Podcasts about upi

Jorge Martin vodi u šampionatu, Marc Marquez brani titulu, Marco Bezzecchi od favorita do autsajdera, dok Ogura i Acosta moraju da se nadaju i čudu ili možda...kiši?OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Day 4 - I'm back and I screwed upI'm back... and hopefully back for goodNo excuses, but I fell off the wagonAnd I ran away instead of facing the musicI'm sorry, and it won't happen againThis pod will be published at least 3 times a weekThis pod will always be freeI'm going through a dark time financially and looking for workPlease don't give a single cent if you are just scraping byBut if this pod helps you, and you have it to spare... a voluntary tip helps me out a lot:https://ko-fi.com/quittingweedpod

Earlier this month, at the Global Fintech Fest in Mumbai, India's regulators and industry leaders rallied around one idea: tokenisation, which turns assets like bonds, gold and land into digital units that can be bought, sold and settled in seconds. Some of it is already underway, with three companies recently raising over Rs 1,000 crore through bonds that settled the same day.But the plan leans heavily on the RBI's digital rupee, which has seen little use four years after launch. And Indian banks have bet on blockchain before, without much to show for it.In this edition, Suprita Anupam examines whether tokenisation can do for financial assets what UPI did for payments.This is a read aloud of a newsletter edition of Ka Ching, by Snigdha Sharma on Daybreak by The Ken.

Durga Puja, 1975. Inside an aristocratic Bengali household, a family photograph is taken — and within hours, one face vanishes from it forever. Not just from the photograph. From every memory of anyone who should have remembered them. No body, no crime scene — just an absence no one can explain.Enter Vyom Bagchi, a rationalist occult detective who calls himself a "Tathyanveshi" — a seeker of facts — and his chronicler Sudhanshu, as they step into a mystery unlike anything they've handled before. As they dig through the house's history and its buried secrets, they uncover a twenty-year-old photograph that was never supposed to resurface — and a growing sense that whatever caused this disappearance is far from finished.This is Episode 1 of Bhay Originals' Vyom Bagchi two part series — a period detective horror story rooted in Bengali folklore, old-house secrets, and a camera that shouldn't exist. If you're into Hindi horror stories, ghost stories, or a slow-burn occult detective mystery, this one's for you.In this episode, Vyom and Sudhanshu meet a new character, Bimal — and as the night deepens, Vyom starts to realize that whatever time they have left may not be enough.Bhay Originals brings you Hindi horror stories, real ghost story–inspired narratives, and horror audio dramas built to be listened to alone, in the dark. If horror stories in Hindi, mystery thriller stories, suspense stories, or spooky Hindi stories are your thing, subscribe and turn on notifications — the next episode of this case is coming very soon.

After two years of slow adoption, Credit-Line-on-UPI is finally taking off, but not with the big banks. Small banks and fintechs are leading the charge, while the big incumbents that dominate credit cards hold back. For HDFC and Axis, it's a really difficult choice. Should they compete on CLOU and risk cannibalising their own cards, or scale it through the very fintechs they're trying to outmatch? Meanwhile, a matured tech stack has turned CLOU into a full-strength card equivalent, complete with real-time underwriting. And while CLOU had promised inclusion for those who can't normally access credit, the promised inclusion has actually been flipped.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

Borba za titulu šampiona sveta pala u senku staze koja umesto da postane nova meka za ljubitelje Formule 1 u Španiji je donela kombinaciju najgorih mogućih rešenja za auto-moto sportove. Antonelli ipak sve iskoristio prilike da zabeleži osmu pobedu, ispred Verstappena i Norrisa. Da li je McLaren mogao da pomogne Landu?OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Ajkula posle tri godine na vrhu pobedničkog postolja. Oproštaj od KTM-a na savršen način - na Red Bull Ringu na domaćoj stazi i za glavnog sponzora i za proizvođača. Michelin u rukama drži tajnu uspeha?OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

In this podcast, Kushal speaks with Tushar Gupta and Ajay Rotti about the Indian government's recent announcement that it will charge an MDR on specific UPI transactions. While Bengaluru Fintech has welcomed the decision, the opposition and many on social media have criticised it. Follow them: X: @Tushar15_ X: @ajayrotti Substack: https://politypolicy.substack.com/ Website: https://politypolicy.com/ Tool: https://politypolicy.com/SpendingByType Tool: https://politypolicy.com/SpendingByFunction Tool: https://politypolicy.com/StateFiscalMatrix Tool: https://politypolicy.com/StateFiscalHeadToHead #MDROnUPI #UPI #UPINews #UPIUpdate ----------------------------------------------------------- Listen to the podcasts on: SoundCloud: https://soundcloud.com/kushal-mehra-99891819 Spotify: https://open.spotify.com/show/1rVcDV3upgVurMVW1wwoBp Apple Podcasts: https://podcasts.apple.com/us/podcast/the-c%C4%81rv%C4%81ka-podcast/id1445348369 Stitcher: https://www.stitcher.com/show/the-carvaka-podcast ------------------------------------------------------------ Support The Cārvāka Podcast: Buy Kushal's Book: https://amzn.in/d/58cY4dU Become a Member on YouTube: https://www.youtube.com/channel/UCKPx... Become a Member on Patreon: https://www.patreon.com/carvaka UPI: kushalmehra@icici Interac Canada: kushalmehra81@gmail.com To buy The Carvaka Podcast Exclusive Merch please visit: http://kushalmehra.com/shop ------------------------------------------------------------ Follow Kushal: Twitter: https://twitter.com/kushal_mehra?ref_... Facebook: https://www.facebook.com/KushalMehraO... Instagram: https://www.instagram.com/thecarvakap... Koo: https://www.kooapp.com/profile/kushal... Inquiries: https://kushalmehra.com/ Feedback: kushalmehra81@gmail.com

The NSE IPO has attracted strong investor interest, with the issue getting fully subscribed during the bidding period. But with the IPO priced at ₹1,700–₹1,785 per share, investors are also watching the valuation and listing expectations closely.Meanwhile, a new debate is emerging around UPI Merchant Discount Rate (MDR). From October 15, 2026, specified merchant UPI transactions above ₹2,000 will attract MDR, while fuel transactions have been assigned a flat ₹5 MDR.Petrol pump dealers are asking for an exemption for fuel payments and have approached the RBI over the additional cost. Some dealer associations have even warned of stopping UPI payments above ₹2,000 if the issue is not resolved.In this episode, we decode the NSE IPO pricing, subscription response, valuation concerns and the petrol dealers' demand over UPI MDR.

•⁠ ⁠UPI வசூலுக்கு கட்டணம்... பின்னணி என்ன? •⁠ ⁠Electoral Bond தடை செய்யப்பட்ட பிறகும் தேர்தல் நிதியை அள்ளும் BJP - எப்படி?•⁠ ⁠AI வளர்ச்சி... மனித உயிர்களுக்கு ஆபத்தா?

#happy listening to UPI saga and MDR charges. Macro to Micro, whether UPI MDR charges are due to USTR ?

This week on Hafta, Abhinandan Sekhri, Manisha Pande and Rinchen Norbu are joined by Anupam Manur, Professor of Economics at the Takshashila Institution, and Mihira Sood, Supreme Court lawyer specialising in women's rights.The panel opens the discussion by examining the government's decision to introduce a 0.4% fee on UPI merchant transactions above Rs 2,000, asking what the move means for a payment system that has become central to everyday transactions in India.Anupam Manur acknowledges that UPI generates wider economic benefits, but argues that the current model also creates a problem: who ultimately bears the cost of running the system? He explains that the cost of operating UPI is substantial, while the government subsidises only a portion of it.Manur says, “When UPI came about, India was miles ahead of the world in some sense. It was truly revolutionary.” But he argues that the costs leave new entrants with insufficient incentive, which has affected private-sector innovation. “Private players are just not incentivized to innovate.”The discussion then moves from the economics of UPI to the politics of its messaging. Abhinandan argues that the government has often reduced complicated policy questions to easily marketable slogans: “I think the problem is, like many things that Mr. Modi does ever since he's come, let's count his slogans. He's a fantastic ad man.”The panel then turns to the BJP's push for a Uniform Civil Code (UCC).Mihira offers a qualified position. She makes clear that she supports the idea of a UCC in principle, particularly as a route towards greater equality.But she distinguishes that principle from the particular version being discussed. She says, “What I have a problem with is this particular type of Uniform Civil Code because it is not based in secularism and it is not based in feminism.”Rinchen questions whether we should even call this a ‘uniform civil code', given the carve-outs that exist for Scheduled Tribes in states like Uttarakhand, where the BJP has implemented its version of it.He also argues that the focus on polygamy in the UCC debate distracts from the larger issue of inheritance rights for women. “This whole bigamy, this whole polygamy thing is a red herring, it's overstated,” he adds, while Mihira breaks down the real legal questions surrounding inheritance if the BJP actually cared about women's rights.Timecodes00:00:00 – Introduction00:07:03 – Headlines00:12:01 – MDR on UPI 00:44:03 – Anupam's Recommendations00:48:32 – Manisha on Brazil politics 00:55:32 – UCC 01:25:52 – Mihira's Recommendations01:28:32 – Letters01:46:08 – Recommendations Check out previous Hafta recommendations, references, songs and letters.Produced by Amit Pandey with production assistance from Saurav Kr. Ranjan & Sound by Anil Kumar. Hosted on Acast. See acast.com/privacy for more information.

The Tata Sons board has approved a fresh five-year term for chairman N. Chandrasekaran despite opposition from Tata Trusts chairman Noel Tata. The decision followed a dramatic boardroom vote in which Noel Tata's opposing vote was rejected while Venu Srinivasan's supporting vote was accepted, clearing the way for Chandrasekaran's third term amid ongoing regulatory challenges for Tata Sons. India stands firm on Russian oil amid US tariff threat India has reaffirmed that its energy sourcing decisions will be guided by national interest, not external pressure, as the US moves closer to imposing sanctions related to Russian and Iranian energy trade. New Delhi has cautioned that any action targeting India could have implications for bilateral ties and global energy markets. NSE IPO opens with valuation in focus The National Stock Exchange's much-awaited IPO opened for subscription on Thursday, with shares priced between ₹1,700 and ₹1,785. The issue was 42 per cent subscribed on day one, led by retail and high-net-worth investors. The offer is entirely an offer for sale, meaning the exchange will not receive proceeds from the issue. Govt allays fears over UPI payments after MDR levy The government has sought to reassure users and merchants that UPI transaction volumes will remain stable after the Merchant Discount Rate comes into effect from October 15. Officials said only around 4 per cent of transaction volumes are expected to be affected and argued that the move strengthens India's digital payments sovereignty while reducing dependence on foreign payment networks. (Research and VO: Siddharth Mathew Cherian)

First, we speak with The Indian Express' Sohini Ghosh about a case involving a same-sex couple that has raised an important question about who gets to make medical decisions for a partner. She talks about what the Health Ministry has told the High Court in this regard and the rights of queer couples in India.Next, we speak with The Indian Express' Amitabh Sinha about the United States admitting that it has deployed active weapons in space. He talks about the rules and regulations in place regarding the weaponization of space, the debate around it and what it means for other countries. (15:20)Lastly, we discuss the government's decision not to roll back the proposed MDR on UPI transactions above Rs 2,000. (27:43)Hosted by Niharika NandaProduced by Shashank Bhargava, Ichha Sharma, and Niharika NandaEdited and mixed by Suresh Pawar

UPI is no longer entirely free. From October 15, merchant payments above ₹2,000 will attract a 0.4% MDR, while smaller transactions and person-to-person transfers remain exempt. But if merchants cannot surcharge customers directly, where does that cost go? IIT Bombay’s Professor Ashish Das tells The Morning Brief why businesses may quietly fold it into prices, forcing small-ticket shoppers to subsidise larger purchases. He also explains why online platforms are different, whether high-value payments could drift back to cash, and the policy question: should UPI be treated as commercial infrastructure—or as a public good funded by the government?See omnystudio.com/listener for privacy information.

1. NSE to launch IPO amid investor caution over derivatives-fuelled growth The National Stock Exchange is set to launch its ₹22,569-crore IPO, making it one of India's largest public offerings. However, investors are weighing the valuation against slowing derivatives trading volumes, a key growth driver for the exchange. The offer is entirely an offer-for-sale by existing shareholders, valuing NSE at around $46 billion. 2. EPFO wage ceiling raised to ₹25,000 The Union Cabinet has approved an increase in the EPFO wage ceiling from ₹15,000 to ₹25,000 per month. The move is expected to benefit nearly 8 crore subscribers by boosting provident fund savings and social security coverage, while also increasing monthly PF contributions for eligible employees. 3. Fuel retailers urge government to exempt MDR charges Fuel retailers have requested an exemption from the proposed ₹5 Merchant Discount Rate on UPI transactions above ₹2,000. Petrol pump operators argue that their already thin margins make it difficult to absorb additional payment-processing costs and warn they may stop accepting larger UPI payments if relief is not granted. 4. UPI MDR opens new revenue pool for PSPs The introduction of MDR on select UPI transactions above ₹2,000 could create a new revenue stream for payment service providers such as PhonePe and Paytm. Industry participants say the eventual benefit will depend on how the fee is shared among banks, PSPs and UPI app providers. (Research and VO: Siddharth Mathew Cherian)

UPI gaslighting tax, BRICS veg menu & Bangalore sanitation controversy. Not a great week in vishwaguru-land!For an extra show (more intimate, unfiltered) & access to monthly zoom meeting of the Buffalo herd, do consider taking the paid tier membership. Links below:Patreon: https://www.patreon.com/c/BuffaloIntellectualYouTube (via 'Join' option): https://www.youtube.com/@BuffaloIntellectual

Bond yields hit 7.10% as crude spike, RBI OMO sales and rupee weakness trigger market selloff RBI files caveat in Tata Sons listing dispute to safeguard its regulatory position India's August exports surge 26.13%; trade deficit narrows to $26.86 billion Government says 96% of UPI merchant transactions remain charge-free; panel to decide MDR on payments above ₹2,000 Markets tumble as bond yields hit 7.10% amid crude spike, RBI OMO sales and rupee weakness Indian markets witnessed one of their sharpest declines in recent months on Tuesday, weighed down by a combination of rising crude oil prices, soaring global bond yields and continued weakness in the rupee. Investor sentiment deteriorated through the day as concerns mounted over inflationary pressures and tighter financial conditions. The BSE Sensex plunged 777.94 points, or 1.04 per cent, to close at 74,003.82, after touching an intraday high of 75,436.44. The NSE Nifty 50 lost 279.50 points, or 1.19 per cent, to end at 23,118.60, its lowest closing level since April 6, 2026. The index also witnessed a sharp reversal from its intraday high of 23,592.85. The selloff extended beyond benchmark indices. The Nifty Midcap 100 declined 2.1 per cent, while the Smallcap 100 dropped 2.4 per cent, marking the steepest single-day fall for both indices since May 12. The market weakness came as bond yields moved higher, with investors closely tracking RBI open market operation sales, elevated crude prices and developments in global debt markets. RBI moves early to protect its position in Tata Sons listing dispute In another significant development, the Reserve Bank of India has taken a proactive legal step in the Tata Sons listing dispute. According to reports, the central bank has filed a caveat in the Bombay High Court after rejecting Tata Sons' request to surrender its Core Investment Company registration. The move is intended to ensure that the RBI has an opportunity to present its arguments before any court grants interim relief to Tata Sons or any other party challenging the regulator's decision. The development follows the RBI's decision to reject the company's application to exit the regulatory framework governing upper-layer non-banking financial companies. By retaining Tata Sons' status as an Upper Layer NBFC, the RBI has kept the company subject to stricter regulatory requirements, including the possibility of a public listing. Legal experts describe the caveat as a precautionary measure designed to prevent any interim order from being issued without first hearing the regulator's position. India's exports jump 26.13% in August; trade deficit narrows to $26.86 billion Meanwhile, fresh trade data offered some positive news for the economy. India's goods exports registered strong growth in August 2026, rising 26.13 per cent year-on-year to $43.81 billion, compared with $34.74 billion in August 2025. The growth marks the strongest export performance recorded so far in the current fiscal year. Imports also increased during the month, rising 14.1 per cent to $70.67 billion. However, the pace of import growth remained lower than that of exports, helping narrow the country's trade deficit to $26.86 billion from $27.2 billion a year earlier. The strong export performance was led by sectors such as engineering goods, petroleum products and textiles, highlighting continued resilience in key export industries despite a challenging global environment. No charges on UPI transactions up to ₹2,000; government yet to decide on MDR for higher-value payments Rounding out the day's developments, The government has defended the proposed UPI Merchant Discount Rate framework, highlighting that 96 per cent of person-to-merchant UPI transactions are below ₹2,000 and will remain charge-free. While consumers and person-to-person UPI users will continue to pay no transaction fees, a panel comprising financial institutions and NPCI will decide on charges, if any, for merchant transactions above ₹2,000. The clarification follows a government notification safeguarding free UPI and RuPay debit card transactions up to the ₹2,000 threshold. (Research and VO: Siddharth Mathew Cherian)

MM93 pobedio u sprintu i u glavnoj trci i uz pad Marca Bezzecchija u nedelju i probleme s rukom Jorgea Martin poveo u šampionatu sveta! Obrisao 102 poena zaostatka u odnosu na vodećeg posle prve u trke u Italiji. Ducati takođe vodi. Alex drugi, Pedro treći - bez Aprilije na pobedničkom postolju...OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

The house has stopped hiding. Now it's just waiting for them to get tired. Three days. That was the rule, and Shivam and Brajesh are already inside it — cameras running, recorders rolling, gathering proof in a place where proof changes its mind. By the second morning, the one thing they were counting on has failed them: daylight. Whatever lives in this house has never agreed that night is when it works.Then the house begins to fill. A couple move through their evening routine in rooms that have stood empty for twenty years, cooking a meal that was finished long before either man was born. An old man who has been waiting decades for someone to finally ask arrives with an answer nobody wants. And somewhere under all of it, something older than the village is still trying to complete a rite that was interrupted — and it has been looking for a way to finish it ever since.It doesn't hunt with fear. It never has. It comes through the doors we leave open — the people we've lost, the voices we'd know anywhere, the hope we were never able to put down. By the third night, Shivam will be offered exactly what he came for, and he will have to decide what it's worth.Some things don't kill you. They keep you.Official OST - https://open.spotify.com/album/0fo0hBcoZ7neMNqcO0s2Zj?si=fd326d388aa94e24Be warned, Bhay Vasis: the most dangerous thing in that house isn't what wants to hurt you. It's what wants to love you.Listen alone, with your headphones on, with the lights off — and when it's over, sit through the silence. That's where this one actually ends.Top Contributors Become Executive Producers for the next episode. Details Below!UPI - ankansharmishthabose@sbiPayPal - paypal.me/bhayoriginalsBank Account Details:Name - Ankan BoseACCOUNT NO - 20391072480IFSC CODE – SBIN0015986SWIFT CODE - SBININBBXXXCredits:Bhay Originals Universe Created By: Ankan Sharmishtha BoseWritten and Directed By: Ankan Sharmishtha BoseFemale Voiceover: Himakshi SharmaSound Design and Original Background Score: Manov Bhowmick and Ryan De SouzaOfficial OST Written and Composed By: Ankan Sharmishtha BoseCover Design: Tanushree (Zico)Join this channel to get access to exclusive perks: https://www.youtube.com/channel/UCn9JS93zsaUDaUDq7aofhNQ/joinInstagram - https://www.instagram.com/bhayoriginalsLinkedIn - https://www.linkedin.com/in/ankanbose/Discord - https://discord.gg/KxQvyGZSfQ

Borba za titulu šampiona sveta pala u senku staze koja umesto da postane nova meka za ljubitelje Formule 1 u Španiji je donela kombinaciju najgorih mogućih rešenja za auto-moto sportove. Antonelli ipak sve iskoristio prilike da zabeleži osmu pobedu, ispred Verstappena i Norrisa. Da li je McLaren mogao da pomogne Landu?OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Kids all over India are spending real money inside mobile games. And most of the time, they slip by the notice of the adults, until the bill or bank alert eventually arrives. Most of them are using their grandparent's or some other relative's phone, where UPI pins are usually already saved, and they're not watching so closely. In fact, Delhi's cybercrime cell has seen a rise in "fraud" complaints that turn out to be a child spending small amounts repeatedly on loot boxes and in-game stores. India's gaming law banned real-money games because but loot boxes slipped through, because it doesn't immediately count as gambling. But loot boxes don't have set items. You could spend Rs. 75 to open a box with a skin that's worth thousands, and it can even be resold for real cash. So, is it gambling, or not?Tune in.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

१) आजपासून १८व्या BRICS परिषदेला सुरुवात, काय असेल विशेष? २) आता अमेरिकेतही चालणार UPI, पायलट प्रोजेक्टला सुरुवात ३) महाराष्ट्राच्या धर्मांतरण कायद्याविरोधात थेट हायकोर्टात याचिका ४) EPFO ने बदलले नियम, आता मिळतील 'इतके' टक्के पैसे ५) AI माणसांना संपवू शकतो; Anthropic च्या संशोधकाचा राजीनामा ६) एकाच सामन्यात १० विकेट्स... कुलदीपचा इंग्लंडमध्ये कहर ७) “गुजरात काय पाकिस्तानमध्ये का?” परेश रावल यांची संतप्त प्रतिक्रिया स्क्रीप्ट अँड रिसर्च – शुभम बानुबाकोडे

As the greatest investment bubble in economic history in happening right in front of our eyes, with the distinct possibility of a godawful bust in the not too distant future, and persistent memories of promising technologies that crashed and burned, it is necessary, and urgent, to consider how India should play this game of generativeAI now and into the future, whether that future is boom or bust for the technology.What adds criticality to this matter is the serious but hidden concern about three things: epistemology, values, and national security. The vacuuming up by Big Tech of Indian data gratis (hey, what happened to “data is the new oil”?) as well as the increasingly sophisticated manufacturing of narratives are at least as important as the threat to traditional knowledge systems that India has preserved more or less, under duress, for millennia.Is there a bubble?Irrational exuberance almost always ends up in grief, or at least that has been the experience in past cycles. We may be reminded of the Dutch Tulip Mania of 1634, as described in the book Extraordinary Popular Delusions and the Madness of Crowds, wherein tulip bulbs were sold at enormous prices based on speculation about increasing value, which turned out to be baseless.Those of us with moderately long memories will also remember the 1999-era Internet bubble, where just having a web site and a cool online retail idea was enough to generate speculative investment. The net result was a huge bust, but there was a good outcome: the infrastructure left on the ground by bankrupt investors was useful in other ways in later iterations of the internet, which proved to actually generate value.But there indeed is irrational exuberance regarding generativeAI. The Wall Street Journal noted that Anthropic seems to believe its Total Addressable Market (TAM) is an eye-watering $30 trillion. For comparison, that was roughly the US' GDP in 2025. Goldman Sachs goes one step further: it estimated in July 2025 that the global TAM may be as much as $40 trillion.In any case, The Economist magazine estimates that the current generativeAI mania is the daddy of all speculative bubbles in western history, surpassing others in the last few centuries.The problem is that there doesn't appear to be enough revenue and profits being generated to justify the literally trillions of dollars that are being ploughed into capital investment by the likes of Amazon, Google, Microsoft and Meta, i.e. US Big Tech. The Economist magazine, again. Sorry, folks, there does not seem to be a pot of gold at the end of the rainbow.The bottom line is that at least at the moment, there is a fair chance that there will be the mother of all busts from generativeAI. This is not investment advice, of course, but I'd say caveat emptor.The two potential business outcomes: the Linux way vs. the Windows wayI am fundamentally an operating systems guy, having spent years working on UNIX internals at Bell Labs. I have observed how that market has evolved over the last forty years, and I believe there are good lessons to be learned from the experience. For, the OS is perhaps the most critical software on any machine, and strangely enough those who focused on it may have made either no money whatsoever, or lots of money.The “no money” category belongs to UNIX and its descendants, Linux, Android, Apple iOS etc. UNIX was developed at AT&T Bell Labs, and was given away for free to universities and other companies for complicated reasons having to do with AT&T's status as a regulated monopoly. UNIX is now ubiquitous, running everything from data centers to smartphones to Internet servers through its progeny. Alas, AT&T made absolutely no money from it.I know this because I moved to Sun Microsystems from Bell Labs, and I was product manager for Sun's UNIX OS Solaris. If I remember right, I suggested the name ‘Solaris' in homage to Stanislav Lem. I was active in AT&T and Sun's attempt to unify the slightly different variants of UNIX (HP-UX, IBM AIX, DEC Ultrix etc.) that had proliferated because experimentation and enhancements on especially the BSD (UC Berkeley) version of UNIX was very easy. We failed in this unification attempt in the “UNIX wars” of the late 1980s/early 1990s.The result was that UNIX lost a tremendous opportunity to be the desktop/laptop OS, because rival Microsoft was able to do disruptive innovation (see Clayton Christensen, The Innovator's Dilemma: When New Technologies Cause Great Firms to Fail) and capture the customer base that these firms had earlier served through mainframes, mini-computers and engineering workstations. Before the mid 1990s, Microsoft Windows had relatively little market share.What is really interesting is that Microsoft then proceeded to “make lots of money”, the second business outcome alluded to above, by realizing that Windows was not just an OS, but a distribution channel for third-party applications. At Sun, I knew this too, but basically as hardware companies, Sun, IBM, etc. didn't think much of the OS. Apple figured it out, and has made good money off the App Store.I make a direct analogy between the OS and LLMs. Both are core software in that they both have a clear impact on the hardware requirements, and that they are part of a stack in which many things can be written in layers above. In my opinion, the LLM, just like the OS, could possibly become either background noise (like UNIX/Linux) or the main thing (like Windows).It appears to me that Anthropic, OpenAI, the hyperscalers et al hope to make their own LLMs the inevitable choice (like Windows), whereas the Chinese are on the way to, intentionally or otherwise, making LLMs immaterial (like UNIX and descendants). This, incidentally, fits into the standard operating procedures of the respective countries: the US likes to use overwhelming force (the metaphor here is American football), whereas the Chinese use scale, overproduction, and crashing prices to destroy the competition.From India's point of view, in either case, this dictates that pursuing foundational models is the wrong game to play. If American Big Tech wins, they become money-minting machines like Microsoft and Windows, and resistance is futile; if Chinese Tech wins, the foundational models become commodities. Therefore, the right place to compete would be on the layers above, that is vertical applications for real problems faced by real people.India could emulate a major Big Tech company that has taken a similar approach: Apple. Instead of jumping headlong into the LLM race, and spending billions like Alphabet (Google's parent) and Meta (owner of Facebook and Whatsapp), Apple has preferred to stay on the sidelines, perhaps seeking out market niches or waiting for an LLM winner to emerge. There is a chance that Apple may emerge the victor, intact after the possible bloodbath.Sovereign AI and dancing with elephantsWhat, then, does AI sovereignty mean for India? In my humble opinion, India needs to find the “white spaces” that neither G2 giants (i.e. the US and China) are attempting to occupy. Therefore, India should look at areas of the overall stack that are open to it, and which it can profitably involve itself in. Even though the most obvious thing that comes to mind when you talk about sovereign AI is a Made-in-India foundational model or LLM, that is overkill considering the enormous expense it would entail, literally in the billions of dollars. It's also something that has been done already by both American and Chinese players, so there's nothing novel about it.On the other hand, unique applications that take into account peculiarities in the Indian environment, and provide real value to Indian consumers/businesses may well be of considerable value. Once again, there is an analogy: the India Stack, which has not only provided us with the wildly successful UPI, but also ONDC, and various other applications, such as Account Aggregator, FASTag, UMANG, Government e-Marketplace.Here we have a stack that is building domain-specific applications atop a standard backbone, e.g., Ayushman Bharat Digital Mission. That is where the value addition for India as a nation may come. One example, already explored by Sarvam AI, is that of multi-lingual capability. This could have a revolutionary impact on mother-tongue education, for instance if school textbooks are seamlessly translated by AI that would likely improve early-education comprehension.Just as the 10-year-old UPI, imagined for Indian conditions, has revolutionized payments, there surely are applications, most importantly in such areas as public health, jurisprudence, and governance, that will have a massive payback if implemented.Furthermore, there is the layer below, which is the hardware/computing infrastructure. Even though there are concerns about the availability of power and water, the fact that there is both less expensive skilled labor and increasing amounts of solar power, and the significant amount of opposition to them in developed nations, may well make India attractive to hyperscalars and others. Keeping a lot of Indian data on Indian soil is a good idea, too. Bonus: In case of a bust, all that infra will be available at big discounts.By the way, here's a graphic I found on X, from an investor named Himanshu Sinha. He's a little pessimistic, and his diagram shows the layers in the opposite direction from me, but it captures the entire stack concisely. The question, of course, is how well India can do in the applications layer and the “AI infrastructure” layers according to Sinha.It may be a question of glass half-full, but I believe India can play in the white spaces of applications and infrastructure.The goodies generativeAI may bringEvery day brings new news about advances based on generativeAI: humanoid robots that can run as fast as Usain Bolt, Andrew Ng's new plans to build a custom one-on-one tutoring system, and news of agentic AI escaping from its sandbox and roaming about unhindered, as in the case of OpenAI agents' exploits on HuggingFace. Now comes the ‘proving' of the Navier-Stokes equation by OpenAI, amidst allegations of IP theft from NYU/Anthropic researchers.There are clearly things to marvel at, but also to worry about. One of the big concerns is the massive hoovering up of Indian data by Big Tech, with neither compensation nor respect for copyright. This means both large-scale current financial, health and other data, but also the troves of Indian Knowledge Systems that may have precious, untapped knowledge in them.Big Tech is cavalier about knowledge, treating it as free for it to plunder. There was a recent story about how Anthropic was buying up old and rare books, cutting up their bindings, speed-scanning, and then pulping them. We can expect similar treatment of Indian data.Similarly, the OpenAI habit of offering its products free to researchers, and then apparently monitoring what they did with them – which is the point of contention between them and Tristan Buckmaster (NYU) and Levent Alpoge (Anthropic) in the Navier-Stokes case – is also an interesting analogy with the classic “first hit for free”. You get my drift.Wait, there's more: an allegation of straight IP theft by OpenAI in yet another case. As Goldfinger said memorably, “Twice is a coincidence. Three times is enemy action”.Then there was Jensen Huang of Nvidia posting that OpenAI has reached Artificial General Intelligence.We certainly live in interesting times. Too interesting, perhaps. India has a lot to lose if genAI turns out to be the panacea its boosters claim it is, if India is not invested heavily enough. On the other hand, we have seen this movie before: unrestrained cheerleading for new technologies that disappointed (virtual reality, crypto currency etc). India needs to hedge its bets to ensure it can survive whichever version of reality finally materializes.1970 words, Sept 9, 2026 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit rajeevsrinivasan.substack.com/subscribe

Lazar Timarov je u sve većoj grupi vozača koji se probijaju kroz svetski automobilizam i otvaraju vrata takmičenja u formulama, kao da je trkanje nacionalni sport! Možda i treba da bude, ali Lazar je tek počeo. Verovali smo da i šira javnost treba da ga upozna.OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Head of CalAPA and former DC Journalist with UPI

Misano 2026. vulkanski otvara poslednje poglavlje u šampionatu sveta - poslednja tri meseca trkanja! Da li ste spremni za spektakl na drugoj trci ove godine u Italiji, tačno vikend posle pobede Italijana u Formuli 1 u Monzi?OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Monza će biti zapamćena u 2026. kao prava kraljica brzine, koja nam je donela spektakl koji će se dugo pamtiti! Pobednik startovao 19, ključni rival pobeđen u direktnom duelu, Ferrari i umetnost samouništenja. Verstappen - školski do treće pozcije. McLarenov duo pokazao prave, eksplozivne, emocije..,a Gasly osvojio pol-poziciju!OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Some doors stay shut for twenty years. Someone always opens them. Twenty years ago, a bus carried two passengers toward a village called Kaala Kuwaan. Shivam Kumar's brother Vishwas walked down a dirt road into the dark and never walked back out. The police wrote three words on the last page and buried the file.Shivam has built a career tearing these stories apart. Every Friday, on a channel called Tark, he explains the country's oldest fears into nothing. But the file that finally reaches his desk doesn't read like the others — a bus register that counted one passenger too many, a witness who saw a wedding that never happened, a line scrawled in the margin that nobody signed for, and a forensic note describing footprints leaving a house walking backward, or being pulled.Now Shivam and his cameraman Brajesh are driving toward a village that appears on no map, that no shopkeeper will admit exists, and that every family in the district has quietly fed. An old woman gives them the only rule that matters: three days. You come back incomplete, or you don't come back.In the dark, everything sounds like proof. That is exactly the problem.Be warned, Bhay Vasis: some houses don't need to make a sound to be heard. They only need you to stop talking. Listen to this chapter alone, with your headphones on, with the lights off — but if the breathing you hear does not match your own, do not check the room. Just keep listening.Top Contributors Become Executive Producers for the next episode. Details Below!UPI - ankansharmishthabose@sbiPayPal - paypal.me/bhayoriginalsBank Account DetailsName - Ankan BoseACCOUNT NO - 20391072480IFSC CODE – SBIN0015986SWIFT CODE - SBININBBXXXCredits:Bhay Originals Universe Created By: Ankan Sharmishtha BoseWritten By: Ankan Sharmishtha BoseSound Design,Original Background Score: Manov Bhowmick and Ryan DsouzaCover Design: ZicoJoin this channel to get access to exclusive perks: https://www.youtube.com/channel/UCn9JS93zsaUDaUDq7aofhNQ/joinInstagram - https://www.instagram.com/bhayoriginalsLinkedIn - https://www.linkedin.com/in/ankanbose/Discord - https://discord.gg/KxQvyGZSfQ[chalava 2, chalava 2 anushthan, anushthan, chalava, bhay originals, bhay originals chalava, kaala kuwaan, hindi horror story, horror story in hindi, hindi horror stories, hindi horror audio story, hindi audio story, hindi audio drama, audio drama hindi, horror audio drama, hindi horror podcast, horror podcast hindi, bhoot ki kahani, bhootiya kahani, sachi bhoot ki kahani, darawni kahani, hindi darawni kahaniya, scary stories in hindi, indian horror stories, indian folk horror, folk horror, chalava story, chalava kahani, chudail ki kahani, gaon ki horror story, village horror story hindi, bihar horror story, indian village ghost story, missing person mystery, cold case mystery, investigative horror, supernatural horror hindi, paranormal investigation hindi, hindi thriller story, horror thriller hindi, hindi kahani, kahani, horror kahaniya, ghost story hindi, bhoot, chalava 2 episode 1, chalava part 2, chalava sequel, ankan bose, ankan sharmishtha bose, hindi horror series, horror web series hindi, headphones horror, 3d audio horror hindi, sleep horror story hindi, late night horror story, hindi storytelling, horror storytelling hindi]

Kraljica brzine je hram trkanja za Ferrari, ali da li može legendarni tim uprkos sebi da dođe do preko potrebnog trijumfa, ukoliko i dalje sanja šampionski san u 2026? Šta kaže drugi domaćin - Kimi Antonelli, dok sve to posmatraju George Russell i Lando Norris...OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Sameer Nigam, founder and CEO of PhonePe, joins Unstarted for a candid conversation on building a company that now serves over 700 million users.From a middle-class naval family to a failed music startup (Mind360), an acquisition by Flipkart, and the founding of PhonePe, Sameer breaks down the thinking behind his "asymmetric bets," why he chose UPI when the entire market was chasing wallets, and how the Big Billion Day payments collapse revealed the problem he'd spend the next decade solving.He also opens up on his 31-year partnership with co-founder Rahul Chari, why he embraces regulators instead of fighting them, what PhonePe's data reveals about how India really spends, and the story behind the IPO that was pulled at the last minute.A must-watch for founders thinking about co-founders, market timing, building for population scale, and knowing when to cut your losses.Unstarted is a show about founders, for founders hosted by Avnish Bajaj. Chapters0:00 Intro: meet Sameer Nigam & the "celebrity founder" tag2:15 Family background: a Navy dad and an entrepreneur mom at early TCS10:45 Why tech fundamentals still win (and the Google "75% AI code" point)17:40 First venture: Mind360, the "iTunes for India"22:10 Why it failed: wrong market sizing and the piracy era26:00 Acquired by Flipkart and the B2B pivot34:15 Big Billion Day: when India's payment infra collapsed38:00 Why wallets were never the answer41:20 The asymmetric bet on UPI44:30 Ghar Wapsi: merging back into Flipkart to buy time47:10 Demonetization: luck, timing, and near-zero competition50:00 Obsessing over infrastructure and the right foundation52:30 ICP, population scale, and the "painkiller in the hinterland"55:40 Incumbents push back: ICICI blocking and the RBI visit59:00 What PhonePe's data reveals about how India spends1:05:00 The most anticipated IPO that didn't happen1:08:30 Final advice: don't be an entrepreneur by FOMO

How do you go from anchoring primetime news on NDTV to leaving mainstream television, co-founding India's first short-form digital news platform, and bringing old-school editorial rigor to Gen Z — all while fighting algorithms and online polarization?In this episode of TRUST ME I KNOW WHAT I'M DOING, host Dr. Abhay Dandekar sits down with award-winning independent journalist, former NDTV primetime anchor, and PEEK TV Co-Founder Priyanshi Sharma. Priyanshi shares her journey from mainstream television newsrooms to corporate business school at ISB, and her decision to build a new media model focused on unbiased, unsensational, fact-based reporting for global digital audiences.Priyanshi also breaks down her philosophy on why "every generation deserves old-school journalism," how the definition of the "informed Indian youth" shifted from apolitical to deeply engaged, why the boundaries between journalism, activism, and social media influencers must remain distinct, and how PEEK TV is detoxing online discourse to keep the global Indian diaspora connected to true ground realities.If you enjoy deep conversations on journalism, digital media, Indian democracy, technology, and identity across the global South Asian community, please LIKE, SHARE, and SUBSCRIBE!--------------------------CHAPTERS / TIMESTAMPS:00:00 - Introductions and welcoming Priyanshi03:43 - The Journalist's Detox & Managing 24/7 News FOMO09:54 - The Informed Indian Youth: From Apolitical to Deeply Engaged15:15 - Delusion vs. Hope: How Youth Protests Re-Energized Indian Citizenship18:28 - Sponsor Break: TRAVELOPOD20:28 - Journalism vs. Activism & Influencers: Why Credibility Matters24:31 - Building PEEK TV: Short-Form Digital News Beyond Mainstream TV28:13 - Sponsor Break: Lotus Lane Coffee & Timberdog Ruffrest29:28 - Storytelling, Misinformation & "Detoxing the Discourse"37:52 - Algorithmic Polarization & Unlearning the "TV Anchor Tone"45:03 - Connecting the Global Indian Diaspora to Ground Realities48:01 - Hope, Dissent, and the Future of Independent Indian Media52:29 - Outro & Diaspora Community Shoutouts--------------------------EPISODE HIGHLIGHTS & KEY TAKEAWAYS:• Old-School Journalism in Short-Form: How PEEK TV brings rigorous editorial standards and fact-based reporting to short-form digital video platforms.• Journalism vs. Activism: Why maintaining strict independence and objectivity is vital for stories to retain public credibility.• Detoxing the Discourse: Overcoming algorithmic polarization, echo chambers, and sensationalism to deliver balanced perspectives.• The Diaspora Connection: How independent digital media bridges the gap for global Indians seeking reliable, unvarnished news from the ground.GUEST & HOST RESOURCES:

UPI reported that Saturday Night Live icon Kenan Thompson is filling in for Simon Cowell, while the Got Talent creator is recovering from back surgery.   This is not the first time Kenan has filled in for Simon; longtime AGT fans know that the All That alum was a guest judge in 2020.  Now, Kenan joined Howie Mandel, Mel B, and Sofia Vergara at the Judges' Desk. Tonight, a third set of acts (including three Golden Buzzer recipients) performed for America's votes.  Which acts stepped up to the plate? Did Kenan Thompson or the other judges buzz an act?  Which performer received the third Live Golden Buzzer and will join both Hundred Fingers and Nene Royal in the Season 21 finale? Listen on to find out!Become a supporter of this podcast: https://www.spreaker.com/podcast/jake-s-take-with-jacob-elyachar--4112003/support.

Aragon 2026. nam je doneo predivno trkanje u sve tri kategorije, preticanje za pamćenje - dva, kao i još kompleksniju brobu za titulu šampiona sveta.OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Ferrari s druge strane po svojim starim dobrim običajima uprkos fantastičnom tempu, ponovo pravi sam sebi haos i vrši samouništenje trke...OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

Četvorostruki šampion sveta nastaviće saradnju do kraja 2030. godine s ekipom s kojom je osvojio sve dosadašnje titule i zabeležio sve dosadašnje pobede. Kombinacija odnosa, mogućnosti, uticaja i moći jedinstvena u istoriji Formule 1.IGRAJ I OSVOJI PUT NA TRKU F1 - Red Bull TryOuts: https://www.redbull.com/rs-sr/projects/red-bull-tryouts

OMV, ZVANIČNI PARTNER LAP 76 ⛽️Preuzmite OMV MyStation mobilnu aplikaciju, podržite Lap 76 - https://www.omv.co.rs/sr-rs/mystationPretvorite poene u trenutke radosti - svaka kupovina na OMV stanicama vam donosi poene, koje možete pretvoriti u trenutke radosti u prodavnici OMV-a.Pri kupovini goriva, preporučujemo MaxxMotion, za koji ostvarujete i popust!

RAW FUND is launching soon. Stay connectedWebsite: https://www.rawfund.in/Instagram: https://www.instagram.com/therawfund Raj P Narayanam, founder of Zaggle, joins Raw Talks with VK for a candid conversation about entrepreneurship, money, and the decisions behind building businesses. From his early ambitions to the experiences that shaped his approach to leadership, he reflects on a journey driven by independence and the desire to create something lasting.Beyond business milestones, the conversation explores the personal side of entrepreneurship, family influences, friendships, loyalty, and learning to listen. Raj also shares his perspective on financial literacy, taking a company public, and the opportunities that could shape India's economic future.In this episode, we discuss:His upbringing, family influences, and the pursuit of freedom through entrepreneurship.The psychology of money, spending habits, and the shift from physical cash to UPI.Early stock market experiences and why financial education should begin young.College, street smarts, and the value of skills beyond formal education.Building and eventually selling a company with ₹805 crore in revenue.The journey of eYantra, the gifting business, and lessons in sales, cash flow, and ownership.Listening, working with consultants, and becoming a better seller.The idea behind Zaggle and how adding a software layer shaped the business.IPOs, investor capital, valuations, and the scrutiny that comes with a public listing.Share price declines, industry cycles, and how businesses navigate disruption.India's $10 trillion economy ambition, startup support, and investment in R&D.Opportunities in ocean, nuclear, and space sectors.Structuring a business idea for scale and channeling entrepreneurial energy through RAW FUND.Delegating authority, building loyal teams, and why the next generation must earn its place.Watch till the end and let us know your favourite takeaway in the comments.

Šampion i šamoionska ekipa najzad zabeležili trijumf u najnovijioj eri Formule 1. Brzina je tu, ali i sreća ovoga puta, da ne kažemo Max Verstappen, koji je u svojoj bici za pobedničko postolje zaustavio nalet Lewisa Hamiltona i Ferrarija. Gde je nestao Leclerc? Šta uraditi sa vozačima koji zasotaju za ceo krug i ne pomeraju se nikome?IGRAJ I OSVOJI PUT NA TRKU F1 - Red Bull TryOuts: https://www.redbull.com/rs-sr/projects/red-bull-tryouts

The following song is based on a number of quotations from Dwayne “The Rock” Johnson, a wrestler and an actor. I arranged the quotes in a way to make them play better as a song. If you want success, work hard, be good, and run towards that main thing that inspires you every day.The Secret to Success lyricsWhat I have learned through experienceIs that I need to keep the main thingAnd the main thing for meThe thing that in the morningI swing my legs out of bedAnd I run towardsIt is creatingIt is artIt is storytellingYou gotta get up in the morningYou gotta get after itYou gotta put in the workYou gotta sweat, sweat hardSuccess isn't overnightIt's when every dayYou get a little betterBetter than the day beforeIt adds up, it adds upI'm always askedWhat's the secret to success?But there are no secretsBe humbleBe hungryAnd always be the hardest workerThe hardest worker in the roomCheck your ego at the doorThe ego can be a success inhibitorIt can kill opportunitiesIt can kill successYou gotta get up in the morningYou gotta get after itYou gotta put in the workYou gotta sweat, sweat hardBook Marketing Success is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit bookmarketing.substack.com/subscribe

In today's Tech3 from Moneycontrol, we decode why TCS bought Porsche's struggling IT unit MHP for €320 million, even as MHP's revenue fell from €828 million in 2023 to around €742 million in 2025. Plus, Airbound raises $37 million to expand from healthcare deliveries to commercial cargo, UPI turns 10 as NPCI looks beyond payments for its next phase, and I4C orders Google to remove three more malicious loan apps.

- Mogu li zvanični šampioni Sijetl Sihoksi do odbrane titule?- Da li je ovo najbolji tim u eri Šona Mekveja? Da li su Remsi prvi favoriti za Lombardijev trofej?- Šta se dešava sa Fortinajnersima i povredama? Da li je konačno SB prozor zatvoren?- Da li su bolji dani za Kardinalse na vidiku? Knjiga NFL Dinastija u prodaji: https://shop.infinitylighthouse.com/knjiga-nfl-dinastija-dzef-benedict-dynasty-jeff-benedict.htmlNAŠE DRUŠTVENE MREŽE. PRIDRUŽITE NAM SE I VAN YOUTUBE-A

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When a 27-year-old beauty queen and Houston-area nurse is shot multiple times in a donut shop parking lot, the authorities have to follow a twisted path to finally catch the mastermind of the attack.Sources:1. Finstad, Suzanne. Sleeping with the Devil. 1992.2. Cosgrove, John, and Terry Dunn Meurer. Unsolved Mysteries. 1987.3. “Former Health Spa Founder Arraigned - UPI Archives.” UPI, UPI, 5 Aug. 1994, https://www.upi.com/Archives/1994/08/05/Former-health-spa-founder-arraigned/8142776059200/.4. “Near-Fatal Attraction : Athlete Still a Victim of Lover's Obsession That Led to Her Paralysis - Los Angeles Times.” Los Angeles Times, Los Angeles Times, 26 July 1991, https://www.latimes.com/archives/la-xpm-1991-07-26-vw-364-story.html.5. Minns Sculpture, https://minnssculpture.com/. Accessed 20 July 2026.6. Abilene Reporter-News, 5 May 1986.7. San Antonio Express-News, 5 May 1986.This Week's Episode Brought To You By:Hers - Personalized, affordable plans for weight loss, hair, and anxiety - forhers.com/LOVEMURDEREarnIn - Make any day payday. Use code LOVEMURDER when you sign up. https://app.earnin.com/Mint Mobile – Unlimited premium wireless for $15/month. Switch today at mintmoble.com/lovemurderProgressive Insurance - Discover better rates at https://www.progressive.com/ Quince - Elevated essentials that feel effortless. Free shipping and 365-day returns at http://quince.com/lovemurderJIYU - The Korean skincare brand everyone is talking about. Our listeners get 20% off their entire order by using code LOVEMURDER at jiyuskin.com/LOVEMURDERSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The ground has swallowed them whole. But the true nightmare is what waits at the bottom.The Lalpadi Rajbari has finally shattered, plunging Commandant Kabir and the remnants of T.A.N.T.R.A. into a suffocating, subterranean abyss. What started as a classified military operation has violently mutated into a desperate, claustrophobic fight for survival. Cut off from the surface and surrounded by pitch-black darkness, Alpha Team discovers that the terrifying legends of Birbhum barely scratched the surface of the truth.Deep within the bowels of the earth, where the walls pulse with unnatural life and the air reeks of ancient rot, a horrifying realization dawns upon the squad. They are no longer the hunters; they have been fed to a cosmic abomination. As the colossal Makar-Suhagan descends from the shadows and a devastating conspiracy threatens to stay buried forever, Kabir is forced to make a catastrophic choice.How much of your own humanity are you willing to burn to stop hell from spilling over? In this apocalyptic finale, the line between man, monster, and weapon is erased completely.Be warned, Bhay Vasis: True fear does not live in the stories; it lives in the silence that follows.Listen closely to this terrifying chapter of the Bhay Originals universe, but remember... if you feel a sudden chill in your room, do not take off your headphones.Top Contributors Become Executive producers for the next episode. Details Below!UPI - ankansharmishthabose@sbiPayPal - paypal.me/bhayoriginals Bank Account Details:Name - Ankan BoseACCOUNT NO- 20391072480IFSC CODE – SBIN0015986SWIFT CODE - SBININBBXXXCredits:The Patal Lok Cinematic Universe (PLCU) Created By: Ankan Sharmishtha BoseSound Design, Original Background Score, Lyrics and Music: Ankan Sharmishtha BoseCover Design: Tanushree (Zico) Join this channel to get access to exclusive perks: ⁠https://www.youtube.com/channel/UCn9JS93zsaUDaUDq7aofhNQ/joinInstagram- ⁠https://www.instagram.com/bhayoriginalsLinkedin - ⁠https://www.linkedin.com/in/ankanbose/ Discord - ⁠https://discord.gg/KxQvyGZSfQ[Hindi horror stories, horror story in Hindi, bhoot ki kahani, horror audio story, Hindi horror podcast, darr ki kahaniyan, scary stories in Hindi, real horror stories, Hindi ghost story, best horror stories Hindi, supernatural horror stories, military horror story, Hindi thriller stories, audio horror cinema, horror audiobooks Hindi, dark horror story, horror cinema Hindi, scary audio drama, Hindi horror story, Indian horror stories]

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Longtime KSDK News Anchor Mike Bush concludes his 41 year career today. KMOX's Michael Calhoun caught up with Mike for an 'exit interview,' before his last broadcast at 6pm. (Bill Greenblatt, UPI)

For six years every UPI payment in India was free. This was because a rule from January 2020 said nobody could charge a merchant for accepting one. Then on the afternoon of 6 August, the Lok Sabha removed that guarantee by voice vote. The details of the rules haven't been framed yet, so nobody knows what a UPI transaction will actually cost, but what's clear is that the arrangement India's payments ran on for six years has ended and a new one is being written. The pool of the money involved is large enough to redraw who wins in Indian fintech.In this episode, Praveen is joined by Pranav Gundlapalle, Director and Senior Research Analyst at Bernstein who has been closely tracking India's payments landscape for years, and with Bhavik Kaul, former Chief Product Officer of Supermoney, Flipkart's fintech arm and the fifth-largest UPI app, who before that spent several years across Indian fintech including running LazyPay and PaySense at PayU Finance. Pranav brings the perspective of the ecosystem from outside it; and Bhavik presents the product view of someone who has built inside it, in a world where MDR always existed.All of them work through a series of assumptions to derive the new UPI equation — who was paying for it earlier, and who will be paying for it in the future? How much? And what are the second and third order effects of this UPI rearrangement? 

First, we speak with The Indian Express' Siddharth Upasani about the Taxation and Other Laws (Amendment) Bill, 2026 which proposes that banks and payment system providers should be allowed to charge merchants a fee for certain UPI and RuPay debit card transactions.Next, we speak with The Indian Express' Pragynesh about a crime network that used fake documents and bank deals to target people looking to buy premium properties in Delhi. This case involves a man who scammed one of the biggest real estate companies in the capital using a Rs 200 crore property in the heart of the city. (15:30)Lastly, we give you an update on the August 4 incident involving an Air India flight that suddenly lost about 300 feet in altitude and injured 17 people. (25:06)Hosted by Niharika NandaProduced by Shashank Bhargava and Niharika NandaEdited and mixed by Suresh Pawar