Honest Property Investment with Natasha Collins

This week is part 4 of the crossing over to commercial property series.I went through what it takes to get commercial property finance for new investors on THIS PODCASTToday I go through the methodologies for calculating the lending valuations... and I give you the exact formula for vacant possession value.If you want to take this one step further and discuss your commercial property goals, you can book a call with us HERE

Download the notes for this weeks podcast HEREAccess the What commercial property type to buy next quiz at ncrealestate.co.ukListen to Marks podcast episode HEREWhat You'll Learn:Why there's no universal “best place” to invest—and how to find the right one for youHow to align your strategy, goals, and property type with the right locationWhere to research local tenant demand and market trendsTools and techniques for identifying opportunities on and off marketIn this week's podcast, I discuss how to choose the right location for your next commercial investment, including what data to review, how to read market signals, and how to spot areas with strong occupier demand.

Book a call with the team HERE to discuss your commercial property strategy. What You'll Learn:The benefits of commercial property, including higher yields and tenant-paid expensesHow commercial leases give you more income stability and better legal protectionThe long-term financial advantages and tax efficiencyHow you can add value without needing to developIn this week's podcast, I discuss why commercial property can be a better long-term investment than residential, and what makes it an attractive strategy for investors looking to increase income, reduce hands-on management, and scale strategically.

What You'll Learn:Why residential and commercial property require totally different investment mindsetsHow lease terms, tenant relationships, and responsibilities differWhat shifts you need to make to treat commercial property as a businessThe role of professionals in a commercial portfolioIn this week's podcast, I discuss the key differences between residential and commercial property, including how they're managed, how income is generated, and what mindset you need to succeed in the commercial market.

This week I'm discussing a major problem area for first time commercial property investors... lending.I discuss the difference between market value and vacant possession value. How to work out what vacant possession value is (roughly) and what to expect when getting commercial lending for the first time!

This week I discuss how to put together a winning investment strategy and how I use my SSAS to add to this investment strategy.Jump to about 9 mins in if you want to skip me talking about selling my Charleston property and the mortgage implications there!

I've finally finished my remortgage and the cost of remortgaging a property and borrowing £183,750 was wild... think tens of thousands. In this podcast I talk through the REAL cost of remortgaging a Commercial Property and how I'd do it better!

This week I'm discussing the exact steps I take to build my commercial property investment strategy and how you can too in 20 minutes!If you want to overcome learning curves in commercial property investment you can buy the book Confident Commercial Property HERE

This week I'm answering another one of my listeners questions 'How do you Find the Right Properties in Commercial Property and Overcome Common Hurdles?' once you overcome the hurdles you'll find the right property so I've chosen the top 5 hurdles I see with investors and how to overcome these to successfully buy your next commercial property investment.

Remember I'm hosting a webinar on the 12th March about what's happened to commercial property in Q1 2025, you can register HERE.This week I discuss how to split commercial properties to maximise value... no I'm not talking commercial to residential conversion.

If you want to join the webinar the link is HEREThis week I discuss the Renters' Reform Bill AGAIN... seriously its not scary, read THIS . Plus how to connect with agents to secure deals in commercial property.

Sign up to the 12th March webinar - https://ncrealestate.co.uk/webinar-120325This week I discuss using Chat GPT prompts to help you find the right search location. for your next commercial property purchase.

In this week's podcast, I'm breaking down9 key ways to reduce void risksThe truth is, businesses are always evolving, expanding, and relocating. Thereare tenants out there – you just need to know how to find them and minimise downtime between lets.Listen now to discover how to keep your commercial properties tenanted and profitable.

I started the conversation this year about building wealth outside of commercial property and I had A LOT of feedback asking for more conversations about this . So I'm finding complementary investments that work well with commercial property investment. To start this series I invited Manish Kataria onto the podcast to discuss his Set and Forget investment method. We cover: What does ‘set it and forget it' investing mean? What are equities, ETFs, options, and bonds? Which of these investments work best for a ‘set it and forget it' strategy, and how can you start? How do you figure out how much to invest each month? How can you estimate how much money you'll have by retirement? You can find out more about Manish HERE: http://www.investlikeapro.co.uk/

This podcast, "Understand the Top 7 Tips for Overcoming Time, Knowledge, and Opportunity Constraints in Commercial Property," explores practical strategies to help commercial property investors tackle common limitations that hinder success. From mastering time management and expanding your knowledge network to leveraging technology and building a trusted team, we provide actionable insights to empower you to overcome obstacles and thrive in the commercial property market. Whether you're a seasoned investor or just starting out, this episode will equip you with the tools to seize opportunities and achieve your goals with confidence. If you want to fill in the survey on changes to the 1954 Act Part II, you can find that HERE the survey closes on the 19th February 2025

This week I celebrate some awesome start of 2025 wins and one annoyance (it couldn't be a podcast without a rant right) plus I decided what to do with my London property and how I'm growing my wealth this week. I then move onto the top 5 commercial property risks and how to overcome them.

Happy 2025! This week I discuss my realisation about how commercial property forms part of my wealth strategy... and the fact that its not going to be the only part of my 'wealth', how I'm calculating that and what the plan is.

Today I'm inviting Steve Wallis back onto the podcast to reflect on the predictions we made last year and to speculate on what we think 2025 is going to bring to the commercial property market. If 2025 is your year for commercial property book a call with us HERE to see how we can help you.

SO turned out I didn't get 'Christmassed' this year and chaos ensued in the run up to the holidays...   I was prepped to record a Christmas Eve words of wisdom podcast with my Mum and instead I'd had a full day of everything happening at once. So I used the pod as an excuse for some Mum wisdom... I explained everything that was happening and asked for her advice.   We're talking Banks lending less than promised on commercial but more on residential Should I use additional lending to pay my tax bill? Can NatWest block payments from tenants I don't want to accept rent from? How to deal with last minute rent collection when I sound like I'm playing Christmas Scams Why my new lender 'Mr Cooper' left one of our properties uninsured. Plus more things that happened along the way

This week I'm going through the top lessons I've learnt or been reminded of in commercial property in 2024 and how I'm taking this into 2025... its more about money / negotiating / leasing then anything theory related. Make sure you add these lessons into your commercial property knowledge base too!

This week I'm loosing my voice (again) so I'm sharing with you a case study from my client Helen Gill about two offers that were accepted on commercial property. One, Helen went through with, £228,000 for £22,000 worth of income (9.65%). The second was aborted. You'll find out why in the podcast.

This week I discuss exactly why commercial property is boring, trust me, the next full update you'll get on something I discuss on this podcast will be end of June 2026... why I lost my temper just before recording and what to do when you get that downer of a heritage consultant telling you all the things you can't do!

Long title for this weeks podcast, but with the Freehold and Leasehold Reform Act coming into full swing in 2025 I'm giving you a heads up from the commercial investor standpoint... and to be quite honest I'd be wary!

This week on the podcast I share the results from our Facebook Ads for commercial property lettings, an update on mortgage results and what the Q3 2024 RICS UK Commercial Property Monitor says about the state of the commercial property market.

On the podcast this week my wonderful client Patricia breaks down what she learned from buying three industrial units as her first commercial transaction and how to make sure your offer gets accepted. The headline points of the deal: Purchase price: £168,000 Rental Income: £16,120pa Gross Yield: 9.5%

Book your call with us HERE This week on the podcast I've invited my client Kulvinder to come and share his journey with buying his first commercial property. Headline figures of the deal are: Purchase price £310,000 Rental income £29,000 Gross initial yield 9.35% With the rent increasing by £6k in 18 months At first Kulvinder thought this was going to be a development, but after having the valuation carried out, the strategy changed entirely.

Thank you so much for purchasing Confident Commercial Property Investment. If you haven't yet got your copy you can get it HERE. In this podcast The book publishing process Our client event My trip around the UK - what is going on with the rail service?! Why I'm OK not making money on this property - Basically I've come to terms with it!

I know I've been banging on about the book, Confident Commercial Property Investment. That's because it's got exactly what you need to know about commercial property so that you can make confident investment decisions. The book is coming out on Thursday and YOU NEED to be on the priority list, because you get 50% off your day 1 order BUT also you get access to some very special bonuses!!  Join the PRIORITY LIST HERE.This week I invited my wonderful client Debbie Johnston onto the podcast to discuss the property she purchased this year in Dereham.   Headline figures are: Purchase price £167,000 Rental income £18,414 Gross initial yield 11.03% 3 mini offices and 1 retail unit It was purchased via Debbies' SSAS unencumbered. All was shaping up to be a straightforward deal until the seller accepted a break clause between exchange and completion which meant the main tenant was going to try and leave.

Confident Commercial Property Investment is launching on the 24th October. JOIN THE PRIOTY LIST HERE To celebrate I've recorded an except of the book… from one of the MOST asked questions I ever get: What's the best location to invest in? You want to know? Listen to this podcast.

I'm holding my hands up and saying the sound is all over the place, I'm sorry, I was trying to be quiet to keep Harry asleep... didn't work! Next week I'll be back in a quiet location. Here's what I cover this week… How I pick my stocks and shares (you keep asking, this is not good financial advice, actually any financial advice) Apparently Raccoons can smash through roofs

An update on the building control / commercial tenant saga Woohoo the Body Shop has been saved  PSA - Please get your own representation, don't rely on the opposition party and how this negotiation ended in a tantrum Even I ask for help with investing… I explain with what Nearshoring - your next commercial property investment opportunity?

Here's what I discuss: Why the market seems so infuriatingly slow at the moment The autumn budget is coming plus interest rates might change Should I sell my Residential Property because of my previous point? Do transport costs impact a tenants ability to pay rent What is happening with freedom of speech?

In this weeks podcast I discuss: My Atom commercial mortgage and why this is not plain sailing My commercial tenants basically called building control on themselves and how we're handing it Should landlords reduce rent for struggling commercial tenants? Here's the link to the post I crystal ball the social housing trend... I don't think its going to end well

I'm doing a 4 week series on the podcast I'm doing a series called ‘how to improve the value of your commercial property, without having to develop' This is part 4, the final week, What happens if you don't think you can increase the value of your commercial property?!

I'm doing a 4 week series on the podcast I'm doing a series called ‘how to improve the value of your commercial property, without having to develop' The first podcast in the series came out two weeks ago: Increase the value of your commercial property through regearing the lease. Last week I went through: How charging service charges increases the value of your commercial property Today the topic is, Add value to your commercial property by renting out unused spaces Finally next week I'll be doing, What happens if you don't think you can increase the value of your commercial property?!

I'm doing a 4 week series on the podcast I'm doing a series called ‘how to improve the value of your commercial property, without having to develop' The first podcast in the series came out last week: Increase the value of your commercial property through regearing the lease. Todays podcast is: How charging service charges increases the value of your commercial property Then, Add value to your commercial property by renting out unused spaces Finally, What happens if you don't think you can increase the value of your commercial property?!

For the next 4 weeks on the podcast I'm doing a series called ‘how to improve the value of your commercial property, without having to develop' The first podcast in the series is out today: Increase the value of your commercial property through regearing the lease. Next up, How charging service charges increases the value of your commercial property Then, Add value to your commercial property by renting out unused spaces Finally, What happens if you don't think you can increase the value of your commercial property?!

The riots in the UK this week have been miserable to watch… actually I'll step that up and say they've been embarrassing. What winds me up further is that they started from FALSE INFORMATION. I spent time at the beginning of my podcast this week trying to articulate just how angry and ridiculous this is… I want to talk about it because I can't comprehend it and get stuck down rabbit holes researching it. Take a listen if you want to hear my take, otherwise skip it to minute 12:27 I understand if its all you're seeing at the moment and are over saturated.  12:27 - Hurricane Debby and my Charleston House 16:35 - Let me save you HOURS on your commercial property search

I'm going back to basics today. I know it may seem like I'm teaching you how to suck eggs, but seriously there is a very simple way of getting deals done!

Due to popular demand Mums back on the pod this week! We're discussing a comment from a local councillor in Chippenham about him giving up on trying to make the high street better... Don't worry sir, let us help you! We discuss business rates, the cost of commercial property, landlords leaving buildings vacant on purpose and as always how we would solve the problem. Please do let us know your thoughts on this too by leaving a comment or emailing me natasha@ncrealestate.co.uk I genuinely love to hear from you.

I'm finding current agent marketing uninspiring so I've been mixing it up over here to see if we can get our vacant properties let quicker. Here are the three ways in which I'm doing it!

This week I discuss exactly what I've seen in the commercial property market and how I'm excited that we are starting to see a lot of movement and properties coming to market and how you can use it to your advantage! Join the Members Club HERE Listen to the podcast I did with Manish Kataria HERE Sign up for a FREE BlueBricks magazine HERE The previous podcast I did about Labours first 100 Days HERE

This week I go through the exact steps you should take if a commercial tenant comes to you and asks you to surrender their lease and how to decide what amount to agree with them in return for you agreeing to the surrender.

This week Mark Burrows comes on the podcast to talk about his recent commercial deal and how he got it from £140,000 to £245,000 so quickly! You should definitely go to his MING meeting if you can make it, you can buy tickets HERE

This week I discuss why we should avoid loss aversion, the first 100 days of a new Government and can you really get 20% ROI?!

This is a question I've seen pop up in the Members Club. If you're feeling like this, let me tell you how to get out of the funk in this weeks podcast!

This week on the podcast I go through the 7 Habits of TRULY Successful Property Investors... honestly if you add these into your investment process you will build a successful portfolio!

This week I discuss prime offices selling for 10%, the general election, new windows and stats for commercial property investments and how that impacts your investment journey. Join the newsletter HERE

This week I have seen a trend that is really concerning, the rise of buildings insurance premiums... I discuss its potential impacts on the market in this weeks podcast.

This week I go through what happened over the last two weeks whilst I was on a break with my property portfolio. You can sign up for the newsletter HERE

Lets talk housing disasters and where I've thought for a while the next one is coming from. You can sign up for the news letter HERE Follow me on Instagram @ncrealestateltd The original Economist article is HERE