Podcasts about advice review

Join ifa's Maja Garaca Djurdjevic and Keith Ford as they speak to shadow financial services minister, Luke Howarth, to discuss the Coalition's goals for financial advice. In this conversation with Broker Daily sister brand ifa, Howarth shares his perspective on the current state of the sector, what a change in government would bring about for financial advice reform efforts, the prospect of super funds returning to advice, and what needs to change regarding the Compensation Scheme of Last Resort. Tune in to hear the shadow minister's vision for the advice profession ahead of next year's federal election. You'll hear: What the Coalition's plan to implement all the Quality of Advice Review recommendations means in practice. His plans to turn around what has been a contentious relationship between the advice profession and successive governments on both sides of politics. How Australia's economy is looking following an extended period of high inflation and increased government spending. Whether the shadow minister is just talking a good game ahead of an election or if financial advice would be better off under a Coalition government.

Join us for an exclusive interview as ifa's Maja Garaca Djurdjevic and Keith Ford are joined by shadow financial services minister Luke Howarth to discuss the Coalition's goals for financial advice. In this conversation, Howarth shares his perspective on the current state of the sector, what a change in government would bring about for financial advice reform efforts, the prospect of super funds returning to advice, and what needs to change regarding the Compensation Scheme of Last Resort. Tune in to hear the shadow minister's vision for the advice profession ahead of next year's federal election. You'll hear: What the Coalition's plan to implement all the Quality of Advice Review recommendations means in practice. His plans to turn around what has been a contentious relationship between the advice profession and successive governments on both sides of politics. How Australia's economy is looking following an extended period of high inflation and increased government spending. Whether the shadow minister is just talking a good game ahead of an election or if financial advice would be better off under a Coalition government.

Recently the Government has made a new announcement regarding the Quality of Advice Review and its Delivering Better Financial Outcomes response. Has this response delivered what the advice profession needed, or has it raised more questions? In this podcast, we will look at the announcement in detail to explore what is known and what remains unknown at this time. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

In this episode of The ifa Show, host Maja Garaca Djurdjevic is joined by ifa deputy editor Keith Ford to discuss a range of issues within the financial advice space, including the opposition's strong statement on delays to implementing the Quality of Advice Review's (QAR) recommendations. The pair delve into shadow financial services minister Luke Howarth's criticism of the government due to the lack of movement on the second tranche of the Delivering Better Financial Outcomes (DBFO) bill, despite the final QAR report being handed down more than 650 days ago. Listen as they discuss: Whether there is still time for DBFO tranche two legislation to be delivered. The public inquiry into the Compensation Scheme of Last Resort, Dixon Advisory and wealth management companies. Super funds embracing digital advice and the response from the advice community.

With the recent passage of the Delivering Better Financial Outcomes Bill, the Ongoing Fee Arrangement landscape is due to change early next year. The passage of this Bill gives legs to the first tranche of the Quality of Advice Review recommendations. Joining the podcast this week to discuss these changes is Brian Pollock, Director Corporate Governance for the Principals Community. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

The first tranche of reforms from the Quality of Advice Review has passed through Parliament, received Royal Assent, and is now law. But has it been an unqualified success? Perhaps it depends upon your point of view, but while there are certainly wins for the advice profession, perhaps there are also some lessons to be learned. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

Hear Danielle Press, ex-Commissioner of ASIC and Consultant at Income Asset Management (IAM), discuss her diverse career in finance, including her roles at the Reserve Bank, a family office, and ASIC, before joining IAM. Danielle shares her views on leadership and change management, emphasizing the importance of honesty, humility, and vulnerability to get the best out of people, and creating a balanced leadership team. She reflects on the impact of the Royal Commission and the Quality of Advice Review on financial services and shares her ‘back to the future' prediction on the role of superfunds. Finally, she discusses the future of hybrids, her current work on fixed income and bonds, and her efforts to make bonds more accessible to retail investors through Netwealth.

A simplification of financial advice is on the way, with new laws passing parliament in reaction to the Quality of Advice Review.See omnystudio.com/listener for privacy information.

Not a quirk, but a quark – a fundamental constituent of matter. And in this case, what matters is getting the Quality of Advice Review legislation correct. In this podcast we look at the first tranche of the quality of advice review measures that has hit parliament in the form of a Bill. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by ifa news editor Keith Ford to discuss the first bill coming out of the Quality of Advice Review and the advice profession becoming a hot-button political issue. With concerns swirling around the timeline for implementation, the Coalition has come out swinging, calling the drafting of the bill an “embarrassing blunder”. However, given the efforts of the previous government, is it a case of the right message but the wrong messenger? In this podcast, Maja and Keith discuss: Criticisms of the government's implementation of the legislation and how it positions the advice profession politically. Whether there will be delays in its passage through Parliament and if more legislation will be tabled this year. The concerns that advice associations have raised.

In this episode of the ifa Show, host Keith Ford is joined by Peter Johnston, executive director of the Association of Independently Owned Financial Professionals (AIOFP), to discuss the recent creation of a new joint association. Mr Johnston explains why the AIOFP joined forces with the Finance Brokers Association of Australasia (FBAA) to form the Independent Financial Council (IFC), as well as why now is the time for the advice profession to push its agenda in Canberra. Listen as they discuss: Why Mr Johnston thinks the IFC can be more effective than the Joint Associations Working Group (JAWG). How the Quality of Advice Review consultations are tracking and where changes might come. The recent move for 400 InterPrac advisers to join the AIOFP.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by ifa news editor Keith Ford to discuss the latest on the QAR and other regulatory changes affecting the profession. A year has passed since Minister for Financial Services Stephen Jones released the final report on the Quality of Advice Review, a move that was eagerly awaited by the financial advice community. Despite the release, the journey towards implementing the recommendations has been slow, marked by a series of roundtables and consultations. In this podcast, Maja and Keith discuss: The likelihood that QAR commitments will be legislated this year. Treasury's Senate estimates appearance and the “qualified adviser” conundrum. The implications of the ASIC levy increase for advisers, and more.

In pursuit of perfection, is 2024 the year to make a real difference – both for clients and for advisers? Five years on from the final report of the Financial Services Royal Commission, and the Quality of Advice Review perhaps the last piece to be delivered upon for the financial planning community. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by Blake Briggs, the chief executive officer of the Financial Services Council (FSC), to discuss the issues impacting the financial advice profession and Australians at large. Mr Briggs examines the government's bold approach to tax reform – both in relation to the stage three tax cuts and within the superannuation system – and highlights the importance of certainty and stability in tax settings to maintain consumer confidence. Listen as they discuss: Why he is optimistic about the outcomes of the Quality of Advice Review. The importance of advisers registering with ASIC and the need for transparency in the ASIC levy. The busy year ahead with retirement income reforms, changes to the managed investment scheme review, and the implementation of the CSLR.

In this episode of the SMSF Adviser Show, hosts Keith Ford and Aaron Dunn get out their crystal balls and take a look at what 2024 has in store for the SMSF sector. On the back of a busy year for SMSF professionals that included a host of changes across a wide range of areas, the expectation is for more of the same as consultations and proposed government changes start being solidified. Listen as they discuss: How the Retirement Income Covenant will impact the SMSF sector. The stage three tax cuts and upcoming federal budget. What to expect in the wake of the government's final Quality of Advice Review announcement.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by the general manager of consulting at Elixir, Sue Viskovic, to discuss her recent business merger, the evolving landscape of financial advice, and the role of technology in shaping the industry's future. Ms Viskovic explains the strategic decision to merge with Vital Business Partners (VBP), which brings greater access to capital, the ability to scale more rapidly, and ultimately, provide better and more efficient services to advice firms. Listen as they discuss: What changes with a move into a new role, and what doesn't. The potential of AI in the financial advice sector, particularly around automating business processes and improving efficiency. The government's first Quality of Advice Review draft legislation.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by journalist Keith Ford to take a look at the first tranche of legislation for the government's Delivering Better Financial Outcomes package of reforms. The pair discuss what is included in the draft legislation announced by Financial Services Minister Stephen Jones – and what isn't. They also break down the minister's comments and how advisers have reacted to the news. Listen as they discuss: The notable omission of measures relating to statements of advice and the removal of safe harbour provisions. The response from industry bodies and advice associations. What's next for the Quality of Advice Review reforms.

In this episode of the SMSF Adviser Show, hosts Keith Ford and Aaron Dunn are joined by Peter Burgess, chief executive officer at the SMSF Association, to break down the regulatory landscape for SMSFs. Mr Burgess explains the SMSF Association's position on division 296 – the government's proposed $3 million super tax – including where the major issues lie as well as alternative methods if the government moves ahead with the reforms. Listen as they discuss: Suggestions to avoid taxation of unrealised gains. Lobbying efforts from the SMSF Association to attempt to change or block parts of the legislation. The government's first draft legislation from the Quality of Advice Review.

In this bonus episode Glen and Sarah Abood, the CEO of Financial Advice Association Australia discuss the Quality of Advice Review which aims to improve the accessibility and affordability of quality financial advice in Australia.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the ifa Show, host Keith Ford is joined by Steve Prendeville, founder and director of Forte Asset Solutions, to examine what the future landscape of the advice profession will look like. Mr Prendeville explains why we are on the verge of a golden age of advice, spurred on by what he sees as an imminent period of legislative stability when the Quality of Advice Review changes are eventually implemented. Listen as they discuss: How mergers and acquisitions within the advice space will lead to “super boutiques”. The rise of multidisciplinary firms working under a single umbrella. What the financial advice environment will look like over the next decade.

The financial advice regime has failed to deliver guidance to SMSFs through its licensing rules and the Quality of Advice Review offers little prospect for change, according to the CEO of two fintechs aiming to bridge the gap. George Haramis said some accounting firms acquired licences to offer advice to SMSFs but providers fell away, leaving almost $900 billion in superannuation assets largely unguided. “We know that accountants can deliver tax advice, but in reality they get asked all the time to cross the line inadvertently by their clients,” Mr Haramis said on the latest Accountants Daily podcast. “They don't. They fall back to the tax advice and guidance and refer people to financial advisers.” “But it's always surprised me that the inability for them to give personal advice to some extent is not is not catered for by the government and the regulators – particularly what came out of QAR.”

In this episode of the ifa Show, host Keith Ford is joined by Adam Holster, professional services banking executive at NAB, to discuss the optimistic outlook for growth among advice practices. Mr Holster explains the findings of recent NAB research that the majority of advice firms expect strong growth over the next 12 months, how this is enabling them to attract their ideal clients, and why advice is all about people. Listen as they discuss: The impact of regulation on advisers and how the Quality of Advice Review will play out. How younger advisers can enter the industry with banks no longer a pipeline. How an increase in mergers and acquisitions will impact the industry.

In this conversation, Minister Jones shares his candid assessment of the progress in financial advice, discusses his goals for the industry, addresses criticism surrounding his approach to the Quality of Advice Review, and delves into the role of superannuation funds, banks, and insurers in shaping the future of advice. Discover the minister's vision for the advice industry and his plans to inspire young Australians to pursue careers in this field. You'll hear: Minister Jones' reflections on his commitment to addressing industry issues and the progress made during his first year and a half in government. Insights into the legislative timeline for streams one and two of the Quality of Advice Review response. The minister's views on consumer protection, Michelle Levy's good advice model, and strategies to encourage funds to offer advice. The enactment of the experience pathway, its reception, and Minister Jones' message to those who find it contentious. Listen to the episode with Stephen Jones from 2022 here: https://www.mortgagebusiness.com.au/economy/16517-exclusive-interview-shadow-financial-services-minister-and-shadow-assistant-treasurer-stephen-jones-mp

In this conversation, Minister Jones shares his candid assessment of the progress in financial advice, discusses his goals for the industry, addresses criticism surrounding his approach to the Quality of Advice Review, and delves into the role of superannuation funds, banks, and insurers in shaping the future of advice. Discover the minister's vision for the advice industry and his plans to inspire young Australians to pursue careers in this field. You'll hear: Minister Jones' reflections on his commitment to addressing industry issues and the progress made during his first year and a half in government. Insights into the legislative timeline for streams one and two of the Quality of Advice Review response. The minister's views on consumer protection, Michelle Levy's good advice model, and strategies to encourage funds to offer advice. The enactment of the experience pathway, its reception, and Minister Jones' message to those who find it contentious. Listen to the episode with Stephen Jones from 2022 here: https://www.mortgagebusiness.com.au/economy/16517-exclusive-interview-shadow-financial-services-minister-and-shadow-assistant-treasurer-stephen-jones-mp

Join us for an exclusive interview as ifa editor Maja Garaca Djurdjevic sits down with Financial Services Minister Stephen Jones. In this conversation, Minister Jones shares his candid assessment of the progress in financial advice, discusses his goals for the industry, addresses criticism surrounding his approach to the Quality of Advice Review, and delves into the role of superannuation funds, banks, and insurers in shaping the future of advice. Discover the minister's vision for the advice industry and his plans to inspire young Australians to pursue careers in this field. You'll hear: Minister Jones' reflections on his commitment to addressing industry issues and the progress made during his first year and a half in government. Insights into the legislative timeline for streams one and two of the Quality of Advice Review response. The minister's views on consumer protection, Michelle Levy's good advice model, and strategies to encourage funds to offer advice. The enactment of the experience pathway, its reception, and Minister Jones' message to those who find it contentious.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by Kelly Power, chief executive officer of superannuation at Colonial First State, to discuss the recent CFS research on the value of financial advice. The research, conducted by CFS, shows that 53 per cent of Australians aged 16 to 39 are open to financial advice. Ms Power examines what this means for the way we understand young people's relationship with advice, and covers a range of related topics.   Listen as they discuss: • The role of super funds and banks in advice following the Quality of Advice Review. • How digital solutions can aid advisers and the necessity of human interaction. • The challenges faced by retirees in managing their finances.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by George Haramis, the CEO of moneyGPS and accountantsGPS, to discuss the rise of digital advice in the financial services industry. With over 30 years of experience in the financial services industry, Mr Haramis provides valuable insights into the development and growth of digital advice, and why incorporating digital advice into advisory firms' business models will be essential moving forward. Listen as they discuss: The key benefits of using digital advice platforms for advisory firms. The importance of digital advice in addressing intergenerational wealth transfer. How digital advice underpins many of the recommendations in the Quality of Advice Review, and more.

In this episode of the ifa Show, host Maja Garaca Djurdjevic is joined by co-host Keith Ford to discuss the recent concerns raised by Sarah Abood, CEO of the Financial Advice Association Australia (FAAA), about ASIC levies and the role advisers play in ensuring Aussies retire comfortably. Maja and Keith take a closer look at ASIC's cost recovery implementation statement and share why the FAAA's CEO believes the numbers just don't line up. They discuss the steps the group has taken and whether it holds the power to influence the corporate regulator to take another look at its projections. The conversation shifts to the intergenerational report and its findings on retirement savings. While the report predicts a significant increase in total assets in the super system over the next four decades, the government is concerned about Australians' reluctance to spend their retirement savings. As such, Treasury is now expected to release a consultation paper to address this issue and strengthen the accessibility of retirement products by taking a closer look at advice, among other things. The discussion also covers the roundtables being hosted by Treasury, where various stakeholders have been called upon to provide their opinions on the Quality of Advice Review. 

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by the head of policy at the Financial Advice Association Australia, Phil Anderson, to discuss the official end of the AFA and the broader advice landscape. With the Association of Financial Advisers officially winding up, Phil Anderson reflects on the importance of professional associations and shares why he is more optimistic about the future than he has been for a long time. Mr Anderson also speaks about the Quality of Advice Review, the consultation process that is currently underway, and explains why he doesn't expect draft legislation for the review's recommendations this year. Moreover, he touches on the outcome of the class action brought by advisers against AMP over BOLR changes and shares why he believes there is “real momentum” towards changing the regulatory regime that will make advice less costly to provide and access.

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by Matthew Esler, the co-founder and co-CEO of Padua Solutions. Mr Esler discusses the government's response to the Quality of Advice Review, including why the entry of super funds back into advice should not be cause for concern among advisers. He adds that advisers should instead be looking to set up referral arrangements with super funds to bridge the gap between their different service offerings. Mr Esler also touches on why the QAR represents a huge opportunity for fintechs, particularly the government's plans to streamline advice documents. Labelling the upcoming period the “golden age of advice”, he explains why advisers should be optimistic going forward as technology enables them to scale their business and reach more clients than ever.

The federal government has released its response to the Quality of Advice Review final report, which could have ramifications for the SMSF industry. In this episode, Aaron Dunn and new co-host Keith Ford are joined by SMSF Adviser editor Maja Garaca Djurdjevic to discuss how the QAR response will impact advisers and accountants, including the reduced documentation requirements. They also look at whether the industry will receive clarity surrounding the changes any time soon. Aaron and Keith also touch on the Treasury opening consultation around the proposed changes to NALI provisions and the rest of the news from the last fortnight.

On 13 June 2023, the Federal Government formally responded to the Final Report of the Quality of Advice Review. In this podcast, we look at the Government's response and what this means for advisers and the way advice may be delivered into the future. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

The Federal Government has adopted 14 of the 22 recommendations in the Quality of Advice Review including expanding the scope of advice to superannuation funds in a move designed to improve access and reduce the cost of advice for consumers, but what will this mean for consumer protections? SBS Finance Editor Ricardo Gonçalves speaks with ASFA CEO Glen McCrea to find out more, plus the day on the markets with Josh Gilbert from eToro.

The Federal Government has adopted 14 of the 22 recommendations in the Quality of Advice Review including expanding the scope of advice to superannuation funds in a move designed to improve access and reduce the cost of advice for consumers, but what will this mean for consumer protections? SBS Finance Editor Ricardo Gonçalves speaks with ASFA CEO Glen McCrea to find out more, plus the day on the markets with Josh Gilbert from eToro.

The current advice framework creates significant issues for unlicensed accountants looking to provide advice on the proposed $3 million threshold, warns CA ANZ. In this episode of the Accountants Daily podcast, Tony Negline from CA ANZ shares his thoughts on some of the recent developments happening with advice reforms and superannuation policy. With the government looking to introduce legislation for the experienced pathway for advisers soon, Mr Negline discusses CA ANZ's views on the measure and concerns about the absence of a sunset clause. He also highlights the need for further reform to create a fairer regulatory environment for accountants and why the Quality of Advice Review didn't go far enough. He also explains why the $3 million threshold will create new difficulties for unlicensed accountants due to the way the existing framework operates and why it needs to change.

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by George Haramis, co-founder and chief executive of moneyGPS. Mr Haramis discusses what led to the formation of the Australian Digital Advice Association (ADAA), which includes moneyGPS, abrdn, Ignition Advice and Advice Intelligence, as well as how the process is progressing and the goals of the association. He addresses concerns that the advice profession has about digital advice, pointing out that with the dwindling adviser numbers, technology can help streamline the process of advice and allow advisers to service more clients. The pair also cover some of the Quality of Advice Review recommendations, including around superannuation funds offering personal advice and the ability to offer compliant advice through technology. Mr Haramis will join a panel with the ADAA's other founders at this year's Adviser Innovation Summit to discuss their goals, and how a unified and coordinated voice for digital providers can revolutionise the industry. To secure your ticket to the Adviser Innovation Summit 2023, click here.

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by Stuart Robert, shadow financial services minister and shadow assistant treasurer. Mr Robert shares his and the Liberal party's views on the final report of the Quality of Advice Review and why they support its adoption in full, explaining why Minister Stephen Jones' proposed review of the review is an insufficient response. “It's like an episode of Monty Python. You've got a Minister presiding now over the Ministry of Silly Walks. This Michelle Levy review is an outstanding piece of work. The Coalition believes it should be implemented in full and implemented now,” the shadow minister says. Mr Robert also reflects on how the adviser industry fared under the Coalition and explains why FASEA was an act of “desperation”. The shadow minister doesn't hold back and accuses the Labor party of holding advisers at an arm's length. 

In this episode of the ifa podcast, host Maja Garaca Djurdjevic and Peter Johnston talk about the experience pathway in light of the government's recent announcement. Peter Johnston, executive director of the Association of Independently Owned Financial Professionals and a longtime advocate of the experience pathway, returns to the ifa podcast to explain its potential as a game-changer for the industry. The pair run through how the experience pathway would work in practice and whether Mr Johnston believes certain limitations need to be imposed. He also reveals how receptive the government is to the Quality of Advice Review following his recent meeting in Canberra with the Treasury department tasked with overseeing the government's response. If you are suffering from depression, anxiety or suicidal thoughts, or you're worried about someone else and feel that urgent professional support is needed, contact your local doctor or one of the 24/7 crisis agencies below: Beyond Blue: 1300 22 4636 https://www.beyondblue.org.au/ Lifeline: 13 11 14 https://www.lifeline.org.au/ Suicide Call Back Service: 1300 659 467 www.suicidecallbackservice.org.au

In this episode of the ifa podcast, host Maja Garaca Djurdjevic and Peter Johnston dive deep on the Quality of Advice Review, the need for patience on the government response, and why advisers are the good guys. Peter Johnston, executive director of the Association of Independently Owned Financial Professionals, discusses which QAR recommendations he believes are positive and the many he doesn't. Mr Johnston explains that the political motivations behind the review are going to hamstring its effectiveness and value, while adding that the new government must be given the same patience to present its findings that was afforded Michelle Levy. He also discusses how a shrinking pool of advisers could be a boon for those that remain.

In this episode of the ifa podcast, host Maja Garaca Djurdjevic and Conaill Keniry explore important industry topics, starting with the Quality of Advice Review and proceeding to the relationship between financial advisers and dealer groups. Conaill Keniry, the founder of What If Advice and owner of small dealer group Cobalt Advisers, discusses the power struggle that many advisers face with their dealer groups. Mr Keniry explains that many advisers are unaware of the extent of a dealer group's control over their business, including their revenue and the release of their clients. He provides several examples of the difficulties experienced by financial advisers and offers tips for those looking to migrate to a new group. Mr Keniry also talks about whether he expects the QAR to create competition among dealer groups to improve their behaviour and treatment of advisers.

Retirement and financial wellbeing depends on ensuring all Australians can access appropriate, high-quality financial advice. Right? However, aspects of this sector haven't worked as well as they could. Instead, consumers and advisers are grappling with high costs, a lack of trust and excessive documentation.  For these reasons, there has been a review (Michelle Levy's Quality of Advice Review, otherwise known as the QAR).  The aim of the review is to improve the accessibility and affordability of quality financial advice. The recommendations were made public in February 2023.  To dive into the QAR are two CPA Australia experts who made submissions and worked closely with government and industry to help find some practical solutions.  Want to learn more? Listen right now.  Host: Jennifer Duke, External Affairs Lead at CPA Australia Guests: Keddie Waller, Head of Public Practice and SME at CPA Australia, and Michael Davison, Senior Manager, Advocacy and Retirement Policy at CPA Australia You can also have a look at CPA Australia's Quality of Advice Review – Proposals for Reform. And read the media release explaining why the Joint Associations Working Group welcomes the release of the final report of the Quality of Advice Review For further information, CPA Australia has produced a Value of Advice research report which has some excellent insights. CPA Australia publishes three podcasts, providing commentary and thought leadership across business, finance and accounting:  With Interest INTHEBLACK Excel Tips Search for them in your podcast platform.  You can email the podcast team at podcasts@cpaaustralia.com.au

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by Dr Katherine Hunt, a director at Ardentura Consulting. Dr Hunt explains why she believes the advice profession is the “number one winner” of the Quality of Advice Review and how it promises to walk back what she describes as “government overreach”. Looking at the recommendation to remove statements of advice, she outlines how the change could work but cautions that without details, advisers shouldn't get ahead of themselves.  Dr Hunt also touches on getting new advisers into the profession, as well as the role of adviser education standards. Finally, she talks about how advisers can continue to work through the continuous changes to the industry and show their resilience.

In this week's podcast, we run through the Quality of Advice Review. The Purpose of the review is "to ensure Australians have access to high quality, accessible and affordable financial advice" So it's important to understand what this all means for your super! Overall if legislated, these reviews look good for you as a superannuation investor. Visit the Scientiam website: https://scientiam.com.au/Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ Thanks for listening, we would love your feedback and please hit like and subscribe Want more content on super, visit scientiam.com.au You can also attend our weekly zoom classes on all things super - simply register on our website All information in these podcasts is general and not personal advice. Nigel Baker is a Chartered Accountant, Certified Financial Planner, tax agent, and registered financial adviser in Australia. He has over 20 years experience advising private clients. He is the author of " The Super Secret" published in 2021. For a free copy of our book " The Super Secret", contact us via the website. You can find out more at our website www.scientiam.com.au We hold our own Australian Financial Services Licence AFSL 23453 --- Send in a voice message: https://podcasters.spotify.com/pod/show/nigel-baker6/message

The Government recently released the final report into the Quality of Advice Review. In this week's podcast we discuss the recommendations and their potential impacts for financial advisers. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by AFA chief executive Phil Anderson. The CEO of the Association of Financial Advisers (AFA) talks about the impending vote on the proposed merger of the AFA and the Financial Planning Association (FPA). He details why he believes Michelle Levy is brave and reveals which of her recommendations he found particularly “revolutionary”. Mr Anderson also has some wise words for those who have been most vocal in their opposition to the Quality of Advice Review. “The Quality of Advice Review is the only game in town at the moment. This is the only way we are going to fix the problem that we all appreciate is in financial advice. “Even our minister has described it as a hot mess. This is the only reform agenda that is in play that will achieve fundamental change. Yes, we could ask to tinker at the edges, but this is our one big opportunity to make fundamental change,” he says. Hear more below.

In this episode, I sit with Ben Marshan and Phil Anderson to explore the Quality of Advice Review and what Paraplanning looks like in the future. Ben and Phil discuss the future of written documentation, like the SOA, and how these changes will affect Paraplanners' place in the financial advice industry. This episode uncovers and cements the true value of the Paraplanner and, hopefully, quells any fears you have around the elimination of SOA documentation and the future of financial planning. Connect with Ben: https://www.linkedin.com/in/benjamin-marshan-6617191/ Connect with Phil: https://www.linkedin.com/in/philpaulanderson/ The Rise of the Paraplanner is powered by Contract Paraplanning Services: https://www.contractpps.com.au/

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by Scott Miller, CEO of Asendium, to talk about why it's important to increase access to advice. Having spent many years as an adviser, Mr Miller reflects on how the industry has changed in the years since. Paperwork, he notes, is something that has definitely swelled, with SoA management and customisation significantly cutting into the profit margins of financial planning businesses and licensees. As such, Mr Miller talks about how Asendium is addressing the personalisation and management of SoAs, and how it will cater to 16,000 advisers who all want different strategy wording and template changes. Moreover, Mr Miller addresses the Quality of Advice Review and expounds on why it's important for more Australians to access advice. 

In this episode of the ifa podcast, host Maja Garaca Djurdjevic is joined by Eugene Ardino, CEO at Lifespan Financial Planning. Mr Ardino talks about why he believes the pendulum of change is swinging in favour of advisers in 2023. He gives his overview of some of the key recommendations made by Michelle Levy in the Quality of Advice Review, and details why he believes it will take at least a couple of years for some of the reforms resulting from the review to be implemented. Mr Ardino also touches on Ms Levy's latest admission that she was surprised by the extent to which advisers feel under siege.

The most significant changes and challenges set to impact SMSF professionals and their clients in the year ahead. In the first episode for 2023, hosts Aaron Dunn and Miranda Brownlee outline some of the legislative, regulatory and systemic changes that SMSF professionals may need to prepare for this year. With the ATO intensifying its compliance focus on SMSFs and set to finalise its guidance on rectification decisions and education directions, they discuss why 2023 will be an important year from a compliance perspective. Aaron and Miranda also chat about the government's continued focus on modernising business communications and registers and some of the expected changes in relation to SIS laws. They also talk about other changes on the horizon including the shift to quarterly-based reporting for TBAR, outcomes from the Quality of Advice Review and other potential policy changes for super. 

The time has come for the final episode of the ifa Show for the year. Host Maja Garaca Djurdjevic is joined by ifa journalists Jon Bragg and Keith Ford to wrap up 2022. Maja, Jon and Keith count down the top five most-read stories on the website this year, including articles that look at adviser numbers, FASEA and the Quality of Advice Review. The team also highlights some of the most interesting or engaging comments on these popular stories. Listen to the full episode below.

In this episode recorded live at the FPA Professionals Congress 2022, Fraser Jack & Danni Visser discuss the Quality of Advice Review with Michelle Levy & Sarah Abood.

The Quality of Advice Review has recently released a snapshot of data and proposals being considered by the review committee around conflicted remuneration in relation to general and life insurance. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

On this week's podcast, we're joined by Adele Martin, founder of My Money Buddy and the Savings Squad podcast. Adele sits down with host Maja Garaca Djurdjevic to discuss the importance of raising awareness on how financial advice can better our lives and why it's fundamental to our wellbeing. Adele explains why advice should be a service that everyone has access to. “I remember a client that I worked with once, he was quite stressed about money; he was having his second baby, he was on some medication for his anxiety. Once we got his finances sorted — got them out of the credit card debt — he stopped taking his own anxiety medication and he contributed that to getting his finances sorted,” Adele shares. She also talks about the power of social media and how advisers can expand their reach considerably using a few simple techniques. The conversation also turns to the all-important Quality of Advice Review, as Adele shares how she feels about some of the more talked-about recommendations. 

Shadow financial services minister Stuart Robert shares his views on the Quality of Advice Review proposals and where he sees financial services heading. In this bonus episode, Stuart Robert MP chats to editor of Mortgages Annie Kane about the property downturn, the economy, and his concerns with increasing building costs. He also discusses how technology might shape the future of financial services and financial advice and some of the big questions that will need to be addressed. Reflecting on the education reforms for advisers, Stuart Robert explains where some of the issues with the current regulations stem from and why there needs to be a more unified voice for the advice industry. He also shares his thoughts on some of the recent proposals made by the Quality of Advice Review.

This week's ifa Show podcast is joined by Dr Paul Moran, the principal of Moran Partners Financial Planning and the founder and CEO of iFactFind. On this episode, Paul sits down with host Neil Griffiths to discuss the need for standards and protocols in financial planning and how that relates to self-regulation. “It would make it easier to teach financial planning to people because they're learning the protocols. It would make it easier for the regulator because they would be able to make a quick judgement, had the protocols been followed, and in the court system,” he explained. “And then from a client point of view, they're getting more certainty for what we do. And then that doesn't change the interpersonal relationship, the values-based approach we take. It doesn't change all of that sort of stuff that we do now, but the outcomes that we are producing become more known and more measurable in that regard.” Also on this episode, Paul discusses if the advice industry is currently in a position to self-regulate, the pros and cons of the Quality of Advice Review proposal paper and what the sector could look like if it implements standards and protocols.

On a special episode of the ifa Show podcast, host Neil Griffiths is joined by Financial Planning Association of Australia (FPA) CEO Sarah Abood and the CEO of the Association of Financial Advisers (AFA), Phil Anderson, to talk about the association's intended merger announced earlier this month. Sarah and Phil sat down with Neil to talk about how long the merger has been in the works, what it means for members and why now is the right time for the groups to come together. “Obviously, the recent reduction in planning numbers has played a part, and it's made us on both sides, I think, think really deeply about what is the best way to use members' funds and how can we ensure that our members are going to continue to be represented effectively,” Sarah explained. “So, I think those are the key reasons, but we certainly feel that a merger is the logical next step. We can combine the resources of both the associations and really importantly, create a united voice and stronger advocacy for financial planners and advisers.” On this episode, Sarah and Phil also discussed intentions for how the new association will operate, including staff appointments, and how the upcoming Quality of Advice Review will impact the association and industry.

The Quality of Advice Review has released a consultation paper on potential proposals for changes to the financial services regime related to the provision of financial advice. In this podcast we explore some of these proposals in detail and consider what the potential consequences could be. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

On a new episode of the ifa Show, host Neil Griffiths is joined by senior financial adviser at Tribeca Financial and Ethos Australia director, Nathan Fradley. Nathan joined this week's podcast to talk about the human side of financial advice and why the “best” advisers are focusing on financial wellbeing behaviours and coaching over products. “If you think about traditional advice, a bit of technical competency and goal setting, it's like: ‘Can you meet this goal? Oh, we put a million dollars in this portfolio. You get $50 grand a year. You can retire. Check.' “I think the best advisers now, the ones setting the standard, are saying: ‘What does it look like in 10 years for you from a social interaction perspective? How are you gaining your social needs once you're retired? Or how are you building meaningful connection with your friends and family? What are you doing from a sense of purpose and how do we facilitate that and money being a tool to enable that?' “And that connection becomes far more than just: ‘Well, they did my super and insurance.' That's the hygiene, that's the easy stuff. This becomes really understanding who we're working with, intrinsically caring for them and to a point where we are taking what they say is important and what they do, and we are combining those two things to be the same, in the same direction.” On this episode, Nathan also discusses how finfluencers fit into the “human side” of advice conversation, what advice will look like in the future if its properly adopted by advisers and his views on the proposals for the upcoming Quality of Advice Review.

On this very special episode of the ifa Show, host Neil Griffiths is joined by the reviewer of the upcoming Quality of Advice Review, Michelle Levy. The Allens partner sat down to discuss the progress on the report, due out in December, and her opinion on the current state of the advice sector in Australia. “I think we need to make quite significant changes to the way financial advice and the provision of advice is regulated,” she said. “I don't think it is a matter of just crossing a few things out. Now, is that realistic? I am hopeful that it is.” Also on this episode, Michelle looks at some of the submissions put through industry groups, the role of regulators such as ASIC in improving the industry and her hopes for the recommendations that she'll put forward in December.

On a new episode of the ifa Show, host Neil Griffiths is joined by Nigel Baker, founder of digital solution, Scientiam. Nigel joined the podcast to discuss the issues that are stopping the advice industry from not only surviving, but thriving. "There's obviously been the whole shake-up of the financial planning industry and that was needed, but a lot of people don't trust the industry," he said. "Therefore, they go online and try and find things and get stuck with… maybe some of it's good, some of it's bad. So, really what we want [is] that regulatory framework to be able to enable that advice process." On this episode, Nigel also discusses his opinion on the upcoming Quality of Advice Review, Scientiam's submission to Treasury and what the future of advice looks like.

FPA chief executive Sarah Abood discusses major policy issues for advisers and developments with the Quality of Advice Review. Following a change in government, Sarah highlights what the most urgent priorities are for the financial advice profession that she'd like to see addressed by Labor. Sarah chats about the education changes for advisers and changes the FPA would like to see made to the compensation scheme of last resort and fee consent forms. She also discusses potential moves by the government to improve the ability for advisers to access information from the ATO Tax Portal and Centrelink. With the Quality of Advice Review now well underway, Sarah also discusses some of the potential outcomes of the review and what she hopes to see happen for the advice profession. 

On a new episode of the ifa Show, host Neil Griffiths is joined by the Association of Financial Advisers (AFA) CEO, Phil Anderson. On this episode, Phil discusses the AFA's Quality of Advice Review (QAR) submission, the association's opposition to some other submissions entered by industry groups, and why the QAR alongside the appointment of a new financial services minister signals a huge change for the sector. "I think the Quality of Advice Review is what is going to address the fundamental issues that we have at the moment with access and affordability of financial advice," Phil said. "I think all of them are hopefully going to contribute to what we would like to see, which is a return to growth in the advice market, and that means more advisers. We want to hold on to as many of the existing advisers as we can. We want a steady flow of new advisors into the market." He added: "I think we've got to a point where the demand for advice exceeds the supply. All the conversations I have suggest that people are not having any difficulty finding new clients, and some businesses are going really well." Listen to the full episode below. 

One year ago, Phil Kewin stepped into his role as CEO of NIBA (National Insurance Brokers Association), the peak organization representing brokers. Since then, he's helped bring in a new Insurance Brokers Code of Practice and just delivered a submission to the government's Quality of Advice Review. In this edition of IB Talk Kewin discussed the transparency that's vital to the new Code. He also detailed the ongoing struggle to educate the government about the role of brokers and how commissions guarantee brokers' livelihoods and ensure the valuable advice they give is affordable.

On a new episode of the ifa Show, host Neil Griffiths is joined by co-founder of financial planning software company, Plutosoft, Vincent Holland. Vincent joined the podcast to discuss the importance of running an efficient and profitable financial planning business and how businesses are tracking in 2022. “Look, rightly or wrongly that the compliance framework is what it is, others will judge whether that's a good or bad thing. We can only deal with what's in front of us. And it is a very compliance-driven industry,” he said. “So that really underscores why you need to be efficient, because that red tape puts so much more time in the process. So you need to be able to automate those parts of the process which don't add value. And really the goal is to free up the adviser's time so that you're spending your time on the things where you can add the most value for the client.” On this episode, Neil and Vincent also look at what financial planning businesses are doing right, what needs to be improved, and what Vincent's thoughts are heading into the Quality of Advice Review in December.

Recently the Government finalised the Terms of Reference for the 2022 Quality of Advice Review, and announced who would be chairing the review. Whilst the included items in the Terms of Reference are important, so too are those areas specifically ruled out for recommendations. In this podcast we look at some of the important inclusions and exclusions and what this could mean. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters alone unless otherwise quote, and do not reflect the views of policy of any company in the Westpac Group. The Westpac Group accepts no responsibility for the accuracy or completeness of, nor does it endorse any such opinions. To the maximum extent permitted by law, we intend by this notice to exclude liability for these opinions. The information in this podcast is provided solely as general information and it should not be considered a comprehensive statement on any matter or relied upon as such. The information provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independent advice about its appropriateness to your or your clients objectives, financial situation and needs. Any projections in this webinar are predictive in character. Whilst we have used every effort to ensure that any assumptions on which any projections are based are reasonable, any projections may be affected by inaccurate assumptions or may not take into account known or unknown risks and uncertainties. The results actually achieved may differ materially from any projections herein. Past performance is not a reliable indicator of future performance. The podcast recordings are being shared with the prior written consent of our participants.

Can you cheat by just using the TV? Is watching a show without your SO really that bad? Let's find out! By the end you will Cringe With Me!  Connect with us!  Instagram: https://www.instagram.com/cringewithmepodcast/  Twitter: https://twitter.com/cringewithme YouTube: https://www.youtube.com/channel/UC0ShWmgAFulByBWhezCc54w  V's Socials: Instagram: https://www.instagram.com/imcringequeen/  YouTube: https://www.youtube.com/c/thequeenofcringe  Twitter: https://twitter.com/ImCringeQueen   Ryan's Socials: Instagram: https://www.instagram.com/buildwriteroll/  Twitter: https://twitter.com/buildwriteroll  More about our network: https://www.pullupachair.foundation/podcasts https://www.pullupachair.foundation/  Become a Sponsor!  https://www.pullupachair.foundation/podcasts Music Courtesy of Liborio Conti

In this week's episode, we hear from four prominent policy experts from CA ANZ, CPA Australia, the SMSF Association and BT who delve into some specific problem areas with advice regulation at the moment and the outcomes they want to see from the Quality of Advice Review. Hosts Aaron and Miranda are joined by Bronny Speed, financial advice leader, Chartered Accountants ANZ; Tracey Scotchbrook, policy manager at the SMSF Association; Bryan Ashenden, head of financial literacy and advocacy, BT Financial Group, and Michael Davison, senior manager, advocacy and retirement policy, CPA Australia. The four guest speakers drill down into specific issues with the current regulatory framework for advice impacting both accountants and advisers, including the compliance burden associated with providing single-issue strategic advice and some areas of confusion relating to wholesale investors. They also outline the improvements they'd like to see made by the government to improve the provision of advice for both consumers and professionals.