Podcasts about money under

Hey everyone! Lauren has been having quite the summer, and with a couple of trips, buying/renovating a new primary, and a move we're doing a replay this week. Fear not, though, this is our most popular episode of the last couple of years so if you haven't listened yet, you'll love it. If you have listened, you may just love it again. Show notes: Athena got into the personal finance content creation world to help the Latina community (and everyone) learn along with her. She's passionate about helping her community because of the wage and income gaps present. Athena discusses the importance of diversifying income streams, as well as her investment portfolio. Since she literally wrote the (for dummies) book on budgeting, of course Lauren and Athena dove deep into this topic. The first method they talked about was zero based budgeting. The second was the 50/30/20 method, Lauren's favorite. The third budgeting method discussed was the cash envelope method, Athena's favorite. Finally, they talked about the pay yourself first budget, which is often not thought of as a budget at all! She offers tactical tips for sticking to a budget, like having groceries delivered. Athena also recommends an accountability partner, which can even be anonymous. Everyone should have a budget because it's the foundation on which all personal finance goals are based. About Athena: Athena Valentine Lent is a finance columnist for Slate and the author of Budgeting for Dummies (Wiley, 2023). Her writing has appeared in BuzzFeed, Prudential, The College Investor, GOBankingRates, Money Under 30, among other places. Her personal finance blog, Money Smart Latina, won the Plutus Award for "Best Personal Finance Content for Underserved Communities" in 2020 and was nominated for "Blog of the Year" in 2022. When she's not working, you can find her reading a Stephen King novel with her main man, a polydactyl cat named Harrison George. Connect with Athena: ⁠⁠https://twitter.com/accordingathena⁠⁠ ⁠⁠https://www.facebook.com/moneysmartlatina/⁠⁠ ⁠⁠https://www.instagram.com/moneysmartlatina/⁠⁠ ⁠⁠https://www.slate.com/paydirt⁠⁠ Subscribe to the Adulting Is Easy YouTube channel: https://www.youtube.com/@adultingiseasy If you liked this episode, you will also like Episode 144 with Jannese from Yo Quiero Dinero called You Should Have Multiple Streams of Income and 56 with Jrod called Simple Financial Advice. Donate to the show: ⁠⁠https://cash.app/$AdultingIsEasy⁠⁠ Email Lauren@housemoneymedia.com for the Real Estate Gudies. Connect with Lauren:   ⁠⁠⁠⁠https://twitter.com/AdultingIsEasy ⁠⁠⁠⁠ ⁠⁠⁠⁠https://www.instagram.com/adultingiseasyreal/⁠⁠⁠⁠

Editor's Note: Here's one of the best podcasts from the archive that you may have missed. This episode initially aired on March 06, 2021. When my wife and I joined households 11 years ago, we combined our kitchen stuff, our furniture, our linens and just about everything else. The one thing we didn't combine? Our money. When it comes to money, she does her thing and I do mine. About the only time our money meets is on our joint tax return. This is the system that works for us, although it likely wouldn't work for everyone. That's the thing with money and relationships: There's no right answer. Anyone who tells you there's only one correct way to mix money and marriage -- and there are plenty of "experts" who do -- is just plain wrong. The one thing that's universally true is that money secrets are bad. My wife and I don't combine our money, but we do discuss it. Often. Whether you've been together for 30 months or 30 years, avoiding talking money puts your relationship at risk. This is especially true if finances are tight, or if you combine your finances and have different money "personalities" -- such as a spender or borrower in a relationship with a saver or investor. To nobody's surprise, money is routinely cited in surveys as a major source of stress. So when, and exactly how, can we discuss money with our significant others without causing friction? How do we get on the same page and stay there? Or are differences about money just something couples have to learn to live with? In this week's "Money!" podcast, we're going to find answers to these questions, as well as many more. Our guest is best-selling author and award-winning speaker Tarra Jackson, also known as Madam Money. As usual, my co-host will be financial journalist Miranda Marquit, and we're joined by our producer and sound effects guy, Aaron Freeman. Sit back, relax and listen to this week's "Money!" podcast: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Not familiar with podcasts? A podcast is basically a radio show you can listen to anytime, either by downloading it to your smartphone or other device, or by listening online. They're totally free. They can be any length (ours are typically about a half-hour), feature any number of people and cover any topic you can possibly think of. You can listen at home, in the car, while jogging or, if you're like me, when riding your bike. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to a podcast yet, give it a try, then subscribe to ours. You'll be glad you did! Show Notes Want more information? Check out these resources: MadamMoney.com (Tarra's website) "10 Things You Should Know about Joining Finances in Marriage" "8 Key Steps to Planning for Retirement as a Couple" "6 Ways to Get Your Spouse to Save More Money" "Living Together but Not Married? 5 Important Things to Know" Business Insider: "8 ways to talk to your partner about money" Money Under 30: "How To Have 'The Talk': 6 Tips For Couples Discussing Finances" Mint Life: "How to Talk Money in a Relationship: Dos and Don'ts" NBC News: "The 3 money conversations you and your partner need to have" Subscribe to the Money Talks News newsletter Take our The Only Retirement Guide You'll Ever Need course Take our Money Made Simple course About me I founded Money Talks News in 1991. I'm a CPA, and I have also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Robert Leonard talks with Stig Brodersen. Stig is Co-Founder and Co-Host of We Study Billionaires by The Investor's Podcast Network, a best-selling author, and a former college professor. He has successfully grown We Study Billionaires to the #1 stock investing podcast in the world, while building a platform that is also a leading authority in stock investing. IN THIS EPISODE, YOU'LL LEARN 00:00 - Intro 01:46 - How to pick a brokerage company to invest with. 06:23 - What stocks, ETFs, mutual funds, bonds, commodities, and options are. 10:17 - How to keep your emotions in check and set realistic expectations. 27:36 - How to actually buy and sell stocks and funds. 35:29 - Different investment strategies that can be implemented.  49:38 - How and why compounding is so important for millennial investors. *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Money Under 30 Compounding Example. Recommended Book: I Will Teach You To Be Rich by Ramit Sethi. Recommended Book: The Little Book of Common Sense Investing by John Bogle. Recommended Book: The Education of a Value Investor by Guy Spier. Recommended Book: The Dhandho Investor: The Low-Risk Value Method to High Returns by Mohnish Pabrai. Check out the books mentioned in the podcast here. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Toyota DeleteMe Fundrise Linkedin Marketing Solutions NerdWallet TurboTax NetSuite Learn more about your ad choices. Visit megaphone.fm/adchoices

Athena got into the personal finance content creation world to help the Latina community (and everyone) learn along with her. She's passionate about helping her community because of the wage and income gaps present. Athena discusses the importance of diversifying income streams, as well as her investment portfolio. Since she literally wrote the (for dummies) book on budgeting, of course Lauren and Athena dove deep into this topic. The first method they talked about was zero based budgeting. The second was the 50/30/20 method, Lauren's favorite. The third budgeting method discussed was the cash envelope method, Athena's favorite. Finally, they talked about the pay yourself first budget, which is often not thought of as a budget at all! She offers tactical tips for sticking to a budget, like having groceries delivered. Athena also recommends an accountability partner, which can even be anonymous. Everyone should have a budget because it's the foundation on which all personal finance goals are based. About Athena: Athena Valentine Lent is a finance columnist for Slate and the author of Budgeting for Dummies (Wiley, 2023). Her writing has appeared in BuzzFeed, Prudential, The College Investor, GOBankingRates, Money Under 30, among other places. Her personal finance blog, Money Smart Latina, won the Plutus Award for "Best Personal Finance Content for Underserved Communities" in 2020 and was nominated for "Blog of the Year" in 2022. When she's not working, you can find her reading a Stephen King novel with her main man, a polydactyl cat named Harrison George. Connect with Athena: https://twitter.com/accordingathena https://www.facebook.com/moneysmartlatina/ https://www.instagram.com/moneysmartlatina/ https://www.slate.com/paydirt – submit a question Sponsored by Fintor: download the app here https://fintor.app/start and use code @adultingiseasy to get a free share Subscribe to the Adulting Is Easy YouTube channel: https://www.youtube.com/@adultingiseasy If you liked this episode, you will also like Episode 144 with Jannese from Yo Quiero Dinero called You Should Have Multiple Streams of Income and 56 with Jrod called Simple Financial Advice. Donate to the show: https://cash.app/$AdultingIsEasy Connect with Lauren:   ⁠⁠https://twitter.com/AdultingIsEasy ⁠⁠ ⁠⁠https://www.instagram.com/adultingiseasyreal/⁠⁠ Real Estate Guides mentioned: https://adultingiseasy.gumroad.com/

In Episode 24 of the HopeFilled Financial Podcast Jay gets FIRED-UP over an article from Money Under 30 entitled "5 Reasons You Should Keep Your Finances Separate From Your Significant Other (and 4 Reasons You Shouldn't)" (see link below). The claim that separated finances promotes the healthiest choice a married couple can make is scientifically and philosophically false at it's very core, and Jay's reaction stems from his passion to help marriages make objectively healthy and life-giving financial choices with love and unity. Article: https://www.moneyunder30.com/5-reasons-to-keep-your-finances-separate-from-your-significant-other In today's story, Jay tells the physics joke he promised in Episode #23. Even if it is not funny (like all of Jay's typical dad jokes), the analogy is good! It is 'currently' the best connection Jay has made from his engineering background and personal finance in marriage. The budget tip is: Include hospitality in your budget. This gives you permission to spend money when guests come to visit so you don't feel any restraint or financial frustration. A budget is your ticket to freedom and financial peace. Today's listener question covers what to do when your colleagues want to eat out all the time at work, but you don't have the budget for that. This is a common peer pressure situation. If you have a question you want answered on the podcast, please leave a comment below! Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new episode every Tuesday! Subscribe if you don't ever want to miss an episode! You can submit a question on our website (hopefilledfinancial.com) or message us on Facebook (@HopeFilledFinancial). Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own.  Our Website: HopeFilledFinancial.com  Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/by-sa/4.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Nurter that MONEY-TREE!Taylor Price said it best in a Spring friendly metaphor we encourage you to listen to it - it's not only poetic but deeply impactful on the way we believe "money does not grow on trees!"Taylor is accompanied by top industry financial literacy content creator Milan Singh. Together they told us everything and beyond the new strategies through which GenZs are LEARNING, experimenting, and building impact with their finances.Financial literacy & inclusion advocate and top industry thought leader, Don Ginsel hosts our guests in another installment of MONEY UNDER 20!  Connect with our guests:- Milan Singhhttps://milansingh.co/tiktok.com/@milansinghhhlinkedin.com/in/milansinghhh/ Taylor Pricehttps://www.dfinitiv.io/https://www.pricelesstay.com/tiktok.com/@pricelesstaylinkedin.com/in/taylor-price-pricelesstay/ Don Ginsel (host): https://www.linkedin.com/in/donginsel

Guess what - yesterday's teens are tomorrow's consumers, entrepreneurs and thought-leaders, and the way they consume financial literacy and THINK ABOUT MONEY, is not exactly how previous generations did. This is why Breaking Banks Europe is proud to introduce MONEY UNDER 20 - an exclusive new series that is dedicating time to explore the behaviour of the GenZ around their pocket money, allowances, savings, platforms, purchasing habits etc. To all our audience - please welcome, on their first public speaking appearance, tomorrow's leaders: Romane, Sam, Charlotte and Elian from Sciences Po Lyon! Connect with tomorrow's leaders the guests:Charlotte Aimard:http://www.linkedin.com/in/charlotte-aimard-840b63253 Elian Guerrero:www.linkedin.com/in/elian-guerrero Samuele Rizzi:https://www.linkedin.com/in/samuele-rizzi-176163234/ Romane Vitalis:https://www.linkedin.com/in/romane-vitalis-549306230

Whyte House Family Spoken Nonfiction Books #20: "Money Under the Car Seat" (Part 20) by Daniel Whyte III

Whyte House Family Spoken Nonfiction Books #19: "Money Under the Car Seat" (Part 19) by Daniel Whyte III

Whyte House Family Spoken Nonfiction Books #18: "Money Under the Car Seat" (Part 18) by Daniel Whyte III

Whyte House Family Spoken Nonfiction Books #17: "Money Under the Car Seat" (Part 17) by Daniel Whyte III

Welcome to the Whyte House Family Spoken Nonfiction Books podcast: Holiday Edition episode #16. Today we are reading the book “Money Under the Car Seat & Other Things to Thank God For” by Daniel Whyte III. 120 FAMOUS QUOTATIONS ON THANKSGIVING (PART 1)

Whyte House Family Spoken Nonfiction Books #15: Money Under the Car Seat Part 15 by Daniel Whyte III

Whyte House Family Spoken Nonfiction Books #14: Money Under the Car Seat Part 14 by Daniel Whyte III

Welcome to the Whyte House Family Spoken Nonfiction Books podcast: Holiday Edition episode #13. Today we are reading the book “Money Under the Car Seat & Other Things to Thank God For” by Daniel Whyte III. 65 THANKSGIVING VERSES FROM THE HOLY BIBLE (Part 1)

Whyte House Family Spoken Nonfiction Books #12: Money Under the Car Seat Part 12 by Daniel Whyte III

Whyte House Family Spoken Nonfiction Books #11: Money Under the Car Seat Part 11 by Daniel Whyte III

Welcome to the Whyte House Family Spoken Nonfiction Books podcast: Holiday Edition episode #9. Today we are reading the book “Money Under the Car Seat & Other Things to Thank God For” by Daniel Whyte III.

Whyte House Family Spoken Nonfiction Books #10: Money Under the Car Seat Part 10 by Daniel Whyte III

Welcome to the Whyte House Family Spoken Nonfiction Books podcast: Holiday Edition episode #8. Today we are reading the book “Money Under the Car Seat & Other Things to Thank God For” by Daniel Whyte III.

Whyte House Family Spoken Nonfiction Books #7: Money Under the Car Seat Part 7 by Daniel Whyte III

Welcome to the Whyte House Family Spoken Nonfiction Books podcast: Holiday Edition episode #6. Today we are reading the book “Money Under the Car Seat & Other Things to Thank God For” by Daniel Whyte III.

Welcome to the Whyte House Family Spoken Nonfiction Books podcast: Holiday Edition episode #5. Today we are reading the book “Money Under the Car Seat & Other Things to Thank God For” by Daniel Whyte III.

Whyte House Family Spoken Nonfiction Books #4: Money Under the Car Seat Author's Note by Daniel Whyte III

Welcome to the Whyte House Family Spoken Nonfiction Books podcast: Holiday Edition episode #3. Today we are reading the Author's Note in the book “Money Under the Car Seat & Other Things to Thank God For” by Daniel Whyte III.

Welcome to the Whyte House Family Spoken Nonfiction podcast: Holiday Edition episode #2. Today we are reading the Introduction of the book “Money Under the Car Seat & Other Things to Thank God For” by Daniel Whyte III.

Whyte House Family Spoken Books #1: Money Under the Car Seat & Other Things to Thank God For Intro by Daniel Whyte III

When I worked as a Wall Street investment adviser back in the 80s, there was basically only one way we got paid: commissions. When I bought or sold shares of stock, the client paid about 1% of the value of the trade. When I sold an annuity, I got paid 4%. When I sold a mutual fund, the commission was anywhere from 2 to 7%. So back then, advisers made a living by taking a slice out of whatever money you invest. And for many, that's still true today. That system, however, isn't the best. For one thing, advisers get paid more for some investments than others, which can influence their advice. Another issue: While the best way to manage money is often to sit tight and do nothing, your adviser can't pay their mortgage unless your money is moving. It was flaws like these, along with the desire to create a steady, predictable adviser income, that years ago led to a new model: Instead of charging per transaction, charging a set percentage, typically around 1%, of the assets under management. Got a hundred grand? Pay $1,000 a year. A million? 10 thousand. But that system isn't ideal either. For example, does managing a million really require 10 times the effort of managing $100,000? And if the stock market doubles, does that warrant a 100% raise for your adviser? A final way of paying for advice has also gained in popularity: paying by the hour, just as you do with an accountant or lawyer. The problem? As with an accountant or lawyer, hourly rates can be high. So, what's an investor to do? Want more information? Check out these resources: Ask Stacy: Do I Need a Financial Adviser, or Can I Manage My Money Myself? 6 Signs Your Financial Advisor Could Be Ripping You Off 5 Questions to Ask Before Hiring a Financial Adviser How to Find the Right Financial Adviser US News: What to Know About Advisor Fees and Costs US News: How to Find a Financial Advisor if You're Not Rich SmartAsset: How Much Does a Financial Advisor Cost? Investopedia: How to Cut Financial Advisor Expenses Dave Ramsey: How Does a Financial Advisor Get Paid? Should You Use One? Money Under 30: When Is It Time To Hire A Financial Advisor? Forbes: Do I Need A Financial Advisor Or Should I Do It Myself? Here's When It's Worth It To Get A Financial Advisor. The Balance: How to Evaluate the Cost of Hiring a Financial Planner Nerdwallet: How Much Does a Financial Advisor Cost? The Balance: Is It Worth the Money to Hire a Financial Advisor? Money Talks News' savings account search tool Subscribe to the Money Talks News newsletter Take our course The Only Retirement Guide You'll Ever Need Take our course Money Made Simple Miranda Marquit's website Wealthramp: Pam Kruger's website Become a member: https://www.moneytalksnews.com/members/ See omnystudio.com/listener for privacy information.

If someone wants to be their own financial quarterback, where should they start?Sticking with the sports analogy for a moment, they need a good game plan.And when it comes to your finances that means a financial plan.So step one, really, is to develop a financial plan.And you don't have to be a financial expert to do this.A financial plan is just a picture of your current finances.And it identifies what your financial goals are.What does a good financial plan include?The plan needs to have all the details.Your income and cash flow.Your savings.Your debt.Any investments you might have.Information on your insurance plans.And just about anything else having to do with your money.It's not a one-time thing but an ongoing process.You put a plan together and then revisit it.Looking at it and checking your progress once a month is a good habit.Dealing with finances can be stressful.And a good financial plan helps take away a good deal of that stress.Plus a financial plan is not just for the wealthy.Everyone should have a financial plan and take charge of it, like a good quarterback.Tell us about what goes into a financial plan.Start with your goals.And those goals might be to save up a down payment for a house, build your retirement savings or to pay down debt.Paying down debt is a common short-term goal.Saving for retirement is a typical long-term goal.Make sure you know what you want to achieve with you plan.Make your plan serve your goals.Ask yourself where do you want to be financially in five or ten years.What type of retirement do you want to have?Start with your goals.The more they inspire you, the more likely you are to put together a good plan and to execute that plan over time.What do they need to get into that plan to achieve those goals? What are some of the more concrete elements of a good financial plan?Track your money.Write down all your sources of income and how much monthly income you get from each.Write down all your expenses and how much they are every month.This way you can get a sense of your cash flow.And you can watch out for living beyond your means.Seeing where your money comes from and where it goes gives you the picture you need of your finances.See if you can put 50% of your incomes toward needs – mortgage or rent, utilities, transportation and other recurring expenses.See if you can put no more than 30% of your income toward wants – entertainment, clothing, discretionary spending.Then put at least 20% toward savings and/or debt repaymentUse this picture to see if your income is being directed toward achieving your goals.If it is, stick with it.If it's not, look for some ways to make some changes.What else would a good financial quarterback do?Take advantage of every source of income.If your employer offers a 401-k and they offer an employer match, make sure you're taking advantage of it. A lot of employers will match, for example, your contributions up to 3% or so of your salary.It can be a good way to build retirement savings.Make sure you have an emergency fund to cover unexpected expenses.A good rule of thumb is to have three to six months of living expenses socked away in an emergency fund.Get rid of high-interest debt, like credit card debt.Build your savings, that's kind of obvious.But also build your retirement savings with your 401-k, a traditional or Roth IRA and, if you have kids, the 529 college savings plans.Being a good quarterback is all about planning and preparation.Planning, preparation and execution.Don't feel like every play has to score a touchdown.Just keep gaining yards, making first downs and you'll soon achieve your goals.Useful info/linksClever Girl Finance: https://www.clevergirlfinance.com/blog/ten-steps-to-creating-a-solid-financial-plan/Money Under 30:https://www.moneyunder30.com/how-to-create-a-financial-plan-without-paying-for-an-advisorSmart Asset: https://smartasset.com/financial-advisor/what-is-a-financial-plan 

Happy Mother's Day! My wife Chelsea returns to talk with me about the cultural war on motherhood. While avoiding "patriarchy" on one side and "radical feminism" on the other side, we answer some questions about the cultural war on Biblical motherhood: Is motherhood an obstacle holding back women's freedom? Should women seek to “have it all”? Does equality mean politically managing the roles of father and mother? What effects does the war on motherhood have on children? What effects does the war on motherhood have on fathers? Sources Referenced: Faith Moore, http://www.eviemagazine.com/post/its-okay-to-aspire-to-motherhood-over-a-career ("It's Okay To Aspire To Motherhood Over A Career)," Evie Magazine, March 8, 2019. "https://www.whitehouse.gov/briefing-room/speeches-remarks/2021/03/24/remarks-by-president-biden-at-an-event-to-mark-equal-pay-day (Remarks by President Biden at an Event to Mark Equal Pay Day)," WH.gov, March 24, 2021. Christine Hassler, "https://www.huffpost.com/entry/women-feminism-the-myth-o_b_522714 (The Myth of Having It All)," Huffington Post, Updated November 17, 2011. Sarrah Le Marquand, "https://www.dailytelegraph.com.au/rendezview/sarrah-le-marquand-it-should-be-illegal-to-be-a-stayathome-mum/news-story/fbd6fe7b79e8b4136d49d991b6a1f41c (Sarrah Le Marquand: It should be illegal to be a stay-at-home mum)," March 21, 2017. Kathy Gyngell, "https://www.conservativewoman.co.uk/mrs-mays-war-on-motherhood (Mrs May's war on motherhood)," The Conservative Woman, April 9, 2018. "https://www.payscale.com/data/gender-pay-gap (The State of the Gender Pay Gap in 2021)," PayScale.com, Accessed May 9, 2021. Steven E. Rhoads & Carrie Lukas, "https://www.nationalaffairs.com/publications/detail/the-uncomfortable-truth-about-daycare (The Uncomfortable Truth about Daycare,") Summer 2016, in National Affairs, Volume 47, Spring 2021. Staff Writer, "https://www.reference.com/business-finance/national-average-sick-days-taken-83a9752bfe23c6d1 (What Is the National Average for Sick Days Taken?)" Reference, March 27, 2020. Milena, "https://balancingeverything.com/average-food-cost-per-month (Average Food Cost per Month – In-Depth Analysis and Trends)," Balance Everything, June 4, 2021. Amy Burgen, "https://www.moneyunder30.com/the-true-cost-of-eating-in-restaurants-and-how-to-save (The true cost of eating out (and how to save))," Money Under 30, April 20, 2021. "https://www.webmd.com/children/features/children-illness (Children and Illness)," WebMD, 1999. "https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/average-household-monthly-expenses (Spending: How do you stack up?)" Bank of America, June 2020. Scriptures Cited: 1 Corinthians 7:1-2 Isaiah 49:15 1 Corinthians 13:4-7 Psalms 127:3 Isaiah 66:13 Proverbs 17:12 Psalm 35:14 ***** Like what you hear? https://www.truthspresso.com/donate (Donate) to Truthspresso and give a shot of support! *****

We DIG Community tells the stories of the people and organizations behind Community Bucket's Service Made Social mission. In this episode, we sit down with Chris Butsch, who is a longtime captain and currently leads our Tech Gives Back program.    Chris started as a host team captain, and he joined us part-time last Summer. In addition to finding friendships and love through Community Bucket, he has also found unique ways to give back to our community and get involved in our mission. Chris is a Professional TedX speaker for CAMPUSPEAK and a Senior Contributor to Money Under 30.    In this episode, we discuss… How Chris found Community Bucket What he's gained from being part of the Host Team What he does professionally and for fun Plans for Tech Gives Back in 2021   Resources discussed in this episode: You can read Chris' articles here: https://www.moneyunder30.com/author/cbutsch You can learn more about Chris' speaking gigs here: https://campuspeak.com/speaker/chris-butsch/ Sign up for Tech Gives Back Healing Earth Bingo and River Cleanup on Thursday, May 20th - bit.ly/tgbearth About Community Bucket We DIG Community is put together by the folks at Community Bucket -- and we can't wait to share some of the personalities behind the brand. Community Bucket is a nonprofit dedicated to cultivating the local community through social volunteering. Connect with like-minded neighbors who share a passion for giving back and having fun.   How you can get involved:  Visit communitybucket.com/ if you're interested in experiencing Service Made Social!   Where you can find us: Website: communitybucket.com/ Atlanta Instagram: @communitybucket_atl Austin Instagram: @communitybucket_atx Denver Instagram: @communitybucket_den Facebook: @CommunityBucket Twitter: @communitybucket LinkedIn: /company/communitybucket Subscribe to the newsletter here  Donate to our cause here.

What's going on my money crazy lunatics! I had the privilege and honor of collaborating with the Money Under The Mattress Podcast, hosted by Mitchell Jensen and Jake McAdam. They are self-proclaimed value investors who are currently studying for their degrees in Canada. We discuss Cathy Woods, Value Investing, Sectors, REITs, and so much more! Hope you guys enjoy :) Money Under the Mattress Podcast : https://open.spotify.com/show/07WNlZzX5kpqzpiF72PSLD?si=_15BK_owSaOIvCbH9wbGIQ Money Under the Mattress Instagram : https://www.instagram.com/moneyunderthemattress.podcast/ DISCLAIMER: WallStJunky is not financial advice, but rather financial education and information provided to make you a better investor. WallStJunky Website: www.wallstjunky.com Discord and Facebook Investing Communities: https://discord.gg/xg6UaBwZ https://www.facebook.com/groups/301632014175967/ Get yourself a free stock from the Robinhood Program: https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&source=invite_gw&inviteSource=wb_oversea Reading List: The Little Book of Common Sense Investing - https://amzn.to/39VPWDu The Intelligent Investor - https://amzn.to/36RqeOw Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - https://amzn.to/3cMEMmp Extreme Ownership by Jocko Willink- https://amzn.to/2YVCE3y Principles by Ray Dalio - https://amzn.to/39WlZ68 Follow me on Instagram & Twitter for up to date market color! https://twitter.com/WallStJunky44 https://www.instagram.com/wallstjunky/ Available places to stream the WallStJunky podcast (available on iTunes, Spotify, and many more!): https://linktr.ee/wallstjunky Equipment I use to stream and edit the WallStJunky podcast: Yeti Microphone (Pop Filter & Arm Stand Bundle) - https://amzn.to/3jqrXzt Logitech HD Webcam, C615 - https://amzn.to/3cKQzl8 --- Support this podcast: https://anchor.fm/wallstjunky/support

During today's episode, we will the Greatest Financial Myths in the Black Community. Since it's the last day of Black History Month, I figured this would be the perfect topic to discuss! So give it a listen and let's bury these myths and move to Generational Wealth! Below you can find the resource mentioned in today's episode:  Get early access to the Tax-Free Living E-book (submit your email). Learn more about Pocket Advisor. View the Money Under 30 Article. Don't forget to leave a 5-start review on your Podcast platform so we can get to 100 reviews by April 15!

We know becoming debt free is a worthwhile goal, and once we've bought in to the idea it's a quick jump to the question: 'how do I pay off this debt as quickly as possible?!' On this episode we're talking about some strategies and approaches that can help make big dents in our payoff journey. Sponsors:  3 Secrets For Creating A Debt Payoff Plan You’ll Actually Stick To: Over at Modern Frugality my goal this year is to help people stick to their debt free journey and make it as short as possible. I want you to pay off your debt as fast as possible but I want you to do it in a way you don’t feel suffocated by frugality. So I am kicking off that initiative free live class this Sunday, January 10 at 8pm EST with 3 strategies you can implement this week to create a debt payoff plan that’s more than just a new years resolution, it’s a plan you can sustain. And I don’t hear many people talk about the importance of these points so I’m calling them secrets. It also sounds cooler. So If you want to learn the 3 Secrets For Creating A Debt Payoff Plan You’ll Actually Stick To head to modernfrugality.com/training to register and even if you can’t join us live, still register because I’ll be sending the replay the morning after. That’s https://www.modernfrugality.com/training and I will see you Sunday! Going Fast: If you’ve got the need for speed - this sponsor is for you! Going fast wants to remind us that while it is exhilarating to feel the wind in our hair, there are some things to consider before you jump on that merry go round and start yelling ‘FASTER!’ - are you buckled in? Are your belongings secure? Are you aware of the risk of injury. Going fast - when you’re prepared for it, it’s almost always better than going slow Notable Notes: What the Internet has to say: This article from Money Under 30 (https://www.moneyunder30.com/get-out-of-debt-on-your-own) gives us tips on the mindset necessary and some tools for getting out of debt more quickly What Jen + Jill have to say: Confront it Earn enough to get out Tools- debt consolidation  Change the behaviors that got you there Might mean some extreme things (especially related to school) Tools to help: Balance transfer (some pitfalls: need excellent credit, need to not get into MORE debt) Credit counseling and debt management National foundation for credit counseling Accredited debt relief More from the Internet: This article from Every Dollar (https://www.everydollar.com/blog/easiest-way-to-pay-off-debt) provides us with some of the easiest ways to pay off debt quickly More from Jen + Jill: Write down all your debt Save $1,000 Never go back Make a budget Create a debt payoff plan Celebrate along the way BILL OF THE WEEK - Thank you Brittany for sharing your bill about how you paid your entire 6month insurance up front AND saved some money in the process! If you want to submit your bill of the week visit https://www.frugalfriendspodcast.com/billto leave us a bill Lightning Round One thing no one told you about paying off debt Jen- my friendships would change Jill - that I could do this - it was a worthwhile goal Wrap-Up: Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com (mailto:frugalfriendspodcast@gmail.com) . AND share our most recent episode on social for a chance to win a copy of the Frugal Friends Workbook! Thanks for listening! See you next week!

Mitchell and Jake introduce themselves and discuss how they got into investing as well as explain what the future of Money Under the Mattress podcast will be about.

Darwyn aka D.A. Writer is a Podcaster from East Saint Louis, as well as a father, son, brother, and a positive man! In this episode we talk about racism in schools, Malcolm X, going the extra lengths to become what you think you can become, and cultural appropriation! Blaze one for the nation and enjoy your listening experience! Follow him on IG @d.a._writer and show him some love! Darwyn's Podcast is called Money Under the Table and can be found on Spotify, Google Podcast, and Anchor! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/pvrlyfe/message Support this podcast: https://anchor.fm/pvrlyfe/support

There are online and offline businesses shutting down or pausing due to the Coronavirus outbreak. Freelancers who have lost client work are feeling stress and uncertainty and are looking for answers. Harlan speaks with Ashley Barnett and Clint Proctor about how businesses are faring in this climate. They offer tips about what freelancers can do now to help them successfully navigate disruptions to their income. - Some of the options you have while your regular niche or clientele is on pause - If you are a writer, some of the other services you can offer if you aren't getting new assignments - How times like these might be the perfect time to invest in yourself - Unemployment and Paycheck Protection Program information for freelancers and contractors hitpublish.com Ashley Barnett is an expert in blog management and content creation. She works with sites like Money Under 30, PT Money, and Choose FI. Her course, Hit Publish, teaches new and intermediate bloggers how to produce the best content on the internet. https://www.facebook.com/HitPublish https://www.instagram.com/hit_publish Clint Proctor is a freelance writer and editor and founder of WalletWiseGuy.com, where he writes about how students and millennials can win with money. When he's away from his keyboard, he enjoys drinking coffee, traveling, obsessing over the Green Bay Packers, and spending time with his wife and two boys. For more, visit https://plutusfoundation.org/2020/025-ashley-barnett-clint-proctor/

Sponsors:Empower: An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalFlorida: Jen’s birthplace, and home to where all good and right things happen! It’s also quite fitting that this southern-most state, this place of sunshine and warmth, decided to sponsor us this week. With an official state song titled “old folks at home” we can think of no better supporter as we discuss retirement. Florida, the place Jen lives, the place I WANT to live, and the place we can ALL live if we dream big and save for retirement!Notable Notes:What the Internet has to say:This article from investopedia answers the question, 'how much do I need to retire?'What Jen + Jill have to say:First, 401(k) participants believe they need $1.7 million, on average, to retire. And second, many are not on track to get thereManage investment (avoid ‘set it and forget it’ mindest)You need to pay attention to and actively manage a 401(k) to really make it grow. That also applies to other investment accounts, including IRAs, brokerage accounts, and HSAs.4% rule - take out this amount of retirement fund yearly without ever touching nest egg - living off of dividendsSaving vs. investingsavings accounts typically pay much lower returns (or nothing at all) compared to investment accounts. In the early and middle years of your career, you have time to recover from any losses. That's a good time to take some of the risks that allow you to earn more with your investments.How much?Most experts say your retirement income should be about 80% of your final pre-retirement salary (ex. $100,000 = $80,000 per year)Savings by age:Fidelity suggests you should have an amount equal to your annual salary in accumulated savings by age 30Age 40—two times annual salaryAge 50—four times annual salaryAge 60—six times annual salaryAge 67—eight times annual salaryMore from the Internet:This article from Money Under 30 provides us with a beginner's guide to saving for retirement, and breaks down all the scary terms into understandable and tangible tips!More from Jen + Jill:Dont be confused by wierd acronymsA 401(k) is just an account you get through your employer and which is funded through pre-tax payroll deductions. A 403(b) is an account you get if your employer is an educational institution or a non-profit.IRA “vehicles for your money”: IRA stands for Individual Retirement Account, and is an account that’s not dependent on where you work; anyone can open onepeople save in an IRA and a 401(k) or 403(b) simply because IRAs offer some benefits that employer-sponsored retirement accounts don’t. IRAs come in different varieties:Roth IRA, which uses after-tax moneytraditional IRA, which is tax-deductibleSEP IRA, which is for the self-employed (and is also tax-advantaged).A word about Social Security - don’t count on itTake advantage of employer matchesOnce you are set up with saving/investing - leave it alone - avoid unnecessary anxiety!Once you’ve started saving - make dat $ work for you!!Younger people should take larger risks, such as stocks or ETF’s (low cost index funds)40’s, 50’s, 60’s - start to move that money out of stocks into ‘safer assets’; like bondsBILL OF THE WEEK - Erin thanks for sharing your bill about the buffalo bills going to the playoffs! We know were a little late, but we are still excited!If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a billLightning RoundYour Retirement questions answeredWhat accounts should I have? IRA, 401k, HSAWhat’s in my retirement account? Usually mutual funds, we prefer index funds (passively managed - less expensive). You can control what goes in your IRA but you can’t always control what’s in your 401k or 403bStocks vs bonds? Index funds are made up of them. They determine how risky your portfolio is, you want both, bonds increase as you get closer to retirement.What should I do with a windfall or inheritance? First figure out how much in taxes you’ll owe on it, then use the rest to get you closer to your financial goals. Prioritize paying off debt, saving an emergency fund and maxing out your IRA. If you have any left have some fun with it or open a taxable investment account. It’ll act exactly like your IRA, you can invest in the same funds, it just doesn’t have the tax benefits of a retirement account.Wrap up:We've got a new way to enter our monthly giveaway!Share this episode on facebook or social media, tag us in it and you'll be entered to win a $10 amazon gift card! We’ll pick 1 winner for every 5 tags at the end of the month.ALSO you can still enter by leaving us a review on iTunes or Stitcher, screenshot the review and send it to frugalfriendspodcast@gmail.com. We’re just adding a new way to win!

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.   https://www.moneyunder30.com/ http://www.plaidforwomen.com/read-post/buying-your-firs…-about-mortgages

David Weliver is an authority on millennials and money. His website, Money Under 30, provides financial advice to over 500,000 young professionals every month. David and Jason talk on the subject of student loan debt and how it is affecting millennials. David recommends millennials to invest in a ROTH IRA and to think about their retirement as a way to achieve financial freedom.    Key Takeaways: [1:40] Millennials are starting their lives with student debt.  [6:10] The average college grad has $36,000 in debt.  [9:40] David paid off his college debt before he hit 30, but he had to work his butt off to do it.  [14:10] David recommends millennials take advantage of the ROTH IRA.  [18:50] Don't think retirement, think financial freedom.  [21:10] Technology is helping to drop prices in a lot of industries.    Mentioned In This Episode:   http://www.moneyunder30.com/

Hey Chainers!   Welcome to the first ever episode of Chain of Wealth!   We’re so excited to get going and start sharing awesome free actionable financial advice that is relevant to everyone.   One of the topics where there is a massive disconnect in society and definitely something that the average person does not know enough about it (unless you’re a financial professional) is Wealth.   Thus - Chain of Wealth was born with the vision and mission to provide daily actionable free financial advice through interviewing people that have excelled and done something extraordinary.   This very first episode, or Episode 0, is just Denis & Katie. We’ll chat a bit about ourselves and the plan is just to discuss a bit about the podcast and give information about how best to use the website.   Ok so firstly, let’s dive into the Podcast itself, why a Wealth Podcast and what is the Chain of Wealth?   Quite simply put, there is a massive amount of information available these days on the internet and there are some really awesome people out there creating content and achieving their financial dreams.   The disconnect occurs in that this information is scattered all over the place, and unless you know exactly what you’re looking, it can take you ages to research and find it.   At the time we’re recording this, the US national debt is over 20 trillion dollars, and while it isn’t necessarily Joe Average’s debt, it definitely speaks to the economy as a whole.   Student debt is also at its highest level ever and people are starting their working careers with a massive debt already owning, pushing out their retirement and making it much harder for people to succeed.   In life, some of the most important things you’ll ever do financially you are not adequately prepared for, such as buying a house, car, saving for retirement and many other financial decisions.     The podcast and blog is a way to address this issue and help people make a massive difference in their lives.   This is one of the major reasons we decided to create the Chain of Wealth Podcast- to provide a free platform to educate people and provide financial advice.   So let’s dive into Chain of Wealth itself, what is the Chain of Wealth and who are the Chainers?   The Chain of Wealth is the hosts, interviewees and all our listeners. We all link together and leverage off each other to provide a network of knowledge, resources and a community where honest information is provided to help each other.   Chainers are our listeners and everyone that is part of our community.   Awesome! So we’ve gone through the basics, but now let’s get into introductions!   Let’s chat about Denis – Originally from South Africa, CA(SA), 5 years of working experience in Corporate in an extremely wide variety of industries and countries.   Let’s chat about Katie- Grew up in Tampa, Florida, 2nd Grade School Teacher, trying to learn more about the financial world and already done some big financial things, got student debt, bought and sold a house and bought a car.   We’ve already interviewed some leading inspirational people such as David Weliver from Money Under 30, Jackie Ruka from GetHappyZone, Brandon Krieg from Stash Invest and many, many other leaders in their respective industries!   The podcast will run from Monday to Friday and the structure will be an interview based podcast. Episodes will range from 15 to 30 minutes long and so will be perfect for most people who go about their weekly routine.   Now let’s talk about the format of the interview – each interview for Chain of Wealth undergoes a rigorous research process and questions asked in the main part of the interview. It is designed to get the most important information out of our guests and answer some questions that we might have.   After that we have a short break and then dive right into the value link round.   The value link round is a lightning round where we extract even more value bombs from our guests and finally end with some parting advice and how you can get in touch with our guests should you wish to do that.   Each and every interview will have a show notes page on our website which is probably where you want to go if you’re looking for a quick recap of the interview as a whole. To access the show notes page, you can either search for the interview or you can browse through the podcast page.   We also use timestamps in our show notes which are totally awesome! What it means is that if you click on the green links it’ll jump right into that portion of the audio clip so you can listen to our guests’ responses super quickly and easily.   There are also links to all the resources that get discussed in the show which provides an amazing platform and a huge amount of value as you can click directly through to what they are talking about.   Definitely check out the website chainofwealth.com there is really some awesome material on there. Check out the podcast page and Katie’s blogs about her journey to getting out of $30,000 in student loan debt from a public Florida university.   Speaking about the website, we’ve also going to add really great guides and content. As an example we’ve written a debt guide for you to check out – chainofwealth.com/debt which is completely FREE.   Anyway, we’re pumped to get going and super excited for our first two guest, Jackie Ruka and Matt DeCoursey   We love comments and questions that you leave, so don’t be shy. We will reply to you- so go visit and subscribe!   Catch ya on the flip side!  Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.

For detailed show notes:David Weliver: Money Under 30   David founded Money Under 30 in 2006 as a way to document his efforts to pay off $80,000 of debt, and to provide a free resource to help young adults make financial decisions with confidence. David is a graduate of Bates College and worked previously at SmartMoney Magazine in New York.   Welcome David! [0:54]So tell us something about you we don’t know. Married with 2 kids Lives in Maine   [1:41]How did you get started with Money under 30?  Moved home with parents Needed to fix finances Wanted to help others   [3:32]If you could go back in time and give the 18 year old version of yourself one piece of advice what would it be and why? Don’t spend money you don’t have Glad for mistakes- brought about Money Under 30   [5:52]You have a section on your website about buying cars—something everyone hates. What tips and tricks do you have for buyers? Understand financing costs   [8:15]Do you recommend buying or leasing? How do you make the decision? Most people should buy over lease Buy a used car   [11:21]You had quite a hefty debt bill some time ago, what did you do to get rid of it? $80,000 in debt (student loans & credit cards) Moved home Got a side job at Starbucks   [14:10]How long did this take you? What was the most challenging part? 3 years Reduced life inflation       [15:17]What do you recommend to a person who is trying to raise/ improve their credit rate? Pay on time Keep debt minimum- no large balances Get a co-signer Secured credit card   [20:49]It seems like side hustles are the new big thing- what side hustles do you recommend that are easy to start? Department stores       Value Link Round- [24:18] What books or other podcasts do you recommend to our listeners? Book: The Investment Answer Podcast: Dough Roller   [26:02]What is the best advice someone ever gave you? Put money into an IRA as a teenager   [27:11]What is your favorite word or quote? Do one thing every day that scares you   [27:55]How can we find you? moneyunder30.com   [28:16]What is some parting advice you have for our listeners? You don’t have to be a numbers person to make informed decisions about money.          Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.