Podcasts about college financial lady

I'm super excited about today's episode because we have the amazing Ann Garcia, also known as The College Financial Lady, joining us and we're diving into all things college planning!Ann is a certified financial planner and the author of How to Pay for College who is a sought-after expert that has developed a fantastic framework for creating your own college plan.So, what does that framework look like? Well, Ann breaks down financial tasks and family conversations by your child's life phase-making the whole process so much more manageable and clear.As a parent of twins who graduated debt-free from college, Ann brings both professional and personal experience to the table. So, whether you're just starting to think about college or deep in the planning process, this episode is packed with practical advice and insights.Ready to dive in and learn how to plan for college like a pro? Let's get started!Anna's Takeaways:Intro (00:00)Financial Tasks & Conversations For Parents & Students (02:06)College Savings, Paths & Flexibility (08:39)Saving For College, Financial Aid & Budgeting (13:26)Balancing Priorities & Creating A Personalized Budget (20:15)Scholarships - Involving Students In The Process (27:14)How Parents Can Support Their High School Students (30:28)Managing Expectations (35:40)About Ann Garcia:Ann Garcia is a Certified Financial Planner and go-to expert on paying for college. She is the author of the critically-acclaimed "How to Pay for College" and a sought-after media guest who's been quoted in the New York Times, the Wall Street Journal, and U.S. News and World Report, to name a few. Ann recently launched an interactive online course to help parents (and their advisors) affordably build saving for college and applying for aid into their broader financial plan. As a parent whose twins just graduate debt-free from college, Ann's expertise expands beyond FAFSAs and 529s — she understands the emotional components of helping your child set and achieve goals for their future. Outside of financial planning, Ann is an avid runner, skier and fan of middle school rock concerts.Rate, Review, & Follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones. Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!FREE GUIDE- Kid Money Boss: School isn't teaching my son about Money. It's up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.Guest websites:https://howtopayforcollege.com/Masterclass- for older kidshttps://www.facebook.com/collegefinancialladyhttps://www.linkedin.com/in/ann-garcia-cfp/

Shellee and Ann discuss:Ask yourself: What does it mean to live your best life? Then build a plan to make it a realityA great college experience is possible at any price pointThe importance of looking at your budget for college when your kids are in middle school so you can plan accordinglyEvery student is eligible for scholarships and it's the parents job to help them find themAbout Ann:Ann Garcia, aka The College Financial Lady, has helped thousands of families save millions of dollars on college. A fee-only Certified Financial Planner and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Her book How to Pay for College is available from bookstores everywhere; its companion online course is available now and has an affiliate option for podcast hosts.Early in Ann's career as a financial advisor, she heard the same two questions again and again from her clients. One group asked, “How can we possibly afford to save for college and retirement?” Another group asked, “How can I save for retirement when I'm paying so much on my student loans every month?” In working with families– including her own– to plan for college, Ann has learned that a good college plan is equal parts good parenting and good financial planning.Ann has been featured in the New York Times, US News & World Report, CNN Money and countless other media. Ann and her husband, Bob, live in Portland, OR. Their twins will graduate debt-free from college next year. Connect with Ann:Website: www.howtopayforcollege.comFacebook: https://www.facebook.com/collegefinancialladyLinkedIn: https://www.linkedin.com/in/ann-garcia-cfp/Instagram: @collegefinanciallady Connect with Shellee: Website: https://collegereadyplan.com/ YouTube: https://www.youtube.com/channel/UCr_WodPHDfSWEbiPdsRDbyQ Twitter: https://twitter.com/gocollegeready Instagram: https://www.instagram.com/collegereadyplan/ Facebook: https://www.facebook.com/CollegeReadyPlan/ LinkedIn: https://www.linkedin.com/company/college-ready/ Email: shellee@collegereadyplan.com 

C4 Leaders – the ONLY nonprofit to utilize the pizza making process to create space for our companions to be seen, heard, and loved.   We also write children's books, host this podcast, and use the most amazing handmade, hand-tossed, sourdough pizza to bring out the best in each other.   Please check out PIZZADAYS.ORG to support our important work. Season 4 Episode #4 Ann Garcia is coming from Portland, OR (inform, inspire, & transform)You can find Ann via her website howtopayforcollege.comAbout our guest: Ann Garcia, aka The College Financial Lady, has helped thousands of families save millions of dollars on college. A fee-only Certified Financial Planner and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Early in Ann's career as a financial advisor, she heard the same two questions again and again from her clients. One group asked, “How can we possibly afford to save for college and retirement?” Another group asked, “How can I save for retirement when I'm paying so much on my student loans every month?” In working with families– including her own– to plan for college, Ann has learned that a good college plan is equal parts good parenting and good financial planning. Ann has been featured in the New York Times, US News & World Report, CNN Money and countless other media outlets. Ann, thanks for sharing your financial wisdom with the world, and for guiding people on an important and often overwhelming journey…paying for college.  Ann, welcome to the show!TOTD – “Anything that's human is mentionable, and anything that is mentionable can be more manageable.   When we can talk about our feelings, they become less overwhelming, less upsetting, and less scary.   The people we trust with that important talk can help us know that we are not alone.”                                                                   Fred Rogers                                                                                                                          Build a habit - to create intention - to live your purpose! In this episode:What was life like growing up?What are your life's essential ingredients?Guiding families with one of their biggest life decisions…when is the right time to start having the conversations…Inflation and tuition increases…difference between net price and 529 plan and your child does not go to college – now what?What do parents need to know about it…Blog is incredible: FAFSA, thinking of transferring,  saving tips, student loans, application process, financial aid, 529 plans, work study jobs, Congrats on becoming an author, HOW TO PAY FOR COLLEGE… highlights…Online course… tell the listeners about the benefits of that course…Balance of saving for college and saving for retirement?Legacy   

Ann Garcia is a mom of twins who are attending their top-choice colleges because they were able to get scholarship packages and made choices that best fit their family's budget.  Ann is also a CFP® and owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, author of The College Financial Lady blog  (thecollegefinanciallady.com). Her blog has approximately 15,000 subscribers in various media (blog, Facebook) and she is regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. In her work she realized that parents were asking the same questions and having the same concerns about college. She was also researching the answers for her own family. She took her knowledge and started writing down answers in blog format, and The College Financial Lady was born. Ann's goal is to share her knowledge on the topic with as many people as possible. She is also striving to help parents plan and finance affordable college educations for their children. Today's episode includes a discussion of the following topics: College finances with expert Ann Garcia. Affording college and retirement savings.  College planning and financial aid options for families. Balancing letting your child pursue their passions with keeping them on track for college Role that AP and IB classes play in admissions and scholarships College pathways and financial aid options. The importance of academic fit for students. College preparation and scholarships. College financial aid and scholarships. Financial planning, college, and career options. Episode Notes and Resources: Ann Garcia's Website: https://howtopayforcollege.com/ Ann's Book: https://howtopayforcollege.com/book https://www.collegedata.com Support Mama Needs a Moment! Become a patron through our Mama Needs a Moment Patreon. --- Support this podcast: https://podcasters.spotify.com/pod/show/herhealthcollective/support

Ann Garcia, aka The College Financial Lady, is a certified financial planner and author of the book How To Pay For College. She is also a mother of 2. This is a really great conversation for anyone wondering whether or not they should already be saving for the child's college. Is it worth going to college? Why does college cost so much?? We cover all this and more. TOPICS COVERED - Is it still important to go to college? - Does it matter where you go to college? - Why does college cost so much? - Student loan debt crisis - Practical steps to take to start saving for your child's college   - Should you make your kids save money? - Advice for writing a book - Advice for work/life balance   - Advice for self care - Best advice you've ever received  - Advice to former self - Advice for father of 8 month old daughter EPISODE LINKS: Book: How to Pay for College on Amazon  Website: howtopayforcollege.com Facebook: https://www.facebook.com/collegefinanciallady LinkedIn: https://www.linkedin.com/in/ann-garcia-cfp/ Twitter: @anngarciacfp SHOW LINKS: contact: ⁠⁠successfulworkingparents@gmail.com⁠⁠ Linktree:⁠ ⁠https://linktr.ee/successfulworkingparents⁠⁠  Musical credit: Hippie Beatnix (ID 1913) by Lobo Loco CC-by-nc-nd

Upcoming Event!How Can Mindfulness Help You Reach Financial Independence?Do you want to reduce money anxiety, but don't know who to trust?Would you like to learn how to set up and manage your own retirement plan?Do you want to know how we create a passive income stream you can't outlive?If yes, join us and learn how to answer the 4 critical financial independence questions:Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?Learn more: https://courses.mindful.money/financial-independence-bootcampAnn Garcia is a certified financial planner (CFP) who's helped thousands of families save millions of dollars on college. As a partner and independent progressive advisor, she's known as ‘The College Financial Lady.' Ann has been featured in The New York Times , Washington Journal, Money, U.S. News & World Report, and countless other publications and is the author of How to Pay for College .Today, Ann joins the show to discuss if college is really still worth it, what to consider and what to ignore during the admissions process, and creative ways to utilize merit scholarships and other aid to help parents and students pay for college.

Subscriber-only episodeIn this episode we talk with Ann Garcia, ski mom, Certified Financial Planner and author.  Ann is known in the financial industry as “The College Financial Lady”, helping families plan for their children's education. Ann learned to ski at age 3 in Lake Tahoe, and after a harrowing first ski trip, her family became ski hippies, packing up their VW bus and heading out to different destinations from Wyoming to Utah.  Ann loved skiing from the start and later taught her twins to ski. She reflects on some of the special times she's shared with her children at Cooper Spur (Mt. Hood, Oregon).Ann walks us through her career path and tells us about her blog that later became a book, How to Pay for College.  Ann has twins, a boy and a girl, they have both recently graduated from college and have started their careers. Ann tells us about navigating the college path with two very different children.We get some great tips about talking to our kids about the cost of education, college loans and other financial topics. It's important for a family to be on the same page with their priorities as they start the college exploration path.  Ann recommends we check out the net price calculator tool that is available on all college websites. We get some great insights into the broader college scholarship landscape and athletic scholarships.  There are a lot less athletic scholarships, so if you have to pick between a private coach or a private tutor, Ann says go with the tutor!  And bringing it back to skiing, Ann gives us some tips on how to save money for family ski trips, while also saving for college and retirement. It all starts with a budget, without a budget we can't make the right financial decisions. Resources:Cooper Spur MountainAnn's Book: How to Pay for CollegeNet Price CalculatorKeep up with the Latest from Ann!Website: https://howtopayforcollege.com/YouTubeFacebook:https://www.facebook.com/collegefinancialladyKeep up with the Latest from the Ski Moms!Website: www.skimomsfun.comSki Moms Discount Page: https://skimomsfun.com/discountsSki Moms Ski Rental HomesJoin the 10,000+ Ski Moms Facebook GroupInstagram: https://instagram.com/skimomsfun Send us an email and let us know what guests and topics you'd like to hear next! Sarah@skimomsfun.comNicole@skimomsfun.com

Become a Premium Subscriber here. In this episode we talk with Ann Garcia, ski mom, Certified Financial Planner and author.  Ann is known in the financial industry as “The College Financial Lady”, helping families plan for their children's education. Ann learned to ski at age 3 in Lake Tahoe, and after a harrowing first ski trip, her family became ski hippies, packing up their VW bus and heading out to different destinations from Wyoming to Utah.  Ann loved skiing from the start and later taught her twins to ski. She reflects on some of the special times she's shared with her children at Cooper Spur (Mt. Hood, Oregon).Ann walks us through her career path and tells us about her blog that later became a book, How to Pay for College.  Ann has twins, a boy and a girl, they have both recently graduated from college and have started their careers. Ann tells us about navigating the college path with two very different children.We get some great tips about talking to our kids about the cost of education, college loans and other financial topics. It's important for a family to be on the same page with their priorities as they start the college exploration path.  Ann recommends we check out the net price calculator tool that is available on all college websites. We get some great insights into the broader college scholarship landscape and athletic scholarships.  There are a lot less athletic scholarships, so if you have to pick between a private coach or a private tutor, Ann says go with the tutor!  And bringing it back to skiing, Ann gives us some tips on how to save money for family ski trips, while also saving for college and retirement. It all starts with a budget, without a budget we can't make the right financial decisions. Resources:Cooper Spur MountainAnn's Book: How to Pay for CollegeNet Price CalculatorKeep up with the Latest from Ann!Website: SHOP IKSPLORFrom infants to grown-ups, Iksplor crafts their layers from premium 100% merino wool. Ski Moms members can save 10% off with code: SKIMOM on the Iksplor website. Discover why every adventure feels better when wrapped in the comfort of Iksplor. We've got a ski-themed gift for everyone on your list. Shop our gift guides here.Support the showKeep up with the Latest from the Ski Moms!Website: www.skimomsfun.comSki Moms Discount Page: https://skimomsfun.com/discountsSki Moms Ski Rental HomesJoin the 10,000+ Ski Moms Facebook GroupInstagram: https://instagram.com/skimomsfun Send us an email and let us know what guests and topics you'd like to hear next! Sarah@skimomsfun.comNicole@skimomsfun.com

Ann Garcia, aka The College Financial Lady, has helped thousands of families save millions of dollars on college. This week, Dr. Laura Anderson invites Ann on to share valuable strategies and pertinent information to set you and your child up for success in saving for their future. Great college options are available at every price point and there are various steps you can take to feel more prepared in this process.Ann Garcia is a fee-only Certified Financial Planner and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. What You Will Learn:What gets in the way of parents having a clear cut plan for paying for college529 plans - what they are and how to use themHow to talk to your child about financesFinancial aid, and eligibilityDifferent types of scholarshipsWhat to look for when looking for collegesDon't count yourself outFAFSA and how it worksHow to balance your savings between college and retirementwww.howtopayforcollege.com

Ann Garcia, aka The College Financial Lady, has helped thousands of families save millions of dollars on college. A fee-only Certified Financial Planner and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Her book How to Pay for College is available from bookstores everywhere; its companion online course is available now and has an affiliate option for podcast hosts. Early in Ann's career as a financial advisor, she heard the same two questions again and again from her clients. One group asked, “How can we possibly afford to save for college and retirement?” Another group asked, “How can I save for retirement when I'm paying so much on my student loans every month?” In working with families– including her own– to plan for college, Ann has learned that a good college plan is equal parts good parenting and good financial planning. Ann has been featured in the New York Times, US News & World Report, CNNMoney and countless other media. Ann and her husband, Bob, live inPortland, OR. Their twins will graduate debt-free from college next year. https://howtopayforcollege.com/

Want to balance living your best life today and financial security tomorrow?Check out my conversation with Ann Garcia, also known as The College Financial Lady to find out how it is possible.  Ann is a Certified Financial Planner (CFP) and managing partner of Independent Progressive Advisors, a financial advisory firm based in Portland, Oregon.  Ann got her nickname of The College Financial Lady by specializing in college financial planning - she's helped thousands of families save a ton of money on college. Ann has been featured in the New York Times, US News & World Report, CNN Money, and many other publications and she recently wrote the book How to Pay for College: A complete financial plan for funding your child's education. This is a double dip episode - learn about Ann's path to becoming a CFP and top tips on saving for your child's education!Don't miss PART TWO of my conversation with Ann where she'll give a great "financial planning 101" for young professionals - releasing next week!Show notes and links:Ann's book How to Pay for College: A complete financial plan for funding your child's educationAnn's website Howtopayforcollege.comFAFSA (Federal Student Aid application website)Student Aid estimator tool - use this to see if you might qualify for aidNet Price Calculator - Find this on college websites to get a sense of how much that school will costCollegedata.com  and College Navigator - Check out these websites to see data on the percentage of students that need aid and the percentage that was metLAUNCH Career Strategies was founded by Karen Elders and Elyse Spalding. We help young professionals launch a successful career path with expert coaching services. Reach out today for an initial FREE coaching session.LinkedIn | Instagram | Facebook

In this episode, Dave and Dante sit down with Ann Garcia, also known as the College Financial Lady. Ann is a certified financial planner and owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, and the author of The College Financial Lady blog  (thecollegefinanciallady.com). Her blog has approximately 15,000 subscribers in various media (blog, Facebook). In addition, she is regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. Listen in as Ann provides a wealth of knowledge when it comes to stewardship, college savings, and steps to take today to set your kids up for college (or other plans!) in the future! Find out more about Ann at https://www.howtopayforcollege.com, or on social media @thecollegefinanciallady on Facebook. Legacy Dads is proud to be partnered with the Christian Parenting Network of Podcasts. For more practical resources to help you become the perfectly imperfect parent you wish to be, visit https://www.christianparenting.org today!

In this episode Melissa Joy, CFP, ® and Ann Garcia, CFP®, a financial advisor and author of the popular College Financial Lady blog, discuss why a 529 plan is a great vehicle for college savings. They cover everything from asset weighting on the FAFSA form, flexibility on what colleges your child can attend, and how they help maximize tax savings. Did you know if your 529 is overfunded because your student got a scholarship, you don't pay the penalty on withdrawals of the amount that is overfunded due to the scholarship, only taxes on the gain?   If you have a child who may attend college some day, this is a must listen episode to help plan financially.You will learn:    The benefits of 529 plans and why they are an excellent option for funding higher education.Explanation of what 529 plans are and how they differ from other college savings options.Tax advantages of 529 plans, including tax-free growth and potential state tax deductions/credits.Flexibility of 529 plans, allowing for changes in beneficiaries within the family and use for K-12 tuition.Importance of earmarking funds specifically for college to maintain focus on savings goals and eligibility for financial aid.How assets are weighted on the FAFSA, with 529 plans being treated as a parental asset with a maximum of 5.64% factored into the EFC.Encouragement to start saving for college early to benefit from compounding and time.Resources:Learn more about Ann Garcia and The College Financial Lady. Find out about Pearl Planning. Read 529 Plans: How to Get Money Out.Listen to Episode 132: Paying For College with Ann Garcia.List of documents you will need to fill out the FAFSA, FAFSA Resources by the College Financial Lady. Sign up for the College Financial Plan Masterclass course HERE.Read Ann's Book, How to Pay for College.Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.

Ann Garcia, aka The College Financial Lady, has helped thousands of families save millions of dollars on college. A fee-only Certified Financial PlannerR and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Her book How to Pay for College is available from bookstores everywhere; its companion online course is available now. Buy her book: https://amzn.to/43jeLSr Howtopayforcollege.com Take Ann's Masterclass: https://thecollegefinanciallady.com/college-financial-plan-masterclass/ Sponsors: new customers get $5 off Lume's Starter Pack with code CHAVA at LumeDeodorant.com Get 15% off with the code CHAVA at oneskin.co   Foster Care Episode: https://podcasts.apple.com/gb/podcast/foster-care-awareness-with-hallmark-star-jen-lilley/id1343507855?i=1000474200200 https://podcasts.apple.com/us/podcast/foster-care-awareness/id1343507855?i=1000438836754 Foster Care Resources: https://datacenter.aecf.org/data#USA/2/35/38,40/char/0 https://www.thruproject.org/words-from-a-mentor/?gclid=CjwKCAjwgqejBhBAEiwAuWHioKcNV2zeMTRr1POsCTbFqT36exBO_t0rsIUsfSysVQVBUhU_UVlvJRoC6IgQAvD_BwE Why Chava? Episode 248: https://podcasts.apple.com/jm/podcast/ep-248-welcome-to-morning-chava/id1343507855?i=1000593089125 Chava Meaning https://www.chabad.org/multimedia/video_cdo/aid/3506698/jewish/Inside-the-Name-Chava.htm

Over the last 20 years, college tuition and fees have exploded- increasing by nearly 180% to the chagrin of many parents and high school seniors. But it turns out that you don't have to pay that overinflated sticker price of a higher education. That's what we discuss during today's conversation with Ann Garcia, who is also known as The College Financial Lady. That's the name of her site, where she also has a masterclass, and her book: “How to Pay for College” covers all the strategies you need to deploy in order to get your kid through college without wrecking your retirement. We discuss some of the surprising benefits of higher education, negotiating the costs of attending college, how to compare award letters from multiple schools, the proper way to view non-institutional scholarships, ways to start college-adjacent conversations with your kids, and more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Spontanale by Mikkeller Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Planning for college isn't impossible— and it is important! Ann Garcia has made it her goal to share her knowledge on the topic with as many people as possible.  Ann Garcia has helped thousands of families save millions of dollars on college. Her book How to Pay for College offers a step-by-step process to get a great college education at a price that works for your family. Link to ⁠video⁠ Connect with Ann From Ann:  Like you, I'm a parent. I have twins who are attending their top-choice colleges—one at an elite private school, the other at an out-of-state public school—because they were able to get scholarship packages that made those choices fit our family's budget.  I'm also a CFP® and owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, author of The College Financial Lady blog  (thecollegefinanciallady.com). My blog has approximately 15,000 subscribers in various media (blog, Facebook). In addition, I'm regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. I earned a BA from the University of California, Berkeley, and am a member of Phi Beta Kappa and of NAPFA, the leading association of fee-only financial advisors.   Early in my career as an advisor, I noticed that clients had so many questions about college—and very few advisors were willing to tackle those questions. Since I kept hearing the same questions again and again (and wanted the answers myself), I started writing down answers in blog format, and The College Financial Lady was born. After seven years, I have developed a wealth of content on this topic through research, interaction with readers, and personal experience. Two years ago, I had an opportunity to put my knowledge to the test when the time came for my own children to apply to college.

In this fantastic episode Brad invites Ann Garcia onto the podcast and they talk Money! More importantly, why money is such a problematic issue for so many young people to pay for their education and some great ways to make better decisions. Key highlights from this episode include: Paying for College/Higher Education is concern for so many, Ann breaks down what would be some of the biggest misconceptions about how to pay for college/higher education Ann discusses the FAFSA, what it means and what it can provide young people in terms of options She talks about what advice she would give those pursuing college to position themselves to get more aid There's a lot out there about scholarships being underutilized by young adults pursuing college, she talks in detail about how scholarships can be accessed Ann talks about what are some great ways/tips for current students to keep their costs down that they may not be thinking of right now She discusses what are some great resources that prospective students can tap into to budget and form a financial game plan as it pertains to school Ann provides her best piece of career advice that she could pass along to this next generation Guest Info: Ann Garcia, aka The College Financial Lady, has helped thousands of families save millions of dollars on college. A fee-only Certified Financial PlannerR and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Her book How to Pay for College is available from bookstores everywhere Ann has been featured in the New York Times, US News & World Report, CNN Money and countless other media. Ann and her husband, Bob, live in Portland, OR. Their twins will graduate debt- free from college next year. Website: https://howtopayforcollege.com/ Facebook: https://www.facebook.com/collegefinanciallady --- Send in a voice message: https://anchor.fm/yourcareergps/message Support this podcast: https://anchor.fm/yourcareergps/support

Ann's Bio:I'm also a CFP® and owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, author of The College Financial Lady blog  (thecollegefinanciallady.com). My blog has approximately 15,000 subscribers in various media (blog, Facebook). In addition, I'm regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. I earned a BA from the University of California, Berkeley, and am a member of Phi Beta Kappa and of NAPFA, the leading association of fee-only financial advisors.  Early in my career as an advisor, I noticed that clients had so many questions about college—and very few advisors were willing to tackle those questions. Since I kept hearing the same questions again and again (and wanted the answers myself), I started writing down answers in blog format, and The College Financial Lady was born. After seven years, I have developed a wealth of content on this topic through research, interaction with readers, and personal experience. Two years ago, I had an opportunity to put my knowledge to the test when the time came for my own children to apply to college. Social:Twitter: @anngarciacfpLinkedin:  https://www.linkedin.com/in/ann-garcia-cfp/https://howtopayforcollege.comhttps://www.ipawealthmanagement.com/Music in this episode was obtained from bensound.

Want to support your child's education, but don't know where to start? Worried that contributing to your child's college fund may impact building your retirement account? Saving for college can be nerve-wracking, but we promise this episode will make it less scary and more empowering.    In this episode of Off the Wall, hosts David Armstrong and Jessica Gibbs welcome Ann Garcia, aka The College Financial Lady. Ann is a CERTIFIED FINANCIAL PLANNER™, Managing Partner of Independent Progressive Advisors, and a mother of twin college students. As The College Financial Lady, Ann has helped thousands of students save money on college education while protecting their parents' financial futures.    Tune in to learn Ann's top tips and advice on saving money for college, the different ways you can use your 529 savings plan, and how to take advantage of scholarships and financial aid. Plus, she offers helpful advice on talking to your kids about money and college.    “The sooner you set up a 529 and start an automatic monthly contribution, even if it's $10 a month, the better off you're going to be in the long run.” – Ann Garcia  *Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures.     Episode Timeline/Key Highlights:  [00:50] Introducing Ann Garcia & the topic of today's episode.  [01:56] Is going to college a good investment?  [07:56] The dangers of pushing your child to be a high achiever.  [11:23] Explaining weighted vs. unweighted GPA & Which GPA do colleges look at?  [14:14] Two ways to answer: How much should I save for my kid's college fund?  [19:44] How to set aside money for a college fund without compromising your retirement.  [22:02] Why you should use a college's net price calculator.  [23:00] How to roll over surplus 529 money using the new provision in the SECURE 2.0 Act.  [26:52] Talking to your kids about money and college.  [29:40] What you need to know about college scholarships and financial aid.    Resources Mentioned:  Take Ann's Masterclass - How to Pay for College: http://bit.ly/3YjwvLu   How to Pay for College by Ann Garcia, CFP®: http://bit.ly/3DZkTFs     About Ann Garcia:  Ann Garcia, CFP®, is the Owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, and author of The College Financial Lady blog (thecollegefinanciallady.com), which has over 15,000 subscribers. In addition, Ann is regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. She earned a BA from the University of California, Berkeley, and is a member of Phi Beta Kappa and of NAPFA, the leading association of fee-only financial advisors. Ann is also a parent of twins who are attending their top-choice colleges.    Connect with Ann:  Visit her website: https://thecollegefinanciallady.com  Connect with her on Facebook: https://www.facebook.com/collegefinanciallady     Connect with Monument Wealth Management:  Visit our website: https://bit.ly/monumentwealthwebsite   Follow us on Instagram: https://bit.ly/MonumentWealthIG   Follow us on Twitter: https://bit.ly/MonumentWealthTW   Connect with us on LinkedIn: https://bit.ly/MonumentWealthLI   Connect with us on Facebook: https://bit.ly/MonumentWealthFB     About “Off the Wall”:  OFF THE WALL is a podcast for business professionals and high-net-worth investors who want to build wealth with purpose. A little bit Wall Street, a little bit off-the-wall; it's the go-to podcast for straightforward, unfiltered wealth advice on topics that founders, business owners, and executives care about.  Learn more about our hosts, Dave and Jessica on our website at https://monumentwealthmanagement.com.     

Our guest on the podcast today is Ann Garcia. She is a certified financial planner and the author of the book How to Pay for College. Garcia is the managing partner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland, Oregon, and she's also the author of The College Financial Lady blog. She received her bachelor's degree from the University of California, Berkeley.BackgroundBioHow to Pay for College, by Ann GarciaThe College Financial Lady blogCollege/Rankings“The Big 6 for Well-Being in College and Beyond,” by Ann Garcia, howtopayforcollege.com, June 7, 2022.U.S. News & World Report RankingsCollegeDataCollege NavigatorFinancial Aid“Student Loan Options,” by Ann Garcia, howtopayforcollege.com.“FAFSA Resources,” by Ann Garcia, howtopayforcollege.com, Oct. 1, 2021.“The CSS Profile,” by Ann Garcia, howtopayforcollege.com, Oct. 12, 2021.Gallup-Purdue Index ReportFederal Student Aid Estimator“Student Loans: The Good, The Bad and The Ugly,” by Ann Garcia, howtopayforcollege.com, Dec. 17, 2020.College Costs/Savings“Prepaid Tuition Plans,” by Ann Garcia, howtopayforcollege.com, June 21, 2022.“Net Price Calculators,” by Ann Garcia, howtopayforcollege.com, Jan. 18, 2022.“Choosing a 529 Plan,” by Ann Garcia, howtopayforcollege.com, Dec. 15, 2021.“Budgeting for College Applications,” by Ann Garcia, howtopayforcollege.com, Sept. 30, 2021.

Tune in to hear:- Is this an era of particularly anti-college sentiments?- How can we incentivize the shift to better align societal needs with colleges?- How should you think about and weigh the personal passion angle vs. the job security angle when counseling families on potential college paths?- On average, how does being college educated affect one's life in a broader sense (e.g. divorce rates, personal health)?- Are there any clear downsides to college education? If so, what are some groups of people that might not benefit as much from college?- How important is prestige in general? Does it matter as much as we think and how important is it at the graduate vs. undergraduate level?- How does Ann think about Biden's student loan forgiveness program?- What is causing the cost of college education to rise so dramatically?- What are some tips for families trying to find the best scholarships?- How can students become more aware of some of the niche scholarships that may be a bit under the radar?- What can advisors do to add more value in regards to college planning?Compliance Code: 1713-OAS-9/19/2022https://howtopayforcollege.com/ 

There are three things that many of us midlifers have in common!  1) we have children 2) we have children going to college 3) we will someday retire! The key is to balance paying for our childrens' college without wrecking our retirement! After all, we have worked so hard in our first half of life, we deserve to enjoy our second half of life! Today on The Midlife Makeover Show LIVE on Instagram with Ann Garcia, the College Financial Lady, we talked about college scholarships, financial aid, student loans, and how to pay for your kids' college without wiping out your retirement! Enjoy the show!   Connect with Ann Garcia! https://howtopayforcollege.com Get a 20% discount on Ann's College Financial Plan Masterclass with discount code midlife Get a copy of Ann's new book, How to Pay for College! Amazon: https://www.amazon.com/How-Pay-College-financial-education/dp/0857199293/   All the midlife goods! https://wendyvalentine.com   Join the club! www.facebook.com/groups/themidlifemakeoverclub/ Ready to start your Midlife Makeover? Enroll in The Midlife Makeover Method course at https://wendyvalentine.com/the-midlife-makeover-method ! In this fabulous four-week online course, presented by your hostess of the midlife mostess, you will embark on an awesome journey of transformation! Over 4-weeks we will go through 4 phases of seed to flight. You will walk away with a midlife metamorphosis! Want $50 off the Midlife Makeover Method? Of course you do! Go to https://wendyvalentine.com and download the FREE Midlife Makeover Toolkit located on the homepage. Included in your handy dandy toolkit is a $50 voucher for the Midlife Makeover Method course!   Coach with Wendy! https://wendyvalentine.com/coaching   Watch the interview on video! https://www.youtube.com/channel/UCh6J0qIbSIHzPEwwreMulHw   Follow me on IG and watch the show LIVE! https://www.instagram.com/wendy_valentine_/   Contact us: hello@wendyvalentine.com

More on YouTube? Check the video version on YoutubeWho is the Guest?Ann Garcia, aka The College Financial Lady, has helped thousands of families save millions of dollars on college. A fee-only Certified Financial PlannerⓇ and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Her book How to Pay for College is set to release this summer from Harriman House; its companion online course is available now.Visit her at https://howtopayforcollege.com/college-financial-plan-masterclass  & https://www.ipawealthmanagement.com/ Get Her Book Now at:https://www.amazon.com/How-Pay-College-financial-education/dp/0857199293  Start taking action right NOW!Goal-setting the right way! Hesitant to make the first step towards real estate investing? Axel learned the hard way- but you DON'T have to start that way. Feel free to talk to him :)Connect with us through social! We'd love to build a community of like-minded people like YOU!

In this episode Melissa Joy, CFP, ® and Ann Garcia, CFP®, a financial advisor and author of the popular College Financial Lady blog, discuss the FAFSA form and strategies to maximize financial aid and merit scholarships, find out how to qualify for tax credits and other benefits. If you have a student applying for college this is a must listen episode to help plan financially.You will learn:         What is considered a parent asset on the FAFSA?How is the EFC formula calculated? Why the Net Price Calculator on every college website can help you narrow down options? How are the FAFSA and the CSS Profile difference?Why every family of a college bound student should fill out the FAFSA even if you don't think you will qualify for financial aid.Why keeping student assets in Roth or 529plan can have a large impact on financial aid.Why paying more in taxes in a FAFSA filing year can be beneficial. What is the best way for grandparents to gift money for college?What changes are coming to the FAFSA in 2023 and how might that change your EFC?Resources:Register for Pearl Planning Book Group Featuring Guest Appearance From The Author Tuesday, October 4th at 7:00 PM ESTOrder a copy of the book  How to Pay for College by Ann GarciaLearn more about Ann Garcia and The College Financial Lady. List of documents you will need to fill out the FAFSA, FAFSA Resources by the College Financial Lady.Learn more about the differences between the FAFSA and CSS Profile. Sign up for the College Financial Plan Masterclass course HERE.Are you a divorced parent filling out the FAFSA? Here is a blog for you. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional. Pearl Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Show Notes   - The Grow Your Business and Grow Your Wealth podcast with Gary Heldt   - EP 104 Ann Garcia, Managing partner – Independent Progressive Advisors   Ann Garcia, aka The College Financial Lady, has helped thousands of families save millions of dollars on college. A fee-only Certified Financial PlannerⓇ and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Her book How to Pay for College is set to release this summer from Harriman House; its companion online course is available now. Early in Ann's career as a financial advisor, she heard the same two questions again and again from her clients. One group asked, “How can we possibly afford to save for college and retirement?” Another group asked, “How can I save for retirement when I'm paying so much on my student loans every month?” Realizing that too many people struggled with this topic and too few advisors were willing to talk about it, she started The College Financial Lady blog to answer families' college planning questions. A decade later, she is not just the go-to person for college financial planning, she is a trained assassin in that arena. Ann has been featured in the New York Times, US News & World Report, CNN Money and countless other media. Ann and her husband, Bob, live in Portland, OR. Their twins are away from home attending affordable colleges.   Ann's insights include:    What led Ann to become a financial advisor who specializes in college planning How she helps clients through the many layers of college planning The mistakes families make when planning for college Her book, How to Pay for College The types of scholarships colleges can offer Why it's important for families to remember you have a lot of choices when it comes to financial planning Enjoy the show!   Connect with Ann:   Book: https://www.amazon.com/How-Pay-College-financial-education/dp/0857199293/ Website: howtopayforcollege.com Facebook: facebook.com/collegefinanciallady Twitter: twitter.com/collegefinanci2     Connect with Gary: Website: https://sbadvisors.cc/ Facebook: https://www.facebook.com/SmallBusinessAdvisors LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Providing your children with a good education is one of the best gifts you can give. But it's not straightforward. Education costs and student loan debt are skyrocketing. In some cases, college costs upwards of $300,000 for four years. And calculations for financial aid and merit awards are complex and opaque. How do you find the best education options that fit your budget and are right for your child? And how do you save for your kids' college without wrecking your own retirement, or putting your other goals completely out of reach? Ann Garcia―known as The College Financial Lady―is a CERTIFIED FINANCIAL PLANNER™ and college finance expert, and is here to help. In How to Pay for College, Ann shows you how to develop a financial plan for college that really works, including: How to save and how much to save. How to find good college choices that fit your budget. How to get scholarships and tax benefits. How to talk to your kids about the costs and benefits of going to college. Plus invaluable information and inside tricks to help you crack the college financial challenge. Detailed explanations of the key elements in planning for college―the FAFSA's methodology, merit awards, 529 plans, AP credits, student loans, financial aid awards, budgeting, and more―are paired with worksheets and exercises to give you a full picture of your family's college financial position. This definitive guide gives you everything you need to give your children the best education possible, at a price you can all afford. John Emrich has worked for decades years in corporate finance, business valuation and fund management. He has a podcast about the investment space called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Providing your children with a good education is one of the best gifts you can give. But it's not straightforward. Education costs and student loan debt are skyrocketing. In some cases, college costs upwards of $300,000 for four years. And calculations for financial aid and merit awards are complex and opaque. How do you find the best education options that fit your budget and are right for your child? And how do you save for your kids' college without wrecking your own retirement, or putting your other goals completely out of reach? Ann Garcia―known as The College Financial Lady―is a CERTIFIED FINANCIAL PLANNER™ and college finance expert, and is here to help. In How to Pay for College, Ann shows you how to develop a financial plan for college that really works, including: How to save and how much to save. How to find good college choices that fit your budget. How to get scholarships and tax benefits. How to talk to your kids about the costs and benefits of going to college. Plus invaluable information and inside tricks to help you crack the college financial challenge. Detailed explanations of the key elements in planning for college―the FAFSA's methodology, merit awards, 529 plans, AP credits, student loans, financial aid awards, budgeting, and more―are paired with worksheets and exercises to give you a full picture of your family's college financial position. This definitive guide gives you everything you need to give your children the best education possible, at a price you can all afford. John Emrich has worked for decades years in corporate finance, business valuation and fund management. He has a podcast about the investment space called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/education

Providing your children with a good education is one of the best gifts you can give. But it's not straightforward. Education costs and student loan debt are skyrocketing. In some cases, college costs upwards of $300,000 for four years. And calculations for financial aid and merit awards are complex and opaque. How do you find the best education options that fit your budget and are right for your child? And how do you save for your kids' college without wrecking your own retirement, or putting your other goals completely out of reach? Ann Garcia―known as The College Financial Lady―is a CERTIFIED FINANCIAL PLANNER™ and college finance expert, and is here to help. In How to Pay for College, Ann shows you how to develop a financial plan for college that really works, including: How to save and how much to save. How to find good college choices that fit your budget. How to get scholarships and tax benefits. How to talk to your kids about the costs and benefits of going to college. Plus invaluable information and inside tricks to help you crack the college financial challenge. Detailed explanations of the key elements in planning for college―the FAFSA's methodology, merit awards, 529 plans, AP credits, student loans, financial aid awards, budgeting, and more―are paired with worksheets and exercises to give you a full picture of your family's college financial position. This definitive guide gives you everything you need to give your children the best education possible, at a price you can all afford. John Emrich has worked for decades years in corporate finance, business valuation and fund management. He has a podcast about the investment space called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices

Providing your children with a good education is one of the best gifts you can give. But it's not straightforward. Education costs and student loan debt are skyrocketing. In some cases, college costs upwards of $300,000 for four years. And calculations for financial aid and merit awards are complex and opaque. How do you find the best education options that fit your budget and are right for your child? And how do you save for your kids' college without wrecking your own retirement, or putting your other goals completely out of reach? Ann Garcia―known as The College Financial Lady―is a CERTIFIED FINANCIAL PLANNER™ and college finance expert, and is here to help. In How to Pay for College, Ann shows you how to develop a financial plan for college that really works, including: How to save and how much to save. How to find good college choices that fit your budget. How to get scholarships and tax benefits. How to talk to your kids about the costs and benefits of going to college. Plus invaluable information and inside tricks to help you crack the college financial challenge. Detailed explanations of the key elements in planning for college―the FAFSA's methodology, merit awards, 529 plans, AP credits, student loans, financial aid awards, budgeting, and more―are paired with worksheets and exercises to give you a full picture of your family's college financial position. This definitive guide gives you everything you need to give your children the best education possible, at a price you can all afford. John Emrich has worked for decades years in corporate finance, business valuation and fund management. He has a podcast about the investment space called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/finance

Ann Garcia has helped thousands of families save millions of dollars on college. Knowledgeable yet approachable, Ann explains 529s, the FAFSA, and how parents can effectively balance retirement and college savings. Howtopayforcollege.com Music: https://www.purple-planet.com

Have you figured out how you're going to pay for college? Or are you a parent with your own student loans wondering how you're going to pay for both? Questioning if you should be saving for retirement or college first? There are so many questions when it comes to preparing for college. Wondering what college is best for the student, what financial aid they will have access to and what to do if the family finds themselves paying for a parent loan they weren't aware of. Listen in as Ann answers some of your burning questions and gives us some great tips on navigating how to pay for college without ending up with huge debts. Meet Ann Garcia AKA The College Financial Lady, has helped thousands of families save millions of dollars on college. A fee-only Certified Financial Planner® and managing partner of Independent Progressive Advisors, Ann specializes in helping families balance the desire to support their children's dreams with the reality of funding their own lives. Her book How to Pay for College is set to release this summer from Harriman House; its companion online course is available now. Early in Ann's career as a financial advisor, she heard the same two questions again and again from her clients. One group asked, “How can we possibly afford to save for college and retirement?” Another group asked, “How can I save for retirement when I'm paying so much on my student loans every month?” Realizing that too many people struggled with this topic and too few advisors were willing to talk about it, she started The College Financial Lady blog to answer families' college planning questions. A decade later, she is not just the go-to person for college financial planning, she is a trained assassin in that arena. _“Think about it from the perspective of where do you see your student 10 years from now? What's the life that you want them to have? What are the experiences you want them to have in college? What are the things that make them successful or unsuccessful in an academic or social environment? .” _ - Ann Garcia Timestamps 01:02 - About Ann 03:21 - What's more important? Saving for retirement or college first? 05:21 - How do you balance your own student loan when your kids are about to go to college? 08:14 - Who takes out the student loan? The parent or the student? 12:00 - General advice for making the best long term financial decisions. 19:17 - Tools to navigate scholarships and get great information 20:54 - Does it matter which college you go to? 27:03 - Parents who didn't realise they took our a parent loan. 30:01 - What do they do now? 35:12 - Can social security be garnished for the student loans? 36:50 - Those eligible for student loan forgiveness. 41:14 - Ann's book: How To Pay For College 42:40 - Last words of wisdom and book recommendations For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * FREE Budget Starter Kit: www.budgetsmadeeasy.com/start Book Recommendation: * Psychology of Money by Morgan Housel (affiliate link): https://amzn.to/39q8MVT Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Ann: * Facebook: www.facebook.com/collegefinanciallady * Website: www.howtopayforcollege.com Special Guest: Ann Garcia.

Student loan forgiveness is a hot topic, but not a new one. Neither is the idea of free college. Many people with young kids think they don't need to bother saving for college because it will be free by the  time their kids go. That's probably a mistake, says Ann Garcia, Partner with Independent Progressive Advisors – a fee-only  registered investment advisor – and writer of The College Financial Lady blog.“While I do hope it happens, free college is limited to tuition, to public colleges and will be based on income," - AnnYou can find show notes and other information at CarsonGroup.com/Framework.

In this episode Melissa Joy, CFP, ® and Ann Garcia, CFP®, a financial advisor and author of the popular College Financial Lady blog, discuss the FAFSA form and strategies to maximize financial aid and merit scholarships, find out how to qualify for tax credits and other benefits. If you have a student applying for college this is a must listen episode to help plan financially.You will learn:         What is considered a parent asset on the FAFSA?How is the EFC formula calculated? Why the Net Price Calculator on every college website can help you narrow down options? How are the FAFSA and the CSS Profile difference?Why every family of a college bound student should fill out the FAFSA even if you don't think you will qualify for financial aid.Why keeping student assets in Roth or 529plan can have a large impact on financial aid.Why paying more in taxes in a FAFSA filing year can be beneficial. What is the best way for grandparents to gift money for college?What changes are coming to the FAFSA in 2023 and how might that change your EFC?Resources:Learn more about Ann Garcia and The College Financial Lady. List of documents you will need to fill out the FAFSA, FAFSA Resources by the College Financial Lady.Learn more about the differences between the FAFSA and CSS Profile. Sign up for the College Financial Plan Masterclass course HERE.Are you a divorced parent filling out the FAFSA? Here is a blog for you. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional. Pearl Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

#79: This one's for you parents who have kids in college or soon going to college…In the COVID relief stimulus bill that passed at the end of 2020, there was a big chunk about federal student financial aid.New rules are bringing significant changes to college financial aid. This week, I deep dive with my friend Ann Garcia, aka The College Financial Lady, on what these changes are and how they will impact you and your family.We discuss:Overview of the federal student financial aid application process, including key datesImportant changes coming to the federal financial aid process: for the FAFSA application, families with multiple college-aged kids, grandparent 529 plans, divorced parents, and moreTimeline and phasing of these changes coming in 2021, 2022, 2023 and beyondCheck it out here:https://hackyourwealth.com/fafsa-federal-student-financial-aid-changesWill you be applying for college financial aid over the next few years? What one thing brings you the biggest worry when it comes to college financial aid? Let me know by leaving a comment.Don't miss an episode, hit that subscribe button...If you liked this episode, be sure to subscribe so you don't miss any upcoming episodes!Apple PodcastsOvercastSpotifyStitcherI need your help, please leave a listener review :)If you liked this episode, would you please leave a quick review on Apple Podcasts? It'd mean the world to me and your review also helps others find my podcast, too!Links mentioned in this episode:The College Financial LadyCollege financial aid tips and strategies, with Ann Garcia (HYW053)529 college savings plans: rules, tax benefits, & qualified expenses (HYW026)College financial aid strategies to optimize your assets, income & EFC (HYW025)Schedule a private 1:1 consultation with meHYW private Facebook community Intro/Outro: Old Bossa by Twin Musicom.