Podcasts about Doubt

The Letter of Jude E6 — In the final nine verses of his letter, Jude transitions from warning about corrupt members to instructing the faithful. In so many words, he encourages them to keep pressing on as the living temple of God's Spirit and love. Jude also guides them in how to care for the doubting and deceived in their community, while taking necessary caution for their own holiness. And he concludes with confidence in God's ability to protect the Church and make them stand as blameless priests, all to the praise, honor, and majesty of God. In this episode, Jon and Tim finish our series in this short but powerful letter.FULL SHOW NOTESFor chapter-by-chapter summaries, referenced Scriptures, and reflection questions, check out the full show notes for this episode.CHAPTERSLetter Recap and Words of the Apostles (0:00-22:25)Building Yourselves on Your Most Holy Faith (22:25-30:58)Showing Mercy to Some and Rescuing Others (30:58-45:24)Closing Doxology (45:24-1:08:56)BIBLEPROJECT JUDE TRANSLATIONView our full translation of the Letter of Jude.REFERENCED RESOURCESEternal Life: Jon and Tim reference this video when discussing language in Jude's doxology about ages.The Last Battle by C.S. LewisCheck out Tim's extensive collection of recommended books here.SHOW MUSIC“jazz club.” by Lofi Sunday, PAINT WITH SOUND“Church Pews” by Lofi Sunday, Oly.Lo, WISDM“little adventure” by Lofi Sunday, Cassidy GodwinBibleProject theme song by TENTS SHOW CREDITSProduction of today's episode is by Lindsey Ponder, producer, and Cooper Peltz, managing producer. Tyler Bailey is our supervising engineer, who also edited today's episode and provided the sound design and mix. JB Witty writes the show notes. Our host and creative director is Jon Collins, and our lead scholar is Tim Mackie. Powered and distributed by Simplecast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

RUNDOWN   Mitch and Hotshot Scott open Episode 370 trying to process the strange calm that followed the Seahawks' 29–13 Super Bowl win, debating whether a championship can feel almost too controlled. The conversation reflects on Seattle's sustained success over the past two decades, Sam Darnold's improbable Super Bowl run, and why early power rankings already underrating the Seahawks feel laughably disconnected from reality. Ray Roberts joins Mitch Levy to explain why he never wavered in his Super Bowl prediction, breaking down how Seattle's physical dominance, defensive structure, and commitment to the run made the Patriots non-threatening from the opening drive. Ray details why the game was effectively decided by halftime, how Kenneth Walker and the offensive line wore New England down, and why this Seahawks team's rare level of connectedness separated them from past contenders. Jason Puckett joins Mitch to break down why the Seahawks' Super Bowl 60 win unfolded almost perfectly according to script, from defensive domination to a controlled, mistake-free performance by Sam Darnold. Puck explains how Seattle's pass rush, disguised coverages, and relentless pressure overwhelmed New England, while Kenneth Walker's patience and explosiveness anchored the offense. Mitch is joined by Brady Henderson and Jacson Bevens for a celebratory Seahawks No-Table following Seattle's 29–13 win over the Patriots in Super Bowl 60. The conversation looks ahead to roster decisions and whether this Mike Macdonald defense deserves comparison to the Legion of Boom. Mitch reconnects with Professor Slick to relive the Seahawks' Super Bowl 60. Slick reflects on where this title ranks among the greatest moments of his sports-fan life, why national media missed the story entirely, and how Seattle's defense and Kenneth Walker controlled the game from start to finish. Calling in from Tokyo after travel chaos rerouted him from Sapporo, Danny O'Neil joins Mitch to break down the Seahawks' 29–13 Super Bowl 60 win. The conversation dissects Seattle's defensive dominance, Michael Dickson's hidden-impact special teams performance, Devin Witherspoon's breakout night, and how this unit compares stylistically — but not structurally — to the Legion of Boom.   GUESTS   Ray Roberts | Former Seahawks offensive lineman and Seahawks Radio Network analyst Jason Puckett | Seattle sports radio host and founder of The Daily Puck Drop Brady Henderson | ESPN Seahawks reporter Jacson Bevens | Seahawks analyst and podcaster Professor Slick | Seattle sports commentator and longtime Seahawks fan favorite Danny O'Neil | Veteran Seattle sports columnist and longtime Seahawks analyst   TABLE OF CONTENTS   0:00 | "Did We Just Quietly Win the Super Bowl?" — Processing a Championship That Felt Inevitable 22:40 | GUEST: Ray Roberts; "It Was Over at Halftime" Ray Roberts on Why the Seahawks' Super Bowl Win Was Inevitable 44:38 | GUEST: Puck; "Exactly the Game We All Saw Coming" Puck on a Seahawks Super Bowl That Made Sense 1:06:26 | GUEST: Seahawks No-Table; Champions at the Table Breaking Down a Super Bowl Win That Never Felt in Doubt 1:34:17 | GUEST: Slick; "We Called It" Why This Seahawks Super Bowl Win Felt Shockingly Inevitable 2:03:29 | GUEST: Danny O'Neil; From Tokyo to a Title Danny O'Neil on a Seahawks Championship That Felt Inevitable

In this gentle and quietly unsettling conversation, Hiroko Yoda invites us into a world where spirituality doesn't begin with belief, but with attention. Drawing on her Japanese upbringing and her book Eight Million Ways to Happiness, Hiroko reflects on grief, ancestors, everyday ritual, and the idea of “half belief, half doubt” — a way of living that makes space for ambiguity rather than trying to resolve it. From small shrines in city parks to the simple act of taking a walk, she describes spirituality as a set of tools for pausing, noticing, and staying connected to the living world around us.Together, Tim and Hiroko explore what happens when faith becomes less about certainty and more about participation: how joy and play find their way into sacred spaces, why traditions can be blended and remixed without anxiety, and what it might mean to belong without needing to define what you believe. It's a conversation that gently challenges Western ideas of religion and invites listeners to experiment with a slower, softer, more attentive way of being in the world.Following the interview, Nomad hosts Tim and Anna reflect on the disorientation and gift of meeting a spirituality that doesn't play the same “belief game,” exploring simplicity, attention, and the idea of spiritual practices as tools rather than tests.Interview starts at 17m 53sBooks, quotes, links →The creation of Nomad's thoughtful, ad-free content is entirely funded by our equally thoughtful and wonderful listeners. By supporting us, you gain access to Nomad's online spaces—like the Beloved Listener Lounge, Enneagram Lounge, and Book Club—as well as bonus episodes such as Nomad Contemplations, Therapeutic Reflections, and Nomad Revisited.If you'd like to join our lovely community of supporters, head over to our Patreon page. You might even be rewarded with a Nomad pen or our coveted Beloved Listener mug!If a monthly commitment isn't possible right now, a one-off donation is always deeply appreciated—you can do that here.Looking to connect with others nearby? Check out the Listener Map or join our Nomad Gathering Facebook group.And if you're up for sharing your own story, we regularly post reflections from listeners on our blog—all with the hope of fostering deeper understanding, connection and supportive relationships. If you'd like to share your story on the blog, contact us for more information here.

In this conversation, Christa sits down with Kendall Mariah, author of the brand-new book This Little Fire of Mine: How Flickers of Doubt Can Spark a Bolder, Brighter Faith, to explore what happens when you stop performing faith and start living it authentically, especially in marriage. Kendall Mariah, 3, an adoptive mom, Army wife, and founder of Unapologetic Ministry, invites us to embrace holy discomfort, lean into doubt, and ask the hard questions we've been told to avoid. In this episode, they discuss how doubt can lead to discernment, why good friction is healthy in relationships, how to navigate different faith journeys with your spouse, and what it means to pursue an integrated life where your words and actions reflect the full truth of Scripture, not just on Sundays, but in your actual day-to-day marriage. Kendall says her book is about finding "a deeper, truer version of your soul," and Christa believes that when you find that truer version of yourself, you also find a truer version of your marriage. If you've ever felt the disconnect between your beliefs and your lived experiences, or if you're navigating faith questions alongside your spouse, this conversation will give you permission to embrace the journey and discover a bolder, brighter faith together as we work on deepening attachment all month long here on the pod! Watch on YouTube! Get your copy of Kendall's brand new book here! https://www.amazon.com/This-Little-Fire-Mine-Flickers/dp/1400251672 Learn about Kendall here on her website! https://kendallmariah.com/ Get connected with Kendall on Instagram: https://www.instagram.com/kendallmariah/ Need mental health tips in this time? Sign up for the FREE EnneaSummit here! ⁠⁠⁠https://www.tylerzach.com/mh26/enneasummit?ref=https%3A%2F%2Fwww.tylerzach.com%2Fa%2F2148228842%2FLS2nNmzL The Enneagram and Marriage Coaching & Certification Masterclass course begins again February 12, use code COACH for discount ⁠⁠⁠⁠⁠⁠here ⁠⁠⁠⁠⁠⁠or at ⁠⁠⁠⁠⁠⁠https://www.enneagramandmarriage.com/the-e-m-coaching-masterclass⁠⁠⁠⁠⁠⁠ Find more about your type, the pod, freebies, and SO much more at our website right here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.EnneagramandMarriage.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Love what you're learning on E + M? Make sure you leave us a podcast review so others can find us, too⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get Christa's Best-Selling Book, The Enneagram in Marriage, here! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://a.co/d/df8SxVx Learn more about your ad choices. Visit podcastchoices.com/adchoices

Having faith feels easy when things are going our way. But what about when we're struggling and we start questioning God? Learn how we can trust Him even when nothing around us makes sense.NEXT STEPSHave you made the decision to follow Jesus? You might be wondering what's next for you. We want to help! Check out these resources to ​​discover what saying yes to Jesus means: https://www.life.church/yesTell Us About You!We're here to help you become the person God created you to be—and we'd love to hear from you. Take this quick survey to tell us about yourself and how we can support you. Find it at https://life.church/podcastconnectABOUT THIS MESSAGEThis message was originally presented as a part of a series called The Benefit of Doubt. Find out more about the series here: https://www.life.church/media/the-benefit-of-doubt/Our current message, 30-Second Theology, can only be seen at a Life.Church location or at Life.Church Online. Find a location near you or check out online service times at: https://www.life.church/30secondtheology/ABOUT LIFE.CHURCHWherever you are in life, you have a purpose. Life.Church wants to help you find your next step. Our hope is that your journey will include joining us at a Life.Church location throughout the United States or globally online at https://www.live.life.churchFind locations, videos, and more info about us at https://www.life.church or download the Life.Church app at https://www.life.church/appFIND US ON SOCIAL MEDIAFacebook: https://www.facebook.com/life.churchInstagram: https://www.instagram.com/life.churchTikTok: https://www.tiktok.com/@lifechurchYouTube: https://www.youtube.com/@life.churchCONNECT WITH PASTOR CRAIG GROESCHELYouTube: https://www.youtube.com/c/craiggroeschelFacebook: https://www.facebook.com/craiggroeschelInstagram: https://www.instagram.com/craiggroeschelTikTok: https://www.tiktok.com/@craiggroeschelLinkedIn: https://www.linkedin.com/company/35447748/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ever find yourself staring at the ceiling at 3 AM, whispering desperate questions like, “God, where are you?” “Do you even care about me?” “Are my prayers hitting the ceiling and bouncing back?” If so, you're following in the footsteps of spiritual giants. In 1 Kings 17, the great prophet Elijah barely survived a powerful showdown with false prophets, idolaters, and a wicked king and queen. Alone and desperate at the bank of a small brook, receiving food from scavenging ravens, Elijah looks doubt in the eye. Maybe you've followed God and lived according to His Word, but the economy crashes, you lose your job, or the marriage ends. What do you hold on to when doubt feels stronger than belief? Watch how Elijah walks through the valley of despair to the other side of doubt, remembering one timeless truth: If you trust and obey, God clears the way. As you trust God, you discover His promise, provision, providence, and power.

Alex hosts Si and Charlotte to touch on the Brentford game and Howe's post match comments. Where do we go from here? Is he out of ideas? This and loads more. https://www.patreon.com/tfpodcast - join us here for loads more NUFC content! Learn more about your ad choices. Visit podcastchoices.com/adchoices

On Tonight's Nightcap: President Trump appears to be laying the groundwork to contest the midterm election results, prominent GOP members call out Trump's economy problem, and Bad Bunny is set to perform at the Superbowl as Turning Point USA hosts an alternative halftime show. Alexandra Pelosi, David Gura, Christina Greer, and John Fugelsang join The 11th Hour this Friday night.  To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On Episode 490 we discuss...→ Potterversity→ Luna's Perspective on Hagrid→ Debating the Thestrals Plot Point→ The Role of the Sorting Hat→ Tensions Rise: Harry's Return to the Dormitory→ Escalation: How Miscommunication Fuels ConflictBecome a supporter of this podcast: https://www.spreaker.com/podcast/alohomora-the-original-harry-potter-book-club--5016402/support.

In this solo Ern episode, we slow the conversation down.Following the latest headlines tying Jay-Z and Pusha T to the so-called Epstein files, the internet rushed to judgment—but what does it actually mean to be “named”?This episode breaks down the difference between being mentioned in an FBI intake report and being charged or provenin a court of law. We walk through what's publicly known about the alleged 1996 and 2007 events, where both artists were in their careers at those times, and why there is no verified transcript—despite claims circulating online.We also examine:How internet outrage turns allegations into verdictsWhy celebrity names amplify unverified claimsThe danger of confusing association with guiltWhat accountability should look like if allegations are ever provenWhether Jay-Z will speak publicly, given he has addressed prior allegations beforeThis isn't a defense and it isn't a conviction.It's a conversation about standards, facts, and how easily truth gets buried by clicks.

After several years spent working for the federal government, Amy L. Bernstein's soul was completely crushed by the lack of creativity in the work. She was working incredibly hard—and feeling numb and demoralized. She realized she needed to make significant changes to her life or fall into a serious depression. Amy had to identify her wounds and learn to heal them, to be honest with herself and others. Amy L. Bernstein is a multi-genre author, book coach, and former award-winning journalist.     Amy's latest book, Wrangling the Doubt Monster: Fighting Fears, Finding Inspiration, is the little book of encouragement that every self-doubting creative person needs to help them pursue artistic dreams and a more creative life. Her book won her first place in the self-help category at BookFest 2025. In Amy's interview, she answers the following questions:   1.   What is the relationship between creativity and self-doubt? 2.   How does self-doubt hold you back from your full potential? 3.   Strategies we can adopt to learn to manage our doubts and boost self-confidence What about making career pivots in mid-life What are some of the ups and downs of being a writer?       As a writer and as a professional book coach, Amy is determined to help other writers and artists come to grips with self-confidence issues and learn to embrace their creative identity.     Get Your Copy Here "Wrangling the Doubt Monster: Fighting Fears, Finding Inspiration" by Amy L. Bernstein is a profound exploration into the pervasive presence of self-doubt within the creative process. Bernstein, a multi-genre author and seasoned writing instructor, delves into the psychological underpinnings of doubt, illustrating how it can simultaneously hinder and fuel artistic endeavors. Through a compassionate lens, she encourages artists to embrace doubt as a natural and potentially beneficial aspect of their creative journey. The book is structured to provide both theoretical insights and practical strategies. Bernstein weaves engaging anecdotes with psychological research, presenting a nuanced approach that treats doubt not as an adversary to be vanquished, but as a companion to be managed. This perspective is vividly brought to life through whimsical illustrations by Mary Grace Corpus, adding a visual element that enhances the reader's experience of introspection and understanding. Bernstein's writing is both accessible and relatable, making complex psychological concepts easy to grasp. She emphasizes the importance of cognitive disinhibition, a state where unrelated ideas merge to foster innovation, and explores how cultural environments influence the prevalence and intensity of doubt among artists. The book's free-flowing format allows readers to dip in at any point for immediate comfort or inspiration, making it a versatile tool for creative individuals. "Wrangling the Doubt Monster" is not just a guide; it's a source of emotional support and a call to action. Bernstein provides actionable advice for harnessing doubt to enhance creative output, advocating for a productive coexistence with this emotional shadow. The book challenges conventional views by redefining doubt as a source of creative fuel, urging artists to see it as an integral part of their artistic process. Endorsed by notable figures like Jennie Nash, Dr. Eric Maisel, and Maggie Jackson, the book has received acclaim for its common-sense wisdom and empowering message.   It's positioned as an essential read for anyone involved in creative endeavors, offering a kind and gentle antidote to the often harsh self-criticism that plagues the artistic community. Ultimately, "Wrangling the Doubt Monster" stands as a testament to the resilience of the creative spirit, inspiring artists to navigate their doubts with courage and grace.           Does the end of prosperity start at home?   A striving family. A collapsing economy. A tragic death. In Tent City,  Everyone must confront their demons in the struggle to survive.     Tent City is a contemporary dystopian family saga that places ordinary citizens in extraordinary circumstances, precipitated by dire economic disruption. As the American town of Willing crumbles under a collapsing economy, hundreds seek refuge in the dense "city" of tents that spring up in the Kings' big backyard, setting the once-thriving King family on a collision course with disillusionment, disaster, and for some, a new and hopeful beginning. This family saga revolves around trust and betrayal, love and loyalty, and the will to survive the breakdown of the American Dream.

What happens when you stop letting fear decide your future? In this episode of Right About Now, host Ryan Alford sits down with entrepreneur, creative pioneer, and author Scott Scovill for a powerful conversation about fear, failure, and what it really takes to pursue your dreams. Scott opens up about graduating near the bottom of his class, flunking out of college, and being diagnosed with a deep fear of failure — a fear that nearly kept him stuck forever. Everything changed the night he randomly met the touring crew for U2, attended their concert, and realized he'd found the life he wanted — but only if he was willing to try. That moment sparked what Scott now calls tenacity — the relentless pursuit of what matters most. Today, Scott has built multiple companies, led massive live productions for world-class artists, and written a deeply personal book, Tenacious: The Art of Relentlessly Pursuing Your Wildest Dreams, sharing the lessons he learned along the way. In this episode, Scott and Ryan dive into: Why fear of failure keeps most people stuck How a single moment can redefine your entire future Why execution matters more than motivation The power of simply showing up How storytelling beats preachy self-help Turning setbacks into momentum Learning that failure hurts far less than imagined If you're building a business, chasing a creative dream, or just trying to become a better version of yourself — this conversation will challenge you to stop waiting and start moving.

Leadership often looks confident and composed from the outside. Inside, it can feel very different. In this UNFILTERED compilation, we slow down and talk honestly about what leaders carry beneath the surface. Self doubt. Imposter syndrome. Loneliness. The pressure to stay in control. These are not flaws or failures. They are human responses to responsibility, care, and growth. We explore why imposter syndrome shows up most when we are stretching. Why leadership can feel lonely at every level, not just at the top. And how control, even when it comes from good intentions, can quietly drain energy, engagement, and creativity. This episode is not about fixing yourself. It is about recognizing what is happening inside, naming it, and understanding the cost of holding everything alone. If you have ever felt like you had to keep it all together while carrying more than anyone sees, this conversation is for you. You are not broken. You are growing. And you are not alone. Key Takeaways: 03:11 – Naming the Inner Experience - Greater understanding of why naming internal experiences changes how leaders relate to them. 09:05 – The Meaning Behind Imposter Syndrome - Clearer perspective on how uncertainty often accompanies responsibility and expansion, not incompetence. Listen to the full episode of UNFILTERED: Courageous Conversations about… Imposter Syndrome at https://www.courageofaleader.com/captivate-podcast/unfiltered-courageous-conversations-about-imposter-syndrome/ 13:58 – Leadership and Loneliness - Recognition of how leadership transitions can subtly change connection and relationships. 21:14 – Designing Support on Purpose - Insight into the importance of intentionally creating spaces where leaders do not carry everything alone. Listen to the full episode of UNFILTERED: Courageous Conversations about the Loneliness of Leadership at https://www.courageofaleader.com/captivate-podcast/unfiltered-courageous-conversations-about-the-loneliness-of-leadership/ 27:07 – Control with Good Intentions - Awareness of how the drive to do things well can quietly limit trust, engagement, and shared ownership. 34:09 – The Cost of Holding Everything Tight - Deeper understanding of how control shows up physically and emotionally, and why it affects creativity and momentum. Listen to the full episode of UNFILTERED: Courageous Conversations about The Cost of Being in Control at https://www.courageofaleader.com/captivate-podcast/unfiltered-courageous-conversations-about-the-cost-of-being-in-control/ Resources Mentioned The Inspire Your Team to Greatness assessment (the Courage Assessment) - In less than 10 minutes, find out where you're empowering and inadvertently kills productivity, and get a custom report that will tell you step by step what you need to have your team get more done. Get it here: https://courageofaleader.com/inspireyourteam/ You don't need to have all the answers to lead well. Get your copy of the Clarity Kit for just $17 to learn the five practices to bring more clarity, confidence and courage...

In this conversation, I talk with Dr. Bob McCauley, a pediatric palliative care doctor and Episcopal priest. We explore the profound space where medicine meets the soul, discussing how he supports families through unthinkable journeys, the unexpected ways these children heal him, and what his work teaches us all about courage, presence, and living a meaningful life. 00:00 Introduction: A Meaningful Coincidence 02:40 What is Pediatric Palliative Care? 06:48 How Pediatric Care Differs from Adult Care 09:20 The Affordable Care Act's Compassionate Shift 11:47 A Day in the Life: The Palliative Care Process 19:46 The Emotional Impact & "Selfishness" of the Work 23:44 How Sick Kids Healed a Doctor's Soul 28:00 How This Work Transforms How You Live 33:47 The Story of Benjamin: A Case in Ethics & Faith 41:05 The Role of Faith and Doubt in Medicine 44:01 Spiritual Experiences at the End of Life 47:01 How to Find Help & Bob's Book Learn more about Bob:· Book: Because I Knew You - available at local bookstores and online retailers· Proceeds support pediatric palliative care at OHSU and Darkness to Light.· Website: becauseiknewyou.com· Resource for families: palliativedoctors.org JOIN MY COMMUNITY In The Space Between membership, you'll get access to LIVE quarterly Ask Amy Anything meetings (not offered anywhere else!), discounts on courses, special giveaways, and a place to connect with Amy and other like-minded people. You'll also get exclusive access to other behind-the-scenes goodness when you join! Click here to find out more --> https://shorturl.at/vVrwR Stay Connected: - Instagram - https://tinyurl.com/ysvafdwc- Facebook - https://tinyurl.com/yc3z48v9- YouTube - https://tinyurl.com/ywdsc9vt- Website - https://tinyurl.com/ydj949kt Life, Death & the Space Between Dr. Amy RobbinsExploring life, death, consciousness and what it all means. Put your preconceived notions aside as we explore life, death, consciousness and what it all means on Life, Death & the Space Between.**Brought to you by:Dr. Amy Robbins | Host, Executive ProducerPodcastize.net | Audio & Video Production | Hosted on Acast. See acast.com/privacy for more information.

Today's NDE afterlife experience is from Debbie Griggs. Debbie has performed readings for people all over the world, including celebrities, public figures, and even law enforcement agencies, assisting in cold cases and missing persons investigations. Her international reputation continues to grow through her deeply moving work and powerful spiritual insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Real Estate Pros podcast, Trevor Methena shares his journey into real estate investing, highlighting his strategic decisions and the lessons learned along the way. Starting in 2020, Trevor capitalized on a strong rental market in Toledo, Ohio, leveraging his father's local presence to acquire 20 properties, including single-family homes and a duplex. He discusses the importance of having a competitive advantage and the role of professional property management in his success. Trevor also reflects on the challenges of transitioning from a service-based business back to real estate, emphasizing the need for capital and the desire to expand into multifamily investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Kevin Smith does a show where he eats vegan food with his adult daughter. If that sounds terrible you're right, it's absolutely atrocious. They eat vegan tacos and pretend they taste like actual tacos. Doubt it! Tab from Here's What I Don't Get joins us to explain Kevin just does this show to get free food. The Legion of Skanks recorded a bonus show where Luis J Gomez, Big Jay Oakerson, and Dave Smith got into a deep discussion about the Dabbleverse. Whitney Cummings stepped in it again; this time she infuriates millions of moms by clowning Miss Rachel. She guest hosted The Daily Show and made it all about her. Stuttering John created a new character, Da Duke of Da Future, and it's embarrassingly bad. We finish with Internet News and your voicemails. Tab's show: https://hereswhatidontget.com/  Support us, get bonus episodes, and watch live every Saturday and Wednesday: ⁠http://bit.ly/watp-patreon⁠ ⁠https://watp.supercast.tech/⁠ Come to Hackamania! April 10-12 in Las Vegas, use promo code WATP for 10% off – https://hackamania.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Minter Dialogue (in English), where we explore the deeper journeys of leadership, meaningfulness, and personal growth. In this episode, host Minter Dial sits down with Marc Pitman, a seasoned coach, author, and expert in nonprofit fundraising, for a lively and insightful conversation that spans decades of leadership experience. What does it truly mean to lead with authenticity, humility, and confidence—especially in a world that often equates doubt with weakness? Marc Pitman shares his unique perspective on the evolving landscape of coaching in America, diving into the essential qualities that make great leaders and coaches alike. Drawing from his own journey, Marc Pitman examines the interplay between doubt and action, the power of self-awareness, and the challenge of finding your own voice amidst societal pressures and business demands. Together, Minter Dial and Marc Pitman discuss everything from the stigma of coaching, the pitfalls of rigid leadership, and the importance of humility, to navigating succession and legacy in business and nonprofit organizations. With candid stories, practical analogies, and thoughtful debate, this episode is a must-listen for anyone seeking purpose, personal growth, and true leadership in their life and work. Tune in to discover how doubt can become your ally, why embracing your strengths and weaknesses matters, and how to carve a legacy that goes beyond mere success—courtesy of two voices passionate about elevating the conversation around leadership.

In today's devotional, Dr. Michael A. Youssef warns about the consequences of allowing fear to reign in our hearts. If you would like more insight into today's devotional topic, listen to Dr. Michael A. Youssef's sermon You Want Me to Do What?, Part 5: LISTEN NOWNEW FOR YOUR GIFT OF ANY AMOUNTYou've seen the shift. You've felt the uneasiness. You know something is changing in America—and not for the better. Under the guise of political correctness, a quiet takeover is happening in our nation. In Unholy Alliance, Dr. Michael A. Youssef reveals the coordinated movement behind it all—and how you can stand firm in a time of deception.Unholy Alliance is Dr. Youssef's most urgent book in 50 years. It's time for the Church to find its voice—and rediscover its mission—before it's too late. Pre-order your copy today for your gift of any amount!*Offer valid through April 5, 2026, in US, UK, and Canada. The voice you hear on the MY Devotional podcast is digitally generated with Dr. Youssef's permission. If today's devotional stirred a question, burden, or need for prayer, you don't have to walk through it alone.

Michael McKee pleaded not guilty. He's in jail without bond. The affidavit is damning. So what can the defense actually do? Defense attorney and former prosecutor Eric Faddis joins us live to break down the defense's playbook in the Monique Tepe and Spencer Tepe murder case.Before this case ever reaches a jury, there will be a war over what evidence they're allowed to hear. The affidavit includes allegations of prior strangulation and forced sex during the marriage—abuse that was never reported or criminally charged. Eric explains the motion to exclude that testimony and whether it has any chance of succeeding.The hearsay fight is critical. Witnesses say Monique told them McKee threatened to kill her, said she'd "always be his wife," said he'd buy the house next to wherever she moved. But Monique can't testify. Eric breaks down the defense's arguments for keeping those statements out—and the exceptions prosecutors will invoke to get them in.We'll examine the cell phone evidence. Prosecutors call the phone going dark "consciousness of guilt." The defense needs an innocent explanation. Eric reveals what that might look like and whether a jury would buy it.The surveillance footage allegedly shows McKee walking through the Tepe property three weeks before the murders. If the defense can't get it excluded, how do they explain it? And can they separate McKee from the vehicle that was allegedly tracked arriving and leaving?Join us live with your questions as we explore what reasonable doubt looks like in a case this circumstantial.#MichaelMcKee #MoniqueTepe #SpencerTepe #DefenseStrategy #LiveTrueCrime #ReasonableDoubt #HiddenKillersLive #CriminalDefense #OhioMurder #MurderDefenseJoin Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.

Connect with God — on Abide, a Christian meditation app that provides a biblically grounded place to experience peace and progress in your relationship with Christ. Use this biblical meditation, narrated by Chloë Elmore, to center yourself on the truth in God's word. Even wavering faith is real faith. Meditate on Genesis 18:12-15. Allow the music & nature sounds, deep breathing, prayer, and scripture help you connect with God in a new way. For a 30 day free trial of our premium ad-free content, your trusted friend for meditation is right here: https://abide.com/peace Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

"Ken Burns: Baseball. You ever watch Wings?" What's the most rewatchable TV show of all time? What pain would you endure for the gladiator glory? What did the card say that a producer handed to Elle Duncan in case Alex Honnold fell off a building during a live broadcast? Learn more about your ad choices. Visit podcastchoices.com/adchoices

-It's also one publication's own opinion, but it is shared by a lot---Pryce Sandfort shows up as ESPN's 26 th best player in thecountry, right behind Northwestern's Nick Martinelli-Rienk Mast may have been on this list back in December, but it was a January to forget for him—except the Michigan Stategame—but can any other Husker step up and become a Top 50 type player in the country or is that not necessary?Our Sponsors:* Check out Aura.com: https://aura.com/remove* Check out BetterHelp: https://www.betterhelp.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

We all hit funks. Doubt creeps in. Confidence feels shaky. Motivation disappears.In this episode, I talk about what actually helps you grow confidence when you're in that space, not by forcing yourself out of it, but by learning how to work with it.I share why resisting emotions keeps you stuck longer, how avoiding discomfort quietly shapes your actions, and what happens when you stop fighting what you're feeling and start trusting yourself to move through it.This episode is about getting your energy back, reconnecting with your critical thinking skills, and building momentum again, even when things feel heavy or disappointing.If you've been pulling back, procrastinating, overthinking, or feeling disconnected from yourself, this episode will help you shift out of the funk and back into forward motion.Join us inside The Flight Prep Academy and work on navigating these emotions while actively moving toward your Flight goal.Join Email ListJoin The Flight Prep Academy

Welcome to Thursday's Rugby Daily, I'm Cameron Hill.Coming up, the latest from the Ireland camp in Portugal, with another key player now an injury doubt ahead of next week's Six Nations opener against France,Where the Ireland coaches stand on a return for Bundee Aki,And the son of an Ireland great makes his senior debut for Munster this weekend.Rugby on Off The Ball with Bank of Ireland | #NeverStopCompeting

William O'Callaghan, Cameron Hill and Dion Fanning are here to bring you Thursday's Newsround where they will be discussing Tadgh Furlong's availability, Team Ireland at the Winter Olympics, tonight's Europa League action and all the biggest sports stories of the day.

Productivity Destroys Doubt

Get AudioBooks for FreeBest Self-improvement MotivationNever Doubt the Process – Stick to the Plan SpeechGet inspired to trust the process, stay disciplined, and achieve your goals. A powerful motivational speech to fuel focus, confidence, and success.Get AudioBooks for Free⁠We Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Want to submit an episode topic request? Text 'em here!*disclaimer: vid is a bit glitchy due to wrong settings on camera when recording - sorry about that! Enjoy the clean audio in the meantime lol.

The Sports Chasers Podcast – Episode 473 delivers a comprehensive breakdown of Championship Sunday, highlighting how coaching decisions, defensive execution, and organizational stability shaped the road to Super Bowl LX.Kevin L. Warren and the Sports Chasers panel analyze the Patriots' gritty snow win, the Seahawks' NFC Championship thriller, Sam Darnold's resurgence, and why teams like the Jets and Cardinals continue to struggle due to poor infrastructure.

We conclude our month-long You 2.0 series with a look at the hidden power of doubt — not as weakness or indecision, but as a tool that helps us make better choices and navigate an uncertain world. Researcher Bobby Parmar explores how doubt can sharpen judgment, and makes a case for why the ability to sit with uncertainty may be one of the most important skills of all. Then, in our latest installment of "Your Questions Answered," Emily Falk answers listeners' questions about defensiveness, and offers insights into how we can strengthen our ability to give and receive feedback. In this episode, you'll learn:*Why uncertainty and doubt feel so uncomfortable to our brains. *Why intuition can lead us astray, and how to know when doubt can help you make better decisions. *How the "pursue," "protect," and "pause and piece together" systems in our brains shape our decision making.*How stress can affect these brain systems and alter how we make decisions. *How our desire to avoid blame makes it more difficult to listen to our doubt. *Why we tend to prefer decisive leaders — and why this tendency doesn't always serve us well. *What researchers have learned about how experts and novices use doubt differently to navigate complex situations. Hidden Brain is coming to Philadelphia and New York City! Join us in March at the latest stops on our live tour. More info and tickets at hiddenbrain.org/tourEpisode illustration by Getty Images for Unsplash+ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textYou didn't just start doubting yourself out of nowhere.Someone benefited from your confusion. Someone felt safer when you questioned your instincts. Someone gained power when you lost trust in yourself.This episode is about taking yourself back — without yelling, explaining, or proving anything.Support the show

One of the most controversial celebrities on the planet just made a very public move—and people are sharply divided on what it really means. Kanye West took out a full-page ad in The Wall Street Journal to say “my bad,” opening up about mental health, past behavior, and accountability. But is this a genuine turning point… or just another carefully timed PR play?On this segment of The Jubal Show, the crew reads the apology, reacts in real time, and debates whether words like these can undo years of damage—or if trust has to be rebuilt through action. The conversation digs into celebrity apologies, bipolar disorder, cancel culture, public accountability, and whether redemption is possible when the spotlight never turns off. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh Support the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.

Rose never saw herself as a marathon runner. Growing up, movement felt punitive, something she was forced into rather than chose for herself. In her twenties, that complicated relationship with exercise and food followed her, until consistency, Peloton, and a shift toward body-positive movement slowly changed the way she saw fitness. What started as cycling turned into running, then a half marathon she wasn't fully prepared for, and eventually the realization that when 13.1 stopped feeling scary, maybe 26.2 was possible too.In this episode, Rose walks through training for her first marathon at the Every Woman's Marathon in Scottsdale, including self-doubt, fueling mistakes, rough long runs, unexpected heat, and the mental battle that defined her race. We talk about trusting training when your confidence wavers, leaning on community when things fall apart late in the race, and what it means to cross the finish line carrying proof that you're capable of more than you ever thought. This is a story about rewriting your relationship with movement and learning, mile by mile, that your mind might be your strongest muscle.Follow along with Rose on Instagram at @rosecmeadows!Follow along with the show: 

Most people don't lose their power overnight—they slowly forget who they are. This message reveals what happens when identity is stolen… and how it gets restored. Most people don't lose their power in a dramatic moment. They adapt. They adjust. They survive. And over time, they forget who they were always meant to be. In this message, Eric Thomas exposes what happens when people forget they're royalty—how identity gets robbed quietly, how survival replaces authority, and why remembering who you are changes everything. This isn't about hype. It's about identity, responsibility, and living from who God intended you to be—not beneath it. If you've ever felt like you're living below your potential, shrinking to fit environments, or settling for less than what you know you're capable of… this message is for you. CHAPTERS: Chapters 00:00:00 Welcome: The Gift of Today 00:00:39 Exodus 12:35 - Following Instructions Without Question 00:01:46 It's Gonna Be Big: The Power of Obedience 00:03:10 Ask the Egyptians for Gold and Silver: When God's Instructions Don't Make Sense 00:04:58 Stop Asking Why: Moving From Questions to Obedience 00:06:32 Preparation Is the Process of Being Ready Before Arrival 00:10:18 Fix Your Eyes on the Unseen: What Is Seen Is Temporary 00:11:50 Through Faith We Understand: The Worlds Were Framed by God's Word 00:14:37 For In This Hope We Are Saved: Hope That Is Seen Is No Hope 00:16:07 God Doesn't Ask You Where You're Going: Pre-Gentle Parenting 00:18:50 The Church vs The World: When Habits Are Stronger Than the Word 00:19:15 Every Instruction You Keep, Big Happens 00:19:30 The GED Story: When a Person Gives You Instruction, They Already Have the Vision 00:21:07 You Must Be Used to Food: The Danger of Getting Comfortable 00:23:01 Now Faith Is the Substance of Things Hoped For 00:35:06 It Can't Be Two Supporters: The Revelation About Leadership 00:25:51 God Wasn't Releasing Them From Slavery - He Was Restoring Them to Royalty 00:26:35 They Didn't Leave Egypt With Slave Clothes: The Emancipation Proclamation vs God's Freedom 00:31:07 The Tina Turner Principle: I Just Want My Name 00:28:38 You're Leading From Trauma, Not Royalty 00:42:35 Slaves Move in Panic, Royalty Moves in Purpose 00:44:50 1 Peter 2:9 - You Are Chosen People, A Royal Priesthood 00:49:43 Proclaim Without Apology: Public, Authoritative, Intentional, Unashamed 00:50:09 Royalty Is Responsibility: No Crown Without Character 00:51:38 Exodus 19:5 - If You Obey Me Fully and Keep My Covenant 00:52:30 Insecurity Is Not Your Personality: You Were Interrupted 00:53:12 What You've Gone Through Should Equip You, Not Devalue You 00:53:48 Bondage Trains You to Doubt, Freedom Trains You to Decide 00:54:27 Don't Get Stuck in the Season: Prepare for What's Coming 00:56:48 You Are Royal No Matter What You've Been Through 00:48:21 The Crowning Ceremony: Stepping Into Your Royal Identity 00:58:19 Closing Prayer and Next Steps ✅ Subscribe to this channel for weekly sermons, motivation, and faith-based leadership content. https://www.youtube.com/@ApocMinistry?sub_confirmation=1

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3270: Elana Miller shares a raw and unfiltered glimpse into the emotional and physical toll of her cancer treatment, revealing the power and necessity of speaking the truth even when it hurts. Her honest reflections offer a poignant reminder that pain doesn't always need to be fixed, just witnessed, and that truth-telling can be a grounding act of presence and courage. Read along with the original article(s) here: https://zenpsychiatry.com/the-truth/ Quotes to ponder: "There is a purity in the truth, a vulnerability, a rawness." "When you tell the truth, you build a foundation. When you project an image, you build a house of cards." "When in doubt, speak the truth. When in doubt, write the truth." Learn more about your ad choices. Visit megaphone.fm/adchoices

Adrian Barry is today joined by Su Carty and Kieran Shannon on The Sunday Paper Review to chat through the biggest stories and best sportswriting across the back pages!To access the full Sunday Paper Review, become a member now at offtheball.com/join.

Series: Let's Talk About it - Is It Okay to Doubt?Key Verse: John 11Teaching Pastor: Matthew CorkJanuary 25th, 2026_____________________________New to Friends Church? We're so glad you're here!We stream live every week:SUNDAY 9A / 11A PTSubscribe to The Friends Church YouTube channel to watch this message again later this week!Website: https://www.friends.churchInstagram: https://www.instagram.com/friendschurch

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3270: Elana Miller shares a raw and unfiltered glimpse into the emotional and physical toll of her cancer treatment, revealing the power and necessity of speaking the truth even when it hurts. Her honest reflections offer a poignant reminder that pain doesn't always need to be fixed, just witnessed, and that truth-telling can be a grounding act of presence and courage. Read along with the original article(s) here: https://zenpsychiatry.com/the-truth/ Quotes to ponder: "There is a purity in the truth, a vulnerability, a rawness." "When you tell the truth, you build a foundation. When you project an image, you build a house of cards." "When in doubt, speak the truth. When in doubt, write the truth." Learn more about your ad choices. Visit megaphone.fm/adchoices

On the final show before the AFC Championship, Arcand shares that he's not getting nervous or having increasing doubt about the Patriots against the Broncos in the AFC Championship. What has him the most confident in New England? Then, everyone on the show gives their list for the 10 best players that are playing in Sunday's game. And, its been a wild ride for the Broncos to get to where they are.

What a helluva day in court! The defense attorney for accused double murderer Brendan Banfield scored major points today, calling two forensic digital experts with the Fairfax Police Department up to the stand who refuted the state’s catfishing theory. The two testified Brendan’s wife Christine had control of her devices, making it impossible for Brendan or the au pair to have created the online fetish profile that led to the murders. Later this afternoon, we are also expecting the biggest bombshell of this trial: Brendan Banfield will testify in his own defense.See omnystudio.com/listener for privacy information.

What a helluva day in court! The defense attorney for accused double murderer Brendan Banfield scored major points today, calling two forensic digital experts with the Fairfax Police Department up to the stand who refuted the state’s catfishing theory. The two testified Brendan’s wife Christine had control of her devices, making it impossible for Brendan or the au pair to have created the online fetish profile that led to the murders. Later this afternoon, we are also expecting the biggest bombshell of this trial: Brendan Banfield will testify in his own defense.See omnystudio.com/listener for privacy information.

What a helluva day in court! The defense attorney for accused double murderer Brendan Banfield scored major points today, calling two forensic digital experts with the Fairfax Police Department up to the stand who refuted the state’s catfishing theory. The two testified Brendan’s wife Christine had control of her devices, making it impossible for Brendan or the au pair to have created the online fetish profile that led to the murders. Later this afternoon, we are also expecting the biggest bombshell of this trial: Brendan Banfield will testify in his own defense.See omnystudio.com/listener for privacy information.

Big 12 basketball has it all right now.Pete Mundo is joined by Big 12 basketball columnist Matthew Postins to break down a wild week in the conference, including questions surrounding Bill Self's health, Bobby Hurley's surprising comments about home-court advantage, and Arizona rising to No. 1 in the country.The guys also preview one of the biggest games of the season as Texas Tech hosts Houston, plus what it all means for the Big 12 moving forward.

Jan. 21, 2026 - 3 Questions When You Doubt Your SalvationPastor Ed Taylor1 John 2:3-11 | Study #16209

The Wealth Formula Podcast is one of the longest-running personal finance podcasts still standing. For more than a decade, I've shown up every single week to talk about investing, markets, and the forces shaping the economy. What's interesting is how much my own thinking has evolved over that time. Early on, I was more rigid. I was—and still am—a real estate guy. But back then, I didn't give much thought to ideas outside that lane. I was dogmatic, and I didn't always challenge my own beliefs. Time has a way of doing that for you. I've now lived through multiple market cycles. I've watched the stock market melt up to valuations that felt absurd—and then keep going. I've seen gold go from flat for a decade to parabolic over a year. I've seen interest rates sit near zero for a decade and then snap higher at the fastest pace in modern history. And I've learned, sometimes the hard way, that diversification is about survival and that every asset class has its day. One lesson I learned that I am thinking a lot about these days is: ignore major technological shifts at your own peril. Back in 2014, I first started hearing people talk seriously about Bitcoin. At the time, I dismissed it. I listened to the critics, was convinced it was a scam, and didn't take the time to truly understand it. That was a mistake—not because everyone should have bought Bitcoin, but because I ignored a structural change happening right in front of me. Bitcoin went from a cypherpunk expression of freedom to the largest ETF owned by BlackRock. Today, the dominant story is artificial intelligence. And whether you love stocks, hate stocks, prefer real estate, or focus exclusively on cash flow, you cannot afford to ignore AI. This isn't a fad. It's a general-purpose technology—on the scale of electricity, the internet, or the industrial revolution itself. That doesn't mean it's easy to invest in. It's hard to look at headline names trading at massive valuations and feel good about buying them today. But investing in AI isn't about chasing a single company. It's about understanding second- and third-order effects: energy demand, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of it. What experience has taught me is this: you don't need to be first to invest—but you do need to be early in understanding. If you wait until something feels obvious, most of the opportunity is already gone. This week's episode of the Wealth Formula Podcast is focused squarely on AI and blockchain—what's real, what's noise, and where the long-term implications may lie. Listen to this episode. You'll come away smarter. And years from now, you may look back and realize this was one of those moments where paying attention really mattered. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California. Today we wanna start with a reminder. We are in a new year and we are already doing deals, uh, through the Wealth Formula Accredit Investor Club. You can go and sign up for that for free. Uh, wealth formula.com just hit investor club and you just get on there and, and you’ll get onboarded. And from there, all you gotta do is wait for deal flow and webinars coming to your inbox. And, um, you know, if nothing else, you learn something. So go check it out. Uh, go to. Wealth formula.com and sign up for Investor Club now onto today’s show. Uh, the, it is interesting. I don’t know if you are aware it’s a listener, but we are, wealth Formula is, uh, probably I would say one of the, certainly in the one of the top longest running personal finance podcasts still. Standing. Uh, I’ve been around, well, I think the first episode was on like 2014, so it was a long time, but in earnest, you know, at least for over a decade. And, you know, during that time, I’ve shown up every week, every single week. Don’t Ms. Weeks, but none, none. Isn’t that incredible? I’ve shown up, uh, talked about investing and talked about very way markets are working, forces, shaping the economy, all that kind of stuff. But you know, as you can imagine, as a. As a younger individual versus, um, my crusty self. Now, you know, a lot of my own thinking has evolved over that time, you know, back then. And I, you know, I think this appealed to some people, but, um, you know, I was really dogmatic. I’m a real estate guy, right? And I still am a real estate guy, but back then I wouldn’t give anything else the time of day to even think about, you know, and, and, uh, I, I, you know. I was dogmatic and didn’t always challenge my own belief systems. Um, I’m different now, right? I’ve softened And time is a way of, of changing all of that dogmatic stuff for you. You know, I’ve lived through multiple market cycles. I’ve watched, well, I’ve watched the stock market, which I, which I always maligned, you know, melt up to valuations. Uh, that felt absurd. And then keep going higher. I’ve seen gold, which was kind of ridiculous for the longest time. I watched it for like a decade, just pretty much flat, and then it goes parabolic. Over the last year, I’ve seen interest rates sit near zero for a decade and then snap higher. Uh, not even as time, just launch higher at the fastest space in modern history. And I’ve learned sometimes I guess, the hard way that diversification is about survival and that every class, every asset class has its day. Just like every dog has its day. And um, you know, one other lesson that I learned that I’m thinking a lot about these days is ignore major technological shifts at your own peril. So what am I talking about? Well. It’s kind of a, it is a technological shift, whether you think it about not, but Bitcoin. Okay. Back in 2014, I first started hearing people talk seriously about Bitcoin, and at that time I dismissed it. I was, uh, I was listening to critics beater Schiff that constantly called it a scam, said it was going to zero and so on. I didn’t, I didn’t take the time to truly understand it, to try to understand it the way I understand it now, that makes me a believer in Bitcoin. That, of course was a big mistake, not because, you know, everyone should have bought Bitcoin and, uh, back then, well, they, you know, would’ve been nice if they did, but because fundamentally I ignored something that was a structural change happening right in front of me. And since then, Bitcoin went from a cipher punk expression of freedom to the large CTF owned by BlackRock today. The dominant story is actually artificial intelligence. Now, whether you love stocks, hate stocks, prefer real estate focused exclusively on cab, whatever, you cannot afford to ignore ai. It’s not a fad. It’s a general purpose technology and a technology shift, and the scale of electricity. The internet bigger than the internet, bigger than the industrial revolution. Now, that doesn’t mean it’s easy to invest in. I mean, I’m gonna go invest in AI and make a bunch of money because I mean, what does that even mean? It’s hard to look at headline names, trading at massive valuations like Nvidia and all that right now, and saying, oh, I’m gonna go buy that. Who knows? That’s gonna work out. When I talk about investing in AI isn’t really just investing in stocks or any individual company or data centers or whatever. It’s about understanding. The second and third order effects, energy demand. You know, as I mentioned, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of that. It is very, very complicated. Um, but it’s really important to start to try to understand, you know, an experience that stop me is this. You don’t need to be the first to invest, but you do need to be early in understanding. If you wait until something feels obvious, usually the opportunity’s gone by then. And you know, the thing about AI is even if you think it’s obvious now. The reality is that most people haven’t really caught on. Maybe they played with chat GPT, but I don’t think they’re understanding what this whole, you know, this thing is gonna do to our world. Um, anyway, so that is what this week’s episode of Wealth Formula Podcast, uh, is about. It’s about AI and also, um, a little bit about, you know, bitcoin and blockchain and that kind of thing. Um, we’re gonna talk about what’s noise, uh, you know, where the long, what the long-term, uh, implications are all of this stuff. This is a show that, uh, I really enjoy doing really, really good stuff. Um, so make sure you listen in. We’ll have that interview for you right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps paying you compound interest. On that money, even though you’ve borrowed it, that result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Formula podcast is Jim Thorne, chief Market strategist at Wellington. L is private wealth with more than 25 years of experience in capital markets. He’s previously served as chief capital market strategist, senior portfolio manager, chief economist, and CIO. Uh, equities at major investment firms and has also taught economics and finance at the university level. Uh, Jim is known for translating complex economic, political, and market dynamics into clear actionable insights to help investors and advisors navigate long-term capital decisions. Uh, Jim, welcome with the program. Thanks for having me Buck. Well, um, Tim, I, I, I, uh, had been following a little bit of, uh, what you discuss on, uh, on X and, um, one of the things that caught my eye is, you know, your, your narrative on, on ai, a lot of people are tend to be still sort of skeptical of AI and what’s going on, uh, with the markets. Um, uh, but at the same time, uh, there’s this. Sense. I think that ignoring AI altogether as an investor is, is, is downright potentially dangerous. So, uh, at the highest level, why is AI something people simply can’t dismiss? Well, we live in an, uh, uh, you know, many other people have coined this term, but we live, we’re living in an exponential age of, of technological innovation. And, you know, AI and I’ll just add into their, uh, blockchain is just the normal evolutionary process that, you know, for me started when I left graduate school and came into the business in the nineties where everybody had this high degree of skepticism of the computer and the, the, the phone, the, the. And the internet. And so, you know, what we do is we go through these cycles and there are periods of time where the stars align. And we have a period of time where we have what I would call an intense period of innovation where I would suggest to you that. People are skeptical. Skeptical, and yet at the same point in time, they very early on in the, in the, in the trade, call it a bubble when it’s not. And so I think it comes from the position of ignorance. One, I think two, fear, and then three. If you think about if you are an active manager, I in a 40 ACT fund, um, you know, and you’re sitting there with, uh, you know, mi. Uh, Nvidia at, you know, eight or 9% of your index. And that’s a big chunk that you’ve gotta put into your fund, uh, just to be market neutral. So there’s a lot of people that hate this rally. There’s a lot of people that are can, going to continue to hate this rally. But the thing I anchor my hat on are a couple of things. Look at if this is no different than the railroad. Canals, any major technological innovation, will it become a bubble? Yes. Just not now. So, so let’s follow up on that, because a lot of people think, or are talking about the, do you know the.com bubble, uh, comparisons, and you’ve argued that that sort of misses the real story. So, so where are we getting it wrong right now? Are those people getting it wrong? In the nineties buck, you’d walk into a bar and there wouldn’t be ESPN on there’d be CNBC on people were getting their jobs to become day traders. Folks didn’t go to the go to university because they were basically getting their white papers financed. You had companies that were trading off of clicks. So I lived that. Anybody who is of a younger generation has no idea what a bubble is, and it’s specious and pedantic for them to use that term when they have no clue about what they’re talking about. But you did mention that it could become a bubble. How do we know when it does become a bubble? Oh, it’ll become a bubble. Well, when, when, when you know, the, what, what I am looking for is, you know, when we, when the good investment opportunities start to dry up, when liquidity starts to dry up. So what I, it’s not about valuation, to me it’s about liquidity. So in 2000, what, and I’m roughly speaking, what went down was you had all these companies that were trading at Strat catastrophic valuation, this stupid valuations, and you walked in one day and they didn’t get financing. And if you read the prospectus or you followed the company, you knew that they were not going to be free cash flow positive for another two or three rounds of financing. All of a sudden you walked in and everybody goes, oh my God, this thing, you know, trading at 250 times sales. And everybody went, yeah, of course. And so what it was is, was when does liquidity dry up? So I’ll give you a date, um, you know, with Trump’s big beautiful bill act. 100% tax deductibility of CapEx and that goes until Jan 1, 20 31. So to me, that’s a very motivating factor for people to, um, invest. The last thing I would say to you in more of a game theoretic context book is, look, if you are a big tech company and you don’t invest in ai. You are ensuring your death. Yahoo, Hela Packard. I can go through the list of companies that cease to invest, so they’re looking. If it was you and I when we were running this company, I would say, dude, we gotta invest because if we don’t have a poll position in this next platform, whatever it is, we’re done. We’re toast. And I think that’s why you’re seeing all these hyperscalers spending as much money as they are. ’cause they get this, they saw it. So, you know, you framed ai not necessarily as a a tech trade, but as a capital expenditure cycle. Can you explain that to people? Well, what we need to do is we need to build out the infrastructure of ai. Then, and that’s the phase that we’re in right now. So it’s more like we’re building out all of the railroads, the railway tracks and the railway stations across the United States back in the 18 hundreds. And then we’re gonna go through that building phase. And then as that building phase goes, some companies, some towns, are going to basically realize and recognize what’s happening and start to basically take ai. Bring it into their business model, into enhanced margins. Right. So right now we’re building it out. I mean, you know, we all focus on the hyperscalers, but the majority of companies, pardon me, governments. Individuals, they haven’t used AI and, and what is interesting about this is back in the nineties, they were talking about how the internet had to evolve to be much more. You know, uh, have critical thinking in, in, in it. And it was more explained when you went to these conferences, as you know, you know, think about this. You’re hearing this in 99, okay? Not today. You go in and you ask Google or dog pile at the same time, or excite, okay? You would say, I wanna go to Florida in the third week of March and I wanna stay here and I wanna spend this amount of money and I wanna rent a car. Plan it for me. And they would come back and they would tell you that it would come back and it would, it would, everything would be there. And you would have your over here and all you would have to do is drop your money and you had your thing planned. So none of this is as, it’s aspirational, but we’ve heard it before. And in technology, what happens is it’s not like it’s new. We’ve been talking to, I did machine learning in in graduate school. Ai, you know, I did neural networks and I’m a terrible Ian. This isn’t, you know, Claude Shannon wrote about this in 1937, right? But it’s about when does it hit, and so it was chat GBT. Can we argue, was that right? As an investor, it’s stop arguing, start investing. Then what you’ve gotta figure out, which is the question you ask, is when does the music stop? I think it goes until the end of the decade. You know, one of the things that, uh, is interesting about this, uh, AI investment, uh, it’s, it’s unfolding in a higher interest rate environment. Why is that detail so important? Understanding its significance? Well, it’s the cost of capital, right? And so this phase that we have right now. It’s funny you say that, right? ’cause our reference point is zero interest rates, right? Yeah, yeah. Right. That’s right. So, you know, you know, so, so think about this, what it happens right now. Now we’re in the phase where you’ve got these hyperscalers that instead of taking all their free cash flow and buying bonds and buying back stock, are increasing CapEx because there’s a great tax deduction on it. So you get a lot of, so we’re in this phase where, for where, where a lot of the money is, you know, was. Was, let me, let me be clear, was a hundred free cashflow. Now we’re getting these guys, these companies like Oracle and what have you, you know, starting to issue debt and look at debt isn’t bad as long as the rate of return on debt is higher than the interest rates. And so, you know, you know, I, I would say historically speaking, for a lot of these high quality names, the interest rates are not, uh, at levels that will stop them from investing. Right. Right. You know, you’ve written that, um, productivity is ultimately the real story behind ai. So why does productivity matter more than the technology headlines themselves? Well, let me just put it this way, right? So we’ve grown, I grew up, I, I joined, I’m up here in Toronto, right? So I’m gonna give it to you in Canadian dollars, right? So I joined, I joined here. You know, I grew up here, went to the states, came back home. Growing this company I joined when we’re about three and a half billion. We’re getting close to 50 billion, and we’re the fastest growing independent platform in the country. I’m a one man band, right? I use three ai. In the old days, I’d have four research assistants. Where’s the margin in that? And so I, that’s how I see it. And let me be clear, it’s, you know, this isn’t we’re, it’s not perfect. But if I wanted to say, instead of you, but hey, write me a 2000 word essay on the counterfactual of what happened with railroads up until 1894 when the, when the bubble popped, give me a f, you know, a a thousand word essay and, and just a general overview. I can get that in less than five minutes. Michael Sailor is writing product on ai, which, which, which you would take, which you would take. He’s in his presentation, say it would take a hundred lawyers. So it’s gonna be more about those. And it’s, it’s no different than Internet of things or, you know, it was, uh, Kasparov that talked about this. Gary Kasparov talking about the melding of, of technology in humans. He would ran, run this chess tournament called freestyle. You could use a computer, you could use, you know, grand Masters. You could use whatever you wanted to compete. And who won? Well, who won it Was that those teams that were generalists that had a little bit of that, the knowledge of the computer and the knowledge of the test. Uh, o of chess, right? That’s what’s gonna happen. So this isn’t we’re, as far as I’m concerned, we’re not, yes, there’s going to be some d some jobs that are going to be replaced, but that is always the case in technology. I’m not a Luddite, okay? I am not Luddite. But the same point in time. I, I would suggest to you that it, it is just a really, for me, it’s a, helps me. Do research no different than when I was an undergrad and they went from cue cards in the, the library at the university to actually having a dummy terminal and I could ask questions in queue. You know, it stalked me from having to go to the basement of the library and going to microfiche. Right. Have helping that way. Now can it, can, will it do other things? I’m sure it is, and I’ll lead that to Elon Musk and the crew. You know, that’s above my pay grade. But for me, I see it as a very helpful way of, you know, allowing me to process and delineate. Much more information a a and not have me waste so much time trying to figure out what got went on in the past or, you know, QMF. Right. You know, summarize me the talk five, you know, academic papers in this area, what are they saying? And then they gimme the papers. Right. It just speeds the process up. Yeah. You know, um, one of the things that I’ve been sort of talking about and thinking about. Is that it’s hard to not see AI as a very, very strong deflationary force. Um, how do you think about that? Yeah. Technology is deflationary, right? Doubt about it. And so I look at it this way, Ray. Um, so I work at the financial services industry, okay. You know, Mr. Diamond of JP Morgan is talking about how they are starting to embrace blockchain and ai. They are going to cut out the back end of that in the, the margins in that, in that company by the end of the cycle are going to be fantastic. People just do not get in. You know, the financial services industry is built on a platform. Of the 1960s, dude. I mean, they’re still running Fortran, cobalt. So you know what I, how I look at this is much more as a margin type story, and there’s going to be a lot of displacement. But at the same point in time, I look at Tesla and automation and ai. And you know, people look at Tesla as a car company. I look at Tesla as an advanced manufacturing company. Elon Musk could basically go into any industry and disrupt it if it wanted to. Right. So that’s how I look at it. And so, you know, the hard part is going to be, you know. Nothing. If we get back to where we were, it’s not going to be perfect, right? Because here’s, here’s where the counter is, here’s where the counter is. Right? If you, if, if you think about, and we’re, I’m gonna take Trump outta the equation and ent outta the equation right now, but if we just went back to the way things were before COVID, we would have strong deflationary forces. Okay. Just with demographics, just with excessive levels of debt. Just with, you know, pushing on a string in terms of, in terms we couldn’t get the growth up, you know, and, you know, and the overregulation of financial institutions. Trump and descent are basically applying what’s called supply side economics, and they’re deregulating. It’s says law, which is John Batiste, that says basically supply creates his own demand and it’s non-inflationary. But really what they’re going to try to do is they’re going to try to run the economy hot and they’re gonna try to pull this way out of the debt. And if you do that and you deregulate the banks. And allow the banks to get back to where they were before the financial crisis. Okay. You know, and, and the Fed takes its interest rates down to neutral, expands the balance sheet. Then I don’t think we’re gonna go back to the zero bound in deflation. I think this thing’s gonna run hot for a long time. And I think it, the real question is, is, is is 2 75 in the United States the neutral rate? I think it is. Uh, but as, as, as Scott be says, and, and, and, and, and let’s be clear, buck, the guy’s a superstar. Okay. Guy is a legend. Just you sit there, just shut up and listen to him. Okay. They keep up, right? Well, so they’re gonna run it hot, but where we are is, in his words, mine, not mine. We’re still in this detox period, you know what I mean? We still got the Biden era. We still got, you know, a over a decade of excessive ca of Central Bank intermediation. That needs to get, you know, go away. So what I say, and what I’ve been writing about is 26 is going to be the year that the baton is passed back to the private sector. Let’s get rates down to 2 75. That’s, I mean, I’m going off the New York Fed model. That says real fed funds, the real, the real neutral rate is 75 to 78 basis points. I think inflation’s at two. That that gets you 2 75. Get the rates there and then get the balance sheet of the Fed to the level so that overnight lending isn’t loose or tight. It’s just normal. And then step back, go away and let Wall Street and the private sector create credit. Create economic growth and let’s get back to the business cycle. And if we do that, we’re gonna have non-inflationary growth. It’s gonna be strong, but we’re not going back to the zero bound and we’re gonna grow our way out of this. And so that’s where I get really excited about. This is a very unique time in history. A very, very, very unique time in history where, and I don’t know how long it’s going to last because of the compression that we have now because of the, you know, we live in such a digital world, but let’s say it’s five years demographic says it’s to 33, 32 to 33. That’s, you know, that’s how long this run is. And, and to me, uh, AI is a massive play. I, I, to me, blockchain is a massive play and to me it’s to those countries and companies that get it is, whereas investors, we wanna think, start thinking about investing. Yeah. You mentioned, um, non non-inflationary growth. Can you drill down on that a little bit just so people understand a little bit where. Usually you think of an economy running super hot, you, you think automatically there’s an, you know, an inflationary growth. So I want you to think in your mind into your list as think in your mind. Go back to economics 1 0 1 with the demand curve. In the supply curve, okay? And there are an equilibrium. And at that equilibrium we have a price at an equilibrium, and we have an output as an equilibrium. Okay? Now what I want you to do is I want you to keep the demand curves stagnant or, or, or anchored. Then I want you to shift the supply curve out. Prices go down, output goes out. We can talk all this esoteric stuff, you know, you know Ronald Reagan and, and Robert Mandel and supply side economics. But it’s really your shift in the supply curve out, and that’s what, and that’s what BeIN’s doing. I mean, this is a w would just sit down and be quiet. He’s talking about, you know, what is deregulation? He’s pushing the supply provider. Oh, hold on. My phone. My, my thing. And what did, since the two thousands, what did, what was the policy? It was kingian, it was all focused on the demand curve. Everything was focused on demand. And so all we’re doing is we’re, we’re getting the keynesians out. I use 2000 ’cause that’s when Ben Bernanke really came in and was very influential. Let me just say he’s a very smart, I learned so much from reading. Smart, smart, smart, smart guy. But his whole thing was Kasan. He came from MIT, his thesis supervisor was Stanley Fisher, right? We’re going back to, you know, Mario Dragons thesis supervisors, Stanley Fisher, all these guys came from MIT, Larry, M-I-T-M-I-T, Yale, and Princeton. Whereas previously it was the University of Chicago. It was Milton Friedman. It was, it was supply side economics. We’re going back, they’re going back to supply side economics and right now we need it. We need balance. But my god, what did we end off with? We ended off with four years of mono modern monetary theory. Deficits matter. That’s insanity. You had mentioned a little bit, uh, you, you’ve talked about blockchain a few times here. Talk about the significance. I mean, it’s sort of, you know, blockchain was a thing that everybody was, everybody was talking about it, you know, three, four years ago, but now it’s all about ai. But you know, now you’ve got, um, but in, but in the background, blockchain has grown, uh, adoption has grown. Uh, tell us what’s going on there, and if you could tie it into the significance of, of where we’re at today. Yeah. Um, uh, Jeff Bezos gave a wonderful speech, I think in two thou, early two thousands, where he basically talked about the fact that, you know, once this innovation is led out of the genie’s, led out of the bottle, whether or not, you know, buck and Jim, like it as an investment, the innovation continues. And so after the internet bubble pop, right? Really smart guys like Jeff Bezos, uh, Zuckerberg, you, you, the whole cast of characters, right? Basically built it out. Okay. And it wasn’t perfect and everybody knew it wasn’t perfect. I mean, that was the whole thing that was so bizarre. But they knew it wasn’t perfect and they knew that they needed to solve some problems. Right. And you know, it was a double spend problem. I mean, the internet that we were dealing with right now was developed in the 1950s and so on and so forth. And so, you know, that always stuck with me. Right. A couple of things stuck with me because I’ve lived through a couple of these cycles. The first one is Buck. When the, when Wall Street coalesces around something just shut up and buy it, right? I mean, I, I spent too much of my life arguing about whether dog pile and Ask Gees was better than Google. Wall Street said Google was the best. Shut up. Invest, right? And so, so look, blockchain solved the double spend problem. Blockchain solved all the problems that the original iteration of the internet could solve, and everybody knew it was coming along okay. So it’s a decentral, it’s decentralized, right? Uh, does, does not need to be reconciled. So no. Not only do you have another iteration of the internet. You have basically introduced into society the biggest innovation in accounting or recordkeeping since double entry. Bookkeeping accounting was introduced in Florence, Italy centuries ago by the Medicis and, and buck. All this is out there like, so this is a profound, right? So think about you’re in an accounting department and you don’t have to reconcile, right? So look. The first use cakes was Bitcoin. And what was the, what was the beautiful thing about it? Well, first off, it grew up by itself. And secondly, it’s got perfect scarcity, right? And so let’s just full stop. And I mean, yes, gold and silver had the run that they should have had decades. So I had been waiting and listening to people, gold bugs, talking about this type of run since the nineties. Okay. Um, but look, you know, and the problem with fi money, right? I mean, this is, this goes back decades. It’s an old argument. The way you solve it is, is Bitcoin. That’s the solution. I mean, forget about it. I mean, if they’re gonna whip it around and do all this stuff, fine. But the other thing that people miss and Sailor hasn’t, and Sailor is brilliant, is look. Bitcoin is pristine collateral in 2008, in September. What caused the, the system to stop was the counter. We could not identify counterparty risk for near cash. It was a settlement problem. Anybody you talk to Buck that says it was, you know, the subprime this and it, yeah, that was crap. I get that. But when the system shut down is you had a $750 million near cash instrument with X, Y, Z, wall Street firm, and you did this for three extra beeps and it was no longer cash. Guess. And guess what? Your institutional money market fund broke the buck. That’s when the system blew sky high. When the money market broke the buck and it was a settlement problem, blockchain and Bitcoin solved that. Sailor knows that, look where Wall Street’s gonna go. They understand now that. Bitcoin is pristine, collateral and capital that is 100% transparent. Let’s lend against it, and that’s what Sadler’s doing. That’s why Wall Street hates the guy so much, right? Think about that. Think of where is he going after he’s going after all the stranded capital on Wall Street. And, and the whole point is he’s sitting there going, I’m too busy for this. And you’ve got all these other people that are gonna live off of other people’s ignorance. Meanwhile, Jing Diamond knows exactly what he’s talking about. We can identify, if I hear one more person on me in, in the meeting say, I don’t know. You know, you know, uh, micro strategies balance sheet is so complicated. Really. Compared to JP Morgans, I mean, you know what his capital is. It says Bitcoin, like, what are you guys talking about? But hey, fucking in this business, people make generational wealth on ignorance of people who think they know what they don’t know. So, you know, just going back to Jamie Diamond, you know, he spent, I don’t know how long. Throwing every insult, uh, he could towards Bitcoin. And now they’ve really kind of, they haven’t backtracked. I think he’s, he’s, you know, his, his, um, I think the way he phrases is the blockchain’s a real thing. He never seems to really say the word Bitcoin, uh, in this regard. Um, banks in general, where do you think they’re headed with this stuff? I mean, I, you know, right now, again, you can kind of see even. Um, I think, you know, some of the big advisory firms suddenly recommending one to, you know, one to 4% of people’s portfolios in Bitcoin. I mean, this is all, I mean, gosh, I, I’ve, you know, been talking about Bitcoin since 2017. This is in unbelievable transformation in less than a decade. Where do you see this going in the next five to 10 years? It’s called the, it’s called, what is it? It’s called, I’m gonna call it the Evolution of Jim. Me, you know, in my business and, and, and, and you know, the thing I have book is I’ve survived and I’ve gone through a lot of cycles. I’ve done a lot, you know, and you ask yourself, you scratch your head a lot and you’re, and you, but you’re continually doing objective research and you’re this, if you, this is why I love this game so much. Right? So let’s just go stop for a second. Let’s get some context. Right. My first summer job, one of my first summer jobs, I worked in the basement of a bank in the in, in downtown Toronto, right up the street from the Toronto Stock Exchange. And my job was to let guys in with beak, briefcases into the cage, into the big vault, to basically bring in certificates. Okay. And, and what? Stock certificates. And so remember, you know, and I remember my grandfather when we, when he died, look at, we couldn’t sell the house because he didn’t believe in the banks. And we were finding certificates all over the house in the walls. Okay? Right. So in the 1960s it was bare based. The whole industry was bare based. And there was the volume in Wall Street started to pick up to the point where they couldn’t handle the volume. There was a paper crisis where almost a third of the companies went down bankrupt because of the cage. The cage. Okay. So basically what happened was, to make a long story short, they came out with, they came, Hey, why don’t we get two computers At one point in time, they said, okay, crisis. Let’s solve it. Well, why don’t we get these two computers and we can solve, or we can sell trades among, amongst each other. Okay. And then we don’t need to have guys riding around Wall Street with bicycles and big briefcases. Okay. And then what we did was, what we did was we sat there and said, well, why don’t we have a centralized clearing, and we’re gonna call it DTC or CDS, depending on what country you’re in. And what we’re gonna do is we’re gonna offer paper, we’re gonna, we’re gonna issue paper rights to the underlying stock that was developed in the early 1970s. That’s the system that we’re on right now. There are a lot of faults with that. Let me give you, when you’ve talked about the GameStop a MC situation, when you have a company that’s basically have more shares outstanding short, sorry, more shares short than outstanding, that shows you that the old system doesn’t work. It’s called ation. The paper writes to the underlying assets, it, it doesn’t match up. There have been guys that make a career outta this and write books about this, right? Dole Pineapple. They had a corporate, a corporate event, right? Hostile takeover. 64,000 for 64 million shares, voted, I think, and there was only 3,200 on. We all know this, so this has to be solved. The way you solve it is you tokenize assets, and this was talked about a decade ago, and they know about it and true tofor, they, and if you’re thinking about it, it’s totally logical, right? But if we allow this innovation to go full stream ahead, we’re wiped out, right? So what did they do? They delayed. They delayed. And as you know, you could talk about, it’s called Operation choke 0.2 0.0. Right. You know, the Fed overreached their bounds, they de banked people. I mean, this is why, why Best it’s going after them. They, yet they stepped over their constitutional mandate. Right. The federal, the Fed Act is not, uh, does not supersede the US Constitution. Elizabeth warned the whole thing. They did it. Okay, so let’s not complain about it. So now Atkins is gonna, we’re gonna have the Clarity Act come out and they’re gonna basically deregulate New York Stock Exchange already there. They’re gonna put everything on the blockchain and when you put everything on the blockchain, trade a settlement. There’s no hypo. Immediate settlement. Immediate, which is a benefit if you can get your act together because it, you know, for Wall Street firms you need less capital, right? So it’s a natural evolutionary process. And then you sit there and go back in history, if you and I were writing it, we’d sit there and go, well, should we be surprised that the incumbents right, the status quo pushed back on innovation? No, there was a guy, there was a prophet, um. At, at Harvard, his name was Clay Christensen, and he wrote this wonderful book called The Innovator’s Dilemma. You know, why does, why don’t companies evolve, or why do they go bankrupt? It’s because they cease to evolve and the status quo doesn’t allow the evolution of the companies to take place. Right? Well, that’s what happened in RA. We’re gonna complain about it. No, it, it is what it is. It’s water under the bridge. And so what I think is happening is, you know, Mr. Diamond is basically saying. He’s pragmatic, he’s a realist. And now he’s saying, we gotta evolve. And hey, by the way, now I’ve gotten to the point where I think I can make a tunnel. Think about that. Yeah. Think about his own stable coins, right? So his own stable coins. And, uh, well think about this. If you trade like internal meetings, right? And I’m hyped this hypothetical, right? I go, fuck, don’t screw this up this time. And you’re gonna go, Jim, what are you talking about? I go. We want a nice bread between bid and ask in these financial price. We don’t wanna go down to pennies. Okay? Can we go back to the old days when we were, you know, trading in quarters and sixteenths and so we can make some skin in the game? I think you’ve got the deregulation of the banking industry where the banks are gonna, they’re fit. It’s gonna be baby steps. But what’s gonna happen is they’re gonna basically say, stop taking all that capital that’s sitting at the Fed, making four or fed funds rate overnights wherever it’s four half, 3 75 right now. And you can now trade it. Go back to prop trading, which is what they did. And they’re gonna start off, they will start off with, its only treasuries. Eventually they’ll be able to expand throughout our lifetime. So the old way you gotta look at it is, you know. We’re bringing the ba, you know, we’re putting the band back together, man. Right. And the banks are gonna deregulate, they’re gonna deregulate the banks, they’re going to innovate, they’re gonna be able to use the capital, their earnings profile going out into the end of the decade. It’s, it’s gonna be monstrous, it’s gonna be, you know, it, it’s, it’s, and, and that’s how I get, you know, when people say, where do you think the s and p goes? You know, I say, you know, 14,000, you know, double from here by the end of the decade. And he goes, well, what about ai? I go, well, they’re gonna, that’s important, but it’s the banks. I think the banks are gonna have a renaissance. Yeah. Yeah. Um, one thing just to get your thoughts on, so when you look at the banks, you talked about sort of the inevitability of tokenization. Um, the stock exchange, uh, we talked about stable coins. I mean, another great way for banks to make money. Uh, essentially where does that, how, how does that help or hurt Bitcoin adoption? Because Bitcoin is a sort of a separate, separate, you’re not, you’re not building on Bitcoin as much as you are, say, Ethereum, Mar Solana or, you know, some of the, some of the blockchain things. So, so is it just that. Is it just a, an adoption issue? Because you live in a, in a different world. You live in a world of blockchain and Bitcoin is, its currency. It’s weird, right? Because I, I’m writing this feed like, so Buck, where are you right now? Where, where, where are you located? I’m in Santa Barbara. You’re in California. So, yeah, so I’m in Toronto, right? Uh, you know, I lived in, worked in the States for, you know, a decade, a couple of decades, and I’m back home and it’s like, man, they don’t get it. Right, and, and, and, and what am I talking about? Well, well, this, this is the, the thing that you’ve gotta understand is this, right. Ethereum was invented by Vladi Butrin in this town, Joe Alozo, who’s the head of one of the largest Ethereum groups. Father is a dentist at Bathurst and Spadina. We’re up here and people are saying, oh, you know, president Trump don’t talk about being a 51st state. We act like a colony, duke. We are a, you know, we forget about calling us one. We are. So, look, it, look, there is no doubt in my mind that Ethereum is going to have a place and, and we’re going to use it. Seems like we’re going to use Ethereum and that’s the smart contract, you know? Um. And that’s fine. Um, you know, but going back in time. But, but remember, there’s not per, there’s not perfect scarcity there. So I like Ethereum, don’t get me wrong, but I look at Bitcoin and I look at the, I look at the scarcity, and I also look at the fact of, you know, what sa, what Sailor, if you sailor did a presentation in the middle of next year and all hell broke loose. What he did, and it’s, you know, and of course I’m hypothesizing. He basically went to New York and said, I am going to create fixed income products and I am going to give yields. On those products, and I’m coming after the stranded capital that sits on Wall Street that you guys have been ripping on for years. In the middle of last year, staler went public and declared war. Okay. Are we surprised that Jim Shane Oaks came out and everybody came out basically guns a blazing. Are we surprised? But what he, what Sailor did and put and slammed on the table is it’s pristine capital, it’s transparent capital. And what are you willing to pay for that? And now you GARP banks trading at. We have no idea what their capital structure really is. Honestly, we have an idea, but it’s very opaque, right? You know, the high quality names are trading at two, two to, you know, two times tangible book. You’ve got fintech’s companies trading at four to five times, right book, and you know, what’s Sailor doing right now? Diluting his stock so he can buy as much Bitcoin as he wants because he sees the next game. He says the hell with what you guys think the next game is going to be. Wall Street’s going to realize that Bitcoin is pristine capital and there’s only 21 million of it. What do you and, and what just happened today? What did Morgan Stanley just file a treasury company. So everything you and I are talking about, they know they’re smart guys, right? They’re real, they’re not. That’s, this is the whole point. They’re really, really, really smart. Okay. They see they’ve gone through the history. They know. Okay, so you’re sitting there, you get around the room, you say, so wait a minute. Wait. Whoa, sailor’s over here. And he’s basically saying he’s gonna give you a a pref that’s basically backed by Bitcoin charging 10%. And he’s going after our corporate clients. I mean, and what’s the pitch Buck? You’ve got a hundred million dollars. Okay, you got a hundred million dollars in the kitty. Okay, buck. What happens is you need $10 million a year for working capital, which is in cash, which means you’ve got $90 million sitting there idle. Hey, buck, I can give you 10% on that. You go to Jamie, he’s giving you two. What are you gonna do? Yeah. I think one of the issues right now is I the, the perceived risk profile of that. Right. Uh, you know. I tend to agree with you about the, uh, pristine nature of Bitcoin s collateral, but just in general, the perception. I don’t know that, that that’s. That’s the case. Well, you gotta go back to the fact that, do you think Bitcoin’s going to zero or not? No, of course not. Yeah. ‘ cause the Bitcoin doesn’t go to zero. There’s no, then, then that are, there’s Bitcoin could go to zero. There’s no, I mean, I don’t think, I mean, non-zero probability, of course, right? I don’t think it is. And if that has been, if it has been selected and now you have Wall Street coalescing it, I haven’t even mentioned the president of the United States or his family. Right. Uh, or the Commerce Secretary and his family, right? Or if you go to New York, wall Street, right, they’re all talking about it, right? So, I, I, you know, to me, I, I, the question about micro strategy, to me it’s not. That it’s a treasury company and it’s got a pile of Bitcoin. What does he do with it? Does he become a bank? Like why does it, this is me. I’m pitching him. Right. Hey, Mike, why don’t you just become a FinTech, say you’re like a FinTech company and you’ll get, and you, you’re gonna instantaneously trade it five to six times book. Why don’t you, why are you, you’re talking like you’re attacking them, but you’re still, you’re still a software company with a, with a big whack of Bitcoin that you are writing pres. Right? So, and, and so that’s, that’s how I look at it. I think the wave is too big. We are going to digitize. And the other thing that we didn’t really touch on with respect to AI and blockchain, and I’m gonna paraphrase the president. Right. Um, Mr. Trump is, look, um, it’s a matter of national security, duke, and when I hear that, I go back to the nineties in the eighties when I was in late eighties when I was an undergrad. Right. And it wasn’t China, it was Japan. And, and you know, what happened was, you know, it, it’s funny, Al Gore did deregulate so that. The internet could become for-profit. We all stood around and said, you know what the hell could, how do we make money on this? That’s, you know, what do we do? And then what did we do? We, we, we threw a ton of money at it and the United States controlled it. And what did we get out of it? We got out, we got, you know, all those companies. Right. The last thing I would say to you, and this is much more of a personal story, is I, when I was younger, I was in New York and it was 2000 and I was at the Grand Hyatt, and it was a tech, it was a tech conference and, uh, Larry Ellison Oracle was there and he gave a, he gave a, he gave a a, a fireside chat. Then, um, we go to a breakout room and, you know, in a break, I don’t know about if you’ve been to one, but you go to a breakout room, it’s a smaller room at the hotel, and you know, sometimes you got 25 people, sometimes you got 50 people, right. And, you know, I went to the, I went to the breakout with Mr. Allison ’cause of Oracle and I went in there and it was absolutely jammed and I was sweating and he just looked at us and he just ripped us. He AP Soly, just, I still have the scars today. I’m talking to you about it. Okay. He called it a bubble. He called it a bubble. He, he was early in calling it a bubble. I never forgot that. And then you sit there and see what he’s doing right now. Where he’s levering up the balance sheet. Now, to me, having survived in this game for such a long period of time, and I call it a game, it’s a game of strategy, whatever, you know, how does that not, you know, I would say to you, we were, your office was next to mine. Fuck. I remember New York, he’s loading the goose loaded in. He go in, he’s borrowing money from his grandmother. He’s, you know, what is going on. And he’s really stinking smart. You know, he’s, he, Larry Allenson just doesn’t do, and people, oh, he’s in, you know, he’s, no, he’s not, he’s, he’s like the mentor of all of these guys. You know what I mean? So there’s a, to me, there’s a discontinuity that these need to believe that we’re still early on because you know, what, if Larry’s, what do we take when Larry or Mr. Ellison is leveraging up to me, it’s profound because I’m anchoring off of my bias to the New York, the New York high at, at the Tech Co. I think it was, I think it was at Bear Stearn. I couldn’t remember Bear Stearns or Lehman. But you know, one of those I carry that experience on with the rest of my life. I do. It’s like, what is Larry thinking? Right? So he’s leveraging up buck. That’s all I know. He’s a priest or guy. Well, that’s probably a good place for us to stop, Jim, uh, chief, uh, market strategist at Wellington Elta Private Wealth. Thank you so much for joining me. Thanks so much and be safe. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. Uh, and, uh, as I said before, do not ignore ai. This is something that you need to start using. Have your kids start using it. Uh, make sure that they, you know. They use it every day because this whole world is turning AI and it’s gonna happen. You know, it’s gonna happen in, in a blink of an, uh, blink of an eye. And the world is gonna change and there are gonna be real winners out there. And the winners are gonna be people who knew where there was, was going and kind of used it in their mind’s eye as they looked on navigating how. You know how to allocate their money. Anyway, that is it for me. This week on Wealth Formula Podcast. This is Buck JJoffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealth formula roadmap.com.

In this weekly Ask Me Anything episode, Ryan and Kipp open with reflections on consistency, discipline, and what long-term success actually requires. They then tackle listener questions on deeply held beliefs, fatherhood, masculinity, and how perspectives change with age and experience. The conversation moves into practical advice on building strong male circles, writing and publishing a book, and preparing for marriage with clarity and intention. As always, the episode blends personal insight, hard-earned lessons, and actionable guidance for men committed to growth. SHOW HIGHLIGHTS 00:00 - Welcome and Consistency 09:08 - Question on Strong Beliefs and Doubt 17:00 - Fatherhood, Leadership, and Manhood Expectations 29:09 - Finding High-Caliber Men and Brotherhood 36:32 - Writing and Publishing a Book 44:27 - Preparing for Marriage 50:24 - Iron Council Update and Closing Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready