Podcasts about p2p lending

O mercado de P2P Lending no Brasil passou por uma transformação significativa ao longo dos últimos anos, impulsionado por avanços regulatórios, inovação tecnológica e uma crescente demanda por alternativas de crédito. Nesse contexto, plataformas que conectam investidores a empresas vêm ganhando relevância, oferecendo uma forma mais direta e transparente de financiar negócios.No episódio de hoje do Fintech Talks, recebemos Daniel Gomes, CEO e Cofundador da Nexoos, para uma conversa sobre a evolução do mercado de P2P Lending no Brasil e os desafios enfrentados para estruturar um modelo que trouxesse segurança e eficiência para credores e tomadores. Daniel compartilha a trajetória da Nexoos, desde a inspiração em players internacionais como a Zopa e o Funding Circle até a consolidação da empresa no mercado brasileiro.Exploramos também o movimento para Credit as a Service (CaaS) que tem se tornado prioridade na Nexoos, os aprendizados com o modelo inicial desenvolvido no Paraguai, as estratégias de captação de funding e o caminho para se tornar uma das primeiras SEPs (Sociedade de Empréstimo entre Pessoas) no Brasil. Além disso, discutimos os avanços regulatórios, a entrada de grandes players no setor e as novas frentes de crédito empresarial que estão sendo desenvolvidas.Se você quer entender como o mercado de P2P Lending está se estruturando no Brasil e quais oportunidades estão surgindo para investidores e empresas, este episódio oferece uma análise completa e estratégica do tema.Confira!

Peer-to-peer lending in India was supposed to be a game-changer—connecting borrowers and lenders directly and bypassing banks. But the business is now facing major turbulence. On August 16th, the RBI issued a new mandate that could reshape the future of P2P lending in India, leaving many to wonder if this is a turning point or the beginning of the end. Join The Morning Brief as host Anirban Chowdhury discusses what lies ahead for this emerging sector with ET's fintech expert Pratik Bhakta and Mukesh Bubna of P2P lending firm Monexo.  ET Podcasts now has a new show. 7@7 is your quick, sharp sub 5 minute daily roundup of financial news from India and the world. Tune in to Apple Podcasts, Spotify, Amazon Prime Music, Jio Saavn, Youtube or wherever you get your podcasts from! Check out other interesting episodes from the host like: The Telegram Problem, Why The GST Official is India Inc's New Boogeyman, Bangladesh Battered, Taxing Times for Infosys, Will OLA Electrify the Markets?, and more! You can follow Anirban Chowdhury on his social media: Twitter and LinkedinCatch the latest episode of ‘The Morning Brief' on ET Play, The Economic Times Online, Spotify, Apple Podcasts, JioSaavn,  Amazon Music and Youtube.See omnystudio.com/listener for privacy information.

Hai, Sobat Cuan... Jagad media sosial X dihebohkan dengan unggahan akun ITBfess mengenai kampus Institut Teknologi Bandung (ITB) yang bekerja sama dengan platform fintech P2P lending alias pinjaman online, Danacita, dalam menawarkan cicilan Uang Kuliah Tunggal (UKT) bagi mahasiswanya. Dan rupanya, ITB merupakan satu dari puluhan perguruan tinggi di Indonesia yang bekerja sama dengan Danacita. Parahnya, bunga yang ditawarkan pun tak main-main, yakni mencapai 20 persen per tahun. Lantas, seperti apa skema pinjaman yang tepat apabila Indonesia ingin menerapkan pinjaman yang bisa meringankan bagi para mahasiswa? Dan bagaimana tips merencanakan keuangan, agar pembayaran UKT bisa tetap lancar tanpa harus memakai layanan dari platform fintech P2P lending? Simak perbincangannya di segmen Talk With Expert, bersama Maria Katarina, Dede Yusuf selaku Wakil Ketua Komisi X DPR RI, serta Ayyi Hidayah selaku Financial Expert CNBC Indonesia, berikut ini. Enjoy! Sobat Cuan, jangan lupa ya untuk follow IG @cuap_cuan, dan juga subscribe youtube channel Cuap Cuap Cuan, kemudian di like, comment dan share ya. Salam cuan!

In this episode we chat with Henrijs Jansons about the relaunch of the Debitum platform, and why investors should consider investing in this regulated platform. Links Debitum Jean's review of Debitum

Rajesh Mirjankar, Managing Director, CEO and Co-Founder, Kiya.aiLending is an expensive business for banks, particularly for institutions that have a large number of smaller loans – Robin Amlôt of IBS Intelligence speaks to Kiya.ai's Managing Director and CEO, Rajesh Mirjankar about the opportunity present for banks and for businesses, and the potential impact of broadening financial inclusion. Can the use of tech solutions make lending viable for banks and if it can, what are the wider implications for business and for the economy at large?

Welcome to another episode of NerdFT Radio. Today we dive into the intriguing world of Arcade. Join us as we host two distinguished guests, Decentralized Toast, the Head of Marketing at Arcade, and Cashtro, the Head of Business Development at Arcade. In this engaging discussion, we unravel the secrets of Arcade and why it's a game-changer in the NFT space. Arcade isn't just another NFT platform; it's a revolutionary concept that allows NFT holders to transform their digital assets into collateral for loans. No oracles, no middlemen – just pure peer-to-peer lending with fixed terms. You can choose from existing loan offers or showcase your NFTs to attract lender bids. Not only that, but you can set your own terms, giving you full control. Whether you're an NFT aficionado or just beginning to explore this fascinating world, this episode is your gateway to understanding how Arcade simplifies on-chain borrowing. Discover why NFT enthusiasts and collectors should pay attention to this innovative platform. Join us for a conversation that opens doors to the future of NFTs, and get ready to nerd out! Let us know what you think. Questions? Comments? https://twitter.com/NerdFTRadio Follow us on Twitter! https://twitter.com/Crypto_Crier https://twitter.com/RedsoxguyEth Follow us on Instagram @NerdFT_Radio! Follow our guests! https://twitter.com/arcade_xyz https://twitter.com/BlockchainToast https://twitter.com/CashtroCrypto DISCLAIMER: All of the information discussed in our podcast is for entertainment purposes only. As with any financial endeavor, do your own research. --- Send in a voice message: https://podcasters.spotify.com/pod/show/nerdftradio/message Support this podcast: https://podcasters.spotify.com/pod/show/nerdftradio/support

In this episode, Jean and Joe interview the founder and CEO of Lonvest, Roman Katerynchyk. We dig into how P2P lending for consumer loans works, and what kind of models power the decisions to give loans or not to new customers. We discuss the ethical side of P2P lending, and the big issue with millions of unbanked people in developing countries. For example: 44% of Vietnam's population was unbanked in 2022, but a higher percentage remains under-banked. Only 6% of the population in Vietnam have credit cards. We also talk about how Lonvest works, why Roman started this new business after many years in the fintech and traditional consumer loans space, and what comes next for the platform. Roman also explains how Lonvest is differentiating itself in the market and bringing a new level of transparency to the game. Invest on Lonvest Links Lonvest Roman's Linkedin

This week, we're absolutely delighted to host Emma Young, the brilliant mind behind the Instagram channel Invest Em.By day, Emma is shaping the future of our nation as a school teacher; by night, she's on a fascinating journey towards financial freedom. Her tale is of courage, inspiration, and the tireless pursuit of financial well-being.Inside This Episode:The Catalyst Moment: Emma shares how a pivotal moment with her brother propelled her to start investing during the pandemic.Invest Em Instagram Channel: The story behind Emma's Instagram channel, how it's making finance visually appealing, and why she feels compelled to educate others.Long-Term Investing: A deep dive into the importance of investing for the long term, focusing on index funds, risk assessment, and diversification.The True Meaning of Financial Freedom: Emma discusses her personal take on what financial freedom really means for her and how it's not just about money.Premium Bonds: Are they worth the hype? Emma gives us her perspective on the pros and cons of this quintessentially British investment.Overpaying Mortgages: The benefits and drawbacks of overpaying your mortgage, and how it fits into Emma's financial roadmap.I absolutely loved this conversation with Emma, she is on a mission to get financially free and bringing us all along on the journey with her!Tune in to absorb some priceless financial wisdom that might set you on your journey towards financial freedom. Subscribe, share, and let's all make those money gains together!Important Notice: This podcast is meant for educational purposes only and does not constitute financial advice. Your capital is at risk when you invest and you should always do your own independent research.Up the Gains Links: Website Instagram Twitter

Invoice discounting platforms attract retail investors with appealing 10% to 15% returns. However, rising concerns over credit rating reliability, defaults, liquidity risks, and concentration risk highlight the need for stronger structures and potential regulatory changes.

This week we're delighted to host Kevin Cahill, the visionary Founder of KC Capital, a game-changing financial advisory service.Join us as Kevin walks us through his fascinating journey, from cutting his teeth in a prestigious Swiss bank to taking the reins of his own enterprise.We delve deep into alternative investment avenues that diverge from the typical index funds we usually discuss.Prepare to have your horizons broadened as Kevin enlightens us about the ins and outs of investing in gold coins, navigating the choppy waters of peer-to-peer lending, making informed decisions in property, and even the intriguing world of horse investments!KC Capital was born out of a need Kevin identified - the lack of financial education and advisory services that are seldom taught in standard educational systems.He's on a mission to help people understand the various financial options they have at their disposal and empower his clients to accelerate their journey towards financial freedom.Investing and wealth management success isn't a well-kept secret, it's a system. And Kevin is here to reveal the nuts and bolts of this system to us. So tune in, and get ready for a rollercoaster ride of financial wisdom and insightful discussions!You don't want to miss this week's episode!From breaking down complex investment strategies to delivering straightforward financial advice, we cover it all.Let's decode the system together, and pave the path to your financial freedom with Kevin Cahill and KC Capital.Up the Gains Links: Website Instagram Twitter

Pekerjaan rumah untuk menyehatkan industri fintech peer-to-peer (P2P) lending tampak masih panjang. Syarat ketentuan ekuitas minimal Rp2,5 miliar pada 4 Juli 2023 belum bisa dipenuhi puluhan pelaku usaha P2P lending. Beberapa di antaranya bahkan masih memiliki ekuitas negatif.n Otoritas Jasa Keuangan (OJK) pun telah mematok ekuitas minimal naik menjadi Rp7,5 miliar pada 4 Juli 2024 dan Rp12,5 miliar pada 4 Juli 2025. Sanksi pembatasan kegiatan mengancam mereka yang belum memenuhi syarat ekuitas. Sementara, buat perusahaan-perusahaan yang berpotensi kolaps dalam waktu dekat akan dimerger berdasarkan pasal 129 UU No. 4/2023 tentang Pengembangan dan Penguatan Sektor Keuangan. Di luar persoalan modal, regulator juga perlu terus membenahi beberapa titik penting industri ini, seperti kualitas credit scoring atau skor kredit perusahaan teknologi finansial. Harapannya, penyelenggara fintech terus meningkatkan kualitas risk management, kepatuhan, dan tata kelola dan bertumbuh dengan sehat. #p2plending #fintech #ojk #modal --- Support this podcast: https://podcasters.spotify.com/pod/show/broad-cash/support

Mint's Shipra Singh and Akshat Rohatgi discuss how P2P lending works and the risks investors should know

Oggi vi parlerò di un modo innovativo per fare soldi online!Un'alternativa agli investimenti il Peer to Peer Lending.Scopriremo il P2P Lending e vi guiderò attraverso una delle piattaforme più conosciute: Bondora.Cosa è? Come funziona e quali vantaggi può offrire?Esploreremo anche i rischi associati e faremo un confronto con il mercato obbligazionario tradizionale. Non perdete l'opportunità di migliorare le vostre conoscenze finanziarie e fare investimenti di successo e consapevoli.Se vuoi approfondire il tema

Sejumlah masyarakat mengeluhkan platform financial technology peer-to-peer (P2P) lending, karena dinilai gagal bayar atas pinjamannya. Menurut Otoritas Jasa Keuangan (OJK) mencatat pinjaman tidak lancar paling banyak disumbang debitur perorangan. Lalu, bagaimana sebenarnya P2P lending menyikapi hal ini? Dengarkan Obrolan selengkapnya dalam Fokus Bisnis! #FokusBisnis #Bisniscom #P2P --- Support this podcast: https://podcasters.spotify.com/pod/show/broad-cash/support

Headline Mission Daily Report April 28, 2023 1. ราคาดัชนีตลาดหลักทรัพย์ / ราคาหุ้นต่างประเทศ / ราคาน้ำมันดิบ / ราคาทองคำ / ราคา Cryptocurrency 2. ผลการสำรวจการเดินทางเพื่อธุรกิจ 3. ส่งออกไทยมีนา ติดลบต่อเนื่อง 4. แชทหลุดรับเรียนมหาลัยแทนทั้งเทอม 5. การใช้ชีวิตในไต้หวันดีอย่างไร 6. กฎ 7 ข้อ เพื่อชีวิตที่ดีกว่าเดิม 7. แบตเตอรี่ที่สามารถกินได้ 8. เจ้าของ TikTok หาช่องทางใหม่เข้าไปทำธุรกืจในสหรัฐฯ 9. ต้นไม้เทียมจากสิวเซอร์แลนด์ 10. ผลสำรวจเมกา เผย นายจ้างระบุ gen z ทำงานด้วยยากสุด 11. P2P Lending

Headline Mission Daily Report April 28, 2023 1. ราคาดัชนีตลาดหลักทรัพย์ / ราคาหุ้นต่างประเทศ / ราคาน้ำมันดิบ / ราคาทองคำ / ราคา Cryptocurrency 2. ผลการสำรวจการเดินทางเพื่อธุรกิจ 3. ส่งออกไทยมีนา ติดลบต่อเนื่อง 4. แชทหลุดรับเรียนมหาลัยแทนทั้งเทอม 5. การใช้ชีวิตในไต้หวันดีอย่างไร 6. กฎ 7 ข้อ เพื่อชีวิตที่ดีกว่าเดิม 7. แบตเตอรี่ที่สามารถกินได้ 8. เจ้าของ TikTok หาช่องทางใหม่เข้าไปทำธุรกืจในสหรัฐฯ 9. ต้นไม้เทียมจากสิวเซอร์แลนด์ 10. ผลสำรวจเมกา เผย นายจ้างระบุ gen z ทำงานด้วยยากสุด 11. P2P Lending

“ฟินเทค” เป็นเทคโนโลยีที่เข้ามาเปลี่ยนโลกการเงินให้มีความสะดวกขึ้น ไม่ว่าจะเป็นการโอนเงินด้วยระบบพร้อมเพย์ หรือการชำระค่าโดยสารผ่านบัตรเครดิต แต่มีอีกสิ่งหนึ่งที่เทคโนโลยีเข้ามาช่วยให้เรามีความสะดวกในเรื่องการเงินมากขึ้น นั่นก็คือ “Peer-to-Peer (P2P) Lending” การกู้ยืมแบบไม่ต้องพึ่งธนาคารที่ให้ประโยชน์ต่อทั้งผู้กู้และนักลงทุน . มาทำความรู้จัก “P2P Lending” ให้มากขึ้นว่าสิ่งนี้คืออะไร และมีประโยชน์อย่างไรบ้างไปพร้อมๆ กันกับ MM Invest EP. นี้ . . #MMinvest #missiontothemoon  #missiontothemoonpodcast . Mission To The Moon X NestiFly

Alluo is a products that allow users to earn on-chain yield on their crypto assets in a streamlined and simple way. There exist a vast majority of users who don't want to transact on chain and manage their funds to earn yield on their assets. There is a large and continuous growing market for products like these, but the products of the recent past have given a bad reputation with the events that transpired at bankrupt firms like Celsius, BlockFi, among others. However, there is still a major opportunity for this business in the market in the future.In this episode, I speak with Didier Baclin, co-founder of Alluo, who has experience in cutting edge financial products and was deeply involved in the P2P lending space in the UK and in working through the complex regulatory framework of that business with UK regulators.

PeopleFund, a South Korean marketplace that connects borrowers and investors to enable lending, has recently added $20 million to its $63.4 million Series C.

Panel discussion hosted and moderated by Wahid A. Kamalian from Amaly Legacy featuring Maryam Farooqi from Save the Children UK, Smita Ram from Rang De ( India's first peer-to-peer lending platform championing microcredit access for rural India), Shannon Townsend from Windmill Microlending (Canadian organisation offering low-interest microloans to skilled immigrants and refugees to assist education funding). The episode features a special guest, Amal Ridene, from, pan-African private equity firm, AfricInvest. In this session, we explore very diverse and unique perspectives from thought leaders (covering philanthropic funds, debt, and private equity) on funder stewardship and engagement.Podcast Post-Production & Content Strategy Team: Hemangi Sarma, Daniel Nivia & Muna Al Kindy.

PWN is a decentralized pawnshop where you can use any tokens as collateral. But it's just the beginning. Their ultimate goal is to provide crypto loans for decades so that you will never need to sell your crypto. I spoke with Josef, PWN's Co-Founder, who shared their story, challenges & growth strategies. TIMESTAMPS: 0:38 PWN as a decentralized pawnshop 1:35 How not being able to get a mortgage & risk of DeFi liquidations inspired Josef to start PWN 9:30 Why they decided to give more protection to borrowers by not baking up loan liquidations from the start 13:43 How do they plan to implement filtering to protect the tool from SPAM offers while still keeping the platform open 17:31 How they designed their smart contract to support ERC20, ERC721 & ERC1155 tokens 19:16 Why it's so hard to develop everything in a crypto-native manner, and they decided to make some shortcuts at this stage 21:10 How they acquired their first users and how they expanded from the friends & family stage by breaking the “stay focused” rule and cooperating with other communities 25:30 How will their tech let GameFi players borrow money on their in-game assets and still use them in the game 27:08 How they let you borrow money to buy NFT assets in a mortgage-like manner 29:19 Most interesting collaterals on PWN - Nation3 DAO, Aavegotchis & Beeple's $250k art piece 31:40 Trade-offs: openness vs. niche, utilizing third parties vs. decentralized operations 32:50 Why would Josef stay at EF if he wasn't building PWN 33:30 Why MakerDAO blew his mind 35:20 Why would he make all grifters disappear with his web3 magic wand 37:55 Where should people go to learn more about PWN 39:00 Guests ideas

On this episode of #PaisaVaisa, Anupam Gupta talks to Vinay Mathews- Founder and COO, Faircent. They discuss about the legality, regulations, licensing and digitization of P2P Lending under the RBI. They further discuss about Faircent which enables large numbers of customers and lenders come together developing a two-sided marketplace. Risk Assessment, Small and Long-term loans, finding the right financer, and much more on this episode of Paisa Vaisa!About the ShowPaisa Vaisa is India's leading podcast on personal finance with 2m+ downloads, 130+ hours of content and conversations, 150+ guests, and 300+ episodes. Since 2017, Paisa Vaisa has interviewed experts across the spectrum of personal finance covering diverse topics such as mutual funds, stocks, housing, loans, education, crypto, and much more. Listen in now to make smarter decisions with your money!Find more about Faircent on: www.faircent.comFind Vinay Mathews on Social MediaLinkedInTwitterGet in touch with our host Anupam Gupta on social media:TwitterLinkedInInstagram You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at https://www.ivmpodcasts.com/

Passive income through private money lending in real estate | How to save an AirBnB failureYou'll learn;

Platform digital pinjaman dana, peer to peer (p2p) lending kecipratan citra negatif, terimbas maraknya kasus pinjaman online (pinjol). Padahal, layanan teknologi finansial ini berperan memperluas inklusi keuangan, terutama bagi masyarakat yang tidak bisa mengakses layanan perbankan (unbanked). Di sisi lain, p2p lending juga bisa jadi alternatif pengembangan dana dengan profit menggiurkan. Biar makin melek soal p2p lending dan ga kejeblos pinjol, yuk dengerin obrolan Uang Bicara episode "Kenal Lebih Dekat dengan P2p Lending" bareng Tofan Saban, Wakil Ketua Humas Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI), di KBR Prime, Spotify, Google Podcast, dan platform mendengarkan podcast lainnya. *Kami ingin mendengar saran dan komentar kamu terkait podcast yang baru saja kamu simak, melalui surel ke podcast@kbrprime.id

P2P Lending. Cos'è? E quali sono le principali caratteristiche? In questo episodio cercherò di spiegare cosa significare investire nel mondo del P2P Lending, con tutti i suoi vantaggi e svantaggi. Buon ascolto! ----------------------------------------------- Se vuoi, puoi entrare a fare parte del mio progetto finanziandolo e ottenendo in cambio ulteriori servizi e vantaggi: https://bit.ly/tipeee-federicosormani Un ringraziamento personale ai miei tippers: Noemi Cenni, Marina Manzoni, Gabriele Contini, Paola Sormani, Giovanni Pianigiani, Edoardo Tofi, Jacopo Fumanti Petrini. ----------------------------------------------- Untold Money parteciperà come podcast emergente al prossimo Festival del Podcasting 2022: https://lnkd.in/diSxdRnt - https://lnkd.in/d9ZCCARa ----------------------------------------------- Per metterti in contatto con me (feedback/consigli/critiche/collaborazioni): untoldmoney.podcast@gmail.com https://bit.ly/linkedin-federicosormani --- Send in a voice message: https://podcasters.spotify.com/pod/show/federico-sormani/message

Peer-to-peer lending platforms attempt to match borrowers directly with lenders by way of providing them with a marketplace without the involvement of any financial intermediary. These platforms claim of providing attractive returns to borrowers in the range of 14-20 percent or even higher. Tune in to the podcast to find out aspects beyond such high returns which you should consider before going into peer-to-peer lending. Listen in! --- Send in a voice message: https://anchor.fm/business-line/message

I feel a strange affinity with peer to peer lending. I've never done it myself as a lender, borrower or connector but one of the first projects I ever did in my MBA, some 16 years ago now, was on Zopa and the emergence of the P2P model. But more recently, the headlines have been bearish, with Zopa and Funding Circle - two pillars of the form - both shutting down their retail P2P arms. As a lending model, P2P felt all but dead. Except that, as the tide pulled back, one or two gems were still lying on the beach: like Monexo, the Chennai-based P2P whose founder and CEO, Mukesh Bubna, joined me for this chat. Mukesh and his team have turned P2P into an alternative inflation-beating investment option for investors, and an affordable path to credit-building for borrowers.You can read more about Monexo at https://www.monexo.co/in/ (and watch some of those videos Mukesh mentioned while you're there)Finally, if it is me you're after, you can find me on my LinkedIn page (feel free to connect), my action-adventure novels on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ as well as on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.ShowRegards,Brendan See acast.com/privacy for privacy and opt-out information.

Invitatul meu de azi la PlayGround este Tudor Darie, fondator al platformei de investiții și împrumuturi - www.Fagura.com. Compania este primul P2P Lending din R. Moldova, care își extinde activitatea în acest moment și în România.

About speakers: Bhavin: https://www.linkedin.com/in/bhavinpatel2020/ Dipesh: https://www.linkedin.com/in/deepeshkarkee/

Today Mathias talks with Luke and Rebecca about donating and philanthropy. Luke works for the organisation Giving What we Can” and Rebecca is already retired from her corporate career at WeWork and other companies. She is now teaching people part time about  personal finance at Yield and Spread.Interestingly Rebecca is now giving what she earns in her side business to people in need. Today we want to find out why. Once you achieve a certain wealth, people often experience a strong desire to help others in need. Of course many of you are also giving before hitting that milestone right in your accumulation phase. Especially these days where millions are fleeing from war even in middle Europe. Something we really could not imagine some time ago.We already talked with Sebastian in episode 36 about effective altruism and want to extend the topic even further. So today: You'll learn about the motivation behind giving, how to screen for most effective projects, the history and evolution of philanthropy and how Europe and the US are different in here.Don't forget to apply for the FI Europe Retreat starting may where you can meet 25 ambitious and relaxed FI Europeans at the pool in the middle of the Spanish mountains.We talk aboutMotivation behind givingHistory of philanthropy in US and EU How Giving What We Can worksHow Rebacca has retired and donates

Hi FI Europeans,this is Mathias. In this episode I speak with Nick Neuman. He is the CEO of Casa a Startup from Denver in the US. today talk about the different security aspects of holding crypto and here especially Bitcoin as one of the more conservative plays in that field. The one important question you have to ask yourself when holding crypto is. Whom do you trust more: yourself or an exchange.So in the past your choice has been storing crypto on a hardware wallet and potentially losing the device or the password. Or you could have kept your holdings on an Exchange like Binance or Coinbase where you do not control the cryptographic key to the wallet. Casa is helping to make hardware wallets and self custody more resistant to human failure improving user friendliness and resilience. And by that it's making crypto available for a broader audience and driving the evolution of the current wave of new financial services. We talk about:Evolution of self custody and walletsSecurity measures at CassaBTC vs. other coinsTransitioning from Product Management to CEOFI Community and cryptoMetaverse and crypto

 Hi Fi Europeans,this is Mathias and today I talk with Toni Vitali. He is a member of our community and a professional Basketball Player transitioning to his post-sports profession. He was growing up in Croatia and recently moved to sweden. He is also blogging about Financial Independence towards his audience in croatia.  So I'm pretty curious how these sports careers work,  what people in Croatia think about financial independence and money in general and what his approach to build wealth is. I also was slightly surprised when we talked about taxes in Croatia and Sweden. I hope you like this episode after a little break here with the Podcast in the last couple of months. We talk aboutSports careersWorking full time and studyingFinancial Independence in croatiaTaxes in croatia and sweden

How does P2P lending work in India? How safe is P2P lending? Deepak and Shray explore how the industry works, the risks involved and whether the returns are enough to justify the risks. Summary Banks keep a considerable spread between the interest they offer on a deposit and the interest they charge a borrower. So, some people think, why is the spread so big? Why can't I deal with the borrower directly and receive more interest on my money? The problem is you don't know the person you are going to be lending money to. In comes the P2P lending company, which acts as a sort of intermediary between the lender and borrower. When you give your money to a bank (as a deposit), the bank will guarantee that you will get your money back. But in the case of P2P lending, there is no such guarantee that you will get your money back. Another problem with P2P lending is, no one outside knows the actual default rates, and they are often much higher than what these companies report, even though the whole operation is legal. In P2P lending, you don't see one of the three Cs of lending – you don't have collateral; you have capacity and creditworthiness. One of the reasons why P2P companies have flourished is that banks, which should ideally lend money to people whose credit might be questionable, don't lend to them. But the answer is not to 'lend' them money. You can consider it as a form of charity, in which case, even if you don't get the money back, you don't mind losing it. And there are companies that work on this model. An alternative could be microfinance. But there are problems there too. Often, multiple microfinance companies want to lend to the same borrower, who uses the money for purposes other than what they were intended for, with the result that they are not able to repay. But microfinance companies can take this pressure because they are a company. A P2P lending firm is just an intermediary. They have no way to recover the money if a borrower refuses to pay, except send legal notices (because there is no collateral), which may not work. So, the gist is, if you want to give loans through a P2P lending firm, only lend so much that you won't mind even if you lose the money. Give it for charitable purposes. Give it to people who are in such bad shape, they can't afford anything else. Read the full transcript.

Zu Sponsor Singulart ►►https://www.singulart.com/de/ Hier gehts zum Video ►► https://youtu.be/FTqdiWJ0e6s Hier gehts zu Robocash ►► https://bit.ly/community-goes-robocash * [1% Cashback] Hier gehts zum Beitrag ►► https://bit.ly/robocash-moskau Abonniere JETZT meinen Kanal ►► https://bit.ly/p2p-abo Hier gehts zum Robocash Tutorial ►► https://passives-einkommen-mit-p2p.de/robocash-erfahrungen/ Willkommen zum dritten und letzten Teil meiner Russland Reise. Auf dem Rückweg nach Deutschland, habe ich noch 2 Nächte in Moskau verbracht. Denn auch hier arbeiten einige Leute der Robocash Group. In Moskau dreht sich alles um das Thema "Finanzen". Hier arbeitet der CFO der Gruppe mit seinem Team und auch das UnaPay Team was für die philippinischen Produkte verantwortlich ist. Und endlich konnte ich auch mit Gründer Sergey Sedov sprechen! Wie schon in den ersten beiden Teilen möchte ich euch die Menschen näherbringen, die in der Robocash Group arbeiten. Auch hier ist wieder der beste Weg die Inhalte zu konsumieren YouTube, denn Bilder sagen mehr als tausend Worte. Daher gibt es hier wieder nur einen kurzen Abriss aus dem Besuch per Text, der die Videos ergänzen soll.

The higher the risk, the higher the return. Most modern investment instruments abide by this principle. As the world moves away from traditional financial institutions to look for alternatives offering better returns, several options are cropping up.  We know about cryptocurrencies, their stellar returns offset with periodic cycles of high volatility. Another such modern investment instrument is peer-to-peer, or P2P, lending. Imagine lending the money you'd typically park in fixed deposits or mutual funds to those looking for loans, and getting annual returns of 9-12% on the amount you lend.  That's what the new-age Indian fintech startups liek Cred and BharatPe are aiming to do with their recently launched P2P lending products.  Cred has launched a P2P platform called Cred Mint in partnership with RBI-registered P2P non-banking financial company LiquiLoans. BharatPe will carry out P2P lending via an app called 12% Club. Such investment options obviously seem attractive at a time when interest rates on bank deposits are falling, and are currently around 5-6% in India.  For instance, State Bank of India (SBI) barely pays 5.4% interest on its longest-term deposit. For senior citizens it is 6.2%. Here's how Cred and BharatPe make P2P work for their customers.  Money lent on Cred Mint will be spread out among 200-plus borrowers on average. “If you use the auto-invest feature, a sum of Rs 1 lakh lent on our platform will be divided among 400-500 borrowers using our algorithm,” says Bhavin Patel, CEO and co-founder, LenDenClub. But a word of caution here: It's important to know that P2P lending is a high-risk investment. It is an unsecured loan. So, there is no guarantee put up by the borrower for the lender to redeem in case of a default. The borrowers are those with low credit scores who find it difficult to get loans elsewhere. The unsecured nature of the loan is the reason for high interest rates Cred mitigates the possibility of a default by lending only to customers who have been using its Cred Cash product. The company says these are borrowers with high credit scores of above 750 and low default rates. Cred founder Kunal Shah said that Cred Cash had a loan book of Rs 2,415 crore with a default rate of less than 1%. So, the company allows lenders to withdraw their amount, either in full or partially, anytime. They get the money along with the interest for the period invested within one working day. BharatPe also promises lenders anytime liquidity with zero withdrawal charges. Most P2P lending startups also allow lenders to hand-pick their borrowers, after scrutinising their credit scores. P2P lending isn't new in India. In 2017, the RBI brought P2P Lending within its purview, ensuring that only the serious ones with watertight business models remained in business.  This was also the time when the P2P lending industry was unravelling in China, with high default rates and online lending platforms being investigated by the government there for malpractices.  Besides Cred and BharatPe, some other players in the Indian P2P lending industry are RupeeCircle, LenDenClub, Finzy, and IndiaMoneyMart. As for some investment advice for a P2P lender, it is important to start small and scale up gradually.  LenDenClub CEO Bhavin Patel advises first lending a sum of around Rs 25,000, then scaling it up to Rs 1 lakh to an adequate level of diversification among borrowers.  About the time period for investment, Patel suggests investing for 12-24 months, as that is the minimum period his platform's optimisation algorithm takes to produce decent results.

Peer-to-peer (p2p) lending alias pinjol alias fintech, adalah salah satu instrumen teranyar di Indonesia belakangan ini. Hal ini dikarenakan investasi di fintech dianggap bisa memberikan return tinggi dan stabil. Namun ternyata di balik tingginya return yang dijanjikan, fintech sendiri memiliki sisi kelam yang ternyata banyak yang tidak mengetahuinya. Apabila kamu hendak investasi di fintech lending, ini adalah video wajib untuk membantu memberikan informasi blindspot yang mungkin terlupakan ketika hendak investasi di fintech. Instagram: https://www.instagram.com/duitpintar_/ Youtube: https://youtu.be/h04yQlBGt7g Referal: https://www.rekeningku.com/ref/christahir https://www.tokocrypto.com/account/signup?ref=FUYVIU35 https://www.blockfi.com/?ref=85e3d4b5 Group: https://t.me/cryptowatchid https://discord.gg/YEWCaPb2Eu Chapters: 00:00 Intro 01:03 Pengantar hasil investasi di p2p lending (fintech) 02:11 Logika pemikiran saya terhadap p2p lending (fintech) 02:27 Buat apa peminjam pinjam dari p2p lending (fintech) kalau... 03:04 Efek domino p2p lending (fintech) 04:59 p2p lending (fintech) meminjamkan ke korporasi atau perusahaan 05:35 Pertimbangan dalam investasi di p2p lending #duitpintar #personalfinance #investasi #fintech #lending --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/duitpintar/support

There's a lot of talk about p2p lending these days. So we thought we could see what the fuss is all about

In the last episode, we covered the basics of the monetary system and history with David, a member of our community. Check out that episode if you haven't already.Today in the second part we cover the basics of Bitcoin. Still many FI Europeans haven't gotten their feet wet with crypto. If you like to start experimenting with it or you already started but haven't thought about the basic concepts behind you might want to continue listening.If you're already a pro you might want to skip the episode. We also suggest some simple steps and tools to start investing. Nevertheless I want to emphasize that there is no need to necessarily invest in BTC or crypto if it's not your cup of tea you'll be still fine. No need to have fear of missing out although the returns of the past years have outperformed the S&P 500 and Nasdaq. Check out also the PDF in the show notes with some how-to guides. As usual, this episode is no official financial advice. Your capital might be at risk. Links:☝️ Get Davids beginner guide mentioned in the episodeWe talk aboutBasic principles of BTCStore of valueProof of work, P2P, Cryptocraphy, Blockchain, immutabilitydecentralization and importance of nodescomparison of BTC to other currenciesTrilemma of blockchainstools to get started

This week in Indian Startup News, CRED and BharatPe foray into P2P lending, Ola and Ola Electric IPO Plan 2022, Police gets three weeks to probe Ashok Saxena's Paytm claims, NSE prohibits stock trading platforms from selling digital gold, CarTrade IPO – stock lists at a discount and Delhivery acquires Spoton Logistics. In funding news, Zetwerk raises $150 million to become a unicorn, Khatabook raises $100 million and Curefoods raises $13 million. CRED and BharatPe foray into P2P lending: CRED has launched their P2P lending service called CRED Mint that will allow their users to lend to other users at an interest rate of up to 9% per annum in partnership with LiquiLoans. On the other hand, BharatPe has launched their P2P lending product 12% Club – which is aimed at allowing individual users to lend directly to their merchant partners at an interest rate of up to 12% per annum. Ola's electric car and IPO plans: Indian cab aggregator Ola has announced that they will IPO in 2022 and Bhavish Aggarwal also announced his plans to launch Ola's electric car in 2023. CarTrade IPO – stock lists at a discount: After a successful IPO, CarTrade's stock was listed on both NSE and BSE at a 1% discount and has continued to fall since. NSE prohibits stock trading platforms from selling digital gold: NSE has directed stockbroking platforms from buying and selling digital gold as it violates SEBI's rules. This decision will affect stockbroking platforms like Upstox, Paytm Money and Groww - they have until 10th September to comply with NSE's notice. Police gets three weeks to probe Ashok Saxena's Paytm claims: When the police failed to file Ashok Kumar Saxena's complaint against Paytm, he went to Delhi's district court and the court has now given the Police three weeks to probe his claims and file a report. Delhivery acquires Spoton Logistics: Logistics unicorn Delhivery has acquired Spoton Logistics to help them strengthen their logistics delivery network and get in new customers ahead of Delhivery's IPO which is expected next year. Zetwerk raises $150 million to become a unicorn: B2B manufacturing marketplace Zetwerk has raised $150 million led by D1 Capital Partners at a $1.33 billion valuation – making them India's latest unicorn. Khatabook raises $100 million: Digital bookkeeping platform Khatabook has raised $100 million at a $600 million valuation from Tribe Capital and Moore Strategic Ventures to help small businesses to digitize their business operations. Curefoods raises $13 million: Cloud kitchen startup Curefoods has raised $13 million led by Iron Pillar to expand the presence of their cloud kitchens to more cities across the country.

Hi Fi Europeans,today I talk with David, a member of our community about cryptocurrencies and in particular Bitcoin. While you might not want to employ crypto to achieve your financial independence goals as it's harder to predict the result compared with a diversified ETF-Portfolio. Some people already made a small fortune with their early crypto adoption and knocking at the doors of family offices asking for help to preserve their new wealth and transition to a more conservative and diversified approach.This is the first part of two episodes that is focusing more on what money is and how banks work with our money, how inflation works and it affects our Financial Independence plans. We think it's important to understand the impact of the new types of money that currently emerge.  We talk- History and forms of money - Inflation- How the money system works nowadays - Attributes of money- House of money- Central Banks- Europe & Dollar

Bhavin Patel, Co-Founder, LenDenClubThere is huge scope for small-ticket lending in India. However, this is not an area that is economic for established banks to move into. Peer-to-peer lending offers both an investable opportunity and a platform for small-ticket loans.  Robin Amlôt of IBS Intelligence speaks to Bhavin Patel, Co-Founder of Indian P2P lender LenDenClub, whose instant personal loan platform is disbursing an average of 200,000 loans a year.

Yuk kita ngomongin p2p lending...

Hi FI Europeans,today I had the pleasure to interview Martins Sulte who is founder and CEO of Mintos. It's  the biggest P2P Lending marketplace in Europe and they started in 2015  and are headquartered in Riga.On mintos platform there are currently around 50 companies that lend out loans in 12 currencies to borrowers in 38 countries worldwide. More than 40k investors fund loans in 9 loan segments. Like car loans, property, agriculture, small business, consumer loans and so forth..In this episode we talk about how Martins experienced and managed the first real economic crisis due to Covid19 and we discuss how  the industry will evolve going forward e.g. with regulation.We also cover how the Financial Independence Community can leverage P2P, what asset classes Martins invests in and if Crypto and Sustainable Financial is a thing for mintos going forward.Hope you enjoy my chat with Martin!Don't miss upcoming episodes https://financial-indpendence.eu/newsletter We talk abouthow he experienced 2020How regulation will make a difference for mintosthe marketplace modelhow to attract quality Loan Originatorshow martins investsSocial responsibility and ESG in P2PNew default strategies for investors

Được thực hiện bởi Blog TienCuaToi. Chương trình Coaching Smart Finance - Lập kế hoạch tài chính cá nhân. Các khóa học Miễn Phí: +Khóa học đầu tư trái phiếu doanh nghiệp Miễn Phí +Khóa học đầu tư quỹ Miễn Phí + Khóa học đầu tư cổ phiếu Miễn Phí --- Send in a voice message: https://anchor.fm/tiencuatoi/message

In episode 76 of Tech Buzz China, co-hosts Rui Ma and Ying Lu take advantage of the recent Lufax IPO filing (Chinese name: 陆金所 lùjīnsuǒ) to talk about the P2P lending industry in China, which has been an oft-requested topic! We get into China's (lack of) regulation of the nontraditional form of financing, drivers behind the industry's quick boom and bust, and some of the reasons Lufax is one of the few, and biggest, survivors. We have started uploading all of our past episodes onto the new Tech Buzz China YouTube channel and putting them together into playlists by sector — check it out. You'll soon be able to find this and other relevant episodes under the “fintech” category. Yes, Rui is still researching and writing on ByteDance, for publication as an ebook! You'll want to get front-row updates on it by subscribing to our newsletter, at techbuzzchina.com. As always, our past transcripts and other content are also viewable at pandaily.com and supchina.com. If you enjoy our work, please do let us know by leaving us an iTunes review (drop us a note saying you did, and we'll send you an Extra Buzz newsletter subscription), and by tweeting at us at @techbuzzchina. We also read your emails, at rui@techbuzzchina.com and ying@techbuzzchina.com. Thank you to our growing community for your always valuable feedback! Thank you to our ever-talented producers, Caiwei Chen and Kaiser Kuo, as well as to Jason MacRonald at SupChina.

On this episode Laolu, Nosa, and Furo discuss the failures of a peer-to-peer lending startup, Africa Fintech Foundry's newest cohort, and the stereotyping of African fintechs by foreign investors. See acast.com/privacy for privacy and opt-out information.

Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Today, p2p investors have many options when it comes to analyzing loan performance. One of these options is PeerCube which was founded by Anil Gupta, a software engineer with a background in data analytics. In this latest edition of the Lend Academy Podcast I talk with Anil about PeerCube and the importance of data analysis for p2p investors.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

While in London last week I sat down at the offices of Liberum Capital, a UK investment bank, to talk with Cormac Leech and his team. Liberum are somewhat unique in that they have a team devoted to studying the p2p lending market - they have probably more knowledge about this sector than any other investment bank in the UK or the US.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes