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Assessing Climate RisksAs climate change accelerates, climate risks are beginning to impact every aspect of society from infrastructure and transportation to health, biodiversity, and air and water quality. A climate risk is the potential for climate change to have adverse consequences for a human or ecological system. Climate risks have implications for property and infrastructure, posing a threat to the global financial system at large. The rate at which climate change and its associated risks are increasing can be reduced through mitigation and adaptation actions such as investing in green infrastructure and implementing energy efficiency standards. The assessment of climate risk involves the identification and quantification of the potential impacts of climate change on an organization, region, or community. Many organizations utilize climate risk assessments, which involve evaluating current and future vulnerabilities to climate-related hazards, taking into account factors such as infrastructure resilience, economic stability, and social vulnerability. To quantify those impacts, assessments typically estimate the level of damage in financial terms. In order to streamline this process and make it easier for companies to identify their potential risk, riskthinking.AI has developed a platform to leverage climate change risks and impacts through AI software.Integrating AI technology into climate risk assessmentsRiskthinking.Ai integrates AI technology with climate change data to evaluate financial risk management through their development of the ClimateEarthDigitalTwin (CDT). The CDT integrates physical asset data with the latest climate projections like extreme weather and temperature shifts. Rather than using deterministic forecasts, CDT relies on probabilistic distributions to simulate a range of future scenarios and project changes in an asset's value over time. The CDT platform quantifies exposure and impacts from climate change. Riskthinking.Ai identifies which specific risk factors, such as extreme heat and floods, contribute to overall exposure. This approach can guide decision-making and help assess the complex risks posed by climate change and inform future infrastructure investments, risk mitigation, and climate adaptation strategies.Upsides to AI assessment Riskthinking.Ai enables organizations to evaluate future financial impacts of climate change, integrating climate risks into business decisions. Countries especially vulnerable to climate change may benefit from this algorithm, as it allows for a better understanding of the threats they face due to a changing climate. By providing countries, governments, and corporations with a better understanding of how they may be at risk due to their geographical location and respective climate vulnerability, AI technology can guide decision-making to inform proper adaptation and mitigation into the future. Downsides to AI assessment Although Riskthinking.Ai provides a tangible strategy in informing proper adaptation and mitigation, many argue that the use of AI technology to address environmental crises is counterintuitive due to AI's negative impacts on the environment. By 2040, it is predicted that the emissions from the Information and Communications Technology (ICT) industry will amount to 14% of global emissions, with the majority being driven through ICT infrastructure, specifically data centers and communication networks which AI relies upon to operate. In addition to the significant energy consumption required to power AI technology, a large amount of water is needed for cooling data centers. Further, AI relies on critical minerals and rare elements which are mined for unsustainability and the rapidly increasing data centers contribute to the growing body of electronic waste. However, as AI becomes increasingly applied to environmental problems, it can prove to be a valuable tool in combating climate change. Thus, working to reduce the environmental impact of AI technology will not only be vital in its application for climate risk assessments, but in mitigating the harmful effects brought about by its rapidly increasing societal demand.About our GuestDr. Ron Dembo, founder and CEO of Riskthinking.Ai, has utilized his multi-factor scenario modeling expertise to create a data platform and analytics engine for measuring and managing climate financial risk. Dr. Ron Dembo has been an Associate Professor at Yale, visiting professor at MIT, and has received many awards for his work in risk management, optimization, and climate change.ResourcesEarth Scan, What is climate risk and what does it mean for your organizationIBM, What is climate risk?NOAA, Climate Change ImpactsRiskthinking.AI, Climate Data & Analytics that Power Enterprise Risk, Research and ReportingEarth.Org, The Green Dilemma: Can AI Fulfil Its Potential Without Harming the Environment?Further ReadingMIT News, Explained: Generative AI's environmental impactNASA, The Effects of Climate ChangeUN, AI has an environmental problem. Here's what the world can do about that.For a transcript of this episode, please visit https://climatebreak.org/using-ai-for-climate-risk-assessment-with-dr-ron-dembo/. 

Women's Running Collective Podcast Episode Title: Running Myths Debunked: A Healthy Debate Is running actually good for you?

Should you use a dummy for your newborn — or is there a gentler way to soothe them? In this episode of First Time Mum's Chat, I'm exploring 7 shocking downsides of newborn dummies and sharing simple, calming alternatives that really work.You'll learn:Why over-reliance on dummies can delay self-soothing and even affect speech.How newborn dummies can become a habit that's tricky to break later.Gentle, sensory-rich strategies — from music to baby massage — that help your baby feel safe and settled without depending on a dummy.Whether you call it a dummy or a pacifier, you'll discover practical tools to comfort your baby and build lasting connection right from the start.

Gabriel Custodiet speaks with Nuclear Hazelnut (Jenifer Avellaneda), a nuclear energy advocate. They discuss all the basics of nuclear energy and try to understand why it is not so popular when it is probably the best option humans currently have... GUEST → https://x.com/NuclearHazelnut   → https://www.linkedin.com/in/jenifer-avellaneda   WATCHMAN PRIVACY → https://watchmanprivacy.com  (Including privacy consulting) → https://twitter.com/watchmanprivacy  → https://escapethetechnocracy.com/  CRYPTO DONATIONS → https://watchmanprivacy.com/donate.html   TIMELINE 00:00 – Introduction 2:00 – Guest background 3:15 – Evaluating nuclear as a green energy 7:00 – Fossil fuel lobbies 14:40 – Nuclear energy vs weapons 16:45 – Radiation: fairly common 20:10 – Downsides of nuclear reactors: not a silver bullet 22:45 – Which countries like nuclear energy? 24:10 – Latest developments in nuclear energy 26:55 – The devastating potential scenario with nuclear 30:15 – Women support nuclear significantly less than men: reason? 35:50 – Repercussions of “fossil fuels” 38:10 – What is it like visiting a nuclear reactor? 44:55 – UAE is big on nuclear energy despite plenty of sun and oil – why?  47:40 – Is nuclear representation in entertainment part of the FUD? 50:40 – Final thoughts Music by Karl Casey @ White Bat Audio

There's a new form of kratom flooding the market that's as potent as morphine, and you need to hear this warning. Many don't know the risks associated with these new unregulated products.On this episode of Mark Bell's Power Project Podcast, hosts Mark Bell and Nsima Inyang speak with Justin Wolf, the creator of New Brew. Justin shares his personal journey of overcoming alcohol and his mission to create a true alcohol alternative. He explains the massive difference between traditional kratom and the dangerous new extracts, the benefits of kava, and how to safely use these powerful plants for focus, energy, and even better workouts. Follow New Brew: https://www.instagram.com/drinknewbrew/Special perks for our listeners below!

Zack Height is a mobility and handstand expert. Why do some people unlock life-changing mobility while others stay stuck, stiff, and frustrated? For many, stretching feels like going through the motions—progress stalls, injuries creep in, and training becomes a cycle of effort without reward. Yet with the right approach, mobility can be the foundation that transforms not only your strength but the way you move, feel, and live.Expect to learn why most follow-along routines fail in the long run, the hidden dangers of common mobility myths, why passive stretching isn't enough without weighted progressions, how to avoid FOMO when surrounded by endless methods and programs, and the importance of listening to your body before whispers of pain turn into screams. We'll also cover the art of measuring progress and goal-setting in mobility. You'll discover why flexibility without strength is useless, how mobility combines with calisthenics for true freedom of movement and much more..(0:00) - Mobility Training Benefits(10:20) - Downsides of Follow-Along Routines(16:50) - The Most Common Stretching Mistakes(20:56) - Moving With Intention(32:16) - Best Rep Range & Hold Time(40:31) - Handstands(50:29) - No Pain, No Gain is Stupid(55:21) - Combining Training Methods(58:47) - Mental Health Chat.Sponsors:✅ Get 10% Discount on the best calisthenics equipment by Gornation at ⁠⁠⁠⁠⁠https://www.gornation.com/?ref=fitnessfaqs⁠⁠⁠⁠⁠ (automatically applied at checkout).

Can you actually lose with property investing in Australia? seems everyone talks about the positives and the big wins, but often downsides are not talked about. In this episode, I'm going to shed some light- so you make an informed decision.Some disadvantages include:1.large lumpsum to get started2.property is illiquid3.maintenance!4.bad property managers5.rising costs (insurance, rates, land tax etc)6.paperwork!7.negative cashflow (in most cases)8. can buy the wrong propertyOther episodes:Buying my first property at 23 years oldHow a couple built a 40 property portfolio in AustraliaMusic Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Best Places in Malta for LGBTQ+ RetirementPalm Springs is cute, but what if your retirement backdrop was honey-colored cliffs, café culture, and 300 days of Mediterranean sunshine?By popular demand, we're spilling the limoncello on Malta—a tiny archipelago that's big on LGBTQ+ rights (ranked #1 in Europe!) and just might be your queer retirement fantasy. From Pride parades in Valletta to drag brunches at Café del Mar, Malta offers more than just Game of Thrones vibes and tax shelters for Crypto Bros.In this episode, we:

3 Downsides To S-Corp Status

Isaac Medeiros is the Founder of Mini Katana and Kanpai Foods.Isaac's content gets over 1 billion views per month. Our conversation gets into content strategy from a high level down to tactical decisions, differences between the TikTok and YouTube algorithms, and how AI will impact content creation.We also get into Isaac's origin story building consumer brands, why TikTok made food an interesting category for new products, how to get a product into retail stores, and why you shouldn't sell into retail.Isaac also shares how tariff's impacted his company. They became unprofitable overnight, and he had to move his entire supply chain from the US to Mexico in 60 days.Thank you to Sean Frank @ Ridge and Kevin Espiritu @ Epic Gardening for their help brainstorming topics for Isaac.Special thanks to Ramp for supporting this episode. It's the corporate card and expense management platform used by over 40,000 companies, like Shopify, CBRE and Stripe. Time is money. Save both with Ramp. Get $250 for signing-up here.Timestamps:(3:46) 165 million views in two days(5:15) Followers don't matter, build a binge bank(11:21) How to monetize an audience(14:36) Identify outliers for content ideas(17:13) Should founders make their own content?(19:34) Starting Mini Katana(23:39) $10m revenue in two years w/ $0 CAC(25:56) Difference between TikTok and YouTube algorithms(29:38) When to experiment with a second platform(32:20) Starting Kanpai, a freeze-dried candy company(36:54) Why freeze-dried candy wasn't popular(38:22) Why you shouldn't sell in retail(41:12) Why you should sell in retail(47:05) Downsides of selling to large retailers(49:52) Should CPG brands raise money?(57:59) Moving manufacturing from US to Mexico in 60 days due to tariffs(1:04:20) Why you don't want to be first in a category(1:08:06) Other CPG creators Isaac follows(1:09:15) Elon Musk, Charlie Munger, Mark Cuban(1:11:55) Labubu'sReferencedMini KatanaKanpai FoodsPrevious episode with Kevin EspirituPrevious episode with Sean FrankPeachy BabiesThe Marshmellow CoFollow IsaacTwitterLinkedInFollow TurnerTwitter: LinkedIn: Subscribe to my newsletter to get every episode + the transcript in your inbox every week.

Find Your Perfect Online Business – 4-Hour A–Z BlueprintIn this special mash-up episode of The Side Hustle Experiment Podcast, we've combined four powerful conversations into one massive deep dive on how to make money.From UGC and influencer programs to e-commerce, info products, and freelancing, you'll get real strategies, pros and cons, and lessons from entrepreneurs who are doing it right now. Whether you want to start a side hustle, replace your 9–5, or scale your existing business, this episode is your money-making playbook.    #sidehustleexperimentpodcast #makingmoneyonline #sidehustle 00:00 Intro to UGC03:01 UGC Content Creation05:54 Pros of UGC12:48 Cons of UGC25:10 Sustainability of UGC/Influencer Marketing29:31 TikTok Shop & Brand Competition36:21 Upsides of UGC/Influencer Programs40:53 Downsides of UGC45:18 Final Thoughts54:16 E-commerce54:16 Intro to E-commerce57:12 Pros: Opportunities & Scale1:00:02 Cons: Challenges & Risks1:03:03 Market Trends & Saturation1:05:37 High Potential Returns1:08:24 Legal & Financial Risks1:11:18 Picking a Platform1:13:54 Final E-com Thoughts1:20:43 Platforms: Risks & Rewards1:27:06 Importance of Upside1:31:56 Strategy & Future Goals1:40:27 Skills vs. Cash Flow1:47:26 Physical → Info Products1:53:25 Info Products1:53:25 Intro to Info Products1:56:11 Business Models Overview1:59:13 The Math Behind It2:02:10 Pros of Info Products2:05:07 Cons of Info Products2:07:55 Best/Worst Case2:10:36 Skills for Success2:13:33 Niche Marketing2:22:53 Messaging in Sales2:24:09 Balancing Realism & Aspirations2:25:31 Unique Offers & Strategies2:26:46 High Ticket Offers2:31:03 Free Groups vs. Paid2:36:42 Importance of Uniqueness2:43:47 Selling Transformation2:48:27 Overcoming Imposter Syndrome2:54:22 Freelancing2:54:22 Intro: Most Underrated Episode2:55:27 What Freelancing Really Is2:57:02 Freelancing w/ No Experience2:58:32 Why Freelancing Beats Business (At First)3:00:22 Pros: Fast Cash, No Overhead3:03:17 Turning Skills Into Agency/Info Product3:06:07 Client Headaches & Inconsistent Income3:08:42 AI & Global Competition3:11:32 Mental Challenges of Freelancing3:14:22 How to Get Clients in 20253:17:22 Freelancing vs Building a Business3:21:07 Why Most Fail (and How to Win)3:23:52 The Dopamine Problem3:26:32 Podcasting's Impact3:29:12 The “Cave” Strategy3:32:22 Choose Better Problems3:35:42 Walmart, Whatnot & The Next Big Thing3:39:22 Final Freelancing ThoughtsFollow us on Instagram: https://www.instagram.com/sidehustleexperimentpodcast/ Listen on your favorite podcast platformYoutube: https://bit.ly/3HHklFOSpotify: https://spoti.fi/48RRKcPApple: https://apple.co/4bmaFOk Check out Drew's StuffInstagram: https://www.instagram.com/realdrewdTwitter: https://twitter.com/DrewFBACheck out John's StuffInstagram: https://www.instagram.com/sidehustleexperiment/Twitter: https://twitter.com/SideHustleExp FREE Resources✅ AVOID Price Tanking with The Tank Test Check List https://bit.ly/44FMt6M✅ 10 Questions to Ask A Prep Center Before Hiring Them: https://bit.ly/3K3HQK4 ✅ How to Make your first $500 Reselling: https://bit.ly/3UJS47g✅ Get the Discount Calculator: https://bit.ly/4dEhaNN  ✅ The OA Tracking Spreadsheet: https://bit.ly/4bfqupO (the spreadsheet I use to run my Amazon Business)

Bizee: Start your business with confidence at https://Bizee.com/ich Cook Unity: Go to https://www.cookunity.com/ichfree for Free Premium Meals for Life. Pipedrive: Get started with a 30 day free trial https://pipedrive.com/iced Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow The Money Guy Show: On Youtube - https://www.youtube.com/moneyguyshow On Instagram - https://www.instagram.com/moneyguyshow/ Website - https://moneyguy.com/ Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:00:59 - Early podcasting & wealth management 00:03:00 - Why people should listen to you 00:05:07 - Can anyone make it in America? 00:06:52 - Excuses for financial failure 00:07:51 - Dumbest financial mistakes 00:16:57 - Sponsor - Bizee 00:18:05 - Traits of financially responsible people 00:23:07 - Worst tax mistakes 00:26:44 - Adjusting advice by financial position 00:30:00 - Balancing risk with income 00:34:50 - Sponsor - Pipedrive 00:36:22 - Optimal amount of money to have 00:42:10 - Are we in a debt bubble? 00:44:55 - Dollar-cost averaging 00:47:09 - Best money-making opportunities today 00:53:31 - Downsides of AI 00:58:08 - Most criticized money opinion 01:00:05 - Who should hire a financial advisor 01:03:10 - Sponsor - CookUnity 01:04:09 - Sponsor - Shopify 01:05:36 - Biggest account managed 01:06:10 - How much financial advisors earn 01:18:15 - ChatGPT as financial advisor 01:22:09 - Preventing high-risk investments 01:24:30 - Giving bad advice 01:28:35 - Personal income goals 01:30:49 - Future of the U.S. economy 01:32:08 - Thoughts on government spending 01:33:56 - Is now a bad time to buy a house? 01:51:33 - Matrix conversation 02:00:27 - Are credit card points a trap? 02:00:54 - Should those under $100K net worth buy crypto? 02:01:16 - Is debt for investing ever smart? 02:01:41 - How many income streams is too many? 02:02:14 - Most irresponsible money habit 02:07:16 - Using AI to get deals online *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Episode 2681- Vinnie Tortorich welcomes dietitian Michelle Hurn, and they discuss disrupting Big Food, lobbying for truth, and the downsides of shortcuts. https://vinnietortorich.com/2025/08/downsides-of-shortcuts-michelle-hurn-episode-2681 PLEASE SUPPORT OUR SPONSORS YOU CAN WATCH THIS EPISODE ON YOUTUBE - Lobbying for Truth Michelle Hurn has been a Registered Dietitian for years, but she challenges the current nutrition guidelines. (2:00) Early nutrition guidelines were established by Seventh-day Adventists to eliminate the eating of meat. The facts are lined up and vetted in FAT: a documentary. (6:30) Vinnie curates knowledge of other experts on his show. (11:30) Robert F. Kennedy, Jr. has caused some disruption to the messaging; however, as long as Big Pharma and Big Food are allowed to lobby, there won't likely be much change. Lobbying affects both sides of the aisle, and changes have not been made. (18:00) It's part of what has been driving the decrease in metabolic health of our society. (20:00) Being a registered dietician is a challenge; positions in hospitals and schools pay less than half of what Big Food will pay. (22:00) Vinnie shares the story (and misconception) behind “fat burns in the flames of carbohydrates.” (28:00) Michelle shares her story of how she discovered what she had learned was wrong. (34:00) Her health had deteriorated, and she became very ill. It was when she learned about low-carb that she regained her health. Vinnie shares how he figured out how to fuel himself with fat for his ultra races. (40:00) Michelle is a marathon runner and made discoveries of her own, including high-fat/low-carb to fuel her body. (45:00) The Downsides of Shortcuts GLP-1s are all the rage, but nothing in biochemistry is free of consequences. (51:00) You can't affect any one issue in isolation. There are downsides to shortcuts. The side effects are a serious concern. Suppressing ghrelin can suppress hunger, but that means it also suppresses autophagy, which is your body's way of cleaning toxins from its cells. (52:00) They discuss other implications associated with GLP-1s, like loss of muscle tissue. Michelle and Vinnie have both helped numerous people just through the low-carb lifestyle approach alone. (57:00) Those changes alone have gotten people off certain medications and reversed diabetes. You can follow Michelle on Instagram and her website If you are interested in the NSNG® VIP group, Vinnie plans to open it again soon! You can get on the wait list - More News Don't forget to check out Serena Scott Thomas on Days of Our Lives on the Peacock channel.  “Dirty Keto” is available on Amazon! You can purchase or rent it . Make sure you watch, rate, and review it! Eat Happy Italian, Anna's next cookbook is available!  You can go to  You can order it from .  Anna's recipes are in her cookbooks, website, and Substack–they will spice up your day!  Don't forget you can invest in Anna's Eat Happy Kitchen through StartEngine.  Details are at Eat Happy Kitchen.    PURCHASE  DIRTY KETO (2024) The documentary launched in August 2024! Order it TODAY! This is Vinnie's fourth documentary in just over five years. Visit my new Documentaries HQ to find my films everywhere:  Then, please share my fact-based, health-focused documentary series with your friends and family. Additionally, the more views, the better it ranks, so please watch it again with a new friend! REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! PURCHASE BEYOND IMPOSSIBLE (2022) Visit my new Documentaries HQ to find my films everywhere:  REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! FAT: A DOCUMENTARY 2 (2021) Visit my new Documentaries HQ to find my films everywhere:  FAT: A DOCUMENTARY (2019) Visit my new Documentaries HQ to find my films everywhere: 

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction00:30 How to set award alerts using Seats.aero03:05 How to set award alerts using Roame05:30 Requesting personalized GeoBreeze tutorial05:50 How to set earning notifications using SaveWise08:15 Using CardPointers Plus for offer reminders09:35 Downsides of too many notifications10:10 Manual calendar reminders for Amex credits12:10 Filtering deal newsletters in Gmail14:30 Skimming newsletters without distraction15:15 Final thoughts You can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Could AI enable a small group to gain power over a large country, and lock in their power permanently? Often, people worried about catastrophic risks from AI have been concerned with misalignment risks. In this episode, Tom Davidson talks about a risk that could be comparably important: that of AI-enabled coups. Patreon: https://www.patreon.com/axrpodcast Ko-fi: https://ko-fi.com/axrpodcast Transcript: https://axrp.net/episode/2025/08/07/episode-46-tom-davidson-ai-enabled-coups.html   Topics we discuss, and timestamps: 0:00:35 How to stage a coup without AI 0:16:17 Why AI might enable coups 0:33:29 How bad AI-enabled coups are 0:37:28 Executive coups with singularly loyal AIs 0:48:35 Executive coups with exclusive access to AI 0:54:41 Corporate AI-enabled coups 0:57:56 Secret loyalty and misalignment in corporate coups 1:11:39 Likelihood of different types of AI-enabled coups 1:25:52 How to prevent AI-enabled coups 1:33:43 Downsides of AIs loyal to the law 1:41:06 Cultural shifts vs individual action 1:45:53 Technical research to prevent AI-enabled coups 1:51:40 Non-technical research to prevent AI-enabled coups 1:58:17 Forethought 2:03:03 Following Tom's and Forethought's research   Links for Tom and Forethought: Tom on X / Twitter: https://x.com/tomdavidsonx Tom on LessWrong: https://www.lesswrong.com/users/tom-davidson-1 Forethought Substack: https://newsletter.forethought.org/ Will MacAskill on X / Twitter: https://x.com/willmacaskill Will MacAskill on LessWrong: https://www.lesswrong.com/users/wdmacaskill   Research we discuss: AI-Enabled Coups: How a Small Group Could Use AI to Seize Power: https://www.forethought.org/research/ai-enabled-coups-how-a-small-group-could-use-ai-to-seize-power Seizing Power: The Strategic Logic of Military Coups, by Naunihal Singh: https://muse.jhu.edu/book/31450 Experiment using AI-generated posts on Reddit draws fire for ethics concerns: https://retractionwatch.com/2025/04/28/experiment-using-ai-generated-posts-on-reddit-draws-fire-for-ethics-concerns/   Episode art by Hamish Doodles: hamishdoodles.com

From tradie to TikTok to top escort—Will Charmer joins Eva Oh to talk about his path into sex work, the emotional and spiritual layers of male escorting, and how being tethered to family, Taoism, and marriage has helped him navigate it all. They talk cult upbringings, male privilege, aging, and what it really takes to make clients feel safe.Watch on YouTube: https://youtube.com/evaohMore on Eva Oh: https://eva-oh.comHIGHLIGHTS:Here are the timestamps for the episode. On some podcast players you should be able to click the timestamp to jump to that time.(00:00) - Welcome. What is #teakink(00:21) - Will Charmer, Male Escort(01:30) - Will's First Escorting Job, Kismet!(04:10) - From Tradie to Tik Tok to Escorting(04:40) - Coming from a Christian Cult(09:10) - Empowerment through Escorting(12:25) - Navigating Marriage as an Escort(14:15) - The Emotional Work of Male Escorting(17:25) - Having a Young Family as a Tether(19:50) - Taoism and Navigating Community Carefully(24:15) - Male Privilege in Escorting(25:50) - Becoming Australia's Best Male Escort(28:25) - The Magic and Downsides of Giving Client's a Safer Space(32:30) - The First Thing You Need to be a Male Escort(35:40) - The Advantage of Being Married as an Escort(39:30) - Friends and Family's Response to the Job(42:00) - How Stay Open, in Aging and the Everyday

Chuck Todd begins with how Trump continues to damage himself with tone-deaf comments about Jeffrey Epstein that reveal his complete lack of empathy for victims, viewing himself rather than trafficking survivors as the real victim in the scandal. He argues that if Trump truly wants to move past the Epstein controversy, he should pivot to something that could actually win him praise—intervening in Gaza to provide humanitarian aid, which could even earn him the Nobel Peace Prize he desperately wants while addressing voter discomfort with Israel's actions. He also explores emerging Democratic Party fractures over police funding that hint at presidential ambitions from figures like Cory Booker, Trump's concerning signals about abandoning Taiwan, and the troubling spectacle of MAGA influencers like Dan Bongino backtracking on Epstein file demands with McCarthy-esque conspiracy theories.Progressive media entrepreneur Tara McGowan joins Chuck to discuss her journey from Democratic operative to founder of Courier Newsroom, a values-driven journalism platform that openly rejects traditional notions of journalistic neutrality. McGowan argues that independent journalism freed from corporate ownership constraints can better serve democracy by being "offensively oriented" with good information rather than defensively trying to appear neutral while misinformation spreads unchecked. She traces how American media has returned to its openly partisan 19th-century roots after a brief mid-20th-century experiment with objectivity, explaining why Courier embraces progressive values while maintaining journalistic integrity and how the conservative media machine that emerged after Watergate has successfully won the information war by understanding that politics and media have always been intertwined.The conversation explores the structural challenges facing modern media, from the collapse of the newspaper "bundle" that once accidentally informed audiences to the dominance of big tech algorithms that can make or break media companies overnight. McGowan discusses why individual personalities now earn trust better than institutional brands, how right-wing podcasts excel at moving audiences while building relationships with them, and why Democrats lost their early dominance in new media due to a consultant culture that stifled adaptation to the modern media ecosystem. She argues that the future belongs to younger Democratic talent who are native to digital platforms and compares today's media landscape to the muckraking era of the early 20th century, while addressing how Trump's Epstein controversy represents more than just algorithmic manipulation and reflects his broader pattern of covering up damaging information.Finally, he answers listeners' questions in the “Ask Chuck” segment!Timeline:(Timestamps may vary based on advertisements)00:00 Chuck Todd's introduction03:30 Trump keeps digging his own grave when talking about Epstein04:30 Trump's “poaching employees” comment shows no empathy for victims07:15 Trump underestimates the passion in his base for Epstein victims09:15 Trump doesn't see the victims, he sees himself as a victim10:15 If Trump wants to turn the page, he needs to intervene in Gaza* 12:45 Feeding Gaza could win Trump the Nobel peace prize he covets15:15 Voters on both sides are uncomfortable with what Israel is doing17:45 It would be in Trump's, Israel's, and America's interest to intervene in Gaza19:00 Democratic party infighting breaks out over bill for police funding21:15 Cory Booker is showing his presidential ambitions 23:15 Elected Democrats haven't figured out how to challenge Trump26:00 Foreshadowing for Democrats internal civil war?28:15 Trump only governs for his supporters, Democrats can't do the same30:15 The most talented politicians serve all voters and their base simultaneously31:00 Trump denies Taiwanese president visit to New York32:00 Trump sends message he wouldn't intervene on behalf of Taiwan33:15 MAGA influencers are backtracking on Epstein files34:15 Dan Bongino puts out McCarthy-esque tweet over files36:00 Bongino says he found something “shocking”, but can't say what it is?38:30 Bongino is terrified his audience will think he's a turncoat41:00 Bongino is doing terrible damage to the rule of law42:00 Tara McGowan joins the Chuck ToddCast! 43:30 Tara's political origin story 46:00 Founding Courier Newsroom 46:45 Why lean against journalistic neutrality? 47:45 Independent journalism isn't beholden to corporate owners 50:00 Courier isn't partisan, but has values they won't compromise 51:15 Media was openly partisan in the 19th century, becoming so again 52:30 Do you worry about reporting being tainted by bias? 53:45 The antidote to misinformation is offensively oriented good information 55:15 Media is currently operating out of fear and favor under Trump 57:30 The newspaper used to be a bundle that accidentally informed people 59:15 Watergate created the modern conservative media machine 1:00:30 What does the right wing media do well that you want to emulate? 1:01:45 The right understands the importance of winning the information war 1:03:45 There's always been a convergence of politics and media 1:05:15 Media companies get put into a "box" based on their perceived leanings 1:06:15 Right wing podcasts are moving their audiences and moving with them 1:07:00 Do you struggle finding conservative voices to platform? 1:08:30 Individual personalities earn trust better than brands 1:09:30 Downsides to the influencer media model? 1:12:30 There's value in aggregating good journalism 1:13:15 All the persuasion will be targeted at millennials 1:14:00 Distribution of media is at the mercy of big tech algorithms 1:15:30 Epstein isn't purely an algorithm creation, Trump is covering up something 1:18:30 Young people don't trust either party but really don't like Trump 1:19:30 Facebook changed algorithm and decimated Daily Caller and Buzzfeed 1:21:00 MAGA doesn't like consolidated power, and big tech has amassed it 1:23:00 How to adjust strategy when the algorithm changes 1:25:30 How did Democrats go from dominating new media to losing it? 1:28:30 Democrats' consultant culture strangled adaptation 1:30:00 The younger Democrat talent is native to the modern media ecosystem 1:32:00 Modern media is looking like the muckrakers of the early 20th century1:32:30 Chuck's thoughts on interview with Tara McGowan 1:34:00 Ask Chuck 1:34:15 What to make of Trump denying disaster aid to blue states? 1:38:30 How should the Democrats schedule their primary calendar? 1:44:00 Miami vs UF football + Pro wrestling 1:46:00 Can Democrats be competitive in Ohio in 26' and 28'?

$2 Million Amazon Seller REVEALS How to Use AI to Automate Your Entire BusinessBook A FREE Strategy Call with Carter from VA Fastlane : https://bit.ly/4jeDLC4 In episode 115 of The Side Hustle Experiment Podcast  John (https://www.instagram.com/sidehustleexperiment/) and Drew  (https://www.instagram.com/realdrewd/) talk with Nick Spisak (https://www.instagram.com/nickspisak_/) He's a former software engineer turned 7-figure Amazon FBA seller — who shares exactly how he's using AI tools like ChatGPT, Claude, and Gemini to automate nearly every part of his Amazon business.Whether you're new to Amazon FBA, tired of managing VAs, or just curious about how to leverage AI to scale, this is a masterclass in the future of e-commerce automation.✅ What You'll Learn in This Episode: ✔️ How Nick built a $2.1M Amazon business while working full-time ✔️ The exact AI tools and workflows he uses daily ✔️ How to replace VAs with AI agents (and when you shouldn't) ✔️ Why prompt engineering is the #1 skill Amazon sellers need ✔️ How to build a lean, hyper-efficient FBA operation with AINick breaks down his systems, shares real-world examples, and gives you the blueprint to automate your Amazon business — no coding experience required.

In this week's episode of America on the Road, Jack Nerad and Chris Teague each test drive fascinating small cars — the 2025 Volvo EX30 and the 2025 Hyundai Kona. Depending upon how you look at it, each one could be considered a big bargain … or a disappointment. We'll tell you our opinions and break down the biggest auto industry news of the week. Let's dive into what's on tap: Road Test 1: 2025 Volvo EX30 Twin Motor Performance Ultra Host Jack Nerad puts the 2025 Volvo EX30 Twin Motor Performance Ultra to the test, a compact electric SUV that delivers sports-car acceleration—0 to 60 in just 3.3 seconds—while wrapped in sleek, minimalist design. Its dual-motor AWD setup generates 422 hp and 400 lb-ft of torque, with up to 253 miles of range. Tech takes center stage inside with a single 12.3-inch touchscreen that controls everything—no gauge cluster or physical buttons in sight. While fast and feature-rich, Jack notes the interface can feel unintuitive, and the lack of tactile controls may frustrate some drivers. Sustainable materials, 5G connectivity, Google Built-in, and standard driver-assist features give it a modern edge. However, with final assembly and sourcing in China, the EX30 won't qualify for U.S. EV tax credits. It's a compelling, tech-forward EV for early adopters, but traditionalists may find it too digitally driven for daily use. Road Test 2: 2025 Hyundai Kona Chris Teague reviews the redesigned 2025 Hyundai Kona, now larger, smarter, and more refined than ever. The new model rides on an updated platform that improves ride quality, interior space, and driving dynamics. Its bold exterior features futuristic light bars and sharper lines, while the interior offers dual 12.3-inch displays, upgraded materials, and improved tech across trims. Powertrain options include a 2.0L base engine and a punchier 1.6-liter turbo, both delivering solid fuel economy. Chris highlights the Kona's strong value, easy drivability, and appeal to urban drivers and small families. Wireless smartphone connectivity and over-the-air update capability enhance its appeal. Downsides include some budget interior materials and AWD availability limited to certain trims. Overall, the 2025 Kona blends style, practicality, and features in a way that makes it one of the top choices in the subcompact SUV segment. Guest Interview: Jonny Grunwald, Pennzoil Spokesperson & Custom Car Builder This week's guest is Jonny Grunwald, a Pennzoil ambassador and respected automotive builder with a deep love for performance tuning and wrenching on machines. Jack and Chris talk with him about his path in the industry, his latest projects, and what he sees ahead for car enthusiasts and garage tinkerers alike. Industry News Roundup: Tesla Turmoil: Executives Exit Amid Falling Sales Tesla is in disarray as a string of high-profile executives has exited, including North American sales chief Troy Jones and key figures close to Elon Musk. With deliveries dropping and Musk's political foray stirring backlash, the company's direction—and stability—are being questioned. Stellantis Abandons Hydrogen Bet Stellantis is walking away from Symbio, its hydrogen fuel cell venture, just two years after buying in. Despite hydrogen's long-haul benefits, Stellantis is redirecting funds toward battery-electric vehicles, leaving Symbio's future in limbo. GM Flips Orion Plant from EVs to Gas Trucks In a surprising pivot, GM will convert its Orion Assembly plant from EV production to building gas-powered pickups like the Escalade, Silverado, and Sierra by 2027. Citing sluggish EV demand, the automaker is leaning back into its internal-combustion cash cows while maintaining battery module production on-site. Made in America Tour Update Jack shares the latest from the “Made in America” tour, highlighting domestic manufacturing, American-made vehicles, and other American-made items, including rock'n'roll, baseball, and football.

In this episode of Retire with Style, Alex Murguia and Wade Pfau explore Treasury Inflation-Protected Securities (TIPS) and their role in retirement planning. They cover the history of TIPS, their tax implications, and how they help protect against inflation. The conversation also addresses the drawbacks of TIPS, current market conditions, and the importance of clear communication- especially for couples where one partner is less engaged in financial matters.   Takeaways TIPS were introduced in 1997 to protect against inflation. TIPS provide a real rate of return that adjusts with inflation. Tax implications of TIPS make them less efficient than other investments. It's important to consider the inflation protection TIPS offer in retirement planning. Market timing is not a sound strategy for investing in TIPS. Communicating financial plans should focus on meaning rather than just numbers. Delaying Social Security can provide inflation-adjusted income. Laddering SPIAs can be an effective strategy for income planning. Understanding your spouse's values can enhance financial discussions. Having a contingency plan for financial management is crucial.   Chapters 00:00 Introduction to TIPS and Their Importance 02:57 Understanding TIPS: Historical Context and Current Trends 06:00 Tax Implications and Asset Location for TIPS 09:01 Inflation Protection Strategies in Retirement 12:01 Evaluating the Downsides of TIPS 14:58 Conclusion and Final Thoughts on TIPS 18:21 Understanding TIPS and Their Role in Portfolios 27:15 Communicating Financial Plans to Less Interested Spouses   Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Redundancy, a huge mortgage and Covid all pushed Kate Halfpenny and husband Chris to move to a smaller, coastal area. Expecting fun and sun, they wound up having to face Chris' alcoholism head on.

“Composites” aren't just expensive and elaborate carbon fibre parts for high-end race teams. It may be easier, more accessible, and cheaper than you think to get started in the composite game.This week on the podcast, we sit down with Keith Peden from Rodin Cars to unravel the world of composites.

We should be cautious about normalizing AI before establishing regulations: Unreliable:https://pmc.ncbi.nlm.nih.gov/articles/PMC11729512/#:~:text=This%20study%20indicates%20that%20ChatGPT,back%20to%20an%20existing%20publication. AND https://www.nature.com/articles/s41586-024-07930-Plagiarism machine: https://youtu.be/TWpg1RmzAbc?si=OjKaOsE7GWKfm15p&t=868Environmental racism, Energy Waste + Terror: https://www.theguardian.com/world/2025/jul/08/terrorist-groups-artificial-intelligenceTraining models = unethical. https://www.oii.ox.ac.uk/news-events/the-hidden-human-cost-of-ai-in-conversation-with-professor-mark-graham/Exacerbates issues. https://www.youtube.com/watch?v=zKCynxiV_8I&t=3s AND https://apnews.com/article/chatbot-ai-lawsuit-suicide-teen-artificial-intelligence-9d48adc572100822fdbc3c90d1456bd0Bad for Brains: https://www.media.mit.edu/publications/your-brain-on-chatgpt/Stealing Jobs. https://www.youtube.com/watch?v=4uJHHOO5ZmY and https://www.vox.com/technology/418525/ai-chatgpt-google-office-work-white-collar-jobsBiased. https://www.scientificamerican.com/article/even-chatgpt-says-chatgpt-is-racially-biased/ and https://news.uchicago.edu/story/ai-biased-against-speakers-african-american-english-study-findsPrivacy Violation. https://www.aclu.org/news/privacy-technology/machine-surveillance-is-being-super-charged-by-large-ai-models and https://www.govtech.com/artificial-intelligence/new-chatgpt-gov-enables-use-of-non-publicly-available-dataThe opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Here are some reasons we should be cautious about normalizing AI + ChatGPT before establishing regulations: It's unreliable. https://pmc.ncbi.nlm.nih.gov/articles/PMC11729512/#:~:text=This%20study%20indicates%20that%20ChatGPT,back%20to%20an%20existing%20publication. AND https://www.nature.com/articles/s41586-024-07930-It's a plagiarism machine. https://youtu.be/TWpg1RmzAbc?si=OjKaOsE7GWKfm15p&t=868Environmental racism, increasing consumer's energy bill.Terrorism: https://www.theguardian.com/world/2025/jul/08/terrorist-groups-artificial-intelligenceTraining these models is deeply unethical.Exacerbates mental health issues.Bad for User's Brains: https://www.media.mit.edu/publications/your-brain-on-chatgpt/Stealing Good Jobs.Biased.Privacy Violation.Deepfakes + Harmful Misinformation: perpetuates extremismAffects Societal Trust + Relationships.Worst Corporations Backing AIMoral Questions of Control + FreedomAs historian Yuval Noah Harari has written, to “never summon a power you cannot control”Resources for Resisting a Coup: https://makeyourdamnbed.medium.com/practical-guides-to-resisting-a-coup-b44571b9ad66SUPPORT Julie (and the show!): https://supporter.acast.com/make-your-damn-bedDONATE to the Palestinian Children's Relief Fund: www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

In episode 110 of The Side Hustle Experiment Podcast  John (https://www.instagram.com/sidehustleexperiment/) and Drew  (https://www.instagram.com/realdrewd/) breakdown the best ways to make money in 2025.Book A FREE Strategy Call with Carter from VA Fastlane : https://bit.ly/4jeDLC4 

Is Preferred Equity Worth It? Understanding the Upsides and Downsides As the market evolves and new deal structures gain traction, more investors are being offered alternative positions in real estate deals. One of the most talked-about today is preferred equity. But how does it actually work, and what should you be weighing before committing capital? In this episode of REady2Scale, Jeannette Friedrich, Director of Investor Relations at Blue Lake Capital, breaks down where preferred equity fits in the capital stack and explores both the advantages and trade-offs of taking this position. If you're considering a pref equity investment, this episode will help you better understand the mechanics, the risks, and the questions to ask before investing. Key Takeaways: What preferred equity is and how it fits into a real estate capital stack Why investors are showing increased interest in this structure The potential benefits and limitations of preferred equity positions How pref equity compares to common equity from a risk and return perspective What to consider before deciding if it's the right fit for your strategy If you're evaluating different ways to invest in real estate beyond the typical LP role, this episode offers essential context to help you make an informed decision. Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

"One of the most difficult things about podcasts or making podcasts for YouTube is they're generally not that dynamic." Niall Mackay discusses the age-old debate of podcaster versus YouTuber. As a podcast producer and coach, Niall shares his insights on the pros and cons of both mediums, drawing from his personal experience and industry knowledge.Niall begins by discussing the unique charm of podcasting as an audio-only medium, highlighting its ease of production and intimate connection with listeners. He then explores the visual appeal and discoverability advantages of YouTube, while also addressing the challenges each platform presents. Throughout the episode, Niall offers valuable tips for content creators looking to maximize their reach and engagement across both podcasting and YouTube.Key Takeaways:- Podcasts have higher listener engagement, with 60-80% of listeners typically finishing an episode- YouTube videos have lower engagement rates, with 20-40% considered good- Podcasts are easier to produce but face challenges with discoverabilityYouTube offers better discoverability and monetization opportunitiesCreating content for both platforms can be a winning strategyChapters and Timestamps: 01:40 - Niall's podcasting journey 03:00 - The podcast vs. YouTube debate 04:20 - Benefits of being a podcaster 09:00 - Challenges of podcasting 13:00 - Benefits of being a YouTuber 15:10 - YouTube's algorithm and discoverability 19:40 - Monetization opportunities on YouTube 21:00 - Downsides of being a YouTuber 23:10 - How to choose between podcasting and YouTubingSend us a textEmail me (niall@sevenmillionbikes.com) or contact me on Seven Million Bikes Podcasts Facebook or Instagram to book your free Podcast Audit!Thanks to James Mastroianni from The Wrong Side Of Hollywood for the endorsement! Sign up for Descript now! Need a stunning new logo for your brand? Or maybe a short animation?Whatever you need, you can find it on Fiverr.I've been using Fiverr for years for everything from ordering YouTube thumbnails, translation services, keyword research, writing SEO articles to Canva designs and more!

Are Content Businesses The Best Way To Make Money in 2025? | The Blueprint Series Part 1Book A FREE Strategy Call with Carter from VA Fastlane : https://bit.ly/4jeDLC4 Get the UGC Money Blue Print (FREE): http://bit.ly/4eCNqBWThink UGC is just another online trend? Think again.In episode 108 of The Side Hustle Experiment Podcast  John (https://www.instagram.com/sidehustleexperiment/) and Drew  (https://www.instagram.com/realdrewd/)  break down how to ACTUALLY make money doing UGC — without needing a big following, fancy gear, or even your own audience.We dive deep into the UGC business model, Amazon Influencer Program, and TikTok Shop to explain: ✅ What UGC really is (and what it's not) ✅ How to land your first paid UGC deal ✅ The truth about brand partnerships and commissions ✅ Pros and cons of UGC vs AIP vs TikTok Shop ✅ Whether these models are saturated or still worth it in 2025 ✅ And if you can actually make $1K–$10K/month from UGC contentIf you're curious about how to make money with UGC, wondering if TikTok Shop is worth it, or looking for a beginner-friendly side hustle, this episode will give you the honest, no-fluff breakdown.

So, Libsyn just flipped the script on podcast monetization. No more minimum download requirements. That's right — whether your show gets 5 downloads or 5,000, you can now run programmatic ads and make some money just for publishing your podcast. But here's the real question: just because you can… should you? In this episode of Podtastic Audio, we dig into what this change really means for indie podcasters. Is this the golden ticket to finally “getting paid,” or does it risk turning your passion project into a string of ads your listeners skip in 30 seconds flat? We're talking:

HR1 - Kristaps Porzingis trade comes with no downsides for Hawks In hour one Mike Johnson, Beau Morgan, and Ali Mac react to the Atlanta Hawks, Boston Celtics and Brooklyn Nets agreeing to a three-team deal yesterday that sent Celtics center Kristaps Porzingis and a second-round pick to the Hawks, Terance Mann and Atlanta's No. 22 pick to the Brooklyn Nets, and Georges Niang and a second-rounder to the Celtics. Also, as part of the deal, Boston will receive Cleveland's 2031 second-round pick, which the Hawks previously had the rights to, and Atlanta will take Boston's least favorable 2026 second-round choice. Mike, Beau, and Ali also talk about how Porzingis can make the Hawks a top five or a top six team in the East if he's healthy. Then, The Morning Shift crew recaps and reacts to the Atlanta Braves coming back from a 3-0 deficit last night to beat the New York Mets 7-4 in game two of their four game series. Mike, Beau, and Ali also talk about how Matt Olson's hot June shows he's capitalized on Ronald Acuña Jr.'s return. The Morning Shift crew also talks about the biggest local and national headlines in The Front Page! On this edition of The Front Page Mike, Beau, and Ali let you hear Pittsburgh Steelers quarterback Aaron Rodgers talk about how this season is likely his last season in the NFL before he retires in an interview he did on "The Pat McAfee Show" yesterday. The Morning Shift crew also explains why Rodgers saying this year is likely his last right now makes it more believable that this season is actually his last one. Mike, Beau, and Ali also quickly preview and mention that round one of the 2025 NBA Draft is tonight. Finally, The Morning Shift crew closes out hour one by diving into the life of Ali Mac in Ali's Mac Drop!

Downsides of Peace, Okinawan Heat, safety, and more! 平和ボケの損得、暑い沖縄、治安など！ Join our Discord: https://discord.gg/VGSd94Tp4P Join our Book Club! https://ko-fi.com/i/IF1F01EWI60 Support on ko-fi:  https://ko-fi.com/lazyfluency Main channel:  https://www.youtube.com/channel/UC-8_djC5_aV4Mi3o3fuLPLA Send us questions at:  lazyfluency@gmail.com  

Rawsko Squeezoff and Rich Blackman talk about what if "til death do us part" had an expiration date?

The Investing Power Hour is live-streamed every Thursday on the Chit Chat Stocks Podcast YouTube channel at 5:00 PM EST. With Ryan out, we brought in Jason and Jeff from Investing Unscripted to the show. This week we discussed:(02:31) Exploring Stable Coins(05:39) Benefits and Downsides of Stable Coins(11:33) The Future of Payment Processing(17:47) Market Implications for Visa and MasterCard(22:16) Investing Perspectives on Stable Coins(26:35) Current Market Opportunities and Trends(37:04) Whiskey Market Dynamics(48:39) Market Bubbles and Pre-Revenue Companies(01:00:28) The Future of Space and Defense InvestmentsFOLLOW INVESTING UNSCRIPTEDApple Podcasts: https://podcasts.apple.com/us/podcast/investing-unscripted/id1638200302Spotify: https://open.spotify.com/show/7mbqwY9bh2JeNAOi7rBDRoYouTube: https://www.youtube.com/@InvestingUnscriptedNewsletter: https://investingunscripted.beehiiv.com/*****************************************************JOIN OUR NEWSLETTER AND CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to ⁠Blue Chippers and apply! Link: ⁠https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

While dopamine is a vital part of our brain's functioning, an over-reliance on it can lead to various downsides affecting our mental and physical well-being.Transcript: https://savvy-psychologist.simplecast.com/episodes/the-downsides-of-dopamine-reissue/transcriptSavvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com or leave a voicemail at 929-256-2191. Find Savvy Psychologist on Facebook and Twitter, or subscribe to the newsletter for more psychology tips.Savvy Psychologist is a part of Quick and Dirty Tips.Links: https://quickanddirtytips.com/savvy-psychologisthttps://www.facebook.com/savvypsychologisthttps://twitter.com/qdtsavvypsychhttps://www.kindmindpsych.com/

Ready to save $10k-$50k in taxes this year? Book a call here:► https://taxstrategy365.com/pod-appIn this episode, I break down the differences between filing jointly and filing separately as a married couple. I go through real scenarios where filing separately can actually lead to better outcomes, especially when it comes to student loans, tax credits, and mortgage approvals. I explain how combining income can sometimes push you out of eligibility for certain benefits, and how separating returns might help reduce payments or qualify for better financing. I also touch on the trade-offs like higher tax brackets and added complexity that come with filing separately.Timestamps:00:00:00 Intro 00:00:39 When Filing Separately Saves More 00:01:26 Tax Credits and Deductions Overview 00:02:10 Real Example: Education Credit Eligibility 00:03:11 Using Software to Compare Filing Status 00:04:25 Student Loans and Income-Driven Repayment Plans 00:05:48 How Filing Separately Reduces Student Loan Payments 00:06:28 Mortgage Approval and Debt-to-Income Strategy 00:07:48 Real Estate and Loan Structuring Tips 00:09:00 Downsides of Filing Separately 00:10:00 Decision Framework for Filing Status 00:10:49 Real-World Case: Buying a Home with High Student Debt 00:11:25 Conclusion Want me to answer your real estate questions? Come to my next Ask Me Anything Q&A:► https://taxstrategy365.com/pod-amaLet's connect!► Instagram: https://www.instagram.com/ryanbakkecpa/► LinkedIn: https://www.linkedin.com/in/ryanbakkecpa/► Twitter: https://twitter.com/RyanBakkeCPA► Facebook: https://www.facebook.com/ryanbakkecpa► TikTok: https://www.tiktok.com/@ryanbakkecpa⁠*None of this is meant to be specific investment advice, it's for entertainment purposes only.

Ready to save $10k-$50k in taxes this year? Book a call here:► https://taxstrategy365.com/pod-appIn this episode, I break down the differences between filing jointly and filing separately as a married couple. I go through real scenarios where filing separately can actually lead to better outcomes, especially when it comes to student loans, tax credits, and mortgage approvals. I explain how combining income can sometimes push you out of eligibility for certain benefits, and how separating returns might help reduce payments or qualify for better financing. I also touch on the trade-offs like higher tax brackets and added complexity that come with filing separately.Timestamps:00:00:00 Intro 00:00:39 When Filing Separately Saves More 00:01:26 Tax Credits and Deductions Overview 00:02:10 Real Example: Education Credit Eligibility 00:03:11 Using Software to Compare Filing Status 00:04:25 Student Loans and Income-Driven Repayment Plans 00:05:48 How Filing Separately Reduces Student Loan Payments 00:06:28 Mortgage Approval and Debt-to-Income Strategy 00:07:48 Real Estate and Loan Structuring Tips 00:09:00 Downsides of Filing Separately 00:10:00 Decision Framework for Filing Status 00:10:49 Real-World Case: Buying a Home with High Student Debt 00:11:25 Conclusion Want me to answer your real estate questions? Come to my next Ask Me Anything Q&A:► https://taxstrategy365.com/pod-amaLet's connect!► Instagram: https://www.instagram.com/ryanbakkecpa/► LinkedIn: https://www.linkedin.com/in/ryanbakkecpa/► Twitter: https://twitter.com/RyanBakkeCPA► Facebook: https://www.facebook.com/ryanbakkecpa► TikTok: https://www.tiktok.com/@ryanbakkecpa⁠*None of this is meant to be specific investment advice, it's for entertainment purposes only.

Rocket Money: Try Rocket Money for free https://RocketMoney.com/iced CleanMyMac: Boost Speed, Cut Costs — Get Tidy Today! Try CleanMyMac free for 7 days and use our code COFFEE for 20% off https://clnmy.com/TheIcedCoffeeHour Range Rover Sport: Start designing your Range Rover Sport today at https://www.rangerover.com/us/sport Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich MagicMind: Get 60% off the Magic Mind offer here: https://magicmind.com/ich Follow Blaine Anderson : On Instagram - https://www.instagram.com/datingbyblaine/ Website - https://datingblaine.com/ Tiktok - https://www.tiktok.com/@datingbyblaine On Youtube - https://www.youtube.com/@UCdSCodrH7DSemQMY9yzne4Q Apply To The Index Mastermind: https://entertheindex.com Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:21 - Biggest dating mistakes 00:02:05 - Why great guys struggle at dating 00:03:24 - Problem with dating apps 00:06:56 - What makes you a dating expert? 00:09:03 - Client demographics 00:10:23 - Biggest success story 00:11:12 - How her advice differs from men's 00:14:09 - Ideal dating ages 00:15:52 - Long-term vs. short-term dating 00:18:52 - Sponsor - Rocket Money 00:20:17 - Shark Tank experience 00:23:24 - Is dating harder now? 00:26:50 - Matches per day 00:30:59 - Funny dating app stories 00:33:23 - Eye-catching profile tips 00:34:21 - Profile mistakes men make 00:37:31 - Sponsor - CleanMyMac 00:38:33 - How to share yourself online 00:40:18 - Bad opening lines 00:41:32 - Bad flirting 00:43:16 - How much to compliment 00:45:38 - Men vs. women psychology 00:46:40 - "High-value men" 00:48:06 - Improving your score with women 00:49:09 - Dad bods 00:51:45 - Texting advice 00:53:32 - Attracting the wrong type of woman 00:54:22 - Do nice cars help in dating? 00:57:22 - Short vs. long-term approaches 00:58:30 - Chivalry vs. equality 01:00:22 - Spending on first dates 01:01:36 - Downsides to being attractive 01:03:09 - Best way to approach someone 01:07:22 - Not being creepy 01:10:00 - Sponsor - Range Rover 01:11:27 - Sponsor - Range Rover 01:12:31 - Icks 01:13:18 - Serious dealbreakers 01:14:10 - Game - Ick, dealbreaker, red flag 01:16:25 - Questions to spot green flags 01:19:58 - Is being too direct bad? 01:20:53 - Body count & history 01:21:40 - Personal goals & dating 01:23:12 - Ghosting 01:25:39 - Dating profile audit 01:26:21 - Getting over a breakup 01:28:52 - Why situationships are common 01:29:59 - From dating to relationship 01:30:39 - Communication in dating 01:32:11 - Intimacy ceiling while dating around 01:33:03 - Relationship & income 01:33:47 - Advice for married couples 01:34:26 - Game - This or that 01:45:09 - Final advice *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We explore the downsides of investing passively in real estate syndications and why you might instead consider investing in smaller rental properties on your own. We discuss limited control, investment illiquidity, high minimum investments, and operational challenges. Despite these cons, we also briefly touch upon the advantages of syndications such as diversification and tax benefits. We highlight the importance of due diligence, building trust and relationships within investor networks, and understanding the tax efficiencies offered by syndications through cost segregation. Join us to uncover if passive real estate syndication is right for you and learn about strategies for successful investment.08:48 Cons of Real Estate Syndications09:45 Investment Illiquidity and Portfolio Management10:54 High Minimum Investments12:12 Crowdfunding Websites: Pros and Cons13:06 Differences from Rental Property Investments13:44 Building Trust and Network in Syndications15:02 Limited Control in Syndications16:13 Prerequisites for Participation19:21 Tax Benefits of Syndications21:26 Conclusion and Additional Resources Hosted on Acast. See acast.com/privacy for more information.

On the surface, selling sounds like a no-brainer, doesn't it? Turn your clutter into cash? Win-win. But if you've ever actually tried to sell something online—or at a garage or car boot sale—you know it's not always worth the effort. Between taking photos, writing listings, dealing with flaky buyers, and working out postage and shipping, it can become just another item for the to do list In this episode, we're diving into the pros and cons of selling your stuff after decluttering. Episode 341 10 things to consider when selling your house Episode 295 How to declutter your home on a budget Episode 139 What can you take to the charity shop About the Declutter Hub Podcast We're Ingrid and Lesley and are super excited you're here! If you're sick to the back teeth of clutter dictating your home life then we are here to help you get control back and spend your valuable time doing the things you want and not shuffling piles of stuff around 24/7. We have been decluttering and organising homes face to face and online for over 28 years together and have helped thousands of members and clients to regain the home of their dreams. We have a passion for people, practicality, and piles of paper and love nothing better than to carve out solutions for anyone overwhelmed with clutter. If that's you, you're in the right place. Our podcast is packed with actionable tips, inspiration and motivation to get your decluttering done. We believe decluttering is all about emotions first, stuff second. Tune in, subscribe and enjoy! New episodes every Friday. Want more? We have so many ways that you can reach out to us for additional support on your decluttering journey. Free Facebook Group - for community, info and support - The Declutter Hub Community - emotions based decluttering.Instagram - daily reels and posts with decluttering hints and tips - @declutterhubWebsite - the best place to get access to all our free content - https://declutterhub.com/mpMembership - this is the best place to take your decluttering to the next level https://members.declutterhub.com/mpBook - you can order a copy of Reset Your Home, Unpack your emotions and your clutter, step by step here https://declutterhub.com/book/Support - if you want signposting in the right direction support@declutterhub.com Can you spare 5 minutes of your day to leave us a review? Your reviews mean the podcast can be found more easily which will mean more people get the benefit of our decluttering advice. You can share a review on your chosen podcast player. Don't forget to hit follow or subscribe too. The Declutter Hub 2025 Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's episode, we're talking about child-led versus values-led parenting. Last week, I walked you through how to define your family values, and this week we're putting them into practice - letting them be your guide in parenting. You'll Learn:The difference between child-led and values-led parentingHow to be compassionate while still holding your limitsExamples of value-based limits I used in my own familyTips for leading with your valuesQuestions to ask as you look at your own boundariesLeading with your values lets you feel good about the “why” behind your choices, set boundaries that actually work, and keep your family on track with where you want to go. Listen to learn how.

In this episode of the PFC Podcast, Dennis and Ethan discuss the critical role of patient positioning in emergency and prolonged field care. They explore various aspects of patient positioning, including its importance for TBI management, ventilation, and airway management. The conversation also addresses the risks associated with changing patient positions, the need for a safety net in patient care, and the operational considerations for medics in the field. They emphasize the significance of training and cultural factors in reducing preventable deaths in combat situations, concluding with a call to focus on the basics of patient care.TakeawaysPatient positioning is often overlooked but crucial in care.Elevating the head of the bed can help with TBI.Ventilation improves with proper patient positioning.Patients can manage their airways better when allowed to position themselves.Reassess interventions after changing patient positions.Improvisation is key in resource-limited environments.Equipment design can enhance patient care in the field.Cultural factors in military medicine impact patient outcomes.Training in patient positioning is essential for medics.Mastering the basics can significantly reduce preventable deaths.Chapters00:00 Introduction to Patient Positioning02:21 The Importance of Patient Positioning06:01 Patient Positioning for TBI and Ventilation09:20 Airway Management and Patient Positioning14:25 Risks and Downsides of Changing Patient Position19:18 Building a Safety Net in Patient Care20:22 Operational Considerations for Patient Positioning24:29 Improvisation and Equipment in Patient Care27:46 Positioning in Prolonged Field Care30:03 Cultural Factors in Reducing Preventable Deaths36:40 Conclusion and Key TakeawaysThank you to Delta Development Team for in part, sponsoring this podcast.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠deltadevteam.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For more content, go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.prolongedfieldcare.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Consider supporting us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/ProlongedFieldCareCollective⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.lobocoffeeco.com/product-page/prolonged-field-care⁠⁠

This week, I have an inbox full of your wedding flower questions to share!  I also put together a list of the top wedding flower mistakes that I see couples make, to further help guide you to "DIY wedding flower SUCCESS". Today we're reviewing: How much should 5 relatively simple bouquets cost?  I'm being quoted over $1200, which feels so ridiculous. Visiting a flower farm to pick stems w/ my bridal party - how early should we pick & arrange them so that they are still fresh? How much time should we allocate to making the bouquets & centerpieces in the day or two before the wedding?   Downsides to ordering flowers online?  Considering Costco but the prices seem too good to be true We definitely want to do flower bouquets for me & bridesmaid and a simple flower on the guys' jacket, but do you have any ideas for creative centerpieces that are more affordable than flowers? From your engagement ring to your wedding day, you can protect your most cherished memories with BriteCo.  Visit brite.co/wedpod for a fast, free quote today and unlock peace of mind knowing that you're covered! Additional resources mentioned in today's episode: Wedding Flowers by Season Wholesale Flowers from COSTCO Wholesale Flowers from FIFTY FLOWERS  

Today, I'm joined by Ulrich Dempfle, the innovative mind behind the CAROL Bike. Ulrich's journey is fascinating—he started as a mechanical engineer in Europe, became a pioneer in hospital AI systems, and is now laser-focused on bringing cutting-edge fitness tech to regular people, like you and me.   What we discuss: Zone 2 training: hype, benefits, and limitations ... 00:08:00 VO2 max: definition and importance for longevity ... 00:10:00 The impracticality and issues with Zone 2 for most people ... 00:15:00 Downsides of long-duration steady-state cardio ... 00:18:00 Why strength and mobility also matter ... 00:17:00 Carol Bike and REHIT: efficient fitness for longevity ... 00:31:00 REHIT's proven VO2 max and metabolic improvements ... 00:36:00 Personalization and ease-of-use with Carol Bike ... 00:49:00 Carol Bike's versatility: multiple workouts and app integrations ... 00:57:00 Who Carol Bike is for and safety notes ... 01:10:00 Carol Bike trial info, research, and closing ... 01:12:00   Our Amazing Sponsors: Troscriptions - Blue Cannatine - think of it as a small but mighty brain boost that melts in your mouth. A precise blend of methylene blue, caffeine, CBD, and microdosed nicotine gives me steady energy, focus, and mental clarity without the usual ups and downs. Try it for yourself at  troscriptions.com and use code NAT10 for 10% off. Get in the zone and stay there. Timeline: Mitopure®️ is a breakthrough supplement that promotes cellular renewal. It contains Urolithin A, which helps your body clear out damaged mitochondria and create new, efficient ones—giving you more sustainable energy. Timeline is offering 10% off your order of Mitopure now. Go to timeline.com/NAT10. Profound Health - Nature's Marvels have been making bioregulators for over a decade, working directly with Prof. Khavinson, the pioneer of Bioregulator science! They're manufactured in the UK. They're GMP and HACCP certified and FDA-compliant. Whatever your health needs, there's a bioregulator for you. Head to profound-health.com and use code NAT15 for 15% off your first order.   Nat's Links: YouTube Channel Join My Membership Community Sign up for My Newsletter  Instagram  Facebook Group

After last week's conversation about AI for companionship, Ben and Andrew answer emails about the future of personalized LLM answers, speculative costs and benefits, the tension between building trust and building a product with 3 billion customers, and much more.

We tend to ignore Wells Fargo cards because there are so many other great credit cards out there, but they actually do have some compelling cards out there. In today's episode we'll discuss which ones you might want in your wallet. (01:47) - Re: Clarifying our "Beyond 100K Sapphire Preferred" episode, which you can read more about here. (19:33) - Bigger Capital One VentureX Business Card offer via private banker Listen to the podcast episode about the public Capital One VentureX Business card offer here. (22:49) - Citi decreasing redemption rates on emirates starting 7/27 (26:24) - Read more about the OneKey Cash devaluation for Vrbo stays here. (29:10) - A top up fee for priority pass lounge access (32:10) - Read more about the Japan Airlines devaluation here. (35:26) - More Japan Airlines (JAL) news Learn about how to Book JAL with JetBlue points here. (39:29) - More Bilt news (44:55) - Learn how to use Bilt to pay student loans with points here. (46:24) - United MileagePlus Showing More Awards After Changing Settings (49:51) - Wyndham Points + Cash reservations now bookable with as few as 750 points (51:12) - Learn more about Gondola here: https://frequentmiler.com/gondola/ Main Event: A World-Class Wells Fargo Wallet (57:04) - Transferable points (59:27) - Notable Wells Fargo credit cards which have transfer abilities (1:01:07) - Notable Wells Fargo cash back cards, which can be moved to a transferrable point card (1:04:33) - Here's how you can build a world-class Wells Fargo wallet (1:07:44) - Downsides (and fun hypotheticals) (1:13:32) - See our current transfer bonuses resource here. (1:16:22) - How many of your millions of miles come from sign up bonuses vs credit card spending, and where does most of your credit card spend come from? Read more about how to increase credit card spend here, and watch our episode 197 about increasing spend here. Visit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media. Music Credit – “Ocean Deep” by Annie Yoder

On this episode of Currently Reading, Kaytee and Meredith are discussing: Bookish Moments: heart pounding reads and bookish goodies Current Reads: all the great, interesting, and/or terrible stuff we've been reading lately Deep Dive: the stuff we don't love about book podcasting The Fountain: we visit our perfect fountain to make wishes about our reading lives Show notes are time-stamped below for your convenience. Read the transcript of the episode (this link only works on the main site) .  .  .  .  1:27 - Our Bookish Moments Of The Week 1:45 - How the Light Gets In by Louise Penny 5:41 - The Bookish Shop 5:50 - The Bookish Box subscription 7:15 - Our Current Reads 7:28 - Down Among the Sticks and Bones by Seanan McGuire (Meredith) 10:18 - @hollyslitmagic on Instagram 10:49 - Into the Drowning Deep by Mira Grant 14:24 - Every Heart a Doorway by Seanan McGuire 15:47 - Empire of Sand by Tasha Suri (Kaytee) 17:41 - Changing Hands Bookstore 18:04 - A Court of Thorns and Roses by Sarah J. Maas 20:16 - The Situation Room by George Stephanopoulos (Meredith) 21:50 - Sarah's Bookshelves Live 24:47 - Glory Be by Danielle Arceneaux (Katee) 27:31 - The Thursday Murder Club by Richard Osman 27:45 - Vera Wong's Unsolicited Advice for Murderers by Jesse Q. Sutanto 27:59 - Glory Daze by Danielle Arceneaux  29:39 - Marble Hall Murders by Anthony Horowitz (Meredith, pre-order releases May 13, 2025) 29:55 - Magpie Murders by Anthony Horowitz 29:56 - Moonflower Murders by Anthony Horowitz 34:27 - A Dead and Stormy Night by Steffnie Holmes 35:25 - This Changes Everything by Tyler Merritt (Kaytee) 35:44 - I Take My Coffee Black by Tyler Merritt 36:59 - The Trees by Percival Everett 39:36 - The Downsides of Book Podcasting 53:42 - Meet Us At The Fountain 54:00 - I wish Victorian Psycho by Virginia Feito was turned into a graphic novel. (Meredith) 54:02 - Victorian Psycho by Virginia Feito 54:48 - I wish for an easy way to find niche book things. (Kaytee) Support Us: Become a Bookish Friend | Grab Some Merch Shop Bookshop dot org | Shop Amazon Bookish Friends Receive: The Indie Press List with a curated list of five books hand sold by the indie of the month. April's IPL is brought to you by Warwick's in La Jolla, California! Love and Chili Peppers with Kaytee and Rebekah - romance lovers get their due with this special episode focused entirely on the best selling genre fiction in the business.  All Things Murderful with Meredith and Elizabeth - special content for the scary-lovers, brought to you with the behind-the-scenes insights of an independent bookseller From the Editor's Desk with Kaytee and Bunmi Ishola - a quarterly peek behind the curtain at the publishing industry The Bookish Friends Facebook Group - where you can build community with bookish friends from around the globe as well as our hosts Connect With Us: The Show: Instagram | Website | Email | Threads The Hosts and Regulars: Meredith | Kaytee | Mary | Roxanna Production and Editing: Megan Phouthavong Evans Affiliate Disclosure: All affiliate links go to Bookshop unless otherwise noted. Shopping here helps keep the lights on and benefits indie bookstores. Thanks for your support!

Can you really retire comfortably with a 5% withdrawal rate? Financial researcher and author Bill Bengen—the creator of the legendary 4% rule—joins us to share why his latest research shows that 5% is the new 4%. In this interview, Bill explains how his thinking has evolved, what today's retirees should know, and how you can plan smarter for a fulfilling, financially free retirement. RESOURCES: Sponsors + Partners + Deals A Richer Retirement (book): https://amzn.to/4iWzaVJ (affiliate) CHAPTERS 00:00 – Intro – Bill Bengen 01:53 – What is the 4% rule? 04:01 – The rise of the 4% rule 05:17 – Evolving to the 5% rule 06:59 – Over-saving and regret 08:45 – Advice for young savers 10:31 – Thoughts on the 8% rule 12:34 – Portfolio allocation in retirement 13:55 – Downsides of 3% withdrawal rate 14:28 – Bill's personal withdrawal strategy 15:55 – Natural increase in withdrawal rate 17:38 – How to take your foot off the gas 19:16 – Long-term investing advice 20:35 – New book details 22:22 – Andy's 3 takeaways from the conversation 26:52 – Credits and closing quote MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices