Podcasts about Uzbekistan

Do you trust a random stranger to give you life-altering advice? A TikToker is standing on the sidewalk with a giant pasteboard - “ASK ME FOR FREE ADVICE.”  A middle aged man on a bike stops and asks “Do I go to Uzbekistan or stay here?” The whole exchange is bizarre. She asks him why would he move? He tells her for a woman. She asks him why doesn't he just date an American woman? He tells her that he's already married with kids… All of this is made more confusing by the fact that the entire time the man appears calm. He's pleasant and keeps smiling…  That TikTok is filmed in June. In August, just 2 months later, a man goes missing in one of the deepest lakes in the state. He's presumed dead.  But why does he look identical to the man in the TikTok video? Did this man actually drown?  Or did he fake his death, abandon his wife and kids, to be with a new woman? Full Source Notes: rottenmangopodcast.com To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Irakli Kakabadze and Shorena Lortkipanidze are in Tbilisi, watching the uprising being suppressed in the streets, while Konstantin Samoilov describes the situation in Uzbekistan for those opposing Russian political influence. For the video, audio, and comments: https://tosavetheworld.ca/episode-643-georgian-resistance

This week, we discuss the mysterious case of Ryan Borgwardt, who faked his own death to leave his wife and be with a woman in Uzbekistan and ADMITTED HE WAS PLANNING IT in a street interview before he did it.  Support us on Patreon (and hear bonus content!): https://www.patreon.com/mrpickmeandthemanhater Merch Store: https://www.bonfire.com/store/mr-pick-me--the-manhater/ Follow Us on Social Media: https://www.youtube.com/@mrpickmeandthemanhater https://www.instagram.com/mrpickmeandthemanhater Follow The Manhater: Regan (F the Nice Guy) - TikTok: http://www.tiktok.com/@ftheniceguy Podcast: https://ftheniceguypodcast.podbean.com/ Follow Mr. Pick Me: Chesko (The Speech Prof) - TikTok: http://www.TikTok.com/@speechprof Instagram: https://www.Instagram.com/thespeechprof Facebook: https://www.Facebook.com/thespeechprof YouTube: https://www.youtube.com/@TheRealSpeechProf Theme song by Odanis the Rapper - https://www.instagram.com/odanistherapper

On this episode of Beyond the Resume, we chat with Vlada Kenniff, the President of the Public Housing Preservation Trust. Vlada shares her journey from Uzbekistan to leading a crucial public agency focused on preserving affordable housing in New York City. The conversation delves into the challenges of public housing, the importance of sustainability, and the need for effective funding to support green initiatives. Vlada emphasizes the significance of mentorship and building strong teams in her leadership role, while also reflecting on her personal experiences as an immigrant and the drive to bring dignity back to public housing developments.Apple Podcasts: https://apple.co/3I3nkG9Spotify: https://spoti.fi/35ZJGLTWeb: https://www.jacksonlucas.com/podcast/vlada-kenniffChapters00:00 Introduction to Vlada Kniff and The Trust02:32 The Mission of the New York City Public Housing Preservation Trust05:27 Vlada's Immigrant Journey and Early Life Experiences07:52 Education and the Pursuit of Sustainability10:26 Building a Sustainable Future for Public Housing13:13 The Importance of Team Building and Culture15:45 Funding and Green Initiatives in Affordable Housing18:15 Personal Insights and Daily Routines20:49 Mentorship and Influences in Vlada's CareerTakeawaysVlada Kniff is passionate about preserving public housing in NYC.The Trust aims to secure funding for 25,000 housing units.Sustainability is a core focus in Vlada's leadership.Vlada's immigrant background shapes her commitment to housing.Mentorship plays a crucial role in Vlada's career development.The Greenhouse Gas Reduction Fund is vital for affordable housing.Building teams is one of Vlada's favorite aspects of her job.Vlada's parents' sacrifices inspire her professional journey.Public housing needs significant investment and modernization.Vlada believes in the importance of dignity in housing.

Hear about travel to Central Asia or the 'Stans as the Amateur Traveler talks to Megan Cox from Meg the Rolling Egg about her trip to Kazakhstan, Kyrgyzstan, Uzbekistan, and Tajikistan. Why should you go to Central Asia? Meg says, "Whilst there was , 'Oh my God, this place is amazing. I don't know why people aren't talking about it more. I don't know why people aren't coming here more often.' It has something for everyone. It's really just a beautiful place to go. So I felt like I wanted to promote a little bit." Day 1-3: Almaty, Kazakhstan Day 1: Arrive in Almaty. Explore the city: Wander the streets and parks. Visit Ascension Cathedral (a stunning yellow Orthodox church). Attend a performance at the Abay Opera House. Try Georgian food, available throughout the city. ... https://amateurtraveler.com/travel-to-the-stans/ Learn more about your ad choices. Visit megaphone.fm/adchoices

National Geographic Explorer Paul Salopek began an epic walk in early 2013, tracing the first steps of human migration out of Africa some 60,000 years ago. The World brings you some of his stories and experiences in this Out of Eden Walk special — starting in Ethiopia and walking through the Holy Lands, Uzbekistan and India, to mention a few. He even shares some of the foods he's eaten along the way to power his walk.Listen to today's Music Heard on Air.We are able to bring you human-centered journalism because listeners like you support our independent newsroom. Keep The World going strong and donate today!

Skip the intro chat: (8:00) - Start Sometimes people get so caught up in their personal situations that they become overwhelmed.  Financial pressures, marital difficulties and employment troubles can all contribute to life feeling out of control. In this episode of the True Crime Society Podcast, we discuss two separate cases where men may have faked their own deaths in order to escape the lives they were living. In August 2024, Wisconsin man Ryan Borgwardt (44) told his wife of 20+ years that he was going kayaking.  The couple have three children together.  Ryan's wife raised the alarm when he did not return.  His overturned kayak and a life jacket were found floating in the lake.  Authorities became so convinced that he was not in the lake, they started investigating other avenues.  They discovered that Ryan got a new passport, purchased airline gift cards and had been communicating with a woman online in Uzbekistan.   Ryan Flynn aka Ryan Roth has been accused of stealing thousands of dollars over the years - including from his own grandmother.  Ryan was known to set up fake charities, raise funds and then dissolve the organizations to keep the money for himself. On January 20, Ryan's motorbike, belongings and an apparent suicide note were found at the edge of a cliff in Uluwatu in Bali. Ryan's remains have never been found and many people believe that he may have staged his own death. Read our blogs for these cases: https://truecrimesocietyblog.com/2024/11/12/did-wisconsin-man-ryan-borgwardt-fake-his-own-death-and-flee-the-country/ https://truecrimesocietyblog.com/2024/11/17/did-fraudster-ryan-roth-fake-his-own-death-in-bali/ Follow us on Instagram for the latest crime news Join us on Patreon for exclusive, ad-free content This episode is sponsored by: Uncommon Goods: To get 15% off your next gift, go to UncommonGoods.com/TCS Skylight Frame:  Get $20 off a Skylight Frame at SkylightFrame.com/SOCIETY 

Legendary investor Jim Rogers, co-founder of the Quantum Fund with George Soros and author of multiple bestselling books including "Street Smarts" and "Investment Biker," returns to the Julia La Roche Show (Ep. 215) with a stark warning about America's debt crisis and market euphoria. Speaking from Singapore, Rogers shares why he's recently cut back his positions "enormously," explains his continued investments in China and Uzbekistan, and offers a sobering perspective on America's $200+ trillion in total obligations (this includes off-balance sheet debt). While not yet shorting markets, Rogers cautions that current market complacency reminds him of previous peaks, and explains why he's holding U.S. dollars despite long-term concerns about America's financial future. ✨ This episode is sponsored by Public.com. https://public.com/julia ✨ Paid endorsement for Public Investing, Inc. Not investment advice. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.  Treasury accounts offering 6 months T-Bills are offered by Jiko Securities, Inc.,member FINRA & SIPC. Securities in your account are protected up to $500,000. For details: www.sipc.org. Banking services and the Bank Accounts are provided by Jiko Bank, a division of Mid- Central National Bank. For U.S. Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value. Treasuries risk disclosures, see https://jiko.io/docs/treasuries_risk_disclosure.pdf. See public.com/#disclosures-main  A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC and includes 10 investment-grade and high-yield bonds. As of [11/08/24], the average, annualized yield to worst (YTW) across all ten bonds is greater than 6%. A bond's YTW is not “locked in” until the bond is purchased and is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. While corporate bond yields should fall in reaction to a Federal Reserve rate cut, there is no way to know whether that will be true of the bonds in the Bond Account, how quickly bond yields will respond, or by how much they will decline. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. All investing involves risk. Public Investing charges a markup on each bond trade. Visit public.com/bond-account to learn more Timestamps: 00:03 Introduction and welcome Jim Rogers 00:56 Big picture view on markets and economy 02:31 Discussion of market bubble conditions 03:22 Recent portfolio reductions 04:27 China and Uzbekistan investments 07:36 China market outlook 09:24 Signs of market hysteria to watch for 11:37 Reaction to election and market complacency 14:04 U.S. debt situation ($200T+ including off-balance sheet) 17:11 U.S. dollar outlook and safe havens 19:03 Views on Bitcoin and cryptocurrencies 20:50 Gold vs. silver investment thesis 22:29 Bond market outlook and inflation 24:27 Federal Reserve rate cuts discussion 26:36 Long-term investment trends 29:26 Discussion of new tariff proposals 31:06 Department of Government Efficiency outlook 33:29 Final thoughts and personal debt warning

Rabbi Zvi Kogan, a Chabad emissary in the UAE, was found dead on Sunday with three suspects from Uzbekistan arrested in connection with his murder; Reports are surfacing that US President Biden and French President Macron are set to announce a 60-day ceasefire between Israel and Hezbollah & An Israeli court ruled that a toddler born through a fertility clinic mix-up should be raised by her biological parents, not her birth parents. This story is crazy! Israel Daily News website: https://israeldailynews.org Israel Daily News Roundtable: https://www.patreon.com/shannafuld Support our Wartime News Coverage: https://www.gofundme.com/f/independent-journalist-covering-israels-war Links to all things IDN:⁠ https://linktr.ee/israeldailynews⁠ Music: The World's Gone Crazy; Shira Gavrielov https://open.spotify.com/artist/3ogbtzXhOej1WLRkWCQioe?si=fmsrGA6HR8yPyilNU6cdvQ --- Support this podcast: https://podcasters.spotify.com/pod/show/israeldailynews/support

Recorded post-election, November 2024. Loose Monkeys. Austin didn't do a thing for the cause. Uzbekistan women who talk you into faking your death. GBD. Chimps aren't pets. Learning things about Austin! Nic Cage movies. Austin officially got old. "It's the funniest thing that's ever happened." Hosted on Acast. See acast.com/privacy for more information.

Danielle and Emily are wishing all of our American listeners a very Happy Thanksgiving. Eat some Mac'n'cheese with us. Danielle shares the ongoing story of Ryan Borgwardt. Socials:Instagram: https://www.instagram.com/mwmadnesspodcast/ Facebook: https://www.facebook.com/groups/245696000615540 Email: mwmadnesspodcast@gmail.comSources:https://www.bbc.com/news/articles/c5yr9dpp99nohttps://www.wmtv15news.com/2024/11/14/wisconsin-man-accused-faking-his-death-may-have-been-spotted-tiktok-video/https://abcnews.go.com/US/missing-wisconsin-kayaker-faked-death-fled-europe/story?id=115767037https://www.si.com/onsi/adventure/latest-news/wisconsin-kayaker-fakes-his-own-death-before-fleeing-to-europehttps://www.today.com/parents/wisconsin-dad-ryan-borgwardt-kayaking-accident-europe-rcna179685https://www.yahoo.com/news/mystery-missing-kayaker-tiktok-doppelg-160000510.html

While the first modern trains were built in the early 19th century – more people travel by rail today than ever before. Not only have passenger numbers risen in the UK but the likes of China, Iran and Uzbekistan now have high-speed networks. On this episode of Downstream, Aaron Bastani is joined by author and […]

Welcome to Episode 167 of the No Regulars Podcast hosted by Darris Watkins and Korey Pettie. In this episode we talk about how one man faked his own death to escape his family to be with a woman in Uzbekistan, how the government says aliens live in our oceans and no one seems to care, and we do a thanksgiving food bracket for the holidays. Seat Geek: USE CODE: NOREGULARS to get $20 off your first purchase over $50! https://seatgeek.com/ Prize Picks: CODE NOREGULARS to receive a 100% deposit match up to $100 on PrizePicks at signup. https://prizepicks.onelink.me/ivHR/NOREGULARS Follow Our Socials! Twitch: https://twitch.tv/noregulars Patreon: patreon.com/NoRegularsPodcast Instagram: https://www.instagram.com/noregulars.podcast/ TikTok: http://www.tiktok.com/@noregulars Discord: https://discord.gg/8ZNv2sUKBg Darris Watkins Instagram: https://www.instagram.com/__dlw.21/ Korey Pettie Instagram: https://www.instagram.com/koreypettie/ --- Support this podcast: https://podcasters.spotify.com/pod/show/no-regulars/support

On this episode of BREAKING TAKES, Sam and Zach discuss a man who faked his own death to flee the country and start a new life with his Uzbek wife, Spirit Airlines suspending flights due to gunfire over Haiti, the Ponzi scheme of the dental industry, and more.  SUBSCRIBE TO BREAKING TAKES PREMIUM: https://breakingtakes.supercast.com/ BREAKING TAKES LINKS: Instagram: https://www.instagram.com/breakingtakes/TikTok: https://www.tiktok.com/@breakingtakesApple: https://apple.co/3K4Yny2Spotify: https://spoti.fi/3pThWCtOvercast: https://bit.ly/43uz1AyPremium: https://breakingtakes.supercast.com/ 

Das Schwarzweißfoto von Boris Register ist ein fotografisch interessant gestaltet und komponiertes Alltagsfoto, dass uns mitnimmt - an einen anderen Ort und in eine andere Zeit. Begleite uns gern durch das Foto. Wir freuen uns auf Dich!

Hello, and welcome to episode 135 of the Financial Crime Weekly Podcast, I'm Chris Kirkbride. On sanctions, new designations from the UK and US, and new licences from the UK. On money laundering news, MONEYVAL has announced operations relating to Latvia and Armenia, while in bribery and anti-corruption Baseline Reports on Kyrgyzstan, Tajikistan, and Uzbekistan have been added to the OECD library. On fraud news, a range of events marking International Fraud Awareness Week, and SLAPPs are the focus of other financial crime news.A transcript of this podcast is available at www.crimes.financial, with links to the stories.

Interview recorded - 19th of November, 2024On this episode of the WTFinance podcast I had the pleasure of welcoming back Jim Rogers. Jim is a legend in the investing world, author, financial commentator and more! After attending Yale and Oxford University, Rogers co-founded the Quantum Fund, a global-investment partnership.Jim talks further about his current thoughts on the economy, what this means for the market, whether inflation will return, will Trump be good for the economy, China & Uzbekistan, De-dollarisation, current geopolitical strategy and more. I hope you enjoy!0:00 - Introduction1:17 - Current outlook for the economy?2:26 - Why could things go bad?3:24 - How have markets changed?5:25 - Inflation to return?7:17 - Trump good for the economy?10:17 - China & Uzbekistan12:30 - Resolutions to debt trajectory?14:42 - US industry onshoring?16:02 - De-dollarisation18:07 - US still the best investment?21:32 - Current geopolitical situation?24:19 - Investment strategy25:42 - One message to takeaway?Jim Rogers is an author, financial commentator and international investor.After attending Yale and Oxford University, Rogers co-founded the Quantum Fund, a global-investment partnership. During the next 10 years, the portfolio gained 4200%, while the S&P rose less than 50%. Rogers then decided to retire – at age 37. Continuing to manage his own portfolio, Rogers kept busy serving as a full professor of finance at Columbia University Graduate School of Business, and, in 1989 and 1990, as the moderator of WCBS's ‘The Dreyfus Roundtable' and FNN's ‘The Profit Motive with Jim Rogers'.From 1990-92, Jim Rogers fulfilled his lifelong dream: motorcycling 100,000 miles across six continents, a feat that landed him in the Guinness Book of World Records. As a private investor, he constantly analysed the countries through which he travelled for investment ideas. He chronicled his one-of-a-kind journey in “Investment Biker: On the Road with Jim Rogers”. Rogers also embarked on a Millennium Adventure in 1999. He travelled for 3 years on his round-the-world, Guinness World Record journey. It was his 3rd Guinness Record. Passing through 116 countries, he covered more than 245,000 kilometres, which he recounted in his book “Adventure Capitalist: The Ultimate Road Trip”.His book, “Hot Commodities: How Anyone Can Invest Profitably In The World's Best Market”, was published in 2004. Another of his books “A Bull in China” describes his experiences in China as well as the changes and opportunities there. His most recent book “A Gift to My Children” was a heartfelt, indispensable guide for his daughters (as well as for all adults and children) to find success and happiness. His latest memoir “Street Smarts: Adventures on the Road and in the Markets” was published in 2013.Jim Rogers -Website - https://www.jimrogers.com/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

They have located the missing Green Lake Kayaker Ryan Borquardt – the man who faked his own death to ditch his family and meet a woman he was talking to in Uzbekistan. Ryan sent a note to Green Lake sheriff's office confirming he is okay. So now what? Great question. Because, he isn't forced to come back. So we will monitor this story.

“In Herat a man can't stretch out his leg without touching a poet's backside” - Babur It's 1506, and Babur leaves his beloved base in Kabul to visit his cousins in Herat, Afghanistan. But whilst he is shyly standing in the corner at parties and receiving a speedy education in poetry and calligraphy, his nemesis Shaybani Khan sacks the city he had left behind. Babur is now one of the last Timurid princes left, and to ensure the power of his family lineage does not die out, he enters a controversial alliance to help him defeat Shaybani Khan. In 1511, Babur launches military campaigns in his homeland of Uzbekistan, but why does he turn his attentions to India instead? And how will he succeed in conquering this new land?  Listen as William and Anita discuss Babur's life in Afghanistan, and the build up to his invasion of India. To buy tickets for Great Mughals: Art, Architecture and Opulence visit: https://www.vam.ac.uk/exhibitions/great-mughals-art-architecture-opulence?utm_source=empire_podcast&utm_medium=paid_editorial&utm_campaign=great_mughals_empire_podcast Twitter: @Empirepoduk Email: empirepoduk@gmail.com Goalhangerpodcasts.com Assistant Producer: Anouska Lewis Producer: Callum Hill Exec Producer: Neil Fearn Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shalom Aleikhem, my dear listeners, believer and nonbeliver alike! Welcome back to another blog post of #FindingHyerGround - Messianic Jewish Perspectives on Modern Day Events - a Spotify for Podcasters publication now streaming on all major platforms and bringing the Good News of Salvation through Messiah Yeshua to 28 countries including Uzbekistan

“To wander from mountain to mountain, hopeless and homeless, has nothing to recommend it” - Babur Before he became the father of the Mughal dynasty, and the author of one of the most important memoirs in world history, Babur was a provincial young prince in modern-day Uzbekistan. His family tree stretches back to Genghis Khan and Timur, and his fighting spirit was as strong as his ancestors'. As a teenager he sets his sights on the capital city of Samarkand and lays siege to it. But he meets his match when faced with the great Uzbeg warlord, Shaybani Khan. At just 21 years old, Babur is left defeated and homeless, wandering as a nomad around Central Asia. How will he recover from this? Join William and Anita as they explore the early life of the first Great Mughal, Babur.  To buy tickets for Great Mughals: Art, Architecture and Opulence visit: https://www.vam.ac.uk/exhibitions/great-mughals-art-architecture-opulence?utm_source=empire_podcast&utm_medium=paid_editorial&utm_campaign=great_mughals_empire_podcast Twitter: @Empirepoduk Email: empirepoduk@gmail.com Goalhangerpodcasts.com Assistant Producer: Anouska Lewis Producer: Callum Hill Exec Producer: Neil Fearn Learn more about your ad choices. Visit podcastchoices.com/adchoices

A series of murders centering on the Los Angeles gay men's bar scene leads investigating officer Mike Thies to join forces with the community for an unprecedented search for the killer. (Part 1 of 2, produced by David Hunt) And in NewsWrap: Russian orphans will not be finding new homes in countries where gender transitioning is available, Uzbekistan's ruling National Revival Party's government is drafting a measure to outlaw the discussion of LGBTQ subjects, a bill to prevent Ohio's transgender students from using the appropriate bathroom at school awaits Republican Governor Mike DeWine's signature, iconic lesbian feminist “Bastard Out of Carolina” author Dorothy Allison dies at the age of 75, the first out queer contingents will march in the Staten Island St. Patrick's Day Parade, and more international LGBTQ news reported by Sarah Montague and Joe Boehnlein (produced by Brian DeShazor).  All this on the November 18, 2024 edition of This Way Out! Join our family of listener-donors today at http://thiswayout.org/donate/ NOTE TO RADIO STATIONS: The weekly program uploaded to SoundCloud will soon include a pitch for This Way Out/Overnight Productions (Inc.). Stations can download a pitch-free version from radio4all.net or Pacifica's AudioPort.Org. For more information, contact Brian@ThisWayOut.org.

Keith discusses trends in the housing market, including the rising average age of first-time homebuyers and the mix of markets seeing price increases versus declines. He analyzes the potential impact of the incoming presidential administration's policies on real estate, particularly around inflation and interest rates. He is joined by Investor, Co-Founder and CEO of Family Freedom Investments, Dani Lynn Robison to highlight high-yield investment opportunities available, including up to 10% returns. Home prices have fallen in six US cities. The average age of a first time homebuyer rose to an astounding 38 years old. Discover the top 10 states with the highest home price appreciation over the last 40 years. The Trump Effect. To learn more about Freedom Family Investments.  You get paid first: Text FAMILY to 66866. Show Notes: GetRichEducation.com/528 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, home prices have fallen in six US cities. The average age of a first time home buyer soars to an astounding 38 years old. Then we take the long view breaking down how real estate is up a jaw dropping 490% since 1984 the Trump effect on real estate, then how you can earn an eight to 10% cash on cash return, hassle free. All today on Get Rich Education.   Speaker 1  0:36   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:21   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:38   Welcome to GRE from St Louis, Missouri, to say Luis, Obispo, California, and across 188 nations worldwide, even Uzbekistan. I'm Keith Weinhold, and you are inside. Get rich education every week. It's the show where I pretend that I'm not wearing pajama pants while here on the microphone. Hey, if you want to get rich, then focus on one thing. If you're already there and want to stay rich, then that's the point in which you want to diversify, because then you're already living your Daydream and you don't want to lose it. We'll talk about President elect Trump later in this week's show, and what it means for the future of the real estate market.   Donald Trump  2:20   Thank you verymuch. So this outfit you know is when they when he called us all garbage. How stupid. What a stupid word. That blows deplorable away. Don't you think.   Keith Weinhold  2:21   well, our content will surely be more substantive than that funny piece I expect to host Donald Trump here on the show for you in the future. After all, let's not forget, before politics, he was most known as a real estate investor, but he's going to be busy for the next four years, so it could be a while until you see him here, before we get to the Trump effect. Last week, the NAR released their annual report. It's called the profile of buyers and sellers. My gosh, what a surprise when it revealed that the average age of a first time homebuyer rose to an astounding 38 years old. 38 I mean, we're not talking about a person that's like, severely underemployed or something. We're talking about the average here. So for many, I mean, they are still a renter into their 40s. That is common now. I mean, at this rate, pretty soon, are Americans going to become homeowners once they hit retirement? I mean, my gosh, is that where we're headed? Or when one looks at their rites of passage, the milestones in their lives, will one achieve grand parenthood before buying a first home? Where are we going here? Not only is 38 years old, the all time high, as you might have expected, but that is up from age 35 just last year, amazing. And like I've discussed before, of course, the major reason that that age is up is due to lower affordability, and that's from higher prices and higher interest rates. The housing shortage is another factor here too. And all right, if that's not enough, the average age of us homebuyers, okay, this is just overall homebuyers, first timers and everyone else. That was 49 last year, and this spiked up to 56 this year. 56 and now back to first time homebuyers, the average income has also hit an all time high, $97,000 that is the average income of a first time homebuyer now. So what's important to keep in mind here is people are going to have to rent longer they're already. Renting longer. And some will choose to rent longer as a preference, and for others, they must rent longer. You can be the one to provide them with this rental housing, not the big hedge funds doing it, not private equity doing it. Invest in real estate. These trends mean higher occupancy rates and upward pressure on the rent amounts that you're going to be able to charge over time. I mean, this is demand, demand, demand for rental housing. They wish that they could buy that $300,000 starter home in the Midwest in southeast, but they have a hard time affording the down payments and qualifying for the loan they're after so you can rent it to them and be a profiteer longer. However, right now, there are six US cities where home prices are falling and now these are pretty mild corrections, but let's see if you can guess what the top reason for this is the number one reason about why these prices are falling among the nation's 50 largest metros. These are the six cities that have seen price corrections. New Orleans leads the way down the most down 4% Austin, Texas is also down almost 4% San Antonio down 2.7%, Tampa, Florida down one half of 1% Jacksonville down three tenths of 1% and then finally, Dallas, Texas, also down three tenths of 1% and in fact, I am visiting three of those six cities during a 10 day stretch that I'm on right here, right now. Over the weekend, I was in San Antonio, Texas. Today, the mobile GRE studio is in effect again, as I'm bringing you today's show from here in Austin, Texas, where I'm spending four days, and then I'll be in New Orleans in two days here. Well, the top reason for these falling home prices is in a word, supply. In fact, it's an oversupply in a lot of these six cities. And again, those six are New Orleans, Austin, San Antonio, Tampa, Jacksonville and Dallas. In fact, here in Austin, they are a, basically a national leader in over supply, they simply overbuilt, and it's going to take some time to absorb all that they've built. In fact, due to overbuilding, you've even got rents falling here in Austin, and I may look at some vacant apartments while I'm here to get the temperature of the market. Now, for some context, understand, though, that I spotlighted six falling markets out of the 50. All right, well, what about the other ones? Yes, that indeed means that 44, of America's 50 largest metros have seen year over year price increases, and one big reason for that is that many metros have housing shortages. Shortages are the norm, and by the way, all these figures are per the Zillow home index. In fact, a number of markets are up over 4% 5% 6% year over year, and the leaders all have seven to 8% year over year. Home price appreciation, they are San Jose, Hartford, New York City and Providence and a lot of the appreciation leaders are, yep, under supply, the opposite of what I'm seeing here in Austin.    Now, before I get to the headline of this week's episode, how national home prices were up a breathtaking 490% over the last 40 years. Let's talk about the Trump effect. It's still two months before Donald John Trump will be sworn in as a 47th president of the United States, and like macroeconomist Richard Duncan and I touched on on last week's show, Trump loves tariffs. Everyone knows that, and a tariff is like a tax on imported goods. Now follow along here. Higher tariffs mean then higher consumer prices, because the company or manufacturer has to pass that cost along to you. Higher prices means inflation. Higher inflation means that the Fed tends to keep interest rates higher longer in order to combat that inflation. So a Trump presidency means higher inflation in interest rates. Again, yes, at least those two things are correlated. And now think this through. Do you sense some cognitive dissonance here, under Trump's first term, back from 2017 to 2021 he wanted lower interest rates, and Trump was like highly vocal about how he wanted Jerome Powell to keep rates low in order to keep the economy healthy so the higher rates that Trump Tariffs are expected to bring then versus the lower rates that Trump wants is dissonant, incongruent, not in harmony. Bitcoin surged on the news of a second Trump presidency, because Trump is pro crypto. No see treasury yields, they also spiked upon the Trump presidency news just two weeks ago, I explained here on the show why higher inflation means higher treasury yields, which means higher mortgage rates. And it turned out that that was quite a timely explanation. The Trump election can mean a lower tax environment. We are hopeful that Trump will extend bonus depreciation, a really nice tax break for real estate investors. We could see some federal lands repurposed for housing construction. Trump said that he wanted to do that in order to add more housing supply. And no, don't worry. I don't think they're going to shut down and pave over Yellowstone and plug Old Faithful Geyser or anything like that. Okay, there's a lot of federal land that's, I guess, less remarkable, land that's being grazed on, and land suitable for more housing. Look for more move to loosen up zoning and regulation, and that's something where you'll find bipartisan agreement we've got to build to address the housing crisis. I mean, Trump has actually called zoning a killer, like he used that phrase you might see Trump extend the opportunity Zone program as well. The result could be more apartment construction in some of these blighted or low income urban areas, no matter what, and no matter who our president would have been. I mean, you're still gonna see housing supplies struggle to keep up with demand, because you just can't build fast enough. And you know something here, you never really know the future. People always want to speculate about the future that can be worth talking about. And you know that makes people think that they have the answer, but they're often wrong about one thing leading to the other, like how tariffs will end up meaning higher mortgage rates. I mean, you just don't know that for sure. Policies can change. Promises might not get followed up on, Black Swans can interject, and interest rates are one thing that are just wildly difficult to predict. And if you ever want to make another person look wrong, like if you desire to do that, here's all you need to do, ask them where interest rates are going to go in the future, and make them put that in writing. Okay, that is a guaranteed way to make somebody wrong. So everyone wants to know the future, but you've got to think through this in terms of probabilities and not certainties.    Now here's something encouraging, California voters, they shot down rent control expansion, though you might live in California, we are not exactly passionate about investing in California property for pretty well documented reasons, but sometimes things that start in New York and California in those particular states, they can expand to the nation. So it's worth paying attention to some of these things, and California voters resoundly rejected what is known as Proposition 33 rent control expansion. Almost 62% voted no on that. So you've got bipartisan alignment on how rent control backfires on renters in this was the third time in six years that California voters shot down rent control expansion. Great. That is great because rent control, it's not good for you, the investor, long term. It's not even good for the tenant, and it's certainly not good for the community either. I mean, they are collectivist state price controls.    Well, let's look at another place where prices are not being controlled for sure, and that is the fact that overall, US home prices have appreciated a whopping 490% since 1984 Yes, 490% over the last 40 years, therefore almost a 5x price increase. Let's break this down, and then I'll tell you what it means for the future too. This is the shift in US home prices from August 1984 to August 2024 so therefore it starts from mid Reagan presidency, when the median home price was $81,000 at that time. Okay, so this is our starting point, 1984 that's the year Ghostbusters hit movie theaters. Kareem Abdul Jabbar broke the all time NBA scoring record. And shows that debuted on television that year were Miami, Vice night, court, punky, Brewster. Are Charles in Charge? Have you heard of these shows? Another TV oh boy, another TV show that debuted in 1984 Well, Chase, are you ready for this? Let me give you a hint, Temple University. And how about jello? Pudding pops? Yes, I'm talking about the Cosby Show, which just feels kind of different to talk about anymore, ever since Bill Cosby's illicit misconduct there. And no, we are not going to play a snippet of the Cosby Show theme music. Please don't play it. You know, we totally do something like that here, but we're not this time. Okay? Well, with home prices surging and astounding 490% since that year, 1984 Okay, let's break down the areas that have appreciated the most and least and see what that means. And you might remember that in our newsletter, I sent you this map that shows the level of each individual state's 40 year price search. Oh, this is great. It's just the best real estate map I've seen in a while. What it shows is that coastal states are where home prices have risen the most. In general, the top 10 in appreciation in order are Washington State up 810% yes, that's more than 8x in the last 40 years. The next highest home appreciation over the last four decades in order is Oregon, Rhode Island, California, and then it's Hawaii, Montana, Massachusetts, Maine, Idaho. And 10th is Utah, all right. Well, why have coastal states had this higher real estate run up over time? Well, it's where building constraints exist that limits the housing supply. That's both geographic constraints, like, for example, the ocean's edge literally limits build space there. Well, the coasts are also where you tend to have more building regulation. Coasts are where incomes have risen the most those residents can afford more for housing. So home prices are then higher. I mean, just look at the leader Washington state. That's where you've got the headquarters for Amazon, Microsoft, Costco, Boeing, Starbucks, Expedia and more. They're all there now, taxes, though, they do tend to be highest in coastal states as well, so you're paying more for property, and you're also paying more in all types of taxes in a lot of cases. And as we know, rental properties usually don't work as well on the coasts, coastal rents haven't risen as much as home prices, and these places, they tend to have those laws and regulations that often favor tenants over landlords. And if you're looking at the map here like I am, you're going to note that some Rocky Mountain states have flexed their appreciation muscles as well. Now, Tennessee and the Texas triangle, they kind of decided to join the appreciation party fashionably late, as you look over 40 years. Yes, Tennessee and Texas, they really only started their big appreciation climb about a decade ago. All right, so those are some of the big winners every year since Punky Brewster debuted on television. Well, with today's rise of remote work and lower home affordability, the nation's interior, that's what looks increasingly desirable for property ownership the Midwest, the Great Plains, parts of the south and parts of the inland northeast. That makes these areas look like comparative deals where prices haven't wildly run up over the decades. And though you hear about return to Office policies, because a few major companies announce these return to Office policies. I mean, remote work is still up fully 15% year over year, and housing preferences are shifting as employees look to suburban Metro outskirts for more affordable homes so they're freed from the need to factor in these lengthy commutes in their lives like they had to previously. Now, among states that don't have strong in migration, one that could really shine is a place like Ohio. Ohio has appreciated less than most states still at 334% over the past four decades. Again, 490% is The National number. Ohio boasts tons of diverse industry, a low cost of living. They've got the seventh highest population in the nation. They have a stable population count for rental property owners. It has strong laws favoring landlords and Ohio. Is just a day's drive from half of North America's population. All right, so a smart listener like you is probably asking yourself a question right now, like, Okay, how does this 40 year stretches 490% rise in national home prices compare to inflation, and how does it compare to incomes? Over this time there's been 201% overall inflation and us, median household incomes have risen 260% and yeah, that 201% inflation number is suspect, just like most any inflation figure is inflation could certainly be higher than that, because most inflation measures likely understate the true diminished purchasing power of your dollar, and see the 490% rise. Although it sounds like a staggering number, and it still kind of is. It's also like, well, of course, it takes almost five times as many dollars to buy a home today, because each dollar's value is way down. What else has changed in the last 40 years? Well, houses are larger now than they were then. The median home size has grown 150% since 1980 and at the same time, the family size is smaller, fewer people live in each home, so everyone has more space. And I discussed those types of things in detail with you before, so I won't get into all of that again. Today's homes have better amenities too. So really, the point is, if you are paying more on an inflation adjusted basis, you are getting more and it's also more likely that two parents are working today rather than one, in order to make those payments more affordable. And that fact right there that is not a great lifestyle outcome. Another way to say it is that it takes two to afford a home today rather than one. But yet, hey, that is society. All right. So with that understanding, let's look at the future. I completely believe that real estate values can soar another 490% over the next 40 years. I mean, even 600 or 700% is not out of the question, and there are a lot of reasons for this. I mean, chiefly, we're starting from a base here of a low housing supply, and we've got strong demographic demand, and we can almost certainly expect more monetary inflation the next four decades. The inflation rate is the one thing that nobody knows. 40 years ago, mortgage rates were 14% today, they're only at about half of that level. And see today's median home price of over 400k like that figure would have seemed unfathomable to people back in 1984 but indeed, the price nearly 5x So similarly, another 490% or about 5x again, means that it is completely fathomable for the median us home to cost $2 million in another 40 years. That's about 5x of today's prices. And although that might sound unrealistic Now, that sounds just as unrealistic as today's price did to anyone from 1984 so really a super interesting way to think about home price appreciation. There, you might even make the case that home values, not prices, home values, they're not up that much at all. I mean, most of that is just that prices have adjusted for inflation, the value is about the same, although I'd still say that the value is up somewhat. So really, that's my thought there, and I duly regret bringing Bill Cosby into this whole thing. I ruined it.    I've been coming to you here from Austin, Texas, where I've been checking out the real estate market. I've got more for you straight ahead. It is a really profitable idea. I'm Keith Weinhold. There will only ever be one episode, 528, of the GRE podcast, and you're listening to it,    oh, geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full or. And on time. And you know how I'd know, because I'm an investor in this myself, earn 10% like me and GRE listeners are. Text FAMILY to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text FAMILY to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group  NMLS. 42056, they've provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridgelendinggroup.com, that's Ridgelendinggroup.com.   Robert Kiyosaki  26:05   this Rich Dad, Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold,and there is I respect Keith, He's a very strong, smart, bright young man.   Keith Weinhold  26:25   Welcome back to GRE. We are grateful to have on the show today, the co founder and CEO of the whole operation, Freedom family Investments. They are seven, soon to be eight. I just learned real estate centric companies based in Centerville, Ohio. The other co founder is her husband, Flip, whom you've heard on the show before. Hey, it's terrific to have back. Danni-Lynn Robinson,   Dani-Lynn Robison  26:50   thank you so much, Keith. I love talking to you.    Keith Weinhold  26:54   It's the same here. You've been in real estate since 2008 and one of the things that you do is you have this perfect track record of always returning capital to your individual private investors, loans that they make to you, and paying 100% of the returns as promised, even if you yourselves end up losing money on a particular deal. And in fact, you the listener, you probably heard me talk about how I personally participate for a high yield return with them myself, with Danny Lynn's company backing me. You've heard that ad near the middle of GRE episodes, and you yourself can do this too. Individual investors can get a high yielding return, and it's paid to you as cash. So Danny Lynn, tell us about how it works. Generally.   Dani-Lynn Robison  27:40   I love that you started off with that particular statement, because I will tell you that every time I've been on a podcast of yours, the number one thing I hear when people get on the phone was you said on that podcast that even if you lose money, that I still get my return. And I have never heard of that before, so tell me more. So that was a perfect lead in because I think that what we're trying to do is just do a very good job of serving the people who help us build so as you said, we're on company number seven. We're building company number eight. And the reason that we've gotten to the stage that we are today is because we've had private lenders and people who invest in our syndication, our Master notes and our funds program, that investment has allowed us to buy properties, flip properties, buy apartments, flip apartments, and allowed them to get a return at the same time. And I've talked about the fact that we do volume as we've grown, we'll do 10 deals in any given month, and maybe one or two of them are like we find something, you know, in the wall that we didn't expect. Maybe we walk in and the past tenant left it in shambles and caused more damage to the property than we anticipated when we first went in. That's the nature of real estate, and that's the risk you take when you're an active real estate investor. So we knew when we were building our businesses that if we just did volume, that was going to happen, and we weren't going to run away from that fact, or take risk upon us or our investors by not mitigating it, by not doing volume. So you'll see situations where somebody does one flip a month, and that happens to them, and it's catastrophic when you're doing 10, and it happens which it will then you know that the other eight are going to bring the profit in. And so that it is easy for us to say, Thank you, Keith, for investing in us. This particular deal. We didn't lose any money on, but these eight we made a lot of money on, and that ensures that we can always pay you back in full on time, even if we lost money on a deal. And I think when that is explained to people on the phone, they start understanding why we can pay back everything as promised, even if we lose money, because we are still profitable as a company. And so that process of doing volume and having people. People trust us with their funds. As we've grown, has allowed us to get to Company Number eight, because, as we talked about right before we press record, one of the best things for us, Flip says, I love being Santa Claus. And Santa Claus is when you get that email or that check in the bank account that says, I just made money and I didn't have to do anything. I just partnered with Flip, Danny and the freedom team to do what they do already. I provided the money. They did the work. We all won together.   Keith Weinhold  30:29   Why does no real estate rehabber ever find gold bars behind a wallwhen they go in in order to turn over a property? Right? It's usually, you know, evidence of a leak or something bad, usually not something good going on back there. But yes, you do this volume across all these companies. So therefore, when you do find a leak behind a wall, and that particular deal didn't work out for a 100k rehab home, it sure can't bring down the entire operation. Danny Lynn, I've invested with you in your private money lending program for years now, and just been very open with my audience. I've let them know that I've been receiving an 8% return from you paid in cash. But one reason I'm having you back now to help our audience is because you now offer yields up to 10% so even better than when I got in. So tell us about that.   Dani-Lynn Robison  31:24   So we are always having conversations with our investors about what's going on in their investing journey, what are they looking for, and we want to create those win wins. And right now, with everything that's going on in the market, what we learned is liquidity is one of the most important pieces, because there's here, there's some uncertainty, and people want to invest. They don't want their money sitting idle and losing, having an eroding to inflation. They want to put it to work, but they want to have access to it. And so we have been changing and tweaking our programs to meet the needs of our investors, and making sure that we are buying properties that can then have that arbitrage to get us the profit we need to pay back our investors, but while we're still making a profit many times right now in this market, that does mean we're buying multi family properties, because there's so many different advantages to multi family properties, it does take a lot of underwriting to get there, but that's where, for the last, I would say, six to 12 months, we've been really focused in on that in order to increase the returns and have everybody just creating that win win.   Keith Weinhold  32:32   I'm really glad that you talked about multifamily properties, because I've talked with the audience about how the sector is beaten down. In a lot of places, you can get 30% discounts on multifamily apartment buildings, and we know that the long term demand is going to be there for occupancy in apartment buildings. Demographics is destiny, and we talk about this timing of having you on and now you're offering up to 8% discussing this, say, two and a half years ago, I don't think the timing was as good. That's when CPI inflation peaked at 9.1% so you really weren't getting a real yield. You need to subtract inflation from your yield in order to get a real return. And now you're getting a substantial real return. Since inflation is near 2% top online savings accounts, those top interest rates, they are falling with each successive federal funds rate cut, and most expect that those yields are going to continue to fall. People invest in bonds all the time, but the yield on the 10 year T note has been around 4% or quite a while. You don't have to settle for yields like that. And Danny Lynn, I love that you brought up the word arbitrage. This should be an arbitrage play for you the listener. But of course, for Danny Lynn, it needs to be an arbitrage play as well, because if she and her family of companies over there are paying you a yield of up to 10% they need to make arbitrage ontop of that themselves. And if you're a new listener, you might be skeptical of how you could reliably do that in real estate, but when you understand that real estate pays up to five ways at the same time and 30 to 40% total rate of returns without inordinate risk, are not dream land, the reality you can begin to understand the arbitrage. But Danny Lynn, can you tell us a bit more about how you do create that arbitrage to reliably pay a return of up to 10% How do you yourselves beat that in there?   Dani-Lynn Robison  34:26   That's where it comes down to multifamily. For us, the single family market has slowed down a little bit, and so multifamily is enabling us to do bigger things. But on a long term basis, we've built our companies up enough to a point where we are businesses are producing the cash flow that we need so we can pay our investors a higher return using the cash flow of the properties, and our long term wealth as a company is coming from down the line of the appreciation, especially in multifamily, the forced appreciation, and that refinance and that when. Fall. So everything that we structure is preferred returns, meaning we always pay our investors first and we come last when it comes to multifamily, those five ways start to compound over time, and that's what we really win, is because we know we're waiting, but we're waiting for a big return in 3,5,7, years. Sometimes we're waiting 1020, years, and our investors in the meantime are getting a really nice return better than they can in most other places, because we're willing to forfeit our current returns in this scenario, because our other businesses are producing the cash flow that we need.   Keith Weinhold  35:38   That's terrific. Tell us a bit about the program details. Then how is this note? Right? Because the investor, as soon as they make an investment with you, they do hold on to a note. Just tell us about how that's secured before we get into the details.   Dani-Lynn Robison  35:53    So it depends on the investment opportunity. Some investments are going to be secured by a note by the property. Some investments are going to be secured by a note by the business. Some investments are going to be secured by the fund itself. You're an actual owner, like or the syndication, an actual owner of what that fund is participating in. So every piece of security is a little bit different. So when you jump on the phone with us. We're asking a lot of questions, and the number one question that we ask is, what are your goals? Because if you do want liquidity, we know exactly where you're going to go. And some people are wanting liquidity for peace of mind, so that they can earn a higher return, but have access to the cash if they want it. Some investors are saying, Hey, I know there's about to be a lot of opportunities. So I want my money earning for me, but I want to be able to grab it, to be able to invest in these future opportunities that are going to come my way when I want access to the capital for that reason. Then there's other investors that are set it and forget it. Look. I like you guys. I trust you guys. I've vetted you guys. I've done my due diligence on you guys. I want to sit my money in there for three, five years. Some want tax benefits. And so what we do is we have, like, this table of investments with like, little check boxes. And as people tell us their goals, we're like, okay, they're there. They're by the end of the conversation, we're saying, here's the two investment opportunities we think fits what you like and what is going to meet your needs? What do you think? And then we start going with question and answers back and forth so they can fully understand it.   Keith Weinhold  37:27   We're talking about how to get a high yield paid to you regularly in cash with Danny Lynn Robi son, co founder of freedom family investments. Yeah. Danny Lynn, why don't you tell us then about this up to 10% return. But you do have some option based on people's needs for the duration of the investment, which gets into the liquidity and the minimum investment amount and being accredited versus not accredited. So tell us about some of those distinctions, differences and trade offs.   Dani-Lynn Robison  37:55   There's the accredited and non accredited piece, which is really the first piece that you should be talking about when you jump on the phone, because the answer to that question depends on where, like we first check the box of which investment opportunity is going to be right for you. Accredited investors can invest in both. Non accredited investors can only invest in non accredited options. So accredited, I'm sure you've explained many times on the podcast, is a million dollars net worth, minus your primary residence, or earning $200,000 for the last two years, and you expect to earn it again. Or if you're a married couple, earning $300,000 a year for the last two years and you expect to do it again, that would be an accredited investor. So if you qualify there, we've got multiple opportunities. Then if you're wanting liquidity, then, again, that's a checkbox for us that says liquidity fund. That's where you want to be learning more about you want to learn about those interest rates the liquidity fund is seven, eight and 10% based on how long you want to put your money to work. So some people say, hey, one year is good. That gives me exactly the liquidity I need, and that's going to give me a higher rate of return, which is 8% some people think three years is liquid. It's interesting to me, what people perceive as liquid, because anybody who's invested in a syndication knows sometimes that's five, seven and 10 years. So they view a three year investment at 10% Hey, that's liquid to me. I didn't have to lock it up for five, seven and 10 years. And then some people, 90 days is liquid. And so we have the liquidity fund seven, eight and 10% depending on which class you want to go in, 7% is 90 days, 8% is one year. 10% is three years. That's for accredited investors. We have our masternote program, which is for non accredited investors, that is 8% for two years, and 10% I think, for three years, and then we have Lincoln village, and that one is closing soon. I think we're at the final $1 million to raise. That is 12, 13, and 14% but that also includes tax benefits. The end, it is a five or probably seven year timeline, because it's a 48 unit apartment in Columbus, Ohio, if we refinance in three years, yay. Everybody wins. But I always set expectations it could be a longer timeline. And so those are the main opportunities that are available based on accredited, non accredited and your returns.   Keith Weinhold  40:20   Well, the yield on the 10 year T note is 4% but here, the yield on the one year private note is substantially higher. Well, Danny Lynn, do you have any last things to tell us before you let us know how we can learn more?   Dani-Lynn Robison  40:34   I think what's important is a trust. When I'm on the phone, I get three questions. Where do I start? Which path is right for me and who do I trust? And one of my biggest investors says Danny, I think number three question of Who do I trust is the most important one. So I think it's really important to get on the phone to ask questions, to ask, Hey, what didn't I ask that I should have asked? What should I know that I don't know? Because sometimes you don't know the right questions to ask, and so we have this graph of all the things you could be looking for in an investment that people don't even realize might be very important to them. So I think what is most important is just taking the first step of starting the conversation. Once you start the conversation, you start to learn, you start to get educated, you start to understand what your true goals really are, and then you can make an A confident decision, as opposed to what many of us do is, you know, sit on our hands for a little bit because we're just nervous. We're so nervous about losing money or we don't know who to trust, and we're so busy that a year passes by and we just didn't take action. So I just encourage people a 15 minute phone call might change the game for you and allow you to get started   Keith Weinhold  41:45    right indecision really is a decision in itself, a decision to not do anything and have some of your cash be atrophied to inflation. Tell the audience how they can learn more   Dani-Lynn Robison  41:58   They can text the word FAMILY to 66866 and that is going to connect you with our team, and we're going to reach out, hopefully, set up a call and get that conversation started.   Keith Weinhold  42:09   Oh. Danny Lynn, this is going to help a lot of people. Thanks so much for coming back onto the show.   Dani-Lynn Robison  42:13   Thank you, Keith,   Keith Weinhold  42:14   yeah, well, I think you know that I'm more of a borrower than I am  lender, but I'm a lender in this case. So for liquid funds, this has been a reliable source for an 8% liquid return without any hassle. I mean, it's about as passive as it gets. Of course, when you store money in a bank. You're giving the bank a loan as well, even though you might not have thought about it that way. Well, if you're looking for something a little less liquid, like a three year investment duration, you are going to get a higher return than 8% here. There are good options here if you're accredited or not accredited, and you don't have to invest in one specific apartment project either, like Lincoln village that Danny Lynn mentioned, and over there at her company, like she said, yeah, those are the three questions you can ask. Where do I start? Which path is right for me, and who do I trust? And on the phone really part of that second question, which path is right for me can be to ask Danny Lynn's team about how to get this highly passive return in the most tax efficient way for you.    There's so much vital content coming up here on the show in the future. Next week, it's the first time we'll have a former NFL player on the show is we'll discuss success principles that you can use in business and life, highly motivational stuff coming there in future weeks. So much more economics and real estate investing. Content is coming, including I've got an analysis of online search results, and you'll see what amenities tenants are really searching for today when they look for rental housing. And of course, as the year gets closer to the end, next month, I am going to reveal GRE 's home price growth forecast for 2025 and just as importantly, I will follow up with last year's prediction too. We'll look back at it and then see how it really turned out for high yield returns on your savings. You don't have to settle for disappointing interest rates where you spin your wheels because you're barely beating inflation. Learn more. Set up a call. Just text FAMILY to 66866 I'm your host. Keith Weinhold, don't quit your Daydream   Speaker 2  44:45   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential. For profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  45:13   The preceding program was brought to you by your home for wealth building. Get rich education.com you

Hey Lifers, It's officially Britt's bangiversary! She's tried to dupe Ben into a fancy gift but Ben's aware of her antics.We speak about the advice we got from our grandmothers. Some of it hasn't aged particularly well.  We might have found the world's most conflict avoidant man; the man who *likely has faked his own death to ditch his family and go to a woman in Europe. There was a video filmed back in June (two months before Ryan Borgwardt's disappearance). It shows a man on a bike asking if he should go to Uzbekistan to meet a woman, despite being married. After the video went viral, authorities say that the video isn't Ryan.  Also, how do you like your labia? We've spoken about symmetry, length and comfort when it comes to labia but labia puffing seems new.We ask: Is our generation more obsessed than ever with labia? Do you think this trend highlights empowerment or unnecessary pressure for perfection? You can watch us on Youtube Find us on Instagram Join us on tiktok Or join the Facebook Discussion Group Tell your mum, tell your dad, tell your dog, tell your friend and share the love because WE LOVE LOVE! xxSee omnystudio.com/listener for privacy information.

Dr. Feliks Kravets is from a family of Jewish refugees. His parents and he moved to the US in 1992 from the former USSR (Uzbekistan). One part of his family is from Poland and another one is from Ukraine, they moved to Uzbekistan between 1920-1941. Feliks was an English as a Second Language (ESL) student learning English back in 1993. It's funny that in the last 5 years, he worked as a program manager for English as a Second Language Program at the university, also teaching as a full-time professor, but back than Feliks did not speak almost any English and was translating every word in the book at night trying to figure out what were they talking about during class time. He worked in IT, managed various projects for small and big companies, graduated with his undergrad in Management, received his master's degree in project management, and Doctoral in Business Administration. Feliks taught for over 25 years for various colleges and universities, teaching almost every subject to students of all different levels and backgrounds: from professors to first responders and teens at the risk. He accidently got into education and been there for 25 years. Feliks is now operating CyberSecurityEasy.com LLC providing seniors, businesses and other groups of our population with coaching to improve social engineering awareness. He is a father of 3 and his wife also in cyber security.Contact Feliks Kravets:My company is coaching on cyber safety: www.CyberSecurityEasy.comMy last podcast:https://www.youtube.com/watch?v=WkvRYK7j6R4Youtube channel for CyberSecurityEasyhttps://www.youtube.com/channel/UCnOo-H5sDuVoEynX7y4xM9AMy bookshttps://www.fromgrandpasbackpack.comMy site:https://felikskravetsllc.com/Seniors are the main target for cyber-attacks - we provide coaching at senior facilities and offer video content to remind seniors about safety tips. Our parents and grandparents are the main target and they are behind with knowledge of cyber tricks attackers are using. Thinking and caring about parents should include making them trained on cyber safety.Dr. Kimberley Linert Speaker, Author, Broadcaster, Mentor, Trainer, Behavioral Optometrist Event Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/ To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com 702.256.9199 Host of the Podcast Series: Incredible Life Creator Podcast Available on... Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267 Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platforms Author of Book: "Visualizing Happiness in Every Area of Your Life" Get on Amazon: https://amzn.to/3srh6tZ Website: https://www.DrKimberleyLinert.com The Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberley

Jim Rutledge, Molly Brown and Matt Hamilton roll into the After Dark portion of today's Phish Friday. Jim stumbles over which show they're on a couple more times, and they delve into whether or not it was EVER okay to refer to your wife as mom (whether it's the 1950's or not). They also run through their Don't Quote Me predictions for this Sunday's Packers vs Bears games, making their longshot calls for what will happen throughout the big rivalry game. They push back Poll Dancing to explore the shoddy fake death attempt by a Watertown man who wanted to find his true love in Uzbekistan. They finally get to Primetime's Poll Dancing class, where the most important questions about soaking dishes and butter pecan ice cream!

He's in Uzbekistan??See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

https://slasrpodcast.com/      SLASRPodcast@gmail.com   This week Stomp is off preparing for our live Full Conditions Event at Rek Lis Brewing so we have our friend Dave joining me to cohost. Dave recently finished New Hampshire Highest 100 so he will talk about his experience pursuing this list which is heavily focused on Bushwhacks. Later in the episode we are joined by Amy Niemczura Sowa who recently completed hiking all the trails in the Maine Mountain guide. We tend to focus on NH Redlining but our friends in Maine have their own crazy hiking pursuits so Amy will join us to talk about this accomplishment. Plus some White Mountain history, follow up on some true crime cases, a recap of the Rescue Me 5K, a preview of the upcoming Full Conditions Event at Reklis, A recent hike review of Mount Greylock,and Updated Search and Rescue Data for 2024  This weeks Higher Summit Forecast  Donations Conservation Officer to run Boston Marathon in memory of Levi Frye and suicide awareness.   About Amy Amy's Blog - Maine - The Way Life Turned Out  https://www.instagram.com/thewaylifeturnedout/  Topics Welcome Dave Man fakes drowning, runs off to Uzbekistan Insurance Scammers use Bear costume to trash cars  Hikers carry 150 lbs worth of gear up Mt. Whitney and things go terribly wrong 2024 SAR Data  Arrest made on man who staged a fake bear attack Rescue Me 5K was a success Reklis Full conditions event is this weekend CO running the Boston Marathon to raise funds for Suicide Awareness White Mountain History - The Randolph Town Forest  Gear Review - Emergency Signal Balloon Beer talk and Dad jokes Mount Greylock Hike  Welcome Dave - NH 100 Highest list Welcome Amy Niemczura Sowa - Redlining / Hiking all of the Maine Mountain Guide Show Notes Apple Podcast link for 5 star reviews SLASR Merchandise SLASR LinkTree Wild Raven Endurance Coaching Guy fakes his own death and fled to Uzbekistan  A TikTok Video emerges that lays out his plan Missing Hiker Kevin Race  Guys try to scam insurance using a Bear Costume while trashing their cars. The Video is hilarious  Hikers carry 150 lbs of gear including 5 gallons of water - trip goes horribly wrong and they need a rescue SAR Case Write Up Updated 2024 Data is coming up Update on the case of a man who staged a crime to look like a bear attack Guy has quite a history White Mountain / NH History - The story of the Randolph Town Forest Emergency Balloon NH !00 highest Amy's Instagram  Amy's Blog - Maine - The Way Life Turned Out  Purchase the Maine Mountain Guide Section Hiker Summary of the MMG Sponsors, Friends  and Partners Wild Raven Endurance Coaching Fieldstone Kombucha CS Instant Coffee 2024 Longest Day - 48 Peaks Mount Washington Higher Summits Forecast Hiking Buddies  Vaucluse - Sweat less. Explore more. – Vaucluse Gear

 Max and Maria speak with Michael Kimmage to take stock of the impact of the recent U.S. elections on the future of the war in Ukraine, and U.S. policy towards Russia. "An Outcome 'Up for Grabs': What Can Russia and Ukraine Expect from the Next U.S. Administration?" by Maria Snegovaya, Tina Dolbaia, and Nick Fenton (Center for Strategic and International Studies)

G Mateus brings the autumnal vibes to kick off a November weekend in Brooklyn. Jazzy, Soulful sounds from around the globe that balance electronic and organic sounds, classic tracks with contemporary songs and high energy and laid back grooves. Featuring music from artists from Nicaragua. Uzbekistan, Ethiopia, Turkey, South Africa, Nigeria, Ghana, and parts unknown - including new tracks from Lorrain Klaasan, The Bongo Hop, Rita Sitch and João Selva.For more info and tracklisting, visit: https://thefaceradio.com/in-the-pocket/Tune into new broadcasts of In The Pocket, LIVE, Fridays from 12 - 2 PM EST / 5 - 7 PM GMT.//Dig this show? Please consider supporting The Face Radio: http://support.thefaceradio.com Support The Face Radio with PatreonSupport this show http://supporter.acast.com/thefaceradio. Join the family at https://plus.acast.com/s/thefaceradio. Hosted on Acast. See acast.com/privacy for more information.

11-14-24 Morning Rush - Golden Bachelorette Finale Thoughts & Laura Owens Drops A Video & Trump Nominates Gaetz & Both Parties Erupt & More UFO News! More info coming out from the new ufo hearing, pkus the shocking and emotional ending to golden bachelorette, I've got all my thoughts there along with an update on the escaped monkeys. An update on the dad who faked his own death to move to Uzbekistan, you won't believe how good the algorithm is that found him pondering his escape. Plus a bizarre video released by Clayton echard's accuser, Ill share the clip with you right here! go to patreon.com/daveneal for more bonus content!

Jen Gabe & Chewy start the show discussing the bizarre story out of Green Lake Wisconsin of the man who faked his own death to flee to Uzbekistan leaving his family behind. Haven't we all dreamed about disappearing before? Is it illegal to fake your death in America? Veterans on the Chicago Bears suggested benching first round pick Caleb Williams for Tyson Bagent. Are the Bears too dysfunctional to even give the Green Bay Packers a game on Sunday? Adam Schefter ESPN NFL INsider, joins the show to discuss all the news across the NFL, The Green Bay Packers playoff chances, and what their record will be over the next 8 weeks of the season, and much more.

Felice Gaer, esteemed Director of AJC's Jacob Blaustein Institute for the Advancement of Human Rights, was an internationally respected human rights advocate who dedicated more than four decades to championing the Universal Declaration of Human Rights and enforcing international commitments to prevent severe human rights violations globally. On November 9, Felice passed away after a prolonged battle with metastatic breast cancer. In honor of her legacy, we revisit her insightful conversation on People of the Pod, recorded last year during Women's History Month and on International Women's Day. As we remember and celebrate Felice's profound contributions, we share this interview once more. May her memory continue to be a blessing. __ Music credits: Drops of Melting Snow (after Holst, Abroad as I was walking) by Axletree is licensed under a Attribution 4.0 International License. Learn more about Felice Gaer: Felice Gaer, Legendary Human Rights Champion Who Inspired Generations of Global Advocates, Dies at 78 Listen – AJC Podcasts: The Forgotten Exodus: with Hen Mazzig, Einat Admony, and more. People of the Pod:  What the Election Results Mean for Israel and the Jewish People The Jewish Vote in Pennsylvania: What You Need to Know Sinwar Eliminated: What Does This Mean for the 101 Hostages Still Held by Hamas? Follow People of the Pod on your favorite podcast app, and learn more at AJC.org/PeopleofthePod You can reach us at: peopleofthepod@ajc.org If you've appreciated this episode, please be sure to tell your friends, and rate and review us on Apple Podcasts or Spotify. __ Transcript of Conversation with Felice Gaer: Manya Brachear Pashman:   This past weekend, AJC lost a phenomenal colleague. Felice Gaer, the director of American Jewish Committee's Jacob Blaustein Institute for the Advancement of Human Rights, was an internationally renowned human rights expert who, for more than four decades, brought life and practical significance to the Universal Declaration of Human Rights and international commitments, to prevent grave human rights abuses around the world.  She died on November 9, following a lengthy battle with metastatic breast cancer. I had the honor of interviewing Felice last year during Women's History Month and on International Women's Day.  We bring you that interview now, as we remember Felice. May her memory be for a blessing.  _ Felice is with us now to discuss today's human rights challenges and the challenges she has faced as a woman in the Human Rights world.  Felice, welcome to People of the Pod.  Felice Gaer:   Thank you, Manya. Manya Brachear Pashman:   So let's start with the beginning. Can you share with our listeners a little about your upbringing, and how Jewish values shaped what you do today? Felice Gaer:   Well, I had a fairly ordinary upbringing in a suburb of New York City that had a fairly high percentage of Jews living in it–Teaneck, New Jersey. I was shaped by all the usual things in a Jewish home. First of all, the holidays. Secondly, the values, Jewish values, and awareness, a profound awareness of Jewish history, the history of annihilation, expulsion, discrimination, violence. But also the Jewish values of universality, respect for all human life, equality before the law, sense of realism, sense that you can change your life by what you do, and the choices that you make. These are all core Jewish values. And I guess I always have found the three part expression by Rabbi Hillel to sum up the approach I've always taken to human rights and most other things in life. He said, If I'm not for myself, who will be, and if I'm only for myself, what am I? And if not now, when? So that's a sense of Jewish particularism, Jewish universalism, and realism, as well. Manya Brachear Pashman:   You went to Wellesley, class of 1968, it's an all-women's college. Was there a strong Jewish presence on campus there at a time? And did that part of your identity even play a role in your college experience?  Felice Gaer :  Well, I left, as I said, a town that had a fairly sizable Jewish population. And I went to Wellesley and I felt like I was in another world. And so even as long ago as 1964-65, that era, I actually reached out to Hillel and participated in very minor activities that took place, usually a Friday night dinner, or something like that. But it really didn't play a role except by making me recognize that I was a member of a very small minority. Manya Brachear Pashman:   Here on this podcast, we've talked a lot about the movement to free Soviet Jewry. As you pursued graduate work at Columbia, and also during your undergrad days at Wellesley, were you involved in that movement at all? Felice Gaer:   Well, I had great interest in Russian studies, and in my years at Wellesley, the Soviet Union movement was at a very nascent stage. And I remember arguments with the Soviet Ambassador coming to the campus and our specialist on Russian history, arguing about whether this concern about the treatment of Soviet Jews was a valid concern.  The professor, who happened to have been Jewish, by the way, argued that Jews in the Soviet Union were treated badly, but so was everybody else in the Soviet Union. And it really wasn't something that one needed to focus on especially. As I left Wellesley and went to Columbia, where I studied political science and was at the Russian Institute, now the Harriman Institute, I found that the treatment of Soviet Jews was different in many ways, and the capacity to do something about it was serious.  We knew people who had relatives, we knew people who wanted to leave. The whole Soviet Union movement was focused around the desire to leave the country–not to change it–that was an explicit decision of Jewish leaders around the world, and in the Soviet Union itself. And so the desire to leave was something you could realize, document the cases, bring the names forward, and engage American officials in a way that the Jewish community had never done before with cases and examples demanding that every place you went, every negotiation that took place, was accompanied by lists of names and cases, whose plight will be brought to the attention of the authorities. And that really mobilized people, including people like me.  I also worked to focus on the agenda of internal change in the Soviet Union. And that meant also looking at other human rights issues. Why and how freedom of religion or belief was suppressed in this militantly atheist state, why and how freedom of expression, freedom of association, and just about every other right, was really severely limited. And what the international standards were at that time. After I left Columbia, that was around the time that the famous manifesto from Andrei Sakharov, the world famous physicist, Nobel Prize winner, was made public. It was around the time that other kinds of dissident materials were becoming better known about life inside the Soviet Union post-Khrushchev. Manya Brachear Pashman:   So you left Colombia with a master's degree, the Cold War ends, and you take a job at the Ford Foundation that has you traveling all around Eastern Europe, looking to end human rights abuses, assessing the challenges that face that region. I want to ask you about the treatment of women, and what you witnessed about the mistreatment of women in these regions. And does that tend to be a common denominator around the world when you assess human rights abuses? Felice Gaer:   Well, there's no question that the treatment of women is different than the treatment of men. And it's true all over the world. But when I traveled in Eastern Europe and the Soviet Union in the height of those years, height of the Cold War, and so forth, the issues of women's rights actually weren't one of the top issues on the agenda because the Soviet Union and East European countries appeared to be doing more for women than the Western countries.  They had them in governance. They had them in the parliament. They purported to support equality for women. It took some years for Soviet feminists, dissidents, to find a voice and to begin to point out all the ways in which they were treated in the same condescending, patriarchal style as elsewhere. But in those years, that was not a big issue in the air.  It was unusual for me, a 20-something year old woman from the United States to be traveling around Eastern Europe and the Soviet Union, meeting with high officials and others, and on behalf of the Ford Foundation, trying to develop programming that would involve people to people contacts, that would involve developing programs where there was common expertise, like management training, and things of that sort. And I was really an odd, odd duck in that situation, and I felt it. Manya Brachear Pashman:   I mentioned in my introduction, the Beijing World Conference on Women, can you reflect a little on what had a lasting impact there? Felice Gaer:   Well, the Beijing World Conference on Women was the largest, and remains the largest conference that the United Nations has ever organized. There were over 35,000 women there, about 17,000 at the intergovernmental conference. I was on the US delegation there.  The simple statement that women's rights are human rights may seem hackneyed today. But when that was affirmed in the 1995 Beijing Outcome Document, it was a major political and conceptual breakthrough. It was largely focused on getting the UN to accept that the rights of women were actually international human rights and that they weren't something different. They weren't private, or outside the reach of investigators and human rights bodies. It was an inclusive statement, and it was a mind altering statement in the women's rights movement.  It not only reaffirmed that women's rights are human rights, but it went further in addressing the problems facing women in the language of human rights.  The earlier world conferences on women talked about equality, but they didn't identify violations of those rights. They didn't demand accountability of those rights. And they said absolutely nothing about creating mechanisms by which you could monitor, review, and hold people accountable, which is the rights paradigm. Beijing changed all that. It was a violations approach that was quite different from anything that existed before that. Manya Brachear Pashman :  Did anything get forgotten? We talked about what had a lasting impact, but what seems to have been forgotten or have fallen to the wayside? Felice Gaer:   Oh, I think it's just the opposite. I think the things that were in the Beijing conference have become Fuller and addressed in greater detail and are more commonly part of what goes on in the international discourse on women's rights and the status of women in public life. And certainly at the international level that's the case.  I'll give you just one example, the Convention Against Torture. I mean, when I became a member of the committee, the 10 person committee, I was the only woman. The committee really had, in 11 years, it had maybe said, four or five things about the treatment of women. And the way that torture, ill treatment, inhuman, degrading treatment may affect women.  It looked at the world through the eyes of male prisoners in detention. And it didn't look at the world through the eyes of women who suffer private violence, gender based violence, that is that the state looks away from and ignores and therefore sanctions, and to a certain extent endorses.  And it didn't identify the kinds of things that affect women, including women who are imprisoned, and why and where in many parts of the world. What one does in terms of education or dress or behavior may lead you into a situation where you're being abused, either in a prison or outside of prison. These are issues that are now part of the regular review, for example, at the Committee Against Torture, issues of of trafficking, issues of gender based violence, the Sharia law, the hudud punishments of whipping and stoning, are part of the concern of the committee, which they weren't before. Manya Brachear Pashman:   In other words, having that woman's perspective, having your perspective on that committee was really important and really changed and broadened the discussion. Felice Gaer:   Absolutely. When I first joined the committee, the first session I was at, we had a review of China. And so I very politely asked a question about the violence and coercion associated with the population policy in China, as you know, forced abortions and things of that sort. This was a question that had come up before the women's convention, the CEDAW, and I thought it was only appropriate that it also come up in the Committee Against Torture.  In our discussion afterwards, the very stern chairman of the committee, a former constable, said to me, ‘You know, this might be of interest to you, Ms. Gaer, but this has nothing to do with the mandate of this committee.' I explained to him why it did, in some detail. And when I finished pointing out all of those elements–including the fact that the people carried out these practices on the basis of state policy–when I finished, there was a silence.  And the most senior person in the room, who had been involved in these issues for decades, said, ‘I'm quite certain we can accommodate Ms. Gaer's concerns in the conclusions,' and they did.  That's the kind of thing that happens when you look at issues from a different perspective and raise them. Manya Brachear Pashman:   You talked about being an odd duck in your 20s, as a woman traveling around Eastern Europe, trying to address these challenges. I'm curious if that woman in her 20s would have been able to stand up to this committee like that, and give that thorough an explanation? Or did it take some years of experience, of witnessing these issues, perhaps being ignored?  Felice Gaer:  Well, I think as we go through life, you learn new things. And I learned new things along the way. I learned about the universal norms, I learned about how to apply them, how they had been applied, and how they hadn't been applied. And in that process, developed what I would say is a sharper way of looking at these issues.  But the Bosnian conflict in particular, made the issue of gender based violence against women, especially in war, but not only in war, into a mainstream issue, and helped propel these issues, both inside the United Nations and outside, the awareness changed.  I remember asking the International Red Cross representatives in Croatia, just across the border from Bosnia, if they had encountered any victims of gender based violence or rape, and they said, ‘No.' And I said, ‘Did you ask them about these concerns?' And they sort of looked down and looked embarrassed, looked at each other and looked back at me and said, ‘Oh.' There were no words. There were no understandings of looking at the world this way. And that has changed. That has changed dramatically today. I mean, if you look at the situation in Ukraine, the amount of gender based violence that has been documented is horrifying, just horrifying, but it's been documented. Manya Brachear Pashman   So is the world of human rights advocacy male-dominated, female-dominated, is it fairly balanced these days? And has that balance made the difference in what you're talking about? Felice Gaer:   You know, I wrote an article in 1988, the 40th anniversary of the Universal Declaration of Human Rights, about why women's rights weren't being addressed. And one of the points I drew attention to was the fact that the heads of almost all the major organizations at the time were all male. And that it wasn't seen as a concern. A lot of that has changed. There's really a real variety of perspectives now that are brought to bear. Manya Brachear Pashman:   So we've talked a lot about the importance of [a] woman's perspective. Does a Jewish perspective matter as well? Felice Gaer:   Oh, on every issue on every issue and, you know, I worked a great deal on freedom of religion and belief, as an issue. That's a core issue of AJC, and it's a fundamental rights issue. And it struck me as surprising that with all the attention to freedom of religion, the concern about antisemitic acts was not being documented by mainstream human rights organizations. And it wasn't being documented by the UN experts on freedom of religion or belief either. I drew this to the attention of Dr. Ahmed Shaheed, who was recently ending his term as Special Rapporteur on Freedom of religion or belief. And he was really very struck by this. And he went, and he did a little bit of research. And he found out that since computerized records had been prepared at the United Nations, that there had been no attention, no attention at all, to cases of alleged antisemitic incidents. And he began a project to record the kinds of problems that existed and to identify what could be done about it. We helped him in the sense that we organized a couple of colloquia, we brought people from all over the world together to talk about the dimensions of the problem and the documentation that they did, and the proposals that they had for addressing it. And he, as you may recall, wrote a brilliant report in 2019, setting out the problems of global antisemitism. And he followed that up in 2022, before leaving his position with what he called an action plan for combating anti semitism, which has concrete specific suggestions for all countries around the world as to what they can do to help combat antisemitism and antisemitic acts, including and to some extent, starting with adopting the working definition on antisemitism of the International Holocaust Remembrance Alliance, but also activities in in the area of education, training, training of law enforcement officials, documentation and public action. It's a real contribution to the international discourse and to understanding that freedom of religion or belief belongs to everyone. Manya Brachear Pashman:   And do you believe that Dr. Shaheed's report is being absorbed, comprehended by those that need to hear it that need to understand it? Felice Gaer   I've been delighted to see the way that the European Union has engaged with Dr. Shaheed and his report has developed standards and expectations for all 27 member states, and that other countries and other parts of the world have done the same. So yeah, I do think they're engaging with it. I hope there'll be a lot more because the problem has only grown. Manya Brachear Pashman:   On the one year anniversary of the Russian invasion of Ukraine, JBI issued a report that sounded the alarm on the widespread violations committed against Ukrainians, you mentioned the amount of gender based violence Since that has taken place, and the other just catastrophic consequences of this war. Felice, you've been on the front row of Eastern European affairs and human rights advocacy in that region. From your perspective, and I know this is a big question: How did this war happen? Felice Gaer:   I'll just start by saying: it didn't start in 2022. And if you have to look at what happened, the events of 2014, to understand the events of 2022. Following the breakup of the Soviet Union, or even during the breakup, there was a period where the 15th constituent Union republics of the Soviet Union developed a greater national awareness, really, and some of them had been independent as some of them hadn't been, but they developed a much greater awareness. When the Soviet Union collapsed, the 15 countries, including Russia, as one of the 15, became independent entities. And aside from having more members in the United Nations and the Council of Europe and places like that, it led to much more robust activity, in terms of respecting human rights and other areas of endeavor in each of those countries.  The situation in Russia, with a head of state who has been there, with one exception, a couple of years, for 20 years, has seen an angry desire to reestablish an empire. That's the only thing you can say really about it.  If they can't dominate by having a pro-Russian group in charge in the country, then there have been invasions, there have been Russian forces, Russia-aligned forces sent to the different countries. So whether it's Georgia, or Moldova, or Ukraine, we've seen this pattern.  And unfortunately, what happened in 2022, is the most egregious and I would say, blatant such example. In 2014, the Russians argued that it was local Russian speaking, little green men who were conducting hostilities in these places, or it was local people who wanted to realign with Russia, who were demanding changes, and so forth. But in the 2022 events, Russia's forces invaded, wearing Russian insignia and making it quite clear that this was a matter of state policy that they were pursuing, and that they weren't going to give up.  And it's led to the tragic developments that we've all seen inside the country, and the horrific violence, the terrible, widespread human rights violations. And in war, we know that human rights violations are usually the worst.  And so the one good spot on the horizon: the degree to which these abuses have been documented, it's unprecedented to have so much documentation so early in a conflict like this, which someday may lead to redress and accountability for those who perpetrated it. But right now, in the middle of these events, it's just a horror. Manya Brachear Pashman:   What other human rights situations do we need to be taking more seriously now? And where has there been significant progress? Felice Gaer:   Well, I'll talk about the problem spots if I may for a minute. Everyone points to North Korea as the situation without parallel, that's what a UN Commission of Inquiry said, without parallel in the world. The situation in Iran? Well, you just need to watch what's happened to the protesters, the women and others who have protested over 500 people in the streets have died because of this. 15,000 people imprisoned, and Iran's prisons are known for ill treatment and torture.  The situation in Afghanistan is atrocious. The activities of the Taliban, which they were known for in the 1990s are being brought back. They are normalizing discrimination, they are engaged in probably the most hardline gender discrimination we've seen anywhere where women can't work outside the home, girls can't be educated, political participation is denied. The constitution has been thrown out. All kinds of things. The latest is women can't go to parks, they can't go to university, and they can't work for NGOs. This continues. It's a major crisis.  Well, there are other countries, from Belarus, to Sudan to Uzbekistan, and China, that we could also talk about at great length, lots of problems in the world, and not enough effort to expose them, address them and try to ameliorate them. Manya Brachear Pashman   So what do we do about that? What can our listeners do about that, when we hear this kind of grim report? Felice Gaer:   Work harder. Pay attention when you hear about rights issues. Support rights organizations. Take up cases. Seek redress. Be concerned about the victims. All these things need to be done. Manya Brachear Pashman:   I don't know how you maintain your composure and your cool, Felice, because you have faced so much in terms of challenges and push back. So thank you so much for all you have done for women, for the Jewish people, and for the world at large. Thank you, thank you, thank you. Felice Gaer:   Thank you, Manya.

Roman Robinovich is an acclaimed classical pianist and visual artist. Originally from Uzbekistan, he emigrated to Israel and then to the United States. His playing has been called “eloquent”. He has been praised by the New York Times for his “uncommon sensitivity and feeling.” He's a winner of the Arthur Rubenstein International Piano Master Competition. He's performed throughout the United States and Europe and as a soloist with orchestras in Scotland, Prague, Israel, Carnegie Hall and many others. His repertoire spans six centuries. He's won particular critical praise for his performance of works by Haydn.My featured song is Roman's song called “Pieces Of The Heart” from his album Memory Box. ---------------------------------------------The Follow Your Dream Podcast:Top 1% of all podcasts with Listeners in 200 countries!For more information and other episodes of the podcast click here. To subscribe to the podcast click here .To subscribe to our weekly Follow Your Dream Podcast email click here.To Rate and Review the podcast click here.“Dream With Robert”. Click here.—----------------------------------------ROBERT'S SINGLES:“SOSTICE” is Robert's newest single, with a rockin' Old School vibe. Called “Stunning!”, “A Gem!”, “Magnificent!” and “5 Stars!”.Click HERE for all links.—---------------------------------“THE GIFT” is Robert's ballad arranged by Grammy winning arranger Michael Abene and turned into a horn-driven Samba. Praised by David Amram, John Helliwell, Joe La Barbera, Tony Carey, Fay Claassen, Antonio Farao, Danny Gottlieb and Leslie Mandoki.Click HERE for all links.—-------------------------------------“LOU'S BLUES”. Robert's Jazz Fusion “Tone Poem”. Called “Fantastic! Great playing and production!” (Mark Egan - Pat Metheny Group/Elements) and “Digging it!” (Peter Erskine - Weather Report)!Click HERE for all links.—----------------------------------------“THE RICH ONES”. Robert's sublime, atmospheric Jazz Fusion tune. Featuring guest artist Randy Brecker (Blood Sweat & Tears) on flugelhorn. Click HERE for all links.—---------------------------------------Audio production:Jimmy RavenscroftKymera Films Connect with Roman at:https://www.romanrabinovich.net Connect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comEmail Robert - robert@followyourdreampodcast.com Follow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.comYouTubeSpotify MusicApple MusicEmail - pgs@projectgrandslam.com

(0:00) Intro(0:55) Qur'ani Ayat, Hadith, Dua(2:03) Tauhid: Har Peghambar ka Dawah(3:55) Mufti Sahab par aitraaz ka jawab(6:18) Hazrat Ayesha (رضي الله عنها) ko Nabi ﷺ ka jawab(8:32) Molvi aur mehkhana?(9:30) Mix gathering mein bayan?(10:19) Mufti Sahab ne mandir mein kya khaya + MTM's message to India

Președintele Kazahstanului, Kasym-Jomart Tokayev vrea să facă din țara sa un lider mondial în domeniul activelor digitale și tehnologiilor blockchain. În acest sens, Kazahstanul vrea să-și schimbe legislația pentru a flexibiliza domeniul, proteja utilizatorii și preveni spălarea banilor. „Kazahstanul are astăzi oportunități unice de a ocupa o poziție de lider pe piața globală a activelor digitale și a tehnologiilor blockchain,” relatează  dknews.kz, care citează un discurs al președintelui Kasym-Jomart Tokayev privind dezvoltarea economiei digitale și noile oportunități pentru țară.„Una dintre direcțiile cheie este îmbunătățirea reglementării în sfera mineritului și tranzacționării criptomonedelor. Dezvoltarea infrastructurii tehnologice este, de asemenea, un element important. De exemplu, centrele naționale de date și platformele blockchain vor deschide perspective în Kazahstan pentru crearea unui ecosistem digital inovator care să susțină creșterea și extinderea proiectelor de criptomonede și fintech,” a spus Tokaiev.Evgeny Nedelsky, șeful departamentului de digitalizare de la Administrația Prezidențială este convins că astfel de inițiative pot schimba viitorul Kazahstanului:„În primul rând, trebuie să existe un cadru legal puternic și flexibil care să reglementeze piața, să permită întreprinderilor să funcționeze în mod previzibil și să protejeze utilizatorii. Acestea includ măsuri de acordare a licențelor, impozitare și combatere a spălării banilor. O atenție deosebită trebuie acordată dezvoltării mineritului durabil. Este important să se creeze operațiuni miniere ecologice și eficiente din punct de vedere energetic, care utilizează surse de energie regenerabilă,” a spus oficialul kazah.Acceleratorul de start-upuri Plug and Play operează și în ArmeniaCompania „Plug and Play”, unul dintre cele mai mari 10 acceleratoare high-tech din lume a selectat pentru prima dată 20 de startup-uri din Armenia, cu care va desfășura un program de formare de 14 săptămâni, relatează platforma de știri 168 am.Acceleratorul a început să funcționeze în Armenia în urmă cu aproximativ două luni, după încheierea cu succes a negocierilor cu Ministerul Industriei High-Tech, Banca Centrală, precum și Fundația „Neruzh” (Potențial), înființată de minister pentru a sprijini startup-urile din diaspora armeană.Cursul (față în față, nu la distanță) va include și subtilitățile programării și inteligenței artificiale. În prezent, acceleratorul „Plug and Play” (înregistrat în Silicon Valley, SUA) operează în 60 de locații din întreaga lume, inclusiv Uzbekistan, o țară altă țară care face parte din Comunitatea Statelor Independente. Campanie pentru turiștii care pot ajunge în maximum 3 ore cu avionul la IstanbulZiarul turc Hurriyet relatează despre campania Direcției de Turism din Istanbul pentru a atrage turiștii din țări aflate la mai puțin de trei ore distanță cu avionul. Campania face parte din evenimentele dedicate aniversării a 101 ani  de la declararea Republicii Turcia.Astfel, mai multe ziare europene au inclus articole cu titlul  „Istanbul: Capitala Diversității” care prezintă publicului european bogățiile istorice, culturale și artistice ale orașului. Până acum, această ediție specială a apărut în publicații importante din Germania, Polonia și Ungaria. Au contribuit la redactarea Revistei Presei Europa Plus:Emil Kozhanov - Kazakhstan;Shushanik Tsaturyan - Armenia;Ahmet Özkan - Turcia Europa Plus este un proiect RFI România realizat în parteneriat cu Agenția Universitară a Francofoniei 

Welcome to another exciting episode of the **Boss Uncaged Podcast**! I'm your host, S.A. Grant, and today we have an incredible guest joining us—Sardor, a true "serial tech boss" and a visionary in the realms of AI, software development, and entrepreneurial strategy. In this episode, we dive deep into Sardor's insightful predictions about the future of AI and software commoditization, the critical role of creative marketing in the AI era, and his journey from humble beginnings to becoming an influential angel investor and tech entrepreneur.Sardor shares his personal experiences with AI tools like Fathom, the strategic significance of linguistic skills in global networking, and the profound impact of his family on his personal and professional life. We'll also explore Sardor's innovative business models, including his ventures in the shared economy and customer-funded businesses, providing invaluable lessons for aspiring entrepreneurs.Join us as we discuss the power of perseverance through failure, the importance of evolving business strategies, and Sardor's advice for tech entrepreneurs. Plus, you'll get recommendations on must-read books and hear about Sardor's ambitious plans for his company, including the groundbreaking PreIPO platform. So, buckle up and get ready for an episode packed with actionable insights, personal anecdotes, and expert advice that you won't want to miss!The CRO & Managing Partner at Jafton Of akhmedov.co: Sardor Akhmedov AKA The Serial Tech Boss - S8E19 (#270)About meSardor Akhmedov is a serial tech entrepreneur and a public speaker who currently holds a position as the CRO and managing partner at Jafton.com - Top Software and App Development Agency in the US.Sardor is also an angel investor who backed companies like Fathom, Assets Grow and Nutra First.Among other notable achievements is being the youngest member ever of the Forbes Business Council, first Uzbek to join Harvard Business Review Advisory Council, and being the youngest speaker ever to perform on the biggest business forum called Synergy Global and the biggest podcast conference called Podcast Movement where he spoke among people like Mark Cuban, Gary Vee, and Richard Branson.Sardor is currently based out of Miami,FL but he comes from Uzbekistan where he grew up aspiring to become an entrepreneur. He first came to the US in 2014 after winning a scholarship to attend a private high school in Granby, MA after which he attended multiple universities before he dropped out in his second year of college. Sardor is a subject matter expert in IT outsourcing and bootstrapping businesses without capital using customer-financed funding model.Listen and Subscribe To Boss Uncaged Podcast Here:https://podcast.bossuncaged.comWebsite: https://instagram.com/akhmedov.co?igshid=NTc4MTIwNjQ2YQ==Linkedin: https://www.linkedin.com/in/sardor-akhmedovFacebook: https://www.facebook.com/akhmedov.co?mibextid=ZbWKwLFacebook Business Page: https://www.facebook.com/sardor333?mibextid=ZbWKwLYoutube: https://youtube.com/@sardorakhmedov9200Twitter: https://twitter.com/akhmedovco?t=ZbqDZGs319Ir-BLijTrJ1A&s=09Instagram: https://instagram.com/akhmedov.co?igshid=NTc4MTIwNjQ2YQ==TikTok: https://www.tiktok.com/@sardorakhmedovco?_t=8ejfl8Oc1lH&_r=1#App #Website #B2B #AppDevelopment

Ralph welcomes Mark Dimondstein, president of the American Postal Workers Union. They'll discuss the crucial role that the Postal Service plays in our democratic process, and how organized labor is impacting this year's elections. Then, Ralph is joined by journalist James Bamford to talk about his latest article in The Nation: "Israel Is Killing Whole Families in Gaza—With Weapons Made in America." Plus, how candidates' positions on Israel may win or lose them voters on Election Day. Mark Dimondstein is the President of the American Postal Workers Union. Since 2013 when Mr. Dimondstein was elected, he has turned the APWU into a fighting activist organization. Mr. Dimondstein advocates for the rights of postal workers as well as the right of the American people to a vibrant public Postal Service. The American Postal Workers Union supports Medicare for All and belongs to the Labor Campaign for Single Payer. The APWU believes in paying a living wage and providing benefits to all workers.We have about 200,000 members. And we definitely represent people throughout the entire political spectrum and throughout the whole country. So we represent people from right to left, left to right, everybody in between, and we represent people from the most rural outpost in the country to the urban centers. So first, the way we handle it is we don't try to tell people how they should think and how they should vote. We're all adults, we vote for what we think is in our best interest as workers, as family members, as community members, as citizens and so on. So we don't try to dictate to our members how to vote, but we do have a responsibility to lead…So I think leadership has a responsibility to educate our members, to activate our members, and to get our members to be involved in the political electoral process.Mark DimondsteinI'm a proud Jewish American. Jewish Americans should be the first to say “never again” when it comes to genocide, when it comes to ethnic cleansing, and when it comes to war crime. And we're not going to solve all the problems of the Middle East and the complicated history of the Middle East on this radio show. But let's at least be clear that the crimes committed against the Jewish people should never be allowed to be committed against anybody else—no matter who's doing it. Mark DimondsteinKamala Harris sent her two closest advisors to Wall Street about a month ago to get advice on her economic and tax policies and not connecting with the Citizens for Tax Justice, which has a progressive proposal. She doesn't connect with citizen groups. She goes around campaigning with Liz Cheney…It's quite amazing that the most popular incumbent elected politician in America today is Bernie Sanders…And she's ignoring Bernie Sanders and going into one state after another with people like Liz Cheney. Ralph NaderWhatever happens next Tuesday, our work isn't done. The divisions that have been created by white supremacy, by this anti-immigrant fervor out here—these things aren't going away. Issues that divide workers instead of unite workers—the growing bigotry, the attack on women's rights to reproductive freedom and health, the attacks on voting rights—these are issues that are going to be here with whoever wins the election. So the working people and the trade union movement have a lot of work to do, whatever the outcome.Mark DimondsteinJames Bamford is a best-selling author, Emmy-nominated filmmaker for PBS, award-winning investigative producer for ABC News, and winner of the National Magazine Award for Reporting for his writing in Rolling Stone on the war in Iraq. He is the author of several books, including Spyfail: Foreign Spies, Moles, Saboteurs, and the Collapse of America's Counterintelligence.The reason I wrote [my article] was because people read about the bombs blowing up schools and refugee camps and hospitals and killing scores and scores, hundreds, thousands of people… But few people realized that it's middle America, largely, that's building the bombs, sending the bombs, and the American taxpayers are paying for the bombs. All the Israelis are doing is dropping the bombs.James BamfordI think the only way is international pressure. I wrote about this in my last book, that the only thing that you can ever do to affect Israel is to have an international boycott sanction. We have to treat it like the worst country on earth. That's what happened with South Africa. That's what stopped apartheid—once they couldn't buy anything.James BamfordRECOGNIZING TIME-PRESSURED HEADLINE WRITERS' CONTRIBUTIONS TO READERSIn Case You Haven't Heard with Francesco DeSantisNews 10/30/241. A crisis is unfolding at the Washington Post following billionaire owner Jeff Bezos' decision to block the paper's planned endorsement of Kamala Harris. In a statement signed by 21 opinion columnists at the Post, they write “The…decision not to make an endorsement in the presidential campaign is a terrible mistake.” Signatories include Karen Attiah, E.J. Dionne, and Dana Milbank among many others. Since the publication of that statement, two opinion writers have resigned: David Hoffman, who has written for the Post since 1982 and was awarded a Pulitzer Prize just last week, as well as technology columnist Molly Roberts. Editor-at-large Robert Kagan also resigned his position at the paper. This from Semafor. Responding to the outcry, Bezos himself published an op-ed in the paper arguing that Americans see the news media as too politicized already and an official endorsement would merely make matters worse. As of October 29th, over 200,000 Washington Post readers, nearly 10% of the total readership, have canceled their subscriptions, per NPR.2. Like the Washington Post, the LA Times also opted not to endorse Kamala Harris. Similar backlash followed, with the New York Times reporting “Thousands of readers canceled subscriptions. Three members of the editorial board resigned. Nearly 200 staff members signed an open letter to management demanding an explanation, complaining that the decision this close to the election had undermined the news organization's trust with readers.” Nika Soon-Shiong, the activist daughter of LA Times owner Patrick Soon-Shiong, publicly stated “Our family made the joint decision not to endorse a Presidential candidate. This was the first and only time I have been involved in the process…As a citizen of a country openly financing genocide, and as a family that experienced South African Apartheid, the endorsement was an opportunity to repudiate justifications for the widespread targeting of journalists and ongoing war on children.” Per Vanity Fair however, her father disputes this narrative, saying “Nika speaks in her own personal capacity regarding her opinion…She does not have any role at The L.A. Times, nor does she participate in any decision or discussion with the editorial board, as has been made clear many times.” The murkiness of these circumstances has left readers with many questions that likely will not be answered until well after the election.3. According to Slate, “Donald Trump told a crowd of supporters that he spoke with Israeli Prime Minister Benjamin Netanyahu [last] Saturday…According to Trump, the Israeli leader said he disregarded President Joe Biden's warning to keep troops out of Rafah in southern Gaza.” In other words, Trump is conducting foreign policy independent of the sitting president, a flagrant violation of the Logan Act and the Constitution itself. This collusion between Trump and Netanyahu is reminiscent of the Nixon campaign's collusion with the South Vietnamese to prolong the Vietnam War and thereby undermine the Hubert Humphrey campaign and similarly, the Reagan campaign's collusion with Iran to prolong the hostage crisis. Yet again however, it seems unlikely that there will be any consequences to this open criminal activity.4. Reuters reports that on Monday, Israel formally banned the United Nations Palestinian refugee agency from operating inside Israel. UNICEF spokesperson James Elder, who has worked extensively in Gaza since this campaign of slaughter began is quoted saying “If UNRWA is unable to operate, it'll likely see the collapse of the humanitarian system in Gaza…So a decision such as this suddenly means that a new way has been found to kill children.” Reuters reports “over 13,300 children whose identities have been confirmed have been killed” in Gaza, while “Many more are believed to have died from diseases due to a collapsing medical system and food and water shortages.”5. The Muslim Mirror reports “In a landmark diplomatic move, Claudia Sheinbaum, the newly elected President of Mexico and the country's first Jewish head of state, officially recognized the State of Palestine.” Sheinbaum is quoted saying “Today, Mexico reaffirms its commitment to human rights and justice for all. Recognizing Palestine is a step toward peace and a signal to the international community that the Palestinian people deserve dignity, statehood, and the right to self-determination.” Neither the United States nor Canada recognize the State of Palestine.6. Over 20,000 workers have lost their lives working on Crown Prince Mohammad Bin Salman's Saudi Vision 2030 project, per the Hindustan Times. These workers, almost exclusively migrants, say they feel like “trapped slaves” and “beggars,” and allege widespread exploitation including “unpaid wages, illegal working hours and human rights abuses.” While rumors of the workers mistreatment has been circulating for years now, a new ITV documentary has brought more attention to the issue in recent days. The deeply suspect NEOM mega-city project alone, which is just one aspect of Saudi Vision 2030, is expected to cost at least $500 billion.7. BRICS, the loose multi-polar alliance of countries forming an alternative economic bloc to offset the United States, recently concluded their latest summit. Per Democracy Now!, the alliance voted to accept 13 more countries to the bloc, including Algeria, Belarus, Bolivia, Cuba, Indonesia, Kazakhstan, Malaysia, Nigeria, Thailand, Turkey, Uganda, Uzbekistan and Vietnam. These were chosen from nearly three-dozen applicants. The outpouring of applications indicates a substantial appetite for an economic alternative to the United States throughout much of the world.8. On October 22nd, Congressman Ro Khanna re-introduced the Stop Wall Street Landlords Act, intended to curb the trend of private equity gobbling up housing stock across the country. The bill was first introduced in 2022, but the crisis has only grown since then. According to NOTUS, “In the first half of 2024, one in four ‘low-priced' homes were purchased by investors…In that same time, the percentage of Americans with a ‘high degree of concern' about housing costs rose to 69%.” If passed, this bill would raise taxes on home acquisitions by private equity firms that hold over $100 million in assets and “bar government-supported lenders from backing new mortgages for such purchases.” Both presidential campaigns have made housing a major issue on the trail, though only the Kamala Harris campaign has offered viable policy to address the crisis.9. E&E News reports Argus Insight, a conservative research firm is “collecting information that could be used to discredit officials involved in a multibillion-dollar climate lawsuit against fossil fuel companies.” The suit, filed last year in Oregon, accuses “Exxon Mobil, the American Petroleum Institute, McKinsey…and hundreds of other defendants of being responsible for a dayslong heat wave in 2021 that killed 69 people. Multnomah County, home to Portland, is seeking more than $51 billion to pay for damages from the tragedy and to prepare for future disasters.” It is unknown why exactly Argus is seeking this information, but experts speculate that they are “using the same tactics that the tobacco industry deployed against its critics decades ago.” Benjamin Franta, an Oxford professor of climate litigation, is quoted saying “The strategy is to ‘try to figure out who is helping to inform these cases and…discredit them in some way…If someone loses on the facts, they try to shoot the messenger.'”10. Finally, the Popular Information Substack reports “On October 10…[Attorney General Merrick] Garland held a press conference and announced that TD Bank had illegally laundered over $670 million of drug money.” Deputy Secretary of the Treasury Wally Adeyemo added “Time and again, unlike its peers, TD Bank prioritized growth and profit over complying with the law.” Surely such a clear, textbook case of corporate criminality would result in criminal charges…except Garland and the DOJ brought no charges, instead settling for a Deferred Prosecution Agreement and a fine of $3 billion. Only two low-level employees were hit with criminal charges, despite clear evidence showing the involvement of high-level executives. Senator Elizabeth Warren said of the deal “This settlement lets bad bank executives off the hook for allowing TD Bank to be used as a criminal slush fund.”This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe