Podcasts about credit freeze

In this episode of The Secure Family Podcast, Andy Murphy talks about how to protect your family from credit card fraud. He discusses various methods used by scammers, such as skimming devices, phishing emails, and data breaches, and offers advice on how to respond if fraud occurs. Take control of your data with DeleteMe. Because they sponsor the podcast you can get 20% off a privacy plan from DeleteMe with promo code: DAD.  OmniWatch is a scam and identity protection service that monitors your data, alerts you to threats, and backs you with up with insurance. Try it for only $1 for 7 days. Connect

Bears are reportedly looking at the team's suburban property for a new stadium, why more wrecked cars are being declared total losses and why you may want to freeze your credit.

Protecting Your Family from Credit Card Scammers   In this episode of The Secure Family Podcast, Andy discusses the methods scammers use to steal credit card information, particularly focusing on credit card skimming. He explains the process of how skimming devices steal your data and shares practical tips to safeguard your credit card, such as using ApplePay and inspecting card readers for skimmers. Take control of your data with DeleteMe. Because they sponsor the podcast you can get 20% off a privacy plan from DeleteMe with promo code: DAD.  Andy's new ebook is coming soon. Look for Level Up: The Parent 30-Minute Guide to Online Gaming Safety on February 12th! Connect

In this informative episode of PennyWise, host Nat Cardona sits down with Chip Lupo, a credit card writer for WalletHub, to explore the vital topic of credit freezes. As the importance of maintaining a good credit score becomes undeniable, Chip offers a comprehensive guide on how to protect your credit and identity through the strategic use of credit freezes.Listeners will gain insights into the process of implementing a credit freeze, its benefits, and potential drawbacks. Chip explains how a credit freeze can safeguard personal information from fraudsters, especially during times of increased vulnerability, such as the holiday season. He also discusses the ease of managing credit freezes through the major credit bureaus—Experian, TransUnion, and Equifax—via online platforms, phone, or mail.Learn about the importance of unfreezing your credit before applying for new credit accounts and the impact of a credit freeze on existing accounts. Chip also highlights scenarios where a credit freeze might be beneficial and clarifies misconceptions about its effects on credit score improvements.Show notes created with assistance by https://headliner.app ---

Protect your credit, protect your identity, and keep your money safe online. You can easily freeze your credit with each of the 3 credit bureaus to ensure no one can open accounts in your name. You don't need to pay for credit monitoring service in most cases or pay to know your credit score. It's very simple and easy to quickly unfreeze your credit before applying for a new credit card or mortgage. Also use unique passwords, stored securely and two-factor authentication (preferably on an Authenticator app over receiving a text code) for all your accounts. Active duty alerts on your credit report is NOT as helpful as actually freezing your credit. Links:  Annual Credit Report (free report, no cost, no catch) Freeze your credit w/ Experian Freeze your credit w/ TransUnion Freeze your credit w/ Equifax For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.  

The medical records of 1/3 of Americans were stolen from Change Healthcare in February 2024, and leaked to the dark web. So who is Change Healthcare, and why did they have your data in the first place? Get the skinny on this week's episode.ResourcesChange Healthcare Cyberattack Affected 100 Million IndividualsThe Change Healthcare attack: Explaining how it happenedWyden Hearing Statement on Change Healthcare Cyberattack and UnitedHealth Group's ResponseTestimony of Andrew Witty, Chief Executive Officer, UnitedHealth Group Before the House Energy and Commerce Committee Subcommittee on Oversight and Investigations “Examining the Change Healthcare Cyberattack”The impact of the Change Healthcare cyberattack: What to knowChange Healthcare Cyberattack: What Consumers Should KnowReceived a letter from Change Healthcare? What you should do nextChange Healthcare Attack Cost Estimate Reaches Nearly $2.9BChange Healthcare Finally Admits It Paid Ransomware Hackers $22 Million—and Still Faces a Patient Data LeakSend us a textEveryday AI: Your daily guide to grown with Generative AICan't keep up with AI? We've got you. Everyday AI helps you keep up and get ahead.Listen on: Apple Podcasts SpotifySupport the showJoin our Patreon to listen ad-free!

How can you keep hackers from getting your Social Security Number? You can't. Between breaches of Equifax, the healthcare industry, and the recent National Public Data leak, your SSN is probably already making the rounds on the dark web. But you can fight back with some simple security measures.In this episode, we call back to our very first episode on the Equifax breach of 2017, and revisit the lessons learned and how they pertain to cybersecurity today, and in the future.ResourcesKrebs on Security: NationalPublicData.com Hack Exposes a Nation's DataSBA: COVID-19 Pandemic EIDL and PPP Loan Fraud LandscapeA Third of Americans Have had Their Social Security Numbers Leaked in Healthcare BreachesUsa.gov: How to place or lift a security freeze on your credit reportTroy Hunt: Inside the "3 Billion People" National Public Data BreachWatchdogs: SBA handed out over $80 billion in potentially fraudulent loansNBC News: 'Biggest fraud in a generation': The looting of the Covid relief plan known as PPPWIRED: LifeLock CEO's Identity Stolen 13 TimesYouTube: Lifelock CommercialBlue Grit Podcast: The Voice of Texas Law EnforcementHost: Clint McNear and Tyler Owen discussing topics, issues, and stories within the...Listen on: Apple Podcasts SpotifySupport the showJoin our Patreon to listen ad-free!

Mike discusses the recent data breach affecting three billion individuals, emphasizing the importance of understanding the dark web and protecting personal information. He provides insights on how to check if one's data has been compromised and offers practical steps to safeguard against identity theft. Visit NPD Breach Check to see if your sensitive information was compromised. Need a second opinion on your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

In this episode of The Secure Dad Podcast, Andy Murphy addresses the significant data breach affecting untold amounts of people. He discusses the impact on personal information, including names, social security numbers, and addresses.    Andy offers practical advice on safeguarding personal data, such as freezing credit, monitoring credit reports, and protecting children's information. He highlights the importance of proactive measures to protect your family's financial future.   For even more information on this read my full article with more tips: https://www.thesecuredad.com/creditfreeze   Freeze Your Child's Credit: https://www.thesecuredad.com/creditfreeze  Take control of your data with DeleteMe. Because they sponsor the podcast you can get 20% off a privacy plan from DeleteMe with promo code: DAD.  Defend your home with FlipLok. Listeners get 20% off when using discount code SECUREDAD at checkout. See how Troomi Wireless is making smartphones safe for kids. Use code THESECUREDAD at checkout for $50 off a phone. 00:00 Introduction to The Secure Dad Podcast 00:41 Understanding the Recent Data Breach 03:11 Details on the National Public Data Breach 06:08 Steps to Protect Your Credit 08:54 Freezing Your Child's Credit 11:15 Additional Resources 12:52 Protecting Your Financial Future   The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. The views and opinions expressed by guests are those of the authors and do not necessarily reflect the official policy or position of The Secure Dad, LLC. The Secure Dad® is a registered trademark of The Secure Dad, LLC.

Spending Thanksgiving or Christmas at a hotel offers a refreshing alternative to the traditional holiday setup, tips on unlocking the magic of a Disney vacation and what to consider before deciding to freeze your credit.

Spending Thanksgiving or Christmas at a hotel offers a refreshing alternative to the traditional holiday setup, tips on unlocking the magic of a Disney vacation and what to consider before deciding to freeze your credit.

Spending Thanksgiving or Christmas at a hotel offers a refreshing alternative to the traditional holiday setup, tips on unlocking the magic of a Disney vacation and what to consider before deciding to freeze your credit.

Spending Thanksgiving or Christmas at a hotel offers a refreshing alternative to the traditional holiday setup, tips on unlocking the magic of a Disney vacation and what to consider before deciding to freeze your credit.

In this weeks show I discuss some of the concerns of using TOR over a VPN, and take another look at data removal from people search sites, including a look at Mozilla Monitor, a new service for data removal from the makers of Firefox. I'll also discuss the importance of freezing your credit and putting the title of your home into a revocable living trust, prior to removing your records from people search sites.This episode was recorded on February 16, 2024Follow Ray on Twitter @privacypodIn this week's episode:I'm still on the road!Anonymity with TOR and VPNGet that Credit Freeze and Revocable Living TrustData Removals from people search sitesMozilla Monitor, a new data removal serviceQuick update on the Complete pfSense Setup GuideShow Links:Mozilla Monitor: https://monitor.mozilla.orgTor Browser: https://www.torproject.org/downloadDeepCorr: https://dl.acm.org/doi/pdf/10.1145/3243734.3243824Foundations of Digital Privacy, Part One: https://lockdown.media/the-foundations-of-digital-privacy“If you want to keep a secret, you must also hide it from yourself.”-George Orwell

Register For Our FREE Credit Repair Business Masterclass: https://w.creditrepaircloud.com/free-training-cHas your identity ever been stolen? Identity theft is much more common than you might think. In 2017, hackers breached Equifax and stole the personal data of 147 million people. I was one of them, and my identity was stolen several times after the hack. It was an extremely stressful period in my life, and I spent a lot of time and nerves trying to sort it out. So, how can you protect yourself from identity theft and avoid these problems?Well, one of the best ways to protect your personal data is to freeze your credit. That's why today, I will tell you everything you need to know about credit freezes, when you should use one, and how to freeze your credit in 4 simple steps.These tips can save you a lot of trouble in the future, so stay tuned!Key Takeaways:00:00:00 Intro 00:00:59 What is a Credit Freeze? 00:03:17 Identity Theft is Super Common!00:04:10 Leveraging Credit Freezes to Protect Yourself00:05:24 4 Steps to Freeze Your Credit00:06:28 My Final Point00:06:43 Community Spotlight00:07:17 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Build Credit Scores WITHOUT More Debt | Step-by-StepMake sure to subscribe so you stay up to date with our latest episodes.

Time for a Friday Flight- our little sampling of the week's financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: higher 401k and IRA contribution limits, the eternal war against consumption, financially fasting, pumping the brakes on credit limit increases, top tier gas, when to splurge for ethanol free gas, airfare hacks leading you astray, higher credit scores and higher levels of debt, credit freeze failures, realtor fees revolution, legacy banks making bank, & bad news for budgeters.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.

Everyone should freeze their credit. But most retirement savers I talk to have not tackled this simple (and free!) task. After commenting briefly about credit freezes in an episode last month, I've received dozens of GREAT questions from listeners. Questions like... ‣ Should minor children freeze their credit even if they don't have a credit score? ‣ After freezing with the "big three" (Equifax, Transunion, Experian), what other agencies should I freeze my credit with? ‣ How will freezing my credit affect my credit score? ...and more! Tune in to get answers to these questions and learn more about this critical financial planning task that continues to be overlooked. --- WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet.

Register For Our FREE Credit Repair Business Masterclass!In the 20 years since releasing my first credit repair software, I've faced the same challenges many of you face, including bank errors and data breaches. I've even been a victim of identity theft! I learned the hard way how important it is to safeguard your credit. But I also learned that there's a special tool that can act like a personal bodyguard for your credit…The credit freeze! Now, there's a ton of information online about credit freezes, but not all of it is true. So today, I'm going to bust some myths, reveal some secrets, and explain everything you need to know about freezing (and unfreezing) your credit report. These tips will help you keep your credit safe, so you better stick around!Key Takeaways:Intro (00:00)What Is a Credit Freeze? (01:00)Myths About Freezing Your Credit (02:25)When Should You Freeze Your Credit Report? (04:19)4 Steps to Freezing Your Credit Report (05:56)How to Unfreeze Your Credit Report (06:52)My Final Point (07:32)Community Spotlight (07:53)Outro (08:59)Additional Resources:- Get a free trial to Credit Repair Cloud- Get my free credit repair training  - Credit Report 101: A Beginner's Guide to Reading & Disputing!Make sure to subscribe so you stay up to date with our latest episodes.

On this episode, we're thrilled to host Kevin Fream, a respected authority in the field of cybersecurity. His unique journey, marked by overcoming personal challenges and rising to the top of his profession, forms the backbone of our conversation. This episode is a deep dive into the intricacies of cybersecurity, aiming to empower listeners with the knowledge they need to stay safe in our technology-driven world. Kevin shares his expert tips and strategies on how to fortify your digital spaces against hackers, offering an inside look into an often mysterious industry. We further explore the realm of identity theft protection, with a special focus on LifeLock - a leader in the field. Kevin's insights reveal the effectiveness of these services, providing a balanced view of their benefits and drawbacks. One of the highlights of our discussion is the concept of freezing credit reports. Kevin enlightens us on why this measure can be a game-changer in the fight against identity theft. He breaks down the process, making it accessible and understandable for all our listeners. Whether you're tech-savvy or just starting your tech journey, this episode has something for you. We're unpacking critical topics and delivering expert knowledge, making cybersecurity approachable and less intimidating. Tune in, stay safe, and let's navigate the vast ocean of cybersecurity together with Kevin Fream on this episode of Next to Madison

Harry discusses the ease of putting a freeze on your credit in today's episode.  #IDTheft, #credittips, #experian, #financialfreedom, #debtfree, #badcredit, #creditrepair  

One of the most important assets often overlook and not properly protected by many is their credit score. In this special episode of the Martini Mortgage Podcast, Raleigh mortgage broker and Certified Mortgage Advisor Kevin Martini discuss a free way to stop unauthorized access to your credit but also another free strategy to stop unsolicited offers that put pressure on your credit score. As a supplement for episode 167 of the Martini Mortgage Podcast, information on how to 'freeze it' ... 'thaw it' ... 'opt-out'  go to: https://www.martinimortgagegroup.com/freeze-it-and-opt-out/ You will find resources for  website, telephone number and address for Equifax, Experian and Trans Union.  In addition to website and telephone number for the Consumer Credit Reporting Agency to opt-out.  WARNING: there is no guarantees that a freeze will protect you 100% of the time.  One may still steal your non public private information or maybe one may hack into one of your existing open accounts  however it is my opinion, the credit freeze opting out of unwanted credit solicitation is the most reliable defense you have in your arsenal to prevent identity fraud. Kevin Martini | NMLS 143962 | Certified Mortgage Advisor | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com | Kevin@MartiniMortgageGroup.com | Equal Housing Lender

Tips and Tricks to Help You Be More Secure OnlineMike from Paratus Radio is back and we deep dive on Information Security Tips.Did you know that identity theft is now targeting kids? A friend's daughter reached 18 and she went to get a car loan, but her identity has already been stolen and debt incurred against her. And Mike is getting insurance and credit ads in the mail for his 11 yo son.A credit freeze can help this. Just one of the tips you will learn in this episode.(Visit https://thrivingthefuture.com/info-security for more extensive show notes and a download of a PDF with detailed Info Security Tips).Information Security Tip highlights in this episode:Use a Password ManagerImplement Two-factor Authentication (2FA) on All AccountsImplement a Credit Freeze for every member of your household (yes, even for your kids)Do a digital account review, cleanup, and then migrate to encrypted platformsProtect your phone numberProtect your email addressProtect your Credit and Debit CardsSecure your data in motion (VPN)Use privacy-oriented softwareListen to the episode for more tips.

Have investors seen a stock market bottom or a bear bounce? Taking simulated golf to the next level and deciding if a credit freeze is a smart thing to do.

With identity and data theft on the rise, we'd like to suggest what you can do now and if you are informed of a data breach. Discussion:Ida on the economyCOVID on the economyhow to get a credit reportwhat will they askwhy freeze creating new creditafter you freeze your creditif your credit report is wrongcheck your Social Security Information at ssa.govYou might not be able to keep your data from being stolen but we've got tips on what to do if it is. These are tips anyone can use to protect their bank account, the retirement, their credit record. ? https://www.fultonbank.com/Education-Center/Privacy-and-Security/personal-data-breach-tipsChange your passwords Sign up for two-factor authenticationCheck for updates from the companyWatch your accounts, check your credit reportsConsider identity theft protection servicesFreeze your creditIdentitytheft.govCyber Security podcast from Aug. 9the 2019 http://moneytalks.mpbonline.org/episodes/money-talks-cyber-securityCheck your credit report: https://www.consumer.ftc.gov/blog/2021/03/free-weekly-credit-reports-during-covid-extended-until-april-2022Phone numbers for the 3 credit reporting bureaus:Equifax:1 (888) 766-0008 Experian:1 (888) 397-3742 TransUnion:1 (800) 680-7289 See acast.com/privacy for privacy and opt-out information.

The show Squid Game inspires a reality TV series, how a credit freeze could help thwart identity thieves and help for investors looking to enter the market during turbulent times.

The single most important thing that one can to prevent becoming of victim of identity theft is to freeze their credit.  Certified Mortgage Advisor and Raleigh Mortgage Broker Kevin Martini shares in this special episode of the Martini Mortgage Podcast, episode 139 which is called; You got to freeze it, why one should freeze their credit and how one can freeze their credit. For information on how to freeze your credit with Experian, Equifax and TransUnion (website address, phone numbers & addresses) check out the helpful links in the ‘Learning Center' at www.MartiniMortgageGroup.com under the title:  Credit Freeze by Raleigh Mortgage Lender Kevin Martini Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com | Kevin@MartiniMortgageGroup.com | nmlsconsumeraccess.org | Equal Housing Lender

By now you've probably heard of some form of credit protection service, whether it be a freeze, a lock, or a fraud alert; however, you'd be surprised to know the differences between these services, and how one form may protect you more than another. In this episode, Carrie and Kyle discuss these three forms of credit protections, what they really do, and which one can actually help protect your personal credit. Things you'll learn in this episode What are these services, and what they provide Why one of these services is better than the others Where to activate these services Are these free? Will having these in place prevent me from doing anything with my credit? Resources: Steps to place a freeze and show notes www.privacy-mentor.com/ep68

CEO, Chris Boyd, CFP®, and Marketing Director, Cathi Ingersoll, go over the shows agenda and talk about some benefits of freezing your credit.  Special guest Bob Powell, CFP®, joins the show and talks about his involvement in a variety of ventures. Bob is a wealth of financial information, and him and the team get into an assortment of topics ranging from current risks in the market, inflation, asset allocation, cryptocurrency, and more. 

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect credit freezes and explain why they are among the most effective anti-fraud strategies available today. They go through the benefits of executing a credit freeze, the difference between a credit freeze and a fraud alert, and the downside to freezing your credit. [06:40] Backstory to Today's Topic of Discussion [11:24] What is a Credit Freeze? [14:40] How Credit Bureaus Handle Credit Freeze Requests [15:48] The Difference Between a Credit Freeze and a Fraud Alert [20:11] The Downsides to Freezing Your Credit [22:32] Taxes, Identity Thefts, and a Credit Freeze [29:10] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Your 60-second money minute. Today's topic: Might Be Credit Freeze Time

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about cyber fraud and how criminals are now targeting gaming, leisure, and travel industries. They explain tactics used by criminals to target individuals, the pros and cons of using password managers, and how to protect yourself from potential attacks. [03:30] Cyber fraud in a Post-Pandemic World [08:50] Tips on How to Protect Yourself from Cybercriminals [11:54] Credit Freeze and Fraud Alerts [16:20] The Pros and Cons of Using Password Managers [20:40] Cybercriminals Targeting Cryptocurrencies [25:20] Are You Protecting Your Aging Parents from Online Fraud Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #BAM #BusinessAsMission #ImpactInvesting All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Picture of the Week. Credit Freeze vs Credit Lock. T-Mobile hacker speaks! Where will Windows 11 run? ProxyToken. Tailscale Open Source? SSD Bait & Switch. SpinRite. Life: Hanging by a PIN. We invite you to read our show notes at https://www.grc.com/sn/SN-834-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: plextrac.com/twit att.com/activearmor Melissa.com/twit

Picture of the Week. Credit Freeze vs Credit Lock. T-Mobile hacker speaks! Where will Windows 11 run? ProxyToken. Tailscale Open Source? SSD Bait & Switch. SpinRite. Life: Hanging by a PIN. We invite you to read our show notes at https://www.grc.com/sn/SN-834-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: plextrac.com/twit att.com/activearmor Melissa.com/twit

On Security Now, Steve Gibson revisits last week's discussion around what T-Mobile subscribers should do to protect themselves in light of the massive T-Mobile data leak. For this and more, check out Security Now: https://twit.tv/sn/834 Hosts: Steve Gibson and Leo Laporte You can find more about TWiT and subscribe to our podcasts at https://podcasts.twit.tv/

On Security Now, Steve Gibson revisits last week's discussion around what T-Mobile subscribers should do to protect themselves in light of the massive T-Mobile data leak. For this and more, check out Security Now: https://twit.tv/sn/834 Hosts: Steve Gibson and Leo Laporte You can find more about TWiT and subscribe to our podcasts at https://podcasts.twit.tv/

Picture of the Week. Credit Freeze vs Credit Lock. T-Mobile hacker speaks! Where will Windows 11 run? ProxyToken. Tailscale Open Source? SSD Bait & Switch. SpinRite. Life: Hanging by a PIN. We invite you to read our show notes at https://www.grc.com/sn/SN-834-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: plextrac.com/twit att.com/activearmor Melissa.com/twit

Headline of the week: The time is now for action on social security Credit Freeze The best way to protect your financial information from criminals. It 100% prevents others from accessing your credit information. It also 100% locks down anyone from opening credit in your name. A credit freeze has to be implemented with each of the three credit bureaus (Transunion, Equifax, and Experian). The credit freeze is governed by the federal government and the three credit bureaus have to allow for this procedure under federal law How it works You go to each of the three credit bureaus websites and request a freeze. The process usually takes about 5 minutes or so to set up with each Bureau. Once all three bureaus are frozen, you no longer have to worry about someone opening credit in your name. PIN/CODE: Some of the bureaus may assign a PIN number or a Code to be able to thaw your file. PLEASE PLEASE PLEASE make sure to save this PIN number somewhere safe - I even recommend saving in your email archives somewhere so you can access it if you're not at home. When YOU want to get a loan or be able to have someone pull your credit for a legitimate reason - the bank or lender WILL NOT be able to access your credit profile until you temporarily thaw your credit report. I typically ask the lender which bureau they use, and then just go thaw that credit report at the bureau's website To Thaw: similar process to doing a freeze, just go to the credit bureau website, fill in the information they have requested and/or login to your account and tell the credit bureau how long you want your file to be thawed. The credit freeze and thaw process is pretty much immediate. Typically takes effect within about 5 minutes. What to do BEFORE you freeze your credit Sign up for a free credit monitoring service like Credit Karma or Credit Sesame. These two companies will send you notifications when a new credit account is opened or if there is any suspicious activity. Both companies will send you credit card offers through their website or by email. You can opt out of this stuff, but this is how they make money. Process for freezing credit Each Credit Bureau has a dedicated page on their website that will help you with credit freeze and thawing Experian: Once at their website, select “Add Security Freeze” Transunion : Once at their website - select “Add a freeze” Equifax: Once at their website - select “Place a freeze” *Please remember to save your code/PIN if they provide one.

Cyber-criminals and scammers are constantly looking for ways to steal your identity and your hard-earned money. In this episode, hosts Steven Crowley and The Cyber Sleuth discuss new tactics used by the criminals and how best to avoid becoming a victim by using a credit a freeze.

Remote Code Execution Vulnerability in WhatsApp https://bugs.chromium.org/p/project-zero/issues/detail?id=1654 Salesforce Releases hashh Library https://github.com/salesforce/hassh CVE-2018-8453 Details from Kaspersky https://securelist.com/cve-2018-8453-used-in-targeted-attacks/88151/ Juniper Patches https://kb.juniper.net/InfoCenter/index?page=content&channel=SECURITY_ADVISORIES Experian Vulnerability Could Have Leaked Credit Freeze PINs https://www.nerdwallet.com/blog/finance/security-flaw-at-experian-allows-easy-access-to-pin-to-unlock-credit-freeze/

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: 5 Reasons to Hire a Real Estate Professional When Buying or Selling!; What is a Credit Freeze and Does it Protect You; Trump Says There Won't Be 401(k) Changes Under His Tax Plan; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  www.Facebook.com/RonSiegelRadio800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.com your La Quinta Mortgage Lender Your La Quinta Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages