Podcast appearances and mentions of rachel cruz

In this episode, Dr. Meg Meeker is joined by financial expert and bestselling author Rachel Cruz. They discuss the challenges parents face in teaching their kids gratitude in a consumer-driven society. Rachel shares insights from her career in finance, her shift to educating parents, and her inspiration behind writing children's books aimed at fostering contentment and gratitude. They explore practical tips for parents to instill financial wellness in their children, emphasizing the significance of family values, generosity, and setting financial boundaries. The conversation highlights the profound impact of modeling gratitude and the joys of simple living. Key Moments: 02:52 The Importance of Contentment and Gratitude 04:32 Navigating Consumerism and Teaching Financial Responsibility 08:39 Balancing Generosity and Financial Limits 21:49 Practical Tips for Teaching Kids Financial Wellness 24:36 The Joy of Giving and Serving   About our guest: Rachel Cruze is a two-time #1 national bestselling author, financial expert, and host of *The Rachel Cruze Show*. Since 2010, she has been a key figure at Ramsey Solutions, where she empowers people to avoid debt, save money, budget effectively, and achieve financial success at any stage of life. Rachel has authored three bestselling books, including Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do, and WHAT to Do About It! Check out her new book, I'm Glad for What I Have, here. Need parenting advice? Grab one of Dr. Meg's coaching spots here. Watch today's episode

Opening Bible Verse: Proverbs 1:8-9 Our kids will use money, food and faith everyday for the rest of their lives yet, it's oftentimes not taught in our schools.  Parents, it's up to us to teach our children well.  No matter where you stand financially, we can teach our kids the right way to handle money.  Their first big purchase is often a car so let's talk about buying that first car on today's podcast episode. I mentioned the book Dave Ramsey wrote with his daughter, Rachel Cruz. You can buy it here: Smart Kids Smart Money ***The doors are open! The summer 2024 session of Pruning To Prosper will begin June 28th.  9:30am-11:30am EST. This is my six week group coaching course for Catholic women looking to run their homes efficiently with God at the center of it all! Live lessons are conducted via Zoom and group accountability is shared via text or email.  This is the perfect jumpstart to get your home and life running smoothly while making great friends with like-minded women. $200. Zoom link and worksheets will be emailed one week prior to our start date.  See you there! XOXO, Gina   Week 1 June 28th: Who Are You Called To Be? Week 2 July 5th: Declutter Week 3 July 12th: Grocery Budget Week 4 July 19th: Meal Planning Week 5 July 26th: Overwhelm/Routines Week 6 August 2nd: Finding Your Tribe   Click this link to sign up! https://buy.stripe.com/8wMg2s8zhcc4e403cn   If you live in the Lehigh Valley of Pennsylvania and you would like to work with me 1:1 for  in-person decluttering ($60/hour with a 5 hour minimum), please email me at:   tightshipmama@gmail.com  

Episode 79 - "We're going to war darlin!" & Someone put something in Super Dave's Coffee. Our condolences go out to JR and his Family. If you are interested in attending his dad's funeral services here is the information from JR.   "My dad cherished his children and grandchildren more than life itself. He held the world on his shoulders above us so that we didn't have to bear the weight. He wanted the best for us, all while serving anyone and everyone he knew. He will be dearly missed by many." “Thank you very much to everyone who has communicated, commented, messaged, whatever... Thank you very much for your condolences and support. Please be informed that my dad's funeral services will be this Friday May 5th at Tabor-Rice Funeral Home in Brighton Colorado. Visiting hours will be 4-6pm. Service and Pastors Word starts at 6pm-7pm. My father's wishes were to be buried in Ft. Lupton Colorado and it will be at Hillside Cemetery Saturday May 6th at 10am. One more time... thank you so much for all the support to me, my sister Isabel Saenz and brother Daniel.”   Hello Family. Ramsey Solutions is offering an online Financial Peace University. Lead by RAMSEY personalities. Rachel Cruz, Jade Warshaw , John Delonty, Ken Colman, Eddie Culin and George Kamel. This is a GREAT opportunity to start your journey to less stress, getting out of debt and helping yourself out. Classes start as early as  May 8 th .. there are 9 classes ( 2 a week, so it is an accelerated class)  I have included the link ….  https://www.ramseysolutions.com/ramseyplus/financial- peace/personality?utm_medium=email&utm_source=promotional&utm_term=fpu_ bu&utm_campaign=personality-hosted-fpu&utm_content=rplus-59846_personality- led-fpu-mid-week-reminder&_kx=axjqU7gUAujs1nPoxGzJGL_JceaBl- _AKEAVLaXjdNk%3D.RzHn5B It is 79.99 (normally it is 99.00) , Live discussions over Zoom with a Ramsey Personality, 12 months of access to the nine FPU video lessons, 3 months of access to the Every Dollar budgeting app, Free financial coaching, Fully editable digital workbook. You can do this!!    

The Deep State Runs Deep. Mike Morrell, former Deputy Director at the CIA, now admits he got some 50 ex spies to write the letter slamming Hunter Biden laptop report as 'Russian disinformation' to help Joe Biden win the election. And it gets worse. You're not going to believe WHO asked Morrell to orchestrate the letter. Remember: this same cast of spooks and political hacks not only wanted America to think that the Biden laptop was FAKE, they also wanted America to think the so-called "Trump Dossier" was REAL. And you wonder why Americans have no faith in government right now?  As Donald Trump soars past all others in a brand new WSJ poll, one must wonder: will the same group of intelligence professionals in the Democrat Party once again prevent Americans from knowing the truth?  Trump is the front runner for Republicans amid growing frustration with Ron DeSantis. DeSantis is embroiled in a massive brawl with Disney...and, a growing number of conservatives are questioning his motives.  The transgender scandal is consuming Youtube with parents worrying their children may become 'indocrinated' as the trans issue is a new theme in popular shows. Cast in point? The world's most popular YouTube star is a 24 year old named "Mr Beast". (His real name is Jimmy Donaldson.) Mr Beast has built a $500 million empire around his schtick as a regular guy hanging out with his regular guy friends and doing incredible things. Well, one of those guys... Chris Tyson...is now, Christina. It could be a big problem for the business (unless, of course, Bud Light is the sponsor) but, the bigger concern for the conservative community is how the show will play with kids.  Bud Light shares continue their stuggle. On Friday, shares of Anheuser-Busch closed nearly flat, while shares of Bud's rival Molsen Coors rallied again. So, while AB Inbev has lost billions in market cap since the Dylan Mulvaney promotion became know earlier this month, Bud's rival keeps seeing a higher share price. I'll explain what's going on.  And - yes - Biden's woke agenda comes with financial penalites for hard working Americans that pay their bills on time. A new Biden plan begins May 1st and will result in people with more than 680 on their credit score paying an additional fee of an estimated $40 per month to secure a home loan. The Biden admnistration is doing this to help offset the costs of borrowers with bad credit scores. Sounds a little like Venezuela-style economics to me! All that said - you still need to pay your bills on time which is why I'm thrilled to welcome Rachel Cruz on the program today. Rachel is the daughter of financial planning guru Dave Ramsey and a financial planning and budget expert herself. She's the author of several books and host of The Rachel Cruz Show. She joins me today with advice for EVERYONE about budgeting, planning, and making the most of your money. Don't forget to rate my podcast, follow my podcast on Apple, and WATCH my podcast on Youtube.  Sign up for my free newsletter at https://TrishReganShow.com. Today's show is sponsored by advertisers: https://LegacyPMInvestments.com https://RuffGreens.com/Trish  Support the show: https://trishregan.store/See omnystudio.com/listener for privacy information.

What are your thoughts about investing in yourself and your health?  How do you overcome the mental barriers you have when it comes to spending money on yourself and your well-being?  It's so important to be open to seeing that you're worth whatever you need in your life and to be able to receive it openly and graciously.   In this world of managing breast cancer, we all know that treatments, therapies, and support come with an expensive price tag. So, we need to allow ourselves to explore all the options and not close ourselves off to therapies that could support us because of the dollar amount attached to them.   The universe is rich and abundant, and we never know what may be available to us.  Some of us don't have financial resources on hand, but some of us do and still choose not to use them on for self-care and support. This is a common mindset that we need to shift. Sometimes we need to prioritize ourselves and our health over other things.  We need to adopt the thinking of "I deserve this" and "I am worth this." just as we would tell a loved one in need.  Investing in ourselves and our health is not a selfish act but a necessary one.   Listen now and start embracing your worthiness today.  Referred to in this episode:  Know Yourself Know Your Money by Rachel Cruz   Better Than Before Breast Cancer Life Coaching Membership 

I'm so glad you're here listening to the podcast! What is the last thing you've implemented from the show?Links + Resources:Follow the guests from this episode on social mediaGretchen Rubin @gretchenrubinHala Taha @yapwithhalaRachel Cruz @rachelcruzSarita Gillespie @sarita_harp_gillespieBecome a Mommy Millionaire and create LASTING WEALTH!mommymillionaire.coCONNECT WITH CAYLA!Follow Cayla @cayla.craftFollow Mommy Millionaire @mommymillionaire.coWatch + Subscribe on YouTube - Cayla CraftThe first quarter of 2023 has flown by! Are you on track to accomplish your goals for this year? In this episode, we're bringing back some moments from your favorite episodes so far this year. Have you implemented what you learned about personal branding from Hala Taha and how to create MORE energy from Gretchen Rubin? How about the tips Rachel Cruz gave us about sticking to a budget and investing, or my cousin Sarita's tips on building unshakeable confidence as she has building businesses in between cancer treatments. Tune in to this episode and tag me on Instagram with what you've already implemented form the show so far this year! The only way we're going to build life changing wealth, is by taking action!00:42 - How do you build confidence?04:30 - Why you need allies, not friends.06:48 - After interviewing 10,000 millionaires, how do they invest their money?09:28 - Why living on a budget gives you more freedom!12:11 - Why you need to give your budget 90 days before you adjust it.15:30 - What does it take to build a brand in 2023?19:30 - What's your relationship with your audience?22:00 - What are the top two hacks for more energy?24:25 - The quickest way to get an energy boost!

Rachel Cruze is a #1 New York Times bestselling author, financial expert and host of The Rachel Cruze Show. Growing up as Dave Ramsey's daughter, Rachel hated budgeting for years until she experienced the freedom of budgeting for herself.  Find out some tips and tricks to healthy grocery shopping amongst these inflation driven times to food and produce. To keep up with the latest in the produce industry, be sure to follow The Produce Moms on all of your favorite platforms, including our blog, Facebook, Instagram, and TikTok accounts. You can also watch The Produce Moms Podcast here.

Spending time with family during the holidays can bring up tons of emotions - hurt, frustration, joy, stress, happiness. In this episode we're chatting through best practices or tips when it comes to spending time with family, setting boundaries, and making the most of quality family time. If this is a season that brings up negative emotions, listen in, because we give practical tips you can implement THIS YEAR to make the most out of this season. Highlights: It will look different for everyone Decide now how holidays are going to go before having kids Working through guilt of being with one side of the family over the other CLEARLY communicate expectationsBe flexible with your schedule Enjoy it, be present Send us an email at jcvhouse@gmail.com with your creative date ideas! References: How the Holidays Can Lead to Resentment with Rachel Cruz and Dr John Delony podcast episodeThe Office Season 2 Episode 10 - Yankee SwapSubmit your question at couplesbecomingintentional.com or email us at jcvhouse@gmail.com to connect with us! What did you love most about this episode? Send us an email at jcvhouse@gmail.com to let us know or DM Carrie on Instagram.We'd also love to have you take 30 seconds to leave us a review for the show over on Apple Podcasts. We love hearing from you and would love to feature your review on the show!Music: Higher Up by Shane Ivers - https://www.silvermansound.com

Pastor Craig and Amy have been married for 31 years and have learned a lot about marriage, relationships, and intimacy. In this interview-style message, our pastors are answering relationship questions and sharing what makes their marriage strong so you can set yourself up for success in your relationships. ABOUT THIS MESSAGEHow do I know if they're marriage material? How do I know if I am? What does a healthy relationship look like anyway? There are so many questions to consider for lasting relationships. It's time for some real talk about relationships, marriage, and sex. You're invited to Save the Date. Find guides, stories, and wisdom to help you find confidence, peace, and direction in any relationship here: https://www.life.church/betterrelationships/NEXT STEPSHave you made a decision to follow Jesus? You may be wondering what's next on your journey. We want to help! Let us guide you to your next steps in your walk with Christ: https://www.life.church/nextABOUT LIFE.CHURCHWherever you are in life, you have a purpose. Life.Church wants to help you find your next step. Our hope is that your journey will include joining us at a Life.Church location throughout the United States or globally online at https://www.live.life.church. Find locations, videos, and more info about us at https://www.life.church or download the Life.Church app at https://www.life.church/app. FIND US ON SOCIAL MEDIAFacebook: http://www.facebook.com/life.churchInstagram: http://www.instagram.com/life.churchTikTok: https://www.tiktok.com/@lifechurchCONNECT WITH PASTOR CRAIGYouTube: https://www.youtube.com/craiggroeschelFacebook: http://www.facebook.com/craiggroeschelInstagram: http://www.instagram.com/craiggroeschelTikTok: https://www.tiktok.com/@craiggroeschel#lifechurch #craiggroeschel #relationshipquestions

What is the number one reason people file for bankruptcy? What famous celebrity lists his 20-year-old money mistakes? Are we getting deeper in debt as inflation boosts costs? On this week's episode we discuss these topics and more.  You can find the articles we reference at these links: The #1 Reason People Go Bankrupt by Rachel Cruz on YouTube: https://www.youtube.com/watch?v=A2LrrNTQ1oo Nearly Half of All Americans are falling deeper in debt as inflation continues to boost costs, by Jessica Dickler on cnbc.com: https://www.cnbc.com/2022/07/26/nearly-half-of-americans-fall-deeper-in-debt-as-inflation-boosts-costs.html?__source=sharebar|email&par=sharebar Is Rachel Cruz right about her #1 reason for bankruptcy?  Here's a hint, check out our Episode 325, Crush Medical Debt. Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening! Or, you can support the show by visiting our new Patreon page! https://www.patreon.com/crushingDebt To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com. To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Show Air date 6/10 Katrina Updates the numbers for the Tampa Housing Market. Special Guest Rachel Cruz, Ramsey Trusted Personality Talks about how to teach your kids to win with money. This is a Re broadcast   

Everyone is feeling the financial crunch these days! Inflation is bananas and its easy to feel the stress that debt can have on our soul. Are you ready to break free from financial bondage? In episode 82 Brendan and I shared about our journey to become debt free! And next week you're going to hear how we did it! But first let's listen in as Rachel Cruz, Dave Ramsey's daughter, shares about the why behind our spending. Her latest book, “Know Yourself, Know Your Money: Discover Why You Handle Money the Way You Do and What to Do About It” unpacks just that. And if you want to grab our free budget tracker you can get that here!

We chat about being the boss Womxn @ First Choice Radio and fab advice on playing out. This episode is jam-packed with real-life advice on DJing and how important it is to play to the crowd or venue. Rach (DJ Girrrlcruz) is a Director/Presenter/DJ @First Choice Radio. Her Passion is House/Club/Dance Music and she has danced professionally all over the World. She love's being live on air Worldwide, or Djjng to a crowd, the feeling is Awesome. Music is Life!!! Every day is a Blessing. Let's do this

Rachel Cruz talks with our host Jaime Catmull about money lessons she learned and applied from her famous personal finance dad Dave Ramsey. In this timely episode, Rachel will give you budget tips that last you far beyond the holiday. We're in a season where people can easily find themselves living paycheck-to-paycheck. But also living in a space where they want to enjoy the holidays, especially after the year we just had Rachel answers our questions: What are some tips for people who are living paycheck to paycheck during this season? And, what does the term “Live Richer,” mean to her? Find GoBankingRates online at:https://www.gobankingrates.comhttps://twitter.com/GOBankingRateshttps://www.facebook.com/GOBankingRateshttps://www.instagram.com/gobankingrateshttps://www.linkedin.com/company/go-banking-rates

Ever feel over-scheduled, over-committed and over-tired in today's world? That we do so much, yet somehow, feel we're not doing enough? Christy Wright, bestselling author of Take Back Your Time and host of The Christy Wright Show, is an expert in cultivating balance, ditching distractions and prioritizing what actually matters. If you or someone you know is seeking a guilt-free tool to cut out what doesn't matter, prioritize the things that do and take back your time and your life, this episode is for you. SHOW NOTES: "Making it" because of struggle: Growing up, how Christy's mom launched a small bakery business was pivotal in teaching character, integrity, persistence and work ethic her formative years. Before becoming a speaker full-time with Ramsey, Christy said "yes" before knowing how and stepped in for Rachel Cruz while she was a project manager. "Some of the most incredible career opportunities are not positions that are posted but problems that are solved." - Sheryl Sandburg "If you wait until you have success to commit, you'll have neither. You have to commit before you have success." - Seth Godin What if "balance" isn't so much what you do but something you create + become in your life? Life balance is not doing everything for an equal amount of time. It's about doing the right things at the right times. Start doing what matters, stop doing what doesn't matter in today's season. "If we are not careful we will spend our entire lives checking boxes and never stopping to ask ourselves if those boxes represent anything actually worth doing." Create an ideal schedule. Take your current calendar and a blank calendar: Move over the things you have to do. Move over the things you want to do. Add whatever is missing. "We judge others by everything they do and we judge ourselves by everything we don't do." Listen to past Live Inspired Podcast guests + fellow Ramsey personalities Dave Ramsey, Rachel Cruz and Anthony ONeal. Get a copy of Christy Wright's Take Back Your Time here. CHRISTY WRIGHT'S LIVE INSPIRED 7 Q. What is the best book you've ever read? A. The Ruthless Elimination of Hurry by John Mark Comer. Q. What is a characteristic or trait that you possessed as a child that you wish you still exhibited today? A. Innocence. Q. Your house is on fire, all living things and people are out. You have the opportunity to run in and grab one item. What would it be? A. Pictures. Q. You are sitting on a bench overlooking a gorgeous beach. You have the opportunity to have a long conversation with anyone living or dead. Who would it be? A. Maya Angelou Q. What is the best advice you've ever received? A. People will forget what you said, people will forget what you did, but people will never forget how you made them feel. Q. What advice would you give your 20-year-old self? A. You're going to get married. Stop freaking out. Q. It's been said that all great people can have their lives summed up in one sentence. How do you want yours to read? A. 1 Thessalonians 5:24 The one who calls you is faithful and he will do it.

¿Sientes que desde pequeña te han preparado para ser madre? Sí, lo hacen desde que nos ponen una muñeca en los brazos. Sin embargo, pasan los años, las relaciones, los proyectos profesionales y a veces nunca llega el momento de la maternidad. Porque decidimos que no es nuestra prioridad. ¿Ese es tu caso? Da igual, porque la maternidad es un tema que nos toca a todas las mujeres, incluso cuando decidimos no tener descendencia. Nos toca porque somos hijas, porque recibimos presión social al respecto, y porque para llegar a decidir si seremos madres o no, pasamos por muchos análisis.Sea cual fuere tu posición, este episodio es para ti. Para que lo escuches y lo compartas. Así que estaremos conversando con una madre casi recién estrenada, la actriz cubana Rachel Cruz quien, además, comparte el rol de madre con su pareja.¿Quieres conocer sobre las dudas, certezas, inseguridades, tormentos y límites en la crianza? Dale play y únete a la conversación. Porque siempre estamos juntas.Hermana, ¿sientes que tu vida no está como te gustaría? ¿Tienes problemas en tus relaciones personales, de trabajo o no tienes claro a qué te quieres dedicar? Haz hecho de todo para salir de esa situación y aun así no lo has logrado.He reunido a un grupo de coaches y terapeutas que te pueden guiar si estás viviendo una situación como esta. Totalmente gratuito y confidencial para mujeres que viven en Cuba. Para comenzar a recibir ayuda, solo pincha el link a continuación: https://www.camilaarteche.com/formulario-fundacion/. Marcas de tiempo[4:10] Maternidad es compartir[10: 40] ¿Por qué se elige ser madre?[15:00] ¿Hay vida después del cansancio?[19:10] Eso nunca lo permitiré… ¡¿de verdad?![23:20] ¿Qué necesitas para educar?[26:00] Ser una mamá presente[29:00] Lo que te vas a llevar  Recursos útilesWeb: www.camilaarteche.com ¡SÍGUEME!Instagram: https://www.instagram.com/camila_arteche/Facebook: https://www.facebook.com/camila_arteche/ ――――――――――――――――――――Suscríbete y valora mi Podcast ★★★★★――――――――――――――――――――

Jocul pentru copii: https://adrian.asoltanie.com/product/super-kid-violet/Videoclip: https://www.youtube.com/watch?v=hqbmp12flZcCat de riguros sa iti verifici copii?Cum sa creezi un sistem de raplata pentrul copil?Ce inseamna o pensie privata?Carte recomandata in acest episod: Bani isteți, copii istețiCum să crești o generație câștigătoare financiarDAVE RAMSEY, RACHEL CRUZ

Money. It’s a topic that makes us squirm. But why? Money itself is neutral. The problem is when it becomes an idol or when we look to it to afford us a certain lifestyle. But the truth is, money has a subtle way of captivating our hearts. We need to be mindful of how we’re relating to it! We go to Scripture to find counsel in how to handle our money in a way that glorifies God. We are also joined by Rachel Cruz who offers us practical tips on how we should approach our money.   Connect with us: www.dailygracepodcast.com www.thedailygraceco.com https://www.facebook.com/thedailygraceco/ https://www.instagram.com/thedailygraceco/   Questions? Email us! podcast@thedailygraceco.com _______________________________ Resources mentioned in this episode: Know Yourself, Know Your Money by Rachel Cruze Weber 3-Burner Grill The Bible Handbook by The Daily Grace Co.  Dave Ramsey’s Financial Peace University RachelCruze.com The Rachel Cruze Show @RachelCruze on Twitter MakeUp Eraser The Voice of the Heart by Chip Dodd   Scripture mentioned in this episode: 1 Timothy 6:10 Matthew 19:24 Psalm 24:1 1 Corinthians 6:19-20 James 2:5 1 Corinthians 12:11 Matthew 6:24   Connect with us: Subscribe to Daily Grace: on iOS, go to our iTunes page and click subscribe.  On Android, click this podcast RSS feed link and choose your podcast app.  If needed, you can copy this link directly into your favorite podcast app (like Stitcher or Overcast).  Or follow us on Spotify! We would love if you took a few minutes to leave us an iTunes review to help spread the word about Daily Grace!  We want to invite more women into our conversations! Download The Daily Grace app: for iOS, click here to download.  On Android, click here to download. Visit The Daily Grace Co. for beautiful products for the whole family that will equip you on your journey to knowing and loving God more.  Subscribe to The Daily Grace Newsletter and receive free Bible study resources in your inbox.  Like The Daily Grace Co. on Facebook. Follow on Instagram for the latest updates on the podcast and The Daily Grace Co.  Engage with our Facebook community, “The Daily Grace Co. Communityt”.  Read The Daily Grace blog for encouragement throughout the week that is steeped in biblical truths. **Affiliate links used are used where appropriate.** Thank you for supporting the products that support the production of this podcast!

Your wallet tells the story of what you value. Your behaviors declare your beliefs. Perhaps that’s a scary thought for you. If so, the good news is that once you determine why you handle money the way you do, you can take steps to change those behaviors. You can determine what story your wallet tells from here on out.

Rachel Cruz joins us to discuss holiday giving during the pandemic when money may be tight.  See omnystudio.com/listener for privacy information.

Is comparison stealing joy in your life? So Rachel Cruz's episode from 2018 is one of the most downloaded episodes for the Mom Inspired Show so I am kicking off December "Best Of" with her episode. If you missed it the first time around I know you will enjoy this. If you have already heard this episode, I find when you listen to something more than once you learn different things since you are in a different phase of life than when you first heard it! Rachel and I discuss everything from how comparison is killing us,  and that social media makes it super easy to to feel like we don’t have enough!  Do you ever find yourself scrolling through social media wishing you had a different house, maybe you feel like you are the only one that doesn’t go on vacations as much as you like or have fabulous friends?  Rachel shares with us that she too can fall into this trap. She shares a story about coming home from a vacation and then getting on social media to find someone that she follows on Instagram on vacation and feeling like she is missing out, yet she just got home from a vacation! We also talk about saving money so that you can have the life that you truly want.  One story that stood out to me was when Rachel was talking about saving for college and how expensive it can be to send your kids.  She shares with us that college is a blessing not an entitlement and if you are not able to pay for your kids college that doesn’t make you a bad parent! Hear what she says about this topic and more on the podcast. If you liked this episode make sure to check out episode 184 with Rachel Cruz in my COVID series I did : https://mominspiredshow.com/navigating-uncertainty-inspirational-ways-moms-are-living-through-covid-19-series-rachel-cruze-184/ "My Favorite Things" Segment If you are looking to support the show at no extra cost to you, if you hear me talk about a product I love, if you click the links I provide to purchase that item I make a small commission that helps support the show. So thank you in advance for showing your love! This week I mentioned the things that I like to take to keep my immune system up especially during flu season and obviously during COVID-19 Multi-vitamins kit (wholesale is so much worth it, saves you so much money)- Food Nutrients, Cellular Vitality Complex, Omega Complex- click HERE Digestive Enzyme- click HERE Probiotic- click HERE Probiotic that is spore based- to get 15% off your order use the code MOM - click HERE Vitamin C spray- click HERE B-12 spray- Methylcobalamin (very important that it is this one) - click HERE

SEASON 1 - EPISODE 08 Hoy fue un día donde existió un quebranto del alma. Rachel Cruz no pudo contener su ahogo entre lágrimas al escuchar a amigas y familia. Nos permitió conocerla más cerquita y por ende se descubrió a una mujer aún más inmensa de lo que esperaba. Entrevista en Youtube --- Support this podcast: https://anchor.fm/limarameneses/support

Show NotesThe global pandemic has changed the way we live, work and learn. And colleges and universities will transition to meet these new demands. On this episode, I talk with Anthony ONeal. Ramsey personalities Anthony ONeal and Rachel Cruz wrote the award-winning book, The Graduate Survival Guide: Five Mistakes You Can't Afford to Make in College. "This is the generation that can change our future..." - Anthony ONealKey TakeawaysAvoid debtBe strategic about your own social media Use social media to build your brandSurround yourself with people who help you make good decisionsEducators can help plant a seed of support for studentsPut your vision on paper, make a plan"The caliber of your future will be determined by the choices you make right now." - Anthony ONeal You can find out more about Anthony here. Check out his student loan payoff calculator.

PATRICK OF I'M HERE WITH INTERVIEWS RISING NEW YORK MUSICIAN LUKE MOCK. Luke Mock is an 18-year-old singer-songwriter from Auburn, New York. Luke has developed his own unique sound with an overall goal to demonstrate his own emotions and inspire others. Luke has opened for national acts such as Ryan Quinn, John Gorka, Paul Elia, Mark Doyle, Joe Whiting, Neyla Pekarek, and more. He also headlined Perform 4 Purpose In 2019, a non-profit organization which provides opportunities for musicians to perform while raising money for charities, benefits, and more. Luke has raised over $200,000 through Perform 4 Purpose and continues to contribute to their mission. With much in store, Luke is very excited to be working towards his next releases and first EP. Luke will be releasing his new single for preorder May 29, and "Universe" will be officially released June 12. "Universe was inspired by the thought of a relationship being interrupted by another person. The thought of someone being your absolute everything but losing it all because of forces that are hard to control, much like the universe." LUKEMOCK.COM Genre: Pop Hometown: Auburn, New York Influences: Shawn Mendes, Charlie Puth, Nick Jonas, Lewis Capaldi, John Mayer "UNIVERSE" REVIEWS “A song sang exclusively from the heart! The deep pain is felt when your relationship is invaded by an unwelcomed intruder! The feeling of never giving up hope and craving your true love, your person, your everything, return to your existence.” Janie Gallegos, Editor at “Janie Gallegos” “I hear HUGE potential in this song and definitely feeling the lyrics and catchy beat. Someone get me an interview with this rising star!” - Rachel Cruz, Owner/CEO/Editor of FAME MAGAZINE GLOBAL “What a mesmerizing song and love the unique vocals.” - “I’m Here With Magazine” “Luke Mock’s Song Universe has a great feel to it. Also nice hook with a message we can all relate to with our special someone. I can hear this song being in a movie." - Lance Motogawa, Motogowa Entertainment Show Song Review You can follow Luke here https://lukemock.com https://open.spotify.com/artist/4ybmw... https://www.instagram.com/lukemockmusic/ https://twitter.com/lukemockmusic PR Temima Shames

At last, we have the ever-so-talented radio personality and music curator Rachel Cruz on the podcast to talk about her life as a radio DJ, as well as life on the road, and of course, our favorite booze stories. This one will keep you entertained start to finish.

Meet Rachel Cruz, an easy going, successful trans woman who has a lot to say about her life and experiences. Listen in as she shares her insight on her gender transition and also tells us a little but about her career as a DJ.

This episode, we have Kris' cousins Rachel and Brandon on! We talk about Chads and how Ethan's elementary school experience was different than ours. We also react to a Reddit post about poopy socks. And of course, we talk about how Kris' TikTok recently went viral. Hosted by Ralph Ramos (@rlphrmos2) Featuring Ryan Tocheri (@rytoc12) Ethan Zuchkan (@EZuchkan) Marina Yap (@anirampay) Kristoffer Bradley Cruz (@krisbradleycruz) Rachel Cruz (@rxchelcruz) Brandon Ramirez (@bjrr12) Edited by Kristoffer Bradley Cruz

Like a modern day siren, Rachel lures her listeners in with haunting melodies and a soulful voice. Once entranced, she takes her captives on a journey of self-discovery and empowerment guiding them safely through the storms and shipwrecks of life. There is a saying that, “Stars are made, not born,” and that couldn’t be more true for this actress, singer, dancer. Talk about a triple threat! Music, dance and acting have always been a part of this starlet’s life. Brought up in the entertain- ment industry, Rachel has grown up around music, theater, film and dance! From the tender age of 3, she has been dancing, eventually becoming a professional hula dancer, competing in the top hula competitions and traveling the world enchanting international audiences. It was actually thanks to her dancing abilities that she was introduced to the television and film industry. She was asked to dance in commercials for companies like Hawaiian Airlines, in televised parades like Disney World’s Winter Parade, for major televised events like The International Children’s Festival sharing the stage with the Sesame Street Gang and even at major football games like the Pro-Bowl for four years. All this before she was even thirteen years old! It was around this age that she discovered her gift, passion and love for music! Engrossed with the rhythmic vibes of her culture, this Hawaiian Native began playing the ukulele, eventually writing her own lyrics and melodies. Though her creativity was heavily influenced by her island home, her taste in music con- trasted the happy and light-hearted sounds of the islands. Instead, she found solace in artists like P!nk, Evanescence and Adele who’s music mirrored the hardships and realities she faced in her own life. Behind the lights, cameras and smiles, Rachel was haunted by traumas and abuses she’d been going through for years. At 28.20 minutes is the cover of COLD WATER with MAREKO MUSIC https://www.rachelcruzmusic.com/ Photo by Coverlook

Welcome to Episode 41 of the Mommy Daddy Time Podcast!!!In this episode, we have a conversation about sex that no one else is having. We brought in a very special guest this week. Caitlin Zick and her husband cole are the leaders of the Moral Revolution Podcast and ministry based in Redding California. Moral Revolution is a company of radicals helping to define healthy sexuality.A lot of marriages struggle with sex. In fact, it's one of the top 3 reasons marriages fail! The struggle with sex is not limited to certain groups, ages, or even past experiences. It's something that ALL couples have to work on and be intentional within their marriage. The worst part is, more often than not, the one place that should be talking about sex (the church) is often silent or vague. So what happens when couples are left without answers to the real questions they have about sex? What happens when couples don't have people they can turn to and openly talk about their sex issues? Well, things don't get better. In fact they often get worse. But, it doesn't have to be this way. The truth is, you don't have to keep struggling alone in your marriage with sex. Cole and Caitlin Zick have an incredible story where they share what sex was like when they first got married. SPOILER ALERT!!! It was not the rolling in the sheets, hot-n-heavy, Hollywood movie kind of honeymoon that often gets portrayed. In fact, it was anything but. Confused, distraught, and feeling defeated they took matters into their own hands and did something that even surprised us! In this episode, you'll finally hear an honest conversation about sex and marriage. + What happens when sex is something you don't enjoy? + Can a couple still be happy without orgasms?+ How does sex change after kids?+ What do we need to change in our sex life in order to have a happy marriage?+ A LOT MORE!!!**WARNING** This episode may not be suitable for all audiences. If you normally listen with young ears, this is an episode you will want to filter through first! You shouldn't have to struggle with sex in your marriage. There is incredible hope out there if you do find yourself struggling with sex in your marriage. This episode will give you hope, healing, encouragement, and laughter. You will know you're not alone and there is a community of people you can turn to for help. We hope you like, subscribe, and share this episode with the people in your life. RESOURCES FROM THE SHOW:Christian Cosmo: The Sex Talk You Never HadIntimate Issues: Twenty-One Questions Christian Women Ask About SexMoral Revolution Moral Revolution PodcastTurn Up TruthLook At You Girl By Caitlin ZickWant to get exclusive content no one else gets? Become an INSIDER of The Mommy Daddy Time Podcast on Patreon here

Welcome to episode 40 of the Mommy Daddy Time Podcast. This week, Kristy sits down and answers questions about what life has been like for her as we've navigated the waters of not having a job for the past 6 months. Kristy talks about her real fears, the mental battle, and also the spiritual battle that takes place moment by moment and how she overcomes them. She also describes what it was like at the moment she found out that Eric was about to lose his job and there was no plan in place for getting a new one. From the practical logistics to the emotional and spiritual responses, Kristy gets very real and very vulnerable as a wife, mom, and Enneagram 8 in this episode. This episode, more than many others, will make you feel like you're sitting down in the kitchen with us for a deep dive into the realities of going without a job, hustling for work, providing for a family, and facing some real fears in identity. If you or someone you know has gone through the loss of a job or is in one now, share this episode with them. They will be encouraged, filled with hope, and love that they aren't the only ones going through the range of emotions. Want to get exclusive content no one else gets? Become an INSIDER of The Mommy Daddy Time Podcast on Patreon here

Sponsors: Master Your Money Super Bundle: This one’s not a sponsor but an amazing deal and every purchase supports the show. The Master Your Money Super Bundle is a collection of 45 courses, ebooks, printables and videos to help you do better in all areas of your money. Whether that’s budgeting, paying off debt, investing, making more money, whatever. The bundle has over $1200 worth of resources in it but you can get it for only $49.97 when you visit frugalfriendspodcast.com/masteryourmoney Friendship: That’s right - it’s friendship that brings you this podcast today. Obviously. Because friends are the ones you can laugh with, get angry with (as in alongside :)), make bracelets with, start podcasts with, and so much more! Friendship leads to so many great things - try it today! Friendship; the best kind of ship. Notable Notes: What the Internet has to say: This article from Living Well Spending Less gives tips on how to maintain friendships while becoming debt free! What Jen and Jill have to say: Refine how you spend time with others. Good rule of thumb: “If a night out on the town for the two of you costs more than the GDP of a small country, it’s time to scale back your quality time.” Have a heart-to-heart - explain your goals to your friends and how this may impact relationship and make suggestions for how to spend quality time together going forward! Make hard decisions. We like this quote: “You should never kick a friend to the curb over money. However, if you are tempted to overspend or go into debt merely by having a relationship with someone else, you may want to identify whether or not you’re allowing a friend to have too much power over your finances and life.” More from the Internet: This article from Our Next Life takes a different look on this topic and discusses how to build a frugal community, and make new friends based on the common ground of frugality! More from Jen and Jill: We like the tip to look for thematically appropriate meet-ups Send signals through your actions - by living frugally you will most likely attract like-minded individuals BILL OF THE WEEK - Thank you Amarylis for sharing your bill with us! If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill Lightning Round We thought it was important to offer four ways to lose friends and make enemies! 1. Assume they don’t care about their finances - don’t ask them, just assume that because they spend money, it’s not because they feel overwhelmed by their finances, but rather they just don’t care 2. Shame them when they make a purchase you don’t approve of - don’t consider you probably would have made the same purchase several weeks ago, just let everyone know you wouldn’t do it now. 3. Talk only about Dave Ramsey - seriously, only topics from the latest radio show, book, Financial Peace University class, that’s it. Occasionally you can mention Rachel Cruz or Chris Hogan but don’t go crazy. 4. Only advertise your successes - Did you bust your budget? Did an unexpected expense cut your student loan payment? DON’T TELL ANYONE. Only post on social media about how well you’re doing and that God is obviously smiling on you because of your choice to become financially secure Frugal Friends Book Club: We’re finishing up The Soul of Money by Lynne Twist for book club! If you want a free copy, leave us a review on iTunes or Stitcher, screenshot the review and send it to frugalfriendspodcast@gmail.com. We’ll select the winners at the end of the month. See you next week!

Let's face it, falling into a rut in your relationship is one of the easiest things you can have happen. When you first get married things are so new, exciting, and fun! You love being together, doing stuff with one another, and the more you spend time with one another the better. Then, over time, the relationship rut sneaks in and begins to break down your relationship slowly and surely. When you have kids, it only gets harder. What happens to couples not paying attention to this, or working to break through the relationship rut they're in? Well, things only get worse. You stop feeling as connected. Your intimacy goes way down. Sex becomes an afterthought at best. You grow distant and then a part. Before you know it, you're more room-mates than a spouses. It doesn't have to be this way. We know what it feels like to be in a relational rut. After almost 10 years of marriage, three kids, a major move, and tons of ministry it feels like so many other things demand your attention first before you give it to your relationship. But, we've discovered a few simple things that if done consistently will help you break through and avoid relationship ruts for good. If you want to get out of a relationship rut and go from room-mates to lovers again, listen to this episode NOW!This episode can help you:+ Feel more connected+ Re-spark your intimacy+ Feel like you first did when you got married+ Stop relational ruts from coming back againEnjoy the show! Follow us on Social Media!Instagram: @mommydaddytimepodcastFacebook.com/mommydaddytimepodcastEmail: Ask@mommydaddytimepodcast.com

If you're anything like most couples you could be in a rut sexually. Sure, maybe you've tried convincing yourself that all couples experience a rut sexually. After all, now that kids, careers, life, and everything else is in the picture, having sex regularly isn't exactly a top priority. Or, maybe it's just that "gettin' busy" feels more like a business transaction than the cosmic co-mingling it once was. Regardless of how or why you got to where you are, one thing is for sure, staying in a rut sexually WILL KILL YOUR MARRIAGE!!!You shouldn't have to settle when it comes to your sex life. Trust us, we know how hard it can be to make sex a priority in your marriage. Whether you're a busy couple with no kids, you have a new-born, toddlers, or even active kid-kids like us sex can take a back seat way too often!So, what happens if you do nothing? Well, things only get worse. You go from being two madly in love people who can't stop gushing over each other and taking instagram selfies every 10-minutes to basically room-mates who cohabitate and share chores and bills. If you struggle with where your sex life currently is vs where you think it should be listen to this episode where we will share:+ How to recognize if you're in a sex-rut+ How to break out of a sex-rut+ How to Avoid a Sex-rut in the future+ Some of the struggles we've had personally in our own story+ MoreYou shouldn't have to have an ordinary, boring, or lack-luster sex life. Sex shouldn't be a once in a while thing you're looking to just "get through". You should have amazing, room shaking, earth quaking, mind-blowing sex with your spouse that you not only enjoy, but look forward to!Not sure I mentioned Sex enough in this post...So, without further delay. Enjoy the show!Follow us on Social Media!Instagram: @mommydaddytimepodcastFacebook.com/mommydaddytimepodcastEmail: Ask@mommydaddytimepodcast.com

In this episode of Beyond the Sectors, Chelsea and Ana lovingly dissect Bren & Six, the cage-matches, the trauma, there-is-more-to-life-than-revenge tropes, flawed found family dynamics and the collision between the political and relational storylines as the O'Kanes try to unravel what has gone wrong in Sector Three. Bren has been guiding and training Six as she gets to know the O'Kanes, face her past and learn to trust and hope again, but when a villain from his past re-surfaces his need for revenge exposes cracks in his relationships with the gang and almost destroys his relationship with Six. Listen as we discuss Bren and Six's relationships with their pasts, their kinks, the gang and each other in Beyond Pain. Also mentioned in this episode are some of the future leads, Noah, Emma, Mad, Scarlet, Ace, Rachel & Cruz including a discussion of Ace's role in helping Six understand Bren's desire and need for pain. Books mentioned: The Gideon's Riders Series, Beyond Jealousy (4), Beyond Ruin (7), Beyond Temptation (3.5) We also allude to Beyond Doubt -- Bren and Six's post-HEA #OkaneforLife story.

With a qualification in veterinary bio science, Rachel Cruz thought that she had her future all mapped out, but after starting down that career path and missing the customer service elements of her part-time job selling shoes, she realised that she needed a more people focused career. In this episode of Quit the 9-to-5 with Ben Handler, Rachel shares how, after a friend suggested that she try real estate, she found her calling. She discusses the transition into the property sector, how and why she then moved from the sales side of the business into the property buying side and talks about some of the challenges she met along the way. Rachel reminisces about her first client and explains where she plans to take her career going forward while Ben reveals the skills that make a good buyer's agent.

You guys, I can't believe this is the 100th episode!  With that, I thought it would be great to have Rachel Cruz on the show to talk about her book Loving Your Life, Not Theirs! Rachel and I discuss everything from how comparison is killing us,  and that social media makes it super easy to to feel like we don't have enough!  Do you ever find yourself scrolling through social media wishing you had a different house, maybe you feel like you are the only one that doesn't go on vacations as much as you like or have fabulous friends?  Rachel shares with us that she too can fall into this trap. She shares a story about coming home from a vacation and then getting on social media to find someone that she follows on Instagram on vacation and feeling like she is missing out, yet she just got home from a vacation! We also talk about saving money so that you can have the life that you truly want.  One story that stood out to me was when Rachel was talking about saving for college and how expensive it can be to send your kids.  She shares with us that college is a blessing not an entitlement and if you are not able to pay for your kids college that doesn't make you a bad parent! Hear what she says about this topic and more on the podcast. If you liked this episode, then you would probably like the episode with Rahcel's co- worker Christy Wright of Business Boutique where we chat about making money doing what you love: http://mominspiredshow.com/93   Resources mentioned in show: Love Your Life Not Theirs(affiliate link)   Travel Tip of the week: Rachel talks to us about an amazing island off the Keys called Little Palm Island here is the link to that resort https://www.littlepalmisland.com/ If you are curious about pricing, feel free to email at my travel email ambersandberg@hkluxurytravel or you can set up a free appointment consultation with me at http://mominspiredshow.com/travel-agent/ if this is out of your budget range, we can brainstorm some ideas that would fit your budget! Guest Contact Info: Rachel Cruz Instagram- Rachel Cruz Website: https://www.rachelcruze.com/

Forming a healthy relationship to our finances is all about taking small steps towards our ultimate financial goals. No matter your income, I believe you have the capability to find financial freedom. If you are looking for a little financial peace today, then you are going to love my conversation with Rachel Cruz! Rachel has a down-to-earth, practical perspective on finances that comes from an early exposure to money management skills. That’s right, Rachel’s dad is the one and only Dave Ramsey, who revolutionized the world of personal finance for so many of us!    Growing up with Dave Ramsey, you might think that Rachel spent her days filling in spreadsheets and planning mutual funds, but she assures me that isn’t the case. Instead, Rachel grew up with a healthy relationship with her finances and a desire to share that knowledge with others. Rachel has a natural love of public speaking, and even when she was still a child herself, she was sharing what she knew with those around her. Today, Rachel has published not one, but two bestselling finance books. She is teaching women all across the world how to be wise with their money and live financially free. It’s not just about getting out of debt, though that is important! Rachel focuses on easy steps that you can take to make wise decisions with your funds.    Today, Rachel is going to give us an overview of her Love Your Life, Not Theirs: 7 Money Habits to Change Your Life. When you develop these habits, you will create for you and your family a sense of financial freedom like never before. These tools really work!    Show Highlights: Rachel shares how she got started in the “family business” of personal finance.  How to package the message of financial responsibility for a younger audience.  Money was often talked about as a family in the Ramsey household.  The tools that you can use to have practical conversations with your kids.  Rachel talks about the inspiration behind her book.  How to manage your social media emotional drain.  Rachel shares her perspective on buying cars and paying off debt.  Make a plan for your money! Give every dollar a job.  How to make an emergency fund.  Tackle your financial plan with your spouse and get vulnerable.  Get the order of operations as far as your savings go.  Using cash is instant accountability.  Sleep on it! Think before you spend.    Resources: Rachel's Website Love Your Life, Not Theirs by Rachel Cruze    Enter the Book Giveaway: To be eligible to win you need to complete the following steps:   Enter to win using this link: https://1.shortstack.com/rclRkn Share Episode 95 with your Facebook friends by posting this link: https://www.hilaryhendershott.com/95 and using the hashtag #loveyourlifeXprofitbossradio in your post Sign up for the Profit Boss® Weekly using this link: https://hilaryhendershottfinancial.activehosted.com/f/76https://hilaryhendershottfinancial.activehosted.com/f/76    Good luck, Profit Boss!      

Profissão: Enfermagem NOC 3012. Registered nurses and registered psychiatric nurses. Ou simplesmente, enfermagem. Sempre figurando entre uma das 10 profissões com maior demanda no Canadá e não deve mudar tão cedo. Chegou a vez de falarmos sobre Profissão: Enfermagem. Predominantemente feminina, a Ordem dos Enfermeiros estima que 95% dos profissionais de enfermagem no Canadá são mulheres.Muitas vezes negligenciados ou deixados em segundo plano, enfermeiros são tão importante quanto médicos na saúde pública. Apesar disso, enquanto médicos podem ter salários que chegam aos $300 mil/ano, é quase impossível uma enfermeira que chegue aos $100 mil. Rachel Cruz e Carolina Lopes trilharam caminhos diferentes para exercer a profissão aqui no Canadá. Neste programa, Japa e Berg entrevistam as duas e discutem temas como estudar --- Send in a voice message: https://anchor.fm/podeixar/message

Talking about money can be hard. My guest, Rachel Cruze, shares some money habits for living the life you want, and the first one has nothing to do with budgets or spreadsheets. Expenses and debt can add stress and worry to your marriage and your family life. Rachel Cruz, daughter of personal finance speaker and author Dave Ramsey, shares her story of tackling family finances, mom guilt and comparison. In This Episode You'll Hear... Seven money habits for living the life you want. Stories about finding unity on finances in your marriage. How to focus on contentment and not comparison with money. [smart_track_player url="http://traffic.libsyn.com/inspiredtoaction/ITA114-Rachel-Cruz.mp3 " color="#be202e" social="true" social_twitter="true" social_facebook="true" social_gplus="true" ] Eliminate the Overwhelm of Meal Planning Get your free 30 day trial at PlanToEat.com. Quick Links Rachel's book, Love Your Life Not Theirs EveryDollar App Love the song in the outro? It's called God Day. It's by Jen Stanbro and you can get it on iTunes by clicking here and check out Jen's site by clicking here. Connect with Rachel Cruze Website:www.rachelcruze.com Social media:Twitter | Facebook | Pinterest | Instagram | Snapchat How to Listen to This Podcast Subscribe to the podcast in iTunes or Stitcher and get the latest episodes as soon as they are available. If you're new to podcasts, click here learn more about them! Click the play button in the post or grab your favorite podcast app and join us for a chat!

Talking about money can be hard.  My guest, Rachel Cruze, shares some money habits for living the life you want, and the first one has nothing to do with budgets or spreadsheets.   Expenses and debt can add stress and worry to your marriage and your family life. Rachel Cruz,... Read more

Raising children is hard - there's just so much to teach them. While your brain and attention are caught up in a million thoughts, don't forget to teach your children about fiscal responsibility. So, how exactly do you do that? Well, you're in luck because Chalene is speaking with Rachel Cruz, the co-author of the New York Times best-selling book, Smart Money Smart Kids. This episode is full of simple, down-to-Earth tips that you can implement TODAY. It's just that simple. Stop dieting & start living:  www.131Method.com   Get the 131 Book!!!   Here’s The System I Use Every Day to be More Organized & Crazy Productive: www.pushjournal.com   Sign Up For MY WEEKLY NEWSLETTER and you'll get FREE tips on how to live a ridiculously amazing fun-filled life!   Be sure you are subscribed to this podcast to automatically receive your episodes!!!  Spotify Itunes  Stitcher    Subscribe to Build Your Tribe!!! Spotify  Itunes Stitcher      Join our NEW, awesome PodSquad on Facebook here!   Get episode show notes here: www.chalenejohnson.com/podcast    Connect with me on your fav social platform: SnapChat: ChaleneOfficial    Facebook: www.Facebook.com/Chalene      Instagram: www.Instagram.com/ChaleneJohnson    Twitter: www.Twitter.com/ChaleneJohnson   Hey! Send me a tweet & tell me what you think about the show! (Use the Hashtag) #TheChaleneShow so I know you’re a homie! XOXO Chalene

•As Iraq burns, Congressman Frank Wolf reveals that Christians are being persecuted in the country (1:20).•Albert Mohler unpacks a new study that finds major political polarization in the U.S. (8:05).•Bob Burney reports that Planned Parenthood is encouraging young women to engage in deviant sexual behaviors (13:00). •Mark Elfstrand talks with Michael Ross about his book on stress, “Worry Free Living” (16:50).•Dave Ramsey's daughter, Rachel Cruz, provides advice for kids about the responsible management of money (27:45).•A cakemaker faces a Soviet-style crackdown in Colorado. Albert Mohler explains. (35:40).See omnystudio.com/listener for privacy information.