The Your Life! Your Terms! Show

Whether you're marketing yourself, your properties, or your business the tactics you use make a world of difference. On this episode of The Your Life! Your Terms! Show Tom and Nick sit down to talk about the exact marketing skills and systems you need to get customers to show up. We dive into the metrics we look at, our mindset around marketing, and how these skills shape our daily lives in and outside of the office.

These two gentlemen have a passion for Bitcoin that seems boundless.  On this episode of The Your Life! Your Terms! Show we chat with Adam and Cole to discuss Coinos.  They have set up an application easy enough for merchants who are not very familiar with Bitcoin to begin easily accepting payments.  You can learn more by visiting their site coinos.io 

On this episode of The Your Life! Your Terms! Show we chat with Tom's son, Aidan Karadza, about life, finishing University and entering the workforce. Generation Z has a unique opportunity to leverage Bitcoin, technology and productivity gains to unleash a bright future. We also discuss real estate, student rentals, University education and social media. You can find Aidan on X @aidankaradza

On this episode of The Your Life! Your Terms! Show we get to know the team at Orange Bridge to learn how they are merging Bitcoin and the world of real estate. On this episode we discuss U.S. Bitcoin-backed mortgages and financial services for real estate. You can learn more by visiting their site OrangeBridge.com

Bram Kanstein hosts a great podcast, Bitcoin for Millennials, where he does a great job discussing economics, finance and what the future holds for all of us.  On this episode of The Your Life! Your Terms! Show we get Bram's views on Bitcoin, where does it go next, the principles he lives by, his new role @onrampbitcoin and more.  You can find Bram on X @BramK where he has links to his podcast, YouTube channel and more.  He recently wrote an open letter to the government of Denmark that you'll definitely want to check out.

Join Tom and Dr. Cowan from Phenom High Performance Medicine as they dive into the science of feeling, looking, and performing your best. With expert insights on scientific testing, personalized diets, powerful tools, and transformative lifestyle changes, they'll show you how to unlock your body's full potential. Discover why "most people have no idea how good their body is designed to feel and perform" and start your journey to optimal health today!

Mark Jeftovic is the publisher of the Bitcoin Capitalist newsletter, operations BombThrower.com and is the founder of one of Canada's oldest Internet technology companies, EasyDNS.com.  On this episode of The Your Life! Your Terms! Show we catch up with Mark on a variety of topics including getting his latest thoughts on Canada and the possibility of central bank digital currencies.

Some of the most common questions investors have are around working with contractors.  They've seen the results of selecting a bad one.  Whether it's budget overruns, trashed timelines, or outright ripoffs, there are a lot of horror stories out there. Dave Jurinic is the owner of Toronto Customs Concepts, and a friend who we've invested and done business with in the past.  His experience has made him an ongoing resource for questions about what to look for when selecting someone to do a project for you and how to avoid being on the wrong side of a bad scenario with your contractor. 

On this episode of The Your Life. Your Terms. Show, I sit down with David Fraser, the guy behind Bunkie Life, to hear how he turned a Dragons' Den appearance into serious momentum for his business. We talk about how he's scaled Bunkie Life, his unique approach to investing (including balancing Bitcoin with business growth), and how he's created a life on his terms—like moving to Florida and homeschooling his kids. David's story is inspiring, down-to-earth, and packed with great insights for anyone looking to grow a business and live life their way. Don't miss this one!

Hart Togman is an interesting dude. He climbs mountains for charity, dreams of simpler living for society, and knows a ton about the Ontario rental market. He's the perfect guy to get insights from on a podcast all about living life on your terms. Tune in to hear how the rental market is faring, where he sees the opportunities for investing in Ontario, and for a great reminder on how to focus on what's important in life. Go to RockStarInnerCircle.com/getstarted to learn how to get connected with a community of like-minded people, and go to https://www.rentpanda.ca/ to check out Hart's company RentPanda.

MADEX is the Creative Director at Bull Bitcoin and creates wonderful pieces of physical art in the real world.  On this episode of The Your Life! Your Terms! Show MADEX shares his views on Canada, money and where we're all headed on a Bitcoin standard.  You can learn more about him on X.com @SPACEBULL or by visiting Madex.art

Daniel Foch is back to discuss what's going on right now with Canada's economy, housing, interest rates, debt load and overall future.  On this episode of The Your Life! Your Terms! Show we catch up with Daniel for his take on where this country is headed ... and overall, he's positive about our future!!  You can learn more about Daniel on X.com @Daniel_Foch or find his latest meetups across Canada by visiting Realist.ca

In this episode of the Your Life! Your Terms! Show, Tom and Nick debate Canada's leaky banking system, what Trump's victory means for Canada, holiday GST cuts, government handouts, real estate insights, and Bitcoin skyrocketing!

Dr. Pete Angerilli has been helping us maintain our performance and our mobility.  On this episode of The Your Life! Your Terms! Show we discuss the human spine, the nervous system, recovery and how to remain active as we age.  You can learn more about Dr. Pete by visiting ClearViewChiropractic.ca or you can find him on Instagram @DrPeteChiro 

Rajat Soni actively shares his views on Bitcoin on X.com @RajatSoniFnance and has made an impression on people quickly with his no-hold-barred approach.  On this episode of The Your Life! Your Terms! Show we discuss his journey to discovering Bitcoin, when he decided to go "all in" and what he thinks of Bitcoin's future in finance.  Enjoy the show!

Richard Dias is an economic analyst with Ice Cap Asset Management and does a great job of plainly laying out complicated data.  On this episode of The Your Life! Your Terms! Show we dive into energy policy, the Canadian dollar and Canada's fiscal situation.  You can learn more about Richard on X.com @RichardDias_CFA, or as one of the hosts of TheLoonieHour.ca.

Jayson Lowe is CEO of Ascendant Financial which focuses on working with people to implement the Infinite Banking process through specific life insurance policies.  It's a topic that can come up in financial and insurance circles and often leads to questions or differing opinions.  As an industry leader in the space, we cover some of those things with Jayson along with his journey into the space and how he's using the concept himself. 

OpenRoom.ca is a game-changer. It's the first website in Canada to allow open crowdsourcing for tenants and landlords to post court orders from the landlord-tenant boards across Canada. This is a game-changer for tenant screening, allowing you to search tenant names to see if they have any court orders against them. In addition, you can use their rental ledger tool to make any rental arrears owed to you affect the paying tenant's credit score, further incentivizing them to pay you the arrears promptly. Go to openroom.ca to learn more about them. And go to RockStarInnerCircle.com to learn more about how we help Canadians live life on their terms. 

Join us for a deep dive into Bitcoin's technicalities to understand how Bitcoin works at a much deeper level. Learn the best practices for self-custody and protecting your Bitcoin, from beginner to advanced techniques. Nathan is a Bitcoin Mentor, helping Canadians master this new technology and take sovereign control over their wealth. Become your own master of Bitcoin by visiting https://bitcoinmentor.io/. 

Larry Lepard is an absolute treasure trove of excellent economic insights.  On this episode of The Your Life! Your Terms! Show we get Larry's thoughts on gold, Bitcoin, Microstrategy and Michael Saylor's future.  We also discuss how energy trends and A.I. are set to produce a monumental change in power dynamics globally.  You can learn more about Larry's investment firm by visiting EMA2.com and you can find him on X.com @LawrenceLepard

Tyler Sikura is an inspiration.  He committed years of his life to hockey and somehow still managed to have the time to take care of his health, invest in real estate and jump down the Bitcoin rabbit hole.  On this episode of The Your Life! Your Terms! Show we discuss his journey, lessons learned and where he's headed next!  These are the episodes that get us excited about the future when young people like Tyler are taking responsibility for their own future!  Love it.

Eddie Jurinic and Justin Pellicciotta from Pine Glen Homes sat down with us for this episode.  Eddie was around early in our investing days, and we had a good laugh looking back at some of the ridiculous things investors do to build momentum.  And that's exactly what he and his business partner Justin have done.  Expanding into custom home building and also new home subdivisions.  One of their current projects is even offering a detached accessory dwelling unit as an option for buyers.  One of the very first builders in Ontario to do so.  It was also very insightful to have them explain the different ways people price custom home building and some of the scenarios they've seen people get themselves into and how to avoid them.

As a past CMHC underwriter Pierre-Paul Turgeon always brings some perspective to Canadian housing through the multi-unit space. On this episode we speak about a funding option geared towards apartment construction, where the current state of the housing market has us headed, and what it means for the options our kids have in the future.

Jim and Jamie Sheils really cover a lot of ground. Together they have multiple business all geared towards our favorite thing, helping people live life on their terms. With SI Homes they create turn key Build To Rent solutions for real estate investors. While also holding retreats for entrepreneurs and their families to focus on relationships and building up our children with much of the knowledge not readily covered in our education system today. Their best-selling book 18 Summers is a simple yet impactful and has changed some key priorities for many investors and entrepreneurs.

It's no secret that buying a home feels out of reach for many people, especially today's youth when they compare prices now to past ones.  Rod Schulhauser co-authored "The Self Funding House" for exactly that reason.  To help people look at home ownership a different way while also opening up the possibllity to many who may have not been able to afford it under more traditional circumstances.  Some builders are already incorporating these ideas impacting the housing supply headed our way.

Nick Hill is co-host of the super popular podcast, The Canadian Real Estate Investor, with Daniel Foch.  On this episode of The Your Life! Your Terms! Show we discuss how young investors can tap into the long-distance investing opportunity that is ripe in Canada.  You can learn more about Nick's work, consulting, education and more by visiting Realist.ca

Brad Pickering is intentional about his life's choices and it's benefitting him in many ways.  A father, husband, adventurer, entrepreneur, real estate investor, Bitcoiner ... he's fearless in his approach to living.  On this episode of The Your Life! Your Terms! Show we get to know Brad and some of his philosophies on life.  You can find his writings on Substack by visiting biggerthings.substack.com

How does one retire in 2024? With interest rates up, down, and all over the place, inflation ripping, the government and its media lying to us, AI threatening to take away millions of jobs, big data and big tech powering ahead, uncertainty in the real estate market, the new asset class of Bitcoin, and Canada's decline as a desirable country, the future has never been more unclear. In this podcast, learn what Tom & Nick are thinking about and what you might want to start thinking about too.

The Millennial Minimalists Podcast co-hosts are back to help YLYT listeners simplify their lives! Kelly Foss and Lauren Morley joined us to discuss the concept of minimalism, the benefits of simplifying your life, and how adopting minimalism can help you live life on your terms. These concepts help free up your time, focus and space to allow for new growth. Their podcast is called Millennial Minimalists, their Instagram is @millennialminimalists, their website is https://www.mastersimplicity.com/, and Lauren's closet course is https://www.theclosetcourse.com/.

Zac Guignard writes the Financial Freedom Report at the Human Rights Foundation and is wise well beyond his years. On this episode of The Your Life! Your Terms! Show we discuss the upcoming LearningBitcoin.ca event, why he thinks Bitcoin is important for human rights, protecting yourself online and the tools to help you do so. You can find Zac on on X at x.com/zacguignard

Adam Niman isn't shy to share his opinions and that's what makes him such a great guest.  On this episode of The Your Life! Your Terms! Show we get Adam's latest thoughts on participating life insurance policies, real estate, private lending, health benefits plans and more!  You can find a copy of his book on insurance title, Fortune or Fiction: Why The "Be Your Own" Banker Concept is Flawed, by visiting FortuneorFiction.ca

Rock Star VIP Member Sathiya Sam has an incredible story of creating his life on his terms by helping other men overcome pornography addiction. Wait until you hear the statistics in this episode of how pervasive and damaging porn can be... Sathiya has created a purposeful online coaching business to tackle these issues and help men become the best versions of themselves. Tune in to hear Sathiya's amazing story of how he created his life on his terms by investing in himself, his business, investment properties, and now Bitcoin! You can find out more about Sathiya and his coaching programs at www.sathiyasam.com

Preston Pysh is the founder of The Investors Podcast, a huge podcast on global finance, he's an ex-helicopter attack pilot, a former PM at the US Department of Defence, a West Point graduate, an aerospace engineer and currently a general partner at Ego Death Capital.   On this episode of The Your Life! Your Terms! Show we discuss how Bitcoin is making equity price/earnings ratios difficult to accept, how Bitcoin is repricing everything, Michael Saylor's Microstrategy approach to Bitcoin, US debt levels, fiat debasement and more.  Buckle up, we tackle it all on this episode!  You can learn more about Ego Death by visiting egodeath.capital and you can find Preston on X.com @PrestonPysh

Marco Albanese is full of passion.  No matter what he is discussing, his positive energy will rub off on you.  On this episode of The Your Life! Your Terms! Show Marco shares how he moved to Florence, lived there for 7 years, came home and decided to jump into real estate.  He's now a super active mortgage agent and breaks down numbers, rates and real estate opportunities regularly with his family, friends and clients.  You can find him on Instagram @marcomortgage14 or at https://marcomortgage.ca/

Derek Lobo has been in the apartment industry for decades.  First, as a consultant then taking those skills and working with clients on billions of dollars of apartment-based real estate transactions through Rock Apartment Advisors.  After a health scare a number of years ago his focus expanded to education by launching the Apartment University on top of the 18 books he's contributed to as an author.  His experience is hard to find as is the knowledge it provided.  The principles he's seen that the most successful apartment investors have can be applied to all areas along with the lessons he shares that he's passing down to his grandkids.  You can find him and his team at SVNRock.ca

On this episode of the Your Life! Your Terms! Show we bring back Joey Temprile, one half of The Canadian Bitcoiners, to get his latest thoughts.  We chat money, Bitcoin, investing, real estate, politics, lifestyle, lifting weights and more.  He's a highly intelligent, articulate guy who we always have a blast chatting with.  You can find him on X @JoeyTweeets

Dr. Jeff Perron does a wonderful job breaking down how to live a life of happiness and joy.  On this episode of The Your Life! Your Terms! Show Jeff breaks down the importance of meaning and purpose in your life.  We explore "dynamic tension", life balance and how emotions are made.  You can find more of Jeff's insights on his Substack by visiting: https://drjeffperron.substack.com/

Leon Wankum is a prolific writer on Real Estate, Bitcoin and the relationship the two have together.  On this episode of The Your Life! Your Terms! Show we discuss how the two can co-exist and help each other, what interest rates look like in a Bitcoin world, how real estate changes with the emergence of Bitcoin and more.  You can find Leon's essays and latest thinking on his Substack here: https://leonwankum.substack.com/ and you can find him on X @LeonWankum .  Also, here's a link to the Bitcoin Magazine article we mention on this episode: https://bitcoinmagazine.com/markets/dismantling-the-cash-flow-narrative-real-estate-vs-bitcoin

Chinthu Loganathan and Gerda Kručkauskaitė are a lovely Rock Star investor couple who have accomplished a lot at a young age! They've experimented with investing in student rentals, condos, duplexes, and Airbnb short-term rentals. There have been ups and downs, and they reveal it all in this episode! Tune in if you want to be inspired by their journey and learn some of the hard-earned lessons they've learned from investing in real estate. Go to RockStarInnerCircle.com/Getstarted to start your own Rock Star journey!

On this episode of The Your Life! Your Terms! Show we get tons of updates on Bitcoin apps and technology with Ben Perrin.  Ben shares how he's currently living on a Bitcoin standard, the new wallets and personal mining gear that has him excited and about the launch of his new company Bitcoin Mentor (BitcoinMentor.io).  You can find Ben on Twitter @BTCSessions

Steve DeVoe visits us to chat about his books on real estate investing and raising children.  On this episode of The Your Life! Your Terms! Show we discuss modern life, raising kids in a modern world, getting outside more and how to handle the curve balls life throws at you.  You can find Steve at mcommercialrealty.com

If you're looking for hope for yourself or Canada, you may find it in this episode! Learn how Bitcoin is "engineered sovereignty" and how it empowers individuals and nation-states with financial freedom and independence. Pablo is the dedicated Bitcoin evangelizer at the Bull Bitcoin team, and an amazing source of inspiration, knowledge and hope. Go to www.RockStarBTC.ca for $20 free Bitcoin courtesy of Bull Bitcoin and go to www.RockStarInnerCircle.com to check out the Rock Star Inner Circle community that you can be a part of!

Leo Marasovic has built up a great mortgage brokerage, Oak Park Mortgage, here in Canada and is now putting his talents to work in Europe.  On this episode of The Your Life! Your Terms! Show we discuss his business-building adventures, developing land in Croatia, the best places to see in Dalmatia and his thoughts on life and family.  You can find Leo at OakParkMortgage.com and his Croatia development project at OliveHillsCollection.com

Nick sat down with three young Rock Star Team Members to ask them how they feel about their futures. With such uncertain and chaotic times in economics, politics, and society, the future has never been muddier. Nick wanted to asses if young people are at a disadvantage or is this a narrative without much to back it up. Listen up to hear how three young 24 to 33-year-old Canadians view today's financial world, where they face adversity, and where they seek opportunity. If you have a young child in your home, you will find these three people's outlooks quite interesting. Go to www.RockStarInnerCircle.com to discover where other Canadians, old and young, are turning to find opportunities in their lives!

Fabio Campanella has a wealth of experience helping real estate investors and business owners navigate the tax system.  Most investors are not prepared for the tax burden that occurs during the transfer of their estate and Fabio breaks down the important items to consider.  On this episode of The Your Life! Your Terms! Show we dive into the details.  You can find Fabio at CampanellaGroup.com and here's the link to the blog post in the episode: https://campanellagroup.com/cascading-wealth-legally-avoid-taxes-across-generations-with-cascading-life-insurance/

Scott Dedels is a fascinating guy.  His Bitcoin story is remarkable and his ability to articulate complex financial subjects is elite.  On this episode of The Your Life! Your Terms! Show we discuss his book, The Dao of Bitcoin: Towards a Cosmology of Energy Money.  You can learn more about Scott's Bitcoin efforts in the corporate world by visiting BlockRewards.ca and you can find links to his books and contact information by visiting LanternBitcoin.com

Stephen Phillips is using his local knowledge of Queens University to uncover cash flowing gems of properties.  On this episode of The Your Life! Your Terms! Show Stephen shares his insights and knowledge of what's going on in Kingston and the opportunities around student rentals.  He also describes his current lifestyle of hanging out in Mexico and working with investors in Canada.  You find him on Instagram @stephenphillips.re

Peter McCormack is an interesting character.  He admits his first encounter with Bitcoin was to buy drugs and has turned that encounter into running one of the largest Bitcoin podcasts in the world, called "What Bitcoin Did" (WhatBitcoinDid.com)  On this episode of The Your Life! Your Terms! Show we go behind the scenes of Peter's life, the growth of the podcast and how his involvement with Bitcoin led him to purchase Real Bedford FC, invest in a local Bedford bar and now a Bedford cafe. You can find Peter on Twitter at @PeterMcCormack and find out more about Real Bedford FC RealBedford.com

Nick Regina has a work ethic that is rarely found.  From busing tables as a teenager, he quickly got deeply involved in Toronto and Miami nightlife at the highest levels.  Sales, marketing, relationships, networking, promotion ... he is a master of it all.  On this episode of The Your Life! Your Terms! Show Nick walks us through his journey and why he walked away from a club empire to start and build Spark Financial.  You can learn more about Spark by visiting @NickRegina on Instagram

Join us as we discuss how to properly run and assess Canadian and international credit reports with MacKenzie Wilson, including the differences between Equifax and TransUnion, and SingleKey's new features for landlords. We also dive into the Calgary real estate market, future trends, and the impact of the oil and gas industry. Visit singlekey.com to explore their suite of products and rockstarinnercircle.com to level up your investing game and live life on your own terms!

Marko Radosevic and Fernando Cipriano are friends of the show and have come back to discuss what's going on in the world as they see it.  On this episode of The Your Life! Your Terms! Show we dive into social media and its impact on society, how our money system works, what is in store for our GDP and how to navigate the modern world as parents.