Podcasts about credit monitoring

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Best podcasts about credit monitoring

Latest podcast episodes about credit monitoring

The Cavalry
"What Is Any Of This? How Dare You?"

The Cavalry

Play Episode Listen Later Apr 28, 2025 57:00


It's Episode 260 of The Cavalry! Andrew needs backup that you shouldn't have to freeze your credit, the default should be frozen. Johnny needs backup that if a insurance company decides not to pay out your policy, they should have to give back the premiums you paid in. Enjoy! Remember to sign up for the Patreon for Post-Show Banter! https://patreon.com/thecavalrypodcast?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink

All the Hacks
Deep Dive on Credit Reports, Scores, and Their Real-World Impact

All the Hacks

Play Episode Listen Later Apr 2, 2025 65:35


#221: The ultimate guide to credit reports and scores—how they're calculated, what affects them, and proven ways to improve them. Specially, I'll cover how opening lots of credit cards impacts your credit. You'll also learn how to check your credit reports and scores for free, dispute errors, understand lender scoring models, protect your financial health, and more. Link to Full Show Notes: https://chrishutchins.com/credit-reports-credit-scores Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Upwork: Free job posting to find, hire, and pay top freelance talent Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Bureaus Equifax Experian TransUnion Free Credit Report: AnnualCreditReport.com Credit Monitoring: Credit Karma |  Experian Credit Reporting Agencies Innovis Chex Clarity Services National Consumer Telecom & Utilities Exchange Early Warning Consumer Report LexisNexis Free FICO Scores: myFICO | Experian X Post on Couple's Credit Card Journey International Credit Data: Nova Credit Business Credit Scores Equifax Business Experian Dun & Bradstreet LexisNexis Business Credit Data: Small Business Financial Exchange Article: Understanding Business Credit Scores ATH Podcast Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:03) Quick Background of the Credit Report Industry (04:54) What's on Your Credit Report (06:45) Soft vs. Hard Inquiries (10:04) How to Request Your Credit Report for Free (10:59) Filing for Disputes (12:37) Freezing Your Credit, Fraud Alerts, and Credit Monitoring (18:46) Credit Reporting Agencies (24:06) How to Remove Your Personal Information Online (26:24) Quick Overview of Credit Scores (29:36) How Credit Scores Are Calculated (35:33) FICO Score vs. Vantage Score (38:12) Upcoming (Big) Changes to Credit Scores (40:27) Where to Find Your Credit Scores (42:00) Analyzing Chris' Credit Scores (46:59) Two Main Factors That Impacted Chris' Credit Score (48:58) How the Points & Miles Game Impacts Credit Scores (53:12) The Impact of Closing a Credit Card (56:36) Ways to Improve Your Credit Score (59:21) Adding an Authorized User to Your Credit Card (1:01:59) How to Leverage Your International Credit Score (1:02:53) Quick Overview of Business Credit Scores Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit Repair Business Secrets
How Patrice English Built a Million-Dollar Credit Repair Business from NOTHING

Credit Repair Business Secrets

Play Episode Listen Later Feb 18, 2025 71:42


Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/   Imagine going from rock bottom to making a million dollars in just 2 years… Well, that's exactly what today's guest did! I'm super excited to welcome back a new member of our Millionaires Club, Patrice English! Patrice is an absolute powerhouse in the credit repair world. She's built a successful credit repair business currently serving over 2,000 clients and earned over $100,000 in Credit Hero Score affiliate commissions. But Patrice isn't just a Credit Hero. She's also a master of social media marketing and entrepreneurship!In our interview, she shares her top secrets, from building a massive social media following to automating her business, so don't miss out. P.S. You can check out our previous interview here: https://www.youtube.com/watch?v=n0lsvgS9R3I&tKey Takeaways:00:00:00 Intro 00:03:39 The Impact of Scaling a Business Quickly 00:07:32 Letting Go and Trusting Your Team 00:10:28 Offering Business Funding to Credit Repair Clients 00:15:19 Earning a Million Dollars with Credit Repair 00:16:48 The Role of Credit Repair Cloud00:18:20 Advice for Aspiring Credit Heroes00:20:48 Patrice's Winning Lead Gen Strategy 00:23:21 Tips for Building and Leveraging Social Media00:38:10 Automating Your Business00:42:46 Affiliate Marketing and Credit Hero Score00:50:01 The Importance of Credit Monitoring 00:58:11 Minimizing Chargebacks 00:59:27 Biggest Challenge of the Last Year01:02:55 Being in a War Against Yourself 01:06:43 Rapid Fire 01:09:28 Outro Additional Resources:Patrice's website: https://informedconsultant.com/Follow Patrice on Facebook: https://www.facebook.com/informedconsultant/Follow Patrice on TikTok: https://www.tiktok.com/@iampatriceenglishGet a free trial to Credit Repair CloudGet my free credit repair training  How Patrice English Made Half a Million Dollars in 1 Year Repairing CreditMake sure to subscribe so you stay up to date with our latest episodes.

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset
Improve Your Credit Score With Savvy Credit Monitoring

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset

Play Episode Listen Later Nov 4, 2024 12:58


Send us a textImprove Your Credit Score With Savvy Credit Monitoring❤️️Smart Credit helps you control your future credit score. Help Qualify for More. Know your hiring index, credit fraud insurance and so much more. Know who else maybe using your social security number. Interactive and Simple. Signup today for your discount: https://www.smartcredit.com/stopstrugglingnow❤️️National Credit Direct: The good news is that all purchases are reported to a major credit bureau. After your first shipped purchase, the credit limit can be established up to $2,500. Upon successfully paying that first purchase and making a second shipped purchase, the credit limit can be increased to $5,000: https://www.nationalcreditdirect.com/default.aspx?ai=d3b528a58b6a46d9a5e3&ref=W0288

DebtMatters Podcast
153 - Understanding Credit Scores and Reports

DebtMatters Podcast

Play Episode Listen Later Jul 12, 2024 19:23


Whether you are applying for a new cell phone plan or a mortgage, your potential creditors want to understand your financial history and your ability to repay debt. Your credit score and report will help them decide whether they want to do business with you. But most people don't know a lot about their credit report and credit score. Today's podcast looks at the difference between the two and how you can improve your score. Licensed Insolvency Trustee, Brenda Wood, also covers the following topics:Why you should be checking your credit report oftenThe difference between a hard and soft credit hitWhat shows up on a credit reportHow scores are calculated and why they fluctuateWhat is a credit rating and where it appearsThings you can do to improve your scoreLicensed Insolvency Trustees are federally regulated and follow a strict code of ethics as well as government regulations. From budgeting to Bankruptcy, you can be assured of unbiased, non-judgemental advice.About Brenda WoodBrenda started in the insolvency industry in 1995 and earned her Licensed Insolvency Trustee designation in 2006. She has a long history of volunteering with the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) where she has served as a member and presented at events. Brenda received the CAIRP Outstanding Volunteer Award in 2012 in recognition of her service.Outside work, you'll find Brenda at the ice rink, ball field or camping at one of the beautiful Nova Scotia campgrounds. Additional ResourcesAllan Marshall & Associates Licensed Insolvency TrusteeWhat Does Your Credit Report Say About You?Your Credit Score in Canada: What You Should Know

Paul's Security Weekly
Weird Al, Docker, OT, Gitlab, Credit Monitoring, Dropbox, Cisco, AI, Aaran Leyland... - SWN #383

Paul's Security Weekly

Play Episode Listen Later May 3, 2024 35:15


Weird Al, Docker, OT, Gitlab, Credit Monitoring, Dropbox, Cisco, AI, Aaran Leyland, and More, on this edition of the Security Weekly News. Visit https://www.securityweekly.com/swn for all the latest episodes! Show Notes: https://securityweekly.com/swn-383

Paul's Security Weekly TV
Weird Al, Docker, OT, Gitlab, Credit Monitoring, Dropbox, Cisco, AI, Aaran Leyland... - SWN #383

Paul's Security Weekly TV

Play Episode Listen Later May 3, 2024 35:18


Weird Al, Docker, OT, Gitlab, Credit Monitoring, Dropbox, Cisco, AI, Aaran Leyland, and More, on this edition of the Security Weekly News. Show Notes: https://securityweekly.com/swn-383

Hack Naked News (Audio)
Weird Al, Docker, OT, Gitlab, Credit Monitoring, Dropbox, Cisco, AI, Aaran Leyland... - SWN #383

Hack Naked News (Audio)

Play Episode Listen Later May 3, 2024 35:15


Weird Al, Docker, OT, Gitlab, Credit Monitoring, Dropbox, Cisco, AI, Aaran Leyland, and More, on this edition of the Security Weekly News. Visit https://www.securityweekly.com/swn for all the latest episodes! Show Notes: https://securityweekly.com/swn-383

Hack Naked News (Video)
Weird Al, Docker, OT, Gitlab, Credit Monitoring, Dropbox, Cisco, AI, Aaran Leyland... - SWN #383

Hack Naked News (Video)

Play Episode Listen Later May 3, 2024 35:18


Weird Al, Docker, OT, Gitlab, Credit Monitoring, Dropbox, Cisco, AI, Aaran Leyland, and More, on this edition of the Security Weekly News. Show Notes: https://securityweekly.com/swn-383

Computer Talk with TAB
Computer Talk 4-13-24 Hr 1

Computer Talk with TAB

Play Episode Listen Later Apr 13, 2024 36:55


AT&T crashes Experian website with people trying to get Credit Monitoring, Microsoft Breach allowed Russian spies to steal email from US Govt, Microsoft going to show ads in your startup, How to get rid of  the Weather info on the task bar, Printer issues still in SC, Laptop upgrade 10 caused two systems to stop working, Tablet for sheet music, How do I set-up Wifi Calling so I don't have to use my crappy cell service.  

Money Talk Mondays!
Best Credit Monitoring Software to Use in 2024 for Credit Repair

Money Talk Mondays!

Play Episode Listen Later Dec 1, 2023 15:40


Watch this live demo on Smart Credit and learn how it's one of the best credit monitoring softwares to use if you're repairing your credit. Video version available on YouTube: https://youtu.be/nbSENju_PXE Try it for $1 here: https://www.smartcredit.com/creditrepairhacks Use it with these dispute letter templates in our DIY Credit Repair Kit:https://creditrepairhacks.page/products/diy-credit-repair-kit Purchase my new book "How I Fixed My Own Credit in 6 Months" 10% of each copy sold goes to me teaching financial literacy in the high schools. Purchase your copy below: https://creditrepairhacks.page/hifmoc-in-6-months Follow me on all social media platforms @teamdsaul --- Send in a voice message: https://podcasters.spotify.com/pod/show/teamdsaul/message

Next to Madison
Mastering Your Digital Fortress: An Inside Look with Cybersecurity Expert Kevin Fream

Next to Madison

Play Episode Listen Later Jul 13, 2023 50:32


On this episode, we're thrilled to host Kevin Fream, a respected authority in the field of cybersecurity. His unique journey, marked by overcoming personal challenges and rising to the top of his profession, forms the backbone of our conversation. This episode is a deep dive into the intricacies of cybersecurity, aiming to empower listeners with the knowledge they need to stay safe in our technology-driven world. Kevin shares his expert tips and strategies on how to fortify your digital spaces against hackers, offering an inside look into an often mysterious industry. We further explore the realm of identity theft protection, with a special focus on LifeLock - a leader in the field. Kevin's insights reveal the effectiveness of these services, providing a balanced view of their benefits and drawbacks. One of the highlights of our discussion is the concept of freezing credit reports. Kevin enlightens us on why this measure can be a game-changer in the fight against identity theft. He breaks down the process, making it accessible and understandable for all our listeners. Whether you're tech-savvy or just starting your tech journey, this episode has something for you. We're unpacking critical topics and delivering expert knowledge, making cybersecurity approachable and less intimidating. Tune in, stay safe, and let's navigate the vast ocean of cybersecurity together with Kevin Fream on this episode of Next to Madison

KRLD All Local
Dallas offering credit monitoring to employees following ransomware attack

KRLD All Local

Play Episode Listen Later Jun 9, 2023 6:43


Plus, a rush hour police chase zooms from Dallas to Arlington before a suspect is caught and the closure of I-30 in Rockwall this weekend is expected to cause travel issues. This and more on the KRLD All Local - June 9, 2023

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset
Best Credit Monitoring Software For You. All 3 Credit Bureaus

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset

Play Episode Listen Later Jun 1, 2023 14:15


Best Credit Monitoring Software For You. All 3 Credit Bureaus, Hiring Index Score, Insurance Score, Auto Score, creditor letters and a whole lot more.❤️️Smart Credit helps you control your future credit score. Help Qualify for More. Know your hiring index, credit fraud insurance and so much more. Know who else maybe using your social security number. Interactive and Simple. Signup today for your discount: https://www.smartcredit.com/stopstrugglingnow❤️️National Credit Direct: The good news is that all purchases are reported to a major credit bureau. After your first shipped purchase, the credit limit can be established up to $2,500. Upon successfully paying that first purchase and making a second shipped purchase, the credit limit can be increased to $5,000: https://www.nationalcreditdirect.com/default.aspx?ai=d3b528a58b6a46d9a5e3&ref=W0288

The Clark Howard Podcast
05.16.23 Hotel Fee News & A Revamped Airbnb / Warning: Medical Instant Credit Plans

The Clark Howard Podcast

Play Episode Listen Later May 16, 2023 31:14


Clark shares good news on the summer travel front including more fee disclosure from hotels, and big improvements from Airbnb. Also today - a special warning about a medical payment method to be avoided.  Hotel & Airbnb News: Segment 1 Ask Clark: Segment 2 Paying For Medical Services: Segment 3 Ask Clark: Segment 4 Mentioned on the show How to book travel on Priceline Find Out What Priceline or Hotwire Hotel You're Getting Before You Book Marriott just blinked on those nasty resort fees / ResortFeeChecker. Airbnb Revamps Site to Ease Tensions Between Guests, Hosts At. Freaking. Last. Airbnb is fixing its core design problems, says CEO Brian Chesky Airbnb is going back to its apartment-sharing roots with Rooms amid tighter regulation Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Where You Should (and Should Not) Book Your Next Vacation Beware of twist on third party airline ticket booking scam Do Not Give Your Social Security Number at These Places Wise Official Website - Wise.com / About Money Transfer GB | Revolut Biden administration warns consumers to avoid medical credit cards Should You Pay for Credit Monitoring? How to Freeze Your Child's Credit As Used-Car Prices Surge, Consider Fixing the Car You Already Own Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Key Factors Podcast
Good Credit Still Wins Every Time - New Rules on How Credit Score Affects Your Mortgage

Key Factors Podcast

Play Episode Listen Later May 3, 2023 59:07


#CreditScore #HomeBuying #Government #YouShouldKnowIn a landscape where credit scores govern our financial lives, understanding how they work is crucial, especially when it comes to home buying. In this power-packed episode of the Key Factors Podcast, we dive deep into the world of credit scores, their new rules, and what they mean for you as a home buyer.Host Mark Jones, President of iTHINK Mortgage and co-founder of ReviewMyMortgage.com, engages in a vibrant discussion with esteemed guests Matt Stansbury, a Senior Loan Officer with iTHINK Mortgage, and Dylan Shivley, Owner of James Warren Group – deemed the best credit repair and monitoring company in the US.Our panel of experts demystify the concept of Loan Level Price Adjustments (LLPA), a significant but often overlooked aspect of the mortgage process. The episode also debunks several myths surrounding credit scores, challenging the commonly held belief that good credit buyers are penalized more than lower credit score buyers.This conversation serves as an invaluable resource, providing you with the knowledge and tools to navigate the intricacies of credit scores and home buying. If you're on the path to owning a home or simply want to understand the dynamics of credit scores better, this episode is a must-listen!To learn more about our hosts and guests, visit iTHINK Mortgage and James Warren Group. Listen to this and more insightful episodes on Buzzsprout.Don't forget to subscribe and share, so you never miss an episode of the Key Factors Podcast.

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset
Best Credit Monitoring Software. Helps Improve Your Credit Score

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset

Play Episode Listen Later Apr 2, 2023 17:03


Best Credit Monitoring Software. Helps Improve Your Credit Score with tools you need such as Smart Credit

Think Gen Wealth Podcast
Ep 103: Five Steps To Implement Today to avoid Credit Card Debt in 2023

Think Gen Wealth Podcast

Play Episode Listen Later Feb 23, 2023 36:28


Credit card debt can be a real issue if not managed properly, it is essential for individuals to take certain measures to prevent it from piling up in 2023. Here are five steps that can help prevent credit card debt:1. Create a budget plan: The first step in preventing credit card debt is to create a budget plan. This will help individuals track their expenditures and account for their income. The budget should include essential expenses such as rent, groceries, and utilities, along with discretionary expenses such as entertainment and shopping.2. Pay off debts: Individuals should prioritize paying off any existing debts before taking on new ones. They can start by making minimum payments on all credit cards and paying extra on cards with high-interest rates until they are paid off.3. Use credit cards sparingly: Using a credit card can be tempting, but individuals should limit purchases to what they can afford to pay off at the end of the month. They should avoid using credit cards for everyday expenses and only use them for emergencies or for big-ticket items that they need to purchase.4. Monitor credit score: Reviewing credit reports regularly is important in keeping credit balances low. If a report has an error or fraud, individuals should inform credit bureaus right away. Lower score means higher interest rates on credit card loans.5. Increase Savings: Building an emergency fund to address unforeseen circumstances is important. Putting aside some money each month is a good habit to start for emergencies. Ultimately, preventing credit card debt in 2023 requires discipline, careful planning and monitoring. By following these steps, individuals can ensure that they do not find themselves overwhelmed by their credit card balances.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
Ep 102: How the Ultra Wealth uses Infinite Banking to grow Generational Wealth

Think Gen Wealth Podcast

Play Episode Listen Later Feb 15, 2023 30:00


In Todays episode I share 3 Marvels that the Ultra Wealth is doing to grow generational wealth. Top Uses for Max Funded Life Insurance:Other Potential Uses for Max-Funded IULIncome ReplacementRetirement Income SupplementLiving BenefitsEstate Planning / Wealth TransferCollege PlanningBusiness PlanningPremium FinanceSign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
Ep 101: We must Own Land to Build Our own Wealth

Think Gen Wealth Podcast

Play Episode Listen Later Feb 8, 2023 24:07


I share a back story on how Black Wall Street was build beginning with Land Ownership. Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset

Credit Building Tool. Smart Credit Monitoring credit helping system. Hiring Index, Insurance Index, Personal Credit Scores and More.❤️️Smart Credit helps you control your future credit score. Help Qualify for More. Know your hiring index, credit fraud insurance and so much more. Know who else maybe using your social security number. Interactive and Simple. Signup today for your discount: https://www.smartcredit.com/stopstrugglingnow❤️️National Credit Direct: The good news is that all purchases are reported to a major credit bureau. After your first shipped purchase, the credit limit can be established up to $2,500. Upon successfully paying that first purchase and making a second shipped purchase, the credit limit can be increased to $5,000: https://www.nationalcreditdirect.com/default.aspx?ai=d3b528a58b6a46d9a5e3&ref=W0288

Think Gen Wealth Podcast
Ep 100: Ten Jewish Busines Secrets that the African diaspora community can implement

Think Gen Wealth Podcast

Play Episode Listen Later Feb 1, 2023 41:16


Todays episode I share a Youtube video from a Jewish youtuber named Berel Solomon who shares with us 10 Jewish Business secrets that we can use within our community .He shared some very interesting insights and how are african diaspora community can use to help propel our communities and create a strong economic culture where we are not on the bottom of the totem pole.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

The Clark Howard Podcast
01.31.23 401(k) Borrowing & Hardship Withdrawal / A Warning For Entrepreneurs

The Clark Howard Podcast

Play Episode Listen Later Jan 31, 2023 25:53


Hardship withdrawals from 401(k)s have doubled over the past year. Clark discusses the tax ramifications and offers alternatives. Also, Clark champions entrepreneurs creating startups or joining franchises in tough times. But this comes with a very important warning vital to success: Vetting an opportunity and avoiding the job & training scamsters infesting the market. Know the signs. 401(k) Hardship Withdrawals: Segment 1 Ask Clark: Segment 2 A Warning For Entrepreneurs: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NYTimes.com: Hardship 401(k) Withdrawals, Explained 6 Things To Know Before Contacting the National Foundation for Credit Counseling Should You Pay for Credit Monitoring? How To Freeze Your Credit With Experian, Equifax and TransUnion Why You Should Never Invest With a Bank Business opportunities and trainings that claim you'll make big money are often scams Real Estate Investing: What To Know BEFORE You Start Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Think Gen Wealth Podcast
Ep 99: Business Cards You Can Use To Establish Business Credit

Think Gen Wealth Podcast

Play Episode Listen Later Jan 25, 2023 23:01


Todays episode I share 4 Business credit cards that you can use to grow your Business Credit Today.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
Ep 98: 8 Steps on how to Start a Business Today

Think Gen Wealth Podcast

Play Episode Listen Later Jan 18, 2023 14:24


In Todays episode I provide 8 plus two bonus tips on how to start a business today.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
Ep 97: The difference between Leasing vs Financing vehicle

Think Gen Wealth Podcast

Play Episode Listen Later Jan 11, 2023 26:30


In Today's episode I dive in and share a personal experience of the advantages of leasing a vehicle vs financing a vehicle. I share the advantages and disadvantages of both. You can also find content at my YouTube Channel @thinkgenwealth and follow me Tik Tok @thinkgenwealth.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
Two Most Important Things To Do In 2023

Think Gen Wealth Podcast

Play Episode Listen Later Jan 5, 2023 8:59


Today I talk about the two most important tasks to complete in 2023. Also you can catch this recording on our Youtube Channel: thinkgenwealth you can subscribed, share, and follow the content.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
Two Reasons Why Ownership is Imporant.

Think Gen Wealth Podcast

Play Episode Listen Later Nov 4, 2022 22:13


In todays episode I discuss the recent interview regarding Kanye West on Drink Champs and summarize why it is important to ownership.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
Why Protecting your credit is Important

Think Gen Wealth Podcast

Play Episode Listen Later Nov 2, 2022 29:47


On todays episode I share tips on why credit monitoring is very important today.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
Have you started on your 2023 Goals

Think Gen Wealth Podcast

Play Episode Listen Later Oct 26, 2022 26:15


I share the difference between Process Goals vs Outcome Goals that you can use for setting your 2023 Goals.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

Think Gen Wealth Podcast
8 Reasons why people do not go after their dreams

Think Gen Wealth Podcast

Play Episode Listen Later Oct 24, 2022 36:35


Todays episode I share a clip from the All the Smoke Podcast featuring Damion Dash on his perspective regarding going after your dreams.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.

The Clark Howard Podcast
10.18.22 Your Credit Report Accuracy / The Pay In 4 Trap

The Clark Howard Podcast

Play Episode Listen Later Oct 18, 2022 27:42


Credit reports are used by creditors, employers, insurance companies, and more - and many are inaccurate. Learn how this can hurt you and what you can do about it! Also, buy now pay later aka pay in 4 - has infested the U.S. economy on all fronts and delinquencies are on the rise. Clark explains how this works and the hazard for your wallet.   Vigilance: Your Credit Report: Segment 1 Ask Clark: Segment 2 Buy Now, Pay & Pay & Pay Later: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investopedia: Credit Reporting Complaints Have Doubled Since 2018 How To Dispute an Error on Your Credit Report and Win Should You Pay for Credit Monitoring? Betterment Review: How It Works, Pros & Cons - BETTERMENT Cash Reserve Over 60% of Americans regret an impulse buy—how social media makes it hard to resist How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma vs. Credit Sesame: Is One Better Than the Other? Elliott Advocacy /  Clark's Consumer Action Center Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Think Gen Wealth Podcast
Ep.91: The Seven Laws of Wealth by Dennis Kimbro

Think Gen Wealth Podcast

Play Episode Listen Later Oct 12, 2022 30:02


2 part series of from the book "The Wealth Choice: Success Secrets of Black Millionaires."Podcast Webpagehttps://thinkgenwealth.comSign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

Think Gen Wealth Podcast
Ep 90: The Five Rules of The Black Wealth Elite

Think Gen Wealth Podcast

Play Episode Listen Later Oct 5, 2022 26:01


Todays episode I share the 5 Rules of the Black Wealth Elite inspired by the book "The Wealth Choice" by Dennis KimbroPodcast Webpagehttps://thinkgenwealth.comSign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

Think Gen Wealth Podcast
Ep 89: Ten Reasons Why It Is Important To Have Multiple Streams of Income

Think Gen Wealth Podcast

Play Episode Listen Later Sep 28, 2022 30:00


Today's episode I share 10 Reasons you should have Multiple Streams of Income.Podcast Webpagehttps://thinkgenwealth.comSign up for Credit Monitoring with IdentityQ https://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

Cyber and Technology with Mike
21 September 2022 Cyber and Tech News

Cyber and Technology with Mike

Play Episode Listen Later Sep 21, 2022 8:05


In today's podcast we cover four crucial cyber and technology topics, including: 1.        Imperva blocks record DDoS targeting Chinese telecom firm 2.        Revolut social engineered, results in data exposure 3.        Hive claims June attack against New York Racing Association 4.        U.S. adds two more companies to list of threatening communications equipment I'd love feedback, feel free to send your comments and feedback to  | cyberandtechwithmike@gmail.com

Real Simple Tips
Should You Pay For a Monthly Credit Monitoring Service?

Real Simple Tips

Play Episode Listen Later Aug 22, 2022 4:10


It may seem counterintuitive to pay for something you can do yourself, but for some, the service is worth it.

Real Simple Tips
Should You Pay For a Monthly Credit Monitoring Service?

Real Simple Tips

Play Episode Listen Later Aug 22, 2022 4:10


It may seem counterintuitive to pay for something you can do yourself, but for some, the service is worth it.

B2B Vault: The Payment Technology Podcast
B2B Vault Episode 48: Cyber Security & Identity Theft

B2B Vault: The Payment Technology Podcast

Play Episode Listen Later Feb 2, 2022 28:58


In today's podcast, we will talk about Cyber Security and Identity Theft. How to protect yourself and your business - so you do not fall victim to identity theft. We go into a story about what happened to one business owner recently - how his identity was stolen, what damage was done, and how it could have been prevented. We got into Credit Monitoring, the dark web, securing your data and access to websites, using password programs, and 2-factor authentication. We go into PCI compliance and why it is essential, along with basic website security with Justin, our website wizard. Touch on some state and federal laws about cybersecurity - the laws are very vague. We get into how there are many cybersecurity products out there that miss the mark and how there is not something affordable for small to medium-sized businesses. Some offer insurance, and some do not, and they are very vague about their offerings. You should save this podcast and look into some of the free resources we share. For free credit monitoring, password security, and more. Catch B2B Vault on YouTube or your favorite podcast network. Carpe Deim, Have a great day!

Vondran Legal Hour
HSPRD data breach letter - what happens when your data is breached

Vondran Legal Hour

Play Episode Listen Later Sep 29, 2021 7:00


Attorney Steve® Intellectual Property Law - Tales from the Legal Trenches [Data Breach] In this exciting episode of Vondran Legal Hour Steve Vondran, Lawyer, discusses a data breach letter he recieved from Hughes Socol.  Not much of an explanation, and to date they have not responded to my inquiry as to what type of personal financial data may have been compromised.  Instead, all I got is essential a "sorry charlie" letter a link to the three main credit bureaus (Experian, TransUnion and Equaifax), where I can monitor my credit and/or place a "credit freeze."  Thanks alot guys, now I will have to jump through hoops to protect myself.  Folks, this is why you should always opt-out of information sharing, cookies, etc.  They get your information (usually for free), and there is very little upside for you, and risks of a security breach incident.  

Get Fundable
The Truth You Trust About Credit Monitoring

Get Fundable

Play Episode Listen Later Jul 1, 2021 16:38


People often get trapped into recurrent payments for credit monitoring services. But how is that actually helping and serving them? Merrill Chandler debunks some perceptions surrounding credit monitoring services. He explains when and how you should be acquiring these services to most benefit you and your finances. Most importantly, he shares where you should find the truth you trust, which is vital for keeping track of your credit scores and finances.Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

GentleMan Style Podcast-God, Family, Finance, Self
Yahoo Finance Highly Rated Credit Specialist Live Interview- Riika Wright

GentleMan Style Podcast-God, Family, Finance, Self

Play Episode Listen Later Mar 4, 2021 56:26


Today on this live interview we are talking credit repair and things you can do to improve your credit rating and Credit score. Did you know that you have a Auto Score that is seperate from your actual Credit Score? Lets find out.. Ex-US Navy, New York-born, Riika Wright, with her business United Credit Education Services, is one of these exceptional women who continue to break barriers and make a name in the world. Riika Wright was born and raised in New York City to an amazing Jamaican family. Upon graduating from Martin Van Buren High School, she went to serve her country in the United States Navy. After her enlistment, she chose to walk away from potential options to pursue a highly advanced career in her field of expertise, professional aeronautics. Riika earned a notable degree from Embry Riddle Aeronautical University and has proven her experience as an Aviation Electronics technician working on jets in her 4-year military term. As a result of her determination and perseverance, Riika has been featured in the October 2015 Issue of Success from Home Magazine. She wants to inspire and empower all women to believe in themselves and follow their dreams. She lives with all of her heart, and she believes with all of her heart. With all these realizations, Riika Wright has partnered with United Credit Education Services (UCES) and its top of the line UCES Protection Plan. UCES offers a unique collection of services that have been carefully selected to provide protection and opportunity over the many aspects of your finances & cash; all combined into one easy-to-use system. Your membership can help to ensure you and your family are safeguarding the assets that you've earned and those that have yet to come. Some of their primary services are Credit Restoration, Credit Builder, Credit Attorney, Credit Monitoring, MyCare Will & Trust, Debt Pay-off, a Net Worth Calculator, and Financial Lockbox.

CNBC's
Should You Pay for Credit Monitoring

CNBC's "On the Money"

Play Episode Listen Later Mar 3, 2021 0:56


Your 60-second money minute. Today's topic: Should You Pay for Credit Monitoring

credit monitoring should you pay
Real Money, Real Experts
Special Edition: John Sileo’s Key to Unlocking Cyber Security

Real Money, Real Experts

Play Episode Listen Later Feb 2, 2021 31:32 Transcription Available


Following up on last month's episode with Axton-Betz Hamilton, this special edition episode focuses on identity theft and cybersecurity. Cyber Security specialist John Sileo joins Real Money, Real Experts co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson to talk about how he personally was a victim of identity theft and why he's so passionate about helping others.John is a Harvard graduate, award-winning author, and a nationally renowned speaker who's appeared on Rachel Ray, Anderson Cooper, Dr. Oz, and Fox and friends. He is also a frequent contributor to USA Today, The Washington Post, and Kiplinger. John is now the CEO of the Sileo Group, which is a high tech think tank. Show Notes:00:52 Intro John Sileo02:17 John's path to cybersecurity 04:43 Cybersecurity crimes in John's personal life15:06 Cybertheft effects on personal relationships17:10 Top tips to protect against identity theft20:53 Identify theft and the pandemic23:25 Identity theft insurance25:54 Tips for financial counselors and coaches27:59 Your Two Cents Show Note Links:Connect with John:Sileo.comFacebookLinkedInYoutubePassword Manager Options:https://1password.com/https://www.dashlane.com/Credit Freeze with all 3 credit bureaus: https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqsTurn on two-factor authentication for anything online if possible: financial, investment, email, etc.: https://www.investopedia.com/terms/t/twofactor-authentication-2fa.aspUse Password Managers:https://www.pcmag.com/picks/the-best-password-managers Recommend: https://www.dashlane.com, https://1password.com/ Credit Monitoring: https://www.annualcreditreport.comIdentity Theft Insurance: Can buy through your homeowner’s insurancehttps://www.ftc.gov/coronavirus/scams-consumer-advice AFCPE Membership: https://www.afcpe.org/membership/Find an AFC professional: https://www.afcpe.org/find-an-afcpe-certified-professional/

Equifax CreditTalks
Identity Theft in the Digital Era

Equifax CreditTalks

Play Episode Listen Later Jan 29, 2021 20:10


Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:42 Ilyce and Julie discuss trends from an Equifax Canada identity protection survey 05:50 More people are checking their credit reports07:20 Why aren't people taking more precautions against identity theft?08:20 The modernization of identity theft vs classic methods of theft and fraud10:53 Importance of credit monitoring as risk increases with digitization of identification12:25 Ilyce introduces Chris Butler12:48 Consumers are really concerned about identity theft13:30 Ilyce and Chris discuss 2 new Equifax products for consumers worried about identity theft and spending

friends on FIRE
#048 | Is Credit Monitoring worth it?

friends on FIRE

Play Episode Listen Later Jul 9, 2020 33:42


In order to determine if credit monitoring is worth the expense, we break down the specifics of what it is, what benefits it provides and what other options are out there to get the same protection.What does credit monitoring cover?Provides real time monitoring of your credit report to alert you to changes and/or new accounts being opened.Provides copies of your credit reports.Provides benefits for identity restoration and insurance services, lost-wallet protection, fraud resolution support, etc.Provides Dark Web monitoring, which is sort of mysterious.How you can DIY a version of credit monitoring:You can freeze your credit, which is a double-benefit as it’s a great excuse when you’re in a store and someone is trying to push you some store credit card, just say “oh, sorry, would love to but I have a lock on my credit.”Federal law entitles you to a free annual credit report from each of the three credit reporting agenciesMost credit card companies or other free services like Credit Karma will give you your credit score for free.  Also, you don’t really need to know your credit score on a regular basis if you’re not charging things you can’t afford.  Many of your banks and accounts will let you add an extra verbal password to your accountHow do you decide if it’s worth it to pay for a service or not?This is a personal decision, but you need to weigh the pros/cons and risks/tradeoffs for your personal situationMost people don’t need it, but on the flip side it’s insurance and insurance is there as a backup in case you have an unexpected situation so it’s all about your frame of mind.  Why would you treat this any different than car insurance, homeowners insurance, etc?  The odds of getting your identity stolen vs. getting in a car crash are actually higher.  Like many things, the peace of mind could be worth the cost.If you’ve been a victim of identity theft, like Maggie, you may be more interested in it.How much should you pay?Services range from $15 - $30+ a month.  Some companies offer family plans, some only offer individuals.  The more reputable companies include:LifeLock - $10-30 a monthZander Insurance - $6.75 per month/$75 per year, Family Plan of $12.90 per month or $145 per yearIdentity Guard - $13-17 per monthAmerican Express CreditSecure - $16.99 per monthIdentity Force - $15-20+ per monthID WatchDog - $15-20 per monthMake sure you find a company that provides monitoring across all 3 credit bureaus vs. just one (e.g. ID WatchDog’s basic plan is just Equifax).  Read the fine print - some of them have an arbitration clause in the terms of service, where you’re waiving your right to a class-action lawsuit Zander is the cheapest, but they actually are ID Theft Protection and not credit monitoring.  The credit monitoring part you can do yourself, and that’s why they claim to not offer that in their package.  Do you need credit monitoring for your kids?Probably not, but it’s definitely a plus that some of the services do offer it.  What do you do if your credit is stolen?Move quickly!If you have a monitoring service, call them and they’ll handle some of it for you but you still have to do a lot on your ownCall companies right away to file complaint and let them know you’ve been a victim of identity theftCredit companies have entire departments who do nothing but investigate as lots of people claim fraud but actually made the charges or expenses themselves.  You have to prove to them you were actually a victim.  Credit monitoring is like insurance - you often have to deal with and pay for a lot up front, and then after the fact the insurance will make you whole if they decide it’s a valid claim.  It does not just magically fix and pay for everything.Top 3 Key Takeaways:Credit monitoring provides certain types of protection.  Understand what they are and what you’re paying for vs. what you truly need.  You can get most of the protection by simply freezing your credit with all three credit bureaus.Make the decision that is right for you.  As always, spend money on things you’re passionate about and care about - if this is one of them then go for it.  ---Show References:How to freeze your creditCredit KarmaNerdWalletBest Identity Theft Protection of 2020How to check your child’s credit report---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie’s Blog: Mostly Minimal LifeMike’s Book:  Your New Relationship with Money

The College Investor Audio Show
The 6 Best Credit Monitoring Services Of 2020

The College Investor Audio Show

Play Episode Listen Later Jun 24, 2020 6:44


Don't sit idly by while identity thieves wreck your credit. Protect yourself by using one of the 6 best credit monitoring services of 2020.

Finance School by PFS
EPISODE 5: Financing Landscape in Bangladesh

Finance School by PFS

Play Episode Listen Later Jun 17, 2020 45:47


My guest in this Podcast is Mr. Sadekur Rahman. He has over 10 years of experience in banking. His area of specialty includes Relationship Management of large Corporate clients, Credit Analysis, Financial Analysis, Credit Monitoring, etc. Today, we will discuss the current financing landscape of Bangladesh with special attention to the banking sector. We will also discuss post-COVID challenges for the economy in general and banking sector in particular. I and Sadek bhai are designing a course on "Credit Risk Management". It will be a small group of people and interested participants can pre-book their participation by contacting us. In this podcast, we discussed the following topics on the economy and the banking sector. The COVID-19 came as a perfect storm for the economy and the banking sector. What are the main challenges that the banking sector is facing today? Everyone is talking about a New Normal for the economy and the banking sector. What does "New Normal" mean? What will be the new normal in our banking sector Post COVID? Will there be any fundamental change in the nature of banking like the adoption of Fintech? Most of the economies around the world are providing massive stimulus to the economy with the US being the dominant stimulus provider among all economies. Bangladesh Govt. has also announced massive stimulus packages to revive the economy. The size of all these packages exceeds BDT 1 lac crore which is approx 3.7% of our GDP. Medium for implementation for most of the packages remains the banking sector? A sector that is already under stress condition. What could be the impact on the banking sector in implementing these packages? Some experts have suggested the use of the Credit Guarantee scheme. What's your take on that? Does it have any downside? How it is being practiced in other peer countries? Economists differ widely in the shape of our Economic recovery. Some people are hoping that it will be a "V-Shape" recovery. some are saying it can "U-shape", while others saying it will be a "W-shape" recovery. The most pessimistic is "L-shape" which is prolonged depression. Can you explain all these recovery shapes? How do you think it may affect the banking sector? The latest buzzword in the banking sector is downward salary adjustment and/or lay-off? There have been strong debates on it and we have seen in the newspaper regarding some proposals on it. This will probably the first time in the history of the banking sector such things happening. How do you think banks and bankers will tackle this rather delicate issue? We have just seen that the budget is proposed. And many banking sector analysts are disappointed with no incentive for the banks in the budget. No tax cut or stimulus package. What is your take on the budget with respect to the banking sector? There has been a huge hue and cries on the interest rate cap @9% except for credit cards. What could be the impact of interest rate capping on all loans from April 1, 2020? So, what does all your analysis mean for the investors in the banking sector? Prices look extremely cheap. How the investors should position themselves? Is there any light at the end of the tunnel? Anything that makes you hopeful about the sector? Any silver linings? My last question is regarding a career in Finance: What do you suggest to a young grad who is preparing oneself for a career in Finance in Bangladesh? Especially, if any young grad wants to build his or her career in the finance industry, what would be your suggestions? Thanks to Mr. Sadekur Rahman. And many thanks to the listeners.

Credit Talks
The Financial Sense of Foster Care/Adoption: Segment 1

Credit Talks

Play Episode Listen Later May 6, 2020 58:26


When it comes to financial management, there needs to be, no there has to be a shift in your mindset. When it comes to managing your finances you should be asking your self does this make Financial Sense for my family? Your money decisions should make sense financially and many of the decisions we make for our lives, careers, and family affect our finances. Today we begin having conversations that make Financial Sense. Join Me and my Guest Keely Mcbee with @pathwaydfw as we talk about the Financial Sense of Foster Care and Adoption. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. While you are there check out all of the FREE Resources available to you. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point? Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Credit on the Move: The ups and downs of your credit score

Credit Talks

Play Episode Listen Later Apr 28, 2020 22:41


Your credit score is always on the move. Each month as things on your credit report changes so will your score, but some of these changes can happen without you doing anything. This week we discuss some events that can cause your score to go up and down from month to month. We also revisit the 5 key factors of your credit score and how they can cause these changes. Take a listen now and learn how your credit talks. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
The Walls are Closing in on Me! Covid19 Check up

Credit Talks

Play Episode Listen Later Apr 21, 2020 24:56


As much as I love talking money and credit with my squad, I have to sometimes take a moment and check-in with you all. So How are you all doing.. Ladies how ya'll feel? Fellas, ya'll alright? In all of my Erica fierceness lol. This week we take a moment and talk about the strain COVID19 is having on us mentally and provide a little encouragement to keep the momentum up as high as it was when this year started. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Our Journey to homeownership: And So it Begins (full episode)

Credit Talks

Play Episode Listen Later Apr 14, 2020 26:37


The last take of this episode was missing the episode lol hahaha. I think I was super excited to be sharing the start of this process with you all that I totally missed a step. Well here we are again and this time you guys get to hear what we are doing to prepare to take this journey. In this episode, I promise to take you all along for the ride with us and share everything we learn and do during the process. Our Next Point is homeownership and our Credit has only great things to say that will help us get there. Take a listen Now. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Let's Talk: Collections

Credit Talks

Play Episode Listen Later Apr 7, 2020 29:48


The Conversation Continues... This week we are talking about everything collections. We dive into how your accounts go to collections, what account can be reported, How long the collection will stay on your report and how to handle collections. Listen in now and catch up on all we have to talk about when it comes to late payments. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Promoters Plug
Credit repair secrets..free credit monitoring is bullshit.

Promoters Plug

Play Episode Listen Later Mar 31, 2020 6:18


Remeber you get what you pay for ‼

Milenomics ² Podcast - No Annual Fee Edition
Episode 36: Is Credit Monitoring Still Important?

Milenomics ² Podcast - No Annual Fee Edition

Play Episode Listen Later Mar 30, 2020 7:48


Welcome to another episode of Short Cuts on our No Annual Fee Podcast. I recently applied for a Home Equity Line of Credit and noticed that my FICO score was a bit lower than I expected. It got me wondering whether it is still important to monitor my credit report and check my credit score, […]

Credit Talks
Let's Talk: Late Payments

Credit Talks

Play Episode Listen Later Mar 24, 2020 16:56


Oh, do we have something to talk about this week! Late Payments are the topic of discussion on this episode and we dive into how they affect your credit score, why payment history is important and how to avoid them. Wait I forgot to mention that we talk about disputing late payments on your credit report too. Listen in now and catch up on all we have to talk about when it comes to late payments. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Surround your self with people who build you up

Credit Talks

Play Episode Listen Later Mar 10, 2020 38:48


This week I sit down with my husband and discuss his money mindset and how it has changed over the years. We talk about our recent visit to the car dealership and the thoughts we weighed while there. Listen in as we discuss how having someone in your life who thinks differently can change the way you think about finances and credit. He also gives a few tips on credit too (shocked me lol). When credit talks my husband listens and so should you. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Allow Me to Introduce Myself!!

Credit Talks

Play Episode Listen Later Feb 25, 2020 23:34


Credit Talks is almost 5 months old and after over 15 shows and 150 plays, I just realized you all don't know who Jumaria Parker is. So allow me to introduce myself. This week I talk about me, my husband, my family, and my why. Take a listen and learn who the voice behind Credit Talks is. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Version 1, Version 2, Version 5, Version 8!!

Credit Talks

Play Episode Listen Later Feb 18, 2020 37:28


Still wondering why your credit score from different places is sometimes drastically different? There is a reason for that.. actually there us a version for that too. That’s because there are different score versions available. This week we discuss the different FICO Score and industry-specific versions available. Listen in and hear what your credit score says when you pull your FICO score. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
FICO VS VantageScore

Credit Talks

Play Episode Listen Later Feb 11, 2020 25:20


Have you ever pulled your credit score from different places and wondered why the score is sometimes drastically different? That’s because there are different score models available. This week we discuss the two big hitters in the credit reporting industry and how they calculate your credit score. Listen in and heart what your credit score says when you pull your Vantage Vs your FICO score. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Retake: Look back at the 5 key factors of your credit score

Credit Talks

Play Episode Listen Later Feb 4, 2020 21:28


The credit conversation is in motion. This episode we revise the 5 key factors of your credit score. No better wat to start off the credit conversation than by focusing on how your score is calculated. We discuss how to access your credit report, what information is included in your report, how your credit score is calculated, and the credit analysis. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
It's the final inning and you are up to bat!

Credit Talks

Play Episode Listen Later Jan 29, 2020 6:40


January is coming to an end and our money is getting on track. We are wrapping up out budgeting segment this week and I wanted to encourage you on how important this step in the process is. Take a listen and look for your resources. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Budgeting Challenges

Credit Talks

Play Episode Listen Later Jan 18, 2020 23:33


We are 17 days into the new year and our money is getting on track. Budgeting is still the focus so let's dive right on in. This week we discuss why budgeting challenges, why budgets fail and myths about budgeting. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Hey y’all, Happy New Year check in

Credit Talks

Play Episode Listen Later Jan 13, 2020 6:57


Just wanted to check in with everyone and let you all know what’s been going on with me and why the break. We are still here and ready to kick 2020 off with a bang. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
You gotta go Deep...Deep...Deep...

Credit Talks

Play Episode Listen Later Dec 26, 2019 17:57


Goodbye Christmas and hello New Year. 2020 is less than 6 days away and it's time to get our money in check. This week we talk about taking a deep dive into our current spending habits and ways to track our spending before kicking off our budgeting efforts. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Budget on another level: 5 Tips on How

Credit Talks

Play Episode Listen Later Dec 13, 2019 10:49


My Bank account didn't take a hit this holiday season... says no one. With christmas around the corner and black Friday deals slinging left and right, bank account balances are at an all time low. Budget on another level gives you 5 tips on how to get back on track after this holiday season. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Owning your Keys: The Finale

Credit Talks

Play Episode Listen Later Dec 4, 2019 19:43


Our journey into each of the 5 key factors that affect your credit score comes to an end. Discussing FICO Score knowledge with a focus on everything Credit inquiries. Be empowered on what inquiries are, the difference between hard and soft inquiries, the importance of credit inquiries, how it affects your score, and tips on how to plan to shop for new credit. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Owning Your Keys Pt 4

Credit Talks

Play Episode Listen Later Nov 20, 2019 30:19


Our journey continues into each of the 5 key factors that effect your credit score. Discussing FICO Score knowledge with a focus on everything Credit Mix. Be empowered on why I started this series, why credit is important to us all, the importance of credit mix, how it effects your score, the different types of credit accounts and tips on how to manage your credit mix. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Owning Your Keys Pt 3

Credit Talks

Play Episode Listen Later Nov 13, 2019 27:47


We continue our journey into each of the 5 key factors that affect your credit score. Discussing FICO Score knowledge with a focus on Length of Credit. Be empowered on why the length of credit is important, how it affects your score, and tips on how to manage your credit length. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Owning Your Keys Pt 2

Credit Talks

Play Episode Listen Later Nov 5, 2019 28:40


We continue our journey into each of the 5 key factors that affect your credit score. Discussing FICO Score knowledge with a focus on Amounts owed and Credit utilization Ratio (CRU). Be empowered on what Utilization is, why is it important, how Utilization affects your score, The two parts used to calculate CRU and tips on how to manage your lower CRU. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Owning Your Keys Pt 1

Credit Talks

Play Episode Listen Later Oct 29, 2019 23:57


We take a deeper dive into each of the 5 key factors that effect your credit score. Discussing FICO Score knowledge with a focus on Payment history. Be empowered on what payment is, why is it important, how payment history affects your score, how it is calculated and tips on how to manage your payment history. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
5 Key Factors to Your Credit Score

Credit Talks

Play Episode Listen Later Oct 22, 2019 19:03


Today we discuss how to access your credit report, what information is included in your report, how your credit score is calculated, and the credit analysis. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Are you in the number?

Credit Talks

Play Episode Listen Later Oct 5, 2019 13:02


In this episode we discuss preparing to purchase a home, obtaining a realtor and how your credit report effects your potential to purchase. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

Credit Talks
Mental Reality Check

Credit Talks

Play Episode Listen Later Sep 13, 2019 13:37


This episode I share my mental reality check where I talk about my recent diagnoses of severe depression. I relate how your finances can affect your mental health and how important it is to take care of yourself mentally as your mental stability can and will affect your financial stability. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat. Check out these resources to get you on track to reaching your Next Point: Need to build positive credit? $200 Credit Line credit card click here Self lender saving loan with payments starting as low as $25/mth click here Up to $5000 credit line click here Are you monitoring your credit? Credit Monitoring with Identity IQ Click here Credit Monitoring with Smart Credit Click here --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/credittalks/message

DRSTEIN
Fed Lower Rates, Credit Karma & Credit Monitoring, FHA Making Changes, & Revisiting Income

DRSTEIN

Play Episode Listen Later Aug 6, 2019 52:40


In this episode we are talking about: -Fed Lower Rates -Credit Karma & Monitoring Credit -FHA is Making Big Changes -Revisiting income August 31st Is Our Fantasy Football Live Show! Save that date!

Jim and Them
#595 Part 1: Idris Elba Is Cringe

Jim and Them

Play Episode Listen Later Aug 4, 2019 97:01


Generation Breakdown: You got your Boomers and you got your Millenials but what about the crossovers!? Also what about the normies and the dank boomers? These are questions that need answers Bussy: Capital One suffered one of the largest data breaches in history and it was committed by a transgender woman so no we must figure out the equivalent of a BUSSY. Idris Elba: As we attempt to breakdown the levels of CRINGE, from Pure Cringe to Faux Cringe we stumble upon the music career of Idris Elba, BOASTYYYYYY RED PILL!, BLUE PILL!, QUIT BEING A CUNT!, THE BOYS!, JIM AND JEFF!, THE J-BOYZ!, TWITCH!, BEERNOCULARS!, PATREON!, REVIEWS!, BOOMERS!, XOOMERS!, ZOOMERS!, SILENT GENERATION!, GENERATION X!, MILLENIALS!, XENNIALS!, JOE ROGAN!, GROUP CHAT!, 1945-1965!, GREATEST GENERATION!, MEMES!, NO SEATBELTS!, FACEBOOK!, STREETLIGHTS!, NO CASH!, NO HOPE!, KEVIN BACON!, MAYO!, CHILIS!, BOOMERS ONLY!, DEBATES!, VOTING!, DON’T VOTE!, LGBTQ!, QUEER!, CAPITAL ONE!, HACKING!, TRANSWOMAN!, PAIGE THOMPSON!, RESPECT PRONOUNS!, NO MENTION!, A WOMAN!, TRANS ERASURE!, PROBLEMATIC!, TRANSPHOBIA!, BUSSY!, COCK AND BALLS!, SHENIS!, QUEER!, PEDOPHILE!, BOY PUSSY!, BRAZILIAN WAXING!, CUNT!, BALLS!, VANCOUVER!, RICKY GERVAIS!, VICE!, SEX WITH TRANS PEOPLE!, ERRATIC!, EQUIFAX!, DOX!, CREDIT MONITORING!, DEBATES!, OBAMA!, BIDEN!, BEST FRIEND!, YANG!, 1,000 DOLLARS!, SHELONG!, CLITORHIS!, THEY!, THEM!, PUSSTHEY!, HOBBS & SHAW!, KEVIN HART!, RYAN REYNOLDS!, FAST AND FURIOUS!, JOKEY!, HUMOR!, BAD BOYS!, EVEN IF I DIE!, FAUX CRINGE!, PURE CRINGE!, TRUE CRINGE!, BITTING!, POTENTIALLY!, CHARACTER!, CYPRESS HILL!, MACKLEMORE!, RYAN LEWIS!, DANCE OFF!, BOASTY!, WILEY!, STEFFLON DON!, LUTHER!, THE OFFICE!, BEASTS OF NO NATION!, THE WIRE!, BOND!, BIG DRIS!, SEVEN DUB!, ME INNIT!, DJ!, WACK BEATS!, PRIVATE GARDEN!, HIS PASSION!, MURDER LOVES JOHN!, 2 BLACK 2 STRONG!, JADA PINKETT SMITH!, METAL BAND! CLICK HERE TO DOWNLOAD JIM AND THEM #595 PART 1 RIGHT HERE!

Black Law and Legal Lies
Identity theft.

Black Law and Legal Lies

Play Episode Listen Later Feb 12, 2019 89:42


This week Ann, Becky and Dan discuss the increase in identity theft and what to do if your identity is compromised. Identity theft can be devastating and in some cases can potentially cost you your job. We also have numerous sidebars about online shopping, how identies are stolen, title fraud, working retail jobs, and the most random of porn conversations. (1:39) Introduction. (2:34) Afro Becky’s Hip-Hop Knowledge. (6:49) Podcast Recommendation: The Podcast Brothers. (7:42) Dan’s Revisionist History (breif history of online shopping) (17:56) Online Shopping and Digital Currency. (24:01) Identity Theft. (31:15) HaveIBeenPwned.com (see what hacks you may have been compromised in) (32:09) Credit Monitoring. (39:58) Sidebar #1: Hood Rich. (53:35) Identity Theft and Protection. (1:03:40) Sidebar #2: Dan’s Rant. (1:08:39) What to do if your identity is stolen. (1:13:17) Sidebar #3: Porn Talk. We’re slowly getting into video content. You can check out video clips from this episode on our YouTube channel! If you enjoy the show don’t forget to subscribe, rate, and review Black Law and Legal Lies! You can find us on Twitter, IG, and FB @BlackLawPodcast or on the web at www.BlackLawPodcast.com. If you'd like to donate to the podcast: paypal.me/blacklawpodcast --- Support this podcast: https://anchor.fm/blacklawpodcast/support

Brown Ambition
Ep. 96 — Son of a Breach

Brown Ambition

Play Episode Listen Later Sep 20, 2017 55:29


On today's show: -What can you do to protect your identity after the MASSIVE Equifax data breach? We've got you covered! As mentioned on the show, check out the MagnifyMoney Guide to Credit Monitoring and Identity Theft Protection and our tips on what to do after the hack.  -Tiffany's got a house update! Is it good news? -#EmmysSoBrown Today's question from listener Tracy: "What do I do when my landlord's home goes into foreclosure and they want to evict me?"

Path to Mastery
54. Sam Monreal - Mastering the Art of Internet Lead Generation and Follow Up

Path to Mastery

Play Episode Listen Later Mar 23, 2017 34:15


Sam Monreal on Effective Lead Generation Techniques "Many people look at online leads as a burden and not an opportunity" Sam Shift Mindset from Bothering to Helping People "We have to work twice as hard to stand out with internet leads." STEPS TO EFFECTIVE INTERNET LEAD GENERATION Get People while Still Online   Use Pattern Interrupts Great Scripts Make the Difference Shift Mindset to Helping People Be Proactive vs Reactive Schedule Lead Follow Up About Sam Monreal: Passionate, driven and results-oriented sales expert with over a decade of success in diverse and complex corporate and start-up environments

Specialties: Experiential Marketing, Event Creation, Event Curation, Social Media, Social Media Management Systems, Privacy, Data Breach Response, HITECH, HIPAA, Notification Law, Credit Monitoring, Identity Protection, Notification Requirements, Negotiation, Compliance, Advertising, Marketing, Branding, Complex Sales Strategies, Health Care, Corporate Sales, Start Ups, Finance, Residential Lending, Commercial Lending, Consumer Credit, Six Figure Deals, Seven Figure Deals, Closing, New Business Creation, Client Retention, Sales Methodologies, Lead Generation

Info Risk Today Podcast
Post-Breach Credit Monitoring Strategies

Info Risk Today Podcast

Play Episode Listen Later Apr 17, 2013


InCharge Radio's Podcast
Credit Monitoring (AIRS 6-13-11)

InCharge Radio's Podcast

Play Episode Listen Later Jun 10, 2011 1:00


Chicago's Legal Latte
Credit Scores

Chicago's Legal Latte

Play Episode Listen Later Feb 22, 2011 16:00


This podcast will explore the options available for people who have had problems with creditors reporting erroneous information on their credit reports.