The Collective Us: An NMCAA Podcast

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This podcast is produced by Northwest Michigan Community Action Agency. The Collective Us: An NMCAA Podcast focuses on inspiring you through stories of those we've helped by linking local resources to community members in need. Join us as we learn about the programs offered through NMCAA and how we touch people's lives every day.

Erica


    • May 16, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 40m AVG DURATION
    • 54 EPISODES


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    Latest episodes from The Collective Us: An NMCAA Podcast

    Ep. 53 - Home Ownership and Emmet County Partnership

    Play Episode Listen Later May 16, 2025 51:36


    [DONATE] This episode of "The Collective Us" podcast by the Northwest Michigan Community Action Agency (NMCAA) explores the challenges and opportunities around homeownership in Northern Michigan. Hosts Ryan Buck and Erica Austin introduce the importance of partnerships in addressing housing shortages, emphasizing the significance of June as National Homeownership Month. They are joined by guests Allison Popa (NMCAA HUD Certified Housing and Budget Counselor), Emily Boehm (Senior Programs Manager at Northwest Michigan Habitat for Humanity), and Laurie Jamison (HUD Housing Counselor with Northern Homes Community Development Corporation), who share insights on barriers like inventory shortages, rising costs, and the need for better education around the homebuying process. They also discuss the Emmet County Housing Fair, a community event designed to connect prospective homeowners with critical resources and support, aiming to empower individuals and families on their journey to homeownership.

    Ep. 52 - Advocacy

    Play Episode Listen Later May 2, 2025 34:42


    [DONATE] This episode of The Collective US, produced by the Northwest Michigan Community Action Agency (NMCAA), centers around the theme of advocacy and its critical role in community action. Hosts Erica Austin and Ryan Buck speak with board members Peachy Rentenbach and Sam Getsinger, who share personal stories and insights into how they became involved with NMCAA and why advocacy matters.Peachy, a former restaurant owner, joined the NMCAA board to support food programs like Meals on Wheels, leveraging her background in human ecology and teaching. Sam, whose early life was marked by instability and poverty, credits public education and community support programs for shaping her success. She speaks passionately about economic justice, early childhood education, and the moral imperative to advocate for those in need.The discussion emphasizes:The importance of personal stories in effective advocacy.The need to humanize and demystify advocacy, especially in small communities.Actionable steps for community involvement, from attending public meetings to calling elected officials.The threats posed by federal budget cuts to essential programs like Head Start, LIHEAP, and food assistance.A deep commitment to equity, empathy, and connection, framing community as both local and global.The episode also highlights NMCAA's large impact in the region, employing over 350 people, many in Head Start. The guests underscore that advocacy is rooted in heart, and that maintaining optimism, persistence, and community spirit can drive meaningful change. The show ends with reflections on legacy, community impact, and a call to action for listeners to get involved and support NMCAA's mission.

    Ep. 51 - Fighting Food Insecurity

    Play Episode Listen Later Apr 18, 2025 43:22


    [DONATE] In this episode of The Collective US, hosts Erica Austin and Ryan Buck explore food insecurity in Northwest Michigan with guests from the Northwest Food Coalition and Meals on Wheels. Rachael Cougler explains how the coalition—made up of over 70 grassroots organizations—partners with groups like Groundwork Center and Food Rescue to deliver fresh, local food to those in need. Mary Clulo shares her journey from volunteer to coalition chair, emphasizing the importance of nutrition and the complexity of organizing food systems across six counties. Lisa Robitshek of Meals on Wheels highlights how their service not only provides meals to homebound seniors but also offers vital wellness checks and emotional support.The episode underscores how economic challenges like inflation, housing shortages, and lack of childcare intensify food insecurity, and how community volunteers and donors play a crucial role in filling the gap. Listeners are encouraged to support upcoming fundraisers—Moomers for Meals on April 27 and the Empty Bowls event on May 4—to help sustain these essential services. For more information or to get involved, visit nmcaa.net or northwestmifoodcoalition.org.

    Ep. 50 - 50 Episodes: A Collective Recap

    Play Episode Listen Later Apr 3, 2025 16:47


    In this celebratory 50th episode of The Collective US, hosts Erica Austin and Ryan Buck reflect on the journey of the podcast, produced by Northwest Michigan Community Action Agency (NMCAA). The show aims to inspire youth and community members by sharing powerful stories of transformation through NMCAA programs and partnerships.Key highlights include:Reflections and Milestones:Nearly two years and 50 episodes in, they've featured 79 guests, including board members, volunteers, and community partners.Erica and Ryan emphasize how the podcast has evolved into a meaningful part of their lives and NMCAA's storytelling efforts.Inspiring Stories:A formerly homeless veteran turned homeowner (Episode 40) and Judy Abernathy's journey from Head Start parent to lead teacher (Episode 29) illustrate how NMCAA changes lives.Episode 31's discussion on homelessness challenged perceptions and highlighted that anyone—like a receptionist—can be unhoused.Community Impact & Partnerships:Guests like Kara Gregory (PowerBook Bags) and contractors Marshall Willobee and Teri Denoyer shared unique ways they serve the community.Donor and partner engagement (e.g., Episode 32) helped redefine what giving back means—whether it's $1 or $1 million.Board Structure & Recognition:NMCAA's board is comprised equally of public officials, private partners, and community members.Kelly Stockfisch, Facilities Coordinator, was honored for 10 years of service.Listener Engagement & Services:Listeners are encouraged to donate, spread the word, and utilize services like free tax prep and early childhood program enrollment.Erica and Ryan express deep gratitude for their guests, production team at New Leonard Media, and listeners.The episode closes with mutual appreciation between the hosts and a reminder that The Collective Us continues to bring light to stories of resilience, hope, and community empowerment.

    Ep. 49 - Our Economic Impact

    Play Episode Listen Later Mar 21, 2025 42:41


    This episode of The Collective US podcast, produced by Northwest Michigan Community Action Agency (NMCAA) [DONATE], highlights two essential but often overlooked community support programs: the Laundry Project and the Diaper Distribution Grant.Awareness: Tied to National Laundry Day (April 15), the project emphasizes laundry as a basic human need essential for dignity, confidence, school performance, and job readiness.Details:Impact: Over 3,000 people served in 2024, helping reduce stigma and build relationships in a welcoming environment.Anecdotes: Stories were shared of families with broken washers, flood damage, or large households needing support. The laundry project becomes a place for connection—“like going to the well” in older times.NMCAA distributes free diapers to qualifying families through a grant from the Michigan Department of Health and Human Services.Eligibility: Based on income or receipt of assistance programs like SNAP, TANF, etc. No documentation is required—self-declaration only.Access: Diapers are available at pantries and partner locations across NMCAA's 10-county service area.Reach: In 2023, the program distributed over 9,000 sleeves of diapers to 1,756 households.Future Goals: Expansion to include adult incontinence products, and more rural outreach (interest noted in Charlevoix, Kalkaska, Emmet counties).NMCAA's programs (like Head Start, tax prep, housing assistance, etc.) provide tangible economic benefits—e.g., $6.8 million returned to the local economy via free tax prep alone.Basic needs programs enable families to stay employed, kids to stay in school, and reduce financial stress.Stories drive change—real people, real experiences build trust and reduce stigma.NMCAA's mission is rooted in community, dignity, and access.“See you next Thursday”—a catchy musical outro reaffirms NMCAA's consistent presence and support for the community.Key Highlights:Laundry ProjectDiaper GrantOverall Economic ImpactFinal Takeaways:

    Ep. 48 - The Preschool Experience

    Play Episode Listen Later Mar 7, 2025 56:37


    [DONATE TO NMCAA] The Preschool Experience highlights the importance of early childhood education and the role of NMCAA in making preschool accessible to families. Hosts Erica Austin and Ryan Buck discuss the enrollment process, the benefits of structured yet flexible learning environments, and the evolving support systems for both children and educators. Guests Diana Middendorp, an education coach, and Chris Daniel, a Head Start teacher, share insights on how NMCAA personalizes learning, fosters trust, and ensures smooth transitions into the classroom. They emphasize that preschool is not just about academics—it's about creating a safe, engaging space where children develop social, emotional, and problem-solving skills through play.The episode also sheds light on the professional development opportunities NMCAA offers to teachers, supporting their growth from classroom assistants to degree-holding educators. Discussions include the increasing presence of male role models in preschool settings and the broader impact of these programs on families facing economic or personal hardships. The guests stress the importance of reducing administrative burdens on teachers and securing more funding to expand resources. Their message is clear: preschool is a valuable, transformative experience that benefits not only the child but the entire family, setting the foundation for lifelong learning and success.

    Ep. 47 - Community Support for Homeless Programs

    Play Episode Listen Later Feb 21, 2025 28:46


    [DONATE] This episode of The Collective Us podcast highlights the challenges of rural homelessness and the crucial role of community partnerships in addressing the issue. Featuring Sarah Hughes, Director of Homeless Programs, and Jason Grant from Forest Area Federal Credit Union, the discussion emphasizes the unseen struggles of homeless individuals, the limited availability of housing programs, and the importance of financial literacy in achieving stability. With only a fraction of the homeless population able to access federal and state-funded programs, NMCAA relies on local support, donations, and volunteerism to bridge the gap. Forest Area Federal Credit Union plays a key role in helping individuals rebuild credit and financial independence, reinforcing that community collaboration is essential. The podcast also promotes the annual Comedy for Community event, a fundraiser supporting services beyond what grants can cover. Listeners are encouraged to contribute by donating, volunteering, or reaching out to NMCAA at (844) 900-0500 for assistance, reinforcing the message that ending homelessness requires collective action.

    Ep. 46 - 2024 Annual Report

    Play Episode Listen Later Feb 7, 2025 49:03


    [DONATE] Hosts Erica Austin and Ryan Buck introduce the episode, produced by the Northwest Michigan Community Action Agency (NMCAA), highlighting the impact of their programs in 2024 and their vision moving into 2025. They welcome Executive Director Kerry Baughman, who reflects on NMCAA's 50th anniversary celebrations and the positive energy moving forward. Key Highlights from NMCAA's 2024 Annual Report: Top Workplace Recognition NMCAA was named a Detroit Free Press Top Workplace and recognized as a women-led Top Workplace. 60 employees have served 10-20 years, 33 employees 20-30 years, and 11 employees 30-40 years. 69.2% of employees participated in an engagement survey, guiding strategic planning and workplace improvements. Child & Family Development Programs Served 1,218 families through programs like Head Start, Great Start Readiness (GSRP), and School Success. 9,000 home visits were conducted to support family engagement. New infant/toddler Early Head Start program launched at Traverse City High School in partnership with Generations Ahead. Housing & Homelessness Support NMCAA helped 3,253 individuals obtain and maintain housing. Weatherization and Home Repair: NMCAA assisted 27 households with emergency home repairs. Financial Empowerment & Economic Stability Completed 3,674 tax returns, returning over $6 million to community members. 100 households attended homebuyer education. 175 households received budget coaching. Food Security & Meals on Wheels NMCAA launched a new food pantry in Cadillac, serving 500 clients in 6 months. 3,500+ clients/month benefited from NMCAA's food distribution programs. Meals on Wheels: Delivered 179,949 meals to 1,147 homebound seniors. Congregate meal sites served 16,705 meals to 728 active seniors. Community Engagement & Future Vision NMCAA emphasizes partnerships, community involvement, and volunteerism. Call to Action: Encourages the community to engage, donate, volunteer, and support initiatives. NMCAA is committed to expanding outreach, increasing housing stability, and strengthening community programs in 2025. The episode closes with contact details for homelessness support, early education enrollment, financial assistance, and volunteer opportunities.

    Ep. 45 - Super Saturday - Taxes

    Play Episode Listen Later Jan 24, 2025 33:00


    [DONATE] The latest episode of The Collective US podcast, produced by the Northwest Michigan Community Action Agency (NMCAA), highlights the organization's impactful programs and events designed to support the community. Hosts Erica Austin and Ryan Buck are joined by Justin Marcum, Tax Program Coordinator, and Emily Marek, Lead Intake Specialist, to discuss NMCAA's free tax preparation program and the upcoming Super Saturday event. The tax program, available across seven northern Michigan locations, provides free assistance to individuals and families earning up to $100,000 annually, helping uncover valuable tax credits and easing financial burdens. Super Saturday, scheduled for February 8th in Traverse City, features free tax filing, financial workshops, giveaways, and community resources, with support from local partners like Huntington Bank and DTE. The episode also highlights the vital role of NMCAA's volunteers, who assist with taxes, intake, and events, making a tangible difference in their neighbors' lives. With programs that returned over $6 million in credits and refunds to the community last year, NMCAA continues to provide essential resources and empower individuals through housing support, financial workshops, and more. Listeners are encouraged to participate in Super Saturday, explore volunteer opportunities, and share information about NMCAA's programs to help uplift their community.

    Ep. 44 - Community Needs Assessment

    Play Episode Listen Later Dec 27, 2024 58:45


    [DONATE] In this episode of The Collective US , hosts Erica and Ryan explore the recently completed Community Needs Assessment (CNA) conducted by the Northwest Michigan Community Action Agency (NMCAA). They are joined by guests Kerry Baughman, NMCAA's Executive Director, and Jeff Schilling, Principal Consultant at Schilling Consulting, who led the CNA process. The CNA is a triennial effort to evaluate the evolving needs of the community using data from surveys, focus groups, and secondary sources such as the U.S. Census and partner assessments. The findings guide NMCAA's resource allocation and program development to ensure maximum impact. Key findings from the CNA highlight several pressing issues. Housing and homelessness emerged as the top priority, with a focus on the lack of affordable housing and the need for down payment assistance. Other concerns include aging housing stock, particularly in Charlevoix County, and a notable rise in homeless student populations. Childcare and early education were identified as critical barriers to employment and accessing services. High childcare costs, seasonal gaps, and a lack of off-hours care were highlighted as major challenges. Food insecurity remains a persistent issue, with participants expressing a need for access to fresh fruits and vegetables and education on healthy eating. Seasonal increases in food costs, especially during the summer, place an additional burden on families. Qualitative insights from focus groups and interviews, including feedback from NMCAA's neighborhood meetings, provided deeper understanding. Participants identified common triggers for poverty, such as financial instability, job loss, medical emergencies, and natural disasters. Age-specific challenges were also explored. Younger adults expressed needs related to budgeting, childcare, and education, while older adults sought assistance with navigating healthcare, avoiding scams, and managing resources. Both groups emphasized the importance of avoiding financial pitfalls and improving access to necessary services. Looking ahead, NMCAA plans to leverage the CNA findings to refine its programs and strengthen collaborations with community partners. Each department will analyze the data further, conduct additional focus groups, and implement targeted interventions. This effort aims to ensure that NMCAA remains responsive to evolving community needs, providing tailored solutions and fostering long-term resilience. The episode underscores NMCAA's dedication to addressing critical social issues in Northern Michigan through data-driven strategies and partnerships. Listeners are encouraged to explore the full CNA document on NMCAA's website, participate in volunteer opportunities, and support the agency's mission to strengthen and uplift the community.

    Ep. 43 - Holiday Stress

    Play Episode Listen Later Dec 13, 2024 40:24


    [DONATE TO NMCAA] In this episode of The Collective Us podcast, hosts Erica Austin and Ryan Buck welcome guest Abbie Byers, a Family Engagement Specialist with NMCAA's Child and Family Development Team. Abbie outlines her role, which includes home visits, planning family events, and connecting families to community resources. The discussion focuses on holiday stress, particularly for families without local support systems. Abbie highlights the challenges single parents face, like juggling childcare and snow removal, and emphasizes the importance of building connections and creating a "village" through community resources. She encourages setting realistic expectations during the holidays, like simplifying gatherings and prioritizing self-care over perfection. Abbie also introduces the resilience-based parenting curriculum, Your Journey Together, which teaches families skills to manage stress and build strength, blending practical workshops with opportunities for connection and education.

    Ep. 42 - School Success Partnership Program

    Play Episode Listen Later Nov 29, 2024 44:16


    SUPPORT NMCAA The Collective Us podcast, hosted by Erica Austin and Ryan Buck, features a discussion on the School Success Partnership program, which focuses on improving student achievement through collaboration among schools, families, and community action. Guests included Amy Cannon, NMCAA School Success Program Coordinator, and Dorothy Pintar, Northeast Michigan Community Service Agency (NEMSCA), Community Programs Director. Dorothy explained the program's origins, tracing its roots back 33 years to a community needs assessment that identified school failure as a common factor among families facing chronic poverty, unemployment, and other challenges. Developed as a preventative, non-intrusive initiative, the program removes barriers to academic success without income-based restrictions. It has since grown from a single truancy-based position into a comprehensive support system spanning ten counties, supported by a $3.8 million budget and a team of 59 staff members. The program's success has led to significant reductions in truancy and improved outcomes for families and schools, with expansion efforts continuing across Michigan. Dorothy highlighted the role of relationship-building and community investment in the program's success, while Amy underscored the increasing need for such initiatives, particularly in light of challenges like chronic absenteeism exacerbated by the COVID-19 pandemic. Together, they reflected on the program's transformative impact and the importance of supporting students at every stage of their educational journey.

    Ep. 41 - Child and Family Development Collaborative Centers

    Play Episode Listen Later Nov 15, 2024 34:37


    In this episode of the NMCAA podcast [DONATE], Erica Austin and Ryan Buck introduce a discussion on collaborative child care centers, highlighting how these programs bring families, educators, and community organizations together to provide high-quality care. Guests Katherine Kwiatkowski, a collaborative center manager, and Rachael Dyer, a services coordinator, join to explain how these centers support children and families through partnerships with local child care providers. They offer wraparound services like extended care, health screenings, and family engagement activities, meeting diverse family needs. The conversation emphasizes the centers' role in offering stability and comprehensive support, enhancing early childhood education and family well-being.

    Ep. 40 - Homeless Awareness Month and Veterans Services

    Play Episode Listen Later Nov 1, 2024 54:37


    [DONATE TO NMCAA] Erica Austin and Ryan Buck open the segment by reflecting on their 40-show partnership, expressing appreciation for each other's collaboration. They then introduce November's focus on Homeless Awareness Month, specifically highlighting the Supportive Services for Veteran Families (SSVF) program, which aids veterans in avoiding homelessness. The discussion features John McClintock, SSVF supervisor, who explains veterans' challenges, including employment gaps, reintegration struggles, and the significance of housing-first approaches. McClintock emphasizes veteran-centered care, aiming to empower rather than create dependence, by connecting veterans to supportive resources. He underscores the importance of directing veterans in crisis to a dedicated intake line to expedite support, avoid repeated trauma recounts, and link them directly with essential services.

    Ep. 39 - Weatherization Month

    Play Episode Listen Later Oct 18, 2024 36:20


    DONATE to NMCAA - The episode highlights Energy Awareness Month and Weatherization Month in October, with discussions centered on the Weatherization Assistance Program, which provides energy conservation and safety services to low-income households at no cost. The conversation delves into home energy audits, which involve checking for insulation levels, air leaks, and health and safety hazards. They are joined by guests Jeremy Truog, NMCAA's technical manager, Terry Denoyer, a BPI-certified energy auditor, and Marshall Willobee, another certified auditor. The experts discuss what goes into an energy audit, the importance of BPI certification, and how they check homes for carbon monoxide and other safety risks. They also mention the use of thermal imaging to detect insulation problems. The episode emphasizes the importance of teamwork in conducting thorough energy audits and helping community members create safer, more energy-efficient homes. The team reflects on the value of collaboration in their roles at NMCAA, and the importance of making sure homes are safe, efficient, and healthy.

    Ep. 38 - NMCAA 50th Anniversary LIVE

    Play Episode Listen Later Oct 4, 2024 90:35


    [DONATE] NMCAA 50th Anniversary Celebration at Milliken Auditorium inside Dennos Museum in beautiful Traverse City, Michigan. Erica and Ryan express their excitement about recording live for the first time and preview the topics their panelists will discuss: economic stability, educational opportunities, and housing support. Erica emphasizes NMCAA's mission of fostering self-sufficiency and improving quality of life. Panelists then introduce themselves and share why they support NMCAA's mission, including personal connections to programs like Meals on Wheels, financial empowerment, and tax preparation services. They highlight the agency's efforts to strengthen communities, support families, and provide resources like food, housing, and educational opportunities to improve economic stability and promote self-sufficiency.

    Ep. 37 - A Look Back

    Play Episode Listen Later Sep 20, 2024 33:00


    [DONATE to NMCAA] In this excerpt, Erica Austin introduces The Collective US, a podcast produced by Northwest Michigan Community Action Agency (NMCAA), which shares inspiring stories of those assisted by the agency's programs and connects local resources with community members in need. Ryan Buck, co-host of the podcast, announces that they are preparing for NMCAA's 50th anniversary live event and are reintroducing NMCAA's services from the executive director's perspective. In the first episode, Kerry Baughman, NMCAA's executive director, discusses the agency's history, which dates back to President Lyndon B. Johnson's War on Poverty and the creation of community action agencies in 1964. Baughman emphasizes that community action focuses on listening to and serving local communities. The discussion covers NMCAA's growth from its founding in 1974 with 24 employees and a budget of $265,000, to over 330 employees and a $25 million budget today. NMCAA now serves 10 counties in Northwest Michigan. They also talk about key programs like tax preparation and housing assistance, which improve home safety and energy efficiency. Baughman urges the public to reach out for assistance, stressing NMCAA's commitment to helping individuals and connecting them with necessary resources. Finally, they discuss Head Start and Early Head Start recruitment, which focuses on early childhood development and family support. Baughman reflects on how these programs provide comprehensive care for children and families, emphasizing the importance of community needs assessment to ensure the agency is meeting the needs of those it serves.

    Ep. 36 - Tax Deadlines and Volunteers

    Play Episode Listen Later Sep 6, 2024 34:38


    [DONATE to NMCAA] Hosts Erica Austin and Ryan Buck introduce a discussion focused on the Volunteer Income Tax Assistance (VITA) program, which helps people file taxes and has contributed nearly $7 million back to the local economy. The VITA program, run by NMCAA and staffed by IRS-certified volunteers, is essential in assisting low to middle-income individuals with their tax filings. They introduce guests Karen Leppeck, a quality reviewer and site coordinator, and Larry Winters, a long-time tax program volunteer, who discuss their roles, the importance of VITA, and how it supports the community. They also mention fun tax facts and discuss the importance of personal connections in providing tax assistance. The segment highlights the dedication of volunteers in helping community members, especially those unfamiliar with tax processes, and touches on upcoming deadlines, like the home heating credit, for which they provide assistance.

    volunteers irs deadlines volunteer income tax assistance vita larry winters
    Ep. 35 - Shoutout to Community Partners

    Play Episode Listen Later Aug 23, 2024 34:12


    [DONATE to NMCAA] Erica Austin and Ryan Buck introduce themselves as hosts of "The Collective US," a podcast by NMCAA. They express excitement about the episode, focusing on the importance of community partnerships for nonprofits. Ryan emphasizes that connection is vital for nonprofits, affecting everything from marketing to support and culture. The hosts discuss NMCAA's three main food programs—Meals on Wheels (MOW), The Emergency Food Assistance Program (TEFAP), and the Commodity Supplemental Food Program (CSP)—and highlight their collaboration with various community partners. They also touch on housing and energy efficiency services, mentioning the critical role of contractors and community partners in emergency home repairs. The conversation shifts to homelessness prevention, stressing its significance and the challenges faced by individuals who may be silently struggling.

    Ep. 34 - Back to School

    Play Episode Listen Later Aug 9, 2024 37:50


    [DONATE] This podcast is produced by Northwest Michigan Community Action Agency (NMCAA). Hosts Ryan Buck and Erica Austin discuss the upcoming school year, with Erica noting her son starting kindergarten and Ryan mentioning his daughter's senior year. They introduce guests Molly Notenbaum, a Child and Family Development Site Supervisor, and Julie Barber, an Education Coach, both from NMCAA. Molly discusses her supervisory role over multiple preschool sites, while Julie talks about her work in supporting teachers and ensuring quality education. Both guests share their enthusiasm for the upcoming school year, emphasizing the importance of teamwork, leadership, and building strong foundations for both staff and students. The podcast also acknowledges NMCAA employees celebrating long-term milestones with the organization.

    Ep. 33 - What is Early Headstart

    Play Episode Listen Later Jul 26, 2024 33:28


    [DONATE TO NMCAA] Hosts Erica Austin and Ryan Buck introduce a discussion on child and family development, featuring guests Erica Canfield and Michelle Maxwell from Early Head Start. They explain Early Head Start's home-based and center-based programs, which support families with children aged 0-3. Canfield highlights the home-based program's long-term engagement with families, while Maxwell discusses center-based care, which operates in four counties. Both guests emphasize the importance of early education, health screenings, and family involvement in child development. They also note the flexibility and team support within the programs, which help families navigate resources and enhance their children's development.

    Ep. 32 - Giving for Community

    Play Episode Listen Later Jul 12, 2024 37:57


    [DONATE TO NMCAA] Erica Austin and Ryan Buck introduce the show, emphasizing their excitement for the episode focused on philanthropy and giving. Ryan, coming from the food and beverage industry, highlights his passion for giving and teases upcoming events for the audience. Erica announces the upcoming Giving Week from July 17th to 24th, encouraging listeners to mark their calendars and consider donating online. They then introduce their guests: Tina Schuette, owner of Rare Bird Brewpub and founder of Pour for More, and Jay Zrimec, a fundraising consultant for NMCAA. Jay shares his extensive background in marketing, public relations, and fundraising, including his 22-year tenure at Munson Regional Health Care Foundation, where he helped raise $33 million and led a $10 million campaign for a new emergency room. He discusses his retirement and subsequent consulting work with smaller nonprofits, including Meals on Wheels, where he successfully increased their year-end appeal from $12,000 to $20,000. Tina describes her daily responsibilities at Rare Bird Brewpub, from administrative tasks to hands-on work, and her transition away from brewing. She explains the concept of Paw for More, a simple initiative where local bars and restaurants add $1 to the price of a selected drink, with the extra dollar going to local charities. Despite initial challenges, Tina emphasizes the importance of giving back to the community and the positive impact it has. Both Jay and Tina highlight the complementary nature of different forms of giving in their community, from organized campaigns to grassroots initiatives, demonstrating the collective effort to support and improve their community.

    Ep. 31 - Rebuilding Your Life Part IV

    Play Episode Listen Later Jun 28, 2024 37:55


    DONATE TO NMCAA - In this episode of The Collective Us, hosts Erica Austin and Ryan Buck wrap up their "Rebuild Your Life" series with a deep dive into homeless prevention. Joined by Grant Card, Operations Manager for Homeless Prevention Programs at NMCAA, and Victoria Purvis, Director of Homeless Prevention Programs at NEMCSA, the discussion covers the rising numbers of people experiencing homelessness in Northern Michigan and the unique challenges faced in rural areas compared to big cities. The guests highlight the critical need for affordable housing and adequate funding, the impact of short-term rentals on housing availability, and the importance of community partnerships in addressing these issues. They also shed light on the creative solutions and community-driven efforts that make a difference in supporting those experiencing homelessness.

    Ep. 30 - Rebuilding Your Life Part III

    Play Episode Listen Later Jun 14, 2024 34:56


    [DONATE to NMCAA] This is part 3 of The Collective Us series on rebuilding your life, focusing on homeownership as a significant milestone. June is Homeownership Month, and Erica highlights preschool applications and an upcoming Giving Week. They welcome guests Megan Dey, NMCAA Petoskey office and a Habitat for Humanity client, and Laura Porter, an admissions lead and housing counselor. Laura talks about workshops offered by NMCAA for homeownership education, which are free in June. Megan shares her experience with Habitat for Humanity, emphasizing the support she received and the importance of sweat equity. They also discuss advocacy efforts for better funding for homeownership programs and the various educational resources available to help individuals prepare for buying a home.

    Ep. 29 - Rebuilding Your Life Part II

    Play Episode Listen Later May 31, 2024 35:56


    [Support NMCAA by Donating] In this episode of "The Collective US," hosts Erica Austin and Ryan Buck discuss the ongoing activities and initiatives of their organization with a focus on community involvement and personal transformation. The main topic of discussion is the "Rebuild Your Life" series, highlighting how parents often transition into teaching roles. Erica introduces guests Judy Abernathy, a lead teacher at NMCAA, and Missy Carson Smith, a Family Liaison for Strong Beginnings preschool program and Great Start Collaborative. Judy shares her journey from a parent volunteer in her son's Head Start classroom to becoming a substitute, then an assistant teacher, and finally a lead teacher. Her story emphasizes the importance of hands-on learning and community support in making career transitions possible. She also reflects on the joy of seeing former students and their families appreciate her impact over the years. Missy discusses the Child Caring Now initiative, aimed at improving early childhood care and education in a five-county region. The initiative seeks to provide quality, affordable childcare options and support for childcare providers. It includes various subgroups focusing on credentialing, substitute recruitment, new provider support, mentorship, and funding. Missy emphasizes the importance of strength-based approaches in encouraging parents to consider careers in early childhood education, noting the significant positive impact it has on both families and communities. To learn more about the Child Caring Now initiative, Missy directs listeners to childcaringnow.org, where they can find information and contact details to get involved in various aspects of the program.

    Ep. 28 - Rebuilding Your Life Part I

    Play Episode Listen Later May 17, 2024 23:35


    SUPPORT NMCAA BY DONATING - Erica Austin introduces guest co-host Melissa Findley-Thompson and a special series for National Rebuild Your Life Month, encouraging people to pursue their dreams and take action now. Guests John Sullivan from Clark Contracting Services and Tish Stave from NMCAA are introduced. Tish explains NMCAA's partnerships with contractors for weatherization and emergency home repairs through an RFP process. John discusses his company's work in weatherization and construction across Michigan. Both John and Tish share their career paths in construction and their current roles. The importance of skilled trades is emphasized, with mention of a program offering free training for a builder's license. Perseverance in career goals is highlighted. Tish describes the variety of contractors needed for NMCAA's programs and the collaborative efforts with community partners to maximize resources and help clients despite funding constraints.

    Ep. 27 - Community Action Month

    Play Episode Listen Later May 3, 2024 43:20


    [DONATE TO NMCAA] - In this episode, Erica Austin and Ryan Buck discuss various events and initiatives related to Community Action Month. They start by recapping their previous episode with Brian McGrain, the executive director of Michigan Community Action (MCA), emphasizing his inspiring leadership qualities. They highlight Governor Gretchen Whitmer's proclamation of May 2024 as Community Action Month in Michigan. They introduce two returning guests, Alissa Norris, NMCAA's strategic development coordinator, and Melissa Findley Thompson, NMCAA's engagement manager. The group discusses upcoming events, such as Older Americans Month, Head Start's 59th birthday, and National Pizza Party Day, which aims to engage local pizzerias to support NMCAA's initiatives. The conversation shifts to recognizing employee milestones, including Jessica Boom's 15th anniversary with NMCAA. They also unveil exciting insider information about NMCAA's brand refresh, featuring a new website with a modern color palette inspired by the Great Lakes region. Throughout the episode, they emphasize the importance of community engagement and partnerships in supporting NMCAA's mission. The discussion showcases their enthusiasm for serving the community and fostering positive change.

    Ep. 26 - What is Community Action?

    Play Episode Listen Later Apr 19, 2024 36:38


    SUPPORT NMCAA - DONATE This podcast episode features Erica Austin and Ryan Buck from the Northwest Michigan Community Action Agency discussing various aspects of community action, including an interview with Brian McGrain, the executive director of Michigan Community Action. They discuss the significance of Community Action Month, the history and mission of community action agencies, and the importance of the community needs assessment in addressing local challenges. McGrain emphasizes the diverse needs across different communities and the importance of storytelling and showcasing tangible results to engage elected officials and garner support for community action initiatives. He also highlights the need for a broader perspective that considers the statewide impact of community action efforts. Overall, the conversation underscores the role of community action in addressing poverty and supporting individuals and families in need.

    Ep. 25 - The Collective Impact

    Play Episode Listen Later Apr 5, 2024 36:54


    SUPPORT NMCAA - DONATE - This episode features hosts Erica Austin and Ryan Buck discussing various topics related to The Collective Us podcast by NMCAA (Northwest Michigan Community Action Agency). They discuss their journey of podcasting together, including how they got started and the topics they cover. They highlight segments from their episodes, including interviews with guests discussing child and family development, homelessness prevention, and homeownership challenges. The hosts reflect on the importance of community support and partnerships in addressing these issues. They also emphasize the impact of their guests' stories and the services provided by NMCAA.

    Ep. 24 - March into Literacy

    Play Episode Listen Later Mar 22, 2024 42:43


    This episode features hosts Erica Austin and Ryan Buck discussing literacy, books, and their guests, Kara Gregory and Cyndi Lockey. Kara Gregory talks about her organization, Power Book Bags, and its mission to promote literacy. Cyndi Lockey discusses how they distribute book bags to families in need through the Early Head Start program, emphasizing the importance of early literacy and interaction for child development. Kara Gregory shares the origin of Power Book Bags and its grassroots beginnings in her community, highlighting the impact of community support and volunteer efforts. Cyndi Lockey explains how literacy can start at a young age through simple interactions and exploration. Overall, the conversation underscores the significance of early literacy and community involvement in fostering a culture of reading.

    Ep. 23 - Moomers for Meals

    Play Episode Listen Later Mar 8, 2024 31:19


    This podcast episode features Erica Austin and Ryan Buck discussing the upcoming March for Meals fundraiser for Meals on Wheels, hosted by Northwest Michigan Community Action Agency. The event is held at Moomers Homemade Ice Cream and involves a hot fudge sundae bar with various toppings for $10. Lisa Robitshek, manager of Meals on Wheels, and Nancy Plummer, co-owner of Moomers, join the conversation, highlighting the importance of March for Meals in raising funds for seniors facing food insecurity. The episode covers the history of Meals on Wheels, the unique aspects of the event, and its evolution, including adjustments made during the COVID-19 pandemic. They also mention the involvement of local businesses, sponsors, and the special limited edition ice cream flavor created for the event.

    Ep. 22 - On the Road: Goes to School

    Play Episode Listen Later Feb 23, 2024 41:06


    The podcast episode features hosts Erica Austin and Ryan Buck interviewing guests Alicia Temple and Jason Paca from the Child and Family Development Department at NMCAA (Northwest Michigan Community Action Agency). The discussion focuses on the Head Start and GSRP (Great Start Readiness Program) programs, including preschool recruitment and enrollment processes. The hosts and guests delve into the history of Project Head Start, its comprehensive approach to meeting the needs of low-income families, and its significance in addressing the War on Poverty initiated by President Lyndon Johnson in 1965. The conversation covers the preschool enrollment process, starting with families completing an interest form on the NMCAA website. Alicia Temple, the ERSEA (Eligibility, Recruitment, Selection, Enrollment, Attendance) and Health Manager, and Jason Paca, the Head Start and GSRP Recruitment and Health Coordinator, explain the steps involved in recruitment, eligibility criteria, and the importance of in-person appointments. The hosts share testimonials from parents who found the enrollment process easy and expressed appreciation for the support received from NMCAA staff. They also discuss the collaborative efforts with various Intermediate School Districts (ISDs) and the importance of addressing families' holistic needs. The podcast touches on the eligibility criteria for Head Start and GSRP, emphasizing the priority given to families facing financial challenges, homelessness, or those receiving public assistance. The hosts mention the dynamic nature of waiting lists, with continuous updates based on new applications and changing circumstances. Alicia Temple, the manager overseeing the waitlist, enrollment, and attendance, explains the selection process, which involves a committee discussion considering factors like eligibility criteria, priorities, and geographical considerations. The hosts also acknowledge the ongoing efforts to serve as many children and families as possible, emphasizing the collaborative approach with other community programs.

    Ep. 21 - Tax Prep and Super Saturday

    Play Episode Listen Later Feb 9, 2024 27:39


    The podcast episode features the upcoming Super Saturday event and the tax programs offered by Northwest Michigan Community Action Agency (NMCAA). The sponsors for the event are acknowledged, including Huntington Bank, Northwest Ed, Beta, Consumers Energy, and CEDA Community Economic Development Association of Michigan. The episode introduces guests Alissa Norris, the marketing coordinator, and Brittney Grzesiak, the Tax program coordinator, from NMCAA's Financial Management Services Department. They discuss the Super Saturday event, its history, and the various workshops and resources available, including free tax filing, scam bingo, and resume-building classes. The hosts highlight the importance of Super Saturday and emphasize the collaboration with community partners. They provide information about the event's sponsors and the diverse workshops and resources available to attendees. The conversation delves into the eligibility criteria for tax services, the history of Super Saturday, and the wide range of community support. Alissa and Brittney share details about the tax preparation process, appointment scheduling, and the significance of volunteers in making the program successful. The episode concludes with a discussion about the goals for the current tax season, the number of expected tax returns on Super Saturday, and the role of volunteers in the tax program. Brittany encourages anyone interested in volunteering to call the main agency phone line and ask for her. The hosts also express gratitude to long-time employees and share milestone achievements within the organization.

    Ep. 20 - NMCAA By The Numbers pt2

    Play Episode Listen Later Jan 26, 2024 36:50


    In part two of the episode, hosts Erica Austin and Ryan Buck are joined by Kerry Baughman, executive director of NMCAA, for a deep data dive into various programs. They discuss the impact of NMCAA's housing and energy efficiency services, emphasizing the critical role these programs play in keeping people healthy and safe in their homes. Baughman shares success stories, including a case where weatherization efforts led to the replacement of a mobile home's roof, improving the overall safety and health of the home. The conversation shifts to homelessness prevention programs, highlighting the use of over $5 million in state and federal funding to assist clients. Baughman explains the role of coordinated entry, rapid rehousing, and diversion in preventing homelessness and supporting individuals in securing stable housing. Testimonials are shared, showcasing the positive impact on individuals' lives, such as a young person transitioning from homelessness to homeownership in under two years. The hosts also delve into NMCAA's emergency food assistance programs, including the Emergency Food Assistance Program (TFF) and the Commodity Supplemental Food Program (CSFP). They discuss the significant amounts of food distributed, with Baughman expressing her love for these programs due to their convenience, community reach, and the network of distribution they provide. The conversation concludes with the importance of volunteerism in supporting these programs, emphasizing the community-driven approach of NMCAA.

    Ep. 19 - NMCAA By The Numbers pt1

    Play Episode Listen Later Jan 12, 2024 32:32


    In this episode, Erica Austin and Ryan Buck interview Kerry Baughman, the executive director of Northwest Michigan Community Action Agency (NMCAA). The discussion delves into various topics, including the impact of NMCAA's programs on early childhood development, efforts in combating poverty, and insights into the newly introduced School Success Partnership Program. Kerry highlights the significance of community engagement, listening to needs, and providing comprehensive support. The hosts also explore NMCAA's recent strategic plan and vision statement, emphasizing a commitment to driving positive change and strengthening communities to help individuals achieve their full potential.

    Ep. 18 - Marketing and Community Engagement

    Play Episode Listen Later Dec 29, 2023 44:44


    In this podcast episode, Ryan Buck welcomes Erica Austin, the marketing manager and host of The Collective US an NMCAA podcast, as a guest. They discuss marketing, communications, and community engagement at the Northwest Michigan Community Action Agency (NMCAA) with Melissa Findley-Thompson, the engagement manager. Erica reflects on her transition to a nonprofit marketing role and the importance of creating awareness for the services offered by NMCAA. Melissa shares her background and motivation, emphasizing the significance of community engagement and the upcoming 50th anniversary of NMCAA in 2024. They discuss the diverse programs offered by NMCAA and the need to align internal messaging for a cohesive organizational voice. The conversation touches on overcoming misconceptions and stigma associated with certain programs, emphasizing the positive impact on the community.

    Ep. 17 - Holidays and Mental Health

    Play Episode Listen Later Dec 15, 2023 48:21


    The episode delves into mental health topics, emphasizing that the podcast does not diagnose or treat mental health issues. Erica and Ryan introduce guests Stacey Parent and Kim Micham, who discuss their roles in child and family development. They highlight the importance of relationships and conducting comprehensive needs assessments to support families' basic needs. The conversation shifts to mental health, emphasizing a strength-based approach and the availability of resources, including an Adult Resiliency Survey. The discussion touches on the challenges of the holiday season, societal pressures, and the importance of creating one's traditions. The episode encourages self-care and seeking support when needed.

    Ep. 11 - School Success Partnership

    Play Episode Listen Later Dec 1, 2023 42:55


    In this podcast segment, Erica Austin and Ryan Buck interview Shannon Phelps, the Child and Family Development director, and Amy Cannon, Senior School Success Liaison, about the School Success Partnership Program offered by the Northwest Michigan Community Action Agency. The program is proactive, aiming to support students before they fall too far behind academically, and referrals can come from teachers, administrators, parents, or even students themselves, with no specific qualifications or barriers for entry. It focuses on improving attendance, math and reading scores, and addressing various barriers that affect a student's success. Liaisons work closely with students, families, and schools to create customized action plans, aiming to connect the family, school, and community to provide holistic support. The program is flexible and tailored to the specific needs of each student and family, with the goal of having one liaison dedicated to each school to build strong connections. Overall, the School Success Partnership Program in Northwest Michigan focuses on early intervention and holistic support to ensure students' success.

    Ep 16 - Child Caring Now

    Play Episode Listen Later Dec 1, 2023 42:50


    In this podcast episode, hosts Erica Austin and Ryan Buck welcome listeners back to "The Collective US." Erica shares her excitement about returning from maternity leave after having twins. The main focus of the episode is the Childcare Now Initiative, which aims to improve the availability, affordability, and quality of childcare, preschool, and early learning experiences for children aged 0 to 5 and their families. Guests Norika Kida Betti and Robin Hornkohl discuss their roles in the initiative and highlight the collaborative efforts involving parents, providers, employers, and community advocates. The hosts play an interview clip where participants discuss what an ideal childcare scenario would look like, emphasizing accessible, affordable, and diverse options for parents. The discussion touches on the challenges of finding suitable childcare, especially for infants, and the need for increased capacity and quality. The initiative's approach includes supporting existing providers, such as through a substitute provider pool, and addressing the broader aspects of the childcare system. Erica also connects the initiative's goals to the efforts of organizations like Northwest Education Services, United Way of Northwest Michigan, and Traverse Connect. The hosts explore how the initiative considers the needs of parents with children transitioning from preschool to school-age and the challenges they face, such as finding care on days without school.

    child caring united way northwest michigan
    Ep 15 - National Parents as Teachers Day

    Play Episode Listen Later Nov 17, 2023 41:44


    The podcast segment features hosts Erica Austin and Ryan Buck discussing early education with guests Corey Berden and Tammy Risteau, who work in the Child and Family Development Department of NMCAA. They talk about the significance of early education and the National Parents as Teacher Day, acknowledging the vital role parents play in a child's initial education. Corey Berden, the Early Head Start manager, provides insights into the program, emphasizing its focus on family wellness, setting goals, and supporting families in various ways. Tammy Risteau, an Early Head Start education coach, shares her experiences and journey within the organization, highlighting the importance of building relationships and adapting to diverse family situations. The hosts congratulate employees on their career achievements and explore the eligibility criteria for the Early Head Start program. Overall, the conversation emphasizes the personalized and supportive approach of the program in empowering families.

    Ep. 14 - Homeless Awareness Month

    Play Episode Listen Later Nov 3, 2023 43:49


    In this podcast episode, hosts Erica Austin and Ryan Buck welcome two guests, Sarah Hughes and Nicole Johnson, to discuss NMCAA's Homeless prevention program and their upcoming fundraiser. Sarah Hughes is the director of homeless prevention programs at NMCAA, and Nicole Johnson is the homeless prevention program coordinator and HCV (Housing Choice Voucher) and ESG (Emergency Solution Grant) lead. They talk about the importance of addressing homelessness, working with community coalitions, including the Michigan Balance of State Continuum of Care and the Northwest Coalition to End Homelessness, and the significance of including people with lived experience in their programs. Sarah and Nicole also explain the HCV program, which provides housing assistance based on income, the ESG program for short-term rental assistance and eviction prevention, and the unique features of each program. The discussion highlights the challenges of managing waitlists for these programs and the need to prioritize those in the greatest need.

    Ep. 13 - National Farmers Day

    Play Episode Listen Later Oct 20, 2023 36:04


    In this episode of "The Collective Us," hosts Erica Austin and Ryan Buck discuss various topics, including the importance of National Farmers Day, which is celebrated on October 12th, and the vital role farmers play in providing food. They then interview their guest, Christina Barkel, a food equity specialist with Groundwork Center for Resilient Communities. Christina explains her role in supporting food access initiatives, advocating for healthy food, and bridging the gap between farmers and food pantries. She also discusses the collaborative efforts of organizations like Groundwork and the Northwest Food Coalition to distribute rescued food to those in need, emphasizing the importance of reducing food waste and eliminating food insecurity. The episode highlights the collective work being done to strengthen communities, promote a strong environment, and invest in local economies.

    Ep. 12 - Weatherization and Energy Awareness Month

    Play Episode Listen Later Oct 6, 2023 46:50


    In this episode of The Collective Us, hosts Erica Austin and Ryan Buck discuss the weatherization assistance program offered by the Northwest Michigan Community Action Agency (NMCAA). They are joined by Tish Stave, the Director of Housing and Energy Efficiency Services, and Jeremy Truog, the Technical Manager. The episode covers the program's objectives, client eligibility, the intake process, and the specialized training required for contractors. Jeremy Truog also highlights potential issues in homes if weatherization is not done correctly. The episode emphasizes the importance of proper training and provides a glimpse into the complex work involved in making homes more energy-efficient and safe for low to moderate-income families in Michigan.

    Ep. 10 - Program Feature CSFP & TEFAP

    Play Episode Listen Later Sep 7, 2023 39:00


    In this podcast segment, Ryan Buck and Erica Austin welcome Chuck Fredell and Mark Lux to discuss the Commodity Supplemental Food Program (CSFP) and the Emergency Food Assistance Program (TEFAP). Chuck explains his role as a Community Service Representative, helping seniors sign up for CSFP, and Mark talks about his role as a Warehouse Specialist, managing inventory and packing boxes for both programs. They discuss the challenges of serving seniors during COVID-19 and the importance of volunteers in their operations. The food provided through these programs comes from USDA sources and is ordered through a web-based system.

    Ep 9 - National Back To School Month

    Play Episode Listen Later Aug 25, 2023 50:46


    In this episode of "The Collective Us" podcast produced by Northwest Michigan Community Action Agency, hosts Erica Austin and Ryan Buck focus on back-to-school activities and introduce guests Abria Morrow and Melanie Chaney. Abria Morrow, a site manager, discusses her role in problem-solving and compliance within the Child and Family Development department, while Melanie Chaney, a parent and policy councilor, explains her involvement in the Policy Council, which makes decisions for GSP and Head Start programs. The hosts also highlight the dedication of long-serving employees within the Child and Family Development Department. Throughout the episode, the discussion provides insights into NMCAA's programs, the experiences of parents, and the commitment of individuals to early childhood education.

    Ep 8 - International Senior Citizen Day

    Play Episode Listen Later Aug 11, 2023 53:41


    In this episode of "The Collective US" show, hosts Erica Austin and Ryan Buck discuss client stories and the impact of Meals on Wheels with guests Lisa Robitshek and Amanda Mettler. They share stories of senior clients' experiences with the program, highlighting the importance of healthy meals, the role of caring drivers, and the sense of community that Meals on Wheels brings. Clients express appreciation for the nutritious food and the companionship provided by drivers. Lisa emphasizes the dedication of both volunteers and staff, emphasizing that they are motivated by a genuine desire to give back and support seniors. The hosts also acknowledge the significance of long-standing employees and volunteers. Throughout the conversation, the focus remains on the meaningful connections and positive impact Meals on Wheels has on the lives of senior citizens.

    Ep 7 - Homeless Prevention

    Play Episode Listen Later Jul 28, 2023 51:18


    This episode features Sarah Hughes, the Director of Homeless Prevention Programs at Northwest Michigan Community Action Agency (NMCAA), and Ryan Hannon, the Community Engagement Officer with Goodwill Northern Michigan. The episode emphasizes the importance of collaboration between NMCAA and Goodwill to combat homelessness in the region. They discuss how their outreach teams work together to support individuals experiencing homelessness, providing them with housing options and necessary resources. The hosts and guests also address the stigma and misconceptions surrounding homelessness and highlight the need to treat individuals  experiencing homelessness with dignity and respect.

    Ep 6 - Financial Awareness

    Play Episode Listen Later Jul 14, 2023 47:01


    In this podcast episode hosted by Erica Austin and Ryan Buck, they invite guests Allison Popa and Leah Moskovitz to discuss various financial topics. The hosts emphasize the importance of switching one's mindset to prioritize saving and financial stability. They highlight the significance of being honest with oneself and making necessary changes to improve financial habits. The conversation focuses on the challenges faced by clients in accessing home repair programs, particularly meeting the financial requirements such as taxes, mortgage payments, and homeowners' insurance. The hosts and guests discuss the value of internal referrals within their organization to provide comprehensive support to clients. They share examples of collaborations between different departments, such as Financial Management Services (FMS) and Housing and Energy Efficiency Services (HEES), to address clients' financial needs and facilitate home repairs. The guests highlight the importance of maintaining confidentiality and ensuring clients' privacy throughout the application process. The conversation then transitions to discussing statistics related to Americans' financial situations. They touch upon the struggles faced by individuals and families, including the financial impact of the pandemic. The hosts and guests also discuss the topic of combining finances in marriages, exploring different approaches such as completely shared bank accounts or separate accounts with a shared one for joint expenses. They emphasize the need for open communication and shared financial goals to ensure a healthy financial partnership. The episode concludes with a discussion on the challenges faced by homeowners and renters in meeting their financial obligations, such as mortgage payments and rent. The guests provide insights into factors that can contribute to financial difficulties, such as property tax calculations and escrow shortages. They mention the importance of financial preparedness and creditworthiness when considering homeownership. The episode ends with a mention of programs like Individual Development Accounts (IDA) and Family Self-Sufficiency (FSS), which aim to assist individuals in saving for homeownership and achieving financial stability.

    Ep 5 - Homeownership Month

    Play Episode Listen Later Jun 29, 2023 31:52


    National Homeownership Month featuring: Emily Bronkema, a job flow coordinator in the Housing and Energy Efficiency Department; Craig Bosworth, the owner of Bayside Plumbing; and Doug Birdsall, a client of NMCAA. Emily explained the weatherization and home repair programs, which aim to improve energy efficiency and provide emergency repairs for homeowners. Doug shared his experience of reaching out for help and the challenges he faced living without running water. He highlighted the importance of community support and perseverance in seeking assistance.

    housing homeownership national homeownership month
    Ep 4 - Children's Awareness Month (Child and Family Development)

    Play Episode Listen Later Jun 16, 2023 42:11


    In this episode of The Collective Us: an NMCAA Podcast, we discuss Children's Awareness Month with guests Dru O'Connor and Jen Rubinas from NMCAA's Child and Family Development Department. The department offers various programs for families in northwest Michigan, including preschool-based classrooms, collaborative centers, early Head Start centers, and home-based programs. Children's Awareness Month focuses on nurturing and supporting children's health and well-being. Jen, a lead teacher, emphasizes the importance of seeing each child as an individual and shares a story of a non-verbal child who found support and advocacy from her peers. The hosts and guests celebrate the community and support fostered in the program.

    Ep 3 - Neighborworks Week

    Play Episode Listen Later Jun 2, 2023 37:48


    The podcast episode discusses the programs and services offered by Northwest Michigan Community Action Agency (NMCAA) through their Financial Management Services Department. It features Karen Emerson, the manager of the department, and Allison Popa, a HUD certified budget and housing coach. The episode highlights NeighborWorks Week, a program that helps create affordable homes and improve lives in communities. Karen explains the various services provided by the Financial Management Services department, including homeownership and money management workshops, housing counseling, foreclosure prevention counseling, rental counseling, tax preparation, and emergency utility assistance. They emphasize the department's commitment to being a one-stop shop for community members seeking financial empowerment and support. They also discuss NMCAA's status as a chartered member of NeighborWorks America and the organization's role in community development and leveraging resources. Allison shares her experience working with clients and providing them with tools, resources, and education to improve their financial situation. The hosts emphasize the importance of trust-building and personalized approaches to meet each client's unique needs. They mention that anyone can access the programs offered by NMCAA, and contact information is provided for those interested in reaching out. The hosts also touch on the challenges of working with clients in various levels of need and the emotional impact of foreclosure cases. Call 231-947-3780, which is our main agency number. We're open 7:30 to 4:30, but there's a message machine that will take messages or email from us intake@nmcaa.net. They can also call my personal line at 231-346-2132 and I will be sure to get them to the right place because we all navigate through the services. 

    hud neighborworks

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