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"Exceptions to the Rule" | Pastor Evan Hood | 4.13.25 by ARC of Carson City, NV
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Res Judicata – Claim and Issue PreclusionRes judicata is a doctrine in civil procedure that prevents parties from re-litigating matters that have already been finally decided in previous judicial proceedings. It encompasses two primary sub-doctrines: claim preclusion and issue preclusion, also known as collateral estoppel.Claim PreclusionClaim preclusion bars the same parties—or those in legal privity—from bringing a subsequent lawsuit arising from the same transaction or occurrence after a final judgment on the merits. It requires three elements:A final judgment on the merits by a court of competent jurisdiction.Identity or privity of the parties in both suits.Identity of claims, typically determined by the transactional test, which bars all claims arising from the same set of facts, even if not previously asserted.Issue PreclusionIssue preclusion prevents the re-litigation of specific factual or legal issues that:Were actually litigated,Were essential to the prior judgment,Were determined in a valid and final judgment,And were litigated by a party who had a full and fair opportunity to do so.It may apply mutually or non-mutually:Defensive non-mutual issue preclusion is when a new defendant prevents a plaintiff from re-litigating a previously lost issue.Offensive non-mutual issue preclusion, permitted under Parklane Hosiery Co. v. Shore, allows a new plaintiff to use a prior issue determination against a defendant, subject to fairness considerations.Key CasesFederated Department Stores v. Moitie confirmed that even erroneous judgments have preclusive effect.Semtek v. Lockheed Martin clarified that federal diversity judgments follow the preclusion law of the state where the court sits.Montana v. United States and Allen v. McCurry illustrate the binding effect of issue preclusion on the government and in federal civil rights actions.Taylor v. Sturgell reaffirmed that nonparties are generally not bound by prior judgments, with limited exceptions.Exceptions and LimitationsPreclusion does not apply where:The earlier judgment lacked jurisdiction or was not final.The issue was not essential to the judgment.There has been a significant change in law or fact.Due process concerns exist (e.g., inadequate representation).Policy and CriticismThe doctrine promotes judicial efficiency, prevents harassment through repetitive litigation, and ensures finality. However, rigid application can result in unfairness, especially for underrepresented or resource-limited parties. Critics advocate for more flexible standards and greater judicial discretion in applying preclusion doctrines.
Kya aap 2025 mein Sadhe Sati ke impact se chintit hain? (Are you worried about the impact of Sadhe Sati in 2025?) Is video mein, Astrologer Nitin Kashyap ji aapke sabhi sawaalon ka jawab denge. He will explain the impact of Saturn's transit over the Moon (Sadhe Sati), discuss key exceptions, and provide practical remedies to navigate this period.What you'll learn:Sadhe Sati 2025 ka poora analysis (Complete analysis of Sadhe Sati 2025)Sadhe Sati ke myths aur sachchai (Myths and realities of Sadhe Sati)Sadhe Sati ke prabhav aur upaay (Impacts and remedies of Sadhe Sati)Exceptions aur vishesh paristhitiyaan (Exceptions and special circumstances)Astrologer Nitin Kashyap ji ke anubhav se practical solutions (Practical solutions from Astrologer Nitin Kashyap's experience)
Democrats have been making gains across the country in special elections, but what does that mean for Tarrant County, where our GOP Judge is looking to rezone the county in his favor and the Tarrant Democratic Party can barely afford rent? Ann and EJ analyze the city, county, and state situation and believe hope exists. Be a part of the hope and attend a Gather. Join our Discord.SHORT STORY 1: Legacy Downtown Wells Fargo Bank Moves to ClearforkSHORT STORY 2: Parents sue Trinity Valley School, allege sexual abuse cover-up involving at least 16 girls- Keller ISD- Mercy Culture Prepatory- FWISD apologizes to studentsSHORT STORY 3: URGENT: The Texas 'Exceptions' Bill is a Trojan Horse- The "Life of the Mother" Trojan HorseBIG STORY: Where Do Fort Worth Democrats Go From Here?- Democrats are winning special elections like it's 2018- FWR panels are inequitable for rising young candidates- Who is getting endorsed or supported by Texas True Project and Patriot Mobile?- Tarranty County Judge Trying to Use Redistricting to takeout Dem Commissioners- Kendall Scudder Elected Chair of Texas Democratic Party- Texas Democrats select Kendall Scudder as state party chair- Democrats no longer benefit from voter turnoutWINS AND LOSSESAnn
Self-employed clients are some of the most rewarding—and most complex—borrowers to finance.In this episode, Kyle Green and Mike Browne dive deep into how to qualify, structure, and strategize mortgage deals for business owners and self-employed Canadians. From lender workarounds and insurer policy nuances to tax planning and corporate structure strategy, this is the ultimate guide to mastering mortgages for entrepreneurs.Kyle shares how to reverse-engineer income requirements, justify exceptions with insurer logic, and build strong relationships with accountants and planners to keep these high-value clients for life. Whether you're a new mortgage broker or a seasoned pro, this episode is packed with high-level insights and actionable frameworks for working with the self-employed.CHAPTER LIST00:00 Understanding Self-Employed Borrowers03:09 Financing Options for Self-Employed Clients05:49 The Role of Tax Implications in Mortgage Qualification08:59 Collaboration with Accountants and Financial Planners11:51 Navigating Corporate Structures for Better Financing15:12 The Importance of Understanding Financial Statements18:02 Mitigating Factors and Exceptions in Lending20:55 The Evolution of Stated Income Programs23:49 Building Relationships and Referral Networks27:06 The Future of Self-Employed Financing35:56 Back in the DaySubscribe to Kyle's newsletter for more deep dives like this at kylegreen.ca
President Trump stands his ground on tariffs, saying he doesn't want too many carve-outs. Meanwhile, former Commerce Secretary Carlos Gutierrez will join us to discuss all things tariffs and our relationship with China. And later, a big test for the consumer with earnings from one retailer, which could indicate whether Main Street is tightening its belt.
Earlier this year, final regulations were issued under Prop. Reg. Section 1.6011-10, setting forth the criteria that classify certain micro-captive insurance arrangements as listed transactions or transactions of interest. These designations require extensive tax return disclosures and impact all parties, including related entities. As micro-captives continue to be a focal point for Internal Revenue Service (IRS) enforcement, understanding these regulations is crucial for businesses aiming to maintain compliance and avoid potential penalties. Micro-captive insurance arrangements have long been a topic of concern for the IRS due to their potential for abuse in tax planning. The recent regulations aim to address these concerns by providing clear guidance on what constitutes a reportable transaction. In this episode, Brooks Nelson, Partner and Strategic Tax Leader, and Sarah McGregor, Tax Director, are joined by Rick Woods, Tax Partner. Together, they dive into the implications of these regulations, discuss IRS enforcement efforts and explore what constitutes a listed transaction versus a transaction of interest.Listen to learn more about:04:11 – IRS interest in micro-captives06:01 – Section 831(b) in micro-captives08:29 – IRS history with micro-captives11:48 – Criteria for micro-captive transactions17:13 – Reporting micro-captive transactions19:49 – Exceptions in micro-captive coverage21:24 – Exiting micro-captive arrangements22:37 – Economic reasons for micro-captives24:30 – Risk management in micro-captivesRelated Guidance Article: IRS Issues Final Regulations Impacting Micro-Captive Insurance Arrangements
Ahmed M. Abozaid's Counterterrorism Strategies in Egypt: Permanent Exceptions in the War on Terror (Routledge, 2021) reveals how counterterrorism discourses and practices became the main tool of a systematic violation of human rights in Egypt after the Arab Uprising. It examines how the civic and democratic uprising in Egypt turned into robust authoritarianism. By interrogating Egypt's counterterrorism legislation, the book identifies a correlation between counterterrorism narratives and the systemic violation of human rights. It examines the construction of a national security state that has little tolerance for dissent, political debate or the questioning of official policy, and how the anti-terrorism measures undertaken are actually anti-democracy strategies. In this episode, Ibrahim Fawzy interviews Ahmed M. Abozaid about his personal experiences, the difference between critical and traditional terrorism studies, the impact of counterterrorism policies on marginalized communities in Upper Egypt, and more. Ibrahim Fawzy is a literary translator and writer based in Boston. His interests include translation studies, Arabic literature, ecocriticism, disability studies, and migration literature. Learn more about your ad choices. Visit megaphone.fm/adchoices
Ahmed M. Abozaid's Counterterrorism Strategies in Egypt: Permanent Exceptions in the War on Terror (Routledge, 2021) reveals how counterterrorism discourses and practices became the main tool of a systematic violation of human rights in Egypt after the Arab Uprising. It examines how the civic and democratic uprising in Egypt turned into robust authoritarianism. By interrogating Egypt's counterterrorism legislation, the book identifies a correlation between counterterrorism narratives and the systemic violation of human rights. It examines the construction of a national security state that has little tolerance for dissent, political debate or the questioning of official policy, and how the anti-terrorism measures undertaken are actually anti-democracy strategies. In this episode, Ibrahim Fawzy interviews Ahmed M. Abozaid about his personal experiences, the difference between critical and traditional terrorism studies, the impact of counterterrorism policies on marginalized communities in Upper Egypt, and more. Ibrahim Fawzy is a literary translator and writer based in Boston. His interests include translation studies, Arabic literature, ecocriticism, disability studies, and migration literature. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
Ahmed M. Abozaid's Counterterrorism Strategies in Egypt: Permanent Exceptions in the War on Terror (Routledge, 2021) reveals how counterterrorism discourses and practices became the main tool of a systematic violation of human rights in Egypt after the Arab Uprising. It examines how the civic and democratic uprising in Egypt turned into robust authoritarianism. By interrogating Egypt's counterterrorism legislation, the book identifies a correlation between counterterrorism narratives and the systemic violation of human rights. It examines the construction of a national security state that has little tolerance for dissent, political debate or the questioning of official policy, and how the anti-terrorism measures undertaken are actually anti-democracy strategies. In this episode, Ibrahim Fawzy interviews Ahmed M. Abozaid about his personal experiences, the difference between critical and traditional terrorism studies, the impact of counterterrorism policies on marginalized communities in Upper Egypt, and more. Ibrahim Fawzy is a literary translator and writer based in Boston. His interests include translation studies, Arabic literature, ecocriticism, disability studies, and migration literature. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/middle-eastern-studies
Ahmed M. Abozaid's Counterterrorism Strategies in Egypt: Permanent Exceptions in the War on Terror (Routledge, 2021) reveals how counterterrorism discourses and practices became the main tool of a systematic violation of human rights in Egypt after the Arab Uprising. It examines how the civic and democratic uprising in Egypt turned into robust authoritarianism. By interrogating Egypt's counterterrorism legislation, the book identifies a correlation between counterterrorism narratives and the systemic violation of human rights. It examines the construction of a national security state that has little tolerance for dissent, political debate or the questioning of official policy, and how the anti-terrorism measures undertaken are actually anti-democracy strategies. In this episode, Ibrahim Fawzy interviews Ahmed M. Abozaid about his personal experiences, the difference between critical and traditional terrorism studies, the impact of counterterrorism policies on marginalized communities in Upper Egypt, and more. Ibrahim Fawzy is a literary translator and writer based in Boston. His interests include translation studies, Arabic literature, ecocriticism, disability studies, and migration literature. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/national-security
Ahmed M. Abozaid's Counterterrorism Strategies in Egypt: Permanent Exceptions in the War on Terror (Routledge, 2021) reveals how counterterrorism discourses and practices became the main tool of a systematic violation of human rights in Egypt after the Arab Uprising. It examines how the civic and democratic uprising in Egypt turned into robust authoritarianism. By interrogating Egypt's counterterrorism legislation, the book identifies a correlation between counterterrorism narratives and the systemic violation of human rights. It examines the construction of a national security state that has little tolerance for dissent, political debate or the questioning of official policy, and how the anti-terrorism measures undertaken are actually anti-democracy strategies. In this episode, Ibrahim Fawzy interviews Ahmed M. Abozaid about his personal experiences, the difference between critical and traditional terrorism studies, the impact of counterterrorism policies on marginalized communities in Upper Egypt, and more. Ibrahim Fawzy is a literary translator and writer based in Boston. His interests include translation studies, Arabic literature, ecocriticism, disability studies, and migration literature. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/law
Stories we're following this morning at Progress Texas:An anonymous tip in January led to a weeks-long investigation of the clinics in the Houston area, resulting in the arrests of midwife Maria Margarita Rojas and two of her colleagues: https://www.khou.com/article/news/local/texas/houston-texas-midwife-arrested-abortions-clinics/285-b028b728-0db8-4e4f-9255-7f6f11c77f47Rare bipartisan cooperation on clarifying medical exceptions to Texas' abortion ban is in play at the Capitol: https://www.houstonchronicle.com/politics/texas/article/abortion-ban-emergency-access-20228656.phpThe Texas Senate has passed "the toughest THC ban in the nation", and Lt. Gov. Dan Patrick is advising retailers to close up shop ahead of its eventual signing into law: https://www.dallasnews.com/news/politics/2025/03/19/texas-thc-retailers-should-close-as-proposed-ban-looms-lt-gov-patrick-warns/In addition to bills designed to give landlords more leeway in evicting their tenants, two more Republican bills would allow tenants to be kicked out while their eviction proceedings are under appeal: https://legiscan.com/TX/bill/SB1904/2025And another Republican bill would allow Texas employers to provide their employees with benefits packages that exclude basic, state mandated services like cancer screenings and coverage for children: https://www.statesman.com/story/news/healthcare/2025/03/20/employer-health-insurance-texas-house-bill-139-reduce-coverage-mandates-requirements/82516916007/On March 29th, the State Democratic Executive Committee will choose a new chair for the Texas Democratic Party - while you don't get to vote in this very important election, you have a representative on that committee, and you should let them know your preferences: https://progresstexas.org/blog/most-important-election-you-don%E2%80%99t-know-aboutWomen's History Month, being observed throughout March across Texas, serves both as a celebration of the history of breakthroughs for women, and a reminder that Texas is the worst state for them: https://progresstexas.org/blog/celebrating-women%E2%80%99s-history-month-worst-state-womenSan Antonio listeners! Progress Texas will visit the Alamo City for the first time in far too long on May 6! Please join us for a fun fundraising gathering of progressives and a LIVE podcast taping. RSVP here: https://act.progresstexas.org/a/sanantonio_mixerThe merch to match your progressive values awaits at our web store! Goodies at https://store.progresstexas.org/.We're loving the troll-free environment at BlueSky! Follow us there at https://bsky.app/profile/progresstexas.bsky.social.Thanks for listening! Find our web store and other ways to support our important work at https://progresstexas.org.
TN RINOs Want Exceptions To Abortion Ban - Why Conservatives Are Concerned The Left Causes Chaos As GOP Tries To Cut Off Illegal Immigration MagnetsWill The Legislature Pass A Bill To Keep Boys Out Of Girls Bathrooms In Tennessee Schools?All This & More with The Tennessee Conservative's Brandon Lewis on Yaffee Live!Check out more from YAFFEE Here - https://www.wgow.com/2024/03/29/yaffee-live/All the news stories referenced by Brandon & Yaffee can be found on TennesseeConservativeNews.com!
Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we're dispelling myths about the upcoming in-person visit requirements for Medicare clients. We discuss: The uncertainty in our current regulatory landscape What the in-person visit requirements mean for Medicare clients (and what they don't mean) Exceptions to the requirements for in-person visits Compliance and documentation for these requirements, in the event of a Medicare audit Steps to take as a therapy practice owner to be prepared for these requirements and communicate them to staff and clients Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. Resources NB: After recording this podcast episode, the House voted to pass the government funding bill, which includes the extension of the in-person requirement waiver through to September 30, 2025 -- now, we wait to see if the bill passes in the Senate, and if the final version includes the extension From the American Psychological Association: The telehealth waiver: What psychologists need to know From JD SUPRA: Important Updates on Telehealth Coverage for Medicare Providers PCT Resources Relevant CE Training. **New** Live & Recorded: Navigating Legal-Ethical Cross-Jurisdictional Teletherapy Practice in 2025: A Guide for Mental Health Professionals -- 2 Legal-Ethical CE credit hours. Live webinar presentation on March 28th. This 2-hour law & ethics seminar presents an updated review of how to legally and ethically navigate cross-jurisdictional teletherapy practice in 2025. PCT's Clinical Staff Teletherapy Training PCT's Teletherapy Director and Supervisor Training for Group Practices PCT's Teletherapy Manuals and Forms for Group Practices Group Practice Care Premium weekly (live & recorded) direct support & consultation service, Group Practice Office Hours -- including monthly session with therapist attorney Eric Ström, JD PhD LMHC + assignable staff HIPAA Security Awareness: Bring Your Own Device training + access to Device Security Center with step-by-step device-specific tutorials & registration forms for securing and documenting all personally owned & practice-provided devices (for *all* team members at no per-person cost) + assignable staff HIPAA Security Awareness: Remote Workspaces training for all team members + access to Remote Workspace Center with step-by-step tutorials & registration forms for securing and documenting Remote Workspaces (for *all* team members at no per-person cost) + more For Solo Practitioners: PCT's Telemental Health Certificate Program
Send us a textCancer staging is very important to guide treatment decisions and eligibility in studies. When an oncologist delivers a diagnosis it will include stage, but what does that mean? After an agonizing period of tests, waits for results, and finally an answer, many people go numb as soon as they hear the word "cancer" and fail to ask for clarification about terminology. Learn what you need to know to be an active participant in your care. Show Notes: https://bit.ly/41q519XIn this Episode:01:45 - Recipe: Alabama Lane Cake, featured in "To Kill a Mockingbird"03:13 - A Short Guide to a Happy Life by Anna Quindlen07:23 - What You Need to Know About Cancer Staging09:48 - The Exceptions to Staging11:02 - Understanding Staging with a Stomach Cancer Example18:11 - Cancer Staging Sub-Categories20:44 - TNM Categories24:15 - Discussion - Thoughts About Stage 430:22 - A Letter Attributed to David Bowie, Who Died from Liver Cancer32:57 - OutroWhat is Cancer Staging?Our focus today is to help you understand the cancer staging system. The stage of disease measures if the cancer has spread, and how far is has spread from where it started. Cancer staging is a way to communicate the extent of cancer in the body so that everyone involved is speaking the same language.Cancer Staging Example: Stomach CancerDr. Matzo used stomach cancer as a way to understand staging. Visit our show notes for an image and detailed explanations.Marianne also shared about cancer sub-categories, such as 1a, 2c, etc. This further refines the definition of how far the cancer has spread.Cancer Staging with TNM CategoriesThe Tumor-Node-Metastasis notation is an even more refined way to define the extent of cancer spread. TNM helps to establish the anatomic extent of the disease, and the combination of the 3 factors can define the overall tumor stage. This method allows for simplification, with cancers staged from I-IV, with stage IV being the most severe stage. Related Episodes:S5E45: Why Does Cancer Exist? Empower Yourself With UnderstandingS5E46: “Why Do I Have Cancer?” Kismet, Chastisement or Coincidence?S5E47: MythBusters – Cancer Edition; Clarifying Common Cancer Myths & MisconceptionsS5E48: How to Read a CT Scan Report – Learn the Sections Relevant to Your DiagnosisS5E49: Are there Miracle Cures for Cancer? With Dr. Jeanna FordS4E46: What You Need to Know about Stomach Cancer – Part 1S4E47: What You Need To Know About Stomach Cancer, Part 2Support the showGet show notes and resources at our website: every1dies.org. Facebook | Instagram | YouTube | mail@every1dies.org
Here's my new idea for an episode. Welcome to it. I want to talk about a major theme running through the last few episodes of Relentless Health Value. And this theme is, heads up, going to continue through a few upcoming shows as well. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. We have Matt McQuide coming up, talking about patient engagement, and Christine Hale, MD, MBA, talking about high-cost claimants. And we also have an encore coming up with Kenny Cole, MD, talking about a lot of things; but patient trust is one of them. But before I get to the main theme to ponder here, let me talk about what gets selected to talk about on Relentless Health Value. I will freely admit, how topics for shows get picked, it's not exactly a linear sort of affair. And furthermore, even if it were, I can't always get the stars to align to get a specific cluster of guests to all come on like one after the other. So, for sure, it might be less than obvious at times where my head is at—and sometimes, admittedly, I don't even know. This may sound incredibly scattershot (and it probably is), but in my defense, this whole healthcare thing, in case you didn't know, it's really complicated. Every time I get a chance to chat with an expert, I learn something new. I feel like it's almost impossible to sit in a vacuum and mastermind some kind of grand insight. Very, very fortunately, I don't need to sit in a cave and do all this heavy thinking all by myself. We got ourselves a tribe here of like-minded, really smart folks between the guests and you lot, all of you in the tribe of listeners who are here every week. Yeah, you rock! And I can always count on you to start teasing out the themes and the through lines and the really key actionable points. You email me. You write great posts and comments on LinkedIn and elsewhere. Even if I am a little bit behind the eight ball translating my instinct into an actual trend line, it doesn't slow this bus down. It's you who keeps it moving, which is why I can confidently say it's you all who are to blame for this new idea I came up with the other day after the podcast with Al Lewis (EP464) triggered so much amazing and really deep insight and dot connecting back and forth that hooked together the past six, I'm gonna say, or so shows. Let's just start at the beginning. Let's start with the topics that have been discussed in the past several episodes of the pod. Here I go. Emergency room visits are now costing about 6% of total plan sponsor spend on average. That was the holy crap moment from the episode with Al Lewis (EP464). Emergency room volume is up, and also prices are up. In that show with Al Lewis, I did quote John Lee, MD, who is an emergency room doctor, by the way. I quoted him because he told a story about a patient who came into the ER, winds up getting a big workup in his ER. Dr. Lee says he sees this situation a lot where the patient comes in, they've had something going on for a while, they've tried to make an appointment with their PCP or even urgent care, they could not get in. It's also really hard to coordinate and get all the blood work or the scans and have that all looked at that's needed for the workup to even happen. I've spoken with multiple ER doctors at this point, and they all say pretty much the same thing. They see the same scenario happen often enough, maybe even multiple times a day. Patient comes in with something that may or may not be emergent, and they are now in the ER because they've been worried about it for weeks or months. And the ER is like the only place where they can get to the bottom of what is going on with their body. And then the patient, you know, they spend the whole day in the ER getting what amounts to weeks' worth of outpatient workup accomplished and scans and imaging and labs. And there's no prior authing anything down. It's also incredibly expensive. Moving on from the Al Lewis show, earlier than that I had had on Rushika Fernandopulle, MD (EP460) and then also Scott Conard, MD (EP462). Both are PCPs, both talking about primary care and what makes good primary care and what makes bad primary care and how our current “healthcare marketplace,” as Dr. Conard puts it, incentivizes either no primary care and/or primary care where volume driven throughput is the name of the game—you know, like seeing 25 patients a day. These visits or episodes of care are often pretty transactional. If relationships are formed, it's because the doctor and/or the patient are rising above the system, not the other way around. And none of that is good for primary care doctors, nurses, or other clinicians. It's also not good for patients, and it's not good for plan sponsors or any of the ultimate purchasers here (taxpayers, patients themselves) because while all of this is going on, those patients getting no or not good primary care are somebody's next high-cost claimant. Okay, so those were the shows with Rushika Fernandopulle and Scott Conard. Then this past week was the show with Vivian Ho, PhD (EP466), who discusses the incentives that hospital leadership often has. And these incentives may actually sound great on paper, but IRL, they wind up actually jacking up prices and set up some weird incentives to increase the number of beds and the heads in them. There was also two shows, one of them with Betsy Seals (EP463) and then another one with Wendell Potter (EP384), about Medicare Advantage and what payers are up to. Alright, so let's dig in. What's the big theme? What's the big through line here? Let's take it from the top. Theme 1 is largely this (and Scott Conard actually said this flat out in his show): Primary care—good primary care, I mean—is an investment. Everything else is a cost. And those skyrocketing ER costs are pure evidence of this. Again, listen to that show with Al Lewis earlier (EP464) for a lot of details about this. But total plan costs … 6% are ER visits. Tim Denman from Premise Health wrote, “That is an insane number! Anything over 2% warrants concern.” But yeah, these days we have, on average across the country, 200 plan members out of 1000 every single year dipping into their local ER. That number, by the way, will rise and fall depending on the access and availability of primary care and/or good urgent cares. Here's from a Web site entitled ER Visit Statistics, Facts & Trends: “In the United States, emergency room visits often highlight gaps in healthcare accessibility. Many individuals turn to ERs for conditions that could have been managed through preventative or primary care. … This indicates that inadequate access to healthcare often leads to increased reliance on emergency departments. … “ED visits can entail significant costs, particularly when a considerable portion of these visits is classified as non-urgent. … [Non-urgent] visits—not requiring immediate medical intervention—often lead to unnecessary expenditures that could be better allocated in primary care settings.” And by the way, if you look at the total cost across the country of ER visits, it's billions and billions and billions of dollars. In 2017, ED visits (I don't have a stat right in front of me), but in 2017, ED visits were $76.3 billion in the United States. Alright, so, the Al Lewis show comes out, I see that, and then, like a bolt of lightning, François de Brantes, MBA, enters the chat. François de Brantes was on Relentless Health Value several years ago (EP220). I should have him come back on. But François de Brantes cemented with mortar the connectivity between runaway ER costs and the lack of primary care. He started out talking actually about a new study from the Milbank Memorial Fund. Only like 5% of our spend going to primary care is way lower than any other developed country in the world—all of whom, of course, have far higher life expectancies than us. So, yeah … they might be onto something. François de Brantes wrote (with some light editing), “Setting aside the impotence of policies, the real question we should ask ourselves is whether we're looking at the right numbers. The short answer is no, with all due respect to the researchers that crunched the numbers. That's probably because the lens they're using is incredibly narrow and misses everything else.” And he's talking now about, is that 5% primary care number actually accurate? François de Brantes continues, “Consider, for example, that in commercially insured plans, the total spend on … EDs is 6% or more.” And then he says, “Check out Stacey Richter's podcast on the subject, but 6% is essentially what researchers say is spent on, you know, ‘primary care.' Except … they don't count those costs, the ER costs. They don't count many other costs that are for primary care, meaning for the treatment of routine preventative and sick care, all the things that family practices used to manage but don't anymore. They don't count them because those services are rendered by clinicians other than those in primary care practice.” François concludes (and he wrote a great article) that if you add up all the dollars that are spent on things that amount to primary care but just didn't happen in a primary care office, it's conservatively around 17% of total dollars. So, yeah … it's not like anyone is saving money by not making sure that every plan member or patient across the country has a relationship with an actual primary care team—you know, a doctor or a nurse who they can get on the phone with who knows them. Listen to the show coming up with Matt McQuide. This theme will continue. But any plan not making sure that primary care happens in primary care offices is shelling out for the most expensive primary care money can buy, you know, because it's gonna happen either in the ER or elsewhere. Jeff Charles Goldsmith, PhD, put this really well. He wrote, “As others have said, [this surge in ER dollars is a] direct consequence of [a] worsening primary care shortage.” Then Dr. John Lee turned up. He, I had quoted on the Al Lewis show, but he wrote a great post on LinkedIn; and part of it was this: “Toward a systemic solution, [we gotta do some unsqueezing of the balloon]. Stacey and Al likened our system to a squeezed balloon, with pressure forcing patients into the [emergency room]. The true solution is to ‘unsqueeze' the system by improving access to care outside the [emergency room]. Addressing these upstream issues could prevent patients from ending up in the [emergency room]. … While the necessary changes are staring us in the face, unsqueezing the balloon is far more challenging than it sounds.” And speaking of ER docs weighing in, then we had Mick Connors, MD, who left a banger of a comment with a bunch of suggestions to untangle some of these challenges that are more challenging than they may sound at first glance that Dr. Lee mentions. And as I said, he's a 30-year pediatric emergency physician, so I'm inclined to take his suggestions seriously. You can find them on LinkedIn. But yeah, I can see why some communities are paying 40 bucks a month or something for patients without access to primary care to get it just like they pay fire departments or police departments. Here's a link to Primary Care for All Americans, who are trying to help local communities get their citizens primary care. And Dr. Conard talked about this a little bit in that episode (EP462). I can also see why plan sponsors have every incentive to change the incentives such that primary care teams can be all in on doing what they do. Dr. Fernandopulle (EP460) hits on this. This is truly vital, making sure that the incentives are right, because we can't forget, as Rob Andrews has said repeatedly, organizations do what you pay them to do. And unless a plan sponsor gets into the mix, it is super rare to encounter anybody paying anybody for amazing primary care in an actual primary care setting. At that point, Alex Sommers, MD, ABEM, DipABLM, arrived on the scene; and he wrote (again with light editing—sorry, I can't read), “This one is in my wheelhouse. There is a ton that could be done here. There just has to be strategy in any given market. It's a function of access, resources, and like-minded employers willing to invest in a direct relationship with providers. But not just any providers. Providers who are willing to solve a big X in this case. You certainly don't need a trauma team on standby to remove a splinter or take off a wart. A great advanced primary care relationship is one way, but another thing is just access to care off-hours with the resources to make a difference in a cost-plus model. You can't help everybody at once. But you can help a lot of people if there is a collaborative opportunity.” And then Dr. Alex Sommers continues. He says, “We already have EKG, most procedures and supplies, X-ray, ultrasounds, and MRI in our clinics. All that's missing is a CT scanner. It just takes a feasible critical mass to invest in a given geography for that type of alternative care model to alter the course here. Six percent of plan spend going to the ER. My goodness.” So, then we have Ann Lewandowski, who just gets to the heart of the matter and the rate critical for primary care to become the investment that it could be: trust. Ann Lewandowski says, “I 100% agree with all of this, basically. I think strong primary care that promotes trust before things get so bad people think they need to go to the emergency room is the way to go.” This whole human concept of trust is a gigantic requirement for clinical and probably financial success. We need primary care to be an investment, but for it to be an investment, there's got to be relationships and there has to be trust between patients and their care teams. Now, neither relationships nor trust are super measurable constructs, so it's really easy for some finance pro to do things in the name of efficiency or optimization that undermine the entire spirit of the endeavor without even realizing it. Then we have a lot of primary care that doesn't happen in primary care offices. It happens in care settings like the ER. So, let's tug this theme along to the shows that concern carriers, meaning the shows with Wendell Potter (EP384) on how shareholders influence carrier behavior and with Betsy Seals (EP463) on Medicare Advantage plans and what they're up to. Here's where the primary care/ER through line starts to connect to carriers. Here's a LinkedIn post by the indomitable Steve Schutzer, MD. Dr. Schutzer wrote about the Betsy Seals conversation, and he said, “Stacey, you made a comment during this fabulous episode with Betsy that I really believe should be amplified from North to South, coast to coast—something that unfortunately is not top of mind for many in this industry. And that was ‘focus on the value that accrues to the patient'—period, end of story. That is the north star of the [value-based care] movement, lest we forget. Financial outcome measures are important in the value equation, but the numerator must be about the patient. As always, grateful for your insights and ongoing leadership.” Oh, thank you so much. And same to you. Grateful for yours. Betsy Seals in that podcast, though, she reminded carrier listeners about this “think about the value accruing to the patient” in that episode. And in the Wendell Potter encore that came out right before the show with Betsy, yeah, what Wendell said kind of made me realize why Betsy felt it important to remind carriers to think about the value accruing to patients. Wall Street rewards profit maximization in the short term. It does not reward value accruing to the patient. However—and here's me agreeing with Dr. Steve Schutzer, because I think this is what underlies his comment—if what we're doing gets so far removed from what is of value to the patient, then yeah, we're getting so removed from the human beings we're allegedly serving, that smart people can make smart decisions in theoretical model world. But what's being done lacks a fundamental grounding in actual reality. And that's dangerous for plan members, but it's also pretty treacherous from a business and legal perspective, as I think we're seeing here. Okay, so back to our theme of broken primary care and accelerating ER costs. Are carriers getting in there and putting a stop to it? I mean, as aforementioned about 8 to 10 times, if you have a broken primary care system, you're gonna pay for primary care, alright. It's just gonna be in really expensive care settings. You gotta figure carriers are wise to this and they're the ones that are supposed to be keeping healthcare costs under control for all America. Well, relative to keeping ER costs under control, here's a link to a study Vivian Ho, PhD, sent from Health Affairs showing how much ER prices have gone up. ER prices are way higher than they used to be. So, you'd think that carriers would have a huge incentive to get members primary care and do lots and lots of things to ensure that not only would members have access to primary care, but it'd be amazing primary care with doctors and nurses that were trusted and relationships that would be built. It'd be salad days for value. Except … they're not doing a whole lot at any scale that I could find. We have Iora and ChenMed and a few others aside. These are advanced primary care groups that are deployed by carriers, and these organizations can do great things. But I also think they serve—and this came up in the Dr. Fernandopulle show (EP460)—they serve like 1% of overall patient populations. Dr. Fernandopulle talked about this in the context of why these advanced primary care disruptors may have great impact on individual patients but they have very little overall impact at a national scale. They're just not scaled, and they're not nationwide. But why not? I mean, why aren't carriers all over this stuff? Well, first of all—and again, kind of like back to the Wendell show (EP384) now—if we're thinking short term, as a carrier, like Wall Street encourages, you know, quarter by quarter, and if only the outlier, mission-driven folks (the knights) in any given carrier organization are checking what's going on actually with plans, members, and patients like Betsy advised, keep in mind it's a whole lot cheaper and it's easier to just deny care. And you can do that at scale if you get yourself an AI engine and press Go. Or you can come up with, I don't know, exciting new ways to maximize your risk adjustment and upcoding. There's an article that was written by Sergei Polevikov, ABD, MBA, MS, MA
Life Dynamics-Mark Crutcher: Episode 16 Can You Be Pro-Life & Believe In Exceptions by Priests for Life
Michael Lofton covers Cardinal Fernandez’s lecture on exceptions to Dignitas Infinita, which he clarifies allows for sex change surgeries in some cases.
Il est déconseillé de laisser trop d'argent sur son compte courant en France en raison de plusieurs facteurs, notamment la loi Sapin 2, adoptée en 2016. Cette loi prévoit un mécanisme permettant aux autorités de geler temporairement les retraits d'argent sur certains placements en cas de crise financière.Le lien avec la loi Sapin 2La loi Sapin 2 a été mise en place pour renforcer la stabilité du système financier français, notamment en encadrant certains produits d'épargne comme l'assurance-vie. L'élément le plus marquant est l'article 49 de la loi, qui donne au Haut Conseil de Stabilité Financière (HCSF) le pouvoir de bloquer temporairement les retraits sur les contrats d'assurance-vie en cas de risques systémiques.Si cette loi ne concerne pas directement les comptes courants, elle montre que l'État peut, en cas de crise grave, intervenir sur l'épargne des particuliers pour éviter une déstabilisation du secteur financier. Cela incite à diversifier son épargne plutôt que de laisser de grosses sommes sur un compte bancaire où elles restent non rémunérées et vulnérables aux décisions gouvernementales.Le risque en cas de faillite bancaireUn autre point important à considérer est la garantie des dépôts bancaires. En cas de faillite bancaire en France, le Fonds de Garantie des Dépôts et de Résolution (FGDR) protège les dépôts jusqu'à 100 000 € par personne et par établissement bancaire.Ce qui est couvert par la garantie des dépôts :Les comptes courants Les comptes sur livret non réglementés (livrets bancaires classiques) Les comptes à terme La partie en espèces des comptes-titres Ce qui n'est pas couvert :Les titres financiers eux-mêmes (actions, obligations, etc.) : ils ne sont pas garantis mais restent votre propriété en cas de faillite bancaire. Les placements en assurance-vie : ils relèvent d'une autre garantie, limitée à 70 000 €, via le Fonds de Garantie des Assurances de Personnes (FGAP). Exceptions et cas particuliers :Indemnisation renforcée jusqu'à 500 000 € pour des dépôts exceptionnels temporaires, comme : La vente d'un bien immobilier résidentiel Une succession Une indemnisation (accident, assurance, divorce, etc.) Si une banque fait faillite, le FGDR assure un remboursement automatique sous 7 jours ouvrés dans la limite de 100 000 € par établissement bancaire.D'autres raisons d'éviter d'avoir trop d'argent sur son compte courant1. Aucune rémunération : Contrairement aux livrets d'épargne réglementés (Livret A, LDDS), l'argent sur un compte courant ne rapporte aucun intérêt. 2. Risques liés à l'inflation : L'inflation réduit progressivement le pouvoir d'achat des fonds laissés sur un compte courant. 3. Possibilité d'intervention de l'État en cas de crise : Même si la loi Sapin 2 ne s'applique pas directement aux comptes bancaires, elle montre que l'État peut imposer des restrictions sur l'épargne. ConclusionBien que la loi Sapin 2 ne vise pas directement les comptes courants, elle rappelle que l'État peut restreindre l'accès à l'épargne en cas de crise. De plus, en cas de faillite bancaire, seul 100 000 € par banque et par personne est garanti, ce qui rend risqué le fait de laisser de grosses sommes sur un même compte. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Often, the short account of Nadab & Abihu is lifted from its context, and in doing so, important learning from this text is missed. This study will focus not only on the sins of these two men but also on the actions of their father and brothers. A sermon given by Greg Chandler on March 2, 2024.
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U.S. Immigration Q&A Podcast with JQK Law: Visa, Green Card, Citizenship & More!
Avoid mistakes on Form I-485 that could ruin your green card application! The new unlawful presence question is tricky, and even USCIS made errors in their own form. Misrepresentation can lead to fraud issues, but some exceptions apply, like for spouses of U.S. citizens, DACA holders, and more. Don't risk denial consult an immigration lawyer before filing!
Watch The X22 Report On Video No videos found Click On Picture To See Larger Picture Biden's labor market is weakening, the labor market stats were a lie from the beginning and now its falling apart. Honda will build it's cars in the US instead of Mexico. BOI is dead, it was shutdown by the Bessent and Trump. Now is the time to hold onto gold and crypto. Trump has trapped the EU, they are now divided and half want peace and the other wants war. NATO is not what is seems, this the [DS] NATO World Order. Money laundering tracker is currently being built to track down who is receiving the funds. This is the biggest sting operation the world has ever seen. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy https://twitter.com/KobeissiLetter/status/1896564574318698817 of Americans claiming jobs are hard to get jumped to 16%, the 3rd-highest since 2021. Americans believe the labor market is deteriorating. https://twitter.com/ElectionWiz/status/1896543299923857636 Treasury Department Suspends the Enforcement of BOI that Forces Small Businesses to Report Personal Details About Their Owners to the Feds The U.S. Treasury Department announced on March 2 that it will cease enforcement of the Corporate Transparency Act (CTA) and its associated Beneficial Ownership Information (BOI) reporting requirements. This decision follows conservative comedian and entrepreneur Terrence K. Williams tagging Elon Musk on X, urging him to take action against the burdensome Beneficial Ownership Information (BOI) rule. On Saturday, Williams wrote: https://twitter.com/elonmusk/status/1896005328338371043?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1896005328338371043%7Ctwgr%5E6801261efa6a133a8538aef39a6b77bf312e22e4%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F03%2Ftreasury-department-suspends-enforcement-boi-that-forces-small%2F Key Provisions of the CTA: Beneficial Ownership Reporting Businesses must report individuals who own or control at least 25% of the company or exert significant control over it. Report includes full name, date of birth, address, and a unique identifying number (e.g., passport or driver's license). Who Must Report? Most small and medium-sized businesses formed in the U.S. or registered to do business in the U.S. Exceptions include larger companies (with more than 20 full-time employees and over $5 million in revenue) and certain regulated industries (e.g., banks, investment firms). Reporting Deadlines: Companies formed before Jan. 1, 2024 must file by Jan. 1, 2025. New businesses formed in 2024 have 90 days from registration. New businesses formed after 2024 have 30 days to report. Penalties for Non-Compliance: Fines up to $500 per day for failure to report. Criminal penalties including fines up to $10,000 and up to 2 years in prison for willfully providing false information Source: thegatewaypundit.com Treasury secretary says he'll 'appoint an affordability czar,' create 'affordability council' "I think President Trump said that he'll own the economy in six or 12 months. But I can tell you that we are working to get these prices down every day," Bessent says Treasury Secretary Scott Bessent announced that he plans to appoint an "affordability czar" and create an "affordability council." Bessent also blasted the mainstream press, arguing that their coverage largely described the economy as "great" in the last year and a half of Biden's term. "What I find interesting is,
Manufacturing employers are facing more uncertainty than ever as the threats of reciprocal tariffs and supply shortages loom. Reductions in force may appear to be the most expedient solution but competing federal and state regulations may challenge that notion. Chapters 00:00 Navigating Workforce Challenges in Manufacturing 03:04 Understanding Reductions in Force and WARN Act Compliance 05:49 Lessons Learned from the Pandemic 09:08 Planning for Future Workforce Disruptions 12:02 Alternatives to Reductions in Force 15:06 Voluntary Separation Programs and Their Impact 17:52 Legal Considerations in Group Terminations 20:47 The WARN Act: Key Requirements and Exceptions 24:05 Recent Developments in WARN Act Enforcement 26:57 Conclusion and Future Considerations for Employers
Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANCIn this episode, Aishat discusses her experience at the Problem Solving for Painful Payments Roundtable, focusing on key accounting challenges faced by international charities.She does a dive into a common financial challenge faced by international NGOs - managing multiple exchange rates when handling expenses and donor funds and shares a practical solution that can simplify reporting and reconciliation: the Weighted Average Exchange Rate (WAER).KEY TAKEAWAYExchange rate fluctuations can complicate accountingWAER helps standardize conversions, making financial reporting and reconciliation easier.WAER is particularly useful in two key scenarios:When field staff convert currency at different rates during trips, creating multiple exchange rates for expenses.When donor funds are received in multiple tranches at varying exchange rates, impacting financial reporting.WAER simplifies accounting by averaging exchange rates – Instead of tracking every individual conversion, organizations can use a single calculated rate for consistency.Exceptions exist – Some donors may require a fixed exchange rate, in which case WAER may not be applicable.EPISODE RESOURCESEbury: https://ebury.com/ABOUT YOUR HOSTAishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector.With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit's mission.Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management.Work with Aishat: www.bancservices.co.ukCONNECTInstagramTikTok
Xia v. Scott, No. 23-3055 (8th Cir. Feb. 27, 2025)exceptions to Hague Act adoption; habitual residence; I-130 petition by adoptive parent; reasoned consideration by BIA United States v. Parham, No. 23-4249 (4th Cir. Feb. 26, 2025)crime of violence; threat of sodomy accusation; physical force; sentence enhancement; robbery in violation of Va. Code § 18.2-58Sponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.Cerenade"Leader in providing smart, secure, and intuitive cloud-based solutions"Click me!The Pen & Sword College (formerly The Clinic at Sharma-Crawford Attorneys at Law) Use Promo Code: ImmReview2025Link to firm: https://sharma-crawford.com/ Link to Nonprofit: https://thepen-and-swordkc.org/ Link to books: https://www.rekhasharmacrawford.com/ Stafi"Remote staffing solutions for businesses of all sizes"Promo Code: STAFI2025Click me!Immigration Lawyer's Toolboxhttps://immigrationlawyerstoolbox.com/immigration-reviewWant to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATIONEmail: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerAll praise to the pod's wonderful editors!Luana Lima SerraYasmin LimaDISCLAIMER & CREDITSSee Eps. 1-200Support the show
A gathering of sages in an attic in Lod, and they were discussing martyrdom and when it was mandated. That is, most of the time, saving one's life takes precedence, except for "the big 3" - idolatry, adultery (and other illicit sexual relations), and murder (because who can say "whose blood is redder"?!). But whether the violation of the mitzvah is to be public or private also makes a difference. As does a time of persecution against Judaism. Plus, and suitable for Rosh Chodesh Adar (thank you, neis nistar) - an intricate discussion of Esther and why she wasn't culpable for her sexual relationship with Achashverosh, and the usual focus on Abaye's interpretation of the issues (we look at Rava's interpretation too).
In this episode of Beer and Money, Ryan Burklo discusses the recent changes to the rules governing inherited IRAs, particularly focusing on the new 10-year rule that requires non-spouse beneficiaries to deplete inherited accounts within a decade. He explains the implications of this rule, exceptions for certain beneficiaries, and the importance of tax strategies when managing inherited funds. The episode emphasizes the need for financial planning and awareness of IRS regulations to avoid penalties and optimize tax efficiency. Check out our website: beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways The 10-year rule requires non-spouse beneficiaries to deplete inherited IRAs within 10 years. Prior to 2020, beneficiaries could stretch withdrawals over their lifetime. Exceptions to the 10-year rule exist for minor children and disabled individuals. Tax planning is crucial when withdrawing from inherited IRAs. Delaying withdrawals until year 10 can lead to significant tax implications. Inherited traditional IRAs are subject to ordinary income tax rates upon distribution. Understanding these rules is imperative to avoid penalties. The IRS is now enforcing these rules more strictly than before. Financial planning should consider retirement timing and income changes. Resources are available for individuals to assess their financial situation. Chapters 00:00 Introduction to Inherited IRA Rules 00:30 Understanding the 10-Year Rule 02:27 Exceptions to the 10-Year Rule 03:28 Tax Strategies for Inherited IRAs 05:21 Conclusion and Resources
Mindaugas Cerpickis, Director at Copenhagen Economics, analyses proposed changes to the universal service obligation in Norway. Background to USO reform proposals Posten's current USO, including delivery standards Alternate day letter delivery Out-of-home delivery for letters Electronic notification for letter delivery Option for weekly residential letter delivery Anticipated savings in last mile letter delivery Exceptions to proposed letter delivery changes Ensuring access to the letter service for vulnerable users Managing over-the-counter letter delivery Options for delivering letters with parcels Electronic notifications options Consultation process and timeframe European Postal Directive
I dive into the complex issues surrounding infidelity, particularly focusing on sexual frustration. I give you SIX different tips to work on if you find yourself in a dull or unsatisfying sexual relationship. I discuss the differing perspectives of men and women regarding infidelity, the importance of communication and conflict resolution in relationships, and when it might be necessary to consider ending a relationship. I emphasize the need for variety and initiation in sexual dynamics, while also addressing exceptions such as past trauma and medical issues that can impact sexual relationships._____________________________What Is Marriage Isn't Dead?Marriage Isn't Dead is an organization focusing on practical self-improvement advice for marriage, dating, career, work/life balance, entrepreneurship, parenting, and a healthy lifestyle.Check out “Marriage Isn't Dead” on all podcast platforms!YouTube: https://www.youtube.com/@MarriageIsntDead?sub_confirmation=1 Instagram: https://www.instagram.com/marriageisntdead/Facebook: https://www.facebook.com/profile.php?id=61555370507017Email: scott@marriageisntdead.comChapters00:00 Sexual Frustration02:24 #1: Break Out of Routine04:09 #2: Confront Him/Her05:25 #3: Exploring Fantasies06:39 #4: Sexual Initiation07:21 #5: Porn as a Tool08:10 #6: Introduce Toys09:00 When to Consider Ending a Relationship11:51 Exceptions to The Rule14:10 Final Thoughts
Lindsey Litton shares why most coaching doesn't work, and why she created a new coaching paradigm for real estate agents to level up their business and lives.
Lindsey Litton shares why most coaching doesn't work, and why she created a new coaching paradigm for real estate agents to level up their business and lives.
US President Trump stated there will be no exceptions to aggressively taxing US buyers of foreign metals (due to start on 4 March, giving time for US companies to plead for exceptions). If there is no retreat, this will reduce US steel consumers' competitiveness via higher import and domestic costs (if domestic metal producers raise prices under cover of the tariff). Retail consumers are less likely to notice the tax, unless job losses are explicitly linked to it.
The lecture covers defenses to crimes and an introduction to criminal procedure, focusing on the Fourth Amendment. Defenses to Crimes: Capacity Defenses include insanity, infancy, and intoxication. Insanity involves not understanding actions or right from wrong, using tests like the M'Naghten Rule, Irresistible Impulse Test, Durham Rule, and Model Penal Code Test. Infancy recognizes that minors lack criminal intent, with different age classifications. Intoxication is generally not a defense, except for involuntary intoxication or for negating specific intent crimes. Justification/Excuse Defenses include self-defense, defense of others, duress, necessity, and entrapment. Self-defense involves using proportional force against imminent harm, sometimes with a duty to retreat. Defense of others is similar to self-defense, sometimes using the "alter ego rule" or "reasonable belief" standard. Duress involves committing a crime under immediate threat of harm, but is not a defense to murder. Necessity involves committing a crime to prevent greater harm when there is no other reasonable alternative. * Entrapment is when law enforcement induces a crime that a person would not otherwise commit. Criminal Procedure: The Fourth Amendment protects against unreasonable searches and seizures. Most searches require a warrant based on probable cause. Exceptions to the warrant requirement include search incident to arrest, exigent circumstances, consent searches, the automobile exception, plain view doctrine, and border & administrative searches. The Exclusionary Rule makes illegally obtained evidence inadmissible in court. The Fruit of the Poisonous Tree doctrine extends this to evidence derived from an illegal search, with some exceptions. The lecture serves as an introduction to defenses and the Fourth Amendment. The following lecture will discuss the Fifth and Sixth Amendment protections.
Jake and Michael discuss all the latest Laravel releases, tutorials, and happenings in the community.This episode is sponsored by Honeybadger - move fast and fix things with application monitoring that helps developers get it done - and CodeRabbit - cut code review time and bugs in half with AI-driven, contextual feedback.Show linksA Fluent Email Validation Rule Added in Laravel 11.38 UseFactory Attribute Added in Laravel 11.39 Fluent Date Validation in Laravel 11.40 Laracon EU Amsterdam 2025 GGH is a Lightweight CLI to Recall Your SSH Sessions DevDb - VS Code database management extension launches v2 Television is a Multi-purpose Fuzy Finder TUI Lua - Laravel powered open-source URL shortener Immutable Value Objects in PHP and Laravel With the Bags Package Recurr is a PHP library for working with recurrence rules for calendar dates Manage Metadata on Laravel Eloquent Models with JSON Support Laravel Debounce PeckPHP - A CLI tool designed to identify wording or spelling mistakes in your codebase A Laravel Package to Use the Deepseek API With V3 AI Models Create GitHub Issues from Exceptions and Logs in Laravel DigitalOcean API Client for Laravel Laravel Rewind is a Versioning Package for Eloquent Laravel SpaceOCR: Parse Images and Multi-page PDFs in Laravel Laravel Faker OpenAI A Package to Manage Model Status in Laravel SimpleStats: Analyze Beyond Visits – Discover Registrations, Revenue and Conversions in Minutes
In this episode, we discuss how invisible inertia can cause us to misinterpret our reality in work scenarios.• Discover why common misconceptions about behaviour are so difficult to spot.• Explore why your "unique" situation might be a common trap, a "uniqueness bias".• Learn how exceptional states can become the norm and impact your life.• Uncover how people's values shape company culture, and how to evaluate this.• Why might expecting a culture to change in the direction you want be unrealistic?• Learn why you should evaluate situations for what they are right now, instead of expecting future change.
How to Split a Toaster: A divorce podcast about saving your relationships
In this episode of our Your Divorce Case series, Seth and Pete explore the crucial role of Guardian Ad Litems (GALs) in custody cases. This episode breaks down how these court-appointed representatives work to protect children's interests during custody disputes, while navigating complex legal challenges like hearsay rules that can limit their effectiveness.The discussion centers on when and why courts appoint GALs, how they gather and present information, and their impact on custody decisions. Seth and Pete examine the limitations GALs face when presenting evidence from teachers, medical professionals, and other third parties, offering practical solutions for overcoming these obstacles. They also provide valuable insights into how parents can effectively work with GALs, including proper communication strategies and the importance of showing balanced perspectives about custody challenges.Questions we answer in this episode:When should you request a Guardian Ad Litem in your custody case?How can hearsay rules affect your GAL's effectiveness?What role do GALs play in the court's final custody decisions?Key Takeaways:Understanding hearsay rules is crucial for effective GAL testimonySuccessful GAL relationships require honest, organized communication from parentsCourts heavily weigh GAL recommendations, though they're not bound by themThis episode provides essential knowledge for parents navigating custody disputes. Whether you're considering requesting a GAL or have been assigned one, understanding their role, limitations, and the legal framework they operate within can significantly impact your case's outcome. Seth and Pete's practical advice offers valuable guidance for parents in the divorce process.Links & NotesSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:27) - The Guardian ad Litem (02:09) - Hearsay (04:52) - Truth of the Matter Asserted (06:43) - Exceptions to Hearsay Rule (09:05) - When to Use a GAL (10:48) - Connecting with the Kid (12:37) - Difference from a Therapist (14:32) - Impact (16:25) - How Do You Deal with the GAL? (17:55) - Coaching (20:14) - The Kid's Opinion (21:45) - Cost (23:04) - Common Mistakes (24:18) - Qualifications (26:41) - Wrap Up
There are four existing exceptions to birthright citizenship that have been recognized by the United States Supreme Court.
What are some exceptions in your history that disprove the problem rule? Just sit and think about it for a minute. Text me at 972-426-2640 so we can stay connected!Support me on Patreon!Twitter: @elliottspeaksInstagram: @elliottspeaks
Scott takes a deep dive into the evolving Amazon marketplace to determine whether it still offers the same potential for success as it once did. From shifting trends in product sourcing and search traffic to the challenges of launching new private-label products, he explores sellers' strategies to thrive despite increasing competition and changing policies. He also tackles many sellers' pain points, such as account suspensions, bundling complexities, and changes to Amazon's reimbursement policies. As Amazon continues to grow, so do the opportunities for partnerships and expansion. However, the platform's rapid evolution comes with growing pains, and he discusses how sellers can navigate these challenges while staying profitable. Join Scott as he uncovers what it takes to succeed on Amazon in 2025 and beyond. Episode Notes: 01:30 - Marketplace Pulse Year in Review 05:20 - Amazon Haul 06:15 - Starting a New Private Label Product 07:05 - Increase in Section 3 Suspensions 09:15 - Amazon Marketing Cloud (AMC) 10:40 - Exceptions on Bundles 12:40 - Jungle Scout and Helium 10 Search Traffic 14:20 - Alibaba to Amazon Search Volume 15:40 - Amazon Fees not Going Up 16:15 - Amazon Business Growing 17:10 - Growing Pains of Amazon 17:30 - Amazon Partnerships 17:55 - Amazon Reimbursement Policy 18:55 - Next Podcast Topics Related Post: Top 50 Amazon Marketing Agencies for 2025
This week, hosts Jim DeRogatis and Greg Kot welcome Andy Cirzan, their favorite collector of offbeat holiday music, for their annual celebration of all things strange and festive.Join our Facebook Group: https://bit.ly/3sivr9TBecome a member on Patreon: https://bit.ly/3slWZvcSign up for our newsletter: https://bit.ly/3eEvRnGMake a donation via PayPal: https://bit.ly/3dmt9lUSend us a Voice Memo: Desktop: bit.ly/2RyD5Ah Mobile: sayhi.chat/soundops Featured Songs:Unknown, "Santa Claus is Coming to Town," Unknown, Unknown, UnknownThe Beatles, "With A Little Help From My Friends," Sgt. Pepper's Lonely Hearts Club Band, Parlophone, 1967Herman Apple, "Let It Snow," (Single), Unknown, UnknownJohnny Dollar, "Truck Drivers Lament," (Single), Chart, 1970Vin Bruce, "Christmas on the Bayou," (Single), Swallow, UnknownRed Ellis and the Huron Valley Boys, "Christmas Is Not Far Away," (Single), Unknown, UnknownBuddy Thornton, "Ole Santa Is Coming to Town," (Single), Four Star, 1953Unknown, "EZ Listening," (Single), Unknown, UnknownThurmon McKinney, "Santa & the Truck Driver," (Single), MCW, 1974Bobby Allen & the Exceptions, "Lonely Christmas Tears," (Single), Soul Sound, UnknownGene Adkins & the Tune Toppers, "What Christmas Is," (Single), SRC, 1952Jimmie Davis, "Christmas Choo Choo," (Single), Decca, 1953Unknown, "Sleigh Ride," Unknown, Unknown, UnknownJimmy Wheeler, "Snowflakes Falling On My Head," (Single), Unknown, UnknownMimi Rogers, "Snow Blossoms," (Demo), Unknown, UnknownOriginal Sons Of Christ, "Christmas Comes But Once A Year," (Single), Unknown, UnknownClyde Lasley, "Santa Came Home Drunk," (Single), Sundown, 1967Cordell Jackson, "Rock N' Roll Christmas," (Single), Moon, 1956Cordell Jackson, "Beboppers Christmas," (Single b-side), Moon, 1956Unknown, "Rudolph The Red-Nosed Reindeer," Unknown, Unknown, UnknownMick Jagger, "Strange Game," From the Apple TV+ Original Series Slow Horses, Polydor, 2022See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
When the Massachusetts Institute of Technology admitted in 1999 that they had discriminated against women on its faculty, it sent shockwaves throughout institutions of higher learning across the country. In this TPWKY book club episode, Pulitzer Prize-winning journalist Kate Zernike joins us to discuss her book The Exceptions: Nancy Hopkins, MIT, and the Fight for Women in Science, which details the sequence of events that led sixteen scientists to demand the equality that had been denied to them for so long. Zernike, who was one of the reporters to break the story in 1999, centers this story on molecular biologist Dr. Nancy Hopkins, who, armed with a tape measure, brought this history of marginalization to light. Simultaneously personal and panoramic, The Exceptions carefully illustrates the sexism entrenched in higher education and academia and sends an important message: this problem is far from solved. Tune in for a fascinating discussion about an infuriating topic. Support this podcast by shopping our latest sponsor deals and promotions at this link: https://bit.ly/3WwtIAu Learn more about your ad choices. Visit megaphone.fm/adchoices