Podcasts about Avocado toast

Matt gets triggered by Gary's disdain of Livvy Dunne's breakfast.

If you have ever found yourself stuck knowing what you should do but unable to take the first step, this episode is for you! If you're ready to take action on a new habit be sure to listen and follow this simple 3-step practice. This week's recipe is Avocado Toast with Hemp Seed. Schedule a visit today at www.bodymetrixhealth.com.

In today's episode we dissect some of the bad, awful, and downright dangerous advice we have seen on personal finance. We tell you why we think it isn't wise and what we recommend instead. You'll hear our ideas about how to tackle debt sustainably and what we really think about the FICO score. Enjoy!   In this episode, we chat about: Debt payoff emotions Credit card habits The FICO conundrum   MENTIONED IN THIS EPISODE: Straw on Netflix Crew Finance Empowered Money Academy   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more trycrew.com/toast  Use code TOAST   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

On today's episode we're giving you the step by step priority list for which debts to tackle first. This is not the strategy you chose to get debt-free; this is the playbook for when life hits the brakes you need to triage some stuff. This is a common situation and one that can be really tense without guidance, so our hope is that you hear our voices in your brain if you ever have to navigate this type of situation. Hang in there, Toasties.    In this episode, we chat about: High priority debts Triaging what to pay Putting debt shame aside   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more trycrew.com/toast  Use code TOAST MENTIONED IN THIS EPISODE: Crew Finance Empowered Money Academy ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

Send us a textCate Sabatini's journey from leadership coach to climate advocate began with a moment of clarity in 2019 that was quickly followed by... nothing. Despite a clear calling to support climate leaders, Cate found herself stuck in a cycle of research, doubt, and inaction that many sustainability-minded individuals will recognize. What keeps us from taking meaningful steps toward climate action, even when we deeply care?For Cate, the paralysis stemmed from a familiar fear: not knowing enough. "I didn't have the science behind it. I didn't really know if it would work," she explains about her climate initiatives. "I felt like I had to keep knowing more before I could share the idea with anybody that could actually help me make a difference." This expertise trap kept her spinning in circles for years, creating a growing disconnect between her stated values and her actions—especially noticeable when speaking with her children about environmental issues.The breakthrough came when Cate realized that as a coach, her role isn't to be the subject matter expert on climate science. Her expertise in asking powerful questions and supporting leaders through complex challenges was exactly what sustainability champions needed. "If I can contribute my coaching skills to help leaders in climate make their best contributions, then that's my role," she shares. This shift in perspective, coupled with working collaboratively instead of alone, finally moved her from paralysis to progress.Cate's message for fellow coaches and climate-conscious individuals is refreshingly practical: make sustainability fun, take imperfect actions, and celebrate what you're already doing. Whether it's using labeled jars for bulk shopping, bringing reusable bags to the grocery store, or simply acknowledging your efforts, finding joy in the journey makes climate action sustainable for the long haul. As she puts it, "The earth doesn't have time for us to wait to have all the knowledge we need"—so start where you are, with what you have, today.Watch the full interview by clicking here.Find the full article here.Learn more about Cate Sabatini here.Grab your free issue of choice Magazine here - https://choice-online.com/

On today's episode we scroll through the subreddit r/debtfree to give some friendly financial counseling advice. We each handpicked two scenarios to ask the other one live for some coaching support. While obviously we don't have all the information, this episode was such a blast to record. Let us know your thoughts on this structure - we'd love to do more of these if you all like it. Enjoy! In this episode, we chat about: Life after debt payoff  Cash out refinances - is this a good idea? Inheritance advances How to stay motivated on the debt free journey   MENTIONED IN THIS EPISODE: Empowered Money Academy Reddit question #1 - what next? I paid off all my debt. Reddit question #2 - cash out refinance Reddit question #3 - inheritance advance Reddit question #4 - motivation on the journey Die With Zero by Bill Perkins   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

This episode we visit Camp Coffee in Oceanside, California, to chat with Ciskoe Ortega. A man, formerly incarcerated, now finding ways of spreading my love, wisdom and positivity. A regular fitness junkie, he's done bodybuilding competitions through the help of The Gym, in Vista Ca. Doing volunteer work with Humanity Showers, and has an emerging brand called Tin Man. Ciskoe shares and enduring story of how anyone can get out of that dark hole, with a little help, and figuring out how to become a better human each day. Follow him on IG @cmeluciano_3 and his own podcast on IG @tinmanpodcast I would love if you ranked this podcast, share a comment or share this episode out! AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS https://youtu.be/wXdSFWU1fjU SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. Mat Clash wrestling collectible card game available with my partner brand Mat Clash Wrestling at https://bmoneybeastin.com SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

Break out of your avocado toast rut with this zesty, savory homemade seasoning blend—packed with garlic, citrus, and just the right amount of heat. Make a small batch to try or a full jar to keep on hand for the perfect avocado upgrade anytime!Recipe: DIY Avocado Toast Seasoning Blend from TheCookful.Here are the links to some of the items I talked about in this episode: #adMeasuring SpoonsTrue LimeTomato PowderSumacSpice JarZesterGuacamole Seasoning Blend RecipeThe All New Chicken CookbookHere's the Recipe Of The Day page with all of our recipe links.If you want to make sure that you always find out what today's recipe is, do one or all of the following:Subscribe to the PodcastJoin the ROTD Facebook GroupBlog and Newsletter: CookTheStory.comWebsite: TheCookful.comCourses: Free Mini Cooking CoursesGuide: Free Rotation Ready Meal Planning GuideHave a great day! -Christine xo

Today's episode debunks the polarizing personal finance tool of a debt settlement. We share why we think these companies can be dangerous and give you anecdotal evidence to share our reasoning. You'll hear how these companies might be harmful and ways to combat it on your own instead. In this episode, we chat about: Debt settlement flaws Creditors and collectors Strategies for debt reduction   MENTIONED IN THIS EPISODE: Empowered Money Academy Adrienne's Bankruptcy episode   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

Naples an der Golfküste Floridas ist wahrlich ein Paradies. Die Region mit 48 Kilometer feinsten, weißen Sandstränden besticht zudem durch eine vielfältige Tier- und Pflanzenwelt. Neben Alligatoren – Floridas Wappentier – leben hier Delfine, Seekühe, aber auch Schwarzbären und unzählige Vogelarten, verrät Annette Eckhardt im Gespräch mit Meine-Reise-Moderator Florian Hölzen. Neben der traumhaften Naturkulisse lässt Naples aber auch für Kultur- und Kulinarikliebhaber keine Wünsche offen mit vielen Kunstgalerien und der Naples-Philharmonie sowie einer ausgeprägten Gastroszene. Früh aufstehen lohnt sich, so Eckhardt. Denn ihr perfekter Tag startet mit einem Strandspaziergang, bei dem morgens die schönsten Muscheln zu finden sind. Nach einem Frühstück mit Kaffee und Avocado-Toast bei der 5th Avenue Coffee Company steht eine E-Bike-Tour auf dem Programm. Auch Shopping steht auf der To-do-Liste: ganz fein und schick auf der 5th Avenue oder aber gut und günstigin der Miromar Outlet Mall nördlich von Naples. Übrigens: Die Florida-Kennerin und der Moderator haben denselben Lieblingsstrand. Welcher das ist? Einfach in den aktuellen Podcast reinhören! Meine Reise USA – alle zwei Wochen neu!

This episode we have military vet now turned artist Kaleb Knowles, based in the Chattanooga, TN. Area. He combines color, emotional depth with nature to create pieces that his audience clamors for. But it didn't start out like this at all, matter of fact this self-trained artist just started with art therapy classes offered by the military that jumpstarted his love for art and to where he is now. A great conversation on being courageous enough to learn something new and see where the quest takes you. I would love if you ranked this podcast, share a comment or share this episode out! AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

In this week's podcast episode we are talking all about REALISTIC ways to approach your debt payoff journey. There are a million and one ways to tackle your debt, but we are breaking down a few of our favorite things to keep in mind to make sure that you are being realistic with your goals. We want to make sure you are sustainably paying off your debt and this episode gives you exactly what you need to do that!    In this episode, we chat about: Realistic ways to approach your debt payoff journey  Why you need an emergency fund  Rolling through a difficult season of life    MENTIONED IN THIS EPISODE: Episode 174: How to Pay off Your Debt in a Strategic Way That Is Best for Your Financial Situation Carly Hill from Debt Free Mom  Rachel Duncan from Money Healing Club   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing  

On this Out of Bounds episode I bring back on brand strategist/designer/coach and lover of comics and sci-fi Ian McEwen. We talk about comics, brand identity, sci-fi, and sports. You can follow Ian McEwen on IG @thetruthquarry   SHARE, SUBSCRIBE, COMMENT AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS Video Episode at YouTube@quantallangford SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew Get my sci-fi conceptual book: Worlds within Worlds Art book available at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

On today's episode we talk to Rebecca, an licensed attorney from California who practices civil litigation including estate planning. Rebecca comes on to answer some of our burning questions about estate planning and to get into some of the more nitty-gritty details that our quick hitter episode didn't cover the first time. We are so thankful to have had an expert on the show, and we know you're going to get a ton from this episode.    Disclaimer: this is all legal education and not legal advice, so please do your research and connect with a local estate attorney for your specific situation.   In this episode, we chat about: Estate Planning 101 Holographic Wills Why “lawyering up” could save you money in the long run   MENTIONED IN THIS EPISODE: Empowered Money Academy   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more  trycrew.com/toast  Use code TOAST   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

On this throwback Tuesday episode we share the journey of Emma Witz, the founder of Good Soil Theatre, based in Cleveland, TN. They are provide live theatre experiences in the city. Utilizing unactivated buildings and spaces they are using the arts to create unique interactive and dynamic experiences for audiences. She shares her love of theatre, the rigors of being a creative entrepreneur, and being resourceful. She talks about funding for theatre which can be tough to find and how she makes it work. Upcoming performances and more. Emma gives a valuable creative tip for aspiring creators that you need to hear, and what she would tell her younger self if she had the chance. For more info, upcoming performances, auditions, and ways to donate go to: https://goodsoiltheatreco.com You can follow Good Soil on IG @goodsoiltheatreco and FB @ Good Soil Theatre Company   SHARE, SUBSCRIBE, COMMENT AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS Video Episode at YouTube@quantallangford SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

This week we're making a quick and fancy-feeling breakfast: Smoked Salmon Avocado Toast! It's one of those recipes that looks impressive but comes together in minutes—perfect for a nutritious grown up breakfast on busy mornings or serving at brunch with friends. The full printable recipe is linked above, but if you're making your grocery list here's what you'll need for each serving: Cold/Deli: Smoked salmon (2 slices) Bakery: Sourdough bread (slice) Produce: 1/2 large avocado, 1/2 tsp lemon juice, 1 tbsp diced red onion Inside aisles: 1 tsp capers, salt and pepper to taste if desired

In this episode, we explore how to tackle debt without sacrificing the things that bring joy and meaning to life. From intentional travel planning to evaluating extracurriculars for your kids, we discuss ways to align spending with personal values and maintain a sustainable financial journey. Plus, we dig into practical tools and mindset shifts to help you make confident, values-based decisions around money. In this episode, we chat about: Intentional spending  Aligning spending with your values Understanding the trade-offs and balance   MENTIONED IN THIS EPISODE: Empowered Money Academy   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more trycrew.com/toast  Use code TOAST ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

This episode is inspired by my niece and nephew. To aspiring and young creators. As much as I continue to show them, I'm relearning just as much from them. Observing how they each perceive the world, how they create, how they formulate ideas. Not really caring about the end result, just being in the space to be immersed in the process of creating. Having the space to play and experiment within the capacity I have is something I encourage others to exercise in their creative practices. I would love if you ranked this podcast, share a comment or share this episode out! AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

On today's episode we go over an exercise we do with all of our clients to find clear numbers on the savings journey. The canned tuna and sushi numbers reflect the pitstops you might make when saving for the future. You'll find out how to calculate the numbers for your household and some questions to ask as you navigate this important step of debt-proofing your life. Finally, we'll tell you where to park your savings so that it is safe and maybe even give you some additional support toward your goals.   In this episode, we chat about: Emergency fund numbers How to find what you need Questions to spark conversations   MENTIONED IN THIS EPISODE: Empowered Money Academy TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more by April 30, 2025.  trycrew.com/toast  Use code TOAST ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

This episode we bring on Kelli King, the owner of Goblin Shark Emporium, Oceanside's Weirdest Gift Shop, a world of vintage clothes, art and merchandise from a variety of local vendors and brands. Monthly art exhibitions, sip and craft events. Kelli shares her story from being continually let go of employment to opening up the shop. She shares why bringing out what makes you weird will lead you where you need to go. She talks about their 3rd anniversary event Starting May 1st and will run through May 3rd with an opening reception of Shaping the Void: All Sculptural Gallery. This was recorded at Camp Coffee in Oceanside, California. My coffee to pick is a hot or iced Camp Mocha. Swing by for a coffee, food or merch. Follow them on IG @wearecampcoffee Follow the weirdness on IG @goblinsharkemporium I would love if you ranked this podcast, share a comment or share this episode out! AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

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Today's guest is our good friend, David Gourley. David comes on to walk step by step through the process needed to discover your financial needs in retirement. While retirement looks very different for each person, having a general idea and understanding of the amount you'll need will help you feel empowered moving forward. David shares a simple tool you can use to find this number and walks through an example so that you can try it on your own along with us on the show. Enjoy!   In this episode, we chat about: Budgeting + cash flow Pensions + social security Cutting expenses to raise income   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more by April 30, 2025.  trycrew.com/toast  Use code TOAST   MENTIONED IN THIS EPISODE: Crew Finance Empowered Money Academy https://www.k-12planning.com/links David's retirement calculator tool Former episodes of POAT with David Episode 112: The Current State of Student Loans w/ Financial Planner, David Gourley Episode 073: The Budget Teacher CONNECT WITH TODAY'S GUEST:  Three time podcast guest, David Gourley is joining us today. He is a former teacher, a father to three sweet babies, and a current Financial Planner focusing on helping other educators and public servants. He specializes in student loan planning and loves talking about taxes, retirement, and of course, budgeting! https://www.k-12planning.com/links  Twitter @DavidG_CSLP  LinkedIn David's retirement calculator tool ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

In April's Marketing Bulletin, Laura Morin of the Almond Board of California shares the story behind the Board's first major food service collaboration—a spring promotion with Smoothie King, the world's largest smoothie chain. Currently running around the country from March through May, the partnership positions almonds as a go-to ingredient, promoting exercise recovery and offering customers the option to add almonds to any smoothie. Morin explains that food service trends play a big role in how consumers adopt new foods at home, and ABC saw this as a timely opportunity to highlight current almond messaging. “Smoothie King was an amazing partner to help tell our exercise recovery story,” Morin says. “They already have a health and wellness focus, and when we brought them our nutrition research, they saw real potential in the recovery space.” The collaboration is not only aimed at boosting visibility and volume, but also at gathering insights on consumer behavior to inform future promotions.

We asked and you told! Today we share the “unhinged” ways you all said you have paid off some debt. This list comes from an Instagram poll, so if we missed anything then let us know! You'll hear some of the ways real folks have paid off debt, from the biggest sale of someone's life to joining the site where you can bare it all for viewers. Enjoy!   In this episode, we chat about: Non-conventional ways to pay off debt Action steps we personally took What we'd do if we started today   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more by April 30, 2025.  trycrew.com/toast  Use code TOAST MENTIONED IN THIS EPISODE: Crew Finance Empowered Money Academy ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

If only this had never been invented, the Great Recession could've been avoided. Noah and Louisa talk about the food that put housing, healthcare and more entirely out of an entire generation's economic reach. Follow us: @NoSubsPlease@mastodon.online on Mastodon. @NoSubsPlease on BlueSky. Noah: @elderrumbao on Twitter, @nsmckinnon@laserdisc.party on Mastodon, @nsmckinnon.bsky.social on BlueSky. Louisa: @louisa@mastodon.xyz. Our theme is Street Food, by FASSounds, and is governed by the Simplified Pixabay License. Our cover art includes work by artist Kirsty Pargeter.

It's been four years since we sold our first home and we have lived a lot of life in the meantime. We sat down to chat and share our feelings around this big leap we made. Was it the right choice? Do we regret selling a home with a 3% mortgage? You might be surprised by the conversation and our thoughts. Enjoy!   In this episode, we chat about: Selling our first home Contentment in life Raising our young family   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more by April 30, 2025.  trycrew.com/toast  Use code TOAST MENTIONED IN THIS EPISODE: Crew Finance Empowered Money Academy ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

KID JOKES: Why Did The Chicken Go To The Gym? TO BAY OR NOT TO BAY: Avocado Toast

TO BAY OR NOT TO BAY: Avocado Toast full 285 Wed, 09 Apr 2025 16:02:31 +0000 0yYseDVdRWifuAA1YzyrQ6vBcvFP11YO music,society & culture,news Kramer & Jess On Demand Podcast music,society & culture,news TO BAY OR NOT TO BAY: Avocado Toast Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News False https://player.amperwavepodcasting.com?feed-link=https%3A

On this Out of Bounds episode I bring back on brand strategist/designer/coach and lover of comics and sci-fi Ian McEwen. We talk about comics, brand identity, sci-fi, and sports. You can follow Ian McEwen on IG @thetruthquarry   SHARE, SUBSCRIBE, COMMENT AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS Video Episode at YouTube@quantallangford SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew Get my sci-fi conceptual book: Worlds within Worlds Art book available at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

This is not your normal money conversation. Today's episode is a deep dive into self-rescue swim lessons with Master Instructor, Gaylynne Sword. We talk about how drowning is the leading cause of accidental death for children ages 1-4 and the second leading cause for children 5 and older. This is a topic that we have been passionate about since we first enrolled our eldest daughter in lessons at 18 months. We've since put all three of our kids through self-rescue lessons and could talk about this topic for hours. With summer right around the corner, this conversation is one that we want to share with you ASAP.    In this episode, we chat about:   Accessibility and affordability of swim lessons  Why self rescue lessons actually work  Self-rescue swimming methodology Water safety tips for parents  MENTIONED IN THIS EPISODE: Empowered Money Academy SafeSwimSolutions.com  https://castwatersafety.org/  CONNECT WITH TODAY'S GUEST:  Today's guest, Master Swim Instructor, Gaylynne Sword, has worked in the drowning prevention community since 2009. She has taught thousands of lessons and trained nearly 50 instructors across the country. She's passionate about helping families breathe a little easier, knowing that they have done everything they can to protect their child from an aquatic accident. Gaylynne recently developed SafeSwimSolutions to make obtaining aquatic survival skills easier, in hopes that it will become as mainstream as taking children to well-checks and buckling them into car seats. She believes in accessibility for all children to become aquatic problem solvers! SafeSwimSolutions.com    ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

From the avocado toast gen to Millennial Mavericks, hang with Publisher Gina Stephens and Editor-in-Chief Melissa Howsam as they wax on generation wars—and the 30-somethings who are bossing up.Millennial MavericksGood Content Lives HereMeet Our Sponsors:Timber PizzaMaeveGet the issue to your door! Subscribe Now

Episode 317 features another return guest, Haley Brown-Woods of Price of Avocado Toast®. We're discussing how to grow a business & a family at the time same time. Listen now!Haley Brown-Woods is the founder of Price of Avocado Toast®, a financial coaching business and podcast she runs with her husband, Justin. A former teacher turned money coach, Haley has helped over 100 families pay off more than $3.2 million in non-mortgage debt. Her coaching focuses on value-based spending and finding balance between enjoying life and crushing financial goals.For full episode show notes, visit here. You can check out Haley's first appearance on the podcast here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more!Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Become a member at https://plus.acast.com/s/YoQuieroDinero. Hosted on Acast. See acast.com/privacy for more information.

The context of this episode was taken from a talk after one of my team practices. For my creatives, athletes and entrepreneurs we have to become friends with hard things. The things necessary for us to show up fully everyday in whatever capacity you're currently in. Become friends with the things most people wouldn't do and you'll become the most creative and powerful version of you. I would love if you ranked this podcast, share a comment or share this episode out! AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

Are you stuck spinning your wheels within your budget? Do you love a good life hack to come out on top? Today's episode features five little known budget hacks that we've seen with clients that we think could be the catalyst for you and your budget!   In this episode, we chat about: Rising food costs Ways you can tackle your debt  The influence of social media   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more by April 30, 2025.  trycrew.com/toast  Use code TOAST   MENTIONED IN THIS EPISODE: Crew Finance Empowered Money Academy   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

On this episode with talk with talk with musical luminary Sierra Marin on her journey from embracing the dark moments in her life, to a pivotal moment that pushed her towards music that empowers and uplifts humanity. Sierra shares some inspiration, creative tips and words of wisdom for our audience. Check out more about her, music, mentorship and more at www.sierramarinmusic.com You can follow Sierra on IG @sierramarinmusic   SHARE, SUBSCRIBE, COMMENT AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS Video Episode at YouTube@quantallangford SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew (New art book) Worlds within Worlds Art book available at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

What would you do if you suddenly received a $600,000 payout? For my guests, Haley and Justin Brown-Woods, it felt like a financial dream come true—until it turned into a nightmare. In this episode, they share their story of how a massive windfall led to unexpected financial struggles. We dive deep into the emotional impact of sudden wealth, how lifestyle inflation can quietly drain money, and why financial education is critical for making smart money decisions. What You'll Learn in This Episode: Why receiving a large sum of money doesn't guarantee financial security How emotions influence financial decisions, often leading to overspending The hidden dangers of lifestyle inflation and how to avoid them Why financial wellness is an ongoing process that requires intentional effort This conversation is raw, honest, and full of valuable lessons about money, relationships, and the emotional weight of financial decisions. Resources and Links: Connect with Haley & Justin: Price of Avocado Toast website, podcast, and coaching Follow me on Instagram @shannahgame for daily money insights If this episode resonated with you, share it with a friend and leave a review. Your support helps bring these important money conversations to more people. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's episode stems from trends we've seen with our coaching clients and Empowered Money Academy members over the past year. Many folks are losing jobs and spending significant time unemployed in this volatile job market. This conversation is quick, but we wanted to give you some actionable steps to be thinking of while navigating your job instability. Hang in there, Toasties!    In this episode, we chat about: Unemployment trends Things we don't recommend Action steps to protect yourself   MENTIONED IN THIS EPISODE: Empowered Money Academy Crew - our favorite Fintech and HYSA Use the code TOAST and the link above for $25 when you deposit $500 before April 30, 2025 ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

The context of this episode was taken from a recent watching of Bob Ross: The Joy of Painting. Even after his passing he's still sharing nuggets of wisdom. While he was painting one of his incredible landscapes he alluded to “work with the materials that you got.” Use the canvas, paints, brushes, tools-everything around you to produce your work. That small snippet of the show was all that I needed to share some insights from that gem. I would love if you ranked this podcast, share a comment or share this episode out! AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

Today's guest is Janine Firpo, an accomplished speaker, author, and entrepreneur who consistently challenges gendered norms in the finance world. She joins us to chat about impact investing and how aligning your investing with your values is key to feeling empowered on your money journey. We chat about the stigmas facing women as investors and ways to begin growing wealth that don't sacrifice your ethics and your morals. This is such a timely episode for this current political climate so we couldn't be more thrilled to share Janine with you all. Enjoy!   In this episode, we chat about:   Impact investing The importance of money conversations  Women and investing power   MENTIONED IN THIS EPISODE: Empowered Money Academy As you Sow, Invest Your Values  Activate Your Money book CONNECT WITH TODAY'S GUEST:  Today's guest is JANINE FIRPO an accomplished speaker, author, and social entrepreneur, with a long history of working at the intersection of women and their money. From the early years of Apple to senior positions with HP, the World Bank, and the Bill & Melinda Gates Foundation, Janine has always found herself making an impact.   She is the author of Activate Your Money: Invest to Grow Your Wealth and Build a Better World and the co-founder of Invest for Better, a nonprofit that is catalyzing a movement in which millions of professional women are educated, enabled, and empowered to activate the power of their money for themselves and for the world.  In 2024, Forbes named Janine one of “50 Over 50” female leaders who continue to make an impact later in life. LinkedIn  Invest for Better Membership ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

This was a previous recording after a practice that I coach. We talked about the importance of gratitude and learning to accept where you are right now. Find the lessons. Get the feedback and keep getting better. I love using this sport as a metaphor for life and I hope this inspirational blast puts things in perspective for you.   I would love if you ranked this podcast, share a comment or share this episode out! AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

On this Out of Bounds episode I bring on Coach Tim Box, head coach of Palomar mens and women's wrestling teams and the head coach of the Senior USA Beach Wrestling team. We chat about wrestling, developing wrestlers, with a mix of sci-fi, comic books and other conversations, with coffee from Baba Coffee in Carlsbad, CA. This was a great conversation with insights for coaches and wrestlers alike. Support Palomar Wrestling: https://www.blastathletics.com/teams/120699/sponsors/new?referred_by_id=306303&fbclid=PAZXh0bgNhZW0CMTEAAaaJAEdLkI0HDbZp0lTAW4C7odYoQyVC89WxDJuwFAK7hniFV_YlNQnZ7Ls_aem_BSmsvw_dYaJdLToJ_rEXkw You can follow Coach Box on IG @coachbox.usawrestling   SHARE, SUBSCRIBE, COMMENT AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS Video Episode at YouTube@quantallangford SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew Get my sci-fi conceptual book: Worlds within Worlds Art book available at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

Today's episode features Paige Connell, a mom and wife sharing the realities of mental load and unequal partner support on social media. We chat about the financial burdens women face as they step away from their careers throughout motherhood, as well as the ramifications of unpaid leave and childcare costs. Paige's content resonates for many women and as such she has become a leading advocate for equal partnerships in the home. This is an episode that might have some listeners feeling discomfort - we ask that you lean into that discomfort and identify what it brings up. It is an important conversation as we navigate the changes we need in the world. Enjoy!   In this episode, we chat about: The truth of the SAHM life Unequal mental load in relationships The state of childcare in the United States   MENTIONED IN THIS EPISODE: Empowered Money Academy Fair Play by Eve Rodsky CONNECT WITH TODAY'S GUEST:  TikTok @sheisapaigeturner  Instagram @sheisapaigeturner  Do You Want The Truth Podcast   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

Today's guest is Bekah Burns, a certified life coach and enneagram specialist who comes on to chat about the intersection of enneagram and our patterns in life. We talk about the nine types and how we've seen the behaviors show up in our financial coaching clients. This episode just scratches the surface of enneagram, so if you're interested in learning more, then we invite you to dive deeper. You're going to leave this one feeling excited to find out more about your enneagram type! Enjoy!    In this episode, we chat about: The Enneagram vs other tests The 9 types and their traits What the Enneagram can show us   MENTIONED IN THIS EPISODE: Empowered Money Academy CONNECT WITH TODAY'S GUEST:  Bekah is a certified ICF Life Coach with a knack for turning every career twist into an upgrade. By tuning into alignment with tools like the Enneagram, she guides her clients from where they are now to where they want to be. When life feels like a puzzle, Bekah is the one who skillfully helps people fit all the pieces together. Working 1:1 with folks at companies like Target, Fiji Water, JetBlue and Microsoft, she helps her people illuminate their next right step while gaining the courage to embrace it with confidence. Connect on with Bekah on Instagram @bekah.burns Snag Bekah's enneagram starter pack and free enneagram assessment   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

On this episode we share the journey of Emma Witz, the founder of Good Soil Theatre, based in Cleveland, TN. They are provide live theatre experiences in the city. Utilizing unactivated buildings and spaces they are using the arts to create unique interactive and dynamic experiences for audiences. She shares her love of theatre, the rigors of being a creative entrepreneur, and being resourceful. She talks about funding for theatre which can be tough to find and how she makes it work. Upcoming performances and more. Emma gives a valuable creative tip for aspiring creators that you need to hear, and what she would tell her younger self if she had the chance. For more info, upcoming performances, auditions, and ways to donate go to: https://goodsoiltheatreco.com You can follow Good Soil on IG @goodsoiltheatreco and FB @ Good Soil Theatre Company   SHARE, SUBSCRIBE, COMMENT AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS Video Episode at YouTube@quantallangford SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: https://books.apple.com/us/book/worlds-within-worlds/id6502226996 Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. SPONSORS Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

In hour one, today is the biggest night in sports and South Florida because tonight is the 4 Nations Finals between the USA and Canada Hoch and Crowder discuss, as well as the props for the game. We get word that Wemby is out for the season with a deep vein thrombosis in the right shoulder (isolated blood clot). Hoch and Crowder discuss the SNL 50 Anniversary and the Mount Rushmore of cast members. Hoch and Crowder couldn't find the Lakers game last night. Gino Torreta breaks down on whether Cam Ward will be drafted overall. Also, will a Deion Sanders Effect will have an impact on this year's NFL Draft? Gino tells a story during his UM playing days when there were luxurious cars on campus when Jimmy Johnson was coaching the team. Crowder also tells the story of when he was in college and got in trouble for borrowing a teammate. We find out if Gino has had an Uncrustables, and we learn Gino has his family eating healthy.

Today's guest is Shannah Game, a fellow podcaster and money coach who is helping others transform their lives through recognizing and overcoming the money trauma they experience. We talk about how money trauma shows up for folks of all classes, and we share some strategies you might be able to use when you feel some discomfort arising. Shannah's new book drops today, February 19th, so make sure you listen to the whole episode to hear about the giveaway details! Enjoy!   In this episode, we chat about: Recognizing money trauma Strategies to tackle hard moments Unraveling your relationship with money   MENTIONED IN THIS EPISODE: Empowered Money Academy Trauma of Money    CONNECT WITH TODAY'S GUEST:  Shannah Game is a powerhouse financial expert, certified trauma of money specialist, certified financial planner, and the unapologetically bold host of the award-winning Everyone's Talkin' Money podcast, with over 28 million downloads. Her new book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life, takes readers on a transformative journey to heal the emotional wounds of financial shame, fear, and anxiety—empowering them to rewrite their money stories and live with abundance. With over 20 years of experience as a money coach, Shannah has made it her mission to challenge outdated money advice and focus on what really matters: how people think, feel, and act around money. Her work has helped thousands break free from financial struggles, overcome limiting beliefs, and create wealth on their terms. Shannah isn't here to sugarcoat—she's here to flip the script on finances, deliver no-BS advice, and show you how to finally align your money with the life you truly want. Instagram @shannahgame Snag Shannah's book! Listen to Everyone's Talkin' Money! Or connect at her website everyonestalkinmoney.com   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

Title: Is Financial Coaching For You? Today's episode is a breakdown of our financial coaching programs! We chat about who we believe coaching is best for and how we can help those people overcome their money hangups. We address the biggest obstacles people face when considering coaching and help talk you through why those objections might not be as worrisome as you're making them. If you're considering coaching we want to invite you to submit an application. We're in open registration until February 15th, so check the show notes to submit an app today!   In this episode, we chat about:   Our coaching programs Who coaching is best for Overcoming the big worries   MENTIONED IN THIS EPISODE: Apply for financial coaching HERE: https://airtable.com/apphUvcDoxxlcA80F/pagUDIKQxr9v5zX0z/form  ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

Today's episode is a breakdown of one of our favorite words: accountability. We recently heard some data regarding accountability and statistics that show what accountability can actually do, so we did a dive into the data to bring you some clarity on it all. We talk about a fascinating result of how accountability helps people and share why we believe financial coaching could be just the piece you need to find success on your money journey. Enjoy! In this episode, we chat about: The accountability spectrum What accountability looks like How financial coaching helps folks MENTIONED IN THIS EPISODE: Apply for 1:1 Coaching With Haley & Justin Empowered Money Academy   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

Today's guest is Bernadette joy. She's an author and fellow money coach helping folks crush their money goals. Bernadette shares her journey around mental wellness and money that ultimately led to her and her husband paying off $300,000 of debt! We have a great conversation about renting vs buying and the dangers of believing in one-size-fits-all narratives. Enjoy! In this episode, we chat about: The evolution of personal finance advice  Mental health struggles alongside financial struggles  Habit change vs. Consuming information   MENTIONED IN THIS EPISODE: Empowered Money Academy   CONNECT WITH TODAY'S GUEST:  As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette understands those who feel like they missed the money memo. She's also the CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. She's featured monthly in Forbes, CNBC, and CNET and appeared on more than 30 podcasts, radio and television shows. Sure, she boasts two bachelors and a master's, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s!

On today's show we talk with Mishel Kaufman, Chief Operating and Risk Officer of Redwood Credit Union. RCU is the bank we are members with and we absolutely LOVE all that they do from a member support lens. We knew we wanted to have one of their leaders on to share about why banking locally matters, and how your support for your local credit union has massive ripple effects within your community. We hope you leave this episode searching for your local credit union so you can find ways to keep your hard earned money in your community. Enjoy!   In this episode, we chat about: Credit union positives Benefits of local banking RCU's response to natural disasters   MENTIONED IN THIS EPISODE: Empowered Money Academy CONNECT WITH TODAY'S GUEST:  Mishel Kaufman: Chief Operating & Risk Officer, Redwood Credit Union. With more than 17 years at Redwood Credit Union, Mishel is now responsible for offering strategic direction and oversight for member experience, call center operations, enterprise risk management, including internal audit, compliance, and enterprise fraud and security, as well as marketing, communications and public relations, and community and government relations. She has a B.A. in political science and administrative studies from University of California, Riverside and an MBA from Claremont Graduate University. About Redwood Credit Union Founded in 1950, Redwood Credit Union is a full-service financial institution providing personal and business banking to consumers and businesses in the North Bay and San Francisco. With a mission to passionately serve the best interests of its Members, team members, and communities, RCU delivers many ways for its Members to save and build money through checking and savings accounts, auto and home loans, credit cards, digital banking, business services, commercial and SBA lending, and more. Wealth management and investment services are available through Redwood Wealth Management and insurance and auto-purchasing services are also offered through RCU Services Group (RCU's wholly owned subsidiary). RCU has more than $8 billion in assets and serves more than 485,000 members with full-service branches from San Francisco to Ukiah. For more information, call 1 (800) 479-7928, visit redwoodcu.org, or follow RCU on Facebook, Instagram, X, and LinkedIn for news and updates. LinkedIn Facebook Instagram X Youtube Pinterest   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis