Think Gen Wealth Podcast

In this podcast, we will explore the differences and similarities between Home Equity Line of Credit (HELOC) and Home Equity Loans. We will discuss how each works, what are the benefits and drawbacks of each option.We will delve into the definitions of HELOC and Home Equity Loans and how they work; discussing their similarities and differences, including the interest rates, timelines for repayment, and differences in payment structures.I will share tips on how to determine whether a HELOC or Home Equity Loans is better suited based on the our financial priorities and goals. For example, a HELOC may be a better option for individuals that prefer flexibility with their draw down schedule and interest rates. Alternatively, a Home Equity Loan would be a better fit if stable rates and fixed payments are preferred by the borrower.We will discuss the eligibility requirements for getting approved for HELOC or Home Equity Loans, which may include credit scores, income verification, and meeting equity requirements. We also dive into the potential risks and benefits associated with each option.By the end of the episode, you will have an in-depth understanding of the differences between a HELOC and Home Equity Loan, and a clearer idea of which one of these options would be the better choice for your unique financial situation. Ultimately, this podcast aims to provide valuable information to empower listeners to make informed decisions when it comes to their home equity finances.DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

In this podcast, I discuss 4 reasons why investing yourself is important for personal growth and success. You will learn about the significant impact that investing in oneself can have, including greater self-awareness, self-improvement, and increased confidence.  By the end of the episode, you will have gained valuable insights into why investing in yourself is a valuable investment, and ways you can start doing so.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Teaching children how to choose their friends wisely is an important life skill that parents should impart to their children. Teaching children to make wise choices when it comes to selecting their friends will help them find positive, supportive relationships in the future. Parents can use several methods to help their children build healthy relationships, such as role-playing, discussing reasons for why certain relationships may be beneficial or not and spending quality time together. When discussing friendships, it is important for parents to provide a safe environment where their children can share their thoughts and feelings without judgement. It is also important for parents to teach their children to look for qualities such as empathy, respect, loyalty and kindness in their friends. Parents should encourage children to trust their gut and to be aware of any signs of potential problems. They should also communicate with children about their expectations for maintaining healthy friendships. In addition, it is essential for parents to be a good role model for their children. Demonstrating qualities such as honesty, consideration and kindness will help set a good example for children. Finally, it is important for parents to remind their children that they don't need to be accepted by everyone and that they are allowed to make mistakes. Ultimately, teaching children to think critically and choose their friends wisely will ensure that they build positive relationships that will last a lifetime.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Credit card debt can be a real issue if not managed properly, it is essential for individuals to take certain measures to prevent it from piling up in 2023. Here are five steps that can help prevent credit card debt:1. Create a budget plan: The first step in preventing credit card debt is to create a budget plan. This will help individuals track their expenditures and account for their income. The budget should include essential expenses such as rent, groceries, and utilities, along with discretionary expenses such as entertainment and shopping.2. Pay off debts: Individuals should prioritize paying off any existing debts before taking on new ones. They can start by making minimum payments on all credit cards and paying extra on cards with high-interest rates until they are paid off.3. Use credit cards sparingly: Using a credit card can be tempting, but individuals should limit purchases to what they can afford to pay off at the end of the month. They should avoid using credit cards for everyday expenses and only use them for emergencies or for big-ticket items that they need to purchase.4. Monitor credit score: Reviewing credit reports regularly is important in keeping credit balances low. If a report has an error or fraud, individuals should inform credit bureaus right away. Lower score means higher interest rates on credit card loans.5. Increase Savings: Building an emergency fund to address unforeseen circumstances is important. Putting aside some money each month is a good habit to start for emergencies. Ultimately, preventing credit card debt in 2023 requires discipline, careful planning and monitoring. By following these steps, individuals can ensure that they do not find themselves overwhelmed by their credit card balances.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

In Todays episode I share 3 Marvels that the Ultra Wealth is doing to grow generational wealth. Top Uses for Max Funded Life Insurance:Other Potential Uses for Max-Funded IULIncome ReplacementRetirement Income SupplementLiving BenefitsEstate Planning / Wealth TransferCollege PlanningBusiness PlanningPremium FinanceSign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

I share a back story on how Black Wall Street was build beginning with Land Ownership. Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Todays episode I share a Youtube video from a Jewish youtuber named Berel Solomon who shares with us 10 Jewish Business secrets that we can use within our community .He shared some very interesting insights and how are african diaspora community can use to help propel our communities and create a strong economic culture where we are not on the bottom of the totem pole.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Todays episode I share 4 Business credit cards that you can use to grow your Business Credit Today.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Top 4 Quotes regarding success featuring Master P.Follow me: Tik Tok @thinkgenwealthYouTube @thinkgenwealthThis podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

In Todays episode I provide 8 plus two bonus tips on how to start a business today.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Jim Rohn leads our weekly series for 2023 talking about 3 tips regarding goal setting.Follow me: Tik Tok @thinkgenwealthYouTube @thinkgenwealthThis podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

In Today's episode I dive in and share a personal experience of the advantages of leasing a vehicle vs financing a vehicle. I share the advantages and disadvantages of both. You can also find content at my YouTube Channel @thinkgenwealth and follow me Tik Tok @thinkgenwealth.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Today I talk about the two most important tasks to complete in 2023. Also you can catch this recording on our Youtube Channel: thinkgenwealth you can subscribed, share, and follow the content.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

In todays episode I discuss the recent interview regarding Kanye West on Drink Champs and summarize why it is important to ownership.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

On todays episode I share tips on why credit monitoring is very important today.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

I share the difference between Process Goals vs Outcome Goals that you can use for setting your 2023 Goals.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Todays episode I share a clip from the All the Smoke Podcast featuring Damion Dash on his perspective regarding going after your dreams.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

2 part series of from the book "The Wealth Choice: Success Secrets of Black Millionaires."Podcast Webpagehttps://thinkgenwealth.comSign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

Todays episode I share the 5 Rules of the Black Wealth Elite inspired by the book "The Wealth Choice" by Dennis KimbroPodcast Webpagehttps://thinkgenwealth.comSign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

Today's episode I share 10 Reasons you should have Multiple Streams of Income.Podcast Webpagehttps://thinkgenwealth.comSign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

Today's I provide tips on the difference between being Wealthy vs being Rich.DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.

In today's I give key reasons why Life Insurance is not an investment as some may lead to believe.DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.

Today's episode I discuss the most recent wins me and my wife have had lately by being focused when it comes to say no to things that do not align with our goals. Do not get fooled by the shiny object syndrome. Follow me @thinkgenwealth

As we all know President Joe unveiled his Student Loan Relief Program last week. I got a chance to share my plight and why I believe the Student Loan Relief program will help people especially low to middle class begin their journey building wealth. See the changes below:Since 1980, the total cost of both four-year public and four-year private college has nearly tripled, even after accounting for inflation. Federal support has not kept up: Pell Grants once covered nearly 80 percent of the cost of a four-year public college degree for students from working families, but now only cover a third. That has left many students from low- and middle-income families with no choice but to borrow if they want to get a degree. According to a Department of Education analysis, the typical undergraduate student with loans now graduates with nearly $25,000 in debt.To address these concerns and follow through on Congress' original vision for income-driven repayment, the Department of Education is proposing a rule to do the following:For undergraduate loans, cut in half the amount that borrowers have to pay each month from 10% to 5% of discretionary income.Raise the amount of income that is considered non-discretionary income and therefore is protected from repayment, guaranteeing that no borrower earning under 225% of the federal poverty level—about the annual equivalent of a $15 minimum wage for a single borrower—will have to make a monthly payment.Forgive loan balances after 10 years of payments, instead of 20 years, for borrowers with original loan balances of $12,000 or less. The Department of Education estimates that this reform will allow nearly all community college borrowers to be debt-free within 10 years.Cover the borrower's unpaid monthly interest, so that unlike other existing income-driven repayment plans, no borrower's loan balance will grow as long as they make their monthly payments—even when that monthly payment is $0 because their income is low.Follow me @thinkgenwealth

In Today's I share 7 Steps on how not to give up on your dreams. Understand that failure and setbacks are inevitable.Success is a journey.Remember why you started.Focus on the positive.Imagine the worst case scenario.Everything takes time.Press on and keep pushing forward.

In Todays episode I share an Audio Recording by Jim Rohn from the Audible Book called Cultivating an Unshakable Character.If you enjoy this content, leave a 5 star Review and Share the contet.

Although there are variety of Life Insurance, these are the main 3 I am familiar with:Term InsuranceWhole Life InsuranceIndexed Universal LifeIf you enjoy this content, Please leave a 5 star Review and share this podcast. 

Your Spouse should be your biggest supporter when it comes to building your dreams. I share tips on how your spouse can support your dreams and aspirations. If you enjoy this content rate and review leaving a 5 star rating.

In this episode I share why Land is the best way to get started in Real Estate Investing. Reasons:Low Entry to EnterNo TenantsNo ContractorsLeast ExpensiveVery BoringIf you enjoy this content please subscribed to the podcast and leave a 5 star review. 

In Todays episode I give a back story about me and why I started the podcast. I would like to re-introduce myself to my new listeners. I appreciate your time and hopefully bring the best value to your day.

In this episode I discuss my recent struggles when it comes with starting a business getting leads for my business. Also how life is hard and everything you want is on the other side of that. If you enjoy my content subscribed to the podcast, also rate & review.

In this episode I share Five simple steps on how to fix your own credit. 6 Factors that effect Your credit score:1. Payment History - 35%2. Credit Usage - 30%3. Average Age of Credit - 15%4. Credit Mix - 10%5. Credit Inquires - 10%6. Derogatory Remarks - BonusFree Annual Credit Report: https://www.annualcreditreport.com/index.actionTransunion Freed Credit Report: https://www.transunion.com/annual-credit-report5 Factors that effect your credit score: https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-affects-your-credit-scores/

In Today's episode I share the 3 Simple Steps of Building Wealth. We sometimes like to complicate the easiest things at times not knowing how difficult it is not. If you enjoy this content please subscribed to the podcast and leave a 5 star Review.

Levels of financial freedom:1. Clarity2. Self-sufficiency3. Breathing room4. Stability5. Flexibility6. Financial independence7. Abundant wealthEmail: amir.estimo@thinkgenwealth.comSocial: IG @thinkgenwealth & @aefinancialLeave a Five Star Rating if you enjoy the content & also rate and review the podcast. Share the content of Financial Literacy.

"5 Reasons Why Life Insurance Is Important Part Of Wealth"In this episode I share 5 Reasons Why Life Insurance is important part of building wealth.  Fun Fact:  From Bankrate.com article written by Ashley Hubbard. Life insurance facts and statisticsIn 2020, 54% of Americans were covered by life insurance.50% of people overestimate the cost of term life insurance. Millennials, in particular, overestimate the cost by 213%.The average premium for a male rises 258% between age 25 and age 50.Gender, age, smoking status, health, medical history and other factors impact your life insurance rates.The suicide clause refers to a clause that usually lasts about two years, in which an insurance carrier won't pay out for death by suicide.Some life insurance policies exclude coverage if the insured died while committing a felony. Additionally, if the policyholder was murdered by the beneficiary, the benefits are typically not paid out, which is known as the slayer rule.A man's average premium is about 12% more per month than a woman's.The number of consumers who prefer internet sales for life insurance increased from 17 percent in 2011 to 29 percent in 2020.Email: amir.estimo@thinkgenwealth.comSocial Media: @thinkgenewealth

"Your Dream Will Take Patience, Persistent, & Positive"I share a recording from Les Brown's Recording The Power of Purpose Audiobook. Thank You for supporting the podcast as we have now hit 1.5 K downloads and keep growing. Share the podcast if you enjoy the content. Rate & Review as leaving 5 star rating will help the podcast grow.

"Generational Wealth & Financial Literacy" In this episode I share an audio featuring Kevin Hart on Joe Rogan Podcast, how shares his thoughts regarding financial literacy & generational wealth. If you enjoy the content subscribed to the podcast and leave a 5 star rating if you enjoy the content. Email any questions amir.estimo@thinkgenwealth.com or follow me IG: thinkgenwealth

"Ask, Receive, & Pray"In this episode I share a audio recording of Steve Harvey as he tells a story how he ended up owning almost 300 acres of land in Denton, TX. If you enjoy the content subscribed to the podcast and leave a 5 star rating. Contact @ amir.estimo@thinkgenwealth.com or follow on IG: thinkgenwealth.

"4 Steps On How To Protect Your Wealth"In 2021, statistics show that 52% of Americans has life Insurance, but the question is do they have enough in case something were to happen. Follow me @thinkgenwealth

Todays episode was inspired by the book Rich Dad Poor Dad and Cash Flow Quadrant by Robert Kiyosaki. If you enjoy this content please subscribed to the podcast and rate/review the podcast if you enjoy the content.

**Apologies for the recording as we were having technical difficulty with Zoom**In Today's episode I have a good friend of my Emmanuel Bonnelus where we having discussing topics like importance of having a great credit profile and also discussing why investing in Stocks is a great avenue to building wealth. You can reach me @thinkgenwealth on Instagram and also email me at amir.estimo@thinkgenwealth.com. If you enjoy this content subscribe to the podcast and leave a rate and review.

In this episode I share Top 5 credit cards that you apply to help maximize benefits as far as cash back and points. Also will help improve your credit score on your way to credit journey. If you enjoy this content please subscribed and share the podcast. Leave a 5 star rating if you enjoy this content. Follow me @thinkgenwealth

In this episode I discuss is having too many credit cards a determent to building wealth. I share my past experience and also why it is important to know when enough is enough regarding credit cards. You can follow me @thinkgenwealth or email me amir.estimo@thinkgenwealth.com

In Todays episode I share How You can get started in Land Investing by performing the following steps. This is not complicated no need to overthink, you can do it if you put your focus in. Subscribed to the podcast if you enjoy the content and rate and review also. You can find me at Instagram: @thinkgenwealth or amir.estimo@thinkgenwealth.com

In Todays episode I share my recent deal on how I was able to lock up a 2 properties under contract and have the potential to make over $60,000 dollars after deal closes. I also share how my business partner was able to close on a 20 acre property and secured $47,000 dollar bag. If you enjoy this content please subscribed to the podcast and leave a rating and review wherever you get your podcast. Follow me @thinkgenwealth or email at amir.estimo@thinkgenwealth.com

In Todays episode, I explain 10 Reasons why Land is a Great Investment to growing your Wealth portfolio. If you enjoy this content, share the podcast. Rate and Review the podcast wherever you get your content. Follow me @thinkgenweatlh or email me at amir.estimo@thinkgenwealth.com

"Are You Ready To Accomplish Your Goals 2022?"In discuss how I am using the S.M.A.R.T. method to go over my goals for 2022. I share how it could help you also. If you like this content subscribed to the podcast and leave a rating and review. Email me amir.estimo@thinkgenwealth.com or follow me @thinkgenwealth on Instagram.

"Ten Reasons Why Your Kid(s) Should Be Financially Educated"In this episode I share 10 Reasons why your child(ren) should be financially educated. If you enjoy this content, please rate and review the podcast. Subscribed to the podcast to get weekly content. Follow me Instagram @thinkgenwealth or email me: amir.estimo@thinkgenwealth

"Empowering Women To Understand Bitcoin"In this episode Dr.Hans is interviewed by Christy Dole on the Hustle & Flow Podcast educating women on the importance of understanding why it is important to invest in Bitcoin. Please share the podcast if you enjoy the content and rate and review wherever you get your podcast. Follow me @thinkgenwealth or email me at amir.estimo@thinkgenwealth.com

"Twenty Reasons To Start A Business 2022"In this episode I share 20 reasons to start a business in 2022. If you enjoy this content subscribed to the podcast so you do not miss an episode, also please rate and review the podcast. Follow me @thinkgenwealth on Instagram or email me at amir.estimo@thinkgenwealth.com