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YNAB'ers are great people -- as evidenced by the camaraderie and stories heard at the recent YNAB Fan Fest in Salt Lake City -- but let's be honest... YNAB'ers can also do some weird things with their money! It's a testament to how powerful the YNAB method is, that many people make big, lasting habit changes around their money, but it comes with some funny side effects. In today's episode, Ben and Ernie take a look at some of the sillier things that YNAB'ers do, whether it's swiping their card three times at the grocery store to avoid splitting their transactions in the YNAB app, rationing toilet paper until the first of the month, or pumping gas until the meter reads a perfect aught-aught after the decimal. Get your tickets to YNAB Fan Fest 2025! Coming to San Diego, Minneapolis, and NYC. Tickets are ON SALE NOW: YNAB.com/events Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com
Hey ghosties, since we're in that wicked season, we thought we would take a stab at sharing some of the things we were told were evil. We welcome Kevin Garcia back to the show and we stuck ourselves back in middle school, in the early 90's when TV was evil.Support this podcast at — https://redcircle.com/holy-ghosting/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
What's something you did as a kid that wasn't so smart? Plus, some money-saving tips for weddings.
Oh the things our brain loves to offer up when we step out of our comfy zone! My little gangsters are having the time of their lives throwing me around emotionally! lol Talking more about the tricky stuff with moving + things my brain likes to make me stress about and what I'm doing about it! Follow along here: https://www.instagram.com/its.amandaclark
6:00am – 7:00am: Few Things You Should Know, Vegas Sports 7:00am – 8:00am: Silly Things That Bother You 8:00am – 9:00am: Few More Things You Should Know 9:00am – 10:am: Other News, Feel Good/Close
BECS NEW DRINK BOTTLE COMFY COUCH SUIT - Voicemail RIDDLEMAN TRAVIS BOAK IN STUDIO COMFY COUCH SUITS - HOODIE OR ZIPPER? SILLY THINGS YOU'VE SAIDSubscribe on LiSTNR: https://play.listnr.com/podcast/bec-cosi-and-lehmoSee omnystudio.com/listener for privacy information.
TWS News 1: Rapture Tip – 00:26 TikTok: Cello – 4:17 Playlist for a 7-Year-Old – 7:48 TWS News 2: Tax Day – 15:46 Pastor Chad: Raising Teens – 19:16 Email – 23:43 Flashback Friday – 25:53 Rock Report: Rashee Rice Convicted – 29:01 Silly Things That Affected a Friendship – 33:11 5 Principles of Sharing Faith – 38:39 You can join our Wally Show Poddies Facebook group at www.facebook.com/groups/WallyShowPoddies
On this episode, we have a chat about two old men saying silly things: one who clearly has dementia & blames his staff for the mishandling of classified info, talking to dead world leaders and son on. The other talked about Poland being at fault for WWII for not negotiating away its land to Hitler. Amazing timeline. Also, officer Harris, who recently was promoted to black, develops a southern accent while giving a speech drunk. https://www.axios.com/2024/02/09/biden-defends-memory-2024-election Sponsors: Fairly Decent Golf on Insta YouTube & TikTok Rae Faba - fine art from the Great Lakes Team Mandalore - keep cycling weird i paint akron -Local artists bringing art instruction to the masses. Art for the people, forever!! https://www.etsy.com/shop/AkronApothecary BUY TODD'S GAY SOAP! DEFEAT SWAMP ASS!!
"Steve Urban's latest video is more of a thought rather than advice or tips. In our modern era, we often find ourselves sweating the small stuff, like who didn't like our latest post or who threw a snide comment our way on social media. But when you sit down and watch something as eye-opening as 'The Pacific' on Netflix, a series about the harsh realities of World War II, it's a jolt back to reality. Those brave men and women were focused on survival, on making it through each day in hopes of returning home. It's a stark contrast to our current preoccupations and makes you ponder – how would today's generation handle such dire circumstances? We're generations removed from such profound heartache and sacrifice. This reflection is a reminder to prioritize what truly matters and to appreciate the relative peace and safety we often take for granted." It's a sobering thought that puts our daily 'problems' into perspective. Let's remember to focus on what truly matters and honor the legacy of resilience and courage left by those who came before us. Unlock career success with "Riderflex Guide 2.0: Mastering Job Interviews." Over 30 years of recruitment expertise. Strategies for new graduates, seasoned professionals. Master virtual interviews, and challenging questions. Get your copy today at: https://tinyurl.com/Mastering-Job-Interviews Riderflex is a national, Colorado-based, premier headhunter, RPO, and employment agency, recruiting and searching for the top talent for staffing your teams. Top Executive Recruiting Firm - https://riderflex.com/ #SteveUrbanThoughts #RealTalkWithSteve #PerspectiveCheck #BeyondTheLikes #GenerationalReflection #HistoryLessons #WWIILegacy #ModernChallenges #TrueCourage #FocusOnWhatMatters --- Support this podcast: https://podcasters.spotify.com/pod/show/riderflex/support
Jim Lamb 1 - 4-24 Current Affairs And Other Silly Things
One thing about me is that I mix up words, forget words and end up accidently saying silly things a lot. In todays mini episode we are keeping it lighthearted and I'm telling you a few of them. Magical link for all things (buy me a coffee, buy a gift card, see my offers, sign up for freebies) Extra resources Email questions, guest applications, feedback & your fave season food to: info@movewithbillie.com Please take a moment to like, follow and leave a review! Ooo, and share in your stories & tag me! @movewithbillie on social media --- Send in a voice message: https://podcasters.spotify.com/pod/show/rebel-movement/message
We are letting it rip on the latest episode of The Loftus Party podcast. And when I say we, I mean Michael Loftus! The host! What are we getting into this week? We're kicking things off with some hilariously bad poll numbers on Joe Biden. The dude is the lowest rated president in modern history! So, why not let Bill Clinton make fun of Joe Biden? And Jimmy Carter? When you do a Bill Clinton impression you kind of have to. Hunter got slapped with some new charges in California. Dude spent a ton of cash. Let's break down how he might have spent the money.Next up we got questionable life hacks and Adele saying some very silly things. We'll round out the show with Cary Grant and butt sex. Yes, you read that right. Want to show your support & get cool extras, we are on Locals & Patreon.Support us on Locals https://locals.com/feed/21414/theloftuspartySupport us on Patreon https://www.patreon.com/theloftusparty/postsCome visit & sign up for our Newsletter theloftusparty.comOrder the book Neither Stunning Nor Brave by Michael LoftusSubscribe to https://www.youtube.com/TheLoftusParty Follow us on Facebook https://www.facebook.com/theloftuspartyFollow us at https://twitter.com/theloftusparty Follow us at https://www.instagram.com/theloftusparty/Subscribe to https://thatshowtonight.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
For more, check out The Profit Circle: patreon.com/theprofitcircle
Apparently foreigners think American's are really weird because we're "obsessed" these things and weird or not we admit we are obsessed!
MEDIUM: ramyeonjpg.medium.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/lucy-dan/message
Simone Giertz, YouTube's favorite inventor and robotics enthusiast, joins Offline this week to discuss the joy of building useless things and why adults should be able to play like kids do. She and the guys talk about overcoming perfectionism, the joys of “forward facing” activities, and how branding pastimes as productive vs. meaningless undermines the creative process. Jon and Max train their sights on Simone's most recent invention, and then they talk about ways to cut down on their screen time, from positive reinforcement strategies to phone cases with teeth and electric shocks. For a closed-captioned version of this episode, click here. For a transcript of this episode, please email transcripts@crooked.com and include the name of the podcast.
This clown really wanted to meet Megan Thee Stalion... so much so that he dressed up like a K9 police officer. Problem was there wasn't a pooch in sight.
In today's episode, we are joined by digital marketing expert and author, Jay Baer, to discuss common mistakes digital marketers make and how to overcome them. We dive into the topic of "5 Silly Things Digital Marketers Do" and provide insights on how to improve your marketing strategy. Jay shares his thoughts on the importance of creating valuable content for both current customers and new prospects. He emphasizes the need to tell a bigger story with top-of-the-funnel content that isn't directly related to your product or service, and how this can help engage and captivate your audience. We also discuss the pitfalls of striving for perfection and the benefits of adopting an agile marketing approach. In addition, Jay highlights the significance of humanizing your brand in the B2B space and shares examples of successful B2B brands that have broken the mold. Throughout the episode, we explore various strategies for creating content that resonates with your audience and fosters loyalty. Jay provides tips for balancing content creation between new prospects and existing customers, as well as how to inject creativity into your campaigns. Listen in as we uncover the "5 Silly Things Digital Marketers Do" and learn how to overcome these common marketing mistakes.
Melissa Forman talks about silly things you fight about at home.
Neal & Ed break down what's been a hectic 17 days in Racer Athletics, plus a few other random nuggets. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/ftwinquired/support
"Does he bite? " " My dog is just like a baby" --- Support this podcast: https://anchor.fm/c-sincere/support
⚠️WARNING! This book looks serious but it's actually COMPLETELY RIDICULOUS! If a kid is trying to make you read this book,the kid is playing a trick on you. You will end up saying SILLY THINGS and make everybody LAUGH AND LAUGH! Don't say I didn't warn you... --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Kincaid's afraid of the toaster popping up. We asked listeners what other silly things scare them!See omnystudio.com/listener for privacy information.
Episode Notes Stacy is on vacation, so Devon interviews the two littlest Alleys. We talk about friends, dogs, wolves -- and a LOT about the Zombies Disney franchise. Hoots Hollerin' - The Show About Chasing Squirrels - Thomas interviewed Kes when they were four. Scholastic - 9 Cool Questions to Ask Your Kid
Avery & Reader are wondering what were some of the weird things you did with your school supplies, play a game of Shake & Bake, and kickoff the Saskatchewan School Year for 2022.
Programa especial de "Silly Things" en que se rinde homenaje a la autora de la figura de Frankenstein, Mary Shelley (1797/08/30 - 1851/02/01). Incluye dramatización poética y entrevista al escritor y especialista... https://www.edenex.es
A couple made a contract of things they can and can't do after they get married. Luke and Jeriney have their own things they would like to put on paper!
Disciple Up #256 Silly Things Christians Say & Believe By Louie Marsh, 4-27-2022 Intro. Just to show you we aren't the only one's acting very silly if not down right disgusting sometimes: https://sheershanews.net/men-gang-rape-kill-and-eat-endangered-monitor-lizard/ “Christlikeness is a journey, not a destination. The joy is in the journey.” – Charles R. Swindoll https://directors.tfionline.com/post/more-jesus-reflections-christlikeness/ https://www.wisefamousquotes.com/quotes-about-journey-not-the-destination/ By saying Christlikeness – is to admit that this is the goal! Example of me going to Texas. Becoming like Christ is both a journey and a goal, and we won't be done with either one in this lifetime that's for sure. If it's not a goal why did Paul write this? “7But whatever gain I had, I counted as loss for the sake of Christ. 8Indeed, I count everything as loss because of the surpassing worth of knowing Christ Jesus my Lord. For his sake I have suffered the loss of all things and count them as rubbish, in order that I may gain Christ 9and be found in him, not having a righteousness of my own that comes from the law, but that which comes through faith in Christ, the righteousness from God that depends on faith— 10that I may know him and the power of his resurrection, and may share his sufferings, becoming like him in his death, 11that by any means possible I may attain the resurrection from the dead.” (Philippians 3:7–11, ESV) “12Not that I have already obtained this or am already perfect, but I press on to make it my own, because Christ Jesus has made me his own. 13Brothers, I do not consider that I have made it my own. But one thing I do: forgetting what lies behind and straining forward to what lies ahead, 14I press on toward the goal for the prize of the upward call of God in Christ Jesus. 15Let those of us who are mature think this way, and if in anything you think otherwise, God will reveal that also to you. 16Only let us hold true to what we have attained.” (Philippians 3:12–16, ESV) “8By faith Abraham obeyed when he was called to go out to a place that he was to receive as an inheritance. And he went out, not knowing where he was going. 9By faith he went to live in the land of promise, as in a foreign land, living in tents with Isaac and Jacob, heirs with him of the same promise. 10For he was looking forward to the city that has foundations, whose designer and builder is God.” (Hebrews 11:8–10, ESV) “Love Always Wins” – Probably taken from what Gandhi first said which was…” When I despair, I remember that all through history, the way of truth and love has always won. There have been tyrants and murders, and for a time they can seem invincible, but in the end they always fall.” The movie about his life ends with this quote. “16“For God so loved the world, that he gave his only Son, that whoever believes in him should not perish but have eternal life. 17For God did not send his Son into the world to condemn the world, but in order that the world might be saved through him. 18Whoever believes in him is not condemned, but whoever does not believe is condemned already, because he has not believed in the name of the only Son of God. 19And this is the judgment: the light has come into the world, and people loved the darkness rather than the light because their works were evil.” (John 3:16–19, ESV) “13“Enter by the narrow gate. For the gate is wide and the way is easy that leads to destruction, and those who enter by it are many. 14For the gate is narrow and the way is hard that leads to life, and those who find it are few.” (Matthew 7:13–14, ESV) “1First of all, then, I urge that supplications, prayers, intercessions, and thanksgivings be made for all people, 2for kings and all who are in high positions, that we may lead a peaceful and quiet life, godly and dignified in every way. 3This is good, and it is pleasing in the sight of God our Savior, 4who desires all people to be saved and to come to the knowledge of the truth.” (1 Timothy 2:1–4, ESV) “8But do not overlook this one fact, beloved, that with the Lord one day is as a thousand years, and a thousand years as one day. 9The Lord is not slow to fulfill his promise as some count slowness, but is patient toward you, not wishing that any should perish, but that all should reach repentance.” (2 Peter 3:8–9, ESV) “30“Therefore I will judge you, O house of Israel, every one according to his ways, declares the Lord God. Repent and turn from all your transgressions, lest iniquity be your ruin. 31Cast away from you all the transgressions that you have committed, and make yourselves a new heart and a new spirit! Why will you die, O house of Israel? 32For I have no pleasure in the death of anyone, declares the Lord God; so turn, and live.”” (Ezekiel 18:30–32, ESV) “10“And you, son of man, say to the house of Israel, Thus have you said: ‘Surely our transgressions and our sins are upon us, and we rot away because of them. How then can we live?' 11Say to them, As I live, declares the Lord God, I have no pleasure in the death of the wicked, but that the wicked turn from his way and live; turn back, turn back from your evil ways, for why will you die, O house of Israel?” (Ezekiel 33:10–11, ESV) Love always ends makes perfect sense if you are universalist, but if you take the New Testament seriously, then you believe that Hell is real and awful beyond belief and that means God's love doesn't always win. And if His doesn't then mine sure won't either!
Avery & Reader discuss the absurd things we thought were legit as a kid, how to claim the last prize of $94, and a missing Gretzky collection!
https://fee.org/articles/florida-company-shows-california-how-to-build-a-railroad-with-its-brightline-rail-system/?utm_source=facebook&utm_medium=social&utm_campaign=facebook_zapier&fbclid=IwAR13obs4CkFX2s5jPQbVyIpkcR89zGnuzmSRYKqwBDUD0Vwjq91LwyBCWD8 https://www.10news.com/news/local-news/operation-shoulder-tap-results-in-170-citations-including-6-in-san-diego
This week's edition of The Brightest Conversation in Hamilton features Mike Fortune who joins Scott to talk about staying and fighting to defend Canada if we were invaded, the driver who caused the Humboldt Broncos accident in the process of being deported, doing silly things as kids and more. Guest: Mike Fortune, Co-host, The Hamilton Network, Cable 14 See omnystudio.com/listener for privacy information.
PRIMETIME: Titans Fans Are Losing Their Minds Over Silly Things Like Backup RB Money Buck Reising tries to reason with Titans fans and explain why losing D'onta Foreman in free agency is NOT the end of the world. Presented by TwoRiversFord.com, TennHC.com, DraftKings.com & GaryAshton.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nothing like sledding to bring out the silly in anyone...including the most serious of people...so take a break with us one sunny afternoon in Antarctica and go for a quick little bum sled. Just for fun. Guaranteed to put a smile on your face. Brought to you by the Audio Love Newsletter; Unforgettable short audio clips, with the incredible backstory, delivered right to your inbox. Subscribe here: https://bit.ly/Audio-love
What To SAY - what to DO - When You See Or Hear Silly Things?
The lovely Amy Shark joined us to chat about her ARIA noms and play our favourite game "No Further Questions", where we learned the hilarious reason she last cried. Love you guys xSee omnystudio.com/listener for privacy information.
Is being an empty nester just a myth? Plus, the silly things kids say.
Praying,crying ,exercising ….. but surviving… Mrs Charneika Brown is doing it naturally in this episode “ I'm every woman,It's all in me Anything you want done baby,I do it naturally” W,H
Mrs Charneika Brown talks silly in this exciting episode Pregnancy can be the most beautiful and empowering experience you ever have in your life- there is indeed a lot of excitement! You could even have a superb birthing experience. Hear from somebody who had a good overall pregnancy, experience, good community support system, successful breast-feeding as a lactating mom and now enjoys motherhood.
Learn about Alex and & Steph's cute, fun (and sometimes super nerdy) hobbies as they discuss the silliest things they spend their money on!
Locked On Blue Jays - Daily Podcast On The Toronto Blue Jays
I hope y'all appreciate I can spell his name correctly.The Blue Jays lost in ways thought unheard of since Tyler Chatwood was sent out of town, and A.J. Andrews has already earned the wrath of Mariners fans tonight, so let's just dig into what the heck happened! She starts with the top of the ninth, because she isn't beholden to your rules and she wants to talk about what a silly decision it was to send Breyvic Valera on that pop up. Even if he was safe because Tom Murphy missed the tag! Still silly! Then she has to stop her unrequited love for Brad Hand and Adam Cimber to talk about the mess they made in the bottom half of the ninth. Finally, a shout out to Robbie Ray and Connor Overton, because there are nice things about the Jays! It just doesn't feel that way right now.Follow the podcast on Twitter @LockedOnJays and follow the host @A_J_Andrews!Subscribe on Himalaya, Google Play, Spotify, the Audacy app and iTunes!Please help us donate to social justice causes at https://lockedonpodcasts.com/blacklivesmatter/Support Us By Supporting Our Sponsors!Built BarBuilt Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order.BetOnline AGThere is only 1 place that has you covered and 1 place we trust. Betonline.ag! Sign up today for a free account at betonline.ag and use that promocode: LOCKEDON for your 50% welcome bonus.Rock AutoAmazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you.StatHeroStatHero, the FIRST Ever Daily Fantasy Sportsbook that gives the PLAYER the ADVANTAGE. Go to StatHero.com/LockedOn for 300% back on your first play. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Taylor's husband, Glenn, pulled a prank on her. Plus, what silly thing have your kids said recently? See omnystudio.com/listener for privacy information.
Hello hello people thank you for tuning into to another episode, apologies for the late release I had to work over the weekend so I was pretty beat. None the less here we are talking away hoping to entertain and enlighten folks on possible things you may have never heard of or didn't understand until now. Thank you for those listening much love. --- Support this podcast: https://anchor.fm/themiddleclass/support
Do you ever pause and think about the words you say? Our unconscious is often playful and silly, leading us to exclaim phrases that are sometimes quite ridiculous. This is a journey where Marci will guide you through the depths of the unconscious mind. This subconscious exploration will benefit your own greater understanding of where your thoughts actually originate from. Each word that we say or think is more than just a word or thought - it is something that we are SPEAKING into existence. Want to change the reality of your life? Start by changing the words that you let into your life first! Here, Marci Lock will show you how to do exactly that. Come learn powerful tips for manifesting the life of bliss that you deserve! For even more support in creating and living your Best Life, visit marcilock.com to access the FREE gift activation, “The Ultimate Life of Having It All”, as well as coaching programs, meditations, activations and experiences to support you in creating the life you desire, including The Best Life Tribe, where you can access all the trainings, tools and support to get the results you are seeking. Follow Marci Lock for daily inspiration on Facebook or connect on Instagram @MarciLockMentor. You can also get access to Marci's new book, "The Awakened Being, Living in Liberation, Abundance & Bliss Right Now" at the theawakenedbeing.com along with all the extra bonus gifts it comes with. You are absolutely worthy of living life in Liberation, Abundance and Bliss Right Now! The Power of Choice is Yours, Choose Your Best Life.
Hoy hablaremos de sexo, sí, de los misterios del sexo. Será con el antropólogo y sexólogo, Carlos Horrillo. Pero antes conoceremos los misterios de la cueva del suizo y no faltarán las secciones "Silly Bizarro" ni "Cosas de Cine". ¿Hay algo más que descubrir sobre el sexo? ¿Es lo mismo sexo que amor? ¿Es cierto que quien no se ha enamorado nunca, es que no ha vivido? ¿Puede alguien morir por amor? ¿Qué es lo que nos hace sentir completamente obsesionados por una persona? ¿Acaso eso es amor? Hay científicos que no aceptan la idea del amor como tal, y lo ven como diferentes sistemas emocionales que trabajan a la vez y que activan la parte más primitiva de nuestro cerebro: el hipotálamo. José Manuel Frías nos habla de una cueva sita en Málaga en la cual se aparece el espectro del "suizo". La secciones "Silly BIzarro" y "Cosas de Cine" no faltarán en este último programa de la temporada.
Hoy os ofreceremos un extenso programa pero sin desperdicio alguno. ¿Crees que el caso Roswell está manido, que no existe nada tras él, que solo se trata de un affaire que a algunos les interesa continuar por motivos comerciales? Pues es muy posible que estés equivocado. Hoy descubrirás muchas cosas nuevas junto con nuestro invitado Paco Quevedo, militar y especialista en comunicaciones. ¡Quedarás sorprendido! Alberto Hernández nos trae en su sección tres bizarradas de las gordas. "Silly Bizarro". ¿Qué ha ocurrido con la investigación de fenómenos anómalos en España? ¿Por qué nos centramos más en el autor del artículo, libro o programa que en el propio testigo? Un investigador que se prodiga últimamente bien poco en los medios, José Antonip Roldán, nos dará su visión sobre la temática y aportará su experiencia tras largos años de trabajos. Finalizaremos hablando del sexo en el cine con Carlos Dueñas y su sección "Cosas de Cine". Además, os adelantaremos alguna novedad para del próximo programa.
An all-star lineup walks us through some of the most common biases that creep into our investment decisions. The University of Chicago's Richard Thaler, who won the 2017 Nobel Prize in Economics, shares some of his most surprising (and controversial) insights into behavioral finance. And we're joined by two professors of economics at Yale University, Nicholas Barberis and AQR's own Toby Moskowitz, who offer practical actions to keep us from falling into irrational patterns. Disclaimer: This podcast was recorded on June 5, 2018. The views expressed in this recording are the personal views of the participants as of the date indicated and do not necessarily reflect the views of AQR itself. AQR and its affiliates may have positions (long or short) or engage in securities transactions that are not consistent with the information and views expressed in this presentation. This recording has been prepared solely for informational purposes. Nothing contained in this podcast constitutes investment, legal, tax or other advice, and it should not be viewed as a current or past recommendation or a solicitation of an offer to buy or sell any securities or to adopt any investment strategy. Past performance is no guarantee of future results. There can be no assurance that any investment strategy will be successful. The investment strategies and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. The information in this recording is based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons. AQR does not assume any duty to update forward looking statements. The information in this recording has been developed internally and/or obtained from sources believed to be reliable; however, no representation or warranty, express or implied, is made or given by or on behalf of AQR as to the accuracy and completeness or fairness of the information contained in this recording. Any liability as a result of this recording (including any direct, indirect, special or consequential loss or damage) is expressly disclaimed. ©2018 AQR Capital Management, LLC. All rights reserved.