Podcasts about Comings

The Trump administration is building a case for a national housing emergency. In the latest episode of Potomac Perspective, Stifel Chief Washington Policy Strategist Brian Gardner and co-host Neil Shapiro discuss what that could mean for the real estate market. Also discussed: The Bureau of Labor Statistics under fire again Comings and goings at the Fed ahead of a crucial meeting on interest rates Tough negotiations around a new crypto “market structure” bill The Senate looks at the “nuclear option” when it comes to confirmations This material is prepared by the Washington Policy Strategy Group of Stifel, Nicolaus & Company, Incorporated (“Stifel”). This material is for informational purposes only and is not an offer or solicitation to purchase or sell any security or instrument or to participate in any trading strategy discussed herein. The information contained is taken from sources believed to be reliable, but is not guaranteed by Stifel as to accuracy or completeness. The opinions expressed are those of the Washington Policy Strategy Group and may differ from those of other departments that produce similar material and are current as of the date of this publication and are subject to change without notice. Past performance is not necessarily a guide to future performance. Stifel does not provide accounting, tax, or legal advice and clients are advised to consult with their accounting, tax, or legal advisors prior to making any investment decision. Additional information is available upon request. Stifel, Nicolaus & Company, Incorporated is a broker-dealer registered with the United States Securities and Exchange Commission and is a member SIPC & NYSE. ©2025See omnystudio.com/listener for privacy information.

There's any number of subtle innuendoes we could've gone with, but this is what we're doing I guess. If you haven't got there yet, we're talking about games that aren't just slow rides, but instead leave you gasping for more right as they climax. Before we finish, we talk about No Loose Ends, Eselsbrücke, and The Lord of the Rings: Fate of the Fellowship. 01:24 - No Loose Ends 09:08 - Eselsbrücke 19:33 - The Lord of the Rings: Fate of the Fellowship 33:52 - Comings and Goings 37:44 - Games that finish strong 40:17 - Agricola 40:44 - Splendor 41:14 - Voyages of Marco Polo 44:03 - Terraforming Mars 45:28 - Blood on the Clocktower 46:57 - Innovation 47:49 - Rumble Nation 49:50 - Moon Colony Bloodbath 52:12 - Dominion Get added to the BGB community map at: https://boardgamebarrage.com/map Send us topic ideas at: https://boardgamebarrage.com/topics Check out our wiki at: https://boardgamebarrage.com/wiki Join the discussion at: https://boardgamebarrage.com/discord Join our Facebook group at: https://boardgamebarrage.com/facebook Get a Board Game Barrage T-shirt at: https://boardgamebarrage.com/store

Oliver's monologue on a Monday.

The Raiders made several roster moves and we give you the latest and our thoughts on if any of the moves solve issues for the team and discuss the overreaction to the preseason Week 1 performance vs. the Seahwaks. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

As the Haute Couture collections wrap up in the French capital, we take a look at some of the highlights in a season where arrivals and departures have cast a shadow over many of the major houses' collections. Fashion editor Samantha Tse talks us through a transitional collection for Chanel, as the label awaits the arrival of its new artistic director, Matthieu Blazy. Echoing the Met museum's glitzy annual gala, the Bal d'Eté in Paris brought together celebrities like Keira Knightley, Sofia Coppola, Penelope Cruz and Diane Kruger to raise funds for the Louvre's Decorative Arts Museum.

It all begins in earnest. The Vikings mandatory minicamp commenced at TCO Performance Center this week, and the news is already spilling out regarding who is there and who is there but not practicing. Thus far, the Vikings have good numbers in attendance, including left tackle Christian Darrisaw (who injured his knee last season) taking part in individual drills. Certainly, TE Josh Oliver is there, as he inked a contract extension and becomes an important cog in the development of the Purple's young quarterback.

This week @ema.jones is back to recap Bravo news and shows from the week with a focus on the recent Mercury Cazimi in Gemini that has brought news of new (and old) bravo-lebrities returning to our screens and the housewives universe.This episode also features: Luann's loyalty in love, why Gizelle was never going to find love on this show, and the most and least valuable players on Summer House this season.Make sure to subscribe and follow along on instagram @thecosmicclubhouse so you don't miss the next two installments of this series!

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful Coming & Goings see Luna Nozawa, portrayed by Lisa Yamada, prepares to exit. The storyline sees Luna plotting against Steffy Forrester, played by Jacqueline MacInnes Wood, creating a tense atmosphere that hints towards Luna's departure. In the midst of this, Sheila Carter, played by Kimberlin Brown, attempts to halt her plans on the CBS soap opera.  Bold and Beautiful sees Yamada is juggling other commitments, including a role in Amazon Prime's Legally Blonde prequel series, Elle, which may necessitate her absence from Bold and the Beautiful. The show's creators, including head writer Brad Bell, have a few options for Luna's exit - she could leave alive, die, or end up behind bars. The fate of Luna, daughter of Finn, portrayed by Tanner Novlan, and bio mom Poppy Nozawa, hangs in balance. Luna's exit could lead to dramatic scenes involving Steffy, Finn, and Sheila. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Days of Our Lives fans had a heart-rending week as the beloved character John Black (Drake Hogestyn) passed away. Among those returning to Salem to say farewell were Carrie Brady (Christie Clark), Paul Narita (Christopher Sean), Andrew Donovan (Colton Little), Shane Donovan (Charles Shaughnessy), and Teresa Donovan (Emily O'Brien). Andrew's upcoming wedding to Paul and the return of Shane, the chief of the ISA and a long-time friend of John's, adds further layers to the plot on the NBC Peacock soap opera.  Will Horton (Chandler Massey), John and Marlena's (Deidre Hall) first-born grandson, has also returned, but it remains to be seen if his husband Sonny Kiriakis (Zach Tinker) will join him. Another intriguing twist was the mention of Sammy Brady (Alison Sweeney) and Sydney DiMera (Avery and Cade Seger) trying to catch a flight back to Salem. The following weeks promise more heartbreak as the residents of Salem bid farewell to John Black, mirroring the real-life loss of actor Drake Hogestyn. Visit our Days of our Lives section of Soap Dirt: https://soapdirt.com/category/days-of-our-lives/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Days of our Lives Spoilers page at: https://soapdirt.com/days-of-our-lives-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Michael Guertin Sermon

It’s been a huge week of news ahead of the biggest races of the year. On the eve of the Indy 500 some of the Team Penske Executive have been shown the door as the fallout continues from its latest saga. Two of its cars failed tech inspections after qualifying and have been sent to the back of the grid. Rusty steps through the past week (what the heck is an attenuator anyway?) and Roger Penske’s bid to restore integrity. You’ll hear a little of The Captain who spoke with Jamie Little for the Indycar on Fox coverage. Then Matt Hickey from Code Sports and the Daily Tele dials in for a preview of Sunday’s Monaco Grand Prix. The bold pass by Max Verstappen on Oscar Piastri last week at Imola, Charles Leclerc’s chances of going back-to-back for Ferrari at this legendary race and how the driver’s gathered to preview the new F1 movie in the lead-up….except Max….he was busy iRacing. And what if we park all the neg on socials for a minute and just thought objectively, we’d see some real positives from James Warburton’s return to the top job in Supercars. Rusty shares his thoughts on Warbo’s 2nd coming and why it makes sense right now.Head to Rusty's Facebook, Twitter or Instagram and give us your feedback and let us know who you want to hear from on Rusty's Garage. See omnystudio.com/listener for privacy information.

Tune in to hear the Word of God…

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful Comings & Goings news leaves fans stunned by the revelation that Thomas Forrester (Matthew Atkinson) and RJ Forrester (Joshua Hoffman) might have left the show for good. The absence of the actors from the closing credits on an episode aired on April 18th is a poignant sign of their departure from the CBS Soap Opera.  B&B casting news also hears that the next few weeks will see an array of guest stars including reality star Heidi Montag and her husband Spencer Pratt, as well as a return of Laura Lee Bell as Christine Williams. Fans can also expect more appearances from Sophia Paris McKinlay, who plays Kelly Spencer.  Bold and Beautiful casting rumors about the contract status of Scott Clifton (Liam Spencer) and Don Diamont (Bill Spencer) have also been addressed, with the contract renewals from years ago being misinterpreted as recent news. Jack Wagner's return as Nick Maroney is confirmed, however, he will not be on a permanent contract.   Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Days of our Lives Comings and Goings see that the NBC Peacock soap will see a significant Horton family recast and the arrival of two Brady siblings. Sami Brady (Alison Sweeney) and Rex Brady (Kyle Lowder) return to the scene due to EJ DiMera (Dan Feuerriegel). Sami's dramatic entrance at University Hospital sparks off an argument with Belle Black (Martha Madison) over EJ's affections.  DOOL Comings & Goings see Rex's arrival in Salem leads to an intriguing conversation with his father, Roman Brady (Josh Taylor), about EJ's shooting and his mother, Kate Roberts' (Lauren Koslow), possible involvement. The recast of Arianna Horton, with actress Marissa Reyes rumored to play the aged-up character. Also, Louise Sorel reprises her role as the she-villain Vivian Alamain, fresh out of prison and seeking her share of fortune. Fans can also look forward to Tony DiMera (Thaao Penghlis) returning to Salem, joining his siblings Chad DiMera (Billy Flynn), EJ DiMera, and Kristen DiMera (Stacy Haiduk) in a family reunion.   Visit our Days of our Lives section of Soap Dirt: https://soapdirt.com/category/days-of-our-lives/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Days of our Lives Spoilers page at: https://soapdirt.com/days-of-our-lives-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

The news never stops! Adam and Brett talk about how the Arizona women's basketball program said adios to Adia while welcoming new coach Becky Burke and also get into what the addition of Brayden Burries means for Tommy Lloyd's team. The guys chat with Matt Moreno of the Rivals network to get further insight into the Wildcats' top-ranked recruiting class. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Days of Our Lives fans are left wondering about a potential recasting of the character John Black, played by Drake Hogestyn. The recent episodes aired on March 31st and April 1st introduced a mysterious silver-haired man played by Alan Wayne Anderson, leading to a flurry of speculations. During the episodes, characters Steve Johnson (Stephen Nichols), Marlena Evans (Deidre Hall), Andrew Donovan (Colton Little), and Paul Narita (Christopher Sean) find themselves in Estonia following a trail that they hope leads to John Black on the NBC Peacock soap opera.  DOOL fans see that while on this mission, the team encounters Orpheus (George DelHoyo), a villain from their past. After a series of events, they find a silver-haired man who Marlena fears might be John Black. The potential recasting of John Black has caused a stir among fans, especially since actor Drake Hogestyn agreed to a storyline involving the end of John Black's run on the soap opera due to his battle with cancer. However, Ken Corday, the executive producer, had a contingency plan to bring back the character if Hogestyn recovered.  Visit our Days of our Lives section of Soap Dirt: https://soapdirt.com/category/days-of-our-lives/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Days of our Lives Spoilers page at: https://soapdirt.com/days-of-our-lives-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Young and the Restless Comings & Going reveal a return of Amanda Sinclair (Mishael Morgan), the introduction of a new character, and the reappearance of Ashley Abbott (Eileen Davidson) amid a family crisis. Amanda Sinclair, the hotshot attorney, is back after her brief stint in 2024, and viewers can expect her return in the spring. Her arrival coincides with the onset of May-Sweeps and may involve a corporate crisis, possibly a takeover threat from Aristotle Dumas, who is conspiring with Billy Abbott (Jason Thompson) against Newman's on the CBS soap opera.  Y&R also introduces a new character, allegedly Aristotle Dumas, played by Billy Flynn, known for his role in Days of Our Lives. Dumas is expected to be a mysterious business tycoon and a long-time business rival of Victor Newman (Eric Braeden). His arrival could bring a wave of corporate conflict, potential romance, and high drama. Young and Restless sees Ashley Abbott's return aligns with her sister Traci Abbott's (Beth Maitland) unfolding nightmare. Ashley's reappearance could mean she, along with Traci, Phyllis Summers (Michelle Stafford), and Sharon Newman (Sharon Case), might be in grave danger due to a psycho impersonator, possibly Allan. Further casting news includes the confirmation of Nathan Owens as Holden Novak, hinting at long-term troubles for Audra (Zuleyka Silver) and Nate Hastings (Sean Dominic). Visit our Young and the Restless section of Soap Dirt: https://soapdirt.com/category/young-and-the-restless/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Young and the Restless Spoilers page at:  https://soapdirt.com/young-and-the-restless-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

49ers lose several key players in free agency. Who left? and how do the 49ers replace them? Join this channel to get access to perks and support the channel: https://www.youtube.com/channel/UCzZkcTcRj7vKSTHL9DQI4Bw/join Also hop on over to Patreon and get EXCLUSIVE 49ers Cutback content including Fantasy Football Prep, Madden Gameplay, and ALL 22 Film Breakdowns: https://www.patreon.com/49erscutback Find links to all our socials on our Link Tree page: https://linktr.ee/49erscutback Don't forget to check out our NEW MERCH SHOP at: https://49erscutbackshop.com

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Days of our Lives brings a wave of comings and goings in 2025 with the return of fan favorites Bo Brady (Peter Reckell) and Hope Brady (Kristian Alfonso), and a line-up of 13 other significant returns. Gwen Rizczech (Emily O'Brien) makes her return on March 10th, with rumors of Teresa Donovan (Emily O'Brien) possibly making a brief appearance. Alison Sweeney makes a comeback as Sammy Brady around March or early April, aligning with the storyline of EJ DiMera's (Dan Feuerriegel) shooting.  DOOL also sees Kyle Lowder return as Rex Brady, potentially offering a shoulder to cry on for Sarah Horton (Linsey Godfrey) who is rumored to be facing a breakup with Xander Cook (Paul Telfer). Other significant returns include Susan Banks (Stacy Haiduk), Vivian Alamain (Louise Sorel), Jennifer Horton (Cady McClain), Jack Devereaux (Matthew Ashford), Shane Donovan (Charles Shaughnessy), Ciara Brady Weston (Victoria Konefal), Anna DiMera (Leann Hunley), Tony DiMera (Thaao Penghlis), and Will Horton (Chandler Massey). The show also teases several exits, including John Black (Drake Hogestyn) and Rachel Black (Finley Rose Slater), with Alice Halsey taking over the role.   Visit our Days of our Lives section of Soap Dirt: https://soapdirt.com/category/days-of-our-lives/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Days of our Lives Spoilers page at: https://soapdirt.com/days-of-our-lives-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful spoilers for February 3-7, 2025 see Poppy Nozawa's (Romy Park) past is unveiled, and Steffy Forrester (Jacqueline MacInnes Wood) is on a mission to destabilize Hope Logan (Annika Noelle). Luna's paternity takes center stage. Finn (Tanner Novlan), desperate for answers, confronts Poppy Nozawa (Romy Park), triggering an uncomfortable trip down memory lane. Jack Finnegan (Ted King) and Finn's shared past with Poppy stirs up guilt, hinting at a possible DNA test revelation on the CBS soap opera.   B&B spoilers see Ridge Forrester (Thorsten Kaye) lays out rules of engagement for the upcoming battle for Forrester Creations, a conflict involving Steffy, Daphne Rose (Murielle Hilaire), Hope, and Carter Walton (Lawrence Saint-Victor). As the first day of February sweeps commences, expect some dirty fighting. Ridge and Steffy strategize while Carter and Hope's relationship is threatened by the seductive Daphne.  Spoilers for Bold and Beautiful Steffy keeps Hope distracted, hoping to regain Forrester Creations. Brooke's potential absence could pave the way for Daphne's advances on Carter. Comings and goings hint at Jack's imminent exit, and Bill's time appears to be running out, with suspicions rising on all fronts the week of 2/3-2/7/2025. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Lions comings and goings and some Mich-OSU notesSee omnystudio.com/listener for privacy information.

Title: The Advents of Christ's First and Second Comings Speaker: Dr. H. T. Spence Event: Closing Sermon to the Schools Date: December 13, 2024 Summary: What is an “Advent”? What were those characteristics that marked the first Advent, and what will be the similar characteristics with the Second Advent of Christ's Coming. Scripture: Luke 2:1–7 Length:

The apostle Paul exhorts pastor Titus to charge the church members at Crete to live in such a way so as to match their profession of faith. Verses 11–14 describe how and why a believer can accomplish such righteous living.

Today's Topics: 1, 2, 3, 4) Three comings of Christ prepare us for Advent https://www.wordonfire.org/articles/barron/three-comings-of-christ-prepare-us-for-advent/

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Days of Our Lives Comings & Goings and casting news see Jonah Robinson reprises his role as Dr. Mark Greene, the brother of Cat Greene, played by AnnaLynne McCord. Cat is set to bid Chad DiMera (Billy Flynn) goodbye this week, but there are hints she might not leave after all. Meanwhile, their mother Catharina Meleounis (Ellie Patrikios) is hauled away in cuffs after shooting Clyde Weston (James Read). Clyde is currently in a coma, signaling the temporary exit of James Read from the show. In upcoming episodes, we also get glimpses of Felicity Greene, portrayed by Kennedy Garcia, who learns about her big sister's plastic surgery on the NBC Peacock soap opera. DOOL sees Jack Deveraux (Matthew Ashford) and Jennifer Horton (Cady McClain) stick around for updates on Abby's remains. Ciara Brady (Victoria Konefal) is set to return next year, alongside her father, Bo Brady (Peter Reckell). Emily O'Brien is also set to return as Theresa Donovan before Gwen Rizczech comes back next year. The show also teases the return of Bo Brady and Hope Brady played by Christian Alfonso, a surprise visitor from EJ DiMera's past, and the comeback of Rafe's doppelgänger, Arnold Fenger. Visit our Days of our Lives section of Soap Dirt: https://soapdirt.com/category/days-of-our-lives/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Days of our Lives Spoilers page at: https://soapdirt.com/days-of-our-lives-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

First Sunday of Advent Reading I: Jeremiah 33:14-16 Reading II: 1 Thessalonians 3:12—4:2 Gospel: Luke 21:25-28, 34-36

Fr. Dan Reehil discusses the three comings of Christ in light of the Advent season Blessed Carlo Acutis beatification pilgrimage: Your can join Fr. Dan on this pilgrimage. For More Information Call: 888-478-PRAY (7729) signsorders@gmail.com www.sign.org Radio Maria is a 100% listener supported radio station. If this broadcast has touched your life, please consider donating at https://rmusa.civi-go.net/donate Stream live episodes of Battle Ready with Fr. Dan Reehil at https://radiomaria.us/ at 9:00 am cst or tune in on radio in Louisiana (580 AM Alexandria, 1360 AM New Iberia, 89.7 FM Natchitoches, 91.1 FM Lake Charles) in Ohio (1600 AM Springfield, 88.7 FM Anna, 103.3 Enon/Dayton) in Mississippi (88.1 FM D'Iberville/Biloxi) in Florida (91.9 Hammocks/Miami) in Pennsylvania (88.1 FM Hollidaysburg/Altoona) in Texas (1250 AM Port Arthur) in Wisconsin (91.3 FM Peshtigo), 1280 AM Columbia, TN (98.9 FM Columbia, TN) Download the Radio Maria Play app to any smart device: Android: https://play.google.com/store/apps/details?id=com.radiomaria.v3&hl=en_US&gl=US&pli=1 iOS: https://apps.apple.com/us/app/radio-maria-play/id848153139 

*DISCLAIMER*If you are looking for Austin FC tactical analysis, please go back or forward one episode for a regular episode of Moontower Soccer. But if you are looking for wholesome content about the good, good boys of Austin FC, you are in the right place.-----------------------On today's Swoontower Soccer, Steph and Mike are all about the boys!This week, we discuss the comings and goings of the roster, Halloween costumes, and  a secret game we're gonna play this offseason!Comings and Goings‘Fit ChecksHalloweenEquality TX GalaSECRET GAMESocial Media Stand OutsZan Vacation in NYC & Chicago!4ATX Foundation News and Updates!CJ Fodrey gets ownedSeba talks about his tattoosand more!and as always, stick around 'til the end to find out The Man of Steph's Jersey.Support the show

Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt Bold and the Beautiful comings and goings see the return of Justin Barber (Aaron D. Spears), which might be a game-changer for Luna Nozawa's (Lisa Yamada) fate. Luna, imprisoned for her heinous crimes, is desperately seeking a way out. Her fixation on Bill Spencer (Don Diamont) might just be her ticket to freedom, given his ability to fund a top-notch legal defense. Fans are speculating that Luna's attempted insanity plea could be the key to her release. However, this would require an attorney with the caliber of Justin on the CBS soap opera.  Bold and Beautiful fans remember Justin for his impeccable legal strategies and ruthless tactics. His return, confirmed by Aaron D. Spears himself, has sparked speculation about his role in the upcoming plot. Could he be the one to turn Luna's case around? Or will he be involved in a different legal matter, possibly linked to Bill Spencer and Carter Walton (Lawrence Saint-Victor)? Bold and the Beautiful spoilers see Luna's mother, Poppy Nozawa (Romy Park), who is still furious about her daughter's past actions, is unlikely to finance her legal battle. This leaves Luna solely dependent on Bill Spencer, who she's still infatuated with.  Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Bold and the Beautiful Spoilers page at: https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Cole Kuiper and Alex Pavlovic break down why the Giants promoted Zack Minasian to be their general manager, share their reaction to Patrick Bailey and Matt Chapman winning NL Gold Gloves, and discuss if the bullpen is set after several relievers had breakout 2024 seasons. :45 – Why the Giants hired Zack Minasian as GM10:00 – Comings and goings in San Francisco25:50 – Bailey and Chapman win Gold Gloves27:45 – On the Dodgers' celebration30:15 – Biggest winners from the Dodgers' World Series win35:30 – Will Soto be back with the Yankees?37:45 – Breaking down the bullpen

Welcome to award-winning The Hill Country Podcast. The Texas Hill Country is one of the most beautiful places on earth. In this podcast, Hill Country resident Tom Fox visits with the people and organizations that make this the most unique area of Texas. This week Tom welcomes back Dr. Darrell Beauchamp to delve into the vibrant world of Western art through the exhibits of the Museum of Western Art in Kerrville, Texas. This episode highlights notable past shows like the Scott Christensen and Quang Ho exhibit, deemed the summer blockbuster by art critics, and dives into current and upcoming exhibitions such as Al Glann's 'Poetry in Motion' and Kevin MacPherson's 'Reflections on a Pond.' Dr. Beauchamp discusses the appeal of Glan's innovative use of negative space and the immersive experience of MacPherson's 365-day painting series. The conversation covers more than just exhibitions, providing insights into the thriving artistic community and the cultural significance of artists like Jason Scull and Noe Perez, whose work captures the essence and wildlife of South Texas. Tune in for a rich tapestry of artistic narratives that echo through the Hill Country, inviting both physical and virtual visitors to the Museum of Western Art.  Key Highlights: Current and Upcoming Museum Exhibits Spotlight on Scott Christensen and Quang Ho Al Glann's Artistic Journey and Podcast Insights Upcoming Events at the Gallery Kevin MacPherson's Reflections on a Pond Jason Scull and Noe Perez Resources: Museum of Western Art Other Hill Country Focused Podcasts Hill Country Authors Podcast Hill Country Artists Podcast Texas Hill Country Podcast Network

SOOHEE, FIRST MEHL: My mind is imbued with His Glorious Praises; I chant them, and He is pleasing to my mind. Truth is the ladder to the Guru; climbing up to the True Lord, peace is obtained. Celestial peace comes; the Truth pleases me. How could these True Teachings ever be erased? He Himself is Undeceivable; how could He ever be deceived by cleansing baths, charity, spiritual wisdom or ritual bathings? Fraud, attachment and corruption are taken away, as are falsehood, hypocrisy and duality. My mind is imbued with His Glorious Praises; I chant them, and He is pleasing to my mind. || 1 || So praise your Lord and Master, who created the creation. Filth sticks to the polluted mind; how rare are those who drink in the Ambrosial Nectar. Churn this Ambrosial Nectar, and drink it in; dedicate this mind to the Guru, and He will value it highly. I intuitively realized my God, when I linked my mind to the True Lord. I will sing the Lord's Glorious Praises with Him, if it pleases Him; how could I meet Him by being a stranger to Him? So praise your Lord and Master, who created the creation. || 2 || When He comes, what else remains behind? How can there be any coming or going then? When the mind is reconciled with its Beloved Lord, it is blended with Him. True is the speech of one who is imbued with the Love of his Lord and Master, who fashioned the body fortress from a mere bubble. He is the Master of the five elements; He Himself is the Creator Lord. He embellished the body with Truth. I am worthless; please hear me, O my Beloved! Whatever pleases You is True. One who is blessed with true understanding, does not come and go. || 3 || Apply such an ointment to your eyes, which is pleasing to your Beloved. I realize, understand and know Him, only if He Himself causes me to know Him. He Himself shows me the Way, and He Himself leads me to it, attracting my mind. He Himself causes us to do good and bad deeds; who can know the value of the Mysterious Lord? I know nothing of Tantric spells, magical mantras and hypocritical rituals; enshrining the Lord within my heart, my mind is satisfied. The ointment of the Naam, the Name of the Lord, is only understood by one who realizes the Lord, through the Word of the Guru's Shabad. || 4 || I have my own friends; why should I go to the home of a stranger? My friends are imbued with the True Lord; He is with them, in their minds. In their minds, these friends celebrate in happiness; all good karma, righteousness and Dharma, the sixty-eight holy places of pilgrimage, charity and worship, are found in the love of the True Name. He Himself creates, establishes and beholds all, by the Pleasure of His Will. My friends are happy in the Love of the Lord; they nurture love for their Beloved. || 5 || If a blind man is made the leader, how will he know the way? He is impaired, and his understanding is inadequate; how will he know the way? How can he follow the path and reach the Mansion of the Lord's Presence? Blind is the understanding of the blind. Without the Lord's Name, they cannot see anything; the blind are drowned in worldly entanglements. Day and night, the Divine Light shines forth and joy wells up, when the Word of the Guru's Shabad abides in the mind. With your palms pressed together, pray to the Guru to show you the way. || 6 || If the man becomes a stranger to God, then all the world becomes a stranger to him. Unto whom should I tie up and give the bundle of my pains? The whole world is overflowing with pain and suffering; who can know the state of my inner self? Comings and goings are terrible and dreadful; there is no end to the rounds of reincarnation. Without the Naam, he is vacant and sad; he does not listen to the Word of the Guru's Shabad. If the mind becomes a stranger to God, then all the world becomes a stranger to him. || 7 || --- Support this podcast: https://podcasters.spotify.com/pod/show/gsjhampur/support

Deb Lucia joins John to talk all things Sedgwick County Republican Party.

Revealed: Beholding Jesus in the Book of Revelation by Pastor Rob Salvato The post The Comings of Jesus – Revelation 19:11 & 1 Thessalonians 4:16-18 appeared first on Calvary Vista.

Donald Grey Barnhouse was - for half a century - one of the most widely acclaimed American preachers. Scholarly exposition and a popular approach marked his teaching as well as a passion for Making God's Word Plain. Listen and find out why an unyielding faith, devotion to Christ, innovation, and great energy marked his ministry. To support this ministry financially, visit: https://www.oneplace.com/donate/791/29

A fresh episode of The Sprina Sessions is live for your listening pleasure! Join Keila and Jasmine as they recap the week for Spencer and Trina on General Hospital. The Rundown Includes: Micheal Easton checks out of GH, This Day In Spencer Cassadine History, Hell Week Revisited, and Trina continues to fade into the background. The show wraps with Sprina Speculations for the week ahead and the Song Picks of the Week. Enjoy!Sprina Sessions Playlist Song SelectionBreaking Up The Girl - Garbage Follow Keila on X: https://x.com/ladywrestlingxFollow Jasmine on X: https://x.com/twin_fangirl

In this episode, Trevor and Grayson discuss Luka Doncic fouling out with over four minutes remaining in the game, the Maverick's chances in Game 4, and Boston's dominance in this series. Grayson's Socials:https://twitter.com/grayson_hillhttps://twitter.com/TheTenONinehttps://thetenonine.com/$20 off your first SeatGeek purchase using code: TWOPOINTERShttps://seatgeek.comIf you enjoy the show or love basketball, subscribe and give us a 5-star review! It is greatly appreciated. Twitter: https://twitter.com/TwoPointersYoutube: https://www.youtube.com/channel/UCLxQQIXkmXG8gPvGOqzYShgFacebook: https://www.facebook.com/TheTwoPointersPodcastInstagram: https://www.instagram.com/thetwopointerspodcast/TikTok: https://www.tiktok.com/@twopointersMusic courtesy of: Lakey Inspired https://www.youtube.com/c/LAKEYINSPIREDTPP Logo courtesy of Matt Stachula

Step into the intriguing world of retail drama with our podcast as we kick off with the jaw-dropping antics of a QVC host, rumored to have uttered something utterly absurd. But that's just the tip of the iceberg! Next, we whisk you through the bustling corridors of ShopHQ, catching you up on all the latest buzz, before delving into the sales saga of ShopLC. But wait, there's more! Brace yourself as we unravel the mysterious downfall of two forgotten retail giants: TelShop and STN - Shop Television Network. What secrets lie behind their demise? Join us as we embark on an investigative journey to uncover the groundbreaking strategies and fatal missteps that sealed their fates. Don't miss out on this thrilling retail rollercoaster ride!   http://www.youtube.com/@ShawnWilsie

Ian Cheeseman was the BBC's Manchester City correspondent for nearly 25 years and has been a fan all of his life. Here he hosts his weekly podcast, Forever Blue, where all things Man City are discussed. Sponsored by Property Developers Eamar Development Uk & Counting King, experts in business finance Ian talks to former Manchester City player Paul Simpson and three members of the Forever Blue Squad as they look back on another amazing season to be a Manchester City fan. They review the FA Cup Final, the Premier League triuumph, look at what changes might be made during the summer and the implications of the 115 charges, however that turns out. To buy a "It's Great to be a Blue" TShirt go via this link buytickets.at/itsgreattobeablue/store If you'd like to support Ian's work you can message him by DM on twitter @iancheeseman

Tuesday, 30 April: Albanese is under fire; Protesting for peace in the Middle East; Some high level comings and goings; And Taylor Swift ties with Madonna... The Squiz is your shortcut to the news. Support The Squiz and get The Squiz Today newsletter in your inbox each weekday morning (links to all today's stories, plus a dose of quirky news). Sign up for the Saturday Squiz newsletter here - it's the news, weekend style. Sign up for The Squiz Shortcuts newsletter here - a weekly explainer on big news topics. Check out News Club - a place for conversations about the news hosted by Claire Kimball and Kate Watson. #Sponsored: Find our more about Uber Teen here. Other things we do: Squiz Kids - a news podcast for curious kids. Age-appropriate news without the nasties! Newshounds, by Squiz Kids - a free media literacy program designed to teach primary-school students how to recognise misinformation and disinformation when they come across it.

Joe reviews the Cody/Rock feud, but where is Roman? Sting retires, Mercedes Mone' arrives and can Will Osprey save AEW?

Today's guest is Joel Friedland.   Joel has 40 years of experience as a broker, investor and syndicator in industrial real estate.   Show summary:  In this episode Joel Friedland  shares his journey from starting as a broker to establishing his own firm. He stresses the importance of specialization and building lasting client relationships. Joel discusses the industrial market's growth due to e-commerce and manufacturing but warns of economic downturns. He advocates for all-cash deals, avoiding debt for investment stability, and highlights the competitive edge it provides. Joel compares leveraged investing to gambling, promoting a risk-averse strategy for long-term security.    -------------------------------------------------------------- Intro (00:00:00)   Staying focused on industrial real estate (00:01:57)   Market swings and the state of the market today (00:06:18)   Types of industrial real estate and market demands (00:09:10)   Positioning in the industrial real estate market (00:11:06)   Reasons for selling industrial buildings (00:15:24)   The no-debt financing model (00:17:53)   Competitive offers and leveraging returns (00:21:29)   Risk Aversion and Leverage (00:23:45)   Gambling in Real Estate (00:24:47)   Balanced Portfolio and Risk Mitigation (00:26:57)   Conclusion and Contact Information (00:27:48)   Closing (00:28:25) -------------------------------------------------------------- Connect with Joel Friedland:  Instagram: @investingwithjoel YouTube: @britproperties Tik Tok: @investingwithjoel LinkedIn: Brit Properties Web: https://britproperties.com/   Connect with Sam: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook: https://www.facebook.com/HowtoscaleCRE/ LinkedIn: https://www.linkedin.com/in/samwilsonhowtoscalecre/ Email me → sam@brickeninvestmentgroup.com   SUBSCRIBE and LEAVE A RATING. Listen to How To Scale Commercial Real Estate Investing with Sam Wilson Apple Podcasts: https://podcasts.apple.com/us/podcast/how-to-scale-commercial-real-estate/id1539979234 Spotify: https://open.spotify.com/show/4m0NWYzSvznEIjRBFtCgEL?si=e10d8e039b99475f -------------------------------------------------------------- Want to read the full show notes of the episode? Check it out below: Joel Friedland (00:00:00) - In every downturn when there's been, let's call it agitation of my mental health and my investors. Investment safety. Yeah, it's been because in every case I can prove in every case it's because we had a loan.   Intro (00:00:18) - Welcome to the how to Scale Commercial Real Estate show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big.   Sam Wilson (00:00:31) - Joel Friedland has 40 years of experience as a broker, investor and syndicator in industrial real estate. Joel, welcome to the show.   Joel Friedland (00:00:39) - Thanks, Sam. It's great to see you.   Sam Wilson (00:00:41) - Absolutely great to see you, Joel. I asked three questions to every guest who comes on the show in 90s or less. Can you tell me where did you start? Where are you now and how did you get there?   Joel Friedland (00:00:52) - Sure., so I'm 64 today. I've been in the real estate business since day one. I've only had one career, and it's industrial real estate in Chicago. I started out as a broker, working for a family that was in the business for decades, and they had 80 buildings that they owned as syndicators, and they hired me as a leasing agent right out of college, and they trained me and taught me, and they were my mentors.   Joel Friedland (00:01:20) - And eventually I tried to join the family wasn't my family, and they wouldn't let me in. So I started a business with three other guys and we did the same thing. I've stayed close with that original family. I'm so close with them, actually, with one of the one of the sons that today I'm having a call with my advisory group before I buy buildings. I have an advisory group zoom meeting, and he's one of the leaders of the zoom call, and that's from 40 years ago. Same relationship. Still love him. We love each other and he's brilliant.   Sam Wilson (00:01:57) - And that's absolutely amazing. I mean, I don't know if I would put that in the blessed category, like there's there's very few people that can have a single career, not only a single career, but one in a very, very niche asset class without ever looking to the left or to the right. How did you stay on track and avoid temptation to look at other shiny objects?   Joel Friedland (00:02:24) - So I have studied successful people. I've studied people who are super wealthy.   Joel Friedland (00:02:32) - And primarily families that are super wealthy. And I'll tell you what they have done with their business. They've stuck with it. They don't go. They don't go to the right. They don't go to the left. They just stuck with it. I can give you the stories of about 200 family businesses that I've done business with as a broker and as a syndicator, where they invest with me and every one of them goes back decades. I have a company. We're buying a building right now from a family that started a business in 1935. In Chicago. It's called the. The company in the building is called talk. Often they make you know, have you ever been in a parking garage or a university or mass transit place where they've got those posts with the blue lights, with the phone you pick up or you push a button to get security? Yep. They make those talk. A phone makes that. So these two guys started the business back in the 1930s. And now the the family that owns the building that they've been running the business in.   Joel Friedland (00:03:44) - , they are are the grandchildren of the original founder. Why are they so rich? Because they did one thing. Because if you jump around, you don't learn. The ins and outs of the business. When you do something long enough, you learn it. And I'll give you an example, just like a. A metaphor or a or a. I don't know the difference between the, but,, an analogy. So,, my mother had,, kidney cancer diagnosed a few months ago. All right. So who does she go to? She goes to the kidney. Removal urologist. Who's the best in the world, right? You want the best one in the world? Would you go to someone who says, well, I used to do knees and I didn't like that so much, it didn't work out. So I started doing brain surgery.   Sam Wilson (00:04:45) - It didn't like.   Joel Friedland (00:04:46) - That. So I decided to go into being a urologist. And I've done a few kidneys. I've done it for a couple of years.   Joel Friedland (00:04:54) - You know, you could move the frick out of there so fast. Yes, but the person who has done dozens and dozens of kidney surgeries a month, right? Same thing, same thing, same thing. So that's what my mother did. We went, we're in Chicago. She went to the University of Chicago. And Doctor Shalhoub is the guy that she saw. You know what? He removed my dad's kidney 12 years ago. Wow. He's the guy we trust. So. I'm in the same business, industrial real estate in Chicago. The niches, small industrial buildings, class B. With it are occupied by manufacturers that are owned by families. That's my niche. That's it. And there's 16,000 industrial buildings in Chicago. And there's about 20,000 companies in Chicago and industrial one point 5,000,000,000ft². If I can't make a seven figure income by knowing that market really well, I'm a moron. But I'll tell you what. If I go do deals in Tennessee, or I go into the office leasing business, or I go into the retail business or the multifamily, someone who's been in it for 40 years like I have, is going to eat my lunch, right.   Joel Friedland (00:06:15) - So I stick with one thing.   Sam Wilson (00:06:18) - I love it, I love it. That's that is that is admirable. And I appreciate you, given the insight onto your motivation and kind of thought process behind why you have stuck with that one thing, that one thing has seen, I'm sure, in the last 40 years, many different. Comings and goings of both market swings, of industrial appetite, of tenant, types of lease rates, cap rates, the whole nine yards if you will. Can you break down some of that for us? And maybe at the end of that give us a state of the market today?   Joel Friedland (00:06:52) - Sure. 1981, when I started working for the Podolsky family,, there were interest rates out there like you wouldn't believe 17, 17 to 20% makes today's 7% mortgage look like a really good deal. We were in a terrible recession. It rode up after that because there's a recovery after recessions. And then in 1990, we hit another bump and there was a downturn. And through the 1990s it was great.   Joel Friedland (00:07:21) - And then there was another downturn in 2001 when nine over 11 happened. And we rode that up. And then there was another downturn, which is the worst 1 in 2008. And now things have been riding for 15 years, all to the good low interest rates, cap rates coming down. You can't blow it in a market where you can borrow at 4% and cap rates keep going down. But that's changed. And now people are struggling because interest rates are all of a sudden at 7% instead of at 4%. And if you had floating rate debt and a lot of debt, you're screwed. So the market's been great. Industrial has been great for four years. Rents have increased 80% throughout the entire market in North America, including Canada. And that means if your rent was $5 a square foot when you started out five years ago with the lease, today it's nine. So it's been booming because of the internet? Because the internet requires warehouses. And because of manufacturing. Because as manufacturing does well, it requires industrial buildings, which are warehouses that they fit with their machines and bring all their employees in to make stuff.   Joel Friedland (00:08:35) - So that's that's what the look is today. I think the market's coming down a little today. I think the the economy, the real estate economy is in a bit of trouble. And industrials still doing great. But it's not immune. Nothing's immune.   Sam Wilson (00:08:51) - No. Nothing's immune. Certainly I would I would propose that things change as in the especially, you know, the types of industrial maybe that tenants want. Have you seen any shift in the last couple of years on the types of industrial real estate that is, that people are, are leasing.   Joel Friedland (00:09:10) - They're leasing every kind of industrial real estate. So if if you drive down the highway in any town, big, big city, small town along the highway, you're going to see big industrial buildings occupied by companies like Amazon, right? Wayfair, like target for their online sales warehouse and for their warehouse for their stores. And if you think about it, every product in the world is made in an industrial building, except for crops that come from a farm.   Joel Friedland (00:09:41) - But they are brought to industrial to be packaged and sent out. So there's nothing. If you look around on your background and you've got,, the sign, you've got the wood, you've got the,, microphone. Everything in your office, in your house was made in an industrial building someplace. Yeah, and they have to keep making it. You know, you look in the background here, everything here. There's what's in my office here probably represents 10,000 industrial buildings where products were made that either are parts that went into my phone or parts that went into my lamp. Industrial is everywhere and is necessary. And it's a part of the supply chain. It is the supply chain. Right, right.   Sam Wilson (00:10:30) - No, that makes absolute sense. I love it, and it's one of those. It's one of those.. Who? I don't want to call it recession proof, but it's almost my question for you would be is on the,, you know, as demand changes or if the if the man doesn't change, I mean, tell me a guest on that front.   Sam Wilson (00:10:49) - I know you said that. Yes. Everything comes from a factory and or an industrial warehouse, but how do you position yourself to be in front of what that demand type is? And or, you know, what customers want? Is that is that a question? Even make sense?   Joel Friedland (00:11:06) - Yeah. I don't have to be in the front of it. I have to be in the middle of it. What's that mean? I have to be in the middle of it. I have to be. I have to own industrial buildings in great locations where companies want to be, and I have to keep my tenants. And, you know, you and I talked about this before we buy all of our buildings., all cash, no mortgage, debt free. And I think I've done a little study. There's probably 4000 syndicators in the United States with portfolios over $50 million. And I would say of the 4000, we may be the only one that does all cash deals. Yeah. So when I say I have to be in the middle of it, I have to own buildings.   Joel Friedland (00:11:49) - My investors put 25, 50 or $100,000 into our deals. They expect me to know what I'm doing and to protect their money, which is why we don't have mortgages. You can't lose to a bank if there's no mortgage. Right. My tenants expect me to give them a fair deal. And they expect me to keep their roof from leaking. These are net leases. But even in a net lease,, in industrial, landlords are almost always responsible for the roof and the structure of the building. So being in the middle of it means knowing my market inside out and only buying buildings that are desirable for any kind of tenant. No matter what they do, whether they're a distributor or a manufacturer. And making sure that they are in locations where there's a lot of,, population density public transportation in Chicago., we own ten industrial buildings in the city, and with one exception, they are all occupied by distributors and manufacturers. We have one that's a service company., in Florida, for example, there's a complex in in every major city in Florida where they have service companies,, and they have drive in doors so that companies that install shower doors or companies that do sprinkler systems or clean pools, they don't have loading docks and they don't have manufacturing.   Joel Friedland (00:13:18) - Florida is not a manufacturing area. Right, right. Pretty much the Rust Belt is. So the Rust Belt is is sort of the East Coast. The the Midwest. And then going out into Southern California, there's there's a lot of manufacturers there, but most of the other markets are distribution markets. So to be ahead of the market, you'd have to have a big warehouse in Nashville. There aren't a whole lot of manufacturers moving to Nashville, and it's a smaller market in Chicago. There are so many companies manufacturing products. I just need to own a building that they all like. That's the key. So it's gotta have high ceilings. It's gotta have good loading docks. It's all about the geometry and the physical makeup of the building. So I don't have to be in front of it because it's a very old line business. All these buildings go back to the 1960s. 70s 80s 90s the last 20 years,, we just buy existing buildings. We don't build anything. So the people who stay out in front of it are the developers who build these giant 500,000 square foot buildings, million square foot.   Joel Friedland (00:14:29) - We don't do that. Because we're syndicators, we have to do a smaller variety of business than buying a $200 million complex with one tenant.   Sam Wilson (00:14:39) - Right, right. And that's actually here in the Memphis market, which is, you know, a huge distribution market. That's what we're seeing. Sit vacant actually, right now are those massive buildings that there was a boom there for a while. But those massive buildings are the ones that I was talking to a broker here locally about. They said the smaller stuff like maybe, you know, what you're getting into is stuff that's still, you know, in high demand, but those huge buildings just are they're tougher to move right now. So that's, yeah, that's really interesting. Let me ask you this. Why? Why do people sell these buildings? You're in a market that sounds like it has just. You know, unmet demand. So why are people even selling this at all?   Joel Friedland (00:15:24) - Now they don't. Very often. That's the problem. There are very few buildings on the market.   Joel Friedland (00:15:29) - Are our,, vacancy factor across the Chicago areas? About 4%. Whoa. And people don't move if you're in a in the industrial business. So let's say you're in multifamily or let's say mobile home park or let's say,, self-storage. Yeah. How long does it take one of those tenants to leave? Few hours, right, a few hours. An industrial company that's manufacturing products, that has 40 machines that are screwed into the floor, with 40 employees that have been trained how to use those machines over a period of years. Moving that takes two years from the start. When you think you want to move to actually implementing the move as a two year process. Wow. You can compress it probably to a year and a half if you're really good as a as an owner of a company. But why would they want to move if it takes two years to do it? And it's a distraction from what they do running their business. Also, they can't lose their employees. They don't want to move.   Joel Friedland (00:16:40) - They don't want to retrain people. And also usually if it's an entrepreneurial company, the location of their building is right near where they live, so that they don't have to drive that far for their commute. So for so many reasons, they don't leave. And, you know, the cost of moving the machines. This is just one company. We have a company that makes fruit juice concentrates in a building in Chicago. They're in 40,000ft². If they moved, it would cost them $20 million.   Sam Wilson (00:17:13) - Right. So they're heavily incentivized to stay put.   Joel Friedland (00:17:16) - That's they're not leaving. Yeah. No, no, they're.   Sam Wilson (00:17:20) - Not going.   Joel Friedland (00:17:20) - Anywhere.   Sam Wilson (00:17:21) - I want to ask you a question about your. And thanks for giving me the insight on that. That's that's really cool to be in a market like that and to,, be able to play in that in that space is,, is pretty cool. That's, that's, that's that's a very niche niche market niche kind of type that you're in there in the industrial real estate space.   Sam Wilson (00:17:38) - I think that that's fascinating. But let's talk a little bit about your. Financing and or lack of financing model. When did you kind of hatch that idea and potentially tell us why?   Joel Friedland (00:17:53) - , I've bought a hundred buildings over the years with my investor groups. And in every downturn when there's been. Let's call it agitation of my mental health and my investors. Investment safety. Yeah, it's been because in every case I can prove in every case it's because we had a loan.   Sam Wilson (00:18:21) - Wow.   Joel Friedland (00:18:21) - Every time you get in trouble, it's like, how are we going to pay the debt? How are we going to pay the mortgage? Okay. Real estate is a mortgage business. It's a business where you have leverage. Everybody knows that. That's what real estate is. But after 40 years really after about 35 years. So a few years ago, after recovering from 2008, where we did have losses, we lost money on sales, selling buildings that we should have made money on if we had better staying power.   Joel Friedland (00:18:52) - . And I look at all of the deals of the, of the 100 deals we've done, we own 19 and we've sold the other 81. And of the 81 we've sold, nine, which is roughly 10% have lost money. Wow. And the common link on every loss is that when things got bad in a down market, paying the debt became very difficult. Banks have no sense of humor. And I've decided that rich people who invest in deals for the long term want safety first. They want to preserve their capital. And I have a group of them that hate losing money and like, steady cash flow. You know what your cash flow is if if you have no debt, it's 100% of your NOI. 100%. There's nothing going to the lender. There is no lender. So an example. We have a building that's,, we're into it for about $2.5 million in Chicago. The company that's in it as a manufacturing company, they make,, welding,, safety products, safety products for the welding industry.   Joel Friedland (00:20:03) - The rents 235,000 a year. We have some expenses, but they pay the taxes, insurance, maintenance and utilities. When you take out our expenses, it's $220,000 of NOI on 2.7 million, which is our our all in price. It's an 8% cash on cash return. And we keep paying it because the tenant keeps saying they've been in the building since, I think 1987. They're not leaving. In. The rent goes up every so often, sometimes every year in certain buildings. So the no debt concept for me. Is. My investors love it. They do have riskier other investments, like my typical investor might have 1020 syndication investments, private placements. Sure, we're the only one with no debt. I don't recommend that other people do this. I just do it because for me, it makes me feel safe. I sleep at night and my investors sleep at night, but it's not for everybody.   Sam Wilson (00:21:14) - No. Certainly not. I really like that model. I guess the one kind of stand out question in my head is how do you make competitive offers if you're doing it in all cash?   Joel Friedland (00:21:29) - You mean offers to sellers.   Sam Wilson (00:21:31) - .   Joel Friedland (00:21:32) - Oh well we're the most credible seller in town. We don't need a mortgage. We're all cash buyers. So if someone's trying to sell a building to us for $2 million, I say I've got the cash in the bank, I don't need to borrow money. So we'll do our due diligence. We'll spend 30 days doing due diligence. If everything checks out., we'll close two weeks later. I don't need to go to a bank. I don't need to do anything. Just close.   Sam Wilson (00:21:57) - Right. I guess maybe the further thought on that is that leverage can potentially increase returns. So what you will have is that people can afford to pay more for it because they're taking leverage on that makes the deal, quote unquote, sweeter. Does that make any sense?   Joel Friedland (00:22:14) - It does. And I consider that to be gambling. Sure. It's just it is, it is. It's gambling. And I'm not saying, listen, gambling when you're an entrepreneur and you're in business or you're a real estate investor, you're a gambler to some extent, right? You're even if you read the paper, it's Hines bought this building in Bedford Park, Illinois, and they made a bet on an industrial and Bedford Park.   Joel Friedland (00:22:42) - It's a bet. It's a bet, right? So every every time you do a deal with a lot of leverage. If you're stretching to make the deal, and you're trying to prove to your investors that you're going to get them a better return than anyone, and to do so, you need to take a lot of risk by borrowing a lot of money where rates have to stay low, tenants can't leave., the the,, property doesn't need a lot of work. It doesn't need a new heating system. It doesn't need the driveway redone. It doesn't need roofs redone. If you can find the perfect situation and the market's going up. Yeah, sure. You can overpay for everything. We don't have to pay for anything.   Sam Wilson (00:23:29) - Right?   Joel Friedland (00:23:30) - Right. If someone wants to pay more than us because they're bigger gamblers than we are, we just don't get the deal.   Sam Wilson (00:23:36) - Right?   Sam Wilson (00:23:37) - I love it, I love the discipline there, and I really I really, actually,, appreciate that because, I mean, you you you know what you want one.   Sam Wilson (00:23:45) - The price of what it takes to sleep at night. There is a price to that. And that is maybe that you have less or, you know, lower returns maybe, than what the next guy does that takes on leverage, but that is a price you're willing to pay. And I love that. I mean, and it sounds like your investors love that too, because again, like you own it in cash. Like, okay. So oh well like right.   Joel Friedland (00:24:08) - We're we're risk averse. That's the that's the term or risk averse. And today, for example, I'm seeing a lot of people getting in trouble because they had floating rate debt and.   Sam Wilson (00:24:20) - They oh gosh.   Joel Friedland (00:24:21) - If you're the kind of gambler in real estate that says, I'm going to make a bet, I'm going to bet that if I buy this $10 million complex and I put 7 million of debt on it, so I have 3 million of equity. And I'm buying it for a six cap. If everything goes perfect in three years, I might be able to sell it for a five cap.   Joel Friedland (00:24:47) - But what happens if the market's bad rates have gone up? You can't afford your mortgage to even get to the point of selling it. The roof needs to be redone, the parking lot needs to be patched, and now you're in a situation where you're, like, swallowing hard and like, you know that that feeling I have over the years been a casino gambler. You know, that dopamine hit you get when you're playing blackjack. Do you gamble at all?   Sam Wilson (00:25:13) - I don't want to say this on air. 20 years ago, in my early 20s, I did. I, I gave that up about 20 years ago. But yeah, in my earlier life when I was younger and had more money to blow and no, no family and kids. Yes, I did at one point.   Joel Friedland (00:25:29) - Okay, so I believe that a $10 million purchase with a $7 million mortgage is a form of gambling. Oh, it's not that. It's not that it's wrong. And if you can project the 20% IRR over a three year period.   Joel Friedland (00:25:44) - And and make it happen. That means. You bought it for 10 million. It has to be sold for for more than 10 million. Because you got to get your money back and you got to pay the mortgage off. So you've got to get more than 10 million or you lose. So you're betting that the property in the next three years or five years will be worth because you have selling costs. It's got to be worth 11 million just to break even.   Sam Wilson (00:26:11) - At least.   Joel Friedland (00:26:12) - So you're betting that what you're buying now for 10 million will be worth at least 12 million, or you're a loser in the casino.   Sam Wilson (00:26:21) - Right?   Joel Friedland (00:26:22) - And anything goes wrong. You're you're staying. Power to get to that fifth year is debatable. And that's why you're seeing so many foreclosures today and so many people selling buildings for a loss all over the place. We just don't want to do that.   Sam Wilson (00:26:45) - No. There's no. And that's it. That's it man, I love your approach. Love the way you guys are doing things.   Sam Wilson (00:26:50) - I love the the no debt syndication that that that's really, really cool. So thank you for saying it's not for everybody.   Joel Friedland (00:26:57) - I'm not recommending it for people who go into syndications like mine, I recommend to them that they go into some risky things with a lot of upside. Sure, because you've got to have a balanced portfolio. First of all, they should own some stocks, they should own some bonds, they should have some cash, and they should have some real estate or other alternative alternative investments. I'm just a little tiny piece of everybody's portfolio.   Sam Wilson (00:27:25) - Right? Just a.   Joel Friedland (00:27:26) - Tiny piece. And that's all I should be.   Sam Wilson (00:27:29) - Right?   Sam Wilson (00:27:30) - Right. Yeah, but it's an important piece. It's an important piece. And it's in and it's. And it's a risk., I'm not gonna call it risk free, but it's almost as risk free of an investment as you can get. So, yes, I.   Joel Friedland (00:27:42) - Call it I call it highly risk mitigated.   Sam Wilson (00:27:45) - Right.   Sam Wilson (00:27:46) - Highly risk mitigated. Yeah. Absolutely.   Sam Wilson (00:27:48) - Joel, thank you for taking the time to come on the show today. It was certainly insightful. I've learned a lot about your market. I've learned a lot about your work history and career experience. It,, it was certainly great to have you on. And again, I learned I learned a lot from you. I love the way you guys are doing all of your deals in all cash, no debt., that's very, very compelling. If our listeners want to get in touch with you and learn more about you, what is the best way to do that?   Joel Friedland (00:28:12) - Brit properties. Brit with one t Brit properties.com Brit properties.com.   Sam Wilson (00:28:18) - We'll make sure we include that there in the show notes. Thank you so much again for coming on today. I certainly enjoyed it.   Joel Friedland (00:28:24) - Thank you Sam.   Sam Wilson (00:28:25) - Hey thanks for listening to the How to Scale Commercial Real Estate podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts.   Sam Wilson (00:28:35) - Whatever platform it is you use to listen.   Sam Wilson (00:28:37) - If you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories. So appreciate you listening. Thanks so much and hope to catch you on the next episode.

Mary Danielsen chats with Pastor Chris Quintana on a God Who is outside of time who "so loved the world" that he gave. We give gifts in the Christmas season but we can't come close to the gift of redemption in the "fullness of time". What does it mean, and why was Jesus born when He was? Since God works out the things of the world in perfect order and brings the world to it's perfect close in HIs time, we can utterly trust that He is indeed in control. Prophecy is the absolute proof that God is outside of time. No angels heralded Joseph Smith, Muhammed, or any of the others who thought they were God's messengers, only Jesus Christ is prophesied to the detail. Join us for an interesting look at 2 Peter, the Roman Empire, and other "time within time" elements of predictive prophecy. Watch Stand Up For The Truth on YouTube !

News is flowing, 'Nutters, so you've come to the right place. Ohio State is still dealing with after effects of another loss to Michigan and now finds out a 5-star defensive tackle has flipped to Miami? Is the sky falling? Is the ground beneath us giving way? No. It's not. Could Jim Knowles be headed to Duke?  What is Ohio State's NIL approach and is it holding the program back? Is it possible this show could add a little sanity to your day? Many questions. We attempt to provide answers. Spend 5ish with us this a.m., 'Nutters! Want to help THE Foundation, the No. 1 NIL collective for the Buckeyes? Follow this link to donate and/or to learn more information of how you can help! What's next for the Buckeyes? Make sure you're in the loop -- take five seconds to sign up for our FREE Buckeyes newsletter now! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

On this Wednesday episode of Buckeye Talk, Stephen Means, Nathan Baird and Andrew Gillis discuss what Ryan Day and Jim Knowles had to say as Ohio State prepares to face Maryland. The conversation includes a look at where quarterback Kyle McCord can take his next step as OSU's starter and Day's frustration with the inability to convert in short-yardage situations. Then after the break, the trio talks defense and how the lack of aggressiveness in Knowles' play-calling hasn't prevented the unit from being among the nation's best so far. Thanks for listening to Buckeye Talk. Learn more about your ad choices. Visit megaphone.fm/adchoices