Podcasts about LTC

Listener Q&A where Andy talks about: A short explanation of bonds and "the bond market" ( 2:48 )Are actively managed bond funds better than passive bond funds ( 21:53 )What are the pros and cons of making all of the year's estimated tax payments in the first quarter ( 30:30 )Why insurers don't offer a long term care product with a 2-3 years elimination period or deductible to cover just LTC needs beyond a few years ( 34:07 )His thoughts on getting retirement income from dividends, Treasury interest and municipal bond interest ( 37:20 )Are there any advisors who specialize in working with couples where only one couple is involved in the household finances ( 42:47 )Are there any disadvantages to converting ALL pre-tax account balances to Roth ( 46:20 )Is disability income considered "earned income" and eligible to make IRA or Roth IRA contributions ( 55:30 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

We're getting bad news from what seems like every direction these days. Governments and media are all talking about wars and destruction. But this is not new.  We've been through these kinds of events before, too many times, and we're still here and moving forward. We can't let panic, wars and market crashes control our choices.  These thnigs happen without our input. We can control our clarity, courage and conviction to stay on course. If you've been considering planning for future extended care needs, or if you've been working on your plan, don't stop now.  Too many find a reason to pause and then forget their reasons for planning in the first place.  Then, 10 or 20 years go by, and something happens to them or someone close to them, and they restart their search. At that point, plans are much more expensive or not available due to age or health concerns. Let's work together to design your plan today and protect those you love most tomorrow. Schedule

Hello all,    I recently had cataract surgery in both eyes, and my eyes get tired if I look at the computer too long.  I need to take breaks while recovering. Instead of discussing shared and individual LTC annuities this week, I need to share an episode that was aired last summer. This will remind you how LTC annuities can help both protect your family if you need extended care and also eliminate all those gains on your non-IRA annuities you've been holding on to because you don't want to pay more in taxes.   LTC annuities have very few health questions and are more easily approved.   Schedule with me to learn how you can avoid sharing your annuity earnings with Uncle Sam.

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, Douglas Tuman chats with Diego Salazar (Rarar) and Luke Szramowski from Cypherstack about Full Chain Membership Proofs (FCMPs), a breakthrough that will dramatically boost Monero's privacy. Diego, a longtime Monero contributor and founder of Cypherstack, discusses Stack Wallet—an open-source, multi-platform wallet for privacy coins—and stresses the importance of user-friendly design in privacy tech. The conversation dives into FCMPs, which will expand Monero's anonymity set from around 16 to potentially every transaction ever made, with only a logarithmic increase in size. Luke, a mathematician and cryptographer, details the recent hurdles involving 'divisors'—key components that improve FCMP efficiency—and how they overcame complex security challenges to develop a secure version now under review by the Monero Research Lab. Diego ranks privacy levels across cryptocurrencies, placing current Monero at a 1, Firo's Lelantus Spark at 4, and Zcash's Halo 2 Orchard at 10. With FCMPs, he believes Monero could reach 9 or 10—on par with Zcash. The discussion also covers post-quantum cryptography as the next big frontier, with Cypherstack already exploring solutions. Despite earlier setbacks, FCMP development is back on schedule, targeting a Q1 2026 deployment pending code compatibility checks led by MRL's Justin Ehrenhofer. TIMESTAMPS: (00:01:07) Introduction of guests and their backgrounds (00:04:18) Overview of Stack Wallet and Cypherstack's work (00:07:47) Introduction to Full Chain Membership Proofs (FCMPs) (00:25:11) Technical challenges with divisors in FCMPs (00:54:05) Comparison of privacy levels between cryptocurrencies (01:15:14) Future work on post-quantum cryptography (01:36:23) Philosophical importance of privacy tools GUEST LINKS: https://x.com/thatonesalazar Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ Purchase a plug & play Monero node at https://moneronodo.com SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!

One Team One Fight.https://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Chtěli jste Vítka z Vítkova Cestopissu; sehnat ho bylo trochu náročnější, ale po několika drobných peripetiích se to nakonec povedlo (kontaktování lidí mi obecně moc nejde) – jsem moc rád, že jsem ho nakonec odchytl v ČR a on dorazil (a ještě mi přinesl kratom ze své zahrádky xD). Napřed jsme si povídali (obecně) o svobodě – tu i Vítek spojuje se soukromým vlastnictvím; nakousli jsme i válku proti drogám a stigmatizaci drog, ale v pozadí samozřejmě nezůstalo ani cestování a porovnávání svobody a nesvobody v různých zemích. – Vít Vomáčka; cestovatel; youtuber z kanálu Vítkův Cestopiss; libertarián – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 -------- Konference CryptoByte se konala v Liberci přesně v den, kdy jsem jím projížděl z Domu Svobodného přístavu, takže jsem se rád stavil na předndášku; pořadatelé mě požádali, abych spojil povídání o kryptopenězích s tím, jak anarchokapitalismus ovlivňuje můj každodenní život. Mluvil jsem tedy o tom, jak a proč ze mě každodenní anarchokapitalismus udělal anarchoagoristu, co to pro mě vlastně znamená a jak se to projevuje; nezapomněl jsem samozřejmě ani na souvislost s kryptopenězi, byť je vnímám „jen“ jako jeden z nástrojů k dosažení svobody, ač bezesporu velice důležitý. – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Studentský spolek Lexicon z právnické fakulty v Brně mě pozval k debatě s docentem Tomášem Sobkem. Dotyčný je na fakultě legendou – a já rychle pochopil proč; málokdy jsem se v životě setkal s někým, kdo by tak brilantně a rychle pracoval s logikou. Na debatu přišlo dvě stě lidí; začali jsme u budoucích závazků (dle většiny lidí lze vymáhat vrácení půjčených peněz, ale ne třeba slíbený sex) a došli jsme k argumentation ethic, kterou mi Tomáš Sobek popsal tak, že jsem nakonec souhlasil (ač jde o slabší tvrzení, než jak je běžně používána). – doc. JUDr. Tomáš Sobek, Ph.D.; právník; vysokoškolský učitel; logik – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.https://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

After reviewing planning strategies for hybrid or linked benefit LTC plans, this week we are comparing shared and individual traditional or stand-alone LTC plans. Yes, there have been rate increases on these plans, but over the last 20 years or so, traditional LTC plans have gotten much healthier.  Listen and learn how. When funding using income or on a budget, these plans can help families afford to get through an extended care need without bankrupting their loved ones.   It's easy to see that there are several ways to design and fund your long term care plan. Schedule some time to start preparing for your tomorrow  Learn what your state Medicaid program lets you keep to qualify for state Medicaid benefits (not recommended by us) View both current and projected costs of care

In this week's episode, we'll discuss how many people put bandages over their retirement issues instead of making a permanent fix. What is your rock-solid plan for LTC? What about lifetime income? How can you keep from using Band-Aids to plug all the holes in your plan and use real lifetime solutions? Isn't it time to get answers to the tough retirement questions now?Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.Safe Money Retirement® - Insuring Your Retirement Dreams

One Team One Fight.https://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Jozef Mera – otec jedné z mých studentek – mi nabídl, že s ním mohu natočit jeden díl Studia Svobodného přístavu na téma nedobrovolných hospitalizací v psychiatrických léčebnách, kterých bohužel zažil ve svém životě hned několik (celkem byl hospitalizován šestkrát). Rozebírali jsme chronologicky Jožovy zážitky z jednostlivých hospitalizací, ať dobrovolných nebo nedobrovolných; řešili jsme přístup lékařů k pacientům, jenž je v případě psychiatrických onemocnění dost klíčový. Bohužel jako vždy narážíme na incentivy a limity socialistického zdravotnictví… – Jozef Mera; psychiatrický pacient; příznivec svobody – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, Douglas Tuman and Aaron Day explore the growing threat of stablecoins as a covert form of CBDC (Central Bank Digital Currency), with Aaron warning that the situation has worsened dramatically—“100 times worse than a year ago.” He critiques the Trump administration's stance, noting that despite public opposition to CBDCs, its policies are paving the way for a backdoor digital currency through stablecoin regulation. Key figures like Brian Brooks and Howard Lutnick—linked to major stablecoins and now in influential government roles—highlight what Aaron describes as a Silicon Valley and “PayPal mafia” takeover of policy. The proposed Genius Act and Stable Act would require stablecoins to be fully backed by U.S. Treasuries, effectively forcing users to fund government debt and surveillance systems. With projections of $120 trillion in stablecoin transactions by 2030, Aaron calls this “turbo cancer for CBDC adoption.” The sheer scale of these numbers underscores the urgency he sees in resisting the push toward centralized digital money. The conversation then shifts to solutions within the privacy coin space, emphasizing unity against technocratic control. Aaron highlights FUSD (Freedom Dollar), a private algorithmic stablecoin built on Zano, which offers an alternative by being over-collateralized with Zano rather than tied to government-backed assets. He discusses Zano's technical advantages, including its deflationary model, while defending its pre-mine as a necessary step for development funding. Both hosts stress the importance of collaboration across privacy projects like Monero, Tari, and Zano to resist systemic control. They also preview Porkfest, where they'll host a privacy tent and welcome Ross Ulbricht and his mother Lynn, who is launching a new advocacy initiative. TIMESTAMPS: (00:00:00) - Introduction (00:01:09) - Discussion on Fasting and Health Benefits (00:34:22) - Philosophical Perspective on Fasting and Agarism (01:05:37) - Unity in the Privacy Space and Critique of Technocracy (01:12:36) - Call for Focus on Technocratic Threats (01:21:21) - Porcfest Conference and Its Significance (01:32:23) - Personal Fasting Experiences (01:42:46) - Scientific Backing of Fasting Benefits (01:46:47) - Long-Term Vision for Fasting and Health (01:52:26) - Technical Discussion on Xeno and FUSD Integration (02:00:41) - Decentralized Finance and Future Plans (02:02:20) - Collaboration Among Privacy Coins (02:03:14) - Need for Unified Resistance Against Digital Tyranny (02:08:00) - Stablecoins and Political Manipulation (02:14:27) - Divide and Conquer Tactics of Technocrats (02:23:59) - Legal Support and Advocacy (02:26:03) - Predictions for the Future of Privacy and Crypto (02:41:00) - Legislative Challenges and the Need for Immediate Action (02:52:00) - Closing Thoughts GUEST LINKS: https://x.com/aaronrday Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ Purchase a plug & play Monero node at https://moneronodo.com SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalk

One Team One Fight.https://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Zatím jsme odvysílali dva streamaratony: V roce 2022 trval 13 hodin; a v roce 2024 dokonce 16 hodin. Jak dlouho myslíte, že bude trvat ten letošní, v němž budeme poprvé dva? Můžete jako pokaždé psát komentáře i volat; klást libovolné otázky Emě i Urzovi. Na rozdíl od ostatních běžných livestreamů nebudeme řešit žádné jedno konkrétní téma, takže můžeme probírat cokoliv, co si budete přát; a jako v případě předchozích streamaratonů můžeme tematicky občas i trochu (víc) vybočovat mimo libertarianismus. – Ema; tvůrkyně Svobodného přístavu; anarchokapitalistka; libertariánka; studentka Ježka bez klece – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Zatím jsme odvysílali dva streamaratony: V roce 2022 trval 13 hodin; a v roce 2024 dokonce 16 hodin. Jak dlouho myslíte, že bude trvat ten letošní, v němž budeme poprvé dva? Můžete jako pokaždé psát komentáře i volat; klást libovolné otázky Emě i Urzovi. Na rozdíl od ostatních běžných livestreamů nebudeme řešit žádné jedno konkrétní téma, takže můžeme probírat cokoliv, co si budete přát; a jako v případě předchozích streamaratonů můžeme tematicky občas i trochu (víc) vybočovat mimo libertarianismus. – Ema; tvůrkyně Svobodného přístavu; anarchokapitalistka; libertariánka; studentka Ježka bez klece – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Anna & Marty compare shared hybrid life/LTC plans with separate LTC plans for each of them. It's a matter of preference and goals. The LTC and death benefit are directly related, so plans with higher LTC benefits have larger death benefits.  The death benefit acts as a return of premium if care isn't needed. The key differences in shared and individual plans is who can use the LTC benefits and for how long, who can be beneficiary, and when does the death benefit pay? Listen and learn how these plans differ and what Anna and Marty decided. Schedule an initial free consultation View current and projected costs of care where you live Learn what your state's Medicaid system lets us keep and receive care  Estimate rates for 6 year plans with 3% inflation growth Many don't want a full 6 year benefit period, so please understand that smaller plans have lower rates.

One Team One Fight.Build Resilient Communitieshttps://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Petra Ludwiga jsem dlouho znal jako propagátora kritického myšlení; poslední dobou se ke mně však od něj dostávaly příspěvky (hlavně o Ukrajině), jež mi přišly s kritickým myšlením v rozporu – tak jsem se ho rozhodl pozval do Studia a probrat to s ním. Na rozhovoru se mi hodně líbila Petrova pokora, ochota se učit a otevřeně (veřejně) připouštět, že mu něco není jasné; takové vlastnosti jsou dle mého názoru spíše vzácné. Řešili jsme i válečný stav mysli; a jak se liší vnímání světa průzkumníků a bojovníků. – Petr Ludwig; propagátor kritického myšlení; publicista; podnikatel; podporovatel Ukrajiny – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 -- Od května se cyklus Anarchokapitalismus přesouvá do nového prostoru; vystoupím v podniku The Grail. Mluvit budu o anarchoagorismu, ke který mi dává stále větší smysl; od anarchokapitalismu se liší tím, že neuznává politická řešení, což se mnou docela rezonuje, byť bych v tom asi nebyl tak ostrý. Rád bych se však věnoval tomu, proč si nemyslím, že něco změníme tím, že budeme (poslušně) volit či měnit zákony; centrální plánování totiž nefunguje nejen v ekonomice, ale podle mě ani ve snahách o dosažení větší svobody. Rád bych se zaměřil na to, co vlastně můžeme udělat a co je jak moc efektivní; jsem totiž přesvědčen, že si můžeme udělat svobodný vlastní život, což je shodou okolností i nejlepší cesta ke svobodné společnosti. Prezentace: https://prednasky.urza.cz/bbc/ – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

If you enjoyed the lecture and found it valuable, please consider sending a donation! Regular donations or LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 IBAN: CZ72 2010 0000 0022 0135 9764 -------- Larry captivated me with his talk at LibertyCon; it was undoubtedly the best lecture of the event for me and perhaps one of the best I've ever heard. That's why I was delighted when he accepted my invitation to appear in the Free Haven. We discussed his concept of human virtues as the foundation of liberty. I described my concept of outer liberty and inner freedom (limited by fear) — an idea Larry resonated with. We concluded by discussing how to practically cultivate these virtues in everyday life. – Lawrence „Lary“ Reed; libertarian; free man; president emeritus of the Foundation for Economic Education (FEE) – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

One Team One Fight.https://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

This week, Jen asked if she and her husband can own a long term care plan together and share the benefits with each other. She asked what happens if one person uses all the benefits. And what happens if neither of them need extended care services. She wants to know if it would be better to have two separate plans or share one and can they be each other's beneficiary. She also asked if this is the same as LTC Partnership. Listen and then schedule with me to design a plan to protect your loved ones if you need extended care at home, in assisted living, in memory care or elsewhere See current and projected costs of carfe where you live Learn what your state Medicaid program lets you keep and qualify for government funded care

Odat: Orbital Drop Armor Team by Ltc(r) Alexander R Armor Ca Tambascia Amazon.com Are you ready to embark on a thrilling journey through the pages of a Military SciFi series that will take you to the edge of your seat? Look no further than "ODAT: Orbital Drop Armor Team" - a story unlike any other in the genre. Based on the personal experiences of a US Army Armor CAV Officer, this series is a gripping account of his time in KFOR/SFOR, OEF, and OIF. But here's the twist - it's all written as science fiction! Buckle up and get ready to immerse yourself in a world of action, adventure, and futuristic warfare. This series is not your typical military SciFi story - it's a true account transformed into a captivating and imaginative tale that will leave you wanting more. With the same spirit as Kurt Vonnegut's autobiography, this series is a must-read for fans of the genre. Don't miss out on the latest news and updates from the author - sign up for the newsletter today! You'll be the first to know about upcoming releases and exclusive content. So what are you waiting for? Dive into the world of "ODAT: Orbital Drop Armor Team" and enjoy the ride!

One Team One Fight.https://rumble.com/c/ThePathForwardhttps://rumble.com/c/LTCStevenMurray1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25https://preppedselfreliance.substack.com/

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Matěj Gregor – expert Motoristů na školství – se mi ozval, že by chtěl probrat nějaké otázky ohledně Ježka bez klece; a protože bych i já rád probral nějaké otázky ohledně Motoristů, rozhodl jsem se ho pozvat do Studia Svobodného přístavu, kde jsme (místy i ostře) debatovali. Začali jsme celkovou vizí a politickým programem Motoristů, který se skládá hlavně ze zefektivnění služeb a modernizace státu; pokračovali jsme Matějovou vizí školství, která mi (minimálně na papíře) zní celkem dobře. Nakonec se Matěj ptal na fungování Ježka bez klece. – Matěj Gregor; expert na školství strany Motoristé sobě – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- Přijal jsem další pozvání do košické Paralelné Polis; ač je to trochu z ruky (1400 km tam a zpátky), dává mi smysl tam jezdit a vystupovat, jelikož (rád řídím a) tamní publikum má o ankap značný zájem, navíc se s těmito libertariány jinak moc často nesetkám. Tuto přednášku považuji za jednu z nejlepších pro „pokročilé“ posluchače; obecenstvo totiž tvořili hlavně libertariáni (často anarchokapitalisté), proto nebylo třeba vysvětlovat, kdo by stavěl silnice, ale zabývali jsme se anarchií v širších souvislostech, a to velice prakticky se zaměřením na jednotlivce teď a tady. – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 ---- Lidé mě často zvou přednášet o anarchokapitalismu, (nejen sebeřízeném) vzdělávání, ekonomii a (volném) trhu; ještě nikdy mě však nikdo neoslovil s tím, abych přišel přednášet o liberlandské ústavě; až dokud tak neučinil klub Ambasáda, kam jsem s radostí zavítal. Představil jsem svůj návrh osnovy liberlandské ústavy, pak připomínky liberlandské vlády k nim, další vývoj ústavy i články prozatímní vlády (momentální náhradu ústavy); na tomto vývoji jsem také ilustroval, jaký vliv má na lidi (a to i na libertariány) lákavé volání moci, jemuž bohužel není asi moc nikdo imunní… – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

This week, we need to pay attention that LTC is not just a women's issue.  It used to be more focused on women because we live longer and are more likely to live alone when help is needed.   Today, with so many divorces, we have a lot of single men who will also be living alone when help is needed.  But men are the providers for their kids and familiues.  There is no time to consider that you won't be providing. LTC insurance helps you continue to provide for and protect your kids, even if you can no longer provide for yourself.  It's hard to think and talk about this today, but without a plan, it will be more difficult and costly to your kids later. Watch this 3 minute tear jerking video of a son showering and shaving his dad When we have help helping our parents, it doesn't mean we don't love them as much.  It means they loved us enough to prepare for this day and not overwhelm us. View current and projected costs of care where you live Learn what your state's Medicaid program lets you keep to qualify for state benefits And then schedule a phone or zoom meeting with me to design your LTC plan  

One Team One Fight.https://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me: @Ltc_steven_mur on Twitter @LTC Steven Murray on Telegram @LTC Steven Murray on Truth SocialSubstack https://substack.com/@thepathforward25

Chcete-li podpořit Studio Svobodného přístavu, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Natálie Bret zastupuje u soudu klienta, který ochrnul po covidové vakcíně; měl být odškodněn státem, jenž na sebe vzal odpovědnost za vedlejší účinky vakcín – prý aby bylo pro postižené snazší vymáhat odškodné (to tehdy tvrdili politici). Jako anarchistu mě málokdy překvapí nemorálnost, neefektivita, nefunkčnost či drzost státu; tohle mě však šokovalo. Tvrdím, že státní soudy nemohou být nezaujaté, když soudí žalobu proti státu, který je platí; myslí si po zhlédnutí videa někdo opak? – Natálie Bret; právnička; libertariánka; právní zástupce jedné z obětí vážných vedlejších účinků covidové vakcíny – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

If you enjoyed the lecture and found it valuable, please consider sending a donation! Regular donations or LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 IBAN: CZ72 2010 0000 0022 0135 9764 -------- I spent a long time thinking about what second topic to present at LibertyCon 2025. In the end, I chose to base it on my older talk Being Right Is Not Enough — which I improved, shortened, and translated into English. At first glance, it might not seem like a strictly libertarian topic; however, I think it is extremely important for the practical path toward freedom, which I discussed in the talk preceding this one. Our certainty that we are right can actually distance us both from the truth itself and from the ability to share it with others. – Urza (www.urza.cz); author of the first Czech book on anarcho-capitalism; founder of the Free Haven project; co-founder and head of Czech Ludwig von Mises Institute; associate of Students for Liberty; member of Freedom to Learn committee; teacher at free school Ježek bez klece

If you enjoyed the lecture and found it valuable, please consider sending a donation! Regular donations or LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 IBAN: CZ72 2010 0000 0022 0135 9764 -------- It was a great honor for me to perform at LibertyCon 2025, as its organizers – Students for Liberty – are an initiative I deeply respect; and since this LibertyCon was heavily focused on politics and democracy, I was happy to provide a sort of counterbalance. I used this opportunity to talk about practical paths to freedom (anarchy); I explained why I don't believe in political ones, but rather base my approach on individual liberty and grassroots strategies, as only bottom-up change can truly transform society. It cannot be centrally planned. – Urza (www.urza.cz); author of the first Czech book on anarcho-capitalism; founder of the Free Haven project; co-founder and head of Czech Ludwig von Mises Institute; associate of Students for Liberty; member of Freedom to Learn committee; teacher at free school Ježek bez klece

This week, Diane shares what she learned while attending the 2025 Genworth LTC Symposium "Sustainable Solutions:  The Future of Long Term Care Financing". We all agree on the problem and wonder how long it will take for all parties (public & private) to agree on a solution. The links below provide info on who is supporting the Well-Being Insurance for Seniors to be at Home (WISH) Act. Please reach out to your Congressmen/women and ask then to support this Act as it will help our most vulnerable population while fostering a more vibrant and affordable LTC insurance solution. Schedule with me to start planning WISH Act summary and links to full bill text National Council on Aging  American Geriatric Society American Academy of Physicians American College of Physicians National Alliance for Caregiving  

  Big News: The Sin of Retirement is Almost Here! We're almost there—my first book, The Sin of Retirement, goes live next week! The website and introduction will be up by the end of the week, and I couldn't be more excited to share this with you. It's been a long journey, but the message is timely, the research is deep, and the feedback so far has been incredible. A Rare Admission (and a Correction) In an unprecedented move… I have to admit I was wrong. I had projected mid-June for the resolution of the ongoing tariff negotiations—but the timeline has moved up. With a US-China deal now in the works, we may see these talks wrapped up much sooner than expected. The Market Outlook: Still Bullish Despite that hiccup, the outlook remains very strong. Here's what we're seeing: New lower budget: That's breathing room for both businesses and individuals. Tax bill updates: More favorable conditions could be ahead. Inflation? Finally showing signs of a slow and steady retreat. Put it all together, and we still see strong markets through the end of the year. Plenty of room for growth—and opportunity. Listener Spotlight: Who Should Buy Long-Term Care Insurance? One of our top listener questions this week: Who really needs long-term care insurance? David dives into the history of long-term care coverage and how it's evolved over the years. He breaks down: What long-term care actually covers Who benefits most from it Key factors to consider when deciding whether it's right for you If you've ever wondered whether LTC is worth it—or just another insurance upsell—this week's discussion is for you.

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode Douglas Tuman talks about technical analysis and market trends with Kevin Wadsworth, an experienced technical analyst from the UK. Monero Talk typically focuses on fundamentals rather than technical analysis, but the current market conditions made it relevant to discuss price movements and broader market trends. Kevin presented detailed analysis of various markets, including the S&P 500, gold, Bitcoin, and Monero. He demonstrated how technical analysis can predict major market moves by showing historical examples, particularly with gold price predictions from 2019 that proved accurate. The discussion explored the relationship between different markets, with Kevin explaining how cryptocurrencies remain strongly correlated with stock markets despite occasional short-term divergences. He presented evidence suggesting a potential 'melt-up' scenario in the coming months, while also warning of longer-term risks. TIMESTAMPS: (01:07:00) - Guest Kevin Wadsworth & His Background (09:12:00) - The Role of Technical Analysis in Market Forecasting (14:25:00) - Impact of Unexpected Events on Market Charts (16:09:00) - Analysis of S&P 500 Chart and Potential Scenarios (19:23:00) - Bitcoin's Relationship with Gold and Stock Market (26:39:00) - Gold as a Reflection of Loss of Purchasing Power (33:21:00) - Correlation Between Cryptocurrencies and Broader Market Trends (43:13:00) - Indian Summer in the Stock Market (53:24:00) - Monero's Uptrend and Technical Indicators (01:00:09) - Economic Indicators and Yield Curve Inversion (01:05:24) - Silver's Role in Anticipation of Stock Market Crash (01:13:27) - Trading Strategies and Risk Management (01:19:27) - Monero as Digital Cash and Its Adoption (01:21:41) - Digital Gold Concept and Bitcoin's Role (01:24:51) - Positive Outlook for Monero from a Technical Perspective (01:25:34) - Closing Remarks LINKS: https://x.com/NorthstarCharts Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ Purchase a plug & play Monero node at https://moneronodo.com SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalk

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Jakub Konečný mě oslovil s tím, že by rád ve Studiu promluvil o anarchii (a anarchokapitalismu) v trochu širším pojetí; původně dokonce přišel s tím, že „anarchoapitalismus nestačí“, s čímž lze souhlasit, protože v životě potřebujeme určitě i jiné věci než jen svobodu. Bavili jsme se o anarchii ve všech možných typech mezilidských vztahů – ekonomických, pracovních, rodičovských, školních, kamarádských, partnerských, ale také o vztahu člověka k sobě samému; připadá mi to jako velice zajímavý pohled na anarchii, tak snad ho oceníte i Vy. – Jakub Konečný; libertarián; člen Students for Liberty; hledač poznání – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Pokud se vám přednáška líbila a shledáváte ji hodnotnou, prosím, pošlete dobrovolný příspěvek v krypto či korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qqs0sutxykl5h97xa0fcu4qaptvkvq5ecm52qn9 LTC: ltc1qpcnumcpvx2a77p0shkxwawc555nepy25l0n090 Číslo účtu: 2201359764/2010; variabilní symbol: 5 -------- Z jedné přednášky v čajovně Cherubín se nakonec stal celý seriál; rád se tam vracím, protože to místo má správného čajovníka i skvělou atmosféru (a sochu Buddhy s nápisem: „Když bůh řekl: »Budiž světlo,« zvuk již existoval.“). Princip neagrese považuji za jeden ze základních pilířů anarchokapitalismu; polycentrické právo je pak praktickou implementací volnotržního práva. Jak spolu souvisejí? Může mít právo nějaký smysl i bez toho, aby bylo vymáháno silou? Na tyto – i další – otázky odpovídám v přednášce; rozebírám především to, co lidem nebývá jasné na první poslech. – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

The Path Forwardhttps://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me:@Ltc_steven_mur on Twitter@LTC Steven Murray on Telegram@LTC Steven Murray on Truth SocialSubstack: https://substack.com/@thepathforward25Substack https://preppedselfreliance.substack.com/

The podcast makes its 13th visit to Indiana. UIAAA Connection #227 – Dan Armstrong, CMAA, Retired, former Director of Athletics – Northwest High School in Kokomo, Indiana, is now available. Dan grew up on a farm in western Ohio, right on the border, where living in two time zones was just part of daily life. A few years after Dr. Mike Blackburn's departure, he stepped into the role of Director of Athletics at Northwestern High School in Kokomo, Indiana. In addition to his leadership at the school level, he serves as theChair of LTC 510 and is an active member of the NIAAA Awards Committee. His advice? Make sure you get a mentor. Please Listen, Learn, and Share! You can subscribe to UIAAA TV on YouTube!This podcast is also available on Amazon Music, Apple Podcast,  Breaker, Castbox, Google Podcast, iHeartradio, Overcast, Pocket Casts, RadioPublic, Spotify, Sticher and YouTube

Chcete-li podpořit Svobodný přístav, můžete tak učinit v krypto i korunách! Pravidelná podpora a LN: https://opristavu.urza.cz/ BTC: bc1qwy8l3w0v826amd69h4awpt9hee6srxn4gk2cpg LTC: ltc1q2w2zezyj4anh3v428msf9kqvzelt76n62ys93h Číslo účtu: 2201359764/2010; variabilní symbol: 6 -------- Michal Hužva mi napsal do knihy návštěv (https://piste.urza.cz/) několik zajímavých témat týkajících se svobody a sebeurčení jedince; zahrnovaly deontologii a utilitarismus, hodnotové žebříčky, princip neagrese, ale také Ježka bez klece a sebeřízení. Protože mě to, co napsal, zaujalo, dohodli jsme online hovor; a o jeho záznam se chci podělit i s Vámi, vážení diváci. Naše diskuse šla totiž docela do hloubky, neklouzali jsme jen po povrchu; budu moc rád, pokud obohatí třeba i Vás, o což se můžete – stejně jako o jakékoliv jiné postřehy – podělit v komentářích. – Michal Hužva; libertarián; průzkumník svobody – Urza (www.urza.cz); autor knihy Anarchokapitalismus; tvůrce Svobodného přístavu; spoluzakladatel a hlava Institutu Ludwiga von Misese; člen předsednictva Svobody učení; učitel ve svobodné škole Ježek bez klece

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episdoe Douglas Tuman has a discussion about Tari, a new blockchain project, with the founders Naveen and Ricardo (@FluffyPony). The conversation covers multiple aspects of the project's development and launch. Naveen emphasizes Tari's unique features, including its accessibility and user-friendly interface through Tari Universe. He explained that Tari offers default confidentiality powered by a minimal implementation, making it different from other protocols like Ethereum or Solana. Ricardo detailed the technical aspects of Tari's privacy features, comparing them to Monero but noting that Tari's privacy model is intentionally different. Both founders highlighted the relationship with Monero, explaining that Tari's merge mining feature has already contributed to increasing Monero's hash rate to an all-time high. They emphasized that Tari is not competing with Monero but rather complementing it in the ecosystem. TIMESTAMPS: Coming soon! LINKS: https://x.com/tari https://x.com/fluffypony https://x.com/naveenspark Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ Purchase a plug & play Monero node at https://moneronodo.com SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalk

One Team One Fight.After May 9, 2025:https://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me:
 @Ltc_steven_mur on Twitter
 @LTC Steven Murray on Telegram
 @LTC Steven Murray on Truth SocialSubstack
https://preppedselfreliance.substack.com/

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode Douglas Tuman was live at Pubkey, a bitcoin focused bar, in New York City. The conversation covers many wallet related topics, including overviews of new wallets and new wallet privacy features. Hear an extensive presentation on Ashigaru wallet, a fork of Samurai wallet, that gives instructions on wallet setup, the use of Tor, and security verification processes. Tuxsudo from Cake Wallet presented on privacy features, particularly focusing on silent payments and pay-join functionality. They explained how silent payments work to generate unique addresses for each transaction, improving privacy on the Bitcoin network. Doug discussed XMR Bazaar, a Monero-based marketplace platform. He explained how the platform facilitates peer-to-peer trading using Monero, with features like multisig escrow and reputation systems. TIMESTAMPS: (00:35:58) Introduction to Privacy Tools & Wallets (00:42:41) Transition to Bisq: A Decentralized Bitcoin Exchange (00:52:45) Peer-to-Peer Cash & Satoshi's Vision (01:30:36) Privacy Tools & Transaction Security LINKS: https://x.com/RetoSwap https://x.com/OrangeFren https://x.com/bisq_network https://x.com/nym https://x.com/xmrbazaar https://x.com/cakewallet Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ Purchase a plug & play Monero node at https://moneronodo.com SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalk

This week, I interviewed Mike Simenstad, an LTC veteran with 34 years of experience working for several LTC carriers and distributors.  He currently works for National Guardian Life (NGL), a traditonal LTC company across the United States. Mike, and others in his role help me and other LTC specialists to be able to work smarter for our clients.  We all work together as a team to find the best solution for each family. Mike answers questions about tools/resources consumers use to research and why that can  get confusing.   We discuss actions people are taking today to plan, and we discuss how the traditional LTC industry has evolved and gotten much healthier over the last 50 years. Learn costs of care where you live Estimate LTC premiums for plans with a 6 year benefit period and 3% compounding inflation When we talk we will decide if larger or smaller plans will meet your needs better, but this a good start. Learn what you state's Medicaid program will currently let you keep and access the state Medicaid sysytem for care Schedule a phone or Zoom meeting with me  

One Team One Fight.After May 9, 2025:https://rumble.com/c/ThePathForward1T1F shirts -https://ltc-steven-murray.myspreadshop.com/How to find me:
 @Ltc_steven_mur on Twitter
 @LTC Steven Murray on Telegram
 @LTC Steven Murray on Truth SocialSubstack
https://preppedselfreliance.substack.com/

We often hear from sons and daughters who want to buy LTC coveeage for a parent.  This could be to preserve a family home, to avoid Medicaid, or because they watched their parents care for their own parents for several years.  They don't want to go through that again. This works if the parent is still healthy enough to be approved by an insurance company. Different kinds of planning strategies are offered by different companies up to various age limits, and health questions differ as well. We can be pretty certain that Medicaid will be less accomodating in the future.  Learn more about that with resources from View current and projected costs of care where you live Estimate premiums for 6 year LTC plans Learn what your state Medicaid program lets you keep today Schedule a meeting to learn more

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: The episode features a conversation between Douglas Tuman and Seth from Cake Wallet discussing Monero's 11th birthday and recent developments in the Cake Wallet ecosystem. Seth discussed several major updates to Cake Wallet, including background sync for Monero which allows wallets to stay synchronized automatically, and the implementation of a unified 12-word seed phrase system for all supported cryptocurrencies. The conversation covered the upcoming FCMP (Full Chain Membership Proofs) implementation in Monero, with Seth estimating a timeline of 6-9 months for full deployment. Seth shared insights about Cake Wallet's integration with the Open Crypto Pay system, enabling seamless point-of-sale transactions in Switzerland. He also discussed the importance of maintaining a symbiotic relationship between Monero and other cryptocurrencies, particularly Bitcoin and Litecoin, as they serve as valuable on-ramps to Monero. The discussion concluded with Seth emphasizing the need for the Monero community to focus on improving user experience without compromising privacy, and to be more open to integration with existing cryptocurrency infrastructure like BTC Pay Server. TIMESTAMPS: (00:05:19) Discussion on integrating XMR Chat with Cake Wallet. (00:32:14) Upcoming native Tor integration for Monero wallets. (00:33:13) Zcash community's recent efforts to regain adoption. (00:41:32) Collaboration with DFX for POS solutions to integrate Monero into existing systems. (01:03:39) Background sync feature for Monero wallets. (01:11:50) Optimism about loosening regulations and supporting builders of privacy tech. (01:18:04) Importance of fighting for regulatory wins while staying true to cypherpunk ideals. (01:24:19) Onboarding new users to Monero and addressing initial friction points. (01:37:48) Final question: How to maintain Monero's lead in adoption and privacy. (01:44:50) Closing remarks LINKS: https://x.com/sethforprivacy Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ Purchase a plug & play Monero node at https://moneronodo.com SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalk

Is your 401(k) prepared for a market crash? With market volatility on the rise, many investors are wondering how to protect their portfolios.  In this episode, I share an article from Go Banking Rates on how to safeguard your retirement savings during turbulent times. I'll highlight key takeaways from the article, share my own insights on where I agree or disagree, and explain why certain strategies may be more effective than others. After that, I answer a listener's question about long-term care (LTC) insurance. We'll explore different types of LTC policies, discuss the ideal time to purchase coverage (such as around age 50), and consider whether self-funding might be a smarter financial strategy. Key takeaways: Diversify, Diversify, Diversify Shift Toward Conservative Investments as You Near Retirement Rebalance Regularly—Not Just After a Crash Consider a 401(k) Rollover for More Flexibility Stay the Course—Don't Panic Sell Resources: Go Banking Rates article: How To Protect Your 401(k) from a Stock Market Crash   Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Get the book - out now!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today inApple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart