Podcasts about LTC

Book a call: https://remnantfinance.com/calendar ! Out Print the Fed with 1% per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________Most people don't think about long-term care until they're forced to and by then, it's often too late to get coverage. The statistics are stark: there's a 68% chance any American will need long-term care at some point, and for couples, that number jumps to nearly 90%. Yet most families never have the conversation until a health event forces their hand.In this episode, Hans sits down with Travis McBride — fellow Navy helicopter pilot turned insurance strategist — to break down everything you need to know about long-term care planning.Chapters: 00:00 – Opening segment 02:35 – Travis's background04:50 – What the brokerage does and who they serve 13:40 – Long-term care 101: statistics and why it matters 16:45 – The three ways to fund long-term care 17:20 – Traditional LTCI: how it works and the use-it-or-lose-it problem 18:50 – How carriers mispriced policies in the 90s and 2000s 24:10 – The premium increase trap: stuck and uninsurable 25:20 – Are the premiums guaranteed? 35:05 – Life insurance with an LTC rider38:50 – The six activities of daily living explained 43:05 – Hybrid/asset-based policies: repositioning vs. spending 45:15 – How leverage works inside a hybrid policy 52:30 – Reimbursement vs. cash indemnity55:45 – Who should be thinking about this and when 1:01:25 – What Medicare actually covers and what it doesn't 1:07:15 – The Washington State payroll tax 1:16:25 – How to connect with Travis Key Takeaways:Ask one question before signing anything: are the premiums guaranteed? Traditional long-term care policies were mispriced in the 90s and early 2000s, and carriers have been sending premium increase notices ever since. Know how your benefits are paid before you need them. Reimbursement policies require receipts and ongoing claims filings every month. Cash indemnity policies cut you a check once you qualify and let you use it however you want.Self-insuring isn't insurance — it's just liquidation. Having enough assets to cover a long-term care event sounds like a plan until you run the math. A nursing facility in Southern California runs $6,000 to $15,000 a month, and that's today's cost. Hybrid policies reposition assets — they don't just spend them. Unlike traditional LTCI where premiums vanish if you never file a claim, hybrid linked-benefit policies give you liquidity, control, and a residual death benefit. The best time to have this conversation is before someone needs to. The sweet spot for getting coverage is 45 to 60, when you're still healthy enough to qualify and premiums haven't become prohibitive. By 65, you're entering the game late. 

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feedHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feedHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feedHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

Why do LTC homes cost $1.8 million per bed? You could buy a house for that amount of money! Guest: Mary Polak - CEO BC Care Providers Association Learn more about your ad choices. Visit megaphone.fm/adchoices

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Nelu Bugárovou jsem náhodou potkal, když jsme s Timem slavili svátek demokracie 17. listopadu na Národní třídě s anarchistickými cedulemi; zapovídali jsme se o svobodě a KLDR, což vyústilo k mému pozvání Nely do Studia, jež k mé radosti přijala. Mluvili jsme o korejské historii; ta zahrnuje nejen tu Severní, ale také Jižní. Z poměrů v minulosti jsme odvodili, jak se Kim Ir-sen dostal k moci a proč ho Korejci tolik milovali; postupně jsme se dostali až k současnosti, v níž se severokorejský režim takové důvěře už netěší. – Nela Bugárová; koreanistka; studentka gymnázia; hledačka pravdy; feministka – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feedHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

https://ltcrfp.com/book-appointmentChoosing the right LTC pharmacy affects costs and care quality. Learn how an RFP process helps nursing homes negotiate better contracts and cut expenses. LTCRFP City: Vestal Address: 117 Rano Blvd Website: https://ltcrfp.com Email: assist@ltcrfp.com

Retirement decisions don't often happen in isolation—they're shaped by markets, policy shifts, career trends, and personal trade-offs. In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase translate timely financial headlines into practical retirement planning considerations. • Assess cash-flow strategies for small business owners, including how Roth IRA contribution rules may create flexibility. • Interpret the latest U.S. jobs report and education-level unemployment trends to help frame portfolio and career decisions. • Evaluate small-cap and value stock performance after years of lagging returns within a diversified allocation. • Examine why savings account rates may trail broader interest rate moves and what that can mean for cash positioning. • Compare long-term care insurance with self-funding approaches, including planning implications tied to Washington State's LTC program. • Review 457 and 403(b) rollover considerations and clarify how early Social Security benefits are calculated. • Measure total investment results by factoring in dividends and interest income—not just price changes. Explore retirement planning considerations through balanced, long-term thinking grounded in real data and real scenarios. Listen and subscribe to the Retire Sooner Podcast to stay aligned with today's evolving financial landscape. Learn more about your ad choices. Visit megaphone.fm/adchoices

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Group - GunFighter Coursehttps://combatstudiesgroup.blogspot.com/?m=1

I get so many calls from families trying to find caregiving support answers for their older parent or relative. They've reached a point where they are overwhelmed and need help providing for their loved one. This is not the time to look for insurance. The choices are limited and have higher costs because at age 75 or 80, we're close to or at the age when the insurance companies think we'll open a claim. That parent should have considered LTC funding options at 50 or 55. But 50 and 55 year olds too often believe we'll be in the same health mentally and physically at 75 or 80, and that's usually not the case. We need to plan for this WAY before that need shows up. Parents who waited too long must encourage their kids to plan now so this doesn't turn into a never ending cycle of kids spending all of their time and money providing for parents and then not being able to provide for themselves later, depending on their kids' time and money, etc. I promised links to learn more about Medicaid. This link shows what each state let's us keep to be financially eligible for Medicaid benefits: What your state let's you keep This link shares how each state qualifies an individual for Medicad benefits: Elder Law Answers Schedule with me here to start working on your plan to protect your family, assets and choices and avoid being told where to live by the state.

Struggling with PES statements for unintentional weight loss, malnutrition, or geriatric challenges in LTC/SNF? In this episode, Michelle Saari, MS, RD breaks down common pitfalls, shares a simple step-by-step framework, provides 15 real-world examples tailored to seniors, and offers mindset tips to stop overthinking. Discover practical goals, interventions (like fortification, adaptive feeding, and between-meal supplements), and monitoring plans used daily in long-term care.Get started with the free PES guide at https://longtermcarerd.com/Ready for more time-saving tools? Join Clinical Nutrition Central NOW for exclusive PES templates, cheat sheets, sample chart notes, webinars, and a private community—before prices increase on March 1, 2026! Current rates: $19.95/month or $199.95/year (2 months free on annual). Sign up at https://clinicalnutritioncentral.comSubscribe for more evidence-based LTC nutrition tips! Hosted by Michelle Saari, MS, RD—your go-to expert for senior nutrition.

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Jindřicha Stirada jsem potkal na jedné z akcí #ne_poslušnosti, kde mi povídal o své práci u soudu; tehdy ještě s tím, že o tom nemůže mluvit veřejně – to posléze přehodnotil s rozhodnutím o odchodu a podáním výpovědi. Řešili jsme státní neefektivitu od drobného rozkrádání majetku přes nesmyslné utrácení evropských peněz až po nehospodárné využívání předražených budov v centru Prahy; kde chybí ekonomická kalkulace, motivace nic nevyřeší – jenže tady není ani ta motivace. – Jindřich Stirad; anarchokapitalista; zakládající člen Voluntie; sledující Svobodného přístavu; pracovník v IT oddělení u soudu – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

If you're a dietitian working in long-term care, you already know…This job can feel isolating.You're often the only RD in the building. You're responsible for clinical decisions, survey readiness, documentation, high-risk monitoring, foodservice oversight — and somehow you're expected to just “figure it out.”And most of the time?You're doing it alone.In this episode, I'm sharing the story behind why I created Clinical Nutrition Central — the only membership platform built specifically for dietitians working in long-term care, skilled nursing, and nursing homes.This isn't just another CEU library.It's practical, real-world support with:✔ Exact wording for nutrition care plans ✔ Charting templates you can use immediately ✔ Survey & audit preparation guidance ✔ Documentation frameworks that show clinical reasoning ✔ High-risk tracking tools ✔ Step-by-step examples for real LTC scenarios ✔ A community of dietitians who understand this fieldMy mission is simple: To help dietitians feel less alone in practice — and more confident every single day.If you've ever second guessed your documentation… If you've ever rewritten a care plan 5 times… If you've ever felt unprepared when survey walked in…This episode is for you.⚠️ Important: Membership pricing increases on March 1. If you join before then, you lock in the current rate.This is your opportunity to become a founding member and grow with us as we build the largest and only comprehensive membership platform dedicated to LTC dietitians.You don't have to practice alone anymore.

Many people inquire about LTC insurance and unfortunately get incorrect or incomplete information. This is why it's important to work with a LTC Planning Specialist, like me, who studies this continually. Years ago, there were a lot more companies offering LTC insurance, but all the plans looked and worked very similarly. Today, there are less companies offering this insurance, but these companies are each offering more unique ways to design and fund plans to meet more needs. Listen to these podcast episodes and arm yourself with the questions you need to ask when designing your plan. You deserve to understand why an advisor or insurance agent is or is not offering you a plan to protect your family, assets and choices. Reach out to me to schedule time to learn more and start to design your plan here Ask me a question by scheduling here

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Před nějakou dobou jsem reagoval na něčí video a ptal se, zda si takový formát přejete i dál; odpovědi byly vesměs kladné, tak jsem se rozhodl to zopakovat. Zatím nevím jistě, zda je to formát pro mě, ale to asi nezjistím jinak, než že ho budu tvořit. Prosím, napište mi do komentářů své názory; a taky jestli je rozdíl, zda reaguji na audio či video. Svobodu slova považuji za naprosto zásadní pro mírumilovné soužití ve společnosti; každé její omezení představuje dle mého názoru další krok směrem k totalitě – za zcela paradoxní pak považuji prosazování takové cenzury coby nástroje „proti totalitě“. – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Studenti Ekonomicko-správní fakulty na Masarykově univerzitě v Brně mě pozvali k debatě o Bitcoinu (ten jsem měl zastávat) a fiatu (ten měl zastávat jejich vyučující Jan Jonáš); inspirace možná vzešla z podobné debaty pro SfL, kde mi byl oponentem Mojmír Hampl. Ačkoliv název akce evokoval názorový střet, domnívám se, že jsme se spíše doplňovali a do značné míry spolu souhlasili, byť naše celkové pohledy se do značné míry liší; jsem rád za takto akademickou a slušnou debatu, z které si každý může odnést, co potřebuje. – Jan Jonáš; ekonom; expert na monetární politiku; vyučující na katedře ekonomie MUNI ECON – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Welcome back to the Hangin' with the AD Podcast. In this episode, we're joined by Rob Seymour, an athletic director at Fishers High School in Fishers, Indiana, where he has served since 2014. Rob is the past president of the Indiana Interscholastic Athletic Administrators Association, a member of the NIAAA national teaching faculty for LTC 714, and an National Federation of State High School Associations Level 3 certified coach. In this conversation, Rob shares his “back of the baseball card” story, explains how he uniquely shares the AD role at Fishers, and offers insights on culture change through the lens of Indiana football, purpose-driven leadership, and game-day event management as hospitality inspired by Unreasonable Hospitality. We also dive deep into AI—why Rob embraced it early, how he's using it today for visuals, videos, and daily AD work, how to educate coaches in a rapidly evolving space, and what athletic administrators may still be overlooking about AI's impact on our profession.

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, Douglas Tuman talks with the team behind Zano to explore how confidential assets are being used in real-world DeFi scenarios. The conversation breaks down what Zano's confidential assets are, how they differ from typical privacy coins, and why asset-level privacy matters for practical financial applications. The guests walk through concrete use cases—including private token issuance, payments, and DeFi-style interactions—while also discussing technical design choices, trust assumptions, and trade-offs between privacy, usability, and scalability. They cover Zano's future plans for expanding the possibilities of private, censorship-resistant finance beyond simple peer-to-peer transactions. TIMESTAMPS: (00:02:00) Monerotopia Preview + Zano Introduction (00:06:04) Zano Workshop: Making Bitcoin Private (BTCx via Edge) (00:13:33) BTCx Stats, TVL & Bridged Asset Overview (00:19:01) Confidential Assets Use Cases & Future Growth (00:28:18) Proof-of-Stake vs Proof-of-Work Discussion (00:29:48) Monero Lock Time & UX Comparison (00:31:03) Serai DEX & Monero Integration Possibilities (00:55:15) Final Thoughts & Zano Booth Info GUEST LINKS: https://x.com/gonbat03 https://x.com/mr_kwibs Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

Providing care for a very sick, injured or elderly family member is hard! Especially without help. There are currently over 50 million family caregivers sacrificing their time, family, health and future to provide that care. LTC insurance is not designed to replace you; it's there to help you be able to help without hurting yourself or getting overwhelmed from doing it alone. Who is going to pay for those 7.8 million licensed care providers as the Baby Boomer generation reaches 80 this year and continues to age? It's either us, our family, or the government. Part of "us" is LTC insurance - so we won't force our famly members to exhaust themselves. You can view current (2024) and estimate future cost of care where you live here I recommend you use 5% COLA and not the 3% that defaults when you open the page. I said I would add a link to the site that discusses LTC reform and how Medicaid impacts the entire industry, but the link is not active today. I have LTC Bullets emailed to me weekly. Hopefully, it's up and running again soon. The link is here for when it is online again Schedule a meeting with me here

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- V únorovém livestreamu Svobodného přístavu vystoupí Karolína K.; věnovat se budeme (nejen) veřejnoprávním médiím. Čím se liší od těch státních? Ta otázka může vést k demokratickým versus autokratickým režimům; a možná i k důvěře v instituce. A co stojí za rušením koncesionářských poplatků budoucí (v únoru už možná aktuální) vládou? Jaké to může mít dopady na naši společnost? Navíc se možná do termínu livestreamu objeví další závažná témata s novou vládou související. – Karolína Kváš (https://karolinakvas.cz/); tarotová rebelka; spisovatelka; cestovatelka; antropoložka; bloggerka; tvůrkyně; koučka – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Jan Vobořil z Iuridicum Remedium ve veřejném prostoru často hájí práva na soukromí, v souvislosti s čímž odmítá ověřování věku na sociálních sítích; místo toho však navrhuje plošný státní zákaz mobilů dětem ve školách. Pokusil jsem se v rozhovoru zjistit, co za tím vším je; překvapilo mě totiž, že obhájce mnohých lidských práv je ochoten omezit práva dětí. Pokusil jsem se mu též vysvětlit, čemu by mohl takový plošný zákaz uškodit; v tom mi snad porozuměl. – Jan Vobořil; občanský aktivista za právo na soukromí; právník působící v organizaci Iuridicum Remedium; podporovatel výzvy Dětství bez mobilu – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 -- V prosinci vystoupí v rámci cyklu Anarchokapitalismus se svou přednáškou Štěpán Drábek; bude zabývat příspěvky F. A. Hayeka, rakouského filozofa a ekonoma s moravskými kořeny, k monetární ekonomii. Konkrétně se zaměří na Hayekovu ranou kritiku stabilizace cenové hladiny (dílo Prices and Production), která dle něj iniciuje hospodářský cyklus, a na Hayekův návrh odluky peněz od státu (díla Denationalisation of Money, Choice in Currency a další). Zaměřím se též na pozoruhodný vývoj Hayekova postoje k možnosti existence nestátních peněz v čase – od jeho díla The Road to Serfdom, přes The Constitution of Liberty až po Law, Legislation, and Liberty. Prezentace: https://prednasky.urza.cz/ll/ – Štěpán Drábek; ekonom; analytik Institutu liberálních studií; libertarián; hledač pravdy

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/How to find the RoundTable guysWestern Shooters:https://westernrifleshooters.blogspot.com/Bill Buppert Chasing Ghosts Podcasthttps://cgpodcast.substack.com/Joe Dolio tactical Wisdomtacitcal-wisdom.comhttps://www.amazon.com/stores/Joe-Dolio/author/B09K9MRDVP?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=210869d3-707c-40b0-ad6a-0d2016010342Matt Brackens Bookshttps://enemiesforeignanddomestic.com/Kris at Combat Studies Grouphttps://combatstudiesgroup.blogspot.com/?m=1

The podcast makes another visit to Utah County. UIAAAConnection #265 – Matt Norman, Director of Athletics Alpine School District - is now available. Matt, the son of a BYU professor, attended Pleasant Grove High School and graduated in 1984 as a three-sport athlete. He playedcollegiate baseball for what is now UVU. He speaks warmly about influential mentors in his life, including his parents, Darold Henry, John Hoover, and Keith Allred. A unique moment in his story includes serving an LDS mission inChicago during the 1985 Super Bowl run. Matt reflects on how educational leadership and the athletic director role have evolved since the 1990s. He highlights Alpine School District incentives for completing LTC courses and the success of its Captains Academy. His advice emphasizes sharpening conversation skills and building strong relationships with every stakeholder. This podcast is also available on Amazon Music, Apple Podcasts, Breaker, Castbox, Google Podcasts, iHeartRadio, Overcast, Pocket Casts, RadioPublic, Spotify,Stitcher, and YouTube.

Jason Dutra with BuddyIns joins us this week to share a case study on worksite LTC benefits. There are companies that will offer guaranteed issue (no health questions) hybrid life/LTC plans to a company with as few as 3 employees. Listen and learn if this is a tool you would like to offer, or that you would like your employer to offer. Then schedule an introductory meeting with me to discuss options for your company here If you'd like to learn more first, use this link to research at BuddyIns https://buddyins.com/worksite You can schedule a meeting with Jason by submitting a referral at the top right of the page. Please remember to request me as your specialist. I look forward to helping you protect those you care about most.

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Fil je školník z Ježka bez klece se zájmy hodně podobnými těm mým – od svobody a ekonomie přes sebeřízení a seberozvoj až po anarchii, jež je pak nejspíš logickým vyústěním. A protože si často povídáme, rozhodli jsme se jeden z rozhovorů natočit taky pro Vás. Napřed jsme si trochu popovídali o Ježku, ale neustále nás to táhlo ke svobodě (v relativně abstraktním pojetí); nakonec přišel Fil s nadstavbou NAPu zvanou NEP (non-enslavement principle) – tu jsme pak rozebírali na příkladech z lidské i zvířecí říše. – Fil (http://lucidael.com/jazyk-lasky); školník v Ježku bez klece; anarchista; bitcoiner; libertarián; hledač pravdy; milovník života – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: This episode of Monero Talk features Reuben Yap discussing the growth and direction of Firo as a privacy-focused cryptocurrency, alongside broader developments in the privacy ecosystem such as AnonBazaar. Reuben explains Firo's evolution, including its approach to privacy technology, decentralization, and usability, while addressing the challenges of maintaining strong privacy guarantees in a changing regulatory and technical landscape. The conversation also touches on real-world use cases, adoption hurdles, and the importance of building privacy-preserving marketplaces and tools that go beyond speculation. The episode offers a look at how projects like Firo and AnonBazaar make financial privacy more practical and censorship resistant. TIMESTAMPS: (00:02:00) Guest introduction (Ruben) (00:05:30) Monero's role among privacy coins (00:12:00) Exchange delistings & decentralization implications (00:18:30) Mining incentives, proof-of-work, and miner behavior (00:27:00) Privacy coins vs Zcash & design tradeoffs (00:34:30) Wallets, swaps, and cross-chain usability (00:42:00) XMR Bazaar / Monero-based marketplaces (00:50:30) Real-world Monero usage stories (00:58:30) Community growth & grassroots adoption (01:05:30) Future of privacy coins & ecosystem outlook (01:12:30) Conferences, Mineratopia & community events (01:18:30) Final thoughts from guest (01:34:10) Outro, support links, and closing message GUEST LINKS: https://x.com/reubenyap Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

Hello to all our new and returning listeners! Because we've had a large increase in listeners, I thought I'd share what we discuss during our initial consultation (which costs you only time). It's good for long time listeners to get a refresher as well. Our first meeting, via phone or Zoom and sometmes in person, is mostly educational. It's impossible to make a decision on something as important as preparing for futue extended care needs unless we understand what we are deciding. LTC insurance is not for everyone. It must fit in with the rest of your retirement plan in order to protect both your assets and your family. You can view current (2024) and projected costs of several types of care where you live here A 2025 update will be released in March, 2026. You can schedule a phone or zoom meeting with me here I look forward to meeting you and helping you to protect those you care about most.

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate GUEST LINKS: https://x.com/anarchy_dot_gov TIMESTAMPS (00:00:00) Monerotopia Introduction. (00:14:27) Monerotopia Price Report Segment w/ Bawdyanarchist. (01:19:59) Monerotopia Guest Segment w/ Daniel J. (02:10:37) Monerotopia News Segment w/ Tux. (02: 11 :01) Venezuela Proved the Bitcoin Bull Case. (02:12:55) White House will remove tax on all small Bitcoin Payments. (02:15:12) Monero v0. 18.4.5 has been released. (02:15:36) Elizabeth Warren has filed 38 amendments to Market structure bill. (02:16:08) Protection against spy nodes. (02:16:51) Vivek Sen Post. (02:20:32) A victim lost $282M+ Worth of LTC. (02:24:22) Eleanor Terrett post. (02:25:50) Jack Dorsey New App. (02:29:06) Simon Dixon post. (02:30:07) We are all Zashi. (02:35:23) Monerotopia Viewers on Stage Segment. (04:21:12) Monerotopia Finalization. NEWS SEGMENT LINKS: https://x.com/david_eng_mba/status/2010377715963109648?s=46 https://x.com/cryptogoos/status/2010402007266529506?s=46 https://x.com/hundehausen/status/2010407714715795932?s=46 https://x.com/intangiblecoins/status/2011412888397795627?s=46 https://x.com/hundehausen/status/2011515183123021983?s=46 https://x.com/sethforprivacy/status/2011520757097251222?s=46 https://x.com/vivek4real_/status/2011867934172311596?s=46 https://x.com/zachxbt/status/2012212936735912351?s=46 https://x.com/eleanorterrett/status/2012344025802490208?s=46 https://x.com/marionawfal/status/2012460008026579340?s=46 https://x.com/simondixontwitt/status/2012502551766212870?s=46 SPONSORS: PRICE REPORT: https://exolix.com/ GUEST SEGMENT: https://cakewallet.com & https://monero.com NEWS SEGMENT: https://www.wizardswap.io XMR.BAR: https://xmr.bar Don't forget to SUBSCRIBE! The more subscribers, the more we can help Monero grow! XMRtopia TELEGRAM: https://t.me/monerotopia XMRtopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social ODYSEE: https://bit.ly/3bMaFtE WEBSITE: monerotopia.com CONTACT: monerotopia@protonmail.com MASTADON: @Monerotopia@mastodon.social MONERO.TOWN https://monero.town/u/monerotopia Get Social with us: X: https://twitter.com/monerotopia INSTAGRAM: https://www.instagram.com/monerotopia DOUGLAS: https://twitter.com/douglastuman SUNITA: https://twitter.com/sunchakr TUX: https://twitter.com/tuxpizza

OIP's long-term care planning framework is a simple four-step process: Educate → Discover → Present Solutions → Execute. Scott and Bill emphasize that LTC (or “elder care/aging with dignity”) planning works best when it starts early and stays plan-first, not product-first—otherwise the conversation turns into a transaction. They also stress that “self-insuring” is still a plan, but many clients underestimate the non-financial consequences (family burden, caregiver strain, and messy dynamics) that show up when there's no proactive strategy.Evan explains how Waterlily makes these conversations easier and more personalized: a short client intake generates an individualized care timeline (likelihood, timing, duration, care hours, and zip-code-based costs) and helps clients visualize tradeoffs like family caregiving vs. paid professional care. The platform can also model funding approaches by importing policy PDFs (or illustrations) to simulate how benefits would actually pay during a client's predicted claim scenario, and it supports quoting/application workflows to reduce friction and improve execution. **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@optimizedins.com Optimized Insurance Planning

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

One Team One Fight. (1T1F)Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Because we have so many new listeners, we decided to get back to the basics of long term care and LTC insurance. The best starting point is to learn current and future costs of home care, assisted living, and nursing home care. Use the cost of care website to find costs where you live at https://www.carescout.com/cost-of-care Once we understand the risk we're up against if we suffer from dementia, a stroke or a severe car accident (for example), we need to decide where we would want to live when help is needed to get through our days. We need to consider who we want to have helping us, and we need to decide how we're going to pay for this care. Listen and learn how different types of insurance plans decide when and how claims are approved or declined. Learn which kinds of plans can be tax deductible and which can be paid using HSA funds. Get your current policies and proposals out and schedule time with me to evaluate them and learn if they best meet your needs. Schedule a phone or Zoom meeting here

With US stocks at record valuations, we will analyze the case for Emerging Markets (EM) as the contrarian "value play" of 2026, driven by a potentially weaker dollar.Today's Stocks & Topics: Bright Horizons Family Solutions Inc. (BFAM), Market Wrap, Celestica Inc. (CLS), Micron Technology, Inc. (MU), Dollar General Corporation (DG), Saving for Retirement, “Emerging Markets: The 2026 Value Play?”, Leggett & Platt, Incorporated (LEG), Somnigroup International Inc. (SGI), LTC Properties, Inc. (LTC), Sabra Health Care REIT, Inc. (SBRA), Earnings Season, Global X Copper Miners ETF (COPX), Global Partners LP (GLP), Vanguard Mid-Cap Value Index Fund ETF Shares (VOE), Copper.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationIn this episode of the Mailbox Money Show, Bronson uncovers the high-reward world of land development with Brandon Cobb. They break down the two-phase process: land entitlement (securing approvals for forced appreciation) and horizontal development (infrastructure like roads and utilities for ready-to-build lots). Brandon reveals how to mitigate risks via pre-sold contracts with national builders (e.g., Lennar, D.R. Horton), structure deals with 18% preferred returns and 65% LTC debt, and capitalize on current market freezes. From Tennessee's cyclical opportunities to biohacking for peak performance (cold plunges, green smoothies, sleep optimization), discover why development offers multiple exits and legacy-building potential—perfect for diversifying beyond multifamily amid rising rates.Brandon Cobb is the CEO of HBG Capital, a real estate development and investment firm specializing in single-family residential projects. With a background in homebuilding, he now focuses on land entitlement and horizontal development, creating shovel-ready lots for major builders.00:42 - Guest Intro: Brandon Cobb01:41 - Real Estate Cycles: Sector Shifts for Optimal Returns02:29 - Phase 1: Land Entitlement for Forced Appreciation03:11 - Phase 2: Horizontal Development (Roads & Utilities)03:36 - Niche: Single-Family Lots for Builders Like Lennar04:54 - Current Focus: Pre-Sold Entitlements in Slow Markets05:38 - Structure: 18% Pref Return, 100% Equity Plays07:16 - Risk Mitigation: Builder Deposits & Double Closes09:04 - Financing: 65% LTC Debt, Builder Funds as Equity10:45 - Land Banking: Hold for Surrounding Development Gains14:26 - Timelines: 15 Months Entitlement, 1-Year Development15:36 - Market Evolution: Post-2022 Freeze to Builder Opportunities19:57 - Advantages: 3 Exits, Low Saturation in Development21:10 - Biohacking: Wealth for Full Life Enjoyment21:33 - Green Smoothies: Organic Daily Digestion Boost22:48 - Cold Plunge: Fog Buster & Recovery Enhancer24:37 - Sleep Optimization: Whoop Tracking for Foundation27:12 - Blood Tests + ChatGPT: Personalized Performance Tweaks29:36 - ResourcesCONNECT WITH THE GUESTLand Development 101: learnlanddevelopment.comJoin the Waitlist: hbgcapital.net/waitlistWebsite and E-book: hbgcapital.net#LandDevelopment#RealEstateEntitlement#HorizontalConstruction#Biohacking#ForcedAppreciation#InvestorRiskMitigation#SleepOptimization

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feed1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Jim and Chris are joined by Jake to discuss listener questions on SSA-44 and IRMAA surcharges, inherited IRA spousal rollover rules, long-term care insurance benefit caps, and ACA tax credits. (4:45) George asks whether an unexpected W-2 stock option payout in 2025 could support filing SSA-44 to reduce 2027 IRMAA surcharges, especially if he stops consulting income afterward. (12:00) A listener asks whether SSA-44 can be used retroactively to request a refund of 2025 IRMAA surcharges after a job loss pushed MAGI below the threshold. (18:15) Georgette asks whether she can take withdrawals from her deceased spouse's inherited IRA without penalty and still later move the remaining balance into her own IRA. (28:00) The guys address why long-term care insurance policies often have a lifetime benefit cap and whether benefits can run out during an extended care event. (46:45) Chris and Jake cover whether long-term capital gains count toward the modified adjusted gross income used for ACA tax credits and can affect eligibility. The post IRMAA, Inherited IRA, LTC, ACA Tax Credits: Q&A #2602 appeared first on The Retirement and IRA Show.

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, Douglas Tuman interviews Aaluxx, co-founder of Maya Protocol, about cross-chain decentralized exchange technology, tokenomics, and real-world crypto adoption. Aaluxx explains how Maya Protocol, a permissionless cross-chain DEX forked from ThorChain, enables swaps across major blockchains while facing inherent scalability limits. He discusses the technical barriers to Monero integration, outlines Maya's dual-token model (Cacao and Maya), and shares insights on cryptocurrency adoption in Mexico, emphasizing utility-driven development over speculation. The conversation also covers Maya's collaborative stance toward other cross-chain projects like Serai DEX and briefly touches on the upcoming Monerotopia conference in Mexico City. TIMESTAMPS: (00:01:00) Guest intro (00:02:35) Aaluxx introduces Maya Protocol and its mission (00:08:30) Monero discussion begins: cross-chain AMMs & current landscape (00:12:15) Social vs. technical hurdles for Monero integration (00:15:48) Maya tokenomics explained (Cacao & Maya tokens) (00:22:20) Architecture comparison: Maya/ThorChain vs. Serai (00:28:02) Aaluxx's crypto philosophy: utility over hype (00:33:45) Monerotopia venue and event discussion (00:35:32) Crypto adoption realities in Mexico (00:39:25) Inflation, cash usage, and economic context (00:42:24) Cash economy, banks, and leapfrogging to digital systems (00:44:59) UX-first crypto adoption strategy (00:48:45) Opportunity for crypto among the unbanked in Mexico (00:49:30) Closing remarks GUEST LINKS: https://x.com/aaluxxmyth Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayLocals:https://locals.com/thepathforward/feedRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/