Michigan's Retirement Coach

Is filing for Social Security early a smart move—or a fear-based reaction? Mike Douglas breaks down the real math behind early claims, income limits, tax traps, and survivorship strategies. From misunderstood stats to outdated loopholes, he explores what retirees might be missing when they rush to collect benefits. Whether you're planning for age 62 or 70, this conversation helps you think critically about timing and trade-offs. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Retirement is often a maze of financial decisions, but are you building the right safeguards for your future? Mike Douglas goes through the impact of tariffs, market timing, and the shifting taxation landscape affecting retirees. Highlighting strategies to preserve wealth and segment financial plans, listeners gain insights into managing their "old money" and planning for generational transitions amidst ever-changing economic challenges. From navigating tax burdens to preparing for unexpected market shifts, the discussion centers on creating a sustainable financial moat around your retirement nest egg. Whether dealing with tariffs, volatile markets, or passing wealth to beneficiaries, Mike helps untangle the complexities facing today’s retirees. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Are you retiring to something or just stepping away from work? Mike Douglas dives into the heart of retirement planning, exploring how purpose, legacy, and life goals shape your post-work years. Inspired by the story of Anne Schroeder, a 94-year-old who worked for 75 years, Mike highlights the importance of aligning your financial plans with what truly fulfills you. Learn about embracing change, finding purpose beyond a paycheck, and creating a retirement that reflects who you are and what matters most. Whether you're approaching retirement or navigating its challenges, this conversation is about living intentionally and planning for a life that isn’t just secure but meaningful. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

With retirement around the corner, it's time to rethink outdated financial rules. In today's world, applying strategies from 1995 to your retirement could leave you unprepared and vulnerable. Mike Douglas emphasizes the importance of personalized retirement planning, considering your unique needs, risk tolerance, and goals. Key actions include determining your net after-tax income, identifying any gaps, and finding low-risk solutions tailored to you. Whether you are comfortable with risks or prefer low volatility, understanding the intricacies of sequence of returns, taxes, and estate planning is crucial. Start planning now to make retirement work for you. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Are you ready to roll over your 401k without falling into tax pitfalls? Mike Douglas goes through the complexities of 401k rollovers. He explores essential questions to ask, such as understanding the type of money in your account and evaluating fees. He also discusses whether it’s better to leave some money behind for early access and how identifying the right fiduciary can impact your retirement strategy. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Retirement can be full of surprises, and not all of them are welcome. Certified Financial Planner Mike Douglas discusses the importance of planning for the curveballs that life may throw at you after you retire. From market volatility to health care costs, he explores how to build a solid financial plan that anticipates both the expected and the unexpected. Discover how to preserve your financial future so you can enjoy your retirement without the constant worry of unforeseen events disrupting your life. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Ever wondered how retirement planning is like picking the perfect avocado? Certified Financial Planner Mike Douglas explores the balance between enjoying life now and saving for the future. It emphasizes the importance of making the most out of healthy years and not delaying gratification too much, while also ensuring financial security for later years. Mike discusses how to plan a fulfilling retirement and avoid common pitfalls like running out of money or missing out on experiences due to poor health. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Are you emotionally and financially ready to retire? Certified Financial Planner Mike Douglas explores the crucial emotional and logical checklists needed for retirement. He discusses the importance of having a clear purpose after leaving work, managing depleting accounts, and communicating with your spouse about retirement plans. He also emphasizes the necessity of a well-thought-out financial strategy, including income planning, investment management, tax strategy, and estate planning to ensure a smooth and secure transition into retirement. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Retirement planning doesn't have to be intimidating. Certified Financial Planner Mike Douglas explains how to protect your savings from market volatility and ensure a steady income throughout your retirement. By focusing on securing monthly income first and safeguarding future money, Mike emphasizes that retirees should aim for stability no matter what the market does. He highlights the importance of understanding your unique financial needs and goals rather than following generic advice. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Mike Douglas gives an objective overview of Trump’s tariff strategy and how the United States got into the trade deficits it’s currently in. He sheds light on how China and other countries have put themselves in advantageous positions regarding trade. Mike also provides historical context of where Nancy Pelosi once stood on trade imbalance with China back in the 90s and how much it was costing the American workforce. Following the explanation of tariffs, Mike explores strategies to safeguard savings during turbulent times, weighing the benefits of Roth conversions and balancing market exposure to maintain stability. Emphasizing the importance of aligning investments with personal goals, he highlights the necessity of proactive planning to weather economic storms and ensure a secure financial future. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Trump’s retaliatory tariffs have taken effect, and the markets have significantly dropped. So, what does this mean for your portfolio? Certified Financial Planner Mike Douglas shares 5 actionable things we need to do to keep our emotions in check amid market volatility: Stay focused on the long-term plan Review Your Withdraw Strategies Assess Your Risk Exposure Diversifying The Right Way for Now Avoid Panic Selling & Market Timing Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Retirement planning can be a maze, and navigating Roth conversions is a crucial part of it. In this episode, Certified Financial Planner Mike Douglas dives into the complexities of Roth IRAs, discussing deadlines for contributions and conversions, and the impact on taxes, Social Security, and Medicare. Mike explains how to time your conversions to avoid pitfalls, especially for retirees who need to manage unpredictable expenses. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Are you aware of the hidden fees in your retirement savings? Certified Financial Planner Mike Douglas discusses the importance of cleaning out financial closets and drawers to uncover potential fees that may be costing you thousands each year. He explains that a thorough review can help identify unnecessary costs and ensure your investments are aligned with your long-term goals. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Are you prepared for market fluctuations in retirement? Certified Financial Planner Mike Douglas explains how to protect your income streams and diversify your savings in times of uncertainty. As the news cycle accelerates during Trump’s second term, retirees face unique challenges, especially when drawing from portfolios affected by market volatility. Mike discusses understanding the importance of securing stable, inflation-adjusted income and managing risk through purpose-driven financial planning. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Tax planning is not just a yearly task but a crucial long-term strategy for a secure retirement. Certified Financial Planner Mike Douglas discusses the difference between tax preparation vs. tax planning and emphasizes the importance of proactive decisions that can significantly reduce lifetime tax liabilities. He explains why intentional investment and life choices can impact your financial future and how to integrate taxes into your overall retirement plan. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Are you unknowingly risking your retirement? Managing your 401(k) properly is crucial for a financially secure future. Certified Financial Planner Mike Douglas discusses the common mistakes people make with their 401(k)s and provides practical steps to optimize their retirement savings. He explains balancing risk and security, the importance of consistently contributing, and the benefits of rolling over your 401(k) into an IRA as you approach retirement. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Ever wondered how Roth IRAs can transform your retirement? Certified Financial Planner Mike Douglas explores the ins and outs of Roth IRAs, including the crucial five-year rule that many people may not know about regarding withdrawals. He explains the distinction between contributions and conversions, detailing how each affects your retirement planning. Mike’s key points include the importance of starting your Roth IRA early to maximize benefits and the separate five-year clocks for each conversion. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Social Security benefits could face cuts by 2034, potentially affecting retirement and income plans. With the uncertainty surrounding Social Security, Certified Financial Planner Mike Douglas explains that planning for alternative income streams such as annuities is crucial. Mike brings up the example of laddered annuities, which when carefully chosen, can offer protection against benefit reductions and provide stability for unforeseen circumstances. He discusses why diversifying your income streams helps maintain your lifestyle even if Social Security benefits are reduced. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Retirees are often more afraid of running out of money than of dying. A study by JP Morgan Chase found that over 80% of retirees do not touch their IRA money until they reach the required minimum distribution (RMD) age of 73, only then withdrawing the mandated amount. Certified Financial Planner Mike Douglas discusses the main reason why many retirees worry about outliving their savings. He touches on one strategy to minimize taxes and maximize charitable donations by using Qualified Charitable Distributions (QCDs), allowing retirees to transfer funds directly to charities without paying taxes. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Navigating the digital age can feel overwhelming, especially when it comes to financial planning. From the nuances of HELOCs (Home Equity Line of Credit) to the complexities of leveraging stocks, understanding these intricate concepts is crucial for a secure retirement. Certified Financial Planner Mike Douglas explains how to sift through the noise and find reliable information that resonates with your unique financial situation. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

How badly is “dead money” affecting returns in your portfolio? Certified Financial Planner Mike Douglas discusses what could be holding your retirement plan back, including: cash stockpiles, non-performing stocks, and rental properties. He addresses the need for quarterly rebalancing to prevent portfolio drift, getting rid of non-productive assets, and ensuring investments align with current income and growth needs. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

As lifespans increase, planning for longer retirements becomes necessary. Mike Douglas explores key strategies such as maximizing Social Security benefits, understanding market volatility, and adjusting for inflation. He highlights the importance of having a comprehensive income plan to ensure financial stability throughout retirement. Examining real-life scenarios, Mike addresses the need for personalized planning to address longevity risks and safeguard savings. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Many people make costly mistakes with inherited money, leading to financial struggles in retirement. In this episode, Mike Douglas discusses that when receiving a large sum of money, like an inheritance or lottery winnings, it's crucial to manage these funds wisely to secure a stable financial future. Mike challenges the notion of quickly paying off debts and considers how the money can generate ongoing revenue. He gives the example of investing the amount and using the interest to pay off debts and preserving the principal to provide steady income. Ready to begin building your customized retirement plan? Visit MichigansRetirementCoach.com to schedule an appointment with Mike and his team today!See omnystudio.com/listener for privacy information.

Do you feel overwhelmed by financial jargon and retirement planning? In this episode, Certified Financial Planner Mike Douglas discusses the realities of required minimum distributions (RMDs) and how they affect your retirement funds. He highlights the age requirements, the differences between qualified and non-qualified money, and how to handle your RMDs effectively. Mike also explores strategies like charitable contributions and Roth conversions to help make the most of withdrawals. Ready to develop a strategy with your RMDs? Visit MichigansRetirementCoach.com to schedule an appointment with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike Douglas explains the historical context of retirement tools and why the 401k on its own is not a retirement plan. With pensions becoming rare and Social Security facing potential cuts, understanding and maximizing your 401k is essential to income planning. Mike explores strategies for supplementing retirement income, including the rule of 4%, dividend funds, and annuities. He lays out the pros and cons for each why the focus needs to be on individual circumstances and goals. Ready to see if you’re maximizing your 401k? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Many people don't fully understand the importance of diversifying their financial assets for tax efficiency. Mike Douglas explains the three types of money: pre-tax, after-tax, and tax-free, and explains how to strategically manage them to avoid overpaying taxes. By blending different types of accounts like 401(k)s, Roth IRAs, and taxable brokerage accounts, retirees can better navigate varying tax rates and maintain a comfortable lifestyle. Ready to explore your tax strategy in retirement? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Avoiding common mistakes in 401k rollovers could save you from unexpected tax consequences. In this episode, Mike Douglas dives into the intricacies of rolling over your 401k into an IRA, focusing on neglected required minimum distributions and the potential benefits of Roth conversions. He explores how the current historically low tax brackets offer a unique opportunity to roll over your savings into a Roth IRA for tax-free growth. Mike highlights the importance of understanding the rules and limitations, especially for high earners who face contribution limits but can still benefit from the backdoor Roth conversion. He also warns of the long-term tax implications that come from converting your IRA into a Roth. Ready to see if 401k Rollovers are right for you? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

An estimated $84 Trillion in wealth is expected to be transferred over the next 20 years. Mike Douglas highlights the challenges financial advisors face when clients pass away and the importance of involving both spouses in financial planning. He emphasizes the need for family meetings to prepare the next generation for inheritance and financial responsibility, ensuring that wealth is preserved and not squandered. Mike also stresses the importance of educating heirs about managing their newfound wealth and the role of financial advisors in facilitating these conversations. Ready to build your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Research shows that nearly 80% of women will become the sole financial decision maker for their household due to the majority of wives outliving their husbands. In this episode, Mike emphasizes the need for a family wealth strategy that both spouses understand and trust. By being informed and involved, Mike explains why women can help ensure financial stability and focus on cherishing life's moments during retirement. Ready to build your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Bitcoin is nearing $100,000 for the first time ever as it continues to make new all-time highs following the election and is now being added to pension plans. Mike discusses the latest trends in pension fund investments, including the move towards cryptocurrency. He highlights this shift and how it impacts traditional retirement funds and what people should consider in today's rapidly evolving financial landscape. Ready to build your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Ever wondered how LeBron James maintains peak performance even as he approaches 40? In this episode, Mike dives into the meticulous health regimen that keeps LeBron at the top of his game and how similar principles can be applied to retirement planning. From the benefits of cryotherapy to the importance of having a coordinated team of professionals, discover how investing in yourself could lead to a fulfilling and financially secure retirement. Ready to build your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike discusses the legacy of Steve Jobs and draws lessons to why legacy and estate planning is crucial in a retirement plan. He emphasizes the need for a solid estate plan to ensure family harmony and protect beneficiaries, especially in cases involving special needs. The discussion highlights the emotional aspects of planning for the future and the necessity of having clear directives to avoid conflicts among heirs. Ready to build your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike discusses the importance of retirement planning, focusing on budgeting strategies, family financial needs, and creating a comprehensive retirement plan. He emphasizes the significance of balancing discretionary spending with savings and the necessity of adapting financial strategies as one approaches retirement. The discussion also highlights the challenges of inflation and the need for a solid plan to ensure financial security in retirement. Ready to build your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike discusses preparing for longevity and the associated financial risks. He highlights the need for a comprehensive retirement plan that addresses income, investments, taxes, and estate planning to ensure financial security throughout retirement. Mike shares insights on the changing landscape of retirement, where individuals are living longer and must plan for potentially 20 to 30 years of retirement. He also discusses the psychological aspects of aging and how they impact retirement planning. Want to start building out your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike discusses the complexities of retirement planning, focusing on social security benefits. He emphasizes the importance of understanding individual circumstances when deciding when to claim social security, the potential benefits of delaying claims, and the tax implications that can affect retirees. Mike highlights various strategies for maximizing social security benefits and the need for personalized financial planning to navigate the retirement landscape effectively. Need a second opinion on your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike dives into the disconnect many people have regarding the time spent planning vacations versus planning for retirement. He explains the role of financial advisors and the value of comprehensive financial planning, which includes understanding taxes, estate planning, and income management. Mike also shares insights on client engagement and the importance of ongoing support in retirement planning. Need a second opinion on your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike discusses the importance of year-end financial planning, including portfolio reviews, insurance checks, and charitable giving. He highlights the significance of setting goals for the upcoming year, encouraging listeners to start planning for their future aspirations. Need a second opinion on your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike discusses the implications of recent interest rate cuts by the Federal Reserve. The discussion highlights the importance of understanding economic indicators, preparing for potential market corrections, and creating a secure retirement plan that can withstand economic downturns. Mike emphasizes the need for proactive financial strategies to ensure long-term stability and security for retirees. Need a second opinion on your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike discusses the importance of comprehensive financial planning as individuals approach retirement. He draws parallels between the convenience and holistic approach of Costco and his financial planning services, emphasizing the need for a one-stop solution for income, taxes, estate planning, risk management, and wealth management. The discussion highlights the significance of personalized strategies, the role of technology in enhancing convenience, and the importance of delegating financial responsibilities to enjoy retirement fully. Need a second opinion on your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Mike discusses the importance of having a comprehensive retirement plan beyond just a 401k. He delves into the concept of tax loss harvesting, explaining its relevance throughout the year, not just at year-end. Mike elaborates on the different types of investment accounts and their tax implications, emphasizing the significance of understanding short-term versus long-term gains. Through real-life examples, they illustrate how strategic tax loss harvesting can minimize tax liabilities and maximize retirement savings. Visit MichigansRetirementCoach.com to connect with Mike and his team and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike discusses the recent data breach affecting three billion individuals, emphasizing the importance of understanding the dark web and protecting personal information. He provides insights on how to check if one's data has been compromised and offers practical steps to safeguard against identity theft. Visit NPD Breach Check to see if your sensitive information was compromised. Need a second opinion on your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

In this conversation, Mike discusses the importance of having a proper financial plan in place for retirement. He uses the analogy of music to explain the different approaches to retirement planning, comparing the disciplined and rule-following classical musicians to the more improvisational jazz musicians. Mike emphasizes the need for a retirement plan that aligns with an individual's goals and preferences, rather than fitting into a predetermined portfolio. He also highlights the role of a financial advisor in helping clients navigate the complexities of finance and create a retirement plan that suits their unique needs. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike discusses the importance of preparing for a recession and offers advice on how to recession-proof your retirement. He emphasizes the need to minimize discretionary spending, raise your cash position, and de-risk your future portfolio. Mike also highlights economic indicators to watch for, such as consumer credit card spending, layoffs, and changes in the housing market. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike discusses the importance of understanding risk in retirement planning. He emphasizes the need for a balanced risk portfolio that takes into account risk tolerance, risk capacity, and risk requirement. Mike explains that risk tolerance can change based on market conditions and personal circumstances, and it should be considered alongside long-term goals and financial needs. He also highlights the importance of aligning feelings and finances to ensure a secure future. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike addresses the volatility of the market and emphasizes the need to understand risk and have appropriate portfolio ratios. He explains the concept of fixed proportions and the role of fixed investments and equities in a portfolio. Mike also highlights the importance of understanding one's risk tolerance, capacity, and requirement. He encourages listeners to have comprehensive conversations about risk and to build a retirement plan that aligns with their goals and provides comfort and protection. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike explains the different aspects of a financial plan, such as taxes, estate planning, and risk management. He shares why it's important for these factors need to work together to create success in retirement. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike identifies the five key areas when building out a comprehensive retirement plan: Income Planning Risk Management Investment Quality Taxes Estate Planning Mike discusses the importance of addressing these areas to avoid making the wrong choices in retirement. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike discusses the various issues that could come up in a retirement plan if they aren't checked regularly, including debt to income ratio, living expenses, emergency savings, credit score, tax planning, and insurance. Mike provides insights and tips for each of these areas, highlighting the need for regular check-ins and updates to a financial plan. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike explains how making informed financial decisions can help avoid spending regrets in retirement. He discusses the role of a financial advisor helping people navigate retirement decisions, such as purchasing an RV or vacation home. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike discusses seeking financial help and the decision to change financial advisors during retirement. He emphasizes the importance of a holistic approach to financial planning and the need for professional guidance in preparation for retirement. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.

Mike discusses why being on the same page with your spouse is significant in retirement planning and emphasizes the need for open communication and shared decision-making. He also explains the need to address difficult decisions and plan for various life scenarios that may happen in your golden years. Visit MyLifePlanFinancial.com to connect with Mike and start building your retirement plan today!See omnystudio.com/listener for privacy information.