An assurance that an individual is likely to retain employment, with relatively low chance of becoming unemployed
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The conversation explores how AI and automation are reshaping the marketing landscape, emphasizing the importance of not seeking 100% automation but instead aiming for impactful, sustainable 80% solutions. Joining the show is Dale Bertrand, founder and CEO of Fire and Spark, who brings over 17 years of expertise in SEO and a unique perspective rooted in computer engineering. The episode confronts anxieties around AI replacing human jobs, advocating for a focus on expertise amplification and the development of critical thinking skills in the AI era. It also highlights the importance for marketers to communicate value to business leaders in financial terms rather than just traditional marketing metrics.⏰ Timecodes ⏰0:00 - The 80/20 Rule of AI Automation1:27 - The Next Generation Growing Up with AI2:21 - Students' Approaches to AI: Learning vs. Cheating4:23 - Introducing Dale Bertrand: SEO, AI, and Content Discoverability5:55 - Smallest, Most Impactful AI Automation for B2B Marketers10:13 - The ROI of Building Context for AI Workflows13:05 - AI Agents, Job Security, and the Human Element in Marketing17:20 - Higher Education, AI, and Preparing for a New Job Market23:19 - AI Lifting Creative Bottlenecks: What Changes for SEOs & Marketers25:59 - Translating SEO Metrics into Business Growth Language33:43 - Contribution vs. Attribution: Measuring Marketing's Real Impact A. Lee Judge is the creator and host of The Business of Marketing podcast.Please follow the podcast on your favorite podcast listening platform.This podcast is produced by Content Monsta - A leading producer of B2B Content.
The number of professionals seeking help after retrenchment is rising, even as Singapore's labour market remains relatively resilient. What's driving the growing sense of anxiety among white-collar workers? On Viewpoint, Lynlee Foo speaks with sociologist and IPS Social Lab Adjunct Principal Research Fellow at the National University of Singapore, Dr Tan Ern Ser, to explore whether the traditional promise of education, hard work and career progression is becoming less certain in an era of AI, offshoring and rapid workplace change. How is job insecurity reshaping the way Singaporeans think about careers, social mobility and the future? See omnystudio.com/listener for privacy information.
This episode explores the rapid evolution of AI and its impact on the job market, particularly for 20-somethings entering the workforce. AI experts Darius Mirshahzadeh of AIifyIt and Jerome Stewart of White Feather Group discuss how artificial intelligence is transforming knowledge work, creating new opportunities for those who adapt quickly while threatening traditional career paths. The conversation covers practical AI tools, automation platforms, and strategic advice for navigating the AI-driven economy. In this episode, Darius will discuss: (00:00) The AI Revolution: A New Era for Knowledge Workers (02:34) Chronological Evolution of AI: Past, Present, and Future (05:41) The Impact of AI on Knowledge Work and Job Security (08:52) Skills for the Future: Preparing for an AI-Driven Economy (11:27) Navigating the Job Market: Opportunities and Challenges for Young Professionals (14:44) The Role of Human Connection in an AI World (17:49) Becoming the Solution: Embracing AI Skills for Career Success (26:24) The Role of AI in Manual Tasks (28:27) The Future of Robotics and AI Integration (30:24) Reassessing Your Tech Stack (34:27) Getting Started with AI for Young Professionals (42:49 The Urgency of Adopting AI in Business Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness. Learn more about your ad choices. Visit megaphone.fm/adchoices
Hour 3 of Baskin and Phelps
You've thought about quitting your job more than once. But every time, the same things pull you back: the salary, the benefits, the 401k match, the job security, the predictability of a paycheck that shows up every month no matter what. On paper, staying in a career you've outgrown sounds like the safe call. But the real math of staying tells a different story. In this episode, we break down the three hidden costs of staying in a job that no longer fits, and why the financial case for staying is built on incomplete math. What you'll learn: Why staying for the benefits and job security often costs more than leaving ever would The three hidden costs of staying in a career you've outgrown that never show up on a pay stub How "opportunity cost" quietly erodes your career trajectory while you stay in a role that doesn't fit Why staying in a draining job makes you a worse negotiator in every future job offer (and how that costs you in real dollars) The "compounding drain tax" you pay every month you stay in work that drains you, and how it shows up in your sleep, your relationships, and your future earning potential Real stories from Dan, Kristen, and Charity about what actually changed when they finally made the move Our book, Happen To Your Career: An Unconventional Approach To Career Change and Meaningful Work, is now available on audiobook! Visit happentoyourcareer.com/audible to order it now! Visit happentoyourcareer.com/book for more information or buy the print or ebook here! Want to chat with our team about your unique situation? Schedule a conversation Free Resources What career fits you? Join our free 8 Day Mini Course to figure it out! Career Change Guide - Learn how high-performers discover their ideal career and find meaningful, well-paid work without starting over. Related Episodes An Overthinker's Guide To Making Better Career Decisions (Spotify /Apple Podcasts) Should I Quit My Job? How to Know It's Time (Spotify / Apple Podcasts)
In the age of AI, do you feel that your future is more uncertain?
Hour 2: Is Bubba Chandler pitching for his job tonight in Toronto? Matt Clement joins the show to talk about Chandler's Pittsburgh future and other Pirates stories. Hooters says they are becoming “family-friendly” and Dom is not happy about that. And could Sunday Night Football move to Amazon Prime?
Hour 3 of the Chris Hand Show | Aired Tuesday 05-19-26See omnystudio.com/listener for privacy information.
Jeremy, Ed, and special guest Steve Melewski hear the fans thoughts on Mike Elias' future with the Orioles.
In this special edition of the Jets at Noon podcast, Cam, Kelly, and Tyson discuss Scott Arniel. With a report and a concrete coaching move in the NHL, does Arniel deserve some level of job security? Learn more about your ad choices. Visit megaphone.fm/adchoices
Hugh Douglas and Joe Giglio evaluate rumors surrounding AJ Brown's potential trade to the Patriots following reports of him scouting condos in Boston. They also address the mounting pressure on Sixers President Daryl Morey and take calls regarding Jalen Hurts' development under a new offensive coordinator. 01:27 - AJ Brown Trade Speculation 07:05 - Philadelphia Fan Rants 11:25 - Daryl Morey Firing Talk 17:37 - Jalen Hurts Development 24:34 - Flyers Offseason Outlook
Hugh Douglas and Joe Giglio discuss the Eagles' upcoming Thanksgiving matchup against the Cowboys and whether Daryl Morey should be fired by the Sixers. They explore NFL schedule leaks, including rumors involving A.J. Brown, and take calls on Jalen Hurts' potential for the 2024 season. 02:03 - Eagles Cowboys Thanksgiving Matchup 06:34 - NFL Week 1 Matchups 13:23 - Caller Aaron On Sixers 19:37 - Eagles Strength Of Schedule 28:15 - A.J. Brown Trade Rumors 40:12 - Daryl Morey Firing Debate 45:51 - Jalen Hurts Performance Expectations
Episode OverviewIn this episode of The Uncertainty Edge, host Sam Sivarajan sits down with George Pillari — healthcare executive, crisis management specialist, and author of The Seven Deadly Stupidities — for a candid conversation on leading through crisis.George has spent decades navigating high-stakes turnarounds, managing billion-dollar stakeholder negotiations, and dissecting business failures through his blog, The Voice Behind the Cautionary. He shares hard-won lessons on transparency, the patterns behind high-profile failures, managing with incomplete information, and why job security is a myth every professional must confront.Key Quote“There is no job security. Zero.” — George PillariKey TakeawaysTransparency is the #1 crisis tool — open communication with all stakeholders defuses tension faster than anything else.Lenders are partners, not adversaries. Treating them as allies changes the entire dynamic of a turnaround.Great crisis leaders listen more than they speak. They prompt questions, hear from everyone, and resist the urge to dictate.Job security is a myth. Spend an hour a week exploring the market — not to find a new job, but to stay sharp and aware.Second-order thinking is essential. Before acting, ask: what's the worst that can happen, and can I live with it?Sound Bites“There is no job security. Zero.”“You have to stay current.”“AI is going to change things.”“Incomplete information equals risk.”“You've got to make friends with the ‘bad guys' — because there shouldn't be any bad guys.”Topics Discussed00:00 — Introduction to Crisis Management and Leadership01:33 — George Pillari's Journey: From Healthcare Economics to Crisis Management07:59 — The Importance of Transparency in High-Stakes Negotiations26:47 — Navigating Accountability: Profiles of Greed and High-Profile Failures39:18 — Job Security in an Uncertain World — and What to Do About ItResources MentionedGeorge Pillari's Resources:Blog: thecautionary.comEmail: gp@stupid.blogBook: The Seven Deadly Stupidities by George PillariReferenced: The Secret Race by Tyler HamiltonStay Connected with The Uncertainty EdgeSubscribe on your favourite podcast platform to never miss an episode.Join the conversation on LinkedIn — share your thoughts and connect with other forward-thinking leaders: linkedin.com/in/samsivarajanExplore more insights on Sam's website: samsivarajan.com
Steve Cadigan In this episode of the Nonprofit Leadership Podcast, Dr. Rob Harter speaks with Steve Cadigan, talent strategist, author of Workquake, and LinkedIn's first Chief HR Officer. Steve shares how the employer-employee relationship has changed dramatically in recent years, especially as AI, remote work, frequent career changes, and shifting expectations around purpose and flexibility continue to reshape the workplace. Steve explains why nonprofit leaders can no longer rely on traditional ideas of long-term retention or job security. Instead, he encourages leaders to offer “career security” by helping employees grow, learn, and become better prepared for an uncertain future. For nonprofits, this shift creates a powerful opportunity to attract mission-driven talent, build stronger alumni relationships, redesign roles for shorter talent cycles, and create cultures where people want to contribute deeply—even if they do not stay forever. Key Topics Include: Why the “workquake” is changing how leaders recruit, retain, and develop talent The difference between job security and career security How nonprofit leaders can build stronger talent strategies in a short-tenure workplace Why employees are increasingly loyal to learning, growth, and purpose How nonprofits can attract people in career transition through “tour of duty” roles The value of alumni communities and maintaining relationships with former employees Why reverse mentoring can help younger employees contribute, grow, and stay engaged Mentioned in This Episode: Steve Cadigan's website: https://stevecadigan.com Steve Cadigan's book, Workquake: https://stevecadigan.com/workquake/ Steve Cardigan on LinkedIn: https://www.linkedin.com/in/cadigan/ This Episode is Sponsored By: DonorBox Links to Resources: Interested in Leadership and Life Coaching? Visit Rob's website: RobHarter.com Find us on YouTube: Nonprofit Leadership Podcast YouTube Channel Suggestions for the show? Email us at nonprofitleadershippodcast@gmail.com Request a sample coaching session: Email Rob at rob@robharter.com Subscribe and ShareListen and subscribe to the Nonprofit Leadership Podcast on iTunes, Spotify, or Amazon. Don't forget to like, subscribe, and share with other nonprofit leaders!
Hour 3 of Jeremy and Joe! Hour started with the Wheel of Bits, a food debate on the best fast food burgers Demeco Ryans has great job security, but how high? Plus the guys finished the show with by naming the 'Junkie of the Day!'
Berry Tramel and Tom Shatel break down why more coaches are pushing for a 24-team College Football Playoff, arguing expanded access isn’t just about opportunity — it’s about protecting jobs, easing pressure and creating new bragging rights across the sport. About the hosts Berry Tramel is a columnist at the Tulsa World in Oklahoma. Tom Shatel is a columnist for the Omaha World-Herald in Nebraska. Tramel has been covering college football since 1979. Shatel has been covering Nebraska for the Omaha World-Herald since 1991 and has been covering college football since 1980. Friends from their days covering the Big 8, these two get together once a week to talk all things college football. Follow the writers Berry Tramel: Click here to follow Berry's work Tom Shatel: Click here to follow Tom's work
(0:00) Felger, Mazz, and Murray open the show with their thoughts on the Celtics blowing a 3-1 series lead to the 76ers in the opening round of the NBA playoffs and Joe Mazzulla's role in the loss. (17:50) The callers give their thoughts on the Celtics collapse. (29:24) Thoughts on what Joe Mazzulla had to say following the Celtics collapse against the 76ers.(37:12) More thoughts from the callers on the Celtics first round playoff exit at the hands of the 76ers. Plus, thoughts on Jayson Tatum missing game 7 with knee soreness. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Mets won a series and said what they needed to say about Carlos Mendoza's job security.
On The Putback with Ian Begley, SNY's NBA Insider is joined by Knicks Film School's Jon Macri to break down the Knicks big victory over the Hawks in Game 5, look around the rest of the NBA Playoffs, and preview Game 6 in Atlanta. Today's Show: 0:00 Welcome to the show 1:04 The Baseline - Knicks win Game 5 7:00 Previewing Game 6 in Atlanta 11:06 Mitch and KAT lineup success 13:45 Mikal Bridges and Mike Brown adjustments 24:44 Knicks Defense vs Hawks 29:28 Rest of the Eastern Conference 32:55 Josh Hart update 35:46 Job Security of Mike Brown and Leon Rose 39:48 NBA Playoff Shockers 43:30 The Talkback 1:07:11 Final Thoughts Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Admit it, you've complained about at least one other generation. Boomers, Gen X, Millennials, Gen Z—somehow, they all end up with reputations built around what's wrong with them. Dr. Eliza Filby has a different suggestion: stop asking what's wrong with them. And start questioning what world they were handed. Eliza is a contemporary historian, generations expert, and the author of Sunday Times bestseller: Inheritocracy. And with more generations in the workplace than at any point in history, she is precisely the person we need to show us a new way to win… together. In this conversation, Eliza makes connections about how generational change is reshaping work, wealth, and modern life that I'd never thought to connect. She might just change how you see the world (and people) around you. In this episode you'll learn: ➡️ Why calling Gen Z "entitled" is the wrong diagnosis (and what's really driving the behavior leaders complain about most) ➡️ How retirement planning and eldercare became the new midlife crisis ➡️ How the economy changed after 2008 + quietly rewrote the rulebook for every generation that followed ➡️ Why belonging is becoming increasingly rare (even though we need it) ➡️ Why Millennials + Gen Z are more likely become homeowners by being loyal to their parents than by being loyal to their jobs ➡️ 3 things no AI will replace in the workplace… ➡️ What's driving hyper-individualism + how do we fix it We all may have strong opinions about one another, but it's time to focus on building greater understanding. This conversation is a good place to start. This… is A Bit of Optimism. + + + To buy a copy of Dr. Eliza Filby's bestselling book Inheritocracy: It's Time to Talk About the Bank of Mum and Dad, head to: https://www.elizafilby.com/books Want to hear more from Eliza? Check out her It's All Relative Newsletter: https://www.elizafilby.com/newsletter + + + Chapters 00:00:00 Rethinking the Generational Divide at Work 00:01:35 How Dr. Filby Became a Generations Expert 00:04:33 Defining Generations: Why They're Getting Shorter 00:08:42 The Fragmentation of Shared Experience 00:14:29 Conspiracy Culture Infiltrates the Workplace 00:16:16 The End of Job Security and the Rise of the Solopreneur 00:18:02 What Leaders Must Offer in the Age of Uncertainty 00:20:31 The Bank of Mom and Dad: Living in an Inheritocracy 00:28:23 Why Young People Don't Have 'The Hunger' for Work 00:31:35 The Changing Life Cycle: Delayed Adulthood and Pressured Midlife 00:41:45 Rising Individualism and the Loss of 'We' at Work 00:47:02 Gen AI: The Next Generation in the Workplace 00:50:44 The Solution: Let Humans Do What Can't Be Counted 01:00:42 Disrupting the Path to Mastery and Nurturing Human Skills 01:03:02 How the Generations Can Come Together + + + Simon is an unshakable optimist. He believes in a bright future and our ability to build it together. Described as “a visionary thinker with a rare intellect,” Simon has devoted his professional life to help advance a vision of the world that does not yet exist; a world in which the vast majority of people wake up every single morning inspired, feel safe wherever they are and end the day fulfilled by the work that they do. Simon is the author of multiple best-selling books including Start With Why, Leaders Eat Last, Together is Better, and The Infinite Game. + + + Website: http://simonsinek.com/ Live Online Classes: https://simonsinek.com/classes/ Podcast: http://apple.co/simonsinek Instagram: https://instagram.com/simonsinek/ Linkedin: https://linkedin.com/in/simonsinek/ Twitter: https://twitter.com/simonsinek Facebook: https://www.facebook.com/simonsinek
Are you working in a system designed to discard you? Today on Eyes Wide Open, we're joined by advocate and podcast host Maureen Wiley Clough to pull back the curtain on the end of job security due to unseen systems of corporate greed, ageism, and the erosion of worker rights. We explore the radical intentionality required to survive an era of mass layoffs and AI existential risks while maintaining your dignity and agency. In this episode, we dive into the "ghost workforce" and how surveillance and corporate disempowerment have become the new standard in the modern workplace. Maureen shares her insights on why ageism is starting earlier than ever and how the American social contract is failing mid-to-late career workers. We discuss the power of collective action, the myth of "job security," and practical strategies like economic activism and "wallet voting" to force systemic reform. Whether you're navigating an involuntary shift into the gig economy or fighting for transparency in your current role, this conversation provides a roadmap for returning to a culture of unity, leadership, and common humanity. About Maureen Riley Clough Maureen Riley Clough is a career empowerment partner, content creator, and public speaker. Specializing in the intersection of labor rights, ageism, and systemic change, Maureen works to empower workers navigating the complexities of the modern corporate landscape. She has had her work featured in prominent outlets like Forbes and Business Insider. Her podcast, "It Gets Late Early," addresses pressing issues in today's work environment, making her a credible voice in the conversation about corporate culture. Our Mission Eyes Wide Open is a space for honest communication. Our goal is to remove the stigmas around mental health, holistic lifestyles, culture, and free speech so you can show up as your authentic self with your eyes wide open. By having real conversations about difficult truths, we move toward collective healing. Chapters 00:00 - Welcome and introduction to Maureen Wiley Clough 02:23 - Corporate greed and the suppression of worker voices 05:29 - Ageism at 37: The alarming reality of mid-career discrimination 13:14 - Collective action and the history of labor movements 18:19 - The rise of the gig economy and involuntary entrepreneurship 25:13 - AI's impact on privacy, autonomy, and job security 33:10 - The existential threat of AI surveillance 38:22 - Economic activism: Using your financial power to spark reform 47:35 - The dangers of wealth hoarding and systemic inequality 62:14 - The power of support networks and community 64:21 - Finding common humanity beyond political division Find Maureen Wiley Clough Here: Instagram: http://instagram.com/maureenwclough TikTok: https://www.tiktok.com/@maureenwclough Threads: https://www.threads.com/@maureenwclough LinkedIn: https://www.linkedin.com/in/maureenwclough/ YouTube: https://www.youtube.com/@itgetslateearly Website: https://www.maureen-wiley-clough.com/ It Gets Late Early Podcast: https://www.itgetslateearly.com/ Find Nick Thompson here: Nick Instagram: https://www.instagram.com/nthompson513/ UCAN Instagram: https://www.instagram.com/the_ucan_foundation/ YouTube: https://www.youtube.com/@EyesWideOpenContent LinkedIn: https://www.linkedin.com/in/nickthompson13/ UCAN Foundation: https://theucanfoundation.org/ Website: https://www.engagewithnick.com
DEAR PAO: Sales quotas and job security of regular employees | Apr. 28, 2026Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcher Tune In: https://tmt.ph/tunein #TheManilaTimes #KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.
Mego, Wiggy and Greg give their leads for the morning. Mego has a non sports lead, while both Wiggy and Greg analyze different Boston Sports teams.
They analyze the Eagles' first-round selection of Makai Lemon, including the draft-day trade drama and how the receiver fits into the offense. The conversation shifts to the Phillies' struggles and the release of Taijuan Walker, along with speculation regarding Rob Thomson's job security. Additionally, they discuss the ongoing scandal involving Mike Vrabel and potential tampering charges involving the Patriots. 01:41 - Makai Lemon Draft Analysis 06:45 - Jalen Hurts Character 10:56 - Phillies Struggles Analysis 15:17 - Trade Up Logistics 19:00 - Jalen Hurts Expectations 25:04 - Rob Thomson Hot Seat 28:15 - Mike Vrabel Scandal 36:27 - Patriots Tampering Charges 40:21 - Gretzky on Rick Tocchet 46:21 - Makai Lemon Fit
Joe Giglio and Hugh Douglas analyze the Phillies' ongoing struggles and Dave Dombrowski's comments about the team's roster construction. They debate the necessity of Joel Embiid's return for the 76ers' playoff push and discuss Hugh's difficulty following the action in hockey. 01:30 - Phillies Losing Streak Debate 05:02 - Dombrowski's Roster Concerns 13:55 - Sixers Playoff Strategy Discussion 19:45 - Hugh's Hockey Puck Struggles 22:32 - Rob Thomson's Job Security
LIKE, SUBSCRIBE and COMMENT below Membership gives you the ability to live comment on streams, the draft guide, as well as early access to videos, exclusive shout-outs, and emojis. READ The Hutch Report and get Jake's Behind the Curtain Draft Film, War Room Newsletter + Offseason Mailbags. https://hutchreport.substack.com Follow us: Jake on Twitter: https://twitter.com/hutchdiesel Dieter on Twitter: https://twitter.com/dieter On Instagram: https://www.instagram.com/dieterhutch/ Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/all-good-folks/tricky License code: SOLKAD39DTA90YDX Chapters (00:00:00) - Steelers GM John Lynch's Press Conference Reaction(00:05:09) - Best Player Available In The World(00:05:42) - John Lynch on the 49ers' Draft Strategy(00:11:17) - John Walsh on Shanahan's Job Security(00:16:04) - John Harbaugh on the Robots and AI(00:21:19) - Miami Dolphins: Should they trade up?(00:25:05) - Caden Proctor to the Vikings?(00:29:15) - Trade Talk: Max Bredesen to the Giants(00:34:25) - Evaluating safeties: How do you evaluate them?(00:39:10) - How To Cope With The NFL Mock Draft(00:42:11) - Sadiq vs. Thienaman: Should the Niners Pick(00:46:21) - John Lynch on Paxton Paxton Jr.(00:49:30) - 2018 NFL Mock Draft: Wide Receivers, Edge Rushers(00:53:08) - Top 49ers Mock Draft: Cornerback(00:56:23) - NFL Mock Draft: Cape Heart or Eric Rivers?(00:59:11) - 49ers mock draft: Cornerback or Safety?(01:02:10) - Isaiah World in my 2019 Hogs Mock Draft(01:05:36) - 49ers 2017 NFL Mock Draft
Spike, Ike, and Fritz discuss the urgent need for a managerial change for the Phillies, suggesting that firing Rob Thomson could be the necessary wake-up call for the core. They also analyze the Sixers' recent victory over the Magic and address rumors surrounding A.J. Brown's desire to leave the Eagles.
Jon Heyman Refutes Craig's Doubts on Carlos Mendoza's Job Security
Send us Fan MailGovernment Job vs Skills: What Really Gives Job Security in India?Is job security really found in a government job… or in your skills?This is one of the most important career questions every Indian student faces — and in this episode of The Kapeel Gupta Career PodShow, we decode it honestly, deeply, and practically.Through relatable stories, real data, and a powerful decision framework, this episode explores what true job security means in today's world — beyond just a monthly salary.
Gina Shumway's journey from nurse practitioner to investor reveals how bold decisions, strategic thinking, and consistent action can transform an ordinary life into one built on freedom, wealth, and unstoppable momentum.See article: https://www.unitedstatesrealestateinvestor.com/from-nurse-to-real-estate-powerhouse-building-wealth-and-freedom-with-gina-shumway/(00:00) - Introduction to The REI Agent Podcast(00:32) - Meet Gina Shumway and Her Real Estate Background(01:45) - Chattanooga as a Growing Investment Market(03:10) - Family Life and Raising Four Active Kids(05:05) - Managing Chaos with Time Blocking and Calendars(07:20) - Fitness, Discipline, and Balancing Health with Business(09:10) - From Nurse Practitioner to Real Estate Investor(12:30) - The Bathroom Renovation That Sparked Everything(15:05) - Discovering Real Estate Through Podcasts and Education(17:40) - First Investment Deal and Introduction to BRRRR Strategy(20:15) - Leveraging Social Media to Attract Clients(22:05) - Transitioning Into Real Estate Full-Time(24:10) - Building and Acquiring a Real Estate Team Early(27:00) - Creating a Niche in Investment-Focused Real Estate(29:15) - The Power of Experience and Investor Perspective(31:30) - The Reality of Entrepreneurial Stress vs Job Security(34:05) - Emotional Control and Detachment in Deal-Making(36:20) - Scaling Through Repeat Clients and Systems(38:10) - Market Shifts and the Evolution of Investment Strategies(40:05) - Multifamily vs Single-Family in Today's Market(41:40) - Golden Nuggets for Investors and Agents(42:50) - Book Recommendations and Mindset Shifts(43:10) - Where to Connect with Gina Shumway(43:26) - Closing Thoughts and Podcast OutroContact Gina Shumwayhttps://www.facebook.com/gina.shumway/https://www.instagram.com/gina.shumway/https://www.linkedin.com/in/gina-shumway-51718770/https://www.youtube.com/@titangroupchatt If there is one thing to take from Gina's story, it is this: your future does not change until you decide to act. You do not need perfect timing, perfect knowledge, or perfect conditions. You need movement. Start where you are, use what you have, and build something that gives you freedom, not just income. Keep going, keep learning, and keep building the life you actually want. Visit https://reiagent.comIs success destroying your peace? Most pros grind until they break. Download The Investor's Life Balance Sheet: A Holistic Wealth Audit to see if you are building a legacy or heading for burnout. Presented by The REI Agent Podcast & United States Real Estate Investor® https://sendfox.com/lp/m4jrl
March pain is over. This Detroit Red Wings podcast covers another crushing loss as playoff hopes fade & McLellan & Yzerman faces mounting pressure. Detroit Red Wings news and analysis examines the Red Wings vs Penguins game recap & what's next for Hockeytown. (00:00) - Intro Fan sentiment captures the mood after another lifeless performance from Todd McLellan's squad. (04:20) - Red Wings vs Penguins Game Recap Detroit falls 5-1 to Pittsburgh in another horrendous road performance. Dylan Larkin's power play goal for his 5th straight 30 goal season provides the only bright spot as John Gibson is chased again in favor of Cam Talbot. (14:00) - Wild Card Race Stalemate The Red Wings lose ground to nobody - every playoff hopeful keeps stumbling at the same time. Detroit somehow still in the hunt despite looking like a tune-up opponent for other teams. (18:45) - McLellan vs. Players Disconnect between coaching and execution reaches a breaking point - is it because Alex DeBrincat, Moritz Seider, Lucas Raymond, and Patrick Kane don't have enough support in the lineup? Or is the coach's message wearing thin? (32:15) - Steve Yzerman Job Security Speculation bubbles up about the GM's future as another mediocre season winds down. What's real criticism versus noise from frustrated fans. (44:30) - Trey Augustine Signs ELC Rare positive news as the goalie prospect puts pen to paper. Could he be the answer Detroit's been searching for between the pipes. Also, Carter Bear's important in the prospect pipeline compared to Danielson, Kasper, and Brandsegg-Nygard. (54:55) - NHL News - Toronto Maple Leafs Fire Treliving Leafs continue to reel as they move on from Treliving. Also, Gudas standing up for his payback & more. (1:02:55) - Overtime Mailbag Your questions on the team's slide, whether Larkin should be traded or stripped of the C, & more. --- This episode is sponsored by ExpressVPN: go to ExpressVPN.com/wingedwheel to get 4 extra months FREE! Go to KoffeeKult.com and use code WWP for 15% off your order! #ad Support the show: Patreon.com/WingedWheelPodcast Head over to wingedwheelpodcast.com to find all the ways to listen, how to support the show, and so much more!
Whoa, Shuhei! We’ve got a lot to talk about. Stack it up! Join Tricky, Matt and Alex as they discuss, among other things, Ghost of Yotei, Resident Evil Requiem, Slay the Spire 2, and Monster Hunter Stories 3: Twisted Reflection. What’s more, we focus on the PlayStation Plus Essential monthly games, and we ponder EA’s latest round of layoffs. Funny, we thought Battlefield 6 was doing well. Say what? The game has broken records? Oh. I guess EA just had to do a villain thing. It’s been more than 24 hours. And if you think that’s all, then you’ve got another thing coming! We hit the high notes, and we hit the low notes, but we’ll always bring the banter. What are you waiting for? Dive in! As always, the opinions fly fast and heavy! Look out for this super-sized show, as the seemingly smallest conversation veers off into a multiverse of chit-chat. Sounds cool, huh? That’s the fancy way of saying “derailment.” And there’s plenty of that to go around! Let’s dance, Heroes of the XMB! In a bit of big news that would make the Teenage Mutant Ninja Turtles proud, iHeartRadio, Pandora and Spotify host episodes of Trophy Whores. It's a tremendous honor for the show to be part of three massive and respected entertainment communities, and Proven Gamer have only the fans to thank for pushing the podcast to soaring heights. The Trophy Whores work hard to put out a quality weekly show, but they owe so much love to their listeners, who keep the show strong and growing. If you want to support the show via Patreon, then check out our page, which shares the tiers for all of our Patrons! We appreciate your support (and your ears)! Please subscribe to the Trophy Whores feed in iTunes, Google Play, TuneIn, IHeartRadio, Stitcher, or RSS and please leave a review. We won't give you cookies, but it will help us make the show better. You can find us on Twitter: @TrophyWhores and @ProvenGamer You can also email us at TrophyWhores. If you wish, you can always download the show here – Trophy Whores 708 – The EA Job Security Battlefield
Today let us talk about Job Security. Why Job security can be an illusion. What do we do about it ?You can email me at AgileMalayali@gmail.com and connect on LinkedIn https://www.linkedin.com/in/vinodn/ You can also join our Telegram Learning GroupAlso checkout my other Podcasts Other PodcastsPahayan Talks Malayalam PodcastAgile Indian English PodcastVayanalokam Malayalam Book PodcastCinema Malayali Malayalam PodcastEnglish Podcast Penpositive OutclassYouTube ChannelsPahayan Talks Youtube ChannelAgile Malayali YouTube ChannelPenpositive YouTube ChannelAgile Positive Your Tube ChannelAgile Indian YouTube Channel
40,000+ AI-linked job cuts in two weeks.
Ty is on the side that Aaron Glenn's tenure has been a complete disappointment so far. Bart fights back on Ty's opinion. Learn more about your ad choices. Visit podcastchoices.com/adchoices
When job security disappears, the only stability that lasts is the clarity you build within yourself. Amelia Johnson shares how intentional reflection, strategic networking, and defining her values helped her turn a layoff into a confident, values-driven career transition. What you'll learn How to turn a layoff into a clear, intentional career pivot Why "feeling safe" at work isn't always a sign you should stay How getting clear on your values helps you avoid the wrong roles Why applying to fewer jobs can actually speed up your search How to spot red flags (and green flags) during interviews Our book, Happen To Your Career: An Unconventional Approach To Career Change and Meaningful Work, is now available on audiobook! Visit happentoyourcareer.com/audible to order it now! Visit happentoyourcareer.com/book for more information or buy the print or ebook here! Want to chat with our team about your unique situation? Schedule a conversation Free Resources What career fits you? Join our free 8 Day Mini Course to figure it out! Career Change Guide - Learn how high-performers discover their ideal career and find meaningful, well-paid work without starting over. Related Episodes How to Figure Out What You Really Want (Spotify / Apple Podcasts) Should I Quit My Job? How to Know It's Time (Spotify / Apple Podcasts)
Successful… Until You're Not (Career Wake-Up Call) With guest expert, Lyndsay Dowd Have you ever felt successful on the surface but quietly uncertain underneath? You can do everything right — perform at the top, stay loyal, build an impressive legacy — and still find your career suddenly disrupted. Organizational shifts, new leadership, and evolving expectations are creating career volatility even for the most decorated professionals. Many high performers are being caught off guard by shifts they never saw coming. In this episode, Blake sits down with leadership expert, speaker, and unapologetic disruptor Lyndsay Dowd to unpack why even the highest performers get blindsided, and what it actually takes to build real career security in uncertain times. Lyndsay spent 23 years climbing the ranks at IBM, then got fired just six months into her next role. That shove out of the nest, as she calls it, became the catalyst for everything that followed. Together, Blake and Lyndsay explore the critical difference between job security and true career security, why proactive visibility matters more than ever, and how to navigate career reinvention, whether you saw it coming or not. If you've been waiting until you "need" to take control of your career trajectory, this conversation is your wake-up call. Episode Highlights Why Even Top Performers Get Blindsided [06:29] – The hidden assumptions leaders make about career stability [08:10] – How strong performance can create a false sense of security [09:31] – Why there's no such thing as job security — only career security Career Security vs. Job Security [09:31] – The structural shift happening across today's workforce [10:45] – Why traditional loyalty no longer guarantees protection [11:30] – What career ownership actually looks like in practice Building Visibility Before You Need It [13:03] – Why LinkedIn is now a platform for expertise, not just resumes [17:36] – Small, practical ways to start strengthening your professional presence [21:00] – How to build authentic connection even when you're starting from scratch The Emotional Side of Career Disruption [22:27] – Why hustle culture conditioning makes it harder to change [26:20] – What makes unexpected career change so destabilizing for high performers [31:29] – How sharing your story creates psychological safety for you and your team Future-Proofing Your Career [45:20] – The pros and cons list every leader should make before their next move [48:36] – How building your brand now attracts the right aligned opportunities [49:50] – Why starting a side hustle is one of the smartest career moves you can make Powerful Quotes "There's no such thing as job security. There's only career security and you have to build that for yourself." –Lyndsay Dowd "As much as you think your company is loyal to you, they'll move you out in a heartbeat. So stop giving them your life, your health, your mental well-being. Only you can take care of that." –Lyndsay Dowd "Your page doesn't have to be perfect. Your website doesn't have to be built. You do not have to have an LLC or a mission — but you should start talking about what's important to you." –Lyndsay Dowd "When you don't communicate what is unique about who you are, how you create results, what you value — you create a huge burden for someone to figure it out. You're literally leaving them with hundreds of cameras and the hope that they pick you." –Blake Schofield "I got the shove out of the nest at 50. You are not too old, you are not too tired — you have plenty still to say, and you have wisdom the younger generations could really learn from." –Lyndsay Dowd Resources Mentioned Drained at the end of the day & want more presence in your life? In just 5 minutes, learn your unique burnout type™ & how to restore your energy, fulfillment & peace at www.impactwithease.com/burnout-type The Fastest Path to Clarity, Confidence & Your Next Level of Success: executive coaching for leaders navigating layered challenges. Whether you're burned out, standing at a crossroads, or simply know you're meant for more—you don't have to figure it out alone. Go to impactwithease.com/coaching to apply! Ready to Future-Proof Your Leadership? Let's explore what's possible for your team. Whether you're navigating rapid growth, culture change, or quiet disengagement…we can help with our high-touch, root-cause focused solutions that are designed to help grow resilient, aligned & empowered leaders who navigate uncertainty with confidence and create impact without burning out, go to https://impactwithease.com/corporate-training-consulting/
"Girl, I'ma run. I love y'all, but I'm gonna run!"
The rules of hiring have changed—and many small business owners are still playing by an outdated talent playbook. In this episode, John Jantsch sits down with Rob Levin to explore how to upskill employees for AI, navigate the ongoing talent shift, and build a future-ready team for small and midsize businesses. They discuss why culture and KPIs matter more than ever, how to redesign workflows with an AI-first mindset, and what it really takes to manage AI instead of being replaced by it. If you want to create a resilient organization that thrives amid rapid technological change, this conversation is your roadmap. Today we discussed: 00:00 The New Talent Playbook Explained 05:43 The Hidden Talent Crisis for SMBs 07:12 AI Upskilling for Small Business Teams 12:00 Building Culture in Remote Teams 14:56 Over-Communication and KPI Clarity 17:30 Using AI to Design Smarter KPIs 20:28 AI, Job Security, and Team Buy-In 22:00 Book, Resources, and Final Thoughts Rate, Review, & Follow If you liked this episode, please rate and review the show. Let us know what you loved most about the episode. Struggling with strategy? Unlock your free AI-powered prompts now and start building a winning strategy today!
Comment on the Show by Sending Mark a Text Message.Are you ready for the future of work and ai disruption, or are you at risk of becoming obsolete? In this eye-opening episode of the Employee Survival Guide®, host Mark Carey, an employment lawyer and advocate for workplace rights, dives deep into the seismic shifts AI disruption is causing in the job market, particularly for white-collar professionals. With a focus on the provocative 7,000-word thought experiment titled the "2028 Global Intelligence Crisis," Carey paints a stark picture of a world where AI disruption could displace human workers at an alarming rate. He warns that as AI technology continues to advance, companies may cut their workforce by 15-30%, leading to increased unemployment, decreased job security and economic downturns that could affect us all.Are you prepared to defend your career against the impending wave of AI disruption? Carey emphasizes that even jobs once considered secure are now at risk, urging listeners to take proactive steps to protect their livelihoods. He provides an employee surival practical action plan that includes conducting a personal AI vulnerability audit and becoming a 'super user' of AI tools. By combining AI fluency with uniquely human skills, you can position yourself to not just survive but thrive in the evolving job landscape.This episode is packed with essential insights for employees navigating the complexities of employment law and workplace dynamics. From understanding employee rights to negotiating severance packages, workforce reduction, Carey empowers listeners with the knowledge they need to advocate for themselves in an increasingly automated world. He encourages transparency from employers regarding AI implementations, emphasizing that employees should demand clarity about how these technologies will impact their roles.Whether you're facing challenges related to discrimination, retaliation, or simply trying to understand your employment contract, this episode is a must-listen. Tune in to gain insights into workplace culture, career development tips, and job survival skills that can help you navigate the turbulent waters of modern employment. Don't wait for the future to catch you off guard; equip yourself with the tools and knowledge to not just survive, but excel in your career.Join us as we explore the intersection of AI and employment, and learn how to advocate for your rights in a rapidly changing work environment. The Employee Survival Guide® is here to help you navigate the challenges of the workplace and emerge victorious. Are you ready to take control of your career? If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts and Spotify. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.
Comment on the Show by Sending Mark a Text Message.Are you aware that some companies are using the guise of artificial intelligence to mask layoffs and create a false sense of innovation? In this eye-opening episode of the Employee Survival Guide®, Mark Carey delves into the alarming trend of "AI washing," a corporate strategy that exaggerates the role of AI in the workplace while often laying the groundwork for job cuts. This tactic has become increasingly prevalent as organizations grapple with economic pressures in the wake of the pandemic, leaving employees in a precarious position.Mark sheds light on how companies may blame job losses on AI capabilities that simply don't exist, leaving employees feeling vulnerable and confused. As an employee, recognizing the signs of AI washing is crucial for your career survival. Mark provides red flags to look out for, such as vague AI announcements coinciding with layoffs or sudden shifts in performance reviews that emphasize AI fluency. Understanding these tactics can empower you to navigate the complexities of modern employment and advocate for your rights.Throughout the episode, Mark emphasizes the importance of documenting your work and understanding your legal rights to challenge biased outcomes stemming from AI-driven decisions. Knowledge is power, and being informed about employment law can be your best defense against workplace discrimination, including age, race, and gender discrimination. Whether you're facing a hostile work environment or navigating potential retaliation, Mark offers practical strategies to protect yourself in a rapidly evolving job landscape.From becoming proficient in AI tools to building a robust professional network, this episode is packed with actionable insights that can help you thrive amidst uncertainty. Mark also discusses financial preparedness for potential job loss, ensuring that you have a plan in place for severance negotiation and navigating employment contracts. If you're seeking to enhance your career development and protect your employment rights, this episode serves as a vital survival manual.Join us for this essential discussion on the Employee Survival Guide® and equip yourself with the knowledge and skills necessary to survive and thrive in today's challenging work environment. Don't let AI washing dictate your career path—take charge of your future and become an empowered employee ready to face whatever comes your way! If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts and Spotify. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.
What happens when career burnout slowly erodes your identity, energy, and mental health even in a stable, pension-backed role? After decades in city planning, Cathy realized that job security wasn't worth sacrificing her wellbeing. In this episode, she shares how she confronted scarcity beliefs, walked away from stability, and rebuilt her life around autonomy and alignment. What you'll learn How to recognize when burnout is tied to identity, not just workload Why job security and pensions can become avoidance mechanisms The hidden cost of masking and over-functioning at work How scarcity beliefs influence career decisions What it really takes to leave a "stable" job and rebuild on your own terms Our book, Happen To Your Career: An Unconventional Approach To Career Change and Meaningful Work, is now available on audiobook! Visit happentoyourcareer.com/audible to order it now! Visit happentoyourcareer.com/book for more information or buy the print or ebook here! Want to chat with our team about your unique situation? Schedule a conversation Free Resources What career fits you? Join our free 8 Day Mini Course to figure it out! Career Change Guide - Learn how high-performers discover their ideal career and find meaningful, well-paid work without starting over. Related Episodes Changing Careers (When You Don't Know Your Next Job Title) (Spotify / Apple Podcasts) Executive Burnout: Making A Midlife Career Change (Spotify / Apple Podcasts)
I've been delaying this episode for a long time because the topic is genuinely difficult and, for many of us, scary. AI is threatening not just to our livelihood, but to our sense of self-worth as creators.In this episode, I don't offer false guarantees about job security. Instead, I frame the problem through the lens of microeconomics and rational incentives to help you understand how to remain employable. We discuss why you must separate your ego from your current skill set and how to position yourself not as a competitor to AI, but as a force multiplier.• The Hard Truth: I explain why the "abstinence" approach—hoping the industry rejects AI or that it turns out to be a bubble—is a high-risk gamble that is unlikely to succeed.• Ego vs. Employability: We discuss the difficult mental shift required to disconnect your self-worth from the act of writing code manually, allowing you to adopt new tools without feeling like you are losing your identity.• The Microeconomics of Your Job: Understand the cold reality that a rational market only pays you if you generate more value than you cost; if AI can do the same task with less risk or cost, the market will choose AI.• The Non-Zero Sum Game: Learn why the economy isn't a fixed pie. The goal isn't just to survive, but to recognize that the combination of Human + AI can generate more total value than either can alone.• Multiplicative Value: I challenge you to stop thinking about linear skill acquisition and start thinking like a manager: how can you use AI to multiply your output and become indispensable?• Accepting Atrophy: We confront the reality that your core coding skills may degrade over time as you rely on AI, and why accepting this trade-off might be necessary for your career survival.
Hugh and Joe are joined by Rhea Hughes who shares her perspective on how hot Nick Sirianni's seat is coming off of a disappointing season.
It's Tuesdays with Eliot Shorr-Parks, and ESP continues to break down the Eagles' ongoing offensive coordinator search while raising concerns about the future of the coaching staff.
Ron Rivera joins the show to explain how NFL referees’ decisions can shape coaching careers and affect job security across the league. He also praises Fernando Mendoza—not just for winning the National Championship, but for shouting out the Cal family during his Heisman speech. Insight, honesty, and perspective from one of the NFL’s most respected coaches.See omnystudio.com/listener for privacy information.
After rebuilding her life from divorce and financial uncertainty, Pav Lertjitbanjong shares why job security is often an illusion—and what actually creates peace of mind. In this conversation, Pav explains how becoming layoff ready is about strategically creating options for yourself before you're forced to make a change. She breaks down the three numbers that bring clarity to financial decisions and why waiting for security keeps people stuck. This episode is a grounded look at what it really means to layoff-proof your life. If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:How Pav found clarity after emotional overwhelm.Pav's own strategic approach to paying off her debt.What layoff proofing your life truly means for your future.Why job security is an illusion but career resilience is not.Three numbers everyone needs to feel financially prepared.Episode References/Links:Pav Lertjitbanjong's Website - https://www.pavness.comPav Lertjitbanjong's Tiktok - https://www.tiktok.com/@momentsofresetPavness YouTube Channel - https://www.youtube.com/@PavnessLabPav Lertjitbanjong's Instagram - https://www.instagram.com/pavnesslabGuest Bio:Pav Lertjitbanjong is a marketing and brand strategist with more than two decades of experience leading strategy for global, billion-dollar brands. She is the creator of PAVNESS, a framework designed to help high-achieving individuals navigate major life transitions with clarity, courage, and intention. Known for turning complex strategy into clear, human-centered stories, Pav's work lives at the intersection of brand positioning, personal reinvention, and meaningful messaging. Her approach is shaped not just by her professional background, but by her own experience rebuilding her life through uncertainty and change. Pav believes true success is not defined by titles, revenue, or external validation, but by alignment and the confidence to be fully seen. Today, she helps leaders and creators reconnect with who they are becoming—both in business and in life. Her story is a reminder that clarity comes from honesty, and bold moves often begin quietly. If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Pav Lertjitbanjong 0:00 I rebuilt my life after divorce and basically left me completely shattered financially and emotionally, but I learned how to layoff-proof my life, and now I'm quitting my job and retiring from corporate at 43 years old. So now I teach people how to take control of their money and rebound from any situation without overwhelm.Lesley Logan 0:22 Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Lesley Logan 1:05 All right, Be It babe, this is a interesting conversation you're about to hear, because I really was super intrigued by our guests today. I got to meet them several months ago, talk about what they're excited to do. They have actually been a listener of the Be It Pod for a really long time. They've been being it till they see it. And that's literally why they are sharing what they're doing right now. And so I'm super excited for you to hear about Pav and being layoff, layoff ready, right? And I think that's you might be thinking, wow, aren't talking about laying on, getting laid off? You guys, we have to. We have to. Some of you in your be it till you see it might have to be laid off, or might get laid off, or might want to be laid off. So, so I think this is a really cool conversation of like preparedness and also, like honesty about what is life? What is the life we want? Like, have we been honest with ourselves? And when I got off the comic path, we talked about confidence a little bit, and so it wasn't recorded. So I kind of want to just like, bring this in and then I want to you to hear this amazing episode from Pav and hear her journey, and hear what she's doing here, so she's helping people, because I think a lot of people are going to need, like, layoff proof their life. So, confidence, you guys, confidence, isn't something you are deemed with. No one gives it to you. It's also not something you go and get. Confidence comes from doing the thing you said you do. So every time you tell yourself you're gonna go for a walk around the block, and then you postpone it to like answer an email, you are actually etching away at your confidence. But if you go and do the walk, then you are increasing your confidence strength. A lot of people think, oh, once I'm more confident, then I will do X. No, do X, and you will become more confident, right? So with that said, thank you, Pav, for that wonderful question. I'm so sorry you guys, wasn't recorded. I hope that little tidbit gets you there, and here's Pav and Layoff Ready. Lesley Logan 3:02 All right, Be It babe, I'm excited, today's topic, I think maybe we've touched on it a little bit in people's stories, but never had like, someone who's expert at it, someone who's, like, truly been through the trenches and come on the other side, and like, has expertise to share with you, and like skill sets and all those things also probably one of the coolest Be It actions I've ever seen someone do. I hope we get into it as well. Pav, you're our guest today, can you tell everyone who you are and what you're rocking at? Pav Lertjitbanjong 3:29 Yes. Hi Lesley, thank you so much for having me. It's been an honor to be here. So I am Pav Lertjitbanjong. I'm the founder of Layoff Ready and a financial resilience mentor. So basically, what I do is I help professionals to help build income security and freedom. And, you know, before that, I was working in corporate, just like most people, and realized that, you know, finally it's the matrix that we kind of, like, you know, onto, like, this hamster wheel, and had this moment and eventually got out of it. So yeah, and I rebuilt my life after divorce, and basically, kind of left me completely shattered financially and emotionally, but I learned how to layoff proof my life, and now I'm, you know, quitting my job and retiring from corporate at 43 years old. So now I teach people how to take control of their money and and, you know, rebound from any situation without overwhelm and fluff.Lesley Logan 4:27 Oh, I love this. First of all, 43 and you're, like, retired. I think you had all of us. I mean, clearly you're working, you create your own thing, but like, you're retired from corporate life. Like, I think a lot of ears perked up, because that's not the option for a lot of people. I do want to take a step back, because I do love that you shared that like you have gone through divorce, you have had to pick up yourself and put all the pieces back together and start over, like a lot of people listening to the show, you know? I mean, I hope we have some Gen Z, but most likely, most of them are a little they're over 40, and we have been. And through things in life, and sometimes we can take it really personally and think there's something wrong with us. How can we go back in time a little bit like, how did you pick the pieces up after divorce? Like, what? What did you do to even get yourself to a place? Because I can't, unless your divorce was 20 years ago, it feels like this all happened very quickly, that you went from divorced and broke to, like, retiring from corporate. Pav Lertjitbanjong 5:22 Yeah and Lesley, thank you so much for asking me this question, and it's the one that I've kind of like pondered for so long, because, you know, like, when we've been through like, such dramatic situation like this, right? Like we don't usually reflect on the lessons that we typically learn from so I thought about that. So basically, okay, let me just maybe backward on, like, okay, my divorce situation. So I've been married for about seven years, and then, you know, things didn't work out. I think part of this now that I have, like, my renewed faith in in God and, you know, the universe, I believe that if you are onto the path that God is not blessing you, that is not your true calling, he will destroy that path. And that resulted into my divorce. And so the moment that I gathered courage to okay, say to myself that okay, I cannot be in this situation anymore. I need to really do something, or I'm gonna spend the rest of my life, you know, crying about it for the life that I have not lived. And just like what you always say, you know, we do it messy, and we, right? Lesley Logan 6:36 Yeah. Life is messy. It's, you can't like it can't not be, you know, like, one of my dear, my first assistants was a doula. She's like, birth is really messy. Pav Lertjitbanjong 6:48 Yeah. But, you know, I think, like, once you focus on something, and then you surrender to God, he will lead the way. That's what I've that I've believed in. So, you know, with my with my divorce, in order for me to get them to get a divorce, the first step, my lawyer said, Okay, you need to get your baseline ready. You need to do budgeting. And I'm like, okay, with an MBA in finance, I didn't know how to do budgeting, which was like, so crazy. And I'll tell you this, like with Layoff Ready, I have worked with some of the clients that are, like, higher up in corporate, and they are the same, I think, like, the higher up you are, you rely so much on like, so called experts to help with your personal life, life, right? Like, because you are so good at what you do, so you don't really, yeah, you you neglect what you need to do for yourself, because you just totally trust experts. And that's kind of how I've always been. So I had to start from the ground up in terms of, okay, like, what exactly is my net worth without my husband or ex husband now? And it took me six months Lesley, not because it was hard in the sense that, like, oh, all the calculation, because I'm like, a number person anyway, but the six months to actually feel the feelings, right? Like, really, gather all the documents and really, okay, this is it. You know, once I submit that paperwork, once I file this, then that's the beginning of the new life unknown.Lesley Logan 8:20 Thank you for sharing that. I think a lot of people don't do things because it really does mean by finishing it, it marks the end, like, that's the end of that, you know, like, whether it's a person who's passed away or a pet that's passed away, like, dealing with the their toys and the dog beds, whatever it is, like, once it's gone, it's like, well, they're really gone. Like, there's not even a sign of them around here. So like going through and figuring it out, like I can see why you would want to take six months, not because the numbers are hard, but because it's hard. It's just hard. Yeah.Pav Lertjitbanjong 8:49 Exactly, Lesley. And I mean, when you talk about pets, you know, I've been through that same situation too, and I am a procrastinator, and that's my new year resolution, which I'm kind of, like slowly getting there. Same thing, like, when, when my two, my two rabbits died from that marriage, you know, they came with me. It also took me six months to, like, clean up everything.Lesley Logan 9:12 Yeah, because it was, like, the last, you know, like the last thing of that, yeah. Well, so, okay, so during the six months, did you do anything to kind of help yourself out? Did you go did you stay home and, like, wallow? Did you go out? Like, how did you, like, take care of yourself and get to know yourself? Was there anything, any Be It Action Items that you did in there? Pav Lertjitbanjong 9:32 Oh my gosh, okay. Like, shamelessly saying, I did absolutely nothing, just like, wallowing, you know, being in, like, my shoe box apartment in New York City, because at the time, I already moved out of my my house, and I didn't really have much in savings at the time, because basically, when you're married, then, you know, things are kind of commingled in a way. So not so much. You know, that was probably one of the darkest time of my life. And you know, back to like what I did, and what did I learn from that, from from like, the whole process was that the power of budgeting that's so important. And let me just tell you this, Lesley, so after that six months, I decided, okay, like, I need to do something. I I'm gonna file that paper and get that budgeting done. Took me one day. Lesley Logan 10:20 Right. Pav Lertjitbanjong 10:21 One day. Lesley Logan 10:22 Right, I know it's really funny, isn't it so funny? Like, I think we can all, like, see ourselves in this I'm like, oh my god, I gotta write that email, or I gotta go to that thing. I gotta go, and then you go it was like, 17 minutes at the DMV that wasn't even that part. Like, it just feels so heavy. Yes, I understand. I understand. Pav Lertjitbanjong 10:38 Yeah. So it took me one day of focus work to get that going and everything. And to my surprise, when, like, back to when we're talking about, like, you know, when we surrender to God, God actually, like, help pave the way for you and I found almost half a million dollars in a hidden 401k account. Lesley Logan 10:59 That's half a million dollars? Pav Lertjitbanjong 11:01 Almost, close to, yeah. Lesley Logan 11:02 Oh my god. Pav Lertjitbanjong 11:04 So when you talk about save it and you forget it, I literally forgotten that. And no joke, like, serious, and.Lesley Logan 11:13 That's, Pav, that's insane. So, like, here you were, like, broke as a joke on a tiny apartment. Procrastinate. I just want to, like, reiterate this so that people, like, stop procrastinating, procrastinating and wallowing all these things. Then you do the paperwork and you have a half a million dollars.Pav Lertjitbanjong 11:30 Yes, close enough. So, so yeah, like, my life literally just kind of changed overnight, you know, with that one power of budgeting. Lesley Logan 11:39 And by then you'd learn how to budget. So that's great. So probably best, probably best. You had to learn how to budget first.Pav Lertjitbanjong 11:46 Exactly, exactly. Yeah. So that was basically like my moment that, you know, my whole life, Lesley, like okay as a woman, and actually not all women, but maybe like the way that I was raised, I always thought that, okay, the only way for me to become a millionaire, to become financially free, I need security of a man to help me.Lesley Logan 12:10 Oh, you're, I mean, I think, first of all, so in the States, women couldn't get their own credit card until, like, their 80s, 1980s right? So, like, like, in my lifetime, right? And I think I can't remember when women were allowed to buy their own homes, but at any the reason why, like, people are always like, oh, there's so much divorce now there's, no, women couldn't leave shitty shit because they couldn't own a home, they couldn't often find work, and they certainly couldn't have a credit card. So like, yeah, Pav, like, we're of the age where, like my mom, like her mom, couldn't, didn't have a credit card when she was of her own right. So my mom is the first person in my family that could have her own money. So I think a lot of us have that, that we're not raised with that. And so what you see around you, because that first generation above you, they all had to go through that. That's how they were raised. So it's completely normal to think that. And I think what's really cool is we've now had 40 something years of it. So it can change where we we all can be billionaires, and then we can marry someone, whether it's a man or woman who also is a millionaire, and then we can have more money that we can do good things with.Pav Lertjitbanjong 13:13 Yes, the more the merrier, Lesley, yeah, and I think, like to your point, basically, I think what went through with my life, even though I suffer for a long period of time, I felt that it actually was proud of myself that I was able to help, like, break the generational curse, you know, because that were, like, what you talked about, you know, like there were women that didn't really have those opportunities.Lesley Logan 13:40 No, and they weren't loved either, like, not for who they were, yeah, my gosh, Pav. So you get to this place where, like, oh my gosh. Now you're not devastated. I mean, you're devastated from the divorce emotionally, but you're not devastated financially. You have, you have a jumping off point. So can we, can we jump ahead to like, how do you go from like, okay, I am now I'm gonna go now I have a half million dollars. It's not enough to like, retire off of today. But how do you go from that to like, I'm gonna help people be layoff ready? Because one of the things that, like, I feel is so topical. We talked about this before I hit record, it's like, there's a lot of people being laid off right now, and with AI, which has its own devastating effects and also great things. We use AI all the time, like, there's going to be more. And so I think, like, you know, in case, in case, someone can't just randomly find an old 401K they forgot about, how do we prepare them?Pav Lertjitbanjong 14:33 Yeah, okay, so you have asked so many amazing questions. So like, let me break it down. So like, number one you were asking about, like, okay, how did they kind of jump start from like, okay, that's aha, moment that okay, finally, it can be my own rich man, or at least the starting point until, like, okay, helping people, right? So I think, like, ever since then, I realized that okay, now I can be my own rich man, that I cannot rely on the security of a man to. Lesley Logan 15:00 No, you don't have to. Pav Lertjitbanjong 15:00 For anything, right? Even though, like, okay, great, we, we would love to find my soulmate. I mean, our soulmate, and I'd love to have a rich husband again, but you're not better version. But, yeah. But I think ever since then, I realized the power of financial literacy and, you know, really becoming my own person, because I always had low self-esteem, Lesley, you know, I think it's just kind of like what we talk about, the general generational curse. So anyway, since then, I started, like, okay, studying investing, personal finance, you know, make sure that okay. Like, by the way, I don't think that I dropped that bomb on you yet. But I also, like, with that marriage, I had about $100,000 debt. So with the money that I found, even though I had the 401K, you cannot liquidate the whole thing, right? Because you pay so much taxes. Lesley Logan 15:52 There's rules. Pav Lertjitbanjong 15:53 Yeah, exactly. Like, like, it's your money, but it's not your money. Lesley Logan 15:58 Right, right, right, right. Pav Lertjitbanjong 15:59 Yeah. So okay, so I had to find a way to, like, supplement that. How can I make more money? So, like, one is okay, I already have a corporate job. It's good paying, but obviously it didn't really help fund my entire lifestyle because, like, I used to live large, but now on my own, I need to, like, okay, number one, downsize my life a little bit more. You know, like, I can't really go to, like, three Michelin star on a Friday, you know, if I want to, these days, you know, something that you have to, like, really plan on. And then, let me forewarn you, it doesn't apply to everyone, but for me, I actually strategically leverage debt to help me pay debt.Lesley Logan 16:38 Yeah, heck yeah, girl, are you, I haven't had one come in the mail, but I definitely when I was like, getting out of homelessness and getting back on my feet, I was like, oh, this card will let me be interest-free for 18 months. Heck yeah. We're taking this card move all this debt over, so now I'm actually paying it off, and now I have 18 months to pay this off. Yes, yes, I hear you. I, there's, but there, because there is better, there is better debt out there. Yes, for sure.Pav Lertjitbanjong 17:06 Exactly, yeah. So free money. So one thing led to another, I was and then Covid happened. You know when people talk about and okay, like, let me just be clear, Covid totally suck. Like, that should not happen, but for me, I was lucky, in a sense that okay, during Covid, you know, I got to work from home. You know, as a tech worker, you get to work from home, and I had a little bit time, you know, like during, like, early hour, because I work West Coast hour before to really do a little bit of day trading, you know, like, maybe the first two, three hours after the market stopped before I actually work my real job, and I got lucky, I was able to buy at the lowest, probably, and it kind of bounced from there.Lesley Logan 17:52 Yeah, that's what you're I mean, like, when everything was going crazy recently and going low, like our neighbors like this, I'm like, I'm not even looking. I'm literally giving them more money. I'm gonna give my people more money to go play in the other places that it's gonna be good. Like, obviously, to avoid these but, like, we'd be smart about it. But like, this is how people got rich in the Depression. You gotta buy when it's low and during those Covid times, good for you. You know what I'm hearing from you Pav is, like, you're not afraid to do something that is a little scary, and you're not waiting for someone to tell you it's okay. Like, that's pretty badass.Pav Lertjitbanjong 18:27 I've not always been that way, Lesley, but thank you. It's an honor hearing that from you. Lesley Logan 18:33 Well, I mean, clearly the, maybe it's the divorce that, like, made made you that way. You know what I mean? Because I think sometimes we go through hard things, we're like, whoa. Like you develop a skill set because you need to, you know, so, like, I think that's really cool. Pav Lertjitbanjong 18:45 Thank you. Yeah, and I think, like, the most important things, actually two things that I was able to gain from the divorce, not just, like, the money part, which that is great, right? Like, with investing, one thing led to another. I was able to, like, you know, make a lot more money from there. And by the way, I got a promotion after, you know, when I decided, okay, like, I need to make more. You know, the Power Focus is when you focusing on something like it actually happened, because God was just like, make sure that he orchestrate everything for you.Lesley Logan 19:17 Well, also you're putting yourself out there, and you and you said the right words, focus. I think a lot of people go, I don't have this, as opposed to, where can I get this? You know, like, you're like, I need to make more money. What's in front of me? And so I think that that's a really important distinction, because a lot of people like, I have no money, and they sit around going wallowing, I don't have any money, I'm having and they're like, look, there are days for crying, like you are going through a divorce, there's a few. You should have a few fuck, fucking crying days on the floor. But then you have to, like, get up and go, okay, what do I want? What can I do with what I have? And so I love the like, I'm gonna put in for a promotion. Like you don't get a promotion if you're not ready for it. Like no one's doing in corporate., as a woman, no, you had to earn that so, like, I mean, like, I'm sure there's not all corporations do that, but like, let's be real. Like, a lot of them, you have to prove that you are more than qualified for that job. So way to go.Pav Lertjitbanjong 20:12 Yeah, thank you. And by the way, to add on top of that, like, when you were talking about, if you don't ask, you don't receive. Like, that's so true, because, like, I had a co worker I came to and I asked her, like, hey, I want to put you on a promotion list, you know, as an endorser for this quarter. And she's like, oh, thank you. I really appreciate that. But, you know, I am like, I think I thought it was due to for promotion, like, last year. I'm like, well, have you ever asked for it? No. Like, if you never ask, you never get it. You don't get it.Lesley Logan 20:43 Oh that is, you know, it's unfortunate, but like, it's true, like, a lot of people get places because they just asked, you know, like, there's even just some opportunities that I have had because I just asked, not because I was qualified, you know, I mean, I had to be qualified enough. But, you know, like, sometimes it's just like, who, you know, so, or what, who, whom you ask. So, I love that. So, okay, so you got a promotion, you play the stock market, and then were you like, were you always thinking about, okay, I can't wait. Like, I want to retire from corporate early. Was that like the plan? How did, how did you go from like, getting promotion, working corporate and day trading, to going, okay, I'm gonna help people prepare their lives for a big change, like a change outside their control, because that's what Layoff Ready is. It's like you're ready if a change outside of your control happens.Pav Lertjitbanjong 21:32 Right. Yeah, Lesley, and that's such a great question, and to be honest with you, like I've always had in my mind that I want to retire early, because ever since I was young, I always knew that, like, this is not it, like my life should not be in PowerPoint and, you know, be a corporate robot. And even though, like, let me just tell you, I know, like some people talk about, like, burnout, or, you know, like, how they've been treated badly by their companies, I feel very fortunate, like my career so far in general, that I have been treated very well for the most part, and I'm really, really, really grateful for that. But I think I've always, like, had that goal that I wanted to be able to retire, like, before 45 or like 50, you know, and really do my own thing and live my life. But let me just tell you I never had that courage, too. So when you told me about, like, hey, Pav, you're a badass, you know, thank you. I can confidently say that yes, Lesley, today's Pav says yes, I am a badass. But like, maybe, like, two months ago Pav, or maybe, like, whatever, you know, 40 years old Pav will not be that. Lesley Logan 22:38 I think it takes time to realize, like somebody in one of our communities, just like, mentioned, like, something happened that four years ago, right? And I was like, and it's so easy to go, oh my god, it's been four years, like, as a long time, and then it's like, it's only been four years, like, I can't believe how, like, what you've done in like, such a short time. So, like, it's, of course, like you recognizing your boldness and your badassery, like, in the last couple of months versus three years, like, there's, I don't think that's even you don't have to just, you can act that's fine. That's exactly when you found it, you discovered it. And I think that's important because, like, there's going to be days we don't feel like that. But also we have to look back and go, whoa look what I did in such a short period of time, you know, like, a short period of time, like, that's kind of a lot of growth. So let's talk about Layoff Ready a little bit, because I think a lot of people think it won't happen to them. Oh, it's gonna happen to that person, but I'm really great at my job, or I'm, you know what I mean, like, I'm really excellent at this. Like, what are some things people need to be thinking about, or just, like, reviewing, you know, because it's gonna take them a couple weeks that they should be looking into to make sure that they're layoff ready. Like, what are some signs, or what are some actions? Pav Lertjitbanjong 23:47 Yeah, so first, and thank you for asking Lesley. So Layoff Ready is a freedom-based financial preparation. So it's not just like, oh, you know, like, hey, this is like, your investment advisor telling you to like, okay, this is how you allocate your your investment so on, right? But this is more about like, how can you really design a life that you really want to live in, you know? So to to decide a life that give you the option for freedom if you want to, it's not about like, hey, you know, tomorrow, or everybody goes and go into the office and like, hey, I want to quit my job because I'm layoff ready? Some people, maybe you really love the job that you're doing. But you know, like, what you touch on is, with this economy, is your job really safe? Not really, with AI rising, I don't think that anybody is safe, right? Like, for God's sake, people been talking about what like by 2032 we may not even like have jobs the way that we see it.Lesley Logan 24:47 Oh yeah, I think, and that's 2032 that is, that is a very short time away. It is seven years like I'm an optimistic person most of the time, and when I think about what AI is going to do, I. I think about like, it's not going to be great for everybody. It's going to be great for those who can use it. It's not going to be great for everybody. So I do think that like preparing ourselves to understand, like, what, what is a life we want to live. And I love that, like going through that so that no matter if you choose it or it chooses you, you can be, you can be, you know, you'll still cry, but you can have a next step.Pav Lertjitbanjong 25:24 Exactly, yeah, and I think, like, you know, it's also beyond, like, the financial preparedness or the career preparedness, but like, the emotional clarity and preparedness that comes with that, right? Like, basically, it gives you an option to be able to walk away from a situation or a job or even like people, or like, in my case, like a marriage that no longer align with with you, with your goal in life. And so for me, I think layoff ready, layoff proofing your life is about like, you know, being like, strategically creating options for yourself so you never feel stuck. Like, you don't wait for security, you create it, and you build the skills and the incomes before you need them. And you also, like, you know, help you stay adaptable, knowing that job security is an illusion, but the career resilience is real, and that's what I think is so critical these days.Lesley Logan 26:20 So many takeaways. But like, we don't wait for security. We create security like that, that is key, Pav, that is like, I think a lot of people have a false security with their gigs, with their jobs, you know. And I think also, you know, the way the world works, it gives them that false security. Like took my husband and I over two years to prove to the powers that be that we could afford a home, because we don't work for anybody but ourselves. Never mind that ourselves have made more money year after year. You know, like every tax season, you can see that where our company is growing, they're like, oh, but you work for yourself. No, that's not trustworthy. Well, I'm not gonna fire me. So like, feels pretty secure, if you ask me. But like, I think it's like creating that security and creating the things around your life. You know, when we were talking about Covid, like, which was terrible, yes, yes, yes. But let's talk about this. The good thing is that came as a lot of people evaluated what they were doing and what they wanted and what they needed, because they were laid off, you know, they were forced to do it in a way. But like with what you're doing with people now is like actually helping them decide it ahead of times they have to leave, right? Like they're not, you're not necessarily encouraging them to leave, but you're just helping them create the ability to have a decision.Pav Lertjitbanjong 27:40 Exactly, yeah, and, and I also think that when you layoff-proof your life, it not like, not only it just gives you options, but it actually gives you peace of mind as well. And I think, like, in this day and age, especially at our age now, it's, it's the most important. I think, like, it's like, way more important, even beyond, like, money or success.Lesley Logan 28:03 Yeah, yeah, no. I mean, I agree. Like, you know, they say, like, we have six, there's six needs we all have universally. So certainty is one of them. And like, we all crave it, right? Like, craving that certainty, like, the job is going to be there, the money is going to be there. But we also crave uncertainty. We want things to change, right? But what you're talking about and what you've promoted yourself to doing you retired from corporate to do this with people is like, help them be able to make a decision for themselves and have certainty around it.Pav Lertjitbanjong 28:40 Right, yeah. And I think one, one important thing too, Lesley, that I feel like we have been lied to, is I don't think that we need that much in life in general, like in this capitalism society, like, do we need, like, you know, 10 handbags or.Lesley Logan 28:57 Well, I do, but some people don't.Pav Lertjitbanjong 29:01 More power to you. More power to you.Lesley Logan 29:04 But I, but I do agree, like, it is interesting. Like, I actually believe in a healthy capitalism, right? Like, I actually think, like, Netherlands is really great. Like, I want to live there. They have a community-based capitalism. I'm in. But I do think that you're right that, like, there's a lot of lies, that the more stuff we have, the more rich we are. When really, like, I'm looking at a very full closet and like, when was the last time we opened this closet door? Like, when do we use these things? And so I think that there is something about what you're saying is like, we can layoff-proof of our life by just evaluating, like, are we living a life that we actually want or are we living one that we we're lied to about. Pav Lertjitbanjong 29:44 Right. Exactly. I think, like my point on.Lesley Logan 29:47 I'm sorry, I cut you off because I, because people know I have a lot of handbags.Pav Lertjitbanjong 29:51 Trust me, me too, like I used to work so close to Fifth Avenue, so totally understand, and that's why I never had savings when I was younger. Anyway, but, yeah, like, basically, you don't need millions to retire early if you want to. There are different types of retirement, or, like, we call it like a FIRE, right? The FIRE movement, Financial Independence Retire Early movement. So there are different types of FIRE that allows you to retire early. Like some people, for example, can, you know, retire with, like, a super tight budget. Some people retire with big budget, with what? So what that means they need to make more money, and they need to invest more and they need longer time to invest, right? Or some people, they call it like a barista FIRE. So for barista FIRE is more on you you basically you retire, but if you still, like, keep a part time job that gives you benefits, and, you know, like, still earn.Lesley Logan 30:45 Oh yeah, yeah, yeah, that's like, my dad, because he can't sit still. Can't do it.Pav Lertjitbanjong 30:51 I mean, whatever works for, you know, for for him, or, like, for each person is totally different. But yeah, like, I before I retire, and I would say, like, now I'm more, like, you know, kind of in a way, like a same might retired, because obviously, like, I don't think that we can actually, like, sit still and just, okay, like, today I'm just gonna go to the beach and do nothing, even though it's so cool, but you get bored, right? But, but, yeah, like, you can live with so much less, and you don't need millions of dollars to retire. I think that's what I I've learned from that, and how I came to that realization, though, Lesley is because of the numbers. So, you know, like, when you were talking about, like, how can people prepare to, like, layoff-proof their lives? How can people prepare to like, you know, if they want option to retire early? Like, what's the first step to get there? I would say, know your numbers. So there are only three numbers that you need to know that is so important, like, one is your net worth, assets, minus liability. The second one, I call it FU funds. People have different definition of that, but my FU fund is more like an emergency fund. You know, when you talk to experts, because sometimes people say, okay, like three to six months. I don't think it's enough these days with inflation, right? You need, like, Yeah, six, twelve months. So, basically, exactly. So that's the money that you can kind of walk out if from any situation, if you want to, it's kind of like, okay, if you I go by kind of situation. And then the last one is the one we discussed, like, on the fire, like, how much money you need to invest in in the market in order for you to, like, take a smaller amount in, on average, I think it's about 4% that you can take safely from your investment, so that you can live on and still have some money left to.Lesley Logan 32:34 Reinvest if that that's working for you. I that's great. I think that makes it so easy. Because I think a lot of people think like, oh, gotta think about my retirement. I gotta think about my life. Oh, I got laid off crap. And it's like, if you only have to focus on three numbers, it makes it really simple. And I love this idea of, like, barista fire. These are fun. These are really great. Pav, who are you most excited to work with? Like, who do you want to like, are you do do like, who is it that you're wanting to make sure that you help people like, Layoff Ready?Pav Lertjitbanjong 33:08 So I typically work with more, like a high achiever, people in corporate but I think the most I would say, like underserved market is women, right? Like, women, especially a little bit older, like, 40 plus years old that has been in corporate for a while, and are more prone to be laid off. I think these are the demographic that I'm like, so excited to work with, because essentially, that's kind of like me, in a way. You know, I think when we pursue our, like, real, true passion project, or like I call like God's given purpose, you actually are serving the people that. How do I say that? Like your younger self, in a way, basically.Lesley Logan 33:54 Totally, everyone who listens to this podcast is, was me. Maybe there may be there different ages of the my younger version of but yes, we are all with we're the best. We are best able to serve the people we once were. So I love this. Pav, this is so exciting. We're gonna take a brief break. Find out how people can find you, follow you and work with you.Pav Lertjitbanjong 34:14 Yes, so you can find me on Tiktok at momentsofreset, M-O-M-E-N-T of reset, or layoffready.com. Lesley Logan 34:22 layoffready.com Yeah, I can't believe that wasn't, good for you, that was waiting for you momentsofreset and layoffready.com. All right, Pav, what bold, executable, intrinsic or targeted steps do you have for us to take away from this episode? Pav Lertjitbanjong 34:36 Okay. So bold doesn't have to be loud, but it has to be true. The life that you want is not built at once. So it's built in the micro moment of honesty to yourself, so until one day the outside world catches up, and you know, you just be it to till you see it, and people will see it too.Lesley Logan 34:57 Oh, that is so beautiful. That is actually so true, those micro moments of you being honest and you're that's so wise, Pav, and then the world catches up with you. I love, instead of us. I love that. I love that so much. Pav Lertjitbanjong 35:11 Thank you. Thank you. Lesley Logan 35:15 I, well, this is so fun, because it's not like I don't always have people who've been listening to show for a long time move and slowly being it till they see it on the show. Like it's just not something that happens very often. And so it's just so cool to hear the full circle. And for for everyone to hear the full circle of you going through the life that you went through, doing the hard thing, you know? And now you've got something that can help other people do it too. I mean, like, that's just beautiful.Pav Lertjitbanjong 35:42 Yeah. And thank you so much, Lesley, for I think, like, the work that you have done actually has not just only helped me, but I'm sure, like, it has helped thousands, if not millions, of people. You are doing God's work. So I think, like, I wish that that would be more of you. So thank you so much for all you have done. Thank you.Lesley Logan 36:01 Oh, Pav, I can't, you're the last thing in my day today, and I've never received that. I'm going to take it with me on a vacation. I'm so, so grateful. You know, if we all give ourselves the credit that we would give other people, right, we would realize that, like, we actually are doing great jobs, and it's just hard. It's just hard because you don't see all the efforting that's happening. You don't see all the people whose lives, but even you, Pav, saying thank you. And also you're going to give so many people permission on this show, you know whether or not they call you to be Layoff Ready but maybe they actually just go, oh, wait. I can actually just fill out that paper. It's gonna take one day or, oh, I actually need to sit down and think about, like, what do I want? What does wealth mean to me? Like, I think that it's just so cool, and you've just given some great things. So now you're on your way to impact more and more people in the world and it's going to be a better place because of people like you and people like me and people who are listening to this podcast. You know, people listening to this podcast, you guys are amazing people, cheerleading people all the time. And I say this to the people I coach you are the only person who can do what you do the way that you do it. You are it. And so don't be quiet. Don't be soft. Don't hide your magic, because there's people who are literally waiting for you. You know you're the only one. So, Pav, thank you for stepping out and creating Layoff Ready. I'm super excited for what you're doing and for the people who are gonna experience it. And everyone, share this with a friend who needs to hear it, someone who needs to hear a journey that someone's been on, someone who needs to hear that there is ways to prepare themselves. So no matter what happens, they're ready for it and but they even they can be like a barista fire. That's so cool. Didn't even know that. So Pav, thank you so much. And until next time everyone, Be It Till You See It.Lesley Logan 37:42 Hey, be it babe. So what I love so much about the guests that we bring on is that they continue to research what they are experts in and dive in deeper. And when they find new ways of helping people, they always reach out and let us know. And Pav has been doing a ton of research and science around. How to make decisions under pressure and what your nervous system is going through, and different things like that. So if you are working in the leadership experience or you're trying to dive more into that, or you have, you notice you're having a hard time making decisions. She's also coaching and advising people in that capacity. So if you enjoyed her energy and her way of thinking about this topic, you're gonna love what she's doing over there. Lesley Logan 37:43 That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 38:26 It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 38:30 It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 38:35 Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 38:42 Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 38:45 Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Transcribed by https://otter.aiSupport this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
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