Podcasts about LTC

People sometimes ask how I got involved in LTC insurance and how do I feel always talking about getting old or sick because it's so depressing. Here's how long term care and LTC insurance showed up in my life and why I am committted to stay. Review both current and projected costs of care where you live https://www.carescout.com/cost-of-care Please use 5% COLA for projections. If we think the caregiving industry's inflation will decrease going forward, we're fooling ourselves. Baby boomers are starting to turn 80 this year. The tsunami is here. Learn Medicaid rules in your state https://www.elderlawanswers.com/ The National Council on Aging is a great resource https://www.ncoa.org/ Schedule a 15 minute "Get to know you" call or zoom meeting today at https://calendly.com/diane-p4t/15min

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- Plzeňským Erazimem rezonuje v dnešní době velice oblíbené téma – děti a technologie; téměř na každé sebeřízené škole to dříve či později přijde na stůl. Erazimští se rozhodli mě pozvat na besedu, abych jim sdílel své zkušenosti a názory; a já jsem moc rád, že jsme si dobře popovídali. Krom tématu samotného jsme se dostali i obecněji ke strachu, jenž stojí za nápady technologie dětem omezovat; domnívám se, že zákazy technologií a čehokoliv jiného spolu souvisejí – a beseda skvěle ukazuje, jak jsou propojená a že se vlastně jedná o stejný princip aplikovaný na něco jiného. – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: Doug sits down with Joel Valenzuela to discuss the recently disclosed Zcash exploit and what it signals for the future of cryptocurrency security. Joel argues that advances in AI will make vulnerability discovery faster and more effective, forcing all crypto projects—including Monero—to rethink long-held security assumptions. The conversation examines how the Zcash team handled the exploit, the risks of hidden inflation bugs, and the unique challenges privacy-focused cryptocurrencies face when auditing supply and security. Doug and Joel also compare Monero and Zcash, discuss decentralized exchange infrastructure, privacy coin adoption, and the broader outlook for digital cash in an increasingly regulated and AI-driven world. TIMESTAMPS: (00:00:00) Intro, Sponsors & AI Security Concerns (00:04:37) Why the Zcash Exploit Matters (00:10:42) Could AI Find Similar Bugs in Monero? (00:19:08) Comparing Zcash and Litecoin's Inflation Bugs (00:25:35) Privacy Coin Security Tradeoffs (00:30:35) Thorchain's Security Culture & Recent Exploit (00:41:02) Why Monero Needs More Decentralized Exchanges (00:52:22) Dash's Shielded Pool Upgrade Explained (01:05:08) Living on Crypto & Lightning Network Experiences (01:17:41) Monero's Role in the Privacy Ecosystem (01:22:26) Full Chain Membership Proofs & Future Privacy Tech (01:33:52) Market Outlook for Monero, Zcash & Privacy Coins (01:40:26) Cypherpunk Week, Conferences & Community Updates (01:23:45) Final Thoughts & Outro GUEST LINKS: https://x.com/thedesertlynx Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

Ltc. (ret.) Karen Kwiatkowski discusses the controversial legislative section within the NDAA that would deeply integrate the Israeli military into the American defense acquisition and tech sectors. Kwiatkowski criticizes this as a method to fund foreign military interests without public debate while also warning about the erosion of free speech and the rise of the surveillance state. She examines the shifting dynamics of global power (e.g. Iran, Ukraine), arguing that the U.S. is in a period of imperial decline characterized by a hollowed-out economy and failing proxy wars. Additional topics include the dystopian future of robotic warfare and the use of AI for population control, yet she remains hopeful in the potential for resistance against state overreach.  Watch on BitChute / Brighteon / Rumble / Substack / YouTube *Support Geopolitics & Empire! Become a Member https://geopoliticsandempire.substack.com Donate https://geopoliticsandempire.com/donations Consult https://geopoliticsandempire.com/consultation **Listen Ad-Free for $4.99 a Month or $49.99 a Year! Apple Subscriptions https://podcasts.apple.com/us/podcast/geopolitics-empire/id1003465597 Supercast https://geopoliticsandempire.supercast.com ***Visit Our Affiliates & Sponsors! Above Phone https://abovephone.com/?above=geopolitics American Gold Exchange https://www.amergold.com/geopolitics Escape The Technocracy (15% off w/ GEOPOLITICS!) https://escapethetechnocracy.com/geopolitics Expat Money (FREE “Plan B” Report!) https://expatmoney.com/geopolitics PassVult https://passvult.com Sociatates Civis https://societates-civis.com StartMail https://www.startmail.com/partner/?ref=ngu4nzr Wise Wolf Gold https://www.wolfpack.gold/?ref=geopolitics Websites Substack https://karenkwiatkowski.substack.com X https://x.com/karen4the6th Lew Rockwell https://www.lewrockwell.com/author/karen-kwiatkowski Sam Adams https://samadamsaward.ch/karen-kwiatkowski Eisenhower Media Network https://eisenhowermedianetwork.org/staff/karen-kwiatkowski About Karen Kwiatkowski Karen Kwiatkowski, Ph.D., a retired USAF lieutenant colonel, farmer and aspiring anarcho-capitalist. She was a whistleblower prior to the second Iraq war in 2002, ran for Congress in Virginia’s 6th district in 2012, received the Sam Adams Associates for Integrity in Intelligence Award in 2018, is a Fellow at the Eisenhower Media Network, and an Associated Scholar of the Mises Institute. She also writes at karenkwiatkowski.substack.com. *Podcast intro music used with permission is from the song “The Queens Jig” by the fantastic “Musicke & Mirth” from their album “Music for Two Lyra Viols”: http://musicke-mirth.de/en/recordings.html (available on iTunes or Amazon)

LTC insurance claims are hard to get approved because so many claims are not actually long term care. When a claim is declined, the family becomes disgruntled and angry at the insurance company. Usually the problem is what the providers/doctors, facilities are reporting when filing the claim. LTC News reported over $15 billion was paid in claims in 2024. See the details at https://www.ltcnews.com/articles/rising-claims-growing-demand-long-term-care-insurance-key-retirement-plan AHIP (America's Health Insurance Plans) reports over $16 billion paid in 2024 and separates results by states at https://www.ahip.org/resources/long-term-care-insurance-coverage-state-to-state-2025 View current and projected costs of care where you live at https://www.carescout.com/cost-of-care Please be sure to use 5% cost of living increases to get a clear picture of future costs. Schedule time with me to learn more at https://calendly.com/diane-p4t/30min

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Karolína se mi ozvala s přáním probrat potenciální regulace AI; nebo to půjde bez nich? Je AI skutečně hrozbou? Nebo naopak funkčním pomocníkem? Případně obojí? A co s tím? Pomohou tentokrát státy? Nebo spíš uškodí jako obvykle? Ve Studiu Svobodného přístavu se budeme věnovat AI z hlediska svobody; velká témata (zejména hrozby) bývají využívána k centralizaci, což samozřejmě zajímá i Karolínu balancující na hranici etatismu a anarchismu (čím dál blíž k tomu druhému). – Karolína Kváš (https://karolinakvas.cz/); tarotová rebelka; spisovatelka; cestovatelka; antropoložka; bloggerka; tvůrkyně; koučka – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Reakce na pořady (zejména z veřejnoprávních médií) mě asi začínají docela bavit; navíc si o ně říkáte a dostávám k nim hodně pozitivní zpětnou vazbu, a tak jich asi budu dělat víc a víc. Tentokrát jsem se rozhodl okomentovat díl Pro a proti o filmu Pan Nikdo proti Putinovi. V rámci tohoto dílu nijak nekritizuji ČRo; zaujal mě však z mého pohledu až fanaticky protiruský narativ Adama Sybery – jeho komentář k (dle mého názoru skvělému) filmu shledávám hodně nenávistný, a tak jsem se rozhodl vytvořit určitou protiváhu (byť jeho diskusní oponentka Petra Procházková se této role zhostila neméně dobře). – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 -- Květnová přednáška z cyklu Anarchokapitalismus bude vlastně spíš dialog dvou lidí než přednáška. Z „Konference Svobodného přístavu 2026: Svoboda včera, dnes a zítra“ možná znáte Matěje Krejčiříka, jenž představil kolektivistický anarchismus; to se stalo v rámci jednoho (zatím nejspíš neúspěšnějšího) pokusu o propojení české individualistické a kolektivistické anarchistické scény. Tuto myšlenku v sobě nosím už dlouho, ale pokaždé, když jsem se ji pokusil realizovat, selhala; kolektivu z AC254 se to daří výrazně lépe, byť naše pokusy o hledání společné řeči stojí obě strany mnoho sil, přesto však pokračujeme. Rádi bychom část našeho dialogu vedli veřejně; snažíme se totiž propátrat rozdíly mezi nazíráním na svět, čemuž můžeme zajisté také pomoci – a to jak svými otázkami, tak i snahou o pochopení a porozumění. Prezentace: https://prednasky.urza.cz/ll/ – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

This week, we discuss the costs of dementia care vs. other long term care needs. Too many believe Medicare pays for care after age 65. Medicare may pay for up to 100 days if skilled care is also needed to help recovery from a hospitalization/procedure, and if you've been in the hosptal at least three nights. At age 80, 75% of people with Alzheimer's disease live in nursing homes while 4% of others at age 80 live there. Do you really want to spend down your assets to qualify fro Medicaid and be "put" in a nursing home where 75% of your peers have dementia? Here is a link to learn what it takes to qualify for Medicaid in your state https://www.elderlawanswers.com/ Here is a link to see current and future costs of care where you live (use 5% inflation growth to project future costs more accurately https://www.carescout.com/cost-of-care Then use the link below to schedule a brief call or zoom with me to learn if LTC insurance may be a good strategy you can use to protect yor family, savings and choices https://calendly.com/diane-p4t/30min If we agree it's a valuable option to consider, we'll schedule a longer meeting and get to work.

Former London Transit Commission Chair Stephanie Marentette on a great big, "I told you so" following a KPMG report about what to do and how to run things at the LTC.

Episode Summary Raymond Lavine is an extended care benefits advisor. He advises and designs long-term care benefits for families and LTC benefits for companies. Who's your ideal client and what's the biggest challenge they face? What are the common mistakes people make when trying to solve that problem? What is one valuable free action that our audience can implement that will help with that issue? What is one valuable free resource that you can direct people to that will help with that issue? What's the one question I should have asked you that would be of great value to our audience? When was the last time you experienced Goosebumps with your family and why? Get in touch with Raymond: Website, YouTube, Facebook Stakeholder Confidence Focus Turn board skepticism into enthusiastic alignment with the KAIROS assessment system. Book your 30-minute KAIROS Strategic Assessment (€147) and receive frameworks that build unwavering stakeholder trust in your strategic timing. Only 5 spots are available this week. https://www.uwedockhorn.com/research

This week on Bridge the Gap, Josh and Lucas sit down with Michael Bowden and Shae Portnoy of LTC REIT to explore how the company is redefining senior housing investment. Moving beyond the traditional “landlord” model, LTC is embracing a more collaborative, relationship-driven approach with operators The conversation dives into how LTC's shift has transformed their company culture, opened doors to best-in-class operators, and created a more dynamic, people-first investment strategy.Key Topics:Why relationships and trust are central to investment successBreaking the “landlord” stigma in senior housingAligning incentives between capital partners and operatorsThe importance of on-the-ground engagement with residentsHow LTC is curating a best-in-class portfolioMarket outlook for senior housing growth in 2026 and beyondCultural alignment as a key investment criterionThe role of operations in driving asset valueRecruiting new talent into the senior living industryMeet the Hosts:Josh Crisp: https://www.linkedin.com/in/joshcrispsocial/Lucas McCurdy: https://www.linkedin.com/in/lucasmccurdyseniorlivingfan/Connect with Our GuestsMichael Bowden: https://www.linkedin.com/in/michael-bowden-70592020 Shae Portnoy: https://www.linkedin.com/in/shaeportnoy Learn more about LTChttps://www.ltcreit.com/ Produced by Grit and Gravel Marketing.Become a sponsor of Bridge the Gap.

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode Douglas Tuman talks with Cryptocomicon about the long-term strategic case for Monero, especially in the context of growing stablecoin adoption, increasing surveillance in crypto, and the failures of transparent blockchains. Cryptocomicon argues that Monero's value proposition becomes stronger as governments and institutions push toward regulated digital money systems that normalize financial surveillance. They explore how Monero fits into the broader evolution of crypto, why transparent chains create structural problems for users, how stablecoins may unintentionally accelerate demand for private money, and why Monero remains uniquely positioned despite market narratives, exchange delistings, and VC-driven competition from projects like Zcash. TIMESTAMPS: (00:00:00) Transparent crypto becomes confiscatable (00:03:42) Bitcoin vs Monero as true private property (00:08:17) Economic instability, inflation & why privacy matters (00:13:28) FCMP rollout, stress testing & technical risk (00:20:41) AI-assisted hacking & security concerns (00:24:56) DEXs, liquidity problems & acquiring Monero (00:32:11) Scalability, Lightning-style systems & future usage (00:36:12) Quantum computing concerns & AI acceleration (00:37:58) Monero vs Zcash development philosophies (00:44:37) Centralized exchanges & government pressure (00:45:40) New view keys & exchange compliance tradeoffs (00:46:26) "How do we ensure Monero wins?" (00:47:19) Adoption trends & growing optimism around Monero (00:52:04) Railgun, Ethereum privacy & broader ecosystem discussion (00:57:18) Final thoughts & outro GUEST LINKS: https://x.com/cryptocomicon Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Robin Čumpelík mě pozval do svého podcastu Inovace Republiky, kde jsme se po natáčení zapovíali – říkal mi o svých zážitcích ze státní správy a z reálné politiky; a mně to přišlo jako moc dobré téma na rozhovor. Robin se poprvé rozhodl veřejně mluvit o všem, co v politice a státní správě zažil na vlastní kůži; povídání je to poněkud cynické, ale zato upřímné a pro mě potvrzující anarchistický (respektive anarchoagoristický) přístup. – Robin Čumpelík; tvůrce podcastu Inovace Republiky; bývalý koordinátor Inovační strategie ČR; bývalý krizový manažer komunikace na Ministerstvu průmyslu a obchodu ČR – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

As baby boomers reach age 80 this year, with the immigrant population in the US diminishing, and seeing the almost 80% turnover of employees in home care, assisted living and nursing home care, we are getting ever closer to the Silver Tsunami. Even today, we don't have enough licensed care givers to meet the need of our aging population. That's before we consider the massive need for geriatricians who provide medical treatment for the elderly. Our primary care physicians are reporting they don't feel comfortable diagnosing or addressing patient questions about dementia. And there are not enough specialists to manage this need. Those with LTC insurance that can be used to pay for care by anyone, licensed or not, are going to be able to help their families help them better and longer when an extended care need shows up. And I say this often - these long term care needs do just show up. We need to prepare for them today, while we're healthy enough to be approved for coverage. You can learn more through the Alzheimer's Association https://www.alz.org/ You can schedule a free consultation with me to start designing your plan here You can schedule a 15 minute "Get to Know You" meeting here

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Pavel Hájek mi napsal, že by rád probral nějaká témata související s tvorbou Svobodného přístavu; a jelikož se jednalo o věci, kterým se rád věnuju, s radostí jsem kývl, čehož ani zpětně nelituji (byť mám s takto vzniklých rozhovorů své obavy). Napřed jsme dlouho řešili (ne)respektující výchovu, potom chvíli monopoly a nakonec svobonou vůli a důsledky její (případné) (ne)existnce; myslím, že jsme šli hodně ho hloubky – rozhovor jsem si užil a doufám, že i pro Vás bude přínosný jako pro mě. – Pavel Hájek; sledující Svobodného přístavu; příznivec respektující výchovy; zastánce absence svobodné vůle – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- Kateřina Čápová se mi ozvala ze školy Drak se zájemem o besedu pro jejich průvodce a některé rodiče dětí; škola Drak se plně rozjela letos v září a potýká se s obvyklými problémy sebeřízených škol v začátcích, což byl důvod, proč si chtěli poslechnout, jak to děláme v Ježku. Mluvili jsme o spoustě témat, která nejspíš znáte z besed s Gabrielou; tentokrát se to lišilo tím, že jsem zdůrazňoval aspekty, o kterých od Katky vím, že se ve škole Drak řeší. V rámci zpětné vazby jsem se dozvěděl, že jim beseda pomohla; doufám, že snad pomůže i někomu jinému, kdo ji uvidí online. – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk Douglas Tuman speaks with privacy educator and activist Naomi Brockwell for a wide-ranging conversation on the accelerating surveillance economy, the state of digital privacy tools, and the growing political and cultural fight over financial and personal freedom. Naomi explains why privacy is fundamentally tied to human autonomy, why people underestimate the dangers of mass data collection, and how governments and corporations increasingly normalize invasive monitoring. The conversation also explores Naomi's work advocating for privacy rights legislation, the chilling effect of prosecuting open-source developers, and the importance of making privacy tools accessible to everyday users rather than just technical communities. TIMESTAMPS: (00:00) Intro + sponsors (03:00) Are privacy advocates winning or losing? (08:00) Government attacks on privacy developers (11:00) Naomi's Surveillance Accountability Act explained (16:00) The Fourth Amendment in the digital age (21:00) The “third-party doctrine” and mass surveillance (28:00) Financial surveillance + the Bank Secrecy Act (34:00) Why governments monitor financial transactions (38:00) Can anti-surveillance legislation realistically pass? (43:00) How people can pressure politicians on privacy (47:00) CBDCs, AI surveillance, and the growing panopticon (53:00) Why privacy is a nonpartisan issue (58:00) Prosecuting open-source privacy developers (01:09:00) Monero, Zcash, and privacy coin adoption (01:15:00) Why privacy requires layered tools and education (01:21:00) Monero's future and full-chain membership proofs (01:25:00) Zcash, Railgun, Ethereum privacy, and interoperability (01:31:00) Building a coalition for digital privacy rights (01:36:00) Why tech — not politics — ultimately preserves freedom (01:39:00) Final thoughts + outro GUEST LINKS: https://x.com/naomibrockwell Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- S podnikateliským UOL klubem v poslední době spolupracuji docela často (a rád); tentokrát mě jeho milá zakladatelka pozvala přednášet o tom, co by se stalo, kdyby podnikatelé neměli svobodu nakládat se svým majetkem, což mi přímo nahrálo na téma ekonomické kalkulace (a míry centralizace). Toto – bohužel opomínané – téma považuji za velice zásadní pro pochopení fungování světa kolem nás; prakticky všichni lidé spolu sice komunikují pomocí cen, nicméně drtivá většina z nich tento systém vůbec nechápe a nerozumí mu – což ničemu nevadí, dokud jej nezačnou zkoušet regulovat. – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Saru Polak našeně poslouchám dobrých osm let; z toho tak pět ji lákám do Studia, což se konečně podařilo – a já si ten rozhovor užil snad ještě víc, než jsem se na něj těšil (a moc mě potěšilo, že Sara zjevně taky). A co Vy? Řešili jsme svobodu, anarchii, ale přicházelo k nám tolik podnětů, že jsme se dotkli spousty dalších témat od vědy po víru; myslím, že Sara dokázala díky své multioborovosti vystoupit z mnoha (státem nastavovaných) paradigmat. – Sara Polak; anarchistka; hledačka pravdy; výzkumnice; antropoložka; techarcheoložka; popularizátorka umělé inteligence (ještě dřív, než to bylo cool) – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

You've heard the buzzwords: accident, critical illness, hospital indemnity... but what do they actually mean? And why are they becoming such a critical part of today's benefits strategy? As the workforce evolves, benefits are no longer just a line item -- they're a strategic lever for attracting talent, managing risk and supporting an aging population. By 2030, there will be more people 65+ than under 18, reshaping how employers think about life insurance, long-term care and financial protection. In this episode, we're joined by MB Supplemental and Executive Risk Solutions Consultant, Kristi Winters to break down how supplemental benefits are evolving amid rising costs, limited carrier options and increasing employee need. From the decline of traditional group LTC to the rise of hybrid solutions and voluntary benefits, we unpack what employers and employees need to know now. Tune in to learn how benefits are changing -- and what it means for the future.

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, Justin Berman breaks down Monero's upcoming FCMP++ upgrade and why it could be a major leap forward for on-chain privacy. The discussion explores how Full Chain Membership Proofs improve anonymity, the purpose of the newly launched stressnet, and the engineering challenges behind deploying advanced cryptography at scale. Justin explains why the upgrade matters for long-term fungibility and resistance to blockchain analysis. The episode also explores the broader future of privacy-preserving cryptocurrency development. TIMESTAMPS: (00:00:00) Intro / Justin joins the show (00:03:00) Monero contributors, Tevador & Workshares (00:10:00) Mining attacks, Cubic & network security (00:16:00) Zcash comparison & Monero philosophy (00:25:00) View keys controversy & wallet privacy (00:42:00) Hardware wallets, multisig & exchange concerns (00:55:00) Serai DEX & Thorchain integration (01:03:00) FCMPs explained & Monero scaling (01:13:00) Stressnet testing & rollout progress (01:29:00) What FCMP deployment means for users (01:43:00) Wallet syncs, lock times & reorg protection (01:57:00) Proof-of-Stake ideas & privacy attacks (02:10:00) FCMP privacy benefits vs Zcash (02:18:00) Monero roadmap, Cuprate & ecosystem growth (02:23:00) Post-quantum Monero discussion (02:37:00) Final thoughts & outro GUEST LINKS: https://x.com/justinberman95 Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- Ježkův jam je (asi trochu kulturní) akce pro veřejnost, v rámci které může kdokoli přijít pobýt do Ježka bez klece, seznámit se s námi, užít si různá vystoupení či nakoupit od děcek nejrůznější (převážně) ručně dělané výrobky nebo pochutiny (jídla tam bývá pokaždé požehnaně). Tentokrát jsem se rozhodl uspořádat besedu o anarchii, kterou jsem ovšem z kapacitních důvodů moc nepropagoval, přesto na ni přišlo dost lidí; bavili jsme se o tom, co pro nás anarchie znamná, jakou pověst má ve společnosti, čeho se lidi bojí a proč tomu tak je. Zabývali jsme se i cestou ke svobodě… – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- Děcka v komunitní škole DobroDruzi se začala zajímat o kryptoměny, a tak mě jejich průvodci pozvali, abych s nimi na toto téma pobesedoval; jejich zájem mi udělal radost a já jim snad předal nějaké užitečné znalosti (nejen o kryptoměnách, ale i něco ze svého anarchistického pohledu na svět). Bavili jsme se hlavně o Bitcoinu, jeho fungování, principech těžby, 51% útoku a dalších (základních) tématech; dotkli jsme se také jiných kryptoměn, především mého oblíbeného Monera. Nakonec se řeč stočila k akcím #ne_poslušnosti; ostatně na jednu z nich jsem hned po besedě odjížděl. – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Honza je můj dlouholetý kamarád, kterého jste mohli vidět nejen ve Studiu, ale také na „Konferenci Svobodného přístavu 2024: Technologie včera, dnes a zítra“; a jelikož Vaše ohlasy byly velice kladné, vystoupí v květnovém livestreamu. Budeme se zabývat systémovými problémy (světa a) státu, na než Honza nazírá pohledem architekta (nejen softwarových systémů); to není jen jeho práce, ale především způsob vidění světa, který tvoří pro tuto práci předpoklady. – Honza „Skalda“ Skalický; anarchokapitalista; libertarián; technolog; softwarový architekt; autor knihy Bitcoin a jiné kryptopeníze budoucnosti – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Jana z Jelenice je maminka dvou dětí z Ježka – mé blízké kamarádky Jotky a jejího bratra Jordána; oběma (doopravdy) důvěřuje a přistupuje k nim naprosto respektujícím způsobem a nezasahuje do jejich svobody (zdaleka nejen) používat technologie, jak uznají za vhodné. Tento rozhovor vznikl jako protipól k neustálému volání po zákazech telefonů, sociálních sítí a dalších technologií dětem (typicky pod 16 let, ale někdy i méně); rád bych normalizoval i opačný přístup, tedy důvěru v to, že děti si o svých životech dokáží rozhodovat sami. – Jana Laštovičková z Jelenice; svobodná sebeřízená žena a matka – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 -- Dubnová přednáška z cyklu Anarchokapitalismus bude mít trochu jiný formát než obvykle; rád bych s Vámi diskutoval Vaše témata. Nebudou to však typicky rychlé otázky a odpovědi, spíše dialogy na přání; témata můžete přinášet za příspěvky na knihu nebo přes aplikaci Slido, čímž zajistíme, že nebudou mluvit jen ti nejhlasitější. O vybraném námětu se mnou bude mít primární možnost mluvit ten, kdo s ním přijde; nebude-li to pro dotyčného komfortní, může si vybrat libovolného zástupce, případně vyslovit přání, abych danou problematiku okomentoval pouze já sám. Změny či upřesnění těchto pravidel si můžeme společně dohodnout na místě, případně i předem; budu rád za každou připomínku. Vzhledem k povaze akce považuji za pravděpodobné, že by se mohla protáhnout do pozdních nočních hodin; doufám, že společně strávíme příjemný a obohacující čas pro nás všechny. Děkuji! Prezentace: https://prednasky.urza.cz/ll/ – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

1016. Are you concerned about affording the future cost of long-term care (LTC), especially with inflation and rising healthcare costs? Laura answers a listener's question about buying LTC insurance or investing for retirement. You'll learn how different LTC products and services work and their pros and cons for those with different budgets and goals.Key takeaways: Traditional long-term care insurance is best for people in relatively good health with sufficient assets and retirement savings to protect, but you don't get payments back if you never need covered care.Various hybrid products, such as life insurance and annuities, can include LTC benefits and accrue value you can pass to your heirs, but at a higher cost than traditional LTC insurance.Using personal savings or home equity may be an option to pay for LTC if you have a high net worth and are comfortable self-insuring.Medicaid is the largest single payer of nursing home care in the U.S. for those with low assets, such as a net worth below $2,000, or other eligibility requirements.Veterans may be eligible for specific LTC benefits that provide a monthly stipend for care at home or in a facility.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308 with your question or comment! Hosted on Acast. See acast.com/privacy for more information.

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 -- Březnová přednáška z cyklu Anarchokapitalismus se bude konat dva dny po stých narozeninách zesnulého Murrayho Newtona Rothbarda; a proto jsem se mu ji rozhodl věnovat. Jelikož v únoru a dubnu se chci věnovat spíše osobním svobodám a anarchistickým myšlenkám, březen bych rád zasvětil ekonomii; konkrétně se podíváme na velké přínosy rakouské ekonomické školy celé ekonomické vědě – některé tyto poznatky dnes tvoří základ mainstreamového poznání, jiné (byť dle mého názoru také pravdivé) se takovému přijetí netěší. Krom vysvětlování teorie mám v úmyslu také ukazovat praktické aplikace poznání rakouských ekonomů; ti jsou sice dávno mrtví, občas bohužel i přehlížení, nicméně z jejich vědění čerpá ekonomická věda dodnes. Na přednášce se navíc pokusím ukázat, že jejich objevy dopadají i do našich každodenních životů; a ty můžeme jejich plným pochopením a praktickou aplikací zlepšit. Prezentace: https://prednasky.urza.cz/ll/ – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

In today's episode we break down what every family needs to know about long-term care (LTC ) insurance today. We reveal the startling cost of nursing home care which is averaging nearly $9,000 a month in 2026. We also explain how insurance can protect your assets from this astronomical expense. You'll discover the crucial questions to ask about policy types, affordability, health qualifications, and when to get coverage which is saving you thousands in premiums if you act early. Whether you're in your 30s or your 60s, this episode is a masterclass in being proactive, not reactive, about aging and asset protection.Follow host King Jewelz as he interviews financial influencers and entrepreneurs on financial education and budget tips to help singles and married couples break cycles of living paycheck-to-paycheck, so they can begin a new legacy of financial freedom for future generations.Today's episode has been sponsored by: Join our debt freedom community of singles and married couples who are achieving financial freedom by "smart tracking" their finances monthly. You can become one of our "Smart Jewelz"  by subscribing and registering for our Smart Financial Jewelz program today! Smart Financial Jewelz⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/financial-freedom-begins-now⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Jewelz Network Join our network for entrepreneurs, professionals and content creators to go on customized creator retreats, summits and trips along with checking out our media essential services with the link in the below⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/start-podcast-now⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Today's episode has been powered by: StreamYard

Course Links:NC Scout RTO: https://brushbeater.store/products/rto-3-day-course-12-14-june-2026-montana?sca_ref=4405804.z7Z4UMPocdTW: www.tactical-wisdom.com/trainingK: https://combatstudiesgroup.blogspot.com/2025/12/courses-for-winterspring-2026.htmlMountain Readiness: https://www.mountainreadiness.com/?ref=WISDOM5One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Youtube: https://www.youtube.com/@ThePathForwardLTCHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Jakub Merc napsal zajímavou esej o objektivismu pro Mises.cz; v rámci korektury jsme se dohodli, že bychom toto téma mohli více do hloubky rozebrat ve Studiu Svobodného přístavu, kde se snažím objektivismus už nějakou dobu představovat (a zatím to nejde tak dobře, jak bych si přál). Myslím, že s Jakubem jsme se dostali v debatě dál než s většinou ostatních objektivistů; pořád sice existují témata, na kterých jsme se moc neshodli, nicméně se domnívám, že toto video představuje danou filozofii docela dobře (a přehledně) i pro ty, kdo o ní doposud vůbec neslyšeli. – Jakub Merc; objektivista; politik – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Hans and Robby are back again this week with a brand new episode! This week, they discuss traditional LTC insurance vs. hybrid life/LTC insurance. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk with Douglas Tuman, Sebastian Perez shares his journey from Brazil to Canada and how his experiences shaped his views on cryptocurrency. He discusses how economic instability and the widespread use of Brazil's Pix payment system have raised serious concerns about financial privacy. These challenges have led many, including Sebastian, to explore privacy-focused alternatives like Monero. The conversation highlights how real-world conditions are driving growing interest in private digital money. TIMESTAMPS: (00:02:45) – Sebastian's Background: Brazil to Canada journey (00:06:10) – First exposure to Bitcoin & crypto (00:10:05) – Brazil's economy & need for alternatives (00:14:20) – How Pix payment system works (00:18:30) – Privacy trade-offs in digital payment systems (00:22:40) – Real-world surveillance & financial control examples (00:27:15) – Why privacy started to matter more (00:31:50) – Discovering Monero (00:36:10) – Key differences: Monero vs Bitcoin (00:40:25) – Everyday use cases for private transactions (00:44:30) – Barriers to adoption & public perception (00:48:15) – Broader implications: censorship & financial freedom (00:52:40) – Future outlook for privacy-focused crypto (00:56:30) – Final thoughts GUEST LINKS: https://x.com/sebp888 Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Youtube: https://www.youtube.com/@ThePathForwardLTCHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk Douglas Tuman discusses the long-anticipated integration of Monero into Thorchain and why, Boone a Thorchain contributor, believes it's a major milestone for decentralized finance. He explains how enabling native, cross-chain swaps with Monero could significantly improve privacy and liquidity in the crypto ecosystem. The conversation highlights both the technical challenges and the philosophical importance of preserving financial privacy as a critical step toward more censorship-resistant infrastructure. TIMESTAMPS: Coming soon! GUEST LINKS: https://x.com/boonew Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Youtube: https://www.youtube.com/@ThePathForwardLTCHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Professionals in geriatrics and gerontology define "elderly" and "advanced age" as 65 and older and those with chronic needs. It's hard to believe I'm almost elderly?!? The fact that there are professional specialties and new Ai tools, websites, apps and software programs focusing on this enormous age group should indicate to us younger than 60 to prepare for those days ahead of us. There are people and tools available to help as we age, and we should never be embarrassed to ask for help when we need it. Here are several helpful links you can use: America Association for LTC Insurance https://www.aaltci.org/ Phyllis Shelton's LTC website full of valuable info https://gotltci.com/ Certification for LTC https://www.ltc-cltc.com/ Elder Law Answers about law and Medicaid https://www.elderlawanswers.com/ Help and guidance for caregivers https://www.elderlawanswers.com/ Help filing LTC claims https://www.amadaseniorcare.com/ Alzheimer's Association https://www.alz.org/ National Council on Aging https://www.ncoa.org/ Companion Robot for seniors https://elliq.com/ View current and projected costs of care where you live https://www.carescout.com/cost-of-care Schedule a phone or zoom meeting to start designing your plan today https://calendly.com/diane-p4t/30min

Mastering LTC Pharmacy Billing Complexity Derek Taylor, PharmD, Senior Director of Pharmacy Client Services, breaks down the real-world complexity behind LTC pharmacy billing and why it demands a more tailored operational approach. From residents entering and exiting nursing facilities to shifts in coverage and payment classification, even small changes in patient circumstances can create significant downstream billing challenges. The discussion will explore where LTC pharmacy organizations typically encounter friction, what makes these workflows difficult to standardize, and how better process discipline, smarter technology support, and specialized expertise can help reduce billing errors, accelerate reimbursement, and strengthen overall revenue cycle performance. Attendees will leave with a clearer understanding of the billing dynamics unique to long term care pharmacy and what it takes to manage them more effectively at scale. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, Douglas Tuman and Diego Salazar dive into the challenges and philosophy behind developing Monero, focusing on the careful, methodical approach required for major upgrades like FCMP. He discusses why privacy-focused systems demand patience, how the community navigates expectations, and what it takes to ensure long-term security and reliability in one of the most respected privacy cryptocurrencies. TIMESTAMPS: 00:02:00 Monerotopia Recap & Conference Highlights 00:10:00 Freedom Tech & Community Culture 00:16:30 FCMP Introduction (Main Topic) 00:24:00 FCMP Deep Dive & Development Progress 00:33:00 Implementation Challenges & Documentation 00:38:00 AI Discussion Begins 00:45:00 AI in Coding & Security Risks 00:55:00 AI's Impact on Crypto & Privacy 01:08:00 Monero Privacy in an AI World 01:16:00 Quantum Computing & Future Threats 01:28:00 Monero Community & Ecosystem 01:36:00 Development Priorities & Tools 01:45:00 Final Thoughts + Outro GUEST LINKS: https://x.com/thatonesalazar Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Youtube: https://www.youtube.com/@ThePathForwardLTCHow to find me:

@Ltc_steven_mur on Twitter

@LTC Steven Murray on Telegram

@LTC Steven Murray on Truth SocialSubstack
https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

A client with whom I've maintained a relationship for over a decade was almost talked into buying a new LTC plan earlier this year. I'm glad she called me to ask for help! I researched her risk and offered a very similar plan with significantly lower rates. Research is the key to finding the best plans for your family. When you are offered a quote for LTC insurance, ask the person quoting you how many companies they represent and how many LTC applications they submit on average each year. LTC planning is too important to leave to amatures! View current and projected costs of care where you live and where you plan to retire at https://www.carescout.com/cost-of-care Then schedule a phone or zoom meeting to start designing your plan here

Denver office investing in 2026 is drawing serious contrarian attention — and the numbers explain why. Class A buildings in the Denver Tech Center are trading at 30 to 50 cents on their last sale price. Some are selling for 65 dollars a square foot while replacement cost runs 500 dollars or more. For investors who remember multifamily in 2011, the setup looks familiar. Matt Ritter co-founded Pinnacle Real Estate in 2006. Today, Pinnacle Real Estate has 50 brokers and 25 staff and is one of Colorado’s largest locally owned commercial brokerages. He also co-founded Knightbridge Capital, where he and partner Rick Yoshimoto have been actively acquiring distressed Class A office in the Denver Tech Center while most investors won’t touch the asset class. In this episode, Chris Lopez and Paul DeSalvo sit down with Matt to break down the office thesis, what’s happening in multifamily, retail, and industrial, and what 25 years in Colorado CRE has taught him about investing at the bottom. In This Episode: Why the floor may already be in for Denver office and what that means for buyers Buying at 11 to 13% cap rates with 65% LTC bank financing at 6.5% Target returns: 8-9% cash on cash quarterly and 20% net IRR The 400 Inverness deal: 92% occupied at acquisition with 6+ years of weighted average lease term How spec suites are driving leasing velocity in today’s market Retail, industrial, and multifamily: where each asset class stands right now Why suburban multifamily is outperforming central Denver What Colorado’s legislative climate is doing to institutional investor interest nationwide First Bank’s acquisition by PNC and what it means for CRE lending in Colorado Watch the Youtube Video https://youtu.be/ReoHF8ICc5w Timestamps 00:00 — Welcome & Guest Intro — Matt Ritter, Pinnacle Real Estate and Knightbridge  02:33 — How Pinnacle Grew to 50 Brokers in 20 Years  06:03 — Paul DeSalvo’s First Multifamily Deal with Matt (2011)  13:30 — 1031 Exchange Compounding: How Paul Scaled Deal by Deal  10:24— Colorado Commercial Market Breakdown: Retail, Industrial, and Cap Rate Shifts  17:36— Why Matt Started Buying Denver Office in 2021  18:32— The Thesis: One Third of Office Has Terminal Cancer  20:21— Buying Class A Buildings at 65 Dollars a Foot in the DTC  26:40 — 400 Inverness Breakdown: 92% Occupied, 11.5 Cap at Acquisition 28:45— Investor Returns: 8-9% Cash on Cash and 20% Net IRR Target  29:24 — Multifamily Market Analysis: Where Prices Are Heading  32:00— Suburban vs Central Denver: Which Submarkets Are Holding Up  37:40 — Spec Suites and Why Tenant Demand Is Stronger Than Expected  42:12 — Colorado’s Legislative Climate and What It’s Doing to Investor Interest  45:00 — Stadium Developments and Reasons to Be Hopeful About Denver  47:03 — First Bank’s Sale to PNC and What It Means for CRE Lending  52:13 — Closing Advice from 25 Years in Colorado Real Estate Links in Podcast Pinnacle Real Estate Knightbridge Matt Ritter on LinkedIn Matt’s direct line: 303-960-8033 NMHC — National Multifamily Housing Council

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Youtube: https://www.youtube.com/@ThePathForwardLTCHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Long term care pharmacy billing is uniquely complex, shaped by changing patient status, payer transitions, and facility-specific requirements that do not exist in other pharmacy settings. In this episode, Derek Taylor, PharmD, explores the billing challenges that define LTC pharmacy operations and shares practical strategies for improving accuracy, efficiency, and financial performance.Brought to you by www.infinx.com

How to Find Matt's work :Book: https://a.co/d/06tzHBKJMy son's blog: MaximSmith.comand book's substack: ThePreparation.com12:07 PMOne Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Youtube:https://www.youtube.com/@ThePathForwardLTCHow to find me:@Ltc_steven_mur on Twitter@LTC Steven Murray on Telegram@LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

One Team One Fight (1T1F)Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/Locals:https://locals.com/thepathforward/feedHow to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

The war in Iran has exposed the war machine that the United States diplomacy and economy thrives on. The question of Presidential authority to declare was is central to this. Brad Miller, West Point graduate, former LTC and Battalion Commander of the 101st Rakkasans provides perspective and important understanding in a time of division and distrust.  #BardsFM #BradMiller #IranWar Bards Nation Health Store: www.bardsnationhealth.com EnviroKlenz Air Purification, promo code BARDS to save 10%: www.enviroklenz.com EMPShield protect your vehicles and home. Promo code BARDS: Click here MYPillow promo code: BARDS >> Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  White Oak Pastures Grassfed Meats, Get $20 off any order $150 or more. Promo Code BARDS: www.whiteoakpastures.com/BARDS BardsFM CAP, Celebrating 50 Million Downloads: https://ambitiousfaith.net Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com Windblown Media 20% Discount with promo code BARDS: windblownmedia.com Founders Bible 20% discount code: BARDS >>> TheFoundersBible.com Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here EMF Solutions to keep your home safe: https://www.emfsol.com/?aff=bards Treadlite Broadforks...best garden tool EVER. Promo code BARDS26: TreadliteBroadforks.com No Knot Today Natural Skin Products: NoKnotToday.com Health, Nutrition and Detox Consulting: HealthIsLocal.com Destination Real Food Book on Amazon: click here Images In Bloom Soaps and Things: ImagesInBloom.com Angeline Design: AngelineDesign.com DONATE: Click here Mailing Address: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479  

In this episode, Matt Mendrano from “Dynamo” joins the show to reveal the #1 mistake wholesalers make that kills their deals. Learn why "leaving meat on the bone" is crucial for your buyers, how to leverage hard money lenders as free local mentors, and the ins and outs of asset-based lending.Tune in to level up your real estate game and build bulletproof relationships with private lenders! Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode (1:03) Using hard money lenders to find cash buyers (1:47) The tiers of wholesaling and why you must "leave meat on the bone" (3:46) What is "loan to own" sharking and how to avoid it (5:32) Why local hard money lenders are your best free mentors (8:06) Busting the biggest myths about private lending (11:55) Explaining asset-based lending in simple terms (13:58) Understanding loan-to-cost (LTC) and 100% financing (16:00) Creative financing: Deferred payments and rolling interest (27:18) The importance of actually having the ability to close (29:12) The "15-yard line" strategy for real estate success----------Resources:DynamoLima One CapitalLendingOneRealtor.comTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

This podcast discussion with Paul Shelton zeroes in on a pivotal shift underway in community pharmacy: the expansion of Long-Term Care at Home (LTC@Home) as both a care model and a sustainable business opportunity. Shelton frames LTC@Home not as a reinvention of pharmacy practice, but as a formalization and monetization of services pharmacies are already delivering—medication synchronization, adherence packaging, clinical oversight, caregiver support, and coordination with providers. The core issue isn't capability—it's structure and reimbursement. Many community pharmacies are بالفعل functioning as LTC providers informally, but without the regulatory designation and billing pathways that unlock consistent revenue. A major theme in the conversation is conversion strategy. Shelton discusses how pharmacies can transition into LTC@Home providers by aligning operations with compliance standards, documentation requirements, and payer expectations. This includes setting up the right workflows, leveraging technology for med management and reporting, and ensuring staff are trained to operate within an LTC framework. Importantly, these conversions are not out of reach—they are highly achievable with the right guidance, and they allow pharmacies to immediately begin capturing value for existing services. The financial upside is significant. LTC@Home opens access to enhanced reimbursement models, service-based payments, and stronger payer relationships, especially within Medicare Advantage and managed care environments. Shelton emphasizes that pharmacies are leaving money on the table by not formalizing these services—and that LTC@Home is a direct path to correcting that. Strategically, this model positions community pharmacy at the center of aging-in-place healthcare, one of the fastest-growing segments in the industry. As more patients remain in their homes rather than institutional settings, pharmacies that adapt to LTC@Home will become essential care hubs—supporting not just medication dispensing, but ongoing clinical and logistical care. The takeaway is clear: LTC Pharmacy at Home is not just an opportunity—it's a directional shift for the profession. Pharmacies that move early can differentiate, stabilize revenue, and deepen their role in patient care, while those that delay risk being left behind as the model becomes standard.