Podcasts about not theirs

Click here to listen to the full episodeUnderstanding yourself is essential to understanding the way you handle money. In this episode, Brian interviews personal finance expert Rachel Cruze about her new book, “Know Yourself, Know Your Money.” Rachel shares why understanding your own behaviors and beliefs will help you to take control and handle your finances better. YOU WILL LEARN:How to eliminate financial fear.Why it's vital to keep learning.How to identify the 7 major money tendencies. MENTIONED IN THIS EPISODE:“Know Yourself, Know Your Money,” by Rachel Cruze“Love Your Life, Not Theirs,” by Rachel Cruze“Smart Money, Smart Kids,” by Dave Ramsey and Rachel Cruze“The Voice of the Heart,” by Chip Dodd“The Shawshank Redemption,” movie“Shooter,” movie INSPIRATIONAL QUOTES FROM THIS EPISODE:“Fear is your body's response that you are in need of something.” – Rachel Cruze“It takes a level of humility to be able to say ‘I don't have it all.'” – Rachel Cruze“Change is uncomfortable. It's hard. We don't like it. We just want to keep doing what we know.” – Rachel Cruze“We can justify our purchases to maybe put a BAND-AID over deeper things going on.” – Rachel Cruze“There's no point being right and being alone.” – Brian Buffiniitsagoodlife.com Hosted on Acast. See acast.com/privacy for more information.

About the Guest(s): Rachel Cruze: Rachel Cruze is a finance speaker, and author, best known as the daughter of renowned financial professional Dave Ramsey. With a mission to educate and empower individuals on their financial journey, Rachel has authored multiple best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids. She co-hosts The Rachel Cruze Show and has a knack for breaking down complex financial topics into practical steps for everyday people. Rachel is also a prominent personality at Ramsey Solutions, where she continues to influence and inspire through her various roles. Episode Summary: In this illuminating episode of the Who Ya Know Show, host Trevor Houston welcomes finance professional Rachel Cruze to discuss the art of financial intentionality and contentment. Rachel delves into her upbringing as the daughter of Dave Ramsey, sharing how her parents' approach to financial education shaped her perspective. She reflects on the lessons learned from her parents' bankruptcy and how those experiences have influenced her work today. Rachel also highlights the importance of budgeting, intentional spending, and the emotional aspects of money management. The conversation transitions into a detailed analysis of modern financial challenges, emphasizing the need for intentionality in money management. Rachel shares strategies for creating effective budgets, reducing financial stress, and cultivating a mindset of contentment and gratitude. She touches on the pitfalls of a victim mentality and the societal pressures that often lead individuals to equate their net worth with their self-worth. Rachel's insights are both practical and profound, offering listeners actionable steps to take control of their financial future. Resources: Rachel Cruze's Book:https://ter.li/0uz692 Subscribe: ⁠⁠⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/who-ya-know-show⁠⁠⁠⁠⁠⁠⁠⁠ Trevor Houston is a licensed financial professional offering insurance/financial products through various carriers. For more info visit ⁠⁠⁠⁠⁠⁠⁠⁠http://cpwstrategies.com Chapters: (0:00) Growing Up With Financial Lessons From Dave Ramsey (4:49) The Emotional and Psychological Impact of Money and Financial Struggles (13:29) The Power of Gratitude and Overcoming Adversity (23:28) The Importance of Being Intentional With Your Money (31:26) The Importance of Financial Literacy and Early Education (35:40) Navigating Envy and Criticism in the Age of Social Media (40:11) Father-Son Bonding Through Dollar-for-Dollar Incentives (41:05) Rachel Cruze on Financial Wisdom and Hope

We may have rocked some questionable fashion in the '90s but when it comes to our money, we got a few things right. I'll share what we got right, the four things you should always have in your budget, and the money lesson I had to learn the hard way.   What you get in this episode: ·     '90s Money Principles That Still Work Today ·     4 Things You Must Include in Your Budget ·     The Money Trap I Fell Into (and How to Avoid It)   Helpful Resources:  ·      Grab Telestrations at your local Walmart. ·      Try BetterHelp today! ·      Check out Christian Healthcare Ministries ·      Start budgeting for free with EveryDollar. ·      See your earning potential with our Investment Calculator. ·      Learn more about my journey to contentment in my book Love Your Life, Not Theirs.   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: The Op Games, Better Help and Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

How To Mend A Relationship: The crucial steps of an apology. This episode of the Impactful Parent walks you through the crucial steps of making an apology that is effective and better received by your loved one. It's not easy to say, "I am sorry," but apologizing might be the first step to mending a relationship that is important to you. Discover how you can apologize to your loved one WITHOUT taking the whole blame and WITHOUT admitting that you did anything with bad intentions. PLUS- THIS VIDEO WILL HELP YOU TEACH CHILDREN HOW TO APOLOGIZE SO THEY CAN MEND RELATIONSHIPS THAT ARE IMPORTANT TO THEM! ---- LINKS MENTIONED IN THE RECORDING https://theimpactfulparent.com/app Download the FREE Impactful Parent App! Available on Apple and Android App Stores. FREEBIES from episodes included! Apple Store: https://theimpactfulparent.com/ios Android Play Store: https://theimpactfulparent.com/android https://theimpactfulparent.com for more FREE Resources and paid programs. ------ Transcript for How To Mend A Relationship It's been a long day. I'm exhausted. All I want is to rest on the couch for five minutes before I deal with the kids. Instead, I walk into the house and am greeted with a crying child, another kid screaming, "Mom, she took my charger!" and a spouse who says, "Great! You're home. We need to get going to Joseph's game." I lost it. I completely lost my shit. All self-control went out the window, and before I knew it, I was yelling at everyone, even the baby. We all make mistakes, but saying sorry is actually a skill. We all have received an apology that we didn't accept because we knew the wrong-doer didn't mean it. Most of us have even given an apology we didn't mean. But what if we want to mend a hurt relationship and feelings? How do we do that? Hello, my name is Kristina Campos. I am the founder of the Impactful Parent. Every week I give you parenting videos that can help you in your parenting journey. If you have a particular topic or parenting question about your school-aged child that you would like me to address, please submit it at theimpactfulparent@gmail.com or by messaging me on social media. All submissions are kept anonymous.  Today, I will teach you how to apologize. Not all apologies are created equal. If you are ready to mend a relationship or want to teach your child how to apologize, this episode is for you. I will explain the 8 crucial steps to a good apology and stick around to the end because this episode can improve your relationship with your children. Let's get started! How to apologize (before you say I'm sorry): Focus On The Impact Of Your Actions. Not The Intent. Ninety-nine percent of the time, you didn't mean to hurt anyone. You never intended to make someone feel sad, mad, or frustrated purposefully. That is why you will not focus on the intent of your actions. You didn't mean it! Instead, focus on the impact of your actions. If you yelled at your kids, you must consider how that made them feel. If you worked late and left your spouse at home with the kids alone too long, how did that affect your partner? It doesn't matter that you worked late so you can pay the bills. I am sure you had a good reason for whatever happened. Still, you need to stop justifying your actions and consider how your actions affect others. How to apologize (before you say I'm sorry): Own Up To Your Part. Not Theirs. Once you can admit that your actions hurt someone else, then you can own your part. This step gets a little messy when someone has hurt you, too, and the disconnect or argument happens with two or more people going back and forth. However, your focus is on what YOU did and what YOU said. Not them. You are likely hurt too. You probably reacted to them and have a lot of hurt feelings yourself, but the bottom line is: if you want to mend a relationship, someone has to step up and make the first move. I hope that your maturity to take the first step of owning your part in the situation prompts the other person to do the same, but we can't control them. You can only do your part. How to apologize Step 1: Admit To The Offense. Now we are getting into the actual words you need to use to speak your apology. Before we continue, let's clarify that just because you are admitting to hurting your loved one doesn't mean you did it purposefully. However, for your loved one to heal, they need you to say "what you could have done better" aloud. They need you to speak about how you wronged them. Say something like, "I am sorry that I _________." Examples: I am sorry that I yelled at you. I am sorry that I ignored you. I am sorry that I didn't take your opinion into consideration.   How to apologize Step 2: Spell Out Why You Want To Apologize. Tell your loved one why it is important to you to mend the relationship. Say something like, "I want to apologize for what I did because _________." Examples: I want to apologize for what I did because I see that I really hurt you, which doesn't feel good to me, either. I want to apologize for what I did because I love you and never intended to hurt you. I want to apologize for what I did because I feel terrible, and your friendship means a lot to me.   How to apologize Step 3: Admit That You Could Have Handled It Differently This is where you need to be the bigger person and admit you could have done better. You admitted to having made a mistake in handling the situation. It doesn't matter why you made a mistake. I am sure you were perfectly justified in how you reacted; however, this goes back to YOU needing to step up and take the first steps on the high road because someone needs to do it. You care about the relationship enough to do that. Say something like, "I wish I would have ____ instead, but I didn't, and I know I hurt you. It is important to add "and I know I hurt you" because your loved one needs to feel like you understand the consequences of your actions. Examples: I wish I had kept my cool and didn't yell; instead, I hurt you. I'm sorry. I wish I had paused momentarily and listened to you, but instead, I hurt you. I'm sorry. I wish I had walked away when we started arguing, but instead, I said hurtful things I didn't mean. That hurt you. I'm sorry.   How to apologize Step 4: Acknowledge the Other Person's Hurt and Let Them Talk About Their Feelings. Step 4 is crucial. Your loved one needs to vent. This is important because they must make you understand how badly you hurt them. Unfortunately, this becomes the hardest step of all, because you will need to sit there and listen, take in the information, and nod your head. You can't get defensive. In fact, you need to validate their feelings. Your loved one won't accept your apology completely unless they feel you understand their pain. Period. Your natural reaction will be to defend yourself and justify your actions, but you can't. This is their time to talk, and for this apology to work, you will need to listen and take note of the words they use to describe their pain. This is especially important with men who express their hurt feelings by saying things like, "You disrespected me, or you didn't listen to me." Then, acknowledge your loved one's pain using the same words they used to describe it. For example: I understand that I disrespected you. I didn't mean to. I am sorry. I know that I ignored you, and you didn't feel heard. I am sorry. I understand that hurt your feelings. I am sorry.   How to apologize Step 5: Express Regret. Expressing regret is best done in your tone of voice. How you say, I am sorry, and all the things noted in steps 1-4 need to be told in a tone of voice that expresses sadness. If you don't express regret for your actions using the right tone, then everything you said before won't do any good. Your loved one needs to feel like you regret your actions; this is where your heartfelt apology is revealed.   When apologies WON'T be accepted no matter what you do. Unfortunately, there are times when an apology won't be accepted. This isn't about you at all, and it is all about the person receiving the apology. There are 2 notable times to be aware of when your apology will often fall upon deaf ears. They have to be willing to forgive you because they value the relationship. If they do not value the relationship, many people will reject the apology and use it as an excuse to move on. A person may not accept an apology if their identity is created by the hurt they have inside. Learning to apologize so you can mend relationships with your loved ones is important for your family. Once you can learn how to apologize effectively, then you can role model these behaviors and teach them to your children. If this information was valuable for you today, BECOME a more impactful parent by downloading The Impactful Parent App. The Impactful Parent app is FREE and full of episodes like this one to help you in your parenting journey. Investing in your family looks like learning the warning signs of certain behaviors so you can stop bad things before they start, discovering new parenting techniques to make your parenting more effective, and joining a community of like-minded parents who want to be the best parent they can for their child. All of this, plus so much more, can be found inside The Impactful Parent app, so download it today. You got nothing to lose with this free parenting resource. Go to theimpactfulparent.com and discover how to step up your parenting game and be more impactful.  But until next time, you got this, parents. I am just here to help.

When it comes to family finances, there's nothing more important than having a team mentality. Today, Rachel Cruze joins us and helps us navigate how couples can lead more fulfilling lives together by managing their finances and unifying their visions of their future. Rachel Cruze is a financial expert and New York Times bestselling author of Know Yourself, Know Your Money and Love Your Life, Not Theirs. She is a Ramsey Solutions personality, where she hosts The Rachel Cruze Show and cohosts the Smart Money Happy Hour. As you'll hear, Rachel is full of wisdom and practical ideas for couples controlling their finances and enhancing their relationship to one another. You can connect with Rachel, learn more, and access resources by going to RachelCruze.com.

Meet Sara HadgraftPete's out with Covid this week so Seth's flying solo, but it was an important conversation we wanted to get out to you. Seth talks with Sara Hadgraft from Sparrow Counseling. She's a licensed marriage and family therapist and a licensed professional counselor who guides families through the pain and disappointment of divorce. It's a difficult process, but it's important to learn how to talk to your kids so they don't feel that it's there fault that you're getting divorced.Sara has a list – “7 WAYS TO HELP YOUR CHILDREN GRIEVE YOUR DIVORCE” – that Seth references. These points are important tools you can use as you talk with your own children. What's more important to realize, though, is that every kid is different. Every family is different. They all require you to do the work to figure out how to help each one.That's also important to remember – you will handle your four-year-old differently than your 11-year-old differently than your 17-year-old. And it's also not a quick fix. This is help you'll be providing for years as they grow up and become adults.So tune in to this conversation. There's a lot of helpful information in here that you can use as you create those conversations with your children about your own divorce.Links & NotesSara's Blog: “7 WAYS TO HELP YOUR CHILDREN GRIEVE YOUR DIVORCE”Sara's Blog: “10 TIPS FOR COPARENTS FROM A COPARENTING COUNSELOR”Sparrow CounselingSara and Sparrow Counseling on LinkedIn, Twitter, Instagram, Facebook, and YouTubeSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:26) - Meet Sara Hadgraft (01:57) - Her Background (04:02) - Different Ages, Different Conversations (06:22) - Perspective (08:58) - The Right Word (13:25) - Having a Narrative (15:21) - Being on the Same Page (17:09) - Kids Figure It Out (18:07) - Find Time to Play (20:22) - Being Ready in the Moment (21:58) - Do the Work (23:34) - 7 Ways to Help Your Children Grieve Your Divorce (24:53) - A Culture of Vulnerability (28:06) - Complaints About the Other Parent (30:43) - Telling the Truth Without the Blame (34:01) - Be Patient (36:46) - Your Job, Not Theirs (38:13) - Wrapping Up

This is a replay episode of one of our more popular episodes from January of 2021 when Rachel Cruze came on our show promoting her book that came out that very week. This episode has lots of great financial advice. It also led to my wife and I working on a budget and telling our money where to go. It was a fun conversation. You'll get a lot out of it whether you're rich, poor, or somewhere in between. Original show notes are below ...   Rachel Cruze is a two-time #1 national best-selling author, financial expert, and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget, and how to win with money at any stage in life. She's authored three best-selling books, including Love Your Life, Not Theirs, and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book is Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It. Follow Rachel on Twitter, Instagram, Facebook, and YouTube or online at rachelcruze.com. In today's episode, we discuss: Growing up the daughter of Dave Ramsey How to win with money Why budgeting isn't such a bad word Tips for credit card spending Advice for parents  ... and so much more!!!   Resources, Books, and Links  Website: RachelCruze.com Facebook: Facebook.com/rachelramseycruze Twitter: @RachelCruze Instagram: @RachelCruze YouTube Channel: YouTube.com/user/RachelCruze The Rachel Cruze Show: Rachelcruze.com/show Ramsey Solutions: DaveRamsey.com Financial Peace for Kids: Daveramsey.com/store/juniors-adventures Articles of Interest . . .  Money and Marriage: 7 Tips for a Healthy Relationship How to Save Money Each Month Impulse Buying: Why We Do It and How to Stop How to Stop Comparing Yourself to Others Two-Time National Best-Selling Author Rachel Cruze Releases New Book to Help Readers Understand the Why Behind Their Money Choices Dave Ramsey's 7 "Baby Steps" to Financial Freedom Past "Success is a Choice" podcast episodes of interest . . . Laura Gassner Otting (Author of "Limitless") - Episode 125 Jon Gordon (author of "The Energy Bus") - Episode 100 Melissa Agnes (Crisis Preparedness Expert) - Episode 091 Bernard Robichaud (Trailer Park Boys) - Episode 086 Emily Chapman Richards (Show Hope) - Episode 075 Ken Coleman (host of the Entre Leadership podcast) - Episode 072 Michael Catt (Pastor & Producer of "Facing the Giants") - Episode 049 Kevin Harrington (original shark on "Shark Tank") - Episode 024 Rachel in Action https://www.youtube.com/watch?v=e-PT9poDL3E https://www.youtube.com/watch?v=mL-kzZt5wCM https://youtu.be/sa8WhzcWW_A https://www.youtube.com/watch?v=tYWLEqjtWys https://www.youtube.com/watch?v=fiVDXJlJEsA This episode is sponsored by … The Success is a Choice podcast network is made possible by TheLeadershipPlaybook.com, which helps teach student-athletes in any sport to learn what it means to be a great teammate and positive leader. TheLeadershipPlaybook.com has hundreds of video lessons. Not only is the content relative and beneficial to a student-athlete but they are also only 2 minutes in length. Athletes can easily watch them on their phones or tablets. Great teams have great teammates and that is just what  theleadershipplaybook.com teaches today's student-athletes. Right now, individual student-athletes can get 50% off a monthly or yearly subscription by using the coupon code “STUDENT” at checkout when they visit TheLeadershipPlaybook.com.  - - - - - Check out the weekly virtual sessions for parents, coaches, students, and administrators at FreeLeadershipWorkshop.com. These sessions are free and cover a variety of topics. - - - - -  Chin Up Chest Out is also a proud partner of the Success is a Choice podcast network. ChinUpChestOut.com is more than a great apparel brand, it's a movement. A portion of all sales of their fabulous merchandise and apparel goes to support mental health initiatives. Our listeners can get 10% off and free shipping with promo code PLAYBOOK. With the new NIL (name, image, and likeness) rules, they are looking for college athletes to be brand ambassadors.  Rate and Review Please consider rating the podcast with 5 stars and leaving a quick review on iTunes.  Ratings and reviews are the lifeblood of a podcast. This helps tremendously in bringing the podcast to the attention of others. Thanks again for listening and remember that “Success is a choice. What choice will you make today?”   Jamy Bechler is the author of The Leadership Playbook, host of the Success is a Choice Podcast, professional speaker, and trains organizations on creating championship cultures. Bechler spent 20 years as a college basketball coach and administrator. He has worked with businesses and teams, including the NBA. Follow him on twitter at @CoachBechler. To connect with him via email or find out about his services, please contact speaking@CoachBechler.com. You can also subscribe to his insights on success and leadership by clicking here.

US Open is clear that if Novak Djokovic DOES NOT play it is because of Joe Biden's rules NOT THEIRS! #drinkjavy Get your supply of Javy Coffee here today: https://bit.ly/3B7iUMn My Patriots Supply! Click Here: http://www.preparewithblackandwhite.com/ Get 25% off! Support The Black and White Network Podcast! https://anchor.fm/blackandwhitenetwork/support --- Support this podcast: https://anchor.fm/blackandwhitenetwork/support

This is an amazing podcast! Enjoy it! If you do, give me a five-star review :-)And not only researches the question of #howto #grow your podcast; my new #bf #johnnyDepp is supported and defended by me, an award-winning international researcher and scholar; holding masters degree from Oxford University in #ptsd and #trauma counseling; and also served as psychology tutor at Oxford university. I also outline my brilliant new plan to become an insanely successful nft artist; and sell the signed prints through the mail!! I am also an award-winning artist, having exhibited my work around the world, in paris, stockholm, Washington dc, Taipei Taiwan, and featured many times in the media. #TristasTips&Tricks also discussed #newnationalcurriculum, a hashtag where I have 'stowed' my submissions on the internet for the creation of a #Newnationalcurriculum. Importantly, this podcast contains some epic #new #improv #comedy material, and I give a shout out to #chrisrock, # DaveChappelle #EddieMurphy #DougStanhope, and #jackiechan: #TrevorNoah #IamJohnOliver #StephenColbert #comedycentral and #snl #danacarvey #willferrell PS - - there's a Hall of records underneath the paws of the sphinx!! #EdgarCayce predicted it about a hundred years ago, and also scientists like Robert schoch of Boston University have conducted experiments, and found that there is indeed a cavern underneath the sphinx!, Because that, my friends is OUR COLLECTIVE HUMAN HISTORY AT STAKE, NOT THEIRS!!I'LL BE LISTENING TO & DISCUSSING THIS SHOW, CODE X ON MY PODCAST, #TRISTA4GOVERNATOR! I SWEAR, #GAIA TELLS US MORE ABOUT THE UNIVERSE THAN

This is an amazing podcast! And not only researches the question of #howto #grow your podcast; my new #bf #johnnyDepp is supported and defended by me -- an award-winning international researcher and scholar; holding masters degree from Oxford University in #ptsd and #trauma counseling; and also served as psychology tutor whilst at @Oxforduniversity. I also outline my brilliant new plan to become an insanely successful #nft artist; and sell the signed prints through the mail!! :) I am also an award-winning artist, having exhibited my work around the world, in paris, stockholm, Washington dc, Taipei Taiwan, and featured many times in the media. #TristasTips&Tricks I also make my pitch too serve as your Preside-nt also discussed #newnationalcurriculum, a hashtag where I have 'stowed' my submissions on the internet for the creation of a #Newnationalcurriculum. Importantly, this podcast contains some epic #new #improv #comedy material, and I give a shout out to #crisrock, # DaveChappelle #EddieMurphy #DougStanhope, and #jackiechan: #TrevorNoah #IamJohnOliver #StephenColbert #comedycentral and #snl #danacarvey #willferrell PS - - there's a Hall of records underneath the paws of the sphinx!! #EdgarCayce predicted it about a hundred years ago, and also scientists like Robert schoch of Boston University have conducted experiments, and found that there is indeed a cavern underneath the sphinx!, Because that, my friends is OUR COLLECTIVE HUMAN HISTORY AT STAKE, NOT THEIRS!!I'LL BE LISTENING TO & DISCUSSING THIS SHOW, CODE X ON MY PODCAST, #TRISTA4GOVERNATOR! I SWEAR, #GAIA TELLS US MORE ABOUT THE UNIVERSE THAN

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THE NUCLEAR FAMILY IS DEAD AND WHY THAT'S NOT SHOCKING TO ME (IT WAS DOOMED AT THE START)BLACK COUPLE SAYS AN APPRAISER LOWBALLED THEM. SO, THEY ‘WHITEWASHED' THEIR HOME AND SAY THE VALUE SHOT UP ETSY CHRISTMAS COMMERCIAL (LIKE EVERYTHING TODAY) IS NOT GROUNDED IN REALITY I COMPARED THE RECENT GERMANY CEREMONY TO POLANDSPFIZER CHIEF MARKETING OFFICER CLAIMS THAT IT'S THE OTHER VACCINES THAT ARE KILLING PEOPLE, NOT THEIRS!THE VIEW ON COVID - IS THERE A MALE EQUIVALENT? - THE VIEW IS THE PERFECT EXAMPLE OF THE WEST BECOMING COMPLETELY FEMINIZED SPA IN AUS -I WONDER HOW MUCH THIS ‘INFLUENCER' WAS PAID TO PROMOTE MEDICAL GULAGS IN AUSTRALIA?+ MORESONG: DAFT PUNK - SOMETHING ABOUT US SUBSCRIBE TO THE WRONG OPINION PATREON - HTTPS://PATREON.COM/WRONGOP JOIN THE WRONG OPINION TELEGRAM CHANNEL - HTTPS://T.ME/WRONGOPIF YOU HATE PATREON AND YOU WANT TO SUPPORT WRONG OPINION, YOU CAN DONATE CRYPTO HERE - https://commerce.coinbase.com/checkout/5e4a3fc5-309c-4bce-a81d-5b2fbed63b62 NEW MERCH HERE - https://teespring.com/stores/wrongop See acast.com/privacy for privacy and opt-out information.

“There's going to be fear - let's make that a tool and see that as a gift to do something different.” – Rachel Cruze Watch the video episode. Understanding yourself is essential to understanding the way you handle money. In this episode, Brian interviews personal finance expert Rachel Cruze about her new book, “Know Yourself, Know Your Money.” Rachel shares why understanding your own behaviors and beliefs will help you to take control and handle your finances better.   YOU WILL LEARN: How to eliminate financial fear. Why it's vital to keep learning. How to identify the 7 major money tendencies.   MENTIONED IN THIS EPISODE: https://www.ramseysolutions.com/rachel-cruze “Know Yourself, Know Your Money,” by Rachel Cruze “Love Your Life, Not Theirs,” by Rachel Cruze “Smart Money, Smart Kids,” by Dave Ramsey and Rachel Cruze “The Voice of the Heart,” by Chip Dodd “The Shawshank Redemption,” movie “Shooter,” movie   INSPIRATIONAL QUOTES FROM THIS EPISODE: “Fear is your body's response that you are in need of something.” – Rachel Cruze “It takes a level of humility to be able to say ‘I don't have it all.'” – Rachel Cruze “Change is uncomfortable. It's hard. We don't like it. We just want to keep doing what we know.” – Rachel Cruze “We can justify our purchases to maybe put a BAND-AID over deeper things going on.” – Rachel Cruze “There's no point being right and being alone.” – Brian Buffini   https://www.TheBrianBuffiniShow.com http://www.brianbuffini.com Instagram: https://www.instagram.com/brian_buffini Facebook: https://www.facebook.com/brianbuffini Twitter: https://twitter.com/brianbuffini Theme Music:  “The Cliffs of Moher” by Brogue Wave

In this episode Melissa Fradenburg, Financial Advisor, RJFS and Karen Dybis discuss creating a budget. Karen is a published author, journalist, and self-proclaimed finance nerd. Her passion for budgeting and experience as a retail reporter make Karen the perfect guest to discuss how to create a budget. She has found ways to celebrate success along the way and create friction on her savings to make budgeting more fun and easier to stick to over time. If you want to get spending under control but have not had success in the past, this is a must listen episode.You will learn:·       How to create individual sinking funds. ·       How to get into the budget mindset if it doesn't come naturally. ·       The importance of giving your money a little friction. ·       The best apps to help reach your savings goals.Resources: ·       Find out more about Quapital.·       Apps like Everydollar or MINT·       50-30-20 method·       YNAB list of financial goals·       Order a copy of Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want by Rachel Cruze.·       Dave Ramsey's 7 Baby Steps.·       Follow Frugal Woods HERE.  ·       Learn more about Karen's work on her website. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.  

In this episode of Rich by Intention, two-time #1 national best-selling author, financial expert, and host of The Rachel Cruze Show, Rachel Cruze, joins us to discuss her new book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It. Tune in as we discuss the psychology of why we handle money the way we do. Subscribe to the podcast and leave a review. New episodes every Tuesday.  More about Rachel Cruze: Rachel Cruze is a two-time #1 national best-selling author, financial expert, and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget, and how to win with money at any stage in life. She's authored three best-selling books, including Love Your Life, Not Theirs, and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About was released in January 2021. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com.

Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It will release in January 2021. (TODAY IS BOOK LAUNCH DAY!) 

Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It will release in January 2021. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com.JOIN BOB WEEKLYWe've launched a new subscription-based offering with exclusive content from the one and only Bob Goff.In vintage Bob fashion, you can join him on his adventure of living a life of whimsy, love, and action. Each week you'll receive a video message from Bob, plus guided reflection exercises and activities for personal growth and structured conversations with friends.Now more than ever we need to look to voices we can trust. If Bob's message has inspired you in the past, you're not going to want to miss out on Bob Weekly. So sign up today and let Bob guide you as you go through this unpredictable thing called your life.Learn More bobgoff.com/weeklyOn the episode:Producer: Tatave AbeshyanProducer & Co-host:

Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It will release in January 2021. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com.JOIN BOB WEEKLYWe've launched a new subscription-based offering with exclusive content from the one and only Bob Goff.In vintage Bob fashion, you can join him on his adventure of living a life of whimsy, love, and action. Each week you'll receive a video message from Bob, plus guided reflection exercises and activities for personal growth and structured conversations with friends.Now more than ever we need to look to voices we can trust. If Bob's message has inspired you in the past, you're not going to want to miss out on Bob Weekly. So sign up today and let Bob guide you as you go through this unpredictable thing called your life.Learn More bobgoff.com/weeklyOn the episode:Producer: Tatave AbeshyanProducer & Co-host:

The fresh start of a new year often causes us to evaluate many areas of our lives, including personal finances. With that in mind, Darlene Brock and Julie Bender brought Rachel Cruze (two-time #1 national best-selling author and financial expert) to the show to share a whole new framework we can use! She’s taking us all the way back to our childhood to consider how we were taught about money and what that says about how we use it. You’ll love how Rachel’s concepts will improve your relationships, your confidence, and your ability to know yourself and your money! We're confident this episode will pay you back! Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It will release in January 2021. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com. Viewing in an app? Full show notes here!   Quote of the episode: "You can't let fear be your financial advisor." -Rachel Cruze   Be sure to follow us on social media! Facebook Instagram Twitter Pinterest #gritandgracelife

We all have insecurities, are you letting those cause you to compare yourself, or your business, to others? Stop riding on the comparison wheel, get off for good, and ride in your own lane. This week's motivation mentioned the book, Love Your Life, Not Theirs" by Rachel Cruze. Resources From Today's Show: Connect with me www.amberglus.com Schedule a free 30-min marketing consultation https://calendly.com/amberglus Download my free guide The Five Essentials For A Successful Website www.amberglus.com/website Try Kajabi free for 14 days https://app.kajabi.com/r/sF7FazZp/t/hpcdqyng Join my Facebook Community for more marketing, messaging, and copywriting strategies to grow your business, or up-level as a Freelancer, VA, OBM, or DOO with weekly training on adding these skills to your services https://www.facebook.com/groups/theschoolofcopyandmessagingcommunity Follow me on Instagram https://www.instagram.com/amberglus/ Clubhouse @AmberGlus

Rachel Cruze is an American author who specializes on the subject of personal finance. Her book Smart Money Smart Kids, co-authored with her father, Dave Ramsey, reached number one on The New York Times Best Seller list in 2014. Her second book Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want was published in 2016. She frequently travels for media tours and speaking events nationally.  

Hello Everyone & Welcome Back to the RealPositiveGirl Podcast!Thank you so much for joining me again!Happy Friday!This week's theme for the podcast is: Top 10 Mental Health TipsThis week we are going to speak about my favorite tips for overcoming regular, everyday struggles we all deal with at some point that is related to our mental health.Join me in going over my favorite top 10 tips for getting through some of the biggest life struggles.Here are some notes from today's episode:Number 1, Think Before You Speak. This is something I have been trying to remind myself before I say anything, really, but especially when I am upset & angry.Number 2, Take A Time Out. If you truly feel like you cannot keep any negative words to yourself, take a moment away to yourself to calm down.Number 3, Make Sure You're Using Statements that Identify Your Feelings, Not Theirs. Using ‘I” statements are important when you are sharing how you are feeling & how whatever happened has affected you.Number 4, Don't Pretend You Aren't Angry. Hiding your anger is not going to help the situation or make anything better. Just deal with it as soon as you can, move through your feelings & move forward.Number 5, Try to Learn Your Warning Signs. If you are able to identify when you are about to get angry, it will be a lot easier to get yourself calm or figure out what's wrong & move past it sooner. Warning signs that you're about to be angry could be: Pounding Heart, Sweating, Clenched Hands, Raised Voice or Being Snappy.Number 6, Channel the Energy Into A Workout. A lot of times getting into some sort of workout will help you release or even mentally work through your anger. Number 7, Do Something You Immensely Enjoy. Another way to take your mind away from the initial burst of energy & craziness you may feel when you are just beginning to feel your anger is to do something you really enjoy. Whether that be a hobby you love, taking your dog for a walk, those adult coloring books or dancing. Just choose something you know you always have a great time doing and change your mindset for a bit to gain a different perspective on what you are feeling.Number 8, Confrontation Can Work, Too. If your anger is towards someone that has wronged you, I think it would be fine to speak with them about it, but you must do it calmly. If you are able to have a conversation without raising your voice, saying ugly or accusing words, then talk to the person about how you feel & figure out what needs to happen to move forward.Number 9, Talk With Someone You Trust About Why You're Angry. Sometimes speaking with someone, whether it be a friend, & partner or a counselor can help you put everything out on the table & figure what you're truly feeling, if it's deeper than the surface anger you are experiencing, & figure out a solution from there.Number 10, Don't Hold Grudges. Don't allow yourself to be taken hostage by your own bitterness developed from allowing the negative feelings to crowd out any positive ones. Choose to forgive & move on. Not forgiving is like drinking poison & expecting the offender to get sick & die. But instead it will always be you, because you're the one choosing to hold onto the offense & pain.Please share this podcast with anyone that may need this encouragement!Thank you again for listening & I hope this episode was helpful.Come visit me on my Instagram page @realpositivegirlpodcast to say hi!Have any questions, comments or feedback?  Send me an email at realpositivegirlpodcast@gmail.com or visit my website: www.sabrinajoy.comSee you for Next Week's episodSupport the show

Financial Heart Issues with Rachel Cruze   1 Timothy 6:6-11 (NIV) “But godliness with contentment is great gain.”    Rachel Cruze is a #1 New York Times best-selling author and host of both The Rachel Cruze Show and The Rachel Cruze Show podcast. Rachel helps people learn the proper ways to handle money and stay out of debt. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com,youtube.com/rachelcruze or facebook.com/rachelramseycruze   Other Episodes Related to Finances: Episode 3: Being Intentional with our Health, Finances and Relationships with Elizabeth Dixon Episode 10: How to Align Your Finances with Your Values with Natalie Taylor Episode 27: Life Lessons with my Dad with Bill Leman Episode 70: Energy to Spark Success in Your Business with Best-Selling Author, Speaker, and Podcaster, Christy Wright Special Episode: Ideas for Spreading Generosity with Courtney DeFeo Episode 98: Financial Wisdom Amidst COVID-19 and Beyond with Natalie Taylor Patron-Only Episode: Answering Common Financial Questions with Certified Financial Planner and Speaker, Natalie Taylor   At The Savvy Sauce, we will only recommend resources we believe in! We also want you to be aware: We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.    3 Books by Rachel Cruze: Love Your Life, Not Theirs Smart Money, Smart Kids The Contentment Journal   Rachel Cruze's Website   Thank You to Our Sponsors: Samaritan Ministries and Plan to Eat (This link takes you to their special offer: 60 day free-trial!)   Just for Fun and Highly Recommended by Laura Lara Casey's 2020 6-months Powersheets...Not exaggerating: these are changing my life!!!    Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Also, check out our Patreon Page to find out how to gain access to additional podcasts and goodies!   Gospel Scripture: (all NIV)   Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”        

Today's podcast is a list of the top 20 business books, in my humble opinion. Whether you're currently an employee, running your own business, or have creative pursuits on the side, you'll find these books contain the missing pieces to getting down to it and doing your best work. I've broken it down into four categories: productivity, mindset, money and creativity, and I've kept it short and sweet so you can get on with your day.  BUSINESS BOOKS IN THIS EPISODE: The 4 Hour Workweek by Timothy Ferriss [ 1:21 ] Digital Minimalism: Choosing a Focused Life in a Noisy World by Cal Newport [ 2:10 ] The 5 Second Rule by Mel Robbins [ 3:13 ] Thrive: The Third Metric to Redefining Success and Creating a Life of Well-Being, Wisdom, and Wonder by Arianna Huffington [ 4:28 ] Thriving in a 24/7 World by Peter Jensen [ 5:26 ] Essentialism: The Disciplined Pursuit of Less by Greg McKeown [ 6:29 ] Deep Work: Rules for Focused Success in a Distracted World by Cal Newport [ 7:49 ] Careergasm: Find Your Way to Feel Good Work by Sarah Vermunt [ 9:06 ] Tribe of Mentors by Timothy Ferriss [ 10:05 ] You Are a Badass by Jen Sincero [ 11:10 ]  The Fire Starter Sessions by Danielle LaPorte [ 12:10 ] Get Rich, Lucky Bitch! by Denise Duffield-Thomas [ 13:19 ]  You are a Badass at Making Money by Jen Sincero [ 14:22 ] Love Your Live, Not Theirs by Rachel Cruze [ 14:55 ] Living Debt-Free by Shannon Lee Simmons [ 15:54 ] Think & Grow Rich by Napoleon Hill [ 16:49 ] Big Magic: Creative Living Beyond Fear by Elizabeth Gilbert [ 17:51 ] The War of Art by Steven Pressfield [ 18:57 ] Ignore Everybody And 39 Other Keys to Creativity by Hugh MacLeod [ 19:43 ] Bird by Bird by Anne Lamott [ 20:11 ]   Quotable: There's pretty amazing magic that you can find in non-fiction.  ========== Connect with Kattie: Online: www.kattiethorndyke.com Instagram: @kattiethorndyke LinkedIn: @kattiethorndyke

Rachel Cruze is currently a member of the Dave Ramsey Speaker's Group, and a New York Time Best-Selling author. She learned the idea of handling money properly at an early age and began to share that message and those principles with teenagers and young adults all across the country. She authored a book entitled, Smart Money Smart Kids, that was co-authored with her father, Dave Ramsey, and achieved the top spot on the 2014 New York Times Best Seller list. She also wrote a book in 2016, called Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want. She is also the host of the online web show, The Rachel Cruze Show.In this episode, Mike Linch talks with Rachel Cruze, about what she thought she'd do as a kid, the things that her parents did right, the way her relationship with Christ has influenced her life, what she wished every person knew about their money, and being content.

Many children grow up with no clue about how money works—what it means to save for something they want, how to spend wisely, how work can translate into money and why we must give to others in need as part of our life's journey. Somehow, in our busy lives, discussions about money get pushed off until later. But of you think about it, when kids don't know how money works when they are younger and under your roof, it can set them up for some big money mistakes when they are away at college or off on their own. So “money talks” are some important discussions we all need to have with our kids. My next guest knows more than a thing or two about these money talks as she's been having these conversations as long as she can remember with her own parents—that's just part of growing up Ramsey. As a #1 New York Times best-selling author, host of The Rachel Cruze Show, and The Rachel Cruze Show podcast, Rachel helps people learn the proper ways to handle money and stay out of debt. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Rachel on Twitter and Instagram with the handle @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze. The post How to Talk to Kids about Smart Money Management with Rachel Cruze appeared first on drrobynsilverman.com.

Many children grow up with no clue about how money works—what it means to save for something they want, how to spend wisely, how work can translate into money and why we must give to others in need as part of our life's journey. Somehow, in our busy lives, discussions about money get pushed off until later. But of you think about it, when kids don't know how money works when they are younger and under your roof, it can set them up for some big money mistakes when they are away at college or off on their own. So “money talks” are some important discussions we all need to have with our kids. My next guest knows more than a thing or two about these money talks as she's been having these conversations as long as she can remember with her own parents—that's just part of growing up Ramsey. As a #1 New York Times best-selling author, host of The Rachel Cruze Show, and The Rachel Cruze Show podcast, Rachel helps people learn the proper ways to handle money and stay out of debt. She's authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Rachel on Twitter and Instagram with the handle @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze or facebook.com/rachelramseycruze. The post How to Talk to Kids about Smart Money Management with Rachel Cruze appeared first on drrobynsilverman.com.

But whether our kids heed or disregard what we teach them, something they will all use—whether foolishly or wisely— is money. This is why it's so important to teach and model wise money management to our kids. Like so many other things having to do with childrearing, the earlier we start this training, the better. Our guest this week is Rachel Cruze. She is a #1 New York Times best-selling author and personal finance expert. She works to help Americans learn the proper ways to handle money and stay out of debt. Rachel is the author of Love Your Life, Not Theirs, and she co-authored the best-selling book Smart Money Smart Kids with her father, Dave Ramsey. She joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others. You can find Cruze's work on her website, rachelcruze.com. You can also find her on Youtube at youtube.com/rachelcruze, Facebook at Facebook.com/rachelramseycruze, or on Twitter and Instagram at @RachelCruze. Why it is Important for Kids to Learn Wise Money Management Skills I have to confess, though I feel God has given me some pretty good insights into bringing up kids, if there is a subject that I'm least confident in, it would be the subject of money. We can teach a million different subjects to our kids, some they will use and some they won't, but all of our kids are going to deal with money. So, parents, we'd be wise to teach and model good money management to our kids. Someday it might be us who has to depend on our children's money management skills to get us through those twilight years. If you don't think you have much wisdom and insight to teach your kids about money, then listen closely to this podcast. Today's program is going to give you some practical insights that will help you and your kids deal with those dead presidents in a way that will keep everyone smiling while also bringing glory to God. Today, Rachel Cruze and I discuss parenting and money management as we cover the following topics: How Smart Money Smart Kids can help your teen be confident in managing their finances. The important role the parents play in helping their kids learn about finances. Why managing money should be common sense. Chores could set your child up for success. The role personalities play in money management. Three principles you should train your child. Why you need to teach your child to spend money. When a child should get a checking account. Picture provided by: Mizianitka  

But whether our kids heed or disregard what we teach them, something they will all use—whether foolishly or wisely— is money. This is why it's so important to teach and model wise money management to our kids. Like so many other things having to do with childrearing, the earlier we start this training, the better. Our guest this week is Rachel Cruze. She is a #1 New York Times best-selling author and personal finance expert. She works to help Americans learn the proper ways to handle money and stay out of debt. Rachel is the author of Love Your Life, Not Theirs, and she co-authored the best-selling book Smart Money Smart Kids with her father, Dave Ramsey. She joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others. You can find Cruze's work on her website, rachelcruze.com. You can also find her on Youtube at youtube.com/rachelcruze, Facebook at Facebook.com/rachelramseycruze, or on Twitter and Instagram at @RachelCruze. Why it is Important for Kids to Learn Wise Money Management Skills I have to confess, though I feel God has given me some pretty good insights into bringing up kids, if there is a subject that I'm least confident in, it would be the subject of money. We can teach a million different subjects to our kids, some they will use and some they won't, but all of our kids are going to deal with money. So, parents, we'd be wise to teach and model good money management to our kids. Someday it might be us who has to depend on our children's money management skills to get us through those twilight years. If you don't think you have much wisdom and insight to teach your kids about money, then listen closely to this podcast. Today's program is going to give you some practical insights that will help you and your kids deal with those dead presidents in a way that will keep everyone smiling while also bringing glory to God. Today, Rachel Cruze and I discuss parenting and money management as we cover the following topics: How Smart Money Smart Kids can help your teen be confident in managing their finances. The important role the parents play in helping their kids learn about finances. Why managing money should be common sense. Chores could set your child up for success. The role personalities play in money management. Three principles you should train your child. Why you need to teach your child to spend money. When a child should get a checking account. Picture provided by: Mizianitka  

Are you ready to start living the life you want instead of chasing someone else's dream? In Love Your Life, Not Theirs, Rachel Cruze shines a spotlight on the most damaging money habit we have- comparing ourselves to others. She then unpacks six other healthy money habits for living the life we really want without being buried under debt, stress, and worry. Let's start living!

Jim and Martha had a great conversation with Rachel Cruze (Dave Ramsey's daughter!) about the new book she's penned called “Love Your Life, Not Theirs”.  It's a book about managing your money, and she talked about the premise of her book, that “comparison steals your paycheck”, and how to break that habit.  Later, Jim and … Continue reading It's Time to be Money Smart The post It's Time to be Money Smart appeared first on iWork4Him Podcast.

Rachel Cruze is a seasoned communicator and presenter who has been speaking to groups as large as 10,000 for nearly a decade. The daughter of Dave Ramsey, today she uses the knowledge and experiences from growing up in the Ramsey household to educate America's students and young adults on the proper ways to handle money and stay out of debt. Rachel is a regularly featured in all genres of national and local media across the country. You can pre-order her newest book, Love Your Life, Not Theirs, at rachelcruze.com. Show Highlights: Social media has made it easier than ever to compare our lives to others. @rachelcruzeComparing ourselves to others is the most damaging money habit we have. @rachelcruzeComparisons not only steals your joy, but your paycheck. @rachelcruzeYou end up spending too much money to keep up a lifestyle that you think everyone else is living and you're missing out on. @rachelcruzeSocial media isn't all reality – it's someone else's highlight reel. @rachelcruzeComparison is a battle no one ever wins. @rachelcruzeIf you're going to live without debt and with less stress and worry, you must form healthy money habits. @rachelcruzeEither you have to take control of your money, or your money takes control of you. @rachelcruzeThe purpose of a budget is not to limit your freedom, but to give you freedom. @rachelcruzeIt's never too early or too late to do better with your money. @rachelcruze5 Ways to Stop Comparing Yourself to Others:Limit your intake – of materialism.Practice Daily GratitudeBe Debt FreeFocus on GivingMonitor Investable Income To pre-order your own copy of Rachel's book, Love Your Life, Not Theirs, visit rachelcruze.com! The Action Catalyst is a weekly podcast hosted by Dan Moore, President of Southwestern Advantage, the oldest direct-sales company in America, and Partner with Southwestern Consulting. With more than 45 years in sales leadership and marketing management, Dan has a wealth of knowledge to share on how to make better use of time to achieve life, sales, and other business goals. Each week, he interviews some of the nation's top thought leaders and experts, sharing meaningful tips and advice. Subscribe on iTunes and please leave a rating and review!

Have you looked at photos of another family on Facebook and thought yourself "I wish I had their life!"? I think we all do it from time to time. However, you need to hear this message loud and clear: STOP IT! The comparison game is a game that you will never win. First, know that the photos you are seeing on social media only show the surface that they want you to see, not the truth of what their lives are really like. Rachel Cruze is the daughter of Dave Ramsey and has been speaking for many years to her peers, and to anyone else who will listen, about the power of loving your own life, and being grateful for what you have now, as the best way of getting the life you want. She has written a wonderful new book on the topic: "Love Your Life, Not Theirs!" She and I had a great conversation about her life and her work.  Listen to our conversation: Listen on iTunes or Listen to/download this episode here: Love the show? Click here to Tweet a shoutout! Have a question or topic you'd like addressed on the show? Please let me know by clicking here! Mentioned in this show: Rachel Cruze Website: www.RachelCruze.com Worry No More! book Download: Affirmations for Abundant Living LIAM Team Life Coaching Community Subscription/Social Links: Subscribe on iTunes! Subscribe on Stitcher Radio! Watch on YouTube! LIAM on Twitter: @LifeIs262 LIAM on Facebook / LifeIsAMarathon Subscribe to the LIAM Mailing List www.BruceVanHorn.com Bruce Van Horn on Twitter Bruce Van Horn on Facebook