Podcasts about think about money

Today, we reprise Clark's interview with beloved colleague Jonathan Clements  from October 8, 2024. He had, and still has much to teach us all. An Honest Conversation About Death and Finance With Jonathan Clements Special Edition - Clark welcomes longtime friend and colleague, Jonathan Clements. A London born Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal. Mentioned on the show: Jonathan Clements, Longtime WSJ Columnist, Dies at 62 Saying Goodbye to the WSJ's Jonathan Clements Five Pearls of Wisdom From a Legend of Financial Writing HumbleDollar: Home   /   Humble Dollar - The C Word NY Times - A Money Guru Bet Big on a Very Long Life. Then He Got Cancer. Washington Post - Opinion Living was easy. Dying is harder. The WSJ's Jonathan Clements Wants to Leave a Living Legacy Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard Have a Kid in College? You Need These Legal Documents in Place Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

You don't need a million dollars to have a millionaire mindset — and in this episode with bestselling author and financial educator Anthony O'Neal, we explore exactly what that means.

We sat down with Giangi Townsend to talk about something most creators don't talk about enough: your money mindset. In this honest and powerful conversation, Giangi shares how she overcame years of scarcity thinking, reframed her beliefs around wealth, and learned to actually enjoy both saving and spending—without guilt.********************************DISCLAIMER: This audio and description may contain affiliate links, which means that if you click on one of our recommended products, we may receive a small commission at no additional cost to you. This helps support our show and allows us to continue to provide you with valuable content. Thank you for your support!********************************FULL SHOW NOTEShttps://thesmartinfluencer.com/e239-the-truth-about-how-you-think-about-money-and-how-to-fix-it/CONNECT WITH GIANGI TOWNSENDWebsiteFacebookInstagramYouTubeTikTokLinked InCONNECT WITH CORINNE & CHRISTINAGet notified when new episodes drop Check out our YouTube channelJoin the convo on FacebookConnect on InstagramCOMMENTS, QUESTIONS, EPISODE IDEASEmail us at hello@thesmartinfluencer.comSupport the show

In this episode, we explore how successful individuals make a powerful shift in perspective—from seeing money as an end goal to a tool for unlocking opportunities and building sustainable, long-term wealth. Today's Stocks & Topics: SBSW - Sibanye Stillwater Limited ADR, GOOG - Alphabet Inc., Market Wrap, The Millionaire Mindset: How Successful People Think About Money, ETFs that Pay Weekly Dividend, Stock Support, BIIB - Biogen Inc., Mortgage Rates, BHP - BHP Group Limited ADR, RIO - Rio Tinto plc ADR.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

How To Think About Money Like The RichJoin our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

Turns out we think about money more than we think! Join Intern John, Sos, and Rose as we look at a new survey on money anxiety and more!Make sure to also keep up to date with ALL of our podcasts we do below that have new episodes every week: The Thought Shower Let's Get Weird Crisis on Infinite Podcasts

Did you know that There are over 2000 verses in the Bible about money? Pastor Adriel Sanchez gives a scriptural overview on money and shares why so many of us struggle believing Jesus's promise that "it is more blessed to give than to receive" (Acts 20:35). BOOK GIVEAWAY: 500 COPIES! In partnership with Crossway, we're excited to give away 500 copies of Kevin DeYoung's new book, The Nicene Creed: An Introduction to the Basic Christian Faith. Visit the link to enter: https://solamedia.org/offers/nicenecreed FOLLOW US YouTube | Instagram | X/Twitter | Facebook | Newsletter WHO WE ARE Sola is home to White Horse Inn, Core Christianity, Modern Reformation, and Theo Global. Our mission is to serve today's global church by producing resources for reformation grounded in the historic Christian faith. Our vision is to see reformation in hearts, homes, and churches around the world. Learn more: https://solamedia.org/

This episode is a must-listen for anyone ready to ditch outdated financial advice and build a more aligned, purpose-driven approach to wealth.I sat down with Garrett Gunderson—author, speaker, and one of the most influential voices in rethinking money and investing. Garrett's work has deeply impacted both me and my husband, helping us step away from the noise of traditional financial models and instead lean into strategies that feel aligned with our values, purpose, and long-term vision.We talk about Garrett's roots, his early challenges with scarcity-based thinking, and what it looks like to lead your business and financial life from a place of clarity and confidence. One of the biggest game-changers? His concept of Investor DNA—a totally different way to look at investing based on who you are and how you're wired, not some cookie-cutter formula.We also dig into what it really means to invest in yourself, your team, and your strengths, and how leadership plays a key role in building sustainable wealth.In this episode, you'll hear about:

In this episode of the Know Your Why Podcast, Dr. Jason Balara sits down with Dr. Cedric Howard, author of Freedom: Step-by-Step Guide to Wealth and Financial Independence and a transformative voice in higher education. Dr. Howard shares his powerful journey from growing up on welfare to becoming a builder of generational wealth. He discusses how financial literacy, education, and mentorship became the foundation of his purpose and the guiding principles behind his family's approach to wealth building. With a deep focus on the importance of purpose, planning, and legacy, Dr. Howard emphasizes the power of early financial conversations, the strength found in sacrifice, and the critical need for financial empowerment in underserved communities.Key Highlights:- Dr. Howard's signature bow tie is more than fashion—it represents respect, tradition, and his family's legacy.- Education was the catalyst for breaking generational cycles of poverty and creating wealth.- His family's wealth-building strategy is anchored in the “Three Ps”: Purpose, Plan, and Promise.- Financial literacy is especially vital for historically underserved communities and should begin at home.- True growth often requires sacrifice and a willingness to confront internal beliefs about money.Dr. Cedric Howard's story is a testament to the transformative power of education, purpose, and intentional planning. His mission to uplift families and communities through financial literacy and legacy-building offers practical wisdom and hope to anyone seeking financial freedom. This episode of the Know Your Why Podcast is a must-listen for those ready to challenge the status quo and rewrite their family's financial future.Get in touch with Cedric:Website: https://cedricbhoward.com/IG: https://www.instagram.com/cbhoward506/FB: https://www.facebook.com/cedric.howard1/LI: https://www.linkedin.com/in/dr-cedric-b-howard/YouTube: https://www.youtube.com/@bowtiechroniclesIf you want to know more about Dr. Jason Balara and the Know your Why Podcast:⁠⁠https://linktr.ee/jasonbalara⁠⁠  Audio Track:Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license.⁠⁠ https://creativecommons.org/licenses/⁠⁠Artist:⁠⁠ http://audionautix.com/

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Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

In this episode, Michael shares how a disagreement with his wife over a €9 cupcake sparked a deeper conversation about budgeting and money spending. He reflects on his evolving perspective on FIRE now that he's technically financial independence, and how his life is gradually transitioning into semi-retirement. He also discusses insights from a recent financial review with Ronan from Metis Ireland and answers a question he received in a WhatsApp group about being financially independent as a landlord. Show Notes: Follow Alan & Katie's Youtube Chanel: https://www.youtube.com/@rebeldonegans Become a newsletter subscriber: https://www.firepodcast.ie/newsletter

This is part two of my conversation with Shannon Jean, and it's somehow even better than part one. Shannon's a seasoned flipper, reseller, and liquidator who's built real wealth by buying pallets of returned or surplus goods and reselling them, sometimes flipping phones for $9 million in profit.In this episode, we talk about advanced tactics. Shannon breaks down how to build trust in an industry full of scams, how to spot undervalued products, why you should be okay with others making more money off your deals, and the mental frameworks that make resellers unstoppable. He shares wild stories, like the time he bought $2M worth of iPhones and sold them back to China for $11M.We also talk about Facebook Marketplace testing, niche reselling and more. Whether you're trying to make $100 or $100,000 extra this year, the blueprint is in this episode.If you missed it, go back and check out Part 1 (Ep. #156), and if you're hooked, listen to his other appearances in Ep. #38, #41, #61, and #64.You can find Shannon Jean on X at @shannonjean (https://x.com/shannonjean) - he posts about his $5 mastermind there, where he shares deals, advice, and great opportunities. He's also the cohost of the Business Brain podcast, which you can find at businessbrain.show.Timestamps below. Enjoy!---Watch this on YouTube instead here: tkopod.co/p-ytAsk me a question on or off the show here: http://tkopod.co/p-askLearn more about me: http://tkopod.co/p-cjkLearn about my company: http://tkopod.co/p-cofFollow me on Twitter here: http://tkopod.co/p-xFree weekly business ideas newsletter: http://tkopod.co/p-nlShare this podcast: http://tkopod.co/p-allScrape small business data: http://tkopod.co/p-os---00:00 The Power of Reselling04:56 Building Credibility and Relationships10:06 Learning Through Experimentation14:53 Finding Your Niche in Reselling20:09 Scaling and Managing Risks24:51 Success Stories and Lessons Learned

Send us a textMaster business finance for free with 100+ video lessons—no gimmicks, no hooks, just valuable knowledge: https://www.byfiq.com/Steve reveals the five things financially savvy CEOs focus on (and the common traps they avoid) to build cash-rich, high-growth companies.If you're ready to shift from operator to strategic thinker, this one's for you. Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.Register for our April 8th financial workshop here: https://www.coltivar.com/register-for-byfiq-workshop-apr-8 Support the show

In this episode of Gent's Talk (S10, E143), host Samir Mourani sits down with comedian Hassan Phills to break down the reality of making it in the world of stand-up. From his early struggles to his breakout moments, Hassan shares the highs, the lows, and the hustle it takes to succeed in comedy.Hassan opens up about the misconceptions of being a comedian, the real sacrifices behind the laughs, and the defining moments that shaped his career. From financial insecurity, leaving government housing, growing up in a single parent household and taking care of his mother, Hassan shares it all. Whether you're an aspiring comic or just love the behind-the-scenes of entertainment, this episode delivers raw insights and surprising truths.In this episode, we cover:- The biggest myths about being a comedian- How to stand out in the competitive comedy scene- The sacrifices no one talks about- Why some comedians fail while others thrive- The one lesson that changed everything for himHit play now to uncover the truth about comedy success!Subscribe for more in-depth interviews with industry leaders, creatives, and change-makers.Connect with us!Subscribe here ► https://www.youtube.com/@GentsTalkPodcastWebsite: https://gentspost.com/Instagram: https://www.instagram.com/gentstalkpod/ | https://www.instagram.com/gentspost/TikTok: https://www.tiktok.com/@gentstalkpodFacebook: https://www.facebook.com/gentspost/About Gent's Talk:Gent's Talk, powered by Gent's Post, is an episodic video podcast featuring leading voices across various industries. Guests have included Justin Baldoni, Russell Peters, James Blunt, Robin Sharma, Director X, JP Saxe, Johnny Orlando, Dom Gabriel, Nick Bateman and more. Conversations explore career, mental health, relationships, self-improvement, and personal growth, offering raw, unfiltered insights into success, lessons learned, and challenges faced along the way. Gent's Talk is the first-ever video podcast available for streaming on all Air Canada domestic and international flights.Credits:Host/Producer: Samir MouraniCreative Director & Executive Producer: Steven BrancoA STAMINA Group Production.#hassanphills #comedian #singleparentfamily #singleparentlife #singleparentlife #comedy #toronto #money #moneymindset #moneytips

Zach joins Tim and Russ again to discuss a book on the psychology of money and our correspond Sunday series. Is money more math or mental? What are the interesting psychological blocks that build our view of finance? And the 3 get personal on their biggest successes, failures and lessons in the world of money and stewardship.Subscribe to get the latest videos and live worship:https://www.youtube.com/xchurch Connect with X Church Facebook | https://www.facebook.com/theXchurch.ohInstagram | https://www.instagram.com/theX_church/ Helping people get on the path to God.  This is the vision of X Church, led by Pastor Tim Moore and based in South East Columbus, OH _ Stay Connected Website: www.thex.church#theXchurch

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3052: JL Collins breaks down how to shift your mindset from short-term price fluctuations to long-term ownership, using VTSAX as a prime example of investing in the entire U.S. economy. Learn why patience, resilience, and a buy-and-hold strategy can lead to financial security over time. Read along with the original article(s) here: https://jlcollinsnh.com/2013/06/14/stocks-part-ixx-how-to-think-about-money/ Quotes to ponder: "You can't successfully dance in and out of the Market." "As long as the company is sound, the fluctuations in its stock price are fairly inconsequential." "Nothing is sure, but I can't think of a surer bet than this." Learn more about your ad choices. Visit megaphone.fm/adchoices

Pastor Noah Herrin takes a look at what Jesus Thinks About Money. He addresses some common misconceptions people have about money from a Biblical perspective and then looks at some of the most incredible words spoked about money by Jesus himself in Matthew chapter 6. We hope and pray this message is helpful and encourages you in your walk with God!   If you'd like to donate and help us reach more people with the Gospel of Jesus Christ you can partner with us here: partner :)

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3052: JL Collins breaks down how to shift your mindset from short-term price fluctuations to long-term ownership, using VTSAX as a prime example of investing in the entire U.S. economy. Learn why patience, resilience, and a buy-and-hold strategy can lead to financial security over time. Read along with the original article(s) here: https://jlcollinsnh.com/2013/06/14/stocks-part-ixx-how-to-think-about-money/ Quotes to ponder: "You can't successfully dance in and out of the Market." "As long as the company is sound, the fluctuations in its stock price are fairly inconsequential." "Nothing is sure, but I can't think of a surer bet than this." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3052: JL Collins breaks down how to shift your mindset from short-term price fluctuations to long-term ownership, using VTSAX as a prime example of investing in the entire U.S. economy. Learn why patience, resilience, and a buy-and-hold strategy can lead to financial security over time. Read along with the original article(s) here: https://jlcollinsnh.com/2013/06/14/stocks-part-ixx-how-to-think-about-money/ Quotes to ponder: "You can't successfully dance in and out of the Market." "As long as the company is sound, the fluctuations in its stock price are fairly inconsequential." "Nothing is sure, but I can't think of a surer bet than this." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3051: JL Collins breaks down the mindset shift needed to stop thinking about what money can buy and start focusing on what it can earn. By understanding opportunity cost and the power of compounding, you can make choices that lead to long-term prosperity rather than fleeting riches. Read along with the original article(s) here: https://jlcollinsnh.com/2013/06/14/stocks-part-ixx-how-to-think-about-money/ Quotes to ponder: “It's not hard. Stop thinking about what your money can buy. Start thinking about what your money can earn. And what the money it earns can earn.” “You have probably heard of The Magic of Compounding. As your savings grow, you earn interest on a bigger and bigger pool of money.” “One of the beauties of being financially independent is that by definition you will have enough money so that the power of Compounding is greater than the Opportunity Cost of what you spend.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3051: JL Collins breaks down the mindset shift needed to stop thinking about what money can buy and start focusing on what it can earn. By understanding opportunity cost and the power of compounding, you can make choices that lead to long-term prosperity rather than fleeting riches. Read along with the original article(s) here: https://jlcollinsnh.com/2013/06/14/stocks-part-ixx-how-to-think-about-money/ Quotes to ponder: “It's not hard. Stop thinking about what your money can buy. Start thinking about what your money can earn. And what the money it earns can earn.” “You have probably heard of The Magic of Compounding. As your savings grow, you earn interest on a bigger and bigger pool of money.” “One of the beauties of being financially independent is that by definition you will have enough money so that the power of Compounding is greater than the Opportunity Cost of what you spend.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3051: JL Collins breaks down the mindset shift needed to stop thinking about what money can buy and start focusing on what it can earn. By understanding opportunity cost and the power of compounding, you can make choices that lead to long-term prosperity rather than fleeting riches. Read along with the original article(s) here: https://jlcollinsnh.com/2013/06/14/stocks-part-ixx-how-to-think-about-money/ Quotes to ponder: “It's not hard. Stop thinking about what your money can buy. Start thinking about what your money can earn. And what the money it earns can earn.” “You have probably heard of The Magic of Compounding. As your savings grow, you earn interest on a bigger and bigger pool of money.” “One of the beauties of being financially independent is that by definition you will have enough money so that the power of Compounding is greater than the Opportunity Cost of what you spend.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to know the money mindset shift that separates wealthy women from the rest?

There is an ongoing disconnect between generations and the way they think about a lot of things, including money. This is evident in any family, so the good news is that you are not alone.   About the Podcast

Are you ready to discover the secrets behind how successful doulas view and handle their finances for sustainable growth?If you have been trying to figure out how to shift your mindset about money as a doula to achieve greater financial abundance, then get out a pen and paper, this episode is for you!Today, I'm joined by Kaely Harrod from Harrod Doula Services, who is sharing her insight and experience from her advanced doula experience.In this episode, we dive into the following:How mastering your money mindset can transform your doula business into a sustainable venture...The little-known secret that successful doulas use to attract wealth and abundance...The game-changing mindset shift that can help you achieve your financial goals as a birth doula...… and a whole lot more!If you're tired of feeling financially stuck in your doula career, then you wanna listen up! Follow Kaely Harrod on Instagram: @harroddoulaVisit Kaely Harrod's website:  https://www.harroddoulaservices.comResources mentioned:>> Doula Tips and Tits Podcast>> Doula Freebie GuideAdditional Resources You'll LOVE...When you're ready to become a doula or grow your existing business like crazy, book a free Breakthrough Call with my coaching team!Not sure where to start? I've got you covered! Check out my free training for new and aspiring doulas... or if you're already established, watch my on-demand business masterclass here.And if you're not a doula yet, but you're feeling the call to birthwork... download my FREE Birthwork Blueprint E-book for aspiring doulas!Don't forget to follow me on Instagram at @birthworkerpodcast for more. If these topics light you up, please rate and review the show on Apple Podcasts, Spotify, or wherever you're listening from. After you review the show — snap a pic and upload it here — so I can send you a little surprise as a thank you.Your feedback helps this podcast grow, and I wouldn't be here if it weren't for you!

Original Release Date November 1, 2024: Our US Fintech and Payments analyst reviews a recent survey that reveals key trends on how Gen Z and Millennials handle their personal finances.----- Transcript -----Welcome to Thoughts on the Market. I'm James Faucette, Morgan Stanley's Head of US Fintech and Payments. Today I'll dig into the way young people in the US approach their finances and why it matters.It's Friday, November 1st, at 10am in New York. You'd think that Millennials – also commonly known as Gen Y – and Gen Z would come up with new ways to think about money. After all, they live most of their lives online, and don't always rely on their parents for advice – financial or otherwise. But a survey we conducted suggests the opposite may be true. To understand how 16 to 43 year-olds – who make up nearly 40 per cent of the US population – view money, we ran an AlphaWise survey of more than 4,000 US consumers. In general, our work suggests that both Millennials and Gen Z's financial goals, banking preferences, and medium-term aspirations are not much different from the priorities of previous generations. Young consumers still believe family is the most important aspect in life, similar to what we found in our 2018 survey. They have a positive outlook on home ownership, college education, employment, and their personal financial situation. 28-to-43-year-olds have the second highest average annual income among all age cohorts, earning more than $100,000. They spend an average of $86,000 per year, of which more than a third goes toward housing. Gen Y and Z largely expect to live in owned homes at a greater rate in five to 10 years, and younger Gen Y cohorts' highest priority is starting a family and raising children in the medium term. This should be a tailwind for many consumer-facing real estate property sectors including retail, residential, lodging and self-storage. However, Gen Y and Z are less mobile today than they were pre-pandemic. Compared to their peers in 2018, they intend to keep living in the same area they're currently living in for the next five to 10 years. Gen Y and Z consumers reported higher propensity for saving each month relative to older generations, which could be a potential tailwind for discretionary spending. And travel remains a top priority across age cohorts, which sets the stage for ongoing travel strength and favorable cross-border trends for the major credit card providers. In addition to all these findings, our analysis suggests several surprising facts. For example, our survey results contradict the widely accepted notion that younger generations are "credit averse." The vast majority of Gen Z consumers have one or more traditional credit cards – at a similar rate to Gen X and Millennials. Although traditional credit card usage is higher among Millennials and Gen Z than it was in 2018, data suggests this is driven by convenience, not financing needs. Younger people's borrowing is primarily related to auto and home loans from traditional lenders rather than fintechs. Another unexpected finding is that while Gen Y and Z are more drawn to online banking than their predecessors, about 75 per cent acknowledge the importance of physical branch locations – and still prefer to bank with their traditional national, regional, and community banks over online-only providers. What's more, they also believe physical bank branches will be important long-term. Overall, our analysis suggests that generations tend to maintain their key priorities as they age. Whether this pattern holds in the future is something we will continue to watch.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

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Our US Fintech and Payments analyst reviews a recent survey that reveals key trends on how Gen Z and Millennials handle their personal finances.----- Transcript -----Welcome to Thoughts on the Market. I'm James Faucette, Morgan Stanley's Head of US Fintech and Payments. Today I'll dig into the way young people in the US approach their finances and why it matters.It's Friday, November 1st, at 10am in New York. You'd think that Millennials – also commonly known as Gen Y – and Gen Z would come up with new ways to think about money. After all, they live most of their lives online, and don't always rely on their parents for advice – financial or otherwise. But a survey we conducted suggests the opposite may be true. To understand how 16 to 43 year-olds – who make up nearly 40 per cent of the US population – view money, we ran an AlphaWise survey of more than 4,000 US consumers. In general, our work suggests that both Millennials and Gen Z's financial goals, banking preferences, and medium-term aspirations are not much different from the priorities of previous generations. Young consumers still believe family is the most important aspect in life, similar to what we found in our 2018 survey. They have a positive outlook on home ownership, college education, employment, and their personal financial situation. 28-to-43-year-olds have the second highest average annual income among all age cohorts, earning more than $100,000. They spend an average of $86,000 per year, of which more than a third goes toward housing. Gen Y and Z largely expect to live in owned homes at a greater rate in five to 10 years, and younger Gen Y cohorts' highest priority is starting a family and raising children in the medium term. This should be a tailwind for many consumer-facing real estate property sectors including retail, residential, lodging and self-storage. However, Gen Y and Z are less mobile today than they were pre-pandemic. Compared to their peers in 2018, they intend to keep living in the same area they're currently living in for the next five to 10 years. Gen Y and Z consumers reported higher propensity for saving each month relative to older generations, which could be a potential tailwind for discretionary spending. And travel remains a top priority across age cohorts, which sets the stage for ongoing travel strength and favorable cross-border trends for the major credit card providers. In addition to all these findings, our analysis suggests several surprising facts. For example, our survey results contradict the widely accepted notion that younger generations are "credit averse." The vast majority of Gen Z consumers have one or more traditional credit cards – at a similar rate to Gen X and Millennials. Although traditional credit card usage is higher among Millennials and Gen Z than it was in 2018, data suggests this is driven by convenience, not financing needs. Younger people's borrowing is primarily related to auto and home loans from traditional lenders rather than fintechs. Another unexpected finding is that while Gen Y and Z are more drawn to online banking than their predecessors, about 75 per cent acknowledge the importance of physical branch locations – and still prefer to bank with their traditional national, regional, and community banks over online-only providers. What's more, they also believe physical bank branches will be important long-term. Overall, our analysis suggests that generations tend to maintain their key priorities as they age. Whether this pattern holds in the future is something we will continue to watch.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Today on the podcast, we welcome back Jonathan Clements. Jonathan was one of our first guests when we launched this podcast, and today marks his third appearance. He's the founder and editor of HumbleDollar, and he has written or edited several books about money and investing, including My Money Journey and How to Think About Money. Earlier in his career, Jonathan spent almost 20 years at The Wall Street Journal, where he was the newspaper's personal finance columnist and six years at Citigroup, where he was director of financial education for the bank's US Wealth Management arm. This past June, Jonathan shared his devastating recent cancer diagnosis, and he's been writing candidly about the experience on HumbleDollar. We'll link to those posts in the show notes. I wanted to conduct today's interview solo because Jonathan's work has been hugely influential to me personally, and he also wrote the foreword to my forthcoming book. I couldn't be more grateful.BackgroundBioHumbleDollar“Jonathan Clements: ‘It's in Wall Street's Interest to Make Everyday Investors Think That They Are Stupid,'” The Long View podcast, Morningstar.com, July 31, 2019.“Jonathan Clements: ‘Humility Is a Hallmark of People Who Are Financially Successful,'” The Long View podcast, Morningstar.com, Dec. 26, 2023.BooksMy Money Journal: How 30 People Found Financial Freedom—And You Can TooFrom Here to Financial Happiness: Enrich Your Life in Just 77 DaysHow to Think About MoneyArticles“Turned Upside Down,” by Jonathan Clements, humbledollar.com, Oct. 5, 2024.“Never Quite Enough,” by Jonathan Clements, humbledollar.com, Sept. 21, 2024.“Opinion: Living Was Easy. Dying Is Harder,” by Jonathan Clements, washingtonpost.com, Aug. 28, 2024.OtherHow to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, by Christine Benz, Forward by Jonathan ClementsEGFR Exon 20 Insertion Mutation and Lung Cancer“FDA Approves Amivantamab-vmjw for EGFR Exon 20 Insertion-Mutated Non-Small Cell Lung Cancer Indications,” fda.gov, March 1, 2024.“Jonathan Guyton: What the Crisis Means for Retirement Planning,” The Long View podcast, Morningstar.com, June 17, 2020.“Bill Bernstein: Revisiting the Four Pillars of Investing,” The Long View podcast, Morningstar.com, July 11, 2023.“Jason Zweig: Temperament Is Everything for Most Investors,” The Long View podcast, Morningstar.com, June 29, 2021.

On today's Special Edition, Clark welcomes longtime friend and colleague, Jonathan Clements. A London born, Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal. Mentioned on the show: HumbleDollar: Home Humble Dollar - The C Word NY Times - A Money Guru Bet Big on a Very Long Life. Then He Got Cancer. Washington Post - Opinion Living was easy. Dying is harder. Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard Have a Kid in College? You Need These Legal Documents in Place Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Darnyelle Jervey Harmon is a business consultant, keynote speaker, and corporate trainer whose “it” in life is to demystify money so that people can walk into their wealth in abundance. In today's episode, Dr. Darnyelle shares her Million Dollar Mindset ways of thinking to get you unstuck, paid for your true value, and detached from what's not meant for you in the long-run. Dr. Darnyelle also shares: Her journey to trust herself again Why the way you see money is a reflection of the way you see yourself One easy way to get money to “move” when it is not flowing to you If you're looking for a fresh perspective on your financial world—this is the episode for you. Special sprinkles on top of this episode: Why purple is Dr. Darnyelle's safe haven The power of setting alarms on your phone throughout the day that say, “What would abundance do?” If you liked this episode, you can keep the party going with: Episode 202: Self Worth = Net Worth: How to Live in Abundance Show Links:  Did today's episode resonate with you? Leave us a review sharing something Dr. Darnyelle said that's sticking with you and we'll send you a free signed copy of I See You! A Leader's Guide to Energizing Your Team through Radical Empathy. Have a question about trust this month that we can answer? (ie, “How can I actually trust in what's meant for me in order to be more successful in my career?”) Leave us a Speakpipe audio clip and we'll answer it in an upcoming episode. Connect with Dr. Darnyelle: Dr. Darnyelle's personal website Dr. Darnyelle's company website Dr. Darnyelle's LinkedIn Connect with Erin Diehl x improve it!: Erin's website Erin's Instagram Erin's LinkedIn improve it!'s website improve it!'s Instagram

You deserve to have the abundance you truly want: https://www.affirmationtomanifestation.com/abundance I also invite you to have a look at the individual Coaching & Hypnosis Sessions I offer: https://www.affirmationtomanifestation.com/coaching 

Did you know it is possible for you to follow biblical principles about money (tithing, paying off debt, etc.) while still idolizing money in your heart? In this episode, Shawn shares how, in order to honour God with our money, we need to think like Jesus by looking deeper into our heart's motivations behind how we manage our finances.

Why should we change the way we think about money? In this episode, Adam Torres and Tony Steuer, Author, Podcaster and Financial Preparedness Advocate, explore how people can take control of their financial futures and Tony's book, "Get Ready!: A Step-by-Step Planner for Maintaining Your Financial First Aid Kit." Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

Why should we change the way we think about money? In this episode, Adam Torres and Tony Steuer, Author, Podcaster and Financial Preparedness Advocate, explore how people can take control of their financial futures and Tony's book, "Get Ready!: A Step-by-Step Planner for Maintaining Your Financial First Aid Kit." Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

It can become easy to ask ourselves, “How can I get more?” We all desire to live securely, but Jesus also wants us to think about how we can honor God and be generous to others. This weekend, Pastor Jeff shares about the principle of stewardship and how it can affect how we live our lives in a powerful way.--- Pastor Jeff LittleInteractive message notes for this message: https://notes.subsplash.com/fill-in/view?page=HkkmvHZKRReaching People. Building Lives. Milestone Church is located in Keller, TX, with multiple locations in the Dallas/Fort Worth Metroplex, as well as streaming live online each weekend.We invite you to join us live each weekend at live.milestonechurch.com.——Stay Connected with Milestone ChurchWebsite: https://milestonechurch.comMilestone Church Facebook: https://www.facebook.com/milestonechurchMilestone Church Instagram: https://www.instagram.com/milestonechurchPastor Jeff Little Facebook: https://www.facebook.com/pastorjefflittlePastor Jeff Little Instagram: https://www.instagram.com/jefflittleResources that will help you grow: https://resources.milestonechurch.com——

Is everything you've ever thought about money wrong? Renee is back this week with part 2 of exposing money myths and yet again challenging the beliefs you have about money. In this episode, you'll start to break free from the limits you've placed on what you're worthy of earning and most importantly...break free from what other's may think of you. You'll also learn the real way to create exponential wealth in your life (which is far more simple than you may think). Renee doesn't waste any time so listen to this episode in full where she covers: The importance of not limiting what you can earn because of what others may think Why money isn't created by a paycheck but instead by your mind and the the value you provide to others Why you have to break free from the idea that money only comes from hard work to see wealth flow to you freely    

Navigating High Net Worth Divorce with Patrick KilbaneIn this episode of How to Split a Toaster, Seth and Pete dive into the complexities of high net worth divorce with special guest Patrick Kilbane. As a wealth advisor and former family law attorney, Pat brings unique insights on how to think about your money before, during, and after divorce, especially if you fall into the high net worth category.Seth and Pete explore key financial considerations in high net worth divorces, such as dividing complex assets, understanding tax implications, and planning for your long-term financial future. Patrick shares his expertise on helping clients make informed decisions that align with their goals, even during the emotionally challenging process of divorce.Questions we answer in this episode:How do you think about money during and after a high net worth divorce?What are common financial blind spots for high net worth individuals going through divorce?How can a wealth advisor help navigate the complexities of high net worth divorce?Key Takeaways:It's crucial to understand the long-term financial implications of divorce settlement decisions.Working with a wealth advisor can empower you to make informed choices about your future.Dividing assets in a high net worth divorce requires careful consideration of tax consequences.This episode is a must-listen for anyone facing a high net worth divorce and looking to make smart financial decisions. Seth, Pete, and Patrick offer valuable insights and practical advice to help you navigate this challenging process and set yourself up for long-term financial success.Links & NotesPatrick's book Move Forward ConfidentlyVisit Patrick on the web or LinkedInSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:26) - Meet Patrick Kilbane (02:02) - Patrick's Background (04:45) - How to Think About Money (10:47) - What Usually Happens in High Net Worth Cases (11:39) - Sophistication Gap (16:38) - Leeway in Framing Items in Affidavit (21:04) - Common Questions (32:12) - First Things to Do (39:20) - Long Term Incentive Plans (42:16) - Patrick's Book and Contact Info (45:11) - Wrap Up

Today we're rerunning our episode with Jonathan Clements who is a dear personal friend and a friend of our community. He recently posted on his blog, HumbleDollar, about his final lap around the sun yesterday. Let's send him our love.  

Jesse begins today's episode with a short monologue on the highs and lows of money. Can money buy happiness? Or are they uncorrelated? Either way, money can certainly buy flexibility and optionality. Jesse collects insights from Thom Yorke, Matthew Killingsworth, Danny Kahneman, and Angus Deaton.   Today's guest is Jonathan Clements, the founder and editor of Humble Dollar, the author of My Money Journey and How to Think About Money. Clements spent nearly 20 years at the Wall Street Journal as their lead personal finance columnist. He shares why we need financial goals that fulfill us, why he plans to continue working, and how we can plan financially for retirement, but why that shouldn't be the end goal of our financial journey.    If you're interested in long-term financial planning that will set yourself up for success, then this is the episode for you!   Key Takeaways: • How to strike the balance between spending and saving. • Why you can never know what you'll really want in the future. • We need personal fulfillment goals, not just financial goals. • Jonathan's retirement plan is ICE over FIRE. • How to invest not only for retirement, but also for your heirs' inheritance.   Key Timestamps: (01:54) Jesse's monologue: Can money buy happiness? (09:15) Introduction to Jonathan Clements (10:30) My Money Journey (12:40) Switching from saver to spender (15:50) We can't predict the future (21:43) 8 traits successful people have in common (24:25) ICE: I'll Continue Earning (28:46) Annuities and Social Security (36:29) Setting the next generation up for success (44:40) Close   Key Topics Discussed: The Best Interest, Jesse Cramer, Rochester New York financial planning, immediate fixed annuities, lifetime income annuities, equity and indexed annuities, Roth IRA, Social Security, retirement wealth planning   Mentions: Website: https://humbledollar.com/  Jesse's Radiohead article:  https://humbledollar.com/2024/05/happy-conclusion/ LinkedIn: https://www.linkedin.com/in/jonathanclements/  How to Think About Money:  https://amzn.to/3yHtlth My Money Journey: How 30 people found financial freedom - and you can too:  https://amzn.to/3Kw91NO   More of The Best Interest: Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog   The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Building a successful orthodontic practice takes dedication, expertise, and yes, financial savvy. But at the end of the day, we are all looking for true financial freedom.The key to wealth creation is understanding the time value of money. The sooner you invest, the more time your money has to grow.Even small amounts invested early on can snowball into significant wealth over time.The OSO model gives you access to significant earning potential upfront that you wouldn't have as a solo practitioner.Think about it – wouldn't a lump sum upfront, strategically invested, potentially lead to far greater financial rewards over time?Tune in to this 5-minute episode to learn more!Key TakeawaysIntro (00:00)Differences in how the poor, middle class, and wealthy view money (00:47)The importance of the time value of money (01:28)Benefits of upfront payments in wealth accumulation (02:09)Investing wisely and living modestly to grow wealth (03:29)Additional Resources- Register for the OrthoPreneurs Summit at Sea (2024): https://opsummitatsea.com/- For more information, visit: https://orthopreneurs.com/- Join our FREE Facebook group here: https://www.facebook.com/groups/OrthoPreneurs

Welcome to the Kitesurfing Wealth Coach Podcast! I'm Jamison Manwaring, CEO and co-founder of Neighborhood Ventures, an online platform for commercial real estate investing. I'm thrilled to finally launch this podcast, a project that has been in the works for quite some time. In this first episode, my aim is to transform the way you perceive wealth and money. We'll explore healthy perspectives on finances and share some of my own personal experiences along the way. I'll introduce the three pillars of wealth, inspired by Robert T. Kiyosaki's "Rich Dad Poor Dad," and delve into how our childhood experiences shape our financial mindset from an early age. Through real-life stories and insights from my journey in the business world, I hope to illuminate how you can improve or even reshape your approach to money, enhancing its role and significance in your life. Throughout the life of this podcast, we will uncover countless wealth topics and essential financial principles. I am excited to share this valuable information with you and embark on this journey together toward financial empowerment and success.

Listen to the full episode: Is money inherently evil? Does spending money make us materialistic? Is it always wrong to accumulate wealth? What is the role of money in our… #135 – How to think about money Copyrighted content - originally published by The Aetherius Society

Season 2 Premiere: Is there another way to talk about and navigate money as a topic? Well, yes there is. There are so many different ways to think about and explore whether you have compatible ideas around the idea of money. Lakshmi was named among the "Best Guests of 2023" on tech and culture podcast PIVOT with Kara Swisher & Scott Galloway. https://podcasts.apple.com/us/podcast/best-friends-of-pivot/id1073226719?i=1000639439067   Help keep the The Later Dater Today podcast ad-free. https://www.buymeacoffee.com/later_Lakshmi   The Later Dater Today is a podcast all about dating Later In Life but mostly the 45-59 window. This overlooked and often misunderstood part of the dating timeline is both under-discussed and wildly undervalued. Host, Lakshmi Rengarajan has been trying to bring both innovation as well as an analog approach to how we date today for the past 15 years.    Episodes every Friday and follow us on Instagram for bite size servings of ideas from the podcast.  Follow us there: https://www.instagram.com/the_later_dater_today And be sure to visit us at the The Later Dater Today.com , sign up for our email list and please send us your questions!  

Executive Director Mark Ramsey speaks with Elise Erikson Barrett (ECFPL, Leadership Education at Duke Divinity) about being equipped to talk about money faithfully, the mixed blessing of multi-vocational ministry, and the importance of healthy evaluation processes.

Americans have a way of doing things that we're certain will make us happy. And if there's anything we value, it's our happiness. What if there's a better way than the American way to find the happiness you're looking for? In this series, we'll see if there is. 

Claudio Gambin is disrupting an industry that's been stagnant for 150 years. He's a business consultant specializing in unique tax strategy, risk management, growth planning, and exit strategy. Top 3 Value Bombs 1. Stay in your lane, stay true to your focus and just put in the work, day in, day out. Stay patient. 2. Let's make sure that our tax strategies are in alignment with our vision. Once you do save money in taxes, those dollars you saved, if it's in alignment with your vision, it'll help you reinvest into the right areas to help you get closer and closer to your vision. 3. Stay away from shiny objects. Curb your expenses, curb your wants. Be grateful for what you have and wait for the opportunity to go acquire those wants because they will be at a discount if this volatility continues. Solutions for Your Business, Simplified. Helping businesses move from relationship value to enterprise value - GFG Solutions Sponsors HubSpot Meet HubSpot's new AI-powered Campaign Assistant, a totally free-to-use AI tool tailor-made for the marketers and business builders who spend hours each day on content creation! Head to HubSpot.com/campaign-assistant to test-drive Campaign Assistant for free Shopify Shopify helps you turn browsers into buyers with the internet's best-converting checkout. Sign up for a 1 dollar per month trial period at Shopify.com/onfire  

When generations undergo any kind of collective life-changing event, it shapes how people think about money -- and how they think about spending and investing. Past upheavals like the Great Depression, the World Wars, the inflation of the 1970s, and Weimar-era hyperinflation, had profound effects on the cohorts that lived through them. So what will be the effect of the pandemic on current generations? And what is the combined effect on people who lived through the pandemic, the Great Financial Crisis, and 9/11 in a span of less than 20 years? On this episode, we speak to Morgan Housel, personal finance expert and author of the bestselling book The Psychology of Money, on the lasting impact from these recent societal disruptions.See omnystudio.com/listener for privacy information.