Podcasts about Thank God

It's time for another international break... Thank God, we were almost starting to enjoy the Premier League.Don't worry though, we've still got plenty to talk about thanks to Cristiano Ronaldo, José Mourinho and a Ramble listener who is preparing to play against Emile Heskey.VOTE FOR US IN THE FSAs HERE!Sign up to the Football Ramble Patreon for ad-free shows for just $5 per month: https://www.patreon.com/footballramble.Click here to become a Friend of the Ramble on YouTube!Find us on Bluesky, X, Instagram, TikTok and YouTube, and email us here: show@footballramble.com. Hosted on Acast. See acast.com/privacy for more information.

Draw Closer To God Today (HE'S WAITING FOR YOU) | Blessed Morning Prayer To Start Your Day With GodSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

God Began a Good Work In You—Now Let Him Finish It (TRUST THE PROCESS) | Blessed Morning PrayerSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

What if the key to deeper gratitude isn't feeling more deserving but realizing you're not? In this episode, John explores how a posture of humility can unlock a powerful sense of gratitude, joy, and connection to God. Drawing on stories from real life, Scripture, and thinkers like Dallas Willard and Ronald Rolheiser, we learn why everything we have is a gift… and how remembering that can change your life. Featuring 1 Corinthians 4:7 and the parable of the unworthy servant, this 10-minute devotional will help you shift from entitlement to awe and start living like grace is real.

Linktree: ⁠https://linktr.ee/Analytic⁠Join The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: ⁠https://ow.ly/msoH50WCu0K⁠Analytic Dreamz breaks down Travis Scott's explosive Tokyo show on Notorious Mass Effect. On Nov. 8, 2025, at Belluna Dome in Saitama Prefecture, Japan—the Circus Maximus Tour's Asia leg highlight—Scott ignited "electric" crowds with surprise guests Kanye West (48) and daughter Stormi Webster (7). Ye, masked entry turning unmasked frenzy, joined for "Through the Wire," "Can't Tell Me Nothing," "All of the Lights," "Heartless," "Runaway," "CARNIVAL"—their first stage since 2025 fallout, Scott dubbing him "brother" amid laughs and jumps. Stormi debuted onstage for "Thank God," nailing "Storm's a minor but you know she's livin' major" in graphic tee, fur coat, blue braids, and headphones—viral family milestone with Kylie Jenner (ex, 2017–2023; co-parents Aire, 3). Amid tour's sold-outs (São Paulo Sept. 6 opener; Delhi Oct. 18–19; Seoul Oct. 25; Macao Oct. 29; Hainan Nov. 1; Abu Dhabi Nov. 15; Mumbai Nov. 19), Scott paused "CHAMPAIN & VACAY" (JACKBOYS 2 opener): "Made a hundred off pushing T's... Fck that n**a!"—clear Pusha T shot, tied to Clipse's GQ disses (Malice: "We don't snitch"). Tokyo takeover added Cactus Jack pop-up, sneaker drop. Analytic Dreamz unpacks reconciliation, beef, co-parenting stats, and global momentum. Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

When was the last time you heard God speak to you when you prayed? If it has been a while, it could be because many of us have come to believe that prayer is more of a one-sided event. If prayer truly is communicating with God, then there has to be times when we stay quiet and listen for what He is saying too. This kind of prayer is often called “listening prayer." If this is new to you or you want to learn more, get comfy as Tiffany Jo Baker shares more about it.Listen in for:Why it is so crucial to LISTEN in prayerHow we can pray a specific listening prayerWhen it could be helpful to ask for someone to listen with youHow the Holy Spirit will help youFavorite Quotes:“What would it be like if you and God throughout your day, were talking and you were asking Him questions, He was responding, and you then were acting accordingly?” - Tiffany Jo Baker“God wants to talk back and forth with us!” - Tiffany Jo Baker“In this process of listening prayer, it's easiest to start with easy questions, yes/no questions, and see what God tells you, or what He says.” -Tiffany Jo BakerFavorite Scripture:“So Eli told Samuel, “Go and lie down, and if he calls you, say, ‘Speak, Lord, for your servant is listening.'” So Samuel went and lay down in his place.” - Samuel 3:9Want timely words, resources and episodes delivered right to your inbox to help you fuel and fulfill your faith journey? Simply subscribe today to never miss an episode at https://www.tiffanyjobaker.com/subscribe (don't worry, you won't get spam or excessive emails)*If you're looking for perfectly polished people or podcast, this isn't for you. We're real people, with real good information, and a really great God.Don't miss the next Tiffany Jo Baker Podcast episode as we continue to help you GET FREE, LIVE FULL & THANK GOD! You can watch on YouTube and https://www.tiffanyjobaker.com/tiffany-jo-baker-podcast or listen in on Apple Podcasts, Google Podcasts, Spotify, or your favorite podcast player. Ratings and reviews are like high-fives and “go-girl's” on podcast. Helping you refresh and refocus so you can do all the things you are called and created to do, my 31 Day Devotional “Soul-Care for Go-Getters” is available on Amazon, Barnes and Noble, and my website shop here. ( https://www.tiffanyjobaker.com/go-getters-devo )As a 3x Surrogate, Speaker, Soul-Care and Success Coach and Spirit-led Strategist, I uplift the soul and success of women like you who are walking out your WHY, so you can birth your God-given dreams at home, online, and in the real world. Find me, @TiffanyJoBaker, on Instagram , Facebook and https://www.tiffanyjobaker.com. I would love to connect with you there!

Name 5 things you are thankful for, write them down in your Gratitude Journal. Thank God! Now, tell someone. Yes, often we thank God for His good gifts but we don't tell anyone. This week we are going to share what God has been doing in our lives and thank God for all His wondrous works. Pastor J will be challenging us to share our Gratitude Journal with our friends so we can thank God together. And as we share it with a friend we get to share gratitude with someone, multiplying gratitude.Recorded live at Word of Life Church in Le Sueur, Minnesota, on Sunday, November 9, 2025, Pastor Jason Lang preaching.Powered by Restream https://restream.io/

The Time Riders: Part 1 The Timeless Art of Shagging. Based on a post by BiscuitHammer, in 16 parts. Listen to the Podcast at Explicit Novels. Give A Monkey A Gun. Mark's bedroom interrogation. Mark sat in the chair in his bedroom by his computer desk, trying to look chastised, but he was worried that a tiny hint of an evil smirk was crossing his lips. He hung his head in the hopes it would be less noticeable. Standing in the room with him were two stone-faced men in black suits and dark glasses. They stared at him silently for several minutes before glancing at one another. Finally, the shorter one sighed. "Okay, Mark," he said heavily. "Once more, from the top. I want you to give us as detailed an account of what happened as you possibly can. Leave nothing out." "Everything?" Mark asked quietly. "Everything." "Well, as long as you think you have the time." Mark quipped, sitting up straight and leaning back in his chair somewhat casually. The tall man frowned. "Was that a joke?" "Not a very good one, apparently," Mark muttered. "Stick to the facts," the man said firmly. "We hate jokes." "No kidding," Mark mused, settling in to relay the events he had already explained to them twice that evening. "Alright, let me start at the beginning." "Not funny, young man;” growled the shorter agent. "I found the thing in the park. What did you say it's called?" Mark asked. "A Holmes Field Device." "Right," Mark agreed, nodding. "I found the Holmes Field Device in the large lilac bushes over in Grosvenor Park." "Why were you in the bushes?" interrupted the tall man. Mark gave him a wry look. "I was making a drug deal. I was supplying uranium to Libyan terrorists. I was hiding the body of a transvestite hooker I killed. What does it matter? It's not your worry or jurisdiction, if you're telling me the truth, is it?" "Fair enough," said the shorter agent amicably. "Please proceed, Mark." Mark nodded. "It was really small and compact at first and I didn't know what it was. But it kinda gave off a hum and it almost had a glow, I dunno. I pulled it out of the bushes and over to a secluded area where there was still some light from nearby lamps. Anyway, I must've tripped a catch or something on it, because the thing folded out on itself into what looked like a platform and grew these weird-ass frames with displays and dials and buttons and shit. It was like something out of Star Trek." "I can see how it might appear advanced to you," the shorter agent said, nodding. "To my partner and I, it's rather primitive, but that's not your problem. Please proceed." "Once I was sure that no one was around or likely to come through, I began fiddling around with the dials," Mark continued. "At first I was confused, because it didn't seem to do much, except spit up weird numbers on the analogue screens, but then I thought about it and realized they were dates. They were just; off." "Not off," the shorter man said. "Just dates set by a different calendar, if you will. The Holmes Field Device was developed by Ashleigh Holmes, the younger brother of the more famous Sherlock and Mycroft, but he was perhaps even more brilliant. He modified the Gregorian calendar to account for leap years and Daylight Savings, changed the accounting of seconds, minutes, hours and so on to eliminate the need for such inconsistencies. The Holmes Calendar will be adopted eighty three years in your future, but it is so accurate that it won't need to be modified until the year 12,645 AD." "Huh." Mark said in response, not caring much. "Oh, and he also invented the temporal displacement device you found," the man added. "Although it'll be another two hundred and eight years before that comes to light." "Anyways," Mark continued, killing the history lesson. "Once I figured out they were dates and times, I tried setting the time back a few hours. After that, I started pushing some buttons. Things got blurry for just a split second and then the sun was blinding me. I was still alone, but I stepped off and looked around, still in the same spot, but obviously at a different time of day. I looked at the clock on my cellphone and it seemed to have adjusted to say it was six hours earlier, just like I'd set the dials." "Your phone adjusted accordingly. Electronics will do that." "I was really excited to look around but realized I didn't want to be caught and I suddenly thought I should be careful." "What a novel idea," the tall man said dryly. "Go on." "Well, I went back to the Holmes Field thing and set it to take me back to the time I'd come from. And it did. Then I began thinking about what sort of things I might be able to do if I was careful." "And this is where it got interesting, yes?" the shorter agent remarked. Mark explains his connection to Becky. Mark nodded. "Maybe I could change things. Not big things, but little things. It suddenly occurred to me the D that Miss Fischer gave me on my Physics exam earlier in the semester had kept me from getting into the university of choice I'd applied to. So I decided to see if I could fix that somehow;” Mark crept through the bushes under the cover of dark, oddly certain than no one was going to see him. He couldn't explain why, but he felt a confidence that he would not be discovered because he hadn't been there before. It didn't make sense, but maybe that was a good thing. He knew where Miss Fischer lived, he'd seen her pull into the small, stand-alone house in her Rav4 on many occasions. He slipped onto her property through her back yard, instinctively knowing that her rear door would be unlocked. It was already ten o'clock, but there was no school the next day so she was still likely to be up. A stick snapped in the yard one lot ever. His head snapped around to see if he'd been spotted, but he didn't see anything. A dog began barking. Stupid animal scared the shit out of him. He moved quietly across the lawn to the back door, opened it slowly and found himself in a small kitchen. It was dark except for a small night-light and he paused, listening for movement, hearing no one nearby. He stared in bewilderment at the sheer amount of organic cereals and grains that lined the counters around the room, along with fresh fruits and other nutritious snacks. No wonder she always seemed so perky, even if she was shy and retiring. Beyond the kitchen, he could see the living room and small dining room were still lit. He padded across the linoleum floor silently, hearing nothing. He peeked into the dining room and through it into the living room. No one. There was a yoga mat on the floor in front of the long, flat-screen TV. The decor consisted of low tables and beanbag chairs others. Damn, this woman was crunchy. He heard water running upstairs and some off-key singing. He crept up the steps to the second floor, preparing himself for what would no doubt be an awkward situation, but he couldn't shake the feeling that he needed to do this, whether he liked it or not. There was a shower happening and he now recognized Miss Fischer's voice. She seemed to be alone and her vehicle had been standing by itself in the driveway. If she was already showering, she wasn't going out again. Mark approached the bathroom, noticing the door was wide open. He guessed that made sense, since Miss Fischer had told the class more than once that she lived lamentably alone. She took the teasing from her students good-naturedly, but now he could confirm it. She was a bachelorette. She was singing and he could hear the shower water splashing off her body as he hid beside the door. He couldn't believe he was doing this. He closed his eyes and took several deep breaths, calming his nerves before subtly peeking around the door and into the bathroom. There was no tub, just a walk-in shower. His eyes went wide when he realized that her shower stall was composed of fog and steam-proof glass, giving him an almost completely uninterrupted view of the activities within. Except for the droplets of water that trickled down the treated glass panes, he could see his teacher in all her naked glory. Miss Fischer was facing away from him, running her fingers through her long, wet blonde hair, swaying her body back and forth, her amazing ass glistening wetly. He tuned out her rather painful singing of a Beyoncé song and let his gaze travel up and down her womanly form. His heart thundered in his chest, to the place where he was worried she might hear it. Miss Fischer always dressed rather modestly at school and he was shocked to see what a rocking' bod she had. Clearly she hadn't been lying about the yoga and the CrossFit she claimed to do. Her skin was fair, but not pale. Her shapely back tucked into a small waist, which in turn blossomed out into fit hips which were anchored by her amazing ass. Her long legs tapered down to tiny ankles. If he hadn't been so astonished and exhilarated, he would have had a massive hard-on by now. "C'mon, turn around;” he found himself urging her silently. Miss Fischer obliged and Mark thought he might faint. She'd always been pretty, of course, but Mark doubt that anyone at school would have guessed what a sex-pot their Physics teacher was. Where the hell had she been keeping those tits? Did she fucking strap them down? They were large, yet perky. The tiny pink nipples sat atop them proudly, announcing the arrival of their mistress right behind them. Her stomach was flat, but still soft, begging to be kissed. He forced himself to look lower and saw that her cunt was shaved except for the small strip of trimmed hair above. The nether lips were even and not quite plump, but still dismissed any worries of a bony thigh-gap. Her clit hood barely peeked out over the top. "Fucking fuck;” he thought, his mind racing. "Who knew Miss Fischer was so insanely hot?" He watched rapt, utterly forgetting that she might see him if she happened to look his way. The blonde seemed to have no interest in life beyond those glass panes, however, as she caressed her body slowly, making sure she was cleansed of her organic craft shower gel. Her manicured hands glided up and down her lovely body while she closed her eyes, letting the water from the showerhead rinse it away. As Mark watched, she kept her eyes closed but bit her lip gently, one of her hands moving up to slowly and gently caress her tits while the other snaked its way down her stomach and between her legs to begin playing with her cunt. A quiet sigh escaped her mouth and Mark felt his cock rapidly swelling inside his jeans. The teacher pressed her forehead against the glass, her eyes still closed. Her hand massaged her ample tits while the hand between her legs moved up and down slowly, massaging the lips. Mark swallowed and adjusted his cock inside his pants as he watched intently, unable to believe he was being treated to this incredible show. Another moan escaped her lips as she pleasured herself and began pinching one of her nipples. It took all of Mark's willpower to not pull his cock out and begin stroking it on the spot, because he had other plans. Miss Fischer, not so constrained, continued to finger her cunt until she was panting. She stopped suddenly and reached up to pull the detachable showerhead off its arm and brought it down to her body. She hummed as she let the stiff streams beat against her shoulders and then her tits. Mark could see her already hard nipples getting ever harder. She then slowly moved the showerhead down her sensual form, over her trim stomach and between her legs. She let out a loud sigh as the water battered her lips and clit. She turned herself around again, pressing her ass cheeks against the glass while she put the showerhead under her cunt to continually stimulate it. Her cheeks squirmed rhythmically around on the glass pane as she jet-fucked herself. Mark watched in disbelief as one hand came back behind and spread her cheeks to play with her little, puckered knot. Miss Fischer let out a grunt as her middle finger slid inside her ass while the showerhead continued to bombard her cunt with its tiny jets. Mark gripped the front of his pants again, unable to resist, giving himself a squeeze. He sincerely hoped she wouldn't last much longer, because he wasn't sure he would if she kept this up. Fortunately for Mark, his teacher did not seem terribly interested in delaying her reward. The squirming became more pronounced and she groaned as her body began to tremble and then shake. Her finger was working itself in and out of her ass faster and faster while the showerhead was almost crushed to her cunt lips. She let out a gasp and a cry before falling to her knees, her body almost spasming as she came. Mark gritted his teeth as he watched, desperately willing himself to not massage his cock and join her in autoerotic bliss. The restraint would be worth it. He removed his hand and settled for squeezing the doorframe while watching his teacher. Miss Fischer slowly leaned forward until  her head was on the floor, her ass in the air. She moved the shower jets slowly up and down over her molten sex while her finger teased her ring. He listened to her panting and sighing as she started to come down from what was a clearly badly-needed orgasm. Mark couldn't wait much longer or he'd lose his nerve. He quietly stepped into the bathroom and started to head toward the shower. Miss Fischer had finally moved up back into a kneeling position, still facing away from him and taking slow, deep breaths. She then got to her feet and replaced the showerhead back in its arm above her. She rinsed her face and body again before turning off the water. Silently, Mark waited off to the side while she slid open the door and stepped out somewhat awkwardly, trying to get her long, wet hair out of her face. She groped around blindly for several moments and Mark realized she'd forgotten where she put her towel. He handed her a hand towel which she absently took and wiped her face with before pushing her hair back. Mark meanwhile handed her a full-sized body towel. "Thank you, Mark," she said pleasantly. "I'm always; Mark!" This last bit was exclaimed loudly and she slammed herself back against the opposite wall from him, her eyes wide with utter shock. Both towels she'd been holding flew from her grip, leaving her naked and dripping wet. He had no idea why, but he tried to maintain eye contact with her. "Uh; hi, Miss Fischer," he said somewhat awkwardly before swallowing. "Uh; nice shower you've got there." Some of her wits seemed to return and she realized she was standing naked in front of one of her students. She moved her hands about haphazardly, making several comical attempts to cover herself, eyes still wide and mouth agape. "Wha; wha; y; you;” she stammered. "Yeah, I didn't exactly expect to be here either," he admitted, rubbing the back of his neck. "First of all, don't scream or anything. I'm not here to' "Then why are you here, you little pervert?" she hissed, finally regaining control of her vocal chords. "Get the fuck out and I'll possibly consider not calling the police!" "I; can't;” he admitted weakly. She frowned and looked down at his legs, choosing to ignore the rather obvious bulge in the front of his pants. "Your legs work just fine, young man, but I'll tell you what's not going to after I've kicked you there if you don't get out of my house." "No, I;” he began but then realized he didn't quite know how to articulate what he wanted to say. What the hell had he been thinking, doing any of this? He finally bent over and picked up the large body towel she'd lost and handed it to her. "Maybe; I guess you should put this on first;” She snatched it away from him and wrapped it around her body, but if he'd been hoping this made her more amenable to his presence then he'd been wrong. What did happen was her eyes began to blaze with fury as she composed herself. "So help me, Mister Simmons," she growled as she advanced on him menacingly, her near-nudity forgotten. The towel did very little to conceal her buxom figure. "If you don't tell me right this instant what the hell you are doing in my house, watching me take a shower, I'll show you exactly what CrossFit has done for me, along with the jiu-jutsu classes. You'll be wishing I'd called the cops." Mark held up his hands, hoping to calm her. "There's no need for that, teach, I' "Don't call me that off school grounds," she snapped, still moving toward him until it was Mark backed up against the wall. "Ex-plain your-self;” Mark swallowed again, fearing for his well-being. He'd been so much smoother when he thought this over in his head earlier. "You; you failed me on the Physics exam." She paused in her menacing advance for a moment and raised an eyebrow. "Your exam isn't for another two months. Irrelevant. Why are you creeping on me?" "I know it isn't," he said hastily. "But; you're going to fail me." "Then maybe you should be back home studying instead of breaking into my house," she snapped, getting ready to beat him senseless. This wasn't like him, but that was no excuse for endangering her. "Last chance and then it's night-night time with my fist in your brain." Mark squeezed his eyes shut, trying to compose himself. His heart was pounding so hard that he wasn't sure he'd ever be able to get another erection again. "It; I can't explain it if I think you're going to kill me! Please stop threatening to kill me and I'll tell you." She stopped cornering him and paused, looking annoyed and skeptical. "This'd better be good, because you're either going to find yourself punched unconscious by a girl or talking to the cops. Explain and then you get your choice." "It's; actually really good," Mark breathed. "I'm not me. I mean, I'm me, but not the me you know." "A doppelganger?" she asked dryly, not amused. "Lay off the sci-fi and anime, Mark, it's making you too stupid for physics." "No, I;” he paused and took another deep breath. "I'm Mark from this coming up summer." "Oh, you're a time-traveler now, are you?" she mused snidely. "So tell me, since you already know; do I eat your heart or your liver tomorrow with my afternoon salad?" "Look, look;” he said, trying to keep his voice from pissing itself in fear as he reached into his wallet. "Look, here's my new voter ID that I got just after my birthday." He held it out for her to look at. She glanced at it and then up at him, clearly not impressed. "Ya' know, other kids fake their ID's to say they're old enough to drink. This one just says you're now eighteen. No wonder you're failing physics, you can't even fake an ID right." "Uh, no, I;” Mark stammered, frustrated with how badly he was fucking up. "I can't help when I'm from, I'm from three months in the future." "And you're here to tell me I'm secretly pregnant with the man who will lead us to victory over the AI machines?" she sneered. She cracked her knuckles. "It's a pity, you actually were a pretty good-looking kid before I did this to you;” "No," he blurted out. "I came here to convince you to change my grade because the university I wanted to go to rejects me over that grade!" She paused for a moment. "Okay, so why didn't you just study?" He shrugged nervously. "I don't know. I can't do anything about that now. Except like this." Miss Fischer stopped and closed her eyes for a moment. This was the weirdest home invasion and rape she'd ever heard of. "What?" "Maybe; it was stupid of me to fail," Mark said. "But that's my past. I can't change it directly. But I was hoping to come here and convince you to let me pass anyway." "If for some reason I were inclined to believe that you were from the future, which I don't, by the way," she stated. "Why would I change your grade if you don't deserve it? Maybe you shouldn't be going to university next year, maybe you need to, oh, I don't know, quit doing juvenile shit like this and grow the fuck up before you go out into the world?" "Can we; can we talk about this somewhere else?" he asked nervously. "No, I think we're good right here," she said flatly. "You're backed into a corner and can't escape. But if I let you live, clearly you might have a job as a science fiction writer. Tell me more and keep it good." "No, you'll kill me." Mark said, sweating profusely. "I'm definitely going to kill you," she pointed out. "But if your lie amuses me, I might make it quick and painless. Your choice. And go." Mark didn't know if she was kidding or not, but he decided to treat the threat as real. "I; I came here to seduce you and convince you to change my grade." Miss Fischer paused, her eyes widening. She said nothing for several seconds but then mirth creased her pretty features and she began to snicker. Seconds later, she was laughing loudly and uncontrollably. "It's not funny." Mark grumbled, scowling darkly. "Yes, yes it is;” she wheezed, her outrage clearly giving way to utter amusement. "Oh, God; I almost wish this was true. There'd be so much less blood to get out of the grout on my floor;” She stood up and looked at him again, her eyes shining with tears. "So let; let me get this straight; you came here to sex me up so good that I'd give you a passing grade you don't deserve?" She burst out laughing again, leaning against the sink to hold herself up. In spite of his predicament, he noticed her magnificent cleavage down the top of her towel. Miss Fischer seemed to have forgotten. "I was a lot smoother in my plan for all this." he muttered. "Oh, I'm sure you were, Mark," she said almost sympathetically as she looked up at him again, tear stains on her cheeks. She smiled and he couldn't help but notice she was beautiful. He really had no idea of how to proceed, even if the was committed at this point. "So how's your plan working out so far?" "Fairly rotten," he said. "I didn't know where I'd find you when I came in and then I saw you in the shower and just; well, I couldn't help but watch." What he was saying slowly dawned on her and he could see she was getting irate again. "You stood there and watched me masturbate?" she hissed, her eyes flashing. "You little pervert!" "Take it as a compliment!" he said hastily, wincing. "You're really really pretty!" "And this is where you tell all the other boys at school, right?" she growled. "No," he said, shaking his head. "I don't think anyone at school has any idea what sort of a knockout you are, miss. I mean, you dress pretty conservatively. Any of the girls who saw what I just did would be really jealous." "Well, thank you for that, but that doesn't mean you're allowed to creep on me!" she shot back. "Honestly, why am I still letting you live, you little felon? Are you hoping the courts will take it easy on you because you're not eighteen yet?" "I am eighteen," he insisted. "I'll prove it." "You're going to let me cut you open and count the rings?" she asked. "No, I;” Mark began, his mind racing. "Your dresser!" "What?" "Your dresser in your room," he said, nodding. "In the back of the third top drawer, there's hand-written note from you to yourself about tonight. And to prove to yourself that it's true, you wrote down something only you know about yourself." She paused and frowned at him for several seconds before stepping aside and allowing him out of the corner. She pointed out toward the hallway. "March, mister. I'm not letting you out of my sight." Mark exited the bathroom and walked down the hall to one of two bedrooms, which was currently dimly illuminated by a small Himalayan rock-salt lamp. She made him stand in the middle of the room and wait quietly while she began rummaging in the drawer he had mentioned. She seemed to have forgotten she was only wearing a towel or had stopped caring. "You're mother's going to weep at your closed casket funeral after I bite your eyeballs out for staring at my ass." Miss Fischer said as she kept digging around while bent over. Mark coughed and looked away from her ass. She finally stood upright, holding a small envelope she'd withdrawn from the back of the drawer. She frowned as she examined it for several seconds, as if she didn't recognize it. She looked at him again, her eyes narrowed suspiciously. "You swear you've never been in my house before?" He nodded, placing one hand over his heart and the other in the air. "Never, miss." She considered and then unsealed the envelope, pulling out the single, folded page and began reading. Whatever she red caused her to sit, almost flump very suddenly on the edge of her bed, her eyes wide with disbelief. She looked at him and held the letter up in a trembling hand. "Is this true?" Mark shrugged. "You wrote whatever is in there, I have no idea. The only thing I can tell you that's true is what I already told you, Miss Fischer. I'm Mark from the summer and I've come back in time to convince you to change my grade so I can go to university." She sat on the bed, looking dumbfounded. She said nothing for several seconds, staring off at the far wall blankly. She then looked back at him again and held up the page. "I wrote this. I wrote this after I; after you and I;” He nodded. "I'm assuming you did it to prove all this to yourself." "How is this possible?" she asked, still lost. "How are you even here, if you're from the future and I'm not just bug shit nuts and hallucinating all this?" "I; I have a time machine." Mark replied. "Really," she said, nonplussed, her shock fading rapidly. "Just like that. A kid who can't pass high school physics has a time machine and can operate it." "Well, yeah, that's how I ended up here." Mark reasoned. "Show it to me." "I will," he said, nodding. "But first, I need to make sure you're going to pass me in that exam. Otherwise, all this means nothing." "What, so let you fuck me and give you a passing grade?" she asked, scowling. "Why should I do all the work?" Mark frowned. "First of all, you wouldn't be doing all the work, miss, thank you. Second, it's supposed to happen this way or I wouldn't be here." "Bullshit," she snorted. "For all you know, I sent you home with your dick in your hand and no passing grade." "Then what was written on that paper that shocked you so much?" he countered. Miss Fischer said nothing for several seconds but then looked back up at him. "You're; you're sure you're eighteen right now? Because you aren't eighteen in my class." He nodded. "And you'll show me this time machine," she pressed, desperate to convince herself. "After we;” Mark nodded again. Miss Fischer exhaled heavily. "Give me a moment, this is a lot to take in." "How so?" he asked. She scowled up at him. "I'm about to fuck one of my students who's apparently a time-traveler and trade a passing grade for sex. What do you think is weird about this?" He shrugged. "My whole evening's been weird, miss. I found that thing that turned out to be a time machine, then I' "You just found it today?" she exclaimed. "And the first thing you did was decide to come back and fuck your physics teacher?" "Yeah, I kinda need that grade." Mark admitted. She scowled again. "So you came back in time and the principal reason isn't even to fuck me?" Mark pulled at his face for a moment as he tried to explain. "It's like I said earlier, miss. No one at school knows how hot you are because you never show it. If you did, every guy and bi girl in the school would want to fuck you." "Maybe I dress like that so I don't have a pack of little horn dogs lusting after, oh;” she murmured, catching herself and realizing she just defeated her own argument. Fluid time was rough to argue against. She sighed again. "So, uh; how do we do this?" Mark scratched his head. "I dunno. Nothing about this evening has gone the way I planned it, but we still ended up here. I guess we need to improvise." Miss Fischer considered. "Well, you've seen me naked and doing myself, so I think we need to redress the scales," she sighed. "So strip down and let me see what I'm selling my academic integrity for;” Mark felt an uncomfortably warm flush of embarrassment at her suggestion, but proceeded nonetheless. He had planned on getting naked with her anyway, even if had been under more sensual and controlled circumstances. Clearly he'd flopped at being the Casanova he'd intended on for seducing her and getting that perfect grade. He started by removing his t-shirt, pulling it over his head while watched impassively. Mark was proud of his body, since he played sports, but was suddenly very self-conscious now that he'd seen how stupidly hot his teacher was. He put a hand against the wall and steadied himself while he used his feet to pull his sneakers off. Then he undid his button and unzipped the fly on his jeans before letting them drop slowly, revealing his black boxers. "Well, at least you're not wearing tightie-whities," Miss Fischer mused. "That would've been a deal-breaker, for sure." Mark paused, blushing as he realized he was about to pull down his boxers and fully expose himself to his teacher. He had to admit, this had never occurred to him before tonight. "Well don't wuss out now, Don Juan," she said somewhat impatiently. "This was all your idea, after all." Mark squeezed his eyes shut, hooked his thumbs into his boxers and pulled them down. All she heard was silence for several seconds. Finally there was a whistle from Miss Fischer. "Okay, I can work with that. Come over here, Mark." As he walked toward her, she stood and allowed her towel to fall away, revealing her body again. Mark's eyes went wide as she willingly revealed herself to him. He was no longer spying on her, this was something completely different. Miss Fischer stood directly in front of him, her body scant inches from his. She could see in his eyes that he was bewildered by her sudden change in attitude. "Well, obviously I'm not going to tell you what the secret thing only I would know was, but the note also said I should just throw caution to the wind and enjoy myself," she said lightly, walking two fingernails up his chest and over his shoulder. "And I try very hard to take my own advice." "So," she declared, looking up into his eyes, her blue ones glinting. "We are going to fuck. A lot. In return, I'm giving you an amazing grade on your exam, no matter how bad you do and you're showing me this time machine my letter confirmed exists. Do we have a deal?" He nodded. He was still nervous, but things seemed to have worked themselves out, even if it hadn't at all gone as he expected. But maybe that was time at work or some deep shit. "My note also said I had such a great time that I insisted we keep fucking," she purred, her palm now running down his chest and over his stomach, perilously close to his nether regions. "How does that sound." He swallowed again. "That; sounds great. So, do I keep travelling back here through time to meet you?" "Well, yes," she said rather obviously. "I can't fuck the underage Alex in my class and I can't even give away that I know, right? He has to remain a blissfully unaware fuck-up." "Yeah," Mark said somewhat awkwardly. "Stupid kid;” "Oh, don't be like that," she said cheerfully, teasing her fingers over his cock and making him shudder. "If you hadn't been a lazy grot this semester, you wouldn't have needed to come back to change your grade, wouldn't have seen me in the shower and known that I'm secretly a hottie and then fucked me and got an amazing grade, right?" "Yeah, I; I guess." Mark admitted. "So we just need to set it up so that I keep coming back to meet you and we do this until we catch up with real-time in the future I come from?" "Yep, you're my new fuck-buddy," she said sweetly, now moving closer to him so that her nipples caressed his skin. "Speaking of, you've got some work to do;” With that, Miss Fischer moved back to the bed and laid on it, her legs still over the side. She looked up at him seductively and spread her legs, exposing her cunt, which was glistening wet. "You may not have earned that passing grade all semester," she said in a husky voice. "But you're sure going to work for it now;” Mark moved forward, aware of the fact that his cock was swelling rapidly and knelt by the bed between her legs. He leaned in close and was instantly enchanted by the sight of her slick snatch, which she now spread open with two fingers. Mark leaned forward and pushed his tongue against his thick, slippery lips, guessing that she was not in the mood to be teased. His tongue snaked up and down before slithering over her clit, causing her to shudder and press her hips against his face. "Uh, yes!" she gasped, grasping his hair with the free hand and stroking his scalp. "Thank God, you're not a virgin." "No miss," he murmured as he kissed his way around her cunt, his tongue lapping at the lips. She tasted almost sweet and floral, such a big change from that slag Brenda. "I know my' "Call me Becky, darling," she sighed, slowly undulating her hips rhythmically against his face. "If we're going to be lovers like this, save the 'Miss Fischer' stuff for roleplay." "Yes miss; I mean, Becky." he replied from between her legs. He now put his hands on her thighs to brace himself and began licking her in earnest, for once looking forward to earning perfect marks on an exam. He could feel his hard-on pulsing and moved her leg slightly so it pressed up against him, causing him to shiver. Becky felt it and moved her shin back and forth slowly, teasing him. "Oh, yes, Mark;” she moaned, her fingers gripping her hair. She was sitting up on one elbow so she could look down at him and her leg that was not brushing against his cock was now on the bed, bent and spreading her wide. He couldn't believe how wet she was. It wasn't water from the shower, she was really turned on. Whatever she'd said to herself in that note had released a sex demon in her. He swirled his tongue around her clit before burying it inside her cunt hungrily, eager to drive her into a frenzy. Becky clenched her teeth and ground her hips against his face now with a dreadful eagerness. Her skin was warm and getting moist as he tongue-fucked her. One hand snaked underneath her snatch and the middle finger began teasing her tight, pink knot. "Shit!" Becky gasped, shuddering as he slid the finger into her tight back tunnel. "You saw me fingering my ass in the shower! Uh, fuck yes! Do it!" Mark sucked on her cunt while he wriggled his finger in her ass, feeling her shin massaging his cock eagerly. As angry as she'd been earlier, he was also thinking about her rather shy and retiring persona at school and decided to take a gamble. Without saying anything, he stood up, bringing his face away from her crotch and his finger out of her ass. She gasped and whined, looking up at him in needy confusion, but he then reached down to take her arm and pull her off the bed and set her on her knees in front of him. Becky took his cock in her hand and still slid her tongue around the throbbing head while looking up at him through heavy-lidded eyes, glassy with desire. She teased him for a few more moments before sliding her lips all the way down his shaft, taking him completely inside her mouth. Mark groaned and clutched her wet, blonde hair, shivering. Becky began slowly bobbing back and forth, her mouth forming a perfect, wet seal around him. Her hand followed her mouth along his length, stroking and twisting the glistening skin gently. She hummed and moaned, vibrating his cock with her mouth and making him shudder again. The fingernails of her free nails gently grazed over the skin of his thighs, tingling. "Jesus, Mi; Becky;” he gasped. "You're amazing at sucking cock!" "Umm, I would hope so," she purred, pulling her mouth off him long enough to smile up at him while her hand pumped his shaft to keep the rhythm. "I watch a lot of videos and practice on some pretty life-like dildos, I'd like to think I'm doing something right." "You are." Mark sighed as she attacked his cock again with her mouth. "You're the best one I've ever had." She made an 'Hmm' sound around his cock, clearly enjoying what she was doing. She teased his sac with the hand that wasn't massaging his cock and reached around to caress and squeeze his ass cheeks. He couldn't believe what a libertine she was turning out to be, and he was the only one at school who knew! When she pulled her mouth off him again and looked up at him, he could see there was a deep and smoldering lust in the blue eyes, a need for deep sexual pleasure. She squeezed his cock with her hand and her voice was almost molten with lust when she spoke to him. "I'm getting on the bed again and you're going to fuck me," she said huskily. "You're going to make me cum real hard if you want that perfect exam score." She clambered back on the bed, lying on her back and spreading her legs for him again. Mark followed her onto the mattress, kneeling between her legs. She massaged her cunt eagerly with one hand while he lined himself up with her nether lips. She spread them wide open, revealing her glistening inner pink. "Fuck me, Mark," she purred, eyeing his pulsing cock. "Fuck me good and hard;” He pressed the mushroom head of his cock against her pliant lips, sliding it up and down, teasing her for a moment and brushing over her clit. She sucked in her breath and hissed, her fingers stroking along his length as he toyed with her. Then she groaned loudly as he pushed his hips forward and slid deep inside with one solid push. Her inner walls gave way around his iron-hard shaft but squeezed him tightly. She felt great around him, as tight or tighter than any other girl he'd ever fucked. "Yes," she hissed, her hand pulling him down to lean over her while one leg slung over his back and hooked itself there. "Hmm, that's a solid cock you have there, Mark. Now fuck me stupid;” He leaned forward and put his hands on either side of her body while keeping his weight suspended above her rather than pressed down. He looked into her eyes and began to push back and forth, moving his cock in and out of her. Becky bit her lip as she looked up at him, her fingernails digging slightly into his waist. She clenched her cunt around him as he pushed in and relaxed as he pulled back. "Oh, God, I've missed the real thing;” she moaned, her head falling back as she let the feelings of pleasure flow over her. "Yeah, speaking of," Mark said, remembering this important point. "I'm not using a condom here, so I'll need to pull" "No you don't," she panted as she thrust her hips against him. "You've got a fucking time machine, Mark. Think about it! Was I pregnant when the semester ended?" He thought about that as he kept thrusting into her, having a hard time concentrating on anything other than how tight and wet her cunt felt around him. "N-no, I don't think so;” "Then cum in me!" she gasped. "I'm already better at this time stuff than you are! Now fuck me harder if you want that grade!" Mark nodded and thrust harder and faster against his teacher, watching her glorious body shake as he fucked her. Her incredible tits wobbled and she squeezed one of them, moaning loudly. Her soft bed barely made a sound beneath them as he pistoned his hips up and down. After a disastrous beginning, his evening was going better than he could have possibly imagined. "Uh, now from behind," she breathed, starting to turn over. "Fuck me from behind;” Mark grabbed her hips as she slithered around into her new position on her hands and knees and ground his cock against her cunt and ass, gripping her tight. Becky groaned shamelessly and squirmed her ass back against him, biting at her knuckle. She arched her back as he found her cunt and slid back inside her. She clearly wasn't interested in any slow buildup, because she began grinding back on him eagerly, getting him in as far as she could. He could feel the wetness of her cunt dripping on his thigh. He kept his firm grip on her hips and began pounding against her, shuddering as she squeezed and clenched around him with fervor. "Definitely tighter than Brenda!" he thought as he thumped his hips to her ass cheeks. Becky was panting heavily as she buried her face in the pillow, her ass arched in the air. She gripped the pillow cover between her teeth almost tearing at it. A sheen of glistening sweat had formed on her soft, creamy ivory skin. She squeezed him with each thrust, his cock feeling bigger and bigger each time she did it. She'd missed this so badly, sacrificing her personal pleasure for the job. Maybe now she didn't have to. She almost snarled in delight as he reached forward and wrapped her hair in his fist, pulling back and craning her neck. For an eighteen year-old boy, he was being marvelously assertive now that they'd found their rhythm. Becky loved having her hair pulled, but her favorite part was yet to come. She pushed back hard and forced Mark onto his haunches. She straightened herself until she was sitting on his lap, facing away. Becky began bouncing up and down, panting as she sank onto his cock, taking it deep inside and squeezing it. Mark moaned and his hands came around to clutch her tits, squeezing them hard. Her hands joined his in massaging and molesting them while they fucked. She had him pinned in one spot beneath her and she alone controlled the tempo now. She moved her long blonde hair to one side and he understood immediately. He began kissing and biting at her neck, causing her to shudder and sending slivers of pleasure down her spine. She writhed and bounced on his lap with abandon, reveling in the sensation of a real cock deep inside her after all this time. She resisted the very strong urge to turn her head to the side and kiss him. Not just yet. When she felt the inklings of deep pleasure building inside her, she moved off his cock and pulled him around onto the bed, lying him on his back. Her eyes were fairly blazing with lust as she straddled him, lining her gooey cunt up with his throbbing hard-on. They both moaned loudly as she sank down onto him, his cock burying itself up to the hilt. Her fingernails dug into Mark's shoulders while she pinned him and she hissed as his hands found her tits again. "Yes, darling;” she grunted as she began grinding herself down on him, shuddering at how deep he was inside her. "Fuck me, thrust that cock up inside me, Mark. Fuck;” Mark pumped his hips up dutifully, matching her pace. He loved the cowboy position and clearly she did as well, but he knew he wouldn't last very long at this rate; she felt too good and was too tight for him to not bust before long. His hands fondled and mauled her lovely tits before he pulled her down closer and took one of the pink nipples into his mouth, sucking on it greedily. Becky keened and shivered in delight. Mark sucked and rolled his tongue around the pink bud, even biting and tugging on it, much to her pleasure, seemingly, because she got even wetter and tighter around his cock while they fucked. He could hear the wet sucking sounds her cunt made as it swallowed his cock, feel her warm, sticky wetness on his thighs. He'd never imagined it would feel this good. He'd been certain earlier that most of his time would be spent conning his shy teacher into doing this at all, forget the grade issue. But Miss Fischer was a sex-starved fiend, seemingly, and she was going to make him cum harder than he ever had before. Her golden hair fell around her lovely face, which was mere inches above his. Her eyes were closed as she concentrated on working her hips against him, up and down, his cock nearly all the way out of her before she took him back deep inside her steaming, slick tunnel. They were both covered with sweat and ragged gasps were all they could manage as they gripped one another and writhed lustily, desperate to cum together. Mark gritted his teeth and was squeezing her tits again while Becky pushed down harder and harder on his cock with each thrust. She began whimpering and shaking and Mark could feel her cunt clenching tighter and tighter with each moment. "Oh, shit;” she gasped, her whole body shuddering now as she pushed down feverishly. "Oh, God, Mark, I'm' She sat up straight and arched her back, teeth gritting as she fought to hold on for those last few precious moments; Becky almost screamed and Mark moaned loudly as the floodgates burst. His throbbing cock began pumping cum deep inside her and her cunt spasmed around rippled around him. Everything went black for Mark as he was enveloped by a tingling warmth of an intensity he'd never known before. He could feel his cock and even his balls spilling his entire offering into her slick, tight depths, both of them still thrusting against one another madly. Becky finally collapsed on top of Mark, her chest heaving. Her body was limp, almost like a wet dishrag. Mark lay beneath her, equally exhausted. His still-hard cock was buried in her cunt, and they could both feel their mingled essence oozing out of her and trickling down his shaft. Her soft, warm body felt divine against his. Slowly, sluggishly, he wrapped his arms around her and she hummed contentedly at the embrace. She finally opened her eyes and smiled before kissing his nose. "I think you earned that perfect exam score," she purred. "Definitely earned it." "That's good to hear," he mumbled, still lost in lethargic pleasure. "I'd better start failing all your quizzes too." Becky giggled and hugged him close, sighing. She finally brought her head up again, resting it on her elbow and looking at him. "We'll be laying here for a bit yet, but we also need to talk about doing this again. A lot. The letter said so." Mark nodded. "Yeah, I'd like that, Becky. Then it's up to you to make sure my past self doesn't suspect anything." "I'm sure I can work that out," she mused. "He's pretty annoying, unlike your sexy self." He smiled. "Hard to believe how much difference three months and a time machine can make." "Hmm, and you still have to show it to me before we part ways for the night," she said lightly. "The letter says you kept your word and showed it to me. So let's shower up and then you can take me to see it, okay?" Mark nodded. This was, thus far, the best evening ever. They were walking back to Becky's house, arm-in-arm, laughing and talking like lovers. Not only had Mark shown her the time machine, he had actually shown her how it worked by bringing her back to earlier in the night. They'd hidden in the neighbor's yard and watched Mark's earlier self creep to her back door. Becky had stepped on a stick that broke loudly and caused Earlier Mark to look around warily, but a barking dog covered the mistake. "I was wondering what that sound was," he chuckled. "Never would've guessed it was you and I." "Yes, but you need to be careful, Mark," she said, trying to sound serious as they said on a quaint swing in her backyard, holding hands. "I don't know how all this works, but getting that close to your earlier self can't be good. You need to remember where and when you've gone to avoid yourself." He nodded. "I promise to not visit you more than once a day, at night. You'll clear an area on your basement floor where the Holmes Field Device can show up undetected by anyone else, away from prying eyes." She nodded. "We'll need to fine-tune the dials and so on to get exact coordinates, but I think the device moves somewhat slowly against the earth's rotation, so you can actually travel physical distances as well as through time if you're extremely careful." "Wow, Becky," he said, shaking his head. "You're already better at this than I am by a factor of a thousand." Becky smiled. "I want to say it's because I'm a physics teacher, but that'd be a lie. It's just solid math and common sense, really." She turned in to face him in the loveseat of the swing and brought his hands up to rest against her heart. She stared deep into his eyes, the darkness of night protecting them from prying eyes. "You have my word, Mark, that you'll receive that perfect test score," she said quietly. "In return, you'll do extra studying with me on the nights you come back and fuck me, so that just maybe you'll actually deserve any offer you might get." He nodded. "And I promise I'll find some way to take you on a time excursion." She smiled and brought his hands to her lips, kissing the fingers gently. "We're going to be fucking so often, Mark. We'll be sick of each other by the time the semester ends." He smirked. "Doubt that, teach. You're the best fuck a guy could ask for. And I can't even tell anyone." Becky giggled and lowered his hands, letting them linger on her soft tits beneath the shirt she now wore. She sighed at his touch and then leaned in to press her lips to his, finally kissing him. They rocked slowly on the swing beneath the moonlight, kissing silently for several seconds before Mark gently pulled back and smiled. "I'd better get going," he said, his voice tinged with regret. "Couple of more seconds of that kissing and I wouldn't have been able to leave." Miss Fischer nodded. "I know. See you tomorrow night?" He grinned. "That's the plan. Have a good night, teach." "It already was, thanks to you, Mark." Becky said, blowing him a kiss and then waving as his silhouette retreated out of sight. Silence. Becky leaned back into the slowly rocking swing and stared at the stars overhead for some time. Finally she giggled and stood, skipping back into the house cheerfully. She had a letter to write. Back to the interrogation: The two agents were silent as they assessed the young man, who waited stoically for some sort of reaction from them. He found himself waiting several minutes, which he was not surprised by. "So?" Mark said finally. "Totally hot story, right?" "Yes, we're both agog and atwitter," the tall man said dryly. "Young man, the Temporal Enforcement Agency takes a dim view of using any device, registered or otherwise, being used for reckless personal reasons, forget showing such anachronistic technology to anyone from a time period not acquainted with time travel." "Well, why the hell would I know that?" Mark retorted. "I'm not the one who left a Holmes Field Device lying around in the bushes in the Twenty-First Century where any shmuck could find it. You're lucky it was me and not some deranged criminal." "Be that as it may," the short man interjected. "There are consequences for reckless use of a temporal device." "Imagine that," Mark said somewhat petulantly, having a sinking feeling he knew what was about to happen. "So, what, you're just gonna take it away from me?" Neither man answered immediately. Something occurred to Mark and an evil grin spread across his face. "You can't take it away from me," he concluded, seeing the dismay in their expressions as he figured it out. "I'm meant to have this Holmes Field Device or you already would have. You know I'm going to be using it in the future so there's no way to keep it from me." "Well, your personal future," the tall man admitted. "Much of your personal future is still the past for my partner and I, but this past you're in right now is completely new to the two of us." "So, my future self is in your past but my now self is just happening?" Mark asked. "Wild. How do you keep it all straight?" "By doing as little as is humanly possible," the short man said very firmly. "Even trained experts in quantum and temporal travel can get confused when the timelines gets cluttered." He now pointed to his partner's ear. "You see his bionic ear?" Mark nodded. "I accidentally shoot it off six years from now and there's nothing either of us can do about it. It's his past, because it's already happened to him, but it's my personal future. All I can do now is apologize in advance." The tall agent grunted and looked away, clearly displeased. "That's really deep." Mark mused. "Yes, it is. It's not meant for idiots. And whether you like it or not, certain things can never, ever happen. Time will prevent paradoxes from happening." "Like what?" Mark asked. "For instance, you cannot go back in time and kill your own grandfather before he gives birth to your father, because that would mean you never existed and therefore could never pull the trigger to kill him. A paradox." Mark shrugged. "Okay, but how does it stop me?" "Who can say?" the short agent replied. "All I can tell you is that you simply won't succeed in killing your grandfather, no matter how hard you try and meticulously you plan. If you try to shoot him, the gun will jam. If you try to poison him, it'll turn out he is immune to it or you used tap water by mistake. If you try to strangle him, you might have a heart attack before you finish the job. You; will; be; stopped. The Temporal Enforcement Agency spends most of its time making sure nitwits like you don't get clock-hammered every time they get a dumb idea." "Huh," Mark said, still trying to wrap his brain around all this mumbo-jumbo. If he hadn't fucked Miss Fischer earlier, he still might not believe this was real. "What else can't I do?" "People usually find it's hard to get close to significant historical events," the tall agent mentioned. "Alexander cutting the Gordian Knot, the Crucifixion, the Yalta Summit; Time doesn't like it when people who shouldn't naturally be somewhere try to crowd in and get involved or snap a few pictures. They'll find that the technology fails to get them there, generally. We call it 'The Limelight Effect'. Do yourself a favor and don't try. We've seen people get stranded and die in the wrong era because of the Limelight Effect when the batteries or power source on their device go suddenly dry." "Well; what if I wanted to; ya' know, get with a girl from another time period?" Mark asked. The agents looked at one another and sighed in despair. "You kids and getting laid," muttered the shorter one. "Same principals as before; get too close to a famous women you want to have coitus with and Time will push you away. Try to become yo

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The Book of Lamentations is a book of sorrow. Thank God that the Bible speaks to us in our pain.

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On this episode of Reelin' In The Years, the Featured Five Theme is "Off In La La Land": Songs that include the phrase "la la" in the lyrics... Plus, a Vietnam War Protest song that was the end result of being awoken by a loud truck... What Beatles song inspired the melody for Chicago's "Saturday In The Park?"... Thank God the members of Lynyrd Skynyrd didn't listen to producer, Al Kooper!... The other version of "After Midnight" that Eric Clapton recorded for a beer commercial... A song Iggy Pop wrote about driving around the U.S. and Europe with David Bowie... One of the most unique tributes to Ozzy Osbourne that you'll ever hear!... Deep cuts from Michael Stanley, The Groundhogs, Alice Cooper, Dylan, Lukas Nelson, Black Pumas, Steve Earle, and more! For more info on the show, visit reelinwithryan.com

Signs, Wonders, Miracles—God's Calling You to Walk in Power Like Jesus | Blessed Morning PrayerSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

In this Be It Till You See It recap, Lesley and Brad reflect on Danielle Droitsch's journey from environmental law to leadership coaching and the mindset shifts that helped her uncover her real strengths. They share how Danielle's simple but powerful approach reframes fulfillment, challenges perfectionism, and inspires action through alignment. Tune in to explore how small, intentional changes can help you lead and live with more clarity.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:What it means to uncover your true superpower and use it to create impact.How following your energy reveals where you're most aligned and fulfilled.Why you only need 20% of your week focused on what energizes you to feel more balanced.How confidence grows by acting, reflecting, correcting, and continuing forward.Episode References/Links:OPC Winter Tour - https://opc.me/tourPilates Journal Expo - https://xxll.co/pilatesjournalCambodia Retreat Waitlist - https://crowsnestretreats.comAgency Mini - https://prfit.biz/miniContrology Pilates Conference in Poland - https://xxll.co/polandContrology Pilates Conference in Brussels - https://xxll.co/brusselsSubmit your wins or questions - https://beitpod.com/questionsTime For Well-Being Website - https://www.time4wellbeing.comStop Second Guessing Your Next Career Move (Free Training) - https://exclusive.time4wellbeing.comDanielle Droitsch on LinkedIn - https://www.linkedin.com/in/danielledroitschCareer Clarity Journey: Define Your Career Path - https://mailchi.mp/7b47af821797/3jwkmtvr4yEpisode 27: Kareen Walsh - https://beitpod.com/ep27Episode 397: Kareen Walsh - https://beitpod.com/ep397 If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Lesley Logan 0:00  She defined superpowers as your innate ability to create impact. I love that. Your innate ability to create impact. You guys, if you aren't hearing a theme about today, it is, are you using your inner compass? Are you taking time to understand yourself? Are you talking yourself up? Lesley Logan 0:16  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Lesley Logan 0:55  Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the flourishing convo I have with Danielle Droitsch in our last episode. If you haven't yet listened to that interview, feel free to pause this now and go back and listen to that one, and then come back and join us. She's a fucking badass.Brad Crowell 1:13  She's pretty amazing. I really enjoyed that conversation. Lesley Logan 1:15  I mean, I don't even know how, she's been listening to our pod for a while. Then she pitched herself. We talked to her. You came up and talked to her. I want to be friends with her. I wish she lived closer. She's doing great work. And also, like, I don't even know how she did what she did for a living, because, like, as we talked about in the podcast, you're an environmental attorney, which means you're constantly fighting for the environment, and the environment is constantly getting hotter. Brad Crowell 1:38  I didn't know she was an environmental attorney. Lesley Logan 1:38  I'm pretty sure. Brad Crowell 1:38  No, she just described her work as an attorney, but it's possible you guys have that you talked to her beforehand. Lesley Logan 1:50  Yeah, no, she was an environment policy world attorney, like she was a fucking badass in DC. And I remember talking to her offline, like, Oh my God. So every day you're trying to say, the Earth is hot. I'm fighting for the earth. And every day they're like, you know, like, it's just, I don't know, like, that would be a hard that'd be a long hard, but we need people like her in this world. Brad Crowell 2:13  Well, she quit, so.Lesley Logan 2:17  She still fights for it. She still does her she still does her work. She didn't quit. Brad, what makes it sound like she gave up? She did not, you know it.Brad Crowell 2:31  No, she has moved on to bigger and better task. Lesley Logan 2:33  She had to leave DC for other reasons, and it's pretty hard to fight for the environment on a world level outside of DC. So anyways, she's still badass. Brad Crowell 2:43  Yeah. Actually, she said she's she's bringing a little bit of liberal vibes to Salt Lake City, so. Lesley Logan 2:49  We love that. You know, it's really because we have a friend who's a federal defense attorney, and I, like, think about her going to work every day, right? And, like, the federal defense attorneys, like, what's the average win? It's like 2% or something like that. And she's like 4% and that's like, fucking badass, right? And you're just like, and she's like, fighting. Brad Crowell 3:11  I think she had six. Lesley Logan 3:05  I think she had six, you're right. Yeah, she got, like, defense attorney of the year. Hi, Amelia. Anyways, she like, I think about people like that, and Danielle and like these other people like, talk about having to figure out a different way of understanding how to celebrate your wins, because, like, it could take years to move, to get a date, for something to be heard. Years, and we're over here being it until we see it, going, oh, that thing didn't happen yesterday. I had to wait six months.Brad Crowell 3:35  Yeah, it's true. I mean, especially with environmental law. I mean, you could be working on something for, you know, five to 10 years before it actually comes together, so.Lesley Logan 3:43  Yeah, well, we'll get into her in a second. Hold on. Just so you're clear, I actually have no idea what day Brad chooses until we open up the script, unless I choose a day. And so I have no idea what I'm about to read. And I feel like it's gonna be weird, because today is November 6th 2025 and it's Marooned Without A Compass Day, which would, is the story of my life, I think I would be marooned without a compass for sure. If I had my phone, and it was working, we'd be okay, but truth be told, I don't have a charger ever on me, which means my compass would be leaving us quickly. This day is celebrated annually to put a spotlight on the direction of our lives or the lack of it. Oh, well, that's interesting. On this day, we ask ourselves the hard question, where is my life going? Am I happy? In a rather literal sense, maroon means being trapped alone in a place, yeah. But in a mindful sense, it describes the ecstatic gloom and thank you, Brad for highlighting. I see ecstatic gloom is a paradoxical or oxymoronic phrase that describes the feeling that being simultaneously overwhelmed with happiness and sadness is not a standard English idiom, but a descriptive pairing of two contradictory emotions, wonderful. I feel like ecstatic gloom is how I live every day in this administration. That comes with being lost in our life.Brad Crowell 5:04  So ecstatic gloom. So in a rather little literal sense, marooned means being trapped alone in a place, but in a mindful sense, that describes the ecstatic gloom that comes from being lost in our own life. Lives, right? So. Lesley Logan 5:07  Well, this is people who are not being it until we see it, Brad. Brad Crowell 5:11  That's what I'm saying. Lesley Logan 5:13  Our listeners do not mean marooned without a compass. Brad Crowell 5:21  That's why today is exactly the right day to celebrate. Oh, okay, okay, okay, okay, okay. Today is all about climbing up from the rock bottom of our lives and becoming our own compass. But that's what we do here every single day at the Be It Pod. So, you know, I thought this was a great day, because what this actually really made me think about was the reset button that Covid was, you know.Lesley Logan 5:47  Yeah if people took advantage of it, which I feel like.Brad Crowell 5:49  I mean, whether or not you took advantage of it, it became a very real it was a mirror to our own lives. Each and every one of us had this, this really, I'm sure we all had the internal conversation, this ecstatic gloom of like, oh, this is what my life is. Is this what I want my life to be? (inaudible)Lesley Logan 5:49  And oh, my God, I get to lay on the couch. That's the ecstatic part. You have to have ecstatic part of the gloom.Brad Crowell 6:13  Yeah. I mean, I don't, I don't know how many people like I think the I think there was this weird perception that we can learn another language, but that never happened for us. Lesley Logan 6:21  People did make sourdough, Brad, not us, we weren't those people. Brad Crowell 6:25  We were not those people, but people did make sourdough. Lesley Logan 6:28  Our dog got walked fucking 12 fucking miles a day. That's right.Brad Crowell 6:33  But, but I, you know, I think that, you know, we're already five years past Covid, and I think this is a good time to check in and be like, Hey, I had this realization back then. You know, I made changes in my life, the changes that I made. Am I happy with them still? So, yeah. So today is Marooned Without A Compass Day. Lesley Logan 6:55  Yeah, but you don't have to go on an island and get a volleyball and name it Wilson. You can just use Hey, I just studied the Hermit card today. That was my hermit and my Tarot reading, because my new hobby, okay, and it's about taking time to be alone and do some self-reflection and some inner like looking in your inner wisdom. Brad Crowell 7:13  How poignant. Lesley Logan 7:14  How poignant. But not well, because this is on November 6th, and I'm doing it today, but it is poignant that we're recording this today, and one of the things you have to ask yourself is, like, what, what does like self-reflection look like to you? How do you understand what your inner guidance is? And like, I really do think that a lot of us are very busy, and even some of us are really good at time by ourselves and even time with our self-care. But how often are we actually using our inner wisdom versus our outer wisdom? And this is something I work with, like, eLevate members when they're like, Okay, so what next? And I'm like, You got to go inside and, like, juice out what you learned already. Brad Crowell 7:52  Gotta go inside. Lesley Logan 7:53  Anyways. Well, that's cool. Like it. I like a good compass. I don't know how to use one, but I think about it all the time. Brad Crowell 8:01  It's okay. Lesley Logan 8:03  Don't download the free compass on your phone, because there is already a compass on your phone. Brad Crowell 8:08  Yeah, there's already a compass. You don't need to get another app. Lesley Logan 8:12  You actually, that's and that is also poignant, you already have a compass. It's already inside you. You guys.Brad Crowell 8:17  We're gonna blast through these, because there's a whole list now. So we're gonna move real fast, are you ready? Lesley Logan 8:22  I am ready. Brad Crowell 8:23  Here's what's happening in November. OPC is gonna have a Black Friday sale. Black Friday Cyber Monday sale is only gonna happen during the actual holiday weekend. We're not doing it before or after. Lesley Logan 8:32  No, we're not those weirdos who start on November 1st. Brad Crowell 8:34  Okay, so that's November. December, we're gonna be on the road doing our Winter Tour. Which tickets are already on sale. In fact, hopefully the tickets are sold out at this point. HoweverLesley Logan 8:43  Let me tell you, we are recording this before they go on sale, and people have already bought tickets. I'm not sure how, but they did. So that's how quick the tickets go. Brad Crowell 8:50  If you are trying to find out more about that, go to opc.me/tour, opc.me/tour. Lesley Logan 8:57  Just, can we go back to November? I just want to be very specific, because I don't think it was very specific. We are only doing a Black Friday, Cyber Monday for OPC. So if you are, we're excited for a Profitable Pilates discount. We are not doing that. We will have more information. In fact, if you were on our email list, you would already know this and have more information. But we are.Brad Crowell 9:15  Cool. So the next thing on our list is, in December, we're going to have a Profitable Pilates sale. And that's a secret that we're giving to you here on the pod. Y'all listeners, if you ever wanted to try Agency out for, you know, a short time. Lesley Logan 9:29  Like a little mini. Brad Crowell 9:33  Like, a little month. Lesley Logan 9:36  Not a month, but a little mini. Brad Crowell 9:38  No, I think it's gonna be a month of Agency. Lesley Logan 9:35  Oh, we're doing something fun. Brad Crowell 9:36  Yeah, we're doing something new and fun. We're trying out Agency, so. Lesley Logan 9:39  I know, you guys, I do know about this, and I forgot. Brad Crowell 9:42  While we're not doing a Black Friday, Cyber Monday for Profitable Pilates, we're going to give you all the opportunity to hop in for a brief time, to get to know us, to see, kick the tires as it were. But stay tuned for the end of December, after Christmas, before the new year. Okay. Lesley Logan 9:57  Oh, guys, there's so much more ready. Can I take over? January, my birthday month, you're welcome to send gifts. Pilates Journal Expo in Huntington Beach. Go to xxLL.co/pilatesjournal, I am teaching some great workshops, a world premiere of a workshop, by the way, why your clients don't get it? I'm super excited about that and some other good stuff. And then also, in January, you want to make sure you're already on the waitlist. So don't get on the waitlist in January, go on the waitlist now for Cambodia, because in January is the early bird discount, and only those on the waitlist get that invite. In February, the month of love.Brad Crowell 10:29  Wait. Go to crowsnestretreats.com to get yourself on the waitlist.Lesley Logan 10:33  Thank God for Brad. Okay, February, Agency Mini is happening in February, so you want to get on the waitlist for that. Do you hear how we have waitlist? Why do you have waitlists? Because you get all the good stuff, including somehow people buying tickets early for the tour. So prfit.biz/mini. That's profit without the O dot biz slash mini. It's three days of epicness for your business. I promise you it will light a fire on your ass. You will not feel marooned without a compass. That is for fucking sure. Brad Crowell 10:59  That's for sure. Lesley Logan 11:00  And then in March, we are in Poland at the Contrology Pilates conference with Karen Frischmann on all the Contrology equipment. It's gonna be so fun. That's xxLL.co/poland also in March, we're in Brussels at Els Studio. It's really amazing with Karen Frischmann and, Brad, did I tell you, Ignacio is gonna be there. Brad Crowell 11:00  Oh, I thought it was Miguel. Lesley Logan 11:02  No, that's for something else I'm doing. No, Ignacio. Brad Crowell 11:15  That's so great. Lesley Logan 11:15  I know I'm so excited. I found out when.Brad Crowell 11:15  I saw some photos, but I. Lesley Logan 11:15  Yeah, I know I'm so excited. It's a Vintage and Friends Program at Els Studio in Brussels. We are teaching different workshops in Poland and Brussels, so you can actually go to both, or you can pick which weekend you want, but it's Karen and I, and Ignacio is only in Poland, and Brad's coming along. xxLL.co/brussels, and then in April, P.O.T. London. Okay, we're, that's a lot, guys,Brad Crowell 11:59  That's a whole lot. Lesley Logan 12:02  We're not doing anything else the rest of the year, all right, before. Brad Crowell 12:11  That's not true at all. Lesley Logan 12:02  That's not true at all. But we're, well, we're not doing a lot of international stuff besides the retreat. Anyways, let's get into the question. We have to talk about Danielle still. What's the question? Brad Crowell 12:12  Let's do it. All right. So this is regarding Swan Dive on the Wunda Chair @DeniseBraunStargazer on YouTube asks, What spring tension would you recommend for this movement tips for swan dive on the Wunda Chair on an Exo chair. So an EXO ChairLesley Logan 12:27  So, an EXO chair is still a Wunda chair. Here, it's, I appreciate that it has its own name, because it is different than a traditional Wunda Chair. But the thing that makes it different is the angle of the pedal, the weight of the chair. I'm sure Ken will tell me a bunch of other things that are different. And also, but to the eye and to the use, and also, the cactus thing on the back has four springs. But they have other things that have four four hooks, I should say, two springs, four hooks. So if you're using my flash cards, you'll see that there's a how to use this deck card, and that card actually will tell you that on a chair that has four hooks, so that'd be an Exo chair or anything else that has four hooks. I ignore the fourth hook on an Exo chair unless you absolutely need it. And the person who edits our flash cards actually only has an Exo chair, so she edited these cards with the Exo chair in mind, so without seeing you do The Swan, my guess is you should start with one spring on a two. So the cactus on an Exo chair has numbers one spring on the two. Now that being said, you could be fun sized and you need a one. You could be in a more of a body abundance or chest abundance bodies. You have a little bit more weight going on the pedal. So then you might need a three. You might be super advanced and only need a one. You might be a beginner and need a three. So the thing about the Wunda Chair that people don't understand this goes with EXO Chair as well, is that the springs are like pirate rules guidelines get to choose them, do you remember what was the line in the Pirate movie? Their pirate rules are just like thoughts, things to do. You know the line of the movie. Brad Crowell 14:07  What are you talking about? Lesley Logan 14:08  Johnny Depp's movie of the Pirates. They're like guidelines. Everyone is knows what I'm talking about. if they watched this movie, I'm gonna look it up later. Anyways, on the Chair. So another example on a Wunda Chair is on the flash cards. I say that a pull up is often done on a one, one spring on a one and one spring on a three. That would be (inaudible).Brad Crowell 14:30  Okay it's about the pirate rules, they'e more like guidelines. Lesley Logan 14:31  Correct. That's how the Wunda Chair.Brad Crowell 14:31  Parlay, I think it's parlay. Lesley Logan 14:33  Parlay, parlay. So that's exactly how a Wunda Chair works in an Exo chair. So if we ignore the fourth hook on the Exo chair, then you have a one, two and a three, or what we'll often say in classical Pilates, a top and a bottom. One is a bottom and a three is a top, and then a middle spring is a two. So if the traditional parlay on a pull up is a top and a bottom, so a Wunda, three on an Exo chair, that would be the guideline. However, right now I'm doing pull up on a one top. That's pretty impressive, Brad, you should be impressed. It's impressive.Brad Crowell 15:08  I'm so impressed right now, it's one on top. Lesley Logan 15:11  And then the other thing to go off of, guys is, is the spring working with you, meaning the spring should never be pushing you around, nor you bossing it around. It's your dance partner. So today it might be a two. Tomorrow might be a three. I know, this is annoying because you just want to know, but that means you're trying to be a perfectionist and not someone who is using their inner compass. That's all I have to say about that. All right, if you have questions, send them to beitpod.com/questions or you can text us at 310-905-5534, if it's international, you gotta do a plus one. All right, Brad, let's talk about Danielle. Brad Crowell 15:44  Or just use the website. Go to beitpod.com/questions. Stick around. We'll be right back. We're gonna dig into all this amazing stuff we learned from Danielle Droitsch. Brad Crowell 15:55  All right, let's talk about Danielle Droitsch. Danielle spent decades as a lawyer in the environmental policy world. Oh, that's where we learned it, leading teams and. Lesley Logan 16:05  Leaving it. Leaving it. Brad Crowell 16:07  Leading teams and directing big projects. But after 25 years, she hit a wall and realized the traditional path of titles and skills was not bringing her fulfillment. That turning point led her into coaching, where she now helps mid to senior leaders uncover their superpowers, the natural strengths that create meaning, energy and impact. Instead of piling on more certifications or chasing someone else's version of success, she shows people how to tap into what already is inside of them. Lesley Logan 16:35  Sounds like a lot of our listeners need to hear that because I remember Erika Quest and I did a whole wealthy mindset weekend about like imposter syndrome. And one of the things, sign of you imposter syndrome is that you continually acquire more certifications. And look, I think Danielle would agree with me, learning is cool. You got to keep learning. But if you keep thinking that the next certification is going to make you happy, that is the wrong motivation. So she defined superpowers as your innate ability to create impact. I love that. Your innate ability to create impact. You guys, if you aren't hearing a theme about today, it is, are you using your inner compass? Are you taking time to understand yourself? Are you talking yourself up? She states that these are often hidden to you, and unless you've gone through the exercise of actually figuring out your superpowers, you do not likely know them. This is so true. I think when we coach people, the often thing is like, oh, my god, that's amazing, right? We talk about you're the only person who can do what you do the way you do it. And people like, it's come so easy to me, it's like, yeah, it comes not easy to everyone else, like, no one else gets it. And we do need a mirror. We need some way. We need a Danielle to tell us, like, oh, this is the thing that you do really well. Also it's often the thing that people keep asking you questions about, which is why I should go into being a skincare influencer.Brad Crowell 18:00  The thing that I thought was really neat about her talking about your innate abilities is she said people will often describe their quote, unquote superpowers to her, and she would disagree with them, right? So they're, they're like, you know, I'm really good at I don't know whatever organizing or they think it always revolves around work. I think that's ultimately what her point was, that they always apply it around work. And she's saying that's not necessarily the case. For example, for her, she said, of course, I was a competent attorney, but what I was really doing around the office was making sure that everybody was feeling part of the team, feeling included, and being, you know, like, encouraging and uplifting. And she said, Actually, I never pegged that as my superpower until way after I was always just, like, actually, she said she literally thought it was her weakness. I'm being too kind. I'm so kind. I need to be less kind. I need to be more more, ruthless, you know. And she said that's because I was applying my kindness to my execution of my job. But I was, I was imagining that that's a weakness, when really it was my strength, you know. And so it was really, it was really interesting. And she said they're often hidden to you and but she's she did talk a lot about energy and what, what makes you, what feeds you, what lights you up.Lesley Logan 19:26  She said a way to figure it out is you need to follow the energy, because when engaging activities align with what your superpowers, the time flies by. So episode 400 Your Genius Zone. Alternatively, tasks that are draining to you indicate a lack of alignment. If we go back to Kareen Walsh and her, like, Drain Joy list, right? Like so and I think what happens is we're all like, Oh my God, I need to get better at this. Like, I would like, often if you have like, I need to be more detailed, and I need to work on being more detailed. But being more detailed was, like, nailed on a chalkboard because I'm like, well, how much more detailed do I need to be? Like, this seems quite obvious to me. No, I'm just not a detailed person, period. Guess why? Everyone on the team has detailed in their fucking strengths? Because I don't. I don't have it. That was my elbow. If you heard that on the podcast. Anyways, it's fine, don't worry. Didn't hit a funny bone. But I just really like what she said about that. I think it's a great way to think about things. And I also love that she shared what she thought, that she thought her strength was a weakness, like I think, I think that's very relatable. What did you love?Brad Crowell 20:31  Just for those of you who are wondering, Kareen's episode was number 27 and she had a follow up episode, which was episode 397, so. Lesley Logan 20:42  Whoa, already that many episodes behind? (inaudible) I feel like that just happened. Okay. Well, here we are. You know what? I'm clearly in my my fucking like. Brad Crowell 20:56  You're detailing it away here, babe. Lesley Logan 20:58  No, I'm not detailing anymore, because we added those FYFs, so I don't know what the numbers are anyway, but I just want to say I'm clearly following my energy, because time is flying by. Brad Crowell 21:07  Flying by. What I really loved is when she was talking about, we have this. I mean, all right, y'all have heard me talk about strengths finders and CliftonStrengths and all that stuff like, for years. Lesley Logan 21:20  For years. Brad Crowell 21:21  For years. But she said we have this societally reinforced tendency to focus on our weaknesses. Lesley Logan 21:29  Oh, my whole, my ex's biggest thing, and we talked about this on the podcast that we used to do about dating, my ex's biggest thing is, like, you're not this, you're not this, you're not this. And I'm like, okay, I got to be one of those things. And no, no one liked me for those things. So here we are.Brad Crowell 21:46  Yeah, also, that's so annoying. I mean, you know, like, I think about it. And she was laughing because she said, we have kids. And the kids, you know, if they came home from school with a D, I would be like, you need to be doing better, right? Even if they even if they were like, well, that's not my strength, she still would say, no, you need to do better. Because I think that there's a time and a place for in in the typical world of learning. The way that we educate people here in the United States, you know, it's based on test results. And now that may be changing over time, but our generation that was all that mattered was the grade at the end of it. So if you didn't get a grade, then you did not pass, right? And so this pass-fail concept, you know, it drives us to thinking that that applies in life, right? It applies at our job, it applies in our personal lives. And that's not actually the way that it functions in the rest of the world, education is different than the rest of the world, right? And so what we do, though, is, because that's how we were taught, we take that and we apply it. And so we think that we need to be better. We just need to be better at all the things, even if that's not the thing we should be focusing on. Lesley Logan 22:54  All the things. All the time. Brad Crowell 22:54  Right? And so what do we do? We get in our job, and we're like, wow, I'm really not good at numbers. I guess I need to be better at numbers. So I'll go take a course at numbers, and then you end up hating it, and you're like, oh, I hate everything I'm doing now because I just have to do numbers, you know? And instead, if we were focusing or leaning into our strengths, and this is what Danielle was saying, you know, it will, it'll change our attitude around our it'll change our our vigor, our excitement, our our mindset completely around the thing that we're doing, and probably give us a whole lot more joy. She advised paying attention to what energizes you, right? And you know, there are cases where you have to, you know, do something that you don't want to do, but eventually you want to outsource those kinds of things, you know? And we've talke about. Lesley Logan 23:40  Also, we've done this on the retreat, if you want to know why you should come on the retreat, sometimes people are doing things that they think they have to do. Brad Crowell 23:49  That's, yeah, that's exactly what I'm saying. Lesley Logan 23:52  And like you and and outsourcing, like people like outsourcing can be expensive. Sometimes you can just delete it. You don't even have to do it. We live in a world with some amazing technology, robots, subscriptions, like you. If you hate the grocery store, you can put things on auto ship. You just can.Brad Crowell 24:10  Yeah, that's, that's exactly, that's exactly right. Like, what if you hate grocery shopping? Great. Put it on repeat. You don't have to actually go do any of that. You know, the way that we live today, it's amazing. But anyway, you know, she said, what energizes you often correlates with the things that you're really good at, and you know it gives you joy. And you know that will change your excitement about life. You know, around the horn, so.Lesley Logan 24:38  So in Pilates, Jay always told us, like, whatever you don't like, you have to do twice, because like your body, your body needs it. This is very different than like, how you do work and and your strengths, right? So when it comes to like, balancing your balances. And today, this is, I don't know if that has anything to do with this episode, but I want to share this with you. Okay, so today we had to do. frog in in class, frog, which is your fucking favorite, and I hate everything everything about it. I hate everything about it. And I don't think we were in frog one minute, but it felt like 17 years. But when we were in pigeon, which probably is only one minute, if I just was like, I think we're in pigeon, for like, three minutes, it went by so it just flew by, because I love pigeon so much, and I just like, I'm like, pigeon feels so good in my body, but frog doesn't feel good at all. And if I could avoid, if I was in charge, we would never frog.Brad Crowell 25:37  We would never frog. If Lesley was in charge we would never frog. Lesley Logan 25:41  But I did tell Anthony, I said, I said, you know how we don't like what we need? And he said, yeah, I'm like, I really hate that. Anyways, you got to (inaudible) energizes you, because what doesn't energize me is frog and yoga. Brad Crowell 26:00  Well, maybe in your body, it's kind of like educating. You need to be balancing things out, or your body will break. Lesley Logan 26:05  Yeah, I don't think you should. Here's the thing, because there's a woman named Joanna who I'm trying to get on the pod guys, I really am. She's got the Unlearn IG and we're close. We got close. We got we're getting closer. Stay tuned on that. But she said in her TED talk, she said, like, kids should fail at things because they need to learn how to fail, right? Like, on a low level thing, however, like, there's a difference between not trying and like not understanding and like not being a skill. And I do agree, like, we don't want kids to not know how to balance their budget, so like, you got to learn how to add and subtract. But like, also, I think what happens is we put up, like you said already, we put this pressure you that has to be your focus, as opposed to like, just get like, decent at it, and that way you can enjoy the English class that you love, or the Shakespeare class that you love, or whatever it is. Yeah, I'm in. It makes sense in my brain, Brad.Brad Crowell 27:05  Great, I love it. Okay, stick around. We'll be right back. We're going to dig into those Be It Actions that we got from Danielle Droitsch. Brad Crowell 27:05  All right, let's talk about those Be It Action Items. What bold, executable, intrinsic or targeted action items can we take away from your convo with Danielle Droitsch? I'm gonna jump in right away. She emphasized that you don't need your entire day to be quote, unquote fulfilling. Lesley Logan 27:27  I agree. Brad Crowell 27:28  This is interesting, right? You don't need your entire day to be fulfilling. Even a relatively small portion dedicated to your strengths can significantly increase your job satisfaction. What was really interesting is she is backing this up with statistics. It wasn't just like this, this like thing that she's winging it here. She said, hey, observe for the last for at least one week, observe what activities give you energy. Aim to dedicate at least 20% of your day or your week to these energizing superpowers. Act these superpower activities to significantly boost fulfillment. So. Lesley Logan 28:03  2% of your day is 30 minutes. What's 20% of your day? How many hours? How many?Brad Crowell 28:08  Well, we're hold on 20 so 20% of eight hours would be one and a half hours. So if you were like in the zone as it were, for an hour and a half.Lesley Logan 28:20  You're in your superpower for an hour and a half a day. Brad Crowell 28:23  A day. Lesley Logan 28:23  But you don't have to do it all at once. You could do it, but. Brad Crowell 28:26  No, but probably, if you're like, if time has disappeared, you've cranked through an hour and a half.Lesley Logan 28:31  And some of your strength. Yeah, yeah. It's probably true. But also, just for my perfectionist listening, it's okay. It's gonna probably be okay if it's 30 minutes in the morning, 30 minutes in the afternoon, 30.Brad Crowell 28:40  It might be, it might be teaching time for you, because that's when things like, you know, go and that's okay, and that's good, yeah, you know, like when I was working for somebody else. And even now, what I often like to do is I sit down for, you know, a work block in my head. I'm like, okay, this will be my morning work block before I get up and go to lunch or whatever. And I usually try to give myself, like a three hour, like two to three hour like hard work block. And my hope is that in that time I do hit the zone, I'm in that zone, you know. And if I can do two a day of these work blocks, I have had an effective day. Now, what often happens for me is I'll do probably one in the late morning, and then I'll do another one at like, nine o'clock at night,you know or.Brad Crowell 28:40  You feel like you're in your strength to Danielle's point, not just like those. You feel like you're.Brad Crowell 28:57  Well, usually when you're in the zone, as it were. Lesley Logan 28:57  Time is just flying by. Brad Crowell 28:57  Yeah, you're doing you're using your strength, because time is going and you're not realizing it, and you know it's okay. You're, you know, you're, you're effectively using your superpower.Brad Crowell 28:57  When I'm doing Pilates, time flies by. Oh, my God, it flies by. I looked at the clock. It was like 44 minutes. I was like, whoa, where did the hour ago? Brad Crowell 29:49  You're just gonna do Pilates all day, every day?Lesley Logan 29:50  Apparently, only do an hour and a half, then I'd like, I'm gonna significantly save my life. I'm just saying. Anyway, mine.Brad Crowell 29:58  I don't think that's what I was saying, but we'll go with it.Lesley Logan 30:00  That's my takeaway, because she said, just follow your energy. That's where your superpower is lived. Brad Crowell 30:01  We're not talking about work. We're not talking about play, but. Lesley Logan 30:09  My job is Pilates. Brad Crowell 30:11  Yeah, but the point is teaching. That's not talking about doing.Lesley Logan 30:16  I understand, I understand. I understand. Brad Crowell 30:18  Okay, just making sure that we're clear. Lesley Logan 30:20  We're clear. I am going to spend more time with myself. She explained that confidence also doesn't come from faking it. Duh. That's why we call it the Be It Till You See It podcast. That's why she's on. That's why she's on. But in activating what is true about you, and it's not built through the mindset, rather, is built through action and failure and success and getting right back up. So you're gonna you're gonna fail, you're gonna reflect, you're gonna correct, and you're gonna continue. That's right to do, and you're gonna get better at it. You don't have to do it perfectly the first time. Brad Crowell 30:52  Yeah, you do not. Lesley Logan 30:53  So follow your energy. And if you're like, oh, that was the wrong energy, great. You now, now tomorrow, you won't follow that one. You have your new inner compass that's gonna tell you the right direction. I'm Lesley Logan.Brad Crowell 31:03  Well before we sign off, I actually just got off a coaching call with a client, and we were talking about rolling out a program, and she said, I just don't think I have she said, what lights me up is educating educators. So she likes to teach teachers. We're talking about Pilates here. And she said, I have my own clients, and I do really enjoy teaching them, but what really lights me up is teaching teachers. She said, the problem I have is that I I can't stop teaching to take on more educating teachers. And she said she's feeling really stuck. And what she said in her like offhand, she was like, and to do like, you know, I got to roll it out, and it's got to be perfect, and I got to do this thing, and I got to do that. And I was like, hold up. Hold up. You know and we had a conversation about this idea of introducing a new product or introducing a new service, and it having to be perfect. I said it has taken us, for our retreats, for example, the very first retreat, I worked on it for a year, I put my my heart and soul into organizing this thing, right. And I was like, we got this and we went and we executed it. And afterwards, we were like, we already have things we want to change. In fact, we did not really totally lock in the flow of events, the schedule of this retreat for like, 10 retreats. It was maybe after the eighth or 10th retreat where we were, like, we're done swapping days around. We've decided these are the days of things running. These are when lunches should be. These are the activity blocks. This is the free time blocks, like we. Lesley Logan 32:42  They were, by the way, they're all amazing. We just, we. Brad Crowell 32:44  That's not, not, not what I'm saying. Each experience was different, but afterwards, we were like, we want to make another change. We want to make another change. We we were all really tired after this one experience because we pushed it too hard. Okay, how do we tweak it? Lesley Logan 32:58  I also got rid of February because we realized we just love October.Brad Crowell 33:00  Whatever the point is, we, it wasn't until us, having done the experience, like, almost 10 times, that we were like, oh my God, it's amazing. We have it dialed in, right? So the point is, no perfectionism. Perfection is not real. It's never going to be real. It will never be perfect. We will always have something that we want to adjust after the fact.Lesley Logan 33:22  Yes, always. That's why, in the show, we say, take messy action. Make messy action. Wow, guys, it is late for us on this recording date. So I'm Lesley Logan. Brad Crowell 33:32  And I'm Brad Crowell. Lesley Logan 33:33  We love you. Use your inner compass. Go follow the energy. Tell Danielle how you did it. Reach out to her. She's got some great stuff going on and share this with a friend who needs to hear it, the friend who's like focusing on all the shit that drives them crazy and drains them. Oh my God, that's annoying to be around. Brad Crowell 33:49  Send them this episode. Lesley Logan 33:51  Yes, they'll find out now why you did it. Anyways, until next time, Be It Till You See It.Lesley Logan 33:51  Bye for now. Lesley Logan 33:57  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 34:41  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 34:46  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 34:50  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 34:57  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 35:00  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Jesus gave us a remarkable description of the many things to expect in these last days, and several items he spoke of require drastic action when they happen. This is one such moment, and all I have to say is...THANK GOD we won't be here when this one happens!

Daily audio recordings of CMFI Praise, Prayer and Fasting Crusade. From 13th October to 21st Nov 2025

Do you believe the Bible? How much of it do you believe? We would be in a world of hurt without it.

Have you heard the saying, “Life is better together”?The Bible puts it this way in Proverbs 27:17: As iron sharpens iron, so one person sharpens another.Here are five ways you can live out being better together as a family.Read together. Read the Bible and other books as a family.Learn together. Share what God is showing you as read His Word. Talk together. Talk about what God is doing in your life.Pray together. Thank God for all He's done for your family and pray for your family and other people.Memorize scripture together. Like the psalmist, let's hide God's Word in our hearts so that we will not sin against Him. For more encouragement and parenting advice, visit Trail Life USA or RaisingGodlyBoys.com.

I recently read Viktor Frankl's book, “Man, Search for Meaning!” and I wanted to share some of the interesting points I found, especially about humor. It's fascinating how the word “meaning” has a double meaning, both positive and negative. Any kind of meaning has to have something to get through, which can be a bit tricky. Words like “rubble” and “trouble” come to mind - problems are often dangers with opportunities built in. The liberating idea is to find humor in every situation and become good at it. It's a great habit to develop: always ask yourself, “What humorous situation can come out of this?” or “What funny attack can I come up with?” Trust me, it's a powerful skill to be quick to be humorous and relieve the tension of yourself. One of the reasons I say I thank God for my mistakes is because I often say, “I thank God I'm a misfit.” At least I pour the omnipresent of God into my soul, mind, and brain, where the problem is trying to capture my soul. I catch it before it gets to my thinking. Thank God for this situation, thank God for what I did. I let God's presence come in and overwhelm me, rather than having the problem overwhelm my confidence. Let's not take ourselves too seriously, but to have fun every day with this life we've been given.

The right title is; I recently read Viktor Frankl's book, “Man, Search for Meaning!” and I wanted to share some of the interesting points I found, especially about humor. It's fascinating how the word “meaning” has a double meaning, both positive and negative. Any kind of meaning has to have something to get through, which can be a bit tricky. Words like “rubble” and “trouble” come to mind - problems are often dangers with opportunities built in. The liberating idea is to find humor in every situation and become good at it. It's a great habit to develop: always ask yourself, “What humorous situation can come out of this?” or “What funny attack can I come up with?” Trust me, it's a powerful skill to be quick to be humorous and relieve the tension of yourself. One of the reasons I say I thank God for my mistakes is because I often say, “I thank God I'm a misfit.” At least I pour the omnipresent of God into my soul, mind, and brain, where the problem is trying to capture my soul. I catch it before it gets to my thinking. Thank God for this situation, thank God for what I did. I let God's presence come in and overwhelm me, rather than having the problem overwhelm my confidence. Let's not take ourselves too seriously, but to have fun every day with this life we've been given.

When You Have Faith, The Impossible Bows Down | Blessed Morning Prayer To Start Your Day With GodSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

  Hey gang, finally the new season of Mirrorball Movie Cowboys is here, and what a banger we have to start with, the Donna Summer classic from 1978 - Thank God It's Friday. On this one Stu is again joined by the great Eric Mulder from the equally great Watch This Movie podcast. We talk all things Disco, Donna Summer, Music and Girls (not necessarily in that order) As of the time of posting this, season 2 is almost complete, so these will be dropping at a nice steady pace, with one of the films a very heavily anticipated titke that has been thrown around on the MMC for years, in the meantime though, enjoy Thank God It's Friday.

You've heard the headlines. You've seen the worry in people's eyes. The government shutdown has created real strain — and while you may not feel the pinch personally, this is not the moment to simply whisper, “Thank God it's not me.”  It's time to show God how truly grateful you are — not by stressing less, but by bringing stress levels down in the world around you.Closing Song: Glorify by Jordan FelizSupport the showwww.BibleDeliverance.org

Angel Studios https://Angel.com/HermanJoin the Angel Guild today and know you are not just watching, you're helping make bold, faith driven stories like Disciples in the Moonlight possible. That's Angel.com/HermanBizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE.  Schedule your FREE consultation at GoBizAble.com today. Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comRegister now for the free Review/Preview Webinar November 20th 3:30pm Pacific, schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at (SLOW) Know Your Risk Podcast dot com. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.SNAP Culture Predicted By Mice // When the Deep State Gets THIS Nervous We Need to Thank God. // If Satan Gave a Sermon (Dedicated to JoshM's beautiful song.)Episode links:Dr. Oz: “Buckle up for this one. Based on our initial set of audits, more than $1B of federal taxpayer dollars were being spent on funding Medicaid for illegal immigrants. And my team is getting it back.”In 1968, Dr. John Calhoun built the perfect utopia with unlimited shelter, food, entertainment, and zero predators.By day 315, it was a living hell. Welcome to Universe 25 social experiment and its chilling similarities to modern Western society: Nurse in Arizona (TikTok: ken26045) makes a social media video breaking down because she just got the text saying her SNAP Food Stamps were being paused due to the shutdown. This same woman was just bragging about buying NFL tickets. People use EBT to subsidize their lifestylesNOW: The power at ICE Portland and surrounding buildings has been CUT, and the cause has NOT been made public. Luckily, ICE has backup generators, so if this was intentional, the act failed miserably.Jimmy Clapper gets REALLY agitated and nervous  I Never Said That (RedWords)Jen Hamilton reads the Red Words pretends Jesus was a liberalWhat Does God's Word Say?“... go and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit.' - Matthew 28:19“‘Love your neighbor as yourself.” - Mark 12:30-31 “love your enemies and pray for those who persecute you, that you may be children of your Father in heaven” - Matthew 5:44“For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in, 36 I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me.'” - Matthew 25:35-40 NIV“So give back to Caesar what is Caesar's, and to God what is God's.” - Matthew 22:21“My God, my God, why have you forsaken me?” - Matthew 27:46Jesus Reinstates Peter - John 21:15-1915 When they had finished eating, Jesus said to Simon Peter, “Simon son of John, do you love me more than these?”“Yes, Lord,” he said, “you know that I love you.”Jesus said, “Feed my lambs.”16 Again Jesus said, “Simon son of John, do you love me?”He answered, “Yes, Lord, you know that I love you.”Jesus said, “Take care of my sheep.”17 The third time he said to him, “Simon son of John, do you love me?”Peter was hurt because Jesus asked him the third time, “Do you love me?” He said, “Lord, you know all things; you know that I love you.”

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

Gratitude redirects our attention from focusing on ourselves to thanking God. We are going to focus on thanking God for the next 4 weeks and see how God changes our hearts and minds in the process. Today Pastor Nick will challenge us to start a Gratitude Journal. Are you ready for a challenge that will change the way we think? Are you ready to practice gratitude that will change your family? We thank God for His good gifts and God transforms our hearts and minds.Recorded live at Word of Life Church in Le Sueur, Minnesota, on Sunday, November 2, 2025, Pastor Nick Olson preaching.

Allsouls2025

Faith Over Fear—Stand Strong When Doubt Creeps In | Blessed Morning Prayer To Start The Day With GodSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

We are studying the Book of Isaiah. What I hope I can impress on you is God's faithfulness and see some things in chapter 26 that I think are relevant to the time in which we live. Isaiah 26:19. See if this reminds you of any other passage you may have read. "Your dead shall live together with my dead body." Sounds like 1st Corinthians 15; sounds like 1st Thessalonians 4 sounds like John 14. What did Jesus say? "Let not your heart be troubled. You believe in God. Believe also in me. In My father's house are many mansions. I'm going to prepare a place for you. And if I go and prepare a place for you, I will come again." That's a promise. "... So that where I am, you may be also." He's preparing a place for us right now. We'll look at what Isaiah says. "Together with my dead body. They will rise awake and sing. You who dwell in the dust. For your dew is like to dew of herbs, and the earth shall cast out the dead." Isaiah 26:20 "Come, my people, enter into your chambers, shut your doors behind you. Hide yourself, as it were, for a little moment until the indignation is passed." What is the indignation? The indignation, of course, is the tribulation judgments. I call your attention to the little word "until" it's very important. In relation to the history of Israel. There are three "until's" in the Bible that have been given only to the nation of Israel. 1) Matthew 23:39. "You will not see me until you say, blessed is he who comes in the name of the Lord. 2) Luke 21:24 "Jerusalem will be trampled underfoot by the Gentiles until the times of the Gentiles are fulfilled. 3) Romans 11:25, "I would not have you ignorant," Paul says, "that blindness in part has happened to Israel until the fullness of the Gentiles has come in." What is the fullness of the Gentiles? What is the coming in? Well, the fullness of the Gentiles refers to the harvest of the Gentile church. And the coming in, I believe, coincides with the invitation here come and hide yourself, for a little while. Isaiah 26:21, "For the Lord is coming out of his place to punish the inhabitants of the earth for their iniquity. The earth will disclose her blood, and will no more cover her slain." You and I have a bright future. Our world is not. The future for this world is grim. God is faithful. Ten areas God is faithful to you and I: 1) He is faithful to forgive our sins. First John 1:9. Thank God for that one. It's not just once for all. It's as often as we come and confess. 2) God is faithful to keep us safe. 2nd Timothy 2:13 "Even if we're unfaithful, as Paul says, "He remains faithful." 3) God is faithful to deliver us through our temptations. 1st Corinthians 10:13. 4) God is faithful to keep his promises to us. Hebrews 10:23. 5) God is faithful to us in times of suffering. 1st Peter 4:19 6) God is faithful in fulfilling his plan for us. This, of course, requires our cooperation. 1st Thessalonians 5:24 7) God is faithful to strengthen us in times of trial. 2nd Thessalonians 3:3 8) God is faithful as a partner to us in our union with Christ. 1st Corinthians 1:9. 9) Jesus Christ is a faithful and merciful high priest to us. Hebrews 2:17. 10) Last but not least, Jesus Christ is the synonym for faithfulness. Revelation 19:11, "I saw heaven opened and behold a white horse. I can't wait. When we come back with him, we're going to be riding on white horses. Don't worry if you've never ridden. There will be riding classes during the tribulation, but. My friend, if I've done nothing for you today, that planted in your mind, and I hope that it's burned there indelibly. When you're struggling, when you're hurting, when you're overburdened, when your soul is aching. When you're lonely. When the world looks dark. When you can do nothing but cry. When you can't even lift up your head and look up. I want you to remember God is faithful. He always has been. He always will be. Trust him because he can only prove that faithfulness as you and I come to him with simple, childlike faith. Don't let the devil lie to you about who you are. Let God tell you who you are in Christ, and it'll make all the difference in the world.

Welcome to Calvary Lutheran Church 619 3RD AVE SW, PERHAM, MN 56573 Thank God. Share Jesus. Help Others Prayer of the Day Gracious God, strengthen our hope in you. Daily your mercy surprises us with everlasting forgiveness. Teach us to love what is worth loving, to reject what is offensive to you, and to treasure what is precious in your sight, through Jesus Christ, our Savior and Lord. Amen.   Support Our Livestream Ministry—and Empower Our Youth! Each week, our YouTube, Facebook Live and our podcast services are made possible by our amazing youth media team. That's right—they run the cameras, audio, and streaming software—and we're proud to pay them for their work, helping them build life skills while serving the church. Your donation supports: Livestream costs (equipment, internet, tools) Paid media roles for our youth Continued outreach through digital ministry If you've been blessed by our services, consider giving here: https://www.calvaryperham.com/gifts Thank you for helping us serve our community—and raise up the next generation! Facebook: / calvaryperham YouTube: / @calvaryperham Podcast on Spotify https://open.spotify.com/show/7hbXujm... Podcast public site https://rss.com/podcasts/april16th2023/ Lakes 99.5 Radio Sundays at Ten Thirty AM https://player.listenlive.co/64121 TUESDAY WORSHIP 9 AM Arvig TV Channel 14 Egiving https://secure.myvanco.com/YMVS/home Website: https://calvaryperham.com/ Vanco Mobile App on Phone/Tablet: Vanco Mobile Faith Engagement has replaced the Give+ App. Search “vanco mobile faith engagement” in the app store to download on your phone or tablet, Calvary is “Calvary Lutheran Church ELCA.” Website: Click the orange E-Giving button at https://calvaryperham.com/

Click here for the DRB Daily Sign Up form! TODAY'S SCRIPTURE: Psalm 121; Mark 9-10 Click HERE to give! Get Free App Here! One Year Bible Podcast: Join Hunter and Heather Barnes on 'The Daily Radio Bible' for a daily 20-minute spiritual journey. Engage with scripture readings, heartfelt devotionals, and collective prayers that draw you into the heart of God's love. Embark on this year-long voyage through the Bible, and let each day's passage uplift and inspire you. TODAY'S EPISODE: Welcome to the Daily Radio Bible podcast! In this episode, Hunter invites listeners into a heartfelt time of Scripture reading, prayer, and reflection. As we begin the month of November and continue our journey through the Bible, today's reading covers Psalm 121—a song of trusting in God's protection—and passages from Mark 9 and 10, which reveal moments from Jesus' ministry, including his teachings on faith, humility, and the kingdom of God. Rather than concluding with a devotional, Hunter opens a space for personal meditation, encouraging you to contemplate what word or passage spoke to your heart and to engage with God through journaling and prayer. This episode also ends with several beautiful prayers and a reminder about the importance of daily spiritual practice. Whether you're new to the podcast or a returning listener, join Hunter today to warm your heart by God's love, reflect on his word, and discover how daily habits can transform your walk with Christ. TODAY'S DEVOTION: Today, we are invited into a sacred moment—a space not filled by words, but by silence and reflection. After the reading of Psalm 121 and the stories from Mark 9 and 10, Hunter pauses the usual rhythm and gently turns the focus to each listener: What did you hear? What stirred your heart? Instead of offering a prepared devotional, Hunter urges us to become active participants, to meditate and pray over any word, thought, or statement in the scripture that resonated with us. This is an invitation not just to listen, but to respond. Did something that Jesus or David spoke awaken a question within you, spark a longing, offer comfort, or prod you toward a new way of living? Hunter encourages us to write these things down—take out a journal or a piece of paper, go to that verse, read it again, speak it aloud, let it settle into the soil of our hearts. If God has whispered a question or a command, if the Holy Spirit has impressed something on you, steward it. Thank God for what he brings to light. Receive it, and, by God's strength, step into whatever He places before you. This practice—listening with an open heart, reflecting honestly, and responding in faith—is itself a devotional act, a way to cultivate what God is planting within. That is Hunter's prayer for each of us: that today, we will allow God to speak, that we will give room for Him, and that we will participate fully in His work—in us, for us, and through us. May we recognize the voice of God in Scripture. May we be attentive to our own soul's response. And may we step forward in faith, trusting that the God who speaks is the God who loves, the God who leads, and the God who transforms. That's a prayer for Hunter, for his own soul, and it's a prayer for you. May it be so. TODAY'S PRAYERS: Lord God Almighty and everlasting father you have brought us in safety to this new day preserve us with your Mighty power that we might not fall into sin or be overcome by adversity. And in all we do, direct us to the fulfilling of your purpose  through Jesus Christ Our Lord amen.   Oh God you have made of one blood all the peoples of the earth and sent your blessed son to preach peace to those who are far and those who are near. Grant that people everywhere may seek after you, and find you. Bring the nations into your fold, pour out your Spirit on all flesh, and hasten the coming of your kingdom through Jesus Christ our Lord, Amen.   And now Lord,  make me an instrument of your peace.  Where there is hatred let me sow love. Where there is injury, pardon.  Where there is doubt, faith. Where there is despair, hope.  Where there is darkness, light.  And where there is sadness,  Joy.  Oh Lord grant that I might not seek to be consoled as to console. To be understood as to understand, to be loved as to love.  For it is in the giving that we receive, in the pardoning that we are pardoned, it is in the dying that we are born unto eternal life.  Amen And now as our Lord has taught us we are bold to pray... Our Father who art in heaven, hallowed be thy name, thy kingdom come thy will be done on earth as it is in heaven, give us this day our daily bread, and forgive us our tresspasses as we forgive those who trespass against us, and lead us not unto temptation, but deliver us from evil, for thine is the Kingdom and the power and the glory forever. Amen. Loving God, we give you thanks for restoring us in your image. And nourishing us with spiritual food, now send us forth as forgiven people, healed and renewed, that we may proclaim your love to the world, and continue in the risen life of Christ.  Amen.  OUR WEBSITE: www.dailyradiobible.com We are reading through the New Living Translation.   Leave us a voicemail HERE: https://www.speakpipe.com/dailyradiobible Subscribe to us at YouTube: https://www.youtube.com/@Dailyradiobible/featured OTHER PODCASTS: Listen with Apple Podcast DAILY BIBLE FOR KIDS DAILY PSALMS DAILY PROVERBS DAILY LECTIONARY DAILY CHRONOLOGICAL  

Jonas Knox talks about tonight's World Series Game 7 between the Dodgers and the Blue Jays, LSU's decision to move on from head coach Brian Kelly and how desirable that job actually is, the Dolphins choosing to fire their GM Chris Grier while retaining Mike McDaniel to at least the end of the season, and more! Plus, Do You Care, the Thank God for Gambling Game of the Week, and Knox Locks! #2prosSee omnystudio.com/listener for privacy information.

Healed and Whole Through Jesus—Pray This RIGHT NOW | Blessed Daily Effective Prayer For TodaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

What's it like to be a student in a church work program at Concordia University Irvine? The Rev. Dr. Jonathan Ruehs (Assistant Dean of Christ College at Concordia University Irvine) and Carrie Donohoe (Director of LCMS Recruitment, Christ College Program Coordinator, and Assistant Director of LCMS Placement at Concordia University Irvine) join Andy and Sarah to talk about what they love about working at Concordia Irvine (CUI), why church worker formation is important to them and to CUI, the church work programs available at CUI and what makes them unique, what students would experience on a visit day, and how to take the next steps to learn more. Find Concordia University Irvine online at cui.edu. Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve. Have a topic you'd like to hear about on The Coffee Hour? Contact us at: listener@kfuo.org.

You can find the full transcript of this conversation at www.statecraft.pub.The likely next mayor of New York City is Zohran Mamdani, if polling is anywhere close to being correct. Much of the conversation has revolved around the day-to-day administration of City Hall. If Mamdani wins, does he have what it takes to run the city's government?Today's guest is still active in NYC political life, and it was clear I would not get an answer to that particular question. Instead, I took this opportunity to investigate how City Hall actually runs, and how the past three mayors have structured their administrations. But if you read between the lines, you can treat this conversation as a guide about what has worked in New York's governance over the last 20 years, and the likely stumbling blocks for an ambitious new administration.Maria Torres-Springer moved to New York City a week before 9/11, and spent most of the following 20 years in city government — first as a top appointee in the Bloomberg administration, then in several high-powered roles under Bill de Blasio, and eventually as second-in-command for Eric Adams. Her most recent role was as first deputy mayor: functionally the Chief Operating Officer of New York City. Torres-Springer resigned in February 2025 (she was not implicated in the overlapping Eric Adams corruption scandals).To put it lightly, Torres-Springer has fans. In November 2024, City & State New York wrote a cover story titled, “The Vibe at City Hall is Thank God for Maria Torres-Springer.” It quotes political figures from the far left, center left, and right, calling Torres-Springer “a phenomenal leader,” “a very classy, charismatic, knowledgeable individual,” and, “a serial overachiever in a good way.” When Adams appointed her as first deputy mayor, he said, “She has the ability of landing the plane.”Torres-Springer is widely described as one of the most effective political operators in New York City, and she's been linked in media stories as a potential official in the next mayoral administration (although she recently took a role as President of the Revson Foundation, a NYC-based philanthropic organization). She's maybe the best possible guest to talk about steering City Hall.Given constraints on what Torres-Springer could discuss, I wanted to get into two big topics. One is process. What does it take to run City Hall? How have different mayors done it differently? The other is outcomes. Torres-Springer was one of the champions of City of Yes, the Adams-backed initiative to build 500,000 new housing units in the city over the next 10 years. I wanted to better understand City of Yes, what she's most excited about, what didn't make the cut, and how it all came together politically.We discuss:* What it takes to succeed working for three very different mayors* How Bloomberg, de Blasio, and Adams governed differently* How to work effectively under constant pressure* The political coalitions that made City of Yes possible* Why it takes over a year to turn over a NYCHA apartment* How to fix the plumbing of government* What the next mayor should prioritize to keep New York thrivingThanks to Harry Fletcher-Wood, Eamonn Ives, and Katerina Barton for their judicious audio and transcript edits for length and clarity. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.statecraft.pub

Thank God that the Word of God is indestructible!

In this episode of #LifeisaSacredJourney, we are honoured to be joined by Chandra Collins, a dynamic 13-year breast cancer survivor, Chef, Lifestyle and Wellness Coach, and the founder of Renew. Restore. Nourish., an organization offering integrative programs that support healing and vitality through food, movement, and spiritual connection.A passionate community leader, Chandra teaches workshops across the Bay Area and serves as the Vice President of the Get Well Concord! initiative. Her work empowers individuals facing chronic illness and stress through nourishing food and holistic practices. She is currently finalizing her first cookbook, ***Thank God for Fried Chicken: A Keto Vegetarian Cookbook. Discover more about Chandra's story: https://www.versalie.com/blogs/learn/chandras-story-menopause-and-breast-cancer.

It's Thursday, October 30th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Muslim Ugandan beat wife and kids for trusting Christ A Muslim man in Uganda beat his wife and two children last month for putting their faith in Christ. Kulusumu Namulondo had to be hospitalized along with her two children, ages twelve and nine. Her husband proceeded to demolish the building of the church she had visited. Namulondo described the attack to Morning Star News. She said, “My husband hit my son with the walking stick several times, and he soon fell down screaming and wailing in great pain . . . While my son was on the ground, my husband started beating up me and my daughter. Thank God, neighbors arrived, and my husband fled away.” In Luke 18:29-30, Jesus said, “Assuredly, I say to you, there is no one who has left house or parents or brothers or wife or children, for the sake of the kingdom of God, who shall not receive many times more in this present time, and in the age to come eternal life.” Help victims of Hurricane Melissa  in Jamaica and Cuba Hurricane Melissa struck Jamaica on Tuesday as a Category 5 storm. Melissa weakened to Category 3 before making landfall in Cuba yesterday.  The hurricane is one of the strongest ones on record in the Atlantic, killing dozens of people across the Caribbean. Christian charity organizations are mobilizing aid for victims of the hurricane. Samaritan's Purse announced it is “already preparing to respond as needed — with disaster relief specialists, materials, and aircraft all on standby.” You can give towards their relief effort through a link in our transcript today at TheWorldview.com.  Trump, Cruz and Johnson urge centrist Democrats to re-open gov't The Democrats in the U.S. Senate have now shut the U.S. government for 30 days, as they attempt to undo the provisions of President Trump's Big Beautiful Bill which ensured that only U.S. citizens would get taxpayer-funded health care. President Trump didn't pull any punches. TRUMP: “Today, I'm calling on every Senate Democrat to stop the madness, to let our country get back.   In the greatest moment in the history of our country, in terms of wealth, in terms of job creation, and in terms of investment coming in, these guys go on strike. It's really a shame! “So, I'm asking them to be smart. It's not working. They're getting killed in the polls. The public understands what they're doing. They're doing the wrong thing.” Republican Senator Ted Cruz of Texas explained that the Democrats have failed to stop the government shutdown. CRUZ: “Thirteen times now the Republicans have voted to open the government to pay the federal workers 13 times. The Democrats' party line have voted no, keep it shut down. Keep it shut down. Keep it shut down. “And at this point it's not even clear they have an exit ramp. I think they're going to continue this another week or two, and then at some point, seven or eight Democrats are going to have some sense come into them. I think it is very likely to be retiring Democrats who will never again face a primary election. So, they're more insulated from the crazy left wing base. “But we are watching performative art. We're not watching public policy. We're not watching elected officials. This is all about political saving Chuck Schumer's rear end.” And House Speaker Mike Johnson, a Republican from Louisiana, described Senator Chuck Schumer as irredeemable. JOHNSON: “We have very important work to do here, and that's why we're pleading with them. Look, I think Chuck Schumer and Hakeem Jeffries are irredeemable at this point. I don't think they'll be able to tell [New York City Mayoral candidate Zohran] Mondami, [a socialist], in New York and his disciples that they voted to open the government. “I've given up on the leadership. So, we're trying to appeal to a handful of moderates or centrists who care more about the American people and will put the people's interest over their own and do the right thing in the Senate.  There's no point in me sitting down with Chuck Schumer. He's painted himself into a corner.” The Congressional Budget office said that the economy could lose $14 billion over two months unless the government is reopened. If you have a Democrat U.S. Senator, call 202-224-3121 and urge him or her to re-open the government immediately. Half of U.S. states scored poorly on religious liberty The Napa Legal Institute released its 2025 Faith and Freedom Index on Monday. The report ranks states in the U.S. from 0-100 based on how well they treat faith-based nonprofits.  The states with the highest rankings on the index are Alabama (72%), Kansas (69%), Indiana (68%), Texas (65%), and Mississippi (63%). The states with the lowest rankings are Michigan (31%), Washington (35%), Massachusetts (37%), Maryland (38%), and Illinois (38%).  Sadly, over half of the states scored below 50% on the religious liberty index.  Nvidia now valued at $5 trillion Nvidia became the first company yesterday to reach a market value of $5 trillion. The tech company started with video game processors. Now it is a major producer of computer chips for the artificial intelligence industry.  The record valuation follows growth announcements from the company, including plans to build seven supercomputers for the U.S. government.  Apple and Microsoft, two other tech companies, are not far behind with market valuations of around $4 trillion.  America's debt has surpassed $38 trillion The U.S. government's gross national debt surpassed $38 trillion last Wednesday. That's up a trillion dollars from just August of this year.  The U.S. government debt as a percentage of gross domestic product stood at 120% last year, according to the International Monetary Fund. That's one of the highest debt-to-GDP ratios in the world. Only Japan, Venezuela, Greece, and Italy are higher.     (Look at the U.S. Debt clock.) Federal Reserve cut interest rate by quarter percent The Federal Reserve cut its benchmark interest rate by a quarter-point for the second time this year. This brings the rate to a range between 3.75% and 4%. That's the lowest it's been in three years.  The Fed's announcement noted, “Available indicators suggest that economic activity has been expanding at a moderate pace. Job gains have slowed this year, and the unemployment rate has edged up but remained low. …Inflation has moved up since earlier in the year and remains somewhat elevated.” Museum of the Bible displaying oldest copies of Jonah and 1 Peter And finally, CBN News reports the Museum of the Bible is displaying the oldest-known complete copies of Jonah and 1 Peter.  The pages come from the Crosby–Schøyen Codex which dates back 1,800 years. The text is written in the ancient Coptic language.  It's the first time the pages from the codex have been available to the public since 1988.  Dr. Bobby Duke is the Chief Curatorial Officer at the Museum of the Bible. Listen to comments he made to CBN News.  DUKE: “This dates back to about 250 A.D. That's incredible to think that we have something that's 1,800 years old. A community said, ‘Let's put these items together so that if it were read it will inspire this generation of Christians that lived in that part of Egypt.” 1 Peter 1:24-25 says, “All flesh is as grass, and all the glory of man as the flower of the grass. The grass withers, and its flower falls away, but the word of the LORD endures forever.” Close And that's The Worldview on this Thursday, October 30th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Don't Take the Bait—The Enemy's Lies & Temptations Are Setting You Up | Blessed Morning PrayerSUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

In this episode of Let's Get Civical, Lizzie and Arden take a look at one of the largest strikes in US history, the great postal strike of 1970! Join them as they look at what led to the strike, what the postal workers got out of striking, and how they should be given everything they've ever wanted and more!  Follow us on Twitter and Instagram at @letsgetcivical, @lizzie_the_rock_stewart, and @ardenjulianna. Or visit us at letsgetcivical.com for all the exciting updates! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of HODGEPOD author Eric Magun discusses his debut thriller "Thank God for the Sinners" — a gritty spy story about double agent Rick Price, stitched with punk‑rock memories and a companion playlist. Eric shares his years living in China and Southeast Asia, his indie filmmaking background, the book's raw themes of trauma and espionage, and its recent award wins, plus a peek at the sequel in progress. RECORDED OCTOBER 20, 2025 www.ericmagun.com  

On this episode of HODGEPOD author Eric Magun discusses his debut thriller "Thank God for the Sinners" — a gritty spy story about double agent Rick Price, stitched with punk‑rock memories and a companion playlist. Eric shares his years living in China and Southeast Asia, his indie filmmaking background, the book's raw themes of trauma and espionage, and its recent award wins, plus a peek at the sequel in progress. RECORDED OCTOBER 20, 2025 www.ericmagun.com  

This week, we're kicking back at Jack's apartment recapping his first married Saturday, our video that dropped this past week on 2BD, and a few local news stories we think are nuts!!!EPISODE NOTES:Happy National American Beer Day to Michelob Ultra (0:16)Jack's now happy to not have gone on a honeymoon…yet (2:44)Peaks and Pits presented by WellNow (8:18)Jack is entering his hot husband era at Crossgates (9:15)The entire internet saw my family photographs and THANK GOD they did (38:27)Unpacking the last week (51:51)That's Nuts!!! presented by Resolute Physical Therapy (1:08:05)WellNow Urgent Care is open 7 days a week, with or without an appointment with locations all throughout the 518 and the Great Upstate.Resolute Physical Therapy in Halfmoon offers in-person as well as virtual services for pregnant and postpartum women in the Capital Region. From labor prep classes to pelvic floor therapy, Resolute PT provides a welcoming environment for all kinds of moms.

God Is Still Writing Your Story—Don't Quit On This Chapter | Blessed Morning Prayer To Start The DaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

As women, we often have a difficult time calling ourselvesby the right name. This might be due to how we have been treated in life, our own woundedness, or just an overall lack of understanding about who we are and whose we are. Have you ever caught yourself referring to yourself as dumb, stupid, fat, clumsy, or worse? I can assure you that the Creator of theUniverse calls you many beautiful names. There is an amazing story in the Gospels that describes awoman who undoubtedly felt less than adequate or valuable in any way. However, Jesus calls her "Daughter of Abraham," a name that had never been used or heard before. This was no mistake, and certainly deserves a deeper look. Women are so multi-faceted and wear so many hats, yet in all of that, wecan easily lose our identity, and our REAL name. Listen in as Tiffany Jo Baker speaks with Rosie DiBianca, author of the book, He Calls Me Daughter. Together, they will discuss the true meaning of the name "Daughter of Abraham."Listen in for: How we might use names for ourselves that are untrue Why Jesus singled out the women in scripture What our Heavenly Father REALLY thinks of us as women How believing what God calls us can change ourrelationship with Him and outlook on life Favorite Quotes: "Daughter is a term of endearment, daughter is a term of inclusion, and of being beloved." - Rosie DiBianca "When other people see us, hear us...that's the ministry of Jesus right there." - Rosie DiBianca "The Bible is not just a text, it's active, it's living, it's the sword of the Spirit." - Tiffany Jo Baker Favorite Scripture: "The Lord answered him, “You hypocrites! Doesn't eachof you on the Sabbath untie your ox or donkey from the stall and lead it out to give it water? Then should not this woman, a daughter of Abraham, whom Satan has kept bound for eighteen long years, be set free on the Sabbath day fromwhat bound her?” - Luke 13:15-1 To find more information about Rosie DiBianca, please followher at https://www.facebook.com/profile.php?id=61581059926580. To order her book, visit https://amzn.to/3JpOH3U.*If you're looking for perfectly polished people or podcast,this isn't for you. We're real people, with real good information, and a really great God. *Want timely words, resources and episodes delivered rightto your inbox to help you fuel and fulfill your faith journey? Simply subscribe today to never miss an episode at https://www.tiffanyjobaker.com/subscribe (don't worry, you won't get spam or excessive emails) Don't miss the next Tiffany Jo Baker Podcast episode as wecontinue to help you GET FREE, LIVE FULL & THANK GOD! You can watch on YouTube and https://www.tiffanyjobaker.com/tiffany-jo-baker-podcast or listen in on Apple Podcasts, Google Podcasts, Spotify, or your favorite podcast player. Ratings and reviews are like high-fives and “go-girl's” on podcasts.Helping you refresh and refocus so you can do all the thingsyou are called and created to do, my 31 Day Devotional “Soul-Care for Go-Getters” is available on Amazon, Barnes and Noble, and my website shop here ( https://www.tiffanyjobaker.com/go-getters-devo ).As a 3x Surrogate, Speaker, Soul-Care and Success Coach andHoly Spirit-led Strategist, I uplift the soul and success of women like you who are walking out your WHY, so you can birth your God-given dreams at home, online, and in the real world. Find me, @TiffanyJoBaker, on Instagram, Facebook and https://www.tiffanyjobaker.com. I would love to connect with you there!

A sermon by the Very Rev. Sam Candler on the Twentieth Sunday after Pentecost (October 26, 2025) at the Episcopal Cathedral of St. Philip, Atlanta  

This One Shift In Thinking Can Change Your Whole Life | Blessed Morning Prayer To Start Your DaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™

The Battle Never Reached You—Because God Stopped It First | Blessed Morning Prayer To Start Your DaySUBSCRIBE to catch all the latest prayers uploaded to the Daily Effective Prayer Podcast!For more powerful daily prayers and to connect with the ministry visit:https://www.dailyeffectiveprayer.org© Copyright DailyEffectivePrayer.com  SUPPORT THE MINISTRY: (We are listener-supported)https://www.dailyeffectiveprayer.org/donate/ DO YOU NEED PRAYER? Send us a prayer request right now:https://www.dailyeffectiveprayer.org/prayer-request-online/ CONNECT WITH US:https://www.dailyeffectiveprayer.org/connectYouTube (1M+ SUBSCRIBERS)X / TwitterInstagram ThreadsInstagramFacebook Daily Effective Prayer™