Podcast appearances and mentions of patrick mcnally

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Best podcasts about patrick mcnally

Latest podcast episodes about patrick mcnally

Retirement Secrets with Patrick McNally
#146 End of the Year Tax Planning & What to Know Before You Start Social Security

Retirement Secrets with Patrick McNally

Play Episode Listen Later Nov 11, 2024 54:16


In this episode, Patrick McNally continues with 3 more reasons to visit your tax professional before the end of the year. He will also answer 4 questions everyone needs to consider before starting Social Security Benefits. Social Security is one of the most important decisions you will ever make in retirement. Understanding the different claiming strategies is essential to maximizing your benefits. Tune in and take notes! Reserve a FREE Social Security Analysis (Value $197) by CLICKING HERE   Join the Retirement Lifestyles Inner Circle: www.PatrickMcNally.com Schedule a FREE Discovery Call: HERE's my calendar Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement_Lifestyles_Advisors LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally Questions? Call or Text 530-319-5158   Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#145 The 4 Phases of Retirement and End of the Year Tax Planning

Retirement Secrets with Patrick McNally

Play Episode Listen Later Nov 4, 2024 52:07


In this episode, Patrick McNally discusses the 4 Phases of Retirement. Once you've made it to retirement you can expect to this season of life to last approximatley 22 years. When you break up the time frame, every retiree goes through 4 distinct phases. Learn what they are and how you can navigate them to give yourself peace of mind. It's also that time of the year when taking advantage of any tax changes throughout the year could help you. Tune in and take notes! Join the Retirement Lifestyles Inner Circle: www.PatrickMcNally.com Schedule a FREE Discovery Call: HERE's my calendar Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement_Lifestyles_Advisors LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally Questions? Call or Text 530-319-5158   Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Magnified with Matt Cooper
AI Magnified EP3 - Investment Problems And Quantum Solutions w/Elaine Coughlan, Sean Mitchell and Patrick McNally

Magnified with Matt Cooper

Play Episode Listen Later Oct 30, 2024 42:50


Welcome to AI - Magnified with Matt Cooper, a Magnified Plus series that looks to examine the present possibilities and future impact of AI here in Ireland. From business, education, the legal system and health, AI is set to revolutionise so many aspects of our lives and in the series Matt will be speaking to some of the leading experts to get their unique insight and analysis.This week's guests are: Elaine Coughlan, Elaine is a co-Founder and General Partner of Atlantic Bridge Capital a Global Growth Equity Technology Fund with over $450 million of assets under management, and over $300m of co-investment from Limited Partners. Elaine has over 20 year's operational experience as CFO/COO in scaling technology companies with extensive operational and M&A experience.Sean Mitchell is the Chairman and Chief Commercial Officer (CCO) at Ubotica Technologies. He has over 25 years of experience in senior executive management, marketing, and technical roles, particularly in designing imaging, graphics, and DSP processors, as well as AI and computer vision technologiesPatrick McNally is the Chief Commercial Officer (CCO) at Equal1, a company focused on democratizing quantum computing. Equal1 is known for its innovative approach to quantum computing, particularly through their UnityQ chip, which integrates quantum and classical computing components on a single silicon chip. This technology aims to make quantum computing more accessible and scalable, leveraging existing semiconductor technology to achieve significant advancements.Here they discuss how ireland can compete in the AI market, what areas need the most strategic investment and the role can Quantum Computing can play. This series is proudly sponsored by Fitzgerald Power. More than just accountants, Fitzgerald Power is a trusted partner for its clients. The firm is committed to empowering businesses with deeper financial insights, helping them make strategic, informed decisions

Retirement Secrets with Patrick McNally
#144 Elections: Who Does the Market Love More, Democrats or Republicans?

Retirement Secrets with Patrick McNally

Play Episode Listen Later Oct 21, 2024 51:18


In this episode, Patrick McNally discusses how the markets may react depending on whether a Democrat or a Republican President is in office. Have you been wondering what will happen to the market if a certain President gets elected? Are you concerned that you should make some changes right now to your portfolio to protect it? Listen in and be sure to download your FREE copy of historical Presidents and their market returns below. Use it to follow along with the show. GET YOUR FREE GUIDE HERE Join the Retirement Lifestyles Inner Circle: www.PatrickMcNally.com Schedule a FREE Discovery Call: HERE's my calendar Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement_Lifestyles_Advisors LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally Questions? Call or Text 530-319-5158   Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#143 Tax Plans: Harris vs Trump, Walk to get Fit and Real Estate

Retirement Secrets with Patrick McNally

Play Episode Listen Later Oct 5, 2024 51:14


In this episode, Patrick McNally discusses the differences between the Harris and Trump tax plans, specifically regarding Social Security and Capital Gains taxes. Patrick will also talk about his journey with fitness and how walking can help cut those extra calories. Special Guest Josh Barker from Josh Barker Real Estate will join the show discussing the current state of real estate and a prediction after the election. Join the Retirement Lifestyles Inner Circle: www.PatrickMcNally.com Schedule a FREE Discovery Call: HERE's my calendar Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement_Lifestyles_Advisors LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally Questions? Call or Text 530-319-5158   Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#142 How to stay safe using Public wifi and creating a Healthcare "Preventative" Budget

Retirement Secrets with Patrick McNally

Play Episode Listen Later Oct 1, 2024 53:54


In this episode, Patrick McNally discusses how to protect your information over public wifi, and how to create a Healthcare "Preventative" Budget.  Grab a FREE copy of my Book (Retirement Planning 101) CLICK HERE Schedule a FREE Discovery Call: HERE's my calendar Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement_Lifestyles_Advisors LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally PatrickMcNally.com 530-319-5158 Call or Text   Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
# 141 Cyber Security & How to Live on a Fixed Income During High Inflation and Crazy Markets

Retirement Secrets with Patrick McNally

Play Episode Listen Later Aug 13, 2024 21:56


In this episode, Patrick McNally discusses cybersecurity risks and provides tips for retirees on a fixed income who are worried about the future. He covers the following key points: - Identifying and avoiding spoofed websites and scams - Considering part-time work or downsizing to manage expenses - Reviewing discretionary spending and creating a budget - Exploring reverse mortgages as a potential solution - Investing in dividend-paying stocks to generate retirement income Grab a FREE copy of my Book (Retirement Planning 101) CLICK HERE Schedule a FREE Discovery Call: HERE's my calendar Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement_Lifestyles_Advisors LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally PatrickMcNally.com 530-319-5158 Call or Text   Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#135 Cash Management Month: 4 Ways to Increase Savings

Retirement Secrets with Patrick McNally

Play Episode Listen Later Aug 26, 2023 54:52


Welcome to Retirement Lifestyles with Patrick McNally!! August Financial Topic: Cash Management Show Title: 4 Ways to Increase Savings -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -4 Ways to Increase Savings (starting at 07:48) -4 Ways continued (starting at 18:14) -Mailbag - Retirement Expectations vs Reality (starting at 28:47) -Front Loading Your Retirement. (starting at 41:20) -Wrap up and Action Items! (starting at 50:14)   FREE BUDGET SHEET HERE   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#134 Cash Management Month: Cash Flow Traps & How to Avoid Them

Retirement Secrets with Patrick McNally

Play Episode Listen Later Aug 19, 2023 54:44


Welcome to Retirement Lifestyles with Patrick McNally!! August Financial Topic: Cash Management Show Title: Cash Flow Traps & How to Avoid Them -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Major Trap - Credit Card Debt (starting at 07:17) -3 Other Traps (starting at 17:43) -Interview: Dr. Todd Royce, Chiropractic First. (starting at 28:18) -Pension Problems (40:15) -Wrap up and Action Items! (starting at 49:55)   FREE BUDGET SHEET HERE   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#133 Cash Management Month: Building a Liquidity Fund

Retirement Secrets with Patrick McNally

Play Episode Listen Later Aug 12, 2023 54:55


Welcome to Retirement Lifestyles with Patrick McNally!! August Financial Topic: Cash Management Show Title: Building a Liquidity Fund -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Building a Liquidity Fund (starting at 07:20) -Mail Bag. (starting at 28:15) -IRA Tips: Should you name your trust as beneficiary?. (starting at 38:45) -Wrap up and Action Items! (starting at 49:01)   FREE BUDGET SHEET HERE   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#132 Cash Management Month: How to Assess Your Cash Needs and Plan For Inflation

Retirement Secrets with Patrick McNally

Play Episode Listen Later Aug 5, 2023 55:02


Welcome to Retirement Lifestyles with Patrick McNally!! August Financial Topic: Cash Management -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -How to Assess Your Cash Needs and Plan For Inflation (starting at 08:07) -Mail Bag. (starting at 29:15) -A Little Known 401k Plan Option That Could Be a Game Changer. (starting at 39:45) -Wrap up and Action Items! (starting at 50:03)   FREE BUDGET SHEET HERE   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#131 Risk Management Month: The month in review

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jul 29, 2023 55:06


Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: The Month in Review -Here's a breakdown of this weeks show... -Introduction. (starting at 0:52) - Review of LTC, Medicare, Life & Annuities (starting at 06:23) - My RLA X-Ray Planning System. (starting at 28:51) - Wrap up and Action Items! (starting at 49:53)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#130 Risk Management Month: Do You Love or Hate Annuities? My RLA X-Ray Planning System

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jul 22, 2023 55:06


Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: Medicare -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Annuities.. a Love Hate Relationship (starting at 06:15) - My RLA X-Ray Planning System. (starting at 28:40) - Wrap up and Action Items! (starting at 49:43)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#129 Risk Management Month: Do You Still Need Life Insurance & Why a Dividend Portfolio Works Better

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jul 15, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: Medicare -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Do You Still Need Life Insurance? (starting at 06:15) - Why a Dividend Portfolio is Better. (starting at 28:40) - Wrap up and Action Items! (starting at 49:43)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#128 Risk Management Month: Understanding Medicare & Why the 4% Rule Doesn't Work

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jul 8, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: Medicare -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Understanding Medicare (starting at 06:15) - Why the 4% Rule Doesn't Work. (starting at 28:40) - Wrap up and Action Items! (starting at 49:43)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#127 Risk Management Month: Planning Ahead for Long Term Care & Investing for Income vs Growth

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jul 1, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! July's Financial Topic: Risk Management, aka Insurance Show Title: Long Term Care -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Planning with Long Term Care Insurance (starting at 06:15) - Investing for Income vs Growth . (starting at 28:40) - Wrap up and Action Items! (starting at 49:43)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#126 Estate Planning Month: Using Life Insurance in Estate Planning

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jun 24, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: Using Life Insurance in Estate Planning -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Using Life Insurance in Estate Planning (starting at 06:27) - Mailbag: Transfers and Pension problems. (starting at 28:55) - IRA FAQ: What makes you different? - Wrap up and Action Items! (starting at 49:52)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#125 Estate Planning Month: Powers of Attorney and Health Care Directives

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jun 17, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: Powers of Attorney and Health Care Directives -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Powers of Attorney and Health Care Directives. (starting at 06:27) - Mailbag: What are the chances that we will need LTC? (starting at 28:55) - IRA FAQ: Conversion as a gift to your beneficiaries. - Wrap up and Action Items! (starting at 49:52)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#124 Estate Planning Month: What is Probate?

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jun 10, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: What is Probate? -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What is Probate? (starting at 06:27) - Mailbag: Helping Senior Parents with Technology. (starting at 28:55) - IRA FAQ: RMD Questions. - Wrap up and Action Items! (starting at 49:52)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#123 Estate Planning Month: What is a Trust & Why Do You Need One?

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jun 3, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Estate Planning Show Title: What is a Trust & Why Do You Need One? -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What is a Trust & Why Do You Need One? (starting at 06:27) - Mailbag: Affordable Health Insurance Before Medicare? (starting at 28:55) - A Better Understanding of the One-Per Year Rollover Rule. - Wrap up and Action Items! (starting at 49:52)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#122 Retirement Goals and Values Month: Values and Legacy

Retirement Secrets with Patrick McNally

Play Episode Listen Later May 27, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Retirement Goals & Values Show Title: Post - Values and Legacy. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What kind of legacy do you want to leave for your heirs? (starting at 06:27) - Mailbag: Listener Question Regarding Income Planning (starting at 28:55) - Another reason for a spousal rollover. - Wrap up and Action Items! (starting at 49:52)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#121 Retirement Goals and Values Month: Beliefs About Planning

Retirement Secrets with Patrick McNally

Play Episode Listen Later May 20, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Retirement Goals & Values Show Title: Post - Beliefs About Planning. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Do you think that planning ahead will make any difference? (starting at 06:27) - Mailbag: Retirement becoming complacent? (starting at 28:55) - RMD's at Death, Conversion Q's. - Wrap up and Action Items! (starting at 49:52)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#120 Retirement Goals and Values Month: What does money mean to you?

Retirement Secrets with Patrick McNally

Play Episode Listen Later May 13, 2023 55:09


Welcome to Retirement Lifestyles with Patrick McNally!! May's Financial Topic: Retirement Goals & Values Show Title: Post - Thoughts on the Meaning of Money. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What does money actually mean to you? (starting at 06:28) - Mailbag: Saying Goodbye to Your Home. (starting at 28:56) - IRA FAQ's: ROTH IRA VS. ROTH 401(K). - Wrap up and Action Items! (starting at 49:52)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#119 Retirement Goals & Values Month; Goals, Government Defaults and 5 Reasons to NOT Fund a Roth

Retirement Secrets with Patrick McNally

Play Episode Listen Later May 6, 2023 55:06


Welcome to Retirement Lifestyles with Patrick McNally!! Mays's Financial Topic: Retirement Goals & Values Show Title: Post - Personal and Professional Goals. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - 7 Steps to Achieve Your Retirement Goals. (starting at 06:25) - Mailbag: Government Defualts. (starting at 28:55) - IRA FAQ's: 5 Reasons to Not Fund a Roth. - Wrap up and Action Items! (starting at 49:53)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#118 Retirement Planning Month: Post - Retirement Planning; What to do now that your retired.

Retirement Secrets with Patrick McNally

Play Episode Listen Later Apr 29, 2023 54:52


Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: Post - Retirement Planning; What to do now that your retired. -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Post - Retirement Planning; What to do now that your retired. (starting at 06:15) - Mailbag: Pros and Cons of using an Advisor. (starting at 28:45) - IRA FAQ's: When can I take money out of a Roth? - Wrap up and Action Items! (starting at 49:30)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#117 Retirement Planning Month: What to do when SS cuts your check by 20% in 11 years

Retirement Secrets with Patrick McNally

Play Episode Listen Later Apr 22, 2023 55:01


Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: What to do when SS cuts your check by 20% in 11 years! -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - What to do when SS cuts your check by 20% in 11 years! (starting at 06:15) - Mailbag: Handling boredom in retirement and 3 stages of life. (starting at 31:10) - IRA FAQ's: Some RMD rules for inherited IRA's - Wrap up and Action Items! (starting at 50:00)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#116 Retirement Planning Month: How to rollover your IRA without the IRS taking 50% of it!

Retirement Secrets with Patrick McNally

Play Episode Listen Later Apr 15, 2023 55:04


Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: How to Rollover Your IRA Without the IRS Taking 50% of it! -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - How to rollover your IRA without the IRS taking 50% of it! (starting at 06:15) - Mailbag: What's Your Favorite Power Food & Reflecting on Retirement (starting at 28:50) - IRA FAQ's: Some RMD rules for inherited IRA's - Wrap up and Action Items! (starting at 49:35)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#115 Retirement Planning Month: Retirement Mindsets

Retirement Secrets with Patrick McNally

Play Episode Listen Later Apr 8, 2023 55:28


Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: Retirement Mindsets -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Retirement Mindsets: How to handle the emotional rollercoaster of retiring (starting at 06:15) - Mailbag: 8 months into retirement & Finding the right advisor (starting at 29:05) - Spotlight- Strong City Strength and Conditioning (Starting at 41:18) - Wrap up and Action Items! (starting at 49:45)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#114 Retirement Planning Month: Pre-Retirement Planning

Retirement Secrets with Patrick McNally

Play Episode Listen Later Apr 7, 2023 55:11


Welcome to Retirement Lifestyles with Patrick McNally!! April's Financial Topic: Retirement Planning Show Title: Pre-Retirement Planning -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Pre-Retirement-What to do before the big day! (starting at 06:28) - Mailbag: Home Warranties & Traveling First Class (starting at 28:56) - IRA FAQ's: 5 Facts you need to know about FDIC - Wrap up and Action Items! (starting at 49:53)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#113 Investment Concepts Month - How to Build a Bullet Proof Investment Plan

Retirement Secrets with Patrick McNally

Play Episode Listen Later Mar 25, 2023 55:10


Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Investment Concepts Show Title: How to Build a Bullet Proof Investment Plan in Retirement -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - March Month in Review (starting at 06:28) -How to Build a Bullet Proof Investment Plan in Retirement (starting at 28:56) -Wrap up and Action Items! (starting at 49:53)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#112 Investment Concepts Month - Investing For Retirement vs Investing In Retirement

Retirement Secrets with Patrick McNally

Play Episode Listen Later Mar 18, 2023 55:05


Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Investment Concepts Show Title: The Different Types of Investments -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - Investing For Retirement vs Investing In Retirement (starting at 06:30) -Mailbag - Getting cold feet heading in retirement, and Phasing into retirement. (starting at 27:58) -Cont'd from last week; The differences between mutual funds and ETF's -Wrap up and Action Items! (starting at 48:48)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#111 Investment Concepts Month - The Different Types of Investments

Retirement Secrets with Patrick McNally

Play Episode Listen Later Mar 11, 2023 55:15


Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Investment Concepts Show Title: The Different Types of Investments -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) - The Different Types of Investments (starting at 06:30) -Mailbag - Are Your Beneficiaries Up to Date? (starting at 28:47) -IRA FAQ's. (starting at 43:00) -Wrap up and Action Items! (starting at 48:58)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#110 Investment Concepts Month - 3 Rules for Successful Investing

Retirement Secrets with Patrick McNally

Play Episode Listen Later Mar 6, 2023 55:06


Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Investment Concepts Show Title: 3 Rules For Successful Investing -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -3 Rules For Successful Investing (starting at 07:30) - 3 Rules continued (starting at 17:55) -Mailbag - Asking For Help in Retirement (starting at 28:25) -IRA FAQ's. (starting at 39:00) -Wrap up and Action Items! (starting at 50:15)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
# 109 Cash Management Month - 4 Ways to Increase Savings

Retirement Secrets with Patrick McNally

Play Episode Listen Later Feb 25, 2023 54:27


Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Cash Management Show Title: 4 Ways to Increase Savings -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -4 Ways to Increase Savings (starting at 07:48) -4 Ways continued (starting at 18:14) -Mailbag - Retirement Expectations vs Reality (starting at 28:47) -Front Loading Your Retirement. (starting at 41:20) -Wrap up and Action Items! (starting at 50:14)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#108 Cash Management Month - Cash Flow Traps & How to Avoid Them

Retirement Secrets with Patrick McNally

Play Episode Listen Later Feb 18, 2023 55:06


Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Cash Management Show Title: Cash Flow Traps & How to Avoid Them -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Major Trap - Credit Card Debt (starting at 07:17) -3 Other Traps (starting at 17:43) -Interview: Dr. Todd Royce, Chiropractic First. (starting at 28:18) -Pension Problems (40:15) -Wrap up and Action Items! (starting at 49:55)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#107 Cash Management Month: Building a Liquidity Fund

Retirement Secrets with Patrick McNally

Play Episode Listen Later Feb 11, 2023 55:10


Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Cash Management Show Title: Building a Liquidity Fund -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Building a Liquidity Fund (starting at 07:20) -Mail Bag. (starting at 28:15) -IRA Tips: Should you name your trust as beneficiary?. (starting at 38:45) -Wrap up and Action Items! (starting at 49:01)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.PatrickMcNally.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#106 Cash Management month of February! Assessing Your Cash Position

Retirement Secrets with Patrick McNally

Play Episode Listen Later Feb 4, 2023 55:18


Welcome to Retirement Lifestyles with Patrick McNally!! February's Financial Topic: Cash Management -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -How to Assess Your Cash Needs and Plan For Inflation (starting at 08:07) -Mail Bag. (starting at 29:15) -A Little Known 401k Plan Option That Could Be a Game Changer. (starting at 39:45) -Wrap up and Action Items! (starting at 50:03)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#105 Do You Need Life Insurance in Retirement?

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jan 28, 2023 55:20


Welcome to Retirement Lifestyles with Patrick McNally!! -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Do You Need Life Insurance in Retirement? (starting at 08:15) -Mail Bag. (starting at 29:10) -Roth-O-Mania. (starting at 39:44) -Wrap up and Action Items! (starting at 51:58)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#104 How to Plan for Long Term Care so you don't go bankrupt in Retirement!

Retirement Secrets with Patrick McNally

Play Episode Listen Later Jan 21, 2023 55:19


Welcome to Retirement Lifestyles with Patrick McNally!! -Here's a breakdown of this weeks show... -Introduction. (starting at 0:54) -Planning for Long Term Care (starting at 08:09) -Mail Bag. (starting at 29:11) -SECURE 2.0 and your IRA's. (starting at 40:40) -Wrap up and Action Items! (starting at 51:58)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Schedule a FREE Strategy Call with me TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#103 How to Add Annuities to Your Financial Plan

Retirement Secrets with Patrick McNally

Play Episode Listen Later Dec 12, 2022 55:00


Welcome to Retirement Lifestyles with Patrick McNally!! -Here's a breakdown of this weeks show... -How Annuities Provide Income for Retirement. (starting at 6:00) -Planning with Annuities cont'd (starting at 17:50) -The 4 Different Types of Annuities. (starting at 30:02) -Real Estate Update with Daniel Miller. (starting at 42:28) -Wrap up and Action Items! (starting at 49:46)   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#102 Heading into the end of the year and planning for 2023

Retirement Secrets with Patrick McNally

Play Episode Listen Later Dec 5, 2022 55:00


Welcome to Retirement Lifestyles with Patrick McNally!! -Here's a breakdown of this weeks show... -Here's what you'll pay for Medicare in 2023. (starting at 7:08) -Retirees and Bankruptcy (starting at 19:40) -Generating income in retirement to offset healthcare expenses. (starting at 31:27) -Health and Fitness headed into 2023. (starting at 44:12) -Wrap up and Action Items! (starting at 50:01   Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#101 Getting adjusted, Stupid 4 percent rules and it's time to get outside

Retirement Secrets with Patrick McNally

Play Episode Listen Later Oct 3, 2022 22:35


Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the Health segment, I discuss considering adding chiropractic care to your lifestyle. It could be a great way to prevent injury, and also help you recover. (starting at 1:45) In the Wealth segment, I think the 4% rule is stupid, and I've got the math to prove it. Don't sell shares in order to rasie income in retirement (starting at 7:00) FREE DOWNLOAD 2022 RECESSION In the Freedom segment, Cooler weather menas no more excuses to get outside. The mornings are beautiful heading into fall, go enjoy them! (starting at 16:10) Action Items. Things you can implement right now! (starting at 19:05)    Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
# 100 My Body's Talking, It May Be The End of The World, and Tax Free Cash

Retirement Secrets with Patrick McNally

Play Episode Listen Later Sep 26, 2022 21:10


Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the Health segment, I discuss listening to your body and letting it get the rest it needs in order to come back stronger. (starting at 1:38) In the Wealth segment, is it the end of the world? Should I be going to cash, or buying gold? Don't I need to be doing something!!? (starting at 5:30) FREE DOWNLOAD 2022 INFLATION In the Freedom segment, I discuss life insurance as a tax free way to preserve FREEDOM for your loved ones. (starting at 11:20) Action Items. Things you can implement right now! (starting at 18:01)    Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#99 Side Sleepin, Term Insurance and Not Waiting Until it's Too Late!

Retirement Secrets with Patrick McNally

Play Episode Listen Later Sep 19, 2022 23:24


Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the Health segment, I've got an update on a sleeping product known as the Pillow Cube and how it's been helping me as a side sleeper. (starting at 1:04) In the Wealth segment, continuing with Life Insurance Awareness month, today I'll go through Term insurance and why you should consider it . (starting at 5:00) FREE DOWNLOAD 2022 Life Insurance Worksheet In the Freedom segment, I discuss a great post in a "Retirement" Group on FaceBook that I came across about not waiting to enjoy life and be free in retirement. (starting at 13:40) Action Items. Things you can implement right now! (starting at 20:15)    Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit PatrickMcNally.com Today!    Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#98 Keeping it Simple, Life Insurance and Getting Dirty!

Retirement Secrets with Patrick McNally

Play Episode Listen Later Sep 12, 2022 21:29


Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the Health segment, I've got a few tips on keeping your workouts simple so you can stay consistent! (starting at 1:21) In the Wealth segment, Nov is Life Insurance Awareness month so we'll kick it off talking about whole life insurance . (starting at 8:30) FREE DOWNLOAD 2022 Life Insurance Worksheet In the Freedom segment, it's time to get dirty by going off road and doing a little 4X4ing. (starting at 14:31) Action Items. Things you can implement right now! (starting at 18:13)  Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit Retirement101Book.com Now!    You can always schedule a free 30 minute call with me to answer any of your financial planning and retirement income questions by visiting TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#97 Inflation Reduction Act, Pillows, Dumb Investment Strategies and Going to the Movies

Retirement Secrets with Patrick McNally

Play Episode Listen Later Sep 3, 2022 29:14


Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the News segment: Medicare benefits are changing inside of the Inflation Reduction Act (starting at 2:19)  In the Health segment, a short update on my Whoop Band, and a new pillow that I'll be testing out, specifically designed for side sleepers! (starting at 7:00) In the Wealth segment, the 4% rule is in doubt, says a Wall Street Journal article. (starting at 12:45) In the Freedom segment, it's time to go see good movie... and a subscription service might make it easier. (starting at 21:40) Action Items. Things you can implement right now! (starting at 25:35)  Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit Retirement101Book.com Now!    You can always schedule a free 30 minute call with me to answer any of your financial planning and retirement income questions by visiting TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#96 Chicken Costs Dropping, Whoop Whoop, Roth Conversions & Hooking Up Online!!

Retirement Secrets with Patrick McNally

Play Episode Listen Later Aug 22, 2022 31:03


Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the News segment: Is inflation going down? 10 common consumer items where prices are falling (starting at 2:35) Get your free budget sheet at www.RLAPlan.com/budget In the Health segment, a follow up to last week when I discussed a new fitness performance "wearable" called Whoop that I just subscribed to. (starting at 10:32) In the Wealth segment, should you consider converting some or all of your IRA's to Roth IRA's..? Do's and Don'ts. (starting at 14:12) In the Freedom segment, I talk about LOVE. Specifically online dating for retirees!! (starting at 21:45) Action Items. Things you can implement right now! (starting at 28:10)  Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit Retirement101Book.com Now!    You can always schedule a free 30 minute call with me to answer any of your financial planning and retirement income questions by visiting TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#95 Government spending, sports tracking and preparing ahead of time for retirement

Retirement Secrets with Patrick McNally

Play Episode Listen Later Aug 15, 2022 25:02


Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the News segment I discuss the "Inflation Reduction Act of 2022). Is it actually going to reduce inflation? Or just add $Billions to our tax bill? (starting at 1:55) In the Health segment, I discuss a new fitness performance "wearable" called Whoop that I just subscribed to. Check them out at https://www.whoop.com/ (starting at 7:50) In the Wealth segment I discuss the importance of Planning BEFORE you retire. (starting at 11:40) For a copy of my Retirement Ready Checklist email me at patrick@rlaplan.com In the Freedom segment, I talk about trying out a new restaurant. I think it's fun to try new places and I encourage our clients to as well (starting at 19:25) Action Items. (starting at 22:13) Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit Retirement101Book.com Now!    You can always schedule a free 30 minute call with me to answer any of your financial planning and retirement income questions by visiting TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Retirement Secrets with Patrick McNally
#93 Social Security, Hydration and how to not get bored in retirement

Retirement Secrets with Patrick McNally

Play Episode Listen Later Aug 2, 2022 46:27


Welcome to Retirement Lifestyles with Patrick McNally!! Here's a breakdown of this weeks show... In the News segment I discuss Social Security and the projected date it's supposed to run out of benefits and only pay out 80% of what is owed. (starting at 4:45) In the Health segment, I discuss "The Importance of Hydration". (starting at 14:53) In the Wealth segment I discuss the importance of an "Emergency Fund". (starting at 22:45) In the Freedom segment, I talk about how to not get "Bored" in retirement. (starting at 31:20) Wrap Up. (starting at 40:02) Get your FREE copy of my book "Retirement Planning 101". A gift for being a listener of the podcast. Visit Retirement101Book.com Now!    You can always schedule a free 30 minute call with me to answer any of your financial planning and retirement income questions by visiting TalkToPatrick.com.   Dedicated to Your Retirement Lifestyle, Patrick McNally www.RLAPlan.com 530-377-5180 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Wild User Interviews Podcast (Wuipod)
Ep. 021 Rocketry, Blockchain & Music: You can learn anything w Patrick McNally, Cypher Protocol

Wild User Interviews Podcast (Wuipod)

Play Episode Listen Later Jun 30, 2022 78:09


Some of the topics we cover are: Perspective of an outsider attending NEAR Lounge @ ETH Denver. Interesting lessons on crafting IRL onboarding experiences Reflections on an unsuccessful NFT launch. Value of experimentation and iteration Vision and Mission: Innovating on Web3 Music 100 True Fans Concept. How to identify them, reach them, etc. Special Digital Items Pathways into Crypto and Mechanical Engineering How you can learn anything: Launching a homemade rocket 14,000 feet that breaks sound barrier Common elements between Rocketry, Cuprto and Music Much more..! Resources & Mentions Patrick's employer - Cypher Protocol Patrick's Music NFT Project - Circa  [Blog] How Drone Altitude Relates to Dynamic Interest Rate in Defi Credit Protocols Social Media Patrick Twitter - https://twitter.com/snappy_jim AVB Twitter - https://twitter.com/AlejandroVBeta1

WeArePorts TV Podcasts
The Preview Show - Season 2 Episode 7 | Ballymena Utd & Warrenpoint Town

WeArePorts TV Podcasts

Play Episode Listen Later Oct 13, 2021 55:31


This week we look back at the game against Warrenpoint Town and look ahead to Saturday's fixture against Ballymena Utd & also the following weeks game against Warrenpoint Town in the Mid Ulster Cup. Joining Neil and Dave is Portadown FC player Patrick McNally. --- Send in a voice message: https://anchor.fm/thepreviewshow/message

preview show ballymena patrick mcnally
The Toolbox: Wheeling Nailers Podcast
Wheeling Nailers Power Hour w/ Patrick McNally & Kyle Marino (May 25)

The Toolbox: Wheeling Nailers Podcast

Play Episode Listen Later Jun 9, 2021 48:41


Wheeling Nailers Power Hour w/ Patrick McNally & Kyle Marino (May 25) by The Toolbox: Wheeling Nailers Podcast

The Toolbox: Wheeling Nailers Podcast
Unified Bank Profile - Patrick McNally (Jun. 4)

The Toolbox: Wheeling Nailers Podcast

Play Episode Listen Later Jun 9, 2021 5:27


Unified Bank Profile - Patrick McNally (Jun. 4) by The Toolbox: Wheeling Nailers Podcast

bank profile unified patrick mcnally
Endless Celts Podcast
Endless Celts Podcast | Special Guest Series : Patrick McNally

Endless Celts Podcast

Play Episode Listen Later Apr 11, 2021 59:49


Today we sit down with ex Celtic youth Patrick McNally. Patrick has also previously played for Cliftonville and currently at Portadown. Sit back and listen as we chat to Patrick about his career and his time at Celtic and get a bit of insight into the youth structure at Celtic. Hosted by Stephen Tomlinson Guest - Patrick McNally Check us out on facebook https://www.facebook.com/EndlessCelts​​​​ Follow us on Instagram https://www.instagram.com/endlesscelt...​ Follow us on Twitter https://www.twitter.com/CeltsEndless

The Toolbox: Wheeling Nailers Podcast
Wheeling Nailers Power Hour w/ Patrick McNally & Matt Alfaro (Feb. 16)

The Toolbox: Wheeling Nailers Podcast

Play Episode Listen Later Feb 23, 2021 47:40


Wheeling Nailers Power Hour w/ Patrick McNally & Matt Alfaro (Feb. 16) by The Toolbox: Wheeling Nailers Podcast

Champions of Wellness Podcast
#011: The Well-Being Index Team—Why a Survey Should Be Part of Every Wellness Tool Box

Champions of Wellness Podcast

Play Episode Listen Later Feb 17, 2021 35:57 Transcription Available


For episode eleven, we talk with John McMahon and Patrick McNally of the Well-Being Index about how a well-being survey should be used as a baseline for wellness programs, how to establish buy-in with leadership teams to assess employee distress levels, and how the COVID-19 pandemic impacted the mental health of healthcare professionals.

covid-19 wellness survey toolbox john mcmahon well being index patrick mcnally
Real Estate Titans with Greg Fowler
#155: RET feat. guest Patrick McNally

Real Estate Titans with Greg Fowler

Play Episode Listen Later Feb 14, 2020 64:02


#155: Real Estate Titans with Greg Fowler featuring special guest, Patrick McNally. Follow us on Facebook: @RealEstateTitansLive Watch this episode on YouTube: Real Estate Titans Channel Greg Fowler on Instagram: @gregfowlerco   Episode Insights: "Nothing is impossible I'm living proof." "People will forget what you said, people will forget what you did, but people will never forget how you made them feel." “Take the first step in faith. You don't have to see the whole staircase, just take the first step. Organisations:Denver GentsThe Brotherhood of Men Books: The Gifts of Imperfectionhttps://www.amazon.com/Gifts-Imperfection-Think-Supposed-Embrace/dp/159285849X/ref=nodl_ Can't Hurt Mehttps://www.amazon.com/Cant-Hurt-Me-Master-Your/dp/1544512287/ref=nodl_ Podcasts:Real Estate Titanshttps://itunes.apple.com/us/podcast/real-estate-titans-with-greg-fowler/id1445320910?mt=2

greg fowler patrick mcnally
Dalarnas Stolthet
Dalarnas Stolthet

Dalarnas Stolthet

Play Episode Listen Later Jan 5, 2018 23:22


Veckans avsnitt av Dalarnas Stolthet är inspelat på Leksand Superstars superhockey helg på First Hotell i Tällberg. Där träffade vi supportern Stinus som ömt vårdar en autograf hon fick av Roland Eriksson på Bingsjöstämman!? Vi pratar med den nye backen från Nordamerika, Patrick McNally, om hans första dygn i Leksand och vad han kan göra för laget framöver. Apropå det så har vi luskat ut vad de amerikanska spelarna tycker är konstigast med att komma till Sverige och det är inte kaviar. Vi minns Spol-Jansson och Magnus Sigge Svensson ger sin syn på huruvida det är bra att värva in nya spelare så här sent på säsongen medan damlagets Sofia Engström berättar om hur man bäst får nyförvärv att komma in i laget. Siljan News hockeyexpert Rasmus Näsman lyckas dessutom för första gången vara överens med Superstars Martin Jönslars Eriksson. Om vad hör du i podden, mycket nöje.

Welcome to Blissville Podcast on Empoweradio.com
Patrick McNally on Welcome to Blissville

Welcome to Blissville Podcast on Empoweradio.com

Play Episode Listen Later Oct 1, 2012


Have you ever felt your life is being driven by guilt rather than freedom? Have you ever been held captive by difficult relationships? Have you ever felt that anxiety, doubt or fear stopped you? Could you run your own business if you knew how? Do you want financial independence? In this latest book International Best Selling Author and Therapist Patrick McNally, PhD brings to life his amazing collection of life changing techniques and strategies that produce amazing results for his clients worldwide. As Lifestyle Therapist to the rich and famous as well as the general public Patrick's outrageous, funny and unique way of helping people comes across throughout his new book. On this edition of Welcome to Blissville, Dr. McNally helps you take control of your life and feel amazing!

Smart Women Talk Radio
Dr. Christine Page “2012 and the Return of the Great Goddess!” 08/28/12

Smart Women Talk Radio

Play Episode Listen Later Aug 28, 2012 55:14


Join us as we'll discuss:How to change any negative feelings in less than 60 seconds.Different types of Suggestibility’s. The Amazing Bank Technique. (Parenting Technique) As an International Best Selling Author, Patrick McNally has written four self-help books and numerous papers. He is a Doctor of Philosophy, has a PhD in Psychology, is a trained Clinical Hypnotherapist, an NLP Practitioner and is one of the world’s leading Change Clinicians and operates his private practice on three continents.He is a regular media commentator appearing on talk back Radio and Television.He was the resident Lifestyle Coach on Australia's top rated TV show, "Mornings with Kerri-Anne" for 5 years. Patrick's TV Show, "Never Say Never" features his remarkable work on Fears and Phobias.In his most personal and powerful book yet International Best Selling Author and Therapist Patrick McNally PhD brings to life his amazing techniques that have helped thousands of patients and clients worldwide. As you turn each page you will feel your life changing.How to find, keep and transform your Relationships – Discover how Parenting can be rewarding when you know the difference between pain and fear – Wealth creation that produces amazing results fast - Your Spiritual Journey- Law Of Attraction explained easily and one chapter that will change your life forever. You will never think about yourself in a negative way again.Inside his new book Patrick McNally outlines in detail just how he is able to remove people's unwanted negative emotions like anger, resentment and more, all in under a minute.Lightning fast techniques have been his trademark for years and now he teaches the reader everything he does inside a private session.You'll discover how to change any negative feeling so fast that it astonishes people.On Australian television the networks phone system went into meltdown as Patrick demonstrated his amazing technique on audience members. To learn more about Patrick click here www.patrick-mcnally.com.

Smart Women Talk Radio
Patrick NcNally PhD, International Best-Selling author.. 08/21/12

Smart Women Talk Radio

Play Episode Listen Later Aug 21, 2012 55:57


Join us as we'll discuss:How to change any negative feelings in less than 60 seconds.Different types of Suggestibility’s. The Amazing Bank Technique. (Parenting Technique) As an International Best Selling Author, Patrick McNally has written four self-help books and numerous papers. He is a Doctor of Philosophy, has a PhD in Psychology, is a trained Clinical Hypnotherapist, an NLP Practitioner and is one of the world’s leading Change Clinicians and operates his private practice on three continents.He is a regular media commentator appearing on talk back Radio and Television.He was the resident Lifestyle Coach on Australia's top rated TV show, "Mornings with Kerri-Anne" for 5 years. Patrick's TV Show, "Never Say Never" features his remarkable work on Fears and Phobias.In his most personal and powerful book yet International Best Selling Author and Therapist Patrick McNally PhD brings to life his amazing techniques that have helped thousands of patients and clients worldwide. As you turn each page you will feel your life changing.How to find, keep and transform your Relationships – Discover how Parenting can be rewarding when you know the difference between pain and fear – Wealth creation that produces amazing results fast - Your Spiritual Journey- Law Of Attraction explained easily and one chapter that will change your life forever. You will never think about yourself in a negative way again.Inside his new book Patrick McNally outlines in detail just how he is able to remove people's unwanted negative emotions like anger, resentment and more, all in under a minute.Lightning fast techniques have been his trademark for years and now he teaches the reader everything he does inside a private session.You'll discover how to change any negative feeling so fast that it astonishes people.On Australian television the networks phone system went into meltdown as Patrick demonstrated his amazing technique on audience members. To learn more about Patrick click here www.patrick-mcnally.com.