI journey through real estate investment as the main driver and his ETF-portfolioWe also talk about:Real estate investingWhat to do after reaching FIMental health in the FIRE community

Hey this is Mathias,Do you want a better life for half the price? Then this episode is for you! One strategy for financial independence is using geo-arbitrage and moving to a low cost country to either save more or live better from the same income like in your current country. In today's episode I talk with Tim Leffel who is an experienced travel blogger, writer and publisher since the 90th. And now he created a handbook for you to move abroad with a shortlist of countries and their up- and downsides. We also talk about his personal picks, how covid affected digital nomads worldwide, Europe's role in the world and of course his own story shifting his hub and home from florida to mexico.For those who are really interested to move abroad and want to get best support we have some stuff to win : Tim contributed one his so called Committed Package for you to win. It includes the book, some reports, access to a mastermind group and much more.  I’ll explain how can win later in the episode and in the show notes on our website financial-independence.eu. There you also find the the link to youtube and the video version of the interviewSo let start! We talk aboutimportance of trial run periodsWho should pick what countryHis travel travel experience andHow to start a publishing business in 2021New Normal opportunities

Hello this is Mathias, today we talk about a topic we  touched last time nearly year ago. I’m talking about P2P Lending.Some consumer loan companies have been in trouble and there have been delays in collecting the principal/interest also due to covid related regulation from governments.There have also been some scams with Envestio and Kuetzal and also with Grupeer with ongoing legal investigations.And still I think this asset class is going to stay - although the hype might be over.That’s why I talk with Tanel the CEO from Reinvest24 about their platform focused on property and what makes it stand out from the other ones, the involved risks and the general P2P Lending market situation. We talk aboutInvesting in rental propertyP2P market situationAdvantages of Real Estate for P2P LendingIf Reinvest24 is legitAdvice for P2P Lending

In this episode, Alvar is interviewing Joshua from the Art of Money Saving Podcast and discuss the struggles and gains of a self-employed person during pandemic times. Joshua used to work as an opera singer touring around the world giving shows and earning his FI capital this way over time. But since early this year he no longer has this option and is in the process of using his existing skills to dive into different markets like presentation training, coaching, and selling voice-overs.We also talk about:Tools to sell onlineHow to discover your transferable skills

Hi FI Europeans, this is Mathias. Today I interview Dina Holzapfel. She is an Entrepreneur living in Switzerland with roots in the US. She’s a great role mode and showing us one thing: how to make your dreams happen - having an idea and enjoying the journey to ship it to the customer - although it’s sometimes tough.After a corporate career in the oil industry, working in Venture Capital and having lived in many countries Dina founded her passion business around innovation in the food industry. In this episode you can find out how she approached building it, how to finance it and what advice she has to offer for people who also want to move towards the Entrepreneur Quadrant of life. I’m sure this will inspire some of you to turn your curiosity or hobby into a business that makes you leaving the bed on monday with a smile.Some people also asked to listen to interviews on Youtube. As we also recorded Video while talking I will share it to our channel this week. Find the link in the show notes and let us know if you see additional value in it or not.We talk aboutThe story of her product

In today’s episode, Araminta interview Sebastian, founder of the Art of Charisma and fellow Scot. They chat about the definition of charisma, why charismatic people are more successful and how to implement charisma habits in a work and personal environment.They also chat about:Why it’s important to be more charismaticHow to build a mindset that encourages charismaBenefits of being charismatic in the workplaceSteps and tips to becoming more charismaticCharisma tips during Covid times

In this episode, Alvar interviews Shereen from the USA, and they discuss what financial stress can do to your life and how it can disrupt your Fi journey. Shereen also goes into a number of best practices answering the questions that drive you and a number of mental health best practices.We also talk about:How to make choicesMental health in the FI communityBest practices staying sane

Today Mathas is back after a busy summer period with a case study about Real Estate in Belgium interviewing Artjom.Artjom is applying strategies like fix and flip, amazon FBA or renting out a car and he is also sharing tactics that don’t work so he can save you some time on doing mistakes and help you being more realistic. As a numbers person he is really good looking behind the buzz. Enjoy the show.We talk about:How Artjoms makes his moneyWhat people in Belgium think about Real EstateHow to make profits on real estate in BrusselsWhy he lost his girlfriend because of his investmentsA realistic view on competition and beginner problems for Amazon FBA and Ebay

In this episode Alvar interviews Logan the CEO of FI planning application Topia. They discuss Logans Fi story and what brought him to give up his job and develop an application to track your Fi journey. Next they discuss Topia in great length and cover how it can help you track expenses, become aware of your financial trends and how to look ahead.We also discuss:Logans FI storyTopia the FI apHow is Topia making moneyWhere is personal data goingWhat kind of features can we expect in the future.

In today’s episode, Araminta chats with Faith, a money blogger based in the UK. They chat about FI and minimalism, how she keeps her costs low and what personal finance steps she’s taken to feel in control of her money.They also chat about:What it means to live with lessHow minimalism and FI work togetherHer attitude to FIWhat differences she’s noticed in her day to day life

In this Episode Alvar interviews Lance on his journey around the globe and how he reached FI. The interview is focussing on the way Lance gets to FI by moving all around the globe and buying up a business in need of renovation and a lot of work. We finish up the interview with Lance explaining how his last development projects came together.We also talk about:Lances FI journeyReal estate investing

In today’s episode Araminta chats with Joshua, a musician who’s working towards financial independence. They chat about freelancer struggles as a musician, how he manages his own money and some tips he wish he knew starting out.They also chat about: Why there’s a stereotype of the “broke musician”How musicians can take control of their moneyWhy musicians should strive towards FIHow Joshua is adapting to Covid-19Tips he wish he knew starting out

In today’s episode Araminta interview Purple, a FI blogger based in Seattle, the US. They chat about her plans to retire at the age of 30, how she’s managing her finances and her plans for once she retires.They also chat about:How she cut expenses and increased her incomeHow she reached the $500,000 markKeeping herself motivatedHer plans once she is retiredWhether she would recommend this path to others

In this Episode Alvar interviews Brad from the Man Overseas on his journey to financial independence and how he is making it work.We also talk about:House hackingHow to invest in real estateAlternative investments

In today’s episode Araminta chats with Derek, an engineer based in Ireland who uses dividend investing in order to grow his wealth, cover his monthly income and reach FI.We also chat about:How he picks the companies to invest inThe broker he usesManaging tax in IrelandHow to educate yourself on dividend investing

In today’s episode Araminta talks to Joney, a Belgian based in Luxembourg with quite a bit of experience buying properties in Europe. We chat about:How he bought property as an expatThe steps to buying property abroadManaging taxes between countriesHis FI journey and future plans

In today’s episode Araminta interview Sebastien, a Belgian who moved to Dubai in the UAE and saved up enough money to reach FI at the age of 33.We chat about:• What the tax situation is like in the UAE• The process of moving to Belgium• How to do index investing in Belgium• The differences between living in Belgium and in the UAE• Recommendations for others moving to the UAE

In this episode, Alvar is interviewing Fergus on how to manage your family, life, and business during the recent Covid-19 times. Fergus is also the organizer of Fi Edinburgh meetup and has many great stories to share.We also talk about:How Fergus started his business from the ground-up and managed them remotelyHis take on FIHow he is managing his business during Covid-19How to start your own FI meetup

In today’s episode, Araminta interviews Pablo, an IT professional from Argentina. They chat about how Pablo saved up enough money to do a mini-retirement and travel around Europe for 12 months.They also chat about:Why he wanted to do a mini retirementA brief rundown of where he went in EuropeHow much money he saved upHow it affected his careerTips for others who want to do a mini retirement

Hi FI EuropeansThis is Mathias! My interview guest today is Parul Madan! Parul is an experienced Entrepreneur living in cologne Germany with her roots in India! She and her husband founded multiple startups after a successful career in a large corporation. Since a couple of years she is also investing and advising other aspiring founders. Therefore she is also leading the Cologne chapter of the founders institute, one of the biggest accelerator programs worldwide to help entrepreneurs strive. Definitely continue listening to her interesting life story if you want to learn what is important when building and growing new companies and attract investors.If you want to join Duedash Entrepreneurs Network just click the link in the Show notes. We talk aboutRunning incumbators and accelerator programsHow to find and choose co foundersbiggest mistakesParul’s Leadership style Who can get FI with entrepreneurshipThe Power of community and ecosystems

In this episode, Araminta interviews Becky, a single parent living and working in Denmark. They chat about how Becky is reaching FI as a single parent, how she currently manages her finances and the actions she’s taking to financially educate her children. We also talk about:How reaching FI as a single parent is differentHow she currently manages her financesHer FI goalsHow she’s saving for her children’s futureAdvice to other single parents

In today’s episode Araminta interviews Geordie, a lifestyle business entrepreneur who manages several SaaS companies with a remote-based team.We also chat about:What a lifestyle business isWhether a lifestyle business really is for everyoneHow Geordie started building SaaS solutionsHow to manage a virtual team

In this episode Alvar Interviews Mário on the nitty-gritty off ETF investing in Europe, we dive into the details on what information to look out for, how to review ETFs and how to access what is right for your situation. Mário also explains how to make financial choices in life and how to learn more about investing.In this episode we discuss:ETF investingHow to learn more about investingHow to make financial choicesTaxation in several European countries and how to utilize these systems

In this Episode Alvar interviews Patrick from London, who managed to raise his income from 18K to 140K within 5 years and runs a business educating footballers on finances. Patrick, when through, is his own unique Fi journey and when asked "What is the one thing you would not give up from the times where you spending was huge" he replies with business class flying, listens to the show to find out more.We also talk aboutPatricks investment journeyTravel hackingStrategies to raise your income

In this episode Araminta chats with Jules, an SEO consultant based in London. They talk about how to make the most of your travels, how to build a sustainable work and travel lifestyle and how she uses her blog to make the most of her exploring. We also chat about:The importance of travellingHow to build a sustainable work and travel lifestyleHer own personal travel blogHow she got started as a freelance SEO consultantFinancial independence and going freelance

In Episode 100 - What’s my age again Alvar, Araminta & Matthias are discussing the state of the podcast and as a special topic dive into ethical investing. State of the PodcastCanceling FI RetreatWhat’s happening in the last 5 monthsWhat’s next for the podcast?Ethical investing, donating, and how this all related to FI.

Nessa is a young creator (28) on Youtube. She started with a gaming channel and expanded that hobby to her personal channel where she follows her obsession with tiny housing and living a frugal conscious lifestyle. We’ll learn a lot on how it feels like living in tiny house and running and how you could approach building a tiny house if you want to. So enjoy the show!We talk aboutTiny House building processHow to set up the interiorimpact on living costsHow much Nessa makes on youtubeHer freelance and side gigsHow she manages and monetizes her audience

This episode is a case study with Antonello Schiavo who is 30 years old living in Poland. He is originally from Italy and moved to Poland to work there at Google. In this episode we talk about his path from saving nothing for several year until he finally kept 15k in 2019. We also talk about his retirement plans, airbnb and real estate in Poland and much more.We talk aboutMoving from Italy to Poland for workCost of living in PolandAirbnb and Real Estate in PolandShift aways from Lifestyle InflationHis Investment Style with ETFs and Retirement PlansFinancial Independence in Poland

In today’s episode Araminta interviews Martin, a coffee enthusiast who’s managed to literally turn “coffee into cash” thanks to Airbnb Experiences. We dive into the details of how to set up your first Airbnb Experience as a side hustle, how much money you can make and the current opportunities online.We also chat about:What are Airbnb ExperiencesThe steps to get startedHow to offer the best experiences possibleHis story delivering coffee toursDoing Airbnb Experiences online

Alvar and Mathias chat about opportunities we see in focusing other areas of life that we normally don’t pay to much attention to due to lack of time or priority. So think about health, habits, routines, relationships, business, minimalism and personal development. These are the fundamentals that help us performing better in our profession when lockdowns in Europe and beyond are over and we are finally free ranging humans again.We talk aboutstrategic changemorning routinesnew habits for a new identityuseful appsSelfcaremininmalizing your environmentbusiness opportunities

In today’s episode Alvar and Mathias are discussing the opportunities the current situation is offering. We are mainly digging into stock market investing and the real estate market. We discuss the market in general and approach it from a personal angel at the same time.We also talk aboutGreat opportunity if you are in your accumulation phaseDon’t FOMO - lots of opportunities in stock investingWhat are Alvar/Matthias doing personallyThe entire house market is on lockdown, nothing is being offered or boughtNot clear if prices will go down or up after lockdown endMany Airbnb properties now are back on the normal rental market.