Podcasts about federal retirees

Hello PYFR team! I love the podcast and appreciate it and all the resources you offer. My question is about taxes on the pay-out of annual leave for retirees. I assumed it would be considered income just like salary and would be taxed at whatever rate my income met for that year. But, a colleague who is planning to retire in a few months is planning to use all his leave now because he thinks the payout will be treated like a bonus and taxed at a higher rate. And, are bonuses even taxed a higher rate, or is only the amount withheld higher? Thanks so much! - Kevin   

The Windfall Elimination Provision and Government Pension Offset have both been around for decades. They reduce or rule out Social Security benefits for some federal retirees. A bill to repeal them has been gaining unprecedented traction. For one view of this issue, Federal News Network's Drew Friedman spoke with the staff vice president of the National Active and Retired Federal Employees Association, John Hatton. Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the old saying? Never a lender nor debtor be? For most of us, no problem not being a lender. But for buying a house or a car -- that entails taking on debt for the average working stiff. Not all debt is evil if you manage it correctly. Retired federal manager Abe Grungold of AG Financial Services joined The Federal Drive with some advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

For a couple of decades, the For Your Benefit show has aired here on Federal News Network. It was regular listening for anyone planning to retire someday. Host Bob Leins broadcast his final show this past Monday. Because he was such a fixture for our listeners and for those of us at the station, Federal Drive Host Tom Temin didn't want Mr. Leins to get away without a final interview. Learn more about your ad choices. Visit megaphone.fm/adchoices

Article Link: https://hawsfederaladvisors.com/best-states-to-retire-to-for-federal-retirees-in-2024/ Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

FEBC's Elizabeth Inman interviews GEHA's RAj Vavilala to discuss this year's open season. What has changed this year? What do we need to look out for? Is there any new information on postal reform? There are landmark changes coming with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. FEBC has the information you need. Subscribe today so you don't miss anything! The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number?https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171 

Starting in January, federal retirees and other beneficiaries will see another cost-of-living adjustment (COLA) added to their Social Security benefits. The 2024 COLA will be 3.2%, the Social Security Administration announced Thursday. It's a relatively smaller adjustment compared with the COLA that beneficiaries received for 2023. The annual COLA is meant to keep federal retirees and Social Security recipients' benefits on pace with rising inflation. COLA amounts are determined by the third quarter each year of the Bureau of Labor Statistics' Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). But like every year, not all federal retirees will receive the full 2024 COLA. Depending on the system under which a federal employee retires, the exact 2024 COLA amount varies. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Federal Employee Benefit Coordinator's Podcast, we hear valuable information about Medicare Part B election as the Postal Service Health Benefits Program approaches. There has not been a lot of information made available to postal employees, but we have the details you need to know to protect the health benefits for you AND your family. There are landmark changes coming with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. FEBC has the information you need. Subscribe today so you don't miss anything! The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-c... What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-trans... Free 17-point Assessment for Federal Retirement:

What are the coming changes for Postal employees and retirees health benefits and premiums? We find out in this second portion of an interview with Federal Insurance expert, Kerin Barngrover. There are landmark changes coming with the new Postal Health Reform Act. Elizabeth Inman is leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. FEBC has the information you need. To watch part one and two of this interview: Part One: https://youtu.be/orCgmHeRvSg Part Two: https://youtu.be/XoIyDA98ObA Subscribe today so you don't miss anything! The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? FEBC Online Resources: https://febcnow.com/resource-center • The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator • What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: • The TSP Millionaire Book: https://febcnow.com/#formblock • The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form • Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition • Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

What are the coming changes for Postal employees and retirees health benefits and premiums? We find out in this second portion of an interview with Federal Insurance expert, Kerin Barngrover. There are landmark changes coming with the new Postal Health Reform Act. Elizabeth Inman is leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. FEBC has the information you need. To listen to part one of this interview, click here:https://youtu.be/orCgmHeRvSgSubscribe today so you don't miss anything! The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? FEBC Online Resources:  https://febcnow.com/resource-center • The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator • What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: • The TSP Millionaire Book: https://febcnow.com/#formblock • The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form • Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition • Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources:Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

What are the coming changes for Postal employees and retirees health benefits and premiums? We find out in this first-of-three episodes of the FEBC podcast. Elizabeth Inman has a candid conversation with a senior insurance executive. There are landmark changes coming with the new Postal Health Reform Act. Elizabeth Inman is leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. FEBC has the information you need. Subscribe today so you don't miss anything! The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes from Season Three: Part One:    • Postal Reform–Par...  Part Two:    • Postal Reform–Par...  Part Three:    • Postal Reform–Par...  Part Four:    • Postal Reform–Par...  Part Five:    • Postal Reform–Par...  Part Six:    • Postal Reform–Par...  Part Seven:    • Postal Reform–Par...  Part Eight:    • Postal Reform–Par...  Part Nine:    • Who is Bryan Fent...  Part Ten:  • https://youtu.be/TyBsOJDoxZkFEBC Online Resources: https://febcnow.com/resource-center • The TSP Calculator: https://febcnow.com/tsp-millionaire-c... • What is my Risk Number? https://go.riskalyze.com/start-rq • Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Free Download Resources from FEBC: • The TSP Millionaire Book

In this follow-up episode of the Federal Employee Benefit Coordinator's Podcast, we hear valuable information from FEBC Vice-President and Elizabeth's son, Bryan Fentress. So, what's going on in the Postal world that has so many employees and retirees calling these two? It's the landmark changes coming with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nation's largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. FEBC has the information you need. Subscribe today so you don't miss anything! The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes: Part One: https://youtu.be/Tpi9A1dkZek Part Two: https://youtu.be/-nuo3ifm_ik Part Three: https://youtu.be/8qxbJ0I-fsw Part Four: https://youtu.be/HxTQES3U3lo Part Five: https://youtu.be/x3VNZVdxAeE Part Six: https://youtu.be/XIIikab_kMg Part Seven: https://youtu.be/7lrawLkqsk4 Part Eight: https://youtu.be/qZWR1s5y7a4 Part Nine: https://youtu.be/5yPF0UKNaT4 FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

In this unique episode of the Federal Employee Benefit Coordinator's Podcast, we finally get to meet FEBC Vice-President and Elizabeth's son, Bryan Fentress. So, what's going on in the Postal world that has so many employees and retirees calling these two? It's the landmark changes coming with the new Postal Health Reform Act. Elizabeth and Bryan are leading a nationwide campaign to help you, the Federal and Postal employee get educated and manage the changes that are coming soon to one of the nations largest health programs. You need to be informed so as these changes take place, you can make the best decisions for you and your family. FEBC has the information you need. Subscribe today so you don't miss anything! The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes: Part One: https://youtu.be/Tpi9A1dkZek Part Two: https://youtu.be/-nuo3ifm_ik Part Three: https://youtu.be/8qxbJ0I-fsw Part Four: https://youtu.be/HxTQES3U3lo Part Five: https://youtu.be/x3VNZVdxAeE Part Six: https://youtu.be/XIIikab_kMg Part Seven: https://youtu.be/7lrawLkqsk4 Part Eight: https://youtu.be/qZWR1s5y7a4 FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-c... What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary:

In part eight of this FEBC podcast series on the Postal Reform Act, Elizabeth Inman talks about how the USPS Health Benefit Program (Postal Reform) will affect Annuitants (Retired Postal Employees). What will you need to know before the Open Season? What are you required to do during the Open Season? Find out in this week's podcast. The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes: Part One: https://youtu.be/Tpi9A1dkZek Part Two: https://youtu.be/-nuo3ifm_ik Part Three: https://youtu.be/8qxbJ0I-fsw Part Four: https://youtu.be/HxTQES3U3lo Part Five: https://youtu.be/x3VNZVdxAeE Part Six: https://youtu.be/XIIikab_kMg Part Seven: https://youtu.be/7lrawLkqsk4 FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171

Facebook/Instagram: Haws Federal Advisors Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

In part seven of this FEBC podcast series on the Postal Reform Act, Elizabeth Inman talks about how the USPS Health Benefit Program (Postal Reform) will affect postal retirees (also known as Annuitants). How will this new program affect your out of pocket expenses? Find out in this week's podcast. The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes: Part One: https://youtu.be/Tpi9A1dkZek Part Two: https://youtu.be/-nuo3ifm_ik Part Three: https://youtu.be/8qxbJ0I-fsw Part Four: https://youtu.be/HxTQES3U3lo Part Five: https://youtu.be/x3VNZVdxAeE Part Six: https://youtu.be/XIIikab_kMg FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: Federal Employee Benefit Coordinators Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171 

Facebook: Haws Federal Advisors Instagram: Haws Federal Advisors Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

In part six of this FEBC podcast series on the Postal Reform Act, Elizabeth Inman talks about the three exceptions to the USPS Health Benefit Program requirement to enroll in Medicare Part B. These exceptions apply to both you and your family's health coverage. Do you quality for these exceptions? Are there other alternatives to be considered? Find out in this week's podcast. The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes: Part One: https://youtu.be/Tpi9A1dkZek Part Two: https://youtu.be/-nuo3ifm_ik Part Three: https://youtu.be/8qxbJ0I-fsw Part Four: https://youtu.be/HxTQES3U3lo Part Five: https://youtu.be/x3VNZVdxAeE FEBC Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: FEBC Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171 In this Podcast Episode: 00:00 Introduction 01:49 What it means to suspend your coverage versus dropping coverage 07:50 The three exceptions to enrolling in Medicare Part B 09:21 Resources you can access now

In part five of this FEBC podcast series on the Postal Reform Act, Elizabeth Inman talks about the coming changes to the USPS Health Benefit Program and specifically how this new program will affect your family and their health coverage, based on your age at the time of selection.  Will you have to enroll your family in Medicare Part B?  What are the exceptions?  Find out in this weeks podcast. The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes: Part One: https://youtu.be/Tpi9A1dkZek Part Two: https://youtu.be/-nuo3ifm_ikPart Three: https://youtu.be/8qxbJ0I-fsw Part Four:  https://youtu.be/HxTQES3U3loFEBC Online Resources: https://febcnow.com/resource-centerThe TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblockThe TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-formSix Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment  Subscribe today for more valuable information and FREE resources.  Contact Us: FEBC Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171 In this Podcast Episode: 00:00 Introduction 01:08 Will this Postal Reform Act affect Federal Employees?02:57 What to do if you are Age 64 or older - your Medicare Part B election.03:56 What to do if you are younger than Age 64 - your Medicare Part B election.04:21 What about my family members and their health coverage?07:21 Resources you can access now

In part four of this new FEBC podcast series on the Postal Reform Act, Elizabeth Inman talks about the coming changes to the USPS Health Benefit Program and how this new program will affect those who are approaching retirement.  Will you have to enroll in Medicare Part B?  What are the exceptions?  What about the rest of my family?  Find out in this weeks podcast. The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes: Part One: https://youtu.be/Tpi9A1dkZek Part Two: https://youtu.be/-nuo3ifm_ikPart Three: https://youtu.be/8qxbJ0I-fsw FEBC Online Resources: https://febcnow.com/resource-centerThe TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq  Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblockThe TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-formSix Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment  Subscribe today for more valuable information and FREE resources.  Contact Us: FEBC Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171 In this Podcast Episode: 00:00 Introduction 01:07 Now it the time to make decisions02:09 How this new law will affect both Postal AND Federal employees.05:26 A review of what we've discussed so far11:26 How this law will affect Medicare Part B12:59 Resources you can access now

Hiring is a difficult task for any organization, but federal agencies have stresses that others do not. With waves of retirement happening at agencies like the IRS, Veterans Affairs Department and others, open positions go unfilled for extended periods of time. But, our guest today writes that retirees are a good source of talent for the federal government, if only it were not so hard to hire them back. Ronald Sanders was a federal civil servant for almost 40 years, serving in senior positions with the Defense Department, the IRS and the Office of Personnel Management.  He is also of “Federal Retirees Could Be a Great Talent Source, If Only It Were Easier to Bring Them Back.” He joined the podcast to discuss his post and bring federal retirees to agencies. *** Follow GovExec on LinkedIn: https://www.linkedin.com/company/government-executive  

In part three of this new FEBC podcast series on the Postal Reform Act, Elizabeth Inman talks about the coming changes to the USPS Health Benefit Program and how OPM is launching a new enrollment platform that will be a significant undertaking with heavy call volume expected. The Postal Reform Act raises these concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health? Previous Postal Health Reform Episodes: Part One: https://youtu.be/Tpi9A1dkZek Part Two: https://youtu.be/-nuo3ifm_ik FEBC Online Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: FEBC Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171 In this Podcast Episode: 00:00 Introduction 01:29 Federal vs. Postal Benefits 01:58 Changes coming to Federal employees in the future 02:12 Review of Part One & Two of this series 02:55 OPM is launching a new enrollment platform 03:50 The 2023 upcoming Open Season - heavy call volume 04:52 Federal programs will follow after Postal Reform 07:35 Free Resources available to you right now

In part two of this new FEBC podcast series on the Postal Reform Act, Elizabeth Inman talks about the coming changes to the USPS Health Benefit Program and how this is a precursor to changes that will be made within the other Federal agencies in years to come. The Postal Reform Act raises these concerns for both Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health?FEBC Online Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: FEBC Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171 In this Podcast Episode: 00:00 Introduction 00:46  Why is this legislation so important to Federal and Postal employees?01:38  The law behind the Postal Reform Act02:12  How this legislation will affect Federal employees now, & in years to come03:18  How a Pool Risk works and affects premiums and benefits05:55  Selecting a plan during open season in 2024 within only 1 month of plan review07:13  How you can access FREE information now to get educated07:56  Resources available to you right now

In this new FEBC podcast series, Elizabeth Inman takes a deep dive into Postal Reform and talks about the coming changes to the USPS Health Benefit Program. There are two main concerns for Postal & Federal Retirees: 1. Am I going to have enough income in retirement? 2. What if something significant happens to my health?FEBC Online Online Resources: https://febcnow.com/resource-center The TSP Calculator: https://febcnow.com/tsp-millionaire-calculator What is my Risk Number? https://go.riskalyze.com/start-rq Free Download Resources from FEBC: The TSP Millionaire Book: https://febcnow.com/#formblock The TSP Risk-Guard Exec Summary: https://febcnow.com/riskguard-form Six Keys to Understanding the New TSP Mutual Fund Window: https://febcnow.com/landing-tsp-transition Free 17-point Assessment for Federal Retirement: https://febcnow.com/17-point-assessment Subscribe today for more valuable information and FREE resources. Contact Us: FEBC Website: www.FEBCnow.com Call FEBC Offices: (918) 396-5171 In this Podcast Episode: 00:00 Introduction 01:02 Postal Reform 8-part series 01:29 Sweeping Reform of the USPS Health Benefit Program 02:21 OPM is moving to the Cloud 03:30 Postal Reform of 2023 05:00 The topics to be discussed in this series

The speaker will discuss the importance of having this conversation now, while sharing some of her own experience.  She will identify some of the statistics (reported cases, non-reported cases, hospitalizations, deaths, affected children) and what research shows would be a huge step to stop domestic violence before it starts – looking at Mental Health and resilience, stable and positive parenting. The speaker will review what warning signs indicate a possible abusive relationship; why someone being victimized by domestic violence finds it difficult or impossible to leave, and what you can do to be part of the solution   Speaker:    Maria Fitzpatrick Moderator:  Mary Shillington   Maria was born and raised in St. John's, NL.  She attended Memorial University of Newfoundland pursuing a conjoint degree in Education and Physical Education.  She is a mother, grandmother and a great-grandmother. Maria has worked all across Canada as well as in the United States for 45 years. She has been a teacher, recreation supervisor, coach, Parole Officer, Policy Analyst and Regional Executive Vice-President of her union. She was the MLA for Lethbridge East in the from 2015-2019. In addition to volunteering with several community groups, in June she was appointed the Advocacy Program Officer with the National Association of Federal Retirees for southern Alberta.  Maria is well versed on this topic having survived being victimized for 9 years by her first husband.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Federal retirees and Social Security recipients are about to get the largest increase in their cost-of-living adjustment (COLA) in over four decades.The COLA will increase 8.7% for 2023, the Social Security Administration announced on Oct. 13. But not all federal retirees will see that amount added to their checks. Those in the Federal Employee Retirement System (FERS) will receive a 7.7% COLA starting in January.

Issues with the Thrift Savings Plan member access system have persisted for more than a month now. Long wait times and dropped calls at the TSP's customer service center, lack of access to historical documents, beneficiary designations and financial information. All problems with the new My Account Platform. The Federal Retirement Thrift Investment Board launched the system June 1. Now, many of the problems are getting more attention on Capitol Hill. Federal News Network's Drew Friedman spoke with Rep. Eleanor Holmes Norton (D-D.C.), about why the TSP issues have been a recent priority for her, on the Federal Drive with Tom Temin.

When Congress created the Federal Employee Retirement System in the ‘80s, one of the most notable changes was that future retirees would get smaller cost of living adjustments than participants in the old Civil Service Retirement System. CSRS and Social Security beneficiaries get COLAs that match inflation; FERS retirees get a smaller adjustment. That hasn't been a big deal over the past decade of low inflation, but obviously circumstances have changed. The National Active and Retired Federal Employees Association (NARFE) is urging Congress to pass the Equal COLA Act, which would get rid of the disparity between CSRS and FERS COLAs. To talk more about it, the Federal Drive was joined by John Hatton, Vice President for Policy and Programs at NARFE.

In today's Federal Newscast, House lawmakers want to change how cost-of-living adjustments, or COLAs, are calculated for many federal retirees.

SmartAsset https://smartasset.com/retirement/retirement-taxes Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ TSP Cheat Sheet https://hawsfederaladvisors.com/tsp-cheat-sheet-landing-page/ Submit a question here: https://hawsfederaladvisors.com/question-submission-page/ Check out the full article here: https://hawsfederaladvisors.com/how-to-pick-your-federal-retirement-date-3-common-mistakes/ Check out "Building Wealth in The TSP" on Amazon: https://amzn.to/2FytP9W I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

SmartAsset https://smartasset.com/retirement/retirement-taxes Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ TSP Cheat Sheet https://hawsfederaladvisors.com/tsp-cheat-sheet-landing-page/ Submit a question here: https://hawsfederaladvisors.com/question-submission-page/ Check out the full article here: https://hawsfederaladvisors.com/how-to-pick-your-federal-retirement-date-3-common-mistakes/ Check out "Building Wealth in The TSP" on Amazon: https://amzn.to/2FytP9W I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

In today's Federal Newscast, two House Democrats are introducing their own legislation that would give retirees a higher cost-of-living adjustment next year.

Jessica Klement, Staff Vice President of Policy and Programs at NARFE, provides updates on federal retirees going back to work to help with the coronavirus response and what they should consider Danny Werfel, Managing Director and Partner of Boston Consulting Group, discusses lessons learned from past stimulus bills and advancements in oversight capabilities John Shoraka, Managing Director of GovContractPros, goes over potential roadblocks for small business government contractors in the CARES Act

In today's Federal Newscast, the Thrift Savings Plan wants to change the rate it currently uses to calculate some annual cost of living adjustments.

For the past decade — since the end of the 2008-2009 Great Recession — stock market experts have regularly predicted a major correction, a drop of 20% or more in the stock market, each year up to and including now. So far they’ve all been wrong. This is the longest bull market in history. But eventually they will be correct and the market will tank. Then all their sky-is-falling-in predictions will be filed away and forgotten. In the meantime there is a bear market. The C, S and I funds of the Thrift Savings Plan tank. Like last time hundreds of thousands of TSP investors, both active and retired, will trade in their shares of the stock index funds for the “safety” of the Treasury securities G fund. Then what, are you ready? Which is why we called in Arthur Stein, a Washington, D.C.-area financial planner. Many of his clients are federal workers or retirees. Several are also TSP millionaires who rode out past financial ups and downs, investing mostly or exclusively in the stock market during good times — and especially “bad” times when stocks were on sale. He also worked on Capitol Hill and has been called back to give talks on the TSP to congressional staffers. And he’s our guest today on Your Turn at 10 a.m. EST. Listen on www.federalnewsnetwork.com and also on 1500 AM in the Washington area. The show will be archived on our website so you can listen anytime and tell a friend about it. If you have questions for him please email them before showtime to mcausey@federalnewsnetwork.com

In today's Federal Newscast, a bill in the House would replace the Windfall Elimination Provision which currently cuts Social Security benefits for federal retirees who worked in a private sector job and also receive a government pension.

In today's Federal Newscast, legislation in both the House and Senate aims to guarantee every senior a Social Security cost of living adjustment with an annual floor of no less than 3%.

In today's Federal Newscast, the Supreme Court rules in favor of a federal retiree, who says the state of West Virginia unfairly taxed his annuity income.

When they retire after a long career with Uncle Sam many FERS retirees hope for good health, long life and low-inflation. Not necessarily in that order. Rep. Gerry Connolly (D) has introduced a bill that would take FERS retirees off their diet-COLA plan. On this episode of the Your Turn radio show, we hear from NARFE's Staff Vice President for Advocacy Jessica Klement and Director of Legislative and Political Affairs John Hatton about the impact of the diet-COLA.

According to the experts December is on target to have its worst month since 1931. The erratic, some would say more normal performance of the market this year has made lots of investors nervous — particularly those trying to build nest eggs that will last them through a retirement, potentially 20 or 30 years. Financial planner Arthur Stein shares his review of TSP funds this year, and what participants should look for in 2019.

Whether it's helping with hurricane relief efforts or providing books to a student in need, federal employees give back to their communities through the Combined Federal Campaign. Since 1961 the CFC has raised more than $8 billion dollars for nearly 8,000 charities. Vince Micone is the chairman of the CFC for the National Capital Area. He told Federal News Radio's Jory Heckman more about plans for this year's charity drive.

On June 1, 2015, Alberta's Bill 10 became law. The content of this bill has twofold implications for policy within school districts. The first impact is that Gay Straight Alliances (GSA's) must be allowed in any school where students request to have them. The second is that “gender identity” and “gender expression” are now included in Alberta's Bill of Rights. In December, 2015, those rights were also added to Alberta's Human Rights Act through Bill 7. In the fall of 2015, Alberta's Minister of Education released Guidelines for Best Practices: Creating Learning Environments that Respect Diverse Sexual Orientation, Gender Identity and Gender Expression for all publicly funded schools and gave each Alberta school board until March 31, 2016 to come up with their own policy to accommodate the provincial guidelines. However, the question has been asked: Why not draft the same LGBTQ policy for all school boards? The speaker will elaborate on that question and explain more details of Bill 7 and 10. Speaker: Maria Fitzpatrick, MLA for Lethbridge East Maria Fitzpatrick was elected to the Legislative Assembly of Alberta, representing the constituency of Lethbridge-East, on May 5, 2015. She currently serves as deputy chair of the Standing Committee on Privileges and Elections, Standing Orders and Printing and as a member of the Standing Committee on Alberta's Economic Future. Born and educated in Newfoundland, Maria attended Memorial University in St. John's between 1966 and 1972 and received a diploma in education from St. Francis Xavier University in Nova Scotia in 1988. Her work career began as a teacher with the Catholic school board in St. John's, but she dedicated over 30 years of her life in the field of corrections, finishing her career working for National Headquarters of the Correctional Service of Canada working in policy and project management. Ms. Fitzpatrick's extensive community service spans over several decades and involves participation on several boards and in numerous associations, including United Way Ottawa, the Public Service Alliance of Canada and the National Association of Federal Retirees. In addition, she served as chair of the Lethbridge Regional Women's Committee, as vice-president of the Canadian Federation of University Women and as an event organizer with the Ottawa Regional Women's Committee. She is also a member of the McKillop United church choir. Moderator:   Courtney Reiger Date: Thursday, March 3, 2016 Time: Noon - 1:30 PM (30 minutes each for presentation, lunch and Q & A) Location: Country Kitchen Catering (Lower level of The Keg) 1715 Mayor Magrath Dr. S Cost: $11.00 (includes lunch) or $2.00 (includes coffee/tea)

On June 1, 2015, Alberta's Bill 10 became law. The content of this bill has twofold implications for policy within school districts. The first impact is that Gay Straight Alliances (GSA's) must be allowed in any school where students request to have them. The second is that “gender identity” and “gender expression” are now included in Alberta's Bill of Rights. In December, 2015, those rights were also added to Alberta's Human Rights Act through Bill 7. In the fall of 2015, Alberta's Minister of Education released Guidelines for Best Practices: Creating Learning Environments that Respect Diverse Sexual Orientation, Gender Identity and Gender Expression for all publicly funded schools and gave each Alberta school board until March 31, 2016 to come up with their own policy to accommodate the provincial guidelines. However, the question has been asked: Why not draft the same LGBTQ policy for all school boards? The speaker will elaborate on that question and explain more details of Bill 7 and 10. Speaker: Maria Fitzpatrick, MLA for Lethbridge East Maria Fitzpatrick was elected to the Legislative Assembly of Alberta, representing the constituency of Lethbridge-East, on May 5, 2015. She currently serves as deputy chair of the Standing Committee on Privileges and Elections, Standing Orders and Printing and as a member of the Standing Committee on Alberta's Economic Future. Born and educated in Newfoundland, Maria attended Memorial University in St. John's between 1966 and 1972 and received a diploma in education from St. Francis Xavier University in Nova Scotia in 1988. Her work career began as a teacher with the Catholic school board in St. John's, but she dedicated over 30 years of her life in the field of corrections, finishing her career working for National Headquarters of the Correctional Service of Canada working in policy and project management. Ms. Fitzpatrick's extensive community service spans over several decades and involves participation on several boards and in numerous associations, including United Way Ottawa, the Public Service Alliance of Canada and the National Association of Federal Retirees. In addition, she served as chair of the Lethbridge Regional Women's Committee, as vice-president of the Canadian Federation of University Women and as an event organizer with the Ottawa Regional Women's Committee. She is also a member of the McKillop United church choir. Moderator:   Courtney Reiger Date: Thursday, March 3, 2016 Time: Noon - 1:30 PM (30 minutes each for presentation, lunch and Q & A) Location: Country Kitchen Catering (Lower level of The Keg) 1715 Mayor Magrath Dr. S Cost: $11.00 (includes lunch) or $2.00 (includes coffee/tea)

On June 1, 2015, Alberta's Bill 10 became law. The content of this bill has twofold implications for policy within school districts. The first impact is that Gay Straight Alliances (GSA's) must be allowed in any school where students request to have them. The second is that “gender identity” and “gender expression” are now included in Alberta's Bill of Rights. In December, 2015, those rights were also added to Alberta's Human Rights Act through Bill 7. In the fall of 2015, Alberta's Minister of Education released Guidelines for Best Practices: Creating Learning Environments that Respect Diverse Sexual Orientation, Gender Identity and Gender Expression for all publicly funded schools and gave each Alberta school board until March 31, 2016 to come up with their own policy to accommodate the provincial guidelines. However, the question has been asked: Why not draft the same LGBTQ policy for all school boards? The speaker will elaborate on that question and explain more details of Bill 7 and 10. Speaker: Maria Fitzpatrick, MLA for Lethbridge East Maria Fitzpatrick was elected to the Legislative Assembly of Alberta, representing the constituency of Lethbridge-East, on May 5, 2015. She currently serves as deputy chair of the Standing Committee on Privileges and Elections, Standing Orders and Printing and as a member of the Standing Committee on Alberta's Economic Future. Born and educated in Newfoundland, Maria attended Memorial University in St. John's between 1966 and 1972 and received a diploma in education from St. Francis Xavier University in Nova Scotia in 1988. Her work career began as a teacher with the Catholic school board in St. John's, but she dedicated over 30 years of her life in the field of corrections, finishing her career working for National Headquarters of the Correctional Service of Canada working in policy and project management. Ms. Fitzpatrick's extensive community service spans over several decades and involves participation on several boards and in numerous associations, including United Way Ottawa, the Public Service Alliance of Canada and the National Association of Federal Retirees. In addition, she served as chair of the Lethbridge Regional Women's Committee, as vice-president of the Canadian Federation of University Women and as an event organizer with the Ottawa Regional Women's Committee. She is also a member of the McKillop United church choir. Moderator:   Courtney Reiger Date: Thursday, March 3, 2016 Time: Noon - 1:30 PM (30 minutes each for presentation, lunch and Q & A) Location: Country Kitchen Catering (Lower level of The Keg) 1715 Mayor Magrath Dr. S Cost: $11.00 (includes lunch) or $2.00 (includes coffee/tea)