Podcasts about year old

Welcome to The Daily Wrap Up, an in-depth investigatory show dedicated to bringing you the most relevant independent news, as we see it, from the last 24 hours (8/22/26). As always, take the information discussed in the video below and research it for yourself, and come to your own conclusions. Anyone telling you what the truth is, or claiming they have the answer, is likely leading you astray, for one reason or another. Stay Vigilant. !function(r,u,m,b,l,e){r._Rumble=b,r[b]||(r[b]=function(){(r[b]._=r[b]._||[]).push(arguments);if(r[b]._.length==1){l=u.createElement(m),e=u.getElementsByTagName(m)[0],l.async=1,l.src="https://rumble.com/embedJS/u2q643"+(arguments[1].video?'.'+arguments[1].video:'')+"/?url="+encodeURIComponent(location.href)+"&args="+encodeURIComponent(JSON.stringify([].slice.apply(arguments))),e.parentNode.insertBefore(l,e)}})}(window, document, "script", "Rumble");   Rumble("play", {"video":"v7ccik8","div":"rumble_v7ccik8"}); Source Links (In Chronological Order): (19) Independent Media Token (@imt_network) / X New Tab The Last American Vagabond on X: "And now you deleted the post @L08818? But I thought you were certain, and I was an "un-American piece of excrement" for believing that anarchism has value?" / X Page not found / X SheThinksFreely (@L08818) / X Polly St. George on X: "@TLAVagabond @L08818 while the official definition doesn't include chaos in the model, the actual result would be chaos until new hierarchies are established." / X The Last American Vagabond on X: "@FringeViews @L08818 Sure. Clearly I am the issue here. https://t.co/yPORFHcS8t" / X Larken Rose Interview - The Illusion Of Authority & The Collapse Of The Two Party Paradigm The Most Dangerous Superstition by Larken Rose [Audio book] - YouTube AnarClips on X: "LARKEN ROSE - WHAT IS ANARCHY? #ANARCHY #ANARCHISM #ANARCHISTS https://t.co/mZSbenQPwd" / X (1) AnarClips on X: "LARKEN ROSE on ANTI-GOVERNMENT vs. GOVERNMENT WORSHIPING DUPES #ANARCHISM #ANARCHY #LIBERTY @LarkenRose https://t.co/WVAobH0KbL" / X New Tab (1) Slow News Day on X: "They might not be dead, but this rally is clearly being held in God's Waiting Room" / X (5) JOKAMRREDPILLZ on X: "They calling Trump out.

In Keep Canada Weird Jordan and Aaron Airport explore the weird and offbeat Canadian news stories from the past week. In this episode your hosts discuss; The Erroneous Influencer vs. the Zipline the 92 Year Old's Hole in One The Great Canadian Roblox Heist The Hottest License Plate in Florida Series Links Keep Canada Weird Series: https://www.thecanadiangothic.com/keep-canada-weird Send a voice memo: www.thecanadiangothic.com/contact Join the Keep Canada Weird Discussion Group: https://www.facebook.com/groups/keepcanadaweird Provide feedback and comments on the episode: thecanadiangothic.com/contact Subscribe to the show: thecanadiangothic.com/subscribe Contact: Website: https://www.thecanadiangothic.com Facebook: https://www.facebook.com/TheCanadianGothic Instagram: https://www.instagram.com/thecanadiangothic/ Support the show: https://www.patreon.com/thecanadiangothic Learn more about your ad choices. Visit megaphone.fm/adchoices

In Keep Canada Weird Jordan and Aaron Airport explore the weird and offbeat Canadian news stories from the past week. In this episode your hosts discuss; The Erroneous Influencer vs. the Zipline the 92 Year Old's Hole in One The Great Canadian Roblox Heist The Hottest License Plate in Florida Series Links Keep Canada Weird Series: https://www.thecanadiangothic.com/keep-canada-weird Send a voice memo: www.thecanadiangothic.com/contact Join the Keep Canada Weird Discussion Group: https://www.facebook.com/groups/keepcanadaweird Provide feedback and comments on the episode: thecanadiangothic.com/contact Subscribe to the show: thecanadiangothic.com/subscribe Contact: Website: https://www.thecanadiangothic.com Facebook: https://www.facebook.com/TheCanadianGothic Instagram: https://www.instagram.com/thecanadiangothic/ Support the show: https://www.patreon.com/thecanadiangothic Learn more about your ad choices. Visit megaphone.fm/adchoices

When does investing in your growth stop serving you — and start draining your finances?In this coaching conversation, Linzy sits down with Money Skills for Therapists graduate Katie Grant to explore how the constant drive to become a "better" therapist has turned professional development into a financial leak in their business.Together, they uncover the deeper story behind Katie's need to accumulate education and chase achievement, and they find a grounded path forward — one that supports Katie's continued learning and financial wellbeing.If you're a high achiever, perfectionist, or therapist who always feels like you should know more, this episode is for you.Timestamps:04:25 - How Profit First Made the Debt Visible09:45 - Professional Development as a Financial Leak13:15 - The Childhood Roots of Needing to Be the Best17:47 - When Achieving Becomes the Downfall24:41 - The 12-Year-Old with the Checkbook26:58 - Bringing an Adult Money Part into Purchase Decisions28:01 - Turning Caregiving Energy Toward Herself30:51 - A Separate Profit First Account for Professional Development38:26 - Running the Numbers Before Making a Drastic MoveRelated episode: Episode 155FF - Making Better Decisions About Professional DevelopmentWant to feel more calm and confident about your money? Join one of Linzy's online workshops for private practice owners to shift your money mindset, transform your relationship with money, and gain practical tools and strategies to manage your business finances with greater clarity and ease. Explore upcoming workshops and sign up to save your spot or register to receive the replay.You can also join the private WhatsApp community to connect with other therapists, health practitioners, and listeners of Money Skills for Therapists: The Podcast. Submit your request to join the community today.If you want dedicated coaching and support with your solo practice finances, join the Money Skills for Therapists waitlist to hear when enrollment opens.Meet Katie Grant:Katie Grant, MS, LCPC, LMHC, LPC, is a queer and neurodivergent trauma therapist with 20 years of experience and postgraduate training, with concentrations in EMDR Therapy, complex trauma, and dissociation. Katie is an EMDRIA Approved EMDR Therapist and Approved Consultant. She is passionate about providing affirming therapy to LGBTQIAP+ and neurodivergent clients, including those who are Autistic or ADH.Katie was diagnosed with ADHD at age 37, when she was also thrilled to find that she no longer qualified for a PTSD diagnosis. Early in their career, Katie realized that she would not function optimally in agency settings that normalized overscheduling and underserving. She opened a solo private practice in 2013 and currently operates out of Davenport, Iowa.Katie is licensed as a counselor in Iowa, Illinois, and Wisconsin. They believe the very best therapists are those who also attend therapy and continually work on improving their own awareness and wellbeing.Connect with Katie:Counseling websiteFacebookInstagramJust Another Fucking Growth OpportunityJAFGO InstagramAbout Linzy Bonham:Linzy Bonham is a therapist turned money coach who helps private practice owners and health professionals feel calm, confident, and in control of their finances through her podcast, free workshops, and comprehensive programs: Money Skills for Therapists and Money Skills for Group Practice Owners. You can learn more about Linzy here.Connect with Linzy:LinkedInInstagramFacebook

The Whiskey Hotline isn't just whiskey; it's specialty spirits from around the globe. And also, whiskey/whisky of course. This week, Dan stops by with new releases from Scotland, Kentucky, Vermont, Kentucky, Virginia, Kentucky, Indiana, Kentucky, Scotland and France CRN 57 Vision Speyside Blended Malt CRN 57 12-Year-Old Speyside Blended Malt CRN 57 18-Year-Old Speyside Blended Malt CRN 57 25-Year-Old Speyside Blended Malt CRN 57 30-Year-Old Speyside Blended Malt Chicken Cock Old Glory Kentucky Straight Rye Blended with Laird's Apple Brandy WhistlePig Single Finish Bespoke 12-Year-Old Rye Os Rostrale Finished in ex-Monbazillac Binny's Handpicked Gambit No. 6 Kentucky Straight Bourbon Finished in Wine, Apple Brand, Sherry and Tokaji Casks Virginia Distillery Company 7-Year-Old American Single Malt Cigar Blend Four Roses 100 Proof Kentucky Straight Bourbon Remus Distiller's Vault Series 9-Year-Old Straight Whiskey Binny's Handpicked Sazerac 125 Proof Straight Rye Kilchoman Loch Gorm 10-Year-Old ex-Sherry Cask Islay Single Malt Release 2026 La Gauloise Green La Gauloise Yellow If you have a question for the Barrel to Bottle Crew, email us at comments@binnys.com, or reach out to us on Facebook, Twitter or Instagram. If we answer your question during a podcast, you'll get a $20 Binny's Gift Card! If you like our podcast, subscribe wherever you download podcasts. Rate and review us on Apple Podcasts.  

Happy CoreyVersary: What is the CoreyVersary? How did we get here? In a time of celebration, we take a look back.The Birthday Bash: We kept it secret but we went to the Corey Feldman Birthday Bash! We have seen the Goblin Ghoul LIVE and we have a full report.Fleetwood Mac The Chain and The Jacket: One of the many crash outs involved a Fleetwood Mac cover and Corey losing his grandfather's war jacket, then having it found and making a 108 year old woman be on stage while he screams at her.COREY FELDMAN!, SHOW STOPPER!, LET'S JUST TALK!, DON CHEADLE!, BOOGIE NIGHTS!, JIM AND THEM IS POP CULTURE!, COREY FELDMAN SHOW!, REAL ONES!, PO BOX!, ALL DAY GOONS!, COREYVERSARY!, CELEBRATION!, 2 YEARS OF WEEKLY COREY!, ZOUP!, CURSED MANUSCRIPT!, EVERY WEEK!, LOSERVILLE!, SUMMER 2024!, MATTHEW!, SUPERCHATS!, AXE TO GRIND!, HINTS!, CONVINCING!, GET ON BOARD!, AMOUNT OF FUN!, ROLL DEEP!, ROB DUKES!, EXODUS!, NATALIE MAINES!, THE CHICKS!, DEAN!, ANAHEIM!, GARDEN AMP!, CONCERT!, MORAL HIGHGROUND!, TRUST!, KICKED OUT!, EXPECTATIONS!, TICKETS!, BLOCKED!, DENIED!, ADRIEN SKYE!, ADRIEN AGE CHECK!, BOX SET!, LAST BOX SET!, COVER SONGS!, SABRINA CARPENTER!, BENTLEY!, GREGG!, PHIL THE ARTIST!, WHAT AM I HERE 4!?, OPENER!, COMEBACK KING!, FUCKS UP!, FAKE OUT!, ATTITUDE!, CHANGE UP!, DANCING WITH THE STARS!, ROCK ENDING!, SOMETHING IN YOUR EYES!, ASCENSION MILLENNIUM!, CHARACTERS!, METAL BABY HOOK!, THE CHAIN!, COVER!, FLEETWOOD MAC!, OFF KEY!, MISSING CUE!, PROFESSIONAL!, PINK FLOYD!, JACKET!, MISSING!, RISA!, 108 YEAR OLD!, RETRO ROCK!, EDOC!, JUMP BACK BLACK CAT REMIX!You can find the videos from this episode at our Discord RIGHT HERE!

What an 83-Year-Old's Daily Habits Reveal About Aging   Most people assume chronic disease is just a normal part of getting older. Michael Dorfman, an 83 year old health and nutrition coach, has spent the last 18 years proving otherwise, and he's still playing competitive pickleball to show for it. If you've ever wondered whether it's too late to change your trajectory, or whether the version of aging you've been told to expect is the only one available, this episode will reframe the question entirely.   In This Episode: Why chronic disease usually starts decades before it's diagnosed, not the year it shows up The friend's heart disease reversal that changed the direction of Michael's life and work Why doctors are trained for sick care, not health care, and what that means for your decisions What the Blue Zones research actually found in common across five unrelated places on earth Why fiber, not protein, is the real deficiency in most people's diets The daily practices Michael uses now: breathwork, intermittent fasting, cold and hot therapy, and movement over formal exercise What changed when Michael stopped judging his father, and what that taught him about everyone else   Key Insights: The body keeps a record long before symptoms appear. Type 2 diabetes in children and colon cancer in men under 50 are signs the timeline has shifted, not random bad luck. A surgeon's job is surgery. Lifestyle medicine is rarely part of the training, which means the responsibility for prevention sits with you, not your doctor. The Blue Zones populations didn't exercise in the way we think of it. Their environments simply required constant, ordinary movement. Letting go of judgment, of a parent, a stranger, a different point of view, was one of the latest and most valuable lessons of Michael's life.   About Michael Dorfman: Michael J. Dorfman is an 83-year-old certified Health & Nutrition Life Coach, investigative author, and thriving example of plant-based longevity. Based in San Miguel de Allende, Mexico, he has spent the last 17+ years living—and coaching—on how to age vibrantly without chronic disease. Michael adopted a vegetarian diet in 1976, transitioned to a whole-food, plant-based lifestyle in 2008, and earned his certification in Plant-Based Nutrition in 2019. His book, The Thriving Vegan, exposes how the food and pharmaceutical industries mislead the public—and how individuals can reclaim their health. In his latest book, The Longevity Wellness Revolution, Michael shares practical tools from the Blue Zones, as well as his discoveries, including breathwork, intermittent fasting, stress reduction, and more. He's passionate about showing that it's never too late to live with energy, purpose, and joy.   Links: Website: https://longevitywellnessrevolution.com/ Facebook: https://www.facebook.com/michael.dorfman.353/ Instagram: https://www.instagram.com/thrivingvegan1/ X: https://x.com/readmide Substack: https://substack.com/mike82   Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! Show Sponsor: http://profitcomesfirst.com/ Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro appointment 15 minutes If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Some music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

Parents often assume their teen's school counselor can handle every part of the college planning process, but the reality is far more collaborative.In this episode, Lisa Marker-Robbins and Stephanie Simpson, CEO of the Independent Educational Consultants Association (IECA), explore how the right team and a foundation of self-awareness can help students make thoughtful college decisions.In this episode, Lisa and Stephanie discuss:How school counselors, independent educational consultants, and families each contribute to college planningWhy self-awareness should guide college and career decisions from the startWhen outside college planning support can benefit students and familiesWhat to consider when choosing an independent educational consultantKey Takeaways: Start career and identity exploration before college applications so students make decisions based on who they are, not deadlines.Independent educational consultants help students present their authentic story and find the right college fit, not improve their admissions odds.Many begin in junior year; starting by sophomore year creates more time for thoughtful course selection, extracurriculars, and summer opportunities.Choose an independent educational consultant whose expertise matches your student's needs and complements the school counselor's support. “Independent means that these counselors do not receive any compensation from a program, school, or university to place or recommend a student, so they really can provide that unbiased advice.” – Stephanie SimpsonAbout Stephanie Simpson: Stephanie Simpson is the Chief Executive Officer of IECA, the leading professional organization for independent educational consultants supporting students and families through college and career planning. Previously, she led the Association for Middle Level Education (AMLE) and held senior leadership roles at the American College of Cardiology and the American Psychiatric Association. She holds a JD from Northwestern University Pritzker School of Law and a BA from DePaul University.Episode References:Learn more about Launch Career Clarity at https://flourishcoachingco.com/courseFind a Private College Counselor: https://www.iecaonline.com/independent-educational-consultant-search/#230 Stop Trying to Impress Colleges: What Admissions Really Want with Susan Knoppow: https://flourishcoachingco.com/230Get Lisa's Free on-demand video: THE CAREER IDENTIFICATION COMPASS: How To Be Certain Your 15 To 25 Year Old is On The Right Path to Launch With Confidence–Not Confusion: flourishcoachingco.com/video Connect with Stephanie:Website: https://www.iecaonline.com/LinkedIn: https://www.linkedin.com/in/stephanie-simpson-49bba72a/Connect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoFacebook: https://www.facebook.com/flourishcoachingco/ Instagram: https://www.instagram.com/flourishcoachingco/LinkedIn: https://www.linkedin.com/company/flourish-coaching-co

The AI trade might have found its canary in the coal mine. Leopold Aschenbrenner—a 25-year-old former OpenAI researcher built Situational Awareness into one of the hottest funds on Wall Street by betting long on the construction and infrastructure side of AI (Micron, CoreWeave) and short on the chips and software everyone else was chasing (Nvidia, Broadcom, Oracle). Then July happened, prime brokers made margin calls, and his entire public stock book got liquidated overnight in a single block trade. This episode uses that blowup as the lens for a much bigger story: how a three-quarters-of-a-trillion-dollar hyperscaler spending pledge is propping up U.S. GDP growth, why OpenAI just quietly cut prices as “tokenmaxxing” dies and Chinese labs undercut on cost, why Mark Zuckerberg picked a fight with OpenAI and Anthropic, how overleveraged Oracle has become, how the most profitable companies in the world are posting negative free cash flow, why hyperscaler bonds are going undersubscribed, and why the length of this year’s tech bond issuance is starting to crowd out the rest of the corporate debt market. It closes with the 2008 parallel: mortgage-backed securities stacked into CDOs stacked into synthetic swaps, and how today’s version runs through corporate bonds, CLOs, hedge fund leverage, and private credit—with Treasuries as the eventual exit ramp when the unwind accelerates. Resources Analysis Atlas: Hyperscaler AI Capex 2026: The $710 Billion Year Inside the Four Spenders J.P. Morgan Asset Management: How AI demand and capex shape investing in tech stocks New York Times: U.S. Economy Slows as Inflation Bites U.S. Bureau of Economic Analysis (BEA): GDP (Advance Estimate), 2nd Quarter 2026 CNBC: OpenAI cuts prices for two of its GPT-5.6 AI models as companies grow sensitive to costs Business Insider: The All-You-Can-Eat AI Era Is Over. It’s Time to Count Calories CNBC: Chinese AI models are gaining ground with U.S. companies as OpenAI, Anthropic costs surge The New York Times: Even China’s A.I. Powerhouses Can’t Figure Out How to Profit Off A.I. CNBC: Meta’s flurry of AI initiatives this month hasn’t helped lift the stock. What will? The Hill: Zuckerberg knocks AI development centralization, control Buttondown: D.A.D.: Zuckerberg Blasts Anthropic and OpenAI for “Centralizing” AI Power Reuters: AI investment boom puts Big Tech’s free cash flow under pressure CNBC: Bets against SpaceX grow to 32% of float as Elon Musk warns short sellers won’t survive Yahoo! Finance: NVIDIA’s rising CDS the talk of Wall Street amid circular financing fears Bloomberg: Big Tech Debt Flood Is Taking Over Risk In Market: Credit Weekly CNBC: Fed meeting recap: Warsh says Fed won’t hesitate to stop inflation, but bond market has doubts CNN: AI investor Leopold Aschenbrenner forced to unwind all public stock positions after steep losses, sources say Yahoo! Finance: Hyperscalers Hit $700 Billion in 2026 AI Spending Plans - 24/7 Wall St. Global Finance Magazine: AI’s Financial Circle Game Reuters: Hyperscaler debt binge pushes yields up as investor demand cools UNFTR Resources Video: Situational Awareness: How a 25-Year-Old's Hedge Fund Exposed the Entire AI Bubble. Essay: The Great Unwind. -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, and Instagram at @UNFTRpod. Visit us online at unftr.com. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility.Support the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.

This week we went deep on debt—all $72 trillion of it—and made the case that the bond market is the real economy, that the Fed has already lost control of the entire curve, and that when the AI trade unwinds, the flood into Treasuries won’t save anyone the way the textbook says it should. Then we watched Japan demonstrate in real time what happens when you don’t have the exorbitant privilege of issuing the world’s reserve currency. A 40-year low for the yen, Japan spending $87 billion in two days trying to hold it together, and the U.S. quietly intervening not out of friendship, but because Japan’s dumping Treasuries would torch our bond market at the worst possible moment. Chapters Intro: 00:00:38 Quick Takes: 00:01:33 Max Notes: 00:07:34 Killer Left Take of the Week: 00:24:44 Chart of the Week: 00:27:02 Headlines: 00:30:56 Outro: 00:32:23 Resources Fox News: Carville vows to FLEE Dem Party over Hasan Piker: ‘Out of here’ Forbes Breaking News: Trump Gives Update On Talks With Iran Forbes Breaking News: Sparks Fly When RFK Jr. Is Pressed On Vaccines, Pandemic Prevention During CNN Interview NBC News: Trump: Jeanine Pirro ‘made a mistake’ dropping Reflecting Pool vandalism case The Thomas Crown Affair CNBC: AI investor Leopold Aschenbrenner forced to unwind all public stock positions after steep losses, sources say Federal Reserve Bank of New York: Household Debt and Credit Report (Q1 2026) Board of Governors of the Federal Reserve System: Financial Accounts of the United States - Z.1 FiscalData: What is the national debt? SIFMA: US Treasury Securities Statistics Fortune: U.S. national debt officially hits $39 trillion—adding approximately $5 billion a day since October Nippon: Japan Govt Worsens Debt-to-GDP Ratio Estimate for FY 2026 Financial Stability Board: Report on Vulnerabilities in Private Credit Board of Governors of the Federal Reserve System: Implementation Note issued June 17, 2026 U.S. Department of the Treasury: Daily Treasury Rates TFTC: Treasury Sells $139B in Polar-Opposite Auctions: 2Y Soars, 5Y Craters MS Now: ‘Don’t be surprised when this gets kind of ugly’: El-Sayed on hotly contested MI Senate primary Bloomberg Television: Trump Revives Hopes for Iran Deal, Oil Sinks | Insight with Haslinda Amin 8/03/2026 Bloomberg: Why Japan Is Propping Up the Yen With US Help Bloomberg: BOJ Data Point to $34 Billion Japan FX Intervention Friday MacroMicro: World - Major Economies’ Holdings of US Debt The Japan Times: Yen carry trade is a ‘ticking time bomb,’ warns BCA research Forever Wars: The Markets Matter For War—You Don’t The American Prospect: The AI Bailout Could Be Baked Into the AI Bubble Jacobin: Centrist Democrats Keep Making Awful Health Reform Proposals UNFTR Resources Video: On The Record 08-04-26 (The Yen Bailout, RFK Jr. Fail, and the $72 Trillion Debt.) Essay: The $72 Trillion Debt Problem. Video: Situational Awareness: How a 25-Year-Old’s Hedge Fund Exposed the Entire AI Bubble. -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, and Instagram at @UNFTRpod. Visit us online at unftr.com. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibilitySupport the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.

Maybe it's been months. Maybe it's been years. And in this season, it's taken longer than you thought — and now the negative thoughts are creeping in. In this episode, you'll learn how to break free from the pregnancy announcement comparison trap, the exact question to ask God that will change how you approach your fertility, and why waiting on His timing doesn't mean doing nothing at all. Grab Rise & Source in the show notes and get instant access to the Conception Connection. Full show notes + resources: [link to blog post on fruitfulfertilityco.com] (00:00) Intro — When the Wait Feels Longer Than You Expected (01:07) A 41-Year-Old's Positive Pregnancy Test After 2 Months on Rise & Source (02:15) Why You Need to Ask God for Confirmation Over Your Fertility (The Gideon Story) (05:29) Breaking Free From the Pregnancy Announcement Comparison Trap (07:51) How to Be Your Own Fertility Advocate (What Letrozole Actually Does) (10:16) Why You Can't Miss God's Timing for Your Baby (12:32) Waiting on God Doesn't Mean Doing Nothing — Faith Has Footsteps (14:51) Choosing the Right Fertility Community Over Isolation (17:10) Why Your Baby Can't Become Your Idol (19:33) Recap + Next Steps Top Listener Questions Answered: Can waiting too long to get pregnant mean I missed God's timing? How do I stop comparing my fertility journey to other people getting pregnant? Keywords: Christian fertility, trying to conceive, get pregnant naturally, unexplained fertility struggles, natural fertility support   Unexplained Infertility Breakthrough Masterclass Free masterclass   Grab the Low Progesterone Playbook Get it here   Shop my favorite fertility boosting supplements Rise + Source Let's work together: Work with me    DM me on Instagram: @fruitfulfertilityco

Taking a weekend course can make you see tongue posture, restricted movement, and mouth breathing everywhere you look. But recognizing a pattern is vastly different from truly understanding it.In this solo episode, Hallie Bulkin addresses "The Myo Gap" - the space between noticing an isolated anatomical finding and developing the clinical depth to understand how it fits into a child's connected, multi-system picture. She unpacks why a restricted frenulum or forward resting tongue is merely a data point rather than an automatic diagnosis or treatment plan, and explains how shallow understanding leads clinicians to jump directly to conclusions, quick referrals, or "cookbook" exercises.Hallie breaks down how to conduct a deeper assessment by analyzing real-time compensations, motor coordination, sensory processing, and overall physical development. You'll learn why true clinical competence often leads to making fewer but far more valuable referrals, how to navigate honest parent conversations without false certainty, and why real clinical judgment requires mentored practice over quick information.Key Topics & TakeawaysThe "Sensitization" Trap: How new clinical learning creates pattern-recognition bias where every finding looks like the primary root cause.Observation vs. Diagnosis: Why a restricted frenulum or forward tongue posture is an initial observation point, not an immediate reason to prescribe exercises or surgical releases.Reading the Connected System: How to evaluate tongue function relative to jaw mechanics, lip seals, nasal breathing, overall muscle tone, sensory processing, and motor coordination.Selective, Value-Driven Referrals: Why advanced clinical discernment leads to fewer automatic referrals for releases and results in clearer, function-based communication with ENTs, dentists, and surgeons.Honest Parent Conversations: The shift from presenting false certainty ("Your child has a tie, so they need a release") to leading transparent, nuanced clinical discussions.Soundbites"Recognizing a pattern can feel a lot like understanding it before the depth is actually there. An observation is not a diagnosis, and it's definitely not a treatment plan.""Structure matters, but function matters more. Context determines what the structure actually means.""Confidence isn't giving parents a quick, simple answer—it's being able to separate what you know from what you suspect."Timestamps 001:04 - The Gap Between Knowing and Understanding Myo 02:50 - Clinical Sensitization & Pattern Recognition 04:23 - Case Study: 3-Year-Old with Low Tone 06:23 - What Deeper Assessment Looks Like 07:35 - Assessing a 2-Year-Old for Feeding Concerns09:04 - Myo Does Not Replace the Rest of the Child 10:20 - Structure vs. Function & Better Referrals 12:03 - Assessing Infants & The Feeding Dyad 13:28 - Communicating Honestly with Parents 15:20 - Myo vs. Feeding Therapy & Multi-Disciplinary Care 16:26 - How to Build True Clinical Competence18:21 - The Myo Method & Closing Thoughts Links & ResourcesThe MYO Method: Elevate your clinical reasoning, bridge assessment gaps, and master orofacial patterns at TheMyoMethod.com.Fast Myo Screening Tool: Stop guessing during your intakes and download the checklist at FastMyoScreening.com.WORTH A LISTEN: CONTINUE YOUR JOURNEYEpisode 132: Feeding With A Twist of Myo with Hallie Bulkin, MA, CCC-SLP, COM.Episode 150: Where To Start And End With TOTS?.STAY CONNECTED

The Great Leader is so powerful. He has such influence. That aside, however, he is an odd man. He was an odd boy too and this is only proven further today. Meanwhile, Steve pontificates on the Dartford Crossing and how often Queen Elizabeth II might have visited it and there's a paranormal update from Anglesey.Please send your listener comments to Danny@radiox.co.ukThis week's podcast is dedicated to The Nameless 16 Year Old, of Ian's.Thank you.

(Overnight Voice Only) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Short Voice Only) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Overnight Music) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Short Music) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Long Voice Only) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Long Music) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Overnight Voice Only) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Short Voice Only) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Long Music) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Short Music) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Long Voice Only) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

(Overnight Music) Regrets Of A 15 Year Old  #1654 Let Me Bore You To Sleep  1st August 2026 by Jason Newland

Reflections on Recent Pilgrimage to Medjugorje with 24 Year Old by Fr. Jason Brooks, LC

Choosing a Trustee: Why Naming Your Kid May Be a Mistake — Marguerite Lorenz Short answer: Naming your child as trustee, executor, or agent under your power of attorney is the default choice for most American families — and it is frequently the wrong one. In this episode of Wealth Actually, host Frazer Rice talks with California Licensed Professional Fiduciary and Master Certified Independent Trustee Marguerite Lorenz about why roughly two-thirds of American adults still have no estate plan, why the job of a trustee is far more intimate and technical than families expect, and how to decide between a family trustee, a bank or trust company, and an independent professional trustee. https://youtu.be/56bzuORe8YI Episode Overview: Who Will Actually Run Your Plan? Most estate planning conversations stop at the documents. Marguerite Lorenz argues the documents are the easy part. The hard part is staffing — deciding who steps in when you can no longer make new decisions, and whether that person can absorb the technical, financial, and emotional weight of the job. Lorenz has served as trustee, executor, agent under power of attorney for finance, and agent for health care for hundreds of families since 2003. She is the author of three books — Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and the newly updated Ethics for Trustees 2.0 — and she is Vice-Chair of the Independent Trustee Alliance. Her framing line, and the one that should stick with every listener: “If you don’t get your estate plan done, you’re suing your family. You’re making them go to court. And who would want to make anyone else go to court?”— Marguerite Lorenz This is the second time Marguerite has joined the show. Her first appearance covered the mechanics of individual trusteeship: EP.75 — Individual Trusteeship with Marguerite Lorenz. Key Takeaways •Only about a third of American adults have any written estate plan — and Lorenz argues half of those plans would not actually function when needed. •Professionals are barely better than the public. When Lorenz polls rooms of attorneys, CPAs, and financial advisors, roughly one-third raise their hands for a complete, up-to-date, ready-to-go plan. •The trustee role is intimate, not administrative. A trustee sees your paperwork, your bills, your medications, and your bedroom. “Who is going to be the first person in your bedroom when you are no longer able to make new decisions?” •Incapacity, not death, is the long tail. Many people live for five or six years unable to make new decisions. The trustee’s job often runs during your lifetime, not just after it. •A professional trustee can be temporary. Lorenz recounts stepping in for a client during cancer treatment, providing a full accounting, and stepping back down when he recovered — then serving again after his death. Would your child step back down? •Estate planning is about preferences, not predictions. “Our power in estate planning is not prediction, it’s setting our preferences” — and preferences can only be set while you are competent. •Quality of life belongs in the plan. Not just tax, legal, and financial terms — but how you want to live, where you want to live, and what small things matter (for Lorenz, an international selection of dark chocolate). •Digital assets are now a core trustee problem. Phones, social accounts, and daily transactions all require someone with access and authority. •A will does nothing while you are alive. “The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone.” •Cost is usually overestimated. Both an estate plan and an independent professional trustee typically cost far less than probate court. •Revisit every five years. Calendar a five-year check-in with your attorney to review law changes, marriages, divorces, births, and deaths. Chapters and Timestamps •[00:00] Cold open: “If you don’t get your estate plan done, you’re suing your family.” •[00:32] Welcome back — introducing Marguerite Lorenz, California trustee and author •[01:14] Luck or Control? — why fear keeps families from finishing an estate plan •[02:22] What a full-time trustee actually sees: trustee, executor, agent for finance, agent for health care •[03:49] Why families default to naming a child — and where that breaks down •[05:00] The skill set nobody screens for: negotiation, calm, empathy, and grief •[05:40] Case study: serving as temporary trustee through a client’s cancer treatment — and stepping back down •[07:51] Why even attorneys need their own attorney: nobody is objective about their own circumstances •[09:09] The five-year estate plan check-in as a life milestone •[09:39] How to Be a Successful 90-Year-Old — living well to the very end •[10:20] The “black box” problem: privacy, dignity, and care in your own home •[11:54] Preferences over predictions — planning for your future vulnerable self •[13:40] Rewriting an advance health care directive after hundreds of hospital bedsides •[16:13] The statistics: only a third of adults — and only a third of professionals — are actually ready •[17:47] Frazer’s challenge to advisors: you can’t advise well if you aren’t practicing what you preach •[18:22] The first question in Luck or Control?: “Hey professional, do you have your estate plan done?” •[19:21] Ethics for Trustees 2.0 — what’s new in the updated audio and PDF edition •[20:27] Family trustee vs. bank trustee vs. independent professional trustee •[21:52] The looming crisis: the great wealth transfer, incapacity, and digital assets •[24:54] Documenting the “why” behind hard trustee decisions •[25:23] Probate courts overrun, bioethics committees, and next-of-kin defaults •[26:54] Where to find the books, the podcast, and the Independent Trustee Alliance directory About the Guest: Marguerite Lorenz, MCIT, CLPF Marguerite Lorenz is a California Licensed Professional Fiduciary (CLPF #319) and a Master Certified Independent Trustee (MCIT). She has served as Trustee, Executor, Agent for Finance, and Agent for Health Care for more than 200 families since 2003 as managing partner of Lorenz Private Trustees. Marguerite is Vice-Chair of the Board of the Independent Trustee Alliance, past Chair of the California Professional Fiduciaries Bureau Advisory Committee, and host of the Plan For This podcast. She is the author of Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and Ethics for Trustees 2.0. About the Host: Frazer Rice Frazer Rice is the author of Wealth, Actually: Intelligent Decision-Making for the 1% and host of the Wealth Actually podcast, where he interviews experts, entrepreneurs, and commentators on preserving assets and enjoying wealth. Resources and Links Mentioned •PlanForThis.com — Marguerite’s books, the Plan For This podcast, and a free First Steps toolkit. Ethics for Trustees 2.0 is now exclusive to this site (audio + PDF bundled with purchase). •TrusteeAlliance.com — the Independent Trustee Alliance directory for locating certified independent trustees by state. •Marguerite Lorenz on LinkedIn •California Professional Fiduciaries Bureau — state licensing for professional fiduciaries •Related episode: EP.75 — Individual Trusteeship with Marguerite Lorenz •Related episode: What If You Are Named in a Will or Trust? Frequently Asked Questions Should I name my child as trustee? Not automatically. A child understands the family but may lack the technical skill to handle tax, legal, financial, and medical decisions — and may be grieving or in conflict with siblings at the exact moment judgment is required. Marguerite Lorenz notes that a trustee must be a good negotiator, stay calm under pressure, set aside personal feelings, and enforce rules the grantor set. She also raises a test most families never consider: if you recover, would your child voluntarily step back down and hand you a full accounting? What is the difference between a family trustee, a corporate trustee, and an independent trustee? A family trustee is a relative or friend serving in a personal capacity, usually unpaid and untrained. A corporate trustee is a bank or trust company with institutional infrastructure, minimum account sizes, and staff turnover. An independent professional trustee is a licensed or certified individual — like a California Licensed Professional Fiduciary — who serves full-time, carries a succession plan, and can often be engaged at a lower cost than families expect. The Independent Trustee Alliance maintains a national directory of independent trustees. What does a trustee actually do while I am still alive? A trustee acting during incapacity manages assets, accounts for every dollar, handles taxation, pays bills, coordinates care, and increasingly manages digital assets such as phone-based transactions and social media accounts. Lorenz emphasizes that many people live for five or six years unable to make new decisions, so the trustee’s lifetime role is often longer and more demanding than the post-death administration. How often should I update my estate plan? Roughly every five years, or sooner after a major life event such as marriage, divorce, birth, death, a liquidity event, or a change in tax law. Lorenz recommends putting a five-year reminder in your phone to call your attorney and ask what has changed in the law and in your life. What happens if I go to the hospital without an estate plan? The hospital and its bioethics committee will do the best they can and will look for next of kin to make decisions for you — potentially people with whom you have never discussed your personal wishes. A will does not help here, because a will only operates after death. Financial and health care powers of attorney are what grant someone authority while you are alive. Is an estate plan expensive? Usually less than people assume, and materially less than probate court. Lorenz makes the same point about professional trustees: “Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about.” Do financial professionals have their own estate plans? Often not. When Lorenz polls audiences of attorneys, CPAs, and financial advisors, only about a third report having a complete, up-to-date, ready-to-go plan — barely better than the general public. Her challenge to the profession is that clients will increasingly ask advisors directly: “Do you have your estate plan completed?” Pull Quotes “Our power in estate planning is not prediction, it’s really about setting our preferences.” “Who’s going to be the first person in your bedroom when you are no longer able to make new decisions?” “I’m not in charge. I’m a servant-manager.” “Once I get my estate plan done and updated, I don’t think about it anymore. My head space is so clear because everything I was worried about has been thought about, considered, allowed, and put down in writing.” Full Transcript Transcript lightly edited for clarity. Timestamps are approximate. [00:00] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. You’re making them go to court, right? And who would want to make anyone else go to court? [00:08] Announcer: Welcome back to the Wealth Actually podcast, the show that features experts, entrepreneurs, and commentators that will give you the right knowledge, planning, and guidance so you can preserve your assets and enjoy your wealth. Learn more and subscribe today at wealthactually.com. This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinion of the employers of the host or guests. [00:32] Frazer Rice: Welcome back. Friend of the podcast Marguerite Lorenz is on the podcast this week. She’s a California trustee and has a new book called Luck or Control? out. We’re going to talk a little bit about fiduciary matters and what it takes to have good staffing within your estate plan. Welcome back, Marguerite. [00:54] Marguerite Lorenz: Thank you, Frazer. [00:55] Frazer Rice: Since the last time you were on, you have a couple of books out and we’ve gotten to see each other a couple of times with the Independent Trustee Alliance. Let’s talk a little bit about the new book that you just published and what you’re trying to do with it. [01:14] Marguerite Lorenz: So that book is Luck or Control? The Life-Improving Power of Estate Planning. And I wrote it because I’ve seen hundreds and hundreds of families really struggle with how this is going to get done, and many people don’t get their estate plan done at all because they’re so afraid. They don’t know what to expect, they don’t want to talk about their mortality, they don’t want to have serious conversations with their loved ones. And if we don’t have those conversations, we really lose all control when we need it the most — when that medical crisis happens or when life changes in a big way. [01:52] Frazer Rice: No question about it. And I went through the book and it’s an important read, because for those people who really have to get their affairs in order and feel stuck for some reason, I think you do a good job of laying out why you need to get unstuck and then how to take a couple of steps to initiate those conversations and get the important things down so that you can then have the deeper conversations that help out later on as you’re structuring things. What part of your experience being a full-time trustee helped to inform all of this? [02:22] Marguerite Lorenz: Well, as a trustee professionally, I’ve met with lots of different families in lots of different circumstances. And for many of them they’ve named me, and so I’m serving in that role. It’s not just trustee; it’s trustee, executor, agent on the power of attorney for finance, and even as agent for health care. And so that’s a very intimate job. It’s a job where you end up seeing someone’s entire life, or as much as you can of another person — their paperwork, how they do things, how they pay their bills, how they live, what medications they take. It’s really very intimate. And I think a lot of us assume that our children know us and they’ll do what we want them to do. But the thing is that it’s very likely you haven’t lived with your children in the same household for decades. And now you’re asking them to come back, drop their life, and come in and be that person for you. Be the person who’s going to protect your privacy, be that person who’s going to protect the way you want to live. And they may disagree with the way you want to live. They may actually have issues with some of the choices that you’ve made or how you’ve proceeded. So now, in addition to having a medical challenge where you’re not able to make new decisions — maybe temporarily, maybe permanently — now you have someone who wants to run the show or actually be in charge. In my job as a professional trustee, I’m not in charge. I’m a servant-manager. I’m really taking the trustor’s wishes and how they’ve structured things and really looking at that to be sure that I can continue it as best I can with all the changes that have occurred. [03:49] Frazer Rice: One of the things we were talking about before we got on board, and something we’ve discussed generally through the Independent Trustee Alliance, is that people who are asked to serve in those roles usually are family members. And for people who are uninitiated in the field, that seems like an obvious choice, because they’re really trying to put somebody in there who understands the family. But as you and I know, they may not be necessarily qualified to deal with the technicalities of the different roles that we just discussed. But also, the idea of taking on the emotional toll of these new conditions can be something different and unapproachable for many people. [04:30] Marguerite Lorenz: Well, I think it helps to kind of look at some of those issues. So you might have more than one child. Even if you have an only child, these issues apply. And now you’ve been in the hospital and you’re expecting this person to deal with your tax, legal, financial, and medical decisions. This person has to be a good negotiator. This person has to be calm when there’s issues that arise, and they may have feelings — they may be grieving that things have changed for themselves and in their relationship with you. So I think to be really empathetic and to be really kind and compassionate, we have to get our own stuff in order so that we can really have a good experience for our last days. And again, some of these roles that I’ve served in have been temporary. Let me give you an example. I worked with a gentleman whose wife had passed away because of cancer. She had been gone about two years and he himself was diagnosed with cancer. So he already knew what that might be like, right? She had already had chemotherapy; he was right there with her through all of that experience. Well, now faced with it himself, he said, “In order for me to do this, I don’t have a partner. I need somebody who’s going to deal with the business of my life so that I can focus on my health.” He named me as his trustee. I became active. I reported to him because he was still able to receive those reports. He was certainly mentally able, but physically it was really hard. He was exhausted most of the time. And he was going to grief support for the loss of his wife and going to chemotherapy treatments. So you can imagine just how full his day was. So we’re into this two years. He met a woman at grief support. He was feeling better because the treatment worked, and he decided he wanted to travel the world before he died. And he married this woman, and they were very happy together. And he asked if he could be trustee again. So — I’m a professional trustee. It’s part of my duty to step back and step down when the trustor who wants to be trustee again wants that job back. So I gave him a full report, he had an accounting, he knew exactly what had happened during my term. He went on with his life, and then he passed away and I became trustee again. So I just wanted people to know that it could be temporary. It’s not necessarily a permanent job. Would your child step back down? [07:14] Frazer Rice: No question. Once in the role, sometimes it’s difficult to get out of it. But you did the right thing in terms of getting an accounting, making sure that your duties stopped when you were told to get off, and then when you were ready to come back on, that those sightlines are very clear. And that’s what comes with talking to a professional like you. You understand those parts so that you’re not having things bleed from one role into another and having liability issues or misunderstandings with the next generation. [07:51] Marguerite Lorenz: Right. And let’s talk about working with professionals from the beginning. We don’t know what we don’t know. And even attorneys need to go to an attorney to get their estate plan done. There may be attorneys who disagree with that, but none of us can be truly objective about our own circumstance. And we need someone who’s going to ask us some tough questions and really help us figure out: what is our intention? How do we feel about this? What’s important to us? So, getting my own estate plan done — I was a single mom in a new profession. I had just become a fiduciary and I had just learned about estate planning. I was learning so much at that time and realized, every time I drive on the freeway, I’m risking my children’s future. I’m their only parent. What can I do about that? So estate planning isn’t just about money, and it isn’t just about death. It’s also about taking an inventory. What do I have? What have I accomplished? Who do I love? What do I really care about? And once we get to have those kinds of conversations, our whole perspective on life improves. And I’ve used my own estate plan, every time I’ve gone to update it, as sort of a milestone check — where am I now? [09:09] Frazer Rice: Maybe the standard procedure is every five years to check in and make sure that life has not advanced as far as divorce, deaths, new kids, marriages, things like that, to make sure that the plan is in place. And it’s a great milestone to reflect on things. And then, as we move up the ladder wealth-wise, if there are changes in tax laws and things like that, it’s important to make sure that the plan understands that change and is able to accommodate what’s going on on that front. Let’s take that as a segue. You have another book that you came out with, How to Be a 90-Year-Old — or a well-functioning 90-year-old. [09:36] Marguerite Lorenz: How to Be a Successful 90-Year-Old. [09:39] Frazer Rice: More than well-functioning — actually successful. How to Be a Successful 90-Year-Old. I have not read that yet, so tell us a little bit about what’s going on there. [09:47] Marguerite Lorenz: Well, I want everyone to have that blue ribbon feeling at the end of their lives. And I picked 90 because I have had clients that have reached a grand old age of over 100. My last client passed at 105. So it is possible to live well until the very end. And I’ve been working with people for over 20 years that are much older than me, who have lots of wisdom and experience to share. Their stories are important. So for people that are serving as trustee — whether you’re a family member trustee or you’re a professional — this book might be helpful, because I actually talk about the relationships with those clients. And I also talk about some things we could do now so that life is simpler, better, and more comfortable when we might need some help. And that’s another barrier that a lot of us have. We have this barrier to having someone come into our home and help us. Our home is our sanctuary, it’s our private space. But I want everyone who’s listening right now to just think about it: who’s going to be the first person in your bedroom when you are no longer able to make new decisions? And do you want that person to see everything that might be in your bedroom? Many, many adults have what I call a black box. We have something that’s private that really, really we keep to ourselves. But everything gets exposed once you are not able to care for yourself. So then what? Well, many people want to stay in their home no matter what, as long as possible. So imagine, if you will — some of my clients have lived in the same home for 30, 40, 50 years. And now they have to get care. Can we arrange to have that care in their home? So this exploration is really about living well to the very end. There are some really great tips, things I’ve learned from my 90-plus-year-old clients that I’ve employed and deployed for myself. [11:23] Frazer Rice: Just as an example there — I’m a ripe old age of 53 shortly. The idea of getting things in place while you’re at the peak of your powers, and you don’t have the difficult decision of having the car keys taken from you, or being in a home that isn’t appropriate for you anymore, meaning you don’t have the necessary safeguards for showers and stairs and things like that. Do you get into that, as far as trying to look five years ahead to make sure that the things that you can do now in a more comfortable environment take place before maybe the emergency happens and then all of a sudden we say, “Oh my gosh, we’ve got to do a complete overhaul here”? [11:54] Marguerite Lorenz: Well, as you know, Frazer, our power in estate planning is not prediction, it’s really about setting our preferences. And if we don’t do that while we feel good, while we’re competent, while we’re thinking clearly, we don’t get a chance to express that or do that once we’ve lost our competence. So this is really important — that I’m thinking about my future vulnerable self. I’ll give you a small example for me personally: dark chocolate is part of my life. I like having an international selection of dark chocolate and I don’t want the same kind every day. I feel the nuances and the taste and the flavors; it’s important to me. For some people that might be wine, for other people it might be fine literature. It really depends on what you’re into. Well, our estate plan can be just about tax, legal, and financial stuff, but it really should be more. It should be about our quality of life. And that’s really what I’m instructing and what I’m talking about in a very warm, personal way in How to Be a Successful 90-Year-Old. And even in Luck or Control?, I want people to understand the function of the documents. So we talk about the documents and what they’re supposed to do to assist your person. But you have to have a person. And you might choose to have a trust company or a bank serve as your trustee, you might have a family member, you might have an individual like me — an independent trustee. You can find more independent trustees at the Independent Trustee Alliance. But the point is: how do I want to live? Who do I want to have help me? What does that help look like? Well, you might not know all the answers right now, but if you begin now, your eyes open to different possibilities. I’ll give you an example: I have visited lots of hospitals. I’ve been to people’s bedsides many, many times. I’ve learned that there are certain procedures I’m just not willing to go through. So in my mind I had to update my advance health care directive to basically say: this shell that I’m in, the case I walk around in, the machine that I live in, needs to be kept alive long enough so that my boys can say goodbye. And that’s not for me, that’s for them. But I don’t want it to go on interminably. [15:00] Marguerite Lorenz: So I’m pretty specific in my documents about what I want. So I’m hoping to help people have a little perspective — use that energy you have, use the power that you have right now to make decisions for yourself, and allow yourself the opportunity to update your estate planning documents from time to time, so that what you learn goes into your documents, and what you decide and what your intention is, is clear. [15:23] Frazer Rice: One of those points that you bring up that I think is important is that you can be a really good user of professional services with some forethought. To muse a little bit about what the end of life looks like is somewhat an unpleasant thought, if you feel like you’ve got less than your full faculties and that ends up being your future. But thinking about that and putting some planning around it, and real ideas about what you want others to take away from your end of life, in many ways I think is a great way to really get the documents put in place and reduce tension and questioning later, and any ambiguity that there might have been ahead of time. [16:13] Marguerite Lorenz: Well, that’s the thing too that we don’t necessarily consider when we avoid estate planning. And I’m talking to all the professionals who listen to you, Frazer. The percentage of professionals who have their estate plans completed might be just a little bit more than the average person, but only a third of American adults have any kind of written plan — and I would argue that half of them are not really going to work. And when I speak to professional groups — attorneys, CPAs, financial advisors and so on — I get that same raise of hands: only about a third of them have a complete, up-to-date, ready-to-go estate plan. Why do I need it ready to go? Because I don’t know what’s going to happen or when. So yes, it is hard to contemplate the end of our lives; it’s not something we want to think about. But how do you stop thinking about it? How do you stop worrying about it? You do everything you can about it right now, and then you set it aside. And our cell phones are so powerful that I can put in my calendar five years from now to call my attorney and ask if anything’s changed in the law, and to consider then if I need to think about anything that might have changed in my life that I want to update. So once I get my estate plan done and updated, I don’t think about it anymore. I’m so relieved. My head space is so clear, because everything I was worried about has been thought about, considered, allowed, and put down in writing. And now I don’t worry anymore. [17:47] Frazer Rice: I scolded a group of financial professionals I was giving a talk to. I asked probably a similar question, which was: how many of you have your estate plan documents up to date? And they all shot up, out of shame. I said, “How many of you have looked at them within the last two years?” And then that shot down to about a third, maybe less. I just said, “Shame on you.” People are looking to you for help on these things and you’re not leading by example. And so — point taken, and not just the trusts and estates lawyers, but for everybody else around the ecosystem. To not go through that exercise yourself — you can’t possibly advise correctly if you’re not practicing what you’re preaching. [18:22] Marguerite Lorenz: Well, here’s my challenge, and here’s my challenge to every professional in our mutual space: bank trust officers, administrators, paralegals, everybody. In Luck or Control? and on planforthis.com, which is where you can find my books and get a free First Steps toolkit, the first question is, “Hey professional, do you have your estate plan done?” It’s the first question. Why? Because I want to be sure I’m dealing with somebody who has some empathy for the emotional decisions I’m going to have to make. I want someone on my team that understands what this feels like — not just the wise, tax-smart decisions that they made. It’s a whole package. And so I’m putting it out there and I’m saying: I’m challenging everyone in our mutual space. Make sure you have your estate plan done, because more and more clients are going to be asking you, “Do you have your estate plan completed?” [19:21] Frazer Rice: So then let’s talk about your third book, which is sort of an update — and we talked about it in the previous podcast that we did a while ago, and I’ll have that in there — which is Ethics for Trustees. What’s in the update? I know it’s now in an audio version, which I haven’t sampled yet but I’m sure it’s really good. What’s new now versus when it first came out? [19:54] Marguerite Lorenz: So I’ve simplified it a bit, because I recognize that each of us can look up the probate code for the state that we live in, and it was really much more of a California-specific book. Look, I’m a California Licensed Professional Fiduciary and I’m also a Master Certified Independent Trustee. So having the audiobook, and also having it in PDF form, I think is very helpful for people so they can make notes, take a certain page with them. And the book now is exclusively available at planforthis.com. And when you purchase it, you’re getting both the audio and the PDF version. [20:27] Frazer Rice: Cool. Well, we’ll make sure that’s in the show notes. Let’s take the last little bit of time we have here and talk about the decision to have an individual trustee — and by individual, I mean family trustee — versus a more professional trustee, whether it’s an individual or a bank trustee. You and I sort of nod our heads in agreement every time we talk on this topic, and I’ve done podcasts with others where I feel this looming crisis is coming, where people put all these documents together in trusts and then they staff them with people who may be initially qualified, barely, but then six months after the ink is dried, their interest wanes, their technical capability wanes, life intervenes, something different happens — and the problems just multiply at that point. I guess my big question is — and from the Independent Trustee Alliance, where there is a group of people who can operate as a trustee without having to go to a bank — how bad do you think this problem could get? We have this great wealth transfer and we have a lot of assets shifting, not just from the ultra-high-net-worth but regular people shifting to the next generation, with people at the wheel of these structures that I don’t think really understand what’s going on. How bad could this get? [21:52] Marguerite Lorenz: In my view, we’re not just dealing with a transfer of wealth — because that’s where a lot of people focus. Where’s the money going, right? It’s going from one generation who died and then the money’s going to the next generation. But in that interim — and by the way, many people live for years unable to make new decisions for themselves. So it’s during their lifetime that they might need their trustee to step in, not just after they die. And that’s really important to consider: that you might need someone for five or six years when you need someone to make decisions. What kind of decisions? You have digital assets, you have your social media accounts, you might be doing transactions on your phone all day every day — but someone else will need to get into your phone to actually do those things, maybe. Is that somebody you want from your family to do that for you? Maybe you still say yes. But that family member has to have the ability to enforce the rules that you’ve set in your trust. They need to communicate really well with other people. And they have to set aside their own feelings. They have to put you first. And that’s a big challenge. So when you think about the word fiduciary — and I know that the financial industry has used the word a lot — the technical aspect of that is that I’m putting my needs aside and putting that trustor, that person who created the trust, their needs first. Then I also have to consider their beneficiaries and the future of those beneficiaries. So I’m dealing with transactions and having to account for every single penny of where the funds are now and where they’re going, what the assets are, what the character of those assets are. I have to deal with all the taxation that goes with that. I have to manage those assets. So that’s one set of skills, right? But then there’s the softer skills about communicating with other people and understanding their doubts and their concerns, and not taking that personally, and putting things in writing. So this is a big job. It’s not the simple job that it might have been at one point, where someone just wrote a will on their cocktail napkin and said, “Okay, I’m leaving you all my money.” The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone to be that person for you, to go to your house, get you some clean underwear and socks and bring it to the hospital for you. So I think we have to look at our lives as more complex. It’s not just driving a car; it’s deciding where that car goes, and if the car is maintained, and is the car clean, and can we have other people in the car with you? There are just so many decisions that I’ve had to make for other people that I don’t take any of this lightly — and nor should anyone who’s writing their estate plan. You need that attorney to ask you those questions and walk you through your day-to-day, so you can keep your day-to-day as long as possible. [24:54] Frazer Rice: Well, the other part too is the people who assume those roles — and I’ve been in it too — when you are asked to make tough choices, sometimes you have to make tough choices that favor one person over another, and you may be called to account for that. And the idea of keeping diligent records and writing — in a sense putting down the reasoning behind what you’re doing and making sure that everyone, to the extent it’s possible, understands the why of what’s happening — I think that is going to help people really save themselves some issues going forward when those tough choices have to be made. [25:23] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. [25:27] Frazer Rice: Ah — good way to put it. [25:29] Marguerite Lorenz: You’re making them go to court, right? And who would want to make anyone else go to court? I mean, it’s just such a sad thing. And by the way, our courts are overrun with people that did no planning. And none of it happens quickly. So if you end up hospitalized and you haven’t selected a person, then the hospital and their bioethics committee is going to do the best they can. They’re going to ask for next of kin to make decisions for you — people that you may never have discussed your personal life with now have to be making decisions for you. So I’m asking people to be a little more proactive. I know you’re busy. I know it costs money to get an estate plan — probably less than you think, and certainly less than probate court would cost. A lot less than probate court would cost. Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about. I’m good. I have my plan, I keep up to date with my successors. I have a succession plan that’s worked beautifully. I’ve tested it. I know. And that’s why I can be so calm and so confident everywhere I go in my life. I’m feeling so good and so happy. Well, I want that for everyone. I want everyone to have that calm, true confidence that comes with knowing you’ve done everything you possibly can for yourself and the people you love. [26:54] Frazer Rice: Terrific. Marguerite, how do people get the books? How do people find you and your podcast, the Independent Trustee Alliance, and any other points of contact? [27:04] Marguerite Lorenz: Great, thank you. So planforthis.com is where you can find the books, where you can find me. We do have a podcast that has some wonderful discussions, case studies, and other topics to help people better understand the choices that they have. The Independent Trustee Alliance has a wonderful directory to find all kinds of professionals, but especially independent trustees, and you can find that at trusteealliance.com. And I’m going to be out there — I’m on LinkedIn. Come find me, connect with me. And Frazer, once again, thank you so much for the opportunity to visit with you. [27:40] Frazer Rice: Oh, it’s always great to get your expertise. And you bring a great sense of empathy to what can be a very technical and dollar-driven process. And I think the empathy, when it gets avoided or missed, there’s something really lost. So I really value your perspective on it. Thank you so much. [28:00] Announcer: This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinions of the employers of the host or guest. Subscribe to Wealth Actually on Apple Podcasts, Spotify, Youtube or wherever you listen — and if this episode was useful, share it with the person you have named in your documents. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

Choosing a college is about far more than rankings, majors, and graduation rates.Lisa Marker-Robbins sits down with Dr. Julia Lapan from the University of Virginia to explore what families should look for in a college experience that helps students build confidence, explore career possibilities, and prepare for life after graduation.In this episode, Lisa and Julia discuss:What separates colleges that produce strong career outcomes from those that leave students to figure it out themselvesWhy self-awareness should come before choosing a major or pursuing internshipsHow to look beyond college rankings and employment statistics when comparing collegesHow UVA's Arts and Sciences College embeds "career ecosystem" design throughout the four-year experience for all studentsKey Takeaways: Career exploration grows through conversations, small experiences, and personal projects or artifacts, not one defining opportunity.Self-awareness should be foundational and built early, guiding choices about majors and internships.Families should look beyond rankings and career outcomes to understand how a college supports career development across campus. Career services matter, but are only one part of the picture.Parents can best support the process by asking thoughtful questions, encouraging exploration, and giving students the confidence to make their own decisions. “It's never too early to begin planning for one's life and career. It is also never too late.” – Julia LapanAbout Julia Lapan: Julia Lapan is the inaugural Executive Director of Career Design & Discovery at the University of Virginia's College and Graduate School of Arts & Sciences. With more than 20 years of experience in higher education, she previously served as Assistant Dean at UVA's School of Engineering and Applied Science, where she integrated career design into the first-year engineering curriculum. She holds a doctorate and master's degree from UVA and a bachelor's degree in psychology from the College of the Holy Cross.Episode References:Get your questions answered live: https://flourishcoachingco.com/qaLearn more about Launch Career Clarity at https://flourishcoachingco.com/courseSample Birkman Report Available at: https://flourishcoachingco.com/birkmanFortune 100 CEO self-awareness study: https://www.forbes.com/sites/victorlipman/2013/11/18/all-successful-leaders-need-this-quality-self-awareness/#212 How to Choose a College That Delivers Career ROI, with Jeff Selingo: https://flourishcoachingco.com/212Sign up for my free webinar August 5, 2026 at 7:30 PM EST. Click the link to reserve your spot: https://flourishcoachingco.com/qaGet Lisa's Free on-demand video: THE CAREER IDENTIFICATION COMPASS: How To Be Certain Your 15 To 25 Year Old is On The Right Path to Launch With Confidence–Not Confusion: flourishcoachingco.com/video Connect with Julia:Website: https://college.as.virginia.edu/people/julia-lapanLinkedIn: https://www.linkedin.com/in/julialapan/Join my free webinar Wednesday, August 5 at 7:30 PM EST. Click the link to reserve your spot- https://flourishcoachingco.com/qaConnect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoFacebook: https://www.facebook.com/flourishcoachingco/ Instagram: https://www.instagram.com/flourishcoachingco/LinkedIn: https://www.linkedin.com/company/flourish-coaching-co

This week, we debate the shocking case of a Memphis mother who fatally shot a 20-year-old man in the back after finding him hiding under her 13-year-old daughter's bed. We also unpack the moral outrage of a grandmother draining a $28,000 child support account to give thousands a week to her church, alongside the suspicious cover-ups in the Nolan Wells tragedy. Finally, we break down whether Apple's new subscription program and the rise of Klarna are creating a massive, inescapable debt trap for consumers. Timestamps: 00:00 - Intro & Wild Weekend Stories11:15 - Apple's New Lease Progra27:30 - Memphis Mom Shoots 20-Year-Old in Daughter's Room38:30 - Nolan Wells Case & The Independent Autopsy51:20 - Politicians Clinging to Power & Voting56:10 - Grandma Steals $28K Child Support for Church62:50 - Would You Keep a Stolen Bag of Cash?If you enjoyed this episode, hit that SUBSCRIBE button for weekly notifications to help our channel grow! Drop a comment below and catch us in the next one with the Palm Wine Central crew!Produced by: Palm Wine Central ProductionsListen On: Spotify | Apple Podcasts | YouTube | Amazon MusicWatch more: https://www.youtube.com/@pwcpodcast

Step inside the newly reimagined Dalmore Distillery with Craig Bridger, Head of Advocacy at The Dalmore, as he sits down with Jake Lewellen to unpack the artistry behind one of Scotland's most iconic single malt Scotch whiskies. After a three-year renovation that doubled production capacity and reinvented the visitor experience, The Dalmore is entering a new era — and this conversation goes deep into what that means for whisky lovers everywhere.We explore the launch of The Dalmore 17-Year-Old in the United States and how it compares to the beloved 15-Year-Old, breaking down tasting notes like toffee, salted caramel, and dried fruit that come from meticulous sherry cask maturation. Craig walks us through the exclusive Gonzalez Baez sherry casks and how different sherry styles — Matusalem, Apostoles, and Amoroso, each leave a distinct fingerprint on the final spirit. We also dig into the role of American oak, the blending process behind The Dalmore's signature flavor profile, and why proof point (42% ABV) matters for flavor nuance.Beyond the glass, we talk whisky tourism — why visiting a distillery in its place of origin changes how you experience the spirit — and the communal, social side of whisky enjoyment that makes every dram better in good company. Whether you're a seasoned single malt collector or just getting into Scotch, this episode is packed with insight into cask selection, rare and limited releases, and the craftsmanship behind every Dalmore bottle.Timestamps:00:00 – Introduction to The Dalmore's latest innovations and distillery reopening02:02 – The detailed renovation and capacity doubling at Dalmore in Scotland03:19 – The immersive experience of Dalmore's new still house and distillery tour highlights04:49 – The role of community, shared experiences, and ambiance in whisky enjoyment05:50 – Spotlight on The Dalmore 17-Year-Old, sherry cask influence, and tasting notes07:47 – The proof point of The Dalmore 17 and its flavor nuance at 42% ABV10:55 – Cask selection, Gonzalez Baez sherry, and the aging process14:01 – Rich, viscous notes: toffee, salted caramel, and dried fruit15:57 – Comparing The Dalmore 15-Year-Old and 17-Year-Old17:43 – Sherry finish versatility and pairing ideas, from desserts to ice cream18:48 – Palo Cortado and other sherry styles' flavor nuances20:13 – Blending and aging in American oak versus sherry casks23:28 – Limited cask access and craftsmanship behind rare releases like Matusalem and Apostoles27:48 – Deep appreciation and experimental exploration of sherry-influenced whisky30:24 – The rigorous cask selection process and its impact on flavor complexity33:08 – The story behind the 15-Year-Old versus the 17-Year-Old37:40 – Final tasting impressions and the sensory journey through The Dalmore whiskiesLinks:

A hysterical mother, by the name of Lashanda Wilder is calling police because her 8 year old son has run away, again, only this time they can't find him. Police realize something is up when Wilder wont let them search the house, so they bring in cadaver dogs and the young boy's body is found in Lashanda's attic. According to Lashanda and her girlfriend Johnna, they boy was killed by his own brother, a 9 year old, with a rock. Sounds like a mother's worst nightmare, but what actually happened is so much worse.   Check out Patreon and our other shows!: Patreon.com/truecrimeguys Cryptic Soup w/ Thena & Kylee Strange & Unexplained True Crime Guys YouTube EVERYTHING TRUE CRIME GUYS:   https://linktr.ee/Truecrimeguysproductions True Crime Guys Music: True Crime Guys Music on Spotify OhMyGaia.com Code: Crimepine Patreon.com/truecrimeguys Patreon.com/sandupodcast Merch: truecrimeguys.threadless.com   Sources: Cops Walk Into A Torture House Searching For A Missing Child https://www.youtube.com/shorts/Xm_lVX_awgc https://www.10tv.com/article/news/local/police-release-bodycam-video-search-for-martonio-wilder-before-body-found/530-e209c131-3e7e-41fa-8468-ab931d810af4 https://mycrimelibrary.com/lashanda-wilder-murders-8-yr-old-son/ Bodycam: ‘Evil' Mom and Girlfriend Allegedly Killed 8-Year-Old, Hid His Body in Attic Tense Cinematic NoCopyright Background Music Compilation Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many families eliminate strong career options long before a student has enough information to make a confident decision.In this solo episode, Lisa Marker-Robbins challenges the belief that career planning should follow one clear, predictable path and introduces a broader way to think about career exploration.Drawing on years of coaching families and the Birkman Method, Lisa explains why students often eliminate promising career options too early. Through her daughter Sydney's path from considering teaching and therapy to finding a career in sales, she shows how looking beyond job titles can lead to stronger career decisions.In this episode, you'll discover:The limitations of viewing career planning as a single, linear pathCareer ecosystems and the value of exploring overlapping job familiesBetter questions that lead to stronger career conversations and decisionsUsing self-awareness, values, and career assessments to uncover unexpected career fitsKey Takeaways: Instead of ruling out an entire career path, pay attention to the responsibilities, work environment, and values that feel like a good fit, then use those patterns to explore related roles.Replace conversations about choosing the "right" career with questions about what feels energizing, what feels draining, and which environments and values stand out.Sydney's career exploration shows how combining the Birkman assessment with academic strengths, aptitudes, and personal values can reveal career fits that aren't obvious from an initial list of matches, ultimately leading her to a career in sales.Start with job families to narrow the field, then explore where different career areas overlap to uncover opportunities that traditional, linear career planning often misses. “The first one of the big mistakes we make is trying to put our kids into a box on a linear path.” – Lisa Marker-RobbinsEpisode References:Job Families Sample with Birkman Report: https://flourishcoachingco.com/jobsLearn more about Launch Career Clarity at https://flourishcoachingco.com/courseSample Birkman Report Available at: https://flourishcoachingco.com/birkman#059 Career Close-Up: Accounting Doesn't Have to be Boring with Jim Vogt https://flourishcoachingco.com/059#235 The Career Lens Most Parents Never Consider https://flourishcoachingco.com/235Get Lisa's Free on-demand video: THE CAREER IDENTIFICATION COMPASS: How To Be Certain Your 15 To 25 Year Old is On The Right Path to Launch With Confidence–Not Confusion: flourishcoachingco.com/video Join my free webinar Wednesday, August 5 at 7:30 PM EST. Click the link to reserve your spot- https://flourishcoachingco.com/qaConnect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoFacebook: https://www.facebook.com/flourishcoachingco/ Instagram: https://www.instagram.com/flourishcoachingco/LinkedIn: https://www.linkedin.com/company/flourish-coaching-co

In this episode of the CEO Pulse Podcast, the host sits down with James Heartquist, the operations brain behind Property Leads, to demystify the lead generation space for real estate investors. James shares his journey from construction worker to co-founding a top-tier pay-per-lead (PPL) company and dives deep into how the platform delivers highly motivated inbound leads through organic SEO and paid advertising. The conversation covers major industry pain points, including why less than 20% of investors pick up live-transferred leads, how to keep business lines safe from carrier "spam likely" filters, and why focusing on personal sales skills—rather than just the paycheck—is the ultimate cheat code to scaling your business. Plus, hear James's advice for transitioning safely from a W-2 to real estate and why "grind season" requires building your dream after-hours.

Most corporate wellness programs are built on a fundamental flaw: paying people to do something they already want to do. If you have to incentivize an employee to drink a glass of water, you have muddied the water and completely missed the point of true wellness. In 2026, the traditional carrot-and-stick approach to wellness is a failing strategy.My guest, Brittany Nelson, joins me to discuss how to rescue employers from the "golden handcuffs" of outdated wellness vendors. Brittany shares her journey from working on a Toyota assembly line to becoming a Registered Dietitian and Certified Health Value Professional. We discuss why tracking VOI (Value on Investment) is replacing ROI, why EAP utilization hovering at 2% is actually a massive red flag, and how to restructure plan designs to remove useless premium differentials. If you want to stop checking boxes and start building a real culture of well-being for your clients, this episode will change the way you approach population health.▶▶ Sign Up For Your Free Discovery Callcompletegameu.com/agaTimestamped Outline(00:00) Welcome Aboard: Introducing Brittany Nelson and the Evolution of Corporate Wellness(01:21) From the Toyota Assembly Line to Registered Dietitian(03:00) The Shift to Insurance: Scaling Clinical Expertise from One-on-One to One-to-Many(04:22) The "Fluff" of Wellness: Why CFOs Demand Quantitative Metrics Over Testimonials(05:54) Why Traditional Wellness Fails: The Problem with Paying People to be Healthy(08:08) The "Golden Handcuffs": How Employers Get Trapped in Unproductive Vendor Spend(10:23) Unwinding the Trap: Strategic Steps to Lowering Investment and Boosting Value (VOI)(12:56) Culture vs. Program: Why Free Time is the Best Wellness Incentive(15:46) The Goal of Participation: When Simple Incentives Actually Work(17:28) Start with the Why: Aligning Wellness with Corporate Core Values(19:54) Designing a 2026 Wellness Strategy: Measuring What Matters and Using AI(22:45) The Accountability Factor: Moving Beyond the "10,000 Step Tracker on a Dog" Joke(24:06) The Mental Health Misconception: Why 2% EAP Utilization is a Major Problem(26:01) Rebranding Free Counseling: Removing the Stigma and Testing Your Own EAP(30:31) The Flaw of Vendor-Generated Reports: Understanding Regression to the Mean(32:41) Consumer Healthcare Education: Shifting Focus from Vegetables to EOBs(34:11) Brittany's Lightning Round: The 36-Year-Old "Son," Hotworx Barre, and Dragon FictionCONNECT WITH ANDY NEARY

Helping a young person choose a career starts with asking better questions, not having every answer.In this solo episode, Lisa Marker-Robbins challenges the common ways families approach career planning and introduces a fresh perspective that expands possibilities for teens, college students, and young adults.Rather than focusing on majors, prestige, or job market predictions, Lisa explains why looking at the type of work a person is wired to enjoy creates stronger long-term career confidence. She also shares practical ways parents can shift from feeling responsible for finding the right answer to becoming a trusted thinking partner as their child explores future opportunities.In this episode, you'll discover:A broader way to think about career planning that goes beyond majors and job titlesWhy preparing for life after graduation requires a different mindset than preparing for graduationHow self-awareness can uncover career paths that fit a person's natural strengthsThe role parents can play in encouraging exploration instead of rushing decisionsKey Takeaways: Parents and high schools often focus on passions, academic strengths, job outlook, or prestige, but those factors alone create an incomplete picture when helping a young person choose a career.Organizing career exploration around the U.S. Department of Labor's job family framework helps students identify the type of work that fits their natural wiring instead of committing too early to a specific major or profession.Career clusters can help students choose classes and educational pathways, while job families encourage a longer-term view of career fit and adaptability as occupations continue to evolve.Parents can reduce pressure by asking thoughtful questions, encouraging exploration before commitment, and helping their child recognize recurring patterns in their interests and strengths instead of trying to provide all the answers. “Families often think that what they really want is a major... What you really want is a confident path to the future.” – Lisa Marker-RobbinsEpisode References:#221 The #1 Predictor of Your Child's Career Success (It's Not What You Think) https://flourishcoachingco.com/221Job Families Sample with Birkman Report: https://flourishcoachingco.com/jobsLearn more about Launch Career Clarity at FlourishCoachingCo.com/courseGet Lisa's Free on-demand video: THE CAREER IDENTIFICATION COMPASS: How To Be Certain Your 15 To 25 Year Old is On The Right Path to Launch With Confidence–Not Confusion: flourishcoachingco.com/video Connect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoFacebook: https://www.facebook.com/flourishcoachingco/ Instagram: https://www.instagram.com/flourishcoachingco/LinkedIn: https://www.linkedin.com/company/flourish-coaching-co

Our Guy Milner vs... a 12 Year Old?! Ron The Show's Young Son vs T-Mil LOL! full 658 Thu, 09 Jul 2026 00:35:35 +0000 2kqjV1sBlyrDG55HssO7qQtm9ORwYxjL nfl,college football,myles garrett,afc,los angeles rams,houston texans,bijan robinson,texas a&m aggies,cfb,afc south,nfl news,texans,kamari lassiter,texas a&m football,sports triva game jeopardy sportsradio jeffcavanaugh,sports sportsradio trivia questions nfl football nba basketball mlb ncaa,ncaa college football,nfl news notes,cfb news,university of texas football,college football news notes,cfb news notes,sports trivia,nfl trivia,t-sips,sports The Drive with Stoerner and Hughley nfl,college football,myles garrett,afc,los angeles rams,houston texans,bijan robinson,texas a&m aggies,cfb,afc south,nfl news,texans,kamari lassiter,texas a&m football,sports triva game jeopardy sportsradio jeffcavanaugh,sports sportsradio trivia questions nfl football nba basketball mlb ncaa,ncaa college football,nfl news notes,cfb news,university of texas football,college football news notes,cfb news notes,sports trivia,nfl trivia,t-sips,sports Our Guy Milner vs... a 12 Year Old?! Ron The Show's Young Son vs T-Mil LOL! The Drive with Stoerner & Hughley delivers high-energy Houston sports talk built for H-Town fans who want insight with edge. Former NFL quarterback Clint Stoerner teams up with Ron “The Show” Hughley to break down everything that matters in Houston sports — from Texans training camp storylines and NFL playoff races to Astros postseason pushes and Rockets rebuild updates. A must-listen for Houston sports talk, the show blends locker-room perspective, strong opinions and authentic fan energy while covering SEC football, UH hoops, college sports across Texas and the biggest headlines shaping the NFL and MLB. For passionate, informed and locally-focused Houston sports analysis, The Drive with Stoerner & Hughley keeps fans connected to the teams and stories that define the city. © 2026 Audacy, Inc. Sports https://player.ampe

The Drive starts the hump day show with necessary 'Stros celebratin' folks! THAT was One HELLUVA Astros Win Last Night in DC! Imai, the Bats, the Bullpen-ALL OF IT! Complete ball game for Imai & the hometown squad; Also-the former COOG Quarterback, Andre Ware-Speaks on the GLARING Stroud Problem from last football season! AND-Our Guy Milner vs.. a 12 Year Old?! Ron's Young Son vs T-Mil LOL Madness!!

Time has a way of speeding up, especially when major decisions about school, careers, and independence are on the horizon.In this solo episode, Lisa Marker-Robbins encourages parents to pause for a mid-year career clarity check, helping families assess where teens, college students, and young adults stand before the next milestone arrives.She walks through four key stages families face when preparing to launch their young person into adult independence while explaining why direction requires intention rather than waiting for time to solve uncertainty. Along the way, Lisa shares practical questions and conversation strategies to help families build confidence, foster greater ownership, and prepare for the second half of the year.In this episode, you'll discover:How career clarity changes across the different stages of a young person's developmentThe common patterns that leave families feeling behind as major milestones approachWhy intentional planning matters more than waiting for maturity or time to create directionWays parents can encourage greater ownership while preparing students for increasing independenceKey Takeaways: (04:14) Milestone #1: High School Years — Students need more than a plan after graduation. They need to understand why they're choosing a particular path and ensure their decisions align with long-term career goals.(09:00) Milestone #2: Around Age 20 — By this stage, families should look for evidence of intentional progress rather than assuming maturity alone will create direction or career momentum.(13:52) Milestone #3: The First Career Search — Landing a career requires more than credentials. Young adults need the self-awareness and communication skills to explain the value they bring to an employer.(19:09) Milestone #4: The Launch Line — Parents can best support independence by leading conversations with empathy and curiosity while encouraging greater ownership instead of stepping in to solve every problem. “Lead the discussion with questions and curiosity, not with directives or orders.” – Lisa Marker-RobbinsEpisode References:Learn more about Launch Career Clarity at FlourishCoachingCo.com/course#169 The Hidden Impact of College Major Selection on Admissions with Rick Clark: https://flourishcoachingco.com/169#212 How to Choose a College That Delivers Career ROI, with Jeff Selingo: https://flourishcoachingco.com/212#221 The #1 Predictor of Your Child's Career Success (It's Not What You Think): https://flourishcoachingco.com/221Get Lisa's Free on-demand video: THE CAREER IDENTIFICATION COMPASS: How To Be Certain Your 15 To 25 Year Old is On The Right Path to Launch With Confidence–Not Confusion: flourishcoachingco.com/video Connect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoFacebook: https://www.facebook.com/flourishcoachingco/ Instagram: https://www.instagram.com/flourishcoachingco/LinkedIn: https://www.linkedin.com/company/flourish-coaching-co

War Room Trump Attorney General Plans Crackdown on ‘Birth Tourism' After Supreme Court Ruling, Plus, Tampon Tim Helps Pardon Laotian Man Convicted of Raping 10-Year-Old, AND, Obama Judge Hands Big Win to Leftists Pushing Anti-Trump “8647” Threats

Sarah and Mary share their thoughts on the casual nature of current RSVP culture, the exhaustion of dating trends, a 96–Year-Old party animal - and more. Join us on Patreon for more of the inner sanctum with Sarah and Mary:  World Cup Canada win, mammograms, moms, life - and more.   Subscribe, Follow, Like, and Review, Wherever you get your podcasts. Follow us on Twitter, Instagram, & Facebook.   Get RUMP Merch here: https://areyoumypodcast.bigcartel.com/   Visit Lumigummies.com and use code MYPODCAST for 30% off your order. Visit Jonesroadbeauty.com and use code MYPODCAST to receive a free full size mascara with your first purchase.   sarahcolonna.commaryradzinski.com      Sarah's merchMary's merch   © 2020-2022 Are You My Podcast?

The search for Barbara Mackle was becoming a race against time.After 20-year-old Barbara was buried alive inside a custom-built underground capsule, her family and the FBI faced an impossible challenge: pay a $500,000 ransom before her air supply ran out. But when the first ransom exchange went disastrously wrong, investigators feared they had lost their only chance to save her.In Part 2 of Barbara Mackle's incredible story, I'll tell you all about  the failed ransom drop, the intense FBI investigation, the successful payoff that finally put agents on the trail, and the desperate search that led to Barbara's rescue after 83 terrifying hours underground.Connect with us on Social Media!You can find us at:Instagram: @bookofthedeadpodX: @bkofthedeadpodFacebook: The Book of the Dead PodcastTikTok: BookofthedeadpodOr visit our website at www.botdpod.com14 News WFIE Evansville. (2003, April 21). Past haunts Chrisney doctor.ABC News. (2006, January 7). Man who buried girl alive becomes doctor.Associated Press. (2019, March 11). Kidnaper who used “Grave” accepted at medical school - Los Angeles Times.Buried alive. (n.d.). https://nmfh.org/buried-alive-boetticher/Buried Alive - The Kidnapping of Barbara Jane Mackle - 1968 Crime Magazine. (n.d.).Craig Woodward Cwoodward@wpl-legal.com. (2020, January 30). Who dunnit: Anatomy of an egomaniacal con artist – Part 3 of 3 Coastal Breeze NewsGary Steven Krist. (n.d.). FBI.gov.Gary Steven Krist. (2026a, January 17). Grokipedia.Lallanilla, M. (2026, April 2). The heiress who was buried alive—and survived | A&E. AETV.Neumann, S. (2024, November 2). How a 20-Year-Old heiress survived her kidnapping and being buried alive for 3 days: “I screamed and screamed.” People.Notorious Georgia kidnapper out of prison again. (2011, March 7). Corrections1.Special To The New York Times. (1968, December 21). Escaped Prison on Coast. The New York TimesThe Mackle Company LLC.Time. (1968, December 27). The Girl in the Box.U.S. District Court for the Southern District of Georgia. (1970). Krist V. Smith. In Justia U.S. Law (309 F. Supp. 497).Winerip, M. (1978, December 21). For Barbara Mackle, '68 kidnapping is a closed subject. The Bradenton Herald, B2.Woodward, C. (2010, January 13). The Daring Kidnapping of Barbara Mackle – Part 1 of 3. Coastal Breeze News.Beane, W. F. (2005, January 24). FBI Oral History Project (Oral history interview addendum material). Society of Former Special Agents of the FBI.If you enjoyed the episode, consider leaving a review or rating! It helps more than you know! If you have a case suggestion, or want attention brought to a loved one's case, email me at bookofthedeadpod@gmail.com with Case Suggestion in the subject line.Stay safe, stay curious, and stay vigilant.

In today's  episode KJ and Jim bring you the week's trending crime related headlines. Check out the below for all the topics of the headlines we are covering today! #truecrime  #breakingnews #crime #news #podcast #tonyspell #jadarius minnieweather #PlanetFitness       Timestamps03:00 Louisiana Pastor Tony Spell's Beatdown.11:00 Louisiana Man Re-Arrested and Charged With Murder of Missing 15 Year Old.19:00 Arby's Manager Gives Customer Herpes.23:00Utah Woman Shoots Ex-Husband at Indoor Playground27::00 Planet Fitness Personal Trainer Mystery Gets Deeper. *UPDATE*34:00 International Indiscretions: Man Throws 3 year Old Into Croc Enclosure.40:00 True Crime Time Machine: Lorena Bobbitt Case 33 Years Later.45:00 88 Year Old Kills 3rd Girlfriend in 50 Years.50:00 Lustful Lawbreakers: Cop Caught Having Sex In Patrol Car.55:00 Nightmare Ex-Husband Stalks Wife to the Point of Killing Her. Overtime1:01:00 The “Scattered Dutchman”1:05:00 Wal-Mart Cashier Arrested After Hiding Lottery Ticket Receipt.1:10:00 Former NFL Player's Home Contained Body Buried In Backyard.1:15:00 18 Vehicle Burglaries Later-A Louisiana Suspect Is Arrested."OVERTIME" Video-Version ON PATREON can be found via either link below:Exposed PatreonUnspeakable Patreon

The TRT advice circulating online right now is mostly targeted at one demographic, and it's being applied by people at completely different stages of life, with different goals, different health risks, and very different time horizons on medication. Inside today's featured replay interview, I get into testosterone replacement therapy, the test club industry that's popping up everywhere and questionable clinical standards, and what an actually tailored approach to hormone optimization looks like.Topics discussed: - The Test Club Industry Critique- What a Real Hormone Panel Includes- Metabolic Health Upstream of Testosterone- SHBG in Athletes and Dieters- Cookie-Cutter Scripts and Their Fallouts- The 47-Year-Old vs 26-Year-Old Problem- Hormones as a Goldilocks Problem---------- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠My Live Program for Coaches: The Functional Nutrition and Metabolism Specialization ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.metabolismschool.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠---------- [Free] Metabolism School 101: The Video Series⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.metabolismschool.com/metabolism-101⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------Subscribe to My Youtube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@sammillerscience?si=s1jcR6Im4GDHbw_1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Grab a Copy of My New Book - Metabolism Made Simple⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠---------- Stay Connected: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: @sammillerscience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube: SamMillerScience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook: The Nutrition Coaching Collaborative Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok: @sammillerscience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------“This Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast and the show notes or the reliance on the information provided is to be done at the user's own risk. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment and is for educational purposes only. Always consult your physician before beginning any exercise program and users should not disregard, or delay in obtaining, medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such conditions. By accessing this Podcast, the listener acknowledges that the entire contents and design of this Podcast, are the property of Oracle Athletic Science LLC, or used by Oracle Athletic Science LLC with permission, and are protected under U.S. and international copyright and trademark laws. Except as otherwise provided herein, users of this Podcast may save and use information contained in the Podcast only for personal or other non-commercial, educational purposes. No other use, including, without limitation, reproduction, retransmission or editing, of this Podcast may be made without the prior written permission of Oracle Athletic Science LLC, which may be requested by contacting the Oracle Athletic Science LLC by email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠operations⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@sammillerscience.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. By accessing this Podcast, the listener acknowledges that Oracle Athletic Science LLC makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast."

In today's  episode KJ and Jim bring you the week's trending crime related headlines. Check out the below for all the topics of the headlines we are covering today! #truecrime  #breakingnews #crime #news #podcast #tonyspell #jadarius minnieweather #PlanetFitness       Timestamps03:00 Louisiana Pastor Tony Spell's Beatdown.11:00 Louisiana Man Re-Arrested and Charged With Murder of Missing 15 Year Old.19:00 Arby's Manager Gives Customer Herpes.23:00Utah Woman Shoots Ex-Husband at Indoor Playground27::00 Planet Fitness Personal Trainer Mystery Gets Deeper. *UPDATE*34:00 International Indiscretions: Man Throws 3 year Old Into Croc Enclosure.40:00 True Crime Time Machine: Lorena Bobbitt Case 33 Years Later.45:00 88 Year Old Kills 3rd Girlfriend in 50 Years.50:00 Lustful Lawbreakers: Cop Caught Having Sex In Patrol Car.55:00 Nightmare Ex-Husband Stalks Wife to the Point of Killing Her. Overtime1:01:00 The “Scattered Dutchman”1:05:00 Wal-Mart Cashier Arrested After Hiding Lottery Ticket Receipt.1:10:00 Former NFL Player's Home Contained Body Buried In Backyard.1:15:00 18 Vehicle Burglaries Later-A Louisiana Suspect Is Arrested."OVERTIME" Video-Version ON PATREON can be found via either link below:Exposed PatreonUnspeakable PatreonBecome a supporter of this podcast: https://www.spreaker.com/podcast/exposed-scandalous-files-of-the-elite--6073723/support.

Brent's making that special face again@Diageo @diageo_na #scotch #whisky #singlemalt #podcast #radioshow #hostCo hosts : Good ol Boy Harmeet, Good ol Boy Justin, Made Man Brent, Made Man BobSIPS –

“As it was in the beginning, is now, and evermore shall be”    Submit a Podcast Listener Question HERE!    Podcasts by Series  Level One Book Study  Level Two Book Study    Deb Pelletier is our guest on the podcast today to dive into Chapter 3 of The Religious Potential of the Child: 6 to 12 Year Old which speaks about the Globality of Biblical History. She helps break down what that means and how we live this in the level two and three atria.   Deb began her CGS journey in 1995, and has been a Formation Leader for over 20 years at all three levels. She is currently the Director of Faith Formation at a Franciscan Parish in Hartford, CT where she is a catechist in the atria levels, multiple times per week, most especially in Level 3.  She is a Professor Emeritus, Doctor of Physical Therapy program and lives with her husband in Glastonbury, CT and enjoys spending time with her 3 year old granddaughter.      Podcasts Episodes You May Be Interested In:    161: RPC2 Ch. 2- Mystery of Time  160: Introduction and Ch.1 of RPC2  139: What to try when things seem to be failing with Cathy Johanni  124: Work of the Second Plane Child      Books you might be interested in:  The Religious Potential of the Child 6 to 12 Year Olds  History of the Kingdom of God Part 1: Creation to Parouisa  History of the Kingdom of God Part 2: Liturgy and the Building of the Kingdom  Life in the Vine: The Joyful Journey Continues      BECOME A CGSUSA MEMBER    CGS 7 Minute Video      CGS Atrium Locator - Please check if your church atrium in in our atrium locator.  If not, please send this link to the COORDINATOR of your CGS program to add your atrium to the locator. THANK YOU! If you have any questions please email contact@cgsusa.org    Find out more about CGS:       Learn more about the Catechesis of the Good Shepherd     Follow us on Social Media-  Facebook at “The United States Association of the Catechesis of the Good Shepherd”  Instagram-  cgsusa  Twitter- @cgsusa  Pinterest- Natl Assoc of Catechesis of the Good Shepherd USA  YouTube- catechesisofthegoodshepherd 

Matthew Perry Friends collection to be auctioned, Meghan Markle busted lying, Donald Trump loves Spencer Pratt, Mackenzie "The Crash" Shirilla's bratty jail calls, Maz eventually joins us, Jim's Picks: Top 10 2020 songs, and Jessica Dupnack joins us with more info on her landlord sex story. Trudi is going to be at the St Clair Shores Memorial Day Parade this weekend. FOX 2;s Jessica Dupnack found herself in the middle of some good ol Westland hijinks. A landlord was busted 'making love' in his tenants' house. We can't get enough of The Crash on Netflix. Drew has been binge listening to her jail calls. Brand new Bonerline. More stories about not taking dumps at school. Some French dude drugged women so they would have to pee in front of him. Matthew Perry's estate is selling all of his crap...And his blown out hot tub. Ray Romano is rich as hell for making a stupid TV show. A 75-Year-Old woman died at Tim Horton's. And it wasn't from the food or coffee. Sami Sheen was in the news for wearing a bikini. Guess who's hosting the AMA's this year. Wait...The AMA's are still on? We call Tom, who's at the Detroit Tigers game. He doesn't answer. Okay, bye. Donald Trump almost endorsed Spencer Pratt today. Spencer just cares about the moms. Taxes suck. Maz calls back. It's loud as hell at Comerica Park. Tom has a hot take on the Detroit Pistons. Tom took a spill in his front yard today, his elbow hurts again, and he's going to man up and work tomorrow. Maz waxes poetic on the 1973 Knicks. Okay, bye. More Meghan Markle news...Meghan is so tone deaf when it comes to her public appearances. And her fake letter from British Airways EXPOSED. Jim's Picks: Top 10 Songs Released In The 2020s. Merch is for sale! Buy it. Or don't. But do. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley, BranDon, and Roberto).

Today, Nicole unpacks the exact accounts she opened for her daughter, the math that makes starting early almost unfair, and the money script she's determined to rewrite for the next generation. Whether you have a newborn, a teenager, or you're realizing you wish someone had done this for you, this episode is a blueprint. Nicole breaks down how a 529 plan is far more flexible than most parents realize, why a custodial brokerage account is less about returns and more about teaching kids that money grows quietly in the background, and why a retirement account for a one-year-old is not as insane as it sounds — it's one of the most powerful financial moves a parent can make.  Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 01:13 529 Plans: More Flexible Than You Think 02:02 The Math on Starting Early vs. Waiting 02:51 Super Funding: The IRS Loophole Most Parents Miss 03:31 Lump Sum vs. Monthly: The Numbers That Will Shock You 04:00 How to Shop for the Best 529 Plan 04:17 Custodial Brokerage Accounts Explained 05:00 The Financial Aid Trade-Off 05:41 Why Nicole Really Opened This Account for Her Daughter 05:56 The Custodial Roth IRA (Yes, for a 1-Year-Old) 07:00 The Number That Changes Everything 08:00 Roth IRAs and Financial Aid: The Cleaner Vehicle 08:21 Rewriting the Money Script 09:00 Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.