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This week's episode of The SEANC View Podcast explores several current events, including the stabbing on a light-rail train in Charlotte that made national headlines. Our team discusses calls from state employees for better mental health services at our prisons, more facilities to deal with the growing need for mental health services, and other facets of the debate. We discuss the anniversary of 9/11, the murder of political activist Charlie Kirk, and look back at last week's SEANC Convention. We also answer questions from social media on pay raises and bonus leave, COLAs for retirees, Aetna's feud with Duke, and more.
This episode has two topics, which wind up being related. In the first half of the episode, I get on my soap box and talk about why we, as workers, need to unite across class. We are wrongly villainizing other poor and struggling people, when the real enemy are those hoarding ludicrous amounts of wealth at the top of the class structure. (To skip this part, go to around the 12:00 mark.)The second half of the episode talks about what our diet COLAs really are. Spoiler alert: we ALL only get about 55% of the actual cost of living. The rest is supposed to be covered by our general wage increases. Obviously that hasn't been happening, and that's why we've been falling further and further behind.
El PNA del programa La Miel en tu radio del 6 de Septiembre del 2025 con todas las noticias de la actualidad internacional, nacional y local de la apicultura de la Argentina y el mundo.
Escuche esta y más noticias de LA PATRIA Radio de lunes a viernes por los 1540 AM de Radio Cóndor en Manizales y en www.lapatria.com, encuentre videos de las transmisiones en nuestro Facebook Live: www.facebook.com/lapatria.manizales/videos
Vladimir Colas est Directeur Général Délégué chez Ardian, Co-Head of Ardian US et co-responsable mondial des activités Secondaries & Primaries. Depuis plus de vingt ans, il est l'un des artisans de la montée en puissance d'Ardian et de la transformation du marché secondaire en un pilier incontournable du private equity. À la tête du plus grand fonds secondaires au monde, fort de 30 milliards de dollars levés lors de la dernière plateforme, Vladimir a accompagné un changement d'échelle historique : d'un marché encore marginal au début des années 2000 à une industrie globale pesant aujourd'hui des centaines de milliards. Son parcours est marqué par une double culture, entre Paris et New York, et par une vision du leadership fondée sur la rigueur, l'innovation et la transmission. Derrière les deals colossaux, on découvre un dirigeant attentif aux dynamiques humaines, capable de fédérer et d'inspirer ses équipes dans un environnement ultra-compétitif. Dans cet épisode, Vladimir nous plonge dans les coulisses d'Ardian et du marché secondaire : comment lever 30 milliards auprès de plus de 465 investisseurs dans 44 pays, comment naviguer dans un univers opaque et exigeant, et quelles sont les grandes tendances qui redessinent aujourd'hui la carte du private equity. Et bien sûr, il partage aussi ses conseils aux jeunes talents qui rêvent de suivre ses pas : les compétences clés, les écueils à éviter, et la vision qui permet de durer dans le temps. Merci Vladimir, Voix de la Finance.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Send us a textWelcome back to The Wonderful Wizard of Oz. In Episode 6, Dorothy and her friends finally arrive at The Emerald City, marveling at its dazzling green beauty. But when they meet the mighty Wizard, he does not appear the same to each of them. What magic is at work here? Join me as we uncover the secrets of Oz.High Horse Press and Cathi Colas Audiobooks are one in the same. I know I've made a lot of changes lately, but here's the plan going forward. Just The Classics. Told the way they were meant to be heard. Reviews and shares make a huge difference. If you are enjoying these timeless stories, please leave a review wherever you listen. And pass the podcast along to a friend. To find out more about High Horse Press, go to highhorsepress.com You can also see more of my work at cathicolasaudiobooks.com, or find me on Audible. If you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
El PNA del programa La Miel en tu radio del 30 de Agosto del 2025 con todas las noticias de la actualidad internacional, nacional y local de la apicultura de la Argentina y el mundo.
El PNA del programa La Miel en tu radio del 23 de Agosto del 2025 con todas las noticias de la actualidad internacional, nacional y local de la apicultura de la Argentina y el mundo.
In this episode of Communicating with You, the Member, APWU President Mark Dimondstein and Industrial Relations Director Charlie Cash break down what every postal worker needs to know about our new contract—COLAs, general wage increases, retroactive pay, and long-overdue improvements like night differential changes and PSE step upgrades. Recorded just before Labor Day, Pres. Dimondstein reminds us that this holiday isn't just about picnics and parades—it's about resistance and struggle in the face of attacks on workers, unions, and democracy itself. Together, we celebrate hard-won gains at the bargaining table, rally around the 250th anniversary of the public Postal Service, and call on every member to get involved in organizing, defending vote-by-mail, and fighting Wall Street's push for privatization. Solidarity forever.
Repasamos todos los lanzamientos que hubo la semana pasada en la Gamescom 2025 y, además, como uno de nosotros estuvo allí (aunque no es capaz de esperar colas) os contará lo que pudo ver y probar en la feria
Want to grow your business? Download your free roadmap today: coltivar.com/growth What does it take to be a truly strategic CFO in today's construction industry? In this episode, Steve sits down with Brad Collins, CFO of Barrett Industries—a regional construction leader and part of global infrastructure giant Colas. They dive deep into how finance leaders can drive real business value beyond spreadsheets, why strategic alignment across teams matters, and what CFOs can do to shift from being number crunchers to strategic partners. Brad shares insights on regional autonomy, KPI execution, operational efficiency, and the true ROI of financial leadership—plus, what he wishes he knew five years ago. If you're building a finance team or leading a P&L, this one's packed with practical, hard-won advice. Disclaimer: The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation. This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com
Send us a textThe Queen of the Field Mice and The Guardian of the GateThe Tin Man saves a field mouse and in doing so he gets a great reward. The gang finally makes it to OZ and find that they need to don a fashion accessory in order to enter. High Horse Press and Cathi Colas Audiobooks are one in the same. I know I've made a lot of changes lately, but here's the plan going forward. Just The Classics. Told the way they were meant to be heard. Reviews and shares make a huge difference. If you are enjoying these timeless stories, please leave a review wherever you listen. And pass the podcast along to a friend. To find out more about High Horse Press, go to highhorsepress.com You can also see more of my work at cathicolasaudiobooks.com, or find me on Audible. If you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Philipp Vetter über den Swiftie-Push für Ralph Lauren, gute Nachrichten von Eli Lillys Abnehmpille und das bange Warten auf die Nvidia-Zahlen. Außerdem geht es um Novo Nordisk, AT&T, EchoStar, MongoDB, Okta, BASF, Commerzbank, BNP Paribas, Socitété Générale, Crédit Agricole, Axa, Procter&Gamble, SPDR MSCI Europe Consumer Staples ETF (WKN: A1191N), Nestlé, Unilever, L'Oreal, Anheuser Busch InBev, Amundi STOXX Europe 600 Consumer Staples ETF (WKN: LYX02J) und iShares MSCI EU Consumer Staples ETF (WKN: A2QBZ2). Die Tickets zum Finance Summit am 17. September bekommt ihr 40 Euro günstiger – aber nur mit dem exklusiven Code AAA2025, der ihr unter dem folgenden Link eingeben müsst: https://veranstaltung.businessinsider.de/BN5aLV Außerdem könnt ihr unter diesem Link euer Depot hochladen – und mit etwas Glück wird kein Geringerer als Christian W. Röhl euer Depot beim Summit checken und optimieren. https://form.jotform.com/Product_Unit/formular-finance-summit-depot-check Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html
Relações políticas, comerciais e diplomáticas de economias importantes estão rompidas, sem perspectivas importantes de reestabelecimento. No eixo de preocupação estão Brasil, EUA, China, Rússia.
El desarrollo de habilidades humanas en el agro es una necesidad urgente para enfrentar los retos actuales de productividad, sostenibilidad y competitividad. El sector requiere trabajadores capaces de adaptarse a innovaciones tecnológicas, aplicar conocimientos prácticos y resolver problemas de manera efectiva en contextos rurales cambiantes.Además, fortalecer estas competencias impulsa el bienestar de las comunidades agrícolas, fomenta la cooperación y mejora la toma de decisiones colectivas. Invertir en habilidades humanas asegura un agro resiliente, preparado para responder a las demandas del mercado, los desafíos climáticos y las transformaciones sociales que marcan la agricultura del futuro.https://podcastagricultura.com/episodio-534/
O Horti Resenha desta semana conversou com o Gerente de Novos Negócios na QIMA, Álvaro Garcia, sobre uma nova certificação internacional para insumos agrícolas voltados à promoção de práticas regenerativas. Ele destacou a importância das empresas de insumos buscarem certificações e dos produtores utilizarem produtos certificados, o que pode ajudar nas próprias certificações dos agricultores.
Send us a textThe travellers come to an impasse on their way to the Emerald city. A huge divided the forest as far as they could see. They figure out a great way to get a cross but run into a frightening surprise on the other side. Hey everyone—Just a quick update: Starting on Wednesday, The Wizard of Oz will be moving to my main podcast feed, Cathi Colas Audiobooks. I'll be restarting the story from Episode 1 over there, so if you're just joining us, it's the perfect place to begin.Already listened to these first few chapters? No worries—just hop over and pick up where you left off once we catch up.High Horse Press and Cathi Colas Audiobooks are one in the same. I know I've made a lot of changes lately, but here's the plan going forward. Just The Classics. Told the way they were meant to be heard. Reviews and shares make a huge difference. If you are enjoying these timeless stories, please leave a review wherever you listen. And pass the podcast along to a friend. To find out more about High Horse Press, go to highhorsepress.com You can also see more of my work at cathicolasaudiobooks.com, or find me on Audible. If you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
El PNA del programa La Miel en tu radio del 16 de Agosto del 2025 con todas las noticias de la actualidad internacional, nacional y local de la apicultura de la Argentina y el mundo.
These are clips highlighting some of the topics discussed in the full episode! Check it out if you want a bite-sized version of the full episode. Beauty Marketing Expert @heyketsia shares why we need to refocus our thoughts on social media. We dive into the necessary actions to make social media more effective for your business, as well as the types of content needed to build your clientele. HINT: it's not all supposed to go viral! This Week's Topics: • Understanding the Beauty Professional's Profile • Marketing Strategies for Beauty Professionals • Building Comfort and Authenticity on Social Media • The Importance of Consistency in Content Creation • Understanding Different Types of Content for Engagement • Automating Communication and Building Relationships • Effective Customer Relationship Management Tools • Leveraging Giveaways for Client Acquisition • Building a Portfolio with Models • Positioning Your Content for Premium Services Video versions of our episodes are on our YouTube channel for you to watch! Subscribe to our channel The Hair Game on YouTube and check out ‘The Hair Game Podcast' playlist. Our podcast thrives on the opinions of you, the listener... if you have a moment (and you are an Apple user), please leave us a rating & review on the Apple podcasts app or iTunes! Here's what you do: - Scroll down to 'Ratings & Reviews' - Click on the empty purple stars (5 is the best)! - Click on ‘Write a Review' and let us know what you love most! Each rating & review helps us reach more and more of your fellow hair loves, and our goal is to help as many hairdressers as we can find success. Thanks in advance! FOLLOW US http://www.instagram.com/thehairgamepodcast http://www.instagram.com/salonrepublic http://www.instagram.com/loveerictaylor
Beauty Marketing Expert @heyketsia shares why we need to refocus our thoughts on social media. We dive into the necessary actions to make social media more effective for your business, as well as the types of content needed to build your clientele. HINT: it's not all supposed to go viral! This Week's Topics: • Understanding the Beauty Professional's Profile • Marketing Strategies for Beauty Professionals • Building Comfort and Authenticity on Social Media • The Importance of Consistency in Content Creation • Understanding Different Types of Content for Engagement • Automating Communication and Building Relationships • Effective Customer Relationship Management Tools • Leveraging Giveaways for Client Acquisition • Building a Portfolio with Models • Positioning Your Content for Premium Services Video versions of our episodes are on our YouTube channel for you to watch! Subscribe to our channel The Hair Game on YouTube and check out ‘The Hair Game Podcast' playlist. Our podcast thrives on the opinions of you, the listener... if you have a moment (and you are an Apple user), please leave us a rating & review on the Apple podcasts app or iTunes! Here's what you do: - Scroll down to 'Ratings & Reviews' - Click on the empty purple stars (5 is the best)! - Click on ‘Write a Review' and let us know what you love most! Each rating & review helps us reach more and more of your fellow hair loves, and our goal is to help as many hairdressers as we can find success. Thanks in advance! FOLLOW US http://www.instagram.com/thehairgamepodcast http://www.instagram.com/salonrepublic http://www.instagram.com/loveerictaylor
Send us a textHi EveryoneBased on the number of listeners coming in for Mystery Mondays, it seems to make more sense to just stick to Classics Wednesdays. For you 1 or 2 listeners enjoying Mystery Mondays, I apologize, but I hope you will stay with me for Classics Wednesdays and enjoy that too.Thanks so much everyone and join me on Wedesday for Episode 4 of THE WIZARD OF OZ by L. Frank. BaumHigh Horse Press and Cathi Colas Audiobooks are one in the same. I know I've made a lot of changes lately, but here's the plan going forward. Just The Classics. Told the way they were meant to be heard. Reviews and shares make a huge difference. If you are enjoying these timeless stories, please leave a review wherever you listen. And pass the podcast along to a friend. To find out more about High Horse Press, go to highhorsepress.com You can also see more of my work at cathicolasaudiobooks.com, or find me on Audible. If you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
El Gobierno de Aragón ha declarado la situación de alerta Rojo-Plus en todo el territorio de la comunidad ante el riesgo extremo de incendios forestales, una medida que estará vigente desde las 00.00 horas del 16 de agosto hasta la medianoche del día 19 y que implica restricciones y prohibiciones adicionales para prevenir fuegos. La declaración de alerta Rojo-Plus prohíbe encender fuego en cualquier espacio abierto, la quema de rastrojos y restos vegetales, así como el uso de fuego en áreas recreativas, zonas de descanso o acampada. También se prohíbe el uso de maquinaria que pueda generar chispas en montes o en una franja de 400 metros alrededor, las labores agrícolas con maquinaria y el uso de ahumadores en apicultura. La cosecha de almendro en Aragón afronta uno de sus peores años en la última década. Las causas principales, según los productores consultados, son las condiciones climáticas adversas durante la primavera, con lluvias intensas, heladas, granizo y temperaturas irregulares. El Departamento de Agricultura, Ganadería y Alimentación del Gobierno de Aragón ha publicado hoy en el Boletín Oficial de Aragón (BOA) la Orden AGA/989/2025, de 4 de agosto, que establece las bases reguladoras para conceder subvenciones destinadas a compensar los perjuicios económicos causados por la enfermedad hemorrágica epizoótica. A su vez, desde este Departamento, se acaba de elevar una propuesta de sanción por infracciones "muy graves" contra una mercantil perteneciente a un fondo de inversión británico por el desarrollo de una plantación ilegal de almendros en Pina de Ebro y Osera de Ebro en un paraje que goza de especial protección ambiental y para el que no habían obtenido los permisos pertinentes. La Comunidad de Regantes de Pina de Ebro y AWS transforman el excedente de riego en un recurso sostenible. Se espera que el proyecto ahorre 864 millones de litros de agua al año, que de otro modo se extraerían del río Ebro, La fuerza extrema del viento arrasa 2000 hectáreas de cultivo en Monegros. Los términos municipales de Orillena, Lanaja, Lalueza y Poleñino han sido los perjudicados por la turbonada de viento que destrozó cultivos de maíz, alfalfa, estructuras agrícolas y ganaderas este martes en la comarca de Monegros. La producción de miel en España creció un 20 % en la última campaña y superó las 33.000 toneladas. La campaña remontó hasta niveles de 2021, tras dos años marcados por la sequía. El calor de este agosto ha provocado que prácticamente todo el viñedo aragonés esté en la fase de pleno envero. Algunas bodegas de Cariñena, Ainzón y Magallón han comenzado ya a recoger determinadas variedades de uva.
Hoy nos sumergimos en una de las leyendas más intrigantes del folclore japonés, una historia donde la belleza, la inteligencia y lo sobrenatural se entrelazan con la traición y el peligro. Tamamo no Mae, una mujer deslumbrante en apariencia pero en realidad una poderosa y astuta kitsune de nueve colas, logra infiltrarse en la corte imperial y hechizar al mismísimo emperador. A través de una narrativa llena de misterio, simbolismo y giros inesperados, analizamos cómo esta figura mítica encarna temas de engaño, ambición y el eterno conflicto entre la verdad y la ilusión. Una vez más, Vestigios de la Historia nos invita a mirar más allá de las apariencias y descubrir cómo los mitos ancestrales siguen revelando verdades profundas sobre la naturaleza humana.
Send us a textToday we have Episode 3 of The Wizard of Oz by L. Frank Baum. Dorothy and the Scarecrow meet the last two members of Team Oz. The Tinman and the Cowardly Lion. They both have their own special ask and continue on with Dorothy along the Yellow Brick Road. So now we have no brains, no heart, and no home. That's a lot of no. Let's see what the lion can add to this mix.To check out more of my work, go to my website at cathicolasaudiobooks.com, or find me on Audible. If you're an author looking to turn your book into an audiobook, email me at cathicolas@gmail.com, let's talk. And if you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
En esta ocasión entrevisté a Roberto Farfán de Eiffel Plastics México, consultor en agricultura protegida, para conversar sobre el presente y futuro de los plásticos agrícolas. Abordamos cómo los avances en films permiten optimizar cultivos protegidos y conservar forrajes con mayor eficiencia, durabilidad y sostenibilidad.Durante la charla, exploramos diferencias entre plásticos estándar y personalizados, factores clave al elegir un material de cobertura y tendencias hacia soluciones más sostenibles. También conocimos innovaciones recientes, retos técnicos y recomendaciones prácticas que todo productor debería considerar para maximizar el valor de estas tecnologías.https://podcastagricultura.com/episodio-530/
Eficiência operacional pode vir da inovação simples da mecânica das máquinas ou até do uso inteligente de tecnologia de precisão. Saiba tudo que as soluções da Valtra têm para deixar o seu plantio ainda melhor, impactando positivamente nos resultados da sua produtividade e trazendo agilidade e qualidade nas operações para aproveitar as janelas de plantio cada vez mais curtas. E o melhor? Quem fala sobre tudo isso é o nosso especialista Leonardo Casali, Coordenador de Marketing do Produto, que bateu um bate-papo super informativo com a gente neste novo episódio do Valcast!
El PNA del programa La Miel en tu radio del 9 de Agosto del 2025 con todas las noticias de la actualidad internacional, nacional y local de la apicultura de la Argentina y el mundo.
El resumen de la actualidad navarra del viernes 8 de agosto
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Send us a textBrooke flies back to LA to check on Nathan's story. She starts to think back about how things were the first time she was there. Once she gets to town she realizes that things aren't quite what Nathan said there were. Brooke then goes to the police to enlist their help to find her daughter.To check out more of my work, go to my website at cathicolasaudiobooks.com, or find me on Audible. If you're an author looking to turn your book into an audiobook, email me at cathicolas@gmail.com, let's talk. And if you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
Send us a textToday, we open the season with Episode 1 of THE WIZARD OF OZ by L. Frank Baum. The cyclone comes tearing through the plains of Kansas and Dorothy's house in right in it's path. Aunt Em and Uncle Henry get to storm cellar but Dorothy and Toto. Aren't so lucky. To check out more of my work, go to my website at cathicolasaudiobooks.com, or find me on Audible. If you're an author looking to turn your book into an audiobook, email me at cathicolas@gmail.com, let's talk. And if you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
Send us a textBrooke gets a phone call and finds out that Charly has been kidnapped. She calls Charly's father, Nathan, and is very surprised by the reaction. To check out more of my work, go to my website at cathicolasaudiobooks.com, or find me on Audible. If you're an author looking to turn your book into an audiobook, email me at cathicolas@gmail.com, let's talk. And if you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
durée : 00:48:12 - Affaires sensibles - par : Fabrice Drouelle, Franck COGNARD - Aujourd'hui dans Affaires Sensibles… Eric Tabarly, Alain Colas : duel en haute mer. - réalisé par : François AUDOIN Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
In der heutigen Folge sprechen die Finanzjournalisten Nando Sommerfeldt und Holger Zschäpitz über die Stargate-Ernüchterung, miese Lockheed-Martin-Zahlen und geben Euch noch schnell ein paar Steuertipps mit auf den Weg. Außerdem geht es um Nvidia, Microsoft, TSMC; Broadcom, Micron, AMD, Texas Instruments, Softbank, General Motors, RTX, Northrop Grumman, Philip Morris, Medpace, Fortrea, Charles River Laboratories, Thermofisher, Invesco NASDAQ Biotech ETF (WKN: A12CCJ), Sartorius, Oracle, Kohls, Workday, Salesforce. Wir freuen uns über Feedback an aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html
Send us a textHello Everyone! I'm back and glad to be back. I've missed you! You'll hear the same great stories on Mondays and Wednesdays with a bit of a twist. On Mondays we'll have our Mysteries, Thrillers, Current Fiction, but Wednesdays will be the Classics.This podcast will continue to feature some of the best audiobooks narrated by Me! Yep Me! I hope all my friends are still out there and I'd love to make some new ones too. We're opening with THE KEEPER by Meg O'Brien. Suddenly Brooke Hayes's life is turned upside down. Again. For the past months she has fought to get it back together by overcoming her addictions, revitalizing her neglected stage career, and putting behind her the devastation left by her bitter divorce. She has also been a mother again to her nine-year-old daughter, Charly, whose upcoming visit has meant the world. Everything was fine.Until the call.Here we go...To check out more of my work, go to my website at cathicolasaudiobooks.com, or find me on Audible. If you're an author looking to turn your book into an audiobook, email me at cathicolas@gmail.com, let's talk. And if you like the podcast, please leave a review or share it on Social Media. Thanks for listening.
Homogeneidade dos sistemas agrícolas afeta saúde dos seres humanos e do meio ambiente local
La presidenta de la Unión de Campesinos de EE.UU. habla sobre las redadas del Gobierno de Trump contra trabajadores agrícolas inmigrantes
El fuego declarado este jueves en Méntrida ha calcinado campos de cultivo y monte bajo, aunque sin afectar a las urbanizaciones cercanas. El alcalde Alfonso Arriero ha hecho un llamamiento a la calma mientras continúan los trabajos de extinción.
ICE elimina la fianza migratoria UAEMex ya tiene nueva rectora Profepa clausura mina de Metales de Rosmex en Sinaloa
Querida comunidad hoy como buen abstemio les propongo que nos lanzamos a descubrir las mejores rutas vitivinícolas del mundo, perfectas para quienes quieren combinar catas de vino, paisajes y buena comida. Vamos a recorrer cinco regiones fuera de España, desde los châteaux de Burdeos hasta los valles soleados de Napa, con detalles prácticos sobre qué vinos probar, dónde parar, cuánto recorrer y cuándo ir.Gracias por estar aquí escuchando este podcast —¡ya vamos por más de 1,000 episodios juntos! Somos una comunidad que no para de crecer, rozando las 900,000 escuchas al mes, y eso es pura magia, ¡gracias a ti! Esto es una locura y me encanta compartirlo contigo. Por cierto, si viajas y quieres estar conectado tengo un código de descuento de 5% para tí en tu próxima eSim de HolaFly https://holafly.sjv.io/N94mdN el código de descuento es ELTURISTA Que lo disfrutes. Todavía no he pulsado el botón de ‘monetizar' porque quiero que nada interrumpa esta aventura: ni anuncios, ni pausas, solo tú y yo explorando el mundo. Pero te necesito: ¿me echas una mano? Dame 5 estrellas y deja una reseña, son 30 segundos para ti y un empujón enorme para mí. Tú también puedes ser parte activa: ¿tienes ideas para futuros episodios? Envíame un audio de hasta 1 minuto por Instagram o Facebook —puedes mandar varios si necesitas más tiempo—. Búscame como https://www.instagram.com/cesarsar_elturista/ , CesarSar en FB https://www.facebook.com/CesarSar/ o suscríbete a mi canal de YouTube https://www.youtube.com/channel/UC55ZMnqfOlSc7uWbIEM4bDw ¿Prefieres escribirme? Mándame un correo a viajes@cesarsar.com , y si quieres, incluye una nota de voz. Si sueñas con un viaje perfecto, déjame ayudarte. Como viajero consultor, pongo a tus pies mis 135 países recorridos y tres vueltas al mundo —¡eso son muchas historias que contar! Escríbeme al mismo mail y organicemos juntos tu próximo gran viaje, para que vivas, disfrutes y sueñes a lo grande, porque un buen viaje es pura vida. Además, he vuelto a lanzar viajes en grupo, así que estate atento a mis redes: ¡podríamos explorar el mundo juntos! Y si te mola este podcast y quieres darme un extra de apoyo con la serie de tv, deja un comentario en mi post de BuenViaje en IG: https://www.instagram.com/p/CrKqoyzubKZ/? Un abrazo enorme, comunidad. Compartir es vivir, ¡y contigo esto cobra sentido!Aquí algunas de las plataformas donde está disponible el podcast. Apple Podcast https://podcasts.apple.com/es/podcast/c%C3%A9sar-sar-el-turista/id1592890080Spotify https://open.spotify.com/show/14Gs7rhzsYoaQe5Nh05SsI?si=HMPa8pfqSKWSSf0ZtIQGKgIVOOX https://go.ivoox.com/sq/1396585#Viajes #ViajesBarartos #Viajes #Viajessostenibles #Consejosdeviajes #Viajesfelices #Podcastdeviajes #Vueltaalmundo #Vinos #Vitivinicola #Mendoza #Napa #Burdeos #Toscana
Neste episódio do Raízes do Agro, gravado no estande do Grupo Piccin na Agrishow, mergulhamos em uma conversa enriquecedora com os professores Rouverson Pereira da Silva e Tiago Francetto, autores do recém-lançado "Manual de Máquinas Agrícolas". Eles compartilham a jornada e os desafios de preencher uma lacuna de mais de 40 anos na literatura técnica do setor, destacando a importância da colaboração entre a academia, o campo e a indústria para desenvolver um material didático e prático. O bate-papo aborda desde as raízes pessoais de cada professor no agronegócio e a necessidade de uma comunicação que una a terminologia técnica à linguagem do produtor, até os marcos evolutivos da mecanização agrícola – da "Agricultura 1.0" à projeção da "5.0" –, impulsionados por inovações tecnológicas como inteligência artificial, big data e automação. Uma discussão profunda sobre a dinâmica das mudanças no agro, a relevância da ciência e o papel do Brasil como exportador de tecnologia e conhecimento neste setor em constante transformação. Este episódio foi gravado na Agrishow, a maior feira do agronegócio da América Latina, diretamente do estande do Grupo Piccin. PARCEIRO DESTE EPISÓDIO Este episódio foi trazido até você pelo Grupo Piccin! O Grupo Piccin, que hoje contempla o foco de trabalho em equipamentos, componentes e inovação, começou com o trabalho de um homem, Santo Piccin. Com a evolução da agricultura, os desafios se tornaram mais complexos, exigindo a utilização de implementos agrícolas mais eficientes. Grupo Piccin: excelente em produzir o melhor para o campo. Site: https://piccin.com.br/Instagram: https://www.instagram.com/grupopiccinFacebook: https://www.facebook.com/grupopiccinLinkedIn: https://www.linkedin.com/company/piccin-máquinas-agrícolas-ltdaYouTube: https://www.youtube.com/channel/UCk4BdnkZnq7gObUiR0XQR7g INTERAJA COM O AGRO RESENHAInstagram: instagram.com/agroresenhaTwitter: x.com/agroresenhaFacebook: facebook.com/agroresenhaYouTube: youtube.com/agroresenhaCanal do Telegram: https://t.me/agroresenhaCanal do WhatsApp: https://bit.ly/zap-arp-01 E-MAILSe você tem alguma sugestão de pauta, reclamação ou dúvida, envie um e-mail para contato@agroresenha.com.br ACOMPANHE A REDE AGROCASTInstagram: instagram.com/redeagrocast/Facebook: facebook.com/redeagrocast/Twitter: x.com/redeagrocast FICHA TÉCNICAApresentação: Paulo OzakiProdução: Agro ResenhaConvidado: Rouverson Pereira da Silva e Tiagro FrancettoEdição: Senhor A - https://editorsenhor-a.com.brSee omnystudio.com/listener for privacy information.
This week, I'm addressing a listener's question: Should you collect Social Security at age 62 and invest the money, or wait until your full retirement age, or even age 70, for a bigger benefit? I break down the math and the risks, weighing the advantages of guaranteed annual increases and cost-of-living adjustments against the potential (and pitfalls) of stock market returns. I also explain key rules, such as the earnings limit for early filers, tax implications, and who might benefit from collecting early. Whether you're eager to take Social Security as soon as you can or are considering holding out for a larger payment, listen in for the practical insights you need to make a smart decision for your financial future. You will want to hear this episode if you are interested in... [03:27] Earnings limits on collecting your Social Security benefits. [05:29] Where to invest to potentially achieve more than 6% return. [07:37] Consider delaying Social Security benefits, but weigh the risk of investing against guaranteed returns. [12:39] Collect Social Security early to invest if you don't need it for living expenses and want to leave a larger inheritance. [13:42] Wait to collect Social Security until full retirement age or 70, especially if dependent on it for income or if you're the higher-earning spouse, to maximize benefits. Social Security's Built-In Return for Waiting First, it's essential to understand how Social Security rewards patience for those born in 1960 or later; claiming at 62 results in a significant reduction, down to just 70% of your full retirement benefit. Each year you wait between 62 and your full retirement age (67 for most), your benefit grows by about 6% per year. From 67 to 70, that growth jumps to 8% per year. This increase is essentially a “risk-free” return, as it's guaranteed by the government, not subject to market swings. The Pitfalls of Early Claiming and Investing It's not uncommon to hear the argument that you could claim benefits early, invest the money (usually in the stock market), and potentially earn more over time. But this approach is riskier than you might realize. Market Volatility: Historically, a diversified stock market fund (like a total market index fund) has surpassed 6% annual returns over long periods, but not always. Roughly 10% of five-year periods since 1926 have lost money. That means there's a real chance you'll underperform Social Security's consistent increase, or even lose principal. Taxes: Investment returns, especially dividends, are taxable, which further erodes your effective return. Social Security also may become partially taxable depending on your income, especially if you claim while still working. Earnings Limits: If you're working between 62 and your full retirement age, you face earnings limits. For example, in 2023, you can only earn $23,400 before your benefit is reduced, making early claiming unattractive for those who don't plan to retire immediately. The Power of Cost-of-Living Adjustments (COLAs) Over the last ten years, annual cost-of-living adjustments (COLAs) have averaged 2.6% per year. COLAs are applied to your current benefit, so the longer you wait and the higher your starting base, the more you benefit from these increases. Over the decades, this compounding effect can create a significant gap in monthly income between early and later claimers. That means, to truly keep up with waiting, you'd need not just to match the 6-8% annual increases but also beat COLAs, meaning your investments would need to return nearly 9% per year, consistently, and after taxes. Who Might Consider Claiming Early? While waiting typically yields the best results for most retirees, there are exceptions. Early claiming might make sense if: You have significant wealth and don't need Social Security to live (your goal is to leave a bequest for heirs). You have health issues and a below-average life expectancy. You're single and want to maximize your estate since Social Security benefits don't pass to non-spouses. However, for the majority, especially married people or those relying on Social Security as a main income source, waiting yields more lifetime income and a more robust safety net for both spouses. Timing your Social Security claim isn't about grabbing the first check you can; it's about weighing guaranteed growth against market risk, tax implications, earnings limits, and your own longevity and needs. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE State Street's Total Stock Market Index Fund Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan
Toutes les régions ont leur cola qui espère vivre à l'ombre du géant Coca-Cola, la plus connue étant Breizh Cola qui existe depuis 2002. Mais pas de quoi menacer le leadership de Coca-Cola... Ecoutez Olivier Dauvers : les secrets de la conso du 19 juin 2025.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
The TTB is at it again—this time with two big proposed rule changes that could shake up beer labels. If you're wondering what this means for breweries, what you need to do, and whether you'll have to start listing things like calories (yes, really), this session is for you.We'll break down the two key proposals in plain English (no legal jargon required):• Major Food Allergen Disclosure (Notice No. 238): If your beer contains milk, eggs, fish, tree nuts, wheat, peanuts, soybeans, or sesame, you may soon have to put that on the label—just like food products.• Alcohol Facts Labeling (Notice No. 237): Think of it as a nutrition label for beer. This would require breweries to disclose serving size, alcohol content, calories, and macronutrients (carbs, fat, and protein).We'll talk about what this means for breweries, from compliance hurdles to consumer perceptions. Plus, since the public comment period is open until April 17, 2025, we'll go over how you can voice your opinion before anything becomes official.Join us for a candid discussion on what's coming, what's still up in the air, and how breweries can stay ahead of the game.Wendy Raymond is the problem solver breweries never knew they needed—until they're drowning in TTB paperwork and wondering if they should've gone into beekeeping instead. As the owner of Taps and Snaps, she helps breweries untangle the bureaucratic mess of federal and state regulations, securing COLAs, TTB Formulas, and Permits Online approvals without the usual headaches. Need help setting up accounts or figuring out why your label got rejected (again)? Wendy's got you covered.She knows the ins and outs of federal and state alcohol regulations and has a background in craft beer distribution, but let's be clear—she's not a lawyer (and will kindly remind you of that before you ask about contract disputes). What she can do is save breweries time, stress, and unnecessary back-and-forth with regulators, so they can focus on making great beer.A Certified Cicerone® and Utah Chapter President of Pink Boots Society, Wendy is passionate about supporting independent breweries. When she's not battling TTB red tape, she's exploring the world one beer at a time. A foodie and devoted dog lover, she's always on the lookout for the best eats and four-legged friends wherever she goes.Stay up to date with CBP: http://update.craftbeerprofessionals.org
El presidente Donald Trump reconoció que las redadas de ICE le están haciendo daño a la industria de la agricultura y a la industria hotelera, por eso prometió una orden ejecutiva que los protegería de las redadas migratorias.En otras noticias: El senador demócrata Alex Padilla fue sacado por la fuerza y esposado cuando intentó hacerle una pregunta a la secretaria de seguridad nacional Kristi Noem durante una conferencia de prensa en Los Ángeles.CHIRLA es una organización que defiende los derechos de los inmigrantes y ha rechazado las acusaciones de que están financiando las marchas contra las redadas migratorias.Home Depot perdió valor en la bolsa de valores al convertirse en uno de los principales objetivos de las redadas de ICE.
UNAM lanza programa para erradicar la violencia y fomentar la paz INE puede decidir en caso de empate electoral Exigen rescate de Xochimilco por contaminación en canales Más información en nuestro podcast
In this Did You Know episode, SEANC Executive Director Ardis Watkins delves into the challenges faced by retirees in North Carolina, part of the Teachers and State Employees Retirement System (TSERS), one of the largest in the country. Despite its size and strong asset-to-liability ratios, the retirement benefits lag behind the national average, impacting the financial well-being of those who served the state. We explore the reasons behind the shortfall and why it's crucial for the state to prioritize its retirees, who have dedicated their careers to public service. Listen to understand the significance of the 19-click difference in the retirement formula compared to the national average and how it's costing retirees up to 10% in monthly benefits. Additionally, learn about the lack of cost-of-living adjustments (COLAs) that further deepen the gap. Discover how you can advocate for change and support your local legislators in addressing this critical issue to ensure that the people who have long served the community receive the retirement benefits they deserve.
Comunidades de todo EE.UU. realizan acciones de resistencia contra las redadas del Servicio de Inmigración a restaurantes, trabajadores agrícolas y estudiantes
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Don and Tom dive into how to properly build a diversified portfolio, using a listener question about Paul Merriman's “Four Fund Portfolio” as a launch point. They explore the essentials of asset allocation, including U.S. vs. international exposure, large vs. small cap, and value vs. growth, while comparing Merriman's approach to models from DFA and Avantis. Along the way, they bust myths around Social Security, early retirement, and the tax implications of tweaking existing portfolios. As always, a few detours into Mayberry and Chick-fil-A make the ride more entertaining. 0:04 Listener questions fuel today's deep dive into proper portfolio design 0:50 The basic building blocks: stocks and bonds, plus deeper diversification 1:57 Financial literacy fail: is a stock or a mutual fund safer? 2:43 Listener question: what about Paul Merriman's “Four Fund Portfolio”? 4:01 U.S. large vs. small, value vs. blend—and why emerging markets matter 6:50 Paul's long-term results: 12.1% annualized since 1970 with higher volatility 8:07 Comparing allocations: DFAW, AVGE, and how Apella does it 9:13 Which funds to use for large cap value, small cap value, and more 11:38 Rebalancing: the hard part most investors ignore 13:10 Summary: yes, Merriman's model works—and it's easier than you think 14:13 Retired at 34 with $30M—why early retirees still face emotional challenges 16:15 Social Security and early retirement: COLAs vs. your top 35 earning years 18:10 Listener with $500K in STAR fund: worth selling and buying AVGE? 19:36 Actively managed STAR fund isn't horrible, but there are better options 21:04 Can I use my Roth IRA for future family needs? (Short answer: probably not) 23:26 Mayberry trivia, candy, and the correct answer to Angela's Roth question 24:21 Final thoughts, calls for spoken questions, and the exhaustion post-RetireMeet Learn more about your ad choices. Visit megaphone.fm/adchoices