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In this episode of 20/20 Money, I break down some of the most impactful tax and planning changes introduced in the recently passed Big Beautiful Bill Act—Congress's sweeping update to the tax code that makes many TCJA provisions permanent while adding new wrinkles that matter to private practice owners. Whether you're thinking about how to reduce your taxable income, maximize deductions, or just stay ahead of legislative changes that affect your financial life, this episode is designed to help you take stock and plan strategically.
Mark Winner discusses 1 Thessalonians 5:22—“Abstain from every form of evil.”
Doug Horchak discusses Hebrews 11:13—“These all died in faith, not having received the promises, but having seen them afar off were assured of them, embraced them and confessed that they were strangers and pilgrims on the earth.”
In this episode of Hands in the Soil, we speak with Claire Groebner, Associate Director at Olivewood Gardens and Learning Center, about the intersection of food justice, environmental realities, and grassroots solutions. Based in National City, California, Claire brings over a decade of experience in food systems work, resource organizing, and community-led advocacy.Claire shares her journey from volunteer to organizational leadership and how Olivewood Gardens has become a hub for health education, environmental stewardship, and systemic change. The conversation explores food apartheid and the structural forces that shape access to nourishment, the impact of environmental and policy decisions on food equity, and how gardens can act as catalysts for empowerment.We also dive into the transformative model of Community-Centric Fundraising, which reframes charity into justice and reimagines what sustainable, relational, and values-aligned fundraising can look like.Tune in to learn more about:The difference between food justice and food charityClaire's personal journey into food systems and advocacyThe history and ongoing impact of food apartheidHow Olivewood Gardens integrates education, policy, and collective actionCommunity-Centric Fundraising as a tool for equity and accountabilityThe role of community voice and leadership in program designWhy systemic change begins with collective care… And so much more!Guest Resources & Links: Visit Olivewood Gardens: olivewoodgardens.orgLearn about Community-Centric Fundraising: communitycentricfundraising.orgFollow Claire & Olivewood: @olivewoodgardensConnect with Hannah: Instagram: @hannahkeitel
Floresville city officials and members of the Floresville Chamber of Commerce celebrate with Little Playhouse Learning Center owner Brooke Collins as she cuts the ribbon June 14 at the grand opening of her new business, located at 643 10th St. (U.S. 181) in Floresville. The center welcomes children ages 6 weeks to 5 years old to its safe, creative, social play environment.Article Link
Welcome to this episode of 20/20 Money. In the spirit of Independence Day, today's episode explores a different kind of freedom—financial independence—and the common decisions that often stand in the way of achieving it. I walk through five recurring mistakes I see optometric practice owners make that limit their long-term financial freedom, both personally and professionally. From overleveraging and ignoring balance sheets to misjudging the impact of time and delaying planning altogether, these decisions can quietly undermine your goals. My hope is that this episode prompts you to evaluate which of these areas might be holding you back—and take steps now to build a more intentional path toward true independence. Topics covered include: – The hidden cost of overleveraging in life and business – How time and money intersect in your practice profitability – Why your balance sheet matters more than your income – The danger of relying solely on your practice sale for retirement – The importance of creating an integrated personal and professional plan Next Best Step: Take 10 minutes this week to identify which of these five decisions may be showing up in your life—and commit to course-correcting just one of them before year-end. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more. Resources: 3 financial lessons learned from my grandpa and grandma that can shape your relationship with money 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Kendrick Diaz discusses Proverbs 4:23—“Keep your heart with all diligence, for out of it spring the issues of life.”
Erik Jones discusses Isaiah 59:2—“But your iniquities have separated you from your God; and your sins have hidden His face from you, so that He will not hear.”
In this episode of Next on the Tee, our resident Director of Instruction Tom Patri returns to share his take on this year's U.S. Open and what it meant to see a guy he's favored all season, J.J. Spaun, take home the title. We also dive into some of the more controversial moments from the tournament, including Rory McIlroy's tee marker incident and Wyndham Clark destroying a couple of lockers. Tom weighs in on how players and the media handle tense moments and opens up about the deep respect he has for his longtime mentor, John Kennedy. Speaking of John, he joins me next and brings with him a legacy of excellence in golf instruction and service. A past PGA Professional of the Year, multi-time Bill Strausbaugh Award winner, Patriot Award recipient, and a proud member of the Met Section Hall of Fame, John reflects on his time at Westchester Country Club, where the Learning Center now bears his name. We talk about whether it's more difficult being the host pro for a PGA Tour event or an LPGA or Senior Major, and his answer may surprise you. John also shares his insights on next year's U.S. Open at Shinnecock Hills and how the wind can drastically alter the challenge, as well as his early thoughts on the upcoming Ryder Cup, which will be hosted just down the road from him at Bethpage Black.
Caleb Froedge discusses Zechariah 4:10—“For who has despised the day of small things? For these seven rejoice to see the plumb line in the hand of Zerubbabel. They are the eyes of the LORD, which scan to and fro throughout the whole earth.”
Welcome to this episode of 20/20 Money! My guests on today's show are my two good friends—and successful practice owners—Drs. Jeremy Ciano and Jennifer Stewart, OD. This is another takeover episode, so I'm honestly not sure where they'll take the conversation. The only direction I gave them was the title of the episode, so I'm just as curious as you are as to where the conversation will lead! As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more. And with that introduction, I hope you enjoy this take over episode with Drs. Jennifer Stewart, OD and Jeremy Ciano, OD. Resources: 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Kendrick Diaz discusses Jeremiah 29:5-7—“Build houses and dwell in them; plant gardens and eat their fruit. Take wives and beget sons and daughters; and take wives for your sons and give your daughters to husbands, so that they may bear sons and daughters—that you may be increased there, and not diminished. And seek the peace of the city where I have caused you to be carried away captive, and pray to the LORD for it; for in its peace you will have peace.”
Todd Tibbits, President and CEO of the YMCA of San Diego County, the nation's largest YMCA, is joined by Dr. Mark Milliron, President and CEO of National University, and Dr. Chris Graham, NU's Executive Vice President of Workforce and Community Education, to talk about NU's "Nest Healthy Learning Center" and the partnership with the YMCA.About Spotlight and Cloudcast Media "Spotlight On The Community" is the longest running community podcast in the country, continuously hosted by Drew Schlosberg for 19 years. "Spotlight" is part of Cloudcast Media's line-up of powerful local podcasts, telling the stories, highlighting the people, and celebrating the gravitational power of local. For more information on Cloudcast and its shows and cities served, please visit www.cloudcastmedia.us. Cloudcast Media | the national leader in local podcasting. About Mission Fed Credit Union A community champion for over 60 years, Mission Fed Credit Union with over $6 billion in member assets, is the Sponsor of Spotlight On The Community, helping to curate connectivity, collaboration, and catalytic conversations. For more information on the many services for San Diego residents, be sure to visit them at https://www.missionfed.com/
Britton Taylor discusses Daniel 12:3—“Those who are wise shall shine like the brightness of the firmament, and those who turn many to righteousness like the stars forever and ever.”
Welcome to the Sacred Stream Radio Podcast. I'm your host, Laura Chandler, and on today's episode, I speak with Tibetan Buddhist nun, Venerable Ani Choyang. Ani is part of a distinguished group of Tibetan nuns on the path to earning the highest degree in Buddhist Philosophy—an honor that, until recently, was reserved exclusively for men. Her academic achievements extend beyond traditional studies into the realm of Western science. In this conversation, Ani shares the powerful story of her escape from Chinese-occupied Tibet, where she spent her early years working in a factory with limited access to education. She speaks about the challenges and triumphs of learning the Tibetan language and discovering Tibetan culture for the first time at age 18. We also explore her inspiring academic journey and her unwavering commitment to expanding educational opportunities for nuns and women alike. Ani Choyang was the first nun from Tibet to be awarded the prestigious Tenzin Gyatso Science Scholarship from Emory University in Atlanta. She has also completed an internship in neuroscience at Northwestern University and is currently involved in a groundbreaking research project on lucid dreaming and dream yoga. Ani is a resident nun and science teacher at Jangchub Choeling Nunnery in Mundgod, India. She also serves as the Coordinator of the Library and Learning Center, a new facility under development at the nunnery that will offer nuns a comprehensive education in both Buddhist studies and Western subjects.
Tom Clark discusses 1 Corinthians 10:32—“Give no offense, either to the Jews or to the Greeks or to the church of God.”
Welcome to this episode of 20/20 Money. My guest on today's show is Dr. Michael Neal, OD. Mike joins me on the show to talk about the evolution of delegation as a practice owner—specifically, the journey of learning to trust your team with everything outside of your core revenue-producing activities. We share our own experiences with delegation, what it looked like early on, how our thinking evolved, and the impact it's had on our ability to focus on our Unique Abilities™ and lead more effectively. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more. And with that introduction, I hope you enjoy my conversation with Dr. Mike Neal, OD. Resources: 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Trapped Value Episode with Mike Neal Build My Team ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Jim Franks discusses Malachi 4:5-6—“Behold, I will send you Elijah the prophet before the coming of the great and dreadful day of the LORD. And he will turn the hearts of the fathers to the children, and the hearts of the children to their fathers, lest I come and strike the earth with a curse.”
Mark Winner discusses Hebrews 13:8—“Jesus Christ is the same yesterday, today, and forever.”
Jeremy Lallier discusses Genesis 1:16—“Then God made two great lights: the greater light to rule the day, and the lesser light to rule the night. He made the stars also.”
In this episode of the Jake and Gino Podcast, we dive deep into the world of retail real estate with Andy Weiner, Founder and President of Rockstep Capital. Andy shares how he transitioned from running a family clothing empire to revitalizing struggling malls in secondary and tertiary markets. Discover how his “Rock Steps” culture drives high performance, why retail isn't dead, and how positive leverage and local community partnerships are the secret to sustainable success. You'll learn:- Why the future of malls lies in mixed-use redevelopment- How Andy secures non-recourse community bank loans- The benefits of buying at a 15-cap and de-malling to an 8-cap- The biggest mistakes new retail investors make- The unique power of local investors and positive leverage Whether you're a seasoned multifamily investor or curious about diversifying into retail, this is a masterclass in spotting hidden value in overlooked markets. Learn more: https://rockstep.comVisit Rockstep's Learning Center: https://rockstep.com/learning-center/Chapters:00:00:00 - Introduction 00:04:08 - Family Business Struggles and Strategic Lesson 00:06:00 - Leadership at 32: Earning Respect and Setting Vision 00:07:53 - First Real Estate Deal: Assembling Land for Lowe's 00:09:40 - Identifying Opportunity in Retail Real Estate 00:15:24 - The Vicksburg Model and Rockstep's Track Record 00:23:51 - Top Investor Mistakes in Shopping Centers 00:25:20 - Has E-Commerce Killed Retail? 00:29:22 - “Rock Steps” Culture and Company-Wide Accountability 00:34:12 - Brick-and-Mortar + App + Distribution: The Retail Trifecta 00:46:28 - Tractor Supply Love & Market Size Criteria 00:48:04 - Gino Wraps it Up We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)
Welcome to this episode of 20/20 Money! My guest on today's show is Mike Jorgenson from Carr Healthcare Realty. Mike joins me back on the show to talk about what goes into a demographics search when evaluating the location of a practice—and he does it from both a cold start as well as existing practice's point of view. We talk about the minimum OD:population ratio that's generally advisable when setting up or buying a practice and other details as it pertains to the factors that influence the demographics of a practice's location. Our conversation then transitions into, well...practice transitions! Whether a selling doctor leases or owns the real estate that the practice is located in, Mike shares important real estate considerations that both sides—buyer and seller alike—should be thinking about and and proactively planning. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more. And with that introduction, I hope you enjoy my conversation with Mike Jorgenson. Resources: 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Carr Healthcare Realty. ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Erik Jones discusses Romans 8:7—“Because the carnal mind is enmity against God; for it is not subject to the law of God, nor indeed can be.”
Kendrick Diaz discusses Luke 3:11-14 —“He answered and said to them, ‘He who has two tunics, let him give to him who has none; and he who has food, let him do likewise.' Then tax collectors also came to be baptized, and said to him, ‘Teacher, what shall we do?' And he said to them, ‘Collect no more than what is appointed for you.' Likewise the soldiers asked him, saying, ‘And what shall we do?' So he said to them, ‘Do not intimidate anyone or accuse falsely, and be content with your wages.'”
Britton Taylor discusses Psalm 119:165—“Great peace have they which love thy law: and nothing shall offend them.”
Welcome to this episode of 20/20 Money! My guest on today's show is Dr. Mick Kling, OD. Mick joins me back on the show to talk about the power of community within the profession and how optometrists can avoid the “race to the bottom” when it comes to pricing by focusing on delivering and communicating value to their patients. We also discuss how to evaluate the affordability of a practice, the tools available to help aspiring owners make informed decisions, the current shortage of associate ODs, and the importance of building strategic partnerships throughout a practice owner's career. Be sure to check out the show notes for a number of helpful resources we reference throughout our conversation. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. Lastly, if you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” please check out the link in the show notes of this episode to learn more. And with that introduction, I hope you enjoy my conversation with Dr. Mick Kling, OD Resources: 20/20 Money Membership Information OD Masterminds Request Form Adding an Associate Spreadsheet The Buy-In Spreadsheet to help you evaluate whether a practice is worth buying, how much to pay, and what you'll earn (Part of the Toolkit) Vision Source - AOD open positions Adding an Associate White Paper Vision Source Next ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Doug Horhcak discusses Isaiah 46:9-11—“Remember the former things of old, for I am God, and there is no other; I am God, and there is none like Me, declaring the end from the beginning, and from ancient times things that are not yet done, saying, ‘My counsel shall stand, And I will do all My pleasure,' calling a bird of prey from the east, the man who executes My counsel, from a far country. Indeed I have spoken it; I will also bring it to pass. I have purposed it; I will also do it.”
Larry Ainsworth - Integrating Teaching and Learning: Timeless Essentials for Creating Integrated Units of Study. This is episode 764 of Teaching Learning Leading K12, an audio podcast. Larry Ainsworth is the author or co-author of more than 20 books, including his most popular titles: Rigorous Curriculum Design; Common Formative Assessments 2.0; Prioritizing Common Core State Standards; Power Standards; “Unwrapping” Common Core State Standards, and “Unwrapping” the Standards. Larry's comprehensive new book series, Integrating Teaching and Learning: “Timeless Essentials” for Creating Integrated Units of Study (2024), explains and illustrates in detail how PK-12 educators can develop quality units of study that intentionally align standards, assessments, instruction, and data analysis to positively impact student learning. Currently an independent author-consultant, Larry served as the Executive Director of Professional Development at The Leadership and Learning Center in Englewood, Colorado, from 1999 to 2013. He traveled nationally and internationally to assist school systems in implementing best practices related to standards, assessment, curriculum, and instruction across all grades and content areas. Throughout his career as an education consultant, Larry has delivered keynote addresses and breakout sessions across North America and in Argentina and Switzerland and regularly worked on-site and virtually to assist leaders and educators in understanding and implementing “timeless” education practices in all content areas, pre-kindergarten through grade 12. Drawing upon 24 years of experience as an upper elementary and middle school classroom teacher in demographically diverse schools in several U.S. states, Larry brings a varied background and wide range of professional experiences to each of his presentations. Our focus is Larry's new series Integrating Teaching and Learning: Timeless Essentials for Creating Integrated Units of Study. So much to learn and think about! Great conversation! Thanks for listening! Thanks for sharing! Before you go... You could help support this podcast by Buying Me A Coffee. Not really buying me something to drink but clicking on the link on my home page at https://stevenmiletto.com for Buy Me a Coffee or by going to this link Buy Me a Coffee. This would allow you to donate to help the show address the costs associated with producing the podcast from upgrading gear to the fees associated with producing the show. That would be cool. Thanks for thinking about it. Hey, I've got another favor...could you share the podcast with one of your friends, colleagues, and family members? Hmmm? What do you think? Thank you! You are AWESOME! Connect & Learn More: https://www.larryainsworth.com/ larry@larryainsworth.com https://www.instagram.com/larry.ainsworth.509/ https://www.facebook.com/people/Larry-Ainsworth/100068965433167/ https://www.linkedin.com/in/larry-ainsworth-799572a1/ https://www.amazon.com/s?k=Larry+Ainsworth&crid=1E6H9V808CFPC&sprefix=larry+ainsworth%2Caps%2C269&ref=nb_sb_noss_1 Length - 46:07
At the heart of The Prophets' vision are “The 24 Essential Supply Chain Processes.” What are they? Find out, and see the future yourself. Click here During her trip to Wales, Jan Griffiths took a call from CBS Detroit to weigh in on tariffs. That conversation led her to a bigger question: even if we bring manufacturing back to the U.S., do we have the workforce to support it?This led to this conversation with Torsten Schimanski, the Chief Strategy Officer at NJMEP, who's spent years addressing the talent gap in U.S. manufacturing.In this episode, Torsten explains that millions of manufacturing jobs in the U.S. could go unfilled in the coming years, and current efforts to address this issue will not be enough to close the gap.The industry is facing decades-old perceptions of manufacturing work, a massive generational exit, and the reality that most companies don't have a clear talent pipeline or long-term plan. Torsten doesn't just see this as an HR problem. He sees it as a supply chain issue.So, he introduces an innovative approach: apply core supply chain tools—demand planning, sourcing, supplier management—to workforce strategy. That means forecasting the skills you'll need, identifying where you'll get them, and making retention a priority before it becomes a crisis.Torsten also criticizes the passive mindset that waits for the government or outside forces to “fix” the problem. In his words, if you're waiting for someone else to build your workforce, your business might not be around much longer.He's clear about what will happen if we don't take action: production delays, rising costs, quality issues, and constant turnover. Even automation won't save us if no one's trained to run or maintain the machines.This isn't a future problem. It's already here. And if manufacturing companies want to survive the next decade, they must take ownership of workforce development—starting now.Themes discussed in this episode:The workforce shortage threatening the future of U.S. manufacturingWhy manufacturing workforce development needs a supply chain strategyThe effects of baby boomer retirements on manufacturing labor shortagesHow outdated perceptions of factory jobs affect workforce recruitmentThe business risks of ignoring workforce development in manufacturing operationsHow to apply supply chain strategies to manufacturing workforce planningHow NJMEP supports small manufacturers with workforce training programsWhy manufacturers must lead workforce development—not wait for government solutionsFeatured on this episode:Name: Torsten SchimanskiTitle: Chief Strategy Officer at New Jersey Manufacturing Extension Program (NJMEP)About: Torsten is the Chief Strategy Officer at the New Jersey Manufacturing Extension Program (NJMEP), a nonprofit focused on supporting and advancing manufacturing in New Jersey. Prior to joining NJMEP in 2017, he led the Training & Learning Center at Festo Didactic, a global leader in industrial automation and education, and worked internationally as a business consultant specializing in leadership and workforce development. His contributions have earned him the 2017 Impact Award from the New Jersey Technology and Engineering Association and, with the NJMEP PEN-Team, the 2021 Excellence in STEM Education Award from the Health Care Institute of New Jersey.Connect: LinkedInMentioned in this...
Cecil Maranville discusses Romans 2:5-9—“But in accordance with your hardness and your impenitent heart you are treasuring up for yourself wrath in the day of wrath and revelation of the righteous judgment of God, who ‘will render to each one according to his deeds': eternal life to those who by patient continuance in doing good seek for glory, honor, and immortality; but to those who are self-seeking and do not obey the truth, but obey unrighteousness—indignation and wrath, tribulation and anguish, on every soul of man who does evil, of the Jew first and also of the Greek.”
Dave Myers discusses Colossians 3:15—“And let the peace of God rule in your hearts, to which also you were called in one body; and be thankful.”
Welcome to this episode of 20/20 Money. My guest on today's show is Dr. Mike Satryan, OD, a partner with Mountain View Eye in Altoona, PA. Mike is a long-time practice owner who brings over 25 years of experience running an in-house optical lab within their practice. We dive into the substantial cost savings his practice has realized by finishing lenses on-site and how that margin improvement supports a compensation model tied to gross revenue growth. We explore how having an in-house lab not only boosts profitability but also enhances second-pair and annual contact lens supply conversions, thanks in part to a more efficient optical experience. He also shares his buying criteria when evaluating edgers, what ultimately influenced his choice of supplier, and whether the edger is patient-facing or kept behind the scenes. Whether you're a solo OD or managing a multi-doctor practice, this conversation offers valuable insight into the operational and financial upside of bringing lens finishing in-house. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more. And with that introduction, I hope you enjoy my conversation with Dr. Mike Satryan, OD. Resources: 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Edging In-House vs Outsourcing: The Economics, Trade-Offs, and Data An Optometric Practice Needs to Measure with Drs. Jennifer Stewart, OD & Sam Hornberger, OD Kayla Ashlee — Increasing Optical Revenue Kayla Ashlee—Tracking Frame Turn Connect with Mike ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Jeremy Lallier discusses Proverbs 16:32—“He who is slow to anger is better than the mighty, and he who rules his spirit than he who takes a city.”
Today is Monday, June 2, 2025. The Brainerd Dispatch Minute is a product of Forum Communications Co. and is brought to you by reporters at the Brainerd Dispatch. Find more news throughout the day at BrainerdDispatch.com. The Brainerd Dispatch is proud to be a part of the Trust Project. Learn more at thetrustproject.org.
Erik Jones discusses James 4:17—“Therefore, to him who knows to do good and does not do it, to him it is sin.”
Mark Winner discusses Proverbs 14:12—“There is a way that seems right to a man, but its end is the way of death.”
There's a world of opportunity waiting for marketing professionals looking to pivot into customer experience. In this episode, we tackle a timely question from a recent graduate wondering how to leverage his marketing background to break into CX.Marketing and customer experience share significant DNA - both focus on understanding customers, building relationships, and communicating value. The key difference? While marketing often zeroes in on conversion, CX professionals must adopt a holistic view of the entire customer journey. Your marketing skills in audience segmentation, messaging, and basic journey mapping provide a solid foundation, but success in CX requires shifting your perspective to consider how customers feel at every touchpoint, from first awareness through ongoing loyalty and even departure. The full customer journey extends far beyond the sale.You have foundational skills that will set you apart in customer experience, and you're joining a field known for collaboration and knowledge sharing. Connect with the CX community, explore resources like our Learning Center at experienceinvestigators.com, and embrace the journey of continuous growth that defines this dynamic profession.Resources Mentioned:Experience Investigators -- https://experienceinvestigators.comLearn more about CXI Membership™ and apply -- http://CXIMembership.comTake the CXI Compass™ assessment -- http://cxicompass.comWant to ask a question? Visit askjeannie.vip to leave Jeannie a voicemail! (And don't forget to follow Jeannie on LinkedIn! www.linkedin.com/in/jeanniewalters/)
Welcome to this episode of 20/20 Money! My guest on today's show is Lee Raykovicz, OD, a mortgage broker with Go Rascal Mortgages. On today's episode we dive into what goes into the mortgage underwriting process, how practice owners can get creative when it comes to purchasing their homes, the details on what Physician loans actually are and how they work, how to think about the total DTI ratio when thinking about your mortgage & student loans, and ARM strategy ideas in today's rate environment. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more. And with that introduction, I hope you enjoy my conversation with Lee Raykovicz. Resources: 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Contact Lee ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Clyde Kilough discusses Proverbs 3:13—“Happy is the man who finds wisdom, and the man who gains understanding.”
Scott Lord discusses Psalm 123:1-2—“Unto You I lift up my eyes, O You who dwell in the heavens. Behold, as the eyes of servants look to the hand of their masters, as the eyes of a maid to the hand of her mistress, so our eyes look to the LORD our God, until He has mercy on us.”
Jim Franks discusses Malachi 3:8—“Will a man rob God? Yet you have robbed Me! But you say, ‘In what way have we robbed You?' In tithes and offerings.”
Send us a message (& include the best way to reach you)When faced with high LDL cholesterol, most doctors prescribe statins without investigating the root cause. Using integrative health approaches, we can identify what's truly driving cholesterol elevation and address the body's underlying imbalances.• High cholesterol affects 94 million US adults, with 29 million having levels over 240 mg/dL• Statins deplete essential nutrients like CoQ10 and vitamin K2, causing side effects without addressing root causes• Cholesterol serves as the body's "patch kit" to repair damage, rising in response to inflammation• Key drivers of high cholesterol include inflammation, liver dysfunction, insulin resistance, nutrient deficiencies, and oxidative stress• Functional lab testing reveals underlying issues through hair mineral analysis, omega-3 index, and comprehensive hormone panels• Natural rebalancing strategies include anti-inflammatory nutrition, targeted supplementation, and appropriate movement• Extreme approaches like severe calorie restriction and excessive exercise can actually elevate cholesterol by stressing the bodyIf you'd like to explore the root causes of your cholesterol concerns, schedule a complimentary consultation at loveenergywellness.com and read our blog post "When Cholesterol Isn't the Problem" in our Learning Center.Support the showAs a token of gratitude, of course you're interested in these FREE and powerful resources, and because you enjoy the show, be sure to leave your 5-STAR Review HERE! >Join From The Heart: Your feel good feed packed with inspiring stories, wellness tips, and expert insights. Let's recharge your energy, balance your vibes, and celebrate YOU every Sunday morning. > You might be wondering just how full your Toxin-Tank may be: Take your FREE Toxicity Assessment to find out - no email required! > You'll discover a new level of self, after your FREE 2-Part audio training for Confidence! > Love to Read? You can lean more about Integrative Health on our Blog > I know you're concerned about your future. Schedule your FREE Consultation with Jeffrey
Welcome to this REWIND episode of 20/20 Money! Given that my grandpa just recently celebrated his 96th birthday, I wanted to bring back this episode and share it again for new and long-time listeners alike. It's also a subtle reminder about the importance of understanding longevity risk in one's financial plan. I can only imagine the unfortunate situation my grandpa would be in had he and my grandma not had a sound investment strategy that has allowed them to build up a portfolio that has lasted the entirety of his retirement. On this episode, I wanted to share a bit of a personal story about 3 lessons that I learned from my grandparents that have in large part shaped the money story and lessons that have guided my financial journey and how I view and use money money in my life. I hope this conversations gives you a benchmark and different viewpoint to compare your own money values and purpose. If you feel like you don't have a grasp on your own money story and purpose, my hope is that it inspires you to start thinking intentionally about how you make spending and investing decisions with your dollars. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more. Resources: 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Cecil Maranville discusses Psalm 13:5-6—“But I have trusted in Your mercy; my heart shall rejoice in Your salvation. I will sing to the LORD, because He has dealt bountifully with me.”
Jeremy Lallier discusses Proverbs 26:4-5—“Do not answer a fool according to his folly, lest you also be like him. Answer a fool according to his folly, lest he be wise in his own eyes.”
Tom Clark discusses Acts 7:60—“Then he knelt down and cried out with a loud voice, ‘Lord, do not charge them with this sin.' And when he had said this, he fell asleep.”
Welcome to this episode of 20/20 Money! My guest on today's show is Dr. Chris Wolfe, OD. Chris joins me back on the show to talk about why it's important to be intentional about the business decisions you make in your practice and make those decisions based on data and a plan. We talk about this concept through the lens of schedule management and how to think about pre-appointing your patients within a practice, and it's in part based off some listener feedback that I received almost a year ago. As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more. And with that introduction, I hope you enjoy my conversation with Dr. Chris Wolfe, OD. Resources: 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Practice Performance Partners ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Erik Jones discusses 1 Corinthians 14:33—“For God is not the author of confusion but of peace, as in all the churches of the saints.”
Dave Myers discusses Titus 1:2—“. . . in hope of eternal life which God, who cannot lie, promised before time began.”
David Johnson discusses Romans 1:28—“And even as they did not like to retain God in their knowledge, God gave them over to a debased mind, to do those things which are not fitting.”