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Creative Solutions for Housing Affordability and Real Estate InvestmentIn this episode of Stay Winning Wealth, the host is joined by mortgage lender and content creator Joel Ferrell (@lendingforentrepreneurs). They discuss the challenges and opportunities in the current housing market, including strategies for making homeownership more affordable. Topics include the impact of rising housing costs, the potential of 50-year mortgages, multi-applicant mortgage loans, and the long-term effects of financial decisions made in youth. They also explore the importance of creative financing and the role of real estate investment in overcoming economic stress and building generational wealth. The discussion emphasizes practical advice for saving, investing, and leveraging resources to achieve financial stability and prosper in today's economic climate.00:00 Introduction and Guest Welcome00:25 Discussing Housing Affordability and 50-Year Mortgages02:52 Creative Financing and Multi-Person Mortgages06:19 Economic Pressures and Family Dynamics11:59 Impact of Immigration on Housing Demand19:18 Real Estate as a Tool for Generational Wealth23:19 New Opportunities in Real Estate23:42 The Impact of Student Debt on Home Buying24:25 Financial Planning for Different Life Stages24:59 Creative Strategies for Building Wealth27:45 The Importance of Consistent Effort30:54 Leveraging Social Media for Success39:41 The Value of Networking and Community44:55 Final Thoughts and Future PlansConsider becoming a channel member: youtube.com/@staywinningusd/join#realestatemarket #housingmarket #housingcrisis ________________________________________________________________FOLLOW ME ON X: https://twitter.com/staywinningusdFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningusd/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningusdDOWNLOAD ON SPOTIFY: https://open.spotify.com/show/2lPyA19keI2fpr0xZrEKxM________________________________________________________________Free Stuff:COINBASE: - https://www.coinbase.com/join/QUZTBUQ?src=android-linkFAIRFIGURE - https://fairfigure.com/?fpr=hugo66NOVO - https://onboarding.novo.co/signup?referral_code=HUGOALONZOSPARK 1% CLASSIC - https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4015&pId=859187&oC=COFR58RSswSTASH - https://get.stash.com/?code=hugo8gqtrMy Tools:DESCRIPT - https://www.descript.com/referral-program?utm_source=user_referral&productId=web.descript.com&ucc=nFmYnMFqdM7&celloN=U3RheQOPUS CLIP - https://www.opus.pro/?via=ef27d8VIDIQ - https://vidiq.com/staywinningpod/My Equipment on Amazon: VHQQ USB C LAVALIER - https://amzn.to/3YyUAklMOVO MIC HANDLE - https://amzn.to/4d90j57SAMSON Q9U XLR/USB MIC - https://amzn.to/3yi70ThDEPSTECH 4K WEBCAM - https://amzn.to/3LU5ee0HOLLYLAND LARK M1 WIRELESS LAV - https://amzn.to/3YwEt6UPIXEL 8A - https://amzn.to/4c91QXuLOGITECH BRIO 101 - https://amzn.to/3yosr55VIDEO LIGHTING WITH C-CLAMP https://amzn.to/3WxOZYXDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn't cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!
Are mortgage rates finally dropping? In this housing market forecast for 2025 and 2026, I break down what the Fed is doing, how real rates are moving right now, and what this means for real estate investing and homebuyers. Whether you're investing for beginners or a seasoned buyer, understanding the stock market connection to mortgage rates is critical right now. With 35 years of mortgage experience, my mission is simple: One application, one credit pull, and 30+ lenders competing for your business. We shop the market so you don't have to.
Are mortgage rates finally dropping? In this video, I break down the 2025/2026 housing market forecast, what the Fed is doing, and how real rates are moving right now. With 35 years of experience, my mission is simple: One application, one credit pull, and 30+ lenders competing for your business. We shop the market so you don't have to.
Are mortgage rates finally dropping? In this video, I break down the 2025/2026 housing market forecast, what the Fed is doing, and how real rates are moving right now. With 35 years of experience, my mission is simple: One application, one credit pull, and 30+ lenders competing for your business. We shop the market so you don't have to.
Join the Refrigeration Mentor Hub here Learn more about Refrigeration Mentor Customized Technical Training Programs at www.refrigerationmentor.com/courses In this episode, we explain PID (Proportional-Integral-Derivative) controllers used in refrigeration systems. This will give refrigeration technicians a pragmatic understanding of PID tuning, plus a procedural checklist before making any adjustments, and lots of tips on how to optimize refrigeration system performance through proper PID tuning. In this episode, we cover: -PID controllers and their importance in refrigeration -Explanation of Proportional-Integral-Derivative components -Manufacturer settings -Tips for fine-tuning electronic expansion valves (EEVs) -Sensor placement -Stable suction pressure -PID adjustment checklist -Steps for tuning PID settings -Common issues caused by improper PID tuning -Performance indicators for well-tuned systems Helpful Links & Resources: Episode 344. Basics of CO2 Controls - Service Calls & Troubleshooting Rack Controllers with Kevin Mullis (Part 4 of 4) Episode 279. CO2 Experts: Superheat - Controls & Common Issues with Chris Griffiths and John Rothery Episode 299. Basic Refrigeration 101
Yes, you can lose weight by reducing calories whether through a calorie-cutting diet, bariatric procedure, or pharmaceutical. But the effect is almost always temporary and followed by a return of weight followed by significant downturn in health. You were also likely not advised that losing weight by cutting calories, we now know through tracking of large numbers of people over many years, likely abbreviates your life by several years. In this and future podcasts, I will be introducing concepts that block these effects, concepts that I shall be exploring in even greater depth in my new book, Super Body. **Disclaimer:**The information presented in my books, blog posts, YouTube videos, podcasts, and other content is for informational and educational purposes only. The content I share should not be interpreted as medical advice, diagnosis, or treatment. Always consult with your personal physician or qualified healthcare professional before making any changes to your diet, medication, lifestyle, or healthcare regimen. Your individual health needs should be evaluated by a professional who is familiar with your unique medical history. I am also a co-founder and shareholder in Realize Therapeutics Corp.My new book is Super Body: A 3-Week Program to Harness the New Science of Body Composition and Restore Your Youthful ContoursAvailable on Amazon and other bookstores, now available for pre-order: Hachette (book publisher): https://www.hachettebookgroup.com/titles/william-davis-md/super-body/9780306835995/Amazon: https://www.amazon.com/gp/product/0306835991?tag=hacboogrosit-20Barnes & Noble: https://www.barnesandnoble.com/w/super-body-william-davis-md/1147241313?ean=9780306835995&st=AFF&2sid=Hachette%20Book%20Group_8040641_NA&sourceId=AFFHachette%20Book%20GroupBooks-a-Million: .https://www.booksamillion.com/p/9780306835995?cjdata=MXxOfDB8WXww&AID=11552245&PID=8040641&cjevent=dd19ff256e1711f081fe032d0a82b82dBookshop: https://bookshop.org/p/books/super-body-a-3-week-program-to-harness-the-new-science-of-body-composition-and-restore-your-youthful-contours/077984f489f568b2?ean=9780306835995&next=t&affiliate=2344Support the showYouTube channel: https://www.youtube.com/@WilliamDavisMD Blog: WilliamDavisMD.com Membership website for two-way Zoom group meetings: InnerCircle.DrDavisInfiniteHealth.com Books: Super Gut: The 4-Week Plan to Reprogram Your Microbiome, Restore Health, and Lose Weight Wheat Belly: Lose the Wheat, Lose the Weight and Find Your Path Back to Health; revised & expanded ed