Podcasts about leasehold

The Government reiterated its commitment to leasehold reform in last month's King's Speech, with pledges to cap ground rents and abolish new leasehold flats – but how will this work in practice? This month's podcast looks at what the Government is proposing – and potential sticking points with plans as they stand. With the first phase of the Renters' Rights Act coming into force last month, we also take a look at the new section 8 grounds landlords will need to use to take possession of their properties. The 37 grounds cover everything from selling the property to arrears and anti-social behaviour and we examine what they cover, how to use them and the evidence you are likely to need to provide. We also hear more about the calls coming in to the NRLA landlord support team over the last month. Meet the guests We speak to Roger Southam, former chair of the Leasehold Advisory Service (LEASE) and NRLA chief policy officer Chris Norris to get their take on the Government's proposed Commonhold and Leasehold Reform Act. Carly Jermyn, property dispute specialst and managing director of Woodstock Solicitors (www.woodstocklegalservices.co.uk) joins us to talk through the revised section 8 grounds, how they are likely to be interpreted and the potential implications for landlords, with NRLA training and development officer Hannah Kenyon discussing members' questions when it comes to assured periodic tenancies. You can listen and watch the podcast via the NRLA website or your preferred streaming service. To watch the video, you will need to tune in on Spotify or watch on YouTube. If you enjoy the show, please spread the word on your social media channels using the hashtag #listenuplandlords. For all podcast enquiries email press@nrla.org.uk  ACCREDITATION: You can now pick up a CPD point to be used towards NRLA accreditation by listening to the podcast. To log your point, visit the accreditation dashboard in the 'Your Account' section of the NRLA website. Select 'Other' then 'NRLA Podcast' from the dropdown menu. Listen Up Landlords is brought to you by the NRLA. Hosted by: Ben Beadle & Richard Blanco Produced by: Sally Walmsley Video Production: Alexandra Southerington

Hosted by Michelle Martin, we unpack sweeping new Executive Condominium cooling measures meant to restore affordability for first-time buyers. Are EC's more attractive to buyers? Would you likely sell your EC for more or less if you must stay in it for at least 10 years before selling? Then we examine the $880 million Loyang Valley en bloc deal - the largest collective sale of 2026 - is the en bloc dream still alive or are these deals likely to be rare? Finally, we wrap with a lesson from Automobile MegaMart, where owners raced against the clock to pay $68 million to extend a lease that was running down. What happens when a leasehold asset approaches zero? And what is the takeaway today - what should you as an investor understand before buying leasehold property?See omnystudio.com/listener for privacy information.

Send us Fan Mail Six stories shaping prime London this week. The Sunday Times Rich List exodus and the quieter arrivals taking their place. Knight Frank's warning that bonds, not base rate, are the swing factor. A £53m purchase in St John's Wood. Leasehold reform still more ambition than impact. Landlords raising rents to absorb November's tax rise. And why AI will split mortgage broking in two, not end it. Calm, independent analysis from 30 years in prime London property. The London Property Podcast Hosted by Farnaz Fazaipour, londonproperty.co.ukIndependent intelligence for serious London property owners and investors.Every episode cuts through the noise with 30 years of prime London market experience  no estate agent spin, no vested interests. Just practical insight on where the market is moving, what the legislation means for your wealth, and where the real opportunities are.Trusted by 1,500 HNWI members across the UK and internationally.Topics include prime and super-prime London, leasehold reform, IHT planning, rental market shifts, regeneration areas, and the tax and legal changes every serious owner needs to understand. #LondonProperty #PropertyInvestment #LondonRealEstate 

There's so much happening in the UK property market right now, making it harder than ever to really understand what's going on behind the headlines. So where does it leave you as a property investor? Rob & Rob break down the most important property stories of the month, revealing what's really going on beneath the surface. From 700 rental properties being listed each day, to the widening north-south divide, this is a month where the data and the mood couldn't be further apart. (00:55) Why the Bank of England held rates, and what a shock vote for an increase tells us about where things are heading (04:25) The house price numbers that surprised even Rob & Rob (10:42) Rent growth is at its slowest since 2022, so why should landlords expect that to change soon? (15:10) Mortgage rates creeping up despite the base rate not moving – but there's a smart play you can make right now (17:19) Leasehold reform, Scotland's tenant-first proposal, and the £400m it'll take to set up a new tax (21:51) Hub Extra Links mentioned: ⁠Bank of England held rates at 3.75%⁠ ⁠Listen to Rob & Rob's episode on the silent crash⁠ ⁠Watch Company Retreat on Amazon Prime Video⁠ House prices: ⁠Nationwide's House Price Index⁠ ⁠Zoopla's North-South divide widens⁠ ⁠Monthly RICS survey results⁠ Rents: ⁠ONS Price Index of private rents⁠ ⁠Savills: 254,000 former rentals listed for sale in 12 months⁠ ⁠Renting is now cheaper than buying for the first time since June 2025⁠ Mortgages: ⁠Average landlord mortgage rate increases in 3 months⁠ Policy and regulation: ⁠Housing Minister backs off banning new leasehold flats⁠ ⁠SNP pledges renters first refusal to buy when landlords sell⁠ ⁠Mansion tax to cost Treasury £380m to set up⁠ Enjoy the show? Leave us a review on ⁠Apple Podcasts⁠ - it really helps others find us! Sign up for our free weekly newsletter, ⁠Property Pulse⁠ Find out more about ⁠Property Hub Invest

Send us Fan Mail Six stories shaping prime London this week. The Times pushes back on rent controls and Pennycook rejects them. BTL lending rose 21% year-on-year in Q4 2025 — the landlord fightback is quieter than the exodus, but under way. Leasehold reform sets up a two-tier London market, the Finance Act 2026 pulls offshore structures into the IHT net, and City Hall opens its service charge probe. The London Property Podcast Hosted by Farnaz Fazaipour, londonproperty.co.ukIndependent intelligence for serious London property owners and investors.Every episode cuts through the noise with 30 years of prime London market experience  no estate agent spin, no vested interests. Just practical insight on where the market is moving, what the legislation means for your wealth, and where the real opportunities are.Trusted by 1,500 HNWI members across the UK and internationally.Topics include prime and super-prime London, leasehold reform, IHT planning, rental market shifts, regeneration areas, and the tax and legal changes every serious owner needs to understand. #LondonProperty #PropertyInvestment #LondonRealEstate 

Oury Clark partners lay out how new UK property rules reshape renting, leaseholds and development in 2026 and beyond.### About this episodeThree major UK property reforms land at once — renters' rights, leasehold reform and commonhold — and Jemma and Michael from Oury Clark explain why these shifts change timelines, cashflow and asset planning for founders far more than headlines suggest. The tension: clearer protections for tenants and leaseholders versus increased friction and uncertainty for landlords and developers.They walk through how notice periods, court delays, marriage value abolition, 990‑year extensions, business rates and proposed rent review bans really operate in practice. Founders get a practical read on what to plan, what to expect and what to avoid.### About the guestJemma Hotter and Michael La Fuente are partners at Oury Clark, advising UK and international businesses on property, commercial and regulatory matters. They specialise in translating complex UK real estate rules into practical decisions for founders, investors and operators.### Key moments- [00:00] — Why three reforms hit the UK property system at once.- [02:53] — How renters' reform redistributes power between landlords and tenants.- [07:00] — Why four‑month notices and court delays reshape landlord cashflow.- [09:57] — New restrictions on discrimination, deposits and bidding wars.- [14:50] — Why yearly rent reviews may trigger annual increases, not stability.- [18:04] — Leasehold explained: value, mortgages and the 80‑year cliff.- [27:00] — How 990‑year extensions and scrapping marriage value change pricing.- [36:05] — Ground rent caps and who loses out when premiums disappear.- [43:01] — Commonhold: how it works, why it never took off and what changes next.- [52:00] — Business rates overhaul and what multipliers actually mean.- [59:02] — Commercial rent reviews and the push to end upwards‑only clauses.- [01:05:43] — Winners, losers and the unintended effects across the market.### Mentioned in this episode- **Doomsday Book** — Historical reference when discussing 999‑year terms.- **Metro / Evening Standard** — Examples of media reporting on rental pressures.- **Valuation Office Agency** — Body calculating rateable values.### Find the guestLinkedIn: https://www.linkedin.com/company/oury-clark### Follow Business Without BSWebsite: https://withoutbs.comYouTube: https://youtube.com/@bwblondonInstagram: https://instagram.com/bwblondonX / Twitter: https://x.com/bwb_londonLinkedIn: https://www.linkedin.com/company/business-without-bsApple Podcasts: https://podcasts.apple.com/gb/podcast/business-without-bs/id1528844106Spotify: https://open.spotify.com/show/6J1YMncmYCLODOKi8A0CFU

Buying a flat in Britain has increasingly become a fool's errand, driven in part by the leasehold system trapping homeowners into flats. When Labour wrote their manifesto they promised reform to the leasehold system, but it remains a sticking point in Westminster due to heavy lobbying. Michael Simmons is joined by Harry Scoffin, founder from Free Leaseholders who makes the case for the common hold system. Hosted on Acast. See acast.com/privacy for more information.

Buying a home involves far more than just agreeing a price. Behind the scenes, your solicitor carries out a series of legal checks and property searches designed to protect both you and your purchase. In this episode of our conveyancing series with Napthens Solicitors, we break down what these checks actually involve and why they're a crucial part of the home-buying process. Whether you're a first-time buyer or planning your next move, understanding these steps can give you confidence before committing to a property. Keep an eye out for more episodes in this conveyancing series every Wednesday. Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

Send us Fan MailIn this week's London Property Bulletin, Farnaz Fazaipour breaks down how Middle East tensions are pushing wealthy buyers back into prime London, the latest on UK leasehold and ground rent reforms, and why the UK housing ladder is stalling. We also cover the controversial John Lewis development in West Ealing, tighter ESG rules for commercial property, a high-profile London inheritance dispute, and what all this means for buyers, sellers and investors navigating the 2026 market.Description (extended – for show notes/website):In this episode of the London Property Bulletin, Farnaz Fazaipour unpacks the key forces reshaping the London and UK property market in 2026:Middle East tensions & prime London: How geopolitical risk is driving renewed demand from Middle Eastern buyers and UK expats, and what that means for prime central London prices.West Ealing development: The approved John Lewis/Waitrose scheme in West Ealing, why it's adding more homes without extra height, and the ongoing battle between housing numbers and affordability.Leasehold & ground rent reforms: Proposed caps on ground rents, the shift towards commonhold, and how this could transform long-term apartment ownership and investor returns.ESG & regulation: Stricter energy efficiency rules, a new public register of land control rights, and why ESG is now a core driver of value, lending and demand.Inheritance dispute: A £5m High Court case over London property and last-minute estate planning – and what it reveals about risk for families and investors.Broken housing ladder: The widening gap between flats and houses, rising mortgage rates and why so many buyers are stuck – or skipping straight past flats.If you're an owner, buyer, investor or advisor in the London market, this episode will help you understand the risks, opportunities and next moves in a rapidly changing landscape.#PropertyPodcast #RealEstatePodcast #PropertyMarket #HousingMarketPROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving

Send us Fan MailIn this week's London Property Bulletin, we unpack the collapse of Market Financial Solutions and what it reveals about risks in private credit and bridge lending, the surge in UK family trusts as a mainstream tool for inheritance tax and wealth protection, and how tensions in Iran are driving Gulf capital toward prime London homes. We also break down upcoming estate management reforms under the Leasehold and Freehold Reform Act 2024 and what they could mean for charges, transparency, and “fleecehold” complaints across private estates.#LondonProperty #PropertyMarket #UKHousing #RealEstate #PropertyPodcast #PrivateCredit #BridgeLending #FamilyTrusts #InheritanceTax #PrimeLondon #LuxuryProperty #GulfInvestors #LeaseholdReform #EstateManagement #FleeceholdPROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving

Send a textIn this episode, we cover:353 new homes above Bromley WaitroseBromley Council's approval for 353 flats and a 24-storey tower on Mason's HillJohn Lewis pulling out of build-to-rent but planning permission likely to be sold onLocal debate over height, design, and affordability in Bromley Town CentreCollapse of London property lender Market Financial SolutionsAllegations of loans backed by the same collateral multiple timesPotential losses of up to £930m for major lenders including Barclays, Jefferies and Atlas SP PartnersLinks to UK properties under investigation by the National Crime AgencyWhat this means for risk standards in bridging finance and private creditUK draft Commonhold and Leasehold Reform BillPlans to make commonhold the default for most new flatsEnding most new leasehold flats and capping ground rents before phasing them to zeroGreater control for flat owners over building management and maintenanceKey protections: ending forfeiture for small debts and clearer rights for homeownersIf you're a buyer, investor, landlord or homeowner trying to understand how these changes could affect your decisions, this bulletin is for you.

#268Are you looking for a way to buy UK property and add value but without the headache of refurbishment and with minimal expense? Today's episode tackles Title Splits.You buy a freehold block of flats under one title.You then split the titles up so that the aggregate value of each individual flat creates an uplift in the overall total value. Max Scott has been doing this for many years.Our WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupIn this episode, we discuss:What is Title Splitting in UK Property InvestingHow Title Splitting Adds Value to UK Real EstateFreehold vs Leasehold Explained for UK PropertyFinding Blocks of Flats on Rightmove and OnTheMarketStep-by-Step Guide to Title Splitting PropertyChecking Utilities and Metering for UK FlatsMinimum Flat Size for UK Mortgage LendingUsing Lease Plans for UK Title SplitsStructuring Limited Companies for UK Property SplitsStamp Duty Rules for Related Entity TransfersLending Challenges with UK Title SplitsConcentration Risk for Multiple UK FlatsValue Uplift from Title Splitting in the UKWhen Title Splitting Works Best in Affluent AreasTitle Splitting in High vs Low Yield UK AreasCommercial Valuation for Freehold Blocks in UKImpact of Multi-Dwellings Relief Removal in UKImportance of Mortgage Broker with UK Title SplitAvoiding Double Stamp Duty in UK Property DealsTips for Sourcing Title Split Opportunities in UK PropertyKeywordsUK property podcast, Expat property investment, Title splitting UK property, Buying blocks of flats UK, Leasehold and freehold explained, UK property strategies for expats, Remote property investing UK, Auction property UK, Mortgage advice UK property, Limited company property investing, Group structure property investment, Property lending and financing UK, Stamp duty UK property, Commercial valuation UK, Investment blocks of flats, Adding value without refurbishment, Finding blocks of flats UK, Metered flats UK, Property portfolio management UK, Minimum flat size for lenders UK, Property due diligence checklist, Multi-dwellings relief UK, Concentration risk property lending, Buy-to-let investment UK, Selling leasehold flats UK, Property Engine UK, OnTheMarket blocks of flats, WhatsApp groups for expat investors, Podcast for UK property investors, Maximizing value UK property

Labour has unveiled a bold new Leasehold Reform Bill that proposes capping groundrents at just £250 per year from 2028 and banning new leaseholdsaltogether. The move is designed to tackle one of the most controversial partsof the UK housing market — the expensive and often unfair system of leaseholdproperty ownership that has left thousands of leaseholders burdened withhigh ground rents and excessive service charges.Watch video version: https://youtu.be/_i46hP5oGTwUndercurrent arrangements, many leaseholders struggle with spiralling ground rentsthat escalate over time, plus unpredictable service charges. Critics argue thismirrors a feudal system and traps homeowners in long leases that erodethe value of their homes. Labour claims the new bill will make it simpler forleaseholders to transition to commonhold, a form of ownership akin tofreehold where residents collectively own and manage their building.Labour'sproposals are intended to bring greater fairness and transparency. Byrestricting future ground rents to a nominal £250 and preventing new leaseholdtitles, the bill aims to end the creation of leaseholds and protect futureproperty buyers. More controversially, the legislation encourages — but doesnot fully mandate — existing leaseholders to convert to commonhold. This raisespractical questions about how leaseholders with different lease lengths can allswitch. Critics warn that without compulsory mechanisms and clear valuationrules, many families may still find it difficult or prohibitively expensive tomake the change.Anotherkey debate centres on how the reforms will affect freeholders' asset value.Freeholders range from private owners to institutions and estates withsignificant property portfolios. For example, the Duke of Westminster'sestate, which holds high-value freeholds in Mayfair and Belgravia,could see the future value of those assets reduced if new leaseholds can nolonger be created and if conversions proceed without compensation mechanisms.WillLabour's Leasehold Reform Bill slash asset values for major freeholders,or will it, like the 2025 Conservative Leasehold Reform Act, simply“paper over the cracks” of a broken system? The effectiveness of the bill willdepend on detailed implementation, protections for existing leaseholders, andthe legal frameworks that govern commonhold conversions. For many leaseholders,hope remains that meaningful reform could finally deliver a fairer propertymarket.Why Invest in Gold and Silver? See full video - https://youtu.be/or-8kiTZZxM See my interview with Josh Saul, gold expert, discussing the merits ofincluding precious metals in your portfolio. Click here https://pure-gold.co/charles-kellyfor a free gold, investment report, and discovery call.For a free gold, investment report, and Discovery Call,click here.  https://pure-gold.co/charles-kelly Where to find me:Money Tips website:https://moneytipsdaily.com/YouTube Channel:https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6EgMoney TipsFacebook Community: https://www.facebook.com/groups/No1businessopportunitiesLinkedIn:www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2 #GoldVsSilver #BuyGold #BuySilver #PreciousMetals #InflationHedge#SafeHavenAssets #GoldPrice #SilverPrice #WealthProtection#FinancialUncertainty #MoneyTips #CharlesKellyMoneyTips#leaseholdreform#property #commonholdflats #groundrentcap #money #propertyinvestment

Labour has unveiled a bold new Leasehold Reform Bill that proposes capping groundrents at just £250 per year from 2028 and banning new leaseholdsaltogether. The move is designed to tackle one of the most controversial partsof the UK housing market — the expensive and often unfair system of leaseholdproperty ownership that has left thousands of leaseholders burdened withhigh ground rents and excessive service charges.Watch video version: https://youtu.be/_i46hP5oGTwUndercurrent arrangements, many leaseholders struggle with spiralling ground rentsthat escalate over time, plus unpredictable service charges. Critics argue thismirrors a feudal system and traps homeowners in long leases that erodethe value of their homes. Labour claims the new bill will make it simpler forleaseholders to transition to commonhold, a form of ownership akin tofreehold where residents collectively own and manage their building.Labour'sproposals are intended to bring greater fairness and transparency. Byrestricting future ground rents to a nominal £250 and preventing new leaseholdtitles, the bill aims to end the creation of leaseholds and protect futureproperty buyers. More controversially, the legislation encourages — but doesnot fully mandate — existing leaseholders to convert to commonhold. This raisespractical questions about how leaseholders with different lease lengths can allswitch. Critics warn that without compulsory mechanisms and clear valuationrules, many families may still find it difficult or prohibitively expensive tomake the change.Anotherkey debate centres on how the reforms will affect freeholders' asset value.Freeholders range from private owners to institutions and estates withsignificant property portfolios. For example, the Duke of Westminster'sestate, which holds high-value freeholds in Mayfair and Belgravia,could see the future value of those assets reduced if new leaseholds can nolonger be created and if conversions proceed without compensation mechanisms.WillLabour's Leasehold Reform Bill slash asset values for major freeholders,or will it, like the 2025 Conservative Leasehold Reform Act, simply“paper over the cracks” of a broken system? The effectiveness of the bill willdepend on detailed implementation, protections for existing leaseholders, andthe legal frameworks that govern commonhold conversions. For many leaseholders,hope remains that meaningful reform could finally deliver a fairer propertymarket.Why Invest in Gold and Silver? See full video - https://youtu.be/or-8kiTZZxM See my interview with Josh Saul, gold expert, discussing the merits ofincluding precious metals in your portfolio. Click here https://pure-gold.co/charles-kellyfor a free gold, investment report, and discovery call.For a free gold, investment report, and Discovery Call,click here.  https://pure-gold.co/charles-kelly Where to find me:Money Tips website:https://moneytipsdaily.com/YouTube Channel:https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6EgMoney TipsFacebook Community: https://www.facebook.com/groups/No1businessopportunitiesLinkedIn:www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2 #GoldVsSilver #BuyGold #BuySilver #PreciousMetals #InflationHedge#SafeHavenAssets #GoldPrice #SilverPrice #WealthProtection#FinancialUncertainty #MoneyTips #CharlesKellyMoneyTips#leaseholdreform#property #commonholdflats #groundrentcap #money #propertyinvestment

Millions of leaseholders in England and Wales will get their ground rents capped at £250 per year as part of Labour's long-promised overhaul of a hated system.Reforms also include proposals to ban the sale of new leasehold flats, in a bid to give people greater control over their homes.Anoosh Chakelian is joined by Will Dunn.SAVE £££ THIS CHRISTMAS:⭐️ Gift big ideas, bold politics, and proper journalism from just £2LISTEN AD-FREE:

Send us a textStay ahead with this week's London Property Bulletin! We break down the latest market trends shaping 2026 — from rising supply and shifting buyer power to the uncertainty around leasehold reform and a growing preference for houses over flats. Discover what's driving these changes, how they impact buyers and sellers, and why confidence in the market is being tested. Whether you're a homeowner, investor, or industry watcher, this episode gives you the insights you need to navigate London's evolving property landscape. Don't forget to subscribe for more expert analysis every week! #LondonProperty #PropertyMarket #RealEstate #HousePrices #Leasehold #UKHousing #LondonRealEstate #MarketTrends #HomeBuyers #PropertyNewsPROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving

Send us a textWelcome to the latest London Property Bulletin! Today, we're exploring why stamp duty is keeping many owners locked in their homes especially in London and why fewer people are moving than ever before. We'll break down the government's new leasehold reforms and what they mean for both leaseholders and landlords, and discuss the challenges and opportunities ahead. Looking ahead to 2026, experts predict a steadier UK property market with modest price growth, falling mortgage rates, and more buyer activity, especially outside the capital. There's renewed confidence among developers, with planning applications at their highest level in years, and more homeowners are investing in renovations. But challenges remain, from high transaction costs to the complexities of delivering new homes. Energy efficiency and flexible spaces are high on buyers' wish lists. Stay tuned and don't forget to subscribe to our newsletter for the latest updates shaping the super prime property market.#UKProperty #StampDuty #LeaseholdReform #HousingMarket #LondonProperty #HomeImprovement #PlanningApplications #EnergyEfficiency #PropertyTrends #2026Outlook #RealEstate #HomeBuyers #MarketUpdatePROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving

Send us a textMansion Tax & Market TrendsExplore the introduction of the UK's new mansion tax and its wide-reaching effects on London homeowners. We discuss who's affected, how the market is shifting, and why this tax is sparking debate over property values, downsizing, and potential future changes.Middle Eastern Investment in London Real EstateDiscover how investors from the UAE and broader Middle East are reshaping London's property scene. Learn about major acquisitions, the appeal of London to global buyers, and what this wave of international investment means for the future of the city's real estate market.Greenwich: London's Best Place to Live in 2026Find out why Greenwich has been crowned one of London's top places to live. We highlight its riverside charm, vibrant community, excellent schools, and outstanding transport links—plus, hear from locals on what makes this neighbourhood uniquely special.Leasehold Reform: Big Freeholders & Legal BattlesWe break down the latest in the UK's leasehold reforms, covering high-profile legal challenges, new laws extending leases, and the broader impact on both freeholders and leaseholders. Get insights into what's changing and why it matters for millions across the property market.PROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving

In this episode Georgina Muskett, Senior Associate at Charles Russell Speechlys is joined by her colleagues Chandni Pandya and Harriet Durn, both associates in the Real Estate Disputes team, and James Fieldsend, a specialist property barrister at Tanfield Chambers. This episode looks to the future of leasehold reform and considers the Leasehold and Freehold Reform Act 2024 and considers the impact of the Building Safety Act 2022 on all things service charge related.  This podcast also looks at the following Court of Appeal decisions: Adriatic Land 5 Limited v Long Leaseholders of Hippersley Point [2025] EWCA Civ 856 and Triathlon Homes LLP v Stratford Village Development Partnership [2025] EWCA Civ 846

#235Our WhatsApp  groupHow would you like to make up to £100,000 for a 6–9-month project. Sounds good right? Kazeem Alli-Balogun is better known as Property By Kazy.Kazy has more nearly a decade of experience transforming properties in affluent London neighborhoods like Clapham, Maida Vale, and Fulham.Many of them were bought as one beds and reconfigured into two beds without adding to the floor space.This episode comprehensively breaks down how you can do it too.We discuss:·       Reconfiguring a Flat as a Value-Add Strategy: A highly profitable, evergreen property strategy, especially in high-demand London areas.·       Focus on Victorian & Edwardian Properties: These older properties, especially maisonettes with voids under the floors, are usually the best candidates for reconfiguration because they offer more layout flexibility and easier access for drainage and rewiring.·       Ideal Property Size & Condition: Target flats that are tired, in need of modernization, and typically above 600 sq. ft. Buying properties in poor condition allows for more uplift by transforming both condition and layout.·       Typical Floorplan Transformation: A common example: moving the bathroom to create two bedrooms, then making an open-plan kitchen/living space at the rear, optimizing both the layout and the light in the flat.·       Key Parameters for Reconfiguring: 3 top things to look for; property size, natural light for all habitable rooms, and viable drainage routes to support new bathrooms/kitchens.·       Cost Breakdown & Budgeting: New boilers, electrics, kitchens, windows, and highlights the importance of budgeting for both refurbishment and worst-case scenarios (like unsold property requiring rental).·       Navigating Permissions: Most of these projects involve leasehold flats, requiring a "license to alter" from freeholders. Building Regulation (Building Regs) consent is also necessary, with private building control often recommended.·       Sales & Market Strategies: When marketing the finished property, Kazi suggests pricing strategies, staging tips, and focusing on your buyer demographic. Flexibility is key—be ready to rent if sales don't materialize, but finish to a standard fit for sale.·       Case Study Example: Brixton deal: bought at £280k (with short lease), £50–60k refurb, lease extension, and freehold purchase, all-in for about £445k. Sold at £545k—demonstrating how a reconfiguration can generate close to £100,000 profit in less than a year.KeywordsUK property investment, London real estate, Buy-to-flip UK, UK property refurbishment, Reconfiguring flats UK, Adding value to UK property, Leasehold property London, Expat property investor, Victorian maisonette conversion, BRRR strategy UK, UK property sourcing, Property investment case study London, UK rental yields, London property market 2024Property Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 mthsGoalsetting Leave a review 37 Q DD Checklist / Auction Guide

Understanding leasehold estates is crucial for anyone involved in real estate, whether you're a tenant, landlord, or investor. These estates define the relationship between the property owner and the tenant, outlining the rights and responsibilities of each party. Let's delve into the fundamental concepts that govern leasehold estates.Types of Leasehold Estates: Leasehold estates come in various forms, each with unique characteristics. The most common types include estate for years, periodic tenancy, tenancy at will, and tenancy at sufferance. Each type dictates the duration and terms of the lease, impacting both the tenant's and landlord's rights.Rights and Responsibilities: In a leasehold estate, the tenant has the right to possess and use the property for a specified period, while the landlord retains ownership. Both parties have specific responsibilities, such as maintaining the property and adhering to the lease terms. Understanding these rights and duties is essential for a harmonious landlord-tenant relationship.Leasehold estates are a cornerstone of property law, providing a framework for rental agreements. By grasping these fundamental concepts, you can navigate the complexities of real estate with confidence. Whether you're renting a home or managing properties, knowledge of leasehold estates is invaluable.TakeawaysLandlord-tenant law is a critical area for law students.Leasehold estates grant tenants possessory interests in land.Exclusive possession differentiates leases from licenses.The implied warranty of habitability protects tenants.Tenants have a duty to pay rent and avoid waste.Landlords must deliver possession and ensure quiet enjoyment.Tenants can terminate leases for landlord breaches.Eviction processes are highly regulated and require court involvement.Security deposits are subject to strict statutory regulations.Modern reforms are shifting landlord-tenant law towards consumer protection.Subscribe Now: Stay informed about real estate trends and insights by subscribing. Don't miss out on updates!landlord-tenant law, leasehold estates, tenant rights, landlord duties, eviction, habitability, security deposits, statutory reforms, commercial leases, residential leases

We begin with Mark Robinson talking PensionBee's (PBEE) results. The company's marketing push in the US was a key theme in its latest update, a region where it sees a big opportunity. Mark and Dan discuss how both its US and UK arms are faring, as well as its valuation case.Next up, Holly McKechnie discusses our latest Big Read on beating the trap of leasehold properties. Holly and Dan unpack everything from how to spot issues when renting or buying a leasehold to the impact Labour's reforms will have.Last up, Valeria Martinez covers whey-based protein products producer Applied Nutrition (APN). Its second-half results showed good performance thanks to well-received product launches. Valeria explains why momentum is on the company's side.Timestamps 1:25 PensionBee18:00 Leaseholds34:48 Applied Nutrition Hosted on Acast. See acast.com/privacy for more information.

Another Tuesday, another Ask Rob & Rob, and we've got two cracking questions lined up this week!   (0:55) After hearing Rob and Rob discuss being more open to rent insurance, Francesco wants to know: even if you're in a strong financial position and can handle occasional losses, do the guys still think it's worth doing, or is it just being overly cautious?  (4:34) James is in the process of buying his third rental property — a leasehold maisonette that initially appeared to be a great investment, but he's since discovered a clause regarding large ground rent increases. After negotiating a deed of variation with the seller, he wonders if there are still risks he might be missing and asks Rob and Rob whether it's worth proceeding or better to walk away.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

Simon examines the innovative strategy of freehold to leasehold title splitting, a method that allows investors to create equity from existing properties. Building on the previous discussion of creative finance, the episode outlines how to identify opportunities in the property market where freehold buildings have already been converted into self-contained units.  KEY TAKEAWAYS Understanding Freehold to Leasehold Title Splitting: This strategy involves purchasing a freehold property that has already been divided into individual self-contained units Investors can find suitable properties by searching platforms like Zoopla or Rightmove for larger properties (8 or more bedrooms) that have been split into individual units When evaluating potential investments, it's crucial to ensure that each unit is at least 30 square meters, has separate utility supplies (electric, gas, and water), and that the purchase price is less than 75% of the cumulative value of the individual units. Potential for Increased Value: By creating leases for the individual units, investors can significantly increase the property's value. For example, purchasing a property for £200,000 that can be valued at £300,000 after lease creation can result in £100,000 of equity. BEST MOMENTS "The freehold to leasehold strategy really is property magic, because you literally create equity from thin air." "It's very important that you find apartments or flats where they are fully self-contained and they do not have shared kitchens or shared bathrooms." "Most landlords who own these buildings never bothered to create the leases because they didn't need to." "This is an advanced strategy... I'm giving away this strategy on this live online training because I want to help you make more money." VALUABLE RESOURCES Join Simon Zutshi on a live 90 minute Master Class all about Freehold to Leasehold title splits. https://property.isrefer.com/go/F2LW/Podcast/. To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 www.pinmeeting.co.uk   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Simon examines the concept of creative finance investing, emphasising strategies that allow investors to minimise their cash input while maximising returns. He covers historical methods of no money down investing, the importance of finding motivated sellers, and various creative strategies such as joint ventures, private loans, and the BRRR (Buy, Refurbish, Refinance, Rent) strategy. Simon also introduces the innovative freehold to leasehold title split strategy, explaining how investors can create significant equity through legal processes.  KEY TAKEAWAYS Creative finance involves using minimal or no personal money in property deals, allowing investors to maximise the number of deals they can undertake and achieve high or infinite returns on investment. Investors can collaborate with others through joint ventures or private loans, where someone else provides the necessary funds for a deal, enabling the investor to acquire properties without using their own money. The BRRR (Buy, Refurbish, Rent, Refinance) strategy allows investors to buy properties below market value, add value through renovations, and then refinance to recover their initial investment, often resulting in a positive cash flow and equity. Successful property investing relies on identifying motivated sellers who are flexible on price and terms. Understanding their problems and offering win-win solutions can lead to favourable deals. BEST MOMENTS "Creative finance is where we use as little of your money as possible. And why is that a good thing to do? Well, it means that you can do as many deals as you want." "If you believe you can or can't, you're absolutely right. And one of the ways to build your belief is by learning what other people are doing." "You can take control of the property... and in the meantime, you rent the property from the owner. This is great for a seller who really doesn't want the property anymore." "When you buy a freehold property, if you create the leases on the individual properties within that block, the cumulative value is often more than you can actually buy the block for." VALUABLE RESOURCES To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Additional resources for you: Join Simon Zutshi on a live 90 minute Master Class all about Freehold to Leasehold title splits. https://property.isrefer.com/go/F2LW/Podcast/. Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 www.pinmeeting.co.uk   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

This conversation delves into the complexities of shared property rights, focusing on concurrent ownership, leasehold estates, and non-possessory interests. The discussion highlights the importance of understanding different types of co-ownership, such as tenancy in common and joint tenancy, and their implications for property rights. It also covers leasehold estates, emphasizing the distinction between various types of leases and the duties of landlords and tenants. Finally, the conversation explores non-possessory interests, including easements and covenants, and their role in property law.TakeawaysUnderstanding concurrent ownership is crucial for property law exams.Different types of co-ownership dictate rights and responsibilities.Tenancy in common allows independent action without permission from others.Joint tenancy includes the right of survivorship, which has significant implications.Severance can occur through sale or partition, affecting ownership rights.Tenancy by the entirety offers protection for married couples.Leasehold estates separate ownership from possession for a limited time.The covenant of quiet enjoyment protects tenants from substantial interference.Landlords have a duty to maintain habitable conditions for tenants.Easements provide nonpossessory rights to use another's land.In a tenancy in common, there is no right of survivorship; a deceased co-tenant's interest passes to their heirs or devisees. In a joint tenancy, the right of survivorship means the surviving joint tenant(s) automatically inherit the deceased co-tenant's share.The four unities are unity of time (interests acquired simultaneously), unity of title (interests acquired through the same instrument), unity of interest (identical interests), and unity of possession (equal right to possess the whole property).Severance can occur through sale, partition, or sometimes mortgage. Severance breaks the unities for the transferred share and converts the co-ownership of that share into a tenancy in common.Tenancy by the entirety provides strong protection against unilateral alienation and individual creditor claims, as neither spouse can sell, encumber, or transfer the property alone, nor can individual creditors reach the property unless both spouses are liable.Partition in kind physically divides the property into separate parcels for each co-tenant. Partition by sale orders the property to be sold and the proceeds divided among the co-tenants.An estate for years is a leasehold estate that endures for a fixed, predetermined period. It terminates automatically upon the expiration of the term without the need for notice.Constructive eviction occurs when a landlord's wrongful acts or omissions substantially interfere with a tenant's use and enjoyment, making the premises uninhabitable or unsuitable for their intended purpose. The tenant may terminate the lease and seek damages if they provide notice and vacate within a reasonable time.The implied warranty of habitability requires landlords, primarily in residential leases, to provide and maintain premises fit for human habitation, meeting basic standards of safety, sanitation, and structural integrity.An affirmative easement grants the right to use or enter another's land for a specific purpose. A negative easement restricts the servient owner from certain uses of their land, such as blocking light, air, or support.Equitable servitudes are enforced in equity by injunction and require intent, touch and concern, and notice, but not privity of estate. Real covenants are enforceable at law through damages and require intent, privity of estate, touch and concern, and notice.shared property rights, concurrent ownership, leasehold estates, non-possessory interests, tenancy in common, joint tenancy, easements, covenants, property law

This lecture covers the essential aspects of real property law, focusing on concurrent ownership, leasehold estates, and non-possessory interests. It begins with an exploration of concurrent ownership types, including tenancy in common, joint tenancy, and tenancy by the entirety, along with remedies like partition. The discussion then shifts to leasehold estates, detailing various forms and their implications for landlords and tenants. Finally, the lecture delves into non-possessory interests, including easements, covenants, and licenses, providing a comprehensive overview of property rights and responsibilities.This lecture provides an overview of various aspects of real property law, building on previous discussions of possessory estates. It first examines concurrent ownership, where multiple parties hold simultaneous interests in property, covering tenancy in common, joint tenancy, and tenancy by the entirety, and discussing remedies like partition. The text then explores leasehold estates, including estates for years, periodic tenancies, and tenancies at will, outlining the rights and duties of landlords and tenants, such as the covenant of quiet enjoyment and the implied warranty of habitability. Finally, the lecture addresses nonpossessory interests, such as easements created through different methods, real covenants, equitable servitudes, and licenses, explaining their creation and enforceability.TakeawaysConcurrent ownership allows multiple parties to hold interests in the same property.Tenancy in Common is the default form of concurrent ownership.Joint Tenancy includes the right of survivorship, which can be severed.Tenancy by the Entirety is exclusive to married couples and offers protection against individual creditors.Partition is a remedy for co-owners to terminate co-ownership.Leasehold estates grant exclusive possessory rights for defined periods.An estate for years ends automatically upon expiration without notice.Periodic tenancies require proper notice for termination.Tenancies at will can be terminated by either party at any time.Easements are non-possessory rights to use another's land for specific purposes.Real Property Law, Concurrent Ownership, Leaseholds, Non-Possessory Interests, Tenancy in Common, Joint Tenancy, Tenancy by the Entirety, Leasehold Estates, Easements, Covenants

In this episode of the Merryn Talks Money UK housing mini-series, hosts Merryn Somerset Webb and Money Distilled author John Stepek delve into the complexities of freehold and leasehold properties with guest Anthony Emmerson, who has worked in the mortgage industry for 20 years and is currently director at Trinity Financial. See omnystudio.com/listener for privacy information.

There will be no compensation for more than 46,000 people who lost thousands of pounds each when the funeral plan firm Safe Hands went bust 3 years ago. The regulator - the Financial Conduct Authority - was told this week it should consider compensating them after a report by Rachel Kent, the Complaints Commissioner, set out the FCA's failings over Safe Hands. In response, the FCA has said it does not accept it was at fault, that it did not regulate the funeral planning firm at the time, and no compensation would be paid. This month the Government has announced plans to scrap new leasehold flats, replacing it with a system called commonhold already used in Scotland where homeowners collectively own the building and the land. But how will the planned improvements to the rights of existing leaseholders work? There's changes to how 'side-hustlers' report their earnings to HMRC, but it's not a tax cut, how will that work?And there's extra money to help pensioners in Northern Ireland with their heating bills.Presenter: Paul Lewis Reporters: Dan Whitworth and Eimear Devlin Researcher: Jo Krasner Editor: Sarah Rogers.(This programme was first broadcast at 12pm Saturday the 15th of March 2025)

We talk to a first-time investor in Japan who wants to know how best to invest on a modest budget - property and tenant profiles, locations, renovations, rebuilds, ownership and much, much more.

What if you could own a stunning oceanfront property without actually owning the land beneath it? Our latest episode peels back the layers of leasehold property ownership, transforming this often intimidating real estate concept into an intriguing opportunity. From the breathtaking shores of Manly to the historic estates owned by institutions like the Catholic Church, we spotlight the hidden potential of leasehold properties. You'll learn why this unique form of property ownership is not only prevalent in the UK and Canberra but also offers unexpected financial benefits, such as potential land tax exemptions.Our discussion tackles the common myths surrounding leasehold properties, such as the fear of lease expiration and misconceptions about their value appreciation. We share real-world examples, including a recently sold leasehold property on Churchland in Manly fetching a mind-boggling $35 million, proving that leasehold can indeed be a lucrative investment. Whether you're a seasoned investor or a curious newcomer, this episode promises to change the way you view property ownership, revealing why leasehold might just be the perfect fit for your next real estate venture.

Let's dive into this week's Ask Rob & Rob as they tackle two new listener questions…  (0:47) On the verge of buying his fourth property, Mike's considering his long-term plan and wants to know more about the Monopoly Strategy. He's curious about how it works and when is the right time to execute it – so he turns to Rob & Rob for their thoughts and advice.  (4:50) Riz is in the process of buying an apartment in Manchester and, after reading about the Leasehold Reform, he wants to know how these changes could affect him moving forward.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

Morse code transcription: vvv vvv I was shocked by Captain Tom charity, says ex boss Briton Simone White dies after suspected mass poisoning in Laos BBC Children in Need chair resigns over grants to scandal hit charity ICC issues arrest warrants for Netanyahu, Gallant and Hamas commander Harshita Brella murder CCTV shows her walking with husband John Prescott Tony Blair leads tributes to Labour giant Girl left near death after being drugged by mother Russia Ukraine war Putin warns West as new missile fired Leasehold reforms set out amid concerns over delays Gavin and Stacey Christmas special photo gets gang back together

Morse code transcription: vvv vvv Harshita Brella murder CCTV shows her walking with husband BBC Children in Need chair resigns over grants to scandal hit charity I was shocked by Captain Tom charity, says ex boss ICC issues arrest warrants for Netanyahu, Gallant and Hamas commander Leasehold reforms set out amid concerns over delays Briton Simone White dies after suspected mass poisoning in Laos Russia Ukraine war Putin warns West as new missile fired Girl left near death after being drugged by mother Gavin and Stacey Christmas special photo gets gang back together John Prescott Tony Blair leads tributes to Labour giant

Morse code transcription: vvv vvv BBC Children in Need chair resigns over grants to scandal hit charity Leasehold reforms set out amid concerns over delays Russia Ukraine war Putin warns West as new missile fired John Prescott Tony Blair leads tributes to Labour giant Briton Simone White dies after suspected mass poisoning in Laos Girl left near death after being drugged by mother Harshita Brella murder CCTV shows her walking with husband I was shocked by Captain Tom charity, says ex boss ICC issues arrest warrants for Netanyahu, Gallant and Hamas commander Gavin and Stacey Christmas special photo gets gang back together

Morse code transcription: vvv vvv Gavin and Stacey Christmas special photo gets gang back together Harshita Brella murder CCTV shows her walking with husband John Prescott Tony Blair leads tributes to Labour giant Russia Ukraine war Putin warns West as new missile fired Girl left near death after being drugged by mother ICC issues arrest warrants for Netanyahu, Gallant and Hamas commander I was shocked by Captain Tom charity, says ex boss Briton Simone White dies after suspected mass poisoning in Laos BBC Children in Need chair resigns over grants to scandal hit charity Leasehold reforms set out amid concerns over delays

It's Tuesday, and time to answer two more of your listener questions on Ask Rob & Rob!  (0:35) Ryan lives with his parents and is eager to start property investing. He's debating whether to buy a buy-to-let property to rent out right away or to purchase a residential house to live in temporarily before renting it out. With a £50K deposit, he turns to Rob & Rob for guidance on the best route for his first investment.  (5:17) Corey's recently purchased a one-bed flat near Coventry University to add to his portfolio. With the leasehold reform initiated, he wants to know the general pros and cons and how this bill might impact his investment.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

Two men locked in court battles for years over houses they purchased in Auckland are warning against leasehold property deals. Melanie Earley reports.

We're joined by Estate Agent and Landlord, Russell Hunt whose company, PetsLets, specifically focuses on finding properties for people with pets. We chat about why the conversation about renting pet friendly accommodation as fallen off the ‘radar' of late.We discuss why it is important that whichever party wins the upcoming election, they will prioritise the Renters Reform Bill particularly where the clause section 21 is concerned that currently gives powers to Landlords for short notice terminations and evictions. Despite over half of Briton's owning a dog, renting with pets is  still considered a niche market, with many estate agents focusing on lets without pets, rather than thinking more inclusively. We chat about the pros and cons of additional insurance, and why unfortunately some landlords may have been disappointed by irresponsible owners and as with everything it's the minority that spoils it for the majority. Russell explains that the issue is partly down to  supply and demand, and that often Landlords accept the highest bidder that appears to be the lowest maintenance for the property.  We segue and talk about Leasehold properties too and why before agreeing to any purchase or rent, ensure that your dog's name, is on the lease!For more information visit petslets.com or follow on Instagram or TikTokFor more about Anna go to annawebb.co.ukMusic and production by Mike Hanson for Pod People ProductionsCover art by JaijoCover photo by Rhian Ap Gruffydd at Gruff PawtraitsTo advertise on or sponsor A Dog's Life email: info@theloniouspunkproductions.com

The most frequent questions we receive are about leaseholds, and given they make up around 40% of the property market it's crucial for every investor to understand them. Tune in as Rob & Rob deep dive into the topic, discussing the pros and cons of leasehold vs freehold, shedding light on ground rents and service charges, and bringing you up to speed with the latest changes from the Leasehold Reform Bill.   (0:58) News story of the week  (3:27) Let's talk about leaseholds…  (4:25) What actually is a leasehold?  (6:06) The pros and cons of leasehold vs freehold  (7:01) How about ground rent?  (9:50) Details on the Leasehold Reform Bill  (12:40) What about service charges?  (21:37) Hub Extra  Links mentioned:  Nationwide house price index  Halifax house price index  Zoopla house price index  The leasehold advisory service  The Missing Cryptoqueen  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

The Pension Dashboard is intended to provide an online service to millions of people who have paid into a pension at work by showing all their pots and their value in one place. But the National Audit Office this week revealed a 'digital skills' shortage is behind delays, providers now have until October 2026 to connect to it. The costs of the dashboard are also up by almost a quarter to £279 million. Some people hoping to sell their leasehold homes are being charged large amounts by their freeholder to fill out a simple form which helps the sale to go through smoothly. We hear from 'Harry' who was just days away from exchanging contracts on his two bed flat in London when his sale collapsed because his freeholder wouldn't sign an LPE1 form unless Harry paid more than £20,000. The forms contain information such as ground rent and service charges and rules on pets. Also in the programme we answer listener questions about how to protect your money when banks merge, and applications open on the 12th of May for the next round of government funded childcare. Working parents in England with children aged nine months to under two years can apply for 15 hours of subsidised childcare starting from September. Parents have been encouraged by the Department for Education to act as soon as possible to secure their place. Presenter: Paul Lewis Reporters: Dan Whitworth and Jo Krasner Researcher: Sandra Hardial Editor: Sarah RogersThis episode was first broadcast on Saturday the 11th of May.

Weekly conversation led by Dr Joelle Grogan about the law stories making the news and the legal decisions that could have a bearing on everyone in the UK. Whether it's explaining a new law or seeking clarity for you on a legal issue, The Law Show will be your guide.This week:Water: from the cryptosporidium outbreak in tap water in Devon, to E. coli bacteria in the Thames, and sewage in rivers, lakes and seas across the country - what does the law say about clean water? What obligations do water companies have, who enforces this, and who keeps an eye on the enforcers? Do we have a right to clean water to drink or swim in? Joelle explores all this and more with Angus Evers, Partner and Head of Environment Law at Shoosmiths, and with Dr Charlotte Proudman, a barrister and academic. Divorce: in England and Wales, the only divorce available now is no-fault divorce, as a result of a law change that came into force last year. As family law solicitor Tracey Moloney points out though, you also need to get a financial order. If not, your ties haven't been fully severed, and your ex-spouse could make a financial claim in future. In Scotland, you need to prove irretrievable breakdown of the marriage to get a divorce, or that one of you is applying for a gender recognition certificate. In Northern Ireland, you need to cite reasons like adultery, unreasonable behaviour or desertion. And: the Leasehold and Freehold Reform Act 2024 was the last bill that became law just before parliament was dissolved for the general election. Under the Act, which covers England and Wales, leaseholders will gain more rights. For example, it will become easier and cheaper for them to buy their freehold, or extend leases to 990 years. There is also a ban on the sale of all new leasehold houses. But, the Act didn't cap, let alone abolish, ground rent, and hasn't come into force yet...Producers: Ravi Naik and Arlene Gregorius Editor: Tara McDermott Production co-ordinator: Maria Ogundele

Around 10 million people across the UK live in a leasehold property. That means they viewed the house or flat, bought it, may be paying off a mortgage to eventually own it outright. However, they are actually tenants of whoever owns the freehold. What they have bought is the right to live in the property for a given amount of time. Sometimes that's for the best part of a thousand years - sometimes it's for much less.In this episode we hear from leaseholders on what some of the issues are, including ground rent and service charges and what can be done about them. We'll also hear from a charity which relies on leasehold revenues.It's a system that even ministers have described as feudal - behind the scenes, work continues on the Leasehold and Freehold Reform Bill, which is being examined by members of the House of Lords this week. The Department for Levelling up, Housing and Communities say; “It is not fair that many leaseholders face unregulated ground rents for no guaranteed service in return."The Residential Freehold Association told us; “The Government's own report into leaseholder perspectives highlighted that the vast majority of leaseholders are content with the leasehold system." To answer your comments and questions, Felicity Hannah is joined by Matt Lewis, a Consultant Solicitor at Commonhold and Leasehold Experts Limited and Martin Boyd, chair of the government funded Leasehold Advisory Service and also chair of the Leasehold Knowledge Partnership, which supports and campaigns on behalf of leaseholders. Presenter: Felicity Hannah Producer: Sarah Rogers/Amber Mehmood Editor: Beatrice PickupThis episode was first broadcast on the 24th of April 2024

Rob delves into the complexities and issues surrounding leasehold properties in England and Wales. He highlights the challenges faced by leaseholders, such as escalating ground rent and service charges, as well as the low threshold for repossession if payments are not made. Rob also touches on the proposed Leasehold Reform Bill, which aims to ban the creation of new leasehold houses and make it easier for leaseholders to buy their freeholds.  KEY TAKEAWAYS The government is considering the Leasehold Reform Bill to ban the creation of new leasehold houses in England and Wales and make it easier for leaseholders to buy their freeholds. Currently, a leasehold property can be repossessed if the leaseholder owes as little as £350, which is considered a low amount and needs to be increased. It is crucial for individuals considering buying a leasehold property to conduct thorough research, especially regarding ground rent and service charges, and to engage a solicitor to review all agreements. Freeholders are urged to set fair charges and not take advantage of leaseholders, as unethical practices can tarnish the reputation of the housing market. BEST MOMENTS "A freehold basically means that you own the land that the buildings are on, and therefore you've pretty much got the right to do what you need and want to do." "£350 is what is all it takes at the moment for a property to potentially be repossessed if that's what the leaseholder owes. And that's not good." "Leasehold houses, modern leasehold houses, are just a bad idea in general, because people, if you're buying, especially if you're buying a house, and it's leasehold, that to me just spells danger." "The Leasehold Bill, it's making its way through Parliament. This would ban the creation of new leasehold houses in England and Wales. It would also make it easier for leaseholders to buy their freeholds." "From a freeholder point of view, dear freeholders, I understand there's a lot of things, costs out there, but do not rip people off because this is then painting everyone in a bad light." VALUABLE RESOURCES https://www.msn.com/en-gb/money/other/new-5-000-deposit-mortgage-allows-homeowners-to-borrow-up-to-99/ar-BB1kAyPG?cvid=a8d56fce268a490ed6c3e1a701b2dae2&ocid=winp2fptaskbar&ei=5&sc=shoreline  GET YOUR PROPERTY DEVELOPMENT FINANCE HERE: https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration SOCIAL MEDIA/CONTACT US https://linktr.ee/thepropertynomadspodcast BOOKS  Property FAQs = https://amzn.to/3MWfcL4   Buy To Let: How To Get Started = https://amzn.to/3genjle   101 Top Property Tips = https://amzn.to/2NxuAQL  uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Rob delves into the topic of leasehold properties and whether leasehold is a dying concept in the real estate market. He talks about the issues surrounding leasehold properties, such as escalating service charges, ground rent fees, and unscrupulous developer practices, emphasising the importance of thorough research and due diligence when considering purchasing a leasehold property, and highlighting the potential pitfalls and risks involved.  KEY TAKEAWAYS Understanding the differences between leasehold and freehold properties is crucial when considering purchasing a property. Buyers must conduct thorough research and due diligence before purchasing a leasehold property to avoid potential issues with service charges, ground rent fees, and lease lengths. The trust between buyers and developers in the leasehold market is diminishing due to issues such as high service charges, ground rent fees, and poor construction practices. Social media plays a significant role in highlighting issues within the leasehold market, potentially leading to a decline in trust and interest in leasehold properties. Having a reliable team of professionals, including a good solicitor and mortgage broker, is essential when navigating the complexities of purchasing a leasehold property to avoid getting trapped in unfavourable situations. BEST MOMENTS "Leasehold, I think, is slowly dying a death. Not just because there's government reforms and things like that, it's because the trust is starting to go between people that are buying and developers and everything to do with leasehold." "From a buyer point of view, you've always got to be careful and aware of what you're buying, why you're buying it, and what all of these caveats are." "From a developer's point of view, stop taking the piss and stop milking it, because not only are you going to give yourself a bad reputation, you're then going to affect everyone else in the market." VALUABLE RESOURCES GET YOUR PROPERTY DEVELOPMENT FINANCE HERE: https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration SOCIAL MEDIA/CONTACT US https://linktr.ee/thepropertynomadspodcast BOOKS  Property FAQs = https://amzn.to/3MWfcL4   Buy To Let: How To Get Started = https://amzn.to/3genjle   101 Top Property Tips = https://amzn.to/2NxuAQL  uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, we discuss different ways of owning land in New Zealand. We cut through the jargon to let you know what terms like freehold, cross lease, unit title and leasehold mean. This includes the differences and what you need to look out for as a home buyer or property investor. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm.

Problems with leaseholds have ruined lives across the UK. Labour has vowed to end the system, but how? And are its plans realistic? Labour MP Barry Gardiner has been campaigning against leasehold for decades and recently fronted a documentary exploring its major issues. He joins Hannah Fearn in The Bunker to discuss what his party plans to do about it?  Barry Gardiner's documentary • “We have instances where people are paying £33k in ground rent a year… on top of their mortgage, it's absolutely wicked!” – Barry Gardiner • “I know people who have committed suicide… you see the way the stress gets to people.” – Barry Gardiner www.patreon.com/bunkercast  Written and presented by Hannah Fearn. Producer: Chris Jones. Audio production: Simon Williams. Managing Editor: Jacob Jarvis. Group Editor: Andrew Harrison. Music by Kenny Dickinson. THE BUNKER is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Episode 099 - Real Estate Exam Questions: Leasing Going through state exam questions to help real estate students pass their state exam.   01:35 – February: I feel your pain. A lot of new and intense information. Law school is just as much “fun”. 05:07 – List of recent grads: Andrew, Grace, Jacob, Tylea, Kayla, Erica, Denzel, Kyle, Anu, Sharika, Brandy, Jesika, Matias, Omayra, Kemberly, Denise, Wallace, Ingrid, Ryan, Jonathan, Kendall, Orchid, Len, Gail, Ashley, Joseph, Monica, Kay, Latoya, Cierra, Britney, Kiana, Stephanie, Asia, Thomas, Shelley, Krystyn, Madeleine, Kynia, Andrew, Kellie, and Sam. 06:55 – Messages from Jonathan and Ryan. 09:45 – Episode Focus: leasing; pay attention to the legal pieces and “forget” what you know about the real world of rental situations. 12:20 – Parties to the lease: lessor (landlord) and lessee (tenant). Bundle of legal rights and what rights do each party have? Leased fee vs. Leasehold. Reversionary rights. Statute of frauds – lease for less than 12 months. 20:00 – Types of leasehold estates: Estate for years, Estate from period to period (Periodic tenancy), and estate at will. Estate at sufferance, holdover tenant at sufferance. 34:10 – Leasing consideration: possession of premises (quiet enjoyment); use of premises; security deposit (possession vs. ownership); Assignment versus Sublease; Nondisturbance clause. 44:00 – Types of leases: gross, net, and percentage leases; variable leases (graduated lease and index lease); ground lease. 51:10 – Breach in a lease: if tenant breaches, landlord remedy is to evict tenant; if landlord breaches, tenant remedy is constructive eviction. 52:25 – Leasing of real estate law exam questions. 1:04:10 – Calculation rental price per square foot: $18/square foot for 2,400 square feet of space: $18 x 2,400 =- $43,200 / 12 = $3,600. 1:07:50 – March's episode will be about Closing a real estate transaction (also known as close of escrow). I will get into the mechanics of a closing, the federal oversight including RESPA, TRID, and Truth in lending, and finish with an in-depth explanation of proration including debits, credits, accrued and prepaid items, and the math behind the glory of proration.   Go to www.ahareep.com and sign up for the program for only $35, use discount code: legendary15 to save 15% off.   Go to www.indianarealestateinstitute.com for Indiana real estate classes.   A-Ha LINKS   Email info@ahareep.com   Web www.ahareep.com   Facebook https://www.facebook.com/AHA.REEP   YouTube https://www.youtube.com/channel/UCrxAjI5Li4Ll3Epwcyc0i6A

Bulletproof Dental Practice Episode Number 323 HOSTS: Dr. Peter Boulden and Dr. Craig Spodak GUEST: Mitchell Baldridge KEY TAKEAWAYS Introduction Cost Segregation applies to dentists Tax Advantage for Dentists Investing with excess cash flow Cost Segregation Study in its simplest form The end goal is to push forward your tax deduction Leasehold improvements Cost segregation and bonus depreciation Specialization is key with a niche service such as dentistry   REFERENCES Dental Cost Seg Bulletproof Mastermind  Bulletproof Summit  Mighty Networks: Bulletproof Dental Practice   TWEETABLES You've got to do your own due diligence - Dr. Craig Spodak  

After proposals banning leaseholds on new houses are announced in the King's Speech, Will Bain asks how much difference the new reforms could make to issues faced by current leaseholders. We take a look ahead to retailer M&S's third quarter results and find out what it could say about the wider sector. Plus, what are this Christmas's top toys expected to be, and why?