Podcasts about smart money smart kids

About the Guest(s): Rachel Cruze: Rachel Cruze is a finance speaker, and author, best known as the daughter of renowned financial professional Dave Ramsey. With a mission to educate and empower individuals on their financial journey, Rachel has authored multiple best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids. She co-hosts The Rachel Cruze Show and has a knack for breaking down complex financial topics into practical steps for everyday people. Rachel is also a prominent personality at Ramsey Solutions, where she continues to influence and inspire through her various roles. Episode Summary: In this illuminating episode of the Who Ya Know Show, host Trevor Houston welcomes finance professional Rachel Cruze to discuss the art of financial intentionality and contentment. Rachel delves into her upbringing as the daughter of Dave Ramsey, sharing how her parents' approach to financial education shaped her perspective. She reflects on the lessons learned from her parents' bankruptcy and how those experiences have influenced her work today. Rachel also highlights the importance of budgeting, intentional spending, and the emotional aspects of money management. The conversation transitions into a detailed analysis of modern financial challenges, emphasizing the need for intentionality in money management. Rachel shares strategies for creating effective budgets, reducing financial stress, and cultivating a mindset of contentment and gratitude. She touches on the pitfalls of a victim mentality and the societal pressures that often lead individuals to equate their net worth with their self-worth. Rachel's insights are both practical and profound, offering listeners actionable steps to take control of their financial future. Resources: Rachel Cruze's Book:https://ter.li/0uz692 Subscribe: ⁠⁠⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/who-ya-know-show⁠⁠⁠⁠⁠⁠⁠⁠ Trevor Houston is a licensed financial professional offering insurance/financial products through various carriers. For more info visit ⁠⁠⁠⁠⁠⁠⁠⁠http://cpwstrategies.com Chapters: (0:00) Growing Up With Financial Lessons From Dave Ramsey (4:49) The Emotional and Psychological Impact of Money and Financial Struggles (13:29) The Power of Gratitude and Overcoming Adversity (23:28) The Importance of Being Intentional With Your Money (31:26) The Importance of Financial Literacy and Early Education (35:40) Navigating Envy and Criticism in the Age of Social Media (40:11) Father-Son Bonding Through Dollar-for-Dollar Incentives (41:05) Rachel Cruze on Financial Wisdom and Hope

This week we are re-releasing a classic episode from the Go Help Yourself archives! In this episode, originally released in 2019, Misty and Lisa review the New York Times Bestseller The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey.Dave Ramsey is a personal money-management expert and radio personality. His seven best-selling books—Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey's Complete Guide to Money, The Legacy Journey and Smart Money Smart Kids—have sold more than 11 million copies combined. What!We cover the main themes from each chapter in this Total Money Makeover book review:1. The Total Money Makeover Challenge2. Denial3. Debt Myths4. Money Myths5. Two More Hurdles6. Save $1,000 Fast7. The Debt Snowball8. Finish the Emergency Fund9. Maximize Retirement Investing10. College Funding11. Pay off the Home Mortgage12. Build Wealth Like Crazy13. Live Like No One ElseIf you'd like to read the book, you can purchase it here. You can follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.comAnd don't forget to subscribe, rate, and review Go Help Yourself! Advertising Inquiries: https://redcircle.com/brands

I am so honored to have Luke LeFevre join us for episode 86! I first heard Luke on the EntreLeadership Podcast back in 2020, and his work has been so impactful on my life. Luke has led many creative teams over the years and most recently served as the Chief Creative Officer for Ramsey Solutions. Luke led the branding, design and video teams that served all of Ramsey Solutions. He led and contributed to the creative efforts behind many of the company's best-selling and most popular media (The Dave Ramsey Show, The John Delony Show, The Rachel Cruze show, and more) and products (EveryDollar, Financial Peace University, Smart Money Smart Kids, Start, Love Your Life Not Theirs and countless others). Through over 20 years of experience working with creatives and business owners, Luke has seen time and time again that people have an internal pull inside of them towards...creating. Something that MUST be created. It could be a business, it could be the pull to become a mom, get married, adopt, write a book, start painting or millions of other things. These pulls have been in us since before we were born. The things we can't help but be. In our conversation, Luke shares how you can unlock this Pull and recognize that you are on a path and that following this path is not just necessary to live a fulfilled life, but it is Holy. Check out our website https://creativeimpactpodcast.com for the full show notes that include Luke's biography and additional links mentioned in this episode. You can be sure not to miss a Creative Impact conversation by subscribing through your favorite podcast app.  We are so grateful to have you as a part of the Creative Impact community and would love it if you would share the show with your friends!Support the show

Is it hard to believe that God has a plan for your. . . money? Finances often represent an area of deep personal and marital struggle. But, the truth is, if we learn to do money God's way and follow proven biblical principles, we can move from a place of weakness and confusion to a place of strength and clarity! Today on the Godmother podcast, join me and Rachel Cruze, author of Smart Money Smart Kids, as we discuss the benefits of generosity, the freedom of being debt-free, and how to leave a lasting legacy with your money!You can connect with Rachel on Instagram @rachelcruze

Money management isn't always easy and teaching your kids can be just as difficult. We sometimes forget that our kids do have money from their allowance or from birthdays and they will need to make choices about what to do with that money. This podcast is all about teaching your children money management skills. It's not a subject many of us are comfortable with. Mark Marshall, Licensed Insolvency Trustee with Allan Marshall & Associates helps us recognize teachable moments to build in money lessons appropriate for their age.Mark also discusses:The best way to get started and at what ageTips to get them started savingLetting your kids make poor spending decisions earlyThe difference between needs / wants and how to avoid impulse buyingSigns that your kids are making good or poor money management choicesLicensed Insolvency Trustees can help you take control of your debt. They are considered some of the best financial advisors in the country and the only ones licensed by the federal government of Canada. About Mark MarshallMark Marshall has been working in the insolvency field for 20 years. He received his Licensed Insolvency Trustee accreditation in 2012 and has also been an active board member with Music NB. He endeavors to give each client he meets advice on all of their available options so they can proceed with the knowledge they need to make an informed decision.Additional Resources Allan Marshall & Associates Licensed Insolvency TrusteeHow to Teach Kids Money Management at HomeLiving Within Your Means

Rachel Cruze — yes, that Rachel Cruze — is a speaker and writer at Ramsey Solutions, where she teaches people to avoid debt, save money, and budget. She is a two-time #1 national best-selling author, particularly well known for her book Smart Money Smart Kids, which she co-authored with her father Dave Ramsey. As a businesswoman and mother of three, she knows what it can be like to juggle your work life and family life. In our conversation, Rachel and I discuss all the ways you can financially lead by example, including: Teaching your kids to be financially responsible Taking action and being intentional with your money If it's ever a good choice to go into debt How to kick imposter syndrome to the curb Want to keep up with me and Rachel? Make sure to find us on social media, and let us know what you thought about the episode! Connect with Rachel Cruze Twitter: https://twitter.com/rachelcruze  Instagram: https://www.instagram.com/rachelcruze/  Facebook: https://www.facebook.com/rachelramseycruze  Website: https://www.ramseysolutions.com/rachel-cruze  Connect with Robyn Crane Website: https://robyncrane.com/ Facebook: https://www.facebook.com/bizgrowth4women/ LinkedIn: https://www.linkedin.com/company/robyn-crane-inc./ YouTube: https://www.youtube.com/c/RobynCrane Instagram: https://www.instagram.com/robyncrane/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices

805- Suzanne has been teaching and guiding clients in the financial methods, philosophies and principles of Dave Ramsey for 6 years. She continues to lead Financial Peace University for non-profit organizations, and also has experience with Smart Money Smart Kids, The Legacy Journey and EntreLeadership. Prior to becoming a Ramsey Preferred Coach, Suzanne spent 8 years in professional sports and 7 years in commercial real estate. ________ Want your customers to talk about you to their friends and family? That's what we do! We get your customers to talk about you so that you get more referrals with video testimonials. Go to www.BusinessBros.biz to be a guest on the show or to find out more on how we can help you get more customers! --- Support this podcast: https://anchor.fm/businessbrospod/support

Podcast Summary: Most people don't like to talk about finances or even think about them. I chat with Suzanne Johnson from Grace Financial Coaching, about how to get finances on track. The priority of Ramsey Preferred Coach (RPC) is to guide and encourages you to make the best financial decisions specific to your situation, and that exactly what Suzanne does for her clients. Tune in and listen! Key Ideas: How Suzanne became a financial coach. Advice about jumping into the entrepreneur world and finances. Advice about personal finances. Retirement plans! About Suzanne: Suzanne has been teaching and guiding clients in the financial methods, philosophies, and principles of Dave Ramsey for 6 years. She continues to lead Financial Peace University for non-profit organizations, and also has experience with Smart Money Smart Kids, The Legacy Journey, and EntreLeadership. Before becoming a Ramsey Preferred Coach, Suzanne spent 8 years in professional sports and 7 years in commercial real estate Learn more about Suzanne: https://gracefinancialcoaching.com/ She can also be found on Facebook and Instagram at @gracefinancialcoach --- Support this podcast: https://podcasters.spotify.com/pod/show/susie-liberatore2/support

Suzanne is a Personal Financial Coach who works with motivated individuals, couples and families to develop good financial habits for a more stable future and care-free life! She has been teaching and guiding clients in the financial methods of Dave Ramsey for almost 5 years. She has experience leading Financial Peace University, Smart Money Smart Kids and The Legacy Journey. Suzanne has attended FPU Conferences and EntreLeadership Summit. Prior to becoming a Ramsey Preferred Coach, She spent 8 years in professional sports and 7 years in commercial real estate. Let's see how they Get up, Dress up, and Show up! CONNECT WITH THEM https://gracefinancialcoaching.com  Personal transformation takes time, subscribe now, and let's grow together!  ----------------------------------------­­­­­­­----------------

In this episode of Rich by Intention, two-time #1 national best-selling author, financial expert, and host of The Rachel Cruze Show, Rachel Cruze, joins us to discuss her new book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It. Tune in as we discuss the psychology of why we handle money the way we do. Subscribe to the podcast and leave a review. New episodes every Tuesday.  More about Rachel Cruze: Rachel Cruze is a two-time #1 national best-selling author, financial expert, and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget, and how to win with money at any stage in life. She's authored three best-selling books, including Love Your Life, Not Theirs, and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About was released in January 2021. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com.

Do I have a money problem or a life problem? Can I get through school debt-free? Should I be giving my kids an allowance? What are my money tendencies? Sit down with Levi and Jennie for a conversation with Rachel Cruze — #1 New York Times best-selling author and speaker who has a heart to help others become smart with money.New episodes air Thursdays. Subscribe now so you never miss hanging with the Luskos.Links: Connect with Levi: levilusko.com @levilusko on social media Connect with Jennie: jennielusko.com or @jennielusko on social media Connect with Fresh Life Church: freshlife.church or @freshlife on social media Connect with Rachel: rachelcruze.com or @rachelcruze on social media Know Yourself Know Your Money Smart Money Smart Kids Every Dollar App: https://www.everydollar.com

I’d like to welcome our newest sponsor, 1Thrive.com.  Start the New Year off Organized with these stylish & customized command centers. Visit 1Thrive.com to check out the entire collection. Make sure to enter promo code SB10 at checkout to receive 10% off of your entire order! Hi Friends! Today we are talking all about Money Habits with money expert, Rachel Cruze. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey.  I invited Rachel to join me on TOL to talk about her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It  that just released last week!   During our conversation we talked about  The motivation that led her to write this book The role that fear plays into how we use, save and spend money The 4 different types of “money classrooms”  The 7 money tendencies and how to identify them How & when to talk to your kids about money and finances Practical and tactical steps to take if you’re are feeling overwhelmed about debt or expenses ****Special bonus! At the top of the episode, I share a candid conversation with my good friend, Gail (who you might remember from episode 165: Preparing for Aging Parents).  We talk about Gail’s wake-up call about finances, I talk about my own relationship with money,  and why I believe in the value of having a financial roadmap like Dave Ramsey’s 7 Baby Steps. I always knew that there were similarities between people’s relation with money and their relationship with clutter, and Rachel’s book really gets you thinking about your WHY, (just like we teach here!)  If you are struggling with clutter, I encourage you to read Rachel’s book to see if you can understand your unconscious motivations for how you view and use money. This could be the first step in living a less cluttered and more organized life. xoxo - Laurie P.S.  Don’t forget to check out 1Thrive.com who is committed to make organizing simple, fun and stylish. Enter code SB10 to receive 10% off your entire order! Connect with Rachel WEBSITE | INSTAGRAM | FACEBOOK | TWITTER | YOUTUBE Links Mentioned in this Episode THE RACHEL CRUZE SHOW (PODCAST) KNOW YOURSELF KNOW YOUR MONEY BOOK ***Sponsor for this episode:  1Thrive.com and make sure to enter code SB10 to receive 10% off your entire order! Please support us! SUBSCRIBE to TOL to have new episodes downloaded each week! REVIEW. Social influence is the most impactful way to help others find our show! Struggling with Clutter? Click HERE to take our FREE clutter quiz! Stop feeling like a Hot Mess! Now is the time to reclaim time, find freedom, and feel empowered from the “stuff” that is holding you back. Available on amazon, barnes & noble or wherever books are sold. Connect with Me WEBSITE | FB | IG | PINTEREST

Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It will release in January 2021. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com. ======================  Request to Join the FREE Meredith Atwood Community & Coaching https://meredith-atwood-coaching.mn.co/ ======================  Buy Meredith’s Books: The Year of No Nonsense https://amzn.to/3su5qWp Triathlon for the Every Woman: https://amzn.to/3nOkjiH =======================  Get The InnerU Program! Get InnerU online coaching program from the Handel Group for 50% with code "SAME24HOURS75" by going to: bit.ly/0331-inneru  =======================  Follow Meredith Atwood & The Podcast on Social: Web: http://www.swimbikemom.com Instagram: http://instagram.com/swimbikemom   =======================  Want to Connect?  Email: same24hourspodcast@gmail.com =======================  Credits: Host: Meredith Atwood Production & Hair Pulling: Meredith Atwood Podcast Branding and Web: Moon40 Marketing Copyright 2017-2020, 2021 All Rights Reserved, Meredith Atwood, LLC

Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It will release in January 2021. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com.JOIN BOB WEEKLYWe've launched a new subscription-based offering with exclusive content from the one and only Bob Goff.In vintage Bob fashion, you can join him on his adventure of living a life of whimsy, love, and action. Each week you'll receive a video message from Bob, plus guided reflection exercises and activities for personal growth and structured conversations with friends.Now more than ever we need to look to voices we can trust. If Bob's message has inspired you in the past, you're not going to want to miss out on Bob Weekly. So sign up today and let Bob guide you as you go through this unpredictable thing called your life.Learn More bobgoff.com/weeklyOn the episode:Producer: Tatave AbeshyanProducer & Co-host:

Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It will release in January 2021. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com.JOIN BOB WEEKLYWe've launched a new subscription-based offering with exclusive content from the one and only Bob Goff.In vintage Bob fashion, you can join him on his adventure of living a life of whimsy, love, and action. Each week you'll receive a video message from Bob, plus guided reflection exercises and activities for personal growth and structured conversations with friends.Now more than ever we need to look to voices we can trust. If Bob's message has inspired you in the past, you're not going to want to miss out on Bob Weekly. So sign up today and let Bob guide you as you go through this unpredictable thing called your life.Learn More bobgoff.com/weeklyOn the episode:Producer: Tatave AbeshyanProducer & Co-host:

Let's face it, today there are many people struggling with their finances.   People have lost their jobs, some have been furloughed, some have had their income drop and this pandemic has impacted so many in such a way that has left them feeling fearful, uncertain, anxious and stressed on what's to come.   So today, I wanted to bring on the show an expert that will help you better your financial situation right now.    My guest today is Rachel Cruze —  an American author who specializes on the subject of personal finance. Her book Smart Money Smart Kids, co-authored with her father, Dave Ramsey, reached number one on The New York Times Best Seller list in 2014. She's also the host of the Rachel Cruze show.   We are going to talk about budgeting, family and of course finances. And with the difficult situation happening around us, Rachel will share some of her tips and strategies on how people can effectively manage their money and be financially secure until they live a life that is debt-free!   So if you are one of the many who got affected financially during these difficult times, and you are having a hard time with planning and handling the budget for yourself and your family, this is the perfect episode for you! What's it like growing up with Dave Ramsey as a Dad?   Rachel's Mom and Dad, obviously, were really intentional with teaching them how money works, but it was not something that they obsessed over.   They were never given an allowance. They were always on commission. “You work, you get paid. You don't work, you don't get paid.”   What can Rachel say about people falling into this comparison trap with impulsive spending, and how to prevent it?   Social media has become so normalized, like it's a part of our everyday life.   People are on it constantly and the hard thing is mostly what people see are the best parts of everyone's life -- great vacations, great meals that are being cooked. And that's how we've been for almost a decade of seeing these things over and over. And assuming that's how life should be.   And if people are not meeting that, then the avenue of debt is right there for us to walk right down and get it because we think it's normal.    We have to shake out what is normal, because what's normal is “broke”, we're finding that 78% of Americans are living paycheck to paycheck.   The Four Walls   Rachel points out that during these tough times, it's most important to take care of the four walls that surround you which includes:   Food Shelter Utilities Transportation   Tune in to this episode and digest what Rachel said about these 4 walls. You will surely gain something that is really helpful and might change your perspective when it comes to handling money!   Rachel will also talk about how she manages to protect her energy and make sure that she's taking care of herself to be a beacon of light to everybody.    And just like everyone else, Rachel also faced some adversity in her life! You better listen to this as she tells her story and what she learned from it. Words of wisdom from Rachel:   “Money is just a tool to create a life that we love. But it is not life. We're not working just to make money.”   “Control what you can control and don't make decisions based out of fear.” Connect with Rachel:   Website: https://www.rachelcruze.com/   Facebook: https://www.facebook.com/rachelramseycruze   Instagram: https://www.instagram.com/rachelcruze   Twitter: https://twitter.com/rachelcruze YouTube: https://www.youtube.com/user/rachelcruze   Connect with Doug   Website: www.dougbopst.com/   Instagram: @dougbopst   Facebook: Doug Bopst   Private Facebook Group: https://www.facebook.com/groups/690686891674188   Website: www.dougbopst.com/   More on Earth Echo Foods/Cacao Bliss:   www.earthechofoods.com/dougbopst   Use Promo code "Doug" at checkout to receive 15% off your order

We all view the world through a different lens and the motivations that drive the decisions we make also vary.  The Enneagram is a valuable tool for helping us understand those motivations so we can become more patient parents, communicate better with our spouses, and extend compassion to our coworkers. Our underlying motivations even play a large role in how we behave when it comes to money. When you understand the why behind how you handle money the way that you do, you can begin to make better choices that lead to lasting change. And today, #1 New York Times bestselling author and money expert, Rachel Cruze, joins me to talk about the natural tendencies and basic challenges of each Enneagram type when it comes to finances.   ABOUT RACHEL CRUZE Rachel Cruze helps people learn the proper ways to handle money and stay out of debt. She’s authored three bestselling books, including Love Your Life, Not Theirs and Smart Money Smart Kids. The daughter of Dave Ramsey, she uses the knowledge and experiences from growing up in the Ramsey household to educate others. She’s the host of The Rachel Cruze Show, which is available on Facebook and YouTube, and The Rachel Cruze Show podcast, which is available on Apple Podcasts and Google Podcasts. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze, or facebook.com/rachelramseycruze

Rachel Cruze is the #1 New York Times best-selling author of Love Your Life, Not Theirs and Smart Money Smart Kids. Through her books and as the host of The Rachel Cruze Show and its accompanying podcasts, she’s dedicated her career to helping Americans learn how to handle money and stay out of debt. She’s also Dave Ramsey’s daughter, which means that she has an astounding number of stories and lessons about money and fiscal responsibility. For parents or parents-to-be, especially if your kids will be growing up in a very different financial environment than you were raised in, Rachel’s guidance may be extremely valuable - and today’s episode is a must-listen. Today, Rachel and I discuss her new book, how to stop comparing your life to everyone else’s, and the power of budgeting to achieve financial freedom. Show Notes: RetireWithPurpose.com/143 Rate & Review the Podcast: RetireWithPurpose.com/review Weekly Retirement Newsletter: RetireWithPurpose.com/weekend-reading

Rachel Cruze is a number one New York Times bestselling author, and she is also the host of the Rachel Cruze Show, where she helps people learn the proper ways to handle money and stay out of debt. She has authored three best selling books including Love Your Life Not Theirs and Smart Money Smart Kids, which she co-authored with her father Dave Ramsey.  Rachel uses the knowledge and experiences she gained from growing up in the Dave Ramsey household to educate others. She is a seasoned communicator and speaker who has addressed hundreds of thousands of students, young adults, and parents over the past several years, teaching them how to get on the right track and avoid big money messes. Rachel also speaks at women’s conferences, churches and companies across the country. In this episode… Many people stress a lot about their personal finances. Business owners are often unaware that the money they allocated for their personal finances and the ones they’ve allocated for their business overlap, and this is where financial problems usually occur. In addition, business owners often put on appearances which do not reflect their real financial status which shouldn’t be the case because every business weathers different seasons differently. Having an understanding of how money moves and how it bleeds into one aspect of your life into another is important for entrepreneurs and their success. In this episode of Powerplayers in Business and Life, Adrienne Richardson is joined by Rachel Cruze where they talk about how to get smart with money and how to make smarter business decisions. They discuss the importance of focusing on and embracing the season that your business is in the value of having an emergency fund, and the difference between money management and personal finance. Stay tuned.

Suzanne Johnson is a San Diego-based online financial coach whose clients range in age from early 20s to mid-60s, each with a different financial goal. The most common financial dliemma faced by her client is student loan debt, sometimes in the six figures. By encouraging clients to identify their “why” for budget planning, Suzanne collaborates with them in building budget they can live with, including hobbies or other interests.Part of Suzanne’s work involves breaking the taboo around money: she discovered that people speak more freely about sex. religion and politics than they do about money. By asking clients to examine their attitudes toward money, they can break free of old messages from early in life and create the financial life they want. Goals such as saving for a home, paying down a mortgage or other debt and trimming excessive spending are all goals that are within reach for motivated individuals, couples families, and businesses.Suzanne has guided her clients through such financial traps as negative equity car loans, student loan debt, high-interest debt and more. She emphasizes a personalized, real-world approach to budgeting, and would never place a client on an unreasonable or unrealistic budget.For young people heading off to a four-year college or university, Suzanne highly recommends 5 Mistakes You Can’t Afford to Make In College by Anthony O’Neal and Rachel Cruze. Tools such as the Everydollar app will assist clients in identifying budget problem areas, and addressing them quickly.Suzanne has been teaching and guiding clients in the financial methods of Dave Ramsey for almost 5 years. She has experience leading Financial Peace University, Smart Money Smart Kids and The Legacy Journey. Suzanne has attended FPU Conferences and EntreLeadership Summit. Prior to becoming a Ramsey Preferred Coach, Suzanne spent 8 years in professional sports and 7 years in commercial real estate. When Suzanne isn’t working with clients, she loves hitting the open road on her Harley, and her scariest motorcycling adventure to date was a pitch-dark Malibu traffic jam.Suzanne is currently offering a free 40-minute phone call to new clients.Where to find Suzanne JohnsonWebsite | Facebook | Instagram | Emailhellocsdorsey.com--- Send in a voice message: https://anchor.fm/candice-dorsey/message

I am convinced that contentment is something we have to fight for and pay attention to. It's not something that comes naturally in our culture, when everywhere we look, we are hearing silent messages of you need this, you don't have enough, you have to buy this to be happy. Today, I'm talking with Rachel Cruze all about contentment, and fun fact, this episode was recorded before she had her baby boy, and now she's a proud mama to two girls and a boy, just like me! Rachel is known for financial wisdom and her “work,” but I was so excited to chat with her about how she balances her work and her life as a wife and mother, and how contentment plays a part in both! As a #1 New York Times best-selling author, host of The Rachel Cruze Show, and The Rachel Cruze Show podcast, Rachel helps people learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze. I hope you enjoy our conversation as much as I did. For the full transcript, click here.   Resources from this episode: The Work & Play Cornerstore The Contentment Journal, by Rachel Cruze Join the Contentment Challenge! The Rachel Cruze Show Love your Life, not Theirs, by Rachel Cruze The Death of Mrs. Westaway, by Ruth Ware Discerning the Voice of God, by Priscilla Shirer Clarisonic Facial Cleanser Brush Affiliate links have been used in this post.

Jordan Raynor sits down with Rachel Cruze, #1 New York Times bestselling author of Smart Money, Smart Kids, at Ramsey Solution's amazing new headquarters in Franklin, Tennessee to talk about the cautionary advice Rachel's dad (Dave Ramsey) gave her before she joined the family business, the hard things Rachel's leaders have required her to do in order to become a masterful teacher, and why Dave Ramsey's team believes that their work has great eternal significance.Links Mentioned:Rachel CruzeThe Contentment Journal on AmazonLove Your Life Not Theirs on AmazonThe Prodigal God on AmazonThe Freedom of Self Forgetfulness on AmazonJordan Raynor podcast

How many fights do you have with people in your life about money and finances? How much internal conflict do you have over it?! We hope that today's podcast will help! Enneagram 3, Rachel Cruze joins Suzanne on The Journey to talk about life as a 3, contentment, money, jealousy and envy, and shame. Rachel helps people learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids. As the daughter of Dave Ramsey, Rachel uses the knowledge and experiences from growing up in the Ramsey household to educate others.

Today, authority on personal finance, author of "Love Your Life, Not Theirs", as well as“Smart Money, Smart Kids”, and star of the aptly named “The Rachel Cruze show”, Rachel Cruze herself joins the podcast! Listen up as Rachel shares some of her common sense tips for changing your financial health. Kaitlyn asks Rachel to confirm or deny some of the long held financial myths she's heard. And of course they take time to answers questions from fans like you!

Picture this: You’re booked to speak on a college campus. The auditorium seats 1,000, but only three students show up. Yes, that’s 997 empty seats. And the icing on the cake? The three students who bothered to show up only did so for the extra credit. Ouch. Or how about this: You’re speaking at a conference for a bank, and even though there are enough seats for a few hundred people, only two show up. TWO! Are you cringing yet? To make matters worse, one of them talks—yes, talks, not texts—on her cell phone during your presentation. Oh, and that other attendee? He promptly falls asleep and snores the whole time. No, I’m not describing my worst nightmares. Unfortunately, both of those things actually happened to me. I mean, I can’t make this stuff up! And, y’all, I have stories like these for days from the years I spent speaking in high school cafeterias, family reunions, libraries and strip malls. As an aspiring professional speaker like I was at the time, it would’ve been easy to get discouraged in those situations. And believe me, some days were harder than others. But really, it’s natural to feel disappointed when reality doesn’t measure up to your expectations—like when your business isn’t as big, impressive or successful as you thought it would be today. Patience can be hard, right? I get it because I’ve been there. But you know what? Even in that season when nobody showed up for my speeches, when every audience was tiny, I always brought the same level of passion and energy. Related: Play to the Size of Your Heart Why? Because I believe there is something sacred in every season we go through. In other words, there is training in the trenches. It’s during those hard seasons that something happens in you that can’t happen any other way. It’s like a rite of passage. So, instead of wishing away what you’re going through right now or focusing on what’s next, I encourage you to find contentment in the now. I know that can be challenging when you’ve got big dreams. But I promise, it’s possible to be content with where you are today without giving up on your goals—it’s a both/and situation. That could look like super-serving the 200 Instagram followers you have today while working to turn that into 200,000. Or giving a heartfelt speech to five people while working on the marketing plan to grow your following. It’s both being content and striving for more. Related: Dream Bigger for Your Business I’ve told you this before, but it’s worth repeating. If you’re not faithful with what you have and where you are today, God can’t trust you with more. That’s exactly why—no matter if I’m speaking to two people or 2,000—I bring my all to every single speaking engagement. Don’t despise your small beginnings, embrace them. Practicing contentment makes it much easier to hear what God is teaching you in each season. Here are three ways you can start doing that right now: Three Ways to Practice Contentment  1. Control Your Thoughts You have more power over your mind than you think. I know this is hard, especially when you’re scrolling Instagram and see that one of your girlfriends has a brand-new kitchen or is on a fancy vacation. Do you know what you’re doing in that moment? You’re comparing someone else’s highlight reel to your current reality. Stop doing that! Comparison is a recipe for discouragement and resentment. Related: The Benefits of Practicing Gratitude 2. Focus on What You Have When you look at what you already have, it is so much easier to have an attitude of gratitude. I love how 2 Corinthians 10:5 tells us to take every thought captive to Christ. When you feel comparison creep in, kick those thoughts to the curb and focus on what you’re grateful for instead. The truth is, you and I have more than most people. We live in the greatest country in the world with more money, resources and technology than we know what to do with. So stop focusing on what you wish you had. Focus on what you do have, and I bet you’ll find it difficult not to be content. 3. Write It Down There is something so powerful about writing down things like what you’re grateful for or the goals you’re striving towards. It’s as if by writing them down, you’re elevating their importance so they can take on a life of their own. That’s because when you put something down on paper, you remove it from the battlefield of your mind and bring it into the real world. How to Be More Content with Rachel Cruze  My guest today is Rachel Cruze! She’s the best-selling author of Love Your Life, Not Theirs and Smart Money Smart Kids. She’s also a speaker, host of The Rachel Cruze Show and one of my very best friends. Rachel is passionate about helping people balance spending and saving money. But everything she teaches about money centers around contentment. That’s because mismanaging your finances is often a symptom of a deeper issue: discontentment. In her work, she has found that content people are more likely to win with money because: They’re more inclined to save money They’re willing to sacrifice to get out of debt They live generous lives On today’s episode, we talk about: What contentment actually is and isn’t A real formula you can use to quit comparison How to be grateful—even on the days you don’t feel like it I’m so excited to share that Rachel has just released a beautiful tool to help us all on this journey. Rachel’s Contentment Journal is a 90-day guided journal all about loving your life and focusing on who God created you to be. If you want to learn more and read the first 10 pages for free, text RC Journal to 33444 or click on the link in the Resources section below. Contentment and FOMO  Time management is something I struggle with every single day—yes, even as a business coach! We all have 24 hours in a day, but somehow that never feels like enough. And social media has made this even harder. FOMO, anyone? Related: Excuses That Steal Your Time Thanks to FOMO, it’s so much harder to say no. We say yes to all the invitations because if we don’t, we’re afraid we’ll regret it when we see everything we missed out on all over Instagram. But, guess what? Contentment is actually the cure for FOMO! When you’re content where you are—whether that’s at home in your pajamas on a Friday night or at the playground on a Sunday afternoon—you have the confidence to say no. You can easily turn down invitations without fear because you know you’ve said yes to what really matters to you. Y’all, here’s the thing: We can’t do it all. Spending time trying to keep up with other people’s demands and expectations is just plain exhausting. I want you to not just find contentment in your heart, but also find contentment in how you manage your time. This week, I challenge you to spend your time only on what’s most important to you. #AskChristyWright On today’s #AskChristyWright segment, we talk about how to raise your prices without losing your current customers. If you have a question for me, call my toll-free number 844-944-1074 for a chance to be featured on the show. 1:19 Intentional Living: Three Clues You’re Living in Your Purpose 11:49 How to Cultivate a Life of Purpose with Lara Casey 37:55 #AskChristyWright 42:45 Challenge: Share Your “Why” with Your Customers Resources The Contentment Journal by Rachel Cruze Sometimes life feels insanely busy, disorganized, and downright unfulfilling. But God created you for more than that. In a world full of distraction and comparison, Rachel Cruze's brand-new Contentment Journal is about loving YOUR life. This 90-day guided journal will take you from feeling busy, disorganized and unfulfilled to loving your life and focusing on who God created you to be. There are 3 Sections of the Journal: 1. Gratitude 2. Humility 3. Contentment This journal is the tool that will help you focus on what matters most to you. You can learn more and start reading the first 10 pages for free by texting RCJOURNAL to 33444 or by clicking on this link! This 90-day guided journal will take you from feeling busy, disorganized and unfulfilled to loving your life and focusing on who God created you to be. Sponsors Check out our friends at DesignCrowd. If you’re looking for design work for your business, anything from a logo – to business cards – to your website, DesignCrowd is offering you, my Business Boutique listeners, a special offer to save up to $100 when you start your next project. Simply enter the discount code “BB” when posting a project on DesignCrowd. Or visit DesignCrowd.com/BB. If you have a success story you would like to share with the Business Boutique community, email me at podcast@businessboutique.com. New podcast episodes are available every other week.

If you don’t set the foundation for what your kids learn about money, they’ll pick it up somewhere else. So in this episode, you’ll find out: How to teach your kids about money the way I learned from my dad, Dave Ramsey The best ways to break down the walls between you and your teen to make a real connection (Guest: teen and millennial expert Anthony ONeal) How a family of four paid off $303,000 in debt and got their kids involved in their debt-free journey Resources: Start reading The Contentment Journal for Free Buy The Contentment Journal   Smart Parent event                 Smart Money Smart Kids        The Graduate Survival Guide 

Rachel Cruze is currently a member of the Dave Ramsey Speaker's Group, and a New York Time Best-Selling author. She learned the idea of handling money properly at an early age and began to share that message and those principles with teenagers and young adults all across the country. She authored a book entitled, Smart Money Smart Kids, that was co-authored with her father, Dave Ramsey, and achieved the top spot on the 2014 New York Times Best Seller list. She also wrote a book in 2016, called Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want. She is also the host of the online web show, The Rachel Cruze Show.In this episode, Mike Linch talks with Rachel Cruze, about what she thought she'd do as a kid, the things that her parents did right, the way her relationship with Christ has influenced her life, what she wished every person knew about their money, and being content.

Many children grow up with no clue about how money works—what it means to save for something they want, how to spend wisely, how work can translate into money and why we must give to others in need as part of our life's journey. Somehow, in our busy lives, discussions about money get pushed off until later. But of you think about it, when kids don't know how money works when they are younger and under your roof, it can set them up for some big money mistakes when they are away at college or off on their own. So “money talks” are some important discussions we all need to have with our kids. My next guest knows more than a thing or two about these money talks as she's been having these conversations as long as she can remember with her own parents—that's just part of growing up Ramsey. As a #1 New York Times best-selling author, host of The Rachel Cruze Show, and The Rachel Cruze Show podcast, Rachel helps people learn the proper ways to handle money and stay out of debt. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Rachel on Twitter and Instagram with the handle @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze. The post How to Talk to Kids about Smart Money Management with Rachel Cruze appeared first on drrobynsilverman.com.

Are you modeling a healthy marriage relationship for your children? Today Scott Kedersha discusses his book Ready or Knot? 12 Conversations Every Couple Needs to Have before Marriage and explains why modeling a healthy marriage relationship is so important for our children's future relationships. It is not too late to register for the FREE Family Vision Seminar happening on Saturday, March 2nd from 9-12 at Hope Missionary Church. We want to hear your questions!  You are probably not the only one with your parenting question, so help us all out by submitting your question today! Today we also discuss a listener's question: How can I teach my children about money when they only get money for their birthday and Christmas? While discussing this question I site Rachel Cruze and her ministry with her book Smart Money Smart Kids. You can also check out her website where she has several tools for Kids & Money Don't forget to subscribe, review, and share the podcast with others as well!

America's trusted voice on money and business, Dave Ramsey is a personal money management expert and extremely popular national radio personality. His seven bestselling books—Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey's Complete Guide to Money, The Legacy Journey, and Smart Money Smart Kids—have sold more than 10 million copies combined. By age 26, he had established a $4 million real estate portfolio, only to lose it by age 30. Using the wisdom he gained, Ramsey rebuilt his financial life and now teaches others how to be responsible with their money, so they can acquire enough wealth to take care of loved ones, retire with dignity, and give generously to others. In 1992, Ramsey founded The Lampo Group, LLC to provide financial counseling, through various means, to anyone who wants to better understand the principles of proper money management. Twenty years later, the company has grown from a card table in his living room to more than 600 team members and has been voted one of the “Best Places to Work” in Nashville numerous times. In 2014, the company rebranded to become Ramsey Solutions as part of an ongoing plan for growth and longevity. Ramsey runs a multi-million-dollar company with a nationally recognized brand, but he defines success by the number of lives changed through his message of hope. Ramsey offers that life-changing message as host of a nationally syndicated radio program, The Dave Ramsey Show, which is heard by 13 million listeners each week on more than 600 radio stations and digitally through podcasts, online audio streaming, and a 24-hour online streaming video channel. In 2009, he was honored as a National Association of Broadcaster's Marconi Award winner. Ramsey was inducted into the NAB Broadcasting Hall of Fame in 2013 and the National Radio Hall of Fame in 2015. He is the creator of Financial Peace University (FPU), a program that helps people dump their debt, take control of their money, and learn new behaviors around money that are founded on commitment and accountability. More than 4.5 million people have attended Financial Peace University, Legacy Journey, and Smart Money Smart Kids courses at their workplace, church, military base, local nonprofit organization, or community group. Ramsey offers his message of hope through a variety of mediums and products. More than a million people have attended a live event, including more than 40,000 EntreLeadership participants. His high school and college curriculums are offered in more than 16,000 schools and educational institutions. The Dave Says syndicated column is available to more than 8 million readers monthly. Thousands of children have enjoyed his entertaining and educational book series. Daveramsey.com offers free informational articles and streaming of The Dave Ramsey Show. Ramsey earned his Bachelor of Science in finance and real estate from the University of Tennessee. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Show Highlights: Nothing moves unless it's shoved. Unless there's activity, there's not going to be positive results. –Dave RamseyIt's inaccurate to say that I've changed someone's life. I just showed them how and made them believe they could do it, and then they did it. –Dave RamseyI hired people for two things: they knew how to do something I didn't or they knew how to do something I didn't want to do. –Dave RamseyBusiness is easy until people get involved. –Dave RamseyIt's a process to build a team of thoroughbreds. When you wake up and realize you've got donkeys in the stable, that's a problem. –Dave RamseyTrue leaders don't manage; they serve. –Dave RamseyServant doesn't mean subservient. Servant means I've got their best interests at heart. –Dave RamseyI'm going to love you into excellence. Maybe excellence doesn't mean working here. –Dave RamseyWe're not sanctioning their incompetence. –Dave RamseyThe first thing I do when I run in...

Best-selling author, speaker, and host of The Rachel Cruze Show, Rachel talks about making wise money decisions and using gratitude to resist comparing yourself against your friends' social media feeds. Guest Biography As a #1 New York Times best-selling author and host of The Rachel Cruze Show, Rachel helps people learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze. Show notes: http://www.inspiredmoney.fm/069 In this episode, you will learn: Despite America's debt problem, there is hope for all of us. Why social media is bad, making it too easy to compare ourselves against others' highlight reels… and what we can do about it. Spoiler: It involves gratitude. Why giving is important, and how it can change you for the better. Find more from our guest: rachelcruze.com Facebook Instagram Twitter YouTube Mentioned in this episode: Ramsey Solutions SmartDollar App Books: Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want Smart Money Smart Kids: Raising the Next Generation to Win with Money Runnymede Money Tip of the Week: Learning from Habits of Millionaires Thanks for Listening! To share your thoughts: Leave a note in the comment section below. Share this show on Twitter or Facebook. Join us at the Inspired Money Makers groups at facebook and LinkedIn To help out the show: Leave an honest review on Apple Podcasts. Your ratings and reviews really help, and I read each one. Email me your address, and I'll mail you an autographed copy of Kimo West and Ken Emerson's CD, Slackers in Paradise. Subscribe on Apple Podcasts. Special thanks to Jim Kimo West for the music.

This week on the show, Dave Ramsey’s daughter, New York Times bestselling author, Rachel Cruze, joins us to talk breaking bad money mindsets, what her dad taught her about financial wins, how to get out of debt, the b-word (“budget”), and why you actually need to have some money to spend on…whatever you’d like. About Rachel Cruze As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 New York Times best-selling book Smart Money Smart Kids with her dad. You can follow Rachel on Twitter at @RachelCruze and online at rachelcruze.com or at her YouTube channel or at facebook.com/rachelramseycruze. Resources Financial Peace University Review “Win Today” Click here to read the ratings, or even better, please leave me a rating and review on iTunes. Your rating will help the podcast get noticed and positioned on iTunes. What Listeners Are Saying… “So great to find a podcast that is both encouraging and challenging! It is professionally produced, yet still has an informal feel like I’m hanging out with Chris… And frankly, I’d love to hang out with him! I really appreciate his heart and have been able to apply many of his topics in my life to help me grow professionally, physically, and relationally. A+!”

In today's episode you'll hear our interview with Ramsey Personality, Rachel Cruze. In the interview, you'll hear Rachel's advice to working moms, what she's learned about leadership and business while working at Ramsey Solutions, her recent book, "Love Your Life Not Theirs", and we take her through our lightning round! For links to everything we discussed, key takeaways, and other resources from the episode, you can download the shownotes at http://www.l3leadership.org/episode201 About Rachel Cruze: As a #1 New York Times best-selling author and host of The Rachel Cruze Show, Rachel helps people learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze. Subscribe to our podcast on iTunes: https://itunes.apple.com/us/podcast/l3-leadership-podcast-leadership-entrepreneurship-business/id495751888?mt=2 Listen on Tunein: http://tun.in/piVUO Subscribe to our podcast on Stitcher: https://www.stitcher.com/podcast/learning-to-lead-podcast Subscribe on Google Play: https://play.google.com/music/listen?u=0#/ps/Iehhmsctsgmvmoyvhxsv6yfzoiu L3 Leadership exists to build and develop a community of leaders that grow to their maximum potential, develop the courage to pursue their dreams, and to become great leaders in their families, communities, cities, nations, and their world. If you have an idea for a future podcast you would like to hear or a leader you would like me to interview, e-mail me at dougsmith@l3leadership.org.Support the show (https://www.patreon.com/l3leadership)

In this episode of the 5 Leadership Questions podcast, Daniel Im and Eric Geiger are joined by Rachel Cruze, author of Smart Money Smart Kids and Love Your Life, Not Theirs and host of The Rachel Cruze Show. During their conversation, they discuss the importance of scheduling for efficiency and servant leadership in the home. BEST QUOTES "Growing up in Dave Ramsey's household we have quite a few stories around money, so I got to talk about that as the kids perspective." "One thing my parents gave all three of us was confidence. Confidence precedes so many choices you make." "As a company, as Ramsey Solutions, we've harnessed these three words we say, 'Stability. Succession. Scalability.'" "To be able to get up in the morning for me and have some stillness, have coffee, and have conversation with my husband is a must for me." "I have to have a schedule everyday. I am flexible in my day, but I need it scheduled. It's the only way we can be efficient in what we do." "The things that make me most efficient person every day are having a quiet time and scheduling." "One of the best pieces of marriage advice I got from someone was to just serve each other." "I would tell my 20-something year old self to relax. Everything is going to be great. There is no reason to stress about the unknown." "I wish I had taken my influence more seriously around the office. Not that I set a bad example, I just wasn't very intentional about it." RECOMMENDED RESOURCES Pipeline 2018 Conference Smart Money Smart Kids by Dave Ramsey and Rachel Cruze Love Your Life, Not Theirs by Rachel Cruze The Rachel Cruze Show RachelCruze.com

Today we're talking about money saving tips for the whole family and spend some time on the book "Smart Money Smart Kids" by Dave Ramsey and Rachel Cruze. Get all the fun show notes here: www.momminainteasypodcast.com

Today’s question comes from Max who asks, what is the commission system I use with my kids for chores? Find Max online at http://themodernyou.com/. In this episode I recommend Smart Money Smart Kids by Dave Ramsey and Rachel Cruze, a great book about raising your kids to be financially successful. https://www.amazon.com/Smart-Money-Kids-Raising-Generation/dp/1937077632 Do you have a question about home-based business? Record it at http://www.askpat.com/. Today's sponsor is DesignCrowd: A website that helps businesses crowdsource designs from over 500,000 designers worldwide. AskPat listeners can receive a free download and $100 off their next design by visiting https://designcrowd.com/askpat and entering the promo code "AskPat".

But whether our kids heed or disregard what we teach them, something they will all use—whether foolishly or wisely— is money. This is why it's so important to teach and model wise money management to our kids. Like so many other things having to do with childrearing, the earlier we start this training, the better. Our guest this week is Rachel Cruze. She is a #1 New York Times best-selling author and personal finance expert. She works to help Americans learn the proper ways to handle money and stay out of debt. Rachel is the author of Love Your Life, Not Theirs, and she co-authored the best-selling book Smart Money Smart Kids with her father, Dave Ramsey. She joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others. You can find Cruze's work on her website, rachelcruze.com. You can also find her on Youtube at youtube.com/rachelcruze, Facebook at Facebook.com/rachelramseycruze, or on Twitter and Instagram at @RachelCruze. Why it is Important for Kids to Learn Wise Money Management Skills I have to confess, though I feel God has given me some pretty good insights into bringing up kids, if there is a subject that I'm least confident in, it would be the subject of money. We can teach a million different subjects to our kids, some they will use and some they won't, but all of our kids are going to deal with money. So, parents, we'd be wise to teach and model good money management to our kids. Someday it might be us who has to depend on our children's money management skills to get us through those twilight years. If you don't think you have much wisdom and insight to teach your kids about money, then listen closely to this podcast. Today's program is going to give you some practical insights that will help you and your kids deal with those dead presidents in a way that will keep everyone smiling while also bringing glory to God. Today, Rachel Cruze and I discuss parenting and money management as we cover the following topics: How Smart Money Smart Kids can help your teen be confident in managing their finances. The important role the parents play in helping their kids learn about finances. Why managing money should be common sense. Chores could set your child up for success. The role personalities play in money management. Three principles you should train your child. Why you need to teach your child to spend money. When a child should get a checking account. Picture provided by: Mizianitka  

But whether our kids heed or disregard what we teach them, something they will all use—whether foolishly or wisely— is money. This is why it's so important to teach and model wise money management to our kids. Like so many other things having to do with childrearing, the earlier we start this training, the better. Our guest this week is Rachel Cruze. She is a #1 New York Times best-selling author and personal finance expert. She works to help Americans learn the proper ways to handle money and stay out of debt. Rachel is the author of Love Your Life, Not Theirs, and she co-authored the best-selling book Smart Money Smart Kids with her father, Dave Ramsey. She joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others. You can find Cruze's work on her website, rachelcruze.com. You can also find her on Youtube at youtube.com/rachelcruze, Facebook at Facebook.com/rachelramseycruze, or on Twitter and Instagram at @RachelCruze. Why it is Important for Kids to Learn Wise Money Management Skills I have to confess, though I feel God has given me some pretty good insights into bringing up kids, if there is a subject that I'm least confident in, it would be the subject of money. We can teach a million different subjects to our kids, some they will use and some they won't, but all of our kids are going to deal with money. So, parents, we'd be wise to teach and model good money management to our kids. Someday it might be us who has to depend on our children's money management skills to get us through those twilight years. If you don't think you have much wisdom and insight to teach your kids about money, then listen closely to this podcast. Today's program is going to give you some practical insights that will help you and your kids deal with those dead presidents in a way that will keep everyone smiling while also bringing glory to God. Today, Rachel Cruze and I discuss parenting and money management as we cover the following topics: How Smart Money Smart Kids can help your teen be confident in managing their finances. The important role the parents play in helping their kids learn about finances. Why managing money should be common sense. Chores could set your child up for success. The role personalities play in money management. Three principles you should train your child. Why you need to teach your child to spend money. When a child should get a checking account. Picture provided by: Mizianitka  

Parents are eager for practical ways to help their kids develop a healthy and responsible understanding of how money works. Our job as parents starts early to teach them how to spend, save and avoid debt for life. Listen in to this invaluable advice from author Rachel Cruze.

In this follow-up to her number-one bestselling book, Smart Money Smart Kids, Rachel shines a spotlight on what may be the most damaging money habit we have: comparing ourselves to other people.

Niños Financieros P. 2 (Resumen de Smart Money Smart Kids) Episodio 38 by La Asignatura Pendiente

Niños Financieros (Resumen de Smart Money Smart Kids)Episodio 37 by La Asignatura Pendiente

Raising children is hard - there's just so much to teach them. While your brain and attention are caught up in a million thoughts, don't forget to teach your children about fiscal responsibility. So, how exactly do you do that? Well, you're in luck because Chalene is speaking with Rachel Cruz, the co-author of the New York Times best-selling book, Smart Money Smart Kids. This episode is full of simple, down-to-Earth tips that you can implement TODAY. It's just that simple. Stop dieting & start living:  www.131Method.com   Get the 131 Book!!!   Here’s The System I Use Every Day to be More Organized & Crazy Productive: www.pushjournal.com   Sign Up For MY WEEKLY NEWSLETTER and you'll get FREE tips on how to live a ridiculously amazing fun-filled life!   Be sure you are subscribed to this podcast to automatically receive your episodes!!!  Spotify Itunes  Stitcher    Subscribe to Build Your Tribe!!! Spotify  Itunes Stitcher      Join our NEW, awesome PodSquad on Facebook here!   Get episode show notes here: www.chalenejohnson.com/podcast    Connect with me on your fav social platform: SnapChat: ChaleneOfficial    Facebook: www.Facebook.com/Chalene      Instagram: www.Instagram.com/ChaleneJohnson    Twitter: www.Twitter.com/ChaleneJohnson   Hey! Send me a tweet & tell me what you think about the show! (Use the Hashtag) #TheChaleneShow so I know you’re a homie! XOXO Chalene

For Rachel Cruze, growing up as the daughter of Dave Ramsey was a powerful character building experience that helped her establish good habits early in life. She wrote about those lessons in her book Smart Money Smart Kids, co-authored by her dad, which debuted at #1 on the New York Times best-sellers list.  Rachel is now a seasoned communicator and presenter who has been speaking to groups as large as 10,000 for more than a decade. She uses those early experiences from growing up in the Ramsey household to educate America’s students and young adults on how to handle money and stay out of debt.  Three takeaways from this interview: Rachel didn’t always do right by her money. She shares her biggest money mistake. Rachel talks about how having a higher income doesn’t always fix problems. And How to NOT to raise lazy, entitled kids. For the full transcript go to SoMoneyPodcast.com.

In this podcast, I interview New York Times Best-Selling author, Rachel Cruze. I heard Rachel speak at a Dave Ramsey event in September. She was incredible. I read her book, Smart Money, Smart Kids and it changed the way Laura and I do things financially. If you have a family, plan to have one someday, or care about your financial future at all, you need to read this book and listen to this podcast! Support the show (https://www.patreon.com/l3leadership)

http://www.christianmoney.com On this episode Rachel Cruze, the daughter of Dave Ramsey, joins Jim Paris Live.  How to teach your kids about money. How does social media affect our spending? What unique financial challenges do Millennials face today? How to go to college without using student loans, the dangers of credit card debt, and much more.

One of the people I planned to meet at FinCon14 was Todd Tresidder. Mission accomplished! Todd has an amazing story. He went from being a high school entrepreneur and mechanic to hedge fund manager. He found himself "retired" at age 35 after selling the hedge fund business he was a partner in. This was in 1998. Todd has remained retired while riding the ups and downs of the market. Including the tech bubble and great recession. Todd is deliberate and intentional with his decisions. He has used statistical analysis models he developed to make market decisions. Todd makes car buying decisions largely based on the numbers. He can afford to by new. He can afford the depreciation. Yet, most often he has bought used. He doesn't like the idea of wasting money. He also doesn't have his ego tied up in his car. I think you should consider being like this millionaire next door! Lastly, congratulations to Frank Manzella (@Frank_Manzella)as the winner of the autographed copy of Smart Money Smart Kids by Dave Ramsay and Rachel Cruze. Links: Financial Mentor: http://financialmentor.com Todd Tresidder's Books: http://amzn.to/1sUK5Ex  FinCon14: http://finconexpo.com Plutus Awards Finalists Announced: http://www.plutusawards.com/finalists/ Did you enjoy the show? If you liked this episode, please consider going to iTunes and subscribing. On iTunes once you subscribe, you can leave a rating and review. Taking this action will help this podcast move up and be more easily found in iTunes. Thank you for an honest rating and review. Here is a link to subscribe or rate and review the show: http://cashcarconvert.com/itunes Alternatively, you can let me know your thoughts about the show on Twitter at @CashCarConvert. My Facebook page can be found at http://facebook.com/cashcarconvert Want to shoot me an e-mail, james@cashcarconvert.com. Do you have a comment about this interview or about the podcast itself? Please leave a comment below. I appreciate every listener. Thank you for listening to the Cash Car Convert podcast.

After my road trip to FinCon14. I recorded this episode, interviewing my friend Jared Easley, at FinCon 14 in New Orleans. FinCon14 is a financial bloggers conference. This is my first trip to FinCon. At this conference, bloggers and podcasters get together to socialize and build a community around helping people with their personal finance. All financial points of view are represented. I'm looking forward to making new friends in New Orleans at FinCon14. My interview with Jared focused on his rise from new podcaster, creating Starve the Doubts, to co-founder of the Podcast Movement, the only conference specifically for podcasters. Jared is also a #1 best selling Amazon author in multiple categories with his book Podcasting Good to Great. I also want to thank my friends Steve Stewart and Phillip Taylor for helping feel at home at my first FinCon. Lastly, congratulations to Frank Manzella (@Frank_Manzella)as the winner of the autographed copy of Smart Money Smart Kids by Dave Ramsay and Rachel Cruze. Did you enjoy the show? If you liked this episode, please consider going to iTunes and subscribing. On iTunes once you subscribe, you can leave a rating and review. Taking this action will help this podcast move up and be more easily found in iTunes. Thank you for an honest rating and review. Here is a link to subscribe or rate and review the show: http://cashcarconvert.com/itunes Alternatively, you can let me know your thoughts about the show on Twitter at @CashCarConvert. My Facebook page can be found at http://facebook.com/cashcarconvert Want to shoot me an e-mail, james@cashcarconvert.com. Do you have a comment about this interview or about the podcast itself? Please leave a comment below. I appreciate every listener. Thank you for listening to the Cash Car Convert podcast.

Daughter of financial guru Dave Ramsey, author Rachel Cruze shares what she learned firsthand on how to avoid mistakes with money.

Rachel Cruze is  a NY Times & Wall Street #1 bestselling author. Someone who has spent a great deal of the last 5 years touring college campuses large and small all around this great country of ours teaching the youth how to handle money. Rachel was only 6 months old when her dad Dave Ramsey lost everything in bankruptcy and started building back from the ground up. For years, she saw the sacrifices her parents made. It wasn’t always easy, but she learned early on how to save for the future, spend wisely, avoid debt, and give generously. They gave her a gift, and it’s one she can’t keep to herself. She wants to help you do the same for yourself and your family. It’s her passion to teach others what she has learned. That’s why she travels the country speaking to audiences large and small. It may seem overwhelming at times, but you really can put yourself in a position to win with money and teach your kids along the way! Smart Money Smart Kids In Smart Money Smart Kids, Rachel Cruze and her father best-selling author Dave Ramsey equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving then moving into more challenging issues like avoiding debt, paying cash for college, and battling discontentment, Rachel and Dave present a no-nonsense, common-sense approach to changing your family tree.  

Lets talk about our children AT ANY AGE!! We'll talk not only tax planning, but one of the premier financial consultants for children and money in the Country.  Please join me with special guest and co-author of "Smart Money Smart Kids"Rachel Cruze. As Dave Ramsey's daughter, Rachel grew up learning how to win with money. She was taught from an early age how to give generously, spend wisely, and save for the future. She understands the dangers of debt, and she's seen firsthand the damage it can do. Now Rachel has a passion to help others learn the same principles, and she's traveling the country doing just that. Join me this Tuesday, May 20th, at 11am PST / 2 pm EST. You can call in and listen LIVE on the road at 646-200-4285, or listen in here from your computer.

Debt Free Muslim Podcast Episode 13 This episode is brought to you by MuslimMatters.org – Because Muslims matter. We're excited to have Rachel Cruze as our guest. She is the co-author (along with her dad, Dave Ramsey) of the #1 New York Times bestseller - Smart Money Smart Kids. Buy the book - http://amzn.to/1kj5uRf This episode covers: -Giving your kids a strong foundation. -How to be a good steward of wealth. -Deceptiveness of debt. -Student loans -Scholarships -Entitlement mentality - particularly with education. -Humility and gratitude -Jealousy, contentment, and the impact of Social Media. -- Connect With Rachel Cruze: Facebook - https://www.facebook.com/rachelramseycruze Twitter - https://twitter.com/rachelcruze Instagram - http://instagram.com/rachelcruze Smart Money Smart Kids Book - https://www.smartmoneysmartkids.com/ Homepage: http://www.rachelcruze.com/ -- If you enjoyed this podcast, please take a minute to share with a friend and RATE and SUBSCRIBE in iTunes. ITunes Link: http://bit.ly/dfmpodcast Stitcher Radio: http://bit.ly/dfmstitcher Android (RSS): http://bit.ly/dfmpodcastrss You can also visit our website and sign up for the email list to be notified of new episodes, articles, and get our FREE ebook – A Practical Guide to Debt and Personal Finance for Muslims: http://debtfreemuslims.com/get-our-free-ebook/

These days you can't Google the words “financial literacy” without coming across the name Dave Ramsey. As a well-known financial columnist, Ramsey is perhaps best known for his compelling rags to riches story and rules for financial independence which he shares with millions of people across the country every day.

This weekend, guest speakers Dave Ramsey and his daughter, Rachel Cruze, deliver a dynamic message about kids and stewardship.

This weekend, guest speakers Dave Ramsey and his daughter, Rachel Cruze, deliver a dynamic message about kids and stewardship.

This weekend, guest speakers Dave Ramsey and his daughter, Rachel Cruze, deliver a dynamic message about kids and stewardship.

This weekend, guest speakers Dave Ramsey and his daughter, Rachel Cruze, deliver a dynamic message about kids and stewardship.

This weekend, guest speakers Dave Ramsey and his daughter, Rachel Cruze, deliver a dynamic message about kids and stewardship.

This weekend, guest speakers Dave Ramsey and his daughter, Rachel Cruze, deliver a dynamic message about kids and stewardship.

#152: Rachel Cruze is a speaker, debt-free evangelist, part-time co-host of the Dave Ramsey show, known for being the inspiration behind the book “Careless at the Carnival”, and is soon to be a NYTimes best selling author for a book to be released on April 22, 2014 - Smart Money Smart Kids.  MoneyPlan SOS listeners wanted to know what she thought about these questions: Chris Pilon from Dadrenaline podcast: Aside from not paying commission, what did your parents do when you or Denise or Daniel did not do their chores? Karen Austin posted on Facebook: We have 8 year old twins and they earn money for household chores. We've been heavily focused on savings plus tithing, but feel we need to let them spend a little. Did Dave let you have spending money? Was it a percentage of what she earned?  Garnet Eldred (who shares the same birthday as me) asked: What does she use her 'blow' money on? Stephanie Reed wants to know: When did she start her own budget? And did her parents make her buy her own clothes and toiletries, etc. to help her learn how to budget before she left the nest? If so, what did she think of it and what would she change? Josh Levitt: We all struggle keeping up with the budget, not over spending or some aspect of being financially Smart. What is the toughest part of "sticking to the plan" for you personally? Kim Nice had a bunch of questions, but I only had time for one: What kind of vacations do you go on? Jen McDonough (aka: @TheIronJen): Do you see entitlement in the younger generation as being more or less than the parental generation? Scott Maderer: What is the Number 1 piece of advice you’d give for raising kids that will become great ADULTS?    Special thanks to @MrJoshuaBrown and ArunWisconsin for the 5-star iTunes reviews.   Your next money challenge: Find as many opportunities to show your kids how you SAVE money. The ratio for how many times my daughter sees us spend money to save money is about 1,000 to 1. There are many more opportunities for her to see us pay for something but she never gets to see the money going into our bank account, mutual funds, or 401(k). Some suggestions: Put coins in a piggy bank (I have a coin jar) Take physical dollars to the bank Have them click "send" for your mutual fund or online savings account For more information, visit the show notes at

Justin talks with Rachel Cruze the author of Smart Money Smart Kids. She is Dave Ramsey's daughter and this book will change your kid's financial lives.smartmoneysmarkkids.com@RachelCruzefacebook.com/rachelramseycruze