Podcasts about BT

When the days are short and the bench time is shorter, what keeps us building? We open the studio door on a fast, funny, and honest ride through the parts of scale modeling that actually matter: a workspace that invites you to sit down, a ritual that signals “now we create,” and a community that shows up when motivation dips. The mailbag sets the tone—digital galleries that make old builds new again, a legendary decal mishap that proves perfection isn't required, and a smart question about the power of influencers. Do YouTube pros push products or possibilities? We separate inspiration from imitation and share how to borrow techniques without losing your voice.Then we tackle fear targets with real tactics. A 1/32 resin Viggen in splinter camo? Treat the paint job as its own project, build clean first, and practice masks on a cheap mule. Wingnut Wings rigging anxiety? De‑risk the process with repeatable steps and scrap‑wing drills. Along the way, we rediscover why the hobby sticks: it's Shangri‑La for busy minds, a hands‑on history lab, and the start of friendships that carry far beyond the bench. Listener stories echo our own—escapism, creativity, and shelves that chart the evolution from Wildcat to Bearcat.On the bench, we move a Hellcat through oils, satin, and chips, and push the Roosevelt build with neat bare‑metal‑foil masking tricks for razor‑clean trim. In the stash‑temptation corner, we nerd out over new releases: Tamiya's M24 Chaffee, BT upgrades and turrets, a 1/48 Vulcan with the wingspan of a stingray, and a 1/35 Me 323 that begs for a rolling cargo diorama. We wrap with the simple rule we live by: if you're not enjoying it, change what you're doing. Want more of this energy in your feed? Hit follow, rate us five stars, and share the show with a modeling friend who needs a spark.Pelicon'26 - a show to attend in the Tampa, FL area Emmas Planes - a listener recommened websiteModel Paint SolutionsYour source for Harder & Steenbeck Airbrushes, Mixing supplies, and great advice!SQUADRON Adding to the stash since 1968Model PodcastsPlease check out the other pods in the modelsphere!KitMasxCustom Canopy Masks for the Scale ModelerDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Give us your Feedback!Rate the Show!Support the Show!PatreonBuy Me a BeerPaypalBump Riffs Graciously Provided by Ed BarothAd Reads Generously Provided by Bob "The Voice of Bob" BairMike and Kentucky Dave thank each and everyone of you for participating on this journey with us.

Áp lực chính trị đang gia tăng xung quanh việc công bố các hồ sơ điều tra Jeffrey Epstein khi Hillary Clinton xuất hiện trước các nhà lãnh đạo Hoa Kỳ, và đảng Dân chủ cáo buộc Bộ Tư pháp giữ lại các hồ sơ quan trọng. Tranh chấp này đã làm dấy lên sự giám sát đối với các nhân vật quyền lực và các mối quan hệ trong quá khứ, với hậu quả lan rộng từ Washington đến châu Âu và các thể chế toàn cầu lớn.

In 2021 Jay-Z reported some extraordinary news that Noah Balta was playing with poor vision. That's all BT needed to latch onto one of the funniest Triple M calls ever.See omnystudio.com/listener for privacy information.

Headline news for February 26, 2026: US–Iran nuclear talks resume as geopolitical risks linger, Asian economies face currency and trade pressures, and Singapore’s Budget debate sharpens around inequality, ageing and workforce protection. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro or Howie Lim Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

In this episode, we sit down with Robyn Fawcett, Social Media Manager at BT Group. Robyn is a unique breed of practitioner, a former e-learning designer turned influencer who now runs a thriving employee-generated content program for one of the UK's largest telecommunications brands.Want to know how your employee advocacy strategy really stacks up? Grab your ⁠FREE Employee Advocacy Health Check⁠ and see how you compare against your competitors.This conversation explores the how-to of scaling employee-generated content. Robyn explains how she focuses on training employees to be original creators, using her own reporter-style videos to lead by example. You'll learn how to identify your low-hanging fruit advocates, the importance of providing a technical toolkit to boost employee confidence, and the specific strategy BT uses to get senior leadership active on social media to drive organizational change. By shifting from a control-first mindset to one of empowerment, Robyn demonstrates how to transform a corporate brand into a relatable, story-driven entity that attracts top talent in the Gen Z era.If you are struggling to move past corporate noise and want to unlock the organic reach of your workforce, this episode is your roadmap.Resources:Book a call to discover how employee advocacy can benefit your team:Ready to elevate your employee advocacy? Get a free copy of Bradley Keenan's essential book, ‘Employee Advocacy: 101 Cheat Codes' for deeper insights and actionable strategies.Download the World's Biggest Employee Advocacy Study for free and discover data-backed insights to supercharge your program:Subscribe to The Employee Advocacy & Influence Podcast for more expert insights into social strategy and employee influence!

Headline news for February 25, 2026: Britain tightens border entry rules, President Trump’s 10 per cent tariffs take effect, Asian inflation and equity markets surge, and Singapore’s S$15.1 billion Budget surplus sparks debate over fiscal prudence versus spending. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro or Howie Lim Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

How do high-growth, born-global SMEs tackle cross-border complexity, multi-entity management, and the trust gap in payments? Howie Lim talks to Payoneer's Nagesh Devata about why Singapore is the ultimate launchpad, the power of looking local globally, and the unified strategy needed to scale with speed and flexibility across the region. Synopsis: The Business Times Podcast Channel presents diverse perspectives, in-depth analysis and news covering career, business, markets, investing, current affairs and tech. This episode is produced in collaboration with Payoneer. Highlights: 02:08 Singapore's unique position 04:38 APAC expansion challenges 08:30 Payoneer provides speed, flexibility 09:54 Bridging the trust gap 12:13 Build unified infrastructure More about: Payoneer Business Payment Services & Online Payment Processing Scaling From Singapore into ASEAN: A Practical Expansion Guide --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Nagesh Devata, senior vice president for APAC GTM at Payoneer Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Podcasts: Channel: bt.sg/pcOM Apple Podcasts: bt.sg/pcAP Spotify: bt.sg/pcSP YouTube Music: bt.sg/giK9 Website: bt.sg/btpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Market news for February 25, 2026: Asia's markets soared, led by tech stocks on AI bets; Japan's Nikkei and Korea's KOSPI hit records; Yen remains in focus and oil and gold rise. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Howie Lim (howielim@sph.com.sg) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Headline news for February 24, 2026: President Trump threatens higher tariffs after court setback, markets slide in Asia and Wall Street, Ukraine’s economy strains under war, Britain arrests Mandelson, and Singapore lawmakers press for rules on intelligence. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Howie Lim / Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Market news for February 24, 2026: Asian markets closed mixed as Wall Street jitters, tariffs and geopolitics weighed. Gold slipped, oil edged up, Singapore blue chips fell. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Last time we spoke about General Zhukov's arrival to the Nomohan incident. The Kwantung Army's inexperienced 23rd Division, under General Komatsubara, suffered heavy losses in failed offensives, including Colonel Yamagata's assault and the annihilation of Lieutenant Colonel Azuma's detachment, resulting in around 500 Japanese casualties. Tensions within the Japanese command intensified as Kwantung defied Tokyo's restraint, issuing aggressive orders like 1488 and launching a June 27 air raid on Soviet bases, destroying dozens of aircraft and securing temporary air superiority. This provoked Moscow's fury and rebukes from Emperor Hirohito. On June 1, Georgy Zhukov, a rising Red Army tactician and tank expert, was summoned from Minsk. Arriving June 5, he assessed the 57th Corps as inadequate, relieved Commander Feklenko, and took charge of the redesignated 1st Army Group. Reinforcements included mechanized brigades, tanks, and aircraft. Japanese intelligence misread Soviet supply convoys as retreats, underestimating Zhukov's 12,500 troops against their 15,000. By July, both sides poised for a massive clash, fueled by miscalculations and gekokujo defiance.   #190 Zhukov Unleashes Tanks at Nomohan Welcome to the Fall and Rise of China Podcast, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about the history of Asia? Kings and Generals have an assortment of episodes on history of asia and much more  so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel where I cover the history of China and Japan from the 19th century until the end of the Pacific War. At 4:00 a.m. on July 1, 15,000 heavily laden Japanese troops began marching to their final assembly and jump-off points. The sun rose at 4:00 a.m. and set at 9:00 p.m. that day, but the Japanese advance went undetected by Soviet/MPR commanders, partly because the June 27 air raid had temporarily cleared Soviet reconnaissance from the skies. On the night of July 1, Komatsubara launched the first phase. The 23rd Division, with the Yasuoka Detachment, converged on Fui Heights, east of the Halha River, about eleven miles north of its confluence with the Holsten. The term "heights" is misleading here; a Japanese infantry colonel described Fui as a "raised pancake" roughly one to one-and-a-half miles across, about thirty to forty feet higher than the surrounding terrain. For reasons not fully explained, the small Soviet force stationed on the heights was withdrawn during the day on July 1, and that night Fui Heights was occupied by Komatsubara's forces almost unopposed. This caused little stir at Zhukov's headquarters. Komatsubara bided his time on July 2.   On the night of July 2–3, the Japanese achieved a brilliant tactical success. A battalion of the 71st Infantry Regiment silently crossed the Halha River on a moonless night and landed unopposed on the west bank opposite Fui Heights. Recent rains had swollen the river to 100–150 yards wide and six feet deep, making crossing difficult for men, horses, or vehicles. Combat engineers swiftly laid a pontoon bridge, completing it by 6:30 a.m. on July 3. The main body of Komatsubara's 71st and 72nd Infantry Regiments (23rd Division) and the 26th Regiment (7th Division) began a slow, arduous crossing. The pontoon bridge, less than eight feet wide, was a bottleneck, allowing only one truck at a time. The attackers could not cross with armored vehicles, but they did bring across their regimental artillery, 18 x 37-mm antitank guns, 12 x 75-mm mountain guns, 8 x 75-mm field guns, and 4 x 120-mm howitzers, disassembled, packed on pack animals, and reassembled on the west bank. The crossing took the entire day, and the Japanese were fortunate to go without interception. The Halha crossing was commanded personally by General Komatsubara and was supported by a small Kwantung Army contingent, including General Yano (deputy chief of staff), Colonel Hattori, and Major Tsuji from the Operations Section. Despite the big air raid having alerted Zhukov, the initial Japanese moves from July 1–3 achieved complete tactical surprise, aided by Tsuji's bold plan. The first indication of the major offensive came when General Yasuoka's tanks attacked predawn on July 3. Yasuoka suspected Soviet troops south of him attempting to retreat across the Halha to the west bank, and he ordered his tanks to attack immediately, with infantry not yet in position. The night's low clouds, no moon, and low visibility—along with a passing thunderstorm lighting the sky—made the scene dramatic. Seventy Japanese tanks roared forward, supported by infantry and artillery, and the Soviet 149th Infantry Regiment found itself overwhelmed. Zhukov, hearing of Yasuoka's assault but unaware that Komatsubara had crossed the Halha, ordered his armor to move northeast to Bain Tsagan to confront the initiative. There, Soviet armor clashed with Japanese forces in a chaotic, largely uncoordinated engagement. The Soviet counterattacks, supported by heavy artillery, halted much of the Japanese momentum, and by late afternoon Japanese infantry had to dig in west of the Halha. The crossing had been accomplished without Soviet reconnaissance detecting it in time, but Zhukov's counterattacks, the limits of Japanese armored mobility across the pontoon, and the heat and exhaustion of the troops constrained the Japanese effort. By the afternoon of July 3, Zhukov's forces were pressing hard, and the Japanese momentum began to stall. Yasuoka's tanks, supported by a lack of infantry and the fatigue and losses suffered by the infantry, could not close the gap to link with Komatsubara's forces. The Type 89 tanks, designed for infantry support, were ill-suited to penetrating Soviet armor, especially when faced with BT-5/BT-7 tanks and strong anti-tank guns. The Type 95 light tanks were faster but lightly armored, and suffered heavily from Soviet fire and air attacks. Infantry on the western bank struggled to catch up with tanks, shot through by Soviet artillery and armor, while the 64th Regiment could not keep pace with the tanks due to the infantry's lack of motorized transport. By late afternoon, Yasuoka's advance stalled far short of the river junction and the Soviet bridge. The infantry dug in to withstand Soviet bombardment, and the Japanese tank regiments withdrew to their jump-off points by nightfall. The Japanese suffered heavy losses in tanks, though some were recovered and repaired; by July 9, KwAHQ decided to withdraw its two tank regiments from the theater. Armor would play no further role in the Nomonhan conflict. The Soviets, by contrast, sustained heavier tank losses but began to replenish with new models. The July offensive, for Kwantung Army, proved a failure. Part of the failure stemmed from a difficult blend of terrain and logistics. Unusually heavy rains in late June had transformed the dirt roads between Hailar and Nomonhan into a mud-filled quagmire. Japanese truck transport, already limited, was so hampered by these conditions that combat effectiveness suffered significantly. Colonel Yamagata's 64th Infantry Regiment, proceeding on foot, could not keep pace with or support General Yasuoka's tanks on July 3–4. Komatsubara's infantry on the west bank of the Halha ran short of ammunition, food, and water. As in the May 28 battle, the main cause of the Kwantung Army's July offensive failure was wholly inadequate military intelligence. Once again, the enemy's strength had been seriously underestimated. Moreover, a troubling realization was dawning at KwAHQ and in the field: the intelligence error was not merely quantitative but qualitative. The Soviets were not only more numerous but also far more potent than anticipated. The attacking Japanese forces initially held a slight numerical edge and enjoyed tactical surprise, but the Red Army fought tenaciously, and the weight of Soviet firepower proved decisive. Japan, hampered by a relative lack of raw materials and industrial capacity, could not match the great powers in the quantitative production of military materiel. Consequently, Japanese military leaders traditionally emphasized the spiritual superiority of Japan's armed forces in doctrine and training, often underestimating the importance of material factors, including firepower. This was especially true of the army that had carried the tactic of the massed bayonet charge into World War II. This "spiritual" combat doctrine arose from necessity; admitting material superiority would have implied defeat. Japan's earlier victories in the Sino-Japanese War, Russo-Japanese War, the Manchurian incident, and the China War, along with legendary medieval victories over the Mongol hordes, seemed to confirm the transcendent importance of fighting spirit. Only within such a doctrine could the Imperial Japanese Army muster inner strength and confidence to face formidable enemies. This was especially evident against Soviet Russia, whose vast geography, population, and resources loomed large. Yet what of its spirit? The Japanese military dismissed Bolshevism as a base, materialist philosophy utterly lacking spiritual power. Consequently, the Red Army was presumed to have low morale and weak fighting effectiveness. Stalin's purges only reinforced this belief. Kwantung Army's recent experiences at Nomonhan undermined this outlook. Among ordinary soldiers and officers alike, from the 23rd Division Staff to KwAHQ—grim questions formed: Had Soviet materiel and firepower proven superior to Japanese fighting spirit? If not, did the enemy possess a fighting spirit comparable to their own? To some in Kwantung Army, these questions were grotesque and almost unthinkable. To others, the implications were too painful to face. Perhaps May and July's combat results were an aberration caused by the 23rd Division's inexperience. Nevertheless, a belief took hold at KwAHQ that this situation required radical rectification. Zhukov's 1st Army Headquarters, evaluating recent events, was not immune to self-criticism and concern for the future. The enemy's success in transporting nearly 10,000 men across the Halha without detection—despite heightened Soviet alert after the June 27 air raid—revealed a level of carelessness and lack of foresight at Zhukov's level. Zhukov, however, did not fully capitalize on Komatsubara's precarious position on July 4–5. Conversely, Zhukov and his troops reacted calmly in the crisis's early hours. Although surprised and outnumbered, Zhukov immediately recognized that "our trump cards were the armored detachments, and we decided to use them immediately." He acted decisively, and the rapid deployment of armor proved pivotal. Some criticized the uncoordinated and clumsy Soviet assault on Komatsubara's infantry on July 3, but the Japanese were only a few hours' march from the river junction and the Soviet bridge. By hurling tanks at Komatsubara's advance with insufficient infantry support, Mikhail Yakovlev (11th Tank Brigade) and A. L. Lesovoi (7th Mechanized Brigade) incurred heavy losses. Nonetheless, they halted the Japanese southward advance, forcing Komatsubara onto the defensive, from which he never regained momentum. Zhukov did not flinch from heavy casualties to achieve his objectives. He later told General Dwight D. Eisenhower that if the enemy faced a minefield, their infantry attacked as if it did not exist, treating personnel mine losses as equal to those that would have occurred if the Germans defended the area with strong troops rather than minefields. Zhukov admitted losing 120 tanks and armored cars that day—a high price, but necessary to avert defeat. Years later, Zhukov defended his Nomonhan tactics, arguing he knew his armor would suffer heavy losses, but that was the only way to prevent the Japanese from seizing the bridge at the river confluence. Had Komatsubara's forces advanced unchecked for another two or three hours, they might have fought through to the Soviet bridge and linked with the Yasuoka detachment, endangering Zhukov's forces. Zhukov credited Yakovlev, Lesovoi, and their men with stabilizing the crisis through timely and self-sacrificing counterattacks. The armored car battalion of the 8th MPR Cavalry Division also distinguished itself in this action. Zhukov and his tankmen learned valuable lessons in those two days of brutal combat. A key takeaway was the successful use of large tank formations as an independent primary attack force, contrary to then-orthodox doctrine, which saw armor mainly as infantry support and favored integrating armor into every infantry regiment rather than maintaining large, autonomous armored units. The German blitzkrieg demonstrations in Poland and Western Europe soon followed, but, until then, few major armies had absorbed the tank-warfare theories championed by Basil Liddell-Hart and Charles de Gaulle. The Soviet high command's leading proponent of large-scale tank warfare had been Marshal Mikhail Tukhachevsky. His execution in 1937 erased those ideas, and the Red Army subsequently disbanded armored divisions and dispersed tanks among infantry, misapplying battlefield lessons from the Spanish Civil War. Yet Zhukov was learning a different lesson on a different battlefield. The open terrain of eastern Mongolia favored tanks, and Zhukov was a rapid learner. The Russians also learned mundane, but crucial, lessons: Japanese infantry bravely clambering onto their vehicles taught Soviet tank crews to lock hatch lids from the inside. The BT-5 and BT-7 tanks were easily set aflame by primitive hand-thrown firebombs, and rear deck ventilation grills and exhaust manifolds were vulnerable and required shielding. Broadly, the battle suggested to future Red Army commander Zhukov that tank and motorized troops, coordinated with air power and mobile artillery, could decisively conduct rapid operations. Zhukov was not the first to envision combining mobile firepower with air and artillery, but he had rare opportunities to apply this formula in crucial tests. The July offensive confirmed to the Soviets that the Nomonhan incident was far from a border skirmish; it signaled intent for further aggression. Moscow's leadership, informed by Richard Sorge's Tokyo network, perceived Japan's renewed effort to draw Germany into an anti-Soviet alliance as a dangerous possibility. Stalin and Vyacheslav Molotov began indicating to Joachim von Ribbentrop and Adolf Hitler that Berlin's stance on the Soviet–Japanese conflict would influence Soviet-German rapprochement considerations. Meanwhile, Moscow decided to reinforce Zhukov. Tens of thousands of troops and machines were ordered to Mongolia, with imports from European Russia. Foreign diplomats traveling the Trans-Siberian Railway reported eastbound trains jammed with personnel and matériel. The buildup faced a major bottleneck at Borzya, the easternmost railhead in the MPR, about 400 miles from the Halha. To prevent a logistics choke, a massive truck transport operation was needed. Thousands of trucks, half-tracks, gun-towing tractors, and other vehicles were organized into a continuous eight-hundred-mile, five-day shuttle run. The Trans-Baikal Military District, under General Shtern, supervised the effort. East of the Halha, many Japanese officers still refused to accept a failure verdict for the July offensive. General Komatsubara did not return to Hailar, instead establishing a temporary divisional HQ at Kanchuerhmiao, where his staff grappled with overcoming Soviet firepower. They concluded that night combat—long a staple of Japanese infantry tactics—could offset Soviet advantages. On July 7 at 9:30 p.m., a thirty-minute Japanese artillery barrage preceded a nighttime assault by elements of the 64th and 72nd Regiments. The Soviet 149th Infantry Regiment and supporting Mongolian cavalry were surprised and forced to fall back toward the Halha before counterattacking. Reinforcements arrived on both sides, and in brutal close-quarters combat the Japanese gained a partial local advantage, but were eventually pushed back; Major I. M. Remizov of the 149th Regiment was killed and later posthumously named a Hero of the Soviet Union. Since late May, Soviet engineers had built at least seven bridges across the Halha and Holsten Rivers to support operations. By July 7–8, Japanese demolition teams destroyed two Soviet bridges. Komatsubara believed that destroying bridges could disrupt Soviet operations east of the Halha and help secure the border. Night attacks continued from July 8 to July 12 against the Soviet perimeter, with Japanese assaults constricting Zhukov's bridgehead while Soviet artillery and counterattacks relentlessly pressed. Casualties mounted on both sides. The Japanese suffered heavy losses but gained some positions; Soviet artillery, supported by motorized infantry and armor, gradually pushed back the attackers. The biggest problem for Japan remained Soviet artillery superiority and the lack of a commensurate counter-battery capability. Japanese infantry had to withdraw to higher ground at night to avoid daytime exposure to artillery and tanks. On the nights of July 11–12, Yamagata's 64th Regiment and elements of Colonel Sakai Mikio's 72nd Regiment attempted a major assault on the Soviet bridgehead. Despite taking heavy casualties, the Japanese managed to push defenders back to the river on occasion, but Soviet counterattacks, supported by tiresome artillery and armor, prevented a decisive breakthrough. Brigade Commander Yakovlev of the 11th Armored, who led several counterattacks, was killed and later honored as a Hero of the Soviet Union; his gun stands today as a monument at the battlefield. The July 11–12 action marked the high-water mark of the Kwantung Army's attempt to expel Soviet/MPR forces east of the Halha. Komatsubara eventually suspended the costly night attacks; by that night, the 64th Regiment had suffered roughly 80–90 killed and about three times that number wounded. The decision proved controversial, with some arguing that he had not realized how close his forces had come to seizing the bridge. Others argued that broader strategic considerations justified the pause. Throughout the Nomonhan fighting, Soviet artillery superiority, both quantitative and qualitative, became painfully evident. The Soviet guns exacted heavy tolls and repeatedly forced Japanese infantry to withdraw from exposed positions. The Japanese artillery, in contrast, could not match the Red Army's scale. By July 25, Kwantung Army ended its artillery attack, a humiliating setback. Tokyo and Hsinking recognized the futility of achieving a decisive military victory at Nomonhan and shifted toward seeking a diplomatic settlement, even if concessions to the Soviet Union and the MPR were necessary. Kwantung Army, however, opposed negotiations, fearing it would echo the "Changkufeng debacle" and be read by enemies as weakness. Tsuji lamented that Kwantung Army's insistence on framing the second phase as a tie—despite heavy Soviet losses, revealed a reluctance to concede any territory. Differences in outlook and policy between AGS and Kwantung Army—and the central army's inability to impose its will on Manchukuo's field forces—became clear. The military establishment buzzed with stories of gekokujo (the superiority of the superior) within Kwantung Army and its relations with the General Staff. To enforce compliance, AGS ordered General Isogai to Tokyo for briefings, and KwAHQ's leadership occasionally distanced itself from AGS. On July 20, Isogai arrived at General Staff Headquarters and was presented with "Essentials for Settlement of the Nomonhan Incident," a formal document outlining a step-by-step plan for Kwantung Army to maintain its defensive position east of the Halha while diplomatic negotiations proceeded. If negotiations failed, Kwantung Army would withdraw to the boundary claimed by the Soviet Union by winter. Isogai, the most restrained member of the Kwantung Army circle, argued against accepting the Essentials, insisting on preserving Kwantung Army's honor and rejecting a unilateral east-bank withdrawal. A tense exchange followed, but General Nakajima ended the dispute by noting that international boundaries cannot be determined by the army alone. Isogai pledged to report the General Staff's views to his commander and take the Essentials back to KwAHQ for study. Technically, the General Staff's Essentials were not orders; in practice, however, they were treated as such. Kwantung Army tended to view them as suggestions and retained discretion in implementation. AGS hoped the Essentials would mollify Kwantung Army's wounded pride. The August 4 decision to create a 6 Army within Kwantung Army, led by General Ogisu Rippei, further complicated the command structure. Komatsubara's 23rd Division and nearby units were attached to the 6 Army, which also took responsibility for defending west-central Manchukuo, including the Nomonhan area. The 6 Army existed largely on paper, essentially a small headquarters to insulate KwAHQ from battlefield realities. AGS sought a more accountable layer of command between KwAHQ and the combat zone, but General Ueda and KwAHQ resented the move and offered little cooperation. In the final weeks before the last battles, General Ogisu and his small staff had limited influence on Nomonhan. Meanwhile, the European crisis over German demands on Poland intensified, moving into a configuration highly favorable to the Soviet Union. By the first week of August, it became evident in the Kremlin that both Anglo-French powers and the Germans were vying to secure an alliance with Moscow. Stalin knew now that he would likely have a free hand in the coming war in the West. At the same time, Richard Sorge, the Soviet master spy in Tokyo, correctly reported that Japan's top political and military leaders sought to prevent the escalation of the Nomonhan incident into an all-out war. These developments gave the cautious Soviet dictator the confidence to commit the Red Army to large-scale combat operations in eastern Mongolia. In early August, Stalin ordered preparations for a major offensive to clear the Nomonhan area of the "Japanese samurai who had violated the territory of the friendly Outer Mongolian people." The buildup of Zhukov's 1st Army Group accelerated still further. Its July strength was augmented by the 57th and 82nd Infantry Divisions, the 6th Tank Brigade, the 212th Airborne Brigade, numerous smaller infantry, armor, and artillery units, and two Mongolian cavalry divisions. Soviet air power in the area was also greatly strengthened. When this buildup was completed by mid-August, Zhukov commanded an infantry force equivalent to four divisions, supported by two cavalry divisions, 216 artillery pieces, 498 armored vehicles, and 581 aircraft. To bring in the supplies necessary for this force to launch an offensive, General Shtern's Trans-Baikal Military District Headquarters amassed a fleet of more than 4,200 vehicles, which trucked in about 55,000 tons of materiel from the distant railway depot at Borzya. The Japanese intelligence network in Outer Mongolia was weak, a problem that went unremedied throughout the Nomonhan incident. This deficiency, coupled with the curtailment of Kwantung Army's transborder air operations, helps explain why the Japanese remained ignorant of the scope of Zhukov's buildup. They were aware that some reinforcements were flowing eastward across the Trans-Siberian Railway toward the MPR but had no idea of the volume. Then, at the end of July, Kwantung Army Intelligence intercepted part of a Soviet telegraph transmission indicating that preparations were under way for some offensive operation in the middle of August. This caused a stir at KwAHQ. Generals Ueda and Yano suspected that the enemy planned to strike across the Halha River. Ueda's initial reaction was to reinforce the 23rd Division at Nomonhan with the rest of the highly regarded 7th Division. However, the 7th Division was Kwantung Army's sole strategic reserve, and the Operations Section was reluctant to commit it to extreme western Manchukuo, fearing mobilization of Soviet forces in the Maritime Province and a possible attack in the east near Changkufeng. The Kwantung Army commander again ignored his own better judgment and accepted the Operations Section's recommendation. The main strength of the 7th Division remained at its base near Tsitsihar, but another infantry regiment, the 28th, was dispatched to the Nomonhan area, as was an infantry battalion from the Mukden Garrison. Earlier, in mid-July, Kwantung Army had sent Komatsubara 1,160 individual replacements to make up for casualties from earlier fighting. All these reinforcements combined, however, did little more than replace losses: as of July 25, 1,400 killed (including 200 officers) and 3,000 wounded. Kwantung Army directed Komatsubara to dig in, construct fortifications, and adopt a defensive posture. Colonel Numazaki, who commanded the 23rd Division's Engineer Regiment, was unhappy with the defensive line he was ordered to fortify and urged a slight pullback to more easily defensible terrain. Komatsubara, however, refused to retreat from ground his men had bled to take. He and his line officers still nourished hope of a revenge offensive. As a result, the Japanese defensive positions proved to be as weak as Numazaki feared. As Zhukov's 1st Army Group prepared to strike, the effective Japanese strength at Nomonhan was less than 1.5 divisions. Major Tsuji and his colleagues in the Operations Section had little confidence in Kwantung Army's own Intelligence Section, which is part of the reason why Tsuji frequently conducted his own reconnaissance missions. Up to this time it was gospel in the Japanese army that the maximum range for large-scale infantry operations was 125–175 miles from a railway; anything beyond 200 miles from a railway was considered logistically impossible. Since Kwantung Army had only 800 trucks available in all of Manchukuo in 1939, the massive Soviet logistical effort involving more than 4,200 trucks was almost unimaginable to the Japanese. Consequently, the Operations Staff believed it had made the correct defensive deployments if a Soviet attack were to occur, which it doubted. If the enemy did strike at Nomonhan, it was believed that it could not marshal enough strength in that remote region to threaten the reinforced 23rd Division. Furthermore, the 7th Division, based at Tsitsihar on a major rail line, could be transported to any trouble spot on the eastern or western frontier in a few days. KwAHQ advised Komatsubara to maintain a defensive posture and prepare to meet a possible enemy attack around August 14 or 15. At this time, Kwantung Army also maintained a secret organization codenamed Unit 731, officially the Epidemic Prevention and Water Purification Department of the Kwantung Army. Unit 731 specialized in biological and chemical warfare, with main facilities and laboratories in Harbin, including a notorious prison-laboratory complex. During the early August lull at Nomonhan, a detachment from Unit 731 infected the Halha River with bacteria of an acute cholera-like strain. There are no reports in Soviet or Japanese accounts that this attempted biological warfare had any effect. In the war's final days, Unit 731 was disbanded, Harbin facilities demolished, and most personnel fled to Japan—but not before they gassed the surviving 150 human subjects and burned their corpses. The unit's commander, Lieutenant General Ishii Shiro, kept his men secret and threatened retaliation against informers. Ishii and his senior colleagues escaped prosecution at the Tokyo War Crimes Trials by trading the results of their experiments to U.S. authorities in exchange for immunity. The Japanese 6th Army exerted some half-hearted effort to construct defensive fortifications, but scarcity of building materials, wood had to be trucked in from far away—helped explain the lack of enthusiasm. More importantly, Japanese doctrine despised static defense and favored offense, so Kwantung Army waited to see how events would unfold. West of the Halha, Zhukov accelerated preparations. Due to tight perimeter security, few Japanese deserters, and a near-absence of civilian presence, Soviet intelligence found it hard to glean depth on Japanese defensive positions. Combat intelligence could only reveal the frontline disposition and closest mortar and artillery emplacements. Aerial reconnaissance showed photographs, but Japanese camouflage and mock-ups limited their usefulness. The new commander of the 149th Mechanized Infantry Regiment personally directed infiltration and intelligence gathering, penetrating Japanese lines on several nights and returning crucial data: Komatsubara's northern and southern flanks were held by Manchukuoan cavalry, and mobile reserves were lacking. With this information, Zhukov crafted a plan of attack. The main Japanese strength was concentrated a few miles east of the Halha, on both banks of the Holsten River. Their infantry lacked mobility and armor, and their flanks were weak. Zhukov decided to split the 1st Army Group into three strike forces: the central force would deliver a frontal assault to pin the main Japanese strength, while the northern and southern forces, carrying the bulk of the armor, would turn the Japanese flanks and drive the enemy into a pocket to be destroyed by the three-pronged effort. The plan depended on tactical surprise and overwhelming force at the points of attack. The offensive was to begin in the latter part of August, pending final approval from Moscow. To ensure tactical surprise, Zhukov and his staff devised an elaborate program of concealment and deception, disinformation. Units and materiel arriving at Tamsag Bulak toward the Halha were moved only at night with lights out. Noting that the Japanese were tapping telephone lines and intercepting radio messages, 1st Army Headquarters sent a series of false messages in an easily decipherable code about defensive preparations and autumn-winter campaigning. Thousands of leaflets titled "What the Infantryman Should Know about Defense" were distributed among troops. About two weeks before the attack, the Soviets brought in sound equipment to simulate tank and aircraft engines and heavy construction noises, staging long, loud performances nightly. At first, the Japanese mistook the sounds for large-scale enemy activity and fired toward the sounds. After a few nights, they realized it was only sound effects, and tried to ignore the "serenade." On the eve of the attack, the actual concentration and staging sounds went largely unnoticed by the Japanese. On August 7–8, Zhukov conducted minor attacks to expand the Halha bridgehead to a depth of two to three miles. These attacks, contained relatively easily by Komatsubara's troops, reinforced Kwantung Army's false sense of confidence. The Japanese military attaché in Moscow misread Soviet press coverage. In early August, the attaché advised that unlike the Changkufeng incident a year earlier, Soviet press was largely ignoring the conflict, implying low morale and a favorable prognosis for the Red Army. Kwantung Army leaders seized on this as confirmation to refrain from any display of restraint or doubt, misplaced confidence. There were, however, portents of danger. Three weeks before the Soviet attack, Colonel Isomura Takesuki, head of Kwantung Army's Intelligence Section, warned of the vulnerability of the 23rd Division's flanks. Tsuji and colleagues dismissed this, and General Kasahara Yukio of AGS also went unheeded. The "desk jockey" General Staff officers commanded little respect at KwAHQ. Around August 10, General Hata Yuzaburo, Komatsubara's successor as chief of the Special Services Agency at Harbin, warned that enemy strength in the Mongolian salient was very great and seriously underestimated at KwAHQ. Yet no decisive action followed before Zhukov's attack. Kwantung Army's inaction and unpreparedness prior to the Soviet offensive appear to reflect faulty intelligence compounded by hubris. But a more nuanced explanation suggests a fatalistic wishful thinking rooted in the Japanese military culture—the belief that their spiritual strength would prevail, leading them to assume enemy strength was not as great as reported, or that victory was inevitable regardless of resources. Meanwhile, in the rational West, the Nazi war machine faced the Polish frontier as Adolf Hitler pressed Stalin for a nonaggression pact. The German-Soviet Nonaggression Pact would neutralize the threat of a two-front war for Germany and clear the way for Hitler's invasion of Poland. If the pact was a green light, it signaled in both directions: it would also neutralize the German threat to Russia and clear the way for Zhukov's offensive at Nomonhan. On August 18–19, Hitler pressed Stalin to receive Ribbentrop in Moscow to seal the pact. Thus, reassured in the West, Stalin dared to act boldly against Japan. Zhukov supervised final preparations for his attack. Zhukov held back forward deployments until the last minute. By August 18, he had only four infantry regiments, a machine gun brigade, and Mongolian cavalry east of the Halha. Operational security was extremely tight: a week before the attack, Soviet radio traffic in the area virtually ceased. Only Zhukov and a few key officers worked on the plan, aided by a single typist. Line officers and service chiefs received information on a need-to-know basis. The date for the attack was shared with unit commanders one to four days in advance, depending on seniority. Noncommissioned officers and ordinary soldiers learned of the offensive one day in advance and received specific orders three hours before the attack.   Heavy rain grounded Japanese aerial reconnaissance from August 17 to midday on the 19th, but on August 19 Captain Oizumi Seisho in a Japanese scout plane observed the massing of Soviet forces near the west bank of the Halha. Enemy armor and troops were advancing toward the river in dispersed formations, with no new bridges but pontoon stocks spotted near the river. Oizumi sent a warning to a frontline unit and rushed back to report. The air group dispatched additional recon planes and discovered that the Japanese garrison on Fui Heights, near the northern end of Komatsubara's line, was being encircled by Soviet armor and mechanized infantry—observed by alarmed Japanese officers on and near the heights. These late discoveries on August 19 were not reported to KwAHQ and had no effect on the 6th Army and the 23rd Division's alertness on the eve of the storm. As is common in militaries, a fatal gap persisted between those gathering intelligence and those in a position to act on it. On the night of August 19–20, under cover of darkness, the bulk of the Soviet 1st Army Group crossed the Halha into the expanded Soviet enclave on the east bank.  I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. By August, European diplomacy left Moscow confident in a foothold against Germany and Britain, while Sorge's intelligence indicated Japan aimed to avoid a full-blown war. Stalin ordered a major offensive to clear Nomonhan, fueling Zhukov's buildup in eastern Mongolia. Kwantung Army, hampered by limited logistics, weak intelligence, and defensive posture, faced mounting pressure. 

In this conversation, host BT explores the concept of synchronicity and meaningful coincidences with Dr. Beitman, a psychiatrist who studies these phenomena. They discuss the nature of coincidences, the role of the psyche, and how crises can amplify our openness to synchronicity. Personal stories illustrate the profound impact of these experiences, while the conversation also delves into Carl Jung's influence on the understanding of synchronicity. Practical wisdom is shared on how to recognize and engage with synchronicities in daily life, emphasizing the importance of being aware and open to the messages they may convey.Dr. Beitman's Book, and about information: Inner Traditions Podcast, YouTube

Examine the investment landscape today and understand the risk-reward of various property investment types. In this episode of PropertyBT, host Leslie Yee chats with veteran investor Gabriel Yap of GCP Global. Amid low interest rates, we do a deep dive into the investment merits of shares in property groups and units in real estate investment trusts. We also see what overseas real estate opportunities are worth considering. Learn too whether you can be a full-time investor. Synopsis: Hosted by senior correspondent Leslie Yee, PropertyBT from The Business Times shares insights on all things Singapore property to help you on your property investment journey. Episodes feature views and insights from property analysts. Highlights of the podcast: 06:55 Listed developers 13:18 Outlook for Reits 17:47 Outlook for S-Reits 19:07 Physical property vs property equities Read Leslie’s article: Seeing positives for Singapore Reits from investors’ support of Keppel Reit’s DPU-dilutive MBFC Tower 3 acquisition Unlock Bukit Sembawang’s deep value by putting it up for sale --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Leslie Yee (lyee@sph.com.sg) With Gabriel Yap, executive chairman, GCP Global Edited by: Howie Lim & Claressa Monteiro Produced by: Leslie Yee, Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Correspondents: Channel: bt.sg/btcobt Amazon: bt.sg/btcoam Apple Podcasts: bt.sg/btcoap Spotify: bt.sg/btcosp YouTube Music: bt.sg/btcoyt Website: bt.sg/btcorresp Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Podcasts: bt.sg/pcOM BT Market Focus: bt.sg/btmktfocus BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Market news for February 23, 2026: Confusion over new US tariffs revives 'sell America' trade; sliding Wall Street futures and Dollar; tech-diva Nvidia prepares to release earnings; gold rises and oil eases. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Howie Lim (howielim@sph.com.sg) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Headline news for February 23, 2026: US trade deals after a tariff ruling, markets tread cautiously, Ukraine’s war grinds on, an earthquake jolts Malaysia, British hiring weakens, Asian exports stay firm, Singapore seeks clarity abroad. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Howie Lim / Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Be wary of the seductive danger of leverage investing. The competitive reality is, most lose everything but there are things you can do - like the portfolio pyramid - which can help you navigate this high risk move. Howie Lim gets advice from the experts. Synopsis: Every Monday, The Business Times breaks down useful financial tips. This episode is sponsored by OCBC Securities. Highlights: 01:30 Broker custody & choosing a brokerage 03:46 Misconceptions, margin rules & consolidating assets 06:00 Leverage ratios & cash buffers 08:40 Market timing & holding too much cash? 11:23 Rates, income stocks & tech tools More about: OCBC Securities Get up to S$1,200 cash rewards and more when you transfer your shares and hold them with us. T&Cs apply. Enjoy share financing rates from as low as 4.00% p.a. Plus, access lower online commission rates across 5 main markets with the enhanced Quality Priced Loan scheme, QPL+. T&Cs apply. The Business Times is not licensed to provide financial advice. Important notes This advertisement has not been reviewed by the Monetary Authority of Singapore. Trading in capital markets products and borrowing to finance transactions can be very risky, and you may lose all or more than the amount invested or deposited. Please seek advice from an independent financial adviser before committing to a trade or purchase. Regardless, you should always carefully consider the suitability of the product and any trading decision. The information provided does not consider your investment objectives, financial situation, and particular needs. For any graph, chart, formula or device, there may be limitations and difficulties in its use. Any reference to a company, financial product, asset class or figures is for illustration purposes only. For any historical information, past performance is not necessarily indicative of future performance. OCBC Securities Private Limited (“OCBC Securities”) makes no representations or warranties (including as to the accuracy, timeliness or adequacy) in respect of any information provided herein and it should not be relied upon as such. Any information provided should not be construed as personal trading recommendations or financial advisory from OCBC Securities. OCBC Securities is not responsible for any loss howsoever arising, directly or indirectly, as a result of any person acting on any information provided. All views or information expressed or provided by the speakers during or in relation to the event belong to and are that of the speakers and are for information purposes only. They do not take into account the specific objectives, financial situation or particular needs of any particular person. You should not make any decisions without independently verifying or assessing the contents. Risk warning for Share Financing Borrowing to finance the trading of securities (leveraging/gearing) carries a high degree of risk. If the value of the collaterals declines substantially, falling below the maintenance margin requirement, you may be called upon to deposit substantial additional funds on short notice in order to maintain your position. If you fail to comply with a request for additional funds or reduce your loan within the specified time, your position may be liquidated at a loss and you will be liable for any resulting deficit in your account. For the full disclaimer, visit iocbc.com/disclaimer. --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Ben Paul, senior correspondent, The Business Times and David Kuo, co-founder, The Smart Investor Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Be wary of the seductive danger of leverage investing. The competitive reality is, most lose everything but there are things you can do - like the portfolio pyramid - which can help you navigate this high risk move. Howie Lim gets advice from the experts. Synopsis: Every Monday, The Business Times breaks down useful financial tips. This episode is sponsored by OCBC Securities. Highlights: 01:30 Broker custody & choosing a brokerage 03:46 Misconceptions, margin rules & consolidating assets 06:00 Leverage ratios & cash buffers 08:40 Market timing & holding too much cash? 11:23 Rates, income stocks & tech tools More about: OCBC Securities Get up to S$1,200 cash rewards and more when you transfer your shares and hold them with us. T&Cs apply. Enjoy share financing rates from as low as 4.00% p.a. Plus, access lower online commission rates across 5 main markets with the enhanced Quality Priced Loan scheme, QPL+. T&Cs apply. The Business Times is not licensed to provide financial advice. Important notes This advertisement has not been reviewed by the Monetary Authority of Singapore. Trading in capital markets products and borrowing to finance transactions can be very risky, and you may lose all or more than the amount invested or deposited. Please seek advice from an independent financial adviser before committing to a trade or purchase. Regardless, you should always carefully consider the suitability of the product and any trading decision. The information provided does not consider your investment objectives, financial situation, and particular needs. For any graph, chart, formula or device, there may be limitations and difficulties in its use. Any reference to a company, financial product, asset class or figures is for illustration purposes only. For any historical information, past performance is not necessarily indicative of future performance. OCBC Securities Private Limited (“OCBC Securities”) makes no representations or warranties (including as to the accuracy, timeliness or adequacy) in respect of any information provided herein and it should not be relied upon as such. Any information provided should not be construed as personal trading recommendations or financial advisory from OCBC Securities. OCBC Securities is not responsible for any loss howsoever arising, directly or indirectly, as a result of any person acting on any information provided. All views or information expressed or provided by the speakers during or in relation to the event belong to and are that of the speakers and are for information purposes only. They do not take into account the specific objectives, financial situation or particular needs of any particular person. You should not make any decisions without independently verifying or assessing the contents. Risk warning for Share Financing Borrowing to finance the trading of securities (leveraging/gearing) carries a high degree of risk. If the value of the collaterals declines substantially, falling below the maintenance margin requirement, you may be called upon to deposit substantial additional funds on short notice in order to maintain your position. If you fail to comply with a request for additional funds or reduce your loan within the specified time, your position may be liquidated at a loss and you will be liable for any resulting deficit in your account. For the full disclaimer, visit iocbc.com/disclaimer. --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Ben Paul, senior correspondent, The Business Times and David Kuo, co-founder, The Smart Investor Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

In this thought-provoking monologue, host BT explores the concept of modern idols, particularly focusing on the algorithm as a new form of worship in our digital age. He draws parallels between ancient idol worship and contemporary technology, emphasizing how our attention and time are sacrificed at the altar of screens. The discussion delves into the psychological and societal implications of this phenomenon, urging listeners to reflect on their relationship with technology and the importance of conscious choice in what we worship.TakeawaysThe world needs a wake-up call.We have survived by hiding from them, but they are the gatekeepers.The algorithm reflects back to you what you want, what you fear.Idols are not neutral; they shape our desires.The algorithm feeds on outrage, lust, and fear.You become what you worship.The algorithm desires your attention and time.The algorithm is a mirror that shows your shadow.You can choose who to worship, even in a digital age.Idols promise power but ultimately leave you hollow.

HỒI THỨ BỐN MƯƠI HAI Đại Thánh ân cần cầu Bồ Tát,Quan Âm từ thiện trói Hồng Hài.Thông tin:* Tây Du Ký (tác giả Ngô Thừa Ân)- Nguyên tác tiếng Trung Quốc của Nhân Dân Văn Học Xuất Bản Xã Trung Quốc ấn hành năm 1972. Người dịch: Như Sơn; Mai Xuân Hải; Phương Oanh.* Nguồn nội dung: NXB Văn học, Việt Nam Thư Quán(http://vietnamthuquan.eu/truyen/truyen.aspx?tid=2qtqv3m3237nnn0nmn2nnn31n343tq83a3q3m3237nvn)* Âm nhạc:   VPRODMUSIC_Asia_BGM - Pixabay Music (Pixabay.com)* Support the Channel:1. VÍ MOMO (0903927130)2. “Buy me A Coffee” (https://buymeacoffee.com/mcdongquan)

- Tổng Bí thư Tô Lâm dự khai mạc Hội đồng Hòa bình về Dải Gaza tại Hoa Kỳ, khẳng định sự ủng hộ của Việt Nam đối với các giải pháp cụ thể nhằm chấm dứt xung đột, hướng đến một nền hòa bình lâu dài và bền vững tại khu vực Trung Đông.- Thủ tướng Phạm Minh Chính phát động “Chiến dịch Đông Khê năm 2026” với tinh thần 85 ngày đêm, phấn đấu hoàn thành 2 dự án cao tốc- Bộ trưởng Bộ Tài chính Nguyễn Văn Thắng có những chia sẻ về dấu ấn giai đoạn 2021–2025 và định hướng thời gian tới.- Chiều nay, người dân từ các tỉnh trở lại Thủ đô sau kỳ nghỉ Tết Bính Ngọ 2026. - Đại hội lần thứ 9 của Đảng Lao động Triều Tiên khai mạc, đề ra chính sách đối nội, đối ngoại của Triều Tiên trong 5 năm tới.

Stocks fall, the dollar soars and oil prices climb amid global tensions. Howie Lim and Hugh Chung from Endowus dissect the complex market landscape, from AI stock turbulence and Fed policy splits to dollar debasement and geopolitical risks. Highlights: 01:15 Fed rate expectations hold steady 03:12 Tech earnings reveal winners 04:40 Commodity volatility 11:00 Asian equity opportunities --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Hugh Chung, chief investment officer at Endowus Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow Market Focus Weekly podcasts every Friday: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Headline news for February 20, 2026: President Trump’s Board of Peace draws billions in pledges for Gaza rebuilding as questions persist over Hamas disarmament. Japan inflation cools, US unsecured loans surge, and a deadly fire hits a foreign-registered passenger vessel bound for Singapore. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Howie Lim / Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Episode #411 of BGMania: A Video Game Music Podcast. Today on the show, Bryan and Bedroth take a nostalgic trip down memory lane to relive the magic that was brick-and-mortar rental stores. The guys brought tracks from games that they have specific rental stories to tell, spread across the years of walking down those aisles, scanning shelves and box arts, and trying to figure out what the hell they wanted to play that weekend. Join us for some heartfelt stories, laughs, and the beauty of just being a kid during the late 80's and all throughout the 90's! Email the show at bgmaniapodcast@gmail.com with requests for upcoming episodes, questions, feedback, comments, concerns, or any other thoughts you'd like to share! Special thanks to our Executive Producers: Jexak, Xancu, Jeff & Mike. EPISODE PLAYLIST AND CREDITS Waiters & Cracker Eating from The Three Stooges [Gavan Anderson, 1989] Downtown Street & Credits from Rockin' Kats [Tsukasa Masuko, 1991] Green Planet from Bucky O'Hare [Tomoko Sumiyama, 1992] Battle on a Mountain Peak from The King of Dragons [Yoko Shimomura, 1994] Event Music 1 from American Gladiators [Barry Leitch, 1993] Theme of Alexander the Grater from Saturday Night Slam Masters [Setsuo Yamamoto, 1993] Melrode from Quest 64 [Masamichi Amano, 1998] Title Screen from Uniracers [Colin Anderson, 1994] Green Garden Theme from Bomberman 64 [Akifumi Tada, 1997] Wild Canyon -Kick The Rock!- from Sonic Adventure 2 [Tomoya Ohtani feat. Hunnid-P, 2001] Nile Adventure from Hydro Thunder [Orpheus Hanley, 1999] Atradaitoshi from XG3: Extreme-G Racing [Stuart Duffield & Robin Stout, 2001] BT-7274 from Titanfall 2 [Stephen Barton, 2016] Rally the Spirit from Fire Emblem: Path of Radiance [Saki Haruyama & Yuka Tsujiyoko, 2005] LINKS Patreon: https://patreon.com/bgmania Website: https://bgmania.podbean.com/ Discord: https://discord.gg/cC73Heu Facebook: BGManiaPodcast X: BGManiaPodcast Instagram: BGManiaPodcast TikTok: BGManiaPodcast YouTube: BGManiaPodcast Twitch: BGManiaPodcast PODCAST NETWORK Very Good Music: A VGM Podcast Listening Religiously

In 2017 we debuted a brand new segment where BT offers up sage life advice to the Triple M family, including women, tattoos, bears and car parks.See omnystudio.com/listener for privacy information.

We look at three new offerings from the Canyon team. Canyon keyboards and a mouse to check out Firstly here is the info for the keyboard and mouse https://digital.canyon.eu/?c=8832&k=e30622f271 and then here also https://digital.canyon.eu/?c=9365&k=b6613664fe . In general Canyon's products are usually good value, robust, and worth considering in a high usage location, and, or with active users. Canyon have announced the release of two sleek and high-functioning wireless accessories— the Wireless Keyboard HKB-W01 and the Wireless Mouse 2.4 GHz & Bluetooth—offered in vibrant blue and, for those wanting a softer look, now also available in chic pink. These are both playful and colourful which could work well with younger users and gamers. More details about the Canyon keyboards and mouse The Canyon Wireless Keyboard HKB-W01 delivers a whisper-quiet typing experience tailored to home and office alike. Its full-size layout provides comfortable and accurate key positioning, while wireless 2.4GHz connectivity offers stable performance from up to 10 metres away. Weighing just around 40g and compatible with both Windows and macOS systems, this keyboard brings modern design and productivity to any workspace. Paired perfectly is the Canyon Wireless Mouse 2.4 GHz & Bluetooth. This ultra-portable device features a high-precision optical sensor with up to 2400 DPI, multiple adjustable sensitivity levels, dual-mode wireless connectivity (2.4GHz and Bluetooth), and silent click buttons tested for up to 3 million clicks. With a light 65g build and ergonomic design, it's well-suited for both professional and personal use. Both accessories offer a bold blue finish ideal for contemporary workspaces—and now introduce a pink variant for users who prefer a more playful or personalised aesthetic. The matching colours make them a standout set for anyone looking to elevate their desk setup while keeping functionality at the forefront. Available from Harvey Norman – https://www.harveynorman.ie/computing/computer-accessories/keyboards-en/canyon-silent-wireless-keyboard-pink.html https://www.harveynorman.ie/computing/computer-accessories/keyboards-mice/canyon-mw-12-wireless-mouse-pink.html RGB Keyboard https://digital.canyon.eu/pages/search.php?search=%21collection9289&k=58bc31eb4a https://www.harveynorman.ie/computing/computer-accessories/keyboards-en/canyon-rgb-wireless-keyboard-black.html Work, game, or create with seamless precision – the HKB-W11 Wireless Keyboard is designed for those who want more from their setup. With dual connectivity, switch effortlessly between 2.4GHz wireless and two BT channels. It's perfect for multi-device users who work across laptops, tablets, and smartphones. Enjoy every keystroke with the scissor-switch mechanism that delivers a responsive, quiet, and comfortable typing experience built to last with 113 keys and a 10-million keystroke lifespan. The tactile feel enhances productivity without the noise as you're crunching numbers, writing reports, or chatting with friends. A touch of personality is there with 7-color RGB backlighting and key illumination, so you can type in low-light settings with ease. The slim, modern design adds sophistication to any workspace, while the splash-proof construction provides durability, protecting your keyboard from accidental spills. Forget about constantly swapping batteries, too – this keyboard is fully rechargeable with a built-in 1600mAh Li-Polymer battery. You'll get hours of uninterrupted use on a single charge. Plus, with 12 multimedia function keys, there's instant access to volume, playback, and other essential controls at your fingertips. Compatible with Windows, Mac, iOS, and Android, the HKB-W11 is the ultimate wireless wonder for those who want power, flexibility, and a flawless typing experience every time. Fluid Typing Experience – Scissor Switch Experience precision and comfort with the scissor-switch mechanism, which delivers smooth, responsive keystrokes with minimal...

Tony: -Carbonation Station: Lando Reviews Lando!   -More Autonomous Lies: https://www.techspot.com/news/111233-waymo-admits-autopilot-often-guys-philippines.html   -Trump Phone situation continues to amaze: https://www.engadget.com/mobile/smartphones/trump-mobiles-t1-phone-is-apparently-still-coming-but-itll-be-uglier-and-more-expensive-190626835.html   -Another possibly awesome BT option: https://www.audioreviews.org/noble-announces-sceptre/   -The FDA continues to circle the drain: https://arstechnica.com/health/2026/02/fda-refuses-to-review-modernas-mrna-flu-vaccine/   -Snapmaker U1 has arrived!   Jarron:  -Tesla is canceling Model S and Model X https://www.cnn.com/2026/01/28/business/tesla-q4-2025-earnings   -Sodium Ion batteries incoming: The World's First Sodium-Ion Battery in Commercial EVs - Great at Low Temperatures   -Biohacking to get ahead at the Olympics: https://arstechnica.com/health/2026/02/penisgate-erupts-at-olympics-scandal-exposes-risks-of-bulking-your-budge/   -Rivian R2 shown off https://www.theverge.com/transportation/876441/the-early-reviews-of-the-rivian-r2-are-starting-to-roll-in   Owen: -Discord cracking down https://www.theverge.com/tech/875309/discord-age-verification-global-roll-out -Discord Clarification: https://discord.com/press-releases/discord-launches-teen-by-default-settings-globally Lando:   -AI Ads https://techcrunch.com/2026/02/09/chatgpt-rolls-out-ads/   -Fart Tech https://gizmodo.com/how-many-times-do-you-fart-a-day-smart-underwear-says-its-way-more-than-you-think-2000719805

This conversation between host BT and guest JJ Vance (not the vice president), explores the phenomenon of cargo cults, drawing parallels between historical and modern belief systems, particularly in relation to ancient aliens and UFOs. The discussion delves into how these beliefs manifest in various cults, including Scientology and Mormonism and examines the psychological operations behind these movements. The Society of Cincinnati is highlighted as a recurring theme in American conspiracies, linking historical figures to modern cults and their practices. The conversation concludes with reflections on the ongoing influence of these beliefs in contemporary societyJJ's LinkTree

This is The Beer Is Fundamental Show. This is Episode 143 and we want to welcome you once again to the NeighBeerHood where craft beer is always the talk of the town. We are your hosts, BT aka O-Beer-Wan Kenobi the Jedi Knight of craft beer and Lady T. This is our annual Faded Kingdom Beer Festival review. Faded Kingdom Beer Fest was January 31st, 2026 and it is always the final beer festival to cap off Orlando Beer Week. Located at beautiful Lake Baldwin in front of Tactical Brewing. This festival benefits the Back To Nature Wildlife Refuge. As usual, they had some of the best beer in the country, along with a block party, food vendors, a market, and live armored combat. Faded Kingdom is always billed as one of the elite beer festivals in Florida if not the South.

Bộ trưởng Tư pháp Hoa Kỳ đang phải đối mặt với hàng loạt câu hỏi, về cách Bộ Tư pháp xử lý hơn 3 triệu hồ sơ được công bố, liên quan đến kẻ phạm tội tình dục đã bị kết án Jeffrey Epstein. Các nạn nhân và những người chỉ trích, đang yêu cầu sự minh bạch và công lý cho hơn một ngàn nạn nhân được xác định, trong khi Pam Bondi phải đối mặt với phiên điều trần của Thượng viện Quốc hội Hoa Kỳ.

Într-un episod BT Business Talks dedicat antreprenorilor care schimbă industrii și comportamente, Alexandra Mircea vine cu o poveste care îmbină medicina, educația și businessul digital. Alexandra Mircea este medicul care a făcut din stomatologie un subiect cool: a fondat Dentalist în 2020 și a adunat peste 1,3 milioane de urmăritori cu contentul ei educativ și super accesibil. A crescut printre cabinetele părinților, iar azi transformă frica de dentist în încredere și zâmbete. În discuția BT Business Talks, Alexandra aduce perspectiva unui medic devenit antreprenor și creator de conținut: o combinație rară, care a schimbat modul în care oamenii se raportează la stomatologie și la prevenție. Made with ❤️ from BT

VOV1 - Quan chức Trung Quốc hôm qua (11/02) cho biết, các địa phương nước này đã phân bổ hơn 2 tỷ nhân dân tệ (gần 300 triệu USD) trong kỳ nghỉ Tết 9 ngày, hỗ trợ trực tiếp cho người tiêu dùng. Tết Nguyên đán là thời kỳ cao điểm tiêu dùng ở Trung Quốc hàng năm. Đây cũng là thời điểm kích cầu quan trọng khi nước này ngày càng coi tiêu dùng trong nước là một động lực chính cho tăng trưởng kinh tế.Phát biểu tại một cuộc họp báo giới thiệu về chiến dịch mua sắm và các biện pháp đảm bảo nguồn cung thị trường trong dịp Tết năm 2026 tổ chức ngày 11/2, Thứ trưởng Bộ Thương mại Trung Quốc Thịnh Thu Bình cho biết:“Các địa phương đã phân bổ 2,05 tỷ nhân dân tệ (296,6 triệu USD) trong kỳ nghỉ 9 ngày, trực tiếp hỗ trợ người tiêu dùng thông qua các hình thức như phát phiếu mua hàng, trợ cấp và phong bao lì xì bằng tiền mặt.”Ông cũng cho biết thêm, Bộ Thương mại mới đây đã phối hợp với Ủy ban Cải cách và Phát triển Quốc gia cùng Bộ Tài chính Trung Quốc phân bổ đợt trợ giá hàng tiêu dùng đầu tiên trong năm 2026, trị giá 62,5 tỷ nhân dân tệ, từ chính phủ trung ương tới các sở thương mại trên cả nước, nhằm khuyến khích người dân mua sắm đồ gia dụng và điện tử vào dịp Tết.Người dân địa phương mua câu đối Tết tại một siêu thị ở tỉnh Giang Tô, miền Đông Trung Quốc, ngày 11/2. Ảnh: VCG

VOV1 - Theo số liệu vừa công bố của Cục Thống kê, Bộ Tài chính, tổng mức bán lẻ hàng hóa và doanh thu dịch vụ tiêu dùng theo giá hiện hành tháng 1/2026 đạt hơn 632 nghìn tỷ đồng, duy trì xu hướng tăng trưởng tích cực.Con số này ghi nhận mức tăng 2,6% so với tháng trước và tăng 9,3% so với cùng kỳ năm trước. Sự khởi đầu thuận lợi trong tháng 1/2026 đang tạo ra tiền đề vững chắc cho mục tiêu tăng trưởng kinh tế của ngành thương mại và dịch vụ trong cả năm.Với dân số hơn 100 triệu người, trong đó tầng lớp trung lưu ngày càng mở rộng, Việt Nam sở hữu thị trường tiêu dùng nội địa lớn và năng động. Thu nhập bình quân đầu người được cải thiện giúp người tiêu dùng không chỉ chú trọng đến giá cả mà còn quan tâm nhiều hơn đến chất lượng, thương hiệu và trải nghiệm mua sắm, qua đó thúc đẩy sự phát triển của các mô hình bán lẻ hiện đại như siêu thị, trung tâm thương mại và chuỗi cửa hàng tiện lợi.Nhiều kênh phân phối triển khai các chương trình khuyến mãi, kích cầu tiêu dùng.

- Trung tâm tài chính quốc tế Việt Nam tại TP HCM chính thức vận hành sáng nay, với kỳ vọng nâng vị thế quốc gia trong thị trường khu vực, thế giới-Bộ Y tế đề nghị Bộ Tài chính chỉ đạo Bảo hiểm xã hội Việt Nam không lấy mốc 'X-quang 6 phút' làm điều kiện thanh toán Bảo hiểm y tế- Người dân từ TP HCM và Đồng Nai ồ ạt về quê bằng ôtô cá nhân, khiến nhiều tuyến cao tốc hướng ra miền Trung ùn tắc.Cửa ngõ sân bay Tân Sơn Nhất cũng bắt đầu tắc nghẽn nghiêm trọng trong ngày giáp Tết- Mỹ gây sức ép tối đa với Iran trước thềm cuộc gặp giữa Tổng thống Donald Trump với Thủ tướng Israel Benjamin Netanyahu- Thảm kịch xả súng rúng động tại British Colombia khiến 10 người thiệt mạng và hàng chục người bị thương

Bài 22_ Bí Tích Hôn Phối (Số 2) || Giáo lý cho người trưởng thành by TGP Hà Nội

In this episode of Truth and Shadow, host BT takes listeners on a thoughtful exploration of the threshold where the supernatural and the ordinary meet, a space where myth, memory, and mystery overlap with daily life. The journey begins with ancient traditions and legends, including the enigmatic tales of the Watchers, whose presence has echoed across cultures as guardians, rebels, or guides. Throughout the episode, BT emphasizes not only the importance of acknowledging these unseen forces but also the wisdom of approaching them with discernment. He reminds us that fascination with the hidden can quickly turn into obsession, and that the healthiest path is one of reverence, humility, and balance. Awe, he argues, should always outrun fear, and wonder should never give way to fixation. By embracing mystery without surrendering to it, we learn to walk steadily between light and shadow. Through an engaging and reflective tone, BT extends an invitation to listeners: to pause and consider their own encounters with the extraordinary, whether in fleeting intuition, moments of unexplainable presence, or the echo of ancient myths that still stir in the human imagination. He urges us to examine the way these experiences shape our relationship with the unknown and to recognize how the supernatural is not a distant phenomenon, but something woven into the very fabric of our ordinary lives. In the end, Truth and Shadow becomes not only a conversation about the unseen but also a mirror: asking each of us how we engage with mystery, and what it reveals about the reality we think we know.

- Tổng Bí thư Tô Lâm dâng hương, tưởng niệm các lãnh đạo tiền bối, tri ân công lao các đồng chí nhân dịp đón Xuân Bính Ngọ 2026..- Thủ tướng Phạm Minh Chính dự Lễ khởi công dự án Trường tiểu học Cẩm Thạch và tặng quà Tết cho hộ nghèo, hộ có hoàn cảnh khó khăn, gia đình chính sách và công nhân lao động tại tỉnh Thanh Hóa.  - Cuộc bầu cử đại biểu Quốc hội khóa 16 và và Hội đồng nhân dân các cấp, nhiệm kỳ 2026-2031 là ngày hội lớn của toàn dân, nơi quyền làm chủ của nhân dân được thể hiện trực tiếp, sinh động qua mỗi lá phiếu.-  Liên hợp quốc cùng nhiều nước A-Rập lên án quyết định của Israel gia tăng quyền lực ở Bờ Tây.- Các nền tảng mạng xã hội Meta và YouTube ra tòa vì bị cáo buộc “thiết kế gây nghiện” cho trẻ em.

VOV1 - Sáng 9/2 tại Hà Nội, Ban Chỉ đạo Trung ương tổ chức Hội nghị rà soát, điều chỉnh kế hoạch Tổng điều tra kinh tế năm 2026. Hội nghị được kết nối trực tuyến với các tỉnh, thành phố và các phường, xã, đặc khu trên toàn quốc. Bộ trưởng Bộ Tài chính Nguyễn Văn Thắng chủ trì hội nghị.

La BT Talks, Andi Moisescu îl are ca invitat pe Ömer Tetik, CEO Banca Transilvania și unul dintre cei mai influenți oameni din banking, numit de șase ori „Bancherul Anului". ✅ De la bancă „mică, dar ambițioasă" la liderul pieței Ömer povestește că, atunci când a venit la BT, banca era un adevărat underdog: locală, rapidă, antreprenorială, dar mică într-o piață dominată de jucători mari. Cultura de start-up, apropierea de oameni și agilitatea în decizii au transformat BT în liderul pieței, cu o responsabilitate pe măsura încrederii pe care o primește.  ✅ 1999: începuturile într-o Românie plină de potențial Ajuns în România acum 26 de ani, Ömer își amintește 1999 ca pe un moment în care țara era plină de provocări, dar și de energie: „România avea – și are – un potențial uriaș." A văzut îndeaproape evoluția unei economii emergente într-una dintre cele mai dinamice din regiune, unde BT a crescut odată cu România. ✅ Investiție în comunitate: U-BT și Universitatea Cluj Un punct important al discuției a fost și implicarea BT în comunitatea locală. Pentru Ömer, susținerea sportului clujean și a proiectelor care aduc oamenii împreună este o parte naturală a ADN-ului BT. BT este partener strategic al U-BT Cluj, una dintre cele mai puternice echipe de baschet din Europa Centrală și de Est, și un susținător constant al echipei Universității Cluj, un simbol al orașului și al culturii sportive locale. Pentru el, aceste parteneriate înseamnă identitate, comunitate și responsabilitate: exact tipul de investiții care construiesc valoare pe termen lung. ✅ Succesul construit de oameni Pe tot parcursul discuției, Ömer revine la aceeași idee: succesul BT este despre echipă. Creșterea nu a venit dintr-o singură decizie, ci din consecvență, încredere și investiții în tehnologie, educație financiară și produse simple și utile. BT a fost un underdog. Astăzi este lider. Iar povestea merge înainte, împreună cu comunitatea care a făcut totul posibil. Made with ❤️ from BT

It's Flashback Friday! This episode originally hit the main feed in October, 2020 It's time for the “special edition” of “Shootin' The Shiznit.” Brian Tramel is joined by wrestling legend Ricky Morton for the “Month of Morton” ROCKTOBER ! They bring you the Cool Kids Countdown Ep 91: “BT's Top 10 Favorite Tag Teams of All Time” for Episode 379. BT lists his teams as Ricky Morton comments on them with insight only he can give about working these teams ! Check out our LINK OF ALL LINKS to watch the show and listen to our podcasts! linktr.ee/STSPOD Do you want these shows as soon as they are recorded? Join Patreon!! Subscribe now ! www.patreon.com/shootintheshiznit Vitality Chiropractic in Jonesboro and Newport, Arkansas, is a trusted haven for individuals seeking comprehensive chiropractic care. With a dedicated team of professionals, they prioritize spinal health and overall well-being. If you're looking for personalized and effective chiropractic services, reach out to them at (870) 523-2225 to experience their commitment to enhancing your health and vitality. Meal prep in Northeast Arkansas! 15% Off with our code STSPODCLUB at bare870.com. That's 15% off and use our code STSPODCLUB Go to bare870.com Trust Bare for your meal prep needs in Northeast Arkansas. Eat Better. Live Better. Paypal LINK ! py.pl/15aeX0 Link of all links: linktr.ee/STSPOD Search “Shooting The Shiznit” to LIKE the STSPOD FB page !! Sponsored by Spunklube is the perfect blend of water and silicone. It is an all purpose personal lubricant that can be used for any occasion. You will love the natural feeling and look of it. It is safe for sensitive skin. Go to spunklube DOT com and tell them shootin the shiznit sent you ! Follow them on Twitter @SpunkLube Have you used the UBER Eats app? If not, you can download it & get $7 off your first order by using this code: eats-briant24790ue Did you love this week's episode?? Was it worth a $1 ? $2? $100?? Donate to STS by using the Cash app and sending $$$$ to: $BTSTS In partnership with Championship Wrestling on CW30! Every Saturday at Noon on YouTube. Follow them on Twitter: @cw30wrestling Do you wanna be a pro wrestler ? Go to championshipwrestlingmemphis.com and apply for classes that start soon !! LIVE MEMPHIS WRESTLING: EVENTS: tinyurl.com/Upcoming-Live-Event

It's time for a new episode of “Shootin' The Shiznit.” Brian Tramel and Gene Jackson bring you “THE WTF News Desk.” Gene and BT bring you an insider's perspective to the bizarre happenings in the squared circle and the octagon. From outlandish storylines to mind-bending maneuvers, THE WTF News Desk is your go-to source for all things unconventional in the fight world. Check out our LINK OF ALL LINKS to watch the show and listen to our podcasts! https://linktr.ee/STSPOD Do you want these shows as soon as they are recorded? Join Patreon!! Subscribe now ! https://www.patreon.com/shootintheshiznit Vitality Chiropractic in Jonesboro and Newport, Arkansas, is a trusted haven for individuals seeking comprehensive chiropractic care. With a dedicated team of professionals, they prioritize spinal health and overall well-being. If you're looking for personalized and effective chiropractic services, reach out to them at (870) 523-2225 to experience their commitment to enhancing your health and vitality. Meal prep in Northeast Arkansas! 15% Off with our code STSPODCLUB at bare870.com. That's 15% off and use our code STSPODCLUB Go to bare870.com Trust Bare for your meal prep needs in Northeast Arkansas. Eat Better. Live Better. Paypal LINK ! https://py.pl/15aeX0 Link of all links: https://linktr.ee/STSPOD Sponsored by Spunklube is the perfect blend of water and silicone. It is an all purpose personal lubricant that can be used for any occasion. You will love the natural feeling and look of it. It is safe for sensitive skin. Go to spunklube DOT com and tell them shootin the shiznit sent you ! Follow them on Twitter @SpunkLube Have you used the UBER Eats app? If not, you can download it & get $7 off your first order by using this code: eats-briant24790ue Did you love this week's episode?? Was it worth a $1 ? $2? $100?? Donate to STS by using the Cash app and sending $$$$ to: $BTSTS In partnership with Championship Wrestling on CW30! Every Saturday at Noon on YouTube. Follow them on Twitter: @cw30wrestling Do you wanna be a pro wrestler ? Go to championshipwrestlingmemphis.com and apply for classes that start soon !! LIVE MEMPHIS WRESTLING: EVENTS: https://tinyurl.com/Upcoming-Live-Events

The first official In Search of Sunrise Live event for 2026 took place in London, a city holding deep footprints of influence in Markus Schulz's life and career. Describing the experience as a night defined by emotion, connection and transcendence, the atmosphere is captured for the Global DJ Broadcast World Tour series. This special set live from Outernet journeys through exclusive remixes, new productions and In Search of Sunrise reinterpretations, reflecting the more melodic and atmospheric side of Markus' sound. From intimate moments to peak-time release, the energy of the crowd and the spirit of ISOS combine to create a truly timeless experience.   Markus Schulz (Recorded Live from HERE at Outernet, London - January 31 2026) 01. Markus Schulz x BLR - Ten Seconds Before Sunrise 02. Robert Nickson presents RAHB - Heliopause 2025 03. Markus Schulz & Matt Fax - The New World 04. Markus Schulz - Remember This (ID Remix) 05. Tiësto & FORS - Bring Me to Life (Markus Schulz Remix) 06. Daxson - Second Sunrise 07. Ilan Bluestone presents Stoneblue featuring Emma Hewitt - Hypnotized (Markus Schulz Remix) 08. Grace - Orange (ID Remix) 09. Nemke -Stampedo 10. Giuseppe Ottaviani - Till We Meet Again 11. Daxson - While We Wait 12. BT featuring Jan Johnson - Remember (Markus Schulz In Search of Sunrise Remix) 13. Markus Schulz presents Dakota - Faultline (ID Remix) 14. Markus Schulz - Forgotten Element 15. Shadow Assembly - Elarion 16. Duderstadt & Davey Asprey vs. Markus Schulz & Nikki Flores - We Are the Light of Muhanjala (Markus Schulz Mashup) 17. Markus Schulz - Lisbon 18. Jardin - Illuminate 19. Markus Schulz x Arkham Knights - Vanderbilt 20. Who.Is - We.Are (Markus Schulz In Search of Sunrise Remix) 21. Mesh - Purple Haze (Dave Neven Remix) 22. Daxson - Who We Are 23. Fish56Octagon x Plastic Boy -  Silver Bath 24. Jardin - Shift 25. Markus Schulz featuring Delacey - Destiny (ID Remix) 26. Rapid Eye - Circa-Forever (Markus Schulz Down the Rabbit Hole Remix) 27. Robert Nickson - Rocket Surgery 28. Markus Schulz - Simulated 29. Markus Schulz, C-Systems & Ana Diaz - Nothing Without Me 30. Markus Schulz - Sunrise Over the Bay (Daxson Remix) 31. Markus Schulz - What Remains of Us 32. Matt Fax vs. Solarstone - Ascended Cities (Ferry Corsten Mashup)  

It's the debut of R&D with BT! Former Charlotte City Councilmen Tariq Bokhari & Larken Egleston join Bo Thompson & Beth Troutman for a weekly conversation about local, state, and national politics... and whatever else comes up along the way. This week: reaction to the FTA audit of CATS, thoughts on some recent headline-making comments from Senator Thom Tillis, the upcoming NC Senate race to replace him, and more heavyweight concerts announced for Bank of America Stadium.See omnystudio.com/listener for privacy information.

Selvom et flertal af medlemmerne har valgt hende som ny formand, er der modstand mod hende både i Hovedbestyrelsen og i folketingsgruppen. De synes ikke, hun er egnet og lægger ikke skjul på det. Samtidig er der kræfter uden for partiet der arbejder på at skade hende. Der kommer historier frem om, at hun og Stephen har snydt i skat. De bliver siden frikendt, og hun tror, at sagen er overstået. Men bare en uge før valget i 2011 har nogen lækket deres fortrolige papirer til BT, og nu eksploderer sagen igen. Der bliver nedsat en kommission, der skal finde frem til hvem, der har lækket papirerne, men det finder man aldrig ud af. Helle Thorning-Schmidt er dog ret sikker på, at hun ved, hvem der har gjort det. Vært: Anne Sofie Kragh Klipper: Leo Peter Larsen Redaktør: Christian Stemann Research: Sarah BechSee omnystudio.com/listener for privacy information.

In this conversation, host BT and author Anthony Delgado delve into the themes of good versus evil, the role of supernatural entities known as the Watchers, and the implications of these beliefs in contemporary faith. They explore the historical context of the Watchers, their interactions with humanity, and how modern interpretations of spirituality often overlook these ancient narratives. The discussion emphasizes the need for a balanced understanding of the supernatural in preaching and the importance of reclaiming an ancient worldview to navigate the complexities of faith in a postmodern society.Website: anthonydelgado.net

In this episode, BT explores the themes of dissolution and rebirth through the lens of mythology and psychology. He delves into the alchemical process of transformation, using the Norse myth of Ymir as a metaphor for the cycles of death and rebirth that occur in our lives. Drawing on the insights of Carl Jung, he emphasizes the importance of embracing the chaos of the unconscious as a source of nourishment and wisdom. The conversation highlights the sacred nature of dissolution and the potential for new beginnings that arise from it.For further study, see this website: jungny.com

In Episode 161 of Trap Talk, Zach Nannini and Richard Marshall Jr. sit down with Chase Dobrinski from Silver City, New Mexico — a four-time Sub-Junior ATA All-American, multi-time New Mexico state champion, and the youngest shooter in ATA history to break 200 straight in singles at just 11 years and 8 days old.Chase walks us through his journey from a 7-year-old shooting clays at the Whittington Center to stacking up serious titles: New Mexico state singles champion in 2022, plus singles, HAA, and HOA at the 2025 state shoot, multiple 100s, and his first 100 in doubles at the Autumn Grand. He also breaks down his evolution in gear — from an old CZ 28-gauge side-by-side to an SKB 20-gauge, a borrowed BT-99, and now a Browning 725 trap combo set up around 70/30.The conversation digs deep into what actually makes a young champion:how coaching from Cory and Britt Dalton — and time on the line with Britt Robinson — changed his doubles gameusing older country music (George Jones, Waylon, Merle) to stay in the groove and block out pressurewhy he doesn't shoot a ton of practice and refuses to “waste 25s” before eventshis goals of AAA-27-AAA, getting his 100 from the back fence, and completing a Grand Slamthe reality of balancing a 4.0 GPA at a private Christian school with missing 30+ days a year to travel and shoothunting elk, deer, oryx, and ibex on family ranch ground — and how that outdoor life shapes his mindsetWe also get into Chase's other passion: 916 Knives — his custom knife brand named after his family cattle brand that dates back to 1884. He talks about teaching himself knife making from YouTube, building orders, making his own leather sheaths, and using that side hustle to help fund his shooting.Chase closes with solid advice for young shooters:don't let one bad score wreck your weekend, stop blaming your gun for everything, and remember it's usually “the Indian, not the bow” — look at the target, make sure the gun fits, and keep going.If you're a youth shooter, parent, or coach looking for real-world insight into what it takes to compete at a high level while still in high school, this episode is worth your time.Like, comment, and subscribe — and if you need a custom blade, check out Chase's 916 Knives (links in the description).Follow & Subscribe to Trap Talk! It really helps the show! YouTube - https://www.youtube.com/@traptalk27 Instagram - https://www.instagram.com/traptalkfromthebackfence/ Facebook - https://www.facebook.com/traptalk27 TikTok - https://www.tiktok.com/@trap.talk.podcast *** Email us your listener questions to askus@traptalkpodcast.com *** *** Visit TrapTalkPodcast.com for all our links! ***

This conversation between host BT and guest Dr Edward Tick delves into the significance of the warrior archetype, the challenges faced by veterans upon returning to civilian life and the importance of understanding PTSD as a soul wound. It explores cultural perspectives on healing, the role of myth and storytelling in the healing process, and the need for community support and rituals to aid reintegration. The discussion emphasizes the importance of creating spaces for veterans to share their stories and find meaning in their experiences, ultimately advocating for a more compassionate approach to supporting those who have served.Dr Edward Tick's website: https://www.edwardtick.com/

Protecting your ideas can be the difference between building momentum and watching someone else run with your work. In this episode of Unstoppable Mindset, I sit down with patent attorney and entrepreneur Devin Miller to explore what founders and business owners really need to know about patents, trademarks, and intellectual property. Devin shares how his background in engineering, startups, and law shaped his approach to innovation, and he breaks down the real differences between provisional and non-provisional patents in clear, practical terms. We talk about common mistakes entrepreneurs make, how legal protection supports growth instead of slowing it down, and why understanding intellectual property early can help you compete with confidence. I believe this conversation will give you clarity, direction, and a stronger foundation for protecting what you work so hard to create. Highlights: 00:01:18 – Hear how growing up in a small town shaped Devin's approach to problem-solving and business.00:12:53 – Learn why Devin combined engineering, business, and law instead of choosing a single career path.00:19:32 – Discover how a student competition turned into a real wearable technology startup.00:30:57 – Understand the clear difference between patents, trademarks, and copyrights.00:33:05 – Learn when a provisional patent makes sense and when it does not.00:53:52 – Discover what practical options exist when competitors copy or knock off your product. About the Guest: Devin Miller is the founder of Miller IP, a firm launched in 2018 that helps startups and small businesses protect their inventions and brands without breaking the bank. He's overseen over a thousand patent and trademark filings with a 95 percent success rate on patents and an 85 percent success rate on trademarks, making sure garage inventors and side hustlers get the same high-quality service as big tech. Before starting his firm, Devin spent years at large law firms working with clients like Intel and Amazon, but he found his true passion in helping scrappy entrepreneurs turn ideas into assets. He blends legal know how with an entrepreneur's mindset, offering flat fee packages, DIY legal tools, and hosting webinars and a podcast series to demystify IP. A lifelong runner who knocks out 10+ miles a day and 30-40 miles daily biking (except Sunday), Devin listens to audiobooks and podcasts while training for marathons. When he's not drafting office action responses or co-hosting Inventive Journey, you might catch him brainstorming the next Inventive Youth program or sipping coffee while sketching partnership agreements. Ways to connect with Devin**:** If you'd like to talk strategy or swap running playlist recs, feel free to schedule a chat at http://strategymeeting.com LinkedIn profile  https://www.linkedin.com/in/lawwithmiller/ Firm website [https://www.lawwithmiller.com](https://www.lawwithmiller.com "https://www.lawwithmiller.com") About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes: Michael Hingson  00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us. Well, hello to all of you, wherever you happen to be today, you are listening to or watching or both unstoppable mindset and I am your host. Mike hingson, our guest today is Devin Miller, who founded the company, Miller IP, and he'll tell us all about that and what that means and so on as we go through this. But I will tell you that he is a lawyer. He deals with patents and other things and a lot of stuff relating to startups. I think that's going to be a lot of fun to talk about. So without any further ado, as it were, Devin, welcome to unstoppable mindset. We're really glad you're here. Thanks for having me on. Excited to be here. Well, we're glad. We're glad you're here. Can you hear me? Okay, now I hear you. Devin Miller  02:06 Well, we're sorry for the delay, but I said I'm excited to be here and looking forward to chatting. Michael Hingson  02:11 Well, perfect. Well, let's start. I love to always do this. Let's start kind of at the beginning. Why don't you tell us about the early Devon, growing up and all that? Devin Miller  02:21 You know, I I'm happy to do. I don't know there's anything that probably stands out. I was probably fairly typical. So I was raised in a religious family, so we're attended church regularly every week. And I had a couple sisters, an older and a younger one, and was went through, went through schooling and or studied, probably the typical course. So I don't know there's anything stands out. I was in a small town, so grew up as, probably not as small as I'd like it to be anymore, but a small farming town, and it was, it was kind of always enjoyed the small town fill, and actually am back to being in that same hometown where I live now with my family. But yeah, so I did that, and I did probably the at the time, the typical thing with the it's growing up with kids and sports and doing things, and went through high school and and after that, jumped or went off to college. But I don't know if there's anything in particular that stands out in my mind, other than probably, at least in my mind, a pretty typical childhood and upbringing, but enjoyed it nonetheless. But happy to provide any details or I can jump into a bit about college. Michael Hingson  03:38 Well, where did you go to college? Devin Miller  03:40 Yeah, so I went to Brigham, young university, just or BYU, just out here in Utah. So I went off to so, or I graduated high school and I went off to a year of college. So I went off to BYU, kind of intending to go into electrical engineering, which is what I or one of the degrees I ended up studying with, and then I did that for a year, and after which I went off and did a served a religious mission for my church, so Church of Jesus Christ, or Latter Day Saints, otherwise nicknamed Mormon. So I went off and went to Taiwan for about two years. So didn't have any idea, even at that point where Taiwan was and certainly didn't know the language, but when studied that, or they have a training center where you get an opportunity to study it for about three months. So I studied it and then went off to Taiwan and served that religious mission for my church for a couple years before coming back to the high school, or good, not the high school to college to continue my studies. Michael Hingson  04:43 I several, several comments. One, I know what you mean about small hometowns. We moved from Chicago, where I was born, to California when I was five, we moved to a town called Palmdale, and it was a very small rural town about 60. Five miles north of Los Angeles. I don't know what the population was when we first moved there, but it couldn't have been more than 1000 or 1500 people spread out over a little bit of a distance. For me, it was great, because without there being a lot of traffic, I was able to do things I might not have done nearly as well in Chicago things like riding a bike, learning to ride a bike and walking to school and and not ever fearing about walking to school for any reasons, including being blind. But oftentimes I once I learned how to do it, I rode my own bike to school and locked it in the bike rack and then rode home and all that. But then Palmdale started to grow and I'm not quite sure what the population is today, but I live in a town about 55 miles east of Palmdale called Victorville, and as I described Victorville growing up, it was not even a speck on a radar scope compared to the small town of Palmdale, but we we moved down to Southern California from the Bay Area my wife and I to be closer to family and so on. In 2014 we wanted to build a house for Karen, because she was in a wheelchair her whole life. So we wanted to get a a house that would be accessible. And my gosh, the only place we could find any property was Victorville. And at that time, in 2014 it had 115,000 people in it. It has grown. Now it Devin Miller  06:31 has grown. And it tends to be that, you know, it feels like everybody's always kind of chasing the small town then, or people find out about it. Everybody moves in. It's no longer a small town, and then you're off to chasing the the next small town, wherever that might be. So it's kind of a perpetual cycle of of chasing that small or at least for the people to like it. Not everybody loves it, but I'm certainly a proponent of chasing that small town feel from from place to places, as you're trying to or trying to find or recreate what you probably grew up with. So it is a it is a cycle that everybody I think is chasing, Michael Hingson  07:09 yeah, well, for me now, my wife passed away in 2022 we were married 40 years. And so the thing about it is that there are probably advantages for me living alone, being in a place that has a few more people and a few more of the kind of amenities that at least somewhat larger towns have, like a Costco and some some restaurants. We actually live in a homeowner's development, a homeowner's association called Spring Valley Lake, and I live within walking distance of the Country Club, which has a nice restaurant, so I'm able to go to the to the restaurant whenever I choose, and that's kind of nice. So there's value for me and being here and people say, Well, do you ever want to move from Victorville now that your wife died? And why do I want to do that? Especially since I have a 3.95% mortgage? You know, I'm not going to do that, and I'm in a new house that. Well, relatively new. It was built in 2016 so it's pretty much built to code. And insulation is great. Solar is great on the house. Air conditioning works, so I can't complain. Devin Miller  08:20 No, sounds like a good setup, and it's kind of one where, why, if you enjoy where you're at, why would you move to go somewhere else that you wouldn't necessarily enjoy? So it just sounds like it works out. Michael Hingson  08:29 Well, it does, and I can always, as I need to being a keynote speaker and traveling, there's a shuttle that'll take me down to the nearest airports. So that works out. Well, that's awesome. So you went to, I'm a little bit familiar with the the whole LDS missionary program, Mission program, we we were not part of the church, but we lived, when my wife and I got married, we lived in Mission Viejo and we had neighbors right next door to us, who were members of the church, and they came over one day and they said, we have an issue. And I said, Okay. And my wife said, Okay, what's the issue? Well, we have a couple of missionaries coming in, and the only homes that are available to these two boys are homes that already have young female girls in them. So they really can't be in those homes. Would you be willing to rent your one of your rooms to missionaries? And so we said, and well, Karen said, because she was a member of the Methodist church, we said, as long as they don't try to mormonize us, we won't try to methodize them. And we would love to do it. And it worked out really well. We had a couple of missionaries for a while, and then they switched out. And eventually we had a gentleman from Tonga for a while, and we actually had a couple girls for for a while. So it worked out really well, and we we got to know them all, and it was a great relationship. And they did their work, and at Christmas time, they certainly were invited to our Christmas parties. We. Had every year a party. What we actually had was what we call a Christmas tree upping. We got the tree, we brought it into the house, and we invited all of our friends and neighbors to come and decorate the tree in the house. Because, needless to say, we weren't going to do that very well. Karen especially wasn't going to be able to stand up and decorate the tree. So we got them to do all the tree decorations and all that, and we fed them. So it worked out. Devin Miller  10:26 Well, it's awesome. Sounds like, great. And you hit on. I said, that's probably my, my favorite part of the Christmas is a Christmas tree. So growing up, we always had a real live tree, but it was always, you know, it was downstairs in the basement, and had lower ceilings. And so I was always kind of the opinion, hey, when I grow up, I want to have the a huge, you know, kind of like in the newbies at 20 plus or 20 or 20 plus foot tree, yeah. And lo and behold, we, or at least the couple houses that we build have always had, at least in the living space, have had the pretty high ceilings. And so that's always what we do. We'll go out and we'll cut down a live tree. So we'll go out to kind of in nature, to the forest, where they let you cut them down, and we'll, we'll cut down, usually it's around a 20 plus foot tree, and then have it strung up in the house. And I always tell my wife, I said, I'd rather that one could be my Christmas present. I'd be just as happy, because as long as I have my tree, it's a good Christmas for me. Michael Hingson  11:23 Yeah, oh, I hear you. Well, one of the boys who lived next door to us went off on a mission to, I think it was Argentina, and was gone for, I guess, two years. What was really funny is when he came back, it took him a while to re acclimatize his speaking English and getting back his American accent. He was he definitely had much more of a Spanish accent, and was much more used to speaking Spanish for a while. So the the three month exposure period certainly got him started at the at the center there in Utah. And then he went off and did his missionary work and then came home. But, you know, it's, it's got to be a wonderful and a very valuable experience. How do you think it affected you? Devin Miller  12:10 Yeah, I think I said, I think it would be, you said it probably well, is it like one where to say, Hey, this is the most fun time in your life, and you'll never have a more fun time. I don't know that. It's kind of like, you know, I liken it to I so I like to do a lot of running, so or in older years. I don't know that I was as much in younger years, but kind of discovered not that I love running, per se, but love to get out and decompress and otherwise, kind of have a time where I don't have a lot of intrusions or other things that are pressing in on life. And so with that, you know, I've done a number of marathons and marathons, you know, everybody again, says, Well, did you have fun? Or was it a good or was it good marathon? So I don't know that it's ever fun. I don't and do it, but it's a good accomplishment. You it's, you go out, you set your mind to something, and then otherwise, at the end of the day, you reach your goal. And, you know, kind of has the that sense of accomplishment and learning and become improving yourself. That's probably a lot of how I like in a mission is, you know, you have a lot of stresses of learning a new language, being in a different culture, doing something that you're unfamiliar with or not accustomed to, and at the end, you know, you learn a lot of things, you are gain a lot of skills. You hopefully impact a lot of people's lives for the better. And so it is definitely one of those where it's a great accomplishment, but it's not, you know, it's not one way to say, hey, this was a fun vacation where I got to go play for two years. So it it works out well, and I would absolutely do it again. Michael Hingson  13:31 Yeah, I'm sure you learned a lot, and you probably learned a whole lot more in a lot of ways, than most of the people that you you visited with because you treated it as an adventure and an adventure to learn. So that's pretty cool, absolutely. So you came back from that and you went back to college, and did you continue in electrical engineering? Or what Devin Miller  13:56 did you do? Yes and no. So I did continue in electrical engineering. Or so I came back and, you know, the intent was, and what I continue to do is to study electrical engineering. I did add on a second degree, which I was a Mandarin Chinese and so I can't remember, I mentioned I I served in Taiwan for those couple years and had an opportunity to kind of, you know, learn and study the language. So as I was doing that, I kind of came back and said, Well, if I've already put in the effort to learn the language and to study it, I might as well, you know, utilize it, or add it to the degree. And so I I really started, or I added that as a second degree to the first degree. So I came out with both the degree in Chinese or man or Chinese, as well as electrical engineering. So yes, continue to study that. And then from that, you know, kind of just as a part of that story. So I was coming out, kind of getting, you know, the senior year, kind of getting towards the end of that degree, and looked at and said, you know, what do I want to do when I grow up? And I still know if I know the full answer, but I did look at it and say, Hey, I, you know, I don't know exactly what I want to do when I grow up, but I don't, I like engineering. Engineering, but I don't want to be an engineer in the sense that, you know, not that I didn't like engineering, but it was one where a typical electrical engineers, you come out of graduate school, you go work for a big company. You're a very small cog and a very big Will you work for. You know, 1015, years, you gain enough experience to have any say your direction and what projects you work on or really have any impact. Not saying that's not really what I want to do when I grow up, or when I start into the working world. And so kind of with that, I, you know, I had a couple interests I enjoyed, you know, kind of the startup, small business, kind of that type of world. And I also found it interesting to on the legal aspect of intellectual property, so patents, trademarks, and really more. At the idea of, hey, you're going to work with a lot of cooling or cool inventions, cool people are working on a lot of unique things, and you get a lot more variety. And you get, you know, kind of be more impactful. And so that was kind of the the Crossroads I found myself at saying which, you know, kind of which direction I want to go. And, you know, kind of, rather than take one or the other, I kind of, I split the road and decided I was going to do both. So I went off to graduate school and did both an MBA or a master's in business administration as well as a law degree, kind of focused more on intellectual property. So went off and studied both of those kind of with the intent of, you know, I don't want to just be fit into one box or do just one thing, but I'd like to keep a foot in the business world, startup world, and have an opportunity to pursue my own business as well as doing the law degree. So I did that in a Case Western Reserve out in Cleveland, Ohio, studying both of those degrees Michael Hingson  16:34 when you were getting your degree in manner, in Chinese. Was that all about speaking the language, or was it also involved in history and civilization and understanding more about China? What was it like? Devin Miller  16:47 It was really more, certainly, there was a or, I guess, are you saying within college or within the mission itself? 16:54 In college? Okay, yeah. I mean, it was, Devin Miller  16:57 it was still primarily focused on the language. You know, the nice thing is, you can test out of a number of the, you know, entry level or their beginning classes, as long as you can show a proficiency. So there may have been some of that, and you still got, you know, some of the classes, would you still study a little bit of poetry, or, you know, within the language context, they've used poetry as a way to kind of learn different aspects of the language. You'd get a little bit of history, but pretty, or vast majority of focus was kind of both speaking as well as the the written and, you know, those are really as opposed to, like English speaking, where it's phonetics and you can or sound out and kind of understand what a you know, what something means by sounding it out, you don't have to know the word in order To, you know, to pronounce it. Chinese is not that way. So you have characters that are just every character you have to memorize. There is no phonetics. There's no way that you can look at a character and sound it out. And so there's a large amount of just memorizing, memorizing, you know, 20,000 characters to read a newspaper type of a thing. And then on the flip side is you have to learn the language, which is, you know, which are already focused on that, more on the mission, but you have to do pronunciation, so you can say the same word with different tones and it has entirely different meaning. So really, there was enough there on the language side, they tended to primarily focus on that, just because there was quite a bit there to Michael Hingson  18:19 dive into. It's a complicated language. Devin Miller  18:23 It it is certainly or uniquely different from English. I would say probably English to Chinese speakers is the hardest language because it's the most different from their language. And vice versa for English speaking Chinese is at least one of the this or harder languages because it is entirely different. So it is one that has a lot of intricacies that you get to learn. Michael Hingson  18:45 I took German in high school for three years, and then in college, I did a lot of shortwave listening and encountered radio Japan a bunch. So I actually took a year of Japanese, and I think from a written language, it's a lot more complicated than spoken language. I think it's a lot more straightforward than Chinese and a lot of ways easier to learn. But even so, it is different than than Latin languages by any standard. Devin Miller  19:16 But it is. It's an animal in and of itself, but it makes it fun. Michael Hingson  19:21 Yeah, that's right, it does make it fun. Incident. And then, as I said, it was an adventure. And all of that was, was an adventure. My master's is in physics. That was an adventure. And until you spend a lot of time dealing with physics and hopefully getting beyond just doing the math, you learn how much of a philosophical bent and how much about society and the way things work really is wrapped up in physics. So again, it's it's kind of fun, and unlike a lot of physicists or engineers. I've never thought that one is better or worse than the other. I think they both have purposes. And so as a physics person, I never pick on engineers. Devin Miller  20:11 I am, I wouldn't pick up. I wouldn't pick on any physics or physicists or physics majors, either, because that's equally, if not more difficult. And so there's a lot of learning that goes on and involved with all of them. But they're all of them are fun areas to Michael Hingson  20:26 study with. They are. So once you you got your master's degrees, and you you got your law degree, what did you go off and do? Devin Miller  20:36 Yeah, so I mean, I would probably back it up just a little bit. So kind of during that period where I was getting the degrees, couple things happened. Had a couple kids. So started out first kid while I was doing the, I guess the second year where I was in under or doing the law and MBA degree, doing it as a joint degree. And so had the had a kid. And then during that same period, the next year, about a year about a year and a half later, had another kid. And so that puts me as a it's a four year program, if you combine both of them together. And so I was in the kind of the third year, the four year program. And while I was doing those studies, you know, I had a I was doing a couple things. One is, I was doing the both, or studying both majors, raising the family. I was working about 20 hours as a law clerk or for a law firm, and then during that, I can't remember or if it was a flyer, or if it was, you know, an email or whatnot, but came across a business competition, or it's kind of a, it was kind of a, a multi disciplinary competition wherever, you know, people of different degrees and different fields of study would get together, you form a group of four or five, and you work on developing an idea, and then you would enter it into the competition and see how it goes. And so we did that the first year, and we did something, an idea to make Gym Bags less smelly, and then enter that in and took second place. And during that period, next year comes along, we're all in our final year of our degree. And as we're doing that, we are studying the degree and or entering the competition again. And we decided to do something different. It was for wearables. You know, this is before Apple Watch, or, you know, the Fitbit, or anything else. It was well before I knew that, but we just said, Hey, when I was there, thinking, hey, wouldn't it be cool I'd ran my or, I think, my second marathon that time. Wouldn't it be awesome if you could monitor your hydration level so that you can make sure you're staying well hydrated throughout and it helps with the air, not being a sore and being, you know, quicker recovery and performing better. And so out of that, took the genesis of that idea, entered it back into the business comp, or that is a new idea, into the business competition, and did that with the partners, and took second place again, still a little bitter, or bitter that about that, because the people that took first place has entered the same thing that they entered the previous year, but polished, or took the money they've earned previously and polished it made it look a little nicer, and won again because it looked the most polished. But that aside, was a great, or great competition. Enjoyed it. And from that, you know, said, Hey, I think this is a good idea. I think it can be a, you know, something that you could actually build a business around. And so said, Hey, or kind of told the the people that were in the the group with me, you know, we're all graduating. We're going different directions. Would be pretty hard to do a startup altogether. So why don't we do this? Or why don't you guys take all the money that I got, you know that we you're in some reward money, or, you know, prize money. If you take my portion, split it amongst yourselves, and I'll just take ownership of the idea, whatever it is, where, you know, wherever I take it, and simply own it outright, you know, basically buying them out. And so that's what I did. So coming out of, you know, getting the MBA in the law degree, that was kind of always the intent. So, or coming out of school, I went and joined a law firm here in Utah. Was a full time patent attorney, and then alongside, you know, had the side hustle, what I'd really say is kind of a second full time job to where I was, you know, pursuing that startup or small business alongside of doing the law firm. So that was kind of the the genesis for, as I graduated full time attorney working, you know, with a lot of our cool clients and other things, and then also incorporating the desire to do a startup or small business. And that's kind of been, really, the trajectory that I've taken throughout my career is really, you know, finding ways to combine or to pursue both interests together. Michael Hingson  24:26 What happened to the business? Devin Miller  24:28 Yeah, so it so it's still alive today. I've been, I exited. Now it's been a couple year and a half, two years somewhere in there. Have to think back. So it started out. So with the business I started out, it was actually one where, rewinding just a little bit when we when I got started, my dad was also an electrical engineer. He'd actually, you know, he's well or farther into his career, and he done a number of different things across their medical devices through his career. And so he kind of, or he joined on as kind of doing it with us. Hustle with me, and we took that, started to build it. We brought on some additional team members. We brought on an investor, and actually built out and grew the business. It also evolved. So we were starting to test or test out the technology have it with some colleges and some other, you know, athletes, which was a natural place to start it at and about that time, and we were getting kind of to that next hurdle where we either needed to get a further investment or cash infusion, you know, to kind of take it to a more of a marketable, you know, a except a Polish full or ready to go to market type of product. And at that time, as we're exploring that we had or came or got connected with somebody that was more in the diabetes monitoring, they were doing it more from a service base. But you know, the overlay as to kind of how the technologies are overlapped with what they're doing tended to work out pretty well. And so we ended up combining the business to be one, where it was redirected a lot of the technology we developed underlining to be more of a wearables for the diabetes monitor. So that was a number of years ago. I stayed on doing a lot of, some of the engineering and development, primarily more in the intellectual property realm, of doing a lot of patents and whatnot. And then about a year and a half, two years ago, got bought out, was exited from that company and and that continues on today. It's still alive and growing, and I kind of watch it from, you know, from a distance, so to speak, or kind of continue to maintain interest, but don't are not necessarily active within the business anymore. So that was kind of a long answer to a shorter question, but that's kind of where the business eventually evolved to. Michael Hingson  26:36 So now I'm sure that the company is doing things like developing or working with products like continuous glucose monitors and so on. Devin Miller  26:46 Yep, yeah, that's kind of the direction as to what they're headed you Michael Hingson  26:49 well, and what's what's been interesting about several of the CGM type devices is that for people who are blind, there's been a real push to try to get some of them to be accessible. And what finally occurred about a year ago, maybe two years ago, is that one of the devices that's out there was approved to actually incorporate an app on a smartphone, and when the app came out, then it was really easy, although it took an effort to convince people to pay attention to it and do it, but it became technically a lot easier to deal with access, because all you had to do was to make the app accessible. And so there now is a continuous glucose monitor that that is accessible, whereas you wherein you get all the information from the app through voiceover, for example, on the iPhone or through talkback on a android phone that you get when you're just looking at the screen, which is the way it really should be anyway, because If you're going to do it, you should be inclusive and make it work for everyone. Devin Miller  28:06 No, that's cool. Yeah, there's a number of I think, between, you know, being a prevalent, you know, issue that people are dealing with, to, you know, different trying to address things earlier on, and also to motivate people do healthier lifestyle. And kind of the direction I think, is headed where a lot of the the company that's continues on today, from our original technology, is on the non invasive side. So a lot of them have, you have to have a patch, or you have to have periodically prick, or put an arm, you know, arm, right? Something where has a needle in the arm. And this one is kind of trying hair working to take it to that next level, to where it's no longer having to be invasive, and it's really all without having air with sensors that don't require you to have any sort of pain or prick in order to be able to utilize it. So kind of fun to fun to see how the industry continues to evolve. Michael Hingson  28:55 Well, today, we're working on that, and tomorrow, of course, the tricorder. So you know, we'll, we'll get to Star Trek 29:03 absolutely one step at a time. Michael Hingson  29:05 Yeah, but I've kind of figured that people were certainly working on non invasive technology so that you didn't have to have the sensor stuck in your arm. And I'm not surprised that that that's coming, and we'll be around before too long, just because we're learning so much about other ways of making the measurements that it makes sense to be able to do that. Devin Miller  29:31 Yep, no, absolutely. You know, it is a hard nut to crack. The body is very complex. A lot of things going on, and to measure it, not invasively, is certainly a lot that goes into it, but I think there's a lot of good, good technologies coming out. A lot of progress is being made, and certainly fun to continue to see how the health devices continue to hit the market. So certainly a cool area. Michael Hingson  29:53 So why did you decide, or maybe it was a natural progression, but why did you decide to go into patent law? Yeah. Devin Miller  30:01 I mean, I think it was probably a natural progression, and in the sense that, you know, it is one where overall desire was, Hey, I like engineering from the sense I like to think or how things work and kind of break things down and to have a better understanding. So really, intellectual property law and patents and trademarks and others allowed me to work with a lot of startups and small businesses, see a lot of cool things that they're developing still play a hand in it, and yet, also not, you know, be mired down to a long project over multiple years where you, you know, you're a small cog in a big wheel. And so, yeah, that was kind of one where it fit well within kind of the overall business, you know, business desire and business aspect of what I wanted to accomplish, and also just overall, you know, enjoying it or enjoying it. So that's kind of where it might, you know, it married well with the the desire to do startups and small businesses, as well as to work with a lot of other startups and small businesses. Michael Hingson  30:55 That's a lot of fun, to be able to deal with startups and see a lot of new and innovative kinds of things. And being in patent law, you probably see more than a lot of people, which does get to be exciting in an adventure, especially when you see something that looks like it has so much potential. Yep. Devin Miller  31:14 No, it is. It is fun. I get to see everything from I've worked on everything from boat anchors to credit card thing or devices that help elderly people to remove them more easily, from their wallet to AI to drones to software other or software platforms to medical devices. So it gives a ability to have a pretty good wide exposure to a lot of cool, different, you know, very different types of innovations, and that makes her just, you know, a fun, fun time, and be able to work or work with the air businesses as they develop. Are all those different technologies? Michael Hingson  31:50 Well, on the the law side of things, what's the difference between a provisional patent and a non provisional filing? Devin Miller  31:57 Yeah, so, so I don't back it up, and I'll get to your question. But maybe I'd set the stages to when you're looking at what is the difference between a patent and trademark and copyright, because a lot of times when people look at that, that's probably a good question too. Provisional trademark, or I want a, you know, or a non provisional copyright, or whatever it might be, and kind of get the terminology mixed up. So if you're to take it one step back, a provisional patent app or a patent is something that goes towards protecting an invention. So something that has the functionality that does something, that accomplishes something, a trademark is going to be something that is protecting of a brand. So name of a company, name of a product, a cash, phrase, a logo, and those type of things all really fall under trademarks and copyrights are going to be something that's more creative in nature. So a painting, a sculpture, a picture, a book, you know, all those type of things are going to fall under copyrights. And so really, when you're looking at it, you know, kind of breaking it down initially, you look at it as you know, which one is it. And so now to your question, Michael Hingson  32:58 well, before you go there, before you go ahead, before you go there. So if I'm writing software, does that fall under patent or copyright? I would assume if the software is to do something, it would be a patent. Devin Miller  33:12 So software primarily is under a patent. So there's, technically, you can copyright software. Now there's, it's pretty limited in its scope of protection. So if you're to do or software and do it under a copyright, really, all it protects is the exact way that you wrote the code. So you know, got it using this exact coding language. If somebody come along, copy and paste my code, you'll be protected. But it doesn't protect the functionality of how this code works or what it does. It is purely just how you wrote the code. So most of the time, when you're looking at software, it's really going to be more under a patent, because you're not going to want to just simply protect the identical way that you wrote the code, but rather what it does and what it does, yeah. So yep. So yeah, you for if you're to do as as your example, software, primarily, you're going to it's going to fall under patents. Michael Hingson  34:01 Okay, so anyway, back to provisional and non provisional. Devin Miller  34:05 Yeah, so, and when you're looking at doing a patent, you can do there's a couple different types of patents. One is a design patent. It really just goes to something the esthetic nature, the look and feel of a of an invention. So if you're thinking of the iPhone, you know, used to have the curved edges. I had the circle or a button at the bottom. It had, you know, the speaker placement and all those things. And it was just that outward appearance, not the functionality, could go under a design patent, but what the primary patent, which is what most people pursue, is what's called the utility patent application. And the utility patent application is really going towards the functionality of how something works. So the utility, how it works, what it does, and then kind of the purpose of it. And so with that, when you're looking at pursuing a utility patent application, there are a couple different types of patents that you can or types of utility patent patent applications. So. As you mentioned, one is called a provisional patent application. The other one is called a non provisional patent application. So a provisional patent application is kind of set up primarily, a lot of times for startups or small businesses where they're going to have a some product or an innovation that they're working on. They're in earlier stages. They're wanting to kind of protect what they have while they continue to develop it, and kind of flush it out. So provisional patent application is set up to be a one year placeholder application. So it will get, you know, you file it, you'll get patent pending, you'll get a date of invention, and it'll give you a year to decide if you want to pursue a full patent application or not. So you can file that gives you that one year time frame as a placeholder. The non provisional patent application would be the full patent application. So that would be what has, all the functionality, all the features, all the air, formalities and air, and it will go through the examination process. We'll go look at it for patentability. So those are kind of the difference provisional, one year, placeholder, less expensive, get your patent pending, versus the non provisional, that's the full patent application and gives you kind of that, or we'll go through examination. Michael Hingson  36:12 Do most people go through the provisional process just because it not only is less expensive, but at least it puts a hold and gives you a place. Devin Miller  36:22 It really just depends on where people are at. So kind of, you know, a lot of times people ask, Hey, well, what would you recommend? And I'll usually say, hey, there are typically two reasons why I would do a provisional patent application. And if you don't fall into either of those camps, then I would probably do a non provisional patent. Got it. So generally, the two reasons I get one is certainly budgetary. Give you an example. So our flat fee, you know, we do our primarily everything, flat fee in my firm, and a provisional patent application to prepare and file it, our flat fee is 2500 versus a non provisional patent application is 6950 so one is, Hey, your startup, small business, to have a limited funds, you're wanting to get a level of protection in place while you continue to pursue or develop things, then you would oftentimes do that as a provisional patent application. And the other reason, a lot of times where I would recommend it is, if you're saying, Hey, we've got a initial innovation, we think it's going to be great. We're still figuring things out, so we'd like to get something in place while we continue to do that research and develop it and kind of further figure it out. So that would be kind of, if you fall into one of those camps where it's either budgetary overlay, or it's one where you're wanting to get something in place and then take the next year to further develop it, then a provisional patent application is oftentimes a good route. There are also a lot of clients say, Hey, I'm, you know, we are pretty well. Did the Research Development getting ready to release it in the marketplace. While we don't have unlimited funds, we still have the ability to just simply go or go straight to a non provisional so we can get the examination process started, and then they'll go that route. So both of them are viable route. It's not kind of necessarily. One is inherently better or worse than the other is kind of more where you're at along the process and what, what kind of fits your needs the best. Michael Hingson  38:09 But at least there is a process that gives you options, and that's always good. Absolutely, patent laws, I well, I won't say it's straightforward, but given you know, in in our country today, we've got so many different kinds of things going on in the courts and all that, and sometimes one can only shake one's head at some of the decisions that are made regarding politics and all that, but that just seems to be a whole lot more complicated and a lot less straightforward than what you do With patent law? Is that really true? Or are there lots of curves that people bend things to go all sorts of different ways that make life difficult for you? Devin Miller  38:50 Um, probably a little bit of both. I think that it so. The law, legal system in general, is a much more slower moving enemy, so it does have a bit more of a kind of a basis to anticipate where things are headed in general. Now, the exception is, there always is an exception to the rule. Is that anytime the Supreme Court gets involved with patent law cases, I'd say 95% of the time, they make it worse rather than better. So, you know, you get judges that none of them are really have an experience or background in patent law. They've never done it. They really don't have too much familiarity with it, and now they're getting posed questions that are fairly involved in intricate and most of the time when they make decisions, they make it worse. It's less clear. You know, it's not as great of understanding, and it otherwise complicates things more. And so when you get the Supreme Court involved, then they can kind of make it more difficult or kind of shake things up. But by and large, it is a not that there isn't a lot of or involved in going through the process to convince the patent and examiner the patent office of patentability and make sure it's well drafted and has the it's good of coverage and scope, but at least there is, to a degree, that ability to anticipate. Hate, you know what it what's going to be required, or what you may likely to be looking at. You know? The other exception is, is, you know, the, ironically, I think the patent office is the only budget or producing or budget positive entity within all of the government. So every other part of the government spends much more money than they ever make. The Patent Office is, I think the, I think the postal office at one point was the other one, and they have, now are always in the in the red, and never make any money. But, you know, they are the patent office. Now, the problem with that is, you think, great, well now they can reinvest. They can approve, they should have the best technology, they should be the most up to date. They should have, you know, all the resources because they're self funding, and yet, there's always a piggy bank that the government goes to raid and redirects all those funds to other pet projects. And so, or the patent office is always, perpetually underfunded, as ironic as that is, because they're getting, always getting the piggy bank rated, and so with that, you know, they are, if you're to go into a lot of the patent office, their interfaces, their websites or databases, their systems, it feels like you're the onset of the or late 90s, early 2000s as far as everything goes. And so that always is not necessarily your question, but it's always a bit aggravating that you know you can't, as an example, can't submit color drawings. People ask, can you submit videos? Nope, you can't submit any videos of your invention, you know, can you provide, you know, other types of information? Nope, it's really just a written document, and it is line drawings that are black and white, and you can't submit anything beyond that. So there's one where I think eventually it will sometime, maybe shift or change, but it's going to be not anytime soon. I don't think there's any time on the horizon, because they're kind of stuck it once they move, moved over to the lit or initially onto the computer system, that's about where that evolution stopped. Michael Hingson  41:51 Well, the other thing though, with with videos, especially when you get AI involved and so on, are you really seeing a video of the invention. Or are you seeing something that somebody created that looks great, but the invention may not really do it. So I can understand their arguments, but there have to be ways to deal with that stuff. Devin Miller  42:13 Yeah, and I think that even be prior to AI, even we just had, you know, videos been around for 20 or 30 years, even, you know, digital format or longer. That probably, and the problem is, I think it's more of the search ability. So if you have a drawing, you can more easily search drawings and compare them side by side, and they'll do it. If you have a video, you know what? What format is the video? And is it a, you know, dot movie, or dot MOV, or is it.mp for is it color? Is it black and white? How do you capture it? Is it zoomed in as a kind of show all the details? Or is it zoomed out? And I think that there's enough difficulty in comparing video side by side and having a rigid enough or standardized format, the patent office said, man, we're not going to worry about it. Yes, so we could probably figure something out, but that's more work than anybody, any administration or any of the directors of the patent office ever want to tackle so it's just always kind of kicked down the road. Michael Hingson  43:06 Do they ever actually want to see the invention itself? Devin Miller  43:12 Not really, I mean, you so the short answer is no. I mean, they want to see the invention as it's captured within the the patent application. So the problem Michael Hingson  43:21 is, the drawing, they don't want to see the actual device, or whatever it is, well, and a lot Devin Miller  43:24 of times, you know as a inventors, they you know as a patent applicants, as the inventors and the owners, you're saying, hey, but I want to show them the invention. Problem is, the invention doesn't always mirror exactly what's showing in the patent application. Because you're on generation three of your product patent application is still in generation one, yeah, and so it doesn't mirror, and so the examiners are supposed to, they don't always, or aren't always good, and sometimes pull things and they shouldn't, but they're supposed to just consider whatever is conveyed in the patent application. Yeah, it's a closed world. And so bringing those additional things in now you can, so technically, you can request a live in office interview with the examiner, where you sit down live. You can bring in your invention or other or details and information, and when you do it live, face to face with an interview, you can walk them through it. Most very few people attorneys ever do that because one clients aren't going to want to pay for you to one of the offices, put you up in a hotel, you know, sit there, spend a day or two to or with the examiner to walk them through it. It just adds a significant amount of expense. Examiners don't particularly like it, because they have to dedicate significantly more time to doing that. Yeah, they're allotted, so they lose they basically are doing a lot of free work, and then you're pulling in a lot of information that they really can't consider. So you technically can. But I would say that you know, the likelihood of the majority of attorneys, 99 point whatever, percent don't do that, including myself. I've never been to do a live or live one, just because it just doesn't, it doesn't have enough advantage to make it worthwhile. Michael Hingson  44:58 Well, in talking about. About the law and all the things that go on with it. One of the things that comes to mind is, let's say you have somebody in the United States who's patenting, or has made a patent. What happens when it all goes to it gets so popular, or whatever, that now it becomes an international type of thing. You've got, I'm sure, all sorts of laws regarding intellectual property and patents and so on internationally. And how do you get protection internationally for a product? Devin Miller  45:32 File it in each country separately. So, you know, there are people, and I understand the inclinations, hey, I want to get a worldwide or global patent that covers everything in every country. The short answer is, you can't. I mean, technically, you could, if you file a patent into every country separately, nobody, including when I used to work or do work for companies including Intel and Amazon and Red Hat and Ford. They don't have patents in every single country throughout the world because they just don't have enough marketplace. You know, you go to a very small, let's say, South African country that you know, where they just don't sell their product enough in it, it just doesn't make the sense, or the courts or the systems or the patent office isn't well enough to find, or it's not enforceable enough that it just doesn't capture that value. And so there isn't a ability to have a global, worldwide patent, and it really is one where you have to file into each country separately. They each have their own somewhat similar criteria, still a different, somewhat similar process, but they each have their own criteria in their process that has to go through examination. So when you're looking at you know when you want to go for whether it's in the US or any other country, when you're deciding where you want to file it, it's really a matter of what marketplaces you're going to be selling the product into. So if you look at it and you know, I have as an example, some clients that 95% of their marketplace is all in the US, that's where they anticipate, that's probably where they're going to sell it. Well, yes, you could go and find, if you have 2% of your marketplace in Japan, you could go file a patent and get it into Japan, but you have such a small amount of your marketplace that's probably there that it doesn't make sense. And vice versa will have as an example. And a lot of times in the medical devices, they'll a lot of times file both in the EU as well as in the US, because those are two of the predominant medical device and are places where a lot of innovation is going on, where there's a lot of focus on utilization, development, medical devices, and there's just a lot of that demand. And so you're really going to look at it is which, where's your marketplace. The other times are the people, a lot of times, they'll get tripped up on so they'll say, Well, I probably need to file into China, right? And I said, Well, maybe because the inclination is, well, everybody just goes to China. They'll knock off the product. And so I want to have a patent in China so that I can, you know, fight against the knockoffs. And that isn't while I again, understand why they would ask that question. It wouldn't be the right way to convey it. Because if you if all it is is they you have no real, you know, no desire, no plan, to go into China. You're not going to sell it. You're not going to build a business there. If they're knocking it off and just just doing it in China, so to speak, then they're not. There isn't going to be a need to file a patent in China, because you don't have any marketplace in there. There's nothing really to protect. And if somebody makes it in China as a just picking on China, making as an example, and imports it into the US, you can still enforce your patent or otherwise do or utilize it to stop people from importing knock off because it's in the US, because they're, yeah, exactly, they're selling it, importing it, or otherwise doing activities in the US. So it's really a matter of where your marketplace is, not where you think that somebody might knock it off. Or, Hey, I'm gonna get a try and get a global patent, even though my marketplace is really in one or two spots. Michael Hingson  48:38 What about products like, say, the iPhone, which are commonly used all over. Devin Miller  48:44 Yeah, they're going to do, they'll do a lot of countries. They still Michael Hingson  48:47 won't do. They'll still do kind of country by country. Devin Miller  48:50 Yeah, they'll now, they'll do a lot of countries. Don't get me wrong, a lot of right. Phones are sold throughout the world, but they'll still look at it as to where it is, and they still have, you know, issues with them. So one of the interesting tidbits as an example, so going back and rewinding your time, taking apple as an example. You know, they came out with, originally, the iPod, then they had iPhone, and then they had the iPad. Now the question is, when they originally came out with their watch, what did they call it? 49:17 Apple Watch? Apple Watch. Now, why Devin Miller  49:20 didn't they call the I wash, which is what it made sense. It goes right along with the iPhone, the iPad, the iPhone, you know, the all of those iPod on that. And it was because somebody had already got a trademark in China that was for a different company, unrelated to the apple that had it for the iWatch. And so when Apple tried to go into the country, they tried to negotiate. They tried to bully. They weren't able to successfully get the rights or to be able to use I wash within China. China was a big enough market, and so they had and rather than try and split it and call it the I wash everywhere but China and trying to have the Apple Watch in China, they opted to call it the Apple Watch. Now I think they might. Of eventually resolve that, and I think it's now can be referred to as the I watch, I'm not sure, but for, at least for a long period of time, they couldn't. They called it the Apple Watch when they released it, for that reason. So even if you have, you know, a big company and one of the biggest ones in the world, you still have to play by the same rules. And why, you can try and leverage your your size and your wealth and that to get your way, there's still those, there's still those hindrances. So that's kind of maybe a side, a side note, but it's kind of one that's interesting. Michael Hingson  50:30 So that's the trademark of how you name it. But how about the technology itself? When the Apple Watch was created, I'm assuming that they were able to patent that. Devin Miller  50:39 Yeah, they will have, I'm sure they probably have anywhere from 30 to 100 to 200 I mean, they'll have a significant amount of patents, even it's just within the Apple Watch, everything from the screen, the display, how it's waterproof, how it does communications, how does the battery management, how does the touch, how does the interface, all of those are going to be different aspects that they continue to, you know, did it originally in the original Apple Watch, and are always iterating and changing as they continue to improve the technology. So generally, you know that, I'm sure that you will start out with as a business of protecting you're getting a foundational patent where you kind of protect the initial invention, but if it's successful and you're building it out, you're going to continue to file a number of patents to capture those ongoing innovations, and then you're going to file it into all of the countries where you have a reasonable market size that makes it worthwhile to make the investment. Michael Hingson  51:32 So if you have a new company and they've got a name and all that, what should new businesses do in terms of looking and performing a comprehensive search for of trademarks and so on to make sure they are doing the right thing. Devin Miller  51:49 Yeah, a couple of things. I mean, it wanted, if you're it depends on the size of company, your budget, there's always the overlay of, you know, you can want to do everything in the world, and if you don't have the budget, then you have to figure out what goes in your budget. But if I'll take it from kind of a startup or a small business perspective, you know, you first thing you should do is just as stupid and as easy as it sounds, you should go do a Google search. Or, now that you have chat GPT, go do a chat BT search and a Google search. But, you know, because it's interesting as it sounds, or, you know, is you think that, oh, that's, you know, kind of give me or an automatic I'll have still even till today, people come into my office. They'll say, Hey, I've got this great idea, this great invention, and a Lacher getting a patent on it, and they'll start to walk me through it. I'm like, you know, I could have sworn I've seen that before. I've seen something very similar. We'll sit down at my desk, take two minutes, do a Google search, and say, so is this a product that you're thinking of? Oh, yeah, that's exactly it. Okay. Well, you can't really get a patent on something that's already been invented and out there, and so, you know, do a little bit of research yourself. Now there is a double edged sword, because you can do research and sometimes you'll have one or two things happen. You'll not having the experience and background, not entirely knowing what you're doing. You'll do research, and you'll either one say, Hey, I've done a whole bunch of research. I can't really find anything that's similar. When, in fact, there's a lot of similar things out there. There's a patent, and people will say, yeah, it's the same, it's the same invention, but my purpose is a little bit different. Well, you can't if it's the exact same or invention. Whether or not you say your purpose is different, doesn't get around their patent and same thing on a trademark. Yeah, their brand's pretty much 53:20 identical, but they're Devin Miller  53:21 doing legal services and I'm doing legal tools, and so it's different, and it's, again, it's one where there's there they have a false sense of security because they rationalize in their head why it's different, or vice versa. You also get people that will say, Hey, this is even though it's significantly different, it's the same purpose. And so while, while they really could go do the product, while they could get a patent or a trademark, because they think that it's just overall kind of the same concept, then they talk themselves out of it when they don't need to. So I would say, start out doing some of that initial research. I would do it if I was in their shoes, but temper it with, you know, do it as an initial review. If there's something that's identical or the same that's out there, then it gives you an idea. Probably, you know, you're not going to be able to add a minimum, get or patent their intellectual property protection, and you may infringe on someone else's but if you you know, if there's, there's some differences, or have to do that initial research, that's probably the time, if you're serious about, you know, investing or getting business up and going, you've probably engaged an attorney to do a more formal search, where they have the experience in the background and ability to better give a better understanding or determination as to whether or not something presents an issue. Michael Hingson  54:32 Yeah, well, that's understandable. If I've developed something and I have a patent for it, then I suddenly discovered that people are selling knockoffs or other similar devices on places like Amazon and so on. What do you do about that? Because I'm sure there must be a bunch of that that that does go on today. Devin Miller  54:53 Yeah, yes, it does. I mean, I wouldn't say it's not as probably as prevalent as some people think. In other words, not every single. Product, right, being knocked off. Not everything is copied. Sometimes it's because, you know, either I don't have the ability, I don't have the investment, I don't have the, you know, it's not as big enough marketplace, I don't have the manufacturing, I don't have the connections, or it is simply, am respectful, and I'm not going to go do a discord because I'm not going to try and rip off, you know, what I think is someone else's idea. So it doesn't happen that as frequently as I think sometimes people think it does, but it certainly does occur. You know, there's a competitive marketplace, there's a profit incentive, and if there's a good product that's out there that people think they can do something with, and there's a motivation to do it, either because people are unaware that it's an issue, or that they they're unaware that they can't copy it or is protected. And so if you get into that, you know, there's a few potentially different recourses. One is, you know, a lot of times you'll start out with the cease and desist.

In this week's episode, both of our storytellers confront the real-world consequences of misinformation—and how it can spread faster than the truth.Part 1: Growing up, Modesta Abugu knows firsthand the challenges rural African farmers face. But when she discovers that misinformation is making things worse, she sets out to change the narrative. Part 2: While living in South Africa, Fiona Tudor Price witnesses how AIDS misinformation devastates an entire nation. Modesta N. Abugu recently obtained her Ph.D. in the Department of Horticultural Science at North Carolina State University, where she conducted research to identify genetic tools that can be used to improve flavor in sweetpotato, guiding the development of high-quality varieties. As a National Science Foundation interdisciplinary research fellow at the Genetic Engineering and Society Center, NCSU, she examined the scientific, policy, and public-engagement dimensions of agricultural biotechnology within integrated food, energy, and water systems to help develop sustainable and responsive solutions that bridge innovation, policy, and societal needs. Modesta is also passionate about communicating science to the public, especially on the potential of agricultural biotechnology tools in promoting food security. She has been widely involved in grassroots campaigns geared towards creating an enabling policy environment for farmers to gain access to new agricultural innovations globally. Through her awareness and advocacy efforts, she contributed to the passage of Nigeria's biosafety bill into law, and the commercialization of Bt cowpea in Nigeria. Modesta obtained her Bachelor of Science degree in biochemistry from the University of Nigeria in Nsukka, Nigeria, and an MSc in horticultural science from the University of Florida. Outside of work, she loves to hike and visit new places.Fiona Tudor Price is a seasoned producer, director, and science communicator with a unique blend of expertise in biology, media and education. With a BSc. Hons. in Biology and Film & Television Studies, Fiona began her career at TVOntario and Corus Entertainment, contributing to award-winning environmental and science documentaries. In 1999, she moved to South Africa and founded Atomic Productions, where she directed and produced impactful natural-history content for global networks including National Geographic, Discovery Channel, Animal Planet and WWF. Transforming complex scientific concepts into compelling, human-centred narratives, Fiona earned a reputation for making science accessible to broader audiences. A passionate advocate for women in media, Fiona founded Women in Film and Television South Africa (WIFT SA), providing a platform for mentorship, networking, and empowerment within the industry. She is deeply committed to educational equity, particularly for learners with dyslexia. Fiona collaborated with Decoding Dyslexia, Ontario, to initiate the transformational Ontario Human Rights Commission's Right to Read inquiry, to address systemic issues in education for learners with dyslexia. Currently, Fiona is a Digital Media and Accessibility Specialist at Humber Polytechnic, focusing on the intersection of multimedia, AI, and accessibility in education, driving innovation at the crossroads of education and technology.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Miracles might not be common, but they still happen… and Paul Maconochie has seen more than his fair share. A pastor, leader, and close friend of BT, Paul returns to the podcast to talk about healing prayer—how to do it, when to do it, and what to expect. Paul's experience of seeing God heal others through prayer makes him one of the foremost experts on the topic. In prayer, like life, reward always lies on the other side of risk. No matter what you believe about God, prayer, or healing, this conversation has something to get you moving. Crossroads is hosting Nights of Healing Prayer with Paul Maconochie—part workshop, part experience—at all sites and online throughout January and February, 2026. Everyone welcome. Dates, times, and more details here.Watch the full episode on YouTube here.