Professional who renders financial services to clients
POPULARITY
8 episodes with personal financial planning
8 episodes with personal financial planning
4 episodes with personal financial planning
6 episodes with personal financial planning
4 episodes with personal financial planning
6 episodes with personal financial planning
3 episodes with personal financial planning
2 episodes with personal financial planning
3 episodes with personal financial planning
Topics include: DC update: Latest news from Capitol Hill Technical update: What you need to know as we exit busy season Post-tax season planning: talking to clients about financial planning A new era of CAS: Impacts of SSARS 27 on advisory services Speakers: Erik Asgeirsson, President and CEO, CPA.com Mark Peterson, EVP, Advocacy, AICPA Erin Hartman, Senior Manager, Firm Services, AICPA Dan Snyder, Senior Manager, Personal Financial Planning, AICPA Kim Blascoe, Sr. Director, CAS Professional Services, CPA.com Mike Westervelt, Chair, AICPA Accounting and Review Services Committee Becky Munson, Partner, Mid-Market Practice Leader, Outsourcing Services, Eisner Advisory Group LLC
Benjamin Franklin once wrote that “nothing can be said to be certain, except death and taxes.” And with tax season's arrival, being certain about what you owe and planning ahead will save you both frustration and funds. In this episode, we discuss all things taxes with Brian Walsh, a.k.a. “Dr. Money,” Head of Advice and Planning at SoFi. Brian talks about tips for preparing for tax season, how to be strategic with taxes surrounding investments, as well as how best to balance short and long-term goal planning to optimize your financial well being. Brian Walsh is a Certified Financial Planner, and holds a PhD from the Personal Financial Planning program at Kansas State University. Prior to joining SoFi, he worked for a number of years in senior roles in financial planning at TIAA. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the On The Money newsletter, and follow Liz @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 01:26 Emotions around tax planning 02:55 Why you should care about taxes 04:58 Advice for preparing for tax season 08:35 Underrated tax preparation tips 10:20 Deciding to use an accountant 15:41 Roth IRA vs. Traditional IRA 19:17 Being strategic with capital gains and losses 25:54 Financial planning philosophy 28:33 Budgeting 30:20 Sticking to a savings plan 33:16 Balancing short-term and long-term goals 42:11 Closing Thoughts Additional resources: On The Money: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2025 Social Finance, Inc. All Rights Reserved.
Why This Episode Is a Must-Watch In a world where financial decisions can be deeply influenced by emotions and biases, understanding how these factors play a role in investment strategy is crucial. This episode of “Inspired Money” dives deep into behavioral finance to uncover the predictable irrationality in our investment choices. Are you letting fear and greed drive your financial decisions? Discover strategies to navigate biases and invest more rationally by tuning in. Meet the Expert Panelists Colin Camerer is a pioneering behavioral economist and neuroeconomist known for integrating psychology and neuroscience into economic decision-making. As the Robert Kirby Professor of Behavioral Finance and Economics at Caltech, he researches neuroeconomics, behavioral game theory, decision science, and the neuroscience of economic choices, earning him a MacArthur Fellowship in 2013 and an honorary doctorate from the Stockholm School of Economics in 2019. Tom Howard is a pioneer in behavioral finance, best known for founding AthenaInvest and authoring the influential book Behavioral Portfolio Management. With over 35 years in academia and finance, he developed a groundbreaking approach that challenges traditional investment theory by focusing on how investors actually behave, revolutionizing portfolio management through a behavioral data-driven strategy. Annika Echarti, CFP® is a financial coach specializing in behavioral finance and financial psychology. With a background in accounting, law, and economics, she helps self-employed individuals and small business owners align their financial decisions with their goals and values, focusing on both practical strategies and the psychology behind money habits. Megan McCoy, Ph.D., LMFT, AFC®, CFT™ is an Assistant Professor at Kansas State University's Department of Personal Financial Planning, where she specializes in financial therapy, financial well-being, and the dynamics of couples' financial interactions, and has published extensively on these topics while also contributing as a board member of the Financial Therapy Association and co-editor of the Financial Planning Review. Key Highlights: Cognitive Biases Unveiled: According to Colin Camerer, “Fear and greed are real and are actually in the brain.” He explains how these emotions manifest during market bubbles, revealing deep insights into investor behavior. Recognizing these mental states can help investors maintain discipline amidst market fluctuations. The Power of Planning: Tom Howard highlights that “myopic loss aversion is the most important mistake that investors make,” emphasizing the role of structured investment plans and predefined sell rules. By anchoring decisions to clear guidelines, investors can mitigate the biases that lead to costly errors. Aligning Financial Decisions with Values: Annika Echarti stresses the significance of aligning financial choices with personal values to overcome emotional biases. This strategic alignment helps investors make decisions that not only benefit their portfolios but also align with their life goals. The Role of Emotional Intelligence: Megan McCoy advocates for the development of emotional intelligence to recognize financial biases. Through self-awareness and exercises like the money egg, investors can unpack early money-related experiences to better understand their current biases. Call-to-Action Here's what I want you to do: the next time you're about to make an investment decision—pause. Ask yourself: Is this decision based on a solid strategy, or is it driven by emotion? Write down your reasoning before taking action. Even just becoming aware of your thought process can help you make smarter choices. Let's start investing more intentionally and less emotionally. Let me know in the comments—what's one bias you've noticed in your own financial decisions? Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money
Considering working with a financial advisor? Here are 5 questions to ask a financial advisor before working with them. Getting answers to these questions will help you become informed and empowered on your investing journey. Second, we're back with our Net Worth Win segment. This month, we're featuring Jackie Cummings Koski from the Catching Up To FI Podcast. Jackie has grown her net worth to $1.8 million by 54 years old. We'll learn how she did it and what generational wealth means to her as a mother. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about Women's History Month, net worth, and visiting Cancun! EPISODE RESOURCES: Sponsors + Partners + Deals FIRE for Dummies (book): https://amzn.to/41PHiS5 (affiliate) Jackie Cummings Koski (podcast): https://catchinguptofi.com MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning GUEST BIO: Jackie Cummings Koski is a financial educator, author, and F.I.R.E. advocate who achieved a $1M+ net worth despite earning under six figures. Raised in a modest household, she pursued financial literacy, earning a master's in Personal Financial Planning. As a single mother, she wrote Money Letters 2 My Daughter to teach financial principles. Now a CFP, AFC, and Certified Health Savings Advisor, she co-hosts the Catching Up to FI podcast and has been featured on CNBC, MarketWatch, and the Rachael Ray Show. Jackie is dedicated to empowering others through financial education. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices
American Institute of CPAs - Personal Financial Planning (PFP)
Welcome to the AICPA Personal Financial Planning Podcast, hosted by Cary Sinnett. In this episode, Cary is joined by Brooke Salvini, Chair of the Personal Financial Planning (PFP) Executive Committee, and Oscar Vives, Chair of the PFS Credential Committee. Together, they dive into pivotal advancements in CPA financial planning, including the integration of Personal Financial Planning into the CPA exam, updates to PFP standards, and the evolving role of technology and artificial intelligence in the profession. Key Discussion Points: Introduction and Guest Backgrounds Brooke shares her tenure as Chair of the PFP Executive Committee and the dynamic changes during her leadership. Oscar highlights his leadership role in the PFS Credential Committee and his experience in financial planning since 2007. Major Milestones in 2024 Launch of the new CPA exam featuring Personal Financial Planning topics. Simplified pathways for earning the PFS credential, including express routes for experienced professionals. Outlook for 2025 and Beyond The impact of rapidly advancing technology and artificial intelligence in financial planning. Updated roadmaps to help CPAs incorporate financial planning into their services, regardless of their current practice model. Enhancements to PFP standards to keep pace with the evolving profession. Personal Financial Planning Engagements Redefining financial planning to include services such as retirement planning, tax strategies, and business structure advice. Addressing misconceptions about investment management as a barrier to financial planning. Exciting Developments for CPA Financial Planners The upcoming PFP Advanced Conference, returning in January 2026, blending the best of previous summits and conferences. Resources available at AICPA.org/PFP, including standards, templates, and the updated PFP roadmap for 2025. Resources Mentioned: Visit aicpa.org/PFP for tools, resources, and updates. Understanding and applying the statement on standards in PFP services SSPFPS Pre-Engagement Checklist Explore the pathways to earn the PFS designation. PFS Credential PFS Infographic PFP/PFS infographic Review the tax and planning calendar for quarterly service opportunities. Digging Deeper with your clients
It's the beginning of the year, which means it's time to reset those financial goals, but we're making it more attainable (and fun!) by breaking it all down into a quarterly game. If you happen to have ADHD like us, your brain will thank us.
Topics include: BOI news DC and profession update Tax season and financial planning Key technical updates Speakers: Mark Koziel, President and CEO, AICPA Erik Asgeirsson, President and CEO, CPA.com Mark Peterson, EVP, Advocacy Lisa Simpson, VP, Firm Services, AICPA Dan Snyder, Director, Personal Financial Planning, AICPA
Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 20 December 2024. This is the last show of 2024. Luke joins Nicole Overall this week as Leon takes well-deserved Christmas leave. The topic for this week is planning for the new year. Thank you for joining us […]
Business ownership is a huge variable in a financial plan and creates nuances and opportunities in the personal financial planning of the business owner. We kick off our small business owner series with a discussion on the four ways business owners should evaluate their personal financial planning differently in light of their business.Contact: Ben@abundancewm.comWebsite: Abundance Wealth ManagementShow music: Can We Go by The Violet NinesDISCLAIMERThe discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast.You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented in this podcast without undertaking independent due diligence and consultation with a professional wealth management advisor. You understand that you are using all information available on or through this podcast at your own risk. Hosted on Acast. See acast.com/privacy for more information.
In this episode, Rory sits down with Dr. Preston Cherry, founder of Concurrent Wealth Management, director at the Charles Schwab Center for Personal Financial Planning at the University of Wisconsin Green Bay, and author of Wealth in the Key of Life: Finding Your Financial Harmony. Discover how financial wellness isn't just about numbers—it's about aligning your values, goals, and money decisions to create a life of purpose and meaning. Learn how tools like the "honest self-audit" and identifying your "money story" can help you build a stronger relationship with your finances. Dr. Cherry also shares his insights on creating financial compassion, embracing flexibility amidst uncertainty, and understanding the role of gratitude and grace in financial planning. Learn how how writing a financial purpose statement can illuminate your true priorities. Do you want to know why Dr. Cherry wrote about Michael Jackson's song "Man in the Mirror" metaphor? Are you ready to uncover the deeper connections between wealth and well-being? Find out the answers to these questions and more in this inspiring and thought-provoking conversation with author Dr. Preston Cherry.
When planning to immigrate to Canada, we often spend a considerable amount of time learning about schools, where to find a house, the cost of groceries, the best cities to find a job, rental costs, and more. We rarely bother trying to understand how the Canadian financial system works.It doesn't help that once you land and walk into a bank to open an account, the banks stuff a credit card into your palms and ask you to review dozens of forms and sign. So it's not surprising that when we ignore the one thing that underpins most of the factors mentioned above, we experience a significant drop in financial confidence as we battle with our settling-in checklist. Check out Interac Corp's survey on newcomer's financial confidence.I was no different. And if I could go back in time, the one biggest thing I would have done differently is to buy the book, Seventeen to a Millionaire by Douglas Price. Yes, it was written for a seventeen-year-old in Canada. But I dare say as a newcomer to Canada, we are all like 17yos when it comes to understanding the nuts and bolts of the Canadian financial system.I had the honor of chatting with Douglas Price on The Newcomers Podcast about his book and why it's a MUST-READ for newcomers. We also talked about:* The golden rules of making money in Canada* How to approach the world of credit* Why he thinks the TFSA is one of the best tools for saving and investing money* The money truths he's learned while working on the book* And the backstory of how the book came to lifeEnjoy. P.S. Seventeen to Millionaire is currently #1 on Amazon's Personal Financial Planning book list and was chosen by Moneysense contributors, influencers, and money experts as one of the top 25 timeless personal finance books. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit thenewcomerspod.com
With Dr. Sarah Asebedo | School Director | Researcher | Educator | Editor Episode Summary: In this episode, I sit down with Dr. Sarah Asebedo, a seasoned financial planner turned academic at Texas Tech University. We chat about how financial planning can truly change lives, focusing on the crucial bond between clients and advisors. Sarah introduces her Financial Planning Client Interaction Theory, highlighting how our personalities and emotions play into our financial choices. We also touch on teaching kids about money and how feeling good can lead to better financial decisions. BIO: Dr. Sarah Asebedo, Ph.D., CFP®, is a leading researcher, educator, and practitioner in financial planning, dedicated to bridging the gap between research and practice. Her work focuses on applying positive psychology to financial planning, financial behaviour change, and enhancing client-advisor relationships. Sarah's research has been widely published in top journals and recognized with awards like the Montgomery-Warschauer Award and Investment News' Top 40 Under 40. She is a past president of the Financial Therapy Association and holds a Ph.D. in Personal Financial Planning from Kansas State University. Highlights: The Heart of Financial Planning: It's not just about numbers; it's about helping people live better lives. Defining True Value: Understanding what makes financial planning valuable is key to its growth. Client-Adviser Dynamics: The quality of interactions can make or break financial success. Holistic Engagement: Effective planning looks at all aspects of a client's resources and goals. Health Connections: There's a strong link between financial health and overall well-being. Personal Touch: Tailoring advice to individual personalities and emotions leads to better outcomes. Teaching Money Skills: Hands-on learning is essential for kids to grasp financial concepts. Connect with Dr. Sarah Asebedo: Academic Profile: Texas Tech University LinkedIn: Sarah Asebedo
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith. She has a business degree from the University of Oklahoma. She is the owner of Scholar Ready, an educational services company. She meets with clients online and her company Scholar Ready tutors Math, conducts personal essay writing workshops, and prepares students for PSAT, SAT, and ACT exams. Houston native, entrepreneur, and educator, Jennifer Ledwith understood from a young age that education and literacy were crucial to success. Again and again, people told her that her mother — a single parent with serious debt and no child support — made too much money for her to get any free money for college. She didn't finish in the top 10% of her high school class (which is academic poison in her home state of Texas). Thankfully, her PSAT scores were high, and she could write the essays to get the money. She knew how to beg for money tactfully in 100 words. She knew why she wanted to get a business degree from the University of Oklahoma. From her junior year of high school to her junior year of college, she wrote essays for over 30 scholarships. She won enough money to pay for tuition and fees. She had the most scholarships when she walked across the stage at graduation. The announcer was still reading them after she had crossed the stage. Even then, she didn't have enough money for school. She worked and worked and continued to apply for scholarships. She graduated from an out-of-state university (University of Oklahoma) with no credit card debt and only $1,000 in student loans. Hey, a girl needs plane tickets. Jennifer Ledwith is the owner of Scholar Ready, an educational services company. She meets with clients online. She also studied Personal Financial Planning at Rice University and is a CERTIFIED FINANCIAL PLANNER™. Company Description *Scholar Ready tutors Math, conducts personal essay writing workshops, and prepares students for PSAT, SAT, and ACT exams. Many of Scholar Ready's students have earned academic scholarships, including full rides to Mississippi Valley State University, Fordham University, Texas A & M University, and the University of Houston-Clear Lake. We strive to instill our students with confidence that is earned and true. We teach them how to learn, how to advocate for what they need in the classroom, how to study, and how to set goals and expectations. We do not allow our students to be limited by experiences of the world they currently inhabit. We want them to have the confidence and work ethic to reach a better life and achieve any goal they set for themselves. #STRAW #BEST #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith. She has a business degree from the University of Oklahoma. She is the owner of Scholar Ready, an educational services company. She meets with clients online and her company Scholar Ready tutors Math, conducts personal essay writing workshops, and prepares students for PSAT, SAT, and ACT exams. Houston native, entrepreneur, and educator, Jennifer Ledwith understood from a young age that education and literacy were crucial to success. Again and again, people told her that her mother — a single parent with serious debt and no child support — made too much money for her to get any free money for college. She didn't finish in the top 10% of her high school class (which is academic poison in her home state of Texas). Thankfully, her PSAT scores were high, and she could write the essays to get the money. She knew how to beg for money tactfully in 100 words. She knew why she wanted to get a business degree from the University of Oklahoma. From her junior year of high school to her junior year of college, she wrote essays for over 30 scholarships. She won enough money to pay for tuition and fees. She had the most scholarships when she walked across the stage at graduation. The announcer was still reading them after she had crossed the stage. Even then, she didn't have enough money for school. She worked and worked and continued to apply for scholarships. She graduated from an out-of-state university (University of Oklahoma) with no credit card debt and only $1,000 in student loans. Hey, a girl needs plane tickets. Jennifer Ledwith is the owner of Scholar Ready, an educational services company. She meets with clients online. She also studied Personal Financial Planning at Rice University and is a CERTIFIED FINANCIAL PLANNER™. Company Description *Scholar Ready tutors Math, conducts personal essay writing workshops, and prepares students for PSAT, SAT, and ACT exams. Many of Scholar Ready's students have earned academic scholarships, including full rides to Mississippi Valley State University, Fordham University, Texas A & M University, and the University of Houston-Clear Lake. We strive to instill our students with confidence that is earned and true. We teach them how to learn, how to advocate for what they need in the classroom, how to study, and how to set goals and expectations. We do not allow our students to be limited by experiences of the world they currently inhabit. We want them to have the confidence and work ethic to reach a better life and achieve any goal they set for themselves. #STRAW #BEST #SHMS See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith. She has a business degree from the University of Oklahoma. She is the owner of Scholar Ready, an educational services company. She meets with clients online and her company Scholar Ready tutors Math, conducts personal essay writing workshops, and prepares students for PSAT, SAT, and ACT exams. Houston native, entrepreneur, and educator, Jennifer Ledwith understood from a young age that education and literacy were crucial to success. Again and again, people told her that her mother — a single parent with serious debt and no child support — made too much money for her to get any free money for college. She didn't finish in the top 10% of her high school class (which is academic poison in her home state of Texas). Thankfully, her PSAT scores were high, and she could write the essays to get the money. She knew how to beg for money tactfully in 100 words. She knew why she wanted to get a business degree from the University of Oklahoma. From her junior year of high school to her junior year of college, she wrote essays for over 30 scholarships. She won enough money to pay for tuition and fees. She had the most scholarships when she walked across the stage at graduation. The announcer was still reading them after she had crossed the stage. Even then, she didn't have enough money for school. She worked and worked and continued to apply for scholarships. She graduated from an out-of-state university (University of Oklahoma) with no credit card debt and only $1,000 in student loans. Hey, a girl needs plane tickets. Jennifer Ledwith is the owner of Scholar Ready, an educational services company. She meets with clients online. She also studied Personal Financial Planning at Rice University and is a CERTIFIED FINANCIAL PLANNER™. Company Description *Scholar Ready tutors Math, conducts personal essay writing workshops, and prepares students for PSAT, SAT, and ACT exams. Many of Scholar Ready's students have earned academic scholarships, including full rides to Mississippi Valley State University, Fordham University, Texas A & M University, and the University of Houston-Clear Lake. We strive to instill our students with confidence that is earned and true. We teach them how to learn, how to advocate for what they need in the classroom, how to study, and how to set goals and expectations. We do not allow our students to be limited by experiences of the world they currently inhabit. We want them to have the confidence and work ethic to reach a better life and achieve any goal they set for themselves. #STRAW #BEST #SHMS See omnystudio.com/listener for privacy information.
Topics include: DC environment and profession analysis SECURE Act updates and retirement planning strategies Key technical updates Speakers: Michael Cerami, EVP, CPA.com Mark Peterson, EVP, Advocacy, AICPA Melanie Lauridsen, VP, Tax Policy and Advocacy, AICPA Dan Snyder, Director, Personal Financial Planning, AICPA Zachary Keep, Manager, Compliance Risk, Paychex
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2855: Jeff Rose's article on GoodFinancialCents.com reveals how an umbrella insurance policy, often misconceived as a luxury for the wealthy, offers essential financial protection by covering gaps left by standard policies. He explains its affordable premiums and extensive coverage, urging readers to consider this policy to safeguard their assets against unforeseen liabilities. Read along with the original article(s) here: https://www.goodfinancialcents.com/personal-umbrella-insurance-policies-protection/ Quotes to ponder: "Umbrella insurance policies cover the gaps left by your existing insurance coverage." "The modest annual premium for a substantial coverage amount is a small price for peace of mind and financial security." "In navigating the unpredictable avenues of life, especially in a litigious society, having a cushion against unforeseen liabilities is wise." Episode references: Investopedia on Umbrella Insurance: https://www.investopedia.com/terms/u/umbrella-insurance-policy.asp Insurance Information Institute: https://www.iii.org Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of Money Mastery Unleashed, host Adam Olson welcomes special guest TJ Rifkin, a financial advisor based in Phoenix who also plays in a church band. In this insightful conversation, Adam and TJ dive into the personal and professional side of financial advising, discussing the emotional aspects of client relationships, the challenges of business planning, and the power of creating a comprehensive financial strategy. TJ shares his background, from growing up in Durango, Colorado, to establishing a successful financial planning practice in Phoenix. He talks about how building a reputation for making wise financial decisions early on helped him hit the ground running in his career. The episode covers key financial concepts like Index Universal Life (IUL), behavioral finance, and the importance of setting clear expectations with clients during volatile market conditions. Throughout the conversation, TJ and Adam reflect on the balance between personal relationships with clients and maintaining professionalism. They also discuss the parallels between financial planning and running a business, offering valuable advice for business owners looking to expand their financial horizons. Whether you're interested in building generational wealth, navigating complex tax strategies, or finding the right tools for financial growth, this episode provides practical wisdom from two experienced advisors. Tune in to Money Mastery Unleashed for an engaging and educational discussion about mastering your financial future. “Generational wealth isn't built overnight. Start with wise financial decisions, and the legacy will follow.” Key Takeaways: Building Personal Client Relationships Balancing a Busy Life The Value of Being a Business Owner Future Goals Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2855: Jeff Rose's article on GoodFinancialCents.com reveals how an umbrella insurance policy, often misconceived as a luxury for the wealthy, offers essential financial protection by covering gaps left by standard policies. He explains its affordable premiums and extensive coverage, urging readers to consider this policy to safeguard their assets against unforeseen liabilities. Read along with the original article(s) here: https://www.goodfinancialcents.com/personal-umbrella-insurance-policies-protection/ Quotes to ponder: "Umbrella insurance policies cover the gaps left by your existing insurance coverage." "The modest annual premium for a substantial coverage amount is a small price for peace of mind and financial security." "In navigating the unpredictable avenues of life, especially in a litigious society, having a cushion against unforeseen liabilities is wise." Episode references: Investopedia on Umbrella Insurance: https://www.investopedia.com/terms/u/umbrella-insurance-policy.asp Insurance Information Institute: https://www.iii.org Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2855: Jeff Rose's article on GoodFinancialCents.com reveals how an umbrella insurance policy, often misconceived as a luxury for the wealthy, offers essential financial protection by covering gaps left by standard policies. He explains its affordable premiums and extensive coverage, urging readers to consider this policy to safeguard their assets against unforeseen liabilities. Read along with the original article(s) here: https://www.goodfinancialcents.com/personal-umbrella-insurance-policies-protection/ Quotes to ponder: "Umbrella insurance policies cover the gaps left by your existing insurance coverage." "The modest annual premium for a substantial coverage amount is a small price for peace of mind and financial security." "In navigating the unpredictable avenues of life, especially in a litigious society, having a cushion against unforeseen liabilities is wise." Episode references: Investopedia on Umbrella Insurance: https://www.investopedia.com/terms/u/umbrella-insurance-policy.asp Insurance Information Institute: https://www.iii.org Learn more about your ad choices. Visit megaphone.fm/adchoices
With Dr. Sarah Asebedo CFP® | Associate Professor | School of Financial Planning | Summary: This episode explores the concept of financial flourishing by integrating positive psychology with financial planning. Dr. Sarah Acebedo emphasizes the importance of finding meaning, purpose, and accomplishment in life, moving beyond just functioning to truly flourishing. The discussion highlights how aligning spending with the PERMA well-being model—Positive emotions, Engagement, Relationships, Meaning, and Accomplishment—can boost financial satisfaction and overall well-being. Key points include the role of positive emotions in expanding financial options, the importance of building knowledge and resilience, and the need to cultivate a healthy relationship with money, even before retirement. Highlights: What is the field of positive psychology? What does it mean to flourish? How to integrate positive psychology with financial planning Using the PERMA model with financial planning Becoming financially resilient BIO: Dr. Asebedo, is an experienced researcher, teacher, and practitioner in financial planning. She is spearheading research focused on applying positive psychology to financial planning, financial behaviour change and many other topics. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review, and many more. Dr. Asebedo is a current member and past president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University. Links: Dr. Asebedo's LinkedIn Profile Dr. Asebedo's paper “Functioning to flourishing: Applying Positive Psychology to Financial Planning
https://www.hrgreenbook.com/listing/bd-smith-financial-services.html "Do you want to vacation more, buy a house, and build wealth for future generations? We empower parents to take control of their finances with a custom financial plan. That way, you can live your dream life every day". - Bri Smith of B.D. Smith Financial - https://bdsmithfinancial.com/ The Struggle Ends with you! Create a custom financial plan that unlocks your dream life and builds a legacy for generations to come! Bri is a strong believer in creating generational wealth and living a life full of joy and purpose. Too many people are living in a place of lack and she wants to help change that. As a Certified Public Accountant she has over 5 years of experience helping manage the money of those making multiple 6-7 figures a year. She is passionate about helping everyday hardworking men and women to live a life of abundance as well. She has a Bachelor's in Accounting and Personal Financial Planning. She's managed to buy 2 homes, sell her 1st home for a 6 figure profit, and win with her personal finances. Now she wants to help you do the same! Interested in sponsoring the podcast? Want to contact Blair or Brian or Black BRAND? Info@BlackBRAND.biz . The Black Wall Street Today (BWST) radio show is focused on all things Black entrepreneurship and hosted by Virginia Tech alumnae Blair Durham, co-founder and co-President of Black BRAND. The BWST podcast is produced by using selected audio from the radio show and other Black BRAND events. BWST is the media outlet for Black BRAND. Black BRAND is a 501(c)(3) organization that stands for Business Research Analytics Networking and Development. We are Hampton Roads Regional Black Chamber of Commerce. We promote group economics through professional development and community empowerment, and we unify the black dollar by providing financial literacy, entrepreneurship training, and networking resources! http://blackbrand.biz m.me/blackwallstreettoday + info@blackbrand.biz + (757) 541-2680 Instagram: www.instagram.com/blackbrandbiz/ + Facebook: www.facebook.com/blackbrandbiz/
How prepared are you for the changing landscape of financial advisory with AI tools at your disposal?In this episode, Ana Trujillo Limón, Director, Coaching and Advisor Content, speaks with Eric Ludwig, PhD, CFP®, Asst. Prof. of Retirement Income, Director: Center for Retirement Income, RICP Program Director, The American College of Financial Services and Chet Bennetts, CFP®, CLU®, ChFC®, RICP®, CLF®, Assistant Professor, Financial Planning and CFP®/ChFC Program Director, The American College of Financial Services about the integration of AI in finance. They share engaging anecdotes from their personal journeys and offer insights on how AI can streamline workflows for financial advisors. Listeners will gain a deeper understanding of AI's capabilities, the importance of quality prompting, and the potential biases in AI-generated content.Eric and Chet discuss: The story behind how their research on AI in the financial services industry beganThe top takeaway from their Journal of Financial Planning article about how AI can help advisorsThe importance of prompting in obtaining accurate AI responses and understanding AI's limitationsReal-world applications of AI in the financial services sector and its impact on marketing and client communicationThe cautions advisors should keep in mind as they start their AI journeyHow we should reframe our thinking about AI in the financial industryAnd moreResources:Streamlining Financial Planning with ChatGPT: A Collaborative Approach Between Technology and Human ExpertiseRetirement Income Literacy QuizSamantha Allen: How AI is Transforming Digital MarketingThe Digital DebriefConnect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Eric Ludwig:The American College of Financial ServicesLinkedIn: Eric LudwigConnect with Chet Bennetts:The American College of Financial ServicesLinkedIn: Chet BennettsAbout Our Guests: Eric T. Ludwig, PhD, CFP®, is an accomplished retirement income planning expert, assistant professor of Retirement Income, and RICP® program director. As director of the Center for Retirement Income at The American College of Financial Services, Eric is passionate about developing research and innovative solutions that help investors achieve financial security and personal fulfillment, two essential components of overall retirement well-being.An assistant professor of Financial Planning and the ChFC® and CFP® Certification Education Program Director at The American College of Financial Services, Chet Bennetts also serves as the Larry R. Pike Chair for Insurance and Investments. With over 20 years in the financial services industry, Bennetts has served in roles from customer service, to being a financial planner, to managing 80 advisors in over 5 states. Currently completing his PhD in Personal Financial Planning at Kansas State University, Bennetts' research focus and passion is in the area of behavioral finance – specifically how financial well-being affects physical and psychological well-being – and particularly among service members and Veterans.Send us your questions, we'd love to hear from you! Email us at framework@carsongroup.com.
Givers, Doers, & Thinkers—A Podcast on Philanthropy and Civil Society
This week of Givers, Doers, & Thinkers, Jeremy sits down with Dr. Russell James to unveil why donors give. Russell James, J.D., Ph.D., CFP® is a professor of the CH Foundation Chair of Personal Financial Planning and Charitable Giving Program Director at Texas Tech University's School of Financial Planning. Before joining Texas Tech University, Dr. James was the Director of Planned Giving for Central Christian College in Moberly, Missouri, and later served as president of the college. His research has been quoted numerous times by various news outlets, including The Economist, The New York Times, and the Chronicle of Philanthropy, and his financial neuroimaging research was profiled in The Wall Street Journal's Smart Money Magazine. He has authored several books, including The Storytelling Fundraiser, The Socratic Fundraiser, Inside the Mind of the Bequest Donor, and Visual Planned Giving.During this episode, Jeremy and Dr. James explore donor identity and what leads to donor retention and meaningful donor engagement. Dr. James highlights the importance of a donor's backstory—appreciating the “why” behind a gift. He shares his extensive research around legacy giving and how to steer away from its sometimes negative associations. They also discuss Socratic fundraising, the psychology of transformational donations, how scientific research ought to inform fundraising, and what the Bible might have to tell us about fundraising. We'd love to hear your thoughts, ideas, questions, and recommendations for the podcast! You can shoot Katie Janus, GDT's producer, an email anytime!Be sure to follow us on Apple Podcasts, Spotify, and YouTube to make sure you never miss an episode!Center for Civil Society's YouTube Channel
On this episode of The Get Ready Money Podcast, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education; Faith Teope, multimedia journalist and CEO of Leverage Retirement and Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech to share insights on changing the way we think about financial literacy. Here's what we discussed: Have a vision for what you want, then figure out a plan to get there.Have clarity for your goals.Create a safe space for your clients and community. How technology and artificial intelligence (AI) can help people get the answers they need.How to figure out what information is useful. Chris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom. Derrick Wesley is the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.Faith Teope is a multimedia journalist, children's financial literacy author, and CEO of Leverage Retirement. She is the Editor of Fortunaire, and MoneyTalk as well as a contributor to Safe in Harm's Way as a financial abuse advocate. She is also the host of the miniseries, SAVVY, that explores the systemic gaps in financial literacy, and is the keynote for the 2024 Financial Literacy Summit at the Federal Reserve.Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2694: Laura Gariepy, through her collaboration with WomenWhoMoney.com, offers practical and actionable strategies for individuals dealing with the complexities of budgeting on a variable income. Her guidance illuminates a path toward financial stability by focusing on essential expenses, optimizing savings, and strategic account management, proving that with the right approach, managing fluctuating finances can lead to successful budgeting and peace of mind. Read along with the original article(s) here: https://womenwhomoney.com/budget-variable-income/ Quotes to ponder: "Successful use of a budget gets your money working for you so you can attain your financial goals." "Improperly managed variable income can lead to severe financial stress. However, by working through the steps in this article, you can find stability using a budget." "Knowing both your real bottom line or threshold and your preferred bottom line will establish (and maintain) financial priorities." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2694: Laura Gariepy, through her collaboration with WomenWhoMoney.com, offers practical and actionable strategies for individuals dealing with the complexities of budgeting on a variable income. Her guidance illuminates a path toward financial stability by focusing on essential expenses, optimizing savings, and strategic account management, proving that with the right approach, managing fluctuating finances can lead to successful budgeting and peace of mind. Read along with the original article(s) here: https://womenwhomoney.com/budget-variable-income/ Quotes to ponder: "Successful use of a budget gets your money working for you so you can attain your financial goals." "Improperly managed variable income can lead to severe financial stress. However, by working through the steps in this article, you can find stability using a budget." "Knowing both your real bottom line or threshold and your preferred bottom line will establish (and maintain) financial priorities." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2694: Laura Gariepy, through her collaboration with WomenWhoMoney.com, offers practical and actionable strategies for individuals dealing with the complexities of budgeting on a variable income. Her guidance illuminates a path toward financial stability by focusing on essential expenses, optimizing savings, and strategic account management, proving that with the right approach, managing fluctuating finances can lead to successful budgeting and peace of mind. Read along with the original article(s) here: https://womenwhomoney.com/budget-variable-income/ Quotes to ponder: "Successful use of a budget gets your money working for you so you can attain your financial goals." "Improperly managed variable income can lead to severe financial stress. However, by working through the steps in this article, you can find stability using a budget." "Knowing both your real bottom line or threshold and your preferred bottom line will establish (and maintain) financial priorities." Learn more about your ad choices. Visit megaphone.fm/adchoices
On this special episode of The Get Ready Money Podcast: The Financial Five, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education, Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech and Thomas Kopelman, financial planner and the co-founder of AllStreet Wealth to talk about changing the way we think about money and why compound interest is the eighth wonder of the world. Here's what we discussed: What is compound interest?How compound interest worksWhy compound interest is a key factor in saving and investingUnderstanding and applying the rule of 72The importance of understanding the fundamentals of moneyChris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom. Derrick Wesley is the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".Thomas Kopelman is a financial planner and the co-founder of AllStreet Wealth as well as a blogger, podcaster and speaker. Thomas was recognized as one of the 23 best financial advisors for millennials by Business Insider, 2023 Young Advisor to Watch and Top 100 Advisor by Investopedia in 2022 and 2023. Thomas is also the Head of Community at Wealth.com.
If you're tired of the same old business strategies (that don't even work for boutiques) and want to carve a path to uncommon success, it's time to challenge the status quo. Not sure how? You're in luck with this episode. Matt Blocki and Jamison Smith from Equilibrium Wealth Advisors are coming on the show to share their rebel playbook for success. Listen in as they discuss: ● The danger of not using EOS ● How over tracking marketing analytics can be harmful● How specializing supercharged their success● A fresh client acquisition playbook that skips the usual pestering for referrals strategy Ready to break the mold so you can take your boutique to new heights? This episode has all the insights you need to make it happen. About Matthew Blocki: Matthew Blocki is the founder and CEO of Equilibrium Wealth Advisors, an SEC-Registered Investment Advisory Firm. He has a Bachelor of Science in Business Administration with concentrations in Finance and Accounting. He also holds several designations as a financial advisor: CFP® ChFC® and RICP®. Before founding EWA as an independent RIA, Matthew started off his financial advisor career with a fortune 100 company, where in his 2nd year he achieved several qualifications that put him in the segment of the top 1% of financial advisors in the USA (based on quality and production metrics). He has maintained this every year since He is a Pittsburgh native, and enjoys spending time and traveling with his daughter, Aurora (who is almost 5), and his girlfriend (Beth). They also have 2 golden retrievers (Sammie and Chloe) and a Frenchie (named Tito). About Jamison Smith: Jamison has dual Bachelor of Science degrees in Accountancy and Business Administration with a concentration in Personal Financial Planning. He began in the financial planning industry as a college intern a large broker dealer, where he met Matt, and later joined EWA shortly after the RIA was launched in 2020. Jamison is now a Lead Advisor and Partner at EWA, where he spends much of his time working with some of the firm's top clients. After spending 2 years inside of a fortune 100 broker-dealer crafted his belief that there was a lack of training and awareness of sound financial planning and advice in the industry where much of the training offered is product centric. That's why In 2022, Matt and Jamison founded Wealth Advisor Training, LLC. Outside of business, Jamison resides in Pittsburgh where he spends much of his free time with his dog Chance, on the golf course, or traveling to new places.
THE POWER OF PERSISTENCE; PASSING THE EXAM ON 3RD TRY In this episode, Sev and Logan Richard, a Wealth Management Associate who recently passed the CFP® Exam in July 2023, discuss the power of persistence and Logan's journey to pass on his 3rd attempt. Logan Richard is a Wealth Management Associate at Denver Private Wealth Management. He graduated from the University of Colorado – Boulder in May of 2022. Logan graduated with a major in Finance with an emphasis in Personal Financial Planning from the Leeds School of Business. ____________________________________________ About Sev Meneshian
Advice for Career Changers taking the CFP® ExamIn today's podcast, we speak with Jackie Cummings Koski, MSPFP, CFP®, AFC® about how to approach the CFP® exam as a career changer. Jackie will discuss why she chose the financial planning profession, how she selected a exam prep provider, how she got a $5,000 scholarship, what her study strategy for the exam was, and how she nearly fainted when “PASS” flashed on the computer screen after six long hours of answering question. Bio: Jackie is a financial literacy expert and the owner of Money Letters, LLC. In addition to being a CERTIFIED FINANCIAL PLANNER™ professional, Jackie holds a Masters of Science in Personal Financial Planning from Kansas State University and is an Accredited Financial Counselor®. She's also the author of the award-winning book 'Money Letters 2 My Daughter' and has showcased her expertise in financial literacy (and warm personality) on 'The Rachel Ray Show', CNBC, Forbes and People Magazine. You can learn more about Jackie Cummings Koski below: https://linktr.ee/MoneyLetters Jackie's Recommended CFP® Exam Help Resources: https://docs.google.com/spreadsheets/d/1JL3gHgqnfgR-biPQoIKyLMGehRE6G3Ej/edit?usp=sharing&ouid=118170074337197264225&rtpof=true&sd=true Book: Money Letters 2 My Daughter https://www.amazon.com/dp/0989186008?ref_=cm_sw_r_mwn_dp_73DADFT2H9VNRXVWGTGGThe Rachel Ray Show: https://www.rachaelrayshow.com/video/how-this-single-mom-who-grew-up-in-poverty-was-able-to-retire-at-49 ____________________________________________ About Sev Meneshian
On this special 100th episode of The Get Ready Money Podcast, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education; Faith Teope, multimedia journalist and CEO of Leverage Retirement and Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech. We each shared one thing that we think we know about changing the way we think about money. Here's what we each think we know and then discussed: We need to help people be curious. We need to help people ask questions, so they can be empowered for themselves. (Tony)We can find new ways to engage people from an earlier age and increase financial capability. (Mac)We need to help the older generation. It's not too late for them? (Derrick)We need to have vision. We need to clarify what we really want (Faith)We need to focus on inspecting what you expect. (Chris)Chris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom. Derrick Wesley is the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.Faith Teope is a multimedia journalist, children's financial literacy author, and CEO of Leverage Retirement, a 40+ year-old TPA/Recordkeeper firm. She is known for being the host of the weekly podcast, Pull to Refresh: Where 401k experts get curious. Teope is the editor of The Naked Professional LinkedIn Newsletter and a contributor to Safe in Harm's Way as a financial abuse advocate. Her new show, SAVVY, explores the systemic gaps in financial literacy and is scheduled to air in the fall of 2023. Teope's debut title, The Monster Job, hits bookshelves in April 2024. Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".
Dr. Erika Rasure | Educator | Researcher | Holistic Financial Wellness | Summary In this conversation, Dr. Erika Rasure and Shaun Maslyk discuss the human experience of money and the importance of storytelling in understanding our money stories. Dr. Rasure shares her journey from aspiring estate lawyer to a personal financial planner, driven by her desire to help people with their money. They explore the role of compassion in financial conversations and the need to take the shame out of money. They also discuss the power of self-discovery and the importance of trusting oneself in making financial decisions. The conversation emphasizes the need to slow down, lean into discomfort, and let go of perfectionism to find peace and contentment in our relationship with money. Dr. Rasure explores the importance of finding 'home' within ourselves and the power of sharing our stories. The conversation concludes with a theme of not losing sight of the magic in life and the importance of finding joy in the little things. BIO: Dr. Erika Rasure is an internationally recognized leader, educator, and researcher in holistic financial wellness. For almost two decades, she has practiced financial therapy and coaching. Among her achievements is helping to create National Financial Practice Week, which she is co-founder as Chief Financial Wellness Advisor at Beyond Finance. Dr. Rasure also serves as Chair of the Research Board for the Financial Therapy Clinical Institute. Additionally, she is a member of the Financial Review Boards for Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her insight and interviews have been featured in several prestigious national outlets, such as Barron's, CNN, Forbes, Fox Business, Marketwatch, NBC News Now, USA Today, and Yahoo! She is a Certified Deep Transformational Coach and holds a PhD in Personal Financial Planning from Kansas State University. Takeaways Money stories are a fundamental part of being human and can emotionally connect us. Compassion is crucial in financial conversations and can lead to clarity and transformation. Taking the shame out of money is essential for gaining clarity and making progress. Self-discovery is a powerful tool for understanding our relationship with money and finding peace. Trusting ourselves and seeking internal validation are key to making financial decisions aligned with our values. Sharing our stories with kindness and compassion helps us feel more connected and whole. Don't stop believing in the magic of life and find joy in the little things. LINKS: Dr. Rasure's LinkedIn: CLICK HERE
Amy Cook, MSPFP, MPAS®, CFP®, is the proud founder of Maven Lane Financial Group in San Mateo, CA. She has over 15 years of experience as a financial advisor and is no stranger to the unique financial challenges that women face. We're so excited to have her in our Purse Strings network and on the show today to share insights from her new book, Your Money Narrative.Here's some of what we discuss in this episode:Forming beliefs and decisions about money based on your previous experiencesHow gender roles and societal expectations impact these money storiesBreaking free from limiting money narratives by talking about your experiences and challenging your ingrained beliefsHow we can use our money stories to inspire and empower the next generation to be financially savvy and independent Amy's new book + choices and personal priorities in budgetingLearn more about AmyEarly in her career, Amy managed a mortgage company branch, witnessing clients reactively approaching financial decisions. Determined to help people avoid mistakes, she became a financial advisor in 2009, driven by a passion for guiding clients to realistic, attainable goals. Now the proud founder of Maven Lane Financial Group in the Bay area, she advocates for proactive personal finance.Amy pursued financial education, earning her CERTIFIED FINANCIAL PLANNER™ certification and a Master's degree in Personal Financial Planning. With clients in various life stages and industries, Amy aims to be part of your financial team, offering guidance in the ever-changing landscape of financial planning.Amy is thrilled about her new book, Your Money Narrative, and is a mother of two grown daughters. In her spare time, she enjoys being home with her cute cats and working on passion projects, including decorating, antiques, and a series of children's books about collections.Get in touch with AmyAmy on Purse Stringshttps://pursestrings.co/professional/financial-advisor/california/san-mateo/amy-cook-mspfp-mpas-cfp/Maven Lane Financial Grouphttps://www.mavenlanefinancialgroup.com/Read an excerpt from Amy's book, Your Money Narrativehttps://www.yourmoneynarrative.com/excerptYour Money Narrative Checklistshttps://www.yourmoneynarrative.com/resourcesAmy on social mediahttps://www.linkedin.com/in/amy-cook-mspfp-mpas%C2%AE-cfp%C2%AE-3239199/https://www.facebook.com/mavenlanefinancialgroupJoin the Purse Strings Facebook group: https://www.facebook.com/pursestringsco/ To learn more about money and access additional episodes, visit us online: https://pursestrings.co/
Retiring in 2024? Don't wait until you're wondering Now What Do I Do? Be intentional. Design your retirement. From previous Designing Your Life coaching clients: "The process that you led me through resulted in me creating exactly the life I've envisioned. I am acutely aware of how I got to this point, and it is because of the Designing Your Life process. Thank you from the bottom of my heart.” “I loved hearing Joe's and my classmates' perspectives. A very worthwhile program.” “A good investment – it provides a good framework to think about the future. Pertinent content that I could implement immediately.” “DYL is a very helpful process and a terrific retirement concept. I wish I would have had this process at other times in my life.“ "A good investment in time and money. Excellent material and engaged participants.” "It has truly been a transformative experience in my life.” Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th with a group of up to 10 people. Join us. __________________________ If you're retiring in 2024, get ready for the ultimate balancing act. Time management is a skill you honed during your full-time working days, but managing your choices wisely can make the difference in your retirement years. Professor Glenn Frank returns to the podcast to share insights and tools you can use if you're retiring in 2024, his thoughts on a financial review checklist for the year ahead, and what to look for in a financial advisor. _______________________ Bio Glenn Frank is the author of Your Encore: Retirement Planning Guide – How to Balance Time, Money and Joy. He was named 2019 Financial Planner of the Year in Massachusetts and one of the top financial advisors in the country for 10 straight years by Worth. The Professor's 2023 articles include: The Street "How To Build a Portfolio to Last A Lifetime" (general portfolio construction guide); Advisor Perspectives " The Professor's Portfolio" (outlines specific portfolio suggestions). Glenn is currently the Director of Education and a senior member of the investment committee at fee-only Lexington Wealth Management. Glenn's college teaching experience is extensive. He has taught a large variety of courses in investments, taxes and financial planning. Glenn was the Founding Director of the Master of Personal Financial Planning program at Bentley University. He taught capstone portfolio construction courses for 20 years. Glenn still teaches investment workshops for advisors as well as the general public. You can register for his upcoming workshop "How To Build A Portfolio To Last A Lifetime" at his website below. _________________________ For More on Glenn Frank Your Encore: Retirement Planning Guide – How to Balance Time, Money and Joy Website: Time, Money and Joy.com _________________________ Podcast Episodes You May Like Live Life in Crescendo – Cynthia Covey Haller Happier Hour – Cassie Holmes, PhD Thinking Better to Live Better – Dr. Woo-kyoung Ahn The Power of Fun – Catherine Price __________________________ Wise Quotes On Managing Time vs. Managing Choices "Choice management is a far more personally impactful term than time management, especially for retirees. The term itself reminds us that so many things really are our choice. Choice management is all about strategically and intentionally being happier by making better day-to-day decisions. When I think of time management, I think about being more efficient with the limited minutes and hours we have each day…Choice management is much more personal. It's not profit oriented, it's happiness-oriented...What is the best way to combat being time rich for true deep down, purposeful happiness? I think the answer is helping others somehow, some way. This, of course, is your choice. There are so many, many ways to help others and that can very easily fill up the day and say...
We're finishing our Home Equity 5-part series with one of the most important conversations – multigenerational conversations about home equity. They are crucial for retirement planning, so let's talk about them.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Craig Lemoine, CFP®, Ph.D., MRFC, Director of Personal Financial Planning, about the importance of incorporating home equity into retirement planning. Dr. Craig emphasizes the need for open conversations about housing plans, the potential emotional attachment to homes, and the role of financial advisors in facilitating these discussions. He also explores the use of reverse mortgages and home sharing as retirement strategies with a hypothetical scenario highlighting the significance of home equity in financial planning and the potential consequences of neglecting this asset.Craig discusses: Why incorporating home equity into financial planning is important and where advisors are facing hurdlesWhy some parents may feel reluctant to discuss financial worth with their childrenThe emotional attachment people have to their homes and its impact on how they see reverse mortgagesWhy advisors need to start thinking about a house in a different framework and contextThe importance of having multigenerational conversations about the future of the property and housing plans in retirementThe role financial advisors have in facilitating these conversationsHow houses are viewed differently in different culturesAlternatives to reverse mortgages, such as home-sharingThe significance of home equity as America's largest asset and cash outflowAnd moreResources:Carson's Home Equity 5-Part Series with Guests Shelley Giordano & Craig Lemoine, CFP®, Ph.D., MRFCCarson's Home Equity 5-Part Series with Guests Wade Pfau, Ph.D., CFA, RICP® & Craig Lemoine, CFP®, Ph.D., MRFCCarson's Home Equity 5-Part Series with Guests Barry Sacks, J.D., Ph.D., & Craig Lemoine, CFP®, Ph.D., MRFCCarson's Home Equity 5-Part Series with Guests Steve Resch & Craig Lemoine, CFP®, Ph.D., MRFCThe Golden GirlsIt's Always Sunny in Philadelphia, Season 6 Episode 6, Mac's Mom Burns Her House DownConnect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Craig Lemoine:University of IllinoisLinkedIn: Craig LemoineX (Twitter): @HigherEdCraigAbout our Guest: Craig Lemoine is the Director of the Financial Planning Program at the University of Illinois, Urbana-Champaign. He serves as an Associate Clinical Professor, teaching courses in risk management, retirement, and financial planning. Craig earned his Ph.D. from Texas Tech University in 2013 and currently holds the Certified Financial Planner ™ and Master Registered Financial Consultant™ designations. Craig currently serves as the Executive Director of the Academy for Home
How can financial advisors leverage home equity and reverse mortgages in financial planning?In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Craig Lemoine, CFP®, Ph.D., MRFC, Director of Personal Financial Planning, and Steve Resch, Vice President of Retirement Strategies at Finance of America Reverse, about the use of home equity in financial planning, focusing on reverse mortgages. Steve shares his experience in the field, the current state of the reverse mortgage space, and the challenges in the proprietary reverse mortgage market. He also discusses the potential for tech providers to develop software programs that can effectively incorporate home equity into financial planning analysis.Steve and Craig discuss: Steve's role in educating financial advisors about using home equity in their financial planning processThe current state of the reverse mortgage space and its primary utilizationThe potential benefits of reverse mortgages for individuals with medium credit scoresChallenges in the proprietary reverse mortgage market and its focus on mass affluent and slightly fluent borrowersLoan amounts and lending limits in the reverse mortgage spaceThe lack of software programs incorporating home equity into financial planning analysisSome concerns about the marketing tactics used in the reverse mortgage industry and the goal of making it a mainstream retirement planning toolAnd moreResources:Finance of America Reverse: Reverse Mortgage IllustratorCarson's Home Equity 5-Part Series with Guests Shelley Giordano & Craig Lemoine, CFP®, Ph.D., MRFCCarson's Home Equity 5-Part Series with Guests Wade Pfau, Ph.D., CFA, RICP® & Craig Lemoine, CFP®, Ph.D., MRFCCarson's Home Equity 5-Part Series with Guests Barry Sacks, J.D., Ph.D., & Craig Lemoine, CFP®, Ph.D., MRFCConnect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Steve Resch:Finance of America ReverseLinkedIn: Steve ReschConnect with Craig Lemoine:University of IllinoisLinkedIn: Craig LemoineX (Twitter): @HigherEdCraigAbout our Guests: Meet Stephen Resch. As Vice President of Retirement Strategies at Finance of America Reverse, Steve leads the education and training programs for financial professionals about the strategic use of home equity within a comprehensive financial plan. He is also the designer of The Reverse Illustrator, our proprietary software program that graphically displays the features and flexibility of a reverse mortgage over a 30-year term. Steve's career in financial services spans over 30 years, first as a fixed-income analyst on Wall Street, and for the past 25 years as a partner in a wealth management firm. His practice is focused on effective retirement income strategies and will often include a reverse mortgage to manage cash flow, income tax, market performance, and other considerations to help enhance an effective retirement income distribution plan. Steve is a subject expert source, interviewe
Reverse mortgages can be a tremendous help, so why are we still seeing resistance from financial advisors?It's time to spread the word and get the education out there.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, are joined by Craig Lemoine, CFP®, Ph.D., MRFC, Director of Personal Financial Planning, to interview Dr. Barry Sacks, J.D., Ph.D., Principal at Law Office of Barry H. Sacks, about his research on retirement income and housing wealth. Dr. Sacks talks about the importance of home equity in retirement planning and the use of reverse mortgages to mitigate adverse investment returns. He also discusses his 2021 paper on the risk side of retirement planning and the concept of risk of cash flow exhaustion. In addition, Dr. Barry covers the regulatory landscape of reverse mortgages, addresses the challenges faced by financial planners, and discusses the complexities of dividing assets in divorce and the potential benefits of reverse mortgages.Barry and Craig discuss: Dr. Barry Sacks' research on using reverse mortgages and home equity lines of credit in retirement planningWhy it's important to consider home equity as a crucial asset in retirement planningHow incorporating home equity into retirement planning can increase safe withdrawal percentagesWhat the risk of cash flow exhaustion concept in retirement planning isSome of the challenges financial advisors face when they talk about reverse mortgagesHow reverse mortgages can be used in divorce situations to preserve retirement incomeAnd moreResources:Reversing the Conventional Wisdom: Using Home Equity to Supplement Retirement Income by Barry H. Sacks, J.D., Ph.D., and Stephen R. Sacks, Ph.D.To Reduce the Risk of Retirement Portfolio Exhaustion, Include Home Equity as a Non-Correlated Asset in the Portfolio by Philip Walker; Barry H. Sacks, Ph.D., J.D.; and Stephen R. Sacks, Ph.D.Connect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Barry Sacks:LinkedIn: Barry SacksConnect with Craig Lemoine:University of IllinoisLinkedIn: Craig LemoineX (Twitter): @HigherEdCraigAbout our Guests: Meet Barry H. Sacks, J.D., Ph.D., Reverse Mortgage Retirement Portfolio Longevity expert. Barry Sacks, Ph.D. earned his Ph.D. in semiconductor physics from M.I.T. and then taught at U.C. Berkeley. He earned a J.D. from Harvard Law School and is a Certified Specialist, Taxation Law, from the California Board of Legal Specialization. Barry spent 35 years as an ERISA attorney, specializing in qualified retirement plans. He then used his breadth of skills to discover a role for a reverse mortgage to help make a retirement portfolio last longer. Barry now has a law practice providing special services to tax professionals in the area of “Offers in Compromise” for retirees living on 401(k) accounts or other securities portfolios.Craig Lemoine is the Director of the Financial Planning Program at the University of Illinois, Urbana-Cha
How can reverse mortgages enhance retirement income planning? Today we take a deeper dive into the potential of home equity with reverse mortgages.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, are joined by Craig Lemoine, CFP®, Ph.D., MRFC, Director of Personal Financial Planning, to speak with Dr. Wade Pfau, Founder of Retirement Researcher and RISA Profile, about the intersection of home equity and retirement income planning. They explore the potential benefits of reverse mortgages and the common misconceptions surrounding them. The conversation also touches on the emotional attachment people have to their homes and how this can impact their willingness to consider home equity in their retirement planning. Wade and Craig highlight the importance of understanding clients' needs and goals and the need for continued research and education in the field.Wade and Craig discuss: How they both became involved with home equity and retirement incomeWhen is an ideal time to consider a reverse mortgageThe challenge points and negative perceptions around home equity and reverse mortgagesThe behavioral finance perspective on emotional attachment to housing wealthDr. Pfau's research on housing wealth and the lack of pushback on his research on reverse mortgagesThe misconceptions that some advisors have about reverse mortgagesHow advisors can talk to their clients about reverse mortgagesWhat areas advisors need to improve on related to home equity and reverse mortgagesAnd moreResources:Framework | E134 | Dr. Wade Pfau: Retirement Planning in a Changing WorldReverse Mortgages by Wade PfauConnect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Wade Pfau:Retirement ResearcherRISA ProfileLinkedIn: Wade PfauConnect with Craig Lemoine:University of IllinoisLinkedIn: Craig LemoineX (Twitter): @HigherEdCraigAbout our Guests: Wade D. Pfau, Ph.D., CFA, RICP® is the founder of Retirement Researcher, an educational resource for individuals and financial advisors on topics related to retirement income planning. He is a co-founder of the Retirement Income Style Awareness tool and a co-host of the Retire with Style podcast. He also serves as a principal and the director of retirement research for McLean Asset Management. He also serves as a Research Fellow with the Alliance for Lifetime Income and Retirement Income Institute. He is a professor of practice at the American College of Financial Services and past director of the Retirement Income Certified Professional® (RICP®) designation program.Craig Lemoine is the Director of the Financial Planning Program at the University of Illinois, Urbana-Champaign. He serves as an Associate Clinical Professor, teaching courses in risk management, retirement, and financial planning. Craig earned his Ph.D. from Texas Tech University in 2013 and current
Welcome to the first of a 5-part series on Framework to provide some color around home equity and retirement income planning.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Craig Lemoine, CFP®, Ph.D., MRFC, Director of Personal Financial Planning, and Shelley Giordano, Enterprise Integration Mutual of Omaha Mortgage Founder, about reverse mortgages and retirement planning. They address the misconceptions about reverse mortgages, their potential benefits, and the importance of home equity in retirement planning. Shelley and Dr. Craig also highlight the need for financial advisors to better understand and appreciate reverse mortgages.Shelley and Craig talk about: Their backgrounds and involvement in reverse mortgages and retirement planningThe goals of the Longevity Funding Task Force and the Academy for Home Equity in Financial PlanningWhat is driving the misconceptions about reverse mortgages among financial advisorsThe need for better software solutions to incorporate home equity into financial planningThe various benefits and advantages of reverse mortgages, including self-funding for long-term careWhy addressing the negative reputation of reverse mortgages has been challengingAnd moreResources:Framework | E94 | Michael Lane: The Road to Success in Financial ServicesConnect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Shelley Giordano:Academy for Home Equity in Financial PlanningLinkedIn: Shelley GiordanoConnect with Craig Lemoine:University of IllinoisLinkedIn: Craig LemoineX (Twitter): @HigherEdCraigAbout our Guests: Shelley Giordano is the Founder and Past Chair of the Academy for Hope Equity in Financial Planning. Shelley has been a pioneer in reverse mortgage lending, having begun her career almost two decades ago. After years at home raising her children, she fell into the unlikely world of reverse mortgages. From her very first client, she was hooked. She, like other originators, witnessed palpable relief at reverse mortgage closings because the clients were able to improve their retirements without having to give up their homes. Shelley authored “What's the Deal with Reverse Mortgages” and is co-author of “What You Don't Know About Retirement Income Can Hurt You.” Today, Shelley chairs the non-profit Funding Longevity Task Force. This team of researchers, gerontologists, financial planning practitioners, and lenders is devoted to helping Boomers understand how powerful their housing wealth could be in planning for a more secure retirement.Craig Lemoine is the Director of the Financial Planning Program at the University of Illinois, Urbana-Champaign. He serves as an Associate Clinical Professor, teaching courses in risk management, retirement, and financial planning. Craig earned his Ph.D. from Texas Tech University in 2013 and currently holds the Certified Financial Planner ™ and Master Registered Financial Consultant™ designations. Craig currently serves as the Executive Director of the Academy for Home Equity in Financial Planning, vice-chairman of the Master Registered Financial Consultant Board, and is working with his team to
Katy Chen Mazzara is a trauma-informed Master financial wellness coach and graduate of UC Berkeley's Personal Financial Planning program. As a former freelance TV producer and award-winning documentary filmmaker, Katy understands the balance between dreaming and doing. She helps creative freelancers and entrepreneurs make more, worry less, and achieve true financial freedom, so they can create the life of their dreams. https://moneymaestroblog.com/ep-51
We're back for season 5! And we're bringing back special guest Katy Chen Mazzara. Katy Chen Mazzara is a certified trauma-informed financial wellness coach and graduate of UC Berkeley's Personal Financial Planning program. As a former TV producer and award-winning documentary filmmaker, Katy understands the balance between dreaming and doing. Through her six step Financial Freedom Formula, Katy helps creative freelancers and entrepreneurs make more, worry less, and achieve true financial freedom, so they can create the life of their dreams. WEBSITE: https://www.katychenmazzara.com/ INSTAGRAM: https://www.instagram.com/katychenmazzara/ FREE WEBINAR: Katy is hosting a FREE workshop called the Financial Freedom Formula - 6 Steps to make more, worry less and achieve true financial freedom, while still pursuing your passions! During the workshop, you'll learn practical (and spiritual!) practices you can implement right away. She's offering 3 dates for this free class: December 5th, 7th and 9th. You can sign up HERE - https://bit.ly/fff_tonyr In this episode, we discuss…. Why Katy doesn't believe in budgets The importance of tracking your numbers The mindset traps we fall into when we don't track How patterns tend to show up in our numbers and what that can tell us Why “shit hits the fan” once we start to take action How I lost almost all my clients at once How GOOD things tend to happen when sign up with a coach An update on my financial plan that I've been working on to get out of debt My plan to move to Atlanta and the financial questions I have Why manifesting is for everyone - even if you're not into the “woo” Let's stay connected! MY WEBSITE: www.tonyrossicoaching.com INSTAGRAM: www.instagram/com/tony.rossi FREE SELF-CARE NEWSLETTER: www.tonyrossicoaching.com/stress FREE SELF-CARE FB GROUP: www.facebook.com/groups/actorproblems
Guest: Dr. Preston Cherry, AFC®, CFT-I™, CFP®, Ph.D., the Founder and President of Concurrent Financial Planning, a comprehensive financial planning firm serving households and business owners across generations. Dr. Cherry is also Head of the Financial Planning Program and Director of the Charles Schwab Center for Personal Financial Planning at the University of Wisconsin–Green Bay. On top of that, he's a co-founder and Chief Evangelist at Practice Intel. In a Nutshell: There's a significant disconnect in our industry between what folks say they want from an advisor and what advisors are actually delivering. To close that gap, advisors may need to start quantifying their relationships to clients so that they can track, measure, and manage more than just return on investment. On today's show, Dr. Preston Cherry returns to discuss Practice Intel's "Relationship Quality Index" and how he's helping the next generation of advisors prepare to deliver comprehensive planning.
Today we have Martin Seay, the Department Head of Personal Financial Planning at Kansas State University, and Jesse Lineberry, the Director of the Financial Planning Program at Virginia Tech University, on the show. The pair join the podcast for office hours to chat about all things financial planning. Tune in as they share the kinds of offers their students receive from employers, what students prioritize in entry-level roles, and the distinguishing factors of top job candidates. We also explore pressing topics, like whether students should readily accept their first post-graduation offer or wait to see if something better comes along. This episode offers a valuable peek into the financial planning academic world, so don't miss out! You can find show notes and more information by clicking here: https://bit.ly/3F0AWmz
Introducing former financial planner and banker of several Fortune 500 firms, current Assistant Professor of Personal Financial Planning at Texas Tech University, and author, Miranda Reiter, Ph.D., CFP®.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Dr. Miranda Reiter about the significance of diversity and inclusion in financial planning, and the need for mentorship and support for students and young professionals. Dr. Reiter talks about her journey to becoming a professor and her research in financial planning, including the dynamics of race and gender in choosing a financial planner. Miranda also mentions her recent project with The Great Courses, creating the audio book Six Ways To Manage Money.Dr. Miranda Reiter discusses: Her childhood aspirations and journey to becoming a professorThe misconceptions about pursuing a Ph.D.Her research in financial planning and diversity in the industryThe importance of diversity and inclusion in financial planningSupporting students and young professionals in the industryWhy we need more tech programs in schoolsDr. Reiter's “Six Ways To Manage Money” audio book with The Great CoursesAnd moreResources:Six Steps To Manage Your MoneyDr. Ajamu Loving: Wealth Building and Generational Planning for MinoritiesTucker Bryant: Unlocking Innovation Through VulnerabilityConnect with Jamie Hopkins and Ana Trujillo Limón: Carson Group LLCLinkedIn: Jamie HopkinsLinkedIn: Ana Trujillo LimónConnect with Miranda Reiter:Texas Tech UniversityLinkedIn: Miranda ReiterAbout our Guest: Dr. Miranda Reiter, CFP® began her career in the financial services industry in 2003 and has worked as a financial planner and banker at several Fortune 500 firms before her academic career. She created a financial planning firm in 2013, She & Money Financial Planning. Her financial advice has been quoted in popular media outlets such as The BBC, US News, USA Today, and Forbes. In addition to her career in financial services, Dr. Reiter has taught at several educational institutions in the U.S., France, and the Ivory Coast. In 2023, Dr. Reiter published a personal finance audiobook, Six Steps to Manage Your Money, published by Audible/Great Courses, and is the author of many more. She is a member of the Financial Planning Association, the Association of Financial Counseling and Planning Education, and the American Council of Consumer Interests. Dr. Reiter earned her Ph.D. in Personal Financial Planning from Kansas State University.
With Dr. Michael Kothakota | CEO of WolfBridge Wealth | Researcher BIO: Dr. Michael Kothakota has been a financial planning practitioner for over 18 years. He currently serves as CEO of WolfBridge Wealth, a Registered Investment Advisor firm and is the former Head of Research at CFP Board. As a researcher and innovator, he operates and conducts research at the intersection of artificial intelligence and the psychology of financial planning. Dr. Kothakota has consulted for financial technology firms and has developed behavioural models to assist with the delivery of financial planning services via technology platforms. He is an experienced instructor and teaches at Columbia University. Dr. Kothakota received his Master's in Predictive Analytics from Northwestern University and his Ph.D. in Personal Financial Planning from Kansas State University. Why You Should Listen: In this episode, we're sharing practical wisdom about your finances. First, we'll explore why pausing and thinking about your money is vital, ensuring it matches what truly matters to you, not what society says should matter. Then, we'll show you how to make money a useful tool in your life, not just talk about it. You'll discover why quick tips and one-size-fits-all money advice often don't work and how to make financial advice fit your unique situation. We'll also discuss why chasing what's "financially perfect" doesn't always lead to what's best for you. Plus, we'll emphasize the importance of treating financial research seriously in the planning profession. Lastly, we'll explain why those "standard rules of thumb" regarding money don't fit everyone's life. Highlights: Aligning Finances with Your Goals Learn why aligning your financial life with your genuine goals is crucial, not society's expectations. Money as a Practical Tool Discover how to use money as a practical tool to achieve your dreams. Personalizing Financial Advice Navigate the pitfalls of one-size-fits-all financial advice and make it work for you. Balancing Optimization with Values Find out why financial optimization doesn't always align with what's best for you personally. Leveraging Financial Research Explore how research can enhance financial planning and decision-making. Beyond General Rules of Thumb Those "standard rules of thumb" regarding money don't fit everyone's life. Quotes: "Sometimes, what's financially optimal isn't always what's best or right." Dr. Kothakota Links: https://wolfbridgewealth.com/
With the student loan pause coming to an end and a new repayment plan announced, we wanted to answer your questions. And who better to help us break down the new Student Loan SAVE plan than Ryan Law.Ryan H. Law is an award-winning educator who teaches in the Personal Financial Planning program at Utah Valley University. He's a Certified Financial Planner, an Accredited Financial Counselor®, past President of the AFCPE Board of Directors, and also a leading expert in student loans. In today's episode we discuss the benefits of the SAVE plan, how financial professionals can support their clients during this time, and 5 things we need to do now. Show Notes:1:41 Why repayments may return2:24 The current student loan landscape6:45 How to best support your clients with these changes8:27 Who is best suited for the SAVE loans9:24 Borrowers and calling their providers10:47 Ryan's recommended payment calculators11:03 Benefits to switching to SAVE plan11:52 Interest accumulation & rollover13:26 Other elements of this plan to be aware of13:59 Student loan forgiveness14:43 The PSLF program16:12 Budgeting for payments again19:09 Other resources to look for24:30 Ryan's 2 cents for clientsShow Note Links:Studentaid.govhttps://ryanhlaw.com/student-loan-save-plan/Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.
The world of financial planning has changed significantly, attracting a new generation of people who are beginning their journey along these paths. As this profession evolves, the coming together of academia and industry becomes more critical than ever.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Dr. Martin Seay, Ph.D., CFP®, Department Head and Professor of Personal Financial Planning at Kansas State University.Together, they explore the evolution of financial planning and share valuable insights and experiences, highlighting the importance of supporting students from all walks of life and creating a clear career trajectory to succeed as a certified financial planner.Dr. Seay discusses: The evolution of the financial planning profession and how it is attracting younger individuals into the fieldHow financial planning has become a priority for firms and the increase in job opportunities for graduatesOrganizations like the FinServ Foundation and the CFP Board that are working to create opportunities for engagement between schools and firmsThe high burnout rates among financial advisors and the impact on the professionThe efforts to increase awareness and interest in the financial planning profession for high school students and parentsThe high retention rates among Certified Financial Planners (CFPs) and the importance of firms supporting students in obtaining their CFP certificationThe challenges in supporting advisors to reach higher levels of success and the need for intentional structures and supportAnd more!Connect with Jamie Hopkins and Ana Trujillo Limón: Carson Group LLCLinkedIn: Jamie HopkinsLinkedIn: Ana Trujillo LimónConnect with Martin Seay:LinkedIn: Martin SeayMartin Seay: Kansas State UniversityAbout our Guest: Martin Seay, Ph.D., CFP®, is a Professor and Department Head of Personal Financial Planning at Kansas State University, where he oversees the CFP Board registered undergraduate, graduate certificate, M.S., and Ph.D. programs. He currently serves on the Board of Directors of the CFP Board of Standards, which is charged with overseeing the CFP® marks. He previously served as national president of the Financial Planning Association® (FPA®) in 2020, the largest membership organization for CFP® professionals in the country.Dr. Seay's research focuses on borrowing decisions, how psychological characteristics shape financial behavior, and methodology in financial planning research. His work has been published in the Journal of Financial Counseling and Planning, Financial Services Review, Journal of Consumer Affairs, Journal of Financial Services Professionals, Journal of Financial Planning, and Journal of Financial Therapy among others.His research has been recognized by the 2014, 2017, and 2019 FPA Annual Conference Best Applied Research Paper Awards, the 2016 CFP Board of Standards' ACCI Financial Planning Award, and the 2016 Montgomery-Warschauer Award, which is awarded by the Journal of Financial Planning for the paper that provided the most outstanding contribution to the betterment of the profession in the previous year.read by Ana
Several astrological energies have been signaling the instability of the financial markets and global economic systems in recent years. Uranus in Taurus is shaking up the structures and bringing in change, collapses, dynamic shifts, and unexpected developments to what is no longer working. During 2021 and 2022, the ongoing Uranus-Saturn squares revealed through tension and pressure what has been financially weak, yet Saturn provided a stabilizing influence until it moved on to Pisces. The North Node in Taurus and South Node in Scorpio are both signaling financial changes, especially with the eclipses that interact directly with Uranus in Taurus. In 2023, Pluto will square the Nodes and reveal what is permanently over and complete, and this can create lot of fear, uncertainty and disempowering narratives. We'll look at the ongoing financial energies of 2023 and beyond, as well as remember that your innate connection to abundance and prosperity is an energy source within you that can withstand this global shifts. ~ Big Deal! Pluto squares the Nodes of Fate: Imminent World Changes, Financial Collapse: https://www.youtube.com/watch?v=yhaDa4TgebQ ~ Prosper with Conscious Financial Planning Online Program: Financial education and information to help you make empowered choices for your ongoing financial well-being. Use code PROSPER to get it for only $99 USD for a limited time! More details here: https://www.mollymccord.online/prosper-with-conscious-financial-planning The Olivia Team: Business and Personal Financial Planning for US-based individuals and entities: https://www.theoliviateam.com/ Raymond Merriman at MMA Cycles - https://www.mmacycles.com/ .
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