Podcasts about cfc

Join Antony Davies, director of economic research at CFC, as he explains why Harry Truman wanted a one-handed economist. Read the transcript of this episode.Contact the Economic & Market Watch team at economicresearch@nrucfc.coop.Follow the Economic & Market Watch podcast.Visit us, download the intelligence brief and dashboard and explore other Solutions media on our website, nrucfc.coop/Solutions.Sources:U.S. Bureau of Labor Statistics : U.S. Bureau of Labor Statistics Consumer Price Index for All Urban Consumers: All Items in U.S. City Average (CPIAUCSL) | FRED | St. Louis Fed US Regular All Formulations Gas Price (GASREGW) | FRED | St. Louis Fed Real Earnings Summary - 2026 M06 Results US Real Average Hourly Earnings (Monthly) - United States -… Unemployment Rate (UNRATE) | FRED | St. Louis Fed Labor Force Participation Rate (CIVPART) | FRED | St. Louis Fed New Study: “Fight for $15” Minimum Wage Hikes Reduced Employment Rates, Hurt Entry-Level Workers | Employment Policies Institute Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) | FRED | St. Louis Fed Personal Saving Rate (PSAVERT) | FRED | St. Louis Fed Employment Situation Summary Table A. Household data, seasonally adjusted - 2026 M06 Results A-8a. Employed persons and employment-population ratios by age and sex, seasonally adjusted US stocks rise after data shows slowing inflation, even as IBM plunges | Associated Press National | nvdaily.com 

Welcome back to the Toon Under Podcast! Before we get stuck right into the absolute madness that is the Newcastle UnitedFirst off we'll cover the 3-0 behind-closed-doors victory against Darlington and give you the heads-up on the brand new away shirt going on sale early next week!​While it's always great to welcome a few new additions to the academy over the last few days, our main focus is on the massive first-team moves dominating the headlines. Could Joe Willock really be making a move to Turkish giants Besiktas? And with Morgan Rogers signing for Chelsea, we discuss whether that domino effect reignites Arsenal's push for Bruno Guimarães.​We also break down the incomings: The Toon have reportedly gone after Spurs' Lucas Bergvall and why I think the Bergvall bid is a smokescreen for another Swedish midfielder!Let us know in the comments: And who do YOU want in the Newcastle midfield this season?​

Богатые люди думают о налогах не в апреле, а летом: готовить сани надо заранее, в декабре экономить уже поздно. В этом выпуске CPA и налоговый директор Тимур Князев объясняет, как иммигранту в США перестать переплачивать государству и превратить декларацию из головной боли в инструмент для жизни.Разбираем, чем W2 отличается от 1099 и почему контракт это на самом деле бизнес, что можно и что нельзя списывать, как работают акции от работодателя (RSU, вестинг, sell to cover) и крипта, что происходит с налогами при переезде между штатами и на удаленке. Отдельно - самая горячая тема для новичков: зарубежные счета, иностранные компании и ИП, наследство и подарки из-за границы, и какие штрафы за это грозят (спойлер: очень большие). Если вы недавно в США, работаете на W2 или 1099, получаете акции или у вас остались активы на родине - этот выпуск сэкономит вам деньги и нервы.О чем поговорили:Путь Тимура: от хедхантера в Москве до налогового директора в бигтехеПочему налоги надо планировать летом, а не в апрелеW2 против 1099: почему контракт это бизнесЧто реально можно списать, а что нельзяАкции от работодателя: вестинг, продажа, capital gains и частые ошибкиКрипта в декларации: что отслеживает налоговая в 2026Налоги при переезде между штатами и на удаленкеЗарубежные счета, компании, ИП: FBAR, CFC, GILTI и штрафыНаследство и подарки из-за границы: форма 3520Может ли AI помочь с налогами3 совета тем, кто хочет навести порядок в налогахГость выпускаTimur Knyazev (Тимур Князев) - CPA и налоговый директор в AI-компании o9, выпускник Большой Четверки (Ernst & Young и PwC). Автор книги US Tax Reform for Hipsters, ментор стартапов и налоговый советник для основателей.LinkedIn - https://www.linkedin.com/in/timurk/Сайт - www.timur.taxКнига - www.hipstertax.comНалоговый бутик - www.tk.cpa***Карьерная консультация (резюме, LinkedIn, стратегия, поиск работы в США) - https://annanaumova.comКоучинг (синдром самозванца, прокрастинация, страхи) - ссылкаТелеграм - https://t.me/prodcastUSAИнстаграм - https://www.instagram.com/prodcast.usТикТок - https://www.tiktok.com/@us.job⏰ Timecodes ⏰00:00 Интро00:43 Зачем думать о налогах уже летом05:29 От рекрутинга до Big Four в США18:34 Разница между W2 и контрактом 109919:54 Плюсы и страхи работы на контракте23:23 Почему летнее планирование спасает от переплат27:49 История Анны: цена налоговой ошибки30:25 Ловушка Obamacare и форма 1095A32:14 Какие расходы списывают на W235:31 Как законно списывать расходы на 109936:17 Как задекларировать домашний офис41:59 Как устроен налоговый аудит в США46:30 Налоги в США и доходы в СНГ48:11 Как налоговая узнает про счета за рубежом50:05 Чем опасны иностранные компании и КИК53:57 Отчет по зарубежным счетам через FBAR56:12 Что делать, если забыли заявить о счетах59:03 Как облагаются подарки и наследство01:00:46 Крупные переводы из-за рубежа и форма 352001:01:44 Налоги на зарубежное имущество01:08:15 Налоги на RSU и акции в IT01:13:27 Как декларировать криптовалюту01:18:15 Налоги при смене штата и на удаленке01:21:32 Главный принцип: суть важнее формы01:25:28 Опыт работы в Anthropic01:31:04 Заменит ли AI бухгалтера01:34:01 Налоги для основателей стартапов01:36:59 Три совета от налогового CPA01:42:22 Итоги и финальные рекомендации

Can your Bible become just another book to study, or is it meant to be the place where you meet the living Christ? In the first episode of our new Life in the Word series, Greg and Nathan expand on CFC's Sunday sermon series also called Life in the Word by exploring the Bible's surprising picture of itself: not as a database of information, but as the meeting place between God and His people. From the Tabernacle in the wilderness to John declaring that Jesus "tabernacled" among us, from the road to Emmaus to the quiet practice of biblical meditation, they discuss how Scripture is designed to lead us into communion with a Person. Join Greg and Nathan as they consider the difference between knowing the Bible and truly encountering the God who speaks through it.

Join Antony Davies, director of economic research at CFC, as he looks at why futures markets have started pricing in rate hikes instead of cuts. Read the transcript of this episode.Sources:Real Gross Domestic Product (GDPC1) | FRED | St. Louis Fed Personal Consumption Expenditures: Chain-type Price Index (PCEPI) | FRED | St. Louis Fed Personal Saving Rate (PSAVERT) | FRED | St. Louis Fed Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) | FRED | St. Louis Fed Real Personal Consumption Expenditures (PCEC96) | FRED | St. Louis Fed Disposable Personal Income (DSPI) | FRED | St. Louis FedFedWatch - CME Group Federal Funds Target Range - Upper Limit (DFEDTARU) | FRED | St. Louis Fed Market Yield on U.S. Treasury Securities at 10-Year Constant Maturity, Quoted on an Investment Basis (DGS10) | FRED | St. Louis Fed Contact the Economic & Market Watch team at economicresearch@nrucfc.coop.Subscribe to the Economic & Market Watch podcast.Subscribe to our newsletter.Visit us, download the dashboard and explore other Solutions media on our website, nrucfc.coop/Solutions.

Farid joins Sport Talk to discuss CFC's July 4th match at Erlanger Park and his thoughts on the World Cup.See omnystudio.com/listener for privacy information.

Hosts Brandon Schuh and Nick Hartmann return for another episode of RiskCellar, and the headline story is North Carolina litigation financing. North Carolina has become the first state in the country to pass an outright ban on third-party litigation financing, with Governor Josh Stein signing House Bill 315 into law in June 2026. Find out what the law prohibits, why insurance trade groups are celebrating it, and what it could mean for other states.Beyond the North Carolina litigation financing news, Brandon and Nick cover a data breach at the National Association of Insurance Commissioners, CFC's move to add affirmative AI coverage across seven product lines, the deadly earthquakes that struck Venezuela and the Caribbean, and how Chubb-led marine war risk facilities are easing capacity strain in the Strait of Hormuz. The episode wraps with a Fourth of July round of Three Truths and a Lie.This episode blends sharp insurance analysis with the hosts' casual banter, making topics like North Carolina litigation financing approachable for brokers and underwriters. Listeners get a fast-moving tour of the week's biggest insurance and legal stories.North Carolina is the first state to enact an outright ban on third-party litigation financing.House Bill 315 makes it unlawful to engage in or furnish litigation investment in a North Carolina civil proceeding.The law took effect July 1, 2026, applying to lawsuits arising on or after that date.The Attorney General can enforce the law with penalties up to $50,000 per violation.At least 11 other states already have some restrictions on litigation funding.NAIC confirmed a breach exposing 3.1 terabytes of data via an Oracle PeopleSoft vulnerability.CFC is embedding affirmative AI coverage across seven core product lines.Chubb-led marine facilities offer up to $400 million in Strait of Hormuz shipping capacity.00:00 Introduction to Claims Auditing and AI Solutions01:22 Celebrating Achievements in Brokerage04:38 Wine Tasting and Personal Updates05:39 Fourth of July Plans and Celebrations06:39 Political Commentary on National Events09:11 Litigation Funding Legislation in North Carolina11:47 Data Breach at NAIC and Its Implications15:47 Insurance Industry Responses to AI Risks19:06 Natural Disasters and Their Impact on Insurance21:29 Geopolitical Commentary on U.S.-Iran Relations24:39 Insurance Developments in Maritime Risk28:07 Trivia and Closing ThoughtsConnect with RiskCellar:Website: https://www.riskcellar.com/Brandon Schuh:Facebook: https://www.facebook.com/profile.php?id=61552710523314LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/Instagram: https://www.instagram.com/schuhpapa/Nick Hartmann:LinkedIn: https://www.linkedin.com/in/nickjhartmann/

CFC's Damien Barker John joins Sport Talk to discuss his career and CFC's season.See omnystudio.com/listener for privacy information.

Join Antony Davies, director of economic research at CFC, as he looks at the historical fallout of tech-based market bubbles.Sources:What's driving stock market returns? | J.P. Morgan Asset ManagementAlphabet Inc. (GOOGL) PE Ratio History & Chart Since 2004AMZN PE Ratio History & Chart Since 2003Apple Inc. (AAPL) PE Ratio History & Chart Since 1984META PE Ratio History & Chart Since 2013MSFT PE Ratio History & Chart Since 1986NVDA PE Ratio History & Chart Since 1999Tesla, Inc. (TSLA) PE Ratio History & Chart Since 2020Contact the Economic & Market Watch team at economicresearch@nrucfc.coop. Read the transcript for this episode.Subscribe to the podcast.Sign up for the newsletter.Visit us, download the dashboard and intelligence brief and explore other Solutions media on our website, nrucfc.coop/Solutions. 

Doug McHoney (PwC's International Tax Services Global Leader) is joined by Paulson Tseng, PwC Taiwan's International Tax Services and Transfer Pricing Leader, the firm's Human Capital Leader, and host of the Finance and Tax Cafe podcast.Doug and Paulson discuss Taiwan's corporate tax framework, including the 20% corporate rate, foreign tax credit limits, withholding tax friction for services, and CFC rules; how inbound investment remains strong in semiconductors and R&D while outbound models are shifting toward more diversified, multi-nodal footprints; Taiwan's current Pillar Two posture, top-up tax exposure, and readiness challenges around data, education, and compliance; whether Pillar Two is already changing business behavior; tax controversy themes in Taiwan, especially transfer pricing, withholding tax, and risk-based audits; and Paulson's own podcast and its broader finance, economic, and workplace-stress topics.

Join CFC researchers Sam Kem, Alisha Pinto and Chris Whittle as they discuss CFC's new issue brief, "Considerations for a Changing Grid: How Are Cooperatives Ensuring Electric Reliability?" Download the brief. Read the transcript for this episode. For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.Contact the Economic & Market Watch team at economicresearch@nrucfc.coop.Subscribe to the podcast.Sign up for the newsletter.Visit us, download the dashboard and explore other Solutions media on our website, nrucfc.coop/Solutions.

In just twelve months, the conversation around Agentic AI in insurance has changed dramatically.  What began as curiosity about autonomous AI agents has evolved into a much more practical discussion about implementation, governance, economics and competitive advantage.  In this special solo episode, InsTech's Zoja Wojcik reflects on the developments that have shaped the market since InsTech's first Agentic AI event in November 2025. Drawing on conversations with insurers, brokers, MGAs, technology providers and industry leaders, she explores how the industry has moved beyond experimentation and towards a more challenging question: where does the commercial value actually come from?  Along the way, you'll hear insights from Simon Torrance, Erdal Atakan, Gina Gill, Elena Maran, Max Richter and Ian Thompson, alongside examples of how organisations including CFC, McGill & Partners, AIG, Duck Creek and hyperexponential are bringing Agentic AI into real insurance operations.  Whether you're still trying to understand what Agentic AI means for insurance or already evaluating deployment opportunities, this episode offers a practical snapshot of where the market stands today and the questions leaders should be asking next.  Want to continue the conversation? Join us in London on July 7 for 'The age of Agentic AI: from strategy to commercial value'. In this episode:  00:00 - What is Agentic AI and why has it become one of insurance's most discussed technologies?  03:15 - Looking back at the industry's first major Agentic AI event in November 2025  05:45 - Simon Torrance on why Agentic AI should be viewed as a new workforce, not simply another software tool  06:20 - Early deployment examples from across the insurance market:  CFC's Lane Assist   McGill & Partners and Salesforce Agentforce   AIG's AI-driven underwriting initiatives   Federato's agentic underwriting platform   hyperexponential and Banyan Risk   Duck Creek's insurance-native Agentic AI platform   08:15 - Why moving from pilot projects to production remains difficult  10:00 - The defining question of 2026: proving commercial value and ROI  12:15 - Intelligence Capital, competitive advantage and why buying AI tools may only create parity  13:30 - Orchestration, governance and maintaining trust in agentic systems  15:00 - Workforce transformation and practical lessons for insurance leaders  16:00 - What questions should insurance organisations be asking next?  Key takeaways:  The industry conversation has shifted from experimentation towards implementation and measurable business outcomes.   Many of the biggest barriers to adoption are organisational rather than technical.   Boards increasingly expect clear economic justification for AI investment.   Competitive advantage may come less from AI models themselves and more from institutional knowledge and decision-making expertise.   Governance frameworks must evolve alongside increasingly autonomous systems.   Organisations that focus on specific business problems are more likely to succeed than those pursuing AI for its own sake.   Featured contributors:  Simon Torrance, AI Risk   Erdal Atakan, Inigo   Gina Gill, Apollo   Elena Maran, Alethesis AI   Max Richter, Mea platform   Ian Thompson, IMT Advisory  Further reading:  For listeners looking to explore the themes discussed in this episode:  Agentic AI & insurance  Podcast episode: Where is the industry today? – a view from the C-suite (A rare C-suite perspective on Agentic AI: what it is, how it's being deployed and why senior leaders are walking a tightrope between bold innovation and operational risk.)  CFC launches Lane Assist, a live agentic underwriting pilot  McGill & Partners becomes first London Market broker to deploy Agentic AI  McGill + AIG collaboration using AI-driven underwriting  Duck Creek launches insurance-native Agentic AI Platform  Federato RiskOps and Agentic underwriting platform  MGA Banyan Risk deploys hx's full agentic underwriting suite  Strategy & commercial value  Simon Torrance's work on Intelligence Capital   AI Risk research on Agentic AI and enterprise transformation   InsTech & ServiceNow New York event: The future of insurance will be orchestrated, not built  Governance & Responsible AI  Article: The New Frontier: Managing and insuring generative and agentic AI risks with Edinburgh Futures Institute  Podcast episode: Creating a new kind of assurance & insurance framework for AI-related risks (This episode unpacks one of the most ambitious research initiatives currently shaping the future of AI risk in insurance.) 

In this episode Breezy, Matthew, and Jim review the recent CFCM games against Core, Disney FC, and NJRB2 and CFCW games against Knoxville, Tempo, and Impact. We talk vibes, CFC women's season, halfway point with the men, and more! Prideraiser 2026 - https://www.prideraiser.org/campaigns/the-chattahooligans-chattanooga-prideraiser-2026-NOvYBZvlMax0J/  We are on- instagram at @section109podcast twitter at @section109pod bluesky at @section109podcast.bsky.social tiktok at @section109podcast

Join Antony Davies, director of economic research at CFC, as he explains how conditions in each state are affecting population size and potential economic growth. Sources:GDP (Second Estimate) and Corporate Profits, 1st Quarter 2026Population Decline in the US by State2024: PUB Public Sector Annual Surveys and Census of GovernmentsGDP by StateAnnual growth of real gross domestic product (GDP) of the United States in 2025, by stateSARPP Regional price parities by stateHousehold Income in States and Metropolitan Areas: 2024Small Area Income and Poverty Estimates (SAIPE)Income inequality (Gini Coefficient)State and Local Government Finances by Level of Government: U.S. and States: 2017 - 2023Contact the Economic & Market Watch team at economicresearch@nrucfc.coop. Visit us, download the dashboard and intelligence brief and explore other Solutions media on our website, nrucfc.coop/Solutions. 

CFC Director, Alliances and Research Amy LaVigna outlines practical AI uses for cooperatives with guardrails, showing how leadership can balance innovation with oversight. Related content:Watch the video of this episode, "AI Use Rises as Co-ops Manage Risk, Governance, Oversight."Listen to the CFC Solutions Cast podcast episode, "Keeping It Human: AI and the Future of Member Service."Read the CFC Financial Feature, "Uncovering the Latest Constraint in the AI Economy."For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.CFC members can learn more about the latest industry and technology trends by visiting nrucfc.coop/Solutions.

Join CFC expert John Suter, vice president of economic research, as he looks at current rising bond yields, likely interest-rate trends and how CFC borrowers have coped with higher rates in the past.Subscribe to the Economic & Market Watch podcast.Read the transcript of this episode.Contact the Economic & Market Watch team at economicresearch@nrucfc.coop.Visit us, download the dashboard and explore other Solutions media on our website, nrucfc.coop/Solutions.

For decades, cleaning circuit assemblies after soldering was not optional. It was standard practice across the electronics manufacturing industry. Then, almost overnight, that changed. In this episode of Reliability Matters, Mike Konrad takes you back to the origins of that shift. From the widespread use of CFC-based cleaning solvents to the global impact of the Montreal Protocol, this episode explains how environmental regulation led to the rapid adoption of no-clean flux and the removal of cleaning as a standard process step. But that decision came with assumptions. Assumptions based on larger components, wider spacing, and assemblies that were far more tolerant of residues than what we see today. As electronics evolved, so did the risk. Miniaturization, increased component density, and the expansion of electronics into harsh environments have dramatically reduced the tolerance for contamination. And when cleaning was removed, it wasn't just flux that remained. It was the totality of residues introduced throughout the manufacturing process. This episode walks through how those residues, combined with moisture and electrical bias, can lead to electrochemical migration, including parasitic leakage and dendritic growth, often resulting in delayed or intermittent failures. This is the story of how we got here. In Part 2, we bring this discussion into the present. What does “clean” actually mean today? Why did the industry move away from fixed cleanliness limits? And why is cleaning once again becoming a critical part of modern electronics manufacturing? If you've ever asked the question, “Do I really need to clean?” Part 2 will challenge how you think about the answer.

This is the first of a two part series.For decades, cleaning circuit assemblies after soldering was not optional. It was standard practice across the electronics manufacturing industry. Then, almost overnight, that changed.In this episode of Reliability Matters, Mike Konrad takes you back to the origins of that shift. From the widespread use of CFC-based cleaning solvents to the global impact of the Montreal Protocol, this episode explains how environmental regulation led to the rapid adoption of no-clean flux and the removal of cleaning as a standard process step. But that decision came with assumptions.Assumptions based on larger components, wider spacing, and assemblies that were far more tolerant of residues than what we see today.As electronics evolved, so did the risk.Miniaturization, increased component density, and the expansion of electronics into harsh environments have dramatically reduced the tolerance for contamination. And when cleaning was removed, it wasn't just flux that remained. It was the totality of residues introduced throughout the manufacturing process.This episode walks through how those residues, combined with moisture and electrical bias, can lead to electrochemical migration, including parasitic leakage and dendritic growth, often resulting in delayed or intermittent failures.This is the story of how we got here.In Part 2, we bring this discussion into the present.What does “clean” actually mean today? Why did the industry move away from fixed cleanliness limits? And why is cleaning once again becoming a critical part of modern electronics manufacturing?If you've ever asked the question, “Do I really need to clean?” Part 2 will challenge how you think about the answer.

CFC Senior Energy Industry Analyst Alisha Pinto examines how utilities are using microgrids to rethink resilience, prioritizing outcomes like uptime, faster recovery and continuity over one-time asset investments. Related content:Watch the video of this episode, "Microgrids Shift Resilience from Assets to Outcomes."Read the Solutions article, "Wired for Resilience: Microgrids Solve Reliability Issues."For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.CFC members can learn more about the latest industry and technology trends by visiting nrucfc.coop/Solutions.

Tuesday, May 19, 2026Sliced 64: Pittsburgh Penguins Purchase Over 12,500 City Forest Credits Across Four Regional ProjectsIn this edition of SLICED, we break down the Pittsburgh Penguins' recent purchase of over 12,500 City Forest Credits across four regional forest preservation projects - what drove the deal, why it's a replicable template for corporates and sports franchises alike, and which top-rated CFC projects still have credits available.--Sliced is a weekly short-form dispatch released every Tuesday that features original thought pieces from our team members with the goal of slicing apart the various complex aspects of climate finance. If you want to check out the written version of Sliced, click here: https://gordianknotstrategies.com/weekly-newsletter/Sliced is produced by ⁠Gordian Knot Strategies⁠. It is written, narrated, and edited by ⁠Jay Tipton⁠. Visit us at www.gordianknotstrategies.com. Music is by ⁠Coma-Media.

The Office of Personnel Management is being urged 'not' to shut down the Combined Federal Campaign. More than 40 Democrats penned a letter to OPM, warning that ending the CFC would be “disastrous” for the organizations that rely on it. The letter comes as the Trump administration is signaling a possible decommission of the decades-old program. Here with more, Federal News Network's Drew Friedman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

CFC Director of Utility Research & Policy Brian Sloboda shares what electric cooperatives can do to protect utility infrastructure and how they should focus their physical security efforts. Related content:Watch the video of this episode, "Why Deterrence, Resilience Matter in Physical Security."Read the Solutions article, "Mid-Year Trends Update: Physical Security."For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.CFC members can learn more about the latest industry and technology trends by visiting nrucfc.coop/Solutions.

Heath Cline in for Chuck today as we start today with a flaw with the CFC’s enforcement of NIL deals, and how a trend in the NFL draft could affect college football. We then talk Clemson with William Qualkinbush from 105.5 The Roar. See omnystudio.com/listener for privacy information.

Most powersports dealers have some form of reinsurance in place. Most of them have no idea what is actually in it.Gene Silas has been in the industry for over 30 years. Jeff Barron has been at it for 26. Together they run Brightline Dealer Advisors, one of the largest broker firms in the United States and they spend their days helping dealers understand what they actually own in their F&I back end and how much of it is quietly walking out the door in fees they have never seen.They recently did a webinar with the NPDA that generated a ton of questions. So I brought them on here to go even deeper for our audience.What we cover:Why most dealers look at only one number on their reinsurance statement and miss everything elseThe walkaway, retro, CFC, and DOWC structures explained in plain English — and how to know which one fits youProducts that can go into reinsurance: service contracts, tire and wheel, paint and fabric, GAP, and ancillariesWhy GAP should usually be kept separate from your service contract reinsurance positionThe hidden fee problem: ceding fees, loss adjustment expense, and premium tax that come off the dealer's bottom line before they ever see the moneyThe side-by-side comparison that could be costing dealers $50,000 to $60,000 a year depending on volumeWhy all fees should be visible in the admin fee and what "below the line fees" actually meansThe A account vs the B account in plain English — and why moving money to the B account as fast as possible mattersHow dealers can borrow against their own B account money and pay the interest back to themselves instead of a bankCapital gains vs ordinary income: the tax difference that can mean 18 to 20 points on millions of dollarsThe risk triangle: why reinsurance is not a set it and forget it situationEarly claims and multiple cause of loss: what it looks like when a service contract is being used as a recon toolThe disappearing deductible strategy that keeps customers coming back to your service bay and protects your bookWhy you need claim override controls and exactly who should have themThe nine questions every dealer should be asking their current reinsurance providerGene's AI tip: how to use ChatGPT or Claude to find every fee buried in your dealer agreement in minutesWhat a real advisory partner looks like vs someone just managing their own book through youGene's FTC prediction: powersports dealers have 12 months or less before enforcement starts — and what to do about it nowThe $54,000 per violation reality and why 97 automotive dealers have already faced itWatch on YouTube: ⁠https://youtube.com/@dealershipfixit?si=xGw636a89UUDAK20⁠Connect with Gene Silas (Brightline): ⁠gsilas@brightlinedealer.com⁠Connect with Jeff Barron (Brightline): ⁠jbarron@brightlinedealer.com⁠Connect with Jacob: ⁠https://linkedin.com/in/jacob-b-berry⁠Follow the Fixit Online: ⁠https://linktr.ee/dealershipfixit⁠MotoHunt for Dealers: ⁠https://dealers.motohunt.com⁠

CFC Defender Tate Robertson stops by to talk about CFC's season, playing different positions on the pitch, and the upcoming match with Huntsville. See omnystudio.com/listener for privacy information.

Doug McHoney (PwC's International Tax Services Global Leader) is joined by Adriana Rodriguez, a PwC international tax partner based in Mexico City, for a discussion recorded at PwC's International Tax Conference. Doug and Adriana discuss the core features of Mexico's corporate tax system, including corporate income tax, withholding taxes, VAT, inflation adjustments, CFC rules, capital gains planning, and the impact of the multilateral instrument on treaty access. They also explore whether Mexico is likely to adopt Pillar Two, how Mexican multinationals are preparing for compliance, the role of incentives in inbound investment, the continued relevance of the maquila regime, rising audit and transfer pricing pressure, expanding tax authority digitization, and practical lessons for multinationals investing in Mexico.  

This series is created to encourage you with the truth of scripture through some of our original songs - songs that have come from our walk together here at CFC and help us abide in Christ. Each episode will center around a truth of scripture captured in a CFC Worship original song. So join us as we remember, retell and respond to the Gospel through whatever circumstances the Lord has us in today.

CFC Senior Energy Industry Analyst Alisha Pinto examines how wildfires are becoming not just a serious safety and operational risk for electric cooperatives, but also a financial threat and governance issue that insurance companies and credit rating agencies are watching closely. Related content:Watch the video of this episode, "Wildfire Mitigation Is Now a Financial, Governance Issue"Read the Solutions article, "Missoula EC Responds to Rising Wildfire Risk"Read the Solutions article, "Co-ops Harness the Power of Data for Wildfire Protection"For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.CFC members can learn more about the latest industry and technology trends by visiting nrucfc.coop/Solutions.

CFC Energy and Data Analyst Chris Whittle takes a closer look at how a shift in federal policy toward reliability and phase-out of key tax incentives is shaping power supply dynamics and what this means for electric cooperatives. Related content:Watch the video of this episode, "What Co-ops Should Know About Changing Power Supply Dynamics"Read the Solutions article, "As Load Growth Accelerates, Utilities Tap Private Capital"Read the Solutions article, "Power Supply Trends To Watch in 2026: Renewables, Coal" For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.CFC members can learn more about the latest industry and technology trends by visiting nrucfc.coop/Solutions.

Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From October 2025. Today's 2 topics: - The planets, millions of asteroids, tens of thousands of comets, distant icy worlds, and countless other bits and pieces of material orbit the Sun. A group of such co-orbiting objects is called the Taurid complex or swarm. It consists of Comet 2P/Enke, a number of near Earth asteroids, and the meteor stream which produces the Taurid meteor shower every October and November.   - 50 years ago scientists found that Chlorofluorocarbons or CFC chemicals in widespread use in refrigeration, air conditioning , and hair spray were beginning to damage the ozone layer in the Earth's stratosphere which blocks harmful Solar UVB radiation from reaching the surface. The world wide response was the Montreal Protocol banning these chemicals from being released into the atmosphere. It saved millions of humans from dying of skin cancer. Satellite ashes are a new threat to the protective ozone layer.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

Doug McHoney (PwC's International Tax Services Global Leader) is joined by Laura Valestin, an International Tax Services Partner in PwC's Washington National Tax Services practice, where she focuses on financial transactions. In this episode, recorded at PwC's International Tax Conference in Carlsbad, Laura unpacks the latest Section 987 developments following Notice 2026-17. Doug and Laura discuss what Section 987 is, why it matters for foreign currency gain or loss in branch and disregarded entity structures, the long regulatory history from the 1991 proposed regulations through the 2024 final rules, the new simplified equity-and-basis-pool method, remittance and loss-suspension mechanics, hedging rules, the proposed CFC election, reliance and applicability dates, and practical taxpayer action items, including comment opportunities and modeling decisions for 2025 and beyond. 

French cruise line CFC freezes 2026-27 fares through March 2027 despite Middle East conflict concerns. Oceania Cruises launches its adults-only brand campaign as the segment grows toward $18 billion by 2033. And Royal Caribbean debuts America's Got Talent LIVE aboard Legend of the Seas starting August 2026.

CFC Director, Utility Research & Policy Brian Sloboda offers a pragmatic outlook on virtual power plants over the short-term and their implications for electric cooperatives.Related content:Watch the video of this episode, "Virtual Power Plants: Strategic Opportunity, Not Strategic Imperative"Read the Solutions article, "Exploring Virtual Power Plants: Key Considerations for Leaders."Download CFC's issue brief, "Co-ops See Movement Toward Virtual Power Plants." For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.CFC members can learn more about the latest industry and technology trends by visiting nrucfc.coop/Solutions.

This week we talk to Nick Line, 2 months into his new role as Chief Underwriting Officer at CFC, to explore what drove the career move and the latest trends shaping underwriting today. We discuss: • A day in a life of a CUO • How to make the most of analytics within underwriting • The latest trends in the cyber market • The importance of culture to an organisation and Nick's involvement in the Dive In Festival.

Tuesday, March 10, 2026Sliced 61: Turning Urban Forests Into Climate Assets: City Forest Carbon+ Credits For SaleIn this edition of SLICED, we announce Gordian Knot Strategies' partnership with City Forest Credits and their Project Operators to officially launch the commercialization of City Forest Carbon+ Credits - a premium class of urban forest carbon assets backed by ICROA endorsement, top-tier independent ratings, and a compelling human impact story. Our joint work aims to connect corporate buyers with high-integrity, community-based credits from 65+ projects across 20+ American cities, as CFC advances its mission to turn urban forests into lasting climate assets.If you're interested in buying City Forest Carbon+ Credits, please email Jay Tipton at jtipton@gordianknotstrategies.com --Sliced is a weekly short-form dispatch released every Tuesday that features original thought pieces from our team members with the goal of slicing apart the various complex aspects of climate finance. If you want to check out the written version of Sliced, click here: https://gordianknotstrategies.com/weekly-newsletter/Sliced is produced by ⁠Gordian Knot Strategies⁠. It is written, narrated, and edited by ⁠Jay Tipton⁠. Visit us at www.gordianknotstrategies.com. Music is by ⁠Coma-Media.

Interview with Jim Starr, President and CEO of America's Charities, about the organization's mission to “mobilize the power of giving” through workplace giving, corporate volunteering programs, emergency assistance funds, and scholarships. They explain the Combined Federal Campaign (CFC)—founded in 1961, once raising $280M in 2009 but down to $68M from about 70,000 donors in 2024—its shift from paper catalogs to an online platform, and factors behind its decline, including new charity fees, government shutdowns, and workforce morale; retiree giving is noted as a bright spot. Starr says OPM has paused or signaled possible cancellation, shut down the reporting portal, and has not opened 2026 applications, raising concern the CFC may end and that much of the $70M would not be replaced due to payroll giving's low-friction nature. Starr also highlights America's Charities reaching $1B in total funds processed to nonprofits and describes how emergency assistance funds provide confidential, tax-free grants for employee hardships and how the organization administers scholarship programs with vetting and fraud checks. 00:00 Welcome and Introductions 00:57 Mission and Services 01:50 Origins in the CFC 04:12 CFC Decline and Drivers 05:53 Is the CFC Ending 09:02 Fees and Participation Basics 09:56 Rebrand Joke and Real Stakes 11:42 Why Payroll Giving Matters 13:39 Billion Dollar Milestone 16:56 Emergency Assistance Funds 18:02 How EAFs Work 19:45 Privacy and Employer Benefits 20:41 Who Should Offer EAFs 21:00 Who Uses Emergency Funds 22:15 Retention And Community Impact 24:56 Direct Giving Versus GoFundMe 26:29 Life After The CFC 29:03 Expanding Corporate Philanthropy 29:50 Scholarship Program Walkthrough 33:17 Pricing And Review Workflow 35:13 Fraud Checks In The AI Era 37:17 Billion Dollar Milestone Wrap  

CFC Director of Utility Research & Policy Brian Sloboda looks at how artificial intelligence (AI) use policies can help electric cooperatives get the most benefit from using AI while keeping human beings firmly in control.Related content:Watch the video of this episode, "AI Use Policies Key To Leveraging Its Potential."Read the Solutions article, "Turning AI Into Member Value."Download CFC's issue brief, "Powering the AI Boom: What Data Center Growth Means for Electric Cooperatives." For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.CFC members can learn more about the latest industry and technology trends by visiting nrucfc.coop/Solutions.

A feasibility study to explore the potential for Ireland's first full-scale marine biorefinery has been officially launched by the Mara Blue initiative, with support from the Smart Regions Enterprise Innovation Scheme and Cork County Council. The project is being led by Munster Technological University (MTU) in collaboration with Pure Ocean Algae, and the Castletownbere Fishermen's Co-Op, and represents a significant step towards exploring Ireland's potential to be a leader in the sustainable blue bioeconomy. The Mara Blue feasibility study is being co-funded by the Government of Ireland and the European Union through the ERDF Southern, Eastern & Midland Regional Programme 2021-27. The Smart Regions Scheme, implemented and administered by Enterprise Ireland, supports the different regions of the country in harnessing cutting-edge technologies and world-class expertise, and supports initiatives like Mara Blue with supports for early-stage project exploration. The long-term ambition of the Mara Blue project is to unlock the potential of Ireland's marine resources, transforming seaweed and fish by-products into high-value products for global markets. The proposed facility is intended to serve as a living lab for developing and demonstrating new products and circular economy solutions, and it is intended it would operate as dedicated, not-for-profit entity. "The Mara Blue project is more than a facility; it's a vision for Ireland's oceans and coastal communities," said Michael O'Neill, Managing Director of Pure Ocean Algae "it could unlock economic potential, drive innovation, and ensure our marine resources are used sustainably for generations to come." Professor Maggie Cusack, MTU President commented "This feasibility study represents the first critical step in bringing this world-class marine biorefinery to life. By demonstrating the viability of a circular, sustainable, and commercially robust blue bioeconomy, the feasibility study will pave the way for the south-west region to become a global leader in marine innovation, environmental stewardship, and regional regeneration." Earmarked for Dinish Island, Castletownbere, and subject to validation of the commercial and technical viability of the initiative, the proposed facility will seek to focus on functional foods, nutraceuticals, cosmetics, animal feed, sustainable agricultural inputs, and biomedical ingredients. Through investigating the efficient use of underutilised marine biomass, the proposed initiative seeks to create economic, environmental, and social value while supporting national and EU objectives related to the Green Deal, the Bio-Economy Strategy, and the Sustainable Blue Economy Partnership. Darragh Cotter, South-West Regional Manger for Enterprise Ireland said that "the feasibility study will enable the evaluation of the technical, commercial, and community potential for a marine biorefinery in the South-West region, which may help realise the long term opportunities for value-add processing and exports of marine bioproducts. Enterprise Ireland looks forward to working closely with the Mara Blue consortium to progress this exciting project proposal." The industry consortium includes Pure Ocean Algae (POA), Castletownbere Fishermen's Co-op (CFC), Oir na Farraige, Wicklow Seaweed Company, Coulagh Bay Sea Farms, VOYA, Carbery Group, and ClonBio Group. These members bring commercial expertise, market access, and scaling potential to the project. Academic institutions, including MTU, UCC, and TUS, as well as Research Centres including Centre for Applied Bioscience Research ensure support for research, training, and innovation. See more stories here.

OPM is shuttering the CFC website. Data center wars heat up over new proposal for old coal power plant in Dickerson in Montgomery County MD. CCAN's Mike Tidwell spoke to the developer, Atmosphere. In West Virginia, state officials welcome an even bigger data center. WV Delegate Evan Hansen with what is known. As ICE appears to move its equipment fleet to Maryland, state Delegate Vaughn Stewart explains two bills that seek to curtail ICE jails. PTA leader Dan Silva of the Magruder High School Cluster on organizing families to push for Magruder's facility needs. And more. Music By A Shrewdness of Apes.

CFC Energy and Data Analyst Chris Whittle explores data center-driven load growth forecasts, market constraints and how electric cooperatives can best position themselves for success.Related content:Watch the CFC Solutions Cast video of this episode, "What Data Center Growth Means for Electric Co-ops." Read the CFC Solutions Cooperative News article, "The Data Center Surge: What 2026's Fastest-Growing Sector Means for Utilities."Download CFC's issue brief, "Powering the AI Boom: What Data Center Growth Means for Electric Cooperatives." For questions and requests about industry research topics, please contact utilityresearchpolicy@nrucfc.coop.CFC members can learn more about the latest industry and technology trends by visiting the Solutions website under the Energy & Tech page, nrucfc.coop/Solutions.

Invitée: Jackie Vorpe. En Suisse, environ 10% des jeunes arrivent à l'âge de 25 ans sans diplômée du post-obligatoire: pas de CFC, pas de maturité gymnasiale ou professionnelle. Comment expliquer ce chiffre dans un de pays comme la Suisse où les possibilités de formation sont très larges? La rupture de la formation ou le décrochage scolaire sont-ils également répartis entre les cantons? Faut-il toujours un diplôme en 2026 pour réussir dans le monde du travail helvétique? Tribu reçoit Jackie Vorpe, responsable de la politique de formation chez "Travail.Suisse" et membre du comité de Lift, un programme national qui accompagne l'entrée des jeunes dans le monde du travail. Elle a fait une thèse sur l'histoire de la formation professionnelle.

Doug McHoney (PwC's International Tax Services Global Leader) is joined by Wade Sutton, a PwC principal who leads the International Tax Team in PwC's Washington National Tax Services Practice and previously served as Deputy International Tax Counsel at the US Department of the Treasury. Doug and Wade discuss late-2025 Treasury and IRS guidance implementing cross-border provisions in the One Big Beautiful Bill Act (OBBBA), focusing on transition and compliance mechanics that surface on 2025 returns. They walk through Notice 2025-72 (CFC year-end conformity and short-period foreign tax allocation), Notice 2025-75 (final-year coordination of the 'hot potato' rule with Section 951A(2)(B) as the regime shifts to pro rata attribution), Notice 2025-77 (a 10% foreign tax credit haircut for taxes tied to certain previously taxed distributions), and Notice 2025-78 (limits on deduction-eligible export income for certain property and IP sales). They close with downstream interactions (especially CAMT and loss/FTC limitations) and how Pillar Two 'side-by-side' dynamics may influence structuring.

On this episode @TadPredicts gives us his thoughts on the upcoming EPL Gameweek 24. Tad also dives into the Lucas Paquetá scandal and its consequences surrounding #WHUFC #MCFC & #CFC. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode @TadPredicts gives us his thoughts on the upcoming EPL Gameweek 24. Tad also dives into the Lucas Paquetá scandal and its consequences surrounding #WHUFC #MCFC & #CFC. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode @TadPredicts gives us his thoughts on the upcoming EPL Gameweek 22. Tad also breaks down what #MUFC & #CFC fans can expect from Michael Carrick and Liam Rosenior. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode @TadPredicts gives us his thoughts on the upcoming EPL Gameweek 22. Tad also breaks down what #MUFC & #CFC fans can expect from Michael Carrick and Liam Rosenior. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A University of Florida grad, Keith and his family came to CFC through the purchase of power tools. He shares snapshots from he and his wife Jeanette's journey to grow their family, serving in kids ministry, and his journey of becoming an elder.

In this episode Breezy, Jim, Matthew, and Victor review the whole of 2025 for CFC with Sporting Director Sebastian Giraldo. We talk about the incredible women's team run to the WPSL Final Four, a men's home playoff game appearance after a top 4 regular season, use of data, roster building, and more! We are on- instagram at @section109podcast twitter at @section109pod bluesky at @section109podcast.bsky.social tiktok at @section109podcast

In this episode, Greg and Nathan introduce their upcoming January series. Going live, Greg and Nathan will take on Sexuality, Gender, and the Bible in one of CFC's Core class. With a pastoral heart marked by clarity, honesty, humility, and compassion, Greg and Nathan will explain what they mean by “biblical sexual ethics,” why it matters for human flourishing, and why churches so often avoid or mishandle these conversations. They walk through the three-week arc—from God's design, to the wide range of ways we all fall short, to how Christians can hold deep conviction while loving people well—and share the commitments shaping the whole series: Scripture, truth, grace, and care for real people with real wounds. The episode closes with an invitation to listen with curiosity rather than defensiveness, submit questions, and join a no-shame, no-yelling pursuit of truth and grace as the series begins next week.

In this short podcast episode, Bryan takes us on a history journey back to when ammonia ruled the world. In the mid-1800s, before R-12, many inventors and scientists experimented with vapor-compression refrigeration systems to make ice. They used a variety of refrigerants in their patents, including ether, ethyl ether, carbon dioxide, sulfur dioxide, methyl chloride, and ammonia. Each one had tradeoffs, but ammonia was the favorite because it was inexpensive, very good at moving heat, and useful because its odor made leaks obvious (although it was toxic and irritated the lungs and mucus membranes). Toxic refrigerants, particularly sulfur dioxide and methyl chloride, were common refrigerants but had plenty of negative press due to the many deaths they caused. In response to the public's reservations about toxic refrigerants, Thomas Midgley from General Motors (who developed leaded gasoline) teamed up with Charles Kettering and DuPont to find a refrigerant that was non-toxic, non-flammable, and non-corrosive. In 1930, they announced dichlorodifluoromethane, also known as R-12 (a CFC) and trademarked as Freon. This refrigerant was non-toxic, non-flammable, and had no odor, and it effectively replaced the methyl chloride, sulfur dioxide, and ammonia. However, many decades later, scientists discovered that chlorine-bearing compounds were destroying the ozone layer. To combat the environmental damage, many nations signed the Montreal Protocol in the 1980s, which would effectively phase out R-12, R-11, and other CFC refrigerants. Over time, the regulations have tightened on HCFCs and high-GWP HFCs, leading us to where we are now with lower-GWP A2L HFCs and HFO blends. As with the old refrigerants, each refrigerant had a tradeoff. Meanwhile, this whole time, ammonia never became truly obsolete and quietly remained the lifeblood of industrial refrigeration, and it also had no global warming potential OR ozone-depletion potential. Ammonia systems run with relatively little charge, especially when paired with CO2, and ammonia is still a powerhouse today because of its chemical formula (NH3), good compression ratio, and excellent latent heat of vaporization. Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.