The Affluent Entrepreneur Show

Welcome back to another episode of the Building Your Money Machine Show! Today, we're getting real about something that impacts absolutely every one of us: our unique money personalities. Ever wonder why two people can make the same amount of money, but one ends up with a healthy investment portfolio and the other seems to have nothing but credit card statements and a killer shoe collection? Or maybe you and your partner treat spending like you're playing on rival teams?Trust me, you're not alone—and there's a reason for all of it.In this episode, I break down the four money personalities that I've seen again and again throughout my 30+ years as a CPA, advisor, and author of Building Your Money Machine. I go deeper than ever before into the habits, mindsets, and muscle memory that drive our choices with money. This isn't just about math—it's about why we do what we do.You'll find out which money personality is your go-to, how these personalities interact (sometimes explosively!) in relationships, and strategies to play to your strengths—while building a system that actually works for you, not against you.IN TODAY'S EPISODE, I DISCUSS:The four core money personalities: Saver, Spender, Investor, and PhilanthropistThe impact of early patterns and upbringing on your money mindsetWhy habits and default behaviors around money are so hard to changeHow your money type can shift over different life phasesWhat happens when different personalities collide in relationshipsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)Financial Literacy is The Lowest it's Ever Been This is Sad10 Habits Of The "Fake Rich" You Need To AvoidLife Lessons I Wish I Knew Earlier - Here's what matters most14 Hidden Expenses That Silently Destroy Your WealthRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5oFinancial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXYLife Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UIORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm taking you on a personal journey back in time — back to when I was 20 years old. If you've ever wished you could go back and give your younger self a roadmap, this episode is for you. As a 63-year-old multimillionaire who's faced his share of ups, downs, setbacks, and hard-won victories, I'm sharing the six biggest lessons I wish I'd known at 20 — wisdom to help you build both your wealth and the life you truly want.We talk about why mastering your money mindset trumps just “working hard,” how building your money machine early pays off for decades, and why failure is not your enemy but your best teacher. I open up about the painful moments that redefined what mattered most to me — from business mistakes to cancer scares and the moment my son's drawing broke open a new chapter in my life.If you're tired of chasing someone else's version of success, or you're grinding away but feel like something's missing, this episode will help you reset your compass. I want you to have the insights it took me decades to learn — so you can leapfrog some of the struggles and start thriving now.IN TODAY'S EPISODE, I DISCUSS:Mastering your money mindset and why money is far more about behavior How to build your “money machine” early — and why investing beats just earning and savingThe critical lesson that people always matter more than profits — and how wealth comes from relationshipsWhy your health is your real wealth and how to prioritize wellnessRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Financial Literacy is The Lowest it's Ever Been This is Sad10 Habits Of The "Fake Rich" You Need To AvoidLife Lessons I Wish I Knew Earlier - Here's what matters most14 Hidden Expenses That Silently Destroy Your Wealth40 Years as an Accountant - This is What Rich People Regret MostRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Financial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXYLife Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW8ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to another revealing episode of the Building Your Money Machine Show! Today, I'm diving into a topic that's honestly got me more fired up than ever before: the sad truth that financial literacy is the lowest it's ever been—even with all the tech, all the YouTube gurus, and TikTok “experts” you can scroll through in a day.Let's face it—something's gone off the rails. People still think credit cards are free money. Buying luxury cars with no assets to back them. Racking up overdraft fees, draining 401(k)s, signing onto student loans they don't understand, and hoping for forgiveness that may never come. This episode is about breaking down some of the most cringeworthy and all-too-common financial missteps I've seen floating around online (and that my team has graciously pulled together for us to react to).I'm here to break down what should have been done, what needs to change, and how you (or someone you care about) can avoid these money traps. You'll get real talk, straightforward strategies, and plenty of tough love, so you can sidestep these mistakes—and build your own money machine.IN TODAY'S EPISODE, I DISCUSS:The confusion around how banking and fractional reserve systems really workHow overdraft fees are like stepping on Legos in the darkThe real cost of using debt to fund your lifestyleThe hard truth about student loansWhy “living in the moment” without a plan leads to future stressProtecting relationships by setting healthy money boundaries with friends and familyRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/10 Habits Of The "Fake Rich" You Need To AvoidLife Lessons I Wish I Knew Earlier - Here's what matters most14 Hidden Expenses That Silently Destroy Your Wealth40 Years as an Accountant - This is What Rich People Regret MostWhy You Need To Start Automating Wealth CreationRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXYLife Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW840 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVEORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on a topic that's everywhere—those “rich” folks we see parading luxury cars, designer clothes, and lavish vacations on social media. But here's the ugly truth: for a lot of them, it's not real financial freedom they're selling—it's financial pressure.I'll be breaking down the 10 key habits of the “fake rich”—habits that might look impressive from the outside, but are quietly wrecking people's financial futures. More importantly, I'll show you how to steer clear of these traps so you can build wealth that actually lasts and brings you peace of mind.We're all familiar with the Instagram highlight reels—the Lambos, the boats, the shopping sprees. But what's really happening behind those flashy posts? Today, I'll walk you through the red flags that expose fake wealth, how comparison can destroy your confidence, and the disciplined plan you need to stay focused on your own progress.IN TODAY'S EPISODE, I DISCUSS:How making more money can actually make you more stressed if you don't have the discipline.The hidden costs of keeping up with the latest gadgets, sneakers, or crypto coins.Avoiding budgets/plans – Why tracking your spending isn't financial jail—it's your permission slip to spend on what really matters.The danger of keeping finances a secret (even from your spouse), and why open dialogue is key to wealth.Why real wealth means you can handle the unexpected, not just have the appearance of success.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Life Lessons I Wish I Knew Earlier - Here's what matters most14 Hidden Expenses That Silently Destroy Your Wealth40 Years as an Accountant - This is What Rich People Regret MostWhy You Need To Start Automating Wealth Creation10 Things Worth Buying EVEN If You're Short On CashRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Life Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW840 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVEWhy You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYokORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a very special episode of the Building Your Money Machine Show. Today, I'm taking you behind the spreadsheets and into the life lessons I wish I'd known earlier—a candid conversation about what truly matters most on this journey to financial freedom and living fully.I get personal in this episode. From surviving cancer—twice—to rebuilding my business after devastating loss, and raising my son as a single, full-time dad, life has thrown me both blessings and curveballs. Each of these moments taught me things about money, meaning, and legacy that I simply couldn't have learned from a textbook or a balance sheet.If you're ready for a refreshingly honest look at wealth—not just what's in your bank account, but what fills your life with purpose and richness—you're in the right place. Money is never just the goal; it's the paintbrush we use to create the masterpiece of our life. So let's dig in together.IN TODAY'S EPISODE, I DISCUSS:Why money isn't everything, but it touches everything—and the real magic happens when it fuels your values, joy, and meaningHow you can rebuild from nothing, even after major setbacksWhy health is the real wealth, and how my cancer diagnosis completely reframed my prioritiesThe truth about relationships being the richest currency we have—how presence matters far more than profitsThe power of living life fully expressed, ditching the masks, and stepping into who you truly areWhy legacy isn't about the stuff you leave behind, but about the love, values, and moments you create every dayRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/14 Hidden Expenses That Silently Destroy Your Wealth40 Years as an Accountant - This is What Rich People Regret MostWhy You Need To Start Automating Wealth Creation10 Things Worth Buying EVEN If You're Short On Cash8 Signs You're Not Ready For RetirementRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW840 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVEWhy You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYok10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkUORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm shining a light on a topic that's often overlooked but crucial for anyone serious about building real wealth: hidden expenses that sneakily drain your financial future.I'm breaking down the 14 silent money leaks that could be quietly destroying your wealth right under your nose. These aren't just theoretical concepts. Many of these come straight from my own experience and from the real-life journeys of my clients.We'll dig into three main categories: investing leaks, protection leaks, and lifestyle leaks. I'll walk you through how these leaks happen, and—most importantly—how you can plug them to accelerate your path to financial freedom.On the lifestyle side, I'll reveal the dangers of lifestyle creep, high-interest debt, car depreciation, emotional spending, last-minute purchases, and more. For your safety net, I'll share why you must be proactive about negotiating big expenses, maximizing your employee benefits, making smart insurance decisions, and taking your health seriously.IN TODAY'S EPISODE, I DISCUSS:The 14 biggest wealth leaks—broken downThe silent danger of inflation and why your savings alone may not be enoughHow investment fees and opportunity costs of delayed investing add up to huge losses over timeThe power of tax-advantaged accounts to keep more in your pocket and less with the governmentLifestyle creep: why increased earnings shouldn't lead to unchecked spendingThe wealth-eroding trap of credit card interest and car depreciationRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/40 Years as an Accountant - This is What Rich People Regret MostWhy You Need To Start Automating Wealth Creation10 Things Worth Buying EVEN If You're Short On Cash8 Signs You're Not Ready For RetirementHow to SURVIVE and THRIVE During a RecessionRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:40 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVEWhy You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYok10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkU8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a powerful and reflective episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on four decades of experience sitting across from millionaires, billionaires, and business owners. I'm sharing the real regrets I've witnessed at the top—not the sort about money lost, but the much deeper kind: moments missed and lives only half-lived.Over 40 years as an accountant, advisor, entrepreneur, cancer survivor, and single father, I've seen firsthand what genuinely matters when it comes to building wealth. It's not about accumulating the biggest number in your bank account. It's about crafting a rich life, filled with purpose, joy, and relationships—not just a rich portfolio.In this episode, I open up about the seven biggest regrets I've heard from the wealthy (and nearly slipped into myself). This is your invitation to break the cycle, sidestep the mistakes of “successful” people who realize—sometimes too late—that they chased the wrong kind of wealth.IN TODAY'S EPISODE, I DISCUSS:Why chasing a number keeps you on a hamster wheel—and the freedom that comes from knowing your true “enough.”The cost of putting off life's joys for “someday”How real wealth is measured by your health, time, and relationships—not just your financial “stuff.”Why true legacy happens in the moments you create every day, not just in what you leave behind.Why avoiding meaningful conversations leads to the deepest regretsHow clarifying your life vision—before setting financial goals—transforms your journey and creates fulfillment, not just financial results.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why You Need To Start Automating Wealth Creation10 Things Worth Buying EVEN If You're Short On Cash8 Signs You're Not Ready For RetirementHow to SURVIVE and THRIVE During a RecessionMoney Principles I Know At 63 But I Wish I Knew At 40RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYok10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkU8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxYHow to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! Today, we're tackling a critical reason why so many people struggle to build wealth—even when they know what to do: they rely on willpower instead of automation. If you ever feel like growing your money is a constant uphill battle or that you're playing catch-up no matter how hard you work, this episode is designed just for you.In this episode, I dive into the truth behind wealth creation: the wealthiest people don't work harder for their money. Instead, they use systems that put their money on autopilot. I share my own journey—where I stumbled using sheer willpower and how turning to automation transformed my results and made wealth-building not only more effective, but less stressful too.I walk you through the seven critical steps to automating your wealth, from cash flow to savings, investing, debt-paydown, protecting your wealth, optimizing taxes, and growing your income streams. I break down how to get hands-off with your finances using simple tools and modern technology—so you can eliminate decision fatigue, avoid costly mistakes, and remove emotion from money management.IN TODAY'S EPISODE, I DISCUSS:Why relying on willpower to build wealth sets you up for failure—and how automation changes everythingThe five top reasons to automate your wealth creationThe seven key steps to automate your financial lifeWhy you should avoid platforms that gamify investing, keeping emotion out of your financial decisionsThe importance of evaluating your financial automations regularlyRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/10 Things Worth Buying EVEN If You're Short On Cash8 Signs You're Not Ready For RetirementHow to SURVIVE and THRIVE During a RecessionMoney Principles I Know At 63 But I Wish I Knew At 40If You're Thinking Of Retiring Early... Watch ThisRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkU8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxYHow to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiAMoney Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAEORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a special episode of the Building Your Money Machine Show! Today, I'm flipping the script a bit—we're not just talking about cutting costs or scrimping and saving. Instead, I'm sharing 10 things that are actually worth spending money on—even when money is tight. I know, it might sound counterintuitive, but hear me out: some expenses aren't really expenses at all. They're investments in your protection, your earning power, your health, and your peace of mind.I walk you through each of these 10 life upgrades—things that don't just take money out of your wallet, but actually save you, build value, and help you create a future you'll be proud to live in. From protecting yourself with an emergency fund and health insurance, to investing in new skills, mental health, and even kitchen essentials, these are the game-changers that keep you stable, strong, and moving forward.I'll share my own experiences—and the data—to help you see expenses in a whole new light.IN TODAY'S EPISODE, I DISCUSS:Why cutting every expense isn't always the answer when money is tightThe essential role of a basic emergency fund—and the surprising difference between the Comfort Fund and the Peace of Mind FundHow health insurance, even if it's just catastrophic coverage, can save you from financial disasterWhy supportive, durable footwear is a hidden investment in your long-term health (your knees and back will thank you!)Growing your income by investing in skills, certifications, and education that the marketplace valuesRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/8 Signs You're Not Ready For RetirementHow to SURVIVE and THRIVE During a RecessionMoney Principles I Know At 63 But I Wish I Knew At 40If You're Thinking Of Retiring Early... Watch ThisI've been through 4 recessions, here's what always happens...RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxYHow to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiAMoney Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAEIf You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWIORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today we're tackling a topic that's crucial for anyone looking to retire with real confidence and peace of mind. What if I told you that most people are planning for retirement all wrong? That's right—many of us believe we're set until reality hits and the money runs out, unexpected expenses pop up, or we end up living a lifestyle we never truly prepared for.In this episode, I walk you through the eight biggest signs you're not ready for retirement. Retirement isn't about an age or a magic number; it's about lifestyle and financial readiness. I'll show you how to shift away from chasing arbitrary numbers and start focusing on building a retirement plan that actually supports the life you want.We'll discuss the critical mistakes to avoid, and talk about overlooked threats like healthcare costs and inflation. You'll learn why conventional wisdom about retirement may be setting you up for stress, and how to make the mindset and strategic shifts necessary to retire on your own terms—with freedom, choice, and security.IN TODAY'S EPISODE, I DISCUSS:Why chasing an arbitrary retirement number isn't enoughThe power of having a detailed retirement planWhy carrying high-interest or lifestyle debt into retirement is dangerous=The emotional and psychological side of retirementHow to “test drive” your retirement plan and stress-test it against unexpected eventsThe invisible threat of inflationRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/How to SURVIVE and THRIVE During a RecessionMoney Principles I Know At 63 But I Wish I Knew At 40If You're Thinking Of Retiring Early... Watch ThisI've been through 4 recessions, here's what always happens...How To Make Money In An Economy That Hates YouRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:How to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiAMoney Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAEIf You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWII've been through 4 recessions, here's what always happens…: https://youtu.be/h4eJqaDas_wORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, we're confronting one of the most anxiety-inducing topics out there: recessions. If you've ever felt uneasy about market crashes, job losses, or just wondered how you can truly safeguard your money and lifestyle when the economy takes a hit, this episode is for you.I walk you through how to shift your mindset—seeing a recession not as a threat, but as your greatest opportunity to grow stronger, wealthier, and more secure than ever before. With experts predicting a 35–60% chance of a recession in the near future, the time for fear is over. It's time to prepare and strategize so you can not just survive economic downturns, but thrive right through them.I'll walk you through eliminating destructive debt, upskilling to become indispensable in any market, and the critical importance of staying the course with your investments—plus why you should only invest in what you truly understand.Let's get strategic, set your money machine in motion, and design a life that's resilient, intentional, and recession proof.IN TODAY'S EPISODE, I DISCUSS:Why recessions are not to be feared—but to be prepared for and leveragedWhat a recession really is, and how you feel it before it's officially declaredHow to find—and seize—the once-in-a-generation money-making opportunities that recessions offerThe seven essential strategies to survive and thrive during economic downturnsThe five wealth truths that apply in any economy and how to make them your daily practiceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Money Principles I Know At 63 But I Wish I Knew At 40If You're Thinking Of Retiring Early... Watch ThisI've been through 4 recessions, here's what always happens...How To Make Money In An Economy That Hates YouUnderstanding The Impact Tariffs Have On Your FinancesRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Money Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAEIf You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWII've been through 4 recessions, here's what always happens…: https://youtu.be/h4eJqaDas_wHow To Make Money In An Economy That Hates You: https://youtu.be/Pg3Y-edj1noORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today's episode is all about the money principles I know at 63—but honestly, I wish I'd understood them back when I was 40. If you've ever felt behind, overwhelmed, or unsure whether your hard work will actually bring you financial freedom, then you're in the right place. I'm opening up about my real-life experience navigating through four recessions, overcoming cancer, and raising my son solo from the age of six. Now, decades later, I'm financially free and living a life that's truly rich—not just in dollars, but in meaning, memories, and experiences.In this episode, I'm sharing the core money truths that can radically shift how you build wealth and, more importantly, how you live your life. These are the lessons I'd give to my 20-, 30-, and 40-year-old self—the ones that matter beyond just growing a bank account. We'll challenge the myths around money and discuss why purpose, not just a number, is what really unlocks freedom.I'm not just handing over financial tactics today—I want you to consider what a truly rich life looks like, so you don't end up with a full bank account but an empty life.IN TODAY'S EPISODE, I DISCUSS:Why clarity and purpose—not a dollar amount—truly set you freeThe power of systems: earning, multiplying, and guarding wealthWhy growth, not just accumulation, is the ultimate goalThe role of generosity in creating a fulfilled and prosperous lifeHow an emergency fund gives you freedom, choice, and confidenceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You're Thinking Of Retiring Early... Watch ThisI've been through 4 recessions, here's what always happens...How To Make Money In An Economy That Hates YouUnderstanding The Impact Tariffs Have On Your FinancesThe Only Thing That Stopped Me From OverspendingRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWII've been through 4 recessions, here's what always happens…: https://youtu.be/h4eJqaDas_wHow To Make Money In An Economy That Hates You: https://youtu.be/Pg3Y-edj1noUnderstanding The Impact Tariffs Have On Your Finances: https://youtu.be/2OVdRYkxwl4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm tackling one of the most common questions—and dreams—I hear from so many of you: Is it really possible to retire early without sacrificing your lifestyle? If you've ever felt trapped in the grind, wondering if freedom is out of reach before that magical age of 65, or worried you may have already missed your window, this episode is for you.I break down exactly what it takes to retire five, even ten years earlier than you thought possible. I'm sharing how to run the numbers, the realities of your spending, the trade-offs you'll need to consider, and—most importantly—how to avoid the biggest mistake I see time and again: waiting until it's too late to plan your freedom.We'll talk about why most people don't retire “late” because they have to. I use real-life scenarios and simple math to illuminate the path, showing you how your habits, choices, and clarity on your “freedom number” can unlock new possibilities for your future.IN TODAY'S EPISODE, I DISCUSS:The surprising math behind retiring 5 or 10 years earlier—and how small changes make a big differenceWhy waiting to plan is the #1 early retirement killerThe key questions to ask RIGHT NOW to give yourself more choice, freedom, and vibrant yearsHow to calculate your real number for financial freedomThe reality of trade-offs: more time vs. more money, less stuff vs. more experiencesHow to create multiple streams of income to support your dream lifestyleRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/I've been through 4 recessions, here's what always happens...How To Make Money In An Economy That Hates YouUnderstanding The Impact Tariffs Have On Your FinancesThe Only Thing That Stopped Me From Overspending5 Simple Habits For Building Wealth (as a self made millionaire)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:I've been through 4 recessions, here's what always happens…: https://youtu.be/h4eJqaDas_wHow To Make Money In An Economy That Hates You: https://youtu.be/Pg3Y-edj1noUnderstanding The Impact Tariffs Have On Your Finances: https://youtu.be/2OVdRYkxwl4The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on one of the most anxiety-inducing topics out there: recessions. If you're worried about what happens when the economy takes a nosedive or you're not sure how to prepare, this episode is absolutely for you. I've personally lived through four recessions—and as some are saying, we might be on the doorstep of a fifth. I'm here to share what I've learned through every downturn, what always happens, and—most importantly—how you can not just survive, but actually thrive and build your wealth during these challenging times.You'll hear about how panic and fear grip the headlines, how markets crash and jobs are lost—but you'll also learn how, tucked behind the chaos, incredible opportunities for wealth are quietly created. I break down the patterns that emerge every time the economy contracts, what causes these downturns in the first place, and how you can position yourself so when the next one comes (and it will), you're ready to spring into action.IN TODAY'S EPISODE, I DISCUSS:What a recession really is and why they happen as part of the natural economic cycleThe four key patterns that always play out during recessionsMy own experience investing during the 2008 crash and how liquidity helped me come out wealthier on the other sideWhy recessions are actually a massive wealth transfer—from over-leveraged to prepared, from the fearful to the focusedHow to keep your cool during downturns and why panicking usually locks in lossesRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/How To Make Money In An Economy That Hates YouUnderstanding The Impact Tariffs Have On Your FinancesThe Only Thing That Stopped Me From Overspending5 Simple Habits For Building Wealth (as a self made millionaire)Major Money Milestones To Achieve in Your 40sRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:How To Make Money In An Economy That Hates You: https://youtu.be/Pg3Y-edj1noUnderstanding The Impact Tariffs Have On Your Finances: https://youtu.be/2OVdRYkxwl4The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOA5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4IORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! In today's conversation, I'm tackling a topic that's front and center for so many of us—how to make money in an economy that feels like it's working against you. Maybe you're dealing with rising prices, stagnant wages, or the sense that no matter how hard you work, financial security keeps slipping farther from reach. If you've ever thought the system was rigged or wondered why it's so hard to just get ahead, this episode is for you.Here's the raw truth: tough economies don't just create struggle, they create opportunity—but only if you know where to look and how to move. It's all about adopting an ownership mindset, finding recession-proof ways to earn, and being strategic and disciplined with your finances so you can come out ahead.We'll get into actionable steps for building multiple income streams, cutting unnecessary expenses, and learning how to really put your money to work for you.  I'll share key mindset shifts to help you overcome tough times and grow stronger from them.IN TODAY'S EPISODE, I DISCUSS:The critical shift from a job mindset to an ownership mindsetHow to identify and solve recession-proof problems to bring in extra incomeLeveraging your existing skills and assets to create valueBuilding your emergency fund for peace of mind and financial securityPaying off high-interest debt as an essential step to getting aheadThree immediate action steps you can take right now to start shifting your financial futureRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Understanding The Impact Tariffs Have On Your FinancesThe Only Thing That Stopped Me From Overspending5 Simple Habits For Building Wealth (as a self made millionaire)Major Money Milestones To Achieve in Your 40sHow To Save More in 6 Months Than Most People Do in 6 YearsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Understanding The Impact Tariffs Have On Your Finances: https://youtu.be/2OVdRYkxwl4The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOA5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4IMajor Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMAORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm unpacking a topic that hits home for all of us: tariffs—and the impact they have on your wallet, your shopping cart, your investments, and ultimately, your ability to build lasting wealth and financial freedom.If you're feeling like your money isn't stretching as far as it used to, and you've noticed those grocery bills, gas prices, even your Amazon orders creeping up, then you're not imagining things—and you're definitely not alone. Yes, we've all felt inflation, but there's another “hidden tax” at play that doesn't always make the headlines in a clear or unbiased way: tariffs.In this episode, I peel back the layers of what tariffs really are, why governments use them, and—most importantly—how they quietly (and not-so-quietly) drive up costs for every one of us. I'll explain how tariffs don't just affect the big companies importing goods, but how those costs find their way directly into your life, from everyday necessities like groceries and clothing, to big-ticket items like electronics and cars.IN TODAY'S EPISODE, I DISCUSS:What tariffs are (in plain English) and how they workHow tariffs raise costs on groceries, clothes, electronics, and carsHow tariffs create market uncertainty and impact your investments and savingsPractical steps to protect your finances from tariff effectsWhy a real investment strategy is critical in uncertain timesWhy preparation—not panic—is key to financial resilience and freedomRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Only Thing That Stopped Me From Overspending5 Simple Habits For Building Wealth (as a self made millionaire)Major Money Milestones To Achieve in Your 40sHow To Save More in 6 Months Than Most People Do in 6 YearsWhy The PERFECT Retirement Is Actually A Huge LIERECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOA5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4IMajor Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMAHow To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another powerful episode of the Building Your Money Machine Show! If you've ever looked at your bank account and wondered, “Where did all the money go?” or felt regret after an impulse buy, this episode is for you—because, honestly, it was for me too. Today, I dig deep into my own experience with overspending—how I got caught up in mindless purchases, emotional triggers, and comparison traps, and, most importantly, the game-changing shift that finally helped me get my spending under control.I share the real cost of overspending—how it's never just about the money, but about the missed opportunities, future stress, and even the emotional toll that comes from repeating the spend-regret cycle. You'll hear about my own “confession time”: the time I drove off a car lot on New Year's Eve with a brand-new car I didn't actually need. Then I'll walk you through the hard truths I faced, the wake-up call that changed everything, and my 4P Framework—a simple but effective process that stopped me from overspending without making me feel restricted or deprived.IN TODAY'S EPISODE, I DISCUSS:The real, lasting cost of overspending—and why even small, mindless purchases can steal your future wealthThe three main triggers for overspending: emotional spending, comparison spending, and lifestyle creepWhy simply making more money doesn't fix overspending habitsMy 4P Framework for spending with intention and joy, not regret:Why it's critical to design your version of a “rich life,” not just play copycat to what you see onlineRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/5 Simple Habits For Building Wealth (as a self made millionaire)Major Money Milestones To Achieve in Your 40sHow To Save More in 6 Months Than Most People Do in 6 YearsWhy The PERFECT Retirement Is Actually A Huge LIE11 Timeless Habits To Survive Any RecessionRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4IMajor Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMAHow To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8poORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another compelling episode of the Building Your Money Machine Show. Today, we're tackling a question that often plagues many of us: Why does building wealth feel so overwhelming? Together, we'll debunk the myths that wealth is built on luck or secret formulas and dive into five simple habits that can jumpstart your journey to wealth as a self-made millionaire.In this episode, I share personal insights from my own path to financial freedom. Growing up, I wasn't handed wealth. In fact, I had to develop and rely on these foundational habits myself. And guess what? They're accessible to everyone – including you.From making money a priority to setting up weekly money dates, each habit is designed to shift your perspective from a cycle of earnings and spending to a proactive approach where your financial future is the focus. We'll discuss the importance of living below your means, building multiple income streams, and automating your investing to avoid decision fatigue.Get ready for an episode filled with practical advice, inspiration, and actionable steps to start transforming your financial landscape today. Let's embark on this journey to financial freedom together, crafting a life of choice and agency over time.IN TODAY'S EPISODE, I DISCUSS:Making money and investing a priority to empower your futureSetting up regular money dates and creating a wealth visionLiving below your means to ensure long-term successBuilding multiple income streams to secure financial independenceMastering your emotions to keep a steady hand on your wealth pathRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Major Money Milestones To Achieve in Your 40sHow To Save More in 6 Months Than Most People Do in 6 YearsWhy The PERFECT Retirement Is Actually A Huge LIE11 Timeless Habits To Survive Any RecessionWhat you need to know before retiringRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Major Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMAHow To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another crucial episode of the Building Your Money Machine Show. Today, I'm exploring major money milestones you need to hit in your 40s, but don't worry if you're in your 20s or 30s — these strategies will propel you towards financial security no matter your age. Whether you're feeling behind or just looking to ensure a prosperous future, this episode is your guide to building wealth and prioritizing financial freedom.Reflecting on my own journey, I'm sharing the 11 money milestones I would tell my 40-year-old self, encompassing actions from automating your wealth-building behaviors to maxing out tax-advantaged accounts like 401(k)s and Roth IRAs. We'll dive into owning more assets than liabilities, developing multiple streams of income, and crafting a straightforward investment strategy.I emphasize the significance of prioritizing future security over present-day indulgences, the necessity of understanding risk and reward, and how crucial it is to not walk this journey alone. From enhancing your financial literacy to taking charge of your health for a well-rounded, vibrant future, there's a wealth of knowledge in today's episode to aid your financial growth.IN TODAY'S EPISODE, I DISCUSS:Automating your financial decisions to eliminate frictionMaximizing contributions to tax-advantaged savings and retirement accountsCreating a diversified investment portfolio while enhancing financial literacyBeing strategic about the use of debt and focusing on sustainable joyThe impact of making informed choices and aligning your lifestyle with wealth goalsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/How To Save More in 6 Months Than Most People Do in 6 YearsWhy The PERFECT Retirement Is Actually A Huge LIE11 Timeless Habits To Survive Any RecessionWhat you need to know before retiringAre you ready for what's going to happen to the economy?RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:How To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another exciting episode of the Building Your Money Machine Show. Today, we're tackling a topic that's on everyone's mind: how to save more money in six months than most people do in six years. If you've ever felt like saving money just isn't happening fast enough or seems too hard, you're not alone. But here's the good news — it's not about how much money you make, but how you manage and prioritize it.In this episode, I'm going to reveal the mindset shifts and actionable steps you need to take to accelerate your savings journey without sacrificing all the things you love. We'll talk about creating a short, intense period of hyper-focused saving, and how declaring your savings goals can make them more achievable. I'm here to be your financial cheerleader, guiding you through expense triage and addressing those pesky unseen leaks in your spending.We'll discuss innovative ways to boost your income and make your money work harder for you, so you can break free from the paycheck-to-paycheck cycle. This episode is all about creating momentum and sustaining that momentum by building habits that will carry you into a financially free future.IN TODAY'S EPISODE, I DISCUSS:The reason most people struggle with savings and how to overcome itShifting from a goal mindset to making declarationsExpense triage: Identifying and cutting unnecessary spendingHow to increase your income with side hustles and gigsTaking on a no spend challenge to supercharge your savingsMaintaining momentum after six months to ensure long-term financial successRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why The PERFECT Retirement Is Actually A Huge LIE11 Timeless Habits To Survive Any RecessionWhat you need to know before retiringAre you ready for what's going to happen to the economy?The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnEORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, we're tackling the myth of the perfect retirement and uncovering why the idea of a flawless, predictable retirement is actually a huge lie. If you've followed the traditional retirement script, saving diligently and planning meticulously, only to feel uncertain about the future, this episode is for you.In this deeply personal episode, I share my own experiences and challenges—facing cancer, navigating financial schemes, and realizing that life often has its own unpredictable plans. The truth is, no matter how carefully you plan, life can throw unexpected curveballs like health issues, financial losses, or family crises. But here's the good news: Your path to financial freedom is your own, and it's about resilience, adaptability, and redefining success on your terms.Let's move beyond the notion of a perfect retirement and start building a life of choice!IN TODAY'S EPISODE, I DISCUSS:The myth of the perfect retirement and why it doesn't align with the unpredictable nature of life.Personal stories of unexpected challenges, from health issues to financial scams, demonstrating that setbacks are part of the journey.The importance of building resilience and flexibility into your financial plans.Why chasing a perfect retirement isn't as fulfilling as living a life aligned with your values and passions.The concept of living a legacy, not just leaving one, and how every moment contributes to the legacy you create.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/11 Timeless Habits To Survive Any RecessionWhat you need to know before retiringAre you ready for what's going to happen to the economy?The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnEThe Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another empowering episode of the Building Your Money Machine Show. Today, I'm exploring the timeless habits that can see you through any recession without breaking a sweat. We've all experienced the anxiety of economic downturns, but here's the truth: recessions are inevitable, yet financial ruin is optional. This episode is your guide to thriving in any economy, not just surviving.I speak candidly about how the right financial habits, not just income, can differentiate those who profit from recessions from those who fall victim to them. I share stories from the 2008 financial crisis and even the Great Depression to highlight how savvy individuals and investors turned turmoil into triumph—Warren Buffett, anyone?From building a robust emergency fund and prioritizing essential needs over wants, to expanding your income streams and understanding the nuances of investing steadily—I've got you covered. We delve into avoiding high-interest debt, setting a recession-proof budget, and leveraging your skills for greater earning potential.IN TODAY'S EPISODE, I DISCUSS:Building a recession-proof emergency fund for peace of mindPrioritizing essential needs over wants to avoid unsustainable lifestylesExpanding your income streams to increase financial securityInvesting in skills for long-term financial growth and job securityCreating a diverse, inflation-resistant investment portfolioNetworking strategically before you actually need itRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/What you need to know before retiringAre you ready for what's going to happen to the economy?The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. You Can Change Your Finances in 8 Weeks... Here's HowRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnEThe Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItYThe games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformative episode of the Building Your Money Machine Show. Are you worried about the biggest financial missteps you might make as you approach retirement? Many believe it's about running out of money, but I'm here to tell you that the real threat lurks beneath the surface — hidden risks that could deplete your wealth just when you need it most.No matter your age or life stage — 30s, 40s, 50s, or beyond — it's vital to plan forward to ensure your money outlives you while supporting a life filled with choice and freedom. This episode is packed with essential steps to retire with confidence, identify unseen financial pitfalls, and safeguard your golden years against unexpected surprises.Today, I'm guiding you through the necessity of having a dynamic and detailed retirement plan, why the 4% rule can be a foundational element if you're lacking a plan, and how to estimate your lifestyle costs. I'll lead you through the asset allocation maze and explain why healthcare and unexpected costs could be your biggest dangers if ignored.IN TODAY'S EPISODE, I DISCUSS:Creating a dynamic and detailed retirement planUtilizing the 4% rule from the Trinity studyPreparing for overwhelming medical costs and planning for long-term careThe critical component of estate planning to protect your legacy and provide peace of mindRecognizing the psychological shifts in retirement and finding sustained purposeRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Are you ready for what's going to happen to the economy?The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. You Can Change Your Finances in 8 Weeks... Here's HowThe #1 Finance Book Millionaires Won't Tell You AboutRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnEThe Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItYThe games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQYou Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another compelling episode of the Building Your Money Machine Show. Today, I'm challenging you to reconsider everything you think is stable about your financial life. What if what you thought was secure—your job, savings, and financial future—is actually at risk? In this episode, I break down the complex forces like recession, inflation, stagflation, and tariffs that could potentially impact your wallet, investments, and wealth-building journey.I dive deep into understanding these economic threats and, more importantly, how you can prepare to stay ahead. Don't expect fear-mongering or doomsday predictions. Instead, get ready for actionable insights to fortify your finances and ensure you remain in control, no matter what the economic landscape throws your way.We'll talk about the Federal Reserve's role, inflation as a threat, and the nuances of tariffs. Through it all, I stress that preparing for these economic cycles is crucial, just like I've experienced firsthand in my 63 years, having navigated through several recessions.IN TODAY'S EPISODE, I DISCUSS:Understanding economic cycles: recession, inflation, stagflation, and tariffsThe silent risk of consumer debt and how it can affect your financial futureStrategies to fortify your cash flow, protect against inflation, and prepare for market volatilityThe importance of expanding your skills and creating additional income streamsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. You Can Change Your Finances in 8 Weeks... Here's HowThe #1 Finance Book Millionaires Won't Tell You About11 Tiny Habits That Made Me RichRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItYThe games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQYou Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZwThe #1 Finance Book Millionaires Won't Tell You About: https://youtu.be/Z_QHXVak_m0ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another engaging episode of the Building Your Money Machine Show. This time, I'm diving into a conversation about crafting the best financial strategies tailored to your current income level, whether you're making $30k, $67k, or over $100k. If you've ever wondered why you're struggling to build wealth no matter your income bracket, this episode is for you. It's all about finding the right strategies for where you are today to ensure you're not leaving money or opportunities on the table.I open up about the common misconception that merely earning more money will solve financial problems. However, without a solid strategy, it's like pouring water into a leaky bucket—it just disappears. I simplify and break down actionable steps for three key income breakpoints, as covered in my book, Building Your Money Machine. So by the end of this episode, you'll know exactly what to do to build wealth effectively for your income level, and I'll introduce the four wealth drivers necessary to make it happen.Each income level carries distinct focus areas and challenges. I provide insights into practical actions like negotiating bills, and why debt management is critical.IN TODAY'S EPISODE, I DISCUSS:The pitfalls of wanting more income without a financial strategyWhy saving rate at lower income levels is paramount to wealth buildingThe transition from financial stability to financial security as income increasesHow to minimize lifestyle creepBuilding a true money machine at $100k+ incomeRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The games and strategies of the rich. What I learned as a CPA for the ultra wealthy. You Can Change Your Finances in 8 Weeks... Here's HowThe #1 Finance Book Millionaires Won't Tell You About11 Tiny Habits That Made Me RichIt Took Me 30+ Years to Realize What I'll Tell You in 22 MinsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQYou Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZwThe #1 Finance Book Millionaires Won't Tell You About: https://youtu.be/Z_QHXVak_m011 Tiny Habits That Made Me Rich: https://youtu.be/UFByH_2OAl4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show. Today, we're exploring the intriguing world of the ultra-wealthy and the money games they play that often seem out of reach for the rest of us. But here's the secret — many of their strategies are actually accessible to you, and that's exactly what I'm going to uncover.Having worked as a CPA for the ultra-wealthy, I've witnessed firsthand the key mindset shifts and financial strategies that set them apart. In this episode, I'll be breaking down those principles to help you bring them into your own life, regardless of your current financial situation.We delve into the fundamental shifts in thinking from merely accumulating cash to effectively controlling and generating cash flow through assets. I'll walk you through the concept of affluence cash flow and why the ultra-wealthy focus on long-term, intergenerational wealth — thinking in centuries, not decades.We also tackle, leveraging debt wisely. Understanding productive vs. destructive debt is essential to building lasting wealth. Plus, I'll share insights on using the tax system to your advantage and the significance of holding investments that grow and provide income.IN TODAY'S EPISODE, I DISCUSS:The mindset shifts for controlling assets and creating cash flowImportance of viewing wealth through a long-term lensUtilizing the tax system effectively through business and strategic asset managementInvesting in cash-flowing assets and diversifying portfoliosProtecting wealth with appropriate legal and insurance measuresRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/You Can Change Your Finances in 8 Weeks... Here's HowThe #1 Finance Book Millionaires Won't Tell You About11 Tiny Habits That Made Me RichIt Took Me 30+ Years to Realize What I'll Tell You in 22 MinsThe Benefits of Getting Rich Without Anyone NoticingRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:You Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZwThe #1 Finance Book Millionaires Won't Tell You About: https://youtu.be/Z_QHXVak_m011 Tiny Habits That Made Me Rich: https://youtu.be/UFByH_2OAl4It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins: https://youtu.be/7D6K6_4Fcl4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome back to another episode of the Building Your Money Machine Show! I'm Mel Abraham, and if you've ever felt financially stuck, overwhelmed by debt, or just tired of feeling like money is controlling your life, then you've come to the right place. In this episode, we're tackling how you can transform your finances in just eight weeks with practical, actionable steps.I've been where you are—struggling with debt and feeling overwhelmed. But through experience and learning, I've discovered that you don't need complex strategies or extreme sacrifices. Instead, we'll focus on what truly matters: mindset, clarity, and a step-by-step plan that guides you towards financial freedom.Our journey together will address the broken financial system that keeps many feeling trapped, challenge traditional beliefs, and put your finances back in your control.We'll dive deep into each of these eight critical weeks that will set you up for success and empower you to live a richer, more comfortable life by choice. Let's start this journey to reclaim your financial freedom and develop your money machine.IN TODAY'S EPISODE, I DISCUSS:Understanding why mindset is crucial and why fixing it is the first step.Overcoming the broken financial beliefs like "debt is normal" and why wealth is truly about how much money you keep and grow.Week-by-week practical steps, from defining what a rich life means to you, to cutting destructive debt, building wealth, tracking, and more.How to use proven systems and establish accountability to stay on the path to financial freedom.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The #1 Finance Book Millionaires Won't Tell You About11 Tiny Habits That Made Me RichIt Took Me 30+ Years to Realize What I'll Tell You in 22 MinsThe Benefits of Getting Rich Without Anyone NoticingI Started A Business Because I Was Depressed (Now I'm Financially Free)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The #1 Finance Book Millionaires Won't Tell You About: https://youtu.be/Z_QHXVak_m011 Tiny Habits That Made Me Rich: https://youtu.be/UFByH_2OAl4It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins: https://youtu.be/7D6K6_4Fcl4The Benefits of Getting Rich Without Anyone Noticing: https://youtu.be/W8djQF251BMORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another captivating episode of the Building Your Money Machine Show. Today, we're unveiling the secrets millionaires hold close, with a focus on a finance book that often flies under the radar but holds immense power in shaping a truly rich life—both monetarily and in essence. It's not just about amassing wealth; it's about creating a fulfilled, purpose-driven life.I walk you through Napoleon Hill's "The Master Key to Riches," elaborating on its timeless principles that extend beyond mere financial success. The book delves into the core of what it means to live richly, emphasizing the importance of a definiteness of purpose, applied faith, and the mastermind principle. I explain how these foundational ideas are crucial in not only creating wealth but sustaining a life that resonates with your deepest values.Furthermore, we explore the 12 hidden riches outlined in the book, which Napoleon Hill frames as essential to a life of fulfillment and happiness. These riches go beyond financial assets and include elements like a positive mental attitude, sound physical health, harmony in relationships, and the invaluable freedom from fear.IN TODAY'S EPISODE, I DISCUSS:The untapped potential within "The Master Key to Riches" by Napoleon HillThe 12 hidden riches that contribute to a life of deep fulfillment alongside financial freedomThe necessity of having a positive mental attitude and sound physical healthBuilding rich relationships and breaking free from the paralyzing hold of fearRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/11 Tiny Habits That Made Me RichIt Took Me 30+ Years to Realize What I'll Tell You in 22 MinsThe Benefits of Getting Rich Without Anyone NoticingI Started A Business Because I Was Depressed (Now I'm Financially Free)If You're Ambitious But Lazy, Watch This VideoRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:11 Tiny Habits That Made Me Rich: https://youtu.be/UFByH_2OAl4It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins: https://youtu.be/7D6K6_4Fcl4The Benefits of Getting Rich Without Anyone Noticing: https://youtu.be/W8djQF251BMI Started A Business Because I Was Depressed (Now I'm Financially Free): https://youtu.be/Fqh-2j8LB7oORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformative episode of the Building Your Money Machine Show. Today, we're addressing a common feeling that many of us have experienced: working hard but not seeing the financial progress we desire. On this episode, I'm sharing the foundational concept I call "harbinger habits"—tiny yet powerful actions that act as predictors of your financial success long before the money shows up.Through this episode, I break down 11 essential habits that silently shape your financial future. These aren't flashy, big-win strategies, but everyday practices that separate those who achieve true financial freedom from those who continue to struggle financially. The best part? You don't need to be wealthy to start adopting these habits today.After 30 years of guiding people to master their money and attain real wealth, I've witnessed firsthand which habits signal financial success and which lead to challenges. By the end of this episode, you'll be equipped with the tools to change what needs changing, and take control of your financial destiny.IN TODAY'S EPISODE, I DISCUSS:Building trust with yourself by consistently executing small, meaningful actionsHandling small amounts of money as you would large sumsPreparing for economic downturns during prosperous times by having a solid emergency fundManaging your time and focus to ensure high-impact activitiesAutomating financial decisions to minimize willpower and decision fatigueCommitting to small daily improvements in your financial habitsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/It Took Me 30+ Years to Realize What I'll Tell You in 22 MinsThe Benefits of Getting Rich Without Anyone NoticingI Started A Business Because I Was Depressed (Now I'm Financially Free)If You're Ambitious But Lazy, Watch This Video9 Financial Goals You Must Hit By 60RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins: https://youtu.be/7D6K6_4Fcl4The Benefits of Getting Rich Without Anyone Noticing: https://youtu.be/W8djQF251BMI Started A Business Because I Was Depressed (Now I'm Financially Free): https://youtu.be/Fqh-2j8LB7oIf You're Ambitious But Lazy, Watch This Video: https://youtu.be/nwqERPWUgZEORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a special episode of the Building Your Money Machine Show. Today, I had an incredible conversation with a dear friend of mine, Brandon Lucero, who is one of the best in the field of communication. You might be wondering why we're discussing communication on a money machine show. Here's the secret: communication is key to unlocking dollars, sales, conversions, and even effective leadership within your team.In this episode, I sat down with Brandon to explore the powerful impact of conversion messaging and how it can generate more income for you. Communication isn't just about words; it's a game-changing tool that can move people to make decisions that lead to buying your products, giving you contracts, and even getting the raise you deserve. Prepare for insights on how the right messaging can scale your income and transform your business.We delve into how Brandon has been instrumental in helping many, including myself, to fine-tune our messaging. The foundation of the Affluence Blueprint, or the Money Machine Blueprint, begins with earning, and messaging plays a pivotal role in that.IN TODAY'S EPISODE, I DISCUSS:The pivotal role of communication in translating your message into lucrative opportunities.Understanding and using the right words to build trust and drive conversions.How a few tweaks in your messaging can significantly impact your sales and negotiation outcomes.The importance of knowing your audience's thoughts, emotions, and beliefs to communicate effectively.Brandon's journey from door-to-door sales to becoming a top expert in communication.Real-life examples of how proper communication made a difference in business and personal relationships.Join us as we uncover the secrets of conversion messaging with Brandon Lucero. Learn how mastering this skill can not only enhance your sales and conversions but also enrich your personal relationships. Get ready to open new doors to your financial future by mastering the art of communication.To Join Brandon's FREE Training go to MelAbraham.com/Messaging

Welcome to this transformative episode of the Building Your Money Machine Show. Today, I'm sharing insights I've gained over three decades in the financial world—insights I wish I could have grasped earlier. Imagine saving decades of trial and error on your path to financial freedom. This episode is for anyone feeling stuck in the endless chase for financial milestones that never quite lead to security or happiness.Through a deeply personal story, I reflect on a life-changing moment that forced me to rethink my relationship with money: a bike accident that taught me the essential question of "how much is enough?" From there, we explore the critical concepts that can shift your perspective and finances—understanding that money is a result, but not the ultimate goal.Join me as I walk you through actionable strategies and heartfelt lessons aimed at cutting years of frustration off your journey to financial independence. Your dream life may not manifest overnight, but with deliberate choices and the right mindset, it's undoubtedly within reach.IN TODAY'S EPISODE, I DISCUSS:Defining what "enough" means for you—not just in numbers, but in lifestyle.Recognizing the illusion of wealth and why more money doesn't equate to more happiness.Understanding freedom as the ultimate financial goal, granting the choice to live life on your terms.Shifting your mindset about money; seeing it as a tool or paintbrush to create your life's masterpiece.Avoiding the "I will be happy when" trap by finding joy and fulfillment today.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Benefits of Getting Rich Without Anyone NoticingI Started A Business Because I Was Depressed (Now I'm Financially Free)If You're Ambitious But Lazy, Watch This Video9 Financial Goals You Must Hit By 60Financial Advisor Reacts To Finance TiktoksRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Benefits of Getting Rich Without Anyone Noticing: https://youtu.be/W8djQF251BMI Started A Business Because I Was Depressed (Now I'm Financially Free): https://youtu.be/Fqh-2j8LB7oIf You're Ambitious But Lazy, Watch This Video: https://youtu.be/nwqERPWUgZE9 Financial Goals You Must Hit By 60: https://youtu.be/nwqERPWUgZEORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another enriching episode of the Building Your Money Machine Show. Today, we're uncovering the transformative concept of building wealth unnoticed, a strategy that champions freedom, security, and peace of mind over the often misleading allure of status symbols. In a world dominated by social pressures and appearances, standing out quietly can be your biggest asset.I pose the idea that true wealth isn't about flaunting Lamborghinis or designer threads. Instead, it's about living life on your terms, without the pressure of societal expectations. Throughout this episode, I show you how to master this balance by building what I call 'quiet wealth.'I emphasize prioritizing assets over liabilities, and the remarkable power of time—why investing early compounds your financial gains exponentially over decades. Moreover, protecting your wins and keeping financial victories private shields you from external pressures and unwanted attention.For those ready to take control of their financial future, we explore actionable strategies to start building an unnoticed yet robust financial framework today. Remember, wealth isn't about what others see, it's about living life on your terms.IN TODAY'S EPISODE, I DISCUSS:The profound benefits of building wealthThe concept of 'stealth wealth' and why it mattersHow technology and automation can streamline your financial processesThe importance of prioritizing investments in appreciating assetsLeveraging time as your most powerful wealth-building toolEmbracing patience and consistency as keys to sustainable wealthRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/I Started A Business Because I Was Depressed (Now I'm Financially Free)If You're Ambitious But Lazy, Watch This Video9 Financial Goals You Must Hit By 60Financial Advisor Reacts To Finance TiktoksDon't Tell People THIS About Your FinancesRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:I Started A Business Because I Was Depressed (Now I'm Financially Free): https://youtu.be/Fqh-2j8LB7oIf You're Ambitious But Lazy, Watch This Video: https://youtu.be/nwqERPWUgZE9 Financial Goals You Must Hit By 60: https://youtu.be/nwqERPWUgZEFinancial Advisor Reacts To Finance Tiktoks: https://youtu.be/7H3TsKTHev0ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, I'm sharing a deeply personal journey, one that transformed my life from feeling stuck in a high-powered career to reaching financial freedom by aligning my passions with my values. If you've ever felt trapped in a life that you didn't design or yearned for a career filled with more meaning, this episode was made for you.I take you back to 1989 when I stood on one of the tallest buildings in downtown Los Angeles, realizing that despite having the career and path I was told I should want, I was unfulfilled and living someone else's expectations. Fast forward, I quit my job as a CPA with no plan and no backup, an experience that taught me invaluable lessons about transitioning from a career that is merely transactional to one that is truly fulfilling.In this episode, I introduce you to my effective transition formula, a framework born from my journey to help you move from a job that drains you to a calling that fulfills you, without being reckless. We explore three major steps — Exploration, Evaluation, and Execution — to ensure a confident, successful transition.IN TODAY'S EPISODE, I DISCUSS:How to effectively transition from an unfulfilling job to a life aligned with your callingBuilding the confidence to move from a simple idea to a financial realityStrategies to create unmistakable passion that translates into value for othersDeveloping a vetted plan, microtesting your ideas, and utilizing meaningful assessmentsUnderstanding financial viability, engaging strategic players, and determining your scale thresholdRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You're Ambitious But Lazy, Watch This Video9 Financial Goals You Must Hit By 60Financial Advisor Reacts To Finance TiktoksDon't Tell People THIS About Your Finances13 Habits I Wish I Started In my 40sRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You're Ambitious But Lazy, Watch This Video: https://youtu.be/nwqERPWUgZE9 Financial Goals You Must Hit By 60: https://youtu.be/nwqERPWUgZEFinancial Advisor Reacts To Finance Tiktoks: https://youtu.be/7H3TsKTHev0Don't Tell People THIS About Your Finances: https://youtu.be/fQQAC7WmjbgORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, we're tackling a question that resonates with many: Why do so many ambitious individuals feel stuck financially despite having big dreams and a strong drive? If you're feeling like your ambition doesn't match your bank account, this is your calling.In this episode, I delve into how to escape the financial hamster wheel and why you're not lazy; you're simply following the wrong playbook. It's time to discover a better way to achieve the life you've always dreamed of by implementing a proven process leading to financial independence.I introduce my Freedom Framework, where each letter stands for a crucial step on the journey to financial freedom. We kick off with stabilizing your foundation and emphasize the importance of mastering routine, expanding your income, and elevating your investment strategies. Discipline is key as we progress through ownership and ultimately achieve mastery in our financial journey.Expect actionable strategies like automating savings and investing. I also touch on common pitfalls, such as relying solely on one income stream and saving without investing, that keep people from moving forward.IN TODAY'S EPISODE, I DISCUSS:Identifying the wrong financial playbooksUnderstanding and implementing the Freedom FrameworkThe significance of tracking spending and automating savings/investmentsExploring how to multiply and diversify income streams for financial securityThe importance of transitioning from saving to investing to fight inflationRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/9 Financial Goals You Must Hit By 60Financial Advisor Reacts To Finance TiktoksDon't Tell People THIS About Your Finances13 Habits I Wish I Started In my 40sThis Is What A Financial Plan SHOULD Look LikeRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:9 Financial Goals You Must Hit By 60: https://youtu.be/nwqERPWUgZEFinancial Advisor Reacts To Finance Tiktoks: https://youtu.be/7H3TsKTHev0Don't Tell People THIS About Your Finances: https://youtu.be/fQQAC7Wmjbg13 Habits I Wish I Started In my 40s: https://youtu.be/QD-gcFbyIEQORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show. Today, we're tackling an essential topic – the nine financial goals you must hit by 60 to secure the life you deserve. Whether you're in your 60s, exploring your financial journey, or a bit younger but eager to set a strong foundation, this episode is packed with invaluable guidance to help you navigate the path to financial security and freedom.Join me as we explore these crucial goals that are necessary, regardless of where you are on your journey. At 63, I understand the importance of these strategies and how they can transform your approach to managing your finances, no matter your age or circumstances. From building a robust liquidity plan to tackling debt, defining your financial targets, and creating diversified income streams, we cover it all.We'll delve into aligning your investments with your specific life situation, protecting what you've built with the right tools, and prioritizing health as an integral part of wealth. Moreover, we'll emphasize the critical aspect of communication with your loved ones to ensure everyone is on the same page when it comes to legacy and financial plans.IN TODAY'S EPISODE, I DISCUSS:Strategies for tackling and eliminating destructive debt strategicallyBuilding and strengthening multiple income streams to secure your financial futureAligning your investments to match your life situationProtecting your financial legacy with wills, trusts, and the right insurancesPrioritizing health as a key component of a rich lifeEnhancing communication with your family aboutLeaving a legacy that extends beyond wealthRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Financial Advisor Reacts To Finance TiktoksDon't Tell People THIS About Your Finances13 Habits I Wish I Started In my 40sThis Is What A Financial Plan SHOULD Look LikeMy 12 Sources of Income at Age 63RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Financial Advisor Reacts To Finance Tiktoks: https://youtu.be/7H3TsKTHev0Don't Tell People THIS About Your Finances: https://youtu.be/fQQAC7Wmjbg13 Habits I Wish I Started In my 40s: https://youtu.be/QD-gcFbyIEQThis Is What A Financial Plan SHOULD Look Like: https://youtu.be/uWsy436EPXYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a uniquely exhilarating episode of the Building Your Money Machine Show! Today, I'm diving into the world of financial advice across social media, specifically TikTok, and providing my seasoned reactions and perspectives. If you're puzzled by the financial guidance popping up on your feed, this episode will be enriching.I delve into a range of TikTok advice, focusing on understanding the language of money, and unconventional tips like game shows. We'll explore which strategies truly empower wealth-building and which might leave you scratching your head. With decades of experience building millions and helping clients move towards financial freedom, I'm shedding light on the flashy yet questionable financial advice found online.We'll decode business opportunities that promise much but often deliver less. Whether it's affirmations for wealth or learning from impactful financial missteps, I've got your back in deciphering the noise.Prepare for an episode filled with insights and critical evaluations designed to help you harness effective financial strategies. It's all about empowering you to build your financial legacy with informed insights.IN TODAY'S EPISODE, I DISCUSS:The importance of understanding the language of moneyReacting to advice on unconventional wealth strategiesWhy trading shouldn't be your primary path to wealthReal estate leveraging strategies: potential benefits and the risks involved.Deciphering appealing business opportunitiesThe role of mindset affirmations in real financial growth.Learning from financial misstepsRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Don't Tell People THIS About Your Finances13 Habits I Wish I Started In my 40sThis Is What A Financial Plan SHOULD Look LikeMy 12 Sources of Income at Age 63Finance Expert Ranks Best and Worst InvestmentsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Don't Tell People THIS About Your Finances: https://youtu.be/fQQAC7Wmjbg13 Habits I Wish I Started In my 40s: https://youtu.be/QD-gcFbyIEQThis Is What A Financial Plan SHOULD Look Like: https://youtu.be/uWsy436EPXYMy 12 Sources of Income at Age 63: https://youtu.be/7X9voZSfuZwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show. Have you ever shared financial details—your income, investments, or debts—only to later wish you'd kept things private? Then this episode is for you. Together, we're going to talk about the financial secrets we should keep to ourselves and why even the wealthiest choose discretion over disclosure.I explore the reasons oversharing can be problematic, from creating envy to inadvertently inviting scams. Your finances are personal for a reason, and telling people too much can damage not only your financial health but also your peace of mind and relationships.We all know there's a push for transparency, but I'll explain why keeping certain financial details like income, net worth, investment strategies, debt, and specific goals private can protect you in a multitude of ways. Whether it's avoiding scams, preventing relationship strains, or staying away from unwanted opinions on how you should handle your money, you'll learn how discretion is a powerful tool.Discover how to set boundaries, the importance of focusing on values over numbers, and how to share insight and wisdom without compromising your financial privacy.IN TODAY'S EPISODE, I DISCUSS:The dangers of sharing exact incomes and net worth with othersHow sharing too much can invite scams and jeopardize relationshipsWhy each individual's financial strategy is unique and should remain privateThe lessons learned from my own financial missteps and how they inform my caution todayHow to set boundaries and communicate financial insights without oversharingRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/13 Habits I Wish I Started In my 40sThis Is What A Financial Plan SHOULD Look LikeMy 12 Sources of Income at Age 63Finance Expert Ranks Best and Worst InvestmentsWhy Having Money Is Better Than Spending MoneyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:13 Habits I Wish I Started In my 40s: https://youtu.be/QD-gcFbyIEQThis Is What A Financial Plan SHOULD Look Like: https://youtu.be/uWsy436EPXYMy 12 Sources of Income at Age 63: https://youtu.be/7X9voZSfuZwFinance Expert Ranks Best and Worst Investments: https://youtu.be/Q-PD2RLVfG4ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformative episode of the Building Your Money Machine Show. Today, I invite you to embark on a journey through the pivotal habits I wish I had adopted in my 40s — habits that could transform your life's trajectory, whether you find yourself in your 20s, 30s, 40s, or even beyond. This episode is your compass to enriching your life, enhancing your financial well-being, and making the most of your days as you navigate different life stages.In this heartfelt conversation, I uncover 13 life-changing habits that will empower you to live a life filled with purpose and prosperity. From the significance of regular health checkups and the power of simple, genuine connections like giving more hugs, to recording meaningful conversations with loved ones, every habit shared is a piece of wisdom from my own journey. Furthermore, I talk about how not to take things personally, and the importance of setting clear financial goals and being intentional with your spending.You'll also learn about the value of Roth IRA investments, buying cars for cash, expanding your income streams, and the transformative power of taking strategic risks and stepping out of your comfort zone. I reveal why being directly involved in your investing is crucial for securing your financial legacy.IN TODAY'S EPISODE, I DISCUSS:The importance of regular health checkups and proactive wellnessSetting and sticking to clear financial goals and intentional spendingThe power in taking calculated risks and stepping outside your comfort zoneEngaging directly in your investments to protect your financial futureRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/This Is What A Financial Plan SHOULD Look LikeMy 12 Sources of Income at Age 63Finance Expert Ranks Best and Worst InvestmentsWhy Having Money Is Better Than Spending MoneyIf You Can Spare 15 Mins, You'll Get 20 Years of Your Life BackRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:This Is What A Financial Plan SHOULD Look Like: https://youtu.be/uWsy436EPXYMy 12 Sources of Income at Age 63: https://youtu.be/7X9voZSfuZwFinance Expert Ranks Best and Worst Investments: https://youtu.be/Q-PD2RLVfG4Why Having Money Is Better Than Spending Money: https://youtu.be/0voKPQKtzKgORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformative episode of the Building Your Money Machine Show. Today, we're exploring why a financial plan isn't just about the numbers; it's about crafting the dream life you've always envisioned. Have you ever found yourself feeling stuck, overwhelmed, or just unsure about the financial steps needed to bridge the gap between your current situation and your desired life? Then this episode is for you, and I promise to guide you step-by-step in rethinking your financial approach.I'm revealing why most conventional financial plans fall short and how to construct a plan that truly works for you. This isn't just about accumulating wealth; it's about using money as your paintbrush to create the life of your dreams, focusing on the 'what' instead of getting bogged down in the 'how.' I'll teach you to dream big and craft a plan that acts as a pathway to your life's vision, not just a set of numbers on a spreadsheet.We will walk through the process of aligning your financial goals with your life goals and making your dreams a reality. It's all about setting a solid vision for your life as the foundation of your plan, defining strategies, and taking actionable steps.IN TODAY'S EPISODE, I DISCUSS:Why most financial plans fail and how to avoid shrinking your dreamsThe crucial steps in crafting a financial planThe importance of visualizing your ideal lifeUnderstanding and implementing the seven steps to create a successful financial planThe pitfalls of not having a plan, including stress, missed opportunities, and financial vulnerabilityRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/My 12 Sources of Income at Age 63Finance Expert Ranks Best and Worst InvestmentsWhy Having Money Is Better Than Spending MoneyIf You Can Spare 15 Mins, You'll Get 20 Years of Your Life BackWhy We Can't Save Money – And How to Fix ItRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:My 12 Sources of Income at Age 63: https://youtu.be/7X9voZSfuZwFinance Expert Ranks Best and Worst Investments: https://youtu.be/Q-PD2RLVfG4Why Having Money Is Better Than Spending Money: https://youtu.be/0voKPQKtzKgIf You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back: https://youtu.be/gU31MwejdGIORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to an eye-opening episode of the Building Your Money Machine Show. Today, we're taking a look behind the curtain as I reveal the 12 income streams I have built by the age of 63—streams that were actually established decades ago and have provided me with the freedom to live life on my own terms. In this episode, we delve into how you can achieve financial freedom by creating multiple income streams, understanding the necessity of diversification not only in investing but also in income.I am going to walk you through each of my income streams, from the most active to the least active, showing how they have enabled me to thrive even through life's challenges, such as my battle with cancer, without being tethered to a single source of income.We will talk about active incomes such as my financial consulting and public speaking, to more leveraged streams like online courses and real estate investments, right up to truly passive income from dividends and interest. My journey demonstrates the importance of not relying solely on one income stream and how this approach can safeguard your future.IN TODAY'S EPISODE, I DISCUSS:The importance of diversifying income streamsMy personal journey and how I built multiple income streamsUnderstanding the hierarchy of incomeHow to start small, leverage existing skills, and methodically build additional income streamsSix steps to begin building your own diverse streams of incomeRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Finance Expert Ranks Best and Worst InvestmentsWhy Having Money Is Better Than Spending MoneyIf You Can Spare 15 Mins, You'll Get 20 Years of Your Life BackWhy We Can't Save Money – And How to Fix It9 Financial Habits Holding You Back In Your 40sRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Finance Expert Ranks Best and Worst Investments: https://youtu.be/Q-PD2RLVfG4Why Having Money Is Better Than Spending Money: https://youtu.be/0voKPQKtzKgIf You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back: https://youtu.be/gU31MwejdGIWhy We Can't Save Money – And How to Fix It: https://youtu.be/fpp3jEI0i20ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another strategic episode of the Building Your Money Machine Show! Today, I'm breaking down the overwhelming world of investments to provide you with a clear roadmap to wealth-building. Ever wondered which investments you can trust, which to avoid, or which simply to laugh at? This episode's got you covered.We start with the different tiers of investments, categorizing them from Wealth Champions all the way to Wealth Drainers. I'll rank various investments and explain each tier, from high-reward, reliable investments to those risky moonshot manias, and the ones that could drain your wealth.Whether it's index funds, ETFs, real estate, or even collectibles, this episode gives you insights into where they fit in your wealth-building strategy. Do index funds and ETFs hold the crown? Where do cryptocurrencies and real estate fall? And why should you think twice about penny stocks and timeshares?I also bring in some real-life examples and personal opinions, like why I personally love blue-chip stocks but am cautious starting with them, and how I've faced challenges with certain investments. My aim is to give you actionable advice so you can build a diversified portfolio that fits your financial journey toward freedom.IN TODAY'S EPISODE, I DISCUSS:Classifying investments from Wealth Champions to Wealth DrainersThe long-term benefits of index funds and ETFsThe complexities of investing in real estateWhy penny stocks and timeshares can be huge wealth drainersInvesting in skills and education as one of the best long-term strategiesRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Having Money Is Better Than Spending MoneyIf You Can Spare 15 Mins, You'll Get 20 Years of Your Life BackWhy We Can't Save Money – And How to Fix It9 Financial Habits Holding You Back In Your 40sThe Real Reason Why You Feel Behind FinanciallyRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Having Money Is Better Than Spending Money: https://youtu.be/0voKPQKtzKgIf You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back: https://youtu.be/gU31MwejdGIWhy We Can't Save Money – And How to Fix It: https://youtu.be/fpp3jEI0i209 Financial Habits Holding You Back In Your 40s: https://youtu.be/RBeCEuEDNV8ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another impactful episode of the Building Your Money Machine Show! Today, we're tackling an issue that hits home for many of us: Why having money is better than spending it.Have you ever felt the stress of living paycheck to paycheck or regretted an impulse buy? Or maybe you're wondering why financial freedom feels so unattainable? This episode is for you. I dive deep into why the real joy lies in having money, not just spending it, and how making a few simple shifts can set you on a path to financial security.Did you know that 61% of people are living paycheck to paycheck? It doesn't have to be that way. We'll examine practical steps like starting small, automating your savings, cutting unnecessary expenses, and investing wisely to help you build your financial foundation.Picture this: What if you had money saved up for emergencies or to jump on a fabulous opportunity without going into debt? I share real-life scenarios on how financial security can impact your life, from negotiating better deals to reducing financial stress. A recent study even shows that having just $10,000 in savings can cut your financial stress by 37%! We also touch on the power of having the right mindset; think of money as your paintbrush to design the life you want.IN TODAY'S EPISODE, I DISCUSS:The emotional and psychological pitfalls of impulse spendingWhy having money leads to more lasting joy and financial freedomPractical steps to control spendingHow to invest wisely to build long-term wealthThe crucial mindset shifts necessary for financial successRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/If You Can Spare 15 Mins, You'll Get 20 Years of Your Life BackWhy We Can't Save Money – And How to Fix It9 Financial Habits Holding You Back In Your 40sThe Real Reason Why You Feel Behind FinanciallyHow to Stay Ahead as the Middle Class ShrinksRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back: https://youtu.be/gU31MwejdGIWhy We Can't Save Money – And How to Fix It: https://youtu.be/fpp3jEI0i209 Financial Habits Holding You Back In Your 40s: https://youtu.be/RBeCEuEDNV8The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-UORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformative episode of the Building Your Money Machine Show. This time, I'm asking you to think deeply about the true quality of your life. What if you could not only add 20 years to your life but significantly enhance the quality of those years? If you've ever felt life slipping past you or questioned if you're truly living the life you were destined for, then this episode is tailor-made for you.In my journey, I've discovered three primary life changes that have made an incredible difference: Swapping Retirement for Purpose—Forget traditional retirement. It's all about living your life with a sense of purpose. Investing in Relationships and Health—Your most important investments are not always monetary. True wealth includes strong relationships and good health. Embracing Simplicity—Complexity breeds stress, while simplicity fosters joy. Focus on what genuinely brings you happiness.I also dive into actionable financial wisdom: Start Small, Start Early—It's never too late to begin. Start where you are, and build your habits and behaviors towards financial freedom. Align Spending with Values—Your spending should reflect what truly matters to you. Invest in Freedom, Not Stuff—True wealth is having control over your time.IN THIS EPISODE, I DISCUSS:The concept of Anti-RetirementThe importance of investing in both relationships and healthFinding simplicity in life and reducing stressStarting small and building financial habits graduallyAligning your spending with your core valuesInvesting in freedom to achieve true wealth and choiceRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why We Can't Save Money – And How to Fix It9 Financial Habits Holding You Back In Your 40sThe Real Reason Why You Feel Behind FinanciallyHow to Stay Ahead as the Middle Class ShrinksWhy Your Retirement Budget Is Most Likely WRONGRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why We Can't Save Money – And How to Fix It: https://youtu.be/fpp3jEI0i209 Financial Habits Holding You Back In Your 40s: https://youtu.be/RBeCEuEDNV8The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-UHow to Stay Ahead as the Middle Class Shrinks: https://youtu.be/p-UYDsS879YORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! If you've ever felt like saving money is impossible, like there's always something pulling you to spend or life keeps getting in the way, this episode is for you. Today, we'll uncover exactly why most people can't seem to save and the hidden traps that are keeping them stuck. And more importantly, I'll share powerful steps to change that so you can start building real financial freedom.Financial freedom starts with saving, yet most people struggle with this simple but crucial step. Why? Because the system's rigged to keep you broke. From relentless marketing tactics to lifestyle inflation, we're up against a lot. But don't worry, I've got your back. We'll talk about actionable strategies to recognize these traps and overcome them.We'll dive into why half of Americans can't cover a $1,000 emergency without going into debt and why nearly 63% live paycheck to paycheck, even those earning over $100,000 a year. By understanding the system and taking practical steps, we can regain control and steer our way towards a prosperous future.IN TODAY'S EPISODE, I DISCUSS:Recognizing and battling the overwhelming systems designed to keep you spendingHow lifestyle creep sneaks up on you and ways to counteract itThe dangers of emotional spending and actionable steps to control itUnderstanding the real cost of debt and strategies to eliminate itBuilding an emergency fund as a safety net to avoid financial pitfallsShifting your mindset to prioritize saving as a pathway to freedomRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/9 Financial Habits Holding You Back In Your 40sThe Real Reason Why You Feel Behind FinanciallyHow to Stay Ahead as the Middle Class ShrinksWhy Your Retirement Budget Is Most Likely WRONGLife Advice From A 63 Year Old Self Made MillionaireRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:9 Financial Habits Holding You Back In Your 40s: https://youtu.be/RBeCEuEDNV8The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-UHow to Stay Ahead as the Middle Class Shrinks: https://youtu.be/p-UYDsS879YWhy Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1cORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another transformative episode of the Building Your Money Machine Show. Today, we're going to identify and dismantle the nine financial habits holding you back in your 40s — wisdom that's not bound by age. Whether you're in your 20s, 30s, 40s, or beyond, this episode is laden with timeless advice to elevate your financial journey.In your 40s, you're at a crucial juncture where every financial decision holds more weight. From rising incomes to escalating expenses with kids, mortgages, and aging parents, the stakes are high. Are your habits setting you up for financial freedom or potential devastation? That's what we'll uncover today.In this episode, I break down the nine must-adopt financial habits by your 40s to regain control, build wealth, and secure the financial future you deserve. These aren't quick fixes but methodology-backed steps that have transformed the lives of my clients and can do the same for you.We'll talk about building an emergency fund, consistent investing, prioritizing value-aligned spending, and expanding your financial literacy. I'll also urge you to plan for health expenses and align your financial strategies with your bigger life goals.IN TODAY'S EPISODE, I DISCUSS:Creating a clear and intentional financial planUsing cash, not credit, for lifestyle expensesBuilding a fully-funded emergency fundSpending aligned with your values, not social expectationsInvesting in your financial educationPlanning for rising health expenses and securing your financial futureRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Real Reason Why You Feel Behind FinanciallyHow to Stay Ahead as the Middle Class ShrinksWhy Your Retirement Budget Is Most Likely WRONGLife Advice From A 63 Year Old Self Made MillionaireMy Copy-Paste Strategy To Become Wealthy The Lazy WayRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-UHow to Stay Ahead as the Middle Class Shrinks: https://youtu.be/p-UYDsS879YWhy Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1cLife Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another empowering episode of the Building Your Money Machine Show. Ever felt like everyone else is ahead of you financially? You scroll through social media and see the luxury vacations, new cars, and dream homes, and it leaves you wondering — why does it seem like everyone has more money than you do? If you've ever felt this way, this episode is for you.In this episode, I break down why it feels like everyone else is financially ahead of you, and more importantly, how you can shift your focus back to your own financial journey. I share the truth behind those seemingly perfect social media posts and the hidden factors that distort our perceptions of wealth.I dive into the emotional traps of comparison, the danger of lifestyle inflation, and why true wealth isn't about flashy spending but about building a life of choice and freedom. I'll guide you on steps to understand your own financial reality, define what wealth truly means for you, and create a specific actionable plan to achieve it.Get ready to stop comparing and start focusing on your goals, habits, and the skills that will truly move you ahead.IN TODAY'S EPISODE, I DISCUSS:How social media creates illusions and distorts realityThe hidden wealth factors that skew our perceptionsWhy spending doesn't equate to wealthThe emotional traps of comparison and how they lead to poor financial decisionsTaking control of your financial habits and prioritiesHow to detach from social media triggers and focus on financial literacyRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Real Reason Why You Feel Behind FinanciallyWhy Your Retirement Budget Is Most Likely WRONGLife Advice From A 63 Year Old Self Made MillionaireMy Copy-Paste Strategy To Become Wealthy The Lazy WayWhy You Never Feel Like You Have "Enough"RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Real Reason Why You Feel Behind Financially: https://youtu.be/p-UYDsS879YWhy Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1cLife Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjoMy Copy-Paste Strategy To Become Wealthy The Lazy Way: https://youtu.be/5YkAPad2K3gORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another pivotal episode of the Building Your Money Machine Show. Today, we're tackling a topic that affects millions of us: How to Stay Ahead as the Middle Class Shrinks. It's no secret that economic pressures are squeezing the middle class, and I'm here to equip you with strategies.The middle class, traditionally seen as a foundation of financial security, is rapidly shrinking. From stagnant wages to rising living costs, and the transformative impacts of technology and automation, the landscape is evolving. Many Americans are feeling the pinch, living paycheck to paycheck and grappling with financial instability and stress.In this episode, I dig into the root causes of these economic pressures. We'll look at how wage growth has failed to keep pace with productivity and rising living costs, especially in housing. I'll also cover how technological advances are reducing "middle-skill" jobs, contributing to job insecurity and stagnant wages.In today's episode, I discuss:Mastering Financial Literacy: Taking 20-30 minutes weekly for financial education to gain clarity and control.Building an Emergency Fund: Establishing a "peace of mind" fund covering 9-18 months of living expenses.Diversifying Income Streams: Developing multiple income sources, like side hustles and investments.Investing in Long-Term Assets: Focusing on growth assets like stocks and real estate.Defining Your Financial Vision: Crafting a life vision that guides your financial decisions.Managing Debt: Reducing reliance on high-interest debt and using debt productively.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Your Retirement Budget Is Most Likely WRONGLife Advice From A 63 Year Old Self Made MillionaireMy Copy-Paste Strategy To Become Wealthy The Lazy WayWhy You Never Feel Like You Have "Enough"Why You Aren't Investing (and How to Fix It)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1cLife Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjoMy Copy-Paste Strategy To Become Wealthy The Lazy Way: https://youtu.be/5YkAPad2K3gWhy You Never Feel Like You Have "Enough": https://youtu.be/pVrC7zcNxHgORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another enlightening episode of the Building Your Money Machine Show. Ever wondered if the retirement plan you're following might be completely wrong? Today, we're dismantling the conventional wisdom around retirement planning—a topic that's critical to ensuring you don't just survive your retirement, but actually thrive in it.In this episode, I tackle why the common advice of aiming to replace 70-80% of your pre-retirement income might be setting you up for disappointment. This one-size-fits-all advice fails to account for your unique life, dreams, and spending habits. From inflation and healthcare costs to your personal goals and lifestyle changes, we'll dive into why personalized financial planning is essential.Drawing on studies and personal experience, I illustrate how a generic retirement plan can fall short and share detailed steps to create a bespoke retirement plan that's tailored to your specific needs. We'll talk about understanding your spending habits, accounting for inflation, considering longevity, preparing for healthcare costs, and identifying your income sources.IN TODAY'S EPISODE, I DISCUSS:Why generic retirement advice is often misleading and insufficientThe impact of inflation and how to plan for itThe critical nature of healthcare costs and long-term care considerationsHow to account for longevity in your retirement planningStress testing your plan for various scenarios to ensure its robustnessThe role of financial planners, coaches, and mentors in your financial journeyRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Life Advice From A 63 Year Old Self Made MillionaireMy Copy-Paste Strategy To Become Wealthy The Lazy WayWhy You Never Feel Like You Have "Enough"Why You Aren't Investing (and How to Fix It)If You're In Your 50s or 60s... You Need To Watch This.RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Life Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjoMy Copy-Paste Strategy To Become Wealthy The Lazy Way: https://youtu.be/5YkAPad2K3gWhy You Never Feel Like You Have "Enough": https://youtu.be/pVrC7zcNxHgWhy You Aren't Investing (and How to Fix It): https://youtu.be/nRJ4QN3g_xwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to a unique and reflective episode of the Building Your Money Machine Show. Today, I'm shifting gears to share some life-changing wisdom—lessons gleaned from over six decades of trials, triumphs, and everything in between. This episode isn't just about financial freedom; it's about creating a life you love to live, mastering your money, and eliminating financial stress so you can enjoy the ultimate freedom—choice.In this special installment, I lay out 14 life lessons that have profoundly shaped my journey. From staying physically and intellectually active, to rejecting others' limits, to truly understanding what brings you joy, these insights aim to enrich your path toward not just financial independence but a fulfilling life.I dive into the importance of gratitude, embracing obstacles as growth opportunities, and understanding that legacy isn't something you leave behind, but rather something you live every day. We'll also explore the richness life offers beyond material wealth, and how true wealth is better measured in time and moments than in dollars and cents.Prepare for an episode filled with profound reflections, impactful advice, and inspiration to live a life that outlives you.IN TODAY'S EPISODE, I DISCUSS:The importance of staying physically and intellectually activeBlocking out others' limitations and pursuing your dreamsDiscovering what genuinely brings you joy beyond material possessionsPracticing daily gratitude to combat feelings of lackChoosing to focus on the richness of experiences over financial wealthRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/My Copy-Paste Strategy To Become Wealthy The Lazy WayWhy You Never Feel Like You Have "Enough"Why You Aren't Investing (and How to Fix It)If You're In Your 50s or 60s... You Need To Watch This.Why You Need To Stop Calling Yourself "Middle Class"RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:My Copy-Paste Strategy To Become Wealthy The Lazy Way: https://youtu.be/5YkAPad2K3gWhy You Never Feel Like You Have "Enough": https://youtu.be/pVrC7zcNxHgWhy You Aren't Investing (and How to Fix It): https://youtu.be/nRJ4QN3g_xwIf You're In Your 50s or 60s... You Need To Watch This: https://youtu.be/tNhWvaddcjoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcoming you to another episode of the Building Your Money Machine Show! Today's topic is all about demystifying the process of building wealth with my Copy-Paste Strategy to Become Wealthy the Lazy Way. If you're overwhelmed by the thought of constant hustling to grow your money, this episode is your guide to a simpler, stress-free path to financial freedom.Join me as I break down 8 simple, proven strategies you can literally copy and paste into your life to stack your way to wealth. And trust me, number seven will surprise you—it's the very strategy that fast-tracked me to financial freedom!We'll kick off by discussing how to take full advantage of your employer's 401(k) match—it's like picking up free money off the ground. Then, I'll dive into automating your savings and investments, ensuring consistency without the constant grind. We'll also touch on the importance of skilling up each year to increase your earning potential and how to leverage tax-advantaged accounts to keep more money in your pockets.Ready to make wealth-building effortless? Let's make wealth-building simpler, and lazier—in the best way!IN TODAY'S EPISODE, I DISCUSS:Maximizing your employer's 401(k) match to pick up “free money”Automating your savings and investments to ensure consistencyIncrementally skilling up each year to boost earning potentialLeveraging tax-advantaged accounts like Roth IRAs and 401(k)sAdopting a buy-and-hold investing mentality for long-term gainsInvesting windfalls as lump sums to accelerate your path to financial freedomRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Ten Tiny Habits That Build Real Wealth (REALISTIC)Why A Million Dollars Doesn't Make You RichThe F.U.N.D. Method For Building & Managing Your Emergency FundWhy Smart People Are Not Always RichWhy The F.I.R.E Movement Is A Pipe-dreamRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0 The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, we're tackling an increasingly prevalent issue that I call "money dysmorphia"—a financial anxiety condition affecting so many of us, no matter our financial standing. This episode delves into how financial stress can lead to isolation, strained relationships, and even impact your physical health. Financial wellness is the critical link between your mental and physical well-being—something we can't afford to ignore.The rise of financial anxiety, exacerbated by social media comparisons, is affecting nearly one-third of Americans today. It's not just an abstract number; it's real people, including 43% of Gen Z and 41% of millennials, dealing with this every day.We delve into the symptoms of money dysmorphia, where your perception of financial health becomes distorted despite having savings and income. Examples include older adults fearing to spend their substantial savings, and younger professionals obsessively checking their accounts, avoiding social interactions, despite being financially secure.IN TODAY'S EPISODE, I DISCUSS:How financial stress affects your life and relationshipsThe concept of money dysmorphia and its real-world impactSteps to mitigate financial anxiety and rationalize your fearSeeking professional support from financial coaches or therapistsBalancing financial saving with enjoying your wealth through planned “joy points”RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Ten Tiny Habits That Build Real Wealth (REALISTIC)Why A Million Dollars Doesn't Make You RichThe F.U.N.D. Method For Building & Managing Your Emergency FundWhy Smart People Are Not Always RichWhy The F.I.R.E Movement Is A Pipe-dreamRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0 The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com