Property Apprentice Podcast

Send Us A Message! Let us know what you think.In this episode of the Property Apprentice Podcast, host Debbie Roberts, financial adviser and owner of Property Apprentice, breaks down the latest KiwiSaver changes announced in the government's May 22nd, 2025 Budget. Whether listeners are saving for their first home, planning for retirement, or simply trying to make sense of the updates, this episode delivers clear and practical insights.Here's what's covered:16- and 17-year-olds will now receive employer and government contributions to their KiwiSaver accountsThe default employee and employer contribution rate will increase from 3% to 3.5% in 2026, and to 4% by 2028The annual government KiwiSaver top-up will be halved from $521 to $260.72 as of July 1, 2025Individuals earning over $180,000 will no longer receive any government contributionsWhat these changes mean for savers and how they could affect long-term balancesWhy this is a great time to help teens start contributing to KiwiSaverTips on how to make the most of what's still availableDebbie encourages listeners to check out the updated KiwiSaver Calculator at www.sorted.org.nz to assess how the changes might impact their savings goals.Whether it's good news for young savers or a wake-up call for high earners, Debbie offers a balanced take on what the new rules mean for Kiwis — and how to adapt.

Send Us A Message! Let us know what you think.Topic #1:  1News 28th of May -Banks lower interest rates as Reserve Bank cuts OCR againTopic #2: RNZ 29th of May - Are credit card rewards schemes worth it?Topic #3: Good Returns  28th of May - First home buyers outgun investors againTopic #4: Interest.co.nz 29th of May - Residential construction continues to decline in Auckland and still has some way to go before it hits the bottomTopic #5: Interest.co.nz 29th of May -ANZ Property Focus Report says ample supply of homes for sale is keeping a lid on prices - expects mortgage rates to bottom out around the end of the yearSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  NZ Herald 20th of May -Auckland Council to release new property valuations in early JuneTopic #2: Oneroof 22nd of May - 'Pretty bad at the moment': Wait times for home loan approvals have blown out, say brokersTopic #3: Good Returns  21st of May - Hawks, doves and KiwisTopic #4: Good Returns 22nd of May - KiwiSaver contribution rates to increase; Cuts to Govt contributionTopic #5: RNZ 22nd of May -The social housing waitlist: Woman told no emergency homes available at allSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 13th of May - Lull in property values present home buyers 'rare opportunity'Topic #2: Stuff 15th of May - People selling their home within three years could be facing a loss, new report findsTopic #3: Interest.co.nz  15th of May - Housing sales and selling prices both edged lower in April, with REINZ saying buyers are being pickyTopic #4: RNZ 15th of May - Falling interest saving home loan borrowers $2.2b, bank saysTopic #5: Oneroof 14th of May -Tony Alexander: Reasons to be cheerful - but don't expect a boom anytime soonSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 7th of May - House prices, rent rises to be restrained in the short term: RBNZTopic #2: RNZ 7th of May - Methamphetamine use still a headache for landlords, regulatory decisions due this yearTopic #3: Stuff 7th of May - ‘It's tough out there at the moment': Number of adult children moving home on the riseTopic #4: Oneroof 7th of May - Tony Alexander: Home loans are cheaper, so why has the housing market stalled again?Topic #5: Oneroof 7th of May -Revealed: Green homeowners could save up to $98,000 on their mortgage billSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Corelogic 1st of May - Momentum gradually builds in market upturnTopic #2: RNZ 1st of May - Like the look of that house? 'Visit 50 properties before you buy'Topic #3: Interest.co.nz 30th of April - ANZ's economists see an upturn in house prices but expect it to be restrained by high volumes of houses for saleTopic #4: RNZ 30th of April - When and where house sellers have made 100 percent in five yearsTopic #5: RNZ 29th of April -Time to pick a home loan strategy, ASB saysSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 23rd of April - 'Pain' for property investors as renting listing levels hit decade highTopic #2: Oneroof 23rd of April - Tony Alexander: Global trade war's effect on house prices - the good, bad and uglyTopic #3: RNZ 23rd of April - House sellers cut prices, March sales 'roaring back to life'Topic #4: NZ Herald 23rd of April - Roofing Association ‘deeply concerned' over claims of ‘reckless' activityTopic #5: Good Returns 22nd of April -Sitting back and taking a calm attitudeSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 15th of April - Non-banks may offer lower rates under deposit insurance schemeTopic #2: NZ Herald 15th of April - NZ's house price median drops $30,000 annually, Auckland down 2.8%: REINZTopic #3: Oneroof 20th of April - ‘Too much of a risk' - Agents to fire landlords who ignore Healthy Homes deadlineTopic #4: NZ Herald 14th of April -Kiwi card spending drops 0.8% in March, Stats NZ data revealTopic #5: Corelogic 16th of April -Buyer power dynamics are changingSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 9th of April - BREAKING: OCR: 3.5% - Further reduction in OCR appropriateTopic #2: NZ Herald 8th of April - House prices flat to start 2025 – which regions fared better than others?Topic #3: Good Returns 8th of April - Longer term fixed interest rates slowly bite into floating termsTopic #4: NZ Herald 8th of April -First-home buyers face challenges as KiwiSaver balances dropTopic #5: Corelogic 9th of April -NZ residential construction cost growth slows to near-record lowSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  NZ Herald 1st of April - Green shoots of optimism as number of Kiwis behind on payments fallsTopic #2: The Mortgage Mag 1st of April - RBNZ does a u-turn on bank capital requirementsTopic #3: RNZ 2nd of April - Problems ahead unless government changes retirement policy - reportTopic #4: NZ Herald 2nd of April -Barfoot & Thompson unsold houses hit record: 6200 places availableTopic #5: Oneroof 30th of March - ‘Scary' trend: Homeowners losing thousands of dollars with short-term mortgage fixesSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Oneroof 16th of March - OneRoof's Need to Know: NZ's most expensive and cheapest streets revealedTopic #2: Stuff 19th of March - How to cut 10 years off your mortgage and pay less interestTopic #3: NZ Herald 20th of March - ‘Rate wars' puts long-term mortgage-fixing back in the frameTopic #4: Stuff 20th of March -Why experts say your KiwiSaver contribution should be a minimum of 4%Topic #5: RNZ 20th of March - Here's what your credit score might stop you doing#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #housingmarket #KiwisaverSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Stuff 11th of March - More listings than sales: How to sell your houseTopic #2: 1News 10th of March -What will happen to house prices this year? Major bank changes its mindTopic #3: NZ Herald 11th of March - What to do if you are worried about your KiwiSaver balanceTopic #4: RNZ 10th of March - Are women really more conservative investors?Topic #5: Stuff 13th of March - Summer 2025 marks flattest housing market performance in six years - QV#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 4th of March - Rise in retiree renters to influence data in decades to comeTopic #2: NZ Herald 4th of March -What is NZ's biggest KiwiSaver balance?Topic #3: RNZ 5th of March - Number of pensioners needing rent help nears 50,000Topic #4: 1News 6th of March - Modest growth in property values in February - CoreLogicTopic #5: Good Returns 6th of March - Longer-term mortgage rates near cycle lows#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 26th of February - Refixing borrowers swamp banksTopic #2: NZ Adviser 27th of February - Report reveals gender gaps in NZ property ownershipTopic #3: NZ Herald 24th of February - Waiting to fix mortgages in 2026 could cost borrowers more, interest rate analyst saysTopic #4: NZ Herald 24th of February - Housing confidence back to 2020 levels - surveyTopic #5: NZ Adviser 27th of February - Real estate investors reevaluate portfolios – survey#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  NZHerald 18th of February - Property investors eye short-term rentals for higher yieldsTopic #2: Interest.co.nz 19th of February - Auckland's median price dropped $51,000 in January, national median down $30,000Topic #3: RNZ19th of February - All major banks cut interest rates after official cash rate dropsTopic #4: RNZ 19th of February - House sellers warned to be realistic despite falling interest ratesTopic #5: NZ Adviser 20th of February - New Zealanders prioritise mortgage and essential bills, survey finds#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #marketupdate Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 11th of February - ‘Pre-wave' of property investors start to appearTopic #2: Good Returns 11th of February - Borrowers switch from floating to fixed rates at brisk clipTopic #3: NZ Herald 11th of February - Kāinga Ora cracks down on rent debt, halves outstanding amountTopic #4: NZ Adviser 12th of February - NZ's residential property market shifts toward buyersTopic #5: RNZ 12th of February - Flat hunting? Here's why a landlord can't ask whether you have got a job#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #rent #newzealandSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Realestate.co.nz 3rd of February - Sellers hit 2025 hard, with new listings at levels not seen in a decadeTopic #2: NZ Herald 4th of February -Housing Minister Chris Bishop reveals Kāinga Ora's turnaround plan to reduce deficitTopic #3: Oneroof 4th of February - Wellington's average RV drops 24%: Which suburbs are most at risk?Topic #4: NZ Herald 5th of February - Major banks cut home loan rates; Westpac first to go sub 5%Topic #5: RNZ 5th of February - Should first-home buyers rush to get in the market?#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlordingSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  Stuff 22nd ofJanuary - What the unchanged inflation rate means for your mortgageTopic #2: NZ Herald 22nd of January -Rising rents the biggest driver as inflation stays stuck at 2.2%Topic #3: Interest.co.nz 22nd of January -REINZ says December was especially quiet and buyers had plenty to choose from as housing inventory surgedTopic #4: RNZ 21st of January- 'No rush back' to the housing marketTopic #5: The Mortgage Mag 22nd of January -Investor mortgage borrowers' sentiment takes a nose dive#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords #RBNZSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 15th of January - Mortgage calls: When will borrowers see value in long-term rates again?Topic #2: Interest.co.nz 16th of January -There was a 30% drop in buyer interest on Trade Me Property in DecemberTopic #3: Good Returns 15th of January -Borrowers turn to short term mortgage rates in drovesTopic #4: Interest.co.nz 16th of January-Economists see latest NZIER Quarterly Survey of Business Opinion as clearing the way for a further substantial cut to the Official Cash Rate next monthTopic #5: Corelogic 16th of January -Rumours swirling over NZ's foreign buyer ban - million-dollar agents think changes are afoot#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords #RBNZSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1:  RNZ 12th of December-Building cost inflation drops to lowest annual rate since 2015Topic #2: Oneroof 12th of December -FOBO knocks Christchurch for six: What is it and what is it doing to house prices?Topic #3: RNZ Herald 12th of December-Smaller banks often match big bank interest rates - mortage adviserTopic #4: Oneroof 11th of December -Tony Alexander: Don't bet on ultra-low mortgage rates next yearTopic #5: Corelogic 12th of December -Best of the Best 2024 unveils a year of contrasts#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlordsSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1: 1News 4th of December-Stable property prices help fuel 'Goldilocks' market — reportTopic #2: The Mortgage Mag 5th of December -Bank of mum and dad alive and wellTopic #3: NZ Herald 4th of December-Commerce Commission investigated Valocity over competition issues among valuersTopic #4: Interest.co.nz 3rd of December -Barfoot & Thompson's sales and selling prices both headed higher in November but the agency has a mountain of stock to deal withTopic #5: Corelogic 5th of December -‘Holding pattern' continues for property values in November#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlordsSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Topic #1: NZ Herald 16th of November-Housing Minister Chris Bishop outlines Government plans to make is easier for community housing providers to get financeTopic #2: RBNZ Media Realease 27th of November -OCR 4.25% - OCR lowered further as inflation returns to targetTopic #3: NZ Herald 26th of November -Housing confidence rises as interest rates continue to fallTopic #4: RNZ 27th of November - The rule change that's likely to hit property investors harderTopic #5: RNZ 27th of November -KiwiSaver provider suggests saving no less than $1 million for retirementClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Welcome to the Property Apprentice Podcast, where we empower New Zealand property investors with the tools and insights they need to thrive! In this episode, host Debbie Roberts breaks down the exciting updates to New Zealand's tenancy bond system.After 24 years of paper-based processes, the tenancy bond service is going digital! Starting in late November, lodging new bonds will become faster, easier, and more secure with mandatory online options. Debbie covers everything you need to know, including:

Send Us A Message! Let us know what you think.Topic #1: Interest.co.nz 20th of November-Independent global economic researchers Capital Economics say despite their expectation the RBNZ will slash the OCR to just 2.25% in 2025 the housing market price recovery will be 'muted'Topic #2: The Mortgage Mag 19th of November -Mortgages harder to get over the lineTopic #3: NZ Herald 19th of November -Landlord paid $4k after $40k of damage, goes to Tenancy TribunalTopic #4: Stuff 21st of November - Investors on the rebound and first home buyers still strong in sluggish marketTopic #5: RNZ 21st of November -Capital gains tax the best way to raise revenue as NZ 's population ages - TreasuryClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 12th of November-Average house values little changed from start of yearTopic #2: Oneroof 13th of November -Tony Alexander: Where Kiwis plan to splash the cash now rates are fallingTopic #3: RNZ 13th of November -Wanting to sell your house? It may take 7 years before you don't face a lossTopic #4:Good Returns 14th of November -Govt takes risk-based approach to deposit guarantee schemeTopic #5: Interest.co.nz 14th of November -Housing market warms over spring but it's not exactly tropicalClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 7th of November-Current first-home buyers paying less but getting moreTopic #2: The Mortgage Mag 5th of November -Banks asses what stressors could destroy capital buffersTopic #3: Interest.co.nz 7th of November -Newly released 2023 Census data shows that around one-in-16 houses in New Zealand are too small for the number of people living in themTopic #4: NZ Advisor 6th of November -NZ property market shows signs of revivalTopic #5: RNZ 6th of November -Building consents up but time needed for new builds to return, economist saysTopic #6: Business Desk NZ 6th of November -Adviser liability gap leaves couple with no easy optionsClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 29th of October-Rents fall to eight-month low, but still higher than last yearTopic #2: Stuff 29th of October -Last minute home loan fixing could save thousands, mortgage broker saysTopic #3: 1News 29th of October -How the Government is moving to streamline building consentsTopic #4: NZ Herald 29th of October -Bond refunds spark disputes: Tenants and landlords clash in tribunalTopic #5: Interest.co.nz 29th of October -A majority of voters want to tax property investor profits but not other assetsClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Oneroof 22nd of October-‘They know they will be blowing first-home buyers out of the water'Topic #2: 1News 22nd of October -Jumbo-sized 75 point OCR cut possible next month - economistTopic #3: Oneroof  22nd of October -‘Heart-wrenching': Christchurch students struggling to find a roof as accommodation shortage bitesTopic #4: Oneroof 22nd of October -Tony Alexander: 2025 could have been a really bad year for property investorsTopic #5: Interest.co.nz 24th of October -ICNZ opposes UK-style flood reinsurance scheme for NZ, saying it could send the wrong signalsClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 15th of October-Unauthorised overdrafts, the banks' secret weapon in avoiding mortgagee sales?Topic #2: Stuff 16th of October -Five places where property sales are picking upTopic #3: NZ Herald  15th of October -Auckland house prices fall 5.4%, national inventory up 27.4%Topic #4: RNZ 16th of October -How does NZ's pension compare?Topic #5: NZ Adviser 17th of October -Kiwis moving more, staying lessClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 10th of October-Statistics New Zealand figures show household net worth dropped by $47 billion in the June quarter, while total income fell for the first time since this data series began in 2016Topic #2: 1News 9th of October -OCR cut reaction: 'Brighter days' ahead as rate relief comingTopic #3: Interest.co.nz  8th of October -NZ Banking Association says despite tough economic conditions, 'the vast majority of New Zealanders' are managing their financial situation wellTopic #4: TradeMe 8th of October -Spring trend or market rebound? House prices bounce backTopic #5: Interest.co.nz 10th of October -Rents are static around the country suggesting supply and demand are reasonably balancedClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 17th of September- Mortgage rate battle continues as Kiwibank cuts home loans ratesTopic #2: Oneroof 18th of September -Tony Alexander: Why do Kiwi houses cost nine times the average income?Topic #3: NZ Adviser 18th of September - Kiwis' growing obsession with 'dream scrolling'Topic #4: Oneroof 17th of September -Vibrations damage homeowner's property - and the insurer is ignoring the claimTopic #5: 1News 19th of September -Property sales slowly rising heading into spring - CoreLogicClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Corelogic 12th of September -NZ property market faces mixed fortunes as recent slowdown hits suburbsTopic #2: 1News 10th of September -More than 300 Kāinga Ora projects across NZ in limboTopic #3: RNZ 11th of September - Rateable values, market values and rates: What you need to knowTopic #4: RNZ 12th of September -Mortgage brokers push back on Commerce Commission advice to present multiple offersTopic #5: RNZ 10th of September -Glut of houses on the market keeping values down - QVClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 3rd of September -New Zealanders are falling short on retirement savings – is it time to boost KiwiSaver contributions?Topic #2: RNZ 3rd of September -How many borrowers have 'fix regret'?Topic #3: Interest.co.nz 4th of September -Opinions split about whether it's a good time to buy a house, ASB survey showsTopic #4: Oneroof 4th of September -Tony Alexander: How long have buyers got before they lose the upper hand?Topic #5: RNZ 4th of September -Kainga Ora takes action over tenant rent arrearsClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Corelogic 29th of August -Brighter future for small investors and relocating owner-occupiers as market conditions shiftTopic #2: NZ Herald 27th of August -2025 the year house price rises revert to normal, BNZ saysTopic #3: NZ Herald 28th of August -The KiwiSaver fund that has returned nearly 400%Topic #4: Interest.co.nz Mag 29th of August -Housing market downturn is helping first home buyers get into a home of their ownTopic #5: RNZ 28th of August - 'Capital income tax' just an internal debate at this stage - Chris HipkinsClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.Join Debbie from Property Apprentice as she sits down with longtime clients Kellie and Ryan Dawson, who began their property investment journey back in 2012. Kellie shares how they overcame early skepticism about investing and built a successful property portfolio over the years, while raising their family. Now, as they enter a new chapter of life, Kellie talks about their bold decision to travel around Australia with their two boys in a caravan! Discover the lessons they've learned, how education played a key role in their success, and their inspiring story of creating financial freedom.Follow Kellie and Ryan's social media:YouTube: ‪@financialfreedombyforty‬ Instagram Account: ‪@financialfreedombyforty‬ Facebook: Financial Freedom by Forty How to Succeed with Property Investing Online & In-Person Events: https://www.propertyapprentice.co.nz/ #successmotivation #propertyinvestingnz #investingadvice #investingforbeginners  #propertyinvestment #nzproperty #newzealandSupport the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 19th of August -With the OCR coming down, how far will home loan rates fall?Topic #2: Interest.co.nz 20th of August -House prices continued to tumble in July but that's proving to be good news for buyersTopic #3: Landlords.co.nz 20th of August - From hunted to huntersTopic #4: The Mortgage Mag 20th of August -Mortgage advisers should put greater emphasis on price: ComComTopic #5: Interest.co.nz 19th of August -Three quarters of the properties selling at auction are fetching less than their rating valuationClick to book a free, no-obligation meeting with PaulClick to join a free Online or In-Person How to Succeed with Property Investing EventSupport the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Winter blues over? First-home buyers lead market resurgenceHalf of household income going to the mortgageOCR drops, but may not impact housing too muchBanks slash mortgage rates as further OCR cuts signalledRBNZ says rate cuts should act faster this timeSupport the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 31st of July - Tax warning for property flippersTopic #2: 1News 30th of July - Explainer: The changes coming for the process of borrowing moneyTopic #3: RNZ 30th of July - Is a capital gains tax the answer to unaffordable renting?Topic #4: NZ Herald 31st of July -ANZ cuts home loan and business interest ratesTopic #5: RNZ 1st of August -Banks relax borrowing test ratesSupport the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Good Returns 22nd of July - Predictions for OCR cut next monthTopic #2: The Mortgage Mag 23rd of July -Deloitte: shared equity schemes could arrest declining home ownershipTopic #3: Stuff 25th of July - Teenagers buy their own home after years of saving at their supermarket jobsTopic #4: RNZ 24th of July -Rents falling for first time in nearly two years, data showsTopic #5: RNZ 23rd of July -More home loan rate cuts - if you can get them Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 17th of July - NZ's largest bank cuts home loan rates as inflation dipsTopic #2: NZ Herald 15th of July - Housing: Listings soar, Auckland, Canterbury buck price falls, ASB expects turnaround in late 2024Topic #3: Oneroof 17th of July - Tony Alexander: Why the era of crazy house price rises is overTopic #4: 1News 16th of July -Govt considers rolling back home insulation standardsTopic #5: Kainga Ora 14th of July -New approach to tenancy managementJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: The Mortgage Mag 10th of July Expectation of Nov rate cuts prompts record short rate borrowingTopic #2: Stuff 10th of July - Housing changes will make it ‘harder for disabled people to live', advocate saysTopic #3: Interest.co.nz 9th of July -  QV says house hunters are going into hibernation as values continue to fallTopic #4: NZ Herald 8th of July -Lending limits: How they could affect bank mortgage booksTopic #5: 1News 8th of July -Millions spent on Kāinga Ora developments now in limboJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 4th of July -Government to ‘flood' cities with more housing by liberalising planning rulesTopic #2: Oneroof 2nd of July - Banks pick date of first interest rate cut - will mortgage pain ease this year?Topic #3: NZ Herald 2nd of July -  New building consents take a tumbleTopic #4: The Mortgage Mag 3rd of July -New code brings commonsense to lending - FSFTopic #5: RNZ 2nd of July -Australian, New Zealand property markets face creeping climate risksJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 27th of June -Trade Me says more rooms in flats are being advertised but  fewer people want themTopic #2: NZHerald 26th of June - Another major bank scales back house price forecastTopic #3: NZ Herald 27th of June -How July 1 changes to Auckland Fuel Tax, paid parental leave and the bright-line test could affect you – The Front PageTopic #4: Oneroof 25th June -Works hard, earns good money, still can't afford a homeTopic #5: Interest.co.nz 26th of June-What to think about when reading your annual KiwiSaver statement according to the Chief Economist at the Financial Markets AuthorityJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Landlords.co.nz 20th of June -Market could be near a tipping point Interest.co.nz 19th of June - New Zealand's biggest rent increases have come in cyclone-affected Gisborne and Hawke's BayRNZ 19th of June -Granny flat change could make home ownership more obtainable, supporters sayTopic #4: Oneroof 20th June -Ex-housing minister: Rare moment of political agreement torpedoed by Christopher LuxonTopic #5: Corelogic 20th of June- Persistent market challenges, despite easing lending and tax rulesJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZHerald 13th of June -Thousands of first-home buyers have deposits wiped outTopic #2: Newshub 12th of June - Households struggling to save or cope with unexpected bills, Kiwibank report revealsTopic #3:Oneroof 12th of June -Tony Alexander: The return of the housing market slump - who's to blame?Topic #4: Interest.co.nz 10thof June -Residential building cost inflation dropped to 1.8% in 12 months to May this year from 4.9% in the 12 months to December 2023Topic #5: NZHerald 11th of June- $55,000 back pocket hole: Cut-off nearing for Government KiwiSaver contributionJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZHerald 6th of June -Housing market rally stumbles as New Zealand and Auckland prices fallTopic #2: Good Returns 6th of June -Geopolitics aside, investors take long view with buying intentionsTopic #3: NZ Herald 4th of June -High costs push more homeowners to seek homestay students and flatmatesTopic #4: RNZ 2nd of June -Did we have to have the interest rate pain?Topic #5: Interest.co.nz 4th of June- Asking prices, new listings and total stock levels all sinking as the housing market heads into winterJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZHerald 29th of May -Census 2023 results: New Zealand's population growing, diversifying, and ageingTopic #2: Stuff 28th of May -How does your Kiwisaver balance stack up?Topic #3: Good Returns 28th of May-RBNZ pushes go button on DTI restrictionsTopic #4: NZ Herald 29th of May -ASB Housing Confidence: Good time to buy a home? Depends on who you areTopic #5: Oneroof 30th of May- Budget 2024: What the tax cuts mean for the housing marketJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Oneroof 22nd of May -First home grant axed: What the Government changes mean for first-time buyersTopic #2: 1News 23rd of May -Record numbers are leaving NZ – but is the grass greener overseas?Topic #3: Interest.co.nz 21st of May-Crown housing agency may have to bid against private housing providers to secure funding for future state homesTopic #4: Good Returns 23rd of May -Good and bad news for home owners from RBNZTopic #5: Newshub 21st of May- Bay of Plenty more expensive than Auckland for rentersJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Landlords.co.nz 15th of May -Sticky market for investors – first home buyers in controlTopic #2: Good Returns 16th of May -ComCom told clawback periods need to be reducedTopic #3: RNZ 13th of May- Rents, fuel and food holding up inflationTopic #4: RNZ 16th of May -Buyers' market? Property resale profits downTopic #5: Stuff 13th of May-$1m home at age 25? Could ‘house-hacking' work for you? Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 8th of May -First home buyers benefit from lower prices and less competition - CoreLogicTopic #2: Good Returns 8th of May -Mortgage borrowers hedge their bets on OCR coming down soonTopic #3: NZHerald 7th of May- KiwiSaver investments ride wave of optimismTopic #4: 1News 9th of May -Budget 2024: Willis promises 'meaningful but modest' tax reliefTopic #5: Oneroof 8th of May-Tony Alexander: When homeowners should expect the magic 1% cut in mortgage ratesJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 30th of April -Reserve Bank wants banks to keep a closer eye on the insurability of properties it lends againstTopic #2: Interest.co.nz 29th of April -ANZ report says Auckland housing market has remained soft despite the recent surge in net migrationTopic #3: 1News 30th of April- Interest rate cuts might have to wait until 2025 — economistTopic #4: Stuff 1st of May -The regions where property prices are still risingTopic #5: The Mortgage Mag 1st of May- RBNZ could impose DTIs on mortgage lending from July Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the Show.*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.