Podcasts about your realtor

  A veteran who became ensnared in a dispute with a local homeowners' association over a patriotic mailbox wrap says the display will get to stay. Retired U.S. Navy Officer John Ackert says the Southwood Residential Community Association is changing its rules and will now allow American flag wraps on mailboxes in the Southwood neighborhood. Ackert says he was informed of the news on Monday and that the rule change is already in effect. The decision came after Ackert received a letter stating that his flag mailbox cover violated HOA rules and would have to be removed. Ackert wrote an appeal and the SCRA held a meeting to review the rules before ultimately deciding on the change.  So Just be cautious prior to moving in… Your Realtor cannot change the restrictive covenants….and even if you read it one way .. like literally, they can still sue you… js. What is LRV? What is Light Reflectance Value?Understanding LRV is crucial when choosing color for the built environment, interior and exterior.  LRV – You may have noticed these three letters on manufacturer's color specifications, on the back of paint swatches or noticed an entire column dedicated on precious few square inches of space available in the index of paint fan decks. What do those letters stand for? What does the LRV number mean and how is it used? It is rather simple. Paying attention to a color's LRV can prevent poor color/paint color selections by helping you determine and evaluate certain color characteristics.Keywords: LRV, Light Reflectance Value, brightness, lightness, visual ergonomicsINTRODUCTION LRV is the acronym for Light Reflectance Value. As mentioned, LRV is on the back of most color swatches and in the index of all major brands' fandecks. Value is often confused with the term intensity. Intensity is about vividness or dullness – is the color clear or muted. Value is an important term used in color and it speaks strictly to the lightness or darkness of a color.What is LRV Light Reflectance Value?Light Reflectance Value (LRV) is the total quantity of visible and useable light reflected by a surface in all directions and at all wavelengths when illuminated by a light source. (ref. British Standard BS 8300:2001/A1:2005)  LRV is a measurement that tells you how much light a color reflects, and conversely how much it absorbs. LRV runs on a scale from 0% to 100%. Zero assumed to be an absolute black and 100% being an assumed perfectly reflective white. An absolute black or perfectly reflecting white does not exist in our everyday terms. Approximately speaking, the average blackest black has an LRV of 5% and the whitest white 85%. Some yellows can measure up into the 80's or 90's as well.What are the precautions of LRV Light Reflectance Value of Paint Colors?It is true that LRV Light Reflectance Value communicates a lot about a potential wall color, possibly provides even more of a sense of the color than those very small color chips – and we all know the issues with relying on just the small color chips.LRV refers to the percentage of light reflected by the paint color regardless of how much light is present. The LRV number is a measurement, a piece of data and is one of the few things about a color that is a consistent factor. No matter from what direction the natural light enters a room, no matter what reflection of color you get from the other elements in the room, no matter what other conditions exist that will affect the context in which the wall color is experienced, the LRV is the GARNET & GOLD - This is where we review a local or not so local wine (garnet) beer/bourbon (gold)  Thanks for listening! Get bonus content on Patreon Become a member at https://plus.acast.com/s/pattysplayhouse https://plus.acast.com/s/pattysplayhouse. Hosted on Acast. See acast.com/privacy for more information.

This week we talk about determining the list price of your home. Let me preface this by saying as the seller you are not the one deciding on this or doing the research. Your Realtor has taken this upon herself to educate and guide you and you are listening to her recommendations. There is a big difference between the list price and the sales price of a home. This episode is full of gold. I am a realtor in San Francisco, I deal with buyers and sellers in San Francisco and discuss the market in San Francisco.

Home Buyers have several more options compared to just 60-90 days ago. Listing prices seeing some reduced reductions. Our message here is always to use a real estate agent that knows the business in your area of buying or listing a home. . Agents... have the right expertise Want to check the MLS for a 4B/2B with an EIK and a W/D? Real estate has its own language, full of acronyms and semi-arcane jargon, and your Realtor is trained to speak that language fluently. Plus, buying or selling a home usually requires dozens of forms, reports, disclosures, and other technical documents. Realtors have the expertise to help you prepare a killer deal—while avoiding delays or costly mistakes that can seriously mess you up. 2. They have turbocharged searching power The Internet is awesome. You can find almost anything—anything! And with online real estate listing sites such as yours truly, you can find up-to-date home listings on your own, any time you want. But guess what? Realtors have access to even more listings. Sometimes properties are available but not actively advertised. A Realtor can help you find those hidden gems. Plus, a good local Realtor is going to know the search area way better than you ever could. Have your eye on a particular neighborhood, but it's just out of your price range? Your Realtor is equipped to know the ins and outs of every neighborhood, so she can direct you toward a home in your price range that you may have overlooked. Always use a Professional Realtor to buy or sell real estate. Indy Real Estate Market

Here are four things to consider when deciding to renovate or move. Often, we receive questions from clients stuck at a crossroad—they don't know if they should renovate or just move. It's a tough decision, and there are many factors to consider. That's why we want to share four things to think about when deciding whether to renovate or move: 1. What need does each option fulfill? Each option can fix different problems, so consider what's important to you. For example, if you need more space, adding an addition to your home will be time-consuming and costly. However, finishing your basement might be a more realistic option. 2. What type of updates do you want? Look at what it would cost to update your kitchen or bathroom and compare it to the cost of buying a newly remodeled home. Usually, it's cheaper to make the renovation, but it's always a good idea to check. “You can't renovate your way out of your location.” 3. Can you maximize your return if you move after renovating? Often, we see someone happy with their renovation, but they're disappointed it didn't add much value to their home. Think about your return on investment if you decide to renovate. Your Realtor will have great advice about which renovations net you the best ROI. 4. How much do you like your area? You can't renovate your way out of your location, so consider how tied down you are to the local schools, neighborhood, and community features that change when you move. Fear of change causes a lot of people to renovate instead of move, but you might find a better location right around the corner. Whether you decide to renovate or move, please call or email us with any questions you may have. We are always happy to help!

The Pre-Approval is a key element to the Home Buying process.  Getting approved will give you the assurance that your financial documents have been vetted.  In this market you want to make sure your buying power is accurate.  Having the proper tools is a must, too many people try to tour homes without being Pre-Approved.  Never go shopping without it, your Realtor will love you for it. :) 5 Reasons why the Pre-Approval Letter is valuable#1 You will know what you can afford #2 Allows you to shop with confidence #3 Your Realtor can focus on your Price point#4 You can make an immediate offer and the Seller will take you seriously#5 Saves you time  Lets stay in touchFollow me on IG @garyhomeloanshttps://instagram.com/garyhomeloans?r=nametagFacebookhttps://www.facebook.com/garyhomeloansGary Taylor | Sr. Loan Officergtaylor@afncorp.comwww.afncorp.com/garytaylorD: 302-469-0709 F: 302-467-2525Raziel Perez | Loan Officer Assistantrperez@afncorp.comD: 302-272-5649

Here are the five things to consider when hiring a listing agent. I've been selling real estate for more than 20 years, so I know what I'm doing. Today I'm sharing five things you need to consider when hiring a listing agent: 1. Get an agent with a digital marketing strategy. Many people are under the impression that the current market is just taking care of itself. In some cases that's true, but the broker you hire makes a difference in how much exposure you get. Exposure is the key because that's how many people are looking at your home. You're currently reading this article because I have a marketing strategy that goes directly to you.  Your real estate agent should consider the types of strategies that will get the right buyers for your house. Having a great marketing strategy that includes detailed digital marketing is crucial, and not many brokers do it.  2. Get an agent that is an experienced negotiator. Another critical aspect of your agent is that they know how to negotiate well. Everyone knows a licensed Realtor; a slew of people are entering the real estate field right now because they think it's easy to do. However, almost no one gets trained in negotiating. When I got back into real estate 20 years ago, I was trained to negotiate, and now I'm even better with that much more experience. You need someone who can protect your dollar and advocate for your best interests.  “The broker you hire makes a difference in how much exposure you get.” 3. Get an agent that has a pricing strategy. Get a Realtor who helps you understand your property and how to price it correctly. Pricing is essential; an array of things are involved in pricing, and in Portland, we don't have a bunch of cookie-cutter neighborhoods. We have tons of eclectic-type neighborhoods where the houses can vary in price by hundreds of thousands of dollars depending on where it sits. This leads me to my next point… 4. Get an agent who understands how location affects marketing. You need an agent who can look at your property and say things like, “Let's talk about what you have. Where is your home located? Do you have nuances like power lines in your backyard? Does your home sit next to a busy road? Are you on a cul-de-sac next to green space?” 5. Get an agent that factors in the condition of your property. A house that was built in the ‘70s that has quite a bit of the original aspects doesn't compare in price to a house that was built in the 2000s. Your Realtor needs to be able to look at it very diplomatically and assess what the price range for your particular house is.  If your agent does all these things, they'll have a huge impact on maximizing the price for your home.  If you're thinking about selling, let's talk. What I discussed above is what I talk about with all my clients. We'll sit down and discuss strategy and decide what's best for you. I pride myself on innovation and keeping up with market trends and technology to support my community and help my clients.  If you have questions about this topic or want to talk about it further, call me. I would love to help you.  

Aaron Luttrull shares some pitfalls you want to avoid when you are buying a home. #ExperienceTheAaronAdvantage 1. Choosing the "Wrong" Realtor - Be sure the agent you choose is a dedicated professional you have a connection with and be sure he/she has your interests in mind. 2. Not Getting Pre-Qualified - You owe it to yourself to talk to a lender to see what you in fact can be eligible to purchase before you even look at that first house. This will help avoid you making an offer or setting your heart on a home that you may not even be able to buy. 3. Not Knowing the Costs - Ask your agent and lender about all the assorted costs that can go with purchasing a home as well as know not just what you qualify for but what you can actually afford. Along with the costs of the transaction, consider the costs in utilities and other bills you may have with a particular home. 4. Limiting Your Search - It's a low inventory market and you shouldn't limit your search at all. Your Realtor should be able to take your criteria and put it in a search that they can set up for you to help you find the home that will work best for you. 5. Looking for the Perfect Home - There is no perfect home. You need to prioritize your needs over you wants and find what will best work into that list. 6. Not Considering Your Long Term Needs - Think about where you want to be in 5 years and be sure to keep that in consideration while you look. Maybe you will get married or start a family, will the house meet those needs in the years to come? Buying a house that won't can maybe lose you money if you know it won't work for you in a few years. 7. Not Doing Due Diligence - Ask your agent all the questions you need to ask and your lender. Find out all the aspects of the transaction, costs, information about the home yourself and anything else you can so you be the best prepared to purchase that home. 8. Not Having a Home Inspection - Always worth the cost to know more about the home you are considering purchasing. 9. Not Examining Insurance Issues - You may think you can afford that house payment, but have you check to see what the insurance on a home may cost? Be sure you find that out as well. 10. Not Purchasing a Home Warranty - This isn't needed in some cases, but it never can hurt to ask about having one on the home you are purchasing. Music: It Just Makes Me Happy by Dj Quads Follow me online here:https://linktr.ee/theaaronadvantage Click to watch the video: https://www.youtube.com/watch?v=5qPLadeJQgA

Buying a Home Is your Realtor working for you? Handling health & exposure concerns Special Guest: Jennifer Schrantz (Realtor) http://jennifertucson.com/ IN THIS EPISODE WE DISCUSS: 1. The Role of the Realtor (Learn more about chronic illness & environmental exposure concerns here: https://youtu.be/JUKYspHN_t0 https://iepradio.com/videocast/ ) 2. How your Realtor can HELP "screen" a home before making an offer (Helpful resource for you & your Realtor: https://youtu.be/F1TCRQEYajs ) 3. Seller Property Disclosure Statement (SPDS) (See example here: https://www.aaronline.com/wp-content/uploads/2017/10/Residential-Sellers-Property-Disclosure-Statement-SPDS_REV_01Oct2017.pdf) Good article for reference: https://www.homelight.com/blog/mandated-disclosures-real-estate/ 4. Making an offer & home inspections by professionals 5. Planning ahead so you can get the inspections you want QUICK TAKE-AWAYS: 1. (To the Realtor) Patience is a virtue. 2. Have open-lines of communication. Be a part of the process. 3. Your Realtor should have a basic understanding of your health & exposure concerns. 4. Your Realtor can help "screen" homes in advance to narrow down your choices. 5. Your Realtor should be an advocate for you in any planning or negotiations with the seller/seller's Realtor. 6. Find out what the sellers know about the home (SPDS). 7. You should still professionally inspect! Plan/coordinate ahead so you can get the home inspections you need. 8. Be willing to walk away. Health is #1. Disclaimer: Your Realtor should not replace the involvement of professionals. The goal of this episode is to provide education and consideration to Realtors & home buyers so they have a better chance of purchasing the right home.

Election Day special podcast. Hopefully if your home this will take your mind off tonights elections. We do not get Political on this show BUT it is important to VOTE for your REALTOR. You must have a Realtor that works FOR YOU. Buying or selling, that person must represent your values, your wants and needs and they must be working FOR YOU. In todays market, we have many Realtors that treat selling or buying a home like grocery shopping. You tell them what you want and they roll their eyes and do what they think is their job. This is 100% unacceptable.Your Realtor should represent YOU and YOUR FAMILY. This is a job, we work for YOU. In addition, there are agents that think they can not pass on information, like offers, to their client because THEY don't like it. This is a HUGE violation and that agent needs to be removed. We also mention a new friend of ours that owns a hat company here in CAVE CREEK. Watson Hat Company. Eric is awesome and if your have never owned a hat before, you need to visit Eric.Make sure you visit us at www.THEGRANDONGROUP.com. We are Arizona's #1 Brother and Sister Real Estate Team powered by CORCORAN PLATINUM LIVING. We are now associated with one fo the worlds largest luxury brands of Real Estate.

By Stephanie Booth for realtor.com| Jan 23, 2018 In an effort to clue you into some of the challenges you’ll face as a first-time home buyer, we asked some folks who’ve already gone through the ringer to spill what they wish they’d known earlier, that would have saved them a ton of time, effort, and tears. Here’s to hoping their 20/20 hindsight will help pave your own path to home-ownership. You can’t get pre-approved by plugging in simple numbers on a mortgage calculator. You need an experienced lender who will take a detailed history and require documentation of your assets and income. This is the only way you’ll establish if you qualify for a mortgage and for how much. It looks perfect, What could go wrong? The home inspection, that’s what. No matter how nice a home looks, a home inspection is the only way to make sure you aren’t buying a lemon. Buying a home requires you to stay on top of your to-do items, especially during the escrow process where there may be penalties for missing a deadline. Prime among this is the three-day requirement to send in your deposit. Miss that and you may miss out on the deal. A lender can make or break a deal, so choose wisely. One of the main things to look for besides the loan rate is the responsiveness of the lender. They need to move fast or the deal may fail. Your Realtor knows the track record of lenders in our area. It’s tough not to get disheartened while house hunting. Competition is fierce, and you need to prepare yourself for the long haul. You may need to adjust your criteria so more possibilities are opened up. In the meantime, “keep making those offers. One of them will get accepted.” For more information on what to expect when looking for your first home go to bmre.us/tip3 More tips for home buyers and hints for home sellers can be found if you go to bmre.us/tips

Deciding between multiple offers on your home will be much easier if you follow these five tips. Want to sell your home? Get a FREE home value report.  Want to buy a home? Search all homes for sale.So you’ve received multiple offers on your listing. Congratulations! Today I’ve got five tips for ensuring that the selling process goes off without a hitch:1. Stay organized. Design a spreadsheet that includes all offers along with a table of all criteria that’s relevant to your decision. This way, you can go down the line and compare each offer against these criteria. Having an organized process of elimination will help inform your decision.2. Create a sense of urgency. Part of this is having your Realtor set and announce a specific review date for any and all offers that come in. By doing that, interested buyers and their representation will know how long they have to place their offer, and they’ll understand that indecision could mean a missed opportunity.3. Obtain information on every buyer who makes an offer. Your Realtor should make it their mission to learn as much as they can about the types of buyers you’re dealing with. Are any of them all-cash buyers? Contingent buyers? These are things that will likely have a major bearing on your sale.“ Having an organized process of elimination will help inform your decision. ”4. Inquire about all offers with a loan officer. If the loan officer sees an offer in a favorable light ahead of time, the chances of it going through go up exponentially, so make sure your Realtor brings your offers to a mortgage professional before you make a decision.5. Don’t cut ties with buyers who aren’t your first choice. Once you’ve accepted an offer, ask the second- and third-place buyers whether they wish to place a back-up offer. The incentive for doing that is they can lock out any additional offers in the event that the deal you’ve accepted fails to come to fruition. Should that happen, their backup offer would be moved to the first position.If you don’t already have a spreadsheet, as mentioned in point No. 1, we’d be happy to provide you with the one we’ve developed for free! Just contact me and I’ll send a copy for you and your Realtor to use.And if you have any other questions about how to best handle your multiple-offer situation or about real estate in general, please email me at GaryRaze@Remax.net or call me at 541-554-5825. I’d be happy to help!

Your Realtor is a resource and you should find the perfect Realtor for you, commit to them early, and work their process.  This is the best way for you to maximize the benefits of using a Realtor and make the process easier on yourself.  Your agent should be a skilled negotiator, have strong market knowledge, and a compatible communication style.  Your first step should be to find the best team to help you on this journey.

Finding an experienced and knowledgeable Realtor when you’re shopping for your home is critical. Your Realtor acts as your best guide and advocate so you can shop with confidence and ultimately enjoy the home buying process. In this episode we talk with Realtor and Accredited Buyer’s Representative (ABR®), Lisa Waller-Gage from Sky Realty and discuss what to look for when searching for your dream home. Important notes: Pick up an app (like Redfin Real Estate or Realtor.com® Real Estate) and start browsing around to keep your eyes open to the inventory; you don’t want to miss out on a great opportunity. Decide who is going to be on your team and who will be part of the decision making process right from the start. Make sure you think about some specifics you want like location, condition, budget, neighborhood, etc. Also, it’s important to consider potential resale value, proximity to buildings, and any regular commuting times. Bring people along with you who can influence this decision (friends, parents, etc.). Decide what is important so you can act quickly when you find the right house. Get a solid pre-approval. It educates you on the financial side of buying and builds your confidence in what you can afford. Don’t look at too many options in one day. A good rule of thumb is to keep it around 5-6 showings so you don’t get overwhelmed. Links: Lisa is a licensed New Hampshire Realtor. You can visit her website skyrealtynh.com or give her a call at (603) 440-8486. Get an instant home evaluation online at www.603-homevalue.com Check out all the services an Accredited Buyer’s Agent can offer you Visit Lisa’s Facebook page or connect with her on LinkedIn. Set up a Free Consultation with a Triangle Mortgage Originator Test out our mortgage calculators for monthly payment and rate estimates Visit our events page for a list of upcoming free Home Buyer seminars View the episode transcript.    For more information visit trianglecu.org and don't forget to like us on Facebook and follow us on Twitter!

Increased loan limits mean you’ll be saving money, but make sure you know what your limit is.   You may have already heard that loan limits will be increasing in 2019, but do you know what that means for you? Conventional loan limits have been increased from $453,100 to $484,350, and higher-priced areas have had loan limits increased to $726,565. So, what’s so important about this? When you’re buying in different areas, there are different loan limits you need to be aware of. Particularly for FHA buyers, if you’re getting a pre-approval from an online company or a different area, loan limits can be significantly different. “This loan increase will actually help you save money.” You may get excited about being pre-approved, but you’ll still need to know what the loan limits are for the area you’re buying in. Your Realtor will help you understand the limits you’ll have. We don’t want you to be let down after finding out your accepted offer is, unfortunately, outside of your loan limit. We’re always looking at loan limits to ensure you’re not placed in a bad position—we want you to win. This loan increase will actually help you save money. By increasing loan limits, you won’t be in a jumbo loan and will instead be in a conforming loan, which lowers your interest rate. If you’d like to find out more about what this means for you, reach out to us for a consultation. We’d be more than happy to help you.

Restrictive Covenants - Covenants, conditions, and restrictions (also called "CC&Rs") are used by many "common interest" developments, including condominiums and co-ops, to regulate the use, appearance, and maintenance of property. If you think 5 years down the road, you might need a shed or a barn or a structure that will be expensive that won’t fit the look of the neighborhood, you might want to think about a different neighborhood… Wrapping your mailbox August 2017 Southwood neighborhood here in Tallahassee, which is an work, play, live.. St Joe designed neighborhood… very uniform A veteran who became ensnared in a dispute with a local homeowners' association over a patriotic mailbox wrap says the display will get to stay. Retired U.S. Navy Officer John Ackert says the Southwood Residential Community Association is changing its rules and will now allow American flag wraps on mailboxes in the Southwood neighborhood. Ackert says he was informed of the news on Monday and that the rule change is already in effect. The decision came after Ackert received a letter stating that his flag mailbox cover violated HOA rules and would have to be removed. Ackert wrote an appeal and the SCRA held a meeting to review the rules before ultimately deciding on the change. So Just be cautious prior to moving in… Your Realtor cannot change the restrictive covenants….and even if you read it one way .. like literally, they can still sue you… js. LRV FROM THE LRV GURU What is LRV? What is Light Reflectance Value?Understanding LRV is crucial when choosing color for the built environment, interior and exterior. LRV – You may have noticed these three letters on manufacturer’s color specifications, on the back of paint swatches or noticed an entire column dedicated on precious few square inches of space available in the index of paint fan decks. What do those letters stand for? What does the LRV number mean and how is it used? It is rather simple. Paying attention to a color’s LRV can prevent poor color/paint color selections by helping you determine and evaluate certain color characteristics.Keywords: LRV, Light Reflectance Value, brightness, lightness, visual ergonomicsINTRODUCTION LRV is the acronym for Light Reflectance Value. As mentioned, LRV is on the back of most color swatches and in the index of all major brands’ fandecks. Value is often confused with the term intensity. Intensity is about vividness or dullness – is the color clear or muted. Value is an important term used in color and it speaks strictly to the lightness or darkness of a color.What is LRV Light Reflectance Value?Light Reflectance Value (LRV) is the total quantity of visible and useable light reflected by a surface in all directions and at all wavelengths when illuminated by a light source. (ref. British Standard BS 8300:2001/A1:2005) LRV is a measurement that tells you how much light a color reflects, and conversely how much it absorbs. LRV runs on a scale from 0% to 100%. Zero assumed to be an absolute black and 100% being an assumed perfectly reflective white. An absolute black or perfectly reflecting white does not exist in our everyday terms. Approximately speaking, the average blackest black has an LRV of 5% and the whitest white 85%. Some yellows can measure up into the 80’s or 90’s as well.METHODS/PROCEDURESHow do color pros use LRV Light Reflectance Value of Paint Colors? Color consultants, architects, and designers use LRV data in several stages of color planning.Many examples can be found in the workplace. Careful planning for proper visual ergonomics is paramount in color design. From individual work surfaces to the outside walkways, ramps, hand-railings and everything in between. From a sustainability point of view, a wall color with a higher LRV supports lighting plans by helping to propagate daylight deep into the space. Thereby reducing the standard number of lighting fixtures required to enable employees to efficiently and safely perform their tasks.Find the perfect paint color – How can homeowners use LRV Light Reflectance Value of Paint Colors?Most important for the do-it-yourselfer is to refer to color specifications for exterior products. For example, vinyl siding. Painting vinyl siding with a color that has too low of an LRV, that absorbs too much light and energy and thus retains too much heat, could result in warped siding. Some paint manufacturers have developed special formulations for painting heat-sensitive exterior surfaces. They offer diverse color choices. However, if you do not use one of those specially formulated products, you are limited to a paint color that is within the same LRV range as the original color. Else you risk warping and voiding any warranties.Interior Color: LRV provides a reference as to how light or dark a color could look and feel once up on all the walls. Remember LRV runs on a scale of 0% to 100%, 50% would be a mid-value paint color. Fifty percent LRV is the common guideline for residential interiors.Below the mid-point of 50%, and you know the color will tend to be darker absorbing more light than it will reflect back into the room. Thus, an interior lighting plan that accounts for the darker paint color should be a priority.Colors with LRV higher than 50% will be lighter and will reflect more light back into the room than is absorbed.When sampling paint colors, paying attention to Light Reflectance Values as you try different hues, tints, tones, and shades create benchmarks that can assist you in arriving at color selections quicklyand efficiently. What are the precautions of LRV Light Reflectance Value of Paint Colors?It is true that LRV Light Reflectance Value communicates a lot about a potential wall color, possibly provides even more of a sense of the color than those very small color chips – and we all know the issues with relying on just the small color chips.LRV refers to the percentage of light reflected by the paint color regardless of how much light is present. The LRV number is a measurement, a piece of data and is one of the few things about a color that is a consistent factor. No matter from what direction the natural light enters a room, no matter what reflection of color you get from the other elements in the room, no matter what other conditions exist that will affect the context in which the wall color is experienced, the LRV is the LRV. However. . .LRV can be misleading when it comes to yellow. Yellow is one of the most reflective hues in the spectrum. In addition, the more area it covers it grows more intense exponentially. People err when choosing yellow more than any other color. They end up with a too bright Lemon Chiffon yellow that borders on needing eye protection to enter the room when they really were going for a softer, more muted Buttercream color. There is a difference between Light Reflectance Value or luminance and visual brightness albeit subtle. When choosing yellow wall colors, consideration of visual intensity – how bright or dull the color LOOKS – would be a more prominent consideration than the LRV Light Reflectance Value number.GARNET & GOLD - This is where we review a local or not so local wine (garnet) beer/bourbon (gold) Thanks for listening! See acast.com/privacy for privacy and opt-out information.

Do you want to know how Keller William's #1 team in the world markets and negotiates to maximize your profit? Today, we find out. In this interview, I talk to Bob Lucido—President and Broker of the Bob Lucido team—who shares some great advice for both buyers and sellers looking to make the most out of their real estate transaction. Listen closely because this interview is filled with great content you won’t want to miss. ***IN THIS EPISODE, YOU'LL DISCOVER*** • How to market and negotiate real estate to maximize profit. • 4 steps to earn top dollar on a home sale. • How to price your home right—not too low or high. • What it means to create an “auction-like environment” for your sale. • How to hire a team that will market your house aggressively. • Why open houses increase motivation to buy. • Why you should never turn down a showing. • How to hire a highly skilled negotiator to guide you. • At what point the strongest offers usually come in. • When and how many times to offer price reductions. • The values behind Bob Lucido’s success. • 4 tips for buyers to get the home they want without overpaying. • Whether you should sign a Buyer Broker Agreement (BBA). • Exciting things happening with Keller Williams Integrity. ***MEMORABLE QUOTES*** “You’ll get the highest price in the first five days. The longer it sits, it gets stale, and you will get a lower price.” | “Your Realtor should be as good as the appraiser.” | “The market will not let you sell low.” | “Fear of loss is a great motivator.” ***ABOUT THIS WEEK'S GUEST*** Bob Lucido is the President and Broker of the Bob Lucido Team of Keller Williams Integrity in Maryland. Bob Lucido launched his career at the age of 18, becoming one of the youngest people to be awarded a real estate license in Maryland. In 1991 Bob founded Builder’s First Choice, a new home sales & marketing company that—before selling in 2007—had grown to include offices in 5 states, employed over 300 people, and reached nearly $1 billion in sales. In 2008, Bob and his wife Tracy founded The Bob Lucido Team, a group of experienced and successful real estate agents. With offices in Howard, Baltimore, and Carroll Counties and an Annapolis office opening soon, the Team has grown to 150+ full-time agents and 25 full-time employees serving clients across the country. ***ABOUT THE SHOW*** Welcome to Luxury Real Estate Talk, where you get expert advice on buying and selling Luxury Real Estate. Learn from the best and brightest real estate agents, brokers, and other professionals, as they share real-life stories about the art and business of listing, marketing, selling, and buying high-end homes. Through casual but insightful conversations, the Talk’s host Rob Jensen will help you master your understanding of the luxury real estate market. Rob is the President and Owner/Broker of the Rob Jensen Company, which specializes in working with buyers and sellers in guard gated communities in Summerlin, Las Vegas, and Henderson, Nevada. Rob's 15+ years of local industry expertise have made him a sought after real estate expert source with the media. He’s served as a guest commentator for numerous national broadcast television networks including MSNBC and BRAVO. He has also provided content and commentary to The Wall Street Journal, Forbes.com, BusinessWeek.com, the Las Vegas Review-Journal, Real Estate Executive magazine, Growing Wealth magazine, and the Los Angeles Times, among others. Additionally, Rob has penned a recurring monthly real estate column for the Las Vegas Business Press.

Today, we’re going to talk about why you need your own Realtor. When driving around looking for a home, you might come across a house you like with a yard sign featuring a phone number. Most people are tempted to pick up the phone and call, but you need to know that the number on the sign is for a Realtor who represents the seller. They have a signed contract with that homeowner, meaning that they’re not financially obligated to represent your interests, and don’t have to inform you about any known issues in the house. They have no fiduciary responsibility to you as a buyer. “A buyer’s agent will represent you and only you.” This is why it’s important for you to have your own Realtor. When you have your own representation, it doesn’t cost you anything because the selling fees are paid for by the seller of the property.A buyer’s agent will represent you and only you. They’re obligated to protect your interests. Your Realtor will work in conjunction with the seller’s agent to negotiate the best deal for you. If you have any questions, feel free to reach out to me. Remember, it doesn’t cost a penny to talk.

If you are preparing to buy a home in the new year, there are seven ways you can prepare.Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price EvaluationToday, I’d like to share seven tips you’ll need to keep in mind to buy a home in 2018. 1. Check your credit score. Your credit score is basically a numerical representation of your credit report. FICO credit scores range from 300 and 850. Having good credit is like gold when it comes to getting a mortgage. Those with credit higher than 740 will get the most competitive rates. 2. Do not open new credit cards. Opening up new lines of credit could damage your score, which would be detrimental to your overall purchasing power.3. Consider asking for financial gifts for the holidays. Instead of requesting a tangible item, asking for a monetary gift could help you make progress toward your down payment and closing costs.4. Start shopping for a real estate agent. Ideally, you should find someone who is knowledgeable and has experience in your area. You want someone who will work in your best interest and will be loyal to you.5. Watch interest rates. Keeping an eye on trends pertaining to interest rates can help you stay on top of what’s going on in the market. Be sure to pay attention to government actions that may have an impact on rates.6. Find a good mortgage lender. Your Realtor should be able to provide you with a good recommendation for lenders.7. Get a pre-approval letter. This will demonstrate to any seller that you not only have the desire, but also the ability to purchase a home. When a market is trending toward sellers, demonstrating your qualifications as a buyer is very important. Getting pre-approved will demonstrate to any seller that you not only have the desire, but also the ability to purchase a home.If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.

If your home didn’t sell the first time you listed it, you certainly aren’t alone.  When you’ve been on the market for months and activity has completely stalled, it’s common to wonder what you’re supposed to do next. The truth is that if your home simply didn’t move off the market, it was probably because of one of these three reasons. “If your home didn’t sell, it was probably because of one of these three reasons.” Condition. When listing your home, the first thing you need to take care of is curb appeal. Curb appeal is a critical first impression and will make a massive impact on a buyer’s opinion of your home. Taking care of landscaping and other exterior maintenance items will immediately make a difference in your home’s appearance. The interior of your home is important as well. Make sure that rooms are decluttered before buyers enter to the property. Additionally, make sure that you’ve strategically staged your home. We can give you advice from experience and can recommend you to professionals who can help. The marketing. In today’s modern market, 95% of buyers begin the search for their next home online. Your agent must be able to help you create a strong online presence for your property in order to draw in interested buyers. Using professional photography will also make a huge difference. You need to make sure your property is being featured properly and is being presented in the best light. Pricing. This last step is actually among the most important. A home that isn’t priced correctly will face massive difficulty in selling. Your Realtor must be knowledgeable, experienced in your area, and able to assist you with pricing your home competitively. Setting a price too high can ultimately cause you to lose out on a ton of qualified buyers.  On our team, we have a wealth of knowledge and experience at our disposal. We have the right skills and information to price your home competitively, market it well, and guide you through the listing process.  If you’re curious about what my team and I can do for you, have any other questions, or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.

If you’re thinking about buying your first home, here are four steps you should follow to make it a successful purchase. Buying a home? Search all homes for sale on the MLSSelling your home? Get a home valuationWhat are the four steps to buying your first home?First, hire an experienced Realtor. The guy next door or your brother’s girlfriend’s cousin who just got their real estate license might be hungry for your business, but that doesn’t mean they’re your best bet. An experienced agent knows things that brand-new agents don’t. They’ll also have important relationships in place that will help you in every phase of the purchase, including: Finding homes that aren’t even on the market yet and/or ones that might be slightly outside of your criteria but still worth considering.Leveraging industry relationships to get great deals or better terms.Managing appraisals and inspections and working through every step of the process to handle any issues that might pop up along the way.Second, don’t be afraid to talk to multiple lenders. Your Realtor will most likely have several that they’ve worked with and can refer you to. You might also want to speak to loved ones and get a referral or two from someone they’ve worked with successfully. Keep in mind, each lender may have a different recommendation and/or knowledge of special loans that might work best for you.Make your purchase a smooth one by following these four steps. Third, mind your credit. Many people have no idea what their credit score is, but if you’re thinking about buying a home, knowledge is power. Different loans have different minimal credit scores and requirements. A good mortgage lender can advise you on the best option to raise your score. The earlier you learn your score and dive into the details with a qualified lender, the more time you have to address any issues you find. Your lender will spell out the do’s and don’ts on how to protect your credit. If you haven’t yet talked to a lender and you think you’re getting close to being purchase-ready, do not open any lines of credit. Finally, stay at your job. Are you not happy at your current job and thinking about changing jobs? If you’re thinking about buying a home, you might have to delay that plan. Part of your qualification for a mortgage will be based on your job history. Making a big change right before you buy or during the process will be problematic. Lenders always advise buyers to stay the course until the home is closed. If you have any questions about this topic or any other topic regarding real estate, please feel free to reach out to me. I look forward to helping you!

.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } Whether you’re a buyer or seller, you need to know these three things about home inspections before ordering one.Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price EvaluationWhether you’re a buyer hiring someone to inspect a home you want to buy or a seller needing an inspector to look at your home to see if there’s anything that needs to be fixed before you put it on the market, there are three things you need to know about home inspections:“Knowing these three things is essential to understanding home inspections.”1. You can choose any home inspector that you like. Your Realtor usually has several inspectors they’ve worked with, and they can be a good source of recommendations. You can also look for one on your own. In either case, it’s important to look for an inspector who’s a member of the National Association of Home Inspectors because they must complete an approved home inspector training program, demonstrate experience and competence as a home inspector, complete a written exam, and adhere to the NAHI standards of practice and codes of ethics. 2. Home inspections are intended to point out adverse conditions—not cosmetic flaws. A home inspector will point out conditions that need repairs and/or potential safety-related concerns regarding the home. They won’t comment on cosmetic items if they don’t impair the integrity of the home.They also don’t do destructive or invasive testing.3. Home inspection reports only include the basics. On the home’s exterior, this report should include the steps, patios, decks, chimneys, roofs, windows, doors, the pool condition (if requested), and all operating components. Inside, they’ll look at the attic, electrical components, plumbing, central air conditioning and heating (including the ductwork), crawl spaces, and garages. They report on the working order of most items including the faucets to see if they leak or garage doors to see if they open properly. They’ll also note the presence or absence of state and locally mandated retrofits such as hot water heater strapping or the presence of a carbon monoxide and/or smoke detector. Inspectors may also point out termite damage and suggest you get a separate pest inspection. The final written report should be concise and easy to understand.If you have any questions about this or any other real estate-related topic, please feel free to give me a call or send me an email. I’d be happy to help!

What happens if your home is listed for sale and it sells before you’ve found a new home to buy?Selling your Florida home? Get a market analysisBuying a Florida home? Search all homes for saleWhat happens if you sell your home but haven’t purchased a new one yet? It happens more often than you might think, and there are options in how to proceed.One option is a post-occupancy agreement, in which you close on the home and the buyer allows you to rent the house back for a short period of time. Our goal is to move you door to door. Unfortunately, that doesn’t always happen. Your Realtor can also find you a short-term rental, if this is the case.“Our ultimate goal is to move you door to door ”A team of Realtors like ours can help you in this situation because we have agents who work and specialize on both the buying and selling sides. For example, we have a lot of contacts in town for those short-term rentals I mentioned. Our ultimate goal is to get you from one house to the next, though, with as little stress as possible.I hope that clears the air for you a bit. If you have any more questions, please feel free to reach out to me. I’d be happy to answer them.

Many people who think they don’t need an agent underestimate how complicated a real estate transaction can be. Not only should you hire an agent, you should hire an expert agent. Selling your Birmingham home? Get a free home value reportBuying a Birmingham home? Search all homes for saleYou should never buy or sell a home without a real estate agent. I think there are a lot of people out there who get taken advantage of because they are unaware of what can happen during a transaction or because they work with an agent who is not an expert. Some agents are simply inexperienced or only working for the sale. These agents will not look out for your best interests. There are four things you should look for when hiring a real estate agent: 1. Expertise: Look for someone who knows a lot about the market and will take the time to find out what you’re looking for. A real estate agent should act as your consultant and advisor, not a salesperson. A good agent invests their time in finding the best transaction for you. They are not just trying to sell you a house so they can move on to the next deal. 2. Search power: Real estate agents who treat this as our profession are networking constantly. We talk with sellers and other agents to find out exactly what’s going on in the market. A lot of the time, we even have the ability to match up a buyer and a seller before the seller even puts their house on the market. Not all agents can do that. Your Realtor should act as your advisor and consultant. 3. Negotiating skills: A lot of Realtors may not be trained in negotiation. On my team, we take negotiating very seriously. In fact, we are all getting certified as negotiation experts so that we can provide extra value to you during your transaction. 4. Connections: We are networking every day to find you the best lenders, home inspectors, pest inspectors, and contractors. No matter what you need for your home, we want to be able to connect you with someone who can take care of you and your property. Real estate transactions can be complicated, so it’s incredibly important that you find the right agent to work with. Don’t just go in alone. If you have any questions about buying or selling a home, give us a call or send us an email. My team and I would be happy to help you!

.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } Today I wanted to give you my five favorite tips for finding a home within your budget. Stick to a firm price. Before you begin looking for a home, you should sit down with a loan officer to find out what you can afford to buy. You also want to think about what you're comfortable spending. Once you've looked at those things and have come up with a budget, stick to it.Communicate with your real estate agent. We're your best friends during this process, and we're here to help you navigate through all the properties, find out whether your financing works for them, negotiate the best deal possible, and get the best terms. We want to hear from you and help you. “Your Realtor is your best friend during the process.”Shop only for you. For example, when I bought my home, I brought along friends and family, and of course, everybody had an opinion. At the end of the day, you're the one who needs to live in the home, so as much as you value the opinions of your friends and family members, you have to make the best decision for you and your family.Search for fixer-uppers. Homes in need of a little repair help you get a better price, especially if the seller knows that there are other homes in the area that are more modern and need less work. It also gives you the chance to put your own personal touch on a property. Your Realtor will also help you understand whether your financing will work for the necessary repairs. Some fixer-uppers might need too much repair for the type of financing you have.Save for a down payment. Although there are some programs out there that allow for 100% financing, most require some kind of down payment from 3.5% all the way up to 20%. The more money you put down, the more affordable the house is going to be.I hope you find these tips helpful if you're thinking about buying a home. If you have any questions about the home buying process or you have questions about the real estate market in Southern Maine, give me a call or send me an email. I'd be happy to help!

Before you hire your home inspector, there is some due diligence you need to take care of. Here are five things you should know about your home inspector and the home inspection process:1. Make sure you get a recommendation. Most home inspectors are certified, but there are a lot who aren’t. Your Realtor should have a licensed, trusted inspector they do business with.2. They are there to find major problems. They aren’t there to point out minor cosmetic issues with a home. They are looking at the major systems of the home to find out if there are any health or safety concerns.A good home inspector will have detailed reports.3. Make sure you receive detailed reports. A good home inspector will have detailed reports with photos and write-ups of everything they found. This is an important thing for you to have when negotiating repairs with a seller.4. Be there while the inspection is taking place. Find out what’s wrong with the home and make sure you understand completely. You don’t want to go back to the seller with a bunch of small, nitpicky items. You want to focus on the major systems and structures within your home when negotiating repairs. The health and safety issues are what’s really important.5. Inspectors don’t have x-ray vision. They aren’t going to see inside the bones of your home and through walls to identify problems. That’s just not what they do. They are there to examine the components of your home for health and safety issues.If you have any questions for us, don’t hesitate to give us a call or send us an email and we’d be happy to answer them. We look forward to speaking with you soon!

Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Value ReportIn today’s video, I’ll discuss why homes sit on the market and don’t sell. Additionally, I’ll provide advice for sellers on how they can effectively sell their home.There’s a number of reasons why homes fail to sell in an ideal amount of time. Here’s why: The home is overpriced. Buyers are educated about how much a home is worth, no matter what time of year. Pricing is the number one reason why homes don’t sell.Your home is in poor condition. If your home isn’t in acceptable condition compared to other homes in the neighborhood, this works against you.You might have a marketing problem. Is your home not getting enough exposure? Did you hire the right Realtor for the job?What can sellers do to ensure their homes sell quickly and successfully? They can work with an experienced, tailored real estate team that knows how to efficiently price properties. They should stay on top of their game. Ultimately, if your house has been on the market for longer than three and a half weeks, you most likely have a pricing problem. Your Realtor should’ve addressed the issue sooner and pursued a price reduction.Maybe your home doesn’t show well. It might not be staged correctly. If so, you’ll need to conduct a property analysis with a Realtor.If you have any questions, please reach out to my office by phone or email. I’d be happy to answer any questions you have and serve your real estate needs on the West Coast!

.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; } Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price Evaluation How can you effectively and efficiently shop for your next home? After getting pre-approved, you can shop with confidence. However, there are a few questions to ask yourself before browsing listings.What is your criteria?What are you looking for in a home?Is location important?How many bedrooms and bathrooms do you need?What are your square footage requirements?There are plenty of resources out there to get these questions answered. For instance, it doesn’t hurt to spend a Sunday afternoon driving through your prospective neighborhood. Although it isn’t the most efficient way, calling Realtors directly off signs you pass by could help begin your search. However, this way could be expensive with the rising cost of gas.Most people begin searching online. Often, they utilize services like Zillow among others. Prospective buyers might even use a Realtor’s website, which I highly recommend. Your Realtor's website will have a live feed to multiple active listings. Other websites will only give you a snapshot in time, but won’t update their service if a listing has sold. We sometimes receive calls from clients about a listing on Zillow that already sold.  Ensure your Realtor helps you identify if the market is in favor of buyers or sellers. It’s important to understand the dynamics of the market, especially when making an offer to a seller. A seller’s market means low inventory and less competition. A buyer’s market means high inventory and more competition.Lastly, never write an offer until you see a market analysis from your agent. Don’t assume the seller has priced their home based upon current market dynamics.If you have any real estate or mortgage related questions, reach out today! We're always here to be your real estate resource.