Podcasts about self funding

After 8 years building RNT Fitness, I hit record to share the real, raw journey. Not just the wins, but the setbacks, sacrifices, and doubts. My wife Chandni joins me to pull back the curtain. This was a step out of my comfort zone, I hope you enjoy it!   Chapters: 00:00 The Journey Begins: Eight Years in Business 06:30 The Reality of Entrepreneurship: Freedom vs. Workload 15:43 Building a Team: The Challenges of Delegation 20:58 Tech Development: The Evolution of RNT's Ecosystem 29:35 Investment Decisions: The Freedom of Self- Funding 33:34 Team Structure: Growth, Operations, and Delivery 37:50 Navigating Business Challenges 44:14 The Employee vs. Contractor Dilemma 50:30 Resilience Through Adversity 50:30 Resilience Through Adversity 56:11 The Importance of Team Dynamics 01:02:04 Adapting to Market Changes 01:10:18 Future Directions for RNT 01:12:35 The Challenge of Imitation 01:13:27 Prioritizing Life: The Top Three 01:15:22 Living Life by Design vs. Autopilot 01:18:18 Intentional Living and Course Correction 01:20:46 The Journey of Self-Discovery 01:23:00 Shifting from Potential to Happiness 01:26:22 Creating Space for Mental Clarity 01:30:01 The Importance of Open Communication 01:32:52 Building a Supportive Partnership 01:42:53 Reaching the Reward Phase in Fitness   Next steps:  1) Apply for 1-1 coaching: https://www.rntfitness.co.uk/pro/   2) Take our quiz to see if you're ready for a transformation: http://www.rntfitness.co.uk/transform   3) Get our free book shipped to your door: https://bit.ly/tybtylform   4) Try our free 28 day fat loss accelerator: https://www.rntfitness.co.uk/transformation-accelerator  5) Optimum Nutrition: RNT20 for 20% off Connect with RNT Fitness:  Website  Facebook  Instagram  YouTube  Email  Connect with Akash:  Facebook  Instagram  LinkedIn 

In this episode of Nursing Uncharted, we dive into the inspiring story of Kathryn Dickson, BSN, RN, DNP, ENP-C, FNP-C—nurse, entrepreneur, and the visionary CEO behind OliveUs Apparel. Kathryn takes us on her journey from the bedside to the boardroom, sharing how her passion for nursing sparked the creation of a revolutionary scrub company. This isn't just about scrubs—it's about reimagining what healthcare professionals wear, with a focus on safety, comfort, and innovation.From patented features like a stethoscope holder to sustainable fabrics that prioritize health, Kathryn's designs are changing the game. But this episode isn't just about the scrubs—it's about the heart and hustle behind them. Kathryn opens up about the challenges of entrepreneurship, the power of community among nurse innovators, and the importance of supporting small businesses. Whether you're a nurse, an entrepreneur, or just someone chasing a dream, this conversation is packed with inspiration, practical advice, and a whole lot of heart.Chapters00:00 Welcome to the World of Nurse Entrepreneurship02:47 Kathryn's Journey: From Bedside to Business06:05 Game-Changing Scrub Designs and Features09:04 Why Fabric Safety and Comfort Matter12:09 Redefining Quality in Nursing Apparel14:56 Cracking the Scrub Market: Business Insights23:04 The Push for Sustainable Scrubs26:17 Building a Brand: The Story Behind OliveUs29:15 Innovation in Action: The Stethoscope Holder30:49 Community First: The Philosophy of OliveUs Apparel32:03 What's in a Name? The Meaning of OliveUs34:48 Self-Funding, Growth, and Entrepreneurial Grit38:17 Balancing Passion and Purpose: Nursing Meets Business41:29 Words of Wisdom for Aspiring Nurse Entrepreneurs46:46 Follow Kathryn's Journey About KathrynKathryn Dickson, RN, DNP, is a trailblazing healthcare professional and entrepreneur who has seamlessly merged her passion for nursing with innovative design. From a young age, Kathryn sewed and designed her own clothing—a creative outlet that would later influence her approach to reimagining healthcare apparel. Her journey into nursing began at age six, driven by a desire to make a meaningful impact. As she grew older, Kathryn's commitment to healthcare only deepened, leading her to volunteer at a local hospital during high school and eventually pursue a career as a bedside nurse and emergency nurse practitioner.Through her experiences, Kathryn identified a critical need for improvement in traditional scrubs, particularly regarding safety and functionality. Recognizing the risks associated with wearing stethoscopes around the neck, she took the initiative to design her own scrubs, prioritizing the well-being and comfort of healthcare professionals. This endeavor sparked the creation of OliveUs, a brand that has become synonymous with high-quality, innovative healthcare apparel. As the founder and CEO, Kathryn has tested her products with nurses, respiratory therapists, and doctors, garnering valuable feedback and fostering a community that values both style and substance.Beyond her entrepreneurial pursuits, Kathryn is dedicated to addressing nurse burnout and promoting awareness about the importance of finding passion within the healthcare industry. Her dual role as a bedside nurse and nurse practitioner has provided her with a unique perspective, allowing her to drive innovation that truly meets the needs of healthcare professionals. Through OliveUs, Kathryn continues to empower her peers, advocating for a healthier, more compassionate approach to healthcare.Take 10% off Your Purchase with Code AMNFriends at OliveUs!Follow OliveUs Apparel: Instagram @foroliveusTikTok @foroliveus Celebrate Nurses Month with us on Instagram @AMNNurse! About AnnAnn King, a seasoned travel nurse with a remarkable 14-year track record, has dedicated the past 13 years to specializing in Neonatal ICU. Ann has been traveling with AMN Healthcare for 4.5 years, enriching her expertise with diverse experiences. Currently residing in San Diego, Ann not only thrives in her nursing career but also serves as the host of the Nursing Uncharted podcast, where she shares invaluable insights and stories from the world of nursing. Connect with Ann on Instagram @annifer05 No Better Place than CA! Book your assignment in the Golden State Today! Level up your career today! Find your dream travel assignment! Support for every step. Learn more about AMN Healthcare's EAP Program. Share the opportunity and refer a friend today! Ready to start your next travel assignment in the Golden State? Browse CA Jobs! Episode Sponsor:We're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare. Discover job opportunities and manage your assignments with ease using AMN Passport. Download the AMN Passport App today! Join Our Communities: WebsiteYouTubeInstagramApple PodcastsSpotifyLinkedInFacebook Powered by AMN Healthcare

On this episode of Voices of Self-Funding, Ramesh Kumar sits down with Kari Niblack, CEO of Boon-Chapman, and Amy Gasbarro, President of ELMCRx Solutions, to explore what transformational leadership looks like in the self-funded space. They discuss: Aligning vision and execution – How successful leaders bring teams together with clear goals and strategy. Authenticity in leadership – The power of leading with transparency, purpose, and a parallel personal brand. Differentiation in self-funding – How to stand out and drive innovation in a competitive market. Long-term strategies for empowering teams – The mindset and tools needed to create high-performing, future-ready organizations. Tune in for valuable insights on what it takes to lead, innovate, and inspire in the ever-evolving world of self-funded healthcare. This episode was sponsored by Valenz Health. For more information on managing risks and controlling costs, please visit HCAA.org. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

Chapters00:00 Introduction to Pastor CR Wiley02:01 The Journey into Economic Development05:57 Relief vs. Development: Understanding the Difference10:03 Incentive Misalignment in Development11:58 Success Stories and Economic Development16:03 The Nordic Model: Misconceptions and Realities19:57 Poverty Pimping: The Dark Side of Good Intentions24:56 The Role of Foundations and Funding Dynamics30:04 The Importance of Healthy Households33:54 Cultural and Political Influences on Development38:05 The Messianic View of Government and Poverty42:06 The Role of Self-Funding in Ministry45:09 Empowering Communities Through Church Leadership48:52 The Impact of Male Leadership in Families52:05 Critique of Economic Development Perspectives57:11 Understanding Wealth Creation and Economic Literacy01:01:28 The Importance of Good Governance in Economic Growth01:07:39 Building Healthy Communities Through Church InitiativesTakeaways- Pastor CR Wiley has a diverse background in ministry, philosophy, and real estate.- His experiences in urban ministry shaped his views on economic development.- There is a significant difference between relief and development efforts.- Incentives in the development sector are often misaligned, leading to counterproductive outcomes.- Success in development is rarely measured by actual improvement in communities.- Cultural factors play a crucial role in the success of economic development initiatives.- The Nordic model is often misunderstood and has its own complexities.- Poverty pimping highlights the exploitation of good intentions for personal gain.- Healthy households are essential for community development and success.- Government interventions often create dependencies rather than solutions. Self-funding in ministry allows for greater independence and authenticity.- Churches should focus on empowering their communities rather than relying on external funding.- Strong male leadership is crucial for family and community stability.- Critiques of economic development often overlook the importance of wealth creation.- Understanding economic principles is essential for effective community development.- Good governance is a key factor in economic success.- Healthy communities are built on strong families and churches.- Church initiatives can significantly contribute to local economies.- The ideological capture of evangelicalism can hinder effective ministry.- Success stories in economic development should be studied to replicate positive outcomes.   

Self-funding health insurance through a group medical captive can be a way for businesses of any size to better manage what is often their second greatest expense. And, according to Roundstone Founder and President Mike Schroeder, it may also be a way for business owners to increase the company's value ahead of a sale. On this episode of the Smart Business Dealmakers Podcast, Schroeder talks about the self-funding model as well as its impact on an M&A transaction.

Here's what I love about this episode—we're skipping the medical talk!This episode focuses exclusively on self-funding strategies for your NON-MEDICAL products—think dental and vision. Have you explored this approach?About the Show:The H.I.T. Podcast (Powered by Montage Insurance Solutions): A thought leader in the space, curating the top news and information to deliver a brief, high impact overview designed specifically for the Human Resources professional, business person, and company executive.Find out more here: www.hitpodcast.comSpecial thanks to our Platinum Sponsors: TruHu AND Excel Health PlansThank you to Rula. Visit: www.rula.com/HITpodcastThank you to our Gold Sponsors: Kingdom Legacy Benefits (KLB) AND Cigna

If you are trying to leverage innnovation to deliver high impact to self-insured employers, this podcast is a must-listen for you! Ashok Subramaniam, CEO and co-founder of Centivo, a forward-thinking TPA, answers some of the important questions of major disruptions in the industry around price transparency, unbundling of provider networks, stronger relationships between brokers and TPAs, and the areas of focus to clarify your true value to employers. He frankly outlines where the puck is going to be in 3 years time -- you don't want to be there. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

Michelle Bounce, VP of Business Transformation, VBA Care navigation programs are incredibly valuable in delivering a great experience for patients and significantly lower costs for employers. But why aren't they the norm? Tune into this episode as our guest, Michelle Bounce, VP of Business Transformation, VBA, describes a life-changing personal encounter with our healthcare system, where she lost her child and faced the cold and impersonal healthcare system. And through this chilling experience, it has forever shaped and guided her desire to improve healthcare for all through an empathic care navigation model that treats the “human side of healthcare.” Michelle guides us through how TPAs can effectively turn care management on its head by simply “doing the right thing” and the cost savings follow suit. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

In this conversation of Coffee with Closers, Dave Nevogt, the co-founder of Hubstaff, shares his entrepreneurial journey and the challenges he faced in building a successful software company. He discusses the importance of finding the ideal customer profile and how Hubstaff targeted agencies as their initial customer base. Dave also emphasizes the value of education and building an audience through content marketing. He shares insights on acquiring paying customers and transitioning to a paid model. Dave highlights the challenges of managing a remote workforce and the future of the gig economy. ▶️ How strong is your growth strategy? Find out for FREE with our Growth Score Quiz—get custom insights and a roadmap to scale. Take the quiz now!

Employers need proven strategies to manage risks and control costs, but with hundreds of point solutions on the market, how do brokers know where to focus? In this episode, a leading benefits consultant shares the innovative solutions they're implementing, why these choices matter, and the pivotal role a trusted TPA plays in this process. Tune in to gain insights that can guide your own risk and cost management decisions. This episode was sponsored by Valenz Health. For more information on managing risks and controlling costs, please visit HCAA.org. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

Send us a textIn this episode, we welcome back Danny White for the second part of our discussion on health insurance for business owners. Due to some technical difficulties last week, we're delivering this bonus episode to you. We dive deep into strategies for offering health insurance, from pre-tax contributions to the different types of insurance plans like fully insured, level funding, and self-funding through captives. Danny explains how businesses, especially in Florida, can navigate the health insurance landscape, the role of brokers, and how to maximize employee benefits while managing costs. Essential viewing for business owners looking to enhance their employee benefits packages and improve their bottom line. 00:00 Introduction and Technical Difficulties00:36 Health Insurance for Business Owners01:06 Understanding Employee Benefits Packages02:08 Choosing the Right Health Insurance Plan05:08 Employer Contributions and Cost Management11:11 Level Funding and Claims Data19:59 Self-Funding and Captives27:18 Conclusion and Additional ResourcesCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

A cancer patient relying on the kindness of strangers to fund life extending cancer medication wants to know why he's still waiting for Pharmac to deliver drugs the government committed to funding five months ago. After flip flopping on an election commitment; the government announced a 600 million dollar funding boost for cancer and other medications in June. It said seven of 13 drugs it promised on the election campaign would be covered and the others would be replaced by alternatives. Lung cancer drug Tagrisso or Osimertinib was supposed to be one of the first rolled out. It's a relief for former taxi driver and cancer patient Akhil Chaudhary; he's been funding an average of $1300 a week to buy the drug himself. But Pharmac is yet to make a decision on funding and Akhil is still paying, he spoke to Lisa Owen.

Join us for an insightful conversation with Kirti Mutatkar, CEO of UnitedAg and President of HCAA. Discover how Kirti tripled UnitedAg's business by leveraging the powerful resources of HCAA, and how she's bringing that same energy and passion to benefit other HCAA members. They'll dive into the value HCAA provides to TPAs, brokers, and employers, and explore how its digital programs and live events have empowered organizations like UnitedAg to grow. Kirti will also share her vision as HCAA President and what members can expect in the next two years. Don't miss this deep dive into how HCAA helps employers offer more affordable healthcare to their employees. This episode was sponsored by Valenz Health. For more information on managing pharmacy costs or other topics related to the self-funding industry, please visit HCAA.org. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

In this episode, Emma & David break down the world of self-funding in healthcare, tackling the big myths and uncovering game-changing strategies. Employers often fear self-funding is too risky, but guess what? Many are already doing it through captives without even knowing! They'll explain the difference between fully insured and self-funded plans, clearing up the confusion.The conversation then shifts to cutting healthcare costs. From avoiding level-funded plan overcharges to leveraging free drug programs and direct contracts, they explore smart ways to save. But it doesn't stop there—they also shine a light on systemic issues in healthcare, like the urgent need for cost transparency to prevent crushing medical bills.It's a can't-miss episode for anyone looking to take control of their healthcare costs! TIMESTAMPS[02:20] How fully insured actually works[06:45] Who is paying the claims[09:27] What is level funding[15:40] What Emma & David actually do at E Powered[20:04] The common loss outcome[22:38] Transparency in healthcare costs[24:11] Advice for employers QUOTES “The difference though is that in fully insured you have no control over where the risk comes off your shoulders. You're forced to do with whatever the carrier thinks, and oftentimes that number is a lot higher than you would do on your own because they're aggregating multiple employers, sometimes thousands of employers, into this pool.”-David Contorno“I think the opposite is true. I think you're taking a far bigger risk being fully insured and allowing those people that representation to manage your health plan. I think that is far riskier and you have no control over it. You can't do anything. It's sort of like people ask me about the transparency data. Isn't it great that we have price transparency? I mean sort of, but not really because we're not doing anything with it or about it. And so I just get to see how badly I'm being screwed over. I still can't do anything about it. So you're absolutely right.”- Emma Fox“And I think we need to stop, like, putting our blinders on and pretending like it's not happening when it's, it's. The most common outcome is loss and more loss and more loss. Which is funny. It's not just funny, it's ironic when you consider how much loss comes from buying something that's supposed to protect your risk. Like make it make sense, I guess.” -Emma FoxSOCIAL MEDIA LINKSDavid ContornoLinkedIn: https://www.linkedin.com/in/dcontorno/Emma FoxLinkedIn: https://www.linkedin.com/in/emmamariefox/WEBSITEE-Powered Benefits: https://www.epoweredbenefits.com/Emma Fox: https://emmamariefox.com/Mixed & Edited by Next Day Podcastinfo@nextdaypodcast.com

It's no secret that buying a home feels out of reach for many people, especially today's youth when they compare prices now to past ones.  Rod Schulhauser co-authored "The Self Funding House" for exactly that reason.  To help people look at home ownership a different way while also opening up the possibllity to many who may have not been able to afford it under more traditional circumstances.  Some builders are already incorporating these ideas impacting the housing supply headed our way.

Host Ramesh Kumar sits down with Paul Ashley, CEBS a Vice President and Consultant at NFP. Paul has 22 years of experience managing health plans for upper- to middle-market employers. During the podcast, we talked about the various ways that organizations can improve transparency and reduce their pharmacy costs, as well as examining the latest trends in PBM contracting. This episode was sponsored by Valenz Health. For more information on PBM contracting or other topics related to the self-funding industry, please visit HCAA.org. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

"I think, not just in terms of the type of AI Verikai does, but AI in healthcare in general, I'm so optimistic about it, just because we are in such early stages of this." - Justen Nestico Did you know that what type of car you drive determines how healthy you're likely to be? Justen Nestico, Director of Actuarial Solutions at Verikai, joined me this week to discuss a really important thing when it comes to risk assessment: data.  We talked about how Verikai integrating AI in interpreting, organizing, and learning from data, as well as what that data says about a populace and how to insure them. Justen and I also covered GLP-1s, like Ozempic, and what they potentially mean for reducing health risks related to obesity.   Justen shared with me the five social determinants of health he sees most often, and some of them were pretty surprising, like what type of car you drive. Join us this week to learn all about AI, risk, and what determines health!  Chapters: (00:00:00) Introducing Justen Nestico (00:08:08) Risk Assessment In Self-Funding (00:10:27) Utilizing AI In Risk Assessment (00:14:47) Consumer Insights from Credit Card Transactions (00:21:18) GLP-1s (00:31:17) The Social Determinants Of Health (00:40:03) Impact of Lifestyle Choices on Health  Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #AIHealthcare #RiskAssessment #DataAnalysis #HealthcareInnovation #BehavioralHealth #LifestyleModification #FinancialIncentives #MachineLearning #HealthcareInequalities #FutureHealthcare #RiskScoring #SelfFunding #selffunded #podcast AI Healthcare, Risk Assessment, Data Analysis, Healthcare Innovation, Behavioral Health, Lifestyle Modification, Financial Incentives, Machine Learning, Healthcare Inequalities, Future Healthcare, Risk Scoring, Self Funding, self funded, podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

"I think, not just in terms of the type of AI Verikai does, but AI in healthcare in general, I'm so optimistic about it, just because we are in such early stages of this." - Justen Nestico Did you know that what type of car you drive determines how healthy you're likely to be? Justen Nestico, Director of Actuarial Solutions at Verikai, joined me this week to discuss a really important thing when it comes to risk assessment: data.  We talked about how Verikai integrating AI in interpreting, organizing, and learning from data, as well as what that data says about a populace and how to insure them. Justen and I also covered GLP-1s, like Ozempic, and what they potentially mean for reducing health risks related to obesity.   Justen shared with me the five social determinants of health he sees most often, and some of them were pretty surprising, like what type of car you drive. Join us this week to learn all about AI, risk, and what determines health!  Chapters: (00:00:00) Introducing Justen Nestico (00:08:08) Risk Assessment In Self-Funding (00:10:27) Utilizing AI In Risk Assessment (00:14:47) Consumer Insights from Credit Card Transactions (00:21:18) GLP-1s (00:31:17) The Social Determinants Of Health (00:40:03) Impact of Lifestyle Choices on Health  Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #AIHealthcare #RiskAssessment #DataAnalysis #HealthcareInnovation #BehavioralHealth #LifestyleModification #FinancialIncentives #MachineLearning #HealthcareInequalities #FutureHealthcare #RiskScoring #SelfFunding #selffunded #podcast AI Healthcare, Risk Assessment, Data Analysis, Healthcare Innovation, Behavioral Health, Lifestyle Modification, Financial Incentives, Machine Learning, Healthcare Inequalities, Future Healthcare, Risk Scoring, Self Funding, self funded, podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

Creating an ambulatory surgery center (ASC) with transparent, affordable pricing is possible and can go a long way in protecting our patients' health, pockets, and futures. Dr. Keith Smith, founder of Oklahoma Surgery Center and the Free Market Medical Association, joins us to explain how to do it. --- CHECK OUT OUR SPONSOR Reflow Medical https://www.reflowmedical.com/ --- SYNPOSIS Dr. Smith shares his journey of creating transparent and affordable healthcare pricing, the challenges faced due to government regulations and insurance companies, and the rapid growth of self-funded companies seeking value in medical services. He highlights the importance of simple, honest pricing and the impact of the Free Market Medical Association in connecting buyers and sellers. Dr. Smith also discusses the expansion of his model beyond Oklahoma and into new surgical centers, emphasizing the need for price transparency in healthcare. --- TIMESTAMPS 00:00 - Introduction 05:06 - Challenges & Growth 14:18 - Self-Funding & Price Transparency 16:47 - Free Market Medical Association 21:44 - Government & Price Transparency 26:19 - Expansion & Future Plans --- RESOURCES Oklahoma Surgery Center: https://surgerycenterok.com/ Free Market Medical Association: https://fmma.org/

In this episode of the Personal Finance Podcast, we're going to talk about the step by step guide to self funding your retirement. How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Delete Me: Use Promo Code PFP for 20% off!   Links Mentioned in This Episode:  The Complete Breakdown of The 2-Fund Portfolio (The Warren Buffett Portfolio) How to Retire At 55 (The Step By Step Plan!) 10 Tips to Optimize Taxes When You Retire Early Should You Contribute to a Roth IRA or Pre-Tax as a High Earner? (By Tax Bracket!) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

LaShawnda Jones explores navigating self-funding, defining boundaries, and embracing her own self-discovery as she navigates the creative journey. Hosted by Elzie Flenard, this episode is a roadmap for creatives on balancing passion and pragmatism.

“I realize there's this massive disconnect in the business model whereby you've got governments and health insurers paying billions and billions of dollars for what might be a not very effective therapy, and then there's all these potential cures, even, and much better treatments out there.” - Savva Kerdemelidis Savva Kerdemelidis and Zan Lowe, of Public Good Pharma, joined me this week to talk about re-aligning the incentive structures for drug development.  In our current system, drugs are often funded based on how much of their formula is patentable, and manufacturers will tweak the formulas in order to get new patents when they've run out. So how do we fix the system, for the public good?  Savva's solution is to “self-fund” pharmaceutical trials, through employers. These trials can be used to determine if lower cost drugs have the same or better effect than more expensive, patented ones (which they often do), and also demonstrate huge cost-savings for employers.  Join us as we take on “Big Pharma” this week on Self-Funded. Chapters: (00:00:00) Introducing Public Good Pharma (00:09:29) Our Profit-Driven Pharmaceutical Industry (00:12:16) Drug Development Challenges in Patent System (00:13:19) Patent Monopolies and “Evergreening” Pharmaceuticals (00:17:44) “Interventional Pharmacoeconomics” (00:19:32) Clinical Trials for Affordable Treatments (00:29:18) Employer Involvement in Lower-Cost Drug Trials (00:33:37) Cost-Effective Pharmaceutical Incentive Strategy (00:36:55) Revamping Healthcare Incentives (00:45:28) Affordable Pharmaceutical Alternatives Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #PharmaIndustry #DrugPricing #PatentSystem #Evergreening #ValueBasedPricing #InterventionalPharmacoeconomics #FormularyDesign #InnovativeIncentives #FixTheSystem #CostReduction #PersonalizedMedicine #AIinHealthcare #selffunded #podcast Pharma Industry, Drug Pricing, Patent System, Evergreening, Value Based Pricing, Interventional Pharmacoeconomics, Formulary Design, Innovative Incentives, Fix The System, Cost Reduction, Personalized Medicine, AI in Healthcare, self funded, podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

“I realize there's this massive disconnect in the business model whereby you've got governments and health insurers paying billions and billions of dollars for what might be a not very effective therapy, and then there's all these potential cures, even, and much better treatments out there.” - Savva Kerdemelidis Savva Kerdemelidis and Zan Lowe, of Public Good Pharma, joined me this week to talk about re-aligning the incentive structures for drug development.  In our current system, drugs are often funded based on how much of their formula is patentable, and manufacturers will tweak the formulas in order to get new patents when they've run out. So how do we fix the system, for the public good?  Savva's solution is to “self-fund” pharmaceutical trials, through employers. These trials can be used to determine if lower cost drugs have the same or better effect than more expensive, patented ones (which they often do), and also demonstrate huge cost-savings for employers.  Join us as we take on “Big Pharma” this week on Self-Funded. Chapters: (00:00:00) Introducing Public Good Pharma (00:09:29) Our Profit-Driven Pharmaceutical Industry (00:12:16) Drug Development Challenges in Patent System (00:13:19) Patent Monopolies and “Evergreening” Pharmaceuticals (00:17:44) “Interventional Pharmacoeconomics” (00:19:32) Clinical Trials for Affordable Treatments (00:29:18) Employer Involvement in Lower-Cost Drug Trials (00:33:37) Cost-Effective Pharmaceutical Incentive Strategy (00:36:55) Revamping Healthcare Incentives (00:45:28) Affordable Pharmaceutical Alternatives Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #PharmaIndustry #DrugPricing #PatentSystem #Evergreening #ValueBasedPricing #InterventionalPharmacoeconomics #FormularyDesign #InnovativeIncentives #FixTheSystem #CostReduction #PersonalizedMedicine #AIinHealthcare #selffunded #podcast Pharma Industry, Drug Pricing, Patent System, Evergreening, Value Based Pricing, Interventional Pharmacoeconomics, Formulary Design, Innovative Incentives, Fix The System, Cost Reduction, Personalized Medicine, AI in Healthcare, self funded, podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

Ready to master the art of bootstrapping and effectively self-funding your business? In this episode of Black to Business, we're diving deep into the practical strategies and mindset shifts necessary for success. We know that starting and sustaining a business with limited resources can be a daunting task, especially as Black entrepreneurs, we often face additional challenges such as restricted access to external funding and systemic barriers. This episode provides you with the tools and insights to turn those challenges into stepping stones towards a thriving, self-funded business.   Bootstrapping is an empowering process that pushes you to be resourceful, creative, and disciplined. It's about making the most of what you have, using strategic planning to generate early revenue, and leveraging your network for support and growth. Gina's expertise offers a blueprint for navigating this path, emphasizing the importance of a strong support system, disciplined personal habits, and the power of a positive attitude. DURING THIS EPISODE YOU'LL LEARN: Get practical tips on managing your finances effectively, from budgeting to keeping personal and business finances separate. Explore innovative ways to fund your business, including value exchange, bartering, and leveraging your network. Learn the significance of customer feedback and how prioritizing reviews can boost your business credibility and sales. Master the art of viewing setbacks as opportunities for learning and growth, keeping your resilience intact.   ABOUT OUR GUEST: Meet Gina Woods, an experienced social entrepreneur, investor, and business advisor. As the Co-Founder/Owner of Donna's Recipe, a celebrated vegan beauty brand, Gina exemplifies the power of bootstrapping and self-funding. With innovative products like the Sweet Potato Pie Collection, Donna's Recipe has made significant strides in the beauty industry, being available in over a thousand Target stores and all Ulta Beauty locations nationwide.   Gina's impact doesn't stop there. She runs a business mastermind program that empowers women to build and grow their enterprises, contributing to the launch and success of numerous multi-million dollar businesses. Additionally, she founded the LA Kids Entrepreneur Camp to inspire and educate young individuals about entrepreneurship from an early age.   Gina's journey is a testament to the power of discipline, creativity, and leveraging community support in mastering bootstrapping and self-funding. Tune in to gain invaluable insights that could transform your business journey. Don't miss out on the resources mentioned in this episode by checking out the show notes at blacktobusiness.com/207   Thank you so much for listening! Please support us by simply rating and reviewing our podcast!   Got a question? We'd love to answer it in an upcoming Q&A. Simply record your quick question → https://blacktobusiness.com/QA    Connect with us on Instagram:  https://www.instagram.com/blacktobusiness/    Don't miss an update! Sign up for our weekly newsletter: https://blacktobusiness.com/mailinglist

University of Oxford DPhil student and online content creator, Katie Hutchinson aka @phdwithkatie, shares her secrets on how to successfully self-fund your PhD - and enjoy it! Katie discusses the biggest challenges self-funding can bring along with her greatest moments, and she gives some fantastic tips on how to effectively and efficiently manage the self-funding process. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Impact Healthcare, the podcast that's all about shaking things up in the health benefits world with exciting ideas and strategies! In this episode, our host, Lester Morales, is joined by Braden Monaco, a seasoned expert from Blue Horizon Benefits, to dive into the world of self-funding solutions! Braden shares valuable insights into how self-funding can transform how businesses handle their healthcare benefits. Together, they explore the ins-and-outs of self-funding, discussing its benefits, potential challenges, and the positive impact it can have on employers and employees.  Braden breaks down the core principles behind self-funding, showing how it empowers companies to manage their healthcare costs, tailor plans to suit their employees better, and save money. He also shares real-world examples of how businesses have successfully used self-funding to improve their healthcare offerings while staying financially responsible. Lester and Braden also tackle common misconceptions and challenges about self-funding, offering practical solutions and advice to overcome these obstacles.  Together, they emphasize the importance of partnerships in the self-funding landscape and how working with experienced benefits consultants like Blue Horizon Benefits can ensure a smooth and successful transition! Whether you're new to self-funding or looking to enhance your current strategy, this episode is packed with valuable insights to help you navigate the complexities of healthcare benefits and maximize your business's potential through self-funding. Subscribe to the Impact Healthcare Podcast and join us to gain a deeper understanding of this innovative approach and take your healthcare strategy to the next level!

On this episode, host Ramesh Kumar, welcomes Oliver Ayres, President Key Family, Key Benefit Administrators, to discuss the Direct-to-Employer (DTE) approach to improve health care cost containment. Oliver simplifies the complexities of DTE, empowering both employers and employees to navigate the health care benefits maze more effectively. Oliver breaks down the intricacies of DTE and shares how it can both cut costs and boost access for self-funded employers and their teams. He will also share real-world examples of how it outperforms the Reference-Based Pricing model for employers and employees. Finally, he'll share valuable advice for brokers, employers, and TPAs considering DTE adoption.This episode was sponsored by Valenz Health. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

Father of two Akhil Chaudhary speaks to Lisa Owen about self funding the cancer drug Tagrisso Osimertinib, one of the 13 cancer treatments that National promised to fund by this year - but failed to deliver in the budget.

The astronomical cost of self funding cancer drugs raises questions about the role of medical insurance in Aotearoa which supposedly has a fully funded health system, Dr Stephen Child, the chief medical officer for insurer Southern Cross speaks to Lisa Owen.

A cancer patient speaks to Lisa Owen has had to self fund life extending cancer treatments; battle the bank and question government road funding priorities in the face of broken promises.

In this episode of the ShiftShapers podcast, we're joined by Daniel Cobb, Vice President of Sales and Strategy at Strategic Benefit Resources, to discuss the evolving landscape of Stop Loss Self Funding and the tech and data solutions supporting it. Cobb shares his journey from the mortgage business to insurance, emphasizing the significant changes and opportunities in self-funded health benefits plans. We discuss how the expansion of self-funded plans is now reaching groups as small as 25 employees. Cobb also explains the role of artificial intelligence in pricing stop loss, as well as the increasing demand for transparency and flexibility in health benefits management. Cobb also offers insights into how advisors can help clients transition to self-funding, the importance of understanding client needs, and other future trends in the industry. Business owners and executives - from large and small firms alike - stand to benefit from the important insights in this business podcast. Key Takeaways:The expansion of self-funded health plans now includes smaller groups, with as few as 25 employees participating.Artificial intelligence and advanced data tools are crucial in pricing stop loss and expanding self-funded health plans to smaller groups.Advisors need to understand whether their clients are savings buyers or quality buyers to effectively present self-funding options.Transparency and access to first-dollar claims data are key benefits of self-funding, allowing for better management of healthcare costs.The future of self-funding involves greater access to data, regional variations in plan management, and continued evolution of high-performance health plans.Strategic Benefit Resources: https://www.strategicbenefitresources.com/Thank you for tuning into this insightful episode of Shift Shapers. If you enjoyed our conversation with Daniel Cobb, please rate, follow, share and review our podcast. Stay tuned for more episodes where we explore the latest trends and innovations in the health benefits industry.

On this episode, Ramesh continued his discussion with Fred Goldstein, co-founder and lead host of PopHealth Week, a weekly radio show that engages thought leaders, disruptive companies, and health systems in the field of Population Health Management. This is the second of a two-part podcast that was recorded in front of a live audience at HCAA's Executive Forum and examined GLP-1, weight loss, gene therapies, reinsurance, and outcomes based contracts. The discussion also focused on population health and the use of data, access to primary care, maternity and musculoskeletal care, and more. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

“It's the second largest line item that a company has, but they will stroke a check every month for a fully insured program without having data to support what those costs are for.” - Stephanie Koch Stephanie Koch joined the show to share what it was like to work in benefits and HR in a fully funded company before moving to one that self-funds.  I invited Stephanie on to hear the employer perspective on the industry, but ended up getting so much more, as she's truly on the cutting edge of healthcare benefits for her company Hendry Marine. We discussed what it's like to deal with Reference-Based Pricing as an employer, why mobile clinics save lives and are crucial to self-funded plans, and why it's so important to seek out nontraditional healthcare solutions in the current market.  No matter what aspect of our industry you work in, everything we do is for employers and employees, and there's so much insight to gain from forward-thinking benefits managers like Stephanie.  Chapters: 00:00:00 Meet Stephanie Koch 00:01:36 Empowering Employers in Self-Funded Healthcare Systems 00:12:37 Challenges in Renewing Fully Funded Healthcare 00:32:44 Maximizing Healthcare Savings Through Reference Based Pricing 00:43:13 Evolving RBP Plans for Employee Benefits 00:51:56 Early Detection Incentives Through Preventive Wellness Exams 01:03:07 Strategic Healthcare Partnering for Self-Funding Success Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #SelfFundedHealthcare #ReferenceBasedPricing #EmployeeBenefits #DataAnalysis #PreventiveExams #OnsiteClinics #CostSavings #ConsultingPartners #HealthcareImprovement #RBPStrategies #HealthcareCosts #TransparentSystem #selffunded #podcast Self Funded Healthcare, Reference Based Pricing, Employee Benefits, Data Analysis, Preventive Exams, Onsite Clinics, Cost Savings, Consulting Partners, Healthcare Improvement, RBP Strategies, Healthcare Costs, Transparent System, self funded, podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

Apply for 7 Figure Wealth Today: https://ginaknox.co/mastermind Episode Synopsis: Jocelyn Montemarano, a video podcast editor and founder of a video podcast production agency, shares her experience in starting her own business. She started her business full-time in 2022 after losing her job and going through a company restructuring. Jocelyn emphasizes the importance of having a beginner's mindset and not being afraid to take the leap into the unknown. She also highlights the challenges of getting clients and consistent income as a beginner business owner. In 2022, Jocelyn Montemarano joined the program and achieved seven-figure wealth in late 2023. She felt settled and no longer had gaps in her income. She focused on building a foundation and feeling good about her business. Jocelyn mentioned that she was initially intimidated by the idea of achieving seven-figure wealth, but she realized that it was about focusing on what she needed right now. She didn't want to get distracted by shiny things and instead wanted to keep showing up and selling more. The conversation explores the desire to have both financial security and the ability to generate additional income. It discusses the tension between prioritizing long-term investments for retirement and the need for short-term income. The hosts highlight the importance of leaving investments untouched to allow them to grow over time. They also emphasize the negative consequences of not starting to invest early. The conversation explores the fear and uncertainty around retirement planning and the importance of starting early. It discusses the penalties associated with early withdrawal from retirement accounts and the need for financial advice. The conversation also touches on the intention behind joining Seven Finger Wealth and the importance of contributing to retirement savings. The speaker discusses the need to organize and understand her retirement accounts and investments. She feels overwhelmed and lacks confidence in managing her money. She mentions having a 401k and retirement accounts from previous jobs, as well as investments in the Stash app. She acknowledges the risk involved in investing and the fear of losing money. The speaker wants to feel more confident and knowledgeable about her financial situation. The conversation covers the topics of organizing and understanding investments, the potential risks and rewards of investing in stocks, and the importance of passive growth in investment accounts. Jocelyn consolidated all of her accounts and investments into one brokerage, which allowed her to see and manage her money more effectively. She realized the importance of building up her business savings and having a buffer for unexpected expenses. Jocelyn started giving herself consistent monthly bonuses and raises, which felt empowering. She also wanted to understand when to reinvest in her business and when to invest in other opportunities, such as real estate. In this part of the conversation, Jocelyn discusses the importance of reinvesting everything back into your business and not relying on it as a retirement plan. She shares her experience of working with wealthy entrepreneurs who still don't have retirement accounts. Jocelyn also talks about the need to assess risk and make decisions that make sense for your business. This conversation gave her the confidence to take money out of her business and not worry about it. The conversation explores the topic of real estate investing and how it has played a role in the guest's wealth goals. They discuss their experiences living in Airbnbs and the benefits of staying in unique properties. They also touch on the high cost of living in certain areas and the challenges of buying property in expensive locations. The conversation explores the concept of house hacking, which involves living in one portion of a property and renting out the other portion. The hosts discuss the popularity of house hacking in Denver and the potential for generating income through short-term rentals. They also mention the importance of finding properties that are suitable for house hacking and the benefits of investing in real estate. The conversation explores the decision-making process of investing in real estate versus the stock market. It discusses the benefits of real estate investing, such as cash flow and property appreciation, and the importance of having a plan. The hosts emphasize the need to have a separate guest suite and the value of having accessible funds for investments. They also advise against putting all your money in the stock market and suggest letting it grow in a high-yield savings account. The conversation explores the concept of building a wealth portfolio and how different financial elements work together. It discusses the idea of using a business to fund investments and how the investments can in turn fund the business. The conversation also touches on the importance of short-term and long-term financial goals. Building wealth and thinking about it outside of the business is non-negotiable. It relieves pressure and provides a comfort blanket. Taking care of future finances and family is important. Having a steady revenue stream and contributing to investments is crucial. Small bonuses and steady progress can make a big difference. The conversation highlights the importance of small investments and the power of compounding. It emphasizes that wealth accumulation doesn't always come from large lump sums, but rather from consistent and strategic small investments. The dopamine hit from seeing investments grow can be addictive, leading to a desire to invest more. About Jocelyn Montemarano: Jocelyn Montemarano is the founder of Connect Through Content, where she supports experts and thought leaders to scale their resonance to reach more of the people who need their work. She does this through her Video Podcast Production and Case Study Sprint offers. Where to find Jocelyn: Website: connectthroughcontent.com Social: @connectthroughcontent

In this episode of DTC Pod, Nicolas Beaupré illuminates the strategies that propelled Mateina's growth in the North American market, where the lure of yerba mate was still largely undiscovered. He emphasizes the crucial role of grassroots efforts like word-of-mouth endorsements and community events in building a loyal customer base. Nicolas shares his journey of self-funding, supplemented later by keen investors, which allowed the brand to foster a robust direct-to-consumer (DTC) sales model. In developing Mateina's signature non-carbonated yerba mate beverage, he underscores the meticulous year-and-a-half-long process of trial and error with suppliers to fine-tune the recipe. Moving into the future, Nicolas envisions continuing to innovate and potentially expand Mateina's retail footprint.Episode brought to you by More StaffingJoin 15k founders and marketers & get our pod highlights delivered directly to your inbox with the DTC Pod Newsletter!On this episode of DTC Pod, we cover:1. Yerba Mate as a Coffee Alternative2. Grassroots Customer Acquisition3. Self-Funding to Venture Capital4. DTC Revenue Strategy5. Product Development Journey6. Product Sourcing and Production7. Sales and Formulations8. Retail Partnerships9. Educational Marketing StrategyTimestamps03:27 Becoming acquainted with maté in South America05:54 Launching an e-commerce store that sells maté08:41 Introducing a ready-to-drink, cold maté to the market14:07 Educating customers on yerba maté15:51 From bootstrapping to getting private investors19:27 Product development — trials, mistakes, expansion23:57 Factors to consider when coming up with a new formula27:01 Mateina's product line, inventory challenges32:18 Lessons on product form and communications strategy35:04 Andrew Huberman's role in launching Mateina in the US37:00 Aligning brand, creator, infrastructure, capital, and distribution43:39 Product education, word of mouth, and brand advocacyShow notes powered by CastmagicPast guests & brands on DTC Pod include Gilt, PopSugar, Glossier, MadeIN, Prose, Bala, P.volve, Ritual, Bite, Oura, Levels, General Mills, Mid Day Squares, Prose, Arrae, Olipop, Ghia, Rosaluna, Form, Uncle Studios & many more.  Additional episodes you might like:• #175 Ariel Vaisbort - How OLIPOP Runs Influencer, Community, & Affiliate Growth• #184 Jake Karls, Midday Squares - Turning Your Brand Into The Influencer With Content• #205 Kasey Stewart: Suckerz- - Powering Your Launch With 300 Million Organic Views• #219 JT Barnett: The TikTok Masterclass For Brands• #223 Lauren Kleinman: The PR & Affiliate Marketing Playbook• ​​​​#243 Kian Golzari - Source & Develop Products Like The World's Best Brands-----Have any questions about the show or topics you'd like us to explore further?Shoot us a DM; we'd love to hear from you.Want the weekly TL;DR of tips delivered to your mailbox?Check out our newsletter here.Projects the DTC Pod team is working on:DTCetc - all our favorite brands on the internetOlivea - the extra virgin olive oil & hydroxytyrosol supplementCastmagic - AI Workspace for ContentFollow us for content, clips, giveaways, & updates!DTCPod InstagramDTCPod TwitterDTCPod TikTok  -----Nicolas Beaupré - Founder & CEO at Mateina Yerba MateBlaine Bolus - Co-Founder of CastmagicRamon Berrios - Co-Founder of Castmagic

Host Ramesh Kumar interviewed Fred Goldstein, co-founder and lead host of PopHealth Week, a weekly radio show that engages thought leaders, disruptive companies, and health systems in the field of Population Health Management. This is the first of a two-part podcast that was recorded in front of a live audience at HCAA's Executive Forum and examined GLP-1, weight loss, gene therapies, reinsurance, and outcomes based contracts. The discussion also focused on population health and the use of data, access to primary care, maternity and musculoskeletal care, and more. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

Sponsor: OpenCageUse OpenCage for your geocoding needs with their APIGeomobShownotesNote: Links to books are Amazon Affiliate links. I earn a small commission if you buy any of these books.GeoLayersgeolayers.appJohnny HarrisMarkus's cameo in a recent videoSearch PartyFeltProcreate dreamsJason Boone's episodePodcast recommendation: Syntax.fmTimestamps(00:00) - Intro(02:26) - Sponsor: OpenCage(03:52) - Markus Describes himself(04:29) - GEOlayers in simple terms(05:50) - From Motion Designer, to Map Animation Developer(07:51) - The team behind GEOlayers(08:20) - How does a Motion Designer turn into software engineer?(10:45) - Tricky nature of Map Animation(13:10) - OpenStreetMap(14:57) - Markus before and after diving into GIS(17:01) - Map projections(20:01) - Business Model & Funding(24:08) - Self Funding(26:38) - Being your own user(27:37) - GEOLayers used on Youtube(30:23) - Working with creator, example of Johnny Harris(32:20) - Paid Support(33:33) - Focusing ones time on what you enjoy doing(35:11) - Making a web app(42:35) - Subscription models(46:34) - Expectations in modern software business models(49:22) - High tech barrier to entry(55:01) - Inspiration from 2 other projects(01:05:32) - The future of GEOLayers(01:07:21) - Local vs Web based software(01:16:13) - Marketing & Social Media(01:20:50) - Book/podcast recommendation(01:23:18) - Support the podcast on PatreonSupport the podcast on PatreonMy video on an introduction to satellite imagesWebsiteMy TwitterPodcast TwitterRead Previous Issues of the NewsletterEdited by Peter XiongFind more of his work

In this episode, Alex and Wade discuss options for funding long-term care expenses. They start by clarifying that Medicare is not a long-term care funding option, as it is for health-related issues. The four main funding options they cover are self-funding, Medicaid, traditional long-term care insurance, and hybrid policies. They focus on self-funding in this episode and discuss factors to consider when choosing a funding strategy, such as age, health, family health history, wealth levels, legacy objectives, risk tolerance, and the costs and benefits of different insurance policies. They also emphasize the importance of involving family members in the long-term care plan and considering the fungibility of assets. The episode concludes with a discussion on the impact of long-term care expenditures on one's standard of living and potential beneficiaries. This conversation explores the concept of self-funding for long-term care and the various factors to consider when making this decision. The chapters cover topics such as volatility and spending flexibility, the impact on inheritance and flexibility, insurance for long-term care, estimating reserves for self-funding, the probability of long-term care events, the ideal persona for self-funding, target date funds for long-term care, using QLAC as a planning tool, self-funding with annuities, spending guilt and behavior change, unpaid informal caregivers, and self-funding with annuities. Listen now to learn more!   Takeaways Medicare is not a long-term care funding option; it is for health-related issues. The four main funding options for long-term care expenses are self-funding, Medicaid, traditional long-term care insurance, and hybrid policies. Factors to consider when choosing a funding strategy include age, health, family health history, wealth levels, legacy objectives, risk tolerance, and the costs and benefits of different insurance policies. Involving family members in the long-term care plan is important to avoid misunderstandings and ensure support. Money is fungible, and assets can be used to fund long-term care expenses, including the house, investment portfolio, and life insurance cash value. Consider the impact of long-term care expenditures on your standard of living and potential beneficiaries. Chapters 00:00 Introduction and Overview 02:58 Medicare and Long-Term Care 06:57 Costs and Considerations 09:59 Choosing a Funding Strategy 16:12 Involving Family Members 21:54 Funding Sources for Self-Funding 23:05 Impact on Standard of Living and Beneficiaries 23:19 Volatility and Spending Flexibility 24:15 Impact on Inheritance and Flexibility 25:45 Insurance for Long-Term Care 26:33 Estimating Reserves for Self-Funding 27:05 Probability of Long-Term Care Events 27:36 Ideal Persona for Self-Funding 28:33 Target Date Fund for Long-Term Care 29:23 QLAC as a Planning Tool 30:12 Self-Funding with Annuities 32:09 Spending Guilt and Behavior Change 36:18 Unpaid Informal Caregivers 41:02 Self-Funding with Annuities   Links The Retirement Planning Guidebook: 2nd Edition has just been updated for 2024! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/  This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Companies like Samsung are sourcing college talent using Scholarship Owl. The firm hit $6m in 2023 revenue, bootstrapped. 150,000 college students join the platform monthly increasing the size and quality of the talent pool the company's B2B customers can pay to access. Can he hit $10m this year?

In this episode, Kyle Matthews is joined by Liz Elting. Liz is the co-founder of the world's largest translation service, TransPerfect, and founder of the Elizabeth Elting Foundation. From building her startup in her college dorm to becoming one of Forbes' richest self-made women, Liz has a unique leadership story to tell. She is the author of “Dream Big and Win,” a book that translates passion into purpose, and is a guest lecturer at Columbia and NYU. Today, Liz shares her insight on the importance of scalability, the complexities of business partnerships, balancing work and family, her commitment to growth, and the role of business in giving back to society. 00:00 Introduction and Early Career01:38 Liz's Big Moment in 201804:09 Current Life and Activities07:33 Childhood and Early Experiences09:09 Language Skills and International Experiences11:03 College and Early Career34:53 Starting TransPerfect36:23 Challenges and Successes in Building TransPerfect43:40 Setting Goals44:00 The Early Struggles and Triumphs of Entrepreneurship44:16 The Importance of Resilience45:57 The Challenges of Self-Funding and Balancing Growth46:43 The Evolution of Management Style and Company Growth47:44 The Turning Point: Realizing the Potential for Success58:28 The Journey to Global Expansion01:00:41 Work-Life Balance01:09:00 The Decision to Sell and Achieving Financial Freedom01:14:57 The Creation of the Elizabeth Elting Foundation01:23:19 Reflections on a Successful Career and Advice for Young Professionals

We are back this week with another candid convo with John, as he dives deep with our latest guest, Mark Holman. Mark is a seasoned entrepreneur, domain name connoisseur, and a compassionate coach. He is the founder and CEO of Datafied Global and Order Medical Records.com. In this chat, Mark and John pull back the curtain on the quirky contrasts in California culture, from Laguna Beach's relaxed vibe to the charged atmosphere of a Santa Monica protest. The geography lesson doesn't stop there; they trek through the sands of Orange County beaches and debate the shifting landscape between Chicago and West Hollywood. But it's not just a travelog, Mark spills the beans on his leap into entrepreneurship and brushes with high-end vacation spots. They cruise down the Pacific Coast Highway, touch on the luxury of Pelican Hills, and set the scene at the once-iconic Arlington International Racetrack. Gear up for a mix of speed and giving back, as Mark gets real about his passion for off-road and horse racing, while simultaneously spotlighting his heartfelt venture, Red Shirt Friday. They're all about rallying corporate muscle to support our deployed soldiers, with Mark giving us the low-down on how they're helping veterans get back on their feet. John and Mark aren't shy about their love for flicks either, dishing out recommendations that range from "Hollywood Nights" to "Tombstone." Hang tight as they geek out over domain names, hashing out the ins and outs of ".ai" extensions and branding goldmines, with Mark turning down a whopping $85k offer for a prime domain. They keep it real, with Mark bringing his coaching experiences to the table, reminiscing about his 40-season streak, and a fresh endeavor to support the unsung heroes of high school sports through ratemycoaching.com. The chat takes a serious turn, as John and Mark celebrate the incredible work of Gigi's Playhouse.  But wait, there's more! They don't just talk shop; they bring startup wisdom, accountability secrets, and major kudos to proactive teachers. Mark doles out sage advice, pushing budding entrepreneurs to grab "The Millionaire Fastlane" and runs us through the needs of a growing business. As the mic cools down, John ties it all together, noting his journey of selling his company after a rollercoaster decade, while Mark dishes on the need for rock-solid systems amidst his company's surging growth. This is a whirlwind episode with brains, heart, and a dose of horsepower — you won't want to miss this amazing blend of life advice and entrepreneurial spirit!   Topics Include: The Challenges and Rewards of Coaching The Journey of Self-Funding a Business The Importance of Accountability in Business The Role of Technology in Business Growth The Intriguing World of Domain Names   Connect with Mark: Datafied Global LinkedIn Red Shirt Friday The Millionaire Fastlane Instagram   Follow John: Instagram TikTok LinkedIn   For More Info on John's Book: https://2000percentraise.com/ More 2000 Percent Raise Episodes and Content: https://linktr.ee/2000percentraise   Produced By: Social Chameleon

Ramesh Kumar hosted Michael Schroeder, the legal luminary-turned-maverick CEO of Roundstone. A lawyer by training, Mike has been on the frontlines, advocating for captives and unveiling the nuances within this captivating world of captives. Ramesh sat down with Mike to gain an understanding of the current state of the captive market, the market's path to maturity, the components of a captive, and how to evaluate the different types. We also gained a sneak peek into some of the challenges on the horizon for captives within the realm of self-insurance. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

“The CAA was the most significant piece of healthcare legislation that we've had since the ACA.” - Sarah Borders Healthcare compliance, especially post-CAA, can be a complex thing for employers to navigate. There's an increased level of scrutiny on employers, with heavy fees for those who don't comply.  This week on Self-Funded with Spencer I'm joined by Sarah Borders, co-founder of Benefits Compliance Solutions. Here are a few key takeaways for consultants: Understanding compliance: Navigating the complex regulations and avoid costly mistakes. Turning compliance into an advantage: Discover how you as a consultant can leverage compliance as a prospecting tool, saving clients from lawsuits, penalties, and headaches. Embracing the benefits of regulation: Understand the purpose of the CAA and how it exposes bad practices, ultimately improving healthcare for everyone. Join us this week on Self-Funded with Spencer to learn how to not get sued. Chapters: 0:00 - Meet Sarah Borders 6:37 - Sarah's Journey To Compliance Expertise 14:05 - The Shift Towards Data-Driven Compliance 17:33 - Remote Work As An Entrepreneur 27:01 - Effective Communication = Effective Information 34:57 - Legal Repercussions Of Cobra Compliance 41:34 - Group Health Plan Compliance 46:20 - Yearly Attestation 54:04 - The Impact Of Regulations On Transparency 1:01:21 - Empowering Clients and Consultants 1:04:38 - The Impact Of CAA On Group Health Plans Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #insurance #compliance #industrytrends #ACA #caa #levelfundedplans #Cobra #CobraCompliance #grouphealthplan #ConsolidatedAppropriationsAct #attestation #regulations #consulting #futureofcompliance #healthcarecompliance #selffunded #selffunding #podcast Insurance, Compliance, Industry Trends, ACA, CAA, Cobra, Cobra Compliance, Group Health Plan, Consolidated Appropriations Act, Attestation, Regulations, Consulting, Future Of Compliance, Healthcare Compliance, Self Funded, Self Funding, Podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

"I think our industry is craving some disruption - and it needs it." - Jack Crotty What does it actually mean to disrupt the health insurance industry?  Jack Crotty, the Director of Business Development of Adyptation, joined me in studio this week for a discussion on the innovative solutions he's bringing to the consulting world, including pharmaceutical sourcing and specialized disease care that brings incredible care to employees and day one savings to the employers who pay for it.  As Jack says in the episode, Adyptation's primary goal is to act as a “Robin Hood” figure in the industry, taking the power from the large corporations and giving it back to the people the industry is meant to serve, and anyone who listens to the show knows that's a mission I can get behind. Jack and I also had a fascinating discussion on what the role of wearables should be in tracking patient progress. When utilized correctly, wearable data allows physicians to assess patient progress as they work towards their personal health goals.  Join us this week for a very future-focused episode of Self-Funded with Spencer. Chapters: 0:00 - Meet Jack Crotty 06:46 - Navigating Approval Processes 10:23 - The Power of Being a Startup Disruptor 18:43 - Specialty Disease Management and Cost Containment 23:11 - Saving Employers 30% Through Sourcing 30:19 - Tracking Health with Wearable Devices 35:32 - Streamlining Employer Benefits with Pass-Through PBMs 37:07 - Strategic PBM Partnerships for Seamless Growth Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #InnovativeSolutions #InsuranceConsulting #Disruption #Disrupters #Startups #SpecialtyDiseases #PharmaceuticalSourcing #ClinicalSupport #AlignedIncentives #Diet #Wearables #SelfFunded #SelfFunding #Podcast Innovative Solutions, Insurance Consulting, Disruption, Disrupters, Startups, Specialty Diseases, Pharmaceutical Sourcing, Clinical Support, Aligned Incentives, Diet, Wearables, Self Funded, Self Funding, Podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

Ken interviews Co-Founders of Negative, Marissa Vosper and Lauren Schwab.Lauren Schwab co-founded Negative in 2014 alongside Marissa Vosper with no experience in the fashion and manufacturing industry. With a passionate belief that women deserved to love the garments closest to their skin, Lauren taught herself every stage of developing, fitting and producing beautiful and functional intimate apparel. Prior to Negative, Lauren started her career in finance, working at two globally recognized investment management firms. Lauren was selected as one of WWD's 40 Under 40 list of industry notables who are changing the face of retail, fashion and the beauty industry. She graduated from the University of Pennsylvania with degrees in Art History and Diplomatic History. When she isn't working on Negative, she loves spending time with her husband and 3 little kids.Marissa Vosper was born and raised in Boulder, CO. She attended the University of Pennsylvania, earning degrees in Political Science and Spanish Language. After establishing her early career in branding, she co-founded Negative in 2014 alongside Lauren Schwab. Within the company, Marissa is focused on all aspects of brand strategy, communications, marketing, web and customer experience. Prior to Negative, she worked at two large branding agencies for a variety of clients, including Fortune 500 corporations, fashion labels, luxury brands and start-up businesses. She was honored as part of the Forbes 30 Under 30 List of Entrepreneurs for Art & Style. Marissa currently resides in New York City with her husband and 3 sons.Key takeaways from this episode include:1.    Inspiration Behind Negative Underwear: Marissa and Lauren were inspired to start Negative Underwear after recognizing a gap in the market for high-quality, minimalist lingerie. Dissatisfied with the options available, they embarked on a four-year journey from concept to launch, conducting market research and product development while maintaining full-time jobs.2.    Differentiation in the Market: Negative Underwear aimed to distinguish itself by offering a product that combined high-quality raw materials sourced from European heritage mills with an accessible price point through a direct-to-consumer model. The founders identified a lack of options between luxurious, but expensive, brands and mass-market, poorly made options, positioning Negative Underwear in a unique space.3.    Strategic Naming and Branding: The name "Negative" was chosen to reflect the brand's commitment to minimalism and a direct, provocative appeal. The founders wanted to stand out from other lingerie brands that often had French or girly names. The name embodied their vision of creating a straightforward, American brand that challenged existing norms in the lingerie market.4.    Self-Funding and Growth Philosophy: Negative Underwear has achieved substantial growth without external funding. Marissa and Lauren emphasize the importance of sustainable and thoughtful growth, drawing parallels to iconic brands that built their success over time. They prioritize making a superior product and focus on creating brand allegiance through a methodical and customer-centric approach.5.    Future Growth Opportunities: While the brand has primarily focused on direct-to-consumer sales, the founders acknowledge the potential for growth in various channels, including wholesale, retail, and even exploring platforms like Amazon. Despite having experimented with pop-ups and partnerships in the past, their lean approach allows themto adapt quickly to new opportunities, leaving the door open for potential expansion.6.    Lean Team and Profitability: Negative has maintained a lean team with around 15 full-time employees, emphasizing a disciplined and profitable approach. This focus on profitability over top-line growth sets them apart from the trend of driving top-line without regard to the bottom line that was prevalent in the past.7.    Resourceful Use of Freelance Talent: Negative became proficient in working with freelance talent due to resource constraints in the early years. This flexibility in utilizing fractional roles and determining when a role merits full-time hiring has contributed to their success in doing more with less.8.    Product-Centric Marketing: The co-founders believe in the product being the best form of marketing. They emphasize creating an exceptional product that outperforms existing options, leading to word-of-mouth growth and strong customer retention. Initially focusing on press coverage, they adapted their marketing strategies as customer behavior shifted to online platforms, particularly social media.9.    Strategic Growth Initiatives: Negative initially engaged in old-fashioned methods like trunk shows, leveraging personal networks to get hands-on interaction with potential customers. They stress the value of building a customer base before heavily investing in paid advertising. Collaborations with like-minded brands, influencers, or celebrities are considered when they can tell a unique story to a potential audience.10. Challenges and Lessons Learned: Challenges include finding new profitable channels for customer acquisition, maintaining the brand's core specialness while expanding, and dealing with price competition in the market. Key lessons learned include the difficulty of manufacturing in the intimates sector, the importance of realistic growth expectations when working with partners, and the value of adapting to new challenges while staying true to the brand's identity.

"There's no reason you can't make content.There's no excuses. Just get started. Because it could open opportunities you don't even know." - Jake Rushton Jake and I can both honestly say that we would not be where we are in our careers today without social media, but for many of those who tune into the show, getting started with producing content can be super intimidating. How do you film reels or podcasts? Do you need a bunch of super expensive equipment right away? And, if you put the time/money in, what's truly the ROI? Jake Rushton is a 401k and retirement planner who in recent years has also started social media strategy consulting through his company Zeke Digital. He's mastered the art of starting a social media presence, creating content catered to your goals, and turning your likes and followers into clients.  Of course, in the social media world, ROI isn't immediate; social marketing is a marathon, not a sprint. But, if you invest your time and energy wisely, you can open up opportunities in your career you've never even thought of.  Chapters: (00:06:01) Running A Marathon At Twelve (!) (00:12:54) Managing 401(k)s (00:21:31) The Transformative Potential of Content Creation (00:29:33) Building Trust In You And Your Brand (00:32:30) Overcoming Insecurity and Embracing Imperfection (00:40:01) Efficient Video Production and Distribution Strategy (00:45:40) The Power of Tailored Content on Social Media (00:51:07) Optimizing Your LinkedIn Profile for Success (00:59:01) Leveraging Content Creation for Effective Communication Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #contentcreation #trustbuilding #marathonrunning #crosscountryrunning #401k #digitalmarketing #batchcontentcreation #linkedInprofile #selffunded #selffunding #podcast Content Creation, Trust Building, Marathon Running, Cross Country Running, 401k, Digital Marketing, Batch Content Creation, LinkedIn Profile, Self Funded, Self Funding, Podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

“I think we're now at a point where we as a society are recognizing we can't wait until it gets bad enough. And how do we get people into care sooner?" - Megan Rozanski I wanted to close out January with a focus on mental health and how to continue breaking down the stigma surrounding it, and Megan Rozanski was gracious enough to join me in the studio to do just that.  Expanding access to and improving the delivery of healthcare have been two key values of the podcast since the beginning, and those objectives are no less important in the mental health sphere.  How did COVID impact the future of mental health care? What pushed Megan to leave her corporate career and take on the uncertainties and challenges of founding a startup in the industry? And what can we do to improve access to care?  Join us to learn the answers to all of those questions and more, this week on the Self Funded podcast! A few of Megan's sources: Increased comorbidities and total cost of care: https://www.psychiatry.org/File%20Library/Psychiatrists/Practice/Professional-Topics/Integrated-Care/Milliman-Report-Economic-Impact-Integrated-Implications-Psychiatry.pdf Share of employees in poor mental health who couldn't get into treatment: https://www.kff.org/private-insurance/poll-finding/kff-survey-of-consumer-experiences-with-health-insurance/ Increased likelihood of going out of network to see a behavioral health provider versus primary care: https://www.milliman.com/en/insight/addiction-and-mental-health-vs-physical-health-widening-disparities-in-network-use-and-p Chapters: (00:01:41) The Entrepreneurial Journey in a Mental Health Startup (00:09:41) Supportive Work Environments for Mental Health (00:14:22) Revolutionizing Therapist Matching (00:20:56) Personalized Therapy Matching Algorithm (00:29:45) Reducing Barriers and Expanding Access to Mental Health Care (00:35:52) Improving Mental Health Care for Self-Funded Employers (00:49:12) Underserved mid-sized employers seeking mental health access Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #mentalhealth #startup #founder #accessibility #therapy #selfcare #workplacewellness #destigmatize #employeewellbeing #healthtech #HealthcareIndustry #SelfFunding #SelfFunded #Podcast Mental Health, Startup, Founder, Accessibility, Therapy, Self Care, Workplace Wellness, Destigmatize, Employee Wellbeing, Health Tech, Healthcare Industry, Self Funding, Self Funded, Podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

"Whereas the current structure pits [employers, doctors, and patients] against each other, with Direct Primary Care, we all want the same thing." - Dr. David Cameron For Dr. David Cameron, DPC (direct primary care) isn't just another health insurance acronym; it's a revolutionary approach to delivering healthcare that has transformed his role as a physician. Beyond incorporating DPC into his practice, David, in his capacity as the Chief Medical Officer at Hint Connect, is actively working to expand the reach of direct primary care to as many practices as possible. His mission is clear: aligning the interests of employers, patients, and doctors for a more cohesive healthcare system. I had the pleasure of speaking with David to gain some insight into the physician's perspective on direct primary care; how it's not just more cost-effective, but also an efficient and convenient way to provide healthcare. Join us on this DPC-themed episode of Self Funded for an enlightening conversation about the future of healthcare—you won't want to miss it. Chapters: (00:04:19) Personalized Healthcare for Longevity and Well-being (00:14:12) Membership-based Primary Care with Unlimited Access (00:26:25) Decrease in HIV and Tuberculosis Cases (00:33:09) Streamlining Onboarding and Ensuring DPC Success (00:42:41) Text-Based Communication in Direct Primary Care (00:47:10) Comprehensive and Convenient Healthcare Services (00:55:10) Challenges and Opportunities in Direct Primary Care (00:58:33) Streamlining Onboarding for Physicians Starting DPC Practices (01:00:56) The Surge of Direct Primary Care (01:07:08) Transformation of healthcare through direct primary care Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/ Key Words:  #directprimarycare #healthcare #costeffective #accessibility #selffunding #physician #primarycare #transformation #healthylifestyle #healthcareindustry Direct Primary Care, Healthcare, Cost Effective, Accessibility, Physician, Primary Care, Transformation, Healthy Lifestyle, Healthcare Industry, Self Funding, Self Funded, Podcast --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

On the latest episode meet Dr. Jerry Beinhauer, a clinician turned innovator and the brains behind Apaly Health. Host Ramesh Kumar and Dr. Beinhauer unravel the mysteries of Direct Primary Care (DPC) arrangements including how to improve access, mitigate employee population risks, uncover the metrics that matter, and slash costs for ER and specialist visits. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

Iskra Lawrence is a business owner, brand builder, investor and supermodel momma - she is also is the founder of Saltair and Self Funding. She's dedicated her career to empowering women. Her candid discussions online and TEDx talk disrupt societal norms and inspire millions, landing her places on Forbes 30 Under 30, and BBC World's 100 Most Influential Women.Join Emily as she sits down with the refreshing and incredible Iskra Lawrence.  Iskra is one of social media's first advocates of body positivity (before it was a trending topic) and this is something both Iskra and Emily can relate to eachother so much on - discussing some of the challenges with body image from their earlier modeling days.  They get into Iskra's journey as a model, to being vulnerable / opening up her life online, early motherhood, balancing marriage and career, and building her incredibly successful beauty brand Saltair.  Follow Emily on Instagram here and tiktok hereFind Emily on Youtube here  Follow Iskra on Instagram here and Tiktok here Check out Saltair here ReModeling is produced by Em Roberts and Ali Alquiza  *Subscribe, rate, review wherever you listen to podcasts!