Future Rich

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 28-year-old Charlie! Charlie is our first guest based out of Nevada. She works as an Audiologist and recently got a massive pay bump from 64K to 110K per year with bonuses! She is currently planning her wedding, building a new house, and getting ready to sell her current house after the new house is built. Her main goals are to: - Reduce her taxable income - Pay off her debt by the time she moves into the new house - Be more intentional with how she spends her money. Listen to find out what Barb's advice for Charlie to achieve all of her goals and more! Are you interested in a career change? Do you want to work in personal finance? We can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ Get more info and sign up here: www.futurerichpodcast.com/coaching

Happy Future Rich Friday! Barb is going solo today to discuss an important but not-so-fun topic... Recessions. Are we in a recession? What are the indicators of a recession? How do you prepare for a recession? Barb will answer these questions and more in today's episode plus provide you with actionable steps to take now to help improve your financial position during this uncertain time. Here is the CNBC article referenced in today's episode: https://www.cnbc.com/amp/2022/07/12/70percent-of-americans-think-a-recession-is-coming-how-to-prepare.html Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 29-year-old, Nancy! Nancy lives in Georgia with her husband and their 2-month-old. She works as an engineer and her husband works at a non-profit. Nancy and her partner share everything when it comes to their finances and "budget backward". In this episode, Barb and Nancy take a deep dive into Roth IRAs, keeping your finances 
flexible while also taking advantage of tax breaks, 529s, and saving for higher education for your children. Are you interested in a career change? Do you want to work in personal finance? We can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ Get more info and sign up here: www.futurerichpodcast.com/coaching You'll get 20% off the course price with promo code FRIENDS20, but hurry before it's too late! Classes start Wednesday, July 20. ⁠ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by 22-year-old business and home owner, Catherine! Catherine's story is incredibly unique and inspiring. She had the opportunity to purchase a business in July of 2020 for 10K and went for it! Since buying and running the business, her numbers have doubled and TRIPLED. Her business is doing so well that she's saved enough to purchase a home. On top of all of this, Catherine is currently in school and pursuing a not one but two majors! In this episode, Barb gives Catherine advice on her future. She's torn about growing her business or getting a job in the corporate world. What would you do in Catherine's situation? Are you interested in a career change? Do you want to work in personal finance? We can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ Get more info and sign up here: https://www.futurerichpodcast.com/coaching You'll get 20% off the course price with promo code FRIENDS20, but hurry before it's too late! Classes start Wednesday, July 20. ⁠ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by the lovely Drew. Drew is 29 and recently moved from New Jersey to North Carolina. She works in pharmaceutical marketing and her biggest financial fear is that she doesn't have enough saved, but get this... Drew has over 40K saved AND she's in the process of getting her MBA that's fully paid for! If you too feel like you're behind with your savings goals, this is the episode for you! In this episode, Barb and Drew discuss the pros and cons of house hacking, Roth IRAs, 401Ks, emergency funds, and so much more! Are you interested in a career change? Do you want to work in personal finance? We can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ ⁠ And if you're one of the first 10 people to sign-up here: docs.google.com/forms/d/1mwh0rGMA…/edit?ts=61e85f59 You'll get 20% off the course price with promo code FRIENDS20, but hurry before it's too late! Classes start Wednesday, June 22. ⁠ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

Happy Friday Future Rich fam! Barb is going solo today for our extra special episode to reveal something major that we've been working on! If you don't have an actual plan to start your career in personal finance, you're basically just crossing your fingers and hoping for the best. ⁠But if you need help with a career change, or growing in your current career, we can help you with our coaching program! ⁠ ⁠ With @futurerichpodcast Career Coaching, you get 5 weeks of LIVE online group coaching with CFP® Barbara Ginty so you can walk away with all the info you need to start your career in personal finance. ⁠ ⁠ And if you're one of the first 10 people to sign-up here: https://docs.google.com/forms/d/1mwh0rGMAyyI7qH5p1fLlJkhAAD__o6WdDQ0_AkmRtOM/edit?ts=61e85f59 You'll get 20% off the course price with promo code FRIENDS20, but hurry before it's too late! Classes start Wednesday, June 22. ⁠ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty is joined by special guest Cameron to have an open and honest dialogue about how to get a raise. Barbara gives Cameron advice on why it's so important to advocate for yourself when it comes to your compensation, when is the right time to ask for a raise, and what her top tips are for negotiating a higher salary. Our career coaching is LIVE! Is a career in personal finance right for you? Sign up to take Barbara's 5-week group coaching program here: https://www.futurerichpodcast.com/coaching Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

Happy Friday! We have a great follow-up episode this week on the Future Rich podcast. Certified Financial Planner Barbara Ginty chats with the marvelous Masie about how she became officially debt free! The last time Masie was on the show was in May 2021. In the two years since she started on her financial journey, she has paid off her home equity loan, saved 20k in her emergency fund, repurposed her current insurance to get money back, and has put 71K towards her retirement Listen to find out how Masie reached such a fantastic financial situation. Check out Masie's original episode here: https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000531189887 Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894

Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews the Founder of Hay There Social Media, Emily Hay! Listen to this episode to learn how Emily started her business and freelanced her way out of corporate America. After the early part of her sales career in corporate America, Emily paved her own way by using social media as her vehicle. Back in 2010 when even large companies were just testing the social media waters, Emily not only had the vanguard idea of starting a company to address the digital marketing needs of small business owners, but she hired a remote team of all women—mothers—who had temporarily sidelined their careers to raise children. Following her passions led to her owning her purpose as she works to help women launch their own social media businesses so they too can live and work flexibly and intentionally in Work+Life Integration Nation.™ WATCH this episode here: https://youtu.be/uB_-H4qOosM FIND EMILY: - Instagram: https://www.instagram.com/haytheresocialmedia/?hl=en - Hay There Social Media: https://haytheresocialmedia.com/ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894

Happy Friday, Lovely Listeners! We have an informative and fun episode with Barbara and Future Rich Podcast Producer Potter this week! Are you interested in learning the difference between the market terms bear and bull? Are you confused about inflation? Do you want a breakdown of what is going on with the financial market right now? We'll be going over the overall market and discussing these buzzworthy critical terms PLUS we'll be announcing a few exciting things on the horizon for Future Rich. Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

Happy Friday, Future Rich Fam! This week on the pod, Certified Financial Planner Barbara Ginty interviews the lovely Kelly! Kelly is a 22-year-old long-time listener of the podcast who lives in LA and works as an assistant at a production company. She's a rockstar at saving money and has saved an estimated 12K!!! Listen to learn how Kelly saved so much without having a particularly high-paying job and what Barbara's advice is for her to supercharge her retirement savings with minimal effort. Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

Happy Friday, lovely listeners! This week on Future Rich CFP, Barbara Ginty interviews Mary Kate! Mary Kate is a 21-year-old Food Research Scientist who works really hard and has big plans to save A LOT in her 20s. She's already on track to achieve her savings goals by living at home and keeping her expenses low. What is she saving so much for exactly? Listen to find out! Have we ever had a guest on the podcast ask if they're saving too much for retirement? Not until today's episode! Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

Happy Friday, wonderful listeners! We have a fantastic EXPERT episode of Future Rich for you today. CFP Barbara Ginty interviews Katie Bochner! Katie is the CEO & Founder of Honestly Kate, INC and a Host on Amazon Live. She is also an on-air correspondent who's appeared on "The TODAY Show," "Good Morning America," and E! In this episode, Katie and Barbara discuss entrepreneurship, growing a brand from the ground up, the importance of financial education, 1099s, taxes, and why getting help when scaling your business is game-changing. FIND KATIE: - Instagram: https://www.instagram.com/honestlykate/?hl=en - Honestly Kate Website: http://www.iamhonestlykate.com/ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894

Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the wonderful Judy. Judy is a 36-year-old creative living in Brooklyn, NY. She currently works full time AND runs a photography side business. Listen to learn what Barbara's advice is to reduce Judy's taxable income, fund her retirement, and also save up enough money to really invest in real estate. Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Debbie. Debbie is a 28-year-old Data Analyst working for a school district in Virginia. She has a lot on her plate from grad school student loans, to furnishing a new home with her husband, planning for retirement, and adding to her emergency fund. What is Barbara's strategy for Debbie to maximize her savings and invest more into her retirement? Listen to find out! Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty interviews Savanah Davenport! Savanah is 27-years-old, lives in the Philly area, and works in consulting. She feels "behind" when it comes to her short-term and long-term savings goals even though she's crushing her emergency fund and retirement funds! Listen to learn how Savanah will have an estimated 132K saved by 2025 and what Barbara's advice is for her to diversify her investments, buy a house, travel, and STILL be on track with her savings goals! Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Happy Friday Future Rich fam! This week, CFP Barbara Ginty sat down with the lovely Nicole. Nicole is a 30-year-old business analyst living in Arizona with her partner. She has questions for Barb on her retirement, workplace plans, and pursuing Public Student Loan Forgiveness. Learn what Barb means by having a "three-legged stool" for retirement and what Nicole's goals for her career and savings are! Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Happy Friday, lovely listeners! We have a fantastic EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews estate planning and probate attorney Jen Gumbel! Estate Planning is something that people tend to overlook. The sad reality is that it can turn into a messy financial and legal nightmare when it's ignored. Barb and Jen talk about the definition of Estate Planning, why it's not only for people with a lot of wealth, and why it's something that you should be thinking about as early as 18-years-old. So what SHOULD you do to get a head start on your estate planning? What details should you focus on? Find out in this episode! WATCH this episode here: https://youtu.be/IUmeUyjqnZM Rate and Review us on Spotify: https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=1e2a2f6769004030 Rate and Review us on Apple: https://podcasts.apple.com/us/podcast/future-rich/id1343803894 FIND JEN: - Instagram: https://www.instagram.com/jengumbel/?hl=en - Organized (after)Life: https://organizedafterlife.com/ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on Apple: podcasts.apple.com/us/podcast/futu…ch/id1343803894

Happy Friday, Future Rich friends! Certified Financial Planner Barbara Ginty catches up with Frances from Episode 32 in this week's episode! Three years ago, when she interviewed Frances, she was stuck in a sticky financial situation and aggressively taking care of her credit card debt. Now, in 2022 Frances is THRIVING! Not only did she stick with her side hustle and not acquire any new debt, but she also got a new job, eliminated her car loan, got rid of all of her credit cards, and even saved enough money to move and start fresh! You could say she's crushing it. Listen to find out how she did it and how she's navigating the dreaded public student loan forgiveness program. Check out Frances' first episode with Future Rich: https://soundcloud.com/futurerichpodcast/32-frances-before-im-40-i-can-be-free Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna. Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband's aging parents and is currently in the process of starting her own small business as a Tax Adviser. She has questions for Barb on if she's on track for retirement and the different retirement options for small businesses. Here is more info on Spousal IRA & contribution income limits: https://www.forbes.com/advisor/investing/spousal-ira/ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Happy Friday, wonderful listeners! We have an excellent EXPERT episode of Future Rich for you. CFP Barbara Ginty interviews Haley Brown-Woods of Price of Avocado Toast Podcast! From inheriting a large sum of money to spending it all, going into debt, starting fresh, and becoming a Financial Coach, Haley has been through A LOT in her financial journey. Price of Avocado Toast is hosted by Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path toward financial freedom. Whether you are just getting started on your debt-free journey, or if you are starting to hit your stride, this podcast is for YOU! Join each week as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! WATCH this episode here: https://youtu.be/HmFDqOoz4ek FIND HALEY: - Instagram: https://www.instagram.com/priceofavocadotoast/ - Price of Avocado Toast Podcast: https://podcasts.apple.com/us/podcast/price-of-avocado-toast/id1520347266 Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f - Rate and review us on Apple: https://podcasts.apple.com/us/podcast/future-rich/id1343803894

Happy Friday, lovely listeners! We hope you're doing well. This week on Future Rich CFP, Barbara Ginty interviews the wonderful Neet. Neet lives in Texas (where she doesn't have to pay state income tax!) and works as a Manager for a Consumer Goods Company. She is truly a ROCKSTAR when it comes to managing her personal finances, saves around 4K per month, and has about half a million in savings at the age of 35! In this episode, Neet talks about how she educated herself on saving and investing her money, budgeting backwards, and what she plans to spend her money on in the future! Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Access our FREE educational downloads: www.futurerichpodcast.com/copy-of-classes

Happy Friday, wonderful listeners! This week on Future Rich CFP, Barbara Ginty interviews side hustle rockstar Hailey! Hailey is a big fan of the podcast and started her debt-free journey early in 2021 while working on her side hustle. She currently works in Human Resources, is 27-years-old, engaged, and lives in San Diego. Learn exactly how Hailey paid down 16K in credit card debt in six months and what Barbara's advice is for her to reach her emergency fund, retirement, and wedding fund goals! Access our FREE educational downloads: https://www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Happy Friday, lovely listeners! This week we have an insightful expert episode of Season 5 of Future Rich! In this episode CFP, Barbara Ginty interviews Dr. Meredith Provost, MD, PhD. Dr. Provost is a Board Certified Reproductive Endocrinology and Infertility Physician at Indiana Fertility Institute. This episode is a bit different from our usual content as Dr. Provost will be answering YOUR questions on egg freezing and fertility. It serves as a great follow-up episode to Episode 45 of Future Rich with Natasha which you can listen to here: https://open.spotify.com/episode/623kEmBI6iTTfeisUu6Utw?si=1af4884c27c7400b WATCH this episode here: https://youtu.be/3sjas1UNZwU FIND DR. PROVOST: - TikTok: https://www.tiktok.com/@meredithprovostmd - Instagram: https://www.instagram.com/meredithprovostmd/ - Linked In: https://www.linkedin.com/in/meredith-provost-md-phd-487a964/ - Medium: https://medium.com/@meredithprovostmd Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Hello lovely listeners! This week on Future Rich CFP, Barbara Ginty interviews the wonderful Mira! Mira graduated in 2020 and currently works as a Manufacturing Engineer in Seattle, Washington. She has saved an entire year's worth of salary but still has a lot of important questions about her financial future. Listen to learn what Barbara's advice is for Mira's goals for grad school, emergency funds, and career transitions. Access our FREE educational downloads: https://www.futurerichpodcast.com/copy-of-classes Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Hello wonderful listeners! We're bringing you the first expert episode of Season 5 of Future Rich! In this episode CFP, Barbara Ginty interviews 'Summer House' stars and entrepreneurs Kyle Cooke and Amanda Batula! They spill the 'hard tea' of exactly how they became business partners, what made their company Loverboy (the alcoholic beverage that won't leave you feeling guilty) so successful, how they balance marriage and entrepreneurship, and their goals for the future. WATCH this episode here: https://youtu.be/e1s5rES_vcQ Kyle and Amanda were kind enough to give you all a special discount! Use code: FUTURE RICH to get free shipping on your order! Keep your eyes peeled for their brand new cocktail launching in February... The Cosmopolitan! - Drink Loverboy: https://drinkloverboy.com/ - Kyle's Instagram: https://www.instagram.com/imkylecooke/ - Amanda's Instagram: https://www.instagram.com/amandabatula/ - Loverboy Instagram: https://www.instagram.com/drinkloverboy/ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast - Rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Hi lovely listeners! We are officially BACK from winter break! We missed you all so much! In this first episode of 2022 Certified Financial Planner, Barbara Ginty catches us up on what the Future Rich team has in store for 2022 and drops a few hints on our first expert guest(s) of the season! We are in the thick of preparing two new versions of our coaching program! Go to the link in our bio on Instagram to pre-register: https://forms.gle/GQmxLsoeaAScUW1E9 Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast You can now rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f

Happy Friday! We have our final THROWBACK episode for you this week from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it! In this episode Certified Financial Planner, Barbara Ginty dives into a more personal topic with reoccurring guest, Natasha. Together, they discuss Barbara's experience with freezing her eggs. From the financial planning to the aftermath, they cover all the nitty-gritty details! If this is a subject you've been curious about this is not an episode you want to miss! We have so many exciting updates for you, so be sure to follow us on Instagram and you can now rate and review us on Spotify: open.spotify.com/show/5AFhj2mxkYE…6b0e87a055f44f3f Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: www.futurerichpodcast.com/ - Future Rich Instagram: www.instagram.com/futurerichpodcast/ - Future Rich TikTok: www.tiktok.com/@futurerichpodcast

Hi lovely listeners! We're bringing you all a new episode in the middle of the break because we think you will love it, and it is time-sensitive! We will start our new season on January 21st. We have so many exciting updates for you, so be sure to follow us on Instagram and you can now rate and review us on Spotify: https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=6b0e87a055f44f3f In this special EXPERT episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of discussing personal finances with Jessica Roy of the Los Angeles Times! Jessica is an assistant editor on the Utility Journalism team at the Los Angeles Times. The team publishes stories and information that help people solve problems, answer questions, and make big decisions about life in and around Los Angeles. Jessica is also the host of the new newsletter about personal finance for regular people, Totally Worth it. Listen to this episode to learn all about Jessica's journey to becoming super passionate about personal finances and what inspired her to create the Worth It newsletter. Over eight weeks, the Totally Worth It newsletter will cover how to start budgeting and keep at it; how to pay down debt and spend less money; how to save for big things like weddings, trips, and houses; and more. If you prefer, you can watch this episode here: https://youtu.be/sbcWAyHWYvA - Sign up for Jessica's webinar that starts TONIGHT, Tuesday, January 11 at 9:00 PM EST, We Can Teach You That & Totally Worth It: How to Take Control of Your Money: https://www.eventbrite.com/e/we-can-teach-you-that-totally-worth-it-how-to-take-control-of-your-money-tickets-208086070037 - Sign up for Jessica's newsletter, Totally Worth It, and be your money's boss here: https://www.latimes.com/newsletters/sign-up-for-totally-worth-it-and-be-your-moneys-boss - Jessica's Instagram: https://www.instagram.com/byjessicaroy/ - Jessica's Twitter: https://twitter.com/jessica_roy Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. - Future Rich Website: https://www.futurerichpodcast.com/ - Future Rich Instagram: https://www.instagram.com/futurerichpodcast/ - Future Rich TikTok: https://www.tiktok.com/@futurerichpodcast

Happy 2022! We have another classic THROWBACK episode for you this week from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it! Certified Financial Planner Barbara Ginty interviews Frances, a 35-year-old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for the money she brings in from her side hustle. This episode is a must-listen for anyone who was left in the lurch by a breakup! We'll be back later this month with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we'll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website. We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in? OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we'll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

In this week's throwback episode of #Futurerich Barbara interviews 25-year-old, Jennifer who works as a Dietician in North Carolina. It can be challenging going through a career change and even MORE so during a worldwide pandemic. Learn why Barbara says it's not outlandish to ask for more money and what her tips are for negotiating a higher salary. We'll be back in January 2022 with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we'll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website. We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in? OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we'll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

Happy Holidays Future Rich Fam!! In this week's throwback episode, we're following up with Ophelia from episode 44, who, in the first year of her and her husband's practice, had to deal with not only a global pandemic but also their business building flooding! Despite these troubles, they had a record-breaking last month, have dropped their budget, and are taking more steps towards investing in their family's future. We'll be back in January 2022 with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we'll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website. We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in? OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we'll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

We hope you enjoy this throwback episode from 2019 where we get down to the nitty-gritty of budgeting! Certified Financial Planner Barbara Ginty interviews Ophelia in this week's episode of #futurerich! Ophelia recently opened her art business in North Carolina where she lives with her husband and two kids. Her husband also recently opened his own Dental Practice. Together they are trying to manage their combined business and student loan debt. Barbara helps Ophelia learn how she can deal with the different expenses of being a business owner and stay as positive as possible on her entrepreneurial journey to being debt-free. We'll be back in January 2022 with more in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we'll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website. We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in? OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we'll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

This week we're wrapping up Season 4 of #FutureRich! We cannot thank every one of our lovely listeners enough for tuning in with us every Friday this year. Where the heck did 2021 go?? We'll be back in January 2022 with more in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we'll be re-releasing our favorite episodes throughout the years and working on a new episode guide for our website. We want to hear from you: what types of experts do you want us to interview in 2022? What types of podcast episodes are you interested in? OR do you want to be a guest?? If you or a friend want to be on the podcast, please let us know. You can be anywhere in the world, and we'll make it happen. You can always send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

Happy Friday! In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of discussing Early Financial Independence with Dan Sheeks! Dan is an author, high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, Colorado. Dan launched SheeksFreaks in late 2019, an online community dedicated to helping young people learn money management skills, start investing in real estate, and pursue early financial independence. The SheeksFreaks community aims to help those between 15 and 25-years old use specific methods of saving, earning extra income, and investing to set them on a track to purchase real estate investment properties in their early 20s and achieve financial independence at a young age. Listen to this episode to learn all about Dan's journey, what inspired him to write his forthcoming book, First to a Million: A Teenager's Guide to Achieving Early Financial Freedom, along with advice for parents to educate their children on finances. If you prefer you can WATCH this episode here: https://youtu.be/rDaqYtaQtpc - Purchase First to a Million: A Teenager's Guide to Achieving Early Financial Independence: https://bit.ly/3rw0Bhb - SheeksFreaks Community: https://bit.ly/sheeksfreaks116 (discount code: futurerich ) - SheeksFreaks Instagram: https://www.instagram.com/sheeksfreaks/ - Dan's Instagram: https://www.instagram.com/dsheeks/ - Dan's email: dan@sheeksfreaks.com Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. https://www.futurerichpodcast.com/

Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica! Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, Utah. Veronica is going through some significant changes! Listen to this episode to learn what Barbara's advice is for Veronica to amp up her emergency fund, what type of life insurance she recommends for Vernocia to switch to, as well as an easy savings method that Barbara uses for her own real estate properties. Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

In this expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Engineer, Real Estate Agent, and Investor Emily Costopolous. Emily's mission is to shift the status quo by candidly sharing exactly how investing in real estate allowed both her and her husband to work for themselves and build a better life. She has a unique background as an engineer turned entrepreneur and has built several businesses, including a construction company with her husband, focusing on commercial and residential remodels. Listen to this episode to learn all about Emily's journey, how she started working for herself, and the unique way that she and her husband build spec homes to grow their real estate portfolio. Emily also shares some incredible and actionable tips on getting started with investing in real estate If you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/eye4QYx4WMs Where to find Emily: https://www.emilycostopoulos.com/ What kind of real estate investor are you? Find out with Emily's Quiz here: https://www.riddle.com/view/308774 Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. https://www.futurerichpodcast.com/

Happy Friday, Future Rich fam! We have a really great episode this week with our excellent guest, Barbara! (Can you believe this is the first time we've had a guest named Barbara?!) One of her previous goals for 2021 was to meet with a Financial Advisor, and she's in luck! Barbara is a 39-year-old living in Miami, Florida, working as a Bankruptcy Attorney. She is a new mother to a #covidbaby and just started her new job three months ago. Barbara's primary focus is to get her retirement up, add more to her emergency fund and travel fund, and last but not least, save for a down payment! Listen to this episode to learn what Barbara's advice is for (guest) Barbara to speed up saving for her retirement and what a realistic timeline would be for her to put a down payment on her own property. Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Happy Friday, Future Rich fam! We have a really great episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own. Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age. Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

HAPPY HALLOWEEK! This week we have a fun catchup episode with Barbara and Future Rich Podcast Producer Potter. We've been around for three-and-a-half years now and have noticed SO MANY lovely new listeners. So, we felt like it was the right time to re-introduce Barbara and Potter and make a few exciting announcements! Interested in learning how Future Rich was born? Want to know some fun facts about the Future Rich team? Want to learn what exciting things we have up our sleeves for 2022? Listen along and find out! Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! FOLLOW US: instagram.com/futurerichpodcast Are you interested in becoming a Financial Advisor? Head to the podcast guest submission form on our website and submit your info with the word, COACH. www.futurerichpodcast.com

In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with the Host of the Income Hacker Podcast, Entrepreneur, Real Estate Investor & Hard Money Lender, Ryan G. Wright. Ryan's goal is to help people achieve financial freedom in 10 years or less outside the Wall St Casino. One of the main ways he does this is through real estate and mentoring new investors to find deals. Listen to this episode to learn the difference between lenders and real estate investors, how to be opportunistic with the properties you're investing in, how you can get started on your real estate investment journey with just 5K, and SO MUCH MORE! OR if you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/Ac1jFz8jrak Where to find Ryan: https://www.incomehacker.com/ How To Get More Many Than You Can Ever Handle!: https://www.amazon.com/more-money-than-ever-handle/dp/0982518552 Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. IG: www.instagram.com/futurerichpodcast/ Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/

Happy Friday! In this week's THROWBACK episode, we're sharing a past season episode that was one of our faves because it deals with such sensitive and relevant topics. Certified Financial Planner Barbara Ginty interviews Laurel who works as an Academic Advisor in Connecticut. Barbara and Laurel explore a few uncomfortable topics concerning money and familial boundaries. Laurel and her husband have done an incredible job following the F.I.R.E. lifestyle (financial independence and retiring early) and have even started a college savings fund for their 4-year-old. So what are the economic thoughts that are keeping Laurel up at night? Listen to find out! Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Happy Friday, Future Rich fam! We have a really great episode this week with our wonderful guest, Eleanor! Eleanor is a recent graduate (Class of 2020 Woot Woot!) and currently works as an Electrical Engineer for NASA. She lives in Alabama with her fiancé, who also works in the Aerospace Industry. Not only does she have plans to purchase her first home, but she's also getting married! 2021 is a BIG year for Eleanor. In this episode, Barbara helps Eleanor develop a game plan for her student loans and emergency fund and offers her advice on what type of life insurance would be appropriate for her and her fiancé. Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Happy Friday! We hope you have a good one, Future Rich Fam! In this episode of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Renessia, a Chicago-based Quality Manager at a Pharmaceutical Company and a mother to three kids. Renessia has a FANTASTIC mindset when it comes to budgeting, but she does have a few questions when it comes down to maximizing her savings ratio. Listen to learn what Barbara's strategy is for Renessia to maximize the full tax benefit of a pre-taxed 401k while still putting money in her Roth IRA. If you enjoyed this episode and want to learn more about Social Security, we highly suggest that you enroll in our Social Security class: https://www.planancial.com/p/social-security Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

In this week's follow-up episode, Certified Financial Planner Barbara Ginty interviews the lovely Minnie from Minnesota! The last time we talked to Minnie was in the thick of the pandemic (episode 93). She and her husband still have the same jobs, she works as a transportation planner for the state of Minnesota, and her husband is a psychologist. In the last episode, they were deciding whether or not to have another kid and drum roll, please... THEY DID! Listen to learn how Minnie and her family saved $21,000 in nine months while ALSO prioritizing living their lives. Minnie Episode 93: https://soundcloud.com/planancial/93-minnie-should-we-have-kid-during-covid Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Happy Friday, Future Rich fam! We have a fantastic episode this week with our lovely guest and long-time listener, Maria! Maria is a 32-year-old Product Manager in Consumer Goods living in Portland, Organ. At the time we recorded this episode, she was in the process of moving to Denver, Colorado with her partner and dog, OJ! She has an AMAZING spreadsheet and serious savings goals. Does Barbara answer the burning question, Roth or Traditional IRA? Listen to hear her answer along with the multiple options for moving 401Ks to IRAs and Barbara's advice for Maria to hit her future goals seamlessly. Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

This episode of Future Rich will not be finance-based in honor of the 20th Anniversary of 9/11. Our thoughts and prayers are with those who have been impacted by the events of September 11, 2001. In this episode, Barbara Ginty sits down with her uncle, Jack Ginty, who recounts his inspirational, firsthand experience as an FDNY firefighter during the 9/11 attacks. **Disclaimer** In this episode, Jack recounts his firsthand experience as a firefighter, including depictions of tragedy and violence. Some of the stories may trigger an emotional response. Listener discretion is advised. Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Happy Friday, Future Rich fam! We have a really fun episode this week with our wonderful guest, Althea! Althea is currently transitioning from working in Academia in Virginia teaching Literature and Creative Writing to becoming a Children's Book Author. Althea also just purchased her first home (yay!) with her partner. Unfortunately, both Althea and her partner have A TON of student loans that, thanks to interest rates, aren't going down as fast as they should be despite on-time payments. In this episode, Barbara helps Althea find a plan that will help to significantly reduce her credit card debt and personal loan debt to help make her career pivot as successful as possible! Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Happy Friday, Future Rich fam! This week, we have a great episode with our lovely guest, Mary Margaret, who brought a fantastic spreadsheet for Barbara to go over. Mary Margaret lives in South Carolina with her husband and two sons and works for a historic home. Her largest expense is childcare, which will only increase when her baby on the way arrives. Mary Margaret's biggest goal is to buckle down and amp up her emergency fund as much as possible. Follow Future Rich to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season! instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Welcome to Wine Wednesday,

In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Antony M. Eminowicz, PLLC. Antony is a dual-qualified attorney, licensed to practice in both New York as well as England and Wales. He devotes his practice primarily to elder, estate, and special education, to include: - Preparation of wills and trusts - Incapacity planning, including powers of attorney and advance directives - Special needs planning - Asset protection - Assisting individuals in qualifying for long-term care assistance - Programs such as Medicaid and Veterans Benefits - Advocating for parents with children of special needs against school districts Listen to this episode to learn why estate planning isn't just for older people, it's for everyone! OR if you prefer, you can WATCH THIS EPISODE HERE: https://youtu.be/j7RcnJv0SiQ Where to find Antony: https://ame-law.com/ Follow Future Rich to stay up to date, and let us know what topics you'd like Barbara to cover more in-depth this season. IG: www.instagram.com/futurerichpodcast/ Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com/