Podcasts about LTC

In part one of our special three-part series, join host Todd Eury as he takes you inside the 2025 FrameworkLTC Innovation Conference. Recorded live on-site, this episode features conversations with long-term care (LTC) pharmacy leaders, partner exhibitors, and members of the SoftWriters team. Hear firsthand insights and success stories that highlight innovation, collaboration, and the future of LTC pharmacy.

Hyperthyroidism, though less common than hypothyroidism in elderly populations, poses unique challenges in long-term care (LTC) settings. In older adults, symptoms can be subtle or atypical—manifesting as unexplained weight loss, anxiety, atrial fibrillation, or cognitive decline, which may be mistaken for normal aging or other chronic conditions.   In LTC facilities, where polypharmacy and comorbidities are prevalent, the role of the pharmacist consultant is critical in identifying potential signs of hyperthyroidism, reviewing lab results, and ensuring appropriate medication management.   While levothyroxine is a standard therapy for hypothyroidism, its use in LTC requires close monitoring, especially to avoid overtreatment that can mimic or induce hyperthyroid symptoms.   Pharmacist consultants play a key role in evaluating levothyroxine dosing—considering factors like renal function, drug interactions (e.g., calcium, iron supplements), and changes in patient weight or dietary habits. In cases where hyperthyroidism is present or suspected, pharmacists assist in monitoring antithyroid medications such as methimazole or managing transitions after radioactive iodine therapy or surgery.   Their involvement ensures thyroid function is properly assessed, doses are adjusted appropriately, and adverse events—like fractures or cardiovascular risks from overtreatment—are minimized.

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, host Douglas Tuman interviews Monero developer Jeffro256. They dive into Monero's upcoming Carrot protocol upgrade and Full Chain Membership Proofs (FCMP++), two major advancements in privacy and security. Jeff shares his path into Monero, from early mining experiments in 2017 to contributing as a developer. He explains how Carrot fixes vulnerabilities like the burning bug and Janus attack, while adding features such as outgoing view keys and offline address generation. The conversation then shifts to FCMP++, with a stress test network launching soon. This upgrade will expand Monero's anonymity set from 16 to around 150 million—an unprecedented leap in privacy. They also cover Monero's response to recent Qubic mining attacks, Tevador's “publish or perish” proposal, comparisons with other privacy coins like Zcash, and future directions including quantum resistance and confidential assets. TIMESTAMPS: Coming soon! GUEST LINKS: Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

This week, we look at premiums of traditional, stand-alone LTC plans.  Diane shares a plan that her clients designed 10 years ago when they were 49 and compares that to the same plan for a 49 year old couple today, a 59 year old couple today and a 69 year old couple today. Listen and learn how both premiums and benefits at each age (and time) differ.   You'll be surprised when learning the total premiums paid at 49 and 69, and more importantly, the difference in benefits availabe at age 79 for each plan. View current and projected costs of care where you live   Be sure to use a 5% cost of living rate as that's the average cost of care increase over the last 30 years. Schedule a phone or zoom meeting with me to start designing your plan Let's wotk together so you and your favorite people are prepared for tomorrow!

【本集節目資訊由衛生福利部長照司提供】

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

If you're 65 or older, there's a 70% chance you will need long-term care at some point in your life. Without preparation, long-term care can be a financial burden and source of stress for you and your loved ones. Thankfully, long-term care insurance can create financial security, improve your quality of life, and more. Hear an insurance professional explain everything you should know about long-term care insurance. We're covering why you should have a policy, when to get one, what happens if you don't have it, what it covers, how to find the right plan for you and your loved ones, and more. The Ohio Masonic Communities' Here to Help guides cover everything from what Alzheimer's is to what senior living community and contract types exist and more. You can access your free copy of the guides by visiting omcoh.org/sltguide.

Insights into the past, present and future of the crypto industry with Charlie Lee. Follow the podcast ⁠⁠⁠here⁠⁠⁠. Litecoin creator Charlie Lee joins "CoinDesk Spotlight" to break down the roles of bitcoin and Litecoin in the cryptocurrency and broader financial industry. Plus, the journey from being an early gold bug to buying bitcoin at its 2011 peak, his core philosophy of Litecoin being "silver" to bitcoin's gold, and why he sold all of his LTC holdings in 2017. - This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes. - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - This episode was hosted by Jennifer Sanasie. “CoinDesk Spotlight” is produced by Sam Ewen, Jennifer Sanasie, Taylor Fleming and Victor Chen.

Send us a textWelcome to Safe Dividend Investing's Podcast 241- (27 September 2025) Ian Duncan MacDonald has started to write another investment book on stocks traded on the New York Stock Exchange and the NASDAQ. It will be called  “2025 Edition – America's 200 Strongest High Dividend Stocks – Analyzed and Scored”. It is being written for investors who fear making investing in individual stocks because they fear losing the savings,  they may have spent a lifetime accumulating.Ian's books always show investors  an easy, safe way to pick financially strong companies who pay high dividends . Stocks that can provide a generous, reliable, growing income while also increasing the value of their portfolio. Unlike mutual funds and other investment vehicles where investors have no control over their investment, self-directed investors who create a manageable portfolio of 20 stocks from the 200 analyzed and scored stocks will know exactly what they are  invested in and why they chose each stock for their portfolio. Ian is inviting those wanting to gain self-confidence in self directed investing to follow along in his podcasts over the next few months as he scores and analyzes a sampling of financially strong, high dividend stocks from his new book. You may want to refer to the written transcript that accompanies each podcast. Today he is scoring, comparing and analyzing; (1) LTC Properties Inc  (stock symbol LTC) (2) LXP Industrial Trust (stock symbol LXP )(3) LyondellBassel Industries NV (stock symbol (LYB )For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 241 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Ian Duncan MacDonald Author and Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why inflation and interest-rate cycles look scarier in headlines than they are for long-term investors—zooming out from Volcker to near-zero rates to today to show how markets normalize. They turn that history into action: how to position cash and bonds as rates shift, match time horizons to risk, and avoid headline chasing. Plus, the Social Security number that really matters (your FRA), a candid long-term-care playbook (insurance vs. self-funding and family coordination), and Ask the Advisor on LTC costs, cyber fraud basics, trusts vs. PODs, and Roth vs. pre-tax 401(k).

The podcast is making its second visit to North Carolina. UIAAA Connection #247 – Deran Coe, CMAA, Director of Athletics – Wake County School System, is now available. Deran grew up in Western Pennsylvania in an athleticfamily, guided by a father who coached. He competed in many sports before attending Clarion University, where his leadership path continued to develop. Now serving as district athletic director, he oversees 26 high schools and 36middle schools. Deran chairs LTC 709 for the NIAAA, and coordinates LTI efforts for North Carolina. He offers a unique perspective on failure, describing it as the “first attempt in learning.” His advice: get involved at the state level, find a trusted mentor, and avoid carrying tough decisions too heavily. This podcast is also available on Amazon Music, Apple Podcasts, Breaker, Castbox, Google Podcasts, iHeartRadio, Overcast, Pocket Casts, RadioPublic, Spotify,Stitcher, and YouTube.

This week, Diane compares 10 year hybrid Life/LTC plans with 10 year paid up funding for a couple age 50, age 60, and age 70 to share why it's so much better for everyone when we plan early. Even though we don't want to think about it, at age 50, we need to consider what our 70 year old self, our 80 year old self and even our 90 year old self may be like and what kind of help we may need. Genuinely see the older people around you - your family, people at the grocery store, people walking out to their mailbox to get the mail.  Are they moving more slowly or unbalanced as compared to how they may have been able to move around 10, 20 or 30 years ago? Why would we really think we'll be different? By starting at age 50 onstead of 60, you could save hundreds of thousands of dollars in premiums over your lifetime, get your policies paid in full before you retire and then have 10 times what you paid in premiums to pay for care needs wherever you and your family and doctor sees as the best and safest place for you to live and get help living. You'll know you have a plan for when things don't go as planned. View current and projected costs od care where you live  and remember to use a 5% cost of living adjustment when considering future costs as that is the average rate of inflation on LTC services. Schedule a phome or zoom meetign to start designing your plan

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of MoneroTalk Douglas Tuman sits down with Monero Matteo for a discussion on Monero and its future. Matteo shares why he seldom does interviews, his work as an accountant specializing in Monero, and the challenges of helping businesses adopt privacy-focused tools. They dive into Monero's potential for decentralized capital markets, business-friendly features like view keys and transaction tagging, and hurdles such as accessibility and accounting integration. The discussion also explores Monero's philosophy—privacy as resistance to surveillance, the role of proof-of-work, and the community's “big tent” culture. The episode closes with reflections on freedom, ethics, and Monero's role in protecting human autonomy. TIMESTAMPS: (00:01:08) Intro and Matteo's Current Activities in Alaska (00:06:35) Matteo as the "Monero Accountant" and Client Misconceptions (00:09:32) Exciting Developments in Monero Technology (00:14:36) Accounting Challenges with Monero and Potential Solutions (00:38:30) Barriers to Monero Adoption (00:54:26) The Cultural Aspects of Monero and Its Community (01:02:31) Ethical Use Cases and Presentation of Monero (01:08:02) Philosophical Implications of Privacy and Freedom (01:14:16) Technology, Humanity, and Monero's Future GUEST LINKS: https://x.com/@moneromatteo Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Před volbami se mi začínají ozývat někteří politici s přáním podebatovat ve Studiu; jedním z nich byl Ctirad Musil, předseda strany Moravané (toho času na kandidátce hnutí Stačilo!), jenž mě zaujal zejména tématem účasti či neúčasti u voleb – o tom rád přemýšlím. Krom toho jsme probrali program Moravanů a Stačilo!; když jsem jej studoval, připadal mi nekonzistentní, na což jsem se hosta doptával, nicméně v jeho odpovědích spatřuji spíše než vysvětlení ještě další nekonzistence – nicméně posuďte sami, třeba Vám budou dávat smysl. – Ctirad Musil; předseda strany Moravané; kandidát za hnutí Stačilo! – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Martin Cikán z Koruny České se mi ozval se zájmem natočit předvolební rozhovor; jelikož mě Koruna Česká už nějakou dobu do jisté míry zajímá, nastudoval jsem si jejich program (jenž v nějakých oblastech není až tak strašný) a kývl na to. Průběh rozhovoru mě vlastně dost překvapil; určité nekonzistence jsem očekával (jelikož vyplývají z programu), ale jejich míra a (ne)vysvětlení byla výrazně vyšší, než jsem si uměl představit. Na druhou stranu asi žádný politik ještě ve Studiu nepřipustil, že do programu píši i prázdné fráze. – Martin Cikán; mluvčí Koruny České; monarchista; kandidát do poslanecké sněmovny – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Raymond Lavine is a principal at Lavine LTC Benefits, specializing in long-term care insurance benefits for individuals, families, and businesses. He has appeared on television, featuring on Moving America Forward. He has also been a guest on numerous podcasts, discussing topics related to long-term care insurance and other financial matters. Raymond achieved Amazon Best-Seller Status "Empathy and Understanding In Business" alongside acclaimed author Chris Voss.https://www.seniorcareauthority.com/resources/boomers-today/Learn when you may need caregiving services and how much caregiving will costhttps://tinyurl.com/33bxe9hnhttps://app.joinwaterlily.com/prod/api/public/intro-intake-form/umm3-74y?should_send_client_email=true

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Tim pořádá akce, kde mluví s lidmi z ulice; tak jsme jednu takovou uspořádali spolu – tématem byla cena státu, jíž jsem vypočítal pro svou přednášku, v níž jsem posluchače seznamoval s tím, kolik nás stál stát v roce 2024. Řadu lidí jsme jen informovali, dali jim letáčky a oni zase šli; někteří se však k mé radosti pustili do debatování – někteří oponovali ekonomicky, jiní zase filozoficky či společensky. Odkaz na celý ozdrojovaný výpočet naleznete zde: urza.cz/public/c.cenastatu.xlsx – Timofej Kožuchov; libertarián; možná trochu anarchokapitalista; youtuber; student politologie a filosofie; LGBT aktivista – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

This episode explores Americans' financial well-being in 2025, using a Yahoo Finance/Marist survey as the springboard. Don and Tom discuss how their audience differs from the average American listener, how perceptions of financial health can be misleading, and what to actually do if your finances—or your feelings about them—are getting worse. They debate the usefulness of net worth tracking, stress the importance of financial literacy, and suggest automating savings. Listener questions cover indexed annuities, bond substitutes, tax implications, and long-term care sales pitches. They also read a letter defending Rick Edelman and challenging their dismissal of crypto, which leads to a lively discussion about evidence-based investing, Eugene Fama's critique of Bitcoin, and the dangers of sensationalized advice. They end with a reflection on public criticism and the value of having one's views challenged. 0:29 Comparing TRM listeners to Ramsey and Kiyosaki audiences 1:37 Median savings for over-65 Americans and why $200k still isn't enough 2:42 Yahoo/Marist survey results: affordability, debt, emergency savings 3:50 One in three say finances worsened; generational breakdown 4:51 Explaining net worth, what to include and exclude 7:01 Tracking net worth annually as a financial benchmark 8:00 Divorce, net worth, and the joke about “kill them off” 9:50 Income gap, gender differences, and perception vs. reality 10:34 How uncertainty and fear shape financial outlooks 11:41 Producer note joke about being “sexist but not leftist” 11:50 Dissatisfaction with savings and personal spending habits 13:06 Fixing bad finances: literacy, automation, benchmarking 17:20 Don argues perception matters more than reality for many 18:20 Listener question: fixed index annuity as bond substitute 19:46 Caps, participation rates, and underperformance vs. markets 21:10 Tax treatment of annuities vs. ETFs 22:55 Importance of advice near retirement (decumulation phase) 23:44 Listener shares bad LTC/annuity sales pitch experience 24:54 Fixed annuity guarantees vs. CDs and government bonds 25:39 Listener defends Rick Edelman, suggests an open dialogue 26:52 Don's critique of Edelman's shift toward sensationalism 29:29 Eugene Fama's comments on Bitcoin, clash with Edelman's stance 31:23 Public criticism is fair game—reading recent Apple Podcast reviews 32:48 Bitcoin adoption debate and institutional incentives Learn more about your ad choices. Visit megaphone.fm/adchoices

It's football season!  This week, Diane compares football to LTC planning. Every team needs a quarterback, position players and a strong defense. We also need depth - a back up plan in case something or someone isn't the right fit for our needs. We need strategies and gameplans so we are prepared for tomorrow.   The most difficult part of LTC planing is we never know what we're going to need to defend against or when we need to be ready to defend.  No one is sending a schedule in advance, so we need to prepare today to have the best plan we can obtain no matter who our opponent is. I'll be your coach and help you strengthen your strategies and your team so you can all be Prepared for Tomorrow. Email me at and I'll email you a Planning Guide to help you start thinking about how and where and with whom you would want to live if you can no longer live independently. Schedule a phone or zoom meeting wih me to start designing your gameplan

Ready for a personalized plan? Book your FREE retirement readiness call

What does long-term care pharmacy at home look like, and how is CPESN® helping lead the way? Join host John Beckner for a dynamic conversation with Leanne Haley-Brown, BS Pharm, RPh, and Patrick Chancy, PharmD, of Chancy Drugs, as they explore how LTC at home came to be and the pivotal role CPESN plays in its success.  Guests:  Leanne Haley-Brown, BS Pharm, RPh, CPESN Pharmacy Care at Home, and Patrick Chancy, PharmD, Chancy Drugs 

On this week's episode of Unlimited Capital, Richard McGirr interviews Ryan Watts. Ryan shares how he co-founded Red River Development and scaled a Build-to-Rent platform to 1,900 units and $600M AUM by leaning on RIAs, family offices, high net worth investors, and a robust fund-manager channel. He explains why they prioritize prerecorded webinars, turnkey deal rooms, and third-party experts to help fund managers raise faster with more credibility. Ryan also previews their 206-home Waco, Texas BTR project, outlining a conservative 65% LTC capital stack, a merchant-build strategy targeting 2x equity, and why Texas demand makes the story compelling. Ryan WattsCurrent role: Co-Founder, Red River DevelopmentBased in: Dallas, TexasSay hi to them at: https://redriverdevelopment.com/ | LinkedIn This is a limited time offer, so head over to aspenfunds.us/bestever to download the investor deck—or grab their quick-start guide if you're brand new to oil and gas investing. Visit investwithsunrise.com to learn more about investment opportunities.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Tomáš Roud založil politickou stranu Voluntia; první rozhovor s ním zde vyšel, když sháněl podpisy, což se mu na jaře povedlo. Teď Voluntii čekají první volby, proto se snaží získat co nejvíc libertariánských hlasů; můj sice nedostane, ale prostor ve Studiu ano. Řešili jsme anarchoagoristický versus politický přístup ke svobodě a v souvislosti s tím i vývoj ve Voluntii, na němž jsem ilustroval rizika politiky; začínají se v ní totiž objevovat jisté znaky, které vykazovali před lety i Svobodní… – Tomáš Roud; voluntarista; libertarián; zakladatel strany Voluntia; zastánce sebeřízení; podnikatel; bývalý voják – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

If you enjoyed the lecture and found it valuable, please consider sending a donation! Regular donations or LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 IBAN: CZ72 2010 0000 0022 0135 9764 -------- I was pleased to give a talk at the biggest Bitcoin conference in Europe; I was given twenty minutes and chose the topic: To regulate or not to regulate Bitcoin? That is the question. But I didn't stop at Bitcoin; my speech explained the same approach for quite every area of our lives that states try to regulate. How can we defend ourselves against such attempts? What can we do when politicians use their power to control us? I believe that the approach I present regarding Bitcoin is universally applicable to other aspects of our lives as well. – Urza (www.urza.cz); author of the first Czech book on anarcho-capitalism; founder of the Free Haven project; co-founder and head of Czech Ludwig von Mises Institute; associate of Students for Liberty; member of Freedom to Learn committee; teacher at free school Ježek bez klece

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- V létě jsem vystupoval na největší evropské bitcoinové konferenci BTC Prague; i tam jsem (anglicky) přednášel o (ne)poslušnosti v souvislosti s regulacemi Bitcoinu, což si budete samozřejmě taktéž moci poslechnout v Kanálu Svobodného přístavu (ač jde o krátké vystoupení, jsem s ním hodně spokojen). Po přednášce mě odchytli Students for Liberty na krátký rozhovor o Bitcoinu (česky); i když to byly v podstatě jen takové ty základní otázky, líbil se mi jejich výběr (zejména ty o konroverzi), tak jsem se rozhodl video publikovat i navzdory tomu, že v audiostopě z nějakého důvodu šišlám (rozumět mi však je) xD – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

This week, we're discussing worksite/group LTC plans, which have evolved a lot since group plans started being offered through employers. Jason Dutra with shares how they are committed to helping the 50+ million family caregivers in the U.S. today. He shares how today's worksite offerings differ from those offered in previous decades, including guaranteed premiums that never change.  This was a big concern with past plans and has now been resolved. We discuss how worksite plans help both employers and employees prepare for tomorrow's industry and family needs. We also discuss why someone can benefit from having both a worksite and an individual plan. Listen and schedule some time with me   to plan for yourself. Schedule a 15 minute meeting to see if a worksite solution can bring value to your company. View both current and projected future costs of care where you live and be sure to use a 5% cost of living/inflation factor as that's what we've witnessed over the last three decades.

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

1️⃣ Blockchain DXB Podcast

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, host Douglas Tuman interviews Dr. K, a proof-of-work researcher with over eight years of experience. They dive into Monero's ongoing “qubic attack,” where mining pool Qubic controls ~35% of the network's hash rate and causes chain reorganizations. Dr. K, whose background spans ConsenSys, Grid Plus (creator of the Lattice One wallet), and a National Science Foundation grant for PoW research, proposes a fix: work shares. By sampling multiple proofs per block instead of one, work shares make the network resistant to attacks from miners with less than 51% hash power. Dr. K is already drafting a pull request to add this to Monero's code.The discussion also explores why Dr. K views proof-of-work as superior to proof-of-stake—emphasizing immutability, permissionlessness, and competitive fairness—and his own project, Quiet Network (QUI), a scalable PoW blockchain with an energy-based token (QI) designed for stable purchasing power. TIMESTAMPS: (00:02:28) Dr. K introduces himself and his background (00:04:44) Dr. K's crypto journey and early experiences (00:14:21) Dr. K's views on privacy in cryptocurrency (00:18:45) Dr. K explains why he's a proof of work maximalist (00:29:03) Discussion of proof of stake vs. proof of work (00:41:13) Dr. K introduces work shares as a solution to Monero's problems (00:48:09) Technical details of implementing work shares in Monero (01:15:06) Comparison of work shares to other proposed solutions (01:31:22) Introduction to Quiet Network and Qi (01:38:49) Closing thoughts on unity in the cryptocurrency community GUEST LINKS: https://x.com/mechanikalk Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- S Vláďou Dobešem jsme debatovali na setkáních ASDŠ (nejen) o (ne)legalitě sebeřízení; v souvislosti s jednou z debat Ježek bez klece opustil asociaci, jelikož naše cesta je žít po svém, až pak řešit zákony, zatímco jiné školy to mají naopak. Jednu z těch škol – Donum Felix – založil právě Vláďa; připadá mi zajímavé, jak moc se liší od Ježka, ačkoliv se také jedná o sebeřízenou „tyrkysovou“ organizaci. Neřešili jsme však jen školy, ale i dopad sebeřízení na celou společnost. – Vladimír Dobeš; zakladatel demokratické školy Donum Felix; lektor; bývalý politik a starosta; inženýr; expert na tyrkysové organizace – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- Svou druhou besedu pro Letní pobyt Domu Svobodného přístavu 2025 jsem věnoval anarchismu, především pak anarchokapitalismu a anarchoagorismu; začali jsme vysvětlováním pojmů (někteří je zpočátku neznali či nechápali), ale nakonec jsme otevřeli moc zajímavou diskusi. Řešili jsme politiku, volby, Svobodné i Voluntii; a naše postoje k tomu všemu. Ke konci jsme se bavili o porušování zákonů, přičemž jsem zdaleka nebyl sám, kdo něco sdílel; objevují se už i další lidé, kteří se k něčemu takovému (i na záznam) hlásí. A kdo ne na záznam, tak alespoň po skončení nahrávané části… – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- Má první beseda na Letním pobytu v Domu Svobodného přístavu 2025 byla o Ježku bez klece; přišlo na ni opět hodně lidí, a to podle mě letos mimo jiné proto, že jsem tam z Ježka nebyl sám, ale i s Jíťou (dalším dospělákem), Míšou (studentkou) a Filem (školníkem), kteří doplňovali své pohledy. V publiku byli lidé, kteří fungování Ježka moc neznali, takže napřed padaly celkem klasické otázky, nicméně po nějakém čase se debata ustálila na řešení konfliktů, což považuji za hodně zajímavé téma; jakým způsobem postupovat, když nejsou k dispozici tresty a vše musí být dobrovolné? – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

So many people want a long term care plan with all the bells and whistles.  They want a plan that will pay for everything that could ever happen.  These plans are often priced higher than a budget allows. Why do people state that they want no coverage if they can't get the best plan out there? We don't do this anywhere but with LTC insurance. Do we not own a car because we can't afford a Tesla? No. Do we not eat because we can't afford the steak? No. When I work wit you, we work together to determine how much risk is both acceptable and affordable. There are plans offered to people on a stricter budget.  There are plans that accept medical concerns that other plans don't accept.  There are plans offered to age 89 in some states. Listen and then scheudle some time to work through this together

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Dvaapadesátý livestream Svobodného přístavu vychází na září – v prvním školním týdnu; naším tématem tedy bude jako vždy (všudypřítomné) učení, (formální i neformální) vzdělávání, (státní i volnotržní) školství a možná i výchova dětí (nejen rodiči). Rádi bychom tento livestream pojali trochu šířeji a interaktivněji – Vy se budete ptát či přinášet teze k diskusím (alespoň rámcově na výše uvedená témata); my se je budeme snažit nahlížet z různých (byť typicky anarchistických) pohledů a pracovat s nimi. – Ema; tvůrkyně Svobodného přístavu; anarchokapitalistka; libertariánka; studentka Ježka bez klece – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Tom kicks off with a check-in on bond market returns, reminding listeners that bonds are about stability, not yield-chasing. He's joined by advisor Roxy Butner, who helps answer listener questions about fixed-allocation vs. target-date funds, how much international exposure is enough, Ameriprise “CL” fund share classes with high fees, and whether hybrid long-term care annuity products are worth considering. Together they emphasize cost awareness, simplicity, and aligning investments with real-life needs instead of sales-driven products. 0:04 Intro and bond returns update (BND, DFIGX, SWSBX) 2:30 Why bonds belong in portfolios despite modest returns 2:47 Mailbag intro with Roxy Butner 3:13 Shelly asks about fixed-allocation vs target-date funds 5:34 Balanced vs LifeStrategy funds and international exposure 7:01 Frank asks about U.S. vs international allocation split 8:23 AVGE, DFAW, and “overthinking” the international percentage 10:39 Decades of U.S. vs international performance 11:15 Angie asks about Ameriprise “CL” fund share classes 13:32 Expense ratios and fiduciary concerns 14:54 Comparing low-cost index alternatives 15:18 Ford asks about hybrid LTC annuity products 17:30 Income planning first vs peeling off money for LTC 18:34 Real-life client experiences with LTC riders 20:33 Policy complexity, surrender decisions, and care costs Learn more about your ad choices. Visit megaphone.fm/adchoices

Long term care (LTC) is a complicated, misunderstood, and emotional topic for any family to discuss. Even if you're a younger listener and think "Oh, this episode isn't applicable to me," I'd still encourage you to give it a listen as the topic of LTC is generational. On today's episode, Bryan and I discuss the basics of what LTC is and what it's not, the difference between LTC planning and LTC insurance, at what age a practice owner should consider evaluating options, and a tax-deductible way that practice owners can pay for the premium.   As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more.   And with that introduction, I hope you enjoy my conversation with Bryan Langdon.   Resources: 20/20 Money Ultimate Financial Success Masterclass OD Masterminds Request Form Ash Brokerage Bryan's Email   ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk Douglas Tuman has a discussion with Vinny Barbosa, a Brazilian crypto writer and privacy advocate, about the current challenges facing the Monero network, particularly the ongoing selfish mining attacks by the Qubic pool. The conversation explores both short-term and long-term solutions, including the proposed "Publish or Perish" soft fork to disincentivize selfish mining, defensive mining strategies, and the controversial idea of incorporating proof-of-stake elements or a finality layer to enhance network security. Vinny argues that while Monero's proof-of-work and ASIC resistance are valuable for decentralization and permissionless mining, all proof-of-work systems are inherently vulnerable to such attacks, and the community should remain open to researching hybrid or alternative consensus models without ideological dogma. The dialogue emphasizes the importance of open debate, technical innovation, and community resilience in navigating Monero's current crisis, while also touching on broader themes of digital cash, sovereignty, and interoperability with other privacy and scalable cryptocurrencies like Zcash and Nano. TIMESTAMPS: 00:06:56 Vinny's Crypto Journey and Current Work 00:12:17 Discussion of Qubic Pool Attack 00:17:25 Debate on Proof-of-Work vs. Proof-of-Stake 00:24:21 The "Publish or Perish" Proposal 00:54:54 Challenging Common Arguements Against Proof of Stake 01:04:48 Broader Discussion on Privacy Coins GUEST LINKS: https://x.com/vinibarbosabr Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

This week, Diane sues te Parable of the Sower to share different reactions to LTC planning occur in the United States.   Are you the hard soil?  The rocky soil? The thorny soik?  The fertile soil? After listening, you can scheudle a phone or zoom meeting with me to start planing to prepare for your family's tomorrow

Dave Kotter is the CEO and President of Hybrid Debt Fund and Integrity Capital LLC, with over $2 billion in funded loans. He specializes in private credit solutions that bridge the gap between traditional bank financing and equity, offering innovative stretch senior loans that provide higher leverage while allowing sponsors to retain more control and equity upside.    

In this episode of FrameworkFocus, we explore how the long-term care (LTC) market has evolved from the pre-pandemic boom through COVID-19's sharp disruption to today's near-recovery. Jason Yablinsky, CFO at SoftWriters, unpacks how shifting interest rates, housing liquidity, and the coming wave of Baby Boomer demand are reshaping the industry's trajectory. Tune in to learn why today's financial constraints may soon become tomorrow's catalysts for growth.

One Team One Fight.Rumble:https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurrayRSS:https://rss.com/podcasts/ltcstevenmurray/1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Canadian journalist Nora Loreto reads the latest headlines for Thursday, August 14, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Don and Tom rip apart a sponsored “news” piece from the Puget Sound Business Journal pushing a company called FISYN, which promises to buy investors out of their annuities and deliver a “safe” 12% tax-free return via raw Texas land. They expose the misleading fine print, the founder's disciplinary history, and the high-risk, illiquid nature of such private equity deals. Calls and questions cover long-term care insurance riders on annuities, portfolio allocation in deferred comp plans, Roth vs. tax-deferred placement for bonds, managing taxable brokerage cash vs. emergency funds, and dividend-vs.-total-return withdrawal strategies. They also clarify that QCDs can only come from IRAs (not 401(k)s or TSPs) unless funds are rolled over first. Throughout, they hammer home skepticism toward anything that sounds too good to be true, distrust of advertorial financial pitches, and the importance of planning before buying complex products. 1:35 Breaking the “golden handcuffs” of annuities—how FISYN's pitch hooks investors 3:20 The too-good-to-be-true promise: 12% returns, equity kicker, no volatility, tax-free 3:49 Founder's BrokerCheck record and lawsuits 5:15 Comparison to Woodbridge Ponzi scheme 6:32 The frying pan-to-fire swap: annuity to raw Texas land 7:37 Bonus shares and “free” Texas trip incentives 8:06 Critique of sponsored content posing as journalism 9:24 Reality check on raw land returns and costs 10:04 Broader issue: pay-to-play financial media 11:18 Caller Robert (TX): Fixed annuity with LTC rider—pros, cons, and better planning sequence 16:29 Insurance industry skepticism and “Wizards of Odds” nickname reveal 17:54 Caller John (WA): Deferred comp allocation—global, small-cap, emerging markets mix 19:18 Roth vs. tax-deferred bond placement and rebalancing flexibility 20:55 Revisiting the “Wizards of Odds” label for insurance companies 21:47 FISYN as a private equity example and why PE risk is often underestimated 23:35 High costs, valuation uncertainty, and past PE meltdowns 25:03 Total-loss potential in private equity investments 26:33 Caller Scott (NY): Using taxable brokerage for overflow cash—emergency fund priority and vehicle choice 30:34 Federal money market funds as short-term parking 31:54 Listener Thomas: Dividend withdrawals vs. total return strategy sustainability 34:43 Caller Pat: QCD rules—only from IRAs, rollover options, and who makes the rules 37:30 Paul Merriman “10 Myths, Lies, and Mistakes” episode plug 38:46 Podcast chart ranking and listener thanks Learn more about your ad choices. Visit megaphone.fm/adchoices